A car fender is an aerodynamic panel that frames the vehicle’s wheels and protects its tyres from external agents. It is a protective shield meant to prevent road debris from causing major inconveniences in the car’s functioning.

How Does a Car Fender Offer Protection?

Car fenders mainly protect the vehicle’s body. But they also have other associated uses and help protect the car and its components from significant damage. The main ways in which the fender or wing protects the vehicle are:

• Shields against road debris

As curved panels designed to cover the wheels, fenders ensure that various types of road debris, such as rocks and gravel, dirt and mud, and other objects, cannot significantly damage the vehicle due to the impact of the wheel’s rotating motion. Thus, they ensure that such objects do not get flung at the car’s body or at other vehicles and pedestrians for better road empathy.

• Enhances aerodynamics

A car fender addresses the important consideration of car aerodynamics. It helps streamline the airflow around the car, thereby attaining optimal aerodynamics that enhances fuel efficiency while reducing wind resistance.

• Improves performance

By effectively controlling the factors that enhance car aerodynamics, fenders help improve the vehicle's overall performance.

• Lends structural support

Car fenders, present along the front and rear ends of the vehicle, help to uphold its structural integrity. This, in turn, reinforces the car's stability and ensures the safety of its occupants.

• Preserves mechanical components

A car fender not only protects the vehicle’s body from damage but also helps preserve its underlying mechanical parts. This includes the wheels, suspension, and brakes, which are protected from elements like corrosion, dirt, and moisture.

• Maintains its aesthetics

The two-fold impact of a fender upon the car’s overall looks derives partly from its protective feature. Its functional aspect ensures that the vehicle’s body does not have dents or blemishes. On the other hand, the fender’s incorporation in the car’s design is meant to complement its style and appearance.

When you drive at night or in low-light conditions, the headlights on your car play a critical role in ensuring your safety. They help you see the road ahead and make sure other drivers can see you. One of the most common types of headlights found on cars today is reflector headlights. These headlights are designed to enhance visibility and provide focused light. However, they function differently from other types of headlights, such as projector headlights or LED headlights. In this blog, we'll explore what reflector headlights are, how they work, and their pros and cons.

How Do Reflector Headlights in Cars Work?

Reflector headlights are a commonly used illumination system in automobiles. They are composed of several key components that work together to produce and focus light efficiently. Here’s how they work:

1. Bulb and Reflector Design

The central component of a reflector headlight is the light bulb, usually a halogen bulb, although it can also be an HID (high-intensity discharge) or LED bulb. This bulb emits light when electricity passes through it.

Behind the bulb is a reflector, typically made from shiny metal. Its primary job is to reflect the light produced by the bulb. It’s often designed in a curved, parabolic design - like a bowl or dish. This shape helps focus and direct the light forward onto the road, preventing it from scattering in all directions.

2. Lens

The front of the reflector headlight is covered with a lens. This lens helps further focus the light and protects the bulb and reflector from dust, water, and other elements. It often has a clear or slightly frosted surface to ensure the light is evenly distributed across the road.

3. Beam Patterns

Reflector headlights produce two main types of light beams:

• Low Beam: This beam is focused to avoid blinding other drivers. It lights up the road directly ahead without casting light into oncoming traffic.
• High Beam: This beam provides wider and more intense illumination, ideal for situations with no vehicles ahead or approaching. It allows you to see further down the road.

4. Adjustment Mechanism

Car headlight reflectors are typically adjustable, enabling drivers to modify their height and angle. This ensures the light is directed appropriately for different driving conditions.

5. Heat Management

Since the bulb inside the reflector headlight can become very hot, these systems are equipped with ventilation features to keep the temperature under control. This helps prevent overheating and ensures the long-term durability of the headlights over time.

Pros and Cons of Reflector Headlights in Cars

While reflector headlights have been a popular choice in car design for many years, they come with both advantages and disadvantages. Let’s look at the pros and cons of using reflector headlights in cars.

Pros of Reflector Headlights

• Affordable: Reflector headlights are typically less expensive to manufacture and replace than other types, such as projector headlights or LED systems. This makes them a cost-effective option for car manufacturers and owners alike.
• Simple Design: The basic design is relatively simple, making them easy to repair or replace. If something goes wrong, repairs are often cheaper and easier compared to more complex systems.
• Good Light Coverage: When properly adjusted, reflector headlights provide good visibility on the road, especially in low-beam settings. The reflector design focuses light effectively to illuminate the road ahead.
• Durability: Reflector headlights are known for their durability. Since they are often made of metal and have fewer delicate parts, they can handle rough driving conditions.
• Widely Used: Reflector headlights remain one of the most common headlight types across a variety of vehicles. As a result, spare parts are readily available, making replacements easier.

Automotive engineering includes car suspension systems, which are crucial for ensuring a smooth ride by adjusting to the road conditions and enhancing overall vehicle stability. These systems are vital organs of automotive engineering, with countless layouts built to suit different types of vehicles. 

Torsion beam rear suspension is one form of automobile suspension used in vehicles. It connects the rear wheels using a rigid axle and this torsion beam functions through the principle of twisting and torsion. Its effectiveness depends on different factors, such as the vehicle’s purpose or usage.

For example, if you commute by car every day, the torsion beam suspension can help by offering both functionality and cost-effectiveness. Let’s explore how this system works and its benefits.

How Does Torsion Beam Rear Suspension Work in a Car?

The torsion beam rear suspension in car works in the following ways:

• A metal rod that functions as an anti-roll bar connects the rear wheels. As the name suggests, the anti-roll or sway bar prevents your vehicle from rolling around the corners.
• When under a load, the two wheels connected at the ends of the anti-roll bar twist slightly. Also, whenever one wheel goes through a bump or any form of road irregularity, the torsion beam twists and transfers the force to the other wheel.
• This design gives the wheels a more coordinated and harmonious response to different road conditions. As a result, the wheels maintain some degree of independence, though the torsion beam still holds them together. This balance allows for flexibility while maintaining stability.

Features

Below are some specific features that enable the functioning of the torsion beam suspension in motor cars.

• H and C-shaped Devices: The extensive H or C-shaped devices work by connecting the rear wheels, with the front part linked to the car’s body, while the rear part holds the stub-axle assemblies.
• The cross member to the H-shaped device- It connects the two trailing arms to offer roll stiffness. The cross member also functions as an anti-roll bar.
• Torsion beam: It features a twisting device to transfer forces between the wheels, ensuring stability and balance.
• Shock absorbers (coil springs): They consist of an elastic material that compresses to absorb shock, maintain force, and absorb any road impact to facilitate a smooth ride. They work to reduce the vehicle’s up-and-down motion.

Take Note: You can choose a specific type of suspension system depending on the kind of car you have. However, smaller and more economical cars are well-suited for torsion-beam suspensions as they balance cost and stability. Choosing the right suspension depends on your car’s design and the extent to which the existing architecture can accommodate it.

It’s also worth noting that rear suspensions can fail due to side impacts or as a result of damaged seals. However, early diagnosis will help you go for timely and affordable repairs. Usually, if you fail to detect the problem for some time, you may need a whole rear beam replacement.

Owning a car is a matter of joy and pride. However, it also entails making an informed decision after proper consideration of available options. The two essential factors of preference and budget need to be considered and analysed in detail before making a purchase.

Top Cars under 20 Lakhs in India

Compiling a list of the best cars under 20 lakh does not occur as a universal catalogue since personal preferences shape the notion of the “best” that one would go for. The below compilation is entirely based on features and specifications that the majority of the 20 lakh below cars offer in general:

• Kia Seltos

An affordable compact crossover and one of the best in this price range, the Seltos is Kia’s first offering in the Indian market. Packed with features and sporting a contemporary design, the Seltos’ driving specifics make it one of the best buys under Rs 20 lakh. The Seltos has emerged as not just the best-selling Kia model in India, but also earned the carmaker the distinction of becoming the fastest to achieve 1 million domestic sales.

• Toyota Innova Crysta

The Toyota Innova Crysta is another of the bestselling cars under 20 lakhs in India. With a robust build quality, complemented by a strong performance that is driven by advanced features and sophisticated technology, the Innova Crysta offers an incredible mix of style and substance, is spacious and elegant and amazingly versatile and reliable. This makes it one of the most premium buys that potential car owners can consider.

• Mahindra Scorpio

For car lovers who desire the commanding presence that a Mahindra Scorpio accounts for in looks and reputation, this is indeed a steal-buy under Rs 20 lakh. The power-packed performance of this Mahindra bestseller is the reason for its popularity. A family car that is spacious and comfortable, safe and durable and carries the brand power of Mahindra, the Scorpio easily ranks among the best cars under 20 lakh in India.

Conclusion

Buying a car is an important investment decision that requires proper consideration before you drive home a vehicle that suits all your fancies. Upkeep and comprehensive protection will mean you need to also consider car insurance online. It will provide financial coverage in case of theft, damage, or accident involving your car.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Personal preferences largely determine the type of vehicle you would own. While that includes factors like mileage and cost, there can also be other considerations. Cars with adequate boot space can be key for some buyers when considering different options for their ultimate dream vehicle.

Top Cars Under 10 Lakhs with Boot Space   

There exist many options for cars with big boot space in India. Some of the most affordable models that will cater to your needs include the following:

• Maruti Suzuki Ciaz

If you are looking for a sedan that combines luxury with practicality, then the Maruti Ciaz is tailor-made for you. With a boot capacity of 510 litres, the Ciaz also scores on parameters like delivering the best-in-class mileage while saving fuel on account of its hybrid engine. One of the best family cars in this segment, the Ciaz is a practical, affordable pick that gives good value for money.

• Fourth-Gen Honda City

Easily the best pick among large boot space cars, the 4^th Gen Honda City’s 510-litre boot space is complemented by an all-around performance. The car offers excellent resale value due to its superior build quality, powerful engine, good mileage, spacious interiors, and stylish body, making it a perfect buy.

• Toyota Platinum Etios

Offering a boot space of 592 litres, the Toyota Platinum Etios is a family car that is surprisingly affordable. The sedan also ensures the comfort and safety of its passengers while offering good mileage and unmatched ride quality.

• Volkswagen Vento

The Volkswagen Vento has a boot capacity of 494 litres and is one of the best midsize sedans in the market. It offers good mileage, strong acceleration, adequate comfort, and ample convenience. The Vento is often hailed as a “sensible” car that boasts good on-road dynamics.

Conclusion

Owning a personal vehicle is always satisfying, so you must choose one carefully. Always make sure to search vehicle buying options and car insurance online and weigh available choices to make an informed decision.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The car chassis, or more generally, the load-bearing component of the car frame, is where the vehicle's parts are mounted. The chassis frame is the supporting framework on which the car's performance and strength depend.

Types of Chassis Frames? 

Every chassis frame is the primary support of the automobile structure that connects different vehicle parts. It supports the vehicle from underneath by bearing the entire vehicle’s weight and keeping it functioning smoothly while withstanding the numerous forces and stresses of the driving activity. Depending on the type and function of the vehicle, a car body chassis is of different specifications, like:

• Ladder Frame

The most basic chassis frame found in vehicles like trucks and SUVs, the ladder-shaped frame is made of two symmetrical steel rails, reinforced with additional cross members for enhanced strength and rigidity.

• Monocoque Chassis:

This type of chassis is a unibody part of the vehicle and is generally used in passenger cars to improve fuel efficiency and reduce vehicle weight.

• Tubular Space Frame

This is a tubular lattice-like construction of a car body chassis used in high-performance vehicles like sports cars. The frame itself is lightweight but also one of the most durable and can withstand high pressure without compromising functionality.

• Backbone Chassis:

This car body chassis type consists of an. This rigid structure enhances the vehicle's stability H-shaped hollow frame through which runs a tube connecting the front and rear suspensions makes up this car body chassis type. This makes for a rigid structure that endows enhanced stability upon the vehicle and is suitable for heavy-duty vehicles like trucks.

Conclusion

It is important to have a basic understanding of your vehicle's structure and parts. The chassis frame maintains your vehicle's structural integrity, and as such, it is essential to preserve the condition and strength of this vital automobile component for overall functioning and safety. Remember, a car insurance policy provides coverage for thefts, damages, and accidents and ensures peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Indian car market has witnessed many changes in the last few years, as have consumer tastes and preferences. Many people are now going for luxury cars. There are many best luxury cars in India under 1 crore that are not only good in terms of style and performance but also great when it comes to safety and features.

There are many options in the luxury car segment on a budget of Rs 1 crore. Here, we mention some of these cars that are quite popular with Indian consumers.

Top Cars under 1 Crore in India

1. Audi Q5

Engine: 2.0-liter turbo petrol

Price: ₹70 lakh (approximately)

Features: The Audi Q5 is a popular luxury SUV in the Indian market. It boasts modern technology, a panoramic sunroof, leather seats and a great audio system, among other features. Its quattro all-wheel drive system makes it suitable for off-road driving, making it an ideal luxury SUV in India.

2. BMW 3 Series Gran Limo

Engine: 2.0-litre turbo petrol/diesel option

Price: ₹75 lakh (approximately)

Features: The BMW 3 Series Gran Limo is known for its space, comfort and performance. It has great driving dynamics, a luxurious interior, advanced safety features like ABS, six airbags and a 360-degree camera.

3. Jaguar XF

Engine: 2.0-litre turbo petrol

Price: ₹ 85 lakh (approximately)

Features: The Jaguar XF is a luxury sedan with leather seats, panoramic sun and advanced connectivity features. Its sleek interior and sporty exterior make it an appealing option for car enthusiasts.

4. Mercedes-Benz GLC

Engine: 2.0-litre turbo petrol/diesel

Price: ₹90 lakh (approximately)

Features: The Mercedes-Benz GLC is known for its luxury, comfortable interior and state-of-the-art safety features. It has a digital driver display, ambient lighting and a smart infotainment system. This Mercedes-Benz GLC is one of the best cars in India under 1 crore due to its impressive design and power.

Conclusion

On a budget of Rs 1 crore, you will get plenty of options in the Indian luxury care market. It is important to consider different types of cars, services and car insurance options before making a purchase in this price range. The cars in this category not only reflect your status but also offer a great driving experience. You can boost your driving by choosing any of the best cars under 1 crore in India.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

We take pride in our cars and regularly schedule maintenance checks to keep them running smoothly. However, seemingly innocent driving behaviours can silently damage a car and incur unneeded costs. Read on to discover some bad driving habits to avoid.

Most common bad driving habits

Some seemingly innocent practices can result in large maintenance expenses and a shorter vehicle lifespan. Understanding and correcting these behaviours can help keep your automobile in good condition and protect your financial investment. Let's look at some bad driving habits you should avoid.

• Neglecting the handbrake: Many drivers, particularly those with automatic gearboxes, often fail to engage the handbrake while parking, disregarding proper parking techniques for automobile upkeep. This puts too much strain on the parking pawl, a metal component that bears your vehicle's weight. Over time, this might lead to costly gearbox repairs that can be avoided.

• Poor fuel management: Many drivers also make mistakes in fuel management. Running your car with a low gasoline tank may seem like a cost-cutting measure, but it can harm your fuel pump, designed to work optimally while submerged in fuel. This is especially troublesome for diesel engines, as low fuel levels can lead to considerable wear and tear on crucial components.

• Abrupt gear changes: Aggressive gear shifting, especially switching from reverse to drive without coming to a complete stop, puts undue strain on your gearbox system. While it may save you a few seconds, the potential repair expenses exceed the time saved.

• Ignoring engine warm-up: The common misconception that revving a cold engine helps it warm up faster is detrimental to your car. This method puts extra strain on engine components when they are most vulnerable. Instead, let your engine warm up gradually at idle.

• Keeping hands on the gear lever: Many manual gearbox drivers rest their hands on the gear lever or activate the clutch while driving in traffic. This activity can prematurely wear out gearbox bushings and clutch plates.

Conclusion

Maintaining your vehicle's health does not necessitate substantial mechanical expertise; it involves awareness of certain harmful behaviours and a will to stop them. By being more mindful of how you treat your automobile daily, you can drastically cut maintenance expenditures and extend its lifespan. Beyond the obvious benefits of lower maintenance costs, smart driving practices can significantly influence car insurance rates.

Car insurance companies frequently encourage safe driving behaviours with reduced premiums because they result in fewer accidents. By maintaining safe driving habits and keeping your vehicle in good condition, you not only protect your vehicle you not only protect your car but can also enjoy significant savings over time. Additionally, a comprehensive insurance policy can provide financial coverage during unforeseen events like theft, own damage, and accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Are you a senior citizen looking for a reliable and comfortable electric vehicle? As India's automobile industry changes, electric cars are becoming more attractive to seniors. In this guide, we explore some top models that provide these essential features and boast the cost-effectiveness of electric power.

List of best electric cars for senior citizens

Now, let us help you pick a suitable electric car for senior citizens:

1. Tata Tigor EV

The Tata Tigor EV is an excellent choice for adults who want a safe electric car. The roomy cabin has thoughtful comfort features, like back support for long drives and automatic climate control to maintain the perfect internal temperature. Voice control and keyless entry make operation easy for seniors, while extensive safety features ensure peace of mind on every trip.

• Ex-showroom Price: 11.99 lakhs - Rs. 13.14 lakhs
• Charging Time: 65 minutes
• Driving Range: 306 km per full charge
• Battery Capacity: 26 kWh

2. Tata Nexon EV

The Tata Nexon EV mixes luxury with convenience in an SUV package for seniors who want a commanding view of the road. Its higher sitting position makes entrance and exit easy for older people. The well-cushioned seats with back support and smooth ride quality make every trip enjoyable. Safety is important with features like crash monitors, a reverse parking camera, and car stability control that provide excellent protection for passengers.

• Ex-showroom Price: 13.99 lakhs - Rs. 16.85 lakhs
• Charging Time: 60 minutes
• Driving Range: 312 km per full charge
• Battery Capacity: 2 kWh

3. Citroen eC3

The Citroën eC3 brings French car skills to the Indian electric vehicle market. This small electric car is built with senior citizens in mind, offering exceptional comfort. The high-set sitting position provides great vision and easy access. The interior is carefully designed with comfortable settings and a clear, easy-to-read instrument panel. Advanced driving aid features and a strong safety package make it an excellent choice for safety-conscious adults.

• Ex-showroom Price:12.76 - 13.41 Lakh
• Charging Time: 57 minutes
• Driving Range: 320 km per full charge
• Battery Capacity:2 kWh

Conclusion

Senior citizens need to adapt to new technology. So, choosing an electric car like the Citroen eC3, Tata Tigor EV, or Tata Nexon EV needs careful consideration of price, comfort, and safety. Complementing this choice with a comprehensive car insurance policy is crucial. It offers protection against damages and liabilities associated with owning and operating an electric vehicle. A dependable electric car paired with comprehensive car insurance ensures environmental responsibility and personal financial security—it offers peace of mind in your driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Compact V-engines are popular for their high power output, smoother operations, greater acceleration, and improved stability. However, the size, number of cylinders, and engine type determine the vehicle's balance of power, weight, smoothness, and application. Each engine type serves different purposes. For instance, the key difference between V12 vs V10 is that a V12 car engine has 12 cylinders, while a V10 car engine has 10 cylinders.

Therefore, a V12 engine contains two more cylinders than a V10 engine, which offers more power because of the extra cylinders. Additionally, a V12 is heavier and more complicated to manufacture than a V10. Read on as we explore the distinction between a V12 and a V10 car engine.

What is the difference between v12 vs v10 car engine?

Below are the differences between a v12 and a v10.

1. Number of cylinders

• V10 Engine: This engine has 10 cylinders in a V configuration and is used in a few heavy-duty trucks.
• V12 Engine: It has 12 cylinders, and the engines offer smooth power delivery.

2. Performance characteristics

• Power delivery: V12 releases slightly more power from the extra cylinders, while V10 releases less power due to fewer cylinders.
• Smoothness: V12 engines run smoother due to the even firing intervals and engine balance.
• Weight and Size: V12 engines are larger and heavier than V10 engines; hence, they have better handling and weight distribution.

3. Fuel usage

• Generally, V10 engines are more fuel-efficient due to fewer cylinders.
• V12 engines use more fuel, as the car needs to carry more fuel and weight. More cylinders also imply less efficiency, which means higher fuel consumption.

4. Cost

• Due to the extra cylinders, V12 car engines are more costly to manufacture. Cars with V12 engines cost approximately ₹5.75 crores to ₹12 crores.
• Conversely, cars with V10 engines are slightly cheaper to manufacture due to fewer cylinders. The starting price of cars with a V10 engine is approximately ₹4 crores.

5. Applications

• V10: They are commonly found in performance and heavy-duty vehicles, including the Lamborghini Huracan EVO.
• V12: They are popular among luxury and high-performance sports cars like Ferrari 812 and Lamborghini Revuelto.

Conclusion

V12 and V10 vehicles have high-performance engine designs typical of luxurious or high-end sports cars. However, these engines differ in the number of cylinders, complexity, power potential, application, etc. Additionally, V12 engines are rarer than V10 engines, making them more expensive.

Despite the engine type you choose, prioritize securing your car with comprehensive car insurance policy that you can rely on for financial coverage against unforeseen road incidents like accidents, natural disasters, car damage, or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In a car engine, the size and number of cylinders play a significant role in the vehicle's balance of power, weight, smoothness, and overall application. The main difference between V8 vs V10 is in the number of cylinders; a V8 car engine has 8 cylinders in two banks of four.

On the contrary, a V10 car engine has 10 cylinders positioned in two banks of five. Therefore, a V10 vehicle contains two additional cylinders than a V8. Read on to discover the differences between a v8 and a v10 car engine.

What is the difference between v8 vs v10 car engine?

Here are the key differences between a v8 and a v10.

1. Number of cylinders

• V8 Engine: It has 8 cylinders positioned in a V configuration and is one of the popular engine types used in American muscle cars and trucks.
• V10 Engine: It has 10 cylinders, placed in a V configuration, and is less commonly found in high-performance vehicles.

2. Performance characteristics

• Power delivery: Generally, V8s release lower power than V10 engines due to fewer cylinders, while V10 engines release slightly more power due to the extra cylinders.
• Smoothness: V10 engines are also relatively smooth, while V8 engines can have more vibration, especially in performance applications.
• Weight and Size: V10 engines are larger and heavier than V8 engines.

3. Fuel efficiency

• In general, engines with more cylinders are less fuel-efficient. V8 engines typically offer better fuel economy than V10 engines, especially in non-performance applications.

4. Cost

• V8: Since V8 engines have fewer cylinders, they are slightly cheaper to manufacture. Cars with V8 engines cost approximately ₹ 1 - 5 crores.
• V10: They are costlier to manufacture due to extra cylinders. The starting price of cars with a V10 engine is approximately ₹4 crores.

5. Applications

• V8: They are common in trucks, SUVs, and performance cars like the Maserati Quattroporte and Mercedes-Benz G-Class.
• V10: They are Ccommonly found in high-performance, luxury vehicles and heavy-duty applications, including the Lamborghini Huracan EVO.

Conclusion

Popularly known as the 'beasts,' vehicles with 'V' engines are best known for rapid acceleration and impressive speed. They often deliver high power and performance. Nonetheless, the V8 car engines are smaller and have fewer cylinders than vehicles with V10 engines. Also, the larger the engine, the more fuel it consumes and the higher its power and speed.

No matter the engine type, consider securing your vehicle with comprehensive car insurance that can offer financial coverage against accidents, car damage or theft, and other unpredicted road events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

DCT (Dual Clutch Transmission) vehicles are rapidly gaining popularity in the Indian auto market, especially for those who want a smoother and faster gear-shifting experience. DCT technology improves handling and enhances driving pleasure. Here, we will discuss the best DCT transmission cars under Rs 20 lakh available in India, offering the best combination of space, features, mileage, and performance.

Top DCT Cars Under 20 Lakhs In India

1. Kia Seltos DCT

Engine: 1.5-litre turbo petrol engine

Mileage: 16-17 km/l

Price: ₹18.5 lakh (approximately)

Features: The new Kia Seltos offers improved styling, great interior quality and modern features like a Bose sound system, panoramic sunroof and 10.25-inch touchscreen. For customers who want a stylish and powerful car, this is one of the best DCT cars in India.

2. Maruti Suzuki Fronx DCT

Engine: 1.0L Turbo Boosterjet Petrol

Mileage: Up to 20 km/l

Price: ₹ 13 lakh (approximately)

Features: The Fronx DCT is a new model from Maruti with a premium interior, SmartPlay Pro infotainment system, dual airbags, and other features. It is especially ideal for those who want a car with a sleek design and better mileage.

3. Hyundai Creta DCT

Engine: 1.5-litre turbo petrol

Mileage: 18 km/l

Price: ₹20 lakh (approximately)

Features: Hyundai Creta is a reliable and popular brand among Indian consumers. The Creta DCT features advanced features such as ventilated seats, ambient lighting, and a smart electric sunroof, giving it the feel of a luxury SUV.

4. Hyundai Venue DCT

Engine: 1.0-litre turbo petrol engine

Mileage: 18 km/l

Price: ₹12.5 lakh (approximately)

Features: The Hyundai Venue offers connected car technology, a sunroof, wireless charging, and cruise control. The Venue DCT provides smooth gear-shifting and a great driving experience, making it suitable for city traffic and long journeys.

5. Tata Nexon DCT

Engine: 1.2L turbo petrol

Mileage: 17 km/l

Price: ₹ 15 lakh (approximately)

Features: Tata Nexon DCT is a popular model that is great not only in terms of safety but also in terms of driving experience. Nexon offers a touchscreen infotainment system, connected car technology, and advanced safety features that make it suitable for every driver.

Conclusion

Brands like Hyundai, Kia, Tata, and Maruti are offering better options in DTC cars under 20 lakhs in India. All these cars have been designed keeping in mind the users' requirements. You can purchase car insurance online for your new car to cover accidents, theft, and damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The electric vehicle boom worldwide, including in India, has redefined the transport sector. Many people are opting for EVs over conventional cars, leading to robust growth in this industry segment.

Top Electric Cars under 15 Lakhs in India

The many advantages associated with electric vehicles mean that they tend to be costlier than petrol cars. EVs offset this high price by being low-maintenance assets. Here are the best options to consider if you are looking to buy the best electric car under 15 lakh:

• Tata Punch EV

The first electric car launched by Tata Motors in India, the Tata Punch EV lives up to its brand name by emerging as one of the best electric cars under 15 lakh. Spacious, even in its compact build, makes it comfortable while maintaining efficiency. The car is available in five variants, with the most advanced version comfortably placed under the Rs 15 lakh bracket. Tata Punch EV is a value-for-money buy due to its excellent performance and specifications.

• Tata Nexon EV

The Nexon is the first Indian high-voltage electric SUV and maintains its reputation by consistently delivering across all parameters. It remains among the country's best-selling electric cars, and its stylish design and impeccable performance rightly assert this dominance. Well built and classy, and boasting a range of futuristic features, the Tata Nexon is definitely the best EV car under 15 lakhs in India.

• Citroen eC3

The Citroen eC3 has often been hailed as the best EV car in its segment and one of the most affordable options. It offers comfortable ride quality, is sufficiently spacious and equipped with the latest technology. Perhaps the USP of the Citroen eC3 is its practicality, which allows for economical rides and effortless driving.

Conclusion

It is essential to review all options before buying a car. Also, ensure that you get a car insurance policy that provides maximum coverage in the event of an accident or emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Car enthusiasts should be knowledgeable about most parts under a car’s bonnet. Importantly, they must be familiar with the role and functioning of some crucial components responsible for sound and heating. The car muffler is one such essential part, and any malfunction may require hefty visits to the repair centre. The car muffler is designed to reduce the noise emitted by the engine, enhance the efficiency of the exhaust flow, and ensure the efficiency of the vehicle. Hence, the muffler helps in keeping your car quieter and greener.

What is Meant by Car Muffler?

If a car starts making loud noises, and a new car driver doesn’t know the cause, they would take it to a mechanic who would point at the car muffler. The new driver is bound to ask, "What is a car muffler, and how does it affect this sound?"

A car muffler is a mechanical device installed in the exhaust system of the vehicle. Its primary task is to tone down the noise of the engine exhaust gases, thereby enhancing engine efficiency. As the exhaust gases are thrown out through the combustion chambers of the engine, they pass through the muffler, which uses its sound-deleting chambers to reduce the engine's loud noises. Given the high temperatures and corrosive nature involved, mufflers are usually manufactured from either stainless steel or aluminium-coated steel.

Various Types of Mufflers for a Car

Several types of mufflers are available to serve the different needs for a car:

• Chambered Mufflers: These have internal chambers inside the casing where sound waves are reflected to dampen the noise.

• Turbo Mufflers: The design is more restrictive for higher sound damping. They are generally used in older cars.

• Straight-Through Mufflers: It contains a perforated pipe with sound-absorbing material wrapped around it, allowing less resistance and a more aggressive note.

• Resonator Mufflers: These work in conjunction with the main muffler to fine-tune the exhaust notes and dissipate some of the frequencies.

• Glass Pack Mufflers: These have a straight pipe with fiberglass wrapping to dampen noise and are usually fitted in high-performance cars.

How Does a Muffler Work?

The fundamental concept of using a muffler is to make it work on simple acoustics. 

• Sound Reflection: Every muffler has a couple of chambers or tubes that cancel and reflect the sound waves generated by the exhaust gases.

• Sound Absorption: Some mufflers are lined inside with sound-absorbent materials, including fibreglass. 

• Pressure Equalisation: Mufflers equalise the pressure of the exhaust gases to ensure smoothness of flow with the least back pressure.

• Noise Reduction Chambers: The chambers within a muffler are positioned to reflect sound waves so that their phases cancel each other out.

• Exhaust Gas Direction: The muffler diverts the exhaust gases out of the car and away from the driver and passengers.

Benefits of a Car Muffler

The car muffler contributes to several advantages in vehicle performance and user experience:

• Higher Fuel Economy: A good muffler ensures the engine functions more effectively, thereby improving fuel economy.

• Loud Reduction in Engine Noise: A muffler plays a vital role in reducing engine sound emissions, thus making the ride comfortable.

• Improves Horsepower: A good muffler can be utilised to enhance overall engine performance by allowing for better airflow.

• Harmful Emissions Reduction: Mufflers reduce the volume of toxic gases emitted into the air by vehicles, rendering them more environmentally compatible.

• Provides Vehicle Longevity: Through noise control and emission, the muffler takes better care of the overall health of the vehicle.

Common Problems in a Muffler

Mufflers can be beset by problems at the latter stages, and the standard ones are:

• Rust and Corrosion: With time, these may eventually set in, especially if the muffler is exposed to moisture and salt. Rust and corrosion starts causing leaks.

• Loose Components: With time and owing to wear and tear, some of the parts inside the muffler get loose. These cause rattling noises, which can be a nuisance.

• Clogged Muffler: A muffler clogs up from the soot and dirt that builds up inside it. This hinders its efficiency in noise and emission reduction.

• Broken Hangers: In most cases, hangers hold up the muffler. When they break, the hangers can sag or even drag on the ground, leading to a hanging muffler tailpipe.

• Reduced acceleration: The car experiences reduced power when pressing the accelerator pedal.

Signs to Identify the Car Muffler Problems

The following comprise the main indicators of problems with the car muffler:

• Loud Noises: When the muffler starts failing, expect to hear louder-than-normal exhaust sounds or some rumbling noise.

• Reduced Fuel Efficiency: A malfunctioning muffler can reduce fuel efficiency, given the improper flow of fumes.

• Strong Odour: The leaks of exhaust inside the muffler can give out the smell of gas inside the car.

• Rattling Noises: The loose elements inside the muffler sometimes create a rattling sound, which becomes more pronounced when the car is stationary.

• Visible Rust: If you find rust or holes on the surface of the muffler, then that would be a sign of critical corrosion.

• Vibrations: Any unusual vibration in the car, specifically in the part of the exhaust area, may signal a problem with the muffler.

Conclusion

For a smooth and safe driving experience, every car component must be in the utmost condition. Be it a car muffler, belts, engine, or gearbox, their regular maintenance is inevitable to ensure a risk-free driving experience. There are no shortcuts to maintaining a car well, and a little extra effort can go a long way in keeping its functionality at its best. Also, timely renewing a car insurance policy implies a safer car. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Electric cars have started to gain popularity across India. Many automakers are designing inexpensive models that focus on servicing comfort, affordability, and sustainability. Although electric cars under 5 lakhs remain limited, entry-level and upcoming models allow buyers to opt for electric vehicles. Let's find out more about these automobiles.

Top Electric Cars Under 5 Lakhs in India

Here’s a list of the best electric cars under 5 lakhs that combine sustainability with affordability:

1. PMV EaS-E

●     Expected Price: ₹4 - 5 lakhs

• Range: Up to 160 km (On a single charge)
• Features: The PMV EaS-E is designed completely for city drive. It has a speed of 70 km per hour. The electric vehicle has features like connected vehicle technology, a digital display, and air conditioning. The car's lightweight and small build improves its efficiency.

2. Strom R3

●     Expected Price: ₹4.5 - 5 lakhs

• Range: Roughly 200 km for every charge
• Features: This is a two-seater electric car designed for city drive. It has a sleek design, GPS navigation and even touch controls. It has a range of 200 km, which makes Strom R3 perfect for longer commutes and also lessens the need for periodic charges.

3. Tata Nano EV (Concept Car)

●     Expected Price: ₹5 lakhs

• Range: Around 100-120 km for every charge
• Features: The Tata Nano EV is still just a concept. The vehicle aims to offer reliability and affordability, and some of its expected features are safety tools, a touchscreen, and a digital dashboard. If this car is launched, it will be an outstanding entry-level choice with a substantial support network from Tata.

Conclusion

Electric vehicles are highly promoted by various governments that aim to reduce carbon emission and pollution. It offers style and efficiency to the owners. Keeping these vehicles insured by getting car insurance online is also vital as it will shield the car against various damages and theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The need for feature-packed and inexpensive vehicles has increased greatly in India. Due to this demand, many automakers are introducing cars under 15 lakhs on the road price. From all the stylish and unique hatchbacks to the compact SUVs, you will find a vehicle matching your needs. Read on to find out more about some of the cars under 15 lakhs

Top Cars Under 15 Lakhs in India

Some of the best cars under 15 lakhs available in the Indian market are:

1. Nissan Magnite

• Price: ₹6 - 11.5 lakhs
• Engine: 999 cc (Petrol)
• Why Consider: The Nissan Magnite's bold SUV look, comfortable interiors, and compact size make it ideal for urban commute. It has an 8-inch touchscreen, a digital cluster, and Nissan Connect with over 50 tech features.

2. Tata Nexon

• Price: ₹8 - 15.8 lakhs
• Engine: 1497 cc (Available in petrol and diesel)
• Why Consider: With a 5-star NCAP safety rating, this vehicle is an outstanding option for all safety-conscious car buyers. Tata Nexon has advanced connectivity paired with iRA technology, an electric sunroof, and a touchscreen.

3. Kia Seltos

• Price: ₹10.9 - 15 lakhs for selected variants
• Engine: 1497 cc (Available in petrol and diesel)
• Why Consider: Dubbed the finest car under 15 lakhs, the Kia Seltos offers a top-tier experience with its sleek appearance, 10.25-inch touchscreen, and spacious cabin. The car also has UVO Connect for countless drive options and smart tech.

4. Maruti Suzuki Fronx

• Price: ₹7.51 - 13.04 lakhs
• Engine: 1197 cc (Petrol)
• Why Consider: The Maruti Suzuki Fronx mixes reliable engineering with a new SUV-inspired look. The vehicle also comes with features such as Android Auto, wireless Apple CarPlay, and a 9-inch touchscreen.

Conclusion

So many options are available for car buyers looking for vehicles under ₹15 lakhs. Those models offer unique features, comfort and quality. As a car buyer, it's important to ensure your vehicle is covered against various dangers, such as damage and theft. So, the best option here is to get car insurance, as it will safeguard your vehicle against these issues and prevent any monetary loss. Research various policies and choose the one that meets your requirements.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

It can be pretty challenging to have an inexpensive and good car under 5 lakhs in the market. However, you will surely encounter four-wheelers with remarkable features, excellent fuel efficiency and low running costs at this budget. From versatile city vehicles to compact hatchbacks, many of these options will provide you with modern-day features and outstanding performance.

Top Cars Under 5 Lakhs in India

Here are some of the new cars under 5 lakhs that come with many modern features.

1. Maruti Alto K10

• Price: ₹3.99 - 5.96 lakhs
• Engine: 998 cc (Petrol)
• Mileage: 24.39 kmpl
• Features: This car has a compact size, excellent fuel efficiency and low servicing. It also has unique features, such as EBD and ABS, power windows, and a touchscreen. With its agile handling, the Maruti Alto K10 can steer perfectly through all the tight urban areas, making it the best choice for all budget-conscious city residents.

2. Renault KWID

• Price: ₹4.70 - 6.45 lakhs
• Engine: 999 cc (Petrol)
• Mileage: 21.46 kmpl
• Features: The Renault KWID has an SUV-like style and sporty design. It has great features, such as a digital dashboard and an 8-inch touchscreen system. It is ideal for weekend trips and city rides. The Renault KWID also has reverse sensors and dual airbags, which make it a practical and safe option for all car buyers.

3. Maruti S-Presso

• Price: ₹4.26 - 6.12 lakhs
• Engine: 998 cc (Petrol)
• Mileage: 24.12 kmpl
• Features: It has a compact SUV design. The car has a 7-inch infotainment system, cosy seats, ABS with airbags and EBD. Its high ground clearance makes it adaptable for rough and city roads.

Wrapping Up

Getting a car under INR 5 lakhs with a blend of fuel efficiency, affordability, and performance is a dream for many who want a vehicle on a budget. Also, having good car insurance will be worth it. It will aid in covering the monetary losses that you might experience during damages, theft and even accidents. These policies offer legal security and peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you were buying a new car in India, then safety probably features at the top of the list of expectations from your car. Other than car insurance that provides financial security from accidents, the safety characteristics of a car offer a sense of well-being on roads and protection from accidents. Technological advancements have equipped modern cars with features that either prevent accidents altogether or reduce the impact of a crash. This guide looks at some of the best safety cars in India, as rated by the Global New Car Assessment Programme (NCAP).

Best Safety Cars in India with Global NCAP Rating

First of all, when it comes to choosing the best car in the safety rating in India, an important thing would be the understanding of Global NCAP, which literally means the New Car Assessment Program. It tests cars for their safety under various conditions. Further, ratings are created to help buyers make informed decisions. Good options for the safest cars in India for 2024 may include the following:

1. Tata Harrier (5 Stars)

• Price: ₹15.49 lakh to ₹25.49 lakh (ex-showroom)
• Safety Rating: 5 stars for adult and child protection
• Features: Six airbags, Electronic Stability Programme (ESP), Corner Stability Control, Hill Hold Assist, and ABS. The Tata Harrier scored 33.05 out of 34 in adult occupant protection, making it the safest SUV in India.
• Why Choose It?: If you're looking for a large, safe SUV, the Harrier's robust safety features make it a strong contender.

2. Tata Safari (5 Stars)

• Price: ₹16.19 lakh to ₹25.49 lakh (ex-showroom)
• Safety Rating: 5 stars for adult and child protection
• Features: Six airbags, Traction Control, ESP, Hill Hold Assist, ABS. Similar to the Harrier, the Safari scored 33.05 points out of 34 in adult occupant safety, offering solid protection in a stylish 7-seater configuration.
• Why Choose It?: A perfect family car if you need extra space without compromising on safety.

3. Volkswagen Virtus (5 Stars)

• Price: ₹11.48 lakh to ₹19.29 lakh (ex-showroom)
• Safety Rating: 5 stars for adult and child occupants
• Features: Six airbags, Hill Hold Assist, ESC, ABS, and TPMS. The Virtus scored 29.71 points for adult safety and 42 points for child safety.
• Why Choose It?: For those who prefer sedans but don’t want to compromise on safety, the Virtus is an excellent option.

4. Skoda Slavia (5 Stars)

• Price: ₹10.89 lakh to ₹19.12 lakh (ex-showroom)
• Safety Rating: 5 stars for adult and child protection
• Features: Six airbags, ABS, Multi-Collision Braking, Traction Control, and TPMS. The Slavia shares the same safety ratings as its cousin, the Volkswagen Virtus.
• Why Choose It?: A premium sedan with excellent safety features, perfect for those looking for both comfort and security.

5. Mahindra XUV300 (5 Stars)

• Price: ₹8.42 lakh to ₹12.38 lakh (ex-showroom)
• Safety Rating: 5 stars for adult protection; 4 stars for child protection
• Features: Six airbags, Hill-Start Assist, ESP, ABS with EBD, and Corner Braking Control. It scored 16.42 out of 17 for adult protection, making it one of the most affordable safe cars.
• Why Choose It?: If budget is a concern but safety is the top priority, the XUV300 offers outstanding value.

Conclusion

When it comes to safety, Indian car manufacturers have made quite a move. From compact hatchbacks to large SUVs, the numbers are there in the market, each offering the best protection for grown-ups and kids. While car insurance does help you financially in case of a mishap, choosing one of the safest cars in India can protect you and your loved ones on the road. Happy driving!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on - 13 Jan 2026

A PUC (Pollution Under Control) certificate is an important document for all vehicle owners in India. It proves that your car meets the pollution limits set by the government. Driving without a valid PUC can lead to fines or penalties. Getting a PUC test is quick and easy; it can be done at petrol pumps or authorised testing centres. This rule helps reduce air pollution and keeps vehicles in good condition.

In this blog, you will understand that the PUC validity for new cars ensures you follow the law and contribute to a cleaner, healthier environment.

What is a PUC certificate?

A PUC certificate confirms that a vehicle’s emissions are within the limits set by the Indian government under the Central Motor Vehicles Act of 1988. This certificate is essential for all vehicle owners, alongside their driving licence, registration documents and insurance policy.

Vehicles are checked at authorised testing centres to ensure they meet the required emission standards. If they pass, the PUC Certificate is issued, which contains details such as vehicle registration number, certificate serial number, emission test date, certificate expiry date and emission levels. This data helps in identifying and impounding vehicles that contribute to air pollution.

Validity of PUC certificate

PUC certificate validity for a new car is one year. After this period, renewals are required every six months. However, some states allow driving a new car for six months without a PUC. For older vehicles, the PUC certificate is valid for six months. After this, they must undergo checks every six months to maintain compliance.

In cases where a vehicle's emissions exceed the prescribed limits, the certificate's validity may be reduced to less than six months. Regular checks ensure vehicles remain environmentally friendly and comply with regulations.

Consequences of not having a PUC certificate

Not having a new car PUC validity can lead to several serious issues. Here are the main consequences:

• Hefty penalties: You may be fined ₹1,000 the first time and ₹2,000 for repeated offences. In extreme cases, it could even lead to up to 3 months of imprisonment.
• Insurance renewal issues: A valid PUC certificate is required for renewing your car insurance online or offline. Without it, your insurance renewal might get delayed or denied.
• Environmental harm: Vehicles without a PUC certificate may contribute to higher pollution levels. Ensuring your vehicle meets emission norms is essential to reducing environmental damage.

How to obtain a PUC certificate for your car?

The government has simplified the process, allowing you to access and download the PUC certificate online.

• Take your car to an emission test centre. It could be a fuel station, a licenced centre or any authorised location.
• The operator will test your car's exhaust system for emission levels per state-specific norms.
• If your car meets the emission standards, the operator will issue the PUC certificate.
• Pay the fee (₹60 to ₹100) and receive the certificate.
• If your car fails the test, you'll get a rejection slip and must fix the issues to pass.

Why is it important to have a valid PUC certificate?

A PUC certificate is a crucial document for every vehicle owner for these reasons:

• Compliance with government regulations: A valid PUC certificate shows compliance with the Central Motor Vehicles Act, 1988. Failing to have one can result in heavy fines or imprisonment.
• Monitor vehicle condition: Regular PUC checks help you keep track of your vehicle's emission levels, allowing timely maintenance to ensure it stays within the allowed limits.
• Moral responsibility: Keeping your vehicle’s emissions in check is a responsibility towards a cleaner environment, contributing to overall air quality improvement.
• Requirement for motor insurance: A valid PUC certificate is mandatory to purchase or renew car insurance, ensuring your vehicle stays protected under the law.

How to check or download your PUC certificate?

You can easily check or download your PUC certificate online.

• Visit the official website (parivahan.gov.in / https://parivahan.gov.in) and click on the PUC certificate option.
• Enter your vehicle number and the last five digits of your chassis number.
• Once you submit the details, your PUC certificate will appear on the screen.
• You can then download or print it for future use.

This online service helps you save time and avoid visiting the testing centre again. Always keep a copy of your valid PUC certificate while driving.

Role of PUC in car insurance

A valid PUC certificate is very important for obtaining and renewing your third-party and comprehensive car insurance. Also, insurance companies may reject claims if your vehicle does not have an updated PUC at the time of an accident. It proves that your car is environmentally safe and properly maintained. Keeping your PUC valid helps you avoid fines and keeps your insurance policy active.

Conclusion

A PUC certificate is an important document that shows your car meets pollution standards. For new cars, it is valid for the first year from the date of purchase. After that, you must renew it every six months to keep your vehicle legally roadworthy.

If you are planning to buy a new car, you should know that comprehensive car insurance is also critical, like a PUC certificate. If you need expert advice in choosing the right insurance policy, fill out the form on this page. We will help you choose the ideal plan.

FAQs

1. What happens if I don’t have a valid PUC?

If your car doesn’t have a valid PUC, you may have to pay a fine, and your insurance claim can also be rejected.

2. Who can issue a PUC certificate?

A PUC certificate can be issued only by authorised emission testing centres approved by the Regional Transport Office (RTO) or State Transport Department.

3. What if a vehicle fails the emission test?

If a vehicle fails the emission test, it must be repaired and retested within a specified time to obtain a valid PUC certificate.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For all the car buyers in India, automobiles that fall under INR 10 lakhs are an ideal choice. It will let you get great performance and features at an affordable price. Under this budget, you will get hatchbacks, compact SUVs, and SUVs from well-known brands like Mahindra, Maruti and even Tata. You can find countless cars under 10 lakhs in India.

Top Cars Under 10 Lakhs in India

If you plan to buy a four-wheeler, you can consider these new cars under 10 lakhs.

1. Tata Nexon

• Price: ₹8 - 10 lakhs
• Engine: 1199 cc (Petrol)
• Mileage: 17.44 kmpl
• Features: The Tata Nexon is considered one of the best cars under 10 lakhs because of its 5-star safety rating and powerful build. It has a floating touchscreen with Apple CarPlay and Android Auto, bigger interiors, and a digital instrument cluster. Tata Nexon also has a top-tier engine and offers a smooth ride, which makes the car ideal for highway and city travel.

2. Tata Punch

• Price: ₹6.13 - 10.15 lakhs
• Engine: 1199 cc (Petrol)
• Mileage: 20.09 kmpl
• Features: The Punch is well-known for its SUV-like ground clearance and solid design. Its unique features include connected vehicle technology, automated weather control, and an innovative infotainment system. It's perfect for commuting across the city.

3. Maruti Swift

• Price: ₹6.49 - 9.59 lakhs
• Engine: 1197 cc (Petrol)
• Mileage: 24.8 kmpl
• Features: The Maruti Swift delivers a smooth driving experience. It has cruise control, automatic climate control, a touchscreen, and an efficient engine. With low servicing prices and higher fuel efficiency, it stands out as an excellent option for individuals who want an SUV on a budget.

4. Maruti Brezza

• Price: ₹8.34 - 10 lakhs
• Engine: 1462 cc (Petrol)
• Mileage: 17.38 kmpl
• Features: The Maruti Brezza is known for blending modern-day SUV style with practicality. Its features include a powerful 1.5-litre engine, LED projector headlamps, and a touchscreen system.

Conclusion

Buying a car, particularly an SUV, under INR 10 lakhs will get you a top-tier vehicle on a budget. They offer excellent performance and also come with countless features. However, keeping your vehicle well-protected during damage is also important. For this, you should buy car insurance online that covers all kinds of damages to your vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.