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  • Car detailing & washing mistakes to avoid

    by Almog Ramrajkar | Mar 19, 2025

    Cleaning your car appropriately can help prevent damage, enhance safety, and improve its resale value. When cleaning your car, it is crucial to use proper cleaning products and techniques. Poor-quality cleaning methods can harm your vehicle's finish rather than enhance it.

    When opting for car detailing, consider a reputable service provider to ensure your car maintains its clean and new look. Read on to discover some common detailing and washing mistakes you must avoid to give your car the care and service it deserves.

     

    Common car washing and detailing mistakes

    Some common car washing and car detailing mistakes you should avoid are:

     

    • Using inappropriate cleaning materials

    Using rough materials, heavy chemicals, or any cheap household cleaning detergent to wash your car can harm its exterior paint, rubber, and plastic parts. Whether polishing, PPF, or ceramic coating, always go for products made specifically for automotive cleaning.

     

    • Failure to wash your car before detailing

    Failure to wash your car before the detailing services can make the detailing process ineffective and cause scratches and swirl marks. Additionally, dirt and debris can be left behind, which may harm the paintwork and make it difficult to achieve a polished finish.

     

    • Not drying the surfaces properly

    Letting water air dry on your vehicle tends to leave behind water spots, which may evaporate and cause mineral deposits on the car's surface, damaging the paint. Therefore, gently dry the car surface for a spotless, clean finish. Opt for a towel or microfiber cloth to dry the surfaces instead of paper towels or a rag.

     

    • Neglecting the interior parts

     

    Cleaning the inside of the car is as important as cleaning the outside. The interiors carry all the dirt from your shoes, which may breed bacteria. Besides, food leftovers can also attract rats, cockroaches, or other insects into your car.

     

    • Ignoring the trim and tyres

    Not cleaning and polishing the trim and tyres regularly can cause dirt buildup and change their appearance. Washing the tyres routinely safeguards them from premature wear and tear.

     

    • Using inappropriate techniques

    Inappropriate car cleaning, polishing, or waxing can leave swirl marks on your car's surface, leading to an uneven finish. For car detailing, look for a professional car studio to give your vehicle the care it deserves.

     

    Conclusion

    Whether you're looking for a basic car wash or in-depth detailing, make sure the job is done using the right products and techniques. If you can't clean the vehicle thoroughly, find a reliable service provider near you that can give your car the proper care.

    While cleaning your car is an excellent preventive measure that ensures longevity, it is equally important to safeguard your car with comprehensive car insurance online. A robust insurance policy provides financial coverage, ensuring peace of mind in case of accidents, damage, or other unforeseen events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Connected vehicle technology explained

    by Almog Ramrajkar | Mar 19, 2025

    The automobile industry is getting more exciting by the day, driven by innovations like the IoT (internet of things). The IoT features a network of internet-connected devices that gather and share data. By connecting vehicle components to the internet, drivers can use their smartphones to control some functions of their vehicle.

    Integrated vehicle technology continues to open up a world of possibilities that transform the experience for drivers, passengers, and automakers. Statistics by industry experts reveal that by 2025, the global market value for augmented reality will be $198 billion.

    Read on to discover exciting details about connected vehicle technology.

    Features offered by: Connected vehicle technology

    Connected vehicles, or smart cars, are modern, high-tech vehicles that use integrated car software to enable communication between vehicles, the Internet, and other external devices.

    The following are features of connected vehicle technology, or cars controlled using the internet of things (IoT).

     

    • Multi-channel communication

    One of the core features of connected vehicles, this involves translating the data transmitted across various channels. The multichannels share data between the integrated channels and collect plenty of sensitive information about their surroundings. 

     

    •  Advanced car security

    Digital car keys have replaced conventional keys. These keys use smartphone technologies to start, lock, and unlock the cars.

     

    • Onboard sensors

    Connected vehicles feature various data collection sensors, which feed your car computer’s system with real-time data. These sensors focus on car speed, location, performance, and more, providing data that guides crucial driving decisions like speed adjustment or braking.

    Examples of the onboard sensors include GPS, cameras, accelerometers, and gyroscopes.

     

    • Central telematics systems

    This system functions as the brain of connected vehicles. It receives data transmitted by the onboard sensors. The system then processes the data and communicates with other systems, like the driver’s smartphone and infotainment system, to offer the necessary services.

    For instance, the telematics system can send alerts about traffic conditions and potential road hazards and even offer essential navigation assistance.

     

    • Data transmission

    The collected data is transferred to a central server or cloud using Wi-Fi, Bluetooth, or cellular networks.

     

    • Data processing

    Data is analysed using advanced algorithms, which generate real-time insights, recommendations, or alerts to spot potential maintenance issues and enhance driving efficiency.

     

    • Connectivity options

    Connected vehicles use either of the following ways to stay connected.

    • Tethered connectivity: This option uses your smartphone’s hotspot network to connect your vehicle to the internet. It’s considered the most affordable connection, although sometimes, it may be unreliable.
    • Embedded connectivity: With this option, the vehicle has an in-built internet connection, which provides a reliable connection.

    Conclusion

    The automobile industry is going through a remarkable technological shift. Modern cars are being enhanced with thrilling technological features as the market for connected cars keeps growing. As a result, car drivers can now enjoy a safer and smoother driving experience courtesy of the integration of technology. To further enhance safety, it is crucial to acquire a comprehensive car insurance policy that offers coverage for accidents, theft, and other unforeseen events, ensuring you're financially secure on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Car towing tips for a safe journey

    by Almog Ramrajkar | Mar 19, 2025

    Towing a car might seem straightforward, but knowing how to do it correctly is essential to avoid serious issues like trailer breakdowns or accidents on the road. Proper towing techniques not only save time but also ensure your safety and the safety of other drivers. In this guide, we’ll cover quick steps and essential tips for a smooth and secure car towing experience.

    Ways to tow car

    Here are the essential car towing tips for a smooth and successful towing process:

     

    1. Connect your vehicle with the tow dolly

    A tow dolly is a trolley used to pull a vehicle. When being towed, the car's front wheels are positioned on the trolley while the rear wheels move on the ground. You must properly connect the vehicle's hitch ball to the tow dolly, then fasten the chains from the dolly to your car to uphold the vehicle firmly.

     

    1. Consider weight compatibility

    When towing a vehicle, you must examine weight compatibility. Usually, vehicles and trucks have specified towing weight limits, and knowing how much your trailer and tow rig weigh is important.

     

    1. Remove the driveshaft

    If your vehicle has a four-wheel or rear-wheel drive, removing the driveshaft is important to safeguard the transmission system from potential damage.

     

    1. Load the vehicle correctly

    Once you connect your vehicle with the tow dolly, ensure the front face of the car hangs properly on the ramp. Your vehicle's width should fit well on the ramp, while the front tyres should sit correctly on the wheel stops. Use tyre straps to tighten the grips, which helps limit the front wheel movement.

     

    1. Use strong safety chains

    To tow the vehicle safely, use strong safety chains to attach the trailer and the tow vehicle between the ball and the tongue. Cross the chains beneath the hitch for maximum security, which helps keep the tow dolly attached if the hitch fails. Ensure there's enough chain slack for making turns and the chains don’t drag on the pavement.

     

    1. Make quick, regular checkups on the towing equipment

    Once on the road, it's important to keep checking the equipment. If the towing distance is too long, it's recommended that you examine the connectivity between your vehicle and the tow dolly at regular intervals as you travel.

    Conclusion

    When towing a car, every small detail plays a crucial role in ensuring a safe and smooth journey. Knowing the essential tips ensures a safer towing experience and reduces potentially serious incidents that can harm you and other drivers. Always ensure that your tow vehicle can manage the weight you plan to pull, and if possible, check the manufacturer's manual for additional information. You can check the manufacturer's website if you don't have the manual.

    Additionally, securing a robust car insurance policy is equally important. Comprehensive car insurance covers accidents, damages, and provides peace of mind in case of theft, third-party damage, or unforeseen events. Roadside assistance is also a popular add-on available with insurance.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Essential car parking tips for drivers

    by Almog Ramrajkar | Mar 19, 2025

    Parking your car correctly is essential for your safety and the convenience of other drivers.  Follow the rules and park in the right place to avoid traffic and minimise delays. If you're still perfecting your parking skills, don't worry—constant practice will make you more confident on the road.

    Read on to discover some essential car parking tips to make parking easier and more efficient.

    Car parking tips & techniques

    The following tips and techniques will enhance your parking skills.

    • Slow down your car

    Parking hurriedly can be risky, and you might also miss out on better parking slots. Slow down and survey the area before choosing your parking space.

     

    • Stay alert when parking

    Whether you want to park in an open space or a designated parking slot, it's important to be attentive and plan your moves carefully. If you're using designated parking, keep a safe distance between your car and other vehicles.

     

    When parking in an open space, you must be vigilant and watch out for passers-by, wandering animals, or children playing around.

     

    • Position your car's mirror right

    When parking, you must correctly position your car's rear and side-view mirrors to obtain a clearer view. Don't worry if you're new and still getting used to the mirrors. Take it easy and give yourself time. With continuous practice, you'll familiarise yourself with both mirrors.

     

    • Have useful gadgets like cameras

    Most modern cars now have cameras that ease car parking by guiding drivers to park more skillfully and efficiently. If your car doesn't have cameras, you can have them installed by certified professionals.

     

    Conclusion

    Proper parking maximizes available space and provides sufficient room for multiple vehicles, ensuring better organization. The tips above will help you park your car effortlessly. Stay alert to park safely and check your surroundings carefully to avoid hitting people, vehicles, or objects. If you're a new driver, practice until you perfect your parking strategy.

     

    In addition to following safety guidelines while driving and parking your vehicle, you must secure your vehicle with a robust insurance policy to protect it while on the road. Comprehensive car insurance provides coverage for accidents, theft, third-party damage, and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to change an air filter in your car

    by Almog Ramrajkar | Mar 19, 2025

    Basic car maintenance is essential to keep your vehicle up and running smoothly, and one crucial yet often overlooked component is the air filter. Over time, the filter accumulates dirt and debris, which can affect engine performance.

    However, it's easy to detect a dirty air filter, and replacing it takes a few minutes. The filter change is crucial to ensure clean air enters your car's engine. Read on to find out how to change an air filter in a car.

    How to change an air filter in a car: step by step

    Here's how to replace a car air filter.

     

    • Locate the air filter housing and open it

    Open the hood and use the prop rod to keep it up while you work. The location of the air filter depends on the car model—you can use the car manual to find it. In most vehicles, the air filter is housed in a black plastic box near the engine, secured with clips or screws for easy access and replacement.

    Once you locate it, use pliers or a screwdriver to remove any fastener. Lift the cover to spot the car engine air filter. 

     

    • Get rid of the old air filter

    Use both hands to carefully remove the old air filter from its housing unit before replacing it with a new one.

     

    • Wipe the housing

    Before you install a new filter, use a clean rag to wipe the inside of the housing to remove dirt or debris. Do it carefully to avoid dirt particles from getting into the engine. A handheld vacuum works well in sucking up any dirt clogged inside the air filter housing.

     

    • Fix back the new car engine air filter

    Insert the new air filter into its housing. It should fit easily without showing any openings around. Gaps around the filter could let in raw, unfiltered air. Use the screwdriver to reassemble the housing and air duct, fastening it with screws or clips.

     

    • Start the engine and confirm it's running well

    Start up your car engine,and ensure there are no strange sounds like whistling. If everything sounds normal, you've successfully replaced your car engine air filter.

    Conclusion

    A clean air filter enhances your car’s efficiency, improves fuel economy, and extends engine life, making regular replacement essential for vehicle maintenance. The process is simple—just follow the step-by-step guide above to replace your car’s AC filter. Beyond routine upkeep, protecting your vehicle with a comprehensive car insurance policy is equally important. The right insurance plan safeguards against third-party liabilities, theft, and unforeseen damages, ensuring both your car’s longevity and your peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Essential Safety Tips for Driving in Foggy Conditions

    by mohit bohra | Mar 19, 2025

    As the cold weather sets in India, fog becomes a common sight on roads. This natural occurrence poses a considerable risk to all vehicles. When visibility diminishes unexpectedly, understanding how to respond might be the difference between a safe ride and a disastrous scenario. Here are some critical safety precautions drivers should take when driving in fog.

    Key Tips On How To Drive In Fog

    Even experienced drivers might find it difficult to drive in fog. The safest action is to avoid driving during foggy conditions. However, you should take these vital safety precautions if travel is unavoidable:

    1. Slowing down is the most important thing to do while driving in fog. Even if you know the route well, the fog might conceal hazards such as accidents or stopped cars.
    2. Turn on your low-beam and fog lights, even during the day. High-beam lights can limit visibility since they bounce light back at you through the fog.
    3. Your hazard lights are an extra safety feature that makes your vehicle more visible to traffic approaching from behind.
    4. The taillights or headlights of cars ahead might not be true indicators of the road. Disoriented drivers may have driven off the route, causing their lights to be misleading.
    5. Road reflectors are useful for navigating fog. They can help you anticipate turns and maintain an adequate lane position when vision is limited.
    6. Keep your wipers active and use your defroster to maintain the clearest possible view through your windshield.
    7. Consider turning off your radio to hear approaching vehicles. Sound can provide crucial awareness of traffic you cannot see through the fog.
    8. Never drive faster than your ability to see and react.
    9. Avoid unnecessary lane changes or passing manoeuvres. When visibility is poor, hidden obstacles, oncoming traffic, or sudden changes in road conditions could be disastrous.
    10. Choose an appropriate parking spot rather than pulling onto the shoulder if you must stop. If you can't avoid stopping on the shoulder, turn on your warning lights immediately.
    11. When the fog is very dense, the safest option may be to avoid driving altogether. Wait for conditions to improve rather than risk your safety and that of others.

    Conclusion

    Fog produces difficult driving conditions, demanding additional caution and attention from all drivers. By focusing on these safety recommendations, drivers may greatly minimise their risk of accidents and ensure safer travel for everyone on the road. When in doubt, it’s usually best to postpone your journey rather than risk driving in dangerous weather.

    Driving in fog increases the probability of an accident, making comprehensive car insurance a critical safety precaution. Complete coverage ensures financial stability during these dangerous weather conditions. By combining smart driving techniques with proper car insurance, you protect yourself, your car, and other drivers on the road during foggy weather.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best EVs for road trips in India

    by Almog Ramrajkar | Mar 19, 2025

    The demand for electric vehicles (EVs) in India is higher than ever. EVs are an eco-friendly option—offering impressive performance and driving ranges. Compared to traditional gas-powered vehicles, electric cars have lower maintenance costs because they have fewer moving parts.

    Read on for a curated list of electric vehicles and their key features for road trips in India.

    List of best EVs for road trips in India

    Here are some of the best EVs for road trips with long ranges.

    1. Mercedes Benz EQS

    Often Considered the best EV for road trips in India, the premium SUV is an electric four-door ‘coupe’ with a high-power dual motor set-up. It has the following features and specifications.

    • Price: Starts from Rs. 1.63 crores (approx.) (ex-showroom)
    • Range: 857 km
    • Features: Advanced MBUX infotainment system, multi-zone climate control, powered seats with a massage option, ambient lights, and Burmester sound system.
    1. Kia EV6

    The EV 6 is a luxurious all-electric Sports Utility Vehicle (SUV) with an impressive battery range and fast-charging capability. It has the following features and specifications:

    • Price: Starts from Rs. 60.97 lakhs (approx.) (ex-showroom)
    • Range: 708 km per charge
    • Features: Spacious and modern interior, augmented reality head-up display, panoramic sunroof, 14-speaker Meridian sound system, cruise control, lane-keeping assistance, and automatic climate control.
    1. BMW i4

    The BMW i4 is an all-electric and high-performing premium sedan. It offers a fantastic range and a rewarding driving experience with the following specifications and features:

    • Price: Starts from Rs. 72.50 lakhs (approx.) (ex-showroom)
    • Range: 590 km per charge
    • Features: Dynamic traction control system, power-adjustable front seats, 8 airbags, 14.9-inch infotainment system, tyre pressure monitoring system, ambient lighting, etc.
    1. BMW i7

    Often considered the best electric car for road trips, the all-electric luxurious sedan offers an excellent range and uses both AC and DC chargers. Some of its specifications and advanced features are as follows:

    • Price: Starts from Rs. 2.03 crores (approx.) (ex-showroom)
    • Range: 625 km per charge
    • Features: 9-inch touchscreen display, spacious interior with modern finishes, tyre pressure monitoring system, premium sound system, panoramic sunroof, 360-degree camera, and massage seats.
    1. Tata Nexon EV Max

    Tata Nexon EV Max is one of the most affordable EVs in India. The environment-friendly compact SUV is also spacious and comfortable and with impressive features as below:

    • Price: Starts from Rs. 12.49 lakhs (approx.) (ex-showroom)
    • Range: 390-489 km per charge
    • Features: Panoramic sunroof, automatic climate control, 12-inch touchscreen infotainment system, cinematic sound system, keyless entry, and cruise control.

    Conclusion

    The growing infrastructure for EVs has made these vehicles more affordable and accessible, resulting in increased demand. As you consider investing in one, it's important to research and compare the top options to find the vehicle that best fits your needs and preferences. Additionally, don't forget to prioritize electric car insurance to safeguard your new purchase from unexpected events like theft or accidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • SOHC vs DOHC: Key differences explained

    by Almog Ramrajkar | Mar 18, 2025

    If you are a car or motorcycle enthusiast and among those prospective buyers, it is crucial to understand the differences between single overhead camshaft (SOHC) and double overhead camshaft (DOHC) engines. The terms refer to two different engine configurations that affect performance, efficiency, and maintenance. This guide will explore the key distinctions, helping you make an informed decision about your vehicle choice as you understand the difference between SOHC and DOHC.

    Difference between SOHC and DOHC

    Knowing the differences between DOHC and SOHC engines helps you decide on the engine type that best fits your demands from your vehicle. Let us have a look at the differences.

    • Number of camshafts: A single overhead camshaft means the engine has one camshaft placed on the block above the head, which operates the intake and exhaust valves. DOHC engines have two camshafts for each bank of cylinders: the intake camshaft and the exhaust camshaft.
    • Valve control: As for the valves, an SOHC engine opens and closes the intake and the exhaust with only one camshaft. A DOHC engine has two camshafts for the intake and exhaust valves, thus offering better valve timings than the SOHC engine.
    • Valves per cylinder: SOHC engines may use two valves per cylinder for intake and only one for exhaust, which can compromise airflow at high speeds. Meanwhile, the DOHC has four valves, namely two intake valves and two exhaust valves per cylinder for increased airflow, making the engine perform relatively better.
    • Design simplicity: The primary benefits of SOHC engines are their low manufacturing cost, while the single camshaft makes repairs easier. In comparison, DOHC engines are more complex and costlier as they include an additional camshaft to enhance performance.
    • Weight and size: As SOHC engines are lighter in weight and smaller in size, they consume less fuel. DOHC engines are heavier and larger, given the presence of the additional camshaft. Moreover, SOHC engines are generally more compact, allowing for a smaller and lighter design.
    • Performance: SOHC engines deliver reliable power but may struggle at high speeds from limited airflow. DOHC engines excel at higher speeds by allowing more efficient air movement, leading to more power and efficiency. Even so, SOHC engines have fewer moving parts, which can result in greater reliability and longevity.
    • Maintenance and production costs: SOHC engines are cost-effective in terms of manufacturing and maintenance because of their simpler design and fewer parts. DOHC engines offer superior performance, given their dual camshafts, but are more expensive to build and repair.

    Both engine types have their respective advantages; however, from an overall viewpoint, the SOHC engine configuration balances simplicity and efficiency. This is why it remains a popular choice for many automotive applications.

    Conclusion

    Thus, understanding SOHC vs DOHC engine differences is important if you call yourself an automotive enthusiast. Choosing between the two engine types depends on your driving needs and preferences. Whether you’re thinking about a new car or motorcycle or just looking to update your bike insurance, knowing these differences can make a big difference.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What are the advantages of a V engine?

    by Almog Ramrajkar | Mar 18, 2025

    The V engine is a small variant of the internal combustion engine and comes with two sets of cylinders connected over the crankshaft at a 60°- 90° angle. The configuration of this engine enables short crankshaft length that saves space. This space-saving feature of V engines makes them suitable for low-hood cars. 

    Advantages of V engine       

    Some of the major V engine advantages include:

    • Versatile, as they are available in different sizes, from 2 up to 24 cylinders
    • Small in size and lightweight
    • Offers great performance; produces more torque at lower RPMs than Inline engines
    • Create less noise and vibration
    • Uses more pistons to transfer power to the crankshaft more efficiently
    • Lower centre of gravity, which improves a vehicle's handling and stability
    • Improved cooling efficiency, as airflow can reach all parts of the engine
    • Enhanced aesthetic appeal
    • Reduced engine length
    • Balanced power distribution, contributing to a smoother engine performance

    Conclusion 

    V engines are compact and power-efficient and are mostly used in automobiles. Besides checking out the engine type, ensure to obtain your car insurance policy, which can protect you and your vehicle from the risk of damage caused by accidents and other untoward incidents.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Moonroof vs Sunroof: Key Differences Explained

    by mohit bohra | Mar 18, 2025

    Did you know your car’s roof can transform an ordinary drive into an extraordinary experience? Whether moonroof, sunroof, or panoramic sunroof, they offer a distinct blend of style and functionality and can turn an otherwise mundane trip into an exhilarating journey.

    This blog will discuss what makes the three car roof types unique and how they help you enjoy your journeys. Whether you like the classic tilt-and-slide sunroof or the expansive view of a panoramic sunroof, each roof is distinctive.

    Sunroof in Cars

    A sunroof is a retractable glass or metal panel on your car’s roof that allows light and air to enter the cabin. It is a popular feature among those who enjoy a touch of the outdoors while driving.  Here is more about sunroofs:

    •   Functionality: Sunroofs can be operated manually or electrically. They slide open or pop up to increase vehicle ventilation. You do not need to open the windows fully to enjoy fresh air and natural light.
    •   Types: The common types of sunroof include the pop-up sunroof, which tilts open slightly, and the sliding sunroof, which retracts into the roof to open fully. Popup sunroofs are manually operated, whereas the sliding sunroofs are generally powered.
    •   Materials and Durability: Sunroofs are made from glass or metal and designed for durability. They also safeguard from environmental elements. Metal sunroofs can be painted to match the exterior of the car, while glass ones come with a tinted or reflective surface to mitigate sun exposure.
    •   Maintenance: Regular maintenance and care are necessary for ensuring longevity. This involves routine checks and cleaning of the tracks and seals to prevent leaks and operational issues.

    Moonroof in Cars

    Moonroofs have evolved from the traditional sunroof design. They allow for additional light and visibility. They also incorporate distinct features. Here is more about moonroof:

    •   Design and Operation: Moonroofs are typically tinted or have a reflective coating to protect against direct sunlight while allowing for a good view of the sky. They may slide between the roof and the headliner or tilt open for ventilation.
    •   Material: Unlike sunroofs, moonroofs are almost always made of glass. They provide better insulation and a more luxurious look. The interior sliding panel can be fully closed, allowing you to control light exposure without affecting visibility.
    •   Considerations: Moonroofs can add a touch of luxury to your vehicle. However, if not properly tinted, they can cause higher cabin temperatures and increased UV exposure.

    Panoramic Sunroof in Cars

    Panoramic sunroofs extend across a larger section of the roof and offer an absolutely immersive experience. Passengers can have a better glimpse of the sky with panoramic sunroofs. Its main features are:

    •   Design: Panoramic sunroofs can cover a vehicle's entire roof. They are made from multiple glass panels that open or remain static, based on the model.
    •   Experience: They provide a significant amount of natural light and improve the sense of space and openness in the cabin, which can make shorter rides more enjoyable and long journeys less claustrophobic.
    •   Practical Considerations: Panoramic sunroofs are complex, and their installation and maintenance are more expensive. Potential buyers must consider the increased weight and impact on vehicle structure and fuel efficiency.
  • Types of V engines and their uses

    by Almog Ramrajkar | Mar 18, 2025

    Car engines come in various shapes and sizes, such as V-shaped, W-shaped, or Inline. Popular in high-performance and luxury vehicles, V-engines are further categorised according to the number of cylinders they have. Auto manufacturers use different types of V engines for various vehicles.

    Types of V engine

    Based on the number of cylinders used, V engine types can be classified into 5 categories, namely:

    • V2 engine: This engine, also called a V-twin engine, has limited space as it only has two-cylinder chambers. V2 engines are mostly fitted in motorcycles.
    • V4 engine: This engine type has two pairs of cylinders connected to a crankshaft. It is a rarely used engine type. This type of engine is rarely installed in low-priced cars, given its high manufacturing cost and overall complex design. However, V4 engines perform smoother in terms of power and rigidity compared to an Inline four engine.
    • V6 engine: The V6 engine comes with two sets of three cylinders, which are connected through a crankshaft at angles of either 90°, 60°, or 120°. Compared to V8 and V2 engine types, this engine is shorter, lighter in weight, and is a more compact type of internal combustion engine, which enables higher fuel efficiency. Also, V6 engines reduce vehicle vibration. This engine type is mostly used in sedan cars as it requires less space and adds to the aerodynamics of the automobile.
    • V8 engine: These engines have 8 cylinders arranged in a V-shape and connected through a common crankshaft at a 90° angle. Most exotic and luxurious cars come with these engine types as it reduces the area of the engine compartment. This lightweight and short engine generates higher combustion power, ensuring the automobile runs at a higher speed without any difficulty. At any given moment, the two cylinders in the engine keep on pushing the power stroke, which improves the car’s road performance.
    • V12 engine: This engine is one of the highest horsepower-generating variants in the automobile industry. Two sets of six cylinders are placed on either side of the crankshaft at a 60° angle, which helps cover more volume and provides more power. The balanced construction of this engine makes it one of the most commonly used variants in modern vehicles.

    Thus, V-engines have cylinders arranged in two banks to form a 'V' shape. They are designed compactly, enabling them to house more cylinders in a smaller space compared to Inline engines. Such a configuration offers better balance and smoother operation.

    Conclusion

    Evaluate different V type engine cars and how their configuration adds to the car’s utility if you are a vehicle enthusiast keen to own a high-performing automobile. Also, check out whether your car insurance needs renewal as it will come in handy in the event of an accident. 




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What is a V engine in cars?

    by Almog Ramrajkar | Mar 18, 2025

    Automotive engines come in different shapes, including V, inline, flat (Boxer), W, and rotary (Wankel). The components remain similar overall, but the layout arrangement differs, offering various advantages to each engine layout. This write-up focuses on what is V-engine in automotives. 

    Meaning of V engine

    Let’s look at this engine type in some more detail:

    • V engines have an even number of cylinders, such as 6, 8, or 10, on both sides of the shape 'V'.
    • Both cylinder sets remain connected over the crankshaft, usually at 60° to 90° angles. 
    • The V-configuration shortens the crankshaft length and saves space. These engines have low profiles, making them ideal for cars with low hoods. 
    • V engines produce more torque at lower RPMs compared to other engines.
    • V-type engines can be more expensive as they have more parts than other engines. Additionally, they are taller than a flat engine.

    Conclusion

    Before buying a car, knowing what is a V-type engine or an Inline engine can be quite helpful. V engines are powerful and perfect for car enthusiasts who love experiencing their adrenaline rush. Meanwhile, do not forget to secure comprehensive car insurance when purchasing a car. Insurance is mandatory to cover financial losses that may arise in the event of an accident or damage. 


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Complete Guide to Different Types of Ceramic Coatings

    by mohit bohra | Mar 18, 2025

    Ceramic coatings have become popular for car owners who wish to maintain their vehicles' excellent appearance. This modern solution offers a protective layer that shields the car’s paint from damage, dirt, and other environmental factors. It’s like giving your car a long-lasting shield that makes it easier to clean and helps maintain its shine.

    Ceramic coatings are more than just for appearance – they offer durability, protection, and added value. But with several types of ceramic coatings available, choosing the right one for your car can be a bit overwhelming.

    Read on to discover the different types of ceramic coatings for cars, understand their benefits, and find out which best fits your needs.

    List of Different Ceramic Coating Types

    Ceramic coatings for cars come in several types, each designed for specific needs. All of them protect the car’s paintwork, but the way each coating works and the level of protection they offer can vary. Here are the most common ceramic coating types available:

    1. SiO2-Based Ceramic Coatings

    SiO2 (Silicon Dioxide)-based coatings are one of the most popular ceramic coatings for cars. They are made up of a high percentage of SiO2, which forms a hydrophobic surface that repels water, making it easier to wash and maintain your car.

    Benefits:

    • Offers excellent protection against UV rays, dirt, and contaminants.
    • Provides a shiny, glossy finish.
    • Helps prevent water spots and staining.
    • Relatively easy to apply for DIY enthusiasts.

    Best for:

    This type of ceramic coating is perfect for people looking for an affordable yet high-quality option that provides long-lasting protection and shine.

    2. Graphene Ceramic Coatings

    Graphene coatings are a newer innovation in the ceramic coating world. They combine the traditional SiO2 with graphene, a material that’s even stronger and more durable.

    Benefits:

    • Increased durability and resistance to scratches compared to SiO2-based coatings.
    • Enhanced hydrophobic properties that keep water, dirt, and contaminants away.
    • Better heat dissipation, which helps in preventing paint damage caused by heat.
    • More resistant to water spots and smudges.

    Best for:

    Graphene ceramic coatings are ideal for car owners who want maximum protection and durability. This might be the best option if you live in a region with extreme weather conditions or need a coating that can withstand harsher environments.

    3. Hybrid Ceramic Coatings

    Hybrid coatings combine elements of SiO2 and other materials (like wax or sealant) to create a blend of protection and ensure ease of application.

    Benefits:

    • Easier to apply than traditional ceramic coatings.
    • Provides a high level of protection while also being cost-effective.
    • Offers water-repellent, scratch-resistant, and dirt-repelling qualities.

    Best for:

    These coatings are perfect for those looking for a coating that provides excellent protection but is easier to apply, especially for beginners. They may not last as long as pure SiO2 or graphene coatings, but they are still an excellent option for everyday cars.

  • What is a DOHC engine?

    by Almog Ramrajkar | Mar 18, 2025

    Modern cars have 4-stroke engines, which can be either dual overhead camshaft (DOHC) or single overhead camshaft (SOHC). DOHC was introduced to improve the car's volumetric efficiency, which means increased engine power. Let’s discuss in detail what is a DOHC engine?

    Dual overhead camshaft (DOHC) meaning           

    A dual overhead camshaft (DOHC) is a setup of the vehicle engine cylinder head. It has two camshafts per bank of the cylinder head, one for the intake valves and another for the exhaust valves. So, the DOHC meaning, in simple words, is that it is an engine variant that breathes better to produce more horsepower from the smaller engine displacement. Some of the features of DOHC are:

    • This variant design enables easy implementation of fuel and power efficiency-enhancing technologies like variable valve timing (VVT). VVT is the process of changing or altering the timing of a valve lift.
    • It also allows the engine to rev higher, as the valves are placed in an optimised setup for the best performance. This engine's 4-valve-per-cylinder configuration enables better airflow even at high engine speed.
    • DOHC engine type has the spark plug placed in the middle of the combustion chamber, allowing efficient combustion.
    • The DOHC engine has more components, such as camshafts, tappets, and rocker arms, which produce more power and faster response. Its separate components make modification and replacement of this engine easy.
    • DOHC engine can generate greater power at high speeds, enabling the car to travel at higher speeds.
    • Many automobile producers are opting for DOHC engines as they help comply with carbon emission regulations.

    Conclusion

    Once you have decided to buy a vehicle, find the best deals to make a profitable purchase. However, don’t forget to check out the car or the bike insurance, which is mandatory for vehicle owners.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Global NCAP Safety Rating for Tata Safari

    by Almog Ramrajkar | Mar 18, 2025

    The Tata Safari has transitioned from being an underdog to a serious competitor in the SUV segment. This growth can be attributed not only to its design and performance but also to its impressive safety credentials. In fact, the Tata Safari safety rating has garnered particular attention due to the recent accolades it has received from Global NCAP, highlighting its commitment to passenger safety.

    Tata Safari: A Brief History

    The Tata Safari has built a strong reputation since its debut in 1998, marking Tata Motors' entry into the SUV segment. Originally a rugged off-roader, the Safari has evolved into an urban family SUV. The latest iteration, launched in 2023, features sleeker looks and advanced technology, aligning with the growing demand for safer vehicles in the Indian automotive market.

    The model is based on Tata's Omega Arc platform, which it shares with the Harrier, enhancing its structural strength and safety. The Safari has always been designed to provide a spacious interior and ample comfort, making it an ideal family car. In today’s climate, where safety is a primary concern, Tata Motors has indeed focused on incorporating advanced safety features into the Safari. This commitment is evident in the recent Tata Safari NCAP rating, reflecting the brand's dedication to passenger protection. Understanding these safety credentials can guide you in making informed decisions, from purchasing the vehicle to selecting a reliable car insurance policy.

    Tata Safari - Safety Features

    The Tata Safari has an exhaustive list of safety features that will go a long way in ensuring that the occupants of the car stay safe from different driving conditions. Therefore, the key safety technologies are:

    • Six Airbags: The facility is standard on all variants. Basic protection is given to all passengers.
    • ESP (Electronic Stability Program): This increases stability, especially in bad weather conditions.
    • Hill Hold Control: It prevents rollback on an incline, hence helping drivers make uphill starts with great ease.
    • Traction Control: It gives a better grip on slippery surfaces for improved control.
    • ISOFIX Child Seat Anchors: The provision for installing child safety seats securely fastens the safety of children.
    • Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD): These ensure quick braking, preventing wheels from locking up during sudden stops.

    These features add to Safari's safety rating and underpin Tata's commitment to offering safe vehicles. With a robust build and comprehensive safety measures, Tata Safari has all it takes to achieve favourable safety test reviews.

    Tata Safari Global NCAP Safety Ratings

    The Tata Safari earned a commendable 5-star safety rating from Global NCAP in December 2023, marking a significant milestone in showcasing its safety features.

    The vehicle scored 33.05 out of 34 for adult occupant protection and 45 out of 49 for child occupant safety, underscoring Tata Motors' commitment to passenger safety.

    Global NCAP's crash tests, which include both front and side impacts, assess the vehicle's structure and the effectiveness of various safety features. The Safari's structure was found to be stable, offering excellent protection for both adult and child occupants. This is especially notable given Global NCAP's rigorous testing protocols designed to simulate real-world crash scenarios.

    The Tata Safari Global NCAP rating highlights its safety features and positions it favourably against competitors in the SUV segment. Additionally, with the introduction of Bharat NCAP, which also awarded the Safari a 5-star rating, the vehicle's safety credentials are further validated. Bharat NCAP aims to enhance safety standards in India, making the Safari’s achievements even more significant as they align with national safety initiatives.

    Frequently Asked Questions

    1. What is the Tata Safari safety rating?

    The Tata Safari has secured 5-star ratings from both Global NCAP and Bharat NCAP, demonstrating it as one of the top models for occupant protection.

    1. What are the safety features present in Tata Safari?

    The major safety features of the car include six airbags, ESP, Hill Hold Control, Traction Control, Rollover Mitigation, and ISOFIX anchors for child seats.

    1. How does Tata Safari feel and perform in crash tests?

    The Tata Safari scored 33.05 out of 34 for adult occupant protection and 45 out of 49 for child occupant protection in Global NCAP tests, highlighting its robust safety design.

    1. Is Tata Safari a reliable family car?

    Yes, the Tata Safari has been designed with family safety in mind, while its spacious interior comfortably meets the needs of all family members.

    1. How does the Tata Safari rank in the ratings against its rivals for safety?

    The Tata Safari holds a high standing position in the SUV category with a rating of 5-star; it often overtakes other rivals within similar categories, based on many comparisons, and thus increases in demand for buyers who take their safety seriously.

    Conclusion

    Over the years, the Tata Safari has established a strong reputation for safety in the SUV segment thanks to its high NCAP rating and a range of features. This commitment boosts consumer confidence and sets a higher standard for manufacturers in the industry. With its excellent blend of performance, comfort, and safety, the Tata Safari is poised to be a top choice for discerning drivers across India.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Tata Nexon

    by Almog Ramrajkar | Mar 18, 2025

    The Tata Nexon is a standout in the evolving landscape of vehicular safety features. It serves as a trailblazer, setting new benchmarks for compact SUVs in India. With its impressive safety rating, the Nexon has captured the attention of safety-conscious consumers, demonstrating its commitment to protecting its occupants and redefining expectations in its segment. Here, you will find an overview of the Tata Nexon NCAP rating and accolades, which significantly influence ride quality and car insurance policy considerations.

    Tata Nexon: A Brief History

    Launched in September 2017, the Tata Nexon marked Tata Motors' entry into the compact SUV market in India. It was designed to meet the growing demand for stylish urban vehicles. Feature-rich and emphasising safety, it quickly gained traction among car buyers and became a formidable player. Its design and features appealed to many consumers, setting a new standard in its segment.

    Its development was guided by Tata's IMPACT Design philosophy, which emphasised not just aesthetics but also functionality and security. The vehicle features a distinctive layout that maximises interior space and comfort and boasts strong build quality, setting the stage for its future success in stability accolades.

    The Nexon received a facelift from Tata Motors in 2020. This update further enhanced the car's protective innovations and improved its overall appeal. The facelift refreshed its look, and the company aimed to continually improve safety standards.

    Tata Nexon - Safety Features

    The vehicle boasts an impressive array of crash-prevention mechanisms that significantly contribute to its high Nexon safety rating. These features are engineered to ensure complete protection, extending to passengers in various driving scenarios and potential collision situations. This focus on safety is a key aspect of the vehicle. Here are some key elements:

    1. The Nexon features a strong, energy-absorbing body structure made of high-strength steel. The vehicle includes crumple zones designed to absorb impact energy and help protect occupants during collisions.
    2. It is equipped with Electronic Traction Control. This feature operates by constantly monitoring the wheels and assessing the need for adjustments in real-time. This ensures proper adjustment for better traction. This feature enhances traction on uneven or slippery roads and helps maintain vehicle stability.
    3. Height Adjustable Seat Belts
    4. Reverse Parking Assist
    5. Air Purifier
    6. Auto Dimming IRVM

    Tata Nexon Global NCAP Safety Ratings

    The Global New Car Assessment Programme has played a crucial role in highlighting the Tata Nexon safety rating, earning the vehicle international acclaim for its high-quality benchmarks. The Nexon NCAP rating has been a game-changer, impacting the Indian motor trade and setting new safety benchmarks for the compact SUV class.

    It has received a 5-star safety rating from GNCAP, the highest rating possible, emphasising the vehicle’s outstanding crashworthiness and its unwavering commitment to protecting passengers.

    1. It scored 16.06 out of 17 points for adult passenger protection, a remarkable accomplishment that indicates outstanding security for mature riders. This score reflects the vehicle's capabilities in various collision scenarios.
    2. The vehicle received a 3-star rating for child passenger protection, scoring 25 out of 49 points in this category. This rating indicates satisfactory safety measures for young passengers.

    Frequently Asked Questions

    1. How does the Tata Nexon safety rating affect the car insurance policy?

    Many insurers offer lower premiums for vehicles with superior protection ratings, as these vehicles are seen as less likely to cause severe injuries or fatalities. Highlighting the 5-star Global NCAP rating of your vehicle can be significant, as it may help you secure more favourable policy terms.

    1. Are all variants of the Nexon equally safe?

    The essential safety elements in the Nexon are consistent across all variants. Higher-end models may offer additional safety technologies, but the core structure remains the same for every model. The Nexon achieved its 5-star rating thanks to these features. Shielding and vigilance should never be compromised.

    1. How often is the rating updated?

    Global NCAP re-assesses the same car when there is a major update or a new generation is released. The Tata Nexon, initially evaluated in 2018, was retested in 2020 after its makeover and retained its 5-star rating. This suggests that its reliability has remained constant, with the score highlighting consistent protection and reliable specifications.

    1. Can aftermarket modifications affect the Nexon's safety rating?

    Substantial modifications made to the vehicle after purchase can affect its safety, especially those that alter the vehicle's structure. It’s advisable to avoid such modifications, as they could undermine the safety features and impact the Nexon NCAP rating.

    Conclusion

    The Nexon's success is a testament to the growing consumer emphasis on safety. It serves as a reminder of the importance of prioritising security in vehicle design. When reviewing your car insurance policy, protection is key. The Nexon’s safety credentials offer peace of mind and potential benefits, as security features can impact your insurance premiums and overall sense of assurance, especially while driving.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Everything About Car Safety Ratings

    by Almog Ramrajkar | Mar 18, 2025

    When choosing a new car, your top priority is likely to be your safety and that of your loved ones. With all the options available, how do you know which one will best protect you on the road? That’s where car safety ratings come into play.

    These ratings are designed to give you a clear picture of how well a vehicle can protect its passengers in an accident. Let’s understand car safety ratings, their significance, limitations, and their types.

    What is Car Safety Ratings?

    Car safety ratings are a crucial measure of how well a vehicle can save its occupants during a crash. These ratings are assigned based on rigorous tests that simulate various accident scenarios, such as frontal, side, and rollover collisions. Factors like the effectiveness of airbags, the strength of the vehicle’s structure, seatbelt performance, and advanced safety technologies like Anti-lock Braking Systems (ABS) are all evaluated.

    These features are evaluated through a star rating system or other straightforward rating methods, allowing users to evaluate the relative safety levels of different vehicle models.

    High safety ratings suggest that the vehicle has passed all tests with high scores and contains features which lessen the chances of getting injured in an accident. When buying or leasing any vehicle, whether new or used, these ratings are very useful for understanding the relative safety of the vehicle and informing safer driving habits on the road.

    Different Types of Car Safety Ratings

    When understanding car safety ratings, knowing what features are tested and how they impact the overall score is important. Here are the main factors that influence these ratings:

    1) Airbags:

    Airbags are designed to cushion the impact during a crash, reducing the risk of injury. The quality and positioning of airbags play a crucial role in determining a car’s safety rating. A vehicle with multiple, well-placed airbags generally receives a higher safety score.

    2) Anti-lock Braking Systems (ABS):

    The ABS stops the wheels from locking up during sudden braking, permitting the driver to maintain control of the vehicle. Cars with effective ABS systems are rated higher because this feature significantly reduces the likelihood of accidents.

    3) Seatbelts:

    Seatbelts are fundamental in keeping passengers secure during a collision. The strength, design, and reliability of seat belts are key factors in car safety ratings India. Vehicles with advanced seatbelt technologies, such as pre-tensioners score better in safety tests.

    4) Roof Strength:

    In the event of a rollover, a strong roof can prevent the cabin from collapsing, thus protecting the passengers inside. Cars with robust roof structures are rated higher because they offer better protection in rollover accidents.

    Limitations of Car Safety Ratings

    While car safety ratings provide valuable information, they have some limitations you should consider when making your decision.

    1) Controlled Conditions:

    Most safety tests are conducted in controlled environments that don’t always reflect real-world conditions. For example, tests are typically done at lower speeds, which might not represent the actual impact of a high-speed crash.

    2) Compatibility Issues:

    Tests usually involve crashes between vehicles of similar sizes, but real-life accidents can include vehicles of different sizes and weights. This difference in crash compatibility can affect the real-world safety of a vehicle.

    3) Driver Behavior:

    Even the safest cars can't prevent accidents caused by risky driving behaviours. It's important to remember that car safety ratings can only go so far; responsible driving is crucial.

    Importance of Car Safety Ratings

    Car safety ratings are essential in helping you choose the right vehicle for your needs. Here’s why they matter:

    1) Informed Decisions:

    These ratings give you a clear, fact-based comparison of how well different vehicles can protect you in an accident. This helps you make a more informed decision when buying a new car.

    2) Safety Assurance:

    A high safety rating offers peace of mind that your car is equipped to protect you and your passengers in a crash. This can be especially important if you frequently travel with loved ones.

    3) Influencing Car Design:

    In designing a car, it is critical to look into the safety ratings given by various organizations because it would motivate the manufacturers to do better on the safety aspects of their cars. Opting for vehicle models with better occupant safety ratings encourages the industry to acquire them as their focus shifts to safety.

    Conclusion

    Car safety ratings are crucial when shopping for a vehicle, as they provide insight into how well a car can protect you and your family in an accident. However, these ratings are only one part of the equation. To ensure overall safety, combine them with responsible driving practices and appropriate car insurance that may financially cover you in the event of damage or accident.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Tata Harrier

    by Almog Ramrajkar | Mar 18, 2025

    The Tata Harrier has emerged as a fortress on wheels, offering drivers unparalleled peace of mind. It combines state-of-the-art technology with robust architecture to protect what matters most—its passengers. The Harrier stands out with features that enhance protection and potentially lower car insurance policy costs, resulting in more affordable car ownership. With multiple airbags and advanced stability controls, it ensures both safety and economic benefits. Discover why choosing the Harrier is a wise decision that blends security with cost-effectiveness.

    Tata Harrier: A Brief History

    Launched in 2019, the Harrier marked a significant milestone for Tata Motors. The Harrier is built on the OMEGA architecture derived from Land Rover's D8 platform. The vehicle showcases Tata's focus on innovation and commitment to producing world-class cars. The platform ensures a strong and stable build, setting the Harrier apart in its segment.

    This mid-size SUV was designed to compete with established players in the market. It offers a fusion of style, performance, and protection. The Harrier's development prioritised durability and strength. It was built to handle harsh Indian road conditions while meeting global safety norms. This balance makes it both reliable and safe. Its design promises premier performance in various environments.

    A 2.0-litre Kryotec diesel engine powers it, producing 138 horsepower. The engine is paired with a 6-speed manual transmission system, with a gearshiftless drive option introduced later.

    The SUV comes with three drive modes:

    • Eco
    • City
    • Sport

    Tata Harrier: Safety Features

    It is equipped with protective amenities to ensure a secure motoring experience. Tata prioritises the well-being of travellers, which is why the car’s protective systems are advanced and reliable. Each feature is carefully crafted for maximum safety, providing peace of mind on every journey.

    Here are some essential safety elements:

    • Advanced Driver Assistance Systems
    • Six airbags for driver, co-driver, side, curtain
    • Anti-lock Braking System with Electronic Brake-force Distribution
    • Corner Stability Control
    • Electronic Stability Program
    • Hill Hold Control and Hill Descent Control
    • Rollover Mitigation
    • Brake Disc Wiping
    • ISOFIX child seat anchors

    These features collectively contribute to the Tata Harrier safety rating, making it one of the safest vehicles in its class. The focus is on both active and passive accident avoidance systems, ensuring comprehensive protection in various driving scenarios. The protective technologies work together to enhance overall commuter safety.

    Tata Harrier Global NCAP Safety Ratings

    Global NCAP is a globally recognised agency for road safety performance ratings and does not profit from these rankings. Vehicles undergo crash tests conducted by the organisation, following a standardised procedure for evaluating safety performance.

    The Tata Harrier has achieved a 5-star rating for adult occupant protection, scoring 30.08 out of 32. It also received 44.54 out of 49 for child occupant protection. The car's security components, including its body structure, airbags, and seatbelts, were subjected to rigorous inspections. The crash tests provided a comprehensive assessment of the vehicle's safety features. 

    Here are some key points from the Global NCAP Harrier safety rating:

    Safety for Adult Occupants: The Harrier scored 33.05 out of a possible 34 points, highlighting its near-perfect performance in this regard. This demonstrates that the frontal and side crash protection systems are top-notch.

    Safety for Child Occupants: The Harrier scored 45 out of 49 points on child safety owing to its Advanced Driver Assistance Systems (ADAS) and ISOFIX mounts.

    Additional Features: The Harrier's frame was assessed as stable and capable of withstanding additional loadings. Additionally, the presence of an Electronic Stability Program (ESP), 6 airbags and seat belt reminders positively impacted the overall assessment, contributing to the car's strong safety record. The Harrier also features a UN127 Pedestrian Protection System, Anti-Lock Braking System, Hill Hold and Descent Control, Electric Brake Force Distribution and many other advanced features.

    Because of its robust safety features, car insurance policy providers often consider such security scores when setting tariffs. They use these assessments to evaluate the risk of underwriting a vehicle, which can result in more favourable quotes for car owners. Consequently, Harrier owners might benefit from lower coverage costs.

    Frequently Asked Questions:

    1. How does the Electronic Stability Program work?

    It helps the vehicle stay stable and on course by instantly applying the braking system to individual wheels and adjusting engine power as needed. This counteracts skidding or loss of traction, resulting in improved stability and control.

    1. What is the benefit of having Hill Hold Control?

    It assists the vehicle in starting to move uphill from a standstill, preventing rollback. It also facilitates descent from steep slopes by maintaining a regulated pace.

    1. How does the rollover mitigation system work in the Tata Harrier?

    It employs sensors to detect the risk of a tip-over by monitoring the vehicle's stability. When a risk is detected, the system instantly applies the stopping mechanism, targeting individual wheels to help prevent the vehicle from flipping.

    1. What are ISOFIX child seat anchors, and how do they work?

    They are mounting points built into the vehicle's chairs. These points allow for easy and secure installation of infant seats. They are typically located on the rear benches. This ensures the safe installation of child restraints. The system provides convenience for parents and caregivers.

    1. What is the purpose of the Brake Disc Wiping system?

    It facilitates the removal of water from the rotors, ensuring that the deceleration device functions properly. The system operates effectively even in wet conditions, helping to maintain adequate braking power.

    Conclusion

    The Tata Harrier has proven itself as a frontrunner in automotive safety and its impressive safety rating serves as a testament to this. The appraisal reflects the vehicle's superior accident prevention measures and highlights its commitment to passenger protection. The Harrier stands out for its focus on keeping occupants safe.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Comfortable Cars in India: Top 10 Models to Consider

    by Almog Ramrajkar | Mar 18, 2025

    While owning a car is a dream come true for many in India, the actual buying process comes with a conundrum: Which car to buy? Daily commuting in public transport is a tiresome experience and the comfort of a private car is an important factor when choosing a particular model. There are several options to consider in each car segment and also details about how to buy the best comfort car in India.

    The most comfortable cars come with features such as comfortable seating, luxurious interior spaces, etc. Comfort is one feature that ensures the ride quality is better and not tiring. This blog looks at some of the most comfortable cars in India. While you explore the list, keep in mind that it is mandatory to invest in car insurance and that securing car insurance online is a much easier process.

    10 Most Comfortable Cars In India

    The top 10 most comfortable cars in India at present are:

    1. Maruti Suzuki Ciaz: The Ciaz stands out for its spacious interior. It offers great legroom and headroom, with plush rear seats. The car provides a smooth ride, making it a top choice for comfort among sedans.
    2. Kia Carens: The Kia Carens is an MPV but feels like a bigger car as it comes in 6-seat and 7-seat options. The premium interiors, perfect third-row space, and comfortable seats along with a pretty sturdy driving experience make it a perfect car for long journeys, holidays, etc.
    3. Honda Elevate: This offering from Honda is a compact SUV with high ground clearance. The Elevate has a spacious cabin, while the suspension is superb, providing a smooth ride quality. The rear seats of the Honda Elevate are exceptionally comfortable.
    4. Maruti Suzuki XL6: This car offers one of the most luxurious seating experiences. The XL6 has captain seats in the second row. Its spacious interior and advanced features cater to those who value comfort and style in an MPV.
    5. Honda City: This legacy sedan is known for its exceptional rear seat comfort and its dynamic performance. Whether you drive it yourself or your chauffeur handles it, you will experience a smooth ride in the Honda City.
    6. Hyundai Creta: The Hyundai Creta is a popular SUV with a roomy cabin. It also has very comfortable seats. Whether you driving in the city or on the highway, the Creta promises to offer you a smooth ride.
    7. Kia Seltos: The Kia Seltos boasts premium interiors and spacious seating. It combines advanced features with comfort. This makes it a preferred choice among compact SUV buyers.
    8. Maruti Suzuki Baleno: The Baleno is a spacious hatchback. It is known for its comfortable seats and smooth rides. The car offers ample legroom and headroom. It is ideal for city commutes and long drives alike.
    9. MG Hector: MG Hector is known for its luxurious and spacious interiors. It provides excellent seating comfort with advanced features. This makes it perfect for families seeking a stylish SUV.
    10. Tata Harrier: The Tata Harrier offers a plush ride with comfortable seats and a spacious cabin. Its smooth performance and advanced features make it suitable for long journeys and off-road adventures.

    Why Car Insurance is Important

    All car owners should pay heed to the points listed below:

    1. Car insurance is mandatory under the Motor Vehicles Act of 1988. Hence, investing in insurance ensures you meet your legal liabilities.
    2. It helps in reimbursing in case of damages during accidents. Depending on the type of insurance you take, damage to the vehicle and third-party damage can be covered.
    3. It reduces your financial and legal liabilities. In case you incur third-party liabilities following an accident, car insurance will take care of the matter.
    4. In case of demise in an accident, car insurance provides cover to the deceased’s family.

    Conclusion

    In this blog, we took a look at the top 10 most comfortable cars in India. Hopefully, it will help you choose your best comfort car in India. Remember that you can easily invest in car insurance online. Besides being mandatory in India, it plays a crucial role in taking care of your legal and financial responsibilities in case of accidents.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Car Axles: What are They and How Do They Work

    by Almog Ramrajkar | Mar 18, 2025

    When discussing vehicles, the focus is usually on aesthetics, engine powertrain, and the latest technology adopted. However, a vehicle also has a network of parts that keeps everything running right. And that is the car axle. For anyone interested in automotive mechanics, It is essential to know what are car axles and how they work. 

    In simpler terms, the axle, as a wheel middle shaft, works to connect the wheels to the chassis and allows energy transfer from the engine to the wheels. Axles are significant in terms of vehicle stability, balance, and overall performance. Without axles, it would be impossible for a vehicle to move. Thus, without an axle, a car would be no more than a chunk of immobile metal. 

    What is an Axle on a Car?

    The axle is a rod or shaft that connects the two rear wheels of vehicles. Its primary purpose is to transmit power from the car engine to the wheels, enabling smooth turning and movement. Axles can be positioned differently according to the car type and drive system, such as front-wheel drive or all-wheel drive.

    Besides transmitting power, axles also carry the weight of a vehicle and its occupants. The heavier-duty an axle and the stronger it is, the greater load that vehicle can carry. This is why regular servicing of axles is very crucial because poorly maintained or broken axles will lead to severe driving problems and may affect your car insurance policy due to breakdowns and accidents.

    How Many Axles are There in a Car?

    • Most passenger cars have a usual count of two axles: one up front and one at the back.
    • Larger vehicles, including trucks and buses, may contain three or more axles to support greater mass and maintain stability in balance.
    • The front axle is used for steering and weight carriage, while the rear axle transfers power from the engine to the wheels.
    • In some vehicle models, especially those for heavy-duty purposes, there can be more than one rear axle to provide even greater load-carrying capacity.
    • Axles can differ significantly from one car model to another. It affects various aspects of car handling, performance, and adaptability to different driving conditions.

    The number and type of axles is determined by whether a car is a front-wheel, rear-wheel, or all-wheel drive car. Knowing this setting beforehand facilitates better car maintenance.

    Types of Car Axles

    Let’s understand better car axle types and their respective functions.

    • Front Axles: The axles in the front of the vehicle are called front axles and facilitate the steering movement. They can be classified as live or dead depending on whether they rotate along with the wheels.
    • Rear Axles: These are at the rear and their primary function is to supply power to the driving wheels. Most rear axles are live axles, meaning they rotate and carry power from the engine.
    • Stub Axles: These are much shorter axles fitted to the front wheels by way of the steering knuckles, usually in most independent suspension systems.
    • Live Axles: These are rigid axles that link both wheels on one side of the vehicle. They are practically applied to any car with a conventional RWD format, though they might be adopted by some 4WDs, too.
    • Independent Axles: Independent axles permit each wheel to move independently from all the others for smoother traction and, in general, to provide a smoother ride over bumps. This configuration commonly finds applications in FWD and AWD vehicles.
    • Semi-independent Axles: A hybrid design allowing the wheels some degree of independent movement yet tying them together with a beam or torsion bar.

    Function of Axle in Car – How Car Axles Work?

    Car axles are built to carry out some fundamental functions for a car to help it function smoothly and safely:

    • Power Transfer: Axles transmit power from the engine to the wheels enabling the car to move.
    • Weight Support: Axles support vehicle weight by distributing it evenly across the wheels.
    • Shock Absorption: Axles perform shock-absorbing functions, such that the ride is bump-free through cooperative work with the vehicle’s suspension system.
    • Wheel Rotation: When the engine begins producing power, the axle rotates, and so does the wheel, keeping the vehicle moving.
    • Differential Functionality: The differential in the rear axles of vehicles lets the wheels spin at different speeds, mainly while turning, for better stability and control.
    • Stability and Handling: Axles are essential to maintain the strength and handling traits of a vehicle, especially in adverse driving situations.

    Conclusion

    Car axles are vital for vehicle mobility and stability. They contribute significantly to the transfer of power from the engine to the wheels and for carrying vehicle weight and absorbing road shocks. This knowledge about axles and how they function in a car will enhance our appreciation for the sophisticated engineering behind modern vehicles. The next time you hit the road, pay your respects to these silent guardians for making your ride smooth and secure. 



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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