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  • An Overview of the Regional Transport Office (RTO) of Hyderabad

    by icicilombard 002 | Feb 08, 2024

    An Overview of the Regional Transport Office (RTO) of Hyderabad

    In India, our vehicles—be it two-wheelers or four-wheelers—intricately connect with our daily lives, serving as indispensable tools to fulfill our mobility needs. While the automotive industry often spotlights its grand production facilities and enticing showrooms, it frequently overlooks the crucial behind-the-scenes management essential to its functioning. Responsible for overseeing many operational facets of the automotive sector is the Regional Transport Offices (RTOs). These offices not only oversee the issuance of driver’s licences and the registration of vehicles but also play a crucial role in sustaining the overall well-being and efficiency of the automotive ecosystem.

    This article provides detailed information about the Telangana Transport Department. It aims to help people in the state to get a more comprehensive understanding of the respective RTOs’ functions and features.

    RTO Office in Hyderabad

    Here is the comprehensive list of RTO Hyderabad, along with their respective codes:

    LOCATION

    RTO OFFICE

    RTO CODE

    ADDRESS

    CONTACT NUMBER

    JTC Office

    Hyderabad RTO office location, JTC

    TS-09

    JTC, Hyderabad, D.No.6-3-646, Opp. Eenadu Office, Khairatabad, Somajiguda, Hyderabad, Telangana 500 082

    91-40-23311269

    North Zone

    Hyderabad RTO office location, North Zone

    TS-10

    Main Road, Trimalghery, Secunderabad, Telangana 500 015

    91-40-23311269

    East Zone

    Hyderabad RTO office location, East Zone

    TS-11

    D.No.16-11-16/U/52, Street – West Prakashnagar, RTA East Zone Moosarambagh, Malakpet, Hyderabad, Telangana 500 036.

    91-40-23311269

    South Zone

    Hyderabad RTO office location, South Zone

    TS-12

    D.No.19-5-28/3/13, Street: Kishanbagh, Hyderabad, Telangana 500 064

    91-40-23311269

    West Zone

    Hyderabad RTO office location, West Zone

    TS-13

    D.No.9-4-86/41, Street: Salarjung Colony, Tolichowki, Mehdipatnam, Hyderabad, Telangana 500 008

    91-40-23311269

  • An Overview of the Regional Transport Office (RTO) of Mangalore

    by icicilombard 002 | Feb 08, 2024

    Situated in Karnataka, the Regional Transport Office (RTO) in Mangalore serves as a central hub for registering cars, issuing licenses and enforcing transportation regulations to enhance safety. Individuals visit this office to complete official vehicle registrations and obtain driving licenses. The RTO in Mangalore plays a crucial role in upholding transportation laws within the region, ensuring the safety of vehicles on the road and verifying that drivers possess the necessary documents for legal driving.

    RTO Office in Mangalore

    The Regional Transport Office (RTO) in Mangalore is a vital institution overseeing various aspects of vehicle administration and transportation in the region. Tasked with responsibilities ranging from vehicle registration to licensing and compliance enforcement, the RTO is crucial in maintaining order and road safety. You can refer to this table to contact RTO Mangalore:

    Here are the contact details, including the phone number and office address for RTO Mangalore:

    RTO Code

    KA-19

    Office Address

    Regional Transport Office, Hampankatta, Nehru Maidan Road, East A.B. Shetty Circle, Mangaluru, Karnataka ‒ 575001

    Office Timings

    10 AM to 5:30 PM

    Helpline Number

    0824/2220577

    Email ID

    rtomng-ka@nic.in

    State

    Karnataka

  • An Overview of the Regional Transport Office (RTO) of Mandaveli

    by icicilombard 002 | Feb 08, 2024

    The Regional Transport Office (RTO) in Mandaveli is vital as it oversees crucial aspects like vehicle registration, licensing, and transportation matters. It acts as a central hub, efficiently managing the region’s vehicular activities. This office is pivotal in ensuring vehicles are legally compliant and safe for road use. Understanding the RTO’s functions and operations in Mandaveli is essential for vehicle owners to navigate the necessary processes smoothly. It is the go-to place for all things related to vehicles, making it significant for individuals to understand its role, functioning, and procedures within the area’s transportation framework.

    RTO Office in Mandaveli

    You can refer to this table to contact Mandaveli RTO:

    RTO Code

    TN-06

    Office Address

    Regional Transport Office, Chennai (South-East), No.4 VC Garden II Street, Mandaveli, Chennai - 600028

    Office Timings

    9 AM-5 PM

    Phone Number

    044-24610405

     

     

  • An Overview of the Regional Transport Office (RTO) of Bhopal

    by icicilombard 002 | Feb 07, 2024

    If you own or operate a vehicle in Bhopal, you are likely familiar with the transport-related procedures overseen by the MP RTO Bhopal. The Regional Transport Office (RTO), established by Section 213 of the Motor Vehicles Act of 1988, oversees and guides all transport-related operations within the city’s jurisdiction. As a city with a significant population, Bhopal often grapples with severe traffic congestion. The seamless operation of traffic in Bhopal is specifically under the purview of the Regional Transport Office (RTO) associated with MP RTO Bhopal, ensuring efficient management within its designated area.

    Keep reading to discover additional information about the RTO Bhopal.

    RTO Office in Bhopal

    RTO Bhopal has a main location where it operates. Know more information about RTO Bhopal from the table below:

    RTO City

    RTO Address

    RTO Code

    RTO Pincode

    RTO Phone No.

    RTO, Bhopal RTO

    Mprtc Building, behind Mansarovar Complex, 7 No Stop Rto Office, Bhopal

    MP04

    462016

    0755-2573737

     

  • An Overview of the Regional Transport Office (RTO) of Surat

    by icicilombard 002 | Feb 07, 2024

    Surat, well-known as the Diamond City of India, is a flourishing metropolitan hub. Renowned for its textile and clothing manufacturing, as well as its diamond industries and transportation of diamond jewellery, Surat plays a vital role in these sectors. The RTO Surat oversees the transportation management department in the state of Gujarat. As responsible citizens, the public must adhere to the rules and regulations outlined in the Motor Vehicle Act 1988, contributing to enhancing and expanding road transport facilities in Surat. Now, let’s delve deeper into the detailed vehicle registration process in Surat.

    RTO Office in Surat

    The RTO offices in Surat provide services related to the registration of vehicles, driving licences, permits and other transportation matters. RTO Surat Gujrat was established under the jurisdiction of Section 213(1) of the Act 1988 of Motor Vehicles:

    RTO Code

    Office Address

    Office Timings

    Phone Number

    GJ- 05

    RTO Office, Ring Road, Nanpura, Surat, Gujarat‒385001

    10:00 AM-5:00 PM

    0261-2977191

  • Ghaziabad RTO Office: Contact, Address & Services

    by icicilombard 002 | Feb 07, 2024
    Updated on Oct 2025

    Right from issuing driving licences to vehicle registration, the Regional Transport Office (RTO) is responsible for ensuring that roads remain safe and everything operates in an orderly manner. It also conducts vehicle inspections, checking the driver’s licence, third-party car insurance, PUC, etc., to ensure compliance with legal standards.

    In Ghaziabad, the RTO plays a key role in managing the city’s growing number of vehicles efficiently. Let's find out its services and operation.

    RTO office in Ghaziabad

    The RTO in Ghaziabad aims to provide an organised and systematic transport facility to the people in the city. It has a mission to implement transport provisions under the Motor Vehicle Act 1988. Let’s understand in detail the RTO in Ghaziabad:

    RTO code

    Office address

    Office timings

    Phone number

    UP- 14

    The Regional Transport Officer (RTO), Ghaziabad, Uttar Pradesh - 201002

    10:00 am -5:00 pm

    0120-2703888,

    0120- 2703884

    If you want to register a vehicle, obtain a driving licence or require assistance with the transfer of ownership, this is the place you should go. You can opt for online services as well, through the Parivahan Sewa portal.

    Importance of Ghaziabad RTO in the city’s transport system

    In a developing city such as Ghaziabad, traffic is always on the rise. The RTO plays a crucial role in managing this growth by regulating vehicle registrations, issuing driving licences, enforcing traffic laws and ensuring vehicles meet safety and emission standards. It helps maintain order on the roads, supports efficient transportation and contributes to reducing accidents and congestion through strict monitoring and compliance measures.

    It would be difficult to maintain the lakhs of vehicles plying in the city in the absence of the RTO.

    What are the different types of RTO forms?

    Delving into the diverse landscape of RTO documentation, one encounters a spectrum of forms tailored to distinct purposes. These forms, mandated by regulatory authorities, are pivotal in facilitating various transactions related to vehicle registration, licensing and other regulatory processes. Let’s explore the array of RTO forms and their respective purpose:

    • Form 20: Application for motor vehicle registration
    • Form 21: Certificate of sales
    • Form 23: Registration certificate
    • Form 24: Motor vehicle registration
    • Form 29: Notice for the transfer of ownership of the motor vehicle
    • Form 38 A: Inspection report
    • Form 50: Bill of Lading
    • Form 51: Certificate of insurance
    • Form 54: Accident information report

    Vehicle registration process in Ghaziabad

    Registering a vehicle in Ghaziabad is a must if you’ve bought a new or used one. Here’s how it works:

    • Visit the RTO Ghaziabad office and submit the necessary documents with duly filled forms.
    • For the road tax payment, submit a demand draft.
    • Pay the charges of the process.
    • The registration process typically takes two to three days.
    • Upon your application approval, the RTO will assign you a vehicle number.

    Transfer of ownership of a registered vehicle in Ghaziabad

    The ownership transfer of a registered vehicle in Ghaziabad involves a few steps. Those are as follows:

    • Fill out the applicable RTO forms 29 and 30.
    • Secure a ‘No Objection Certificate’ (NOC) from the registered office in Ghaziabad. If the vehicle was purchased through financing, obtain the NOC from the financer.
    • Get the PUC certificate and the two-wheeler or four-wheeler insurance.
    • Pay applicable fees and road taxes.
    • Complete the registration process.
    • Affirm the sale and purchase of a vehicle.
    • Submit other essential documents like passport-sized photographs, address proof and the original RC (Registration Certificate).

    Services offered by Ghaziabad RTO

    The Ghaziabad RTO offers a variety of important services to make road transport safe and well-regulated. These include vehicle registration, ownership transfers, issuing or renewing a driver's licence, conducting learner's permit tests, collecting road tax and giving vehicle fitness certificates.

    Is it compulsory to register your vehicle with the RTO?

    Vehicle registration with the Regional Transport Office (RTO) is mandatory in adherence to transportation laws. It serves as a legal obligation and facilitates efficient traffic management and law enforcement. Failure to register a vehicle can result in penalties and legal consequences. By complying with RTO registration, vehicle owners contribute to a safer and more organised road environment, promoting overall adherence to transportation regulations.

    Common challenges and tips

    The common challenges with the RTO visits and using their services and the tips to help make your experience smoother are listed here:

    Challenges

    • Standing in long queues at the RTO.
    • The requirement for too many documents, that often left incomplete.
    • Difficulty in booking online appointments.
    • Delays in application approvals.

    Tips

    • Make use of the Parivahan Sewa portal for online applications.
    • Bring all documents required and keep extra photocopies.
    • Check office timings and go early to prevent long queues.
    • Ask anybody at the help desk.

    Four-wheeler insurance in Ghaziabad

    Similar to registration, insurance is also mandatory for all vehicles. Third-party car insurance is legally compulsory in India. It will save you from paying out of your pocket if your car causes injury to another person or damages their property.


    If you desire total security, go for comprehensive insurance plans. It covers theft, accidents, fire and even natural calamities.

    Conclusion

    The RTO plays a major role in managing and regulating the Ghaziabad transport system. From getting your licence to registering your vehicle and making sure your vehicle adheres to the rules, the RTO is there to guide you. Spending some time on the necessary procedures and maintaining your vehicle documents will save you a lot of trouble later on. Don't forget that getting the right four-wheeler insurance is as crucial.

    Want assistance in selecting the perfect car insurance? Fill out the form on this page and receive personalised advice today.

    FAQs

    • How do I register my new car in Ghaziabad?

    You can go to the RTO office with the required documents and submit Form 20 for registration. You can also apply online.

    • Can ownership transfer be done online?

    You can apply online for transferring vehicle ownership via Parivahan Sewa, but you'll still need to visit the RTO office for verification.

    • Can I renew my driving licence online in Ghaziabad?

    Yes, you can apply online for renewal of a driving licence. You might still need to go to the RTO for biometric and photo verification.

    • What if I drive without registering my vehicle?

    You will be fined and, in certain cases, your vehicle will be confiscated. Driving a vehicle that hasn't been registered is against the law.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • An Overview of the Regional Transport Office (RTO) of Bareilly

    by icicilombard 002 | Feb 07, 2024

    Introduction

    Nestled in the heart of Uttar Pradesh, the RTO Bareilly plays a crucial role in overseeing and enhancing the region's transportation network. Functioning as the regulatory hub for the transportation industry, it manages tasks such as driver licensing and vehicle registrations and ensures compliance with traffic laws. This synopsis delves deeper into the vital services and functions provided by the RTO office in Bareilly. It sheds light on its effective management of the intricacies of vehicle administration to facilitate seamless and secure transport within Bareilly.

    For more details, kindly explore the official Uttar Pradesh website.

    RTO Office in Bareilly

    The RTO offices in Bareilly manage administrative tasks associated with road transport. The provided table features essential information, including the address, operating hours and contact number for the RTO Bareilly.

    RTO Code

    UP-25

    Office Address

    Faridpur, Road, Mohanpur, Bareilly, Uttar Pradesh - 243123

    Office Timings

    10 AM–5 PM

    Phone Number

    0581-2460030

  • An Overview of the Regional Transport Office (RTO) of Ajmer

    by icicilombard 002 | Feb 07, 2024

    The Regional Transport Office (RTO) in Ajmer is a crucial institution, orchestrating and regulating the vehicular landscape in this vibrant city. As the administrative cornerstone for all matters related to transportation, the RTO plays a pivotal role in facilitating seamless processes such as vehicle registration, ownership transfers and compliance with legal mandates. Situated at Jaipur Road, Near Village Ghoogra, the RJ-01 Ajmer RTO is not merely an administrative hub but the linchpin ensuring order, safety, and efficiency of Ajmer’s roadways. It also has a website where you can access various online services related to vehicle registration. This blog delves deeper into the essential functions and significance of the RTO Ajmer.

    RTO Office in Ajmer

    The Regional Transport Office (RTO) in Ajmer is a crucial administrative hub overseeing various transportation and vehicle regulation aspects within its jurisdiction. Let’s look at the office in detail:

    RTO Office in Ajmer

    Information

    RTO Code

    RJ-01

    Office Address

    RJ-01 RTO office, Jaipur Road, Near Village Ghoogra, Ajmer

    Office Timings

    10 AM to 5 PM

    Phone Number

    0145-2787047

     

     

     

  • An Overview of the Regional Transport Office (RTO) of Loni Road

    by Almog Ramrajkar | Jan 24, 2024

    If you own a car in India, you are likely familiar with the Regional Transport Office (RTO). The Indian government entrusts the RTO with supervising and managing all transport-related activities. Each state and union territory has its own RTO overseeing transportation activities within its jurisdiction.

    The Loni Road RTO office, located on Loni Road in Shahdara, operates under the jurisdiction of the Transport Department of Delhi and serves as a central hub for vehicle registration and license issuance in Delhi. Governed by the North-East Zonal authority, this office covers areas such as Seelampur, Gamri, Nand Nagari, Gokalpuri, Shahdara, Ashok Nagar, Khazuri Khas, Welcome Colony, Sunder Nagar, Karawal Nagar, Mansarover Park, Harsh Vihar, Bhajanpura, Seemapuri, Yamuna Vihar and G.T.B. Nagar. It is one of Delhi’s 13 RTO offices, and vehicles registered under this RTO are assigned the registration code DL-05.

    This blog will provide comprehensive details about the Loni Road RTO office.

    RTO Office on Loni Road

    As an integral part of the Transport Department of Delhi and governed by the North-East Zonal authority, the Loni Road RTO is a primary hub for vehicle registration and license issuance activities. Let’s know about the offices in detail:

    DL-05 Loni Road RTO Office-East Delhi

    RTO Code

    DL-05

    Address of Office

    Loni Road, Shahdara, East Delhi, Delhi - 110032

    Office Timings

    8:30 AM-1:00 PM

    Phone Number

    011 22813475


    Different Types Of RTO Forms?

    A comprehensive understanding of the various RTO forms is crucial for individuals engaged in vehicle registration, ownership transfer and adherence to regulatory norms. Let’s explore an overview of the diverse RTO forms and their specific applications:

    • Form 20: Motor Vehicle Registration Application
    • Form 21: Sales Certificate
    • Form 23: Registration Certificate
    • Form 24: Motor Vehicle Registration
    • Form 29: Notification of Motor Vehicle Ownership Transfer
    • Form 38 A: Report on Inspection
    • Form 50: Bill of Lading
    • Form 51: Insurance Certificate
    • Form 54: Accident Information Report
  • Mumbai RTO Office: Contact, Address & Services

    by Almog Ramrajkar | Jan 24, 2024
    Updated on 31 Oct 2025

    The numerous Regional Transport Offices (RTOs) in Mumbai work to ensure that traffic goes smoothly in the city and that vehicles obey the road rules. They handle various vehicle-related processes like licence issuance and registration. RTO officers can also stop a vehicle and check its documents like registration certificate, PUC certificate and comprehensive car insurance papers. This way, they ensure all the vehicles comply with traffic regulations and road safety is not compromised.

    This blog will explore the RTO Mumbai operations.

    RTO offices in Mumbai

    There are five main RTOs in Mumbai, each taking care of a particular region in the city:

    MH-01 Tardeo RTO Office-South Mumbai

    RTO code

    MH-01

    Address of office

    Old Bodyguard Lane, Tulsiwadi, Tardeo, Mumbai, Maharashtra Pincode-400034

    Office timing

    10 AM-5 PM

    Phone number

    022 / 23532337

    022 / 23534600

    022 / 23534601

     022 / 23516602


    MH-02 Andheri RTO Office-Western Suburb Mumbai

    RTO code

    MH-02

    Address of office

    Regional Transport Office, D/111, Ambivali Village, Versova Road, Near Manish Nagar, Andheri (West), Mumbai-400053

    Office timings

    10 AM-5 PM

    Phone number

    91-22-6362252, +91-22-26366957, +91-22-26319821, +91-22-26323315


    MH-03 Worli Deputy RTO Office - South Mumbai

    RTO code

    MH-03

    Address of office:

    25/Sir Pochkhanwala Road, Worli, Maharashtra-400025

    Office timings

    10 AM-5 PM

    Phone number

    91-22-24935857 (Old Phone Numbers : +91-22-25285202, +91-22-24930299 +91-22-24349980, +91-22-25298686

    MH-03 Wadala RTO Office - East Mumbai

    RTO code

    MH-03

    Address of Office:

    B/2, 3rd Floor, Wadala Truck Terminal, Wadala Road, Mumbai-400037

    Office timings

    10 AM-5 PM

    Phone number

    022 / 24036479

    022 / 24036221

    MH-47 Dahisar Deputy RTO Office - Western Suburb

    RTO code

    MH-47

    Address of office:

    Dy. Regional Transport Officer, Wing-A Link Rd, Kandarpada Anand Park, Dahisar West, Near Borivali, Mumbai-400068

    Office timings

    10 AM-5 PM

    Phone number

    91-22-26366957, +91-22-26362252, +91-22-26319821, +91-22-26323315

    Importance of Mumbai RTO in the city’s transport system

    The Mumbai RTO keeps the city's transportation system in order. They collect road tax, issue permits for commercial vehicles and provide certificates for vehicle registration, PUC and VFC. To put it simply, the RTO works to make traffic flow smoothly and legally on Mumbai's roads.

    Different types of RTO forms

    The Ministry of Road Transport and Highways has made available a variety of forms online, each serving a distinct purpose: You can get the following forms through the RTO websites:

    • Form 20: Motor vehicle registration application
    • Form 21: Sales certificate
    • Form 23: Registration certificate
    • Form 24: Motor vehicle registration
    • Form 29: Notification of motor vehicle ownership transfer
    • Form 38 A: Report on inspection
    • Form 50: Bill of Lading
    • Form 51: Insurance certificate
    • Form 54: Accident information report

    Vehicle registration process in Mumbai

    When purchasing a new vehicle in Mumbai, it has to be registered with your local RTO. Here's what you have to do:

    1. Visit the local RTO office, submit the required documents and pay the applicable fees. The vehicle must also be brought in for inspection.

    2.  The RTO official will inspect the vehicle to verify engine/chassis numbers and overall condition.
    3.  After vehicle inspection, a permanent registration number is given. This may take a few days.
    4.  The Registration Certificate (RC) is issued and sent to your registered address.

    Transfer of ownership of a registered vehicle in Mumbai

    If you’re buying or selling a second-hand vehicle, ownership must be legally transferred at the RTO. The new owner has to submit Form 29 and 30, along with the original RC, valid insurance, and PUC certificate. After verification, the vehicle will be registered in the name of the new owner.

    Is it compulsory to register your vehicle with the RTO?

    Indeed, registering your vehicle with the Regional Transport Office (RTO) is mandatory in India, as per the Motor Vehicles Act of 1988. This ensures that vehicles adhere to safety and environmental standards. Failure to comply with the rule can result in penalties and legal consequences. Vehicle registration also helps maintain a comprehensive database of the automobiles on the road. This assists with law enforcement and promotes overall road safety nationwide.

    Documents required to register a vehicle with RTO Mumbai

    Here are the important documents you need for vehicle registration:

    • Completed Form 20
    • Insurance certificate
    • Pollution Under Control (PUC) certificate
    • Forms 21 and 22 from the dealer
    • Proof of address (Aadhaar card or passport)
    • PAN card
    • Dealer invoice
    • Photographs
    • Proof of DOB (Aadhaar)
    • Chassis and engine number print
    • Temporary RC (if any)
    • Form 34, if under a loan

    Common challenges and tips

    Most people get confused or frustrated with the RTO procedure. Here are some challenges and tips to tackle them to make things simpler:

    Challenges

    • Long queues at the RTO, especially if you go without booking appointments online.
    • Too much paperwork and confusing processes.
    • Missing or incorrect documents often lead to multiple visits.
    • Approvals, verifications and issuance of documents can take weeks or months.

    Tips to handle them:

    • Verify your documents before going to the RTO.
    • Book appointments online whenever possible.
    • Have a soft copy of all forms and receipts.
    • Request your vehicle dealer to guide you through the first-time registration procedure.

    Car insurance in Mumbai

    Registration of your vehicle is just half the requirement. You should also insure your vehicle to get protection against accidents, theft and third-party claims. Compare different car insurance online to find the right policy that covers incidents beyond the essentials. This can give you peace of mind while driving.

    Conclusion

    The Mumbai RTO is instrumental in making the roads in the city safe, legal, and orderly. If you own a vehicle in the city, it is important to know how the RTO works.

    As you make the effort to register and keep your vehicle road legal, we can help you safeguard it. Obtain personalised guidance on comprehensive car insurance plans by completing the form on this page. Whether you are purchasing a new vehicle or renewing an existing one, we have you covered.

    FAQs

    • How many RTO offices are there in Mumbai?

    There are 5 RTO offices in Mumbai: MH-01 (Tardeo), MH-02 (Andheri), MH-03 (Worli and Wadala), and MH-47 (Dahisar).

    • How much does it cost to register a two-wheeler in Mumbai?

    It takes around ₹300 to register two-wheelers in Mumbai.

    • How long does it take to get the RC after registration?

    It generally takes no more than 30 days to get the RC after successful verification.

    • Is it possible to apply for a driving licence online in Mumbai?

    Yes, you can apply for a driving licence online through the Parivahan website.

    • Do I need to have car insurance for registration?

    Yes, an insurance certificate is a mandatory document at the time of registration.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • An Overview of the Regional Transport Office (RTO) of Lucknow

    by Almog Ramrajkar | Jan 24, 2024

    Navigating the bustling city of Lucknow necessitates understanding the Regional Transport Office (RTO). Under the Indian Motor Vehicles Act 1988, Lucknow’s RTO ensures efficient transport facilities and enforces regulatory measures. To access RTO services and information, residents can visit the official online portal: RTO Lucknow. This blog will delve into the functions, processes and key aspects of the Lucknow RTO, offering essential knowledge for seamless interactions with this vital government entity.

    RTO Office in Lucknow

    The RTO office in Lucknow emerges as a pivotal authority actively involved in shaping and regulating transportation. Its crucial role extends from overseeing vehicle registrations to licensing, ensuring order maintenance and efficiency on Lucknow’s roads. Here’s a complete detail:

    RTO Office in Lucknow

    Information

    RTO Code

    UP-32

    Office Address

    The Regional Transport Officer (RTO), Lucknow, Uttar Pradesh-226001

    Office Timings

    10 AM-5 PM

    Phone Number

    0522-2436445, 2433555


    What Are The Different Types Of RTO Forms?

    Understanding the different types of RTO forms is essential for a smooth interaction with this administrative entity, which is:

    Form 20: Apply for motor vehicle registration.

    Form 21: Sales certificate.

    Form 23: Obtain the registration certificate.

    Form 24: Register the motor vehicle.

    Form 29: Notify the transfer of ownership of the motor vehicle.

    Form 38 A: Submit the inspection report.

    Form 50: Provide the bill of lading.

    Form 51: Acquire the certificate of insurance.

    Form 54: File an information report of an accident.

    These forms, designated by the Ministry of Road Transport and Highways, serve distinct purposes in vehicle registration and ownership transfer processes.

  • An Overview of the Regional Transport Office (RTO) of Janakpuri

    by Almog Ramrajkar | Jan 24, 2024

    Travelling around Janakpuri involves dealing with the Regional Transport Office (RTO), which manages everything related to vehicles. They’re like the guardians of cars and bikes. You'll find their online hub at, serving as a go-to place for crucial services and information about vehicles in Janakpuri. It's the spot where you sort out important things for your vehicle.

     This blog delves into Janakpuri’s RTO, the types of forms and the registration process. Join us to explore RTO Janakpuri and its impact on your wheels!

    RTO Office in Janakpuri

    RTO office Janakpuri stands as the nerve centre for vehicle-related administrative affairs. Here’s a complete detail:

    RTO Code

    DL-04

    Office Address

    Janakpuri, West Delhi, Delhi - 110058

    Office Timings

    8.30 AM-1.00 PM

    Phone Number

    011 25551618, 011 25531002

     
    Types of RTO Forms

    Interacting with the RTO necessitates understanding diverse forms serving essential purposes:

    1. Vehicle Registration: This is essential for formally registering a vehicle with the RTO.
    2. Transfer of Ownership: Facilitates the legal transfer of vehicle ownership from one party to another.
    3. Address Updates: Allows for notifying any changes in the registered address. Familiarity with these distinct forms is vital when engaging with the Regional Transport Office, ensuring compliance with the necessary procedures for vehicle registration, ownership transfer, and address updates within Janakpuri’s administrative domain.

    Vehicle Registration Process in Janakpuri

    The vehicle registration process unfolds through a systematic series of steps:

    1. Obtain a registration form from the RTO office Janakpuri or their online platform.
    2. Thoroughly complete the form, ensuring accuracy in the provided details.
    3. Accompany the form with pertinent documents such as proof of identity, address, and the vehicle's purchase invoice.
    4. Payment of requisite fees is mandatory.
    5. Await the RTO's verification and inspection process.
    6. Upon approval, receive the registration certificate, marking the legal validation of your vehicle.
  • An Overview of the Regional Transport Office (RTO) of Jaipur

    by Almog Ramrajkar | Jan 24, 2024

    Nestled at the heart of Rajasthan, the Jaipur Regional Transport Office (RTO) serves as the focal point for all vehicle-related matters. With accessibility through its online portal, it is pivotal in supervising various vehicle functions.

    Familiarizing oneself with the dynamics of the RTO facilitates compliance and seamless navigation through procedures, providing individuals with the means to adhere to regulations and ensuring a more streamlined experience in dealing with vehicular affairs within the city.

    RTO Office in Jaipur

    Step into the administrative heartbeat of Jaipur, where vehicular regulations and transport dynamics converge—the Regional Transport Office (RTO). Nestled in the heart of Pink City, the RTO office in Jaipur is not merely an administrative centre but a pivotal force shaping the city’s transportation landscape. Join us as we unravel the RTO offices in detail:

    RTO Code

    Office Address

    Office Timings

    Phone Number

    RJ-52

    Shahpura, Jaipur, Rajasthan-303103

    9.30 AM-6.30 PM

     

    RJ-47

    Dudu, Jaipur, Rajasthan-303008

    9.30 AM-6.30 PM

    (91)-141-2740021 / 2740023

    RJ-41

    Chomu, Jaipur, Rajasthan-303702

    9.30 AM-6.30 PM

     

    RJ-32

    Kotputli, Jaipur, Rajasthan-303108

    9.30 AM-6.30 PM

     

    RJ-14

    Jaipur, Rajasthan-302001

    9.30 AM-6.30 PM

     

    RJ-45

    Parivahan Bhawan, Sahkar Marg, Jaipur, Rajasthan-302005

    9.30 AM-6.30 PM

    +(91)-141-2740021 / 2740023


    Different Types of RTO Forms

    There are different types of RTO Jaipur forms, let’s look into them:

    • Forms for Vehicle Registration: These forms facilitate new vehicle registrations, re-registrations from other states and temporary registrations for vehicles in transit or pending sale.
    • Licence Application Forms: Essential for driving licenses, these forms cover learner’s permits, licenses for various vehicle categories and renewal or address modification requests.
    • Forms for Ownership Transfer: These documents aid in transferring vehicle ownership and accommodate changes from sales, auctions or between individuals.
    • Address Modification Forms: Used to update address details in vehicle-related records, ensuring accurate owner information.
    • Miscellaneous Forms for Specific Requirements: These diverse forms cater to unique needs such as hypothecation removal after loan repayment and obtaining NOCs for inter-state registration transfers.

    Vehicle Registration Process in Jaipur

    Here is a step-by-step process for vehicle registration in RTO Jaipur, Rajasthan:

    • Form Submission and Documentation: Fill out the required application forms accurately and submit proof of purchase, identification, and address documents.
    • Documentation Verification: Validate submitted documents for authenticity and accuracy.
    • Vehicle Inspection: Inspect the vehicle for safety and emission standards compliance.
    • Fee Payment: Pay registration fees and taxes per vehicle type and age.
    • Issuance of Registration: Receive a unique registration number and certificate upon completion.
  • Mohali RTO Office: Contact, Address & Services

    by Almog Ramrajkar | Jan 24, 2024
    Updated on 3 Nov 2025

    Having a vehicle provides independence and eases travelling, but at the same time, it comes with some responsibilities. Following the rules and regulations laid by the Regional Transport Office (RTO) is one of the most significant things to accomplish.

    The RTO has an important role in making sure that the city's roads are safe and that its transport system works well. It works behind the scenes to ensure that every car on the road is legal, safe and has the right paperwork like registration certificates, driving licences, PUC and car insurance.

    This guide will help you learn about the Mohali RTO and the services it offers.

    RTO office in Mohali

    The RTO offices in Mohali serve as the driving force behind the well-structured transportation system in the city. Let’s explore the address and contact details of the RTO offices:

    PB-65 Mohali RTO office

    RTO code

    PB-65

    Office address

    Sector 76, Sahibzada Ajit Singh Nagar, Punjab-140308

    Office timings

    10 AM-5 PM

    Phone number

    91-172-5044506

    PB-27 Mohali RTO office

    RTO Code

    PB-27

    Office address

    Kharar, Mohali, Punjab-140301

    Office timings

    10 AM-5 PM

    Phone number

    NIL

    Importance of Mohali RTO in the city’s transport system

    The Mohali RTO is more than simply a place to check papers. It makes sure that only legal vehicles operate on the road. The RTO does a lot to keep people safe on the road and cut down on accidents by making sure traffic rules are followed. It also helps keep pollution levels down by ensuring that cars and trucks satisfy emission regulations.

    What are the different types of RTO forms?

    The Ministry of Road Transport and Highways has simplified procedures by offering a range of designed RTO forms for specific purposes. Here is a brief overview of some essential RTO forms:

    • Form 20: Application for motor vehicle registration.
    • Form 21: Certificate of sale
    • Form 23: Vehicle registration certificate
    • Form 24: Registration of a motor vehicle
    • Form 29: Notification of transfer of ownership for a motor vehicle
    • Form 30: Application for notification and transfer of vehicle ownership.
    • Form 38 A: Inspection report
    • Form 50: Bill of Lading
    • Form 51: Certificate of insurance
    • Form 54: Information report of an accident


    Knowing and properly utilising these forms is crucial when dealing with RTO services in Mohali.

    Vehicle registration process in Mohali

    Registering a vehicle in Mohali involves a step-by-step process:

    • Visit the RTO office in Mohali with all the necessary documents and completed forms.
    • Present the required documents, including proof of identity and address, along with the filled-out forms.
    • Submit the demand draft (DD) for road tax payment as per regulations.
    • Pay the charges for your registration process.
    • The processing time usually takes around two to three days, although there might be exceptions.
    • Once completed, you will receive a unique vehicle number from the RTO officially recognising your vehicle.
    • This process ensures that vehicles in Mohali are recognised legally and comply with transportation regulations.

    Transfer of ownership of a registered vehicle in Mohali

    When transferring ownership of a vehicle within Mohali, there is a structured procedure to ensure a smooth transition from seller to buyer. Here’s a guide to navigate through it easily:

    • Fill out the RTO Forms 29 and 30.
    • Secure a No Objection Certificate (NOC) from the state of the vehicle’s initial registration. If the vehicle was financed, obtain an NOC from the
    • Make sure your vehicle has a Pollution Under Control (PUC) certificate.
    • Get an up-to-date vehicle insurance certificate.
    • Fulfill all your obligations by paying the fees and road taxes.
    • Complete the registration process by submitting all required documents and fulfilling all formalities.
    • Confirm the sale and purchase of your vehicle by providing evidence of age, address proof and passport-sized photographs.

    By following these steps and ensuring that all relevant documents are in order, you can expect a smooth transfer process for your vehicle registration in Mohali.

    Services offered by Mohali RTO

    The Mohali RTO offers several services, such as:

    • Registering and re-registering vehicles
    • Issuance of learner’s permits and driving licences
    • Road tax collection
    • Issuance of fitness certificates for commercial vehicles
    • Updating data in the RC

    Is it compulsory to register your vehicle with the RTO?

    Yes, you need to register your vehicle with the RTO. It is illegal to drive an unregistered car, and you could receive a heavy fine or even have your vehicle confiscated.

    When you get your car registered, it is associated with your name and address. It is easy for the police to identify the owner if it is stolen or involved in an accident. It also ensures that you are paying your road tax, which helps keep roads in good condition.

    Common challenges and tips

    A lot of individuals think that visiting the RTO and following the processes takes a lot of time. Some common problems leading to difficulties are:

    • Not having the right documents or not having them at all.
    • Not knowing which forms to fill out
    • Getting the registration certificate or licence late

    Here are some tips to make it easier:

    • Check the official website for the forms and documents you need before you go.
    • Go early in the day to prevent long queues.
    • Only send authorised agents if you can't go in person

    Four-wheeler insurance in Mohali

    Having valid insurance is essential when you register your car, especially third-party insurance. This keeps you from losing money if your car damages someone else's vehicle or property.

    You can get more coverage with comprehensive car insurance. This kind of policy not only pays for damage to other people's property, but it also protects your car from accidents, theft, fire and natural disasters.

    Conclusion

    The Mohali RTO is a key component of the city's transport network, ensuring that all vehicles on the road are legal, safe and properly documented. You can get RTO-related services more easily by understanding how it works and preparing your documents in advance, and don't forget the importance of carrying the right insurance when you are dealing with your car documents. It saves you and other individuals on the route if there is an accident.

    Need help picking the right car insurance? We can help you get personalised advice and plans that work for you. Just fill out the form on this page, and our specialist will help you find the best coverage.

    FAQs

    • Is it necessary to register your car at the RTO?

    Yes, you must register your car before you can drive it on public roads.

    • What do I need to do to transfer ownership of my car?

    You can transfer ownership by going to the RTO office, filling out the right forms and paying the required amount.

    • Do I need car insurance to have my car registered?

    Yes, you need at least third-party car insurance to get your car registered.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Regional Transport Office (RTO) in Junagadh

    by Almog Ramrajkar | Jan 24, 2024

    Junagadh, a city steeped in history and culture, is also home to an administrative centre- the Regional Transport Office (RTO). The Junagadh Regional Transport Office (RTO), overseen by the Ministry of Road Transport and Highways, supervises and regulates various facets of vehicles.

     If you any need information or online assistance, visit the RTO Junagadh website or contact their office directly. Vehicle owners and those navigating through Junagadh’s regulations need to understand the functions and services provided by the RTO.

    RTO Office in Junagadh

    The RTO office in Junagadh acts as a connection point between vehicle owners and regulatory authorities. Its main responsibilities include issuing vehicle registrations, driver’s licences and road-related tax collection. By fulfilling these tasks, it contributes to creating a well-organised transportation system within the city.

    RTO code

    GJ11

    Address

    Nearmajevadi Gate Opp. Girnar Hotel, Junagadh

    Pin Code

    362001

    Phone Number

    0285-2650691

     

    What are the Different Types of RTO Forms?

    To streamline administration processes, the Ministry of Road Transport and Highways has introduced types of RTO forms. Each form serves a  distinct purpose within this domain.

    Here is a comprehensive list of the RTO forms for processes related to vehicle registration in Junagadh:

    • Form 20: Motor Vehicle Registration Application
    • Form 21: Sales Certificate
    • Form 23: Registration Certificate
    • Form 24: Motor Vehicle Registration
    • Form 29: Notice of Transfer of Ownership for a Motor Vehicle
    • Form 30: Application for Notification and Transfer of Vehicle Ownership
    • Form 38 A: Inspection Report
    • Form 50: Bill of Lading
    • Form 51: Certificate of Insurance
    • Form 54: Information Report of an Accident

    Vehicle Registration Process in Junagadh

     To initiate the vehicle registration process in Junagadh, you need to follow these steps;

    1. Visit the RTO office. Submit all the required documents and duly filled forms.
    2.  Present a demand draft for the road tax.
    3.  Follow the instructions provided by RTO officers regarding submission of the registration form and required documents.
    4.  Pay the charges involved in processing, which usually takes around two to three days for completion.

    After processing and verification, the RTO will allocate a vehicle number to you.

  • What is Hill Hold Control in Cars?

    by Almog Ramrajkar | Nov 22, 2023

    Driving a car is all fun until one has to drive on a hill or descend a steep slope. Going on a mountain, slope, or other inclined surface is the hardest, and sometimes, people lose control. Thus, to resolve this issue, car manufacturers offer the best technological instruments to make driving uphill much more accessible.

    With the help of hill-hold power in cars, one can quickly drive a vehicle on any surface without any hassle, and it also ensures the safety of the drivers and passengers. However, this guide briefly answers what is hill hold control in cars and its benefits. 

    How does hill hold control work?

    Here are some points on the query: What is hill assist control?

    • The hill-hold control is a driver assistance system that prevents the vehicle from rolling back on a slope, uphill, or any inclined surface as the driver starts driving the car from a stationary position. For instance, when an individual moves his/her car on the uphill road from a dead stop position, the vehicle may roll back when one releases the brakes and starts driving again. Rolling back of a vehicle leads to severe accidents, injuries, and sometimes death.
    • To resolve rolling backward situations and reduce accidents, car manufacturers use the latest technology and install hill-assist or hill-hold control in cars to allow optimum support.
    • The hill hold control applies brakes for a few seconds after one releases the brake to allow additional time so the driver can quickly move the vehicle without rolling back. One can keep the car in a stable position.
    • Hill hold control systems work with the help of a pair of sensors such as incline detection, clutch detection, engine torque detection, brake detection, forward roll detection, and backward roll detection. These sensors help quickly detect and measure the longitudinal incline of the hill and engage the braking system.
    • This system works automatically whenever the sensor detects the inclined surface.
    • It also eliminates the risk of wear and tear on different components in the car.

    Use of hill assist control

    Hill assist control is designed to ensure a hassle-free and safe driving experience in multiple driving situations where vehicles face inclines. It is useful in the following conditions:

    • Urban driving – Useful when driving on flyovers, bridges, or steep roads in crowded cities.
    • Mountain roads – Prevents rolling back on hilly or mountainous terrain, reducing stress for the driver.
    • Heavy traffic – Helps in stop-and-go traffic on steep roads, ensuring smoother transitions between braking and acceleration.
    • Parking ramps – Assists in navigating multi-level parking areas with steep inclines.

    Advantages of hill hold assist in cars

    Hill hold assist comes with several advantages that enhance driving safety and comfort. Here are some key benefits:

    1. Prevents vehicle rollback

    It prevents the car from rolling backward when starting on a slope, reducing the risk of collisions.

    1. Enhances driver confidence

    New or inexperienced drivers often struggle to manage the clutch, brakes, and accelerator on steep roads. Hill hold assist makes the process smoother, giving them confidence.

    1. Reduces wear on the clutch and brakes

    Frequent use of the handbrake or half-clutch technique can lead to premature wear and tear. Hill hold control minimises this by providing an automated solution.

    1. Increases safety in traffic

    In heavy traffic situations on inclines, it prevents accidental backward movement, reducing the chances of hitting vehicles behind.

    1. Works seamlessly with other safety features

    Hill hold control works in coordination with ABS, traction control, and electronic stability control, enhancing overall vehicle stability.

    List of cars with hill assist control in India

    Many cars in India, especially in the mid-range and premium segments, now have hill hold control. Below is a list of popular vehicles that offer this feature:

    Hatchbacks with hill hold control:

    • Tata Altroz (DCA variant)
    • Hyundai i20 N Line
    • Maruti Suzuki Baleno (Automatic variants)
    • Volkswagen Polo GT TSI

    Sedans with hill hold control:

    • Honda City (CVT variant)
    • Hyundai Verna
    • Skoda Slavia
    • Volkswagen Virtus

    SUVs with hill hold control:

    • Mahindra XUV700
    • Tata Harrier
    • Hyundai Creta
    • Kia Seltos
    • MG Hector

    Premium cars with hill hold control:

    • BMW X1
    • Audi Q3
    • Mercedes-Benz GLA
    • Volvo XC40

    Hill hold control is a standard feature in most automatic transmission cars, while it is usually available only in higher trims in manual transmission vehicles.

    Conclusion   

    As the automotive industry advances, hill hold control is becoming more common, even in budget-friendly models. If you frequently drive on hilly terrain or navigate steep urban roads, choosing a car with this feature can be a smart and practical decision.

    Hill hold control enhances safety, reduces maintenance and repair costs, and helps prevent accidents. This can lead to lower premium rates when purchasing car insurance online. Additionally, fewer claims result in a higher no-claim bonus in car insurance, rewarding policyholders for minimal or no claims.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What Are the Advantages of Owning an Electric Vehicle (EV) in India?

    by Almog Ramrajkar | Sep 13, 2023

    The immense focus on Electric Vehicles (EVs) by the Indian government has led to EVs gaining popularity in India.

    Electric Vehicles offer lower running costs. But that is not all of the benefits of electric vehicles.

    In this post, we will understand the electric vehicles advantages in India. We will decipher the benefits of electric vehicles from a cost perspective. We will also figure out how they are environmentally friendly and future-proof, which might impact car insurance positively.

     

    Benefits of EVs in India

    Let us discuss the advantages of EVs in detail:

    Low Cost Usage

    • One of the primary advantages of electric cars in India is the significantly lower cost of usage compared to internal combustion engine (ICE) vehicles.
    • As EVs have no need for petrol or diesel, you can save on fuel expenses.
    • The cost of charging an EV is also lower.
    • With the government’s focus on renewable energy sources like solar power, further cost reduction is possible.

     

    Affordable Maintenance

    • Electric vehicles are simpler in design. They have lesser moving parts as compared to ICE vehicles.
    • Lower moving parts result in lesser maintenance costs over the EV’s lifetime.
    • With fewer components subject to wear and tear, EV owners can expect
      • reduced servicing expenses, and
      • longer-lasting components

     

    Tax and Financial Perks

    • The Government of India is actively promoting the adoption of EVs. These efforts include policies like:
      • FAME-II
      • PLI Scheme
      • Battery Swapping Policy
      • Special Electric Mobility Zone
      • Tax Reduction on EVs

     

    • This has resulted in benefits like
      • Reduced registration fees
      • Lower road taxes on EV purchases

     

  • Upcoming SUVs in India 2023

    by Almog Ramrajkar | Sep 13, 2023

    SUVs have surged in popularity in the Indian market as an appealing substitute for hatchbacks, sedans, and MPVs. They are renowned for their features that provide added comfort and convenience. SUVs come priced at a higher range compared to other cars. The price tag is one good reason to invest in a comprehensive car insurance policy while purchasing your vehicle. From potential thefts to unfortunate repairs, it keeps you financially secure.

    Catalogue of Upcoming SUVs in India

    • Mercedes-Benz EQA
    • Tata Harrier
    • Volkswagen Tiguan Allspace
    • Maruti Jimny
    • KIA Seltos
    • Jeep Grand Cherokee
    • Mahindra Bolero Neo Plus
    • Skoda Enyaq iV
    • Hyundai Kona Electric
    • Hyundai ALCAZAR

     

    Mercedes-Benz EQA | Expected Launch Date: March 2023

    • Mercedes-Benz has unveiled this upcoming SUV in India 2023, its latest addition to its electric SUV line-up.
    • The launch in India is anticipated with an estimated price of around Rs 60 lakh.
    • The EQA has a 66.5kWh battery pack and delivers a range of 426 km.
    • The vehicle allows up to 80% charge in 30 minutes.
    • Features include LED headlamps and a dual-screen setup with up to 10.25-inch display.
    • Safety provisions typically include Active Distance Assist, Active Steer Assist, Evasive Steering Assist, and Active Blindspot Monitoring.

     

    Tata Harrier | Expected Launch Date: March 2023

    • This is one of the upcoming SUV cars in India 2023, with a uniform price increase of Rs 20,000 across its range.
    • This midsize SUV by Tata is available at Rs 15.20 lakh to Rs 24.27 lakh.
    • The vehicle accommodates five passengers and gets powered by a 2-litre diesel engine.
    • The fuel efficiency ratings stand at 16.35 kmpl for Diesel MT and 14.6 kmpl for Diesel AT.
    • Feature highlights include a panoramic sunroof and rain-sensing wipers.
    • Safety features comprise up to six airbags and blind spot detection.

     

    Volkswagen Tiguan Allspace | Expected Launch Date: April 2023

    • This is one of the upcoming SUV cars in India introduced in the Indian market featuring a BS6 phase II compliant engine.
    • The price for the model currently stands at Rs 34.69 lakh.
    • With a seating capacity for up to five passengers, the SUV is powered by a 2-litre turbo-petrol engine.
    • Notable features of the Tiguan include a panoramic sunroof and a power-adjustable driver’s seat.
    • Safety measures include six airbags and park assist.

     

    Maruti Jimny | Expected Launch Date: May 2023

    • Suzuki is set to launch one of the best models of upcoming SUVs in India as an off-road lifestyle vehicle.
    • It is available in two main variants: Zeta and Alpha. It comes in dual-tone and monotone colours.
    • With a seating capacity for four passengers, the Jimny boasts a ground clearance of 210mm and offers a 208-litre boot space. The boot space is typically expandable to 332 litres when you manually fold the rear seats.
    • Feature-wise, the Jimny boasts cruise control and automatic climate control.
    • Safety measures include six airbags and a rearview camera.

     

    KIA Seltos | Expected Launch Date: May 2023

    • As one of the most anticipated upcoming SUVs in India 2023, Kia Seltos ranges from Rs 10.89 lakh to Rs 19.99 lakh.
    • The 2023 Seltos offers a 5-seater layout and a choice of three engines. This includes a 1.5-litre petrol, a 1.5-litre diesel, and a 1.5-litre turbo-petrol engine. These engines get paired with manual, CVT, iMT, or automatic transmissions.
    • The Seltos has various colour options and boasts climate control and a panoramic sunroof.
    • Advanced safety features include six airbags and adaptive cruise control.

     

    Jeep Grand Cherokee | Expected Launch Date: May 2023

    • The Jeep Grand Cherokee is one of the upcoming SUV cars in India 2023, available for Rs 78.50 lakh across India.
    • The vehicle is offered in a single fully equipped Limited (O) model.
    • With a seating capacity of five individuals, this fifth-generation model boasts a ground clearance of 215mm.
    • A 2-litre turbo-petrol engine is powering the vehicle, coupled with an eight-speed automatic transmission.
    • The fifth-gen Grand Cherokee includes a nine-speaker sound system, heads-up display, and wireless phone charging.
    • Safety measures typically include eight airbags, electronic stability, and adaptive cruise control.

     

    Mahindra Bolero Neo Plus | Expected Launch Date: May 2023

    • As one of the most anticipated upcoming SUV cars in India, this model might start at around Rs 10 lakh.
    • The main variants include P4, P10, and P10 (R). It will be available in both seven and nine-seater configurations.
    • The vehicle will have a 120 PS, 2.2-litre diesel engine and a potential 6-speed manual transmission.
    • Notable features encompass cruise control and an adjustable driver’s seat.
    • Safety features likely consist of dual front airbags and rear parking sensors.

     

  • Turbo Engine in Car: What It Is and How Does It Work

    by icicilombard 002 | Sep 12, 2023

    Engines have long been the heart and soul of automobiles, propelling vehicles forward with their power and efficiency. In recent years, a remarkable advancement in engine technology has taken centre stage – the turbo engine. So, what is turbo engine in cars? We will look into the details so that you get a clear answer.

    With its ability to deliver impressive performance and improved fuel efficiency, the turbo engine has become a driving force behind modern car designs. But what exactly does a turbo engine mean, or what is turbo in a car, and how does it work? Let’s find out.

     

    What is a turbo engine in a car?

    A turbo engine, also called a turbocharged engine, is a type of internal combustion engine found in cars. It utilises a turbine-driven forced induction system to increase the engine’s power and efficiency. The system works by forcing more air into the engine's cylinders, allowing it to burn more fuel and produce more power. This offers improved fuel economy and performance than a naturally aspirated engine.

     

    How does a turbo engine work?

    Now that you know what is turbocharger in cars, let’s understand its mechanics. To understand the mechanism of a turbo engine in a better way, go over the following pointers.

    • A turbo engine consists of a compressor wheel and a turbine wheel connected by a shaft. These components are seen within a snail-shaped housing with an exhaust and inlet ports.
    • The inlet port allows the exhaust gases produced by the engine to enter the turbocharger at high pressure and spin the turbine wheel. The turbine wheel, in turn, rotates the compressor wheel, which draws in a large amount of air from the outside.
    • The compressor wheel compresses the air, which then expels it through the outlet port. Next, the compressed air flows into the cylinders through a pipe, where it combines with the fuel, resulting in a more potent explosion within the combustion chamber.
    • The best thing about a turbocharger is that it does not require additional engine power to run. Instead, it uses the engine’s exhaust gases that would otherwise go to waste. This way, it improves the performance and efficiency of the engine without increasing fuel consumption.
    • Since the turbocharger works at incredibly high pressure and generates high temperatures, it is usually accompanied by an intercooler. The intercooler functions as a device to cool the compressed air before it reaches the cylinders. This crucial step helps prevent engine overheating and minimises the potential for engine knocking.

     

    Advantages and disadvantages of a turbo engine

    Turbo engines have their own set of pros and cons. Let’s look at them in the following table.

    Advantages 

    Disadvantages

     

    Turbo engines generate more power than larger engines without turbocharging. This means that a small, turbocharged engine can accelerate much faster and can easily reach higher speeds than a bigger engine.

     

     

    They are more complex and expensive than regular engines. They require more maintenance and care to avoid damage and ensure optimal performance.

     

    They are more efficient than regular engines. They use less fuel and produce lower emissions than larger engines with the same power output. This means that turbocharged cars can save money on fuel and reduce their environmental impact.

     

     

    They can cause engine overheating and wear. The turbocharger's high pressure and temperature can strain the engine components and reduce lifespan. Turbocharged cars also need high-quality oil and fuel to prevent engine damage.

     

    They produce more torque than conventional engines. It is the force that rotates the wheels of a car. More torque means a car can accelerate faster from a standstill and climb steep hills more easily. Turbocharged cars also have better traction and handling than regular cars.

     

     

    Turbo engines can suffer from turbo lag. This can affect the responsiveness and drivability of a car, especially in stop-and-go traffic or when overtaking other vehicles.

     

     

    Turbo cars are more lightweight than regular cars. Since turbo engines are smaller than traditional engines, they reduce the car's overall weight. This improves the aerodynamics and fuel efficiency of the vehicle, as well as its agility and maneuverability.

     

     

    Turbo cars are less reliable than regular cars. Turbo engines are more prone to breakdowns and malfunctions than regular engines, especially if they are not properly maintained or driven aggressively. 

     

    Turbo engines have a muffling effect on the engine noise, as they reduce the sound of the exhaust gases escaping from the engine. This makes turbocharged cars quieter and more comfortable to drive than regular cars.

     

     

    Turbocharged cars also have higher car insurance premiums than regular cars, as they are considered more risky by insurance companies.

     

  • Want to Buy a New Car? Here is How Much You Can Spend

    by Almog Ramrajkar | Sep 07, 2023

    Are you on an exciting journey of buying a brand new car? It's a significant investment, right up there with purchasing a house. But unlike a house, a car is a depreciating asset. Buying a car goes beyond the desire for comfort and convenience. A car often reflects your social and financial standing. However, it's important to remember that there are other expenses to consider along with the car's cost. Determining a budget that aligns with your financial health and long-term goals is crucial. Let's dive into the key considerations when calculating your new car budget in India.

    Things to consider when calculating your budget for a new car

    When calculating your budget for a new car, several crucial factors must be considered. Consider the following factors to calculate car budget, including:

    Thumb rule: Set a reasonable budget

    If you are wondering about "what car can I afford based on salary?" follow this thumb rule. A fundamental thumb rule to abide by when determining your budget for a new car is to avoid allocating more than half of your annual income to this purchase. This pragmatic guideline ensures a balanced approach to car affordability while safeguarding your overall financial stability.    

    So, if you’re wondering “how do I know if I can afford a car?”, consider an illustrative scenario: if your annual income stands at ₹10 Lakhs, a reasonable budget would entail earmarking around ₹5 Lakhs for the car's cost. However, it's crucial to emphasise that this thumb rule doesn't solely encompass the car's ex-showroom price. Instead, it extends to the on-road price, which includes expenses like road tax, registration charges, and car insurance premiums. This comprehensive car insurance view provides a more accurate reflection of the actual costs of acquiring the vehicle.

    When opting for a car loan, the thumb rule extends further to encompass the 20/4/10 principle. It entails initiating the purchase with a down payment of 20% of the car's price. Subsequently, securing a loan tenure within four years is recommended to avoid prolonged interest payment durations. Additionally, ensuring that your car-related expenses, including EMIs and car insurance, collectively remain within 10% of your monthly salary underpins prudent financial management.

    Choose between new or old.   

    Consider your needs rather than just your wants. If budget constraints come into play, don't overlook the option of a used car. Used cars can be up to 30% - 40% cheaper, depending on their age and condition. However, remember to account for potential maintenance costs and steer clear of vehicles older than five years.

    Buying the right size   

    Choose a car size that suits your family's needs and lifestyle. A hatchback or sedan might be ideal for a family of four, while a Multi Utility Vehicle (MUV) could be a better fit for larger families. Opting for a smaller model, when possible, can lead to cost savings.

    Avoid negative compounding

    Eligibility for a loan doesn't necessarily equate to affordability. Going beyond your budget can lead to negative compounding – the more you borrow, the higher your interest payments. Be cautious not to be lured into a larger loan than you can comfortably manage.

    Contemplate maintenance costs

    Remember, owning a car means ongoing expenses. Consider factors like insurance premiums, maintenance, fuel, and service costs. Over time, these seemingly minor expenses can accumulate and impact your financial well-being. Scrutinise the car's technical specifications, such as transmission modes and fuel types, to ensure they align with your budget.

    More savings than EMI

    Your car's Equated Monthly Instalments (EMIs) should not consume more than 10% of your savings. Ensure you're setting aside more funds than you allocate toward your car payments. If your EMIs exceed this threshold, consider postponing your purchase until your financial situation strengthens.

    Types of spenders and new car budgeting advice

    • Your approach to budgeting will also depend on the type of spender you are. Let us explore three common types:
    • The practical buyer: If you are financially conservative and prefer low-risk options, choose a reliable and fuel-efficient car that fits within 40–50% of your annual income. Look for long-term value, low maintenance and affordable comprehensive car insurance.
    • The aspirational buyer: If you dream of owning a premium car but do not want to strain your finances, consider purchasing a second-hand luxury car or using a larger down payment to reduce EMIs. Always factor in the higher insurance premiums that come with such vehicles.
    • The impulsive buyer: If you tend to splurge, it is important to set strict financial boundaries. Avoid high EMIs that could affect your lifestyle or savings. Consider pre-owned options and research extensively before buying. Ask for a detailed quote on car insurance beforehand, which will help prevent surprise costs later.

    How to calculate the budget for your car?   

    When wondering “how to know if I can afford a car”, you must learn the basic steps to calculate the car's budget. Calculating your car budget entails several essential steps:

    Check the on-road price

    Before finalising your car budget, thoroughly examine the on-road price. This comprehensive figure includes the car's base cost and additional expenses like taxes, registration fees, and car insurance. Understanding the on-road price gives you a clearer picture of the overall investment required for your chosen vehicle.

    Consider the monthly payments.

    Calculate the monthly payments, including EMIs (Equated Monthly Instalments), and you'll need to allocate this for your car purchase accordingly. This step is crucial if you're opting for a car loan. Ensuring that the monthly payments fit comfortably within your financial capacity is essential.

    Access your down payment.

    Determine the amount you can allocate as a down payment for the car. You should know that a higher down payment lowers the loan amount, leading to lower monthly payments. Assessing your down payment capability helps you tailor your car budget to suit your financial situation.

    Check the exchange value of your current vehicle, if any.

    If you're replacing an existing vehicle, evaluate its exchange value. A good resale value for your old vehicle can significantly impact your new car's cost, potentially reducing your overall expenditure.

    Consider your total debt.

    Take a complete view of your existing financial commitments and debts. Assess whether adding a car loan to your financial portfolio is feasible. Carefully consider your total debt to ensure the new car purchase aligns with your financial stability.

    Conclusion

    In the exhilarating pursuit of a new car, prudent budgeting is vital. Consider a balanced approach, adhering to a rule of not exceeding half your annual income for the car's cost, including on-road expenses. Opt for practicality between new and used cars, accounting for maintenance costs. Evaluate size, savings-to-EMI ratio, down payment, exchange value, and total debt. Remember, car insurance safeguards your investment, so choose one wisely. With these principles, embark on your car journey confidently and financially prepared.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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