Always found on the driver's side of the dashboard and in a very prominent position, a vehicle's speedometer serves as a companion that converts the movement of the wheels into a visual representation of the speed at which a vehicle is moving. Understanding the role of a speedometer is crucial for drivers, as it acts as a tool for maintaining control and adhering to speed limits. Let’s see what is a speedometer, its significance, and the mechanics behind its operation.

What do you mean by a Speedometer?

• Purpose: A speedometer is an instrument on a vehicle's dashboard that measures and displays a vehicle’s current speed in miles or kilometers per hour.
• Mechanism of Operation: Most conventional speedometers operate through a flexible cable connected to the vehicle's transmission. As the vehicle moves, this cable spins, rotating a magnet within the speedometer. This magnet generates a field that interacts with a metal disk, causing it to turn. As this happens, it drives the needle on the speedometer dial to indicate how fast a car is going.
• Digital Speedometers: While traditional speedometers employ analog dials and needles, modern vehicles often come equipped with displays that show your speed numerically on a digital screen. These digital displays offer precise readings and may provide additional information, such as trip distance or fuel efficiency.
• Calibration: Accurate speedometer calibration is essential in providing speed readings. Manufacturers ensure that speedometers are properly calibrated during vehicle production to maintain accuracy. However, adjustments or changes in tyre size can impact such calibrations.

Conclusion

The speedometer plays a crucial role as it provides:

• Real-time information about the vehicle's current speed
• Functions as a connection between the driver
• Keeps them alert

Understanding the speedometer's mechanics enhances the driving experience and contributes to road safety. Another essential aspect on the road is prioritising car insurance for vehicle protection and added confidence—a precaution for a secure and hassle-free drive.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Introduction

In 2019, road accidents accounted for 43% of deaths in India, highlighting the urgent need for stricter traffic regulations. The government responded by amending several sections of the Motor Vehicles Act to curb reckless driving and enhance road safety. Among these amendments, Section 184 became pivotal in addressing dangerous driving behaviours, imposing fines and ensuring adherence to traffic rules. This blog delves into the significance of Section 184 and the 2019 amendments, emphasising its crucial role in promoting responsible driving and safeguarding lives on Indian roads.

Section 184 of the Motor Vehicles Act 

The Motor Vehicles Act, a legislative framework enacted in 1988, serves as a cornerstone for traffic management in India, encompassing various regulations, penalties and guidelines. One pivotal section that addresses the critical issue of reckless driving is Section 184. This section primarily focuses on ‘dangerous driving,’ aiming to instil a sense of responsibility and discipline among road users.

The Motor Vehicles Act designed Section 184 to penalise individuals who engage in dangerous driving practices that pose a threat to public safety. The key offences this section covers include speeding beyond prescribed limits, leading to potential danger or distress to fellow road users. The severity of the penalties is commensurate with the level of endangerment caused by the violation.

The penalties outlined in Section 184 are stringent, reflecting the gravity of reckless driving.

Those who exceed speed limits are mandated to pay a minimum fine of ₹1000. However, the consequences escalate significantly for repeated offences within three years. Subsequent violations can result in fines reaching up to ₹10,000, highlighting the government’s commitment to deterring reckless behaviour on the roads.

Recognising the persistent issue of inconsiderate driving despite existing regulations, the government introduced substantial amendments to Section 184 in 2019. The revised provisions now encompass a broader range of offences, including jumping red lights, using mobile phones while driving, improper overtaking, driving against traffic flow and engaging in reckless driving that endangers lives.

Conclusion

Section 184 of the Motor Vehicles Act is crucial in addressing India’s pervasive problem of reckless driving. By imposing substantial fines and penalties, the section serves as a deterrent, emphasising the importance of responsible behaviour on the roads. The 2019 amendments further underscore the government’s commitment to road safety, making Section 184 a cornerstone in fostering a culture of disciplined and law-abiding driving practices. One essential driving practice you should consider is having complete car insurance. It protects you and your car from various things.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 13 Jan 2026

An odometer tracks the total distance travelled by a car and has a direct impact on its maintenance schedules, resale valuation and more. Their accuracy ensures timely service checks, prolonging vehicle longevity and performance.

Whether you are purchasing your first vehicle or looking to manage ownership expenses, understanding what an odometer is in a car, its types and key benefits is important. Knowing how it connects to a car insurance policy can also support maintenance, budgeting and coverage decisions. So, let’s delve into the significance of this device and find out how it tracks time and distance.

What do you mean by an odometer?

The odometer is an essential instrument which you will find on your car’s dashboard, next to the speedometer, usually showing numbers in miles or kilometres. It keeps counting from the moment you start driving your vehicle and continues throughout its lifetime.

The lifetime of certain parts and accessories in a vehicle is measured in distance travelled. So, the odometer also becomes an important tracker to know when parts need changing. Modern and luxury cars have digital odometers, while others may have mechanical ones.

Manipulating or resetting an odometer is illegal in India, given its potential to misrepresent a vehicle’s usage and history.

Types of odometers

Odometers are divided into two types based on their mechanism: traditional and digital.

• Traditional, mechanical odometers use rotating wheels connected to the vehicle’s transmission system. When the wheels spin, the odometer turns and updates the distance on the display. They are typically common in old vehicles.
• Digital odometers are common in most cars today. The vehicle's computer employs advanced sensors to calculate the distance covered and display it on a digital screen. Digital odometers may also offer other features, including trip metres, allowing drivers to monitor distances independently from the overall length covered.

While both types serve the same purpose, digital odometers give accurate data and are harder to tamper with.

How does the odometer work?

Here’s how odometers work in mechanical and digital systems:

1. Mechanical odometer

Similar to a bicycle’s speedometer, a flexible cable is connected to the output shaft of your car’s transmission system, the part that makes your wheels turn. As you drive, your wheels move and the cable spins inside a protective tube. This cable is connected to a series of gears inside the odometer. These gears are set up in a way that after your car runs a certain distance, they click the number forward by one.

2. Digital odometer

Advanced electronic sensors are used to detect a spinning toothed wheel attached to the transmission. Each time a tooth passes by the sensor, it sends a signal to the computer system, which counts the signals, calculates the distance and displays it on the dashboard in real-time. Each signal represents a certain distance. Digital odometers are similar to how a fitness app counts your footsteps.

Benefits of an odometer

Odometers do much more than just count the distance. They offer the following benefits for the car owners:

• Tracks your car for routine maintenance, since service intervals typically range from 10,000 to 20,000 kilometres.
• Reminds you to plan your oil change and tyre rotations.
• Lets you know when parts such as brake pads, spark plugs and timing belt might need replacements, helping you avoid breakdowns and costly repairs.
• Helps you monitor your car warranty, as most warranties specify mileage limits.
• Tracks actual fuel efficiency over different driving conditions by calculating how many kilometres you get per tank. It is critical for spotting performance issues early.
• Makes it easier to plan long trips by estimating fuel costs and scheduling refuelling stops.

Odometer’s role in car valuation and resale

Your car’s worth when you sell it depends a lot on the odometer reading. For example, cars with lower mileage sell for higher prices. Buyers check this reading first because it tells them how much life the car has left. A vehicle with fewer kilometres usually has less wear and tear on essential parts like the engine, transmission and even the metal body. When you are selling or trading in your vehicle, this reading primarily calculates how much money you will get.

In addition, cars lose value as soon as you take them out of the showroom. The mileage helps everyone agree to a fair price, including when a comprehensive car insurance plan claim is settled after complete vehicle damage.

By law, sellers must provide an odometer disclosure statement for cars which are less than 20 years old to verify the mileage and prevent fraud. This protects buyers from getting cheated and makes sure the mileage you see is authentic and accurate.

How odometer readings influence car insurance premiums

Your odometer reading can affect how much you pay for your comprehensive car insurance, though many drivers don’t realise this connection.

Insurance companies ask for annual mileage details because they want to know the usage of the car and get an idea of how much it’s being driven. Cars that are more often on the road have a higher chance of getting in an accident, so premiums tend to increase if the mileage is high.

However, mileage is just one factor among many that insurance companies consider. Premium costs are calculated based on probability, as a person who doesn’t drive much is less likely to make a claim.

Furthermore, the Insurance Regulatory and Development Authority of India (IRDAI) now permits insurers to issue pay-as-you-drive insurance policies that link premiums based on how well you drive and how much you drive. These policies let you set a mileage limit. The lower the limit, the more you save, making the odometer a vital element to determine your long-term and ownership costs.

Conclusion

The odometer records your car’s lifetime journey and thus helps you stay on top of maintenance, drive without breakdowns, understand your vehicle’s real value and manage insurance costs optimally. The reading tells potential buyers about your car’s condition and helps insurance companies assess risk and calculate premiums. Therefore, ensuring it works without glitches is critical for your car’s safety.

While you take efforts to learn the car odometer meaning and how to reduce your ownership costs, remember to protect it with a car insurance policy. Let us take the effort to financially and legally safeguard you during an unforeseen incident. Get car insurance online with relevant add-ons tailored to your everyday needs by filling out the form provided on this page.

FAQs

1. Can the odometer be reset or tampered with?

Modern digital odometers are harder to tamper with than mechanical ones. Tampering with or resetting odometer readings is illegal in India and doing so can lead to severe penalties. Always check service records before buying an old car to avoid fraud.

2. Do odometers require maintenance, too?

Odometers usually don’t require separate maintenance, but you must ensure that the sensors, wiring and display function properly. If readings seem inaccurate, get it checked with a qualified mechanic.

3. What is a pay-as-you-drive policy?

Pay-as-you-drive (PAYD) policy is a type of car insurance where the premium is calculated based on the average distance you drive and your driving habits. The insurer uses the odometer reading or installs a telematic device to track the actual distance and then adjusts the premium accordingly.

4. Can a broken odometer still calculate distance?

No, a broken odometer may not accurately calculate or display distance. If its mechanical parts, sensor, software system or wiring are damaged, it can freeze or reset readings. This could affect the car’s resale value or insurance costs. Get it fixed immediately.

5. Does a higher odometer reading always lower a car’s resale value?

A higher odometer reading may indicate more usage and wear, which can influence resale value. However, the impact can depend on factors such as maintenance history, model, age and market demand.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you are wondering what is an SUV and want to know its distinguishing features, you are at the right place. When potential buyers choose a vehicle, they look for versatility, commanding presence, and adaptability, and the Sport Utility Vehicle (SUV) offers all such features and more. Understanding what makes an SUV unique is crucial for those searching for a vehicle that combines performance with interiors. Let’s uncover the distinguishing features that define SUVs and why this vehicle type captivates drivers from diverse backgrounds.

What do you mean by SUV?

• Body Style: An SUV stands apart from other cars, with its body style often characterised by high ground clearance, four doors, and a rear hatch or tailgate. This design sets it apart from sedans and smaller crossover vehicles.
• Seating Capacity: One of the essential traits of SUVs is their seating capacity, typically accommodating five to seven passengers. This capacity makes them an ideal choice for families or individuals who prioritise space for passengers.
• Cargo Space: The rear cargo area in an SUV is designed with flexibility in mind and can be adjusted to provide storage by folding down the seats. This adaptability is a feature for those with varying storage needs.
• Off-Road Capability: Many SUVs have features that enhance their ability to handle off-road adventures on rugged terrains. All-wheel drive or four-wheel drive options in SUV models are standard.
• Towing Capacity: SUVs often offer a superior towing capacity, making them a popular choice for those who need to tow trailers, boats, or recreational vehicles. 

Conclusion

Their versatility and capability make SUVs a standout option in the range of vehicular choices. As consumers navigate the automobile market, understanding the key features of an SUV provides valuable insights into the driving experience it delivers. Now that you know what is SUV car, remember, like any other vehicle type, obtaining comprehensive car insurance is crucial for SUV owners to safeguard their investment and ensure peace of mind on the road. Take the time to explore insurance options that meet your specific needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Petrol cars have always remained popular choices for their reliability and user-friendly features. However, acknowledging the downsides of using petrol cars is also essential. While the convenience of refuelling and the easy accessibility to petrol stations are undeniable advantages, potential petrol-car buyers should also consider the drawbacks. Let's explore some of the overlooked disadvantages of petrol cars. From concerns about fuel efficiency and emissions to environmental impacts, understanding these drawbacks is crucial for making well-informed decisions when choosing a petrol vehicle.

What are the Disadvantages of Petrol Cars?

• Fuel Efficiency: Generally, petrol engines tend to be less efficient in terms of fuel consumption compared to diesel engines. This goes to say that petrol cars may require refuelling more frequently, potentially resulting in higher spending on fuel.
• Emissions: Petrol combustion engines typically release higher levels of carbon dioxide (CO2) and other pollutants than diesel engines. This can contribute to air pollution and raise concerns about their environmental compatibility. This can contribute to air pollution and raise concerns about their environmental compatibility.
• Fuel Costs: In many regions, petrol tends to be more expensive per litre than diesel. As a result, driving a petrol car can lead to higher running costs over time.
• Engine Maintenance: If serviced sparingly, petrol engines can deteriorate quicker than diesel engines. Regular maintenance is crucial for ensuring optimal performance and longevity of petrol cars.
• Quality of Petrol: Petroleum is prone to containing impurities. The use of low-quality or contaminated fuel can cause problems to your engine. Purchasing petroleum from a well-known gas station is crucial to prevent any harm to your engine, fuel pump, and fuel injection system.
• Resale Value: Petrol-powered cars may command a lower resale value than diesel cars in the used-car market. This factor can hike the cost of owning a petrol vehicle over time when considering its depreciated value.

Conclusion

While petrol-powered cars undeniably offer many advantages, such as ease of operation and widespread availability, it is important to consider the potential drawbacks alongside the benefits. Addressing efficiency, emissions, and cost concerns can mitigate some disadvantages of petrol-powered cars. Also, explore car insurance options, as this will safeguard your investment. Ensuring coverage for your vehicle becomes a part of responsible ownership, providing peace of mind while you venture out on the open road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In the fascinating world of automobiles, the term “sedan” is a well-known classification that resonates with those seeking a combination of style, comfort, and practicality. Therefore, understanding what is a sedan car is crucial for those searching for a vehicle that offers both functionality and sophistication. This article uncovers the essence of sedan cars by highlighting their features while discovering why they remain a favoured option among diverse driver groups.

What do you mean by a Sedan Car?

• Body Style: A sedan is characterised by its unique body style, which includes four doors and a separate enclosed cargo area. This design sets it apart from two-door coupes and hatchbacks.
• Passenger Capacity: Typically, sedans are designed to accommodate four to five passengers. The spacious interior is intended to provide legroom and headspace for the two rear occupants.
• Trunk Space: Sedans boast a separate trunk compartment for storing luggage and personal belongings. Accessible through a rear lid, the trunk provides convenience when loading and unloading various items.
• Versatility: These vehicles are renowned for their versatility, making them suitable for daily commutes, family outings, or business trips. The blend of style and functionality makes sedans an appealing choice for every type of driver.
• Design: Sedans often have a higher ground clearance and a stylish, aerodynamic look that improves fuel efficiency and adds a touch of sophistication. The elongated shape of the car enhances its appeal.

Conclusion

In simple terms, sedans offer a combination of practicality and elegance. With their four-door configuration, interiors, and distinct trunk compartments, sedans cater to functionality and style. When exploring your options in the market, understanding the defining features of sedans provides insights into the type of driving experience they deliver., Further, sedan owners must secure comprehensive car insurance similar to any other vehicle type. Your investment gets sound protection with car insurance. Enjoy peace of mind on the road, knowing you have adequate insurance coverage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The calculation of road tax in Andhra Pradesh is mandatory for all vehicle owners. This one-time payment is necessary to comply with the state government’s rules and regulations. Several factors influence road tax calculation, including the type of vehicle, years of usage, and the vehicle’s fuel consumption.

How to Calculate Road Tax in Andhra Pradesh

Road tax calculation in Andhra Pradesh can be ascertained by the vehicle's model, engine capacity, and fuel usage. The tax rates for two-wheelers range from 9% for new vehicles to 1% for those over 11 years old. For four-wheelers, the road tax is levied based on the vehicle's cost and age. If the vehicle costs less than ₹10 lakh, the tax rate is 12% for new vehicles. Taxes get reduced depending on the age of the vehicle. The rates remain slightly higher for vehicles costing more than ₹10 lakh. For convenience, one can use an online road tax calculator to do the needful in Andhra Pradesh.

Conclusion

Using the road tax calculator Andhra Pradesh eases the calculation process as only the necessary details must be entered. Similar to road tax, car insurance is an integral aspect of vehicle ownership in India, including in Andhra Pradesh. Buy this insurance online or offline when you make your life easier by gifting yourself a motor vehicle. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The road tax calculator Assam considers the original cost of the motor vehicle alongside other factors like age. The original cost helps to determine the initial tax rate and the road tax payment after the 15 years of car registration.

Read on to understand how to calculate the road tax in Assam.

How to Calculate The Road Tax In Assam

Assam road tax calculator considers several factors, as follows:

• The age, weight, length, and width of your vehicle.
• Car engine capacity.
• Purpose of the vehicle (personal or commercial)
• Model and manufacturer.
• Origin of vehicle assembly.

The following is the calculation for the Assam road tax payment;

Conclusion

In Assam, the transport department typically imposes a one-time road tax for vehicle owners. This amount is calculated as a specific percentage of the vehicle's original cost. All car owners are required to pay this tax before registering and using their vehicle in the state. Additionally, securing reliable car insurance is essential to ensure financial coverage in the event of unforeseen incidents such as accidents, car loss, damage, or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

India's love affair with high-performance vehicles continues to grow, fuelling the demand for powerful engines. Cars with 3000cc engines stand out for their exceptional power, torque and advanced features, making them a top choice for enthusiasts. Whether you seek thrills on highways or luxury during city drives, these cars deliver on every front.

Let’s explore the best 3000cc cars in India, poised to rule the roads in 2024.

Top 10 3000cc Cars in India: Price, Features and Specifications

1. Toyota Land Cruiser 300

Price: ₹2.10 crore (approx.)
Overview: The Toyota Land Cruiser 300 is a robust SUV equipped with a 3.3L twin-turbo V6 diesel engine. Known for its off-road capabilities and luxury interiors, it’s the ultimate companion for adventurers.

Features:

•       Advanced 4WD system for rugged terrains.
•       Luxurious leather interiors with ample space.
•       12.3-inch touchscreen infotainment system.
•       Multi-terrain select and terrain monitoring system.

Specifications:

•       Engine: 3.3L twin-turbo V6 diesel
•       Power: 305 bhp
•       Torque: 700 Nm
•       Transmission: 10-speed automatic
•       Fuel Efficiency: 9-10 km/l

2. BMW X5 xDrive30d

Price: ₹1.06 crore (approx.)
Overview: The BMW X5 strikes a perfect balance between performance, luxury, and practicality. Its 3.0L six-cylinder diesel engine offers excellent power delivery and fuel efficiency, making it ideal for long journeys.

Features:

•       Drive all-wheel drive for better control.
•       Panoramic sunroof and ambient lighting.
•       Wireless Apple CarPlay and Android Auto.
•       Active cruise control with stop-and-go function.

Specifications:

•       Engine: 3.0L inline-six diesel
•       Power: 265 bhp
•       Torque: 620 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 12-13 km/l

3. Audi Q7 55 TFSI

Price: ₹93 lakh (approx.)
Overview: The Audi Q7 is a premium SUV powered by a 3.0L petrol engine with mild-hybrid technology. It offers a plush driving experience with cutting-edge infotainment and safety features.

Features:

•       Quattro all-wheel drive for superior grip.
•       Virtual cockpit and MMI Navigation Plus.
•       Adaptive air suspension for comfort.
•       Bang and Olufsen premium sound system.

Specifications:

•       Engine: 3.0L petrol with mild hybrid
•       Power: 340 bhp
•       Torque: 500 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 11-12 km/l

4. Mercedes-Benz GLS 400d

Price: ₹1.32 crore (approx.)
Overview: Combining a 3.0L diesel engine with spacious interiors and advanced technology, the Mercedes-Benz GLS 400d is a luxury SUV perfect for those who value comfort and performance.

Features:

•       Spacious 7-seater configuration.
•       MBUX infotainment with dual screens.
•       AIRMATIC suspension for a smooth ride.
•       360-degree camera and advanced safety features.

Specifications:

•       Engine: 3.0L inline-six diesel
•       Power: 330 bhp
•       Torque: 700 Nm
•       Transmission: 9-speed automatic
•       Fuel Efficiency: 9-10 km/l

5. Jeep Grand Cherokee

Price: ₹82 lakh (approx.)
Overview: Powered by a 3.6L V6 petrol engine, the Jeep Grand Cherokee is an SUV built for rugged terrains. Its bold design and off-road capabilities make it a top choice for adventurers.

Features:

•       Select-Terrain traction management system.
•       8.4-inch Uconnect infotainment with navigation.
•       Bold exterior with iconic Jeep grille.
•       Advanced safety features like blind-spot monitoring.

Specifications:

•       Engine: 3.6L V6 petrol
•       Power: 290 bhp
•       Torque: 350 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 7-9 km/l

6. Volvo XC90 B6 Inscription

Price: ₹98 lakh (approx.)
Overview: The Volvo XC90 offers a sophisticated blend of luxury and performance, powered by a 2.9L petrol engine. Providing an exceptional driving experience, this SUV is preferred for being family-friendly and with utmost safety.

Features:

•       Luxurious leather interiors with Scandinavian design.
•       Advanced driver-assistance systems (ADAS).
•       Panoramic sunroof for an airy cabin feel.
•       Bowers and Wilkins premium sound system.

Specifications:

•       Engine: 2.9L mild-hybrid petrol
•       Power: 300 bhp
•       Torque: 420 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 10-11 km/l

7. Range Rover Sport P400

Price: ₹1.64 crore (approx.)
Overview: The Range Rover Sport P400 combines a 3.0L petrol engine with unparalleled luxury performance, making it a class apart.

Features:

•       Terrain Response 2 system for off-road capability.
•       Luxurious Windsor leather seats.
•       Pivi Pro infotainment with dual-touchscreen setup.
•       Advanced safety features, including emergency braking.

Specifications:

•       Engine: 3.0L inline-six petrol
•       Power: 400 bhp
•       Torque: 550 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 8-9 km/l

8. Porsche Cayenne

Price: ₹1.35 crore (approx.)
Overview: The Porsche Cayenne is a high-performance SUV powered by a 3.0L turbocharged engine. Its sporty design and thrilling performance make it a standout in the segment.

Features:

•       Porsche Communication Management (PCM).
•       Adaptive air suspension for sporty handling.
•       Luxurious interiors with premium materials.
•       High-performance braking system.

Specifications:

•       Engine: 3.0L V6 turbo petrol
•       Power: 340 bhp
•       Torque: 450 Nm
•       Transmission: 8-speed Tiptronic S
•       Fuel Efficiency: 8-10 km/l

9. Jaguar F-Pace R-Dynamic S

Price: ₹74 lakh (approx.)
Overview: The Jaguar F-Pace combines stylish and performance, offering a powerful 3.0L petrol engine with an elegant design.
 Features:

•       Dynamic driving modes for versatile performance.
•       Premium Meridian sound system.
•       3D surround camera for parking assistance.
•       Sleek design with aerodynamic enhancements.

Specifications:

•       Engine: 3.0L inline-six petrol
•       Power: 394 bhp
•       Torque: 550 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 9-11 km/l

10. Lexus RX 500h F-Sport

Price: ₹1.18 crore (approx.)
Overview: The Lexus RX 500h hybrid SUV offers the perfect blend of power and efficiency. Its 2.4L turbo petrol engine paired with an electric motor provides excellent performance and fuel economy.

Features:

•       Hybrid powertrain for efficiency and performance.
•       Mark Levinson premium audio system.
•       F-Sport design elements for sporty aesthetics.
•       Advanced Lexus Safety System+ 3.0.

Specifications:

•       Engine: 2.4L turbo petrol + electric motor
•       Power: 366 bhp
•       Torque: 460 Nm
•       Transmission: e-CVT
•       Fuel Efficiency: 15-16 km/l

Conclusion

Owning a 3000cc engine car is more than just a thrill; it’s a statement of style and sophistication. The options listed cater to various preferences, whether you’re looking for luxury, adventure, or a mix of both. As you prepare to bring home one of these high-performance beasts, don’t overlook the importance of four-wheeler insurance. It covers your prized possession against accidents, theft, and other unforeseen events.

With an array of 3000cc cars in India to choose from in 2024, your drive is bound to be thrilling and luxurious. Pick the one that suits your needs, and enjoy every moment behind the wheel.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric cars are no longer a futuristic concept—they are rapidly becoming a mainstream choice for Indian car buyers. With technological advancements and growing environmental awareness, the demand for electric vehicles (EVs) has surged. For those looking to embrace the EV revolution, several premium options are available under ₹50 lakhs. These cars promise cutting-edge features, powerful performance, and eco-friendly advantages.

Let’s explore the best electric cars under 50 lakhs.

Top Electric Cars Under 50 Lakhs in India: Price, Features and Specifications

1. Hyundai Ioniq 5

Price: ₹46.05 lakh (ex-showroom)

Features:

•       Futuristic design with pixelated LED lights
•       Spacious interiors with flat-floor architecture
•   12.3-inch dual-screen setup (infotainment + digital cluster)
•       Advanced Driver Assistance Systems (ADAS) for enhanced safety

Specifications:

•     Battery: 72.6 kWh
•     Range: 631 km (ARAI-certified)
•     Power Output: 217 PS
•     Charging: Ultra-fast charging (10-80% in 18 minutes)

Why Choose?

The Hyundai Ioniq 5 offers a blend of luxury and cutting-edge technology. Its retro-futuristic design, spacious interiors, and ultra-fast charging capabilities make it an ideal choice for modern EV enthusiasts.

2.  Kia EV6 (Base Variant)

Price: ₹48.95 lakh (ex-showroom)

Features:

•       Sleek and aerodynamic design
•       Augmented reality heads-up display (AR HUD)
•       Ventilated and heated seats
•       Connected car technology

Specifications:

•     Battery: 77.4 kWh
•     Range: 528 km
•     Power Output: 325 PS (dual-motor AWD)
•     Charging: Ultra-fast DC charging

Why Choose?

The Kia EV6 is designed for drivers who seek performance and style. Its sporty aesthetics, high-tech features, and long driving range make it an excellent choice for thrill-seekers and long-distance travellers.

3. BYD Atto 3

Price: ₹33.99 lakh (ex-showroom)

Features:

•       Rotating 12.8-inch touchscreen infotainment
•       Panoramic sunroof
•       Wireless phone charging
•       360-degree camera

Specifications:

•     Battery: 60.48 kWh
•     Range: 521 km (ARAI-certified)
•     Power Output: 201 PS
•     Charging: Supports AC and DC fast charging

Why Choose?

The BYD Atto 3 is ideal for those prioritising innovation and style. With its futuristic design, advanced technology, and impressive range, this EV caters to both performance and aesthetics enthusiasts.

4. MG ZS EV

Price: ₹16.48 - ₹23.25 lakh (ex-showroom)

Features:

•       10.1-inch touchscreen infotainment
•       Connected car technology with over 75 features
•       Six airbags for enhanced safety
•       Panoramic sunroof

Specifications:

•     Battery: 50.3 kWh
•     Range: 461 km (ARAI-certified)
•     Power Output: 176 PS
•     Charging: Fast-charging support

Why Choose?

The MG ZS EV is a value-for-money electric vehicle with a premium design, spacious interior, and robust safety features. It's an excellent choice for eco-conscious buyers seeking a luxurious yet practical electric SUV.

5. Tata Nexon EV Max (XZ+ Lux Variant)

Price: ₹18.79 - ₹19.99 lakh (ex-showroom)

Features:

•       Wireless phone charging
•       Ventilated front seats
•       Premium Harman audio system
•       Air purifier for cabin freshness

Specifications:

•     Battery: 40.5 kWh
•     Range: 453 km (ARAI-certified)
•     Power Output: 143 PS
•     Charging: Supports both AC and DC fast charging

Why Choose?

The Tata Nexon EV Max is an affordable and feature-rich electric SUV. It offers a long-range, excellent safety features, and reliable performance, making it ideal for urban commutes and family road trips.

6. Volvo XC40 Recharge

Price: ₹56.90 lakh

Features:

•       Minimalist Scandinavian design with eco-friendly materials
•       Google-powered infotainment system
•       360-degree camera and ADAS features
•       Premium Harman Kardon audio system

Specifications:

•     Battery: 78 kWh
•     Range: 418 km (WLTP)
•     Power Output: 408 PS (dual-motor AWD)
•     Charging: Fast charging (10-80% in 33 minutes)

Why Choose?

If safety and luxury are your top priorities, the Volvo XC40 Recharge is the perfect fit for you. This electric SUV offers advanced safety features, a plush cabin, and excellent driving dynamics, making it ideal for premium EV buyers.

7. Tata Curvv EV

Price: ₹17.49 - ₹22 lakh

Features:

•       Futuristic coupe-style design
•       Spacious cabin with premium materials
•       Connected car features with smart AI integration
•       High safety standards with advanced driver assistance systems (ADAS)

Specifications:

•     Battery: 45 kWh
•     Range: 502 km
•     Power Output: 150-167 PS
•     Charging: Supports DC fast charging (10-80% in 40 minutes)

Why Choose?

Tata Curvv is a game-changer in the affordable EV market, blending cutting-edge design and high-end features. Its coupe-SUV styling and futuristic tech appeal to young buyers looking for a unique EV experience.

8. Mahindra XUV400 EV

Price: ₹15.49 - ₹19.39 lakh (ex-showroom)

Features:

•       Dual-tone paint options
•       Customisable drive modes (Fun, Fast, Fearless)
•       6 airbags and robust safety features

Specifications:

•     Battery: 39.4 kWh
•     Range: 456 km (ARAI-certified)
•     Power Output: 150 PS
•     Charging: Supports both AC and DC fast charging

Why Choose?

The Mahindra XUV400 EV is perfect for those looking for a reliable and budget-friendly electric SUV. Its spacious design, decent range, and affordability make it an excellent choice for families and first-time EV buyers.

9. Hyundai Kona Electric

Price: ₹23.84 - ₹24.03 lakh (ex-showroom)

Features:

•       Sleek and modern SUV design
•       10.25-inch digital instrument cluster
•       Wireless charging and premium sound system
•       6 airbags and advanced safety features

Specifications:

•     Battery: 39.2 kWh
•     Range: 452 km (ARAI-certified)
•     Power Output: 136 PS
•     Charging: Supports both AC and DC fast charging

Why Choose?

The Hyundai Kona Electric is an excellent compact SUV that balances practicality, efficiency and affordability. It’s ideal for city dwellers and those seeking a hassle-free electric driving experience.

10. Citroën ë-C3 Electric

Price: ₹12.76 - ₹13.56 lakh (ex-showroom)

Features:

•       Compact and stylish urban design
•       10.2-inch touchscreen infotainment system
•       Connected car features with remote access
•       Dual airbags and ABS with EBD

Specifications:

•     Battery: 29.2 kWh
•     Range: 320 km (ARAI-certified)
•     Power Output: 57 PS
•     Charging: DC fast charging (10-80% in 57 minutes)

Why Choose?

The Citroën ë-C3 Electric is an affordable entry-level electric car perfect for urban commutes. Its stylish design, compact size and decent range make it an excellent choice for first-time EV buyers.

Conclusion

Switching to an electric vehicle is not only a lifestyle choice but also a step towards a sustainable future. The electric cars under 50 lakhs highlighted here offer a mix of performance, style, and technology, making them perfect for Indian buyers.

Remember that it’s essential to protect your investment with the right car insurance online. This ensures coverage for potential damages, accidents, or other unforeseen events. With the perfect EV and a solid insurance plan, you’re all set to embrace a greener, more exciting driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When it comes to cars, engine size often plays a significant role in determining performance, comfort, and overall driving experience. A 2500cc engine strikes the perfect balance between power and efficiency, offering drivers the thrill of superior performance without compromising fuel economy.

In 2024, the Indian automotive market is buzzing with 2500cc cars that cater to different preferences, whether it’s luxury, adventure, or sheer power. These cars are not only about high-end performance but also feature advanced safety systems, stylish designs, and cutting-edge technologies.

Curious to explore the best 2500cc cars in India? Let’s dive into our top 5 picks and see what makes them stand out.

Top 5 2500cc Cars in India: Price, Features & Specifications

The following are some top picks for 3500cc cars in India:

1. Toyota Fortuner

The Toyota Fortuner is a blend of durability, luxury, and off-road capabilities. Its powerful engine, high ground clearance, and rugged design make it an ideal choice for both city and adventurous off-roading. The Fortuner's reputation for reliability, coupled with premium features like a touchscreen infotainment system and ventilated seats, enhances its appeal for those seeking a versatile SUV.

Price: ₹33.4 Lakh – ₹51.4 Lakh (ex-showroom)

Specifications:

• Engine: 2.8L Diesel (2755cc)
• Power: 204 PS
• Torque: 500 Nm
• Transmission: 6-speed manual/automatic

Features:

• Bold and muscular design with LED projector headlamps
• 8-inch touchscreen infotainment setup with Android Auto and Apple CarPlay
• Premium leather upholstery and ventilated seats
• Safety: 7 airbags, ABS with EBD, vehicle stability control

2. Jeep Compass Trailhawk

The Jeep Compass Trailhawk excels in off-road performance with its 4x4 system, higher ground clearance, and skid plates. It's designed for rugged terrains while offering a premium interior with modern features. The Trailhawk is perfect for adventure enthusiasts who need a vehicle that can traverse tough terrains without sacrificing comfort or style.

Price: ₹30.9 Lakh (ex-showroom)

Specifications:

• Engine: 2.0L Diesel (1956cc turbocharged, comparable to 2500cc engines in performance)
• Power: 170 PS
• Torque: 350 Nm
• Transmission: 9-speed automatic

Features:

• Trail-rated 4x4 system for exceptional off-road capability
• 1-inch Uconnect touchscreen infotainment system
• Dual-pane panoramic sunroof
• Safety: ABS, 6 airbags, electronic stability control

3. Hyundai Tucson

The Hyundai Tucson features a sleek design, powerful engine options, and premium features. It combines a refined driving experience with comfortable and spacious interiors, making it perfect for both city commutes and long road trips. Its modern tech features, including a large touchscreen and safety features, add to its appeal for those looking for a sophisticated yet practical SUV.

Price: ₹29 Lakh – ₹35.9 Lakh (ex-showroom)

Specifications:

• Engine: 2.0L Diesel (1997cc, delivers performance akin to 2500cc engines)
• Power: 186 PS
• Torque: 416 Nm
• Transmission: 8-speed automatic

Features:

• Bold, futuristic design with parametric grille
• 25-inch digital driver display and touchscreen infotainment system
• SmartSense Level 2 ADAS features, including lane-keeping assist
• Safety: 6 airbags, ABS with EBD, hill assist

4. Skoda Superb

The Skoda Superb offers a luxury sedan experience with its refined performance, spacious interior, and cutting-edge features. Its powerful engine and smooth ride make it ideal for long-distance driving. Premium amenities like a panoramic sunroof, advanced infotainment, and top-tier safety features set the Superb apart as a sophisticated, high-performance vehicle.

Price: ₹54 Lakh (ex-showroom)

Specifications:

• Engine: 2.0L Petrol (1984cc turbocharged, delivers comparable performance to 2500cc engines)
• Power: 190 PS
• Torque: 320 Nm
• Transmission: 7-speed DSG automatic

Features:

• Sleek, elegant sedan design with crystalline LED headlamps
• Virtual cockpit with a 10.25-inch digital display
• 3-zone climate control and ventilated seats
• Safety: 8 airbags, park assist, and adaptive cruise control

5. Mahindra Scorpio N

The Mahindra Scorpio N offers strong performance and great value for money. It has a tough design, a powerful engine, and modern features like a large touchscreen. With its high ground clearance, it can handle both city roads and off-road trips, making it a practical and affordable SUV choice.

Price: ₹13.6 Lakh – ₹17.4 Lakh (ex-showroom)

Specifications:

• Engine: 2.2L mHawk Diesel (2184cc, comparable to 2500cc engines in performance)
• Power: 175 PS
• Torque: 400 Nm
• Transmission: 6-speed manual/automatic

Features:

• Bold, muscular design with a modern twist
• 8-inch touchscreen infotainment system with smartphone connectivity
• Sunroof and premium leatherette upholstery
• Safety: 6 airbags, ABS with EBD, traction control

Conclusion

The 2500cc cars in India for 2024 showcase an optimum blend of performance, style, and cutting-edge technology. Whether you’re an SUV enthusiast, a sedan lover, or someone who appreciates versatility, there’s something for everyone in this segment.

When buying one of these powerful cars, don’t forget to invest in a comprehensive car insurance policy. A well-chosen policy covers accidental damage and protects you against unforeseen expenses, ensuring you can enjoy your driving experience worry-free.

So, are you ready to hit the roads in style with one of these amazing cars? Choose your favorite from this list and elevate your driving experience to the next level!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

With the automotive industry shifting gears towards sustainable mobility, electric vehicles (EVs) are no longer just futuristic concepts but practical options for everyday use.

If you're looking to buy an electric car that doesn’t break the bank, you’re in luck! The Indian market now offers several amazing EVs under Rs.30 lakhs. These cars are packed with impressive features, stylish designs, and advanced technologies, proving that sustainable driving doesn't have to come with a hefty price tag. Plus, with car insurance tailored explicitly for EVs, you can drive worry-free knowing you’re covered.

Ready to explore the best electric cars under 30 lakhs in India? Let’s dive in and find the one that’s just right for you!

Top Electric Cars Under 30 Lakhs in India: Price, Features & Specifications

The following are the best electric cars under 30 lakhs in India:

1. Tata Nexon EV Max

The Tata Nexon EV Max is one of India’s most popular electric cars combining affordability with premium features. Its spacious interior, solid build quality, and long-range make it an ideal choice for city commutes and weekend getaways.

• Price: Rs. 16.49 – Rs. 19.54 Lakh (ex-showroom)
• Battery & Range:
  • Equipped with a 40.5 kWh Lithium-ion battery
  • Certified range of 453 km on a full charge
• Specifications:
  • Motor Power: 129 PS
  • Torque: 245 Nm
  • Charging Time: 30 minutes for 0-80% (fast charger), ~9 hours (home charger)
• Features:
  • Climate control with a multi-mode regenerative braking system
  • Android Auto and Apple CarPlay
  • Safety: ABS, dual airbags, ESP with i-VBAC

2. MG ZS EV

If you’re looking for a blend of performance and luxury, the MG ZS EV is a strong contender. It offers a smooth ride, cutting-edge tech, and ample boot space, perfect for families and tech-savvy drivers.

• Price: Rs. 18.98 – Rs. 25.75 Lakh (ex-showroom)
• Battery & Range:
  • 3 kWh advanced battery pack
  • Range of up to 461 km with a single charge
• Specifications:
  • Motor Power: 176 PS
  • Torque: 280 Nm
  • Charging Time: ~50 minutes (fast charger), ~8 hours (AC home charger)
• Features:
  • Premium interiors with a 10.1-inch touchscreen infotainment system
  • i-SMART connected car technology with voice commands
  • Panoramic sunroof and rain-sensing wipers

3. Hyundai Kona Electric

The Hyundai Kona Electric is a stylish, feature-packed EV designed for urban explorers. Its impressive range and compact design make it a practical yet fun choice for Indian roads.

• Price: Rs.23.84 – Rs.24.03 Lakh (ex-showroom)
• Battery & Range:
  • 2 kWh battery pack
  • Range of 452 km per charge
• Specifications:
  • Motor Power: 136 PS
  • Torque: 395 Nm
  • Charging Time: ~57 minutes (fast charger), 6 hours (AC home charger)
• Features:
  • 25-inch fully digital instrument cluster
  • Wireless phone charging and ventilated front seats
  • Multiple drive modes: Eco, Comfort, and Sport

4. Tata Tigor EV

The Tata Tigor EV is a great entry-level electric car for first-time EV buyers. Its affordability and compact size make it perfect for city dwellers looking to make the switch to electric.

• Price: Rs.12.49 – Rs.13.75 Lakh (ex-showroom)
• Battery & Range:
  • 26 kWh battery pack
  • Range of 315 km
• Specifications:
  • Motor Power: 75 PS
  • Torque: 170 Nm
  • Charging Time: ~65 minutes (fast charger), ~8 hours (home charger)
• Features:
  • Compact design with 419 litres of boot space
  • 7-inch infotainment system by Harman
  • Safety: Dual airbags, ABS, and parking sensors

5. Citroen eC3 Electric

The Citroen eC3 is perfect for those seeking something different. Its quirky design and budget-friendly pricing make it a standout option in the electric hatchback segment.

• Price: Rs.12.76 – Rs.13.41 Lakh (ex-showroom)
• Battery & Range:
  • 2 kWh battery pack
  • Driving range of up to 320 km
• Specifications:
  • Motor Power: 57 PS
  • Torque: 143 Nm
  • Charging Time: ~57 minutes (DC fast charger), ~10.5 hours (AC charger)
• Features:
  • Compact hatchback with quirky and modern design
  • 10-inch touchscreen infotainment system with smartphone connectivity
  • Dual-tone interiors with customisable options

6. Mahindra XUV400

Mahindra’s XUV400 blends the rugged appeal of an SUV with electric efficiency. With its long range and bold styling, it’s a versatile choice for adventurous drivers.

• Price: Rs.15.49 – Rs.19.39 Lakh (ex-showroom)
• Battery & Range:
  • 4 kWh battery
  • Range of 456 km
• Specifications:
  • Motor Power: 150 PS
  • Torque: 310 Nm
  • Charging Time: 50 minutes (DC fast charger), ~6 hours (home charger)
• Features:
  • Stylish SUV design with spacious interiors
  • 7-inch infotainment system with connected car features
  • Safety: 6 airbags, ESP, and hill-hold assist

7. BYD e6

The BYD e6 combines practicality with an impressive electric range, making it an optimum choice for families. Its spacious design and advanced features ensure comfort and efficiency for long journeys.

• Price: Rs.29.15 Lakh (ex-showroom)
• Battery & Range:
  • 7 kWh Blade battery technology
  • Range of up to 520 km (ARAI certified)
• Specifications:
  • Motor Power: 94 PS
  • Torque: 180 Nm
  • Charging Time: ~30 minutes (fast charger), ~12 hours (home charger)
• Features:
  • Spacious MPV layout with premium leather interiors
  • 1-inch rotating touchscreen with Bluetooth and Wi-Fi connectivity
  • Safety: ABS, ESC, six airbags, and a tyre pressure monitoring system

8. Mahindra BE 6

Mahindra BE 6 offers a futuristic design and cutting-edge technology catering to eco-conscious drivers who love bold styling and performance. This electric SUV promises a blend of sustainability and innovation, making it an exciting addition to the EV market.

Price: Rs.29.15 Lakh (ex-showroom)

Battery & Range:

• Battery: 60 kWh
• Range: Up to 450 km (WLTP-certified)

Specifications:

• Motor Power: 170 PS
• Torque: 300 Nm
• Charging Time: ~35 minutes (fast charger), ~10 hours (home charger)

Features:

• Sleek SUV design with a panoramic sunroof
• 3-inch dual-screen display with connected car technology
• Safety: Advanced Driver Assistance Systems (ADAS), multiple airbags, and 360-degree camera

Conclusion

Switching to an electric car is not just an environmentally-friendly choice but also a smart financial decision especially with so many options under Rs.30 lakhs. When buying an EV, don’t forget the importance of securing the right car insurance. A good insurance policy tailored for electric vehicles ensures you’re covered against damages, theft, and other risks, allowing you to enjoy a hassle-free driving experience.

So, whether you’re prioritising range, features, or affordability, these electric cars under 30 lakhs are worth considering. Embrace the future of driving and make the switch to sustainable mobility today!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric vehicles (EVs) are transforming the automobile industry, especially in India. With rising fuel prices and environmental concerns, EVs provide an economical, effective, and cleaner substitute for conventional automobiles. If you're looking for an electric car that suits your budget without compromising on features, this guide is for you.

Here, we have some of the best electric cars under 10 lakhs with their price, specifications and features to help you make an informed decision.

Top Electric Cars Under 10 Lakhs in India: Price, Features & Specifications

Here are the top electric cars within ₹10 lakhs to guide your purchase:

1. Tata Punch EV

Price: Starting at ₹9.99 Lakh (approx.; ex-showroom)

The Tata Punch EV is a highly anticipated electric SUV offering a perfect amalgamation of style, performance, and affordability.

Specifications:

• Battery and Range: It comes with a robust 120 kW motor paired with a high-capacity battery, delivering an impressive range of 315–421 km per charge.
• Charging: Supports fast charging up to 80% in just 56 minutes. Home charging takes approximately 6–8 hours.
• Performance: Delivers strong performance, ensuring smooth acceleration and a comfortable ride.

Features:

• Touchscreen Infotainment System that offers seamless access to music, navigation, and other entertainment options.
• Connected Car Technology allows users to monitor the vehicle’s status, locate it, and control certain functions through a mobile app.
• Safety Features such as ABS with EBD, dual airbags, and rear parking sensors ensure a safe driving experience.
• High Ground Clearance of 190 mm, making it easy to handle rough terrains and speed breakers.

2. Tata Tiago EV

Price: Starting at ₹7.99 Lakh (approx.; ex-showroom)

The Tata Tiago EV is a budget-friendly electric hatchback that combines practicality with eco-friendliness.

Specifications:

• Battery and Range: It offers two battery options: a 19.2 kWh and a 24 kWh pack, providing a range of 250–315 km on a single charge.
• Charging: It supports fast charging, taking about 3 hours and 36 minutes for a full charge. Regular charging with a standard socket takes 6–8 hours.
• Performance: Powered by a 60 kW motor, the Tiago EV ensures a smooth driving experience.

Features:

• The 7-inch Touchscreen Infotainment System provides seamless access to music, navigation, and other entertainment options.
• Automatic Climate Control ensures a comfortable cabin temperature for passengers at all times.
• Safety Features like dual airbags, ABS, and reverse parking sensors ensure a high level of safety.

3. MG Comet EV

Price: Starting at ₹6.99 Lakh (approx.; ex-showroom)

The MG Comet EV comes with a futuristic design and affordable price tag making it one of the best electric cars under 10 lakh.

Specifications:

• Battery and Range: It is equipped with a 41 kW motor and a 17.3 kWh battery pack that provides a range of about 230 km per charge.
• Charging: It takes around 7 hours and 30 minutes to reach full charge.
• Performance: The 41 kW motor provides adequate power for city commutes.

Features:

• Digital Instrument Cluster that presents essential driving information in a clear and readable format.
• Connected Car Technology to remotely monitor their car’s status and control functions via a mobile app.
• Compact Size is ideal for navigating congested city streets and tight parking spots.

4. PMV EaS E

Price: ₹4.79 Lakh (approx.; ex-showroom)

The PMV EaS E is a micro-electric car designed for short-distance commutes and one of India's most affordable electric cars.

Specifications:

• Battery and Range: Comes with a compact battery that provides a range of 160 km per charge, ideal for daily city travel.
• Charging: Charges fully in about 3–4 hours using a standard power outlet.
• Performance: With top speeds of 70 kmph and a 13 kW motor, the EaS E is designed for basic urban mobility.

Features:

• Digital Dashboard that displays key information about the vehicle's performance and battery status.
• Remote Locking allows users to easily secure and unlock the car without requiring a physical key.
• Ground Clearance of 170 mm to handle rough city roads and minor obstacles.

5. Strom Motors R3

Price: ₹4.50 Lakh (ex-showroom)

The Strom Motors R3 is a unique three-wheeled electric car designed for personal use in urban areas.

Specifications:

• Battery and Range: The R3 is powered by a 13 kWh battery, offering a range of up to 200 km per charge.
• Charging: Charges fully in about 3 hours, making it one of the quickest-charging EVs in this segment.
• Performance: With a maximum speed of about 80 kmph, the R3 is suitable for urban commuting.

Features:

• Touchscreen Infotainment System to easily access music, navigation, and other multimedia features.
• Keyless Entry enhances convenience and security for users.
• Ground Clearance of 185 mm to handle rough city roads and speed bumps with ease.

Conclusion

Opting for an EV isn’t just good for the planet- it’s great for your wallet, too. From the versatile Tata Punch EV and Tata Tiago EV, which offer excellent range and features, to affordable options like the PMV EaS E and Strom Motors R3, buyers have a variety of choices.

When buying an EV, it’s essential to protect your investment with a comprehensive car insurance online plan that’s tailored for EVs. Look for plans that cover battery replacement along with roadside assistance and third-party liability to ensure a hassle-free ownership experience. With the right car and insurance policy, you can get sustainable transportation while enjoying significant savings on fuel and maintenance costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

India’s car market is incredibly diverse, offering options for every need, from budget-friendly hatchbacks to luxurious sedans and SUVs. Among these, petrol cars with 2000cc engines stand out for their perfect blend of power, comfort, and performance. These vehicles are well-suited for a variety of uses, excelling on long drives, managing daily commutes with ease, and making weekend getaways more enjoyable—all thanks to their robust and reliable engines.

In this blog, we’ll explore the top 2000cc petrol cars in India in 2024 and compare their prices, features, and specifications.

Top 10 2000cc Petrol Cars in India: Price, Features & Specifications

Here’s a detailed list of the best 2000cc petrol cars in India for 2024.

1. Toyota Innova HyCross

Price: ₹19.94 Lakh to ₹31.34 Lakh (approx.)

Key Features:

• 1987cc petrol engine
• 183 PS power and 188 Nm torque
• Automatic transmission
• Advanced safety features like 6 airbags and adaptive cruise control
• Mileage: 16 to 21 km/l

This multi-purpose vehicle (MPV) provides a smooth ride with plenty of space for passengers and luggage. The 1987cc engine offers reliability for long drives and daily use, and modern features like adaptive cruise control offer safety and comfort. 

2. Skoda Octavia

Price: ₹27.35 Lakh to ₹30 Lakh (approx.)

Key Features:

• 1984cc turbocharged petrol engine
• 190 PS power and 320 Nm torque
• 7-speed DSG automatic gearbox
• Premium interior with a virtual cockpit
• Mileage: 15 km/l

You’re in for a smooth ride with the Skoda Octavia with its 1984cc turbocharged engine. It generates 190 PS of power, making it an excellent choice for those who enjoy a dynamic driving experience.

3. Jeep Compass

Price: ₹18.99 Lakh to ₹32.4 Lakh (approx.)

Key Features:

• 1997cc turbocharged petrol engine
• 173 PS power and 250 Nm torque
• Advanced 4x4 capabilities
• Touchscreen infotainment system
• Mileage: 14 to 17 km/l

A versatile SUV with a 1997cc turbocharged petrol engine that delivers 173 PS of power, giving it a commanding presence on both city roads and rough terrains.

4. Hyundai Tucson

Price: ₹29.2 Lakh to ₹35.94 Lakh (approx.)

Key Features:

• 1997cc petrol engine
• 156 PS power and 192 Nm torque
• 6-speed automatic transmission
• Level 2 ADAS (Advanced Driver Assistance Systems)
• Mileage: 13 km/l

This premium SUV is packed with safety features and a robust 1999cc petrol engine that offers 156 PS of power, making it ideal for long highway drives and city commutes.

5. Volkswagen Tiguan

Price: ₹35.17 Lakh (approx.)

Key Features:

• 1984cc TSI petrol engine
• 190 PS power and 320 Nm torque
• 7-speed DSG transmission
• All-wheel drive (AWD)
• Mileage: 12.65 km/l

Powered by a 1984cc TSI engine, the Volkswagen Tiguan produces 190 PS of power, offering an exhilarating driving experience. With its (AWD) system, it’s ready for both smooth highways and challenging terrains. The 7-speed DSG transmission provides efficient shifting, ensuring a smooth ride.

6. Mahindra XUV700

Price: ₹13.99 Lakh to ₹25.64 Lakh (approx.)

Key Features:

• 1997cc turbo petrol engine
• 200 PS power and 380 Nm torque
• Advanced safety features like ADAS
• Panoramic sunroof and premium sound system
• Mileage: 11 to 13 km/l

The XUV700 is a feature-packed SUV with a premium cabin that comes with a panoramic sunroof and a top-quality sound system. With a 1997cc turbo petrol engine offering 200 PS of power, it is equipped with advanced driver-assistance systems (ADAS) that enhance safety.

7. MG Hector

Price: ₹14.73 Lakh to ₹22.42 Lakh (approx.)

Key Features:

• 1998cc turbo petrol engine
• 143 PS power and 250 Nm torque
• 4-inch touchscreen with connected car technology
• Voice commands and over-the-air (OTA) updates
• Mileage: 14 km/l

The MG Hector is a spacious and feature-rich SUV featuring a 1998cc turbo petrol engine that offers 143 PS of power, and it comes with a large 10.4-inch touchscreen, offering connected car features to ensure a seamless driving experience.

8. Kia Carnival

Price: ₹63.9 Lakh (approx.)

Key Features:

• 2151cc petrol engine
• 200 PS power and 440 Nm torque
• 8-speed automatic transmission
• Premium MPV with luxury seating for up to 7 passengers
• Mileage: 14 km/l

An ultimate family vehicle, this premium MPV comes with a 1999cc petrol engine producing 200 PS of power and an 8-speed automatic transmission.

9. Tata Harrier

Price: ₹14.99 Lakh to ₹25.89 Lakh (approx.)

Key Features:

• 1956cc Kryotec engine (close to 2000cc category)
• 170 PS power and 350 Nm torque
• 6-speed automatic transmission
• Terrain response modes for off-road capabilities
• Mileage: 14 to 17 km/l

A stylish SUV powered by a 1956cc Kryotec engine, it delivers 170 PS of power and is designed for adventure with its terrain response modes that adjust the vehicle’s settings for different road conditions.

10. Isuzu MU-X

Price: ₹37 Lakh to ₹40 Lakh (approx.)

Key Features:

• 1898cc petrol engine
• 163 PS power and 320 Nm torque
• 6-speed automatic transmission
• Excellent off-road performance
• Mileage: 12 to 13 km/l

Built for adventures in rough terrains, its 1999cc petrol engine provides 163 PS of power, offering excellent off-road performance. The MU-X has a 6-speed automatic transmission and a rugged build design.

Conclusion

The 2000cc petrol car segment in India offers a range of options for every need, whether it’s a family SUV, a luxurious sedan, or an off-road vehicle. Each model delivers unique strengths, from powerful engines to cutting-edge features and superior comfort. While the Toyota Innova HyCross is an excellent family choice, the Skoda Octavia and Volkswagen Tiguan stand out for those seeking luxury. For adventure lovers, the Jeep Compass and Isuzu MU-X are ideal companions.

Choosing the right 2000cc petrol car depends on preferences and budget. And with this guide, you’re one step closer to finding your perfect ride. No matter which car you go for, securing your expensive investment with a comprehensive car insurance policy is a smart call to protect against unexpected events and ensure peace of mind while driving.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Hybrid SUVs are rapidly gaining popularity in India. They combine petrol or diesel engines with electric motors, resulting in better fuel efficiency and less pollution. This makes them an eco-friendly and sustainable choice for drivers. As of 2024, customers can choose from a wide range of hybrid SUVs. Many of them boast innovative features, excellent comfort, and cutting-edge technology.

In this blog, we’ll look at some of the best hybrid SUVs in India, covering their key features and performance and explaining why they are worth considering.

List Of Best Hybrid SUVs In India

Hybrid SUVs are a great choice for people who want to save on fuel and reduce pollution without compromising on performance or comfort. These vehicles are perfect for Indian roads offering modern features with eco-friendly driving. Here’s a list of the best hybrid SUVs in India for 2024:

1. Maruti Suzuki Grand Vitara

The Maruti Suzuki Grand Vitara is a popular hybrid SUV that’s affordable yet packed with features. It offers mild and strong hybrid options to cater to different budgets and preferences.

Key Details:

• Price Range: ₹ 10.70 - 20.09 Lakh
• Variants: 4 hybrid variants available
• Mileage: Up to 27.97 km/l (strong hybrid variant)

Highlights:

• Spacious interiors and ample boot space.
• Modern infotainment system with Android Auto and Apple CarPlay.
• Strong hybrid variant offers excellent fuel efficiency and lower running costs.
• Advanced safety features like ABS, EBD, six airbags, and a 360-degree camera.

2. Toyota Urban Cruiser Hyryder

The Toyota Urban Cruiser Hyryder is another strong contender in the hybrid SUV segment. Developed in collaboration with Maruti Suzuki, it shares its platform with the Grand Vitara but comes with Toyota’s signature design and reliability.

Key Details:

• Price Range: ₹ 10.86 - 19.99 Lakh
• Variants: 3 hybrid variants available
• Mileage: Comparable to the Grand Vitara at around 27.97 km/l (strong hybrid variant)

Highlights:

• Stylish exterior with a premium touch.
• Hybrid system ensures smooth performance and excellent fuel economy.
• Features include a panoramic sunroof, voice-enabled infotainment, and connected car technology.
• Comprehensive safety suite with hill-hold assist, rear parking sensors, and stability control.

The Urban Cruiser Hyryder is an excellent choice for those who value Toyota’s legacy of quality and performance.

3. Toyota Innova Hycross

The Toyota Innova Hycross brings the brand's reliability to hybrid technology. This SUV-MPV crossover is perfect for large families and those who prioritise space and comfort.

Key Details:

• Price Range: ₹ 18.82 - 31.34 Lakh
• Variants: 6 hybrid variants available
• Mileage: Around 23.24 km/l

Highlights:

• Spacious cabin with three-row seating and adjustable layouts.
• Self-charging a strong hybrid system ensures excellent efficiency.
• High-end features like a 10-inch infotainment screen, ventilated seats, and a digital driver display.
• Safety features include adaptive cruise control, multiple airbags, and lane-keeping assist.

If you need a roomy hybrid SUV for extended trips or big families, the Innova Hycross is a top contender.

4. Maruti Suzuki Invicto

The Maruti Suzuki Invicto is a new entrant in the hybrid SUV category. It shares its platform with the Innova Hycross and is designed to offer premium features at a slightly more affordable price.

Key Details:

• Price Range: ₹ 25.31 - 29.02 Lakh
• Variants: 3 hybrid variants available
• Mileage: Similar to the Innova Hycross, around 23-24 km/l

Highlights:

• Premium interiors with leather upholstery and a sunroof.
• Strong hybrid system ensures excellent mileage and reduced emissions.
• Features include a large infotainment screen, connected car tech, and ambient lighting.
• Multiple safety features, including ABS, EBD, and stability control.

The Invicto offers the premium experience of the Hycross with the trusted reliability of the Maruti Suzuki brand.

5. Toyota Vellfire

The Toyota Vellfire is a luxury hybrid SUV designed for those who want the best in comfort, style, and innovative technology. It’s a self-charging hybrid that combines opulence with efficiency.

Key Details:

• Price Range: ₹ 1.22 - 1.33 Crore
• Variants: 2 hybrid variants available
• Mileage: Around 16-17 km/l

Highlights:

• Plush interiors with recliner seats, ambient lighting, and a panoramic sunroof.
• Powerful hybrid drivetrain ensures smooth and quiet performance.
• Advanced features like a premium sound system and a large infotainment screen.
• Top-tier safety features like a 360-degree camera, blind-spot monitoring, and pre-collision warning.

The Vellfire is perfect for those who want a luxurious hybrid SUV for an unmatched driving experience.

6. Lexus RX Hybrid

The Lexus RX Hybrid is a premium hybrid SUV that stands out for its style and advanced technology. Its cutting-edge design and advanced hybrid technology make it a top choice for luxury buyers.

Key Details:

• Price Range: ₹ 95 Lakh - 1.10 Crore (estimated)
• Mileage: Around 18-19 km/l

Highlights:

• Elegant design with high-quality interiors featuring Nappa leather and wood trims.
• Powerful yet efficient hybrid drivetrain provides seamless performance.
• Features include a digital dashboard, head-up display, and connected car tech.
• Lexus Safety System+ ensures top-notch safety for passengers.

The Lexus RX Hybrid combines style and performance, making it a good choice in the luxury hybrid SUV segment.

Conclusion

Hybrid SUVs in India are gaining popularity for their eco-friendly performance, fuel efficiency, and advanced features. From budget-friendly options like the Maruti Suzuki Grand Vitara to luxury models like the Lexus NX, there’s a hybrid SUV for everyone.

When choosing a hybrid SUV, consider your budget, needs, and the most essential features. Whether it’s fuel efficiency, comfort, or technology, the hybrid SUVs of 2024 have plenty to offer.

As hybrid technology continues to evolve, these vehicles represent a step towards a greener and more sustainable future for India’s roads. If you plan to buy a hybrid car, pair it with comprehensive car insurance online to protect your investment and enjoy worry-free driving.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Petrol cars are widely favored in India for their affordability, smooth driving experience, and impressive mileage. They cater to a spectrum of buyers, from first-time car owners to seasoned drivers. Among the various engine categories, 1500cc petrol cars stand out as the most sought-after, thanks to their perfect balance of power, performance, and cost-effectiveness.

This blog highlights the top 1500 cc petrol cars in India for 2024, showcasing models that combine reliability, style, and comfort with cutting-edge technology. These cars are designed to meet the diverse needs of Indian drivers, offering excellent performance on highways and city roads alike.

List Of 1500cc Petrol Cars In India

Whether you're looking for a spacious family car, a feature-packed vehicle for your daily commute, or a dynamic ride that suits your love for driving, these 1500cc options have something unique to offer:

1. Hyundai Creta

The Hyundai Creta has been a game-changer in the compact SUV segment. Its refined design, reliable performance, and feature-packed interior make it a favourite among Indian buyers.

• Engine and Performance: The Creta comes with a 1.5-litre petrol engine that delivers 115PS of power. This engine ensures smooth driving both in the city and on highways.
• Features: The 2024 Creta boasts a 10.25-inch touchscreen, ventilated seats, a panoramic sunroof, and Hyundai’s BlueLink-connected car technology.
• Safety: Equipped with six airbags, ABS, EBD, and an optional Level 2 Advanced Driver Assistance System (ADAS), the Creta prioritises passenger safety.
• Why Choose It? Comfortable cabin, feature-rich dashboard, and brand reliability.

2. Kia Seltos

The Kia Seltos combines elegance with top-notch technology, making it a formidable competitor among the top 1500cc petrol cars in India because of its innovative features and dynamic performance.

• Engine and Performance: The 1.5-litre turbocharged petrol engine churns out an impressive 140PS, ensuring a thrilling ride.
• Features: Dual 10.25-inch displays for the instrument cluster and infotainment system, Bose premium sound system, and a 360-degree camera enhance the driving experience.
• Safety: Advanced safety features include six airbags, hill-start assist, and vehicle stability management.
• Why Choose It? Bold design, excellent performance, and tech-driven features.

3. Tata Nexon

Renowned for its strong build and high safety ratings, the Tata Nexon is one of the best-selling compact SUVs. It offers an effective balance of performance and value.

• Engine and Performance: Its 1.2-litre turbo petrol engine generates 120PS of power, suitable for urban and highway driving.
• Features: The Nexon’s cabin is equipped with an instrument cluster and a touchscreen infotainment system with Android Auto and Apple CarPlay. The interiors also use premium upholstery.
• Safety: With a 5-star Global NCAP safety rating, the Nexon features dual airbags, ABS with EBD, and ESP.
• Why Choose It? Extremely safe, reliable performance, and affordable pricing.

4. Toyota Urban Cruiser Hyryder

Toyota’s Urban Cruiser Hyryder is a compact SUV that offers both performance and fuel efficiency.

• Engine and Performance: The 1.5-litre petrol engine produces adequate power for daily driving while ensuring fuel economy.
• Features: It comes with a modern infotainment system, a heads-up display, and automatic climate control.
• Safety: Features like multiple airbags, ABS with EBD, and hill descent control ensure passenger safety.
• Why Choose It? Toyota’s renowned reliability and the Hyryder’s fuel efficiency make it an appealing choice.

5. Honda Amaze

The Honda Amaze is a compact sedan designed for those who value comfort and practicality. Its compact size makes it perfect for city roads.

• Engine and Performance: The 1.2-litre petrol engine delivers 90PS, offering a smooth and efficient ride.
• Features: Highlights include a 7-inch touchscreen infotainment system, cruise control, and a spacious boot.
• Safety: Dual airbags, ABS with EBD, and rear parking sensors enhance safety.
• Why Choose It? Comfortable interiors and affordability combined with Honda’s reliability.

6. Tata Altroz Racer

The Tata Altroz Racer is a sporty hatchback that doesn’t compromise on performance or style. It’s ideal for young drivers seeking a thrilling ride.

• Engine and Performance: Powered by a 1.2-litre turbo petrol engine, the Altroz Racer produces 120PS, delivering a spirited driving experience.
• Features: The cabin features leatherette seats, a 7-inch touchscreen system, and a sunroof.
• Safety: Like other Tata vehicles, the Altroz boasts a 5-star Global NCAP safety rating.
• Why Choose It? Sporty design, zippy performance, and affordable pricing.

7. Maruti Suzuki Dzire

The Maruti Suzuki Dzire is one of the most reliable and fuel-efficient sedans in the Indian market.

• Engine and Performance: Its 1.2-litre petrol engine produces 90PS, offering a balanced blend of power and mileage.
• Features: The Dzire comes with a touchscreen infotainment system, rear AC vents, and comfortable seating for five.
• Safety: Standard safety features include dual airbags, ABS with EBD, and ISOFIX child seat anchors.
• Why Choose It? Widespread service network, fuel efficiency, budget-friendly, and comfortable.

8. Mahindra XUV300

The Mahindra XUV300 is a compact SUV that excels in terms of safety and features. Its bold design and strong performance make it an attractive choice.

• Engine and Performance: The 1.2-litre turbo petrol engine delivers 110PS, ensuring a responsive and smooth drive.
• Features: The XUV300 offers a sunroof, a premium sound system, and a large touchscreen infotainment system.
• Safety: With multiple airbags, ABS, and ESP, the XUV300 prioritises passenger safety.
• Why Choose It? Well-rounded SUV offering comfort, safety, and performance.

Conclusion

The 1500cc petrol segment offers some of the most versatile, affordable, and stylish vehicles. Whether you prefer comfortable and reliable sedans or feature-rich SUVs, there is a perfect choice for every buyer.

Before you hit the road in your new vehicle, ensure you have proper car insurance to protect yourself and your car. Purchase car insurance online easily and quickly with just a few clicks. It is the best way to ensure financial security on the road. Choose wisely and drive safely!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Owning a four-wheeler entails a significant investment of money and time to maintain its pristine condition. However, the reality is that even the most careful drivers may encounter unexpected scratches, dents, or accidents while navigating traffic. These situations may lead to significant repair expenses, and this is where your car insurance comes to the rescue. Car insurance not only covers the cost of damage but also provides liability coverage for third-party damage caused by your vehicle. In India, as per IRDAI guidelines, purchasing a one-year (own damage cover) and a  3-year third party car insurance coverage is mandatory when purchasing a new car. However, it is essential to renew your car insurance before it expires.

List of documents required for car insurance renewal

There are several documents required for car insurance renewal to ensure a smooth and hassle-free process. The following is a list of the documents you will need.

• Identity proof: You will need valid identity proof such as an Aadhar Card, PAN Card, or Voter Card to establish your identity.
• Proof of residence: Documents like your ration Card, a utility bill, or registered Rent Agreement can suffice as proof of your residential address.
• Driving license: A valid driving license is crucial as it establishes your eligibility to drive the vehicle.
• Recent passport-size photo: A passport-size photograph is required for documentation purposes.
• Car registration number: You will need to provide your car registration number as well.
• Pollution under control certificate: A certificate indicating that your car complies with pollution standards and regulations.
• Car registration certificate: The vehicle’s registration certificate is essential for renewal.
• Car insurance policy number (existing): If you renew with the same insurance provider, the policy number from your existing insurance documents is required. If you plan to port your policy, it is still required.
• Debit/credit card information for net banking: This information is required to facilitate online payment for the policy’s renewal premium.

Conclusion       

Having clarity on the car insurance renewal documents required ensures a smooth and hassle-free renewal process. Timely car insurance renewal is essential to protect your vehicle and yourself against legal complications and financial losses in an unforeseen accident. Whether you renew your auto insurance coverage offline or online depends on your preferences. Now that you know the documents required for car insurance renewal in India ensure that you keep them handy when the renewal date approaches.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The administrative process related to your vehicle can seem challenging at first. However, understanding these important procedures ensures that you complete all vehicle-related formalities on time. Among the many important documents associated with your vehicle is the RTO Form 37. This form is used for changing the ownership of a vehicle under a sale or purchase agreement, lease, or hypothecation, and is provided by the RTO.

In this blog, we have explained the importance of Form 37, the method of downloading it, and the process for filling and submitting it to the RTO, along with the necessary documents. Whether you are selling your car or purchasing a previously owned vehicle, this quick guide will help you complete the process in no time.

What is RTO Form 37?

RTO Form 37 is a document issued by the Regional Transport Office for changing vehicle ownership. It serves as a notice from the RTO that the original RC (Registration Certificate) of the vehicle must be surrendered so a new RC can be issued to the buyer. It is an important form, especially during the sale of a vehicle under a hire-purchase agreement, lease, or hypothecation. It acts as a clearance certificate from the RTO, confirming that all financial obligations associated with the vehicle have been cleared.  Form 37 removes all legal and financial obligations from the previous owner and allows the new owner to get vehicle-related documents such as RC, license, and car insurance.

Certain cases mandate the use of Form 37. These include:

• Sale of a vehicle purchased with a loan
• Transfer of vehicle ownership after fulfilling financial obligations
• Removal of hypothecation and updating vehicle records

How to Fill Form 37?

To fill and submit Form 37, download it from the official RTO portal or the state transport department’s website. To fill out the form, you need to follow these simple yet crucial steps-

1. Download the form from the web portal of the transport department.
2. Fill in the vehicle details, such as the registration number, model, engine, and chassis number.
3. Enter your personal information, such as your full name and address.
4. Provide the details of the financer and the address of the bank or financial authority.
5. Declare that all financial obligations have been fulfilled and ensure the form is signed by both the applicant and the
6. Write the name and address of the RTO office where you have to submit the form.

Recheck all details before submitting the form to ensure a smooth, error-free process. Always download the latest version of the document and check the official portal for any mandatory updates or requirements.

How to Download Form 37?

Downloading Form 37 is a simple process. Ensure you download it from the official website to avoid any errors or misprints in the document.

1. Go to the official website of the Ministry of Road Transport and Highways or the state transport department’s web portal.
2. Find the form under the “Downloads” or “Forms” section.
3. Alternatively, find the form by typing “Form 37” in the search bar.
4. Download the form as a PDF.
5. Print the form for further processing.

Documents Required for Form 37

Several official documents need to be attached to RTO Form 37 for authentication and validation of the applicant’s and vehicle’s details. You need to attach copies of the following documents with the form and carry the originals for verification, if necessary:

1. The RC (Registration Certificate) for the vehicle.
2. The NOC (No Objection Certificate) from the financer, declaring that the loan has been repaid and closed.
3. A copy of the car insurance
4. Proof of address and ID proof of the applicant.
5. Form 35, required for hypothecation termination.
6. The PUC (Pollution Under Control) Certificate.

Conclusion

RTO Form 37 is an important document for anyone planning to transfer vehicle ownership or deregister hypothecation. It might seem like a minor formality, but properly completing and submitting this form will save you time and resources in the long run.

By following this guide on downloading and filling Form 37 along with the list of documents needed for successful submission, you can complete the process effortlessly. Always double-check the details on like form 37 and keep related documents, such as car insurance updated to ensure a hassle-free completion of all vehicle-related formalities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Purchasing a car has become easier than ever in India with the unhindered availability of vehicle loans. However, loans come with their own set of responsibilities, the most important of which is clearing the hypothecation at the earliest opportunity.

If you’ve taken a loan to buy a vehicle, the RTO Form 35 is a vital document to clear the hypothecation entry on your vehicle’s Registration Certificate.

Hypothecation is a formal agreement between a borrower and a lender, stating that if the borrower does not repay the loan in the agreed timeframe, the lender has the right to seize the asset purchased with the loan. For example, in straightforward loan agreements like car loans, the car itself serves as collateral. If the borrower does not repay the loan as per the terms, the lender can take possession of the car.

Read on to learn more about RTO Form 35, the official form that mediates this transaction process.

What Is RTO Form 35?

RTO Form 35 serves as a notice of termination of the agreement of hire-purchase/lease/hypothecation. This is the first step to documenting and legally establishing the fact that all terms and conditions have been met by the borrower, including the entire payment of the loan, and they are now fully the legal owner of the vehicle. This process removes hypothecation from a vehicle’s Registration Certificate and is especially helpful if you plan to sell your used car, bike, truck, etc., later to another buyer. If you are filling out the RTO Form 35 offline, this particular form must be submitted to the Regional Transport Office where the car is registered.

How to Fill Form 35

The vehicle owner and the RTO fill out relevant sections of the same form. It is important to note that both the vehicle owner and the financier are required to sign RTO Form 35 to legally change the status of their agreement. Thumbprints, signatures, or official seals—all are acceptable for this purpose.

Begin by downloading RTO Form 35 from your state's RTO website. Alternatively, if you prefer an offline process, you can visit the RTO office where your vehicle is registered. The form's fields might initially seem confusing, but here are some details to help simplify the process for you:

• RTO Form 35 can be broadly divided into two sections: the first pertains to details about the loan provider and the registered vehicle owner involved in the transaction with the lender, while the second provides a clear declaration of the termination of the financial agreement, including the date.
• The name of the Regional Transport Offices can be found on government sites.
• The form should include the complete name and address of the financier.
• The form must contain the registration number of the vehicle bought against the loan, as mentioned on its Registration Certificate. Accuracy is crucial to avoid discrepancies.
• Everything under the heading “Official Endorsement” is meant for the RTO, as the registering authority, to fill out. They will also provide a reference number.
• Submit the Form, either online or offline at the RTO.

Along with filling out the RTO Form 35, don’t forget to compile, carry, and submit copies of the following supporting documents:

• The original Registration Certificate
• The vehicle owner's identity proof, e.g. Aadhaar card.
• The agreement document (Hire-Purchase or Lease) between the borrower of the loan and the financier.

How to Download Form 35

If you are unable to visit the RTO office in person, check online. A simple internet search for terms like "RTO Form 35 [Your State]" can lead you to direct download links. While many websites offer quick download links, it's important to double-check these files against credible sources—official government websites are the most reliable.

The RTO of every state generally has a web portal; check the Parivahan Sewa website to be absolutely sure.

Simply run a website search for “Forms”, and you shall be directed to all the relevant information.

Conclusion

In India, vehicle owners who finance their car purchases must understand the hypothecation agreement and the process of legally terminating it using RTO Form 35. With the modernisation of government websites, downloading, filling, and submitting essential documents like RTO Form 35, along with the required paperwork, has become a straightforward task. Completing RTO Form 35 marks the official end of the hypothecation, granting you full ownership once the loan is repaid.

While managing loans is crucial, investing in car insurance online is equally important. This provides financial protection in unforeseen emergencies, helping you manage crises more easily. Ultimately, this protects your investment and allows you to drive worry-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Buying or selling a pre-owned car in India is now a relatively smooth process. However, it does involve a fair share of formalities and legal compliance. A crucial part of this process is frequent interaction with the concerned Regional Transport Office (RTO). By law, you must inform the RTO when you purchase or sell a vehicle or even transfer ownership to another individual.

To do so, the buyer and the seller must fill out specific forms and submit them to the RTO. One of the required documents is the RTO Form 30. It is an essential form for ownership transfer and vehicle registration. Alongside RTO Form 29, it serves as a formal notification to the authorities about the legal transfer of vehicle ownership.

So, what exactly is RTO Form 30, and how can you fill it out accurately? Here is a breakdown.

What is RTO Form 30?

RTO Form 30 is a legal document authorised as per the Motor Vehicles Act of 1988. Its main purpose is straightforward: it notifies the RTO about the change in ownership of a sold vehicle.

Officially titled ‘Report of Transfer of Ownership of a Motor Vehicle’, this form is also essential for obtaining a No Objection Certificate (NOC) from the original RTO, especially when the vehicle is being transferred to a different state. It is equally essential if you are relocating to another state.

Additionally, RTO Form 30 is required when transferring ownership of a vehicle to a family member, such as a spouse or child, or when inheriting the vehicle. The form ensures that the ownership details in the RTO’s database are updated accordingly.

Both the buyer and seller are responsible for completing Form 30.

How to Fill Form 30?

Filling out the RTO Form 30 is simple if you have all the required documents ready and can proceed with care. Follow these steps:

1. Enter vehicle details: Start by filling in your car’s registration number, chassis number, and engine number as per your Registration Certificate (RC). Double-check to avoid errors.
2. Provide vehicle details: Next, fill in the vehicle’s make, model, and year of manufacture.
3. Enter personal details: As the seller/owner, provide your name, address, and contact information. If the vehicle is being sold, give the buyer’s details in this section.
4. State the purpose: Specify the reason why you are filling out this particular form, such as a resale, re-registration, gifting, or obtaining an NOC for interstate transfer. If transferring the ownership to another state, mention the new state and RTO office.
5. Signatures and notarisation: Both parties involved in the ownership transfer must sign the form in the presence of a notary public. Thumb imprints are also acceptable.

Documents required

Additionally, you will also need other documents when filling out the RTO Form 30. These are:

• Original vehicle registration certificate (RC)
• Valid PUC document
• Address proof
• Identity proof

Attach all required documents as per the RTO’s guidelines, typically including a copy of the RC, proof of address, and proof of identity.

How to Download Form 30?

Many people prefer downloading and completing RTO Form 30 online, as it saves time and effort. Here’s how:

1. Visit the website: Go to your state’s Transport Department website or the official government portal parivahan.gov.in.
2. Find the form section: Navigate to sections like “Forms,” “Downloads,” or “RTO Forms” and click on them.
3. Select Form 30: Look for “Form 30”, which may be listed under the “Vehicle Registration” or “Ownership Transfer” subsections.
4. Choose a language: Select your preferred language. Forms are usually available in English and the local state language. Choose the one you’re comfortable with.
5. Download the form: Finally, save the Form 30 as a PDF. You either fill it out digitally or print it and complete it manually before submitting it to your RTO. Ensure all details are legible and accurate.

Conclusion

Understanding how to download and fill out RTO Form 30 simplifies the process of transferring vehicle ownership and updating your car insurance records. The government has made the process more accessible by offering online services through the official Parivahan portal.

Filling the form correctly is crucial, as even minor errors can lead to delays or complications. Take your time to ensure all details are accurate, and review the form thoroughly before submission. Retain all copies of the form and all supporting documents, including your updated car insurance, for your records.

If you find the process overwhelming, consult a legal professional for assistance. With proper preparation, transferring vehicle ownership and ensuring your car insurance is updated can be hassle-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.