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  • Hyundai Venue Global NCAP Rating

    by Almog Ramrajkar | Mar 25, 2025

    In the Indian market, the Hyundai Venue has become a popular subcompact SUV, recognised for its impressive features, performance, and stylish design. Beyond its aesthetic appeal and capabilities, safety remains a top concern for many customers.

    Therefore, it is integral for potential consumers to understand the Hyundai Venue safety rating and its performance on the Global NCAP crash tests. In this article, we will delve into the safety features of the Hyundai Venue and explore its Global NCAP rating to provide a comprehensive understanding of its safety standards.

    Hyundai Venue: A Brief History

    The Hyundai Venue made its debut in the Indian market in 2019, designed specifically for those seeking an affordable and compact SUV. The Venue was crafted to be an ideal choice for consumers in both urban and rural areas, quickly gaining popularity, especially among younger drivers.

    Hyundai has combined stylish design, a variety of engine options, and advanced technology to endow the Venue with outstanding features and aesthetics. Its connected car function introduces a new concept to the market. However, safety features are equally important, and understanding the Hyundai Venue NCAP rating is essential.

    Hyundai Venue - Safety Features

    The Hyundai Venue is regarded as a relatively safe vehicle, boasting an array of advanced safety features. It comes standard with Electronic Brakeforce Distribution (EBD), an Anti-lock Braking System (ABS), and dual airbags, providing essential protection. In addition, the Venue is fitted with rear parking sensors, a camera, and ISOFIX child seat anchors to ensure greater safety for passengers.

    Hyundai has reinforced the Venue's body structure to better protect occupants in case of a collision. The higher trims of the Venue also include side and curtain airbags, further enhancing its safety credentials.

    In line with modern safety standards, the Venue features additional technologies such as tyre pressure monitoring, vehicle stability control, and hill start assist. Despite these comprehensive safety features, it's essential for buyers to consider the official safety rating of Venue to fully understand the Hyundai Venue's performance in crash tests and overall protection standards.

    Hyundai Venue Global NCAP Safety Ratings

    The Global New Car Assessment Program (NCAP) has tested the Hyundai Venue for both pedestrian and occupant safety. The Venue has undergone numerous tests, including frontal crash tests and side-impact tests. The effectiveness of its safety features was also evaluated.

    Adult Protection Score: The Hyundai Venue obtained a commendable 4-star rating, indicating that the vehicle can effectively protect adult occupants in the event of an accident.

    Child Protection Score: The Hyundai Venue obtained a 3-star rating in this regard, indicating a satisfactory minimisation of the risks to child passengers in the event of a crash.

    These ratings indicate that although the various safety features of the Venue are functioning relatively effectively, there is room for improvement, especially for child passengers.

    To improve the Hyundai Venue's safety performance, the company has made efforts to enhance safety standards in its newer models following this rating. Additionally, by selecting the right car insurance, consumers can further protect both themselves and their vehicles.

    Frequently Asked Questions

    1. Is Hyundai Venue a safe car?

    Important safety features, including dual airbags, ABS, EBD, and ISOFIX, are included in the Hyundai Venue. However, the Hyundai Venue's safety rating indicates that it can further improve its safety performance for child passengers.

    1. What is the Hyundai Venue global NCAP rating?

    The Hyundai Venue receives a 4-star rating for adult safety and a 3-star rating for child safety, according to the Global NCAP assessment.

    1. What are the safety features of Hyundai Venue?

    The Hyundai Venue comes standard with safety features such as dual airbags, ABS, EBD, ISOFIX child seat mounts, rear parking sensors, and a rearview camera. Upgraded versions also include side and curtain airbags. 

    1. Is it necessary to buy car insurance for Hyundai Venue?

    Yes, in India, purchasing car insurance is mandatory. It provides financial and legal protection in case of an accident or damage to the vehicle. Therefore, securing the right auto insurance for your Hyundai Venue is essential.

    Conclusion

    The Hyundai Venue is a popular and stylish SUV with a satisfactory safety rating. If you plan to purchase a Venue, it's important to thoroughly review its safety rating and secure appropriate auto insurance to ensure your and your vehicle's safety.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Benefits of Zero Depreciation Car Insurance

    by mohit bohra | Mar 24, 2025

    After purchasing a vehicle, the value of your car will slowly decrease over time. This steady depreciation may hinder potential insurance claim processes. One way to avoid this trouble is a Zero Depreciation Car Insurance that offers coverage as an add-on to the standard car insurance policy. It provides comprehensive coverage without taking into account depreciation. This means if you have Zero Depreciation Car Insurance coverage, you will receive full reimbursement for the price of replacing or fixing any damaged car parts, without considering depreciation.

    How Zero Depreciation Car Insurance Policy Benefits You?

    Let’s take a look at the benefits of zero-dep car insurance.

    • Zero Depreciation Car Insurance covers the entire cost of replacing or repairing your car’s damaged car parts without the deduction of depreciation. This can be beneficial in the car's early years when the depreciation rate is at its highest. If you do not have Zero Depreciation Car Insurance, the insurance company will offer you the replacement cost based on the car’s depreciated value when you make a claim. This also protects your vehicle’s resale value, ensuring potential benefits in the future.
    • Zero Depreciation Car Insurance protects you from out-of-pocket expenses during accidents. Since the insurance company will pay you a higher depreciation cover, you won't have to spend your money to meet the expense of the damaged or repaired parts. With this cover, your car expenses are significantly reduced.
    • By opting for Zero Depreciation Car Insurance, you’ll have the peace of mind of knowing that depreciation won’t reduce your claim. This add-on can help you save lots of money in the long term.
    • The Zero Depreciation cover adds more value to your basic car insurance policy, making your investment fruitful. The premium amount may increase if you opt for this add-on coverage, but zero-dep insurance benefits make it worth buying. When equipped with this insurance alongside your standard car insurance policy, you are protected against a more comprehensive range of risks.
    • The policyholder will not be required to pay any unexpected or previously undeclared costs when making a claim. All expenses are covered by the insurance provider.
    • As there is no need to factor in the depreciated value of the damaged parts during a claim, the claim process is relatively hassle-free and fast, benefitting customers greatly.

    Conclusion

    Zero depreciation car insurance provides better coverage than standard car insurance. This can be beneficial to protect your investment. You can avoid excessive out-of-pocket expenses by opting for Zero Depreciation Insurance coverage along with your standard car insurance policy.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • What is a Car Clutch and How Does It Work

    by Almog Ramrajkar | Mar 24, 2025

    Many people ask, 'What is a car clutch?' Well, this is an essential element in a vehicle's manual transmission. It's a mechanical device that serves as a bridge between the engine and the wheels.

    The device tends to engage and disengage the engine's power from the transmission, enabling you to shift gears steadily. Its main function is to allow a vehicle to start from a standstill, speed up, and slow down without stopping the engine or damaging the transmission.

    A car has two or more rotating shafts, and during the manual transmission, the clutch links both to the shaft that emerges from the engine and the shafts that turn the wheels.

    Read on to understand more about a car clutch, how to use it, functions, types, and components of a clutch.

    Understanding a Car Clutch

    In a vehicle, the clutch appears like a stack of metal plates. It consists of several parts, and its primary function is to disconnect the power generated from the engine and enable the driver to change gears effortlessly. Thus, it enables you to get the car going whenever you do the following:

    • Start the car
    • Change gears
    • Accelerate
    • Decelerate

    Whenever there's power transmission from the engine to the wheels, the car clutch steps in and acts as the interlink mechanical device between them. The motor often spins continuously, but for the wheels, you want them to spin when you wish and not always. Hence, this is where the clutch comes in.

    How to Use a Car Clutch

    Here's a detailed explanation of how a car clutch works:

    • Press down the clutch pedal before starting the engine. This assures you that the engine is disconnected from the gears and that it starts smoothly.
    • Shift to the first gear immediately after the engine starts up and the clutch is pressed down.
    • Let the other foot remain on the brake pedal, and then slowly start releasing the clutch pedal.
    • Stay alert. You'll feel the engine connecting with the transmission system, and your car may move a bit.
    • Now, apply pressure on the accelerator pedal. Release the clutch while pressing the accelerator pedal. This will enable the car to move ahead without stopping.
    • Once the car moves and you want to increase the gear, let go of the accelerator pedal and press the clutch pedal to temporarily disconnect the engine.
    • Shift to the next gear, slowly release the clutch and apply pressure to the accelerator pedal.
    • If you wish to slow down or stop the vehicle, apply pressure to the clutch and brake pedals. This will prevent the engine from stopping.

    The Function of a Clutch in a Car

    The clutch plays essential functions in vehicles with gears, like:

    • Gear Shift

    The car clutch ensures smooth gear shifting and assures that the gear shifting doesn't damage the transmission.

    • Starting and Stopping

    When starting a car through manual transmission, you should press down the clutch pedal, engage the gear, and then let go of the clutch as you accelerate slowly.

    Also, when stopping the car, press down the clutch and brake pedals at the same time and shift gear if necessary. The clutch enables you to stop the vehicle without halting the engine.

    • Power Transfer

    The clutch's primary role is to engage and disengage the connection between the transmission and the engine. Releasing the clutch allows the power to flow to the transmission and the wheels.

    • Protects the Engine

    The clutch acts as a barrier between the transmission and the engine. So, whenever the vehicle moves, the clutch ensures that possible shocks and vibrations won't damage the engine.

    Types of Clutches

    The common types of clutches used in vehicles include the following:

    • Friction Clutch

    This is the most commonly used type of car clutch in manual transmission vehicles. It functions by using friction between the pressure plate and the clutch disc, which helps engage and disengage the power transmission.

    • Single Plate Clutch

    This is also a simple but commonly used car clutch. It has a single friction disc controlled by a pressure plate.

    • Multi-Plate Clutch

    This type of clutch is often the most preferred for high-performance four-wheelers. It offers better torque handling, which significantly affects how fast your vehicle accelerates.

    • Hydraulic Clutch

    Hydraulic clutches, which use hydraulic pressure to engage and disengage the transmission mechanism, are common in modern cars. These clutch types are smoother than friction clutches.

    Components of a Car Clutch

    There are many parts of a vehicle clutch that vary based on the type of clutch used. Some of the key components include the following:

    • Clutch Disc: It links the engine flywheel to the transmission system.
    • Pressure Plate: It works by pushing against the clutch disc, while its springs enable it to hold tightly against the clutch disc.
    • Flywheel: This large wheel connected to the car engine enables it to run smoothly. When you engage the clutch, the disc connects to the flywheel.
    • Release Bearing or Throwout Bearing: This is a small, round bearing that moves along the transmission shaft.
    • Clutch Fork: A form of a lever connected to the release bearing. When you press down the clutch pedal, the clutch fork moves, enabling the release bearing to function.
    • Bellhousing: Safeguards the various parts from dirt and dust while securing them in their rightful place.
    • Clutch Pedal and Connections: Works by engaging or disengaging the clutch system.

    Lifespan of a Clutch

    The overall lifespan of a car clutch tends to vary based on several factors as below:

    • The Frequency of Car Maintenance: With good maintenance, your car clutch can have a lifespan of 80,000-1,00,000 kilometres.
    • Your Driving Habits: The clutch system has complex parts that work harmoniously to engage and disengage the engine. Therefore, using it smoothly and avoiding abrupt acceleration and harsh braking can ensure your car clutch lasts longer.
    • Traffic Conditions: The clutch can experience more wear and tear in places with high traffic. Driving regularly in stop-and-go traffic increases clutch engagement, hence reducing its lifespan.
    • Quality of Clutch Material: Since the moving parts of a clutch use friction to function, the quality of the friction material has a direct impact on the clutch's lifespan.
    • Driving Experience: Drivers who are newly driving manual transmission cars can use the clutch far more than necessary. This can reduce its lifespan by resulting in more wear and tear.

    Conclusion

    The clutch is an essential component in the transmission of manual cars. The components of the clutch system often last longer when well-maintained. The same will protect the engine and act as a barrier between the vehicle transmission and the engine. Most importantly, having a good car insurance policy will help secure your vehicle. In case of unforeseen incidents that can cause damage to your car, you can benefit significantly from the insurance coverage.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What is Bumper-to-Bumper Bike Insurance?

    by mohit bohra | Mar 24, 2025

    When looking to buy two-wheeler insurance, you must have likely come across this term- bumper-to-bumper bike insurance. It is an insurance policy that provides you with all-around protection for your bike so that you do not incur any out-of-pocket expenses in case of any damage. Read till the end to learn about this bike insurance and its benefits.

    Bumper to Bumper Bike Insurance Meaning

    Bumper-to-bumper bike insurance, also referred to as zero depreciation bike insurance, is an add-on cover that can be obtained along with a standard comprehensive two-wheeler insurance policy. This add-on ensures that in case of a claim, the depreciation cost of the parts of your bike is not deducted from the claim amount. In simple terms, you get the actual value of your claim without depreciation cost and thus more financial security.

    A regular comprehensive policy deducts depreciation costs from the claim amount. So, for example, if your bike's repair cost is Rs 40,000, you may have to pay Rs 20,000-25,000 from your pocket due to depreciation in metal/plastic parts. But here, under bumper-to-bumper, the insurer offers 100 percent repair charges depending on IDV (Insured Declared Value)

    Benefits of Bumper to Bumper Bike Insurance Cover

    Here are the benefits of choosing bumper-to-bumper coverage:

    • Larger claims

      : For repairs or replacements without depreciation withholding.
    • Financial peace of mind

      : If an accident were to occur, there would be no surprise out-of-pocket costs.
    • Ideal for new bikes

      : This is particularly good during the first year or two when depreciation will take a large bite out of what your bike is worth.
    • Expensive parts protection

      : If your bike has expensive components, this cover ensures you do not have to pay for the sky-high bills of replacement parts.

    However, it's important to consider a few points:

    • Increased premiums

      : You will pay a premium for this additional cover (usually an additional 15-20 percent on top of a standard comprehensive policy).
    • Age limits

      : Some insurers only provide this cover to those with bikes from 3 to 5 years old.
    • Claim Limits

      : Some policies limit the amount of zero depreciation claims you can make in a year.

    Conclusion

    If you are a customer looking to provide the best protection to your two-wheeler, opting for bumper-to-bumper bike insurance is a smart choice. This guarantees more claims, lessens your no-policy inclusiveness, and gives you extra satisfaction. If you own a new bike or a high-end model, this insurance cover could benefit you and save you money and leg work. Add this to your policy the next time you renew or purchase your two-wheeler insurance for all-around coverage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Convex Mirror in Car: Purpose Types and Usage

    by Almog Ramrajkar | Mar 24, 2025

    Also known as a rear-view mirror, the convex mirror in a car has a significant role. Such mirrors function whenever a wider field of view is necessary, making the driver aware of their surroundings. You can easily see what's happening around and behind you, which ensures your safety and that of others on the road. Therefore, driving without rear-view mirrors is risky and can cause accidents. 

    Remember that the mirrors used in cars differ from those at home. A convex mirror has a broader field of view than a plane mirror, which is why they are used as rear-view mirrors in cars.

    This article explains more about convex mirrors and how they work as rear-view mirrors in vehicles.

    What are Convex Mirrors?

    Convex mirrors are curved with a reflective surface protruding towards the light source. This is different from the concave mirrors, which curve inwards. Since they can reflect the light source outward, they can't work to focus light. This is why vehicles use convex mirrors as rear-view mirrors.

    The bulging of the convex reflective surface toward the light source enables the mirror to capture more from the surroundings than a concave or flat mirror. Convex mirrors provide a wider field of view, making them appropriate for specific applications of rear-view mirrors in cars.

    Usually, convex mirrors portray images of objects as smaller than they are in reality. However, as the object approaches the mirror, it becomes more sizable.

    How Does a Convex Mirror Work?

    • Convex rear-view mirrors let you see a wide area of the surroundings without moving your head or repeatedly adjusting the mirror.
    • The convex mirror has a small inscription beneath. Hence, objects that pop in the mirror tend to be closer than they are in reality. The mirrors with convex surfaces curve outward towards light sources, offering a virtual view of the object.
    • The virtual image tends to appear smaller than the real object. As a result, the mirror enables you to see more of your surroundings due to the virtual image it creates.

    How To Use Convex Mirrors in Cars Properly

    To use a convex rear-view mirror in the car properly, follow these simple tips:

    • Position the mirror right to offer the utmost viewing angle, providing a broader and clearer view of the surroundings. Ensure you change the mirrors before you start driving to position them correctly. A more precise view will enhance your driving.
    • Adjust the mirror appropriately, depending on your height and seating posture, to offer the best viewing angle.
    • You can use the convex mirror together with the flat mirror. Even though a convex mirror offers a broader field of vision, a flat mirror is still essential to help reflect the speed and distance of the vehicles behind you.

    Advantages of Convex Rear View Mirror

    Convex mirrors in vehicles offer advantages like the following:

    • Reduces Blind Spots: Using convex mirrors may help reduce blind spots, which are areas on the road that are difficult to see. The mirror's wider curvature increases the viewing angle.
    • Offers a Wider Angle of View: Convex mirrors offer more extensive visibility in the surrounding areas because of their design. The comprehensive view makes it easier for the driver to decide when to change lanes or exit a road. Furthermore, the driver can easily track what's happening behind the car.
    • Improved Safety: Convex mirrors offer a wider view of the surroundings, helping the driver stay more aware of the areas within. This reduces the chances of accidents.

    Disadvantages of Convex Rear View Mirror

    Even though convex mirrors aid rear-view mirrors in cars, they still have some cons, like:

    • Sometimes, the convex mirror can make it difficult for the driver to judge the vehicle’s speed coming from behind.
    • Due to their inbuilt nature, convex mirrors tend to distort the reflections. They can offer altered or false images reflected by the mirror.
    • The convex rear view mirrors can make it challenging to view distant objects or vehicles and to judge their distances.

    Conclusion

    Convex mirrors in vehicles are essential for safety enhancement. They offer a larger view of the areas within, keeping drivers more aware of their surroundings. Alongside the mirrors, you also need a good car insurance policy to benefit from wide-ranging coverage for the insured vehicle. In case of damages to your car due to an unexpected accident or natural or manmade calamities, you can benefit from the insurance coverage.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Gearbox: Meaning and Types of Parts

    by mohit bohra | Mar 24, 2025

    All those acquainted with the world of automobiles and driving know how vital a gearbox is as a car component. Playing with diverse speeds and maintaining them is possible because of a gearbox. If you need more knowledge about gearboxes and wish to explore more, you are at the right place. Let us unwind the gearbox meaning and its parts in this article.  

    What Is a Car Gearbox?

    Wondering what is gearbox in a car? A gearbox is a mechanical device that transmits power from one component of a machine to another by changing the speed, torque, and direction of rotation. It consists of gears and associated parts that work together to achieve this. The gearbox is the most dependable and extensively validated means for transferring power.

    Generally, a gearbox has two types: manual transmission and automatic transmission. As the name suggests, the driver manually chooses all the gears in a manual gearbox. You will find this type of gearbox mostly in traditional cars. Next, the automatic transmission is the one that adjusts gear automatically based on acceleration and deceleration.

    Parts of gearbox

    Let us now look at gearbox parts:

    • Driving Shaft: It's where the power from the engine is initially transmitted before being distributed to other parts of the transmission system.
    • Main Shaft: The main shaft moves power from the engine to the wheels and carries the gears.
    • Layshaft/Counter Shaft: This shaft plays a supporting role. It retains parts of the gears in a gearbox and helps in reversing the direction of rotation.
    • Gears: Gears work together to regulate your car's speed and power output. They are available in a variety of sizes and forms. They control how fast or slow your car moves.
    • Bearings: By lowering friction, bearings enable parts to move smoothly and sustainably. They are vital to stop needless deterioration.
    • Gear Shift Forks: Gear shift forks are responsible for moving the gears on the main shaft and engaging them with other gears.

    Conclusion

    Now that the gearbox's meaning and importance are apparent to you, it is always suggested to have four wheeler insurance. This is an expensive item and, if damaged, can cost you a lot. Knowing that you have insurance in place offers peace of mind. You can drive confidently without worrying about the financial burden if an unfortunate incident occurs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Global NCAP Safety Rating for Maruti Grand Vitara

    by Almog Ramrajkar | Mar 24, 2025

    The Global NCAP tests assess how effectively a car can protect its passengers during an accident, providing a safety rating that greatly influences buyer decisions and car insurance premiums. Recently, the Maruti Grand Vitara underwent these rigorous evaluations. The Grand Vitara NCAP rating highlighted its dedication to safety in a thorough and demanding testing environment. Let’s explore this further.

    Maruti Grand Vitara: A Brief History

    Understanding the evolution of the Maruti Suzuki Grand Vitara provides insight into how this model transitioned from being a newcomer to becoming a market leader in the SUV segment. Here’s a quick overview of its journey:

    • Introduction: The Maruti Suzuki Grand Vitara marked Maruti's bold entry into the SUV market in India. It was developed as part of a joint venture between Maruti and Toyota, combining the strengths of both brands to create a vehicle well-suited for Indian roads.
    • Evolution Over the Years: Since its inception, the Grand Vitara has seen numerous upgrades to meet the changing preferences of consumers. Each new version has introduced enhanced aesthetics and advanced technological features, making it both more appealing and functional.
    • Current Market Position: Today, the Grand Vitara stands as one of Maruti's more premium offerings. It is priced to compete with rivals such as the Hyundai Creta and Kia Seltos. Sharing its platform with the Brezza, the Grand Vitara benefits from improved durability and safety.

    Maruti Grand Vitara - Safety Features

    There are many safety measures built into the Maruti Grand Vitara to ensure that everyone inside is safe. They include:

    • Multiple Airbags: It is equipped with multiple airbags strategically positioned throughout the cabin to provide critical cushioning and protection in the event of a collision.
    • Reinforced Structure: The SUV features a reinforced chassis and advanced crumple zones designed to absorb and dissipate crash energy, which minimises the impact forces experienced by passengers.
    • Electronic Stability Program (ESP): This helps maintain vehicle control by automatically adjusting engine power and brake force during challenging driving conditions.
    • Traction Control System: This technology prevents the wheels from spinning when accelerating on wet surfaces by controlling the engine's power and applying the brakes.
    • Hill Hold Control: When the brake is removed, the device prevents the car from rolling backwards down a slope.
    • Tyre Pressure Monitoring System (TPMS): This system constantly checks tire pressure and lets the driver know when it gets low, helping to reduce the risk of tyre-related accidents.
    • Automatic Headlamps and ISOFIX Anchors: The vehicle includes automatic headlamps for improved visibility and standardised ISOFIX anchors to secure child safety seats within the vehicle. These features improve passenger safety.

    Maruti Grand Vitara Global NCAP Safety Ratings

    Although the Grand Vitara has been tested at the Bharat NCAP testing facility, the official report is yet to be released. Here is a full look at the potential Grand Vitara Global NCAP rating:

    • Foundation for Safety: Customers have high expectations for the Grand Vitara because it is based on the Maruti Brezza, which features a stable body shell and a 4-star overall safety rating from Global NCAP. It is built on a platform designed to meet strict safety standards, which is a positive indicator of its performance in rigorous crash tests.
    • Adult Occupant Protection: The Grand Vitara includes numerous safety features and robust construction elements designed to ensure adult occupant safety. This includes structurally sound crumple zones and an array of airbags, all contributing to high ratings in adult occupant safety.
    • Child Occupant Safety: Targeting comprehensive safety for all passengers, the Grand Vitara is equipped with ISOFIX mounts to enhance the security of child seats. It aims to provide exceptional protection for younger occupants and strives for a high child safety rating.
    • Pedestrian Safety: The Grand Vitara performs well in pedestrian safety tests due to features such as an improved front design and safety technology like automatic emergency braking, which are designed to prevent injuries to pedestrians.

    Frequently Asked Questions

    1. What does the Global NCAP rating indicate for the Grand Vitara?

    The Global NCAP rating assesses the Grand Vitara’s ability to protect occupants in severe impact scenarios. Strong performance in these ratings is crucial for buyers prioritising safety, as it demonstrates the vehicle’s effectiveness in protecting passengers during accidents.

    1. How does the Grand Vitara's safety compare to competitors?

    The Grand Vitara is poised to excel in safety ratings. This distinguishes it from competitors with its comprehensive safety features and robust structural design. Its expected superior safety performance underscores its appeal as a top pick in the crowded SUV market.

    1. Can safety features be upgraded in the Grand Vitara?

    Yes, the Grand Vitara comes equipped with a solid base of safety features suitable for general needs, but enhancements are possible. Owners can opt for aftermarket upgrades to further improve safety, including adding more advanced driver-assistance systems or additional airbags for increased protection.

    1. What advanced safety technologies are included in the Grand Vitara to assist drivers?

    The Grand Vitara has cutting-edge safety features designed to assist drivers and enhance overall safety. These include adaptive cruise control, which helps maintain a safe distance from the vehicle ahead, and blind-spot monitoring, which alerts drivers to the presence of other cars in their blind spots to help prevent collisions.

    Conclusion

    The Grand Vitara safety rating NCAP is expected to be impressive, highlighting its robust protection capabilities and affirming Maruti Suzuki’s commitment to vehicle safety. The introduction of the Grand Vitara reinforces the importance of choosing options that prioritise comprehensive protection, especially for individuals evaluating car insurance online. Although safety features can impact your insurance premium, it is necessary to acquire comprehensive car insurance to remain financially protected in the event of damage or accident.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Electric Car Conversion Kit and Price

    by mohit bohra | Mar 24, 2025

    Are you thinking of driving an electric car but need more time to be ready to buy a new one? Then, an electric car conversion kit could be the solution. This kit lets you convert your existing car to electric, saving you money and helping with environmental protection at the same time.

    This blog will explain what is an electric car conversion kit, how it works, and give you an idea of the costs involved.

    What Exactly Are Conversion Kits, and How Do They Function?

    These conversion kits are components that allow a car running on either petrol or diesel to be converted into an EV. They consist mainly of an electric motor, a controller, a battery pack, and a charging system.

    Here's a basic breakdown of the conversion process:

    1. Remove the ICE: Remove the petrol or diesel engine and its peripherals.
    2. Install the Electric Motor: Mount the electric motor in the compartment originally occupied by the ICE.
    3. Setting the Controller: The controller regulates the flow of electricity from the battery to the motor.
    4. Add Battery Pack: This installs the electric batteries to run the car.
    5. Install a Charging System: Install a vehicle charging system to charge the batteries, either at home or as part of a distributed vehicle-charging infrastructure.

    There are many types of conversion kits available in the market, ranging from mode-specific to general-purpose types that fit in various cars. Of these, AC and DC are the most significant. AC conversion kits mostly use alternating current motors, which work better, although they are expensive. On the other hand, the DC conversion kit uses direct current motors, which are inexpensive and may not work efficiently like the other type.

    Costs of Converting Your Car to Electric

    There are several costs involved in converting your diesel or petrol car to an electric one. The total estimated expense is between  ₹ 5,80,000 and  ₹ 23,50,000. We'll give you a detailed breakdown of  electric car conversion kit prices in India:

    Breakdown of Costs

    • Conversion Kit: This is the most significant cost factor. DIY kits start at about ₹2,00,000, and professional installations go upwards to ₹10,00,000.
    • Additional Materials: The wiring, connectors, adapters, and other necessary parts can reach about ₹1,00,000.
    • Workforce: Depending on the sophistication, a professional mechanic or EV specialist can charge between ₹1,00,000 to ₹3,00,000.
    • Battery Pack: This is a critically costly item, having prices ranging from ₹2,00,000 to ₹8,00,000, depending on capacity and quality.
    • Charging System: The home chargers cost between ₹20,000 to ₹1,00,000, depending on the category.
    • Compliance/Regulations: Compliance with local laws may add another ₹ 10,000 to ₹ 50,000.
  • Global NCAP Safety Rating for Kia Sonet

    by Almog Ramrajkar | Mar 24, 2025

    When purchasing a car, various factors should be considered, with safety being the most critical. One of the top models around today is the Kia Sonet, designed not only attractively with many features but is a safe car by various parameters. The blog discusses the Kia Sonet’s safety rating and its safety features.

    Kia Sonet: A Brief History

    The Kia Sonet was launched in India in 2020 and marked its entry as one of the best compact SUVs. The attractive design that blends well with a reasonably powerful engine and technology makes the vehicle stand out among others. Kia Motors, known for making reliable cars, intended for the Sonet to be the type of car that can fully serve the Indian user. Given that ensuring the car's occupants' security is one of its main advantages, it further increases its attractiveness among buyers who want a safe journey in their vehicle.

    Kia Sonet: Safety Features

    The Kia brand packs advanced safety features into the Sonet model, which boasts dual airbags, ABS with EBD, and rear parking sensors, which are standard in all its versions. Some top variants even come with six airbags, electronic stability control, and vehicle stability management. Besides, these come with hill assist control and tyre pressure monitoring system that keeps you safe while driving.

    Kia Sonet Global NCAP Safety Ratings

    The Kia Sonet global NCAP rating is an important factor for car buyers. NCAP (New Car Assessment Programme) tests the safety of vehicles during different crash scenarios. According to NCAP, the Sonet rating was decided on by tests conducted on the safety of both adults and children.

    The car showed good levels of protection during frontal impact tests, as indicated by a 3-star Sonet NCAP rating assigned to it for adult occupants. The 2 stars awarded to children’s safety in the same rating also imply that there’s still ground for improvement, especially for minor passengers.

    The 3-star rating for adults isn’t bad, but the lower score for children should not be overlooked. However, Kia has endeavoured to include safety improvements for its newer Sonet models.

    Many factors should be considered when purchasing a motor vehicle. Among the most significant that should always be noticed is the automobile's safety features.

    Frequently Asked Questions

    1. What is the importance of the Kia Sonet global NCAP rating?

    Kia Sonet global NCAP rating gives a general idea about the car construction quality and security measures and informs potential buyers how safe the vehicle is.

    1. How can I ensure that my Kia Sonet is adequately protected?

    One way to ensure that your Sonet is safe is to acquire car insurance online. Whether your car is damaged in an accident, stolen, or otherwise, a comprehensive auto policy will cover it.

    1. Is it better to buy Kia Sonet’s higher variant with more safety features?

    You may consider getting higher models with more airbags and other safety measures, such as electronic stability control systems, to reduce injury risk during an accident.

    1. Is the Kia Sonet suitable for families?

    With a 3-star rating, the Kia Sonet is a better choice for families interested in safety features.

    1. How does car insurance benefit Kia Sonet owners?

    Accidents may occur while driving a motor vehicle. Car insurance online gives owners peace of mind because any damage to their car is fully covered.

    Conclusion

    The Kia Sonet is highly recommended due to its robust features that ensure passenger safety. This makes it an excellent option for individuals seeking a trustworthy and secure SUV. Even though it doesn't have the most security measures, the 3-star rating will ensure your safety while you drive. To protect your investment, make sure you consider the necessary safety features and get comprehensive car insurance.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Mahindra XUV300

    by Almog Ramrajkar | Mar 24, 2025

    Popular in the Indian car market's compact SUV class, the Mahindra XUV300 is renowned for its potent features, sleek appearance and excellent performance. But the most crucial factor in any car is safety. You may learn how robust this car is in terms of safety with the aid of the Mahindra XUV300 safety rating. This blog examines the XUV300's features and safety rating in detail.

    Mahindra XUV 300: A Brief History

    The Mahindra XUV300 was introduced in the Indian market in 2019. It was well received when it was first unveiled as Mahindra's premium small SUV.

    The XUV300 was created keeping the demands of Indian consumers in mind. Special focus was laid on performance, style and spaciousness. Following its release, the car began to fiercely compete in its segment against vehicles like the Hyundai Venue and Maruti Suzuki Brezza. With its strong features and fantastic driving experience, the XUV300 captured the hearts of its customers.

    Mahindra XUV300: Safety Features

    With its many cutting-edge measures, the Mahindra XUV300 is an incredibly safe vehicle. It comes equipped with standard technologies, including Hill Start Assist, an Anti-Lock Braking System (ABS), Electronic Brakeforce Distribution (EBD), and six airbags. In addition, it has sophisticated features like front and rear parking sensors, a rearview camera, and an Electronic Stability Program (ESP).

    The highest versions of the car include features like ISOFIX child seat anchors, side impact prevention beams, and a tyre pressure monitoring system (TPMS). Thanks to its sturdy body structure, passengers will feel safer inside the Mahindra XUV300 in case of an accident. The XUV300 has an outstanding safety rating because of all these features, making it a dependable and secure car.

    Mahindra XUV300 Global NCAP Safety Rating

    The Mahindra XUV300 NCAP rating is one of the highest in any car. The XUV 300 received a five-star rating for adult safety and a four-star rating for child safety after undergoing crash testing by Global NCAP. This car is now among the safest small SUVs available in India.

    NCAP rated the Mahindra XUV300's body shell as stable, meaning that in the event of an accident, the vehicle's structural integrity is maintained. Adult passengers were determined to have good head, neck, and chest protection, while children's safety can be ensured by correctly fastened car seats with the use of ISOFIX anchors.

    Considering each of these factors, the Mahindra XUV300 is regarded as a car with a good level of safety.

    If you're considering purchasing this car, get the necessary car insurance online for coverage against accidents, theft, and damage.

    Frequently Asked Questions

    1. What is the NCAP rating of Mahindra XUV300?

    The Mahindra XUV300 has a 5-star NCAP certification for adult safety and a 4-star rating for child safety. Therefore, it is among the safest cars in India.

    1. What are the safety features of XUV300?

    Important safety features include ABS, EBD, Hill Start Assist, Electronic Stability Program (ESP), and six airbags. In addition, the tyre pressure monitoring system and ISOFIX anchors are offered.

    1. Is the body shell of Mahindra XUV300 safe?

    The Mahindra XUV300's body shell has passed the Global NCAP crash test and is, therefore, considered stable.

    1. Why is car insurance necessary for XUV300?

    Every vehicle must have auto insurance in order to gain financial protection in the event of an accident or other potential harm. It's also required by law.

    1. Is Mahindra XUV300 safe for children?

    Yes, the XUV300 is a secure car for kids’ safety because it has ISOFIX child seat fixings. It has got a 4-star certification for child safety from Global NCAP.

    Conclusion

    The Mahindra XUV300 is a small SUV with robust construction and excellent safety features. It is among the safest cars available in the Indian market, as reflected by XUV 300 NCAP rating. If you intend to buy it, ensure to purchase appropriate car insurance online to fully protect your car.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Kia Carnival

    by Almog Ramrajkar | Mar 24, 2025

    The Kia Carnival is an MPV (multipurpose vehicle) with roomy cabins, top-notch equipment, and a smooth ride in offer. The car was created especially for long travels with the family. Nonetheless, a vehicle's safety rating is a crucial consideration whenever we purchase one. This article will cover the Kia Carnival safety rating and its features in detail.

    Kia Carnival: A Brief History

    Since its 1998 debut, the Kia Carnival has become a household name in the luxury MPV market. It was made with families and business travellers in mind, providing lots of room and comfort for lengthy journeys and big gatherings.

    After its 2020 premiere in India, Kia Carnival quickly gained traction. Due to its spaciousness, cutting-edge technology and elegant appearance, this car also gained popularity in the Indian market. Cars like the Toyota Innova Crysta are its chief rival, but the Carnival has carved out its own market with its more upscale and expensive amenities. But despite its popularity, safety should also be taken into consideration particularly because the Carnival safety rating is a significant issue.

    Kia Carnival: Safety Features

    The Kia Carnival is a safe car because of its various cutting-edge safety measures. Important features include Electronic Brakeforce Distribution (EBD), Vehicle Stability Management (VSM), Anti-lock Braking System (ABS) and six airbags. In addition, the car is stabilised on rough roads with features like Hill Start Assist Control (HAC) and Electronic Stability Control (ESC).

    In its new models, features include a tyre pressure monitoring system (TPMS), a reverse camera, and front and rear parking sensors. The Kia Carnival's structure is also made of high-tension steel, giving it greater durability in the event of an accident. Because of all these features, the Kia Carnival is thought to have a higher safety rating, but it's also crucial to consider its Global NCAP rating.

    Kia Carnival Global NCAP Safety Ratings

    According to the Kia Carnival NCAP rating, Global NCAP (New Car Assessment Programme) has not yet conducted the official crash test. On the other hand, its foreign versions have done well in Europe and other regions. This suggests that the safety of the Indian version of Kia Carnival won't be compromised either.

    According to the Carnival safety rating assessment of European vehicles, the car has a good grade for both adult and child safety. The frontal collision test prioritises the driver and passenger's safety. The vehicle also passed the side impact test, demonstrating that Carnival guarantees passenger safety even in the event of serious collisions.

    Despite the lack of an official announcement on the Kia Carnival Global NCAP rating for the Indian model, its modern safety features and sturdy construction qualify it as a safe automobile. 

    If you intend to purchase this vehicle, you must have appropriate car insurance online to protect both yourself and your vehicle.

    Frequently Asked Questions

    1. Is Kia Carnival a safe car?

    The Kia Carnival is a safe MPV because of its many safety features, including ABS, EBD, VSM, and six airbags. However, Global NCAP has not yet disclosed the Kia Carnival's NCAP rating.

    1. What are the safety features of Kia Carnival?

    The Carnival comes standard with features like Electronic Stability Control (ESC), ABS, EBD, Vehicle Stability Management (VSM), and six airbags. In addition, the car's safety is improved with TPMS, hill start assist control, and rear parking sensors.

    1. What is the Global NCAP rating of Kia Carnival?

    Although Global NCAP has not yet evaluated the Indian edition of the Kia Carnival, international versions of the vehicle have received an excellent safety rating. 

    1. Is it necessary to take car insurance for Kia Carnival?

    Absolutely, purchasing car insurance online is required for any type of vehicle. It is legally required and offers financial assistance in the event of an accident or other issues.

    1. How is the body structure of Kia Carnival?

    High-tension steel is used to construct the Kia Carnival, providing superior protection in the event of an accident.

    Conclusion

    The Kia Carnival is a high-end multipurpose vehicle with excellent amenities and comfort. But consideration must also be given to its safety features. The Kia Carnival is a safe car despite the fact that Global NCAP has not yet publicly disclosed its rating. If you decide to purchase it, be careful to buy insurance online to guarantee your and your car's safety.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Hyundai Creta

    by Almog Ramrajkar | Mar 24, 2025

    In the Indian car industry, the Hyundai Creta is a top SUV because of its amazing features, strong engine, and stylish design. That being said, it is critical to prioritise a vehicle's safety. The safety credentials of this SUV are readily apparent to customers thanks to the Hyundai Creta safety rating. This article will guide you through Creta's safety features and its Global NCAP rating.

    Hyundai Creta: A Brief History

    In 2015, the Hyundai Creta made its market debut in India. It was introduced as a formidable competitor in the small SUV market and Indian buyers took to the car right away. Creta left its imprint in the market thanks to its excellent features, dependable engine and attractive design.

    With a new generation that featured more extensive engine options, greater technology, and contemporary amenities, the updated version of the Creta was launched in 2020. Since then, the Creat has been updated many times with new features and variants. Customers have always found Creta intriguing because of its aggressive design and features. As its popularity grew, customers began to pay attention to the safety features of the Creta. It made the Creta safety rating and its Global NCAP rating a crucial subject.

    Hyundai Creta: Safety Features

    The Hyundai Creta is a safe vehicle thanks to its many cutting-edge safety features. These include six airbags, Hill Start Assist Control, an Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD), Electronic Stability Control (ESC), Vehicle Stability Control (VSC), rear parking sensors and camera, an Advanced Driver Assistance System (ADAS), and a Tyre Pressure Monitoring System (TPMS). 

    Thanks to its high-tension steel body structure, the Hyundai Creta's occupants are assured safety in the event of a collision. Although the Hyundai Creta's NCAP rating is significant and indicates the car's true level of safety, the car's characteristics alone make the Creta a safe vehicle.

    Hyundai Creta Global NCAP Safety Rating

    Given that the Hyundai Creta has undergone testing by Global NCAP, many consumers have enquiries regarding the car's NCAP rating. After undergoing a Global NCAP crash test in 2022, the Creta was awarded a 3-star rating for both adult and child safety.

    The Creta's construction was deemed "unstable" during the crash test, indicating that its body shell may not be entirely safe in the event of an accident. Adult passengers' head and neck protection was deemed safe, but their chest protection was only average. Although ISOFIX anchors are available for child safety, the car's performance in the test was mediocre.

    Nevertheless, higher-end Creta models have received additional safety measures, further increasing the vehicle's level of safety. Buyers should consider the Hyundai Creta NCAP rating before making a purchase. They should also secure extra safety by purchasing the necessary car insurance.

    FAQs

    1. Is the Hyundai Creta a safe car?

    Yes, the Hyundai Creta has several cutting-edge safety technologies, including ESC, ABS, EBD, and six airbags.

    1. What is the Global NCAP rating of Hyundai Creta?

    Global NCAP awarded the Hyundai Creta a 3-star rating for overall safety as well as a 3-star rating for child safety. 

    1. What safety measures does the Hyundai Creta have?

    Crucial features found in the Creta include electronic stability control, six airbags, ABS, EBD, and hill start assist control.

    1. Why is it necessary to take car insurance for Creta?

    In the event of an accident, car insurance protects both you and your car. Buying auto insurance enables you to secure your car financially. It is required by law as well. 

    1. How strong is the body shell of the Hyundai Creta?

    The Hyundai Creta's body shell has been described as "unstable," meaning that it may not always be entirely safe in the event of an accident.

    Conclusion

    The Hyundai Creta is a well-liked SUV with a sleek exterior and many cutting-edge amenities. Nonetheless, it has a 3-star NCAP rating. If you're considering purchasing it, you should consider its safety rating as well as get the right kind of car insurance for protection against accidents, damage, and theft.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Global NCAP Safety Rating for Kia Seltos

    by Almog Ramrajkar | Mar 24, 2025

    The Global New Car Assessment Programme (NCAP) is one of the world’s most reliable rating standards for vehicle safety. It is part of a broader framework that encourages cooperation between similar programmes around the world.

    Kia Seltos: A Brief History

    An offering by South Korean automobile major Kia in the SUV segment, the Kia Seltos was launched in 2019 and has since then emerged to be a highly popular compact model of its kind. Designated as a global product with many premium features and the latest technology, the Seltos is also one of the more affordable options in the market that also delivers on efficiency and style.

    As the company’s second best-selling model globally, the Kia Seltos scores on numerous aspects including performance, safety and looks. It comes in three variants, keeping in mind the saleability factor in different markets, thus diversifying its range as a subcompact crossover SUV.

    Kia Seltos: Safety Features

    The Kia Seltos' multiple safety features have made it a prime offering for customers who desire a premium car without compromising on other attributes. The Kia Seltos safety rating thus derives from many advanced features that it comes equipped with.

    Multiple airbags are among the standard inclusions in the Seltos model, along with associated features like Electronic Stability Control, the Anti-Locking Brake System (ABS), the Brake Assist System (BAS), and the Vehicle Stability Management system, which helps during sudden braking or an abrupt change in direction.

    Kia Seltos Global NCAP Safety Ratings

    The Kia Seltos Global NCAP rating results following its testing revealed a decent score for its adult occupant protection. Securing 8.03 out of 17 points in the adult occupation assessment meant that the Seltos would be conferred an overall rating of 3 stars in this category. The crash test for safety found that the car provided adequate protection for the car’s occupants due to the presence of dual airbags. However, other key body areas like the chest and legs were not adequately accounted for the safety of the driver. The passenger protection evaluation though was satisfactory in each of these cases, and so was the marginal protection provided to the knees in the event of a crash.

    The Seltos safety rating in terms of child protection score was lower than its adult counterpart. A below-par 15 points scored out of a maximum of 49 led to an overall rating of 2 for child occupants. The provision for head protection was found to be unsatisfactory, while chest protection was considered adequate. The Kia model though was found to provide good head and chest protection when the Child Restraint System (CRS) is properly installed.

    Frequently Asked Questions

    What is the Kia Seltos NCAP rating as per the Global New Car Assessment Programme?

    The Kia Seltos earned 8.03 out of 17 points in the adult occupant assessment category and a corresponding NCAP safety rating of 3 stars.

    Will the Kia Seltos be a safe car to buy?

    A decent 3-star rating earned by Kia Seltos in the adult occupant protection category presents it as a fairly safe vehicle especially due to the six airbags feature of some of its variants.

    What safety features does the Kia Seltos come with?

    The many advanced safety features of Kia Seltos include a level 2 Advanced Driver Assistance System, ABS and BAS, the Electronic Stability Control system, and multiple airbags.

    Conclusion

    The Kia Seltos’ 3-star GNCAP rating means that it might not always be able to survive the impact of a major crash. Hence, having a car insurance policy that provides comprehensive coverage is a must for your Kia car.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Mahindra XUV700

    by Almog Ramrajkar | Mar 24, 2025

    Global NCAP, or the Global New Car Assessment Program, evaluates vehicle safety standards by analysing their various safety features. With more than a decade of experience evaluating safety standards globally, NCAP has set a benchmark for vehicle evaluation.

    Mahindra XUV 700: A Brief History

    A fairly new offering by Indian automobile manufacturer Mahindra & Mahindra, the Mahindra XUV 700 was introduced in August 2021 as a compact crossover SUV to replace the earlier model XUV 500. It is also the company’s first bearer of its new logo and is currently available in India in the MX and AdrenoX or AX series.

    Since its introduction three years ago, the XUV 700 has become a top choice for Indian customers. The model won the ‘Autocar Car of the Year Award’ in 2022 and also achieved the distinction of being the ‘Indian Car of the Year’ in the same year. The overall safety rating of XUV 700 is also impressive, making it a car that has emerged to be one of the best-selling midsize SUVs in its price segment.

    Mahindra XUV700 - Safety Features

    The high Mahindra XUV 700 safety rating is due to its many impeccable safety features. While certain features are specific to certain models within this nomenclature of the XUV700, the other commonly present safety elements are also world-class in their own right.

    The standard XUV700 sports dual airbags and comes with the ISOFIX system, which already sets the standards for child safety. Cruise control is another safety feature common to manual variants of the vehicle, while automatic variants come equipped with adaptive cruise control.

    Specific features that contribute to the impressive XUV700 safety rating include the Electronic Stability Program, which is standard across some models and optional on others. More high-end variants of the vehicle feature ADAS front collision signal warning, an Automatic Emergency Braking system, Lane Keep Assist, a Driver Drowsiness Detection feature, and Smart Pilot Assist.

    Mahindra XUV700 Global NCAP Safety Ratings

    The spectacular safety standards of the Mahindra XUV700 are not just a play on the attractiveness of its features. As has been demonstrated in numerous safety tests, these features live up to the expectations of what they must deliver. In fact, so brilliant has been Mahindra in its designing and manufacturing of the XUV 700 that the vehicle has gone on to achieve such incredible safety distinctions that are a first for any Indian automobile maker.

    The Global NCAP rating for this incredibly stylish, well-built offering by Mahindra is 5 stars for adult occupants while standing below on the rung regarding child safety with 4 stars. Remarkably, the global body that conferred the XUV 700 NCAP rating 5 had taken note of Mahindra being the first Indian brand to offer the Autonomous Emergency Braking feature in any of its vehicles. However, the XUV700 testing was conducted across the most basic specifications of safety that it adhered well to and went on to achieve the Global NCAP’s Safer Choice Award.

    Frequently Asked Questions

    1. What is the safety rating of the Mahindra XUV700 as per the Global New Car Assessment Program?

    The Mahindra XUV 700's Global NCAP rating is 5 stars for adult occupants and 4 stars for child occupants.

    1. Is there an ABS feature in the Mahindra XUV700?

    The Mahindra XUV 700 has an anti-lock braking system (ABS) as a standard safety feature across all its variants.

    1. What is the score of Mahindra XUV700 in the GNCAP rating?

    The stellar 5-star rating of the Mahindra XUV700 in the Global NCAP rating is due to its scoring a high 16.03 out of 17 points in the category of adult protection. The Global NCAP analysis also revealed that the vehicle offers high protection to the head, neck, and chest region of its occupants, including the driver.

    1. Is the XUV700 a best-selling car?

    Yes, the high Mahindra XUV 700 safety rating has helped position the car as one of the top-selling in its category.

    Conclusion

    The Mahindra XUV700's many features and amazing NCAP rating make it an amazing buy. However, safety assurance does not eliminate the need for car insurance that provides coverage against accidents, theft, and damage.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Kia Carens

    by Almog Ramrajkar | Mar 24, 2025

    The Kia Carens, a popular multipurpose vehicle (MPV), is well-regarded for its family-friendly design and features. However, safety is a top priority when buying a car. The Global NCAP (New Car Assessment Program) evaluates the safety performance of vehicles and provides standards that help consumers make informed decisions. Recent safety specifications for the Kia Carens have drawn attention from potential buyers, highlighting its performance in terms of safety and reliability. Additionally, understanding the car’s safety ratings can impact car insurance policy costs, as vehicles with higher safety ratings often benefit from lower insurance premiums.

    Kia Carens: A Brief History

    The Kia Carens was first introduced in 1999 as an affordable multipurpose MPV. Over the years, it has undergone many design changes and upgrades to meet the evolving needs of families. Now in its fourth generation, the Carens is a popular choice in global markets, including India, where it is known for being an affordable family car with modern amenities and safety features.

    The latest Kia Carens has seen significant improvements not only in aesthetics but also in performance and technology, making it a strong contender in the MPV segment. As it continues to evolve, Kia has ensured that safety remains a top priority, responding to the growing demand for safer vehicles.

    Kia Carens - Safety Features

    Kia has equipped the Carens with a range of safety features to enhance protection for both adults and children. Key safety features include:

    1. Multiple airbags: Kia Carens is equipped with six airbags, including dual front airbags, side airbags and curtain airbags for added safety for passengers
    2. Electronic Stability Control (ESC): ESC prevents skidding and helps maintain vehicle stability by detecting and reducing traction loss.
    3. Hill Assist Control: Prevents the vehicle from rolling backwards on a downhill when moving from a stationary position.
    4. Anti-lock braking system (ABS): Ensures that the wheels do not lock during braking, providing better control.
    5. Rear parking sensors and cameras: Help drivers park quickly and avoid obstacles behind the wheel.
    6. Isofix Child Seat Anchors: Provides a secure attachment for child seats, ensuring better protection for young passengers.

    These features enhance passenger and driver safety, making Kia Carens a reliable option for families.

    Kia Carens Global NCAP Safety Rating

    Global NCAP is an internationally recognised body that evaluates cars based on their safety performance in crash tests. During the 2024 test cycle, the Kia Carens underwent rigorous crashworthiness testing.

    According to the Kia Carens safety rating results:

    • Adult Occupant Safety: The Kia Carens scored 3 stars with a score of 9.3 out of 17 for adult safety, representing an improvement over its predecessor. This rating indicates that the Carens provides adequate protection for adult passengers in the event of a frontal or side collision.
    • Child Occupant Safety: The Kia Carens excelled in child occupant safety, achieving a 5-star rating with a score of 30.99 out of 49. This demonstrates that the Kia Carens performs exceptionally well in this area, particularly when appropriate child safety seats are used.

    Global NCAP commended the Kia Carens for its advancements in safety features, particularly for child passengers. The safety offered by the Kia Carens reflects its commitment to enhancing safety standards, although there is still room for improvement in adult safety systems. Despite this, the 3-star adult safety rating and 5-star child safety rating of Kia Carens make it a strong choice for families seeking an affordable MPV with solid safety features.

    Frequently Asked Questions

    1. What is Kia Carens NCAP rating?

    The 2024 Kia Carens earned 3 stars for adult occupant safety and 5 stars for child occupant safety from Global NCAP.

    1. What safety features are available in the Kia Carrens?

    The Kia Carens is equipped with multiple airbags, electronic stability control (ESC), hill assist control, an anti-lock braking system (ABS), and rear parking sensors, among other features.

    1. How does Kia Carrens work in child safety?

    With a 5-star rating for child occupant safety, the Kia Carens performs exceptionally well, especially when equipped with proper child safety seats.

    1. Is a car insurance policy necessary for Kia Carens?

    Yes, car insurance is necessary for any vehicle, including the Kia Carens. It provides coverage for accidents, theft, or damage, ensuring you are not burdened with costly repairs.

    1. Does the Kia Carens NCAP rating affect insurance premiums?

    Generally, a car’s NCAP rating can affect insurance premiums. Higher levels of protection can lead to lower rates because the car is considered less risky to insure. With a 3-star adult safety rating and a 5-star child safety rating, the Kia Carens can attract competitive insurance rates.

    Conclusion

    The Kia Carens’ extensive safety features, combined with its affordable pricing, make it a strong contender in the MPV market. However, a comprehensive automobile insurance policy is essential for additional financial protection. While the Carens' safety features are commendable, having a comprehensive car insurance policy ensures full coverage in the event of an accident, making it a safer option for families.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Maruti Suzuki Brezza

    by Almog Ramrajkar | Mar 24, 2025

    When choosing a car, safety is a top priority for many customers. Understanding how well an automobile performs in crash tests and how its safety features hold up is crucial. The Global NCAP (New Car Assessment Programme) provides valuable insights into these aspects. For those considering the Maruti Suzuki Brezza, knowing its safety ratings can aid in making an informed decision. As a popular SUV in India, the Brezza's safety credentials have been rigorously tested. Read on to explore the Maruti Brezza safety ratings.

    Maruti Suzuki Brezza: A Brief History

    The Maruti Suzuki Brezza was first introduced to India in 2016, initially as the Vitara Brezza. It underwent design changes to meet the needs of the Indian market and quickly gained popularity due to its stylish design, practicality, and affordability. The Brezza's initial success was driven by its attractive layout and value for money. Over the years, the Brezza has seen various updates and design changes to align with contemporary market trends and customer preferences. These updates have enhanced its design and features, ensuring it remains a strong competitor in the compact SUV segment while continuously adapting to evolving consumer expectations.

    Maruti Suzuki Brezza - Safety Features

    The Maruti Suzuki Brezza is equipped with a lot of safety functions that aim to protect occupants and increase overall driving confidence. Key safety functions of the Brezza are as follows:

    • Dual Front Airbags: The Brezza comes with dual front airbags that provide high protection for the driver and passenger inside in case of a collision which reduces the risk of injuries.
    • Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD): ABS helps to prevent wheel lockup during tough braking and EBD makes sure that braking force is sent efficiently across all wheels, improving vehicle control.
    • Rear Parking Sensors: These sensors help drivers by alerting them to obstacles behind the vehicle, making parking manoeuvres safer and lowering the risk of injuries.
    • Electronic Stability Program (ESP): ESP helps in keeping vehicle balance  during difficult driving situations, such as slippery roads or sharp turns by detecting and lowering skidding.
    • Rear Disc Brakes: The Brezza is equipped with rear disc brakes, which provide better braking performance than drum brakes, especially during high-velocity stops.

    Maruti Suzuki Brezza Global NCAP Safety Ratings

    The Global NCAP has evaluated the Maruti Suzuki Brezza and supplied scores based on crash assessments and protection features. Below are some key indicators from the Brezza global NCAP rating:

    • Overall Outlook: The Brezza has a 4-star rating for adult occupant protection, indicating that the vehicle offers a high level of safety for passengers in the event of a crash. The car’s structure and safety features are designed to provide effective protection during collisions.
    • Adult Occupant Protection: With a 4-star rating, the Brezza demonstrates strong overall performance in safeguarding adult occupants. This rating reflects the vehicle’s ability to handle impact forces and keep passengers safe in crash situations.
    • Child Occupant Safety: The Brezza has been rated 2 stars for child occupant safety. This score indicates that while the car provides some degree of safety for young passengers, there are areas needing improvement, particularly in the effectiveness of child safety restraints and crash protection for younger occupants.
    • Assessment Criteria: Global NCAP scores are based on a series of crash tests, including frontal and side-impact assessments. They also evaluate the effectiveness of protection capabilities, such as safety features like airbags and seatbelt systems.

    Frequently Asked Questions

    1. What does the 4-Star NCAP rating for the Brezza indicate?

    The 4-star Brezza NCAP rating indicates a high level of safety for adult occupants, demonstrating strong performance in crash tests and effective safety functions.

    1. How does the Brezza’s safety compare to other SUVs in its class?

    The Maruti Brezza’s safety rankings are competitive but not the highest among SUVs in its class. Some newer models offer advanced protection technologies and higher ratings.

    1. Are there additional safety features in higher models of the Brezza?

    Higher trims of the Brezza may also include additional safety features, such as advanced driver assistance systems, enhanced crash protection, and improved airbags.

    1. How does vehicle coverage relate to the Brezza’s safety functions?

    Comprehensive car insurance covers damages and injuries from accidents. Choosing a policy that accounts for the Brezza’s safety features can offer additional protection and peace of mind.

    1. Does the Maruti Suzuki Brezza have safe airbags?

    Yes, safety airbags are included with all Maruti Suzuki Brezza models. However, the number of airbags varies by model. For example, the top-of-the-line ZXi Plus AT dual-tone variant comes with six airbags, including driver and front passenger airbags, side airbags, and two curtain airbags for enhanced safety.

    Conclusion

    The Maruti Suzuki Brezza, with its 4-star Global NCAP rating for adult occupant protection, offers a high level of safety for its drivers and passengers. However, its 2-star score for child occupant safety indicates areas where the vehicle could improve. Understanding these ratings is crucial for making an informed decision about car safety. Additionally, selecting comprehensive car insurance can further enhance your safety on the road, ensuring a safer driving experience.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Global NCAP Safety Rating for Maruti Suzuki Baleno

    by Almog Ramrajkar | Mar 24, 2025

    One of the most popular hatchbacks in the Indian market is the Maruti Suzuki Baleno, renowned for its impressive mileage and stylish design. However, there have been ongoing concerns about the Baleno safety rating. In this article, we will explore the Baleno’s safety features in detail and provide an overview of its Global NCAP safety rating.

    Maruti Suzuki Baleno: A Brief History

    The Maruti Suzuki Baleno was first launched in the Indian market in 2015, targeting the premium hatchback segment. It quickly gained popularity due to its appealing features, design, and fuel efficiency. In 2022, the Baleno was updated with a range of modern features and improvements.

    The Baleno's strong performance and competitive pricing have made it a favourite in both urban and rural areas, contributing to its status as one of the best-selling models in India. To meet international market demands and keep pace with evolving safety standards, the Baleno has periodically enhanced its safety features in response to increased competition and regulatory requirements.

    Maruti Suzuki Baleno - Safety Features

    The company has undergone a number of modifications in recent years to enhance the Maruti Baleno Global NCAP rating. Nowadays, two airbags and an anti-lock brake system (ABS) with electronic brakeforce distribution (EBD) are standard features in most of its models. Additionally, ISOFIX child seat mounts are available, which is a fantastic feature for children's safety.

    To facilitate parking, the Baleno also comes equipped with features like a reverse parking camera and rear parking sensors. The car's body structure has also been updated to provide the utmost protection for the occupants in the event of an accident. Many experts believe that the Baleno requires more safety elements to increase its overall safety level, particularly in the event of an accident.

    Maruti Suzuki Baleno Global NCAP Safety Ratings

    Indian consumers looking to purchase the vehicle must understand the Maruti Baleno safety rating thoroughly to make an informed decision.

    Unfortunately, the Baleno received a zero-star rating on the NCAP test. Let’s break down the reasons for the same:

    1. Adult Protection: The Baleno received a 20% on the score for adult occupants. This score is influenced by poor protection of the chest and neck in the event of an accident. The poor side impact protection and marginal whiplash are reasons for the same.
    2. Child Protection: The Baleno scored 17% in this regard, indicating ineffective systems for younger occupants of the vehicle. Even though the Baleno has ISOFIX anchors, the shell of the vehicle failed to provide adequate protection.

    The Maruti Baleno does not meet the UN127 regulation for passenger protection as well, scoring 64% in this regard. The car showed marginal to good protection areas when tested.

    The Baleno does not offer an Electronic Stability Control (ESC) as standard, significantly affecting its effectiveness of safety features. Additionally, the lack of a standard Blind Spot Detection (BSD) and speed limitation contributes to an overall low Baleno NCAP rating.

    It is vital to consider comprehensive car insurance when acquiring a vehicle to cover potential risks. An appropriate policy can provide financial protection in the event of an accident and provide additional peace of mind when driving a vehicle that meets your budget but possesses a few safety limitations.

    Frequently Asked Questions

    1. Is the Maruti Suzuki Baleno a safe car?

    Basic safety features, including dual airbags, ABS, and EBD, are included with the Baleno. However, its safety rating according to the Global NCAP is mediocre.

    1. What is the Global NCAP rating of the Baleno?

    Global NCAP has rated the Maruti Suzuki Baleno with an overall zero stars, scoring 20% for adult protection and 17% for child protection.

    1. What are the safety features of the Baleno?

    Features such as ISOFIX child seat mounts, a reverse camera, ABS, EBD, dual airbags, and rear parking sensors are standard on the Baleno.

    1. Is the Baleno's rating good compared to other hatchback cars?

    When compared to other cars the Baleno's ranking is mediocre. Depending on the model and safety features some rival vehicles have scored higher than others.

    1. Is it necessary to get car insurance for Baleno?

    It is essential for every car to have auto insurance. It offers financial protection and legal support in case of an accident.

    Conclusion

    Although the Maruti Suzuki Baleno is a popular and stylish hatchback, its safety rating remains average. Global NCAP has rated it slightly lower than other high-end hatchbacks, with a 3-star rating. Prioritising safety is crucial when making a purchase decision, especially if you are considering the Baleno.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How Does The Seatbelt Work?

    by mohit bohra | Mar 24, 2025

    A report published by the Ministry of Road Transport and Highways (MoRTH) in 2022 highlights that 16,715 people lost their lives in road accidents because they were not wearing seatbelts. Moreover, 50.2% of them were the ones driving the car. These grim statistics point towards the urgency of taking wearing seatbelts seriously. Seat belts reduce fatalities during crashes. Thus, wearing it ensures that you can escape injuries and even death in case of any unfortunate incident. Now that you know the importance of seatbelts, let us understand how does seatbelts work.

    How Does The Seatbelt Work In A Car?

    Here is the mechanism of how seatbelts work.

    In a three-point seat belt usually seen in cars, one end of the webbing or the strap is fixed. A buckle clip is attached to the webbing. The retractor releases a sufficient length of webbing depending on the passenger's size.

    The seatbelt consists of a spool with a spring attached inside it that applies torque. One end of the webbing is also connected to the spool. As the webbing is pulled out, the spring tenses and the spool rotates. The retractor is the component that includes the locking mechanism, which stops the webbing from unwinding during a sudden jerk. The webbing also gets locked if it moves too fast. Thus, the seatbelt arrests your motion during the accident and spreads the entire stopping force evenly throughout the body.

    Conclusion

    Not wearing a seat belt attracts a fine of Rs 1,000 in India, as per the Motor Vehicles (Amendment) Act, 2019. The next time you are in a car, do not forget to buckle up. Also, subscribe to a car insurance policy for financial protection in case your vehicle meets an accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Do I Need Insurance for Luxury Cars?

    by mohit bohra | Mar 24, 2025

    Luxury cars are delightful and proud possessions and their owners look after them zealously as each part is expensive to replace. It is worth noting that expensive car insurance is a must, which comes as a boon for luxury car owners, as they can remain assured about their insurance policy expertly handling any damage to their prized possessions.

    Do Luxury Cars Need Car Insurance?

    As is mandatory for all cars, luxury car auto insurance is necessary for many reasons. These premium cars have parts that can burn a hole in the owner’s pocket if they need to be replaced. Luxury auto insurance covers any damage to pricey vehicles while they are on the roads. If a customer reads through the expensive car insurance documentation thoroughly, they will find all terms explained. Luxury car owners must also comply with the regulations of the Motor Vehicles Act, which lays down car insurance for luxury cars as a must. The Motor Vehicles Act of 1988 mandates that all vehicle types must secure a third-party liability policy at least.

    Conclusion

    Obtaining a four-wheeler insurance comes with many benefits. The owner is assured of the protection of their car, while in most cases, they can avail of roadside assistance during a breakdown. Furthermore, the peace of mind that car insurance brings along is priceless.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What is the Cost of Luxury Car Insurance?

    by mohit bohra | Mar 24, 2025

    In India, as in most parts of the world, all vehicles must procure insurance as long as they remain operational. Insurance is essential as it protects vehicle owners from various types of liabilities, especially if accidents are involved. The insurance premium that needs to be paid depends on the type of vehicle, its age, and so on. Luxury vehicles come under the top bracket of car insurance policyholders, and the luxury car insurance cost depends on factors such as:

    • Cost of the vehicle 
    • The brand
    • Claims taken 
    • Current age 

    How Much Does Car Insurance Cost for a Luxury Car?

    • An insurance calculator online helps calculate exotic car insurance costs.
    • Luxury car owners can also seek a detailed quote regarding the average luxury car insurance cost. 
    • Details of the car need to be filled in to help the insurance company find the insurance cost for luxury cars.

    Conclusion

    Securing four-wheeler insurance is a must under all circumstances. Car owners should be able to understand their specific requirements and identify the right kind of policy and add-ons that match their needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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