In the Indian car industry, the Hyundai Creta is a top SUV because of its amazing features, strong engine, and stylish design. That being said, it is critical to prioritise a vehicle's safety. The safety credentials of this SUV are readily apparent to customers thanks to the Hyundai Creta safety rating. This article will guide you through Creta's safety features and its Global NCAP rating.

Hyundai Creta: A Brief History

In 2015, the Hyundai Creta made its market debut in India. It was introduced as a formidable competitor in the small SUV market and Indian buyers took to the car right away. Creta left its imprint in the market thanks to its excellent features, dependable engine and attractive design.

With a new generation that featured more extensive engine options, greater technology, and contemporary amenities, the updated version of the Creta was launched in 2020. Since then, the Creat has been updated many times with new features and variants. Customers have always found Creta intriguing because of its aggressive design and features. As its popularity grew, customers began to pay attention to the safety features of the Creta. It made the Creta safety rating and its Global NCAP rating a crucial subject.

Hyundai Creta: Safety Features

The Hyundai Creta is a safe vehicle thanks to its many cutting-edge safety features. These include six airbags, Hill Start Assist Control, an Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD), Electronic Stability Control (ESC), Vehicle Stability Control (VSC), rear parking sensors and camera, an Advanced Driver Assistance System (ADAS), and a Tyre Pressure Monitoring System (TPMS). 

Thanks to its high-tension steel body structure, the Hyundai Creta's occupants are assured safety in the event of a collision. Although the Hyundai Creta's NCAP rating is significant and indicates the car's true level of safety, the car's characteristics alone make the Creta a safe vehicle.

Hyundai Creta Global NCAP Safety Rating

Given that the Hyundai Creta has undergone testing by Global NCAP, many consumers have enquiries regarding the car's NCAP rating. After undergoing a Global NCAP crash test in 2022, the Creta was awarded a 3-star rating for both adult and child safety.

The Creta's construction was deemed "unstable" during the crash test, indicating that its body shell may not be entirely safe in the event of an accident. Adult passengers' head and neck protection was deemed safe, but their chest protection was only average. Although ISOFIX anchors are available for child safety, the car's performance in the test was mediocre.

Nevertheless, higher-end Creta models have received additional safety measures, further increasing the vehicle's level of safety. Buyers should consider the Hyundai Creta NCAP rating before making a purchase. They should also secure extra safety by purchasing the necessary car insurance.

FAQs

1. Is the Hyundai Creta a safe car?

Yes, the Hyundai Creta has several cutting-edge safety technologies, including ESC, ABS, EBD, and six airbags.

2. What is the Global NCAP rating of Hyundai Creta?

Global NCAP awarded the Hyundai Creta a 3-star rating for overall safety as well as a 3-star rating for child safety. 

3. What safety measures does the Hyundai Creta have?

Crucial features found in the Creta include electronic stability control, six airbags, ABS, EBD, and hill start assist control.

4. Why is it necessary to take car insurance for Creta?

In the event of an accident, car insurance protects both you and your car. Buying auto insurance enables you to secure your car financially. It is required by law as well. 

5. How strong is the body shell of the Hyundai Creta?

The Hyundai Creta's body shell has been described as "unstable," meaning that it may not always be entirely safe in the event of an accident.

Conclusion

The Hyundai Creta is a well-liked SUV with a sleek exterior and many cutting-edge amenities. Nonetheless, it has a 3-star NCAP rating. If you're considering purchasing it, you should consider its safety rating as well as get the right kind of car insurance for protection against accidents, damage, and theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Global New Car Assessment Programme (NCAP) is one of the world’s most reliable rating standards for vehicle safety. It is part of a broader framework that encourages cooperation between similar programmes around the world.

Kia Seltos: A Brief History

An offering by South Korean automobile major Kia in the SUV segment, the Kia Seltos was launched in 2019 and has since then emerged to be a highly popular compact model of its kind. Designated as a global product with many premium features and the latest technology, the Seltos is also one of the more affordable options in the market that also delivers on efficiency and style.

As the company’s second best-selling model globally, the Kia Seltos scores on numerous aspects including performance, safety and looks. It comes in three variants, keeping in mind the saleability factor in different markets, thus diversifying its range as a subcompact crossover SUV.

Kia Seltos: Safety Features

The Kia Seltos' multiple safety features have made it a prime offering for customers who desire a premium car without compromising on other attributes. The Kia Seltos safety rating thus derives from many advanced features that it comes equipped with.

Multiple airbags are among the standard inclusions in the Seltos model, along with associated features like Electronic Stability Control, the Anti-Locking Brake System (ABS), the Brake Assist System (BAS), and the Vehicle Stability Management system, which helps during sudden braking or an abrupt change in direction.

Kia Seltos Global NCAP Safety Ratings

The Kia Seltos Global NCAP rating results following its testing revealed a decent score for its adult occupant protection. Securing 8.03 out of 17 points in the adult occupation assessment meant that the Seltos would be conferred an overall rating of 3 stars in this category. The crash test for safety found that the car provided adequate protection for the car’s occupants due to the presence of dual airbags. However, other key body areas like the chest and legs were not adequately accounted for the safety of the driver. The passenger protection evaluation though was satisfactory in each of these cases, and so was the marginal protection provided to the knees in the event of a crash.

The Seltos safety rating in terms of child protection score was lower than its adult counterpart. A below-par 15 points scored out of a maximum of 49 led to an overall rating of 2 for child occupants. The provision for head protection was found to be unsatisfactory, while chest protection was considered adequate. The Kia model though was found to provide good head and chest protection when the Child Restraint System (CRS) is properly installed.

Frequently Asked Questions

What is the Kia Seltos NCAP rating as per the Global New Car Assessment Programme?

The Kia Seltos earned 8.03 out of 17 points in the adult occupant assessment category and a corresponding NCAP safety rating of 3 stars.

Will the Kia Seltos be a safe car to buy?

A decent 3-star rating earned by Kia Seltos in the adult occupant protection category presents it as a fairly safe vehicle especially due to the six airbags feature of some of its variants.

What safety features does the Kia Seltos come with?

The many advanced safety features of Kia Seltos include a level 2 Advanced Driver Assistance System, ABS and BAS, the Electronic Stability Control system, and multiple airbags.

Conclusion

The Kia Seltos’ 3-star GNCAP rating means that it might not always be able to survive the impact of a major crash. Hence, having a car insurance policy that provides comprehensive coverage is a must for your Kia car.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Global NCAP, or the Global New Car Assessment Program, evaluates vehicle safety standards by analysing their various safety features. With more than a decade of experience evaluating safety standards globally, NCAP has set a benchmark for vehicle evaluation.

Mahindra XUV 700: A Brief History

A fairly new offering by Indian automobile manufacturer Mahindra & Mahindra, the Mahindra XUV 700 was introduced in August 2021 as a compact crossover SUV to replace the earlier model XUV 500. It is also the company’s first bearer of its new logo and is currently available in India in the MX and AdrenoX or AX series.

Since its introduction three years ago, the XUV 700 has become a top choice for Indian customers. The model won the ‘Autocar Car of the Year Award’ in 2022 and also achieved the distinction of being the ‘Indian Car of the Year’ in the same year. The overall safety rating of XUV 700 is also impressive, making it a car that has emerged to be one of the best-selling midsize SUVs in its price segment.

Mahindra XUV700 - Safety Features

The high Mahindra XUV 700 safety rating is due to its many impeccable safety features. While certain features are specific to certain models within this nomenclature of the XUV700, the other commonly present safety elements are also world-class in their own right.

The standard XUV700 sports dual airbags and comes with the ISOFIX system, which already sets the standards for child safety. Cruise control is another safety feature common to manual variants of the vehicle, while automatic variants come equipped with adaptive cruise control.

Specific features that contribute to the impressive XUV700 safety rating include the Electronic Stability Program, which is standard across some models and optional on others. More high-end variants of the vehicle feature ADAS front collision signal warning, an Automatic Emergency Braking system, Lane Keep Assist, a Driver Drowsiness Detection feature, and Smart Pilot Assist.

Mahindra XUV700 Global NCAP Safety Ratings

The spectacular safety standards of the Mahindra XUV700 are not just a play on the attractiveness of its features. As has been demonstrated in numerous safety tests, these features live up to the expectations of what they must deliver. In fact, so brilliant has been Mahindra in its designing and manufacturing of the XUV 700 that the vehicle has gone on to achieve such incredible safety distinctions that are a first for any Indian automobile maker.

The Global NCAP rating for this incredibly stylish, well-built offering by Mahindra is 5 stars for adult occupants while standing below on the rung regarding child safety with 4 stars. Remarkably, the global body that conferred the XUV 700 NCAP rating 5 had taken note of Mahindra being the first Indian brand to offer the Autonomous Emergency Braking feature in any of its vehicles. However, the XUV700 testing was conducted across the most basic specifications of safety that it adhered well to and went on to achieve the Global NCAP’s Safer Choice Award.

Frequently Asked Questions

1. What is the safety rating of the Mahindra XUV700 as per the Global New Car Assessment Program?

The Mahindra XUV 700's Global NCAP rating is 5 stars for adult occupants and 4 stars for child occupants.

2. Is there an ABS feature in the Mahindra XUV700?

The Mahindra XUV 700 has an anti-lock braking system (ABS) as a standard safety feature across all its variants.

3. What is the score of Mahindra XUV700 in the GNCAP rating?

The stellar 5-star rating of the Mahindra XUV700 in the Global NCAP rating is due to its scoring a high 16.03 out of 17 points in the category of adult protection. The Global NCAP analysis also revealed that the vehicle offers high protection to the head, neck, and chest region of its occupants, including the driver.

4. Is the XUV700 a best-selling car?

Yes, the high Mahindra XUV 700 safety rating has helped position the car as one of the top-selling in its category.

Conclusion

The Mahindra XUV700's many features and amazing NCAP rating make it an amazing buy. However, safety assurance does not eliminate the need for car insurance that provides coverage against accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Kia Carens, a popular multipurpose vehicle (MPV), is well-regarded for its family-friendly design and features. However, safety is a top priority when buying a car. The Global NCAP (New Car Assessment Program) evaluates the safety performance of vehicles and provides standards that help consumers make informed decisions. Recent safety specifications for the Kia Carens have drawn attention from potential buyers, highlighting its performance in terms of safety and reliability. Additionally, understanding the car’s safety ratings can impact car insurance policy costs, as vehicles with higher safety ratings often benefit from lower insurance premiums.

Kia Carens: A Brief History

The Kia Carens was first introduced in 1999 as an affordable multipurpose MPV. Over the years, it has undergone many design changes and upgrades to meet the evolving needs of families. Now in its fourth generation, the Carens is a popular choice in global markets, including India, where it is known for being an affordable family car with modern amenities and safety features.

The latest Kia Carens has seen significant improvements not only in aesthetics but also in performance and technology, making it a strong contender in the MPV segment. As it continues to evolve, Kia has ensured that safety remains a top priority, responding to the growing demand for safer vehicles.

Kia Carens - Safety Features

Kia has equipped the Carens with a range of safety features to enhance protection for both adults and children. Key safety features include:

1. Multiple airbags: Kia Carens is equipped with six airbags, including dual front airbags, side airbags and curtain airbags for added safety for passengers
2. Electronic Stability Control (ESC): ESC prevents skidding and helps maintain vehicle stability by detecting and reducing traction loss.
3. Hill Assist Control: Prevents the vehicle from rolling backwards on a downhill when moving from a stationary position.
4. Anti-lock braking system (ABS): Ensures that the wheels do not lock during braking, providing better control.
5. Rear parking sensors and cameras: Help drivers park quickly and avoid obstacles behind the wheel.
6. Isofix Child Seat Anchors: Provides a secure attachment for child seats, ensuring better protection for young passengers.

These features enhance passenger and driver safety, making Kia Carens a reliable option for families.

Kia Carens Global NCAP Safety Rating

Global NCAP is an internationally recognised body that evaluates cars based on their safety performance in crash tests. During the 2024 test cycle, the Kia Carens underwent rigorous crashworthiness testing.

According to the Kia Carens safety rating results:

• Adult Occupant Safety: The Kia Carens scored 3 stars with a score of 9.3 out of 17 for adult safety, representing an improvement over its predecessor. This rating indicates that the Carens provides adequate protection for adult passengers in the event of a frontal or side collision.
• Child Occupant Safety: The Kia Carens excelled in child occupant safety, achieving a 5-star rating with a score of 30.99 out of 49. This demonstrates that the Kia Carens performs exceptionally well in this area, particularly when appropriate child safety seats are used.

Global NCAP commended the Kia Carens for its advancements in safety features, particularly for child passengers. The safety offered by the Kia Carens reflects its commitment to enhancing safety standards, although there is still room for improvement in adult safety systems. Despite this, the 3-star adult safety rating and 5-star child safety rating of Kia Carens make it a strong choice for families seeking an affordable MPV with solid safety features.

Frequently Asked Questions

1. What is Kia Carens NCAP rating?

The 2024 Kia Carens earned 3 stars for adult occupant safety and 5 stars for child occupant safety from Global NCAP.

2. What safety features are available in the Kia Carrens?

The Kia Carens is equipped with multiple airbags, electronic stability control (ESC), hill assist control, an anti-lock braking system (ABS), and rear parking sensors, among other features.

3. How does Kia Carrens work in child safety?

With a 5-star rating for child occupant safety, the Kia Carens performs exceptionally well, especially when equipped with proper child safety seats.

4. Is a car insurance policy necessary for Kia Carens?

Yes, car insurance is necessary for any vehicle, including the Kia Carens. It provides coverage for accidents, theft, or damage, ensuring you are not burdened with costly repairs.

5. Does the Kia Carens NCAP rating affect insurance premiums?

Generally, a car’s NCAP rating can affect insurance premiums. Higher levels of protection can lead to lower rates because the car is considered less risky to insure. With a 3-star adult safety rating and a 5-star child safety rating, the Kia Carens can attract competitive insurance rates.

Conclusion

The Kia Carens’ extensive safety features, combined with its affordable pricing, make it a strong contender in the MPV market. However, a comprehensive automobile insurance policy is essential for additional financial protection. While the Carens' safety features are commendable, having a comprehensive car insurance policy ensures full coverage in the event of an accident, making it a safer option for families.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When choosing a car, safety is a top priority for many customers. Understanding how well an automobile performs in crash tests and how its safety features hold up is crucial. The Global NCAP (New Car Assessment Programme) provides valuable insights into these aspects. For those considering the Maruti Suzuki Brezza, knowing its safety ratings can aid in making an informed decision. As a popular SUV in India, the Brezza's safety credentials have been rigorously tested. Read on to explore the Maruti Brezza safety ratings.

Maruti Suzuki Brezza: A Brief History

The Maruti Suzuki Brezza was first introduced to India in 2016, initially as the Vitara Brezza. It underwent design changes to meet the needs of the Indian market and quickly gained popularity due to its stylish design, practicality, and affordability. The Brezza's initial success was driven by its attractive layout and value for money. Over the years, the Brezza has seen various updates and design changes to align with contemporary market trends and customer preferences. These updates have enhanced its design and features, ensuring it remains a strong competitor in the compact SUV segment while continuously adapting to evolving consumer expectations.

Maruti Suzuki Brezza - Safety Features

The Maruti Suzuki Brezza is equipped with a lot of safety functions that aim to protect occupants and increase overall driving confidence. Key safety functions of the Brezza are as follows:

• Dual Front Airbags: The Brezza comes with dual front airbags that provide high protection for the driver and passenger inside in case of a collision which reduces the risk of injuries.
• Anti-lock Braking System (ABS) with Electronic Brakeforce Distribution (EBD): ABS helps to prevent wheel lockup during tough braking and EBD makes sure that braking force is sent efficiently across all wheels, improving vehicle control.
• Rear Parking Sensors: These sensors help drivers by alerting them to obstacles behind the vehicle, making parking manoeuvres safer and lowering the risk of injuries.
• Electronic Stability Program (ESP): ESP helps in keeping vehicle balance  during difficult driving situations, such as slippery roads or sharp turns by detecting and lowering skidding.
• Rear Disc Brakes: The Brezza is equipped with rear disc brakes, which provide better braking performance than drum brakes, especially during high-velocity stops.

Maruti Suzuki Brezza Global NCAP Safety Ratings

The Global NCAP has evaluated the Maruti Suzuki Brezza and supplied scores based on crash assessments and protection features. Below are some key indicators from the Brezza global NCAP rating:

• Overall Outlook: The Brezza has a 4-star rating for adult occupant protection, indicating that the vehicle offers a high level of safety for passengers in the event of a crash. The car’s structure and safety features are designed to provide effective protection during collisions.
• Adult Occupant Protection: With a 4-star rating, the Brezza demonstrates strong overall performance in safeguarding adult occupants. This rating reflects the vehicle’s ability to handle impact forces and keep passengers safe in crash situations.
• Child Occupant Safety: The Brezza has been rated 2 stars for child occupant safety. This score indicates that while the car provides some degree of safety for young passengers, there are areas needing improvement, particularly in the effectiveness of child safety restraints and crash protection for younger occupants.
• Assessment Criteria: Global NCAP scores are based on a series of crash tests, including frontal and side-impact assessments. They also evaluate the effectiveness of protection capabilities, such as safety features like airbags and seatbelt systems.

Frequently Asked Questions

1. What does the 4-Star NCAP rating for the Brezza indicate?

The 4-star Brezza NCAP rating indicates a high level of safety for adult occupants, demonstrating strong performance in crash tests and effective safety functions.

2. How does the Brezza’s safety compare to other SUVs in its class?

The Maruti Brezza’s safety rankings are competitive but not the highest among SUVs in its class. Some newer models offer advanced protection technologies and higher ratings.

3. Are there additional safety features in higher models of the Brezza?

Higher trims of the Brezza may also include additional safety features, such as advanced driver assistance systems, enhanced crash protection, and improved airbags.

4. How does vehicle coverage relate to the Brezza’s safety functions?

Comprehensive car insurance covers damages and injuries from accidents. Choosing a policy that accounts for the Brezza’s safety features can offer additional protection and peace of mind.

5. Does the Maruti Suzuki Brezza have safe airbags?

Yes, safety airbags are included with all Maruti Suzuki Brezza models. However, the number of airbags varies by model. For example, the top-of-the-line ZXi Plus AT dual-tone variant comes with six airbags, including driver and front passenger airbags, side airbags, and two curtain airbags for enhanced safety.

Conclusion

The Maruti Suzuki Brezza, with its 4-star Global NCAP rating for adult occupant protection, offers a high level of safety for its drivers and passengers. However, its 2-star score for child occupant safety indicates areas where the vehicle could improve. Understanding these ratings is crucial for making an informed decision about car safety. Additionally, selecting comprehensive car insurance can further enhance your safety on the road, ensuring a safer driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

One of the most popular hatchbacks in the Indian market is the Maruti Suzuki Baleno, renowned for its impressive mileage and stylish design. However, there have been ongoing concerns about the Baleno safety rating. In this article, we will explore the Baleno’s safety features in detail and provide an overview of its Global NCAP safety rating.

Maruti Suzuki Baleno: A Brief History

The Maruti Suzuki Baleno was first launched in the Indian market in 2015, targeting the premium hatchback segment. It quickly gained popularity due to its appealing features, design, and fuel efficiency. In 2022, the Baleno was updated with a range of modern features and improvements.

The Baleno's strong performance and competitive pricing have made it a favourite in both urban and rural areas, contributing to its status as one of the best-selling models in India. To meet international market demands and keep pace with evolving safety standards, the Baleno has periodically enhanced its safety features in response to increased competition and regulatory requirements.

Maruti Suzuki Baleno - Safety Features

The company has undergone a number of modifications in recent years to enhance the Maruti Baleno Global NCAP rating. Nowadays, two airbags and an anti-lock brake system (ABS) with electronic brakeforce distribution (EBD) are standard features in most of its models. Additionally, ISOFIX child seat mounts are available, which is a fantastic feature for children's safety.

To facilitate parking, the Baleno also comes equipped with features like a reverse parking camera and rear parking sensors. The car's body structure has also been updated to provide the utmost protection for the occupants in the event of an accident. Many experts believe that the Baleno requires more safety elements to increase its overall safety level, particularly in the event of an accident.

Maruti Suzuki Baleno Global NCAP Safety Ratings

Indian consumers looking to purchase the vehicle must understand the Maruti Baleno safety rating thoroughly to make an informed decision.

Unfortunately, the Baleno received a zero-star rating on the NCAP test. Let’s break down the reasons for the same:

1. Adult Protection: The Baleno received a 20% on the score for adult occupants. This score is influenced by poor protection of the chest and neck in the event of an accident. The poor side impact protection and marginal whiplash are reasons for the same.
2. Child Protection: The Baleno scored 17% in this regard, indicating ineffective systems for younger occupants of the vehicle. Even though the Baleno has ISOFIX anchors, the shell of the vehicle failed to provide adequate protection.

The Maruti Baleno does not meet the UN127 regulation for passenger protection as well, scoring 64% in this regard. The car showed marginal to good protection areas when tested.

The Baleno does not offer an Electronic Stability Control (ESC) as standard, significantly affecting its effectiveness of safety features. Additionally, the lack of a standard Blind Spot Detection (BSD) and speed limitation contributes to an overall low Baleno NCAP rating.

It is vital to consider comprehensive car insurance when acquiring a vehicle to cover potential risks. An appropriate policy can provide financial protection in the event of an accident and provide additional peace of mind when driving a vehicle that meets your budget but possesses a few safety limitations.

Frequently Asked Questions

1. Is the Maruti Suzuki Baleno a safe car?

Basic safety features, including dual airbags, ABS, and EBD, are included with the Baleno. However, its safety rating according to the Global NCAP is mediocre.

2. What is the Global NCAP rating of the Baleno?

Global NCAP has rated the Maruti Suzuki Baleno with an overall zero stars, scoring 20% for adult protection and 17% for child protection.

3. What are the safety features of the Baleno?

Features such as ISOFIX child seat mounts, a reverse camera, ABS, EBD, dual airbags, and rear parking sensors are standard on the Baleno.

4. Is the Baleno's rating good compared to other hatchback cars?

When compared to other cars the Baleno's ranking is mediocre. Depending on the model and safety features some rival vehicles have scored higher than others.

5. Is it necessary to get car insurance for Baleno?

It is essential for every car to have auto insurance. It offers financial protection and legal support in case of an accident.

Conclusion

Although the Maruti Suzuki Baleno is a popular and stylish hatchback, its safety rating remains average. Global NCAP has rated it slightly lower than other high-end hatchbacks, with a 3-star rating. Prioritising safety is crucial when making a purchase decision, especially if you are considering the Baleno.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A report published by the Ministry of Road Transport and Highways (MoRTH) in 2022 highlights that 16,715 people lost their lives in road accidents because they were not wearing seatbelts. Moreover, 50.2% of them were the ones driving the car. These grim statistics point towards the urgency of taking wearing seatbelts seriously. Seat belts reduce fatalities during crashes. Thus, wearing it ensures that you can escape injuries and even death in case of any unfortunate incident. Now that you know the importance of seatbelts, let us understand how does seatbelts work.

How Does The Seatbelt Work In A Car?

Here is the mechanism of how seatbelts work.

In a three-point seat belt usually seen in cars, one end of the webbing or the strap is fixed. A buckle clip is attached to the webbing. The retractor releases a sufficient length of webbing depending on the passenger's size.

The seatbelt consists of a spool with a spring attached inside it that applies torque. One end of the webbing is also connected to the spool. As the webbing is pulled out, the spring tenses and the spool rotates. The retractor is the component that includes the locking mechanism, which stops the webbing from unwinding during a sudden jerk. The webbing also gets locked if it moves too fast. Thus, the seatbelt arrests your motion during the accident and spreads the entire stopping force evenly throughout the body.

Conclusion

Not wearing a seat belt attracts a fine of Rs 1,000 in India, as per the Motor Vehicles (Amendment) Act, 2019. The next time you are in a car, do not forget to buckle up. Also, subscribe to a car insurance policy for financial protection in case your vehicle meets an accident.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Luxury cars are delightful and proud possessions and their owners look after them zealously as each part is expensive to replace. It is worth noting that expensive car insurance is a must, which comes as a boon for luxury car owners, as they can remain assured about their insurance policy expertly handling any damage to their prized possessions.

Do Luxury Cars Need Car Insurance?

As is mandatory for all cars, luxury car auto insurance is necessary for many reasons. These premium cars have parts that can burn a hole in the owner’s pocket if they need to be replaced. Luxury auto insurance covers any damage to pricey vehicles while they are on the roads. If a customer reads through the expensive car insurance documentation thoroughly, they will find all terms explained. Luxury car owners must also comply with the regulations of the Motor Vehicles Act, which lays down car insurance for luxury cars as a must. The Motor Vehicles Act of 1988 mandates that all vehicle types must secure a third-party liability policy at least.

Conclusion

Obtaining a four-wheeler insurance comes with many benefits. The owner is assured of the protection of their car, while in most cases, they can avail of roadside assistance during a breakdown. Furthermore, the peace of mind that car insurance brings along is priceless.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In India, as in most parts of the world, all vehicles must procure insurance as long as they remain operational. Insurance is essential as it protects vehicle owners from various types of liabilities, especially if accidents are involved. The insurance premium that needs to be paid depends on the type of vehicle, its age, and so on. Luxury vehicles come under the top bracket of car insurance policyholders, and the luxury car insurance cost depends on factors such as:

• Cost of the vehicle 
• The brand
• Claims taken 
• Current age 

How Much Does Car Insurance Cost for a Luxury Car?

• An insurance calculator online helps calculate exotic car insurance costs.
• Luxury car owners can also seek a detailed quote regarding the average luxury car insurance cost. 
• Details of the car need to be filled in to help the insurance company find the insurance cost for luxury cars.

Conclusion

Securing four-wheeler insurance is a must under all circumstances. Car owners should be able to understand their specific requirements and identify the right kind of policy and add-ons that match their needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Those who are about to renew their policies or are considering changing their insurance provider may have many questions about car insurance. Many people ask: "Does car insurance cover natural disasters?"

In this blog post, let us explore the ins and outs of car insurance coverage concerning natural disasters. Dive into the world of car insurance and discover the extent of protection it offers in the face of nature's fury.

Are natural disasters covered under car insurance?

In India, all-inclusive car insurance policies cover natural disaster damage. However, it can be confusing. The comprehensive insurance policies include:

• Own Damage (OD) coverage
• Third-Party Liability (TP) coverage

Ensuring that you are protected against damage to your car and claims made by third parties.

When calamities such as floods, earthquakes, storms, or any other natural disaster damage your vehicle, your Comprehensive Insurance will rescue you. Also, you need not pay extra for your car insurance policy to cover the total loss.

You can rest assured that your car is well-protected when Mother Nature throws a curveball, whether you already have car insurance or are considering renewing it.  When it comes to car insurance, remember that it's more than just a way to protect your car; it's a way to give yourself peace of mind during difficult times.

How to file an insurance claim against a natural disaster?

If you find yourself in the unfortunate situation of needing to file a car insurance claim due to a natural disaster, there are some simple steps to follow:

• Contact Your Insurance Provider: The first and foremost step is to contact your insurance company as soon as possible. They will guide you through the claim process and provide the necessary forms.
• Document the Damage: Take photographs of the damage caused to your vehicle. Visual evidence is crucial when making a claim.
• File a Police Report: If required, file a police report detailing the incident.
• Complete the Claim Form: Fill out the claim form provided by your insurer with accurate information.
• Submit Required Documents: Along with the claim form, submit all necessary documents, such as photographs, the police report, and any other relevant information requested by your insurer.
• Wait for Inspection: Your insurer may send a surveyor to assess the damage to your vehicle.
• Claim Settlement: Once the claim is approved, your insurance company will process the settlement, and you can get your car repaired or replaced.

Conclusion

Hope we have answered your query: does car insurance cover natural disasters?  You must note that Comprehensive Insurance is a trusted companion for safeguarding your vehicle and properties against the forces of nature. When disaster strikes, your car insurance policy will help you get back on the road with minimal hassle. So, drive safely, insure wisely, and remember, protection against natural disasters is only a good insurance policy away.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The terms bonnet and hood are often used interchangeably, but they have distinct regional preferences and slight variations in meaning. The word "bonnet" is commonly used in British English, while "hood" is the preferred term in American English. Both refer to the front covering of a car that gives access to the engine compartment. Understanding these terms is useful for car enthusiasts, mechanics and those purchasing vehicle accessories or insurance.

Car bonnet vs hood: Which is best?

While both terms describe the same car component, there are subtle differences in usage and design elements across regions.

1.      Terminology and Regional Usage

• Bonnet: Used in the UK, India, Australia and most Commonwealth countries.
• Hood: Preferred in the US and Canada.

2.      Design and Functionality

• Material: Typically made of steel, aluminium or carbon fibre.
• Purpose: Covers the engine compartment, protecting internal components from dirt, debris and weather conditions.
• Opening Mechanism: Most modern cars use a front-hinged design with a release latch inside the vehicle.

3.      Safety Features

• Pedestrian Safety: Many modern bonnets/hoods include crumple zones to absorb impact and reduce injuries in accidents.
• Heat Insulation: Some designs include heat shields to prevent excessive heat from reaching the car's exterior.

4.      Customisation and Modifications

• Bonnet Scoops: Enhance airflow to the engine for better cooling.
• Carbon Fibre Hoods: Lightweight and preferred in high-performance vehicles.
• Custom Paint and Graphics: Popular in car modifications for aesthetic appeal.

5.      Maintenance and Insurance Considerations

• Regular checks for dents, rust and latch functionality are essential.
• When purchasing car insurance, noting material type and safety features can influence premium costs.

Conclusion

The difference between bonnet and hood is primarily linguistic rather than functional. While both serve the same purpose of covering the engine bay, their terminology depends on geographical preferences. Understanding these differences is useful for car buyers, insurance policies and vehicle modifications. Whether you call it a bonnet or a hood, maintaining this crucial car component ensures safety, aesthetics and overall vehicle performance. An appropriate car insurance policy can help cover damages to essential components, ensuring your vehicle remains in top condition for longer. You can browse car insurance online to find a plan that suits you best.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Properly adjusted mirrors are crucial for safe driving as they serve as an extra set of eyes on the road. Many drivers unintentionally create blind zones by misaligning their mirrors. Consider optimising your mirror arrangement for improved vision and safety while driving. Read on to discover how you should position your side mirrors and rear-view mirror.

How to adjust your mirrors to avoid blind spots

Before changing mirrors, ensure you have the best driving posture. Sit comfortably in the driver's seat and place your hands on the steering wheel. This position will be your reference point for all mirror adjustments, ensuring they align with your normal stance. Here’s how to adjust your mirrors to avoid blind spots.

Adjusting your rear-view mirror

The rear-view mirror is your principal view of what's behind your vehicle. To tune it correctly:

• Position the mirror so you can see the complete back window with a fast glance.
• Ensure you do not need to move your head or neck to observe the mirror's entire range.
• Ensure that you turn on your auto-dimming mirror for nighttime driving.
• Familiarise yourself with the tab beneath classic mirrors that reduces evening glare.

Setting up your side mirrors

Many drivers make the mistake of positioning the side mirror to show too much of their vehicle. Here's how to arrange them properly:

For the driver-side mirror:

• Lean your head towards the driver’s window.
• Adjust the mirror outward so you can barely see the side of your automobile.

Regarding the passenger-side mirror:

• Lean to the centre of the automobile.
• Adjust the mirror so you can only see the side of your vehicle.
• When you return to the driving position, only a small amount of your car should be visible.

This wider-angle configuration greatly reduces blind spots compared to viewing your automobile mostly through the side mirrors.

Additional tips for safe mirror use

• Clean your mirrors periodically with good glass cleaner and a lint-free cloth.
• Check your mirror locations before each trip, especially if your vehicle has numerous drivers.
• Remember, even perfectly set mirrors do not remove all blind spots; always make a quick shoulder check before changing lanes.

Conclusion

Correctly adjusting your mirrors creates a safer driving environment for you and others. Mirror alignment is as vital as tightening your seatbelt; it should be part of your pre-drive ritual whenever you get in the car. These modifications will become second nature with practise, resulting in a more confident and secure driving experience.

Proper mirror adjustment improves driving safety and can also benefit your car insurance. Car insurance companies frequently encourage safe driving habits, and following proactive safety steps such as accurate mirror alignment might result in cheaper premiums. Comprehensive car insurance offers financial protection against theft, accidents, own damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Have you ever wondered what makes some sports cars exceptionally smooth and stable, even at high speeds? Much of this performance excellence can be attributed to the boxer engine, with a design as unique as it is effective. The boxer engine stands out with its horizontally opposed pistons.

This configuration prioritises raw power and delivers a smoother, more balanced ride. Read on to discover the benefits and drawbacks of the boxer engine.

Advantages of boxer engine

Here is a closer look at boxer engine benefits:

• Perfect balance: Boxer engines feature horizontally opposed pistons, creating a natural counterbalance. This reduces vibrations and provides a smooth ride. The balanced engine minimises stress on various components and enhances durability and reliability.

• Lower center of gravity: The flat layout of this engine allows it to be mounted lower in the vehicle. This leads to a reduced centre of gravity. Boxer engine improves vehicle stability and handling, and this makes it ideal for sports cars where precise control is paramount.

• Reduced vibration: The opposing motion of the pistons cancels out vibrations, giving a quieter and more comfortable driving experience. This is a significant advantage over traditional inline or V-shaped engines, where additional components are needed to manage vibration.

• Enhanced performance: The unique design and symmetry of the boxer engine provide better weight distribution across the vehicle. This symmetry helps improve the vehicle’s balance and responsiveness, which allows for sharper accelerations and decelerations.

• Safety and stability: The boxer engine contributes to safer driving dynamics with its compact design and low mounting. The engine is designed to slide below the cabin in the event of a collision. This reduces the risk of intrusion and potential injuries to passengers.

Disadvantages of boxer engine

The drawbacks of the boxer engine are as follows:

• Complexity and cost: The unique structure of the boxer engine can lead to higher manufacturing and maintenance costs. Its design requires specific parts and more labour-intensive services. This can increase ownership costs over time.

• Size constraints: While the boxer engine offers many performance benefits, its wide layout can pose design challenges. This can affect the vehicle's overall design and the placement of important parts under the hood.

• Maintenance challenges: Owing to the engine's flat design and the placement of components like spark plugs and valves, routine maintenance can be more complex and costly than traditional engines.

Conclusion

The unique design of the boxer engine offers great performance, stability, and safety. Yet, the intricate nature and potentially high maintenance costs of boxer engines make choosing comprehensive car insurance not just advisable but essential.

Appropriate car insurance safeguards against unexpected expenses and protects your investment in such sophisticated technology. It helps ensure financial stability and keeps the engine running smoothly.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Anyone who regularly travels long distances understands that tyre problems can occur at the most inopportune times. Carrying a spare tyre is common, but what happens if you have previously used it and have another flat tyre?

This is where a good puncture repair kit comes in handy, transforming a possible roadside disaster into a manageable scenario. Let’s look at some of the best puncture repair kits available today.

List of best puncture repair kits for car

A reliable puncture repair kit can be your best friend during unforeseen tyre troubles. These compact toolkits provide everything you need to make a quick, successful repair and get back on the road safely. Some of the best puncture repair kits in the market are:

• The Tirewell 10-in-1 Universal Kit: This kit is perfect for those seeking full coverage. It includes a storage bag and T-handle grips. The anti-slip design alleviates hand strain during repairs, simplifying working on even heavy-duty tyres. Its compact size ensures all tools are easily accessible when required.
  • Price: INR 529

• The AmiciAuto Universal Tool Kit: This kit has a reputation as a dependable emergency option. Users praise its comprehensiveness and quality, making it a top choice for people seeking peace of mind on lengthy travels. The kit's simple design ensures it is easy to carry and use.
  • Price: INR 940

• Willibee's 6-in-1 Universal Kit: This kit stands out with ergonomic characteristics, notably its T-shaped picker with improved grip control. The clever use of tyre valve covers helps maintain correct tyre pressure. Users praised its outstanding value proposition and tool quality.
  • Price: INR 599

• The Waico 9-in-1 Universal Kit: Its extensive tool selection and user-friendly design make it a popular choice among repair kits. It's especially remarkable for solitary travellers because the tools are designed for single-person use. Despite being inexpensive, people frequently compliment its high-quality craftsmanship and efficiency.
  • Price: INR 999

Conclusion

When choosing a puncture repair kit, remember to compare tool quality, ease of use, and portability. When selecting a kit, choosing one that aligns with your skill level and typical driving conditions is important. While professional assistance is always preferable for significant tyre troubles, carrying a dependable puncture repair kit can be the difference between a small inconvenience and being stranded for hours.

While a puncture repair kit is essential for roadside situations, it is also critical to ensure your vehicle is covered by comprehensive car insurance.

An appropriate car insurance policy includes roadside assistance and other unforeseen car troubles that may develop while travelling. It also provides financial protection against theft, accidents, third-party damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Being a parent can frequently entail chauffeuring the family, planning activities, and distributing snacks—all while keeping the car clean. Whether running errands regularly or taking extensive road trips, having the correct automobile accessories will help you manage your car more effectively. Here are some of the best car accessories for moms and dads.

List of best car accessories for moms

Parenting is difficult enough without having to deal with automobile organisation and convenience. The appropriate accessories may turn your car into a well-oiled machine capable of handling everything from unexpected spills to cranky children. Here's a carefully crafted list of the best car accessories for moms and dads.

Organisation solutions

• A backseat organiser is the most useful addition to any parent’s car. These hanging organisers connect to the back of the front seats and include several compartments for toys, books, food, and devices. Look for one with a built-in tablet holder to keep the youngsters amused on lengthy trips.
• The centre console space may easily become a cluttered mess of misplaced goods. A console organiser keeps basics such as hand sanitiser, Kleenex, and charging cords easily accessible and organised. Consider one with adjustable partitions to customise the area to your specifications.

Safety and convenience features

• A good vehicle vacuum is essential for removing unavoidable crumbs and more. Choose a small, rechargeable vacuum that is easy to store.
• A high-quality sun cover is crucial for sheltering youngsters from direct sunlight and keeping the car cool.

Comfort and entertainment accessories

• Consider installing a car seat gap filler to prevent toys, food, and other items from slipping into the area between the seats and the centre console.
• A backseat entertainment system or tablet mount is invaluable for longer travels. Make sure to get one that is adjustable and strong enough to handle energetic young hands.

Conclusion

The correct automobile accessories may greatly improve your daily driving experience as a parent. Whether you are managing school runs or planning cross-country road trips, these gadgets can help you stay organised, ensure safety, and keep everyone happy during the journey.

While focusing on accessories is vital, remember to keep comprehensive car insurance coverage for your family vehicle. As a parent, having the appropriate car insurance coverage gives you peace of mind by safeguarding your automobile, its accessories, and your family. It can also provide financial coverage during unforeseen events like accidents, theft, third-party damage, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Introduction            

In the world of car insurance, encountering an accident is a scenario that most drivers dread. Not only does it involve addressing the immediate damage to your vehicle, but it also brings forth concerns about the potential repercussions on your car insurance premiums. This article delves into a common question many car owners face: does insurance premium increase after claim? We aim to provide clarity on how accident claims can affect your insurance costs, enabling you to make informed decisions in such situations.

Are car insurance premiums impacted after filing for an accident claim?

Let's learn how much does your insurance go up after an accident:

• Motor insurance plays a pivotal role in safeguarding car owners against diverse risks, and this protection comes at a price known as the premium.
• Your premium level is often directly linked to the assessed risk, with higher risks resulting in higher premiums.
• When you make an accident claim, you inadvertently signal to your motor insurer that you pose a higher risk, as you've encountered a situation where insurance is needed.
• Insurance companies calculate premiums while factoring in a certain level of risk, and accident claims can disrupt this balance.
• Filing an accident claim can increase your car insurance premium when it's time for policy renewal.
• For policyholders who make multiple claims, the premiums can surge even further. Some insurers may also impose restrictions on optional add-ons.
• Opting not to file a claim and cover the repair costs might not directly affect your premium. However, when your policy lapses and you renew it later, an insurer's inspection may alter the equation, influencing your premium.
• It's important to note that third-party premiums, which cover liabilities to others, typically remain unaffected by accidents involving your vehicle. India's Insurance Regulatory and Development Authority (IRDAI) regulates these premiums.

Conclusion     

Hopefully, this article answers your question:  does insurance premium increase after claim? Understanding the relationship between accident claims and car insurance premiums is essential. As we've explored, making a claim can result in an increased premium due to the perceived higher risk. However, the extent of this increase can vary between insurance providers. It's advisable to weigh the costs and benefits of filing a claim versus covering the expenses out of pocket. Ultimately, making an informed decision about accident claims and their potential impact on your premium is crucial for responsible car ownership.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Whether you're planning a long-haul road trip, a camping adventure, or need space for sports equipment, car roof accessories can transform your vehicle into a versatile travel companion. Sometimes, a car's trunk just isn’t enough for bulky items like skis, snowboards, or camping gear. If you need extra storage space, investing in a car roof carrier or baggage rack can be a great solution—unless you're a minimalist packer.                           

Read on to explore the various kinds of car roof accessories, their applications, and how to pick the best ones for your car.

List of Best Car Roof Accessories

The following are some of the best car roof accessories that you should consider purchasing:

●       Roof Rack Cross Bars

Crossbars are one to four horizontal bars that span the width of your car's roof, providing a sturdy foundation for carrying extra cargo. The installation method varies depending on your vehicle’s roof type. For instance, if your roof is completely bare, you can either drill and secure the crossbars’ feet or opt for bare-roof crossbars with a hook mechanism for a no-drill solution.

• Platform Roof Racks

Platform roof racks are flat platforms that sit on your car’s roof. They come in different sizes and can be mounted in various ways—on tracks, roof rails, or even with cross bars. Some require drilling or bolting, while others use gutter mounts. These racks are super strong and ideal for carrying heavy, bulky loads. Platform Roof Racks are typically available in three sizes:

• Half platform
• ¾ Platform
• Full platform

• Roof Rack Baskets

The standard roof rack basket is essentially a basket that can be mounted directly to your car's roof. If detachable, they're typically composed of plastic, lightweight, and ideal for carrying lighter loads like backpacks. Roof baskets typically have raised sides, unlike roof racks.

• Rooftop Tent

A rooftop tent is a portable shelter that is attached to your car's roof. It is a single device that may be packed into a hard-shell container. These tents are perfect for users who use their car for long-haul trips and camping. The tent serves as a convenient temporary shelter, freeing up valuable trunk space for items that need protection from the elements.

• Rooftop Cargo Bags

Rooftop cargo bags are flexible storage containers. They are used for expanding the capacities of a vehicle. These bags can carry everything that needs to be transported—suitcases, camping gear, heavy outdoor equipment. They come in soft-sided bags or hard-shell carriers. Unlike other storage options, these bags protect the items you store within them from rain and other weather conditions.

• Roof Boxes

Car roof boxes, as the name suggests, are box-shaped carriers designed to transport bulky items like bicycles, skis, canoes, strollers, containers, and luggage. Available in various sizes, they significantly expand a car’s storage capacity. These roof compartments provide a secure and convenient solution for carrying luggage, as they are waterproof, lockable, and eliminate the need for tarps or ropes to keep items safely in place. These are also significantly more weatherproof than roof bags and are typically recommended for occasional use.

• Light Bars

A light bar is an auxiliary lighting system installed on vehicles to enhance visibility, especially in low-light conditions. Commonly mounted on trucks and SUVs, it provides a brighter, wider beam, improving safety during off-roading, adverse weather, or nighttime driving. Light bars generally come in two main types:

• LED light bars
• Halogen light bars

Conclusion

The right roof modifications can enhance your driving experience, whether you're an outdoor enthusiast, a frequent traveller, or simply need extra space for family trips. However, upgrading your car isn’t just about convenience—it’s also about safety. In addition to enhanced storage and balanced weight distribution, it's essential to prioritise safety with regular maintenance and a comprehensive car insurance policy. Safeguard your investment by purchasing car insurance online, ensuring protection against accidents and unforeseen events on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Customers in India have a varied wide range of tastes when buying an automobile, from elegant style to strong engines. However, one factor regularly ranks first on everyone's list: fuel economy. Whether you're looking for a compact city-driving car or a big SUV for weekend trips, fuel cost is something everybody looks out for. Fortunately, India's broad car sector provides several options. Finding a car that combines high fuel efficiency with your preferred features is simple.

List Of Best MPG Cars

The automobile market in India offers a range of vehicles with a high MPG (miles per gallon). From quick hatchbacks to smart hybrids, these vehicles find the right balance between innovation and practicality. Manufacturers effectively balance cutting-edge technology with unique technical solutions that excel at fuel efficiency.

While tuned for economy, these vehicles do not sacrifice driving performance or passenger comfort. Indian buyers have many choices that offer good mileage while maintaining the fittings and performance expected from a modern automobile.

Cars With Best MPG: Petrol

The following are some petrol cars with high fuel efficiency:

• Maruti Suzuki Celerio: This tiny hatchback is India's most fuel-efficient automobile. It blends affordability with great fuel efficiency. The Celerio's sleek style, ease of operation, and large cabin make it ideal for urban transportation. Its remarkable fuel economy makes it a cost-effective option for regular city travel.
  • Mileage: 68 km/l
  • Starting Price: Rs 5.36 Lakh (approx.)

• Maruti Suzuki Spresso: This car has high ground clearance and small proportions, making it suitable for city streets and difficult terrain. Its distinctive design and low pricing appeal to first-time buyers seeking something different.
  • Mileage: 3 km/l
  • Starting Price: Rs 4.26 Lakh (approx.)

• Maruti Suzuki Alto K10: This entry-level hatchback is ideal for first-time purchasers. Its lightweight design and efficient engine make it extremely simple to maintain. The Alto K10 is an excellent city vehicle with proven dependability and minimal maintenance costs.
  • Mileage:3 km/l
  • Starting Price: Rs 3.99 Lakh (approx.)

Cars With Best MPG: Diesel

The following diesel cars offer excellent fuel economy:

• Hyundai Venue: This compact SUV has the latest features, solid build quality, and fuel efficiency. It blends high-end luxuries with practicality, making it ideal for city driving and interstate cruising.
  • Mileage: 2 km/l
  • Starting Price: Rs 10.71 Lakh (approx.)

• Kia Sonet: The Sonet combines elegance and technology. This compact SUV has luxury amenities, several driving modes, and a smart look. Its fuel economy and features make it a great bargain in this class.
  • Mileage: 1 km/l
  • Starting Price: Rs 7.99 Lakh (approx.)

• Tata Nexon: The Nexon is known for its safety and durability. It strikes a balance between high performance and efficiency. The current redesign has increased its appeal with new features and enhanced technology while keeping its safety record.
  • Mileage: 23 km/l
  • Starting Price: Rs 11.10 Lakh (approx.)

Cars With Best MPG: Hybrid

The following are some hybrid cars that offer good mileage:

• Urban Cruiser Hyryder/ Maruti Suzuki Grand Vitara: This SUV balances horsepower and economy. Its powerful hybrid technology delivers outstanding fuel efficiency without sacrificing power or features. It's great for individuals who seek SUV capability combined with a hybrid economy.
  • Mileage:97 km/l
  • Starting Price: Rs 10.76 Lakh (approx.)

• Honda City Hybrid: The City Hybrid brings high-quality hybrid technology and efficiency to the elite sedan segment. It has premium amenities, a smooth driving experience, and outstanding fuel efficiency, making it ideal for individuals seeking elegance and efficiency.
  • Mileage: 5 km/l
  • Starting Price: Rs 20.05 Lakh (approx.)

• Maruti Invicto: The Invicto is Maruti's premium MPV model. Despite its size, its hybrid engine delivers outstanding fuel efficiency. It is ideal for large families seeking comfort, space, and efficiency in a luxury package.
  • Mileage:24 km/l
  • Starting Price: Rs 25.97 Lakh (approx.)

CNG: The Alternative Fuel Champion

Another option for the automobile industry is Compressed Natural Gas (CNG). Within Maruti Suzuki's lineup, the Celerio CNG delivers the best mileage in this category at 34.43 km/kg, closely followed by the WagonR CNG variant at 34.05 km/kg.

These impressive efficiency ratings appeal to budget-conscious buyers looking to save on fuel costs. With such high mileage figures, CNG-powered vehicles are a wise choice for those seeking a balance between affordability and reduced environmental impact in their daily transportation.

Conclusion

When choosing a fuel-efficient vehicle, think more than mileage. Analyse your regular commute, daily consumption habits, and long-term maintenance costs. Keep in mind that the mileage figures provided are not real-world values; they may vary from official numbers depending on driving conditions and style.

The automobile industry is always innovating in fuel efficiency, and these cars are some of the best in their class. With many alternatives available, you may select a vehicle that saves fuel costs and fits your lifestyle well. After all, the cars with the best MPG are the one that meets both your needs and driving habits while controlling fuel expenditures.

Fuel efficiency also impacts car insurance prices. Smaller and more fuel-efficient cars generally have cheaper car insurance because of their smaller engines and lower maintenance costs. No matter your type of vehicle, an appropriate policy can cover the costs of routine maintenance, allowing you to enjoy the benefits of your investment for longer.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

SUVs have become the perfect vehicle class in India, providing an appealing combination of room, amenities, and performance. These vehicles, whether compact or full-size, meet a wide range of utility, performance, and practical purposes.

People are prioritising fuel efficiency or the miles per gallon (MPG) when purchasing an SUV as fuel and maintenance expenses continue to inflate. We’ve compiled a list of the SUVs with best MPG rates below to help you select the one that meets your needs.

List Of Best MPG SUVs

Given the current popularity of mass-market SUVs, let's examine the fuel economy ratings of SUVs available in India, ranked from low to high efficiency. These numbers are based on the manufacturer’s claim, although real performance may vary depending on driving circumstances and habits.

SUV With Best MPG - Petrol

• Tata Punch: This compact SUV stands out for its stylish design and strong road presence. Its notable ground clearance enables it to navigate tough terrain while remaining suitable for city driving.
  • MPG:09 kmpl
  • Starting Price: 6 lakh (approx)

• Volkswagen Taigun: The Taigun delivers German engineering mastery to the Indian market. It has a high-quality cabin, a solid structure, and sophisticated safety systems.
  • MPG:8 kmpl
  • Starting Price: 11.70 lakh (approx)

• Maruti Suzuki Brezza: The Brezza is one of the favourite cars among Indian families. It features a large cabin with convenient storage solutions. The SUV has established a great reputation for dependability and cheap maintenance costs, typical with Maruti Suzuki cars.
  • MPG:8 Kmpl
  • Starting Price: 8.34 lakh (approx)

• Skoda Kushaq: If you’re looking for a car that ticks all the boxes, then the Skoda Kushaq is an excellent choice. The automobile is a top pick for most new small SUV consumers.
  • MPG:76 kmpl
  • Starting Price: 15.99 lakh (approx)

SUV With Best MPG - Diesel

• Kia Sonet: This tiny crossover has heated/cooled front seats, a Bose audio system, and UVO-connected vehicle services. Its stylised tiger-nose grille, heartbeat LED DRLs, and several driving and traction modes for different terrains make it a stand-out vehicle.
  • MPG:1 kmpl
  • Starting Price: 9.79 lakh (approx)

• Hyundai Creta: One of the best in class, Creta includes a panoramic sunroof, BlueLink-connected car capabilities, and premium Bose speakers. The SUV's isolation methods and suspension system tuning provide great passenger comfort.
  • MPG:8 kmpl
  • Starting Price: 11 lakh (approx)

• Kia Seltos: While the Seltos shares the same base as the Creta, it is a more sports-oriented vehicle with advanced features. These include a 360-degree camera, blind-spot assist, and a heads-up display.
  • MPG:7 kmpl
  • Starting Price: 10.9 lakh (approx)

SUV With Best MPG - Hybrid

• Maruti Suzuki Grand Vitara Hybrid: This Maruti SUV has a panoramic sunroof, a heads-up display, and wireless Apple CarPlay/Android Auto. Some models have AllGrip all-wheel-drive technology, upholding the brand's reputation for dependability while entering the luxury territory.
  • MPG:97 kmpl
  • Starting Price: 18.43 lakh (approx)

• Toyota Innova Hycross Hybrid: This hybrid SUV perfectly combines power and economy. Its stylish design, large cabin, and cutting-edge technology provide a comfortable and convenient journey experience.
  • MPG:24 kmpl
  • Starting Price: 26.31 lakh (approx)

Making the Right Choice

When buying a fuel-efficient SUV, consider the following factors in addition to the ARAI figures:

• Driving situations: Real-world fuel efficiency frequently differs from the company’s values due to traffic situations, driving style, and road quality.
• Technology Features: Many current SUVs have fuel-saving technologies, such as idle start/stop systems and hybrid technology, which can considerably influence fuel usage.
• Maintenance expenses: Consider the operating costs, including service intervals and spare parts pricing, rather than fuel efficiency.
• Performance Balance: While increased fuel efficiency is beneficial, it should not sacrifice performance that meets your demands.

Conclusion

As new fuel sources enter the market, manufacturers are recognising the importance of fuel economy in attracting customers. Potential buyers should carefully assess these alternatives, considering how each vehicle combines fuel economy with other factors such as amenities, size, overall value, and adequate car insurance coverage to protect their investment.

Today's SUV segment provides outstanding mileage across various classes, from the small-scale Tata Punch to the highly popular mid-size Hyundai Creta and the luxury Toyota Innova Hycross. The present market offers several options while offering high fuel efficiency.

In addition to fuel economy, it's essential to secure your investment with comprehensive car insurance. A well-tailored policy provides financial protection against unforeseen circumstances, such as accidents or theft, ensuring peace of mind as you enjoy your fuel-efficient SUV. Remember that certain fuel-optimizing features may influence your policy, making it important to conduct thorough research and select a tailored insurance plan that suits your vehicle's specific needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The type of car seats you have greatly impacts your driving experience. Comfortable seats are essential for a smooth ride, especially when navigating poor road conditions. The ergonomics and design of the seat can enhance the driving experience, lowering weariness, and even increasing safety are all made possible by the ergonomics and design of the seat.

The good news is that there are many car seat categories that you can research before purchasing a car. Alternatively, by learning about the different types of seats in a car, you can modify your existing front seats, back seats, or both as per the functionality and comfort quality you desire.

Types of car seats for a driver's comfortable ride

Thanks to improvements in technology and automotive design, there are now many different types of car seats you can choose from, depending upon what you might prefer both as a driver and a passenger.

Here is a list:

1. Front Row Seats: Standard

As the name suggests, standard front-row seats are basic seats available in most cars. These seats are par for the course, providing a universal standard of ergonomics, comfort, support, and adjustability. Standard front-row seats can be manual or power-adjustable. Their simplicity and versatility make them ideal for all types of drivers, cars, and driving conditions. However, they might not be the best fit for those looking for a specific kind of height, lumbar support, recline, plushness, etc.

2. Front Row Seats: Captain

The advanced version of standard front row seats, captain’s seats are known to be more spacious and also provide a higher seating position. This makes them quite a common feature in vans, high-end SUVs, and luxury cars. With proper armrests on both sides, the captain’s seats in the front row are designed for higher comfort and a snug fit. However, they are more expensive than standard seats if you plan to install them after purchase.

3. Front Row Seats: 1+2 Bench

Among different types of car seats, the front-row seats in a 1+2 bench configuration are perhaps the least common. In this, there is one primary front seat, typically the driver’s seat, accompanied by a narrow bench that may be able to fit two front passengers. The result is increased seating capacity in the front but with less legroom. However, this type of car seat is quite rare to find.

4. Second Row Seats: 3 Seat Bench

For the second row in a car, we have a 3-seat bench. It is a type of single seat which theoretically allows 3 people to sit comfortably. Whether that is realistically possible depends on how spacious the actual car is. A 3-seat bench is a common type of car seat arrangement these days in most types of larger SUVs and minivans. These seats are, however, fairly standard and do not provide a lot of scope for adjustment or support apart from headrests.

5. Second Row Seats: 2-Seat Bench

A more spacious and ergonomic version of the 3-seat second-row bench is the 2-seat bench. It includes a continuous back seat that has a common backrest for two passengers and is commonly found in compact SUVs, sedans and smaller cars. A central, shared armrest with a cupholder is often a common way to demarcate the bench into 2 seats.

6. Executive Seat + 2 Seat Bench

One of the rarest car seat categories is the executive seat + 2-seat bench configuration in the second row. Alternatively, the 2-seat bench could also be in the third row, especially in modern SUVs. This essentially means a luxurious executive seat that has various adjustment features and makes for a VIP seat in a car, while the 2-seat bench is for additional passengers or even for luggage.

7. Twin Executive Seats

In higher-end cars, twin executive seats in the second row are common. Imagine two highly comfortable seats with their own armrests, adjustment features, integrated seat ventilation, and other features for two passengers to relax on long-drives. These seats are often larger and made of luxury materials for the best seating experience. Another benefit is privacy, as both executive seats are separate from each other.

8. Third Row Seats: Folding

In bigger vehicles, like 7-seater SUVs and MUVs, third-row folding seats are very common. These types of seats often have narrow thigh support and not a lot of legroom. However, they can come in handy when you have multiple passengers or an entire family to travel with just one car. Children can easily fit into these seats. These third-row seats tend to be foldable, which comes in handy when you have to make more room for luggage or just to have a larger boot space. 

9. Child Seat

Last but not least, we have the child seat—a type of specialised seat that is a must-have in your car if you are travelling with an infant or a toddler. This seat can be easily attached to any of the car seats and ensures that any small child is tucked away and strapped to their seat with assurance. They serve to increase the safety and comfort of little ones while ensuring your peace of mind on the road.

Conclusion

With automotive interior design evolving day by day, it is no surprise to see so many different types of car seats and configurations that one can choose from when buying or modifying a car.

While executive and captain’s seats are for enhancing the comfort and support of your car’s seating, other kinds of seat types are primarily for increasing the passenger capacity of your car. Whatever you choose, it is prudent to acquire comprehensive car insurance to protect your vehicle in the event of damage, accident, loss or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.