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  • Diagnosis of Chancroid

    by mohit bohra | Apr 04, 2025

    Chancroid is a sexually transmitted disease caused by the bacterium Haemophilus ducreyi. Knowledge about this condition should be disseminated widely as untreated chancroid can be fatal at times. The diagnosis of chancroid is done by isolating Haemophilus ducreyi from a genital ulcer in a culture. 

    What is the Diagnosis of Chancroid?

    The complex nature of chancroid symptoms necessitates a multi-step test for chancroid: 

    • Specialised test: The healthcare professional performs special tests using a specific medium to identify the Haemophilus ducreyi bacterium. However, this test is not very accurate and not available to everyone.
    • Testing for other infections: The exclusion of other infections, such as herpes simplex virus and Treponema pallidum is an essential aspect of the diagnosis.
    • Ruling out other STDs: Other possible comparable illnesses such as syphilis, herpes, and lymphogranuloma venereum must not be confused with chancroid and ruled out. You may also need a differential diagnosis as some conditions can have similar symptoms.
    • Checking the symptoms: The main signs of chancroid include one or more painful genital sores, ulcers, or enlarged and painful lymph nodes in the groin area.

    The US FDA has not authorised chancroid polymerase chain reaction (PCR) tests for chancroid. 

    Conclusion

    You need to carefully look for symptoms and conduct detailed testing for the diagnosis of chancroid. However, don’t worry; this condition is controllable when you pair it with the right medical coverage and insurance. Stay informed and keep yourself in prime health by getting adequate health insurance coverage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Why should one buy personal accident insurance policy?

    by mohit bohra | Apr 04, 2025

    What is personal accident insurance?

    Life is unpredictable, and you or your loved ones can suffer an accident anytime. While these situations can be difficult to handle, you can take some precautionary measures to protect yourself in an emergency. Serious medical injuries can impact entire families and deplete your savings. Rising healthcare costs and loss of income are significant concerns that can be challenging to prepare for. It is increasingly crucial to develop a safety net for yourself.

    One such precautionary measure is a personal accident insurance policy. This type of insurance ensures you are financially prepared to deal with sudden expenses due to accident or injury.

    The insurance company pays the insured or their family up to the amount of guaranteed coverage in the event of an accidental death or permanent disability.

    In return for a premium payment, this health insurance policy pays for the insured’s medical costs resulting from an illness or injury. It makes it possible for the insurance provider to pay for medical expenses related to critical diseases, day-care operations, and hospital stays. Read on to learn why to buy personal accident insurance and how it can alleviate financial strain on your family.

    Why should you buy a personal accident insurance plan?

    Having personal accident insurance will help the beneficiary’s family to cover the hospital’s expenses throughout the treatment. The benefits of a personal accident plan are discussed below:

    Benefits to buy a personal accident insurance plan

    Sl. No.

    Benefits

     1

    No prior health check-ups

     2

    Convenience and peace of mind

     3

    Tax benefits

     4

    Low premiums

     5

    Accidental death coverage

     6

    24x7 coverage

    7

    Partial or permanent disability cover

    What does personal accident policy cover?

    There are several benefits of a personal accident policy, and it covers several issues that a person may encounter during an emergency. 

    Features covered in personal accident policy 

    Accidental death benefit

    In the regrettable event of a policyholder’s passing, the designated beneficiary gets the full insurance pay-out.

    Permanent total disablement

    The policyholder will get a portion of the insured amount in this scenario.

    Permanent partial disablement

    The policyholder receives weekly or monthly payments equal to a small portion of the sum assured.

    Education grant

    Up to the age of 23, the program will pay for the education of a maximum of two dependent children.

    Conclusion

    An accident can occur without warning and severely impact families. If you or a family member are the primary providers, it is crucial to secure your future with the appropriate health insurance policy. Personal accident insurance is an effective strategy to mitigate the adverse effects of injury or loss. Consult a reputable provider to ensure security and peace of mind during medical crises.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Diagnosis of Lymphogranuloma Venereum

    by mohit bohra | Apr 04, 2025

    Lymphogranuloma venereum (LGV) is a sexually transmitted infection, and its diagnosis involves a series of complicated tests. We can leave this part to the medical professionals who would do their best to diagnose correctly and cure patients. However, we should also be careful not to contract this condition, and if at all we do, get a proper LGV diagnosis, as untreated LGV can lead to severe complications in the future.

    What is the Diagnosis of Lymphogranuloma Venereum?

    LGV is a sexually transmitted infection caused by some types of Chlamydia trachomatis bacteria. The crucial steps involved in LGV diagnosis are:

    • Detection of antibodies: Antibodies against chlamydial endotoxin are a critical marker. To be more specific, LGV diagnosis is done by measuring microimmunofluorescence titers exceeding 1:256 or complement fixation titers larger than 1:64. This is a pivotal aspect of LGV diagnosis. 
    • Nucleic Acid Amplification Testing (NAAT): This method is essentially a polymerase chain reaction (PCR)–based NAAT, essential for genotyping and identifying the causative bacteria. It is a modern testing approach that plays a vital role in genotyping and pinpointing the specific causative bacteria.
    • Clinical indicators: LGV should be considered in patients with genital ulcers, swollen lymph nodes, or proctitis, especially if they have connections to regions where LGV is prevalent. Buboes, often mistaken for other bacterial abscesses, are also distinctive symptoms.
    • Specialised testing: Some reference laboratories offer direct testing for chlamydial antigens using methods such as immunofluorescence that employ monoclonal antibodies or enzyme-linked immunosorbent assay (ELISA).

    Conclusion

    Understanding the complications of Lymphogranuloma Venereum diagnosis is intriguing but crucial for determining your health. It helps us stay informed and proactive about our well-being. Importantly, consider obtaining health insurance as a defensive measure against such conditions and as a support to tide over financial duress.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Are Chia Seeds Good for Pregnancy?

    by mohit bohra | Apr 04, 2025

    Chia seeds have recently become very popular as a nutritional powerhouse. Packed with plenty of omega-3 fatty acids, fibre, and protein, these tiny seeds have an impressive array of health benefits. However, amid the pregnancy journey, where dietary choices profoundly impact maternal and fetal well-being, the question arises: Are chia seeds good for pregnancy? Understanding their role in maternal nutrition allows expectant mothers to make informed decisions to support a healthy pregnancy journey.

    Is it okay to have Chia Seeds during pregnancy?

    Yes. Eating chia seeds while pregnant is safe when had in moderation. The following are some of the main advantages of eating chia seeds for pregnancy:

    1. Boosts Stamina

    Fatigue is common during pregnancy. Chia seeds are a safe and beneficial energy source for expectant mothers when consumed in moderation.

    1. Helps with Foetal Brain Development

    Prenatal health depends on omega-3 fatty acids, supporting a child’s growth and brain development. Omega-3 is mainly found in fish, but is typically avoided by pregnant women due to mercury levels. Luckily, chia seeds are packed with omega-3 fatty acids. These substances may also reduce the risk of preeclampsia (high blood pressure during pregnancy) and increase birth weight.

    1. Promotes the Growth of Muscle

    During pregnancy, consuming plenty of protein daily is recommended to support the growth of the foetal organs and tissues. Chia seeds, being loaded with protein, are especially beneficial for vegetarians who struggle to find non-meat protein sources.

    1. Helps with Constipation

    Chia seeds are rich in insoluble fibre, which facilitates digestion. As a result, it can help with constipation, a frequent pregnancy ailment. It also helps with weight management.

    1. High in Calcium

      The growth of the baby's bones depends on calcium intake, especially during the third trimester. Chia seeds contain a lot of calcium, with 100 grams of these seeds containing 631mg of calcium.

    Side Effects of Chia Seeds in Pregnancy

    There are a few risks involved when it comes to consuming chia seeds, including:

    • Some pregnant women may experience gastrointestinal distress from chia seeds, such as gas and bloating.
    • Consuming too much of them because of their high fibre content might cause constipation.
    • Those who are allergic to chia seeds may get allergic responses.

    Conclusion

    Pregnant women should consume chia seeds in moderation due to potential adverse reactions, even though they offer many health advantages. It is also essential to balance chia seeds with other nutritious foods and consult medical professionals. Comprehensive health insurance at this crucial time promotes general well-being and well-informed food choices.


     Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Symptoms of Lymphogranuloma Venereum

    by mohit bohra | Apr 04, 2025

    Lymphogranuloma venereum (LGV) is a sexually transmitted infection caused by the bacteria Chlamydia trachomatis. It is usually the fallout of unprotected anal, vaginal, or oral sex and affects sexually active individuals aged between 15 and 40 years. An infected person may detect swollen, painful lymph nodes in the groin, pelvis, or rectum areas. If these LGV symptoms show, seek immediate professional medical help. Untreated LGV can cause long-term damage to the lymphatic system and may increase a person’s chances of contracting HIV and other STDs.

    What are the Symptoms of Lymphogranuloma Venereum?

    Lymphogranuloma venereum symptoms can appear within 3-12 days after infection, while some cases do not show symptoms even after 30 days. LGV symptoms depend on the stage of infection:

    First stage

    • Small blisters filled with fluid and 1-6 mm in size may appear on the penis or in the vagina. These blisters do not cause pain and heal quickly. 

    Second stage

    Infection period - About 2-6 weeks with the symptoms worsening: 

    • Swollen, tender lymph nodes in the groin area are especially seen in men.
    • Swollen, painful lymph nodes in the pelvic region and near the rectum are most commonly seen in women.
    • The skin over the lymph nodes may break down and open a passage that drains out the blood or pus onto the skin.

    Other symptoms may include:

    • Inflammation of the rectum 
    • Inflammation of the anus 
    • Rectal bleeding 
    • Itching in the groin
    • Painful urination (dysuria) 
    • Pain while passing stool 
    • Unexplained weight loss
    • Abdominal pain
    • Pelvic pain
    • Anal pain
    • Back pain 
    • Full body ache
    • Constipation
    • Fatigue
    • Headache 
    • Fever

    Third stage 

    This stage indicates the treatment for LGV has not been effective. The symptoms are mostly scars from sores that have not healed properly. The other symptoms that may appear include:

    • Abscesses
    • Anal fistulas
    • Deformed genitals
    • Narrowing of the rectum
    • Pelvic floor dysfunction
    • Swelling of the genitals

    Conclusion

    Thus, LGV is a sexually transmitted disease that usually occurs from unprotected sexual intercourse. The symptoms are based on the duration of the infection and are divided into three stages. The symptoms include blisters filled with fluid followed by painful swollen lymph nodes in the groin, inflammation in the rectum, constipation, problems in bowel movement, etc. It is important to treat LGV symptoms as they can cause infertility if left untreated. Another important factor you must not overlook is obtaining health insurance, as it will protect you and your family from unforeseen medical emergencies, which could be problematic financially.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Keratoconus Causes

    by mohit bohra | Apr 04, 2025

    Keratoconus is an eye disorder in which the usually rounded cornea becomes thin and bulges outward to form a cone-like shape. This disease is mostly detected during adolescence or the age of 20 to 30. However, it may also appear in later years.

    Keep reading to learn what causes Keratoconus.

    What Causes Keratoconus?

    Keratoconus causes have not been ascertained so far. A certain kind of imbalance between the production and destruction of the corneal cells may lead to the development of this condition. Studies report reasons for keratoconus to be a hereditary or genetic defect that runs in a family. It has been found that the affected persons tend to rub their eyes frequently. This makes this condition more acute.

    Conclusion

    The early stages of keratoconus can be managed with the use of spectacles but the later phases can only be treated with corneal transplantation. Having a comprehensive health insurance plan will help with bearing the treatment expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What are the effects of alcohol on the heart?

    by mohit bohra | Apr 04, 2025

    Lifestyle choices, like drinking excessive alcohol, can deteriorate your heart health. However, some studies recommend small to moderate alcohol intake to lower the risk of heart disease. Yet, the positive effects of alcohol on the heart are still debated.

    Does excessive drinking contribute to heart disease?

    There is no doubt that alcohol and the heart effects are closely interlinked.

    • Heavy or excessive drinking leads to poor health conditions, including the development of heart diseases, high blood pressure, stroke, or heart failure.
    • Excessive drinking effects on the heart can also include cardiomyopathy, which affects the heart muscle.
    • It can also lead to obesity, as alcohol is a calorie-dense formula.
    • Irregular heartbeats or arrhythmias, which are life-threatening if left untreated or undetected on time, are also observed in heavy drinkers.

    Conclusion

    The various side effects alcohol has on the heart indicate the toxicity of the drink. Embracing a healthier lifestyle is necessary to maintain good health. Besides this, having a health insurance plan is always recommended. Even non-drinkers can encounter various heart diseases over the period.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What is the incurred claim ratio in health insurance?

    by mohit bohra | Apr 04, 2025

    You may have encountered the abbreviation 'ICR' while browsing the websites of various health insurance companies. Do you know what this stands for? Let us decode the meaning of incurred claim ratio or ICR in health insurance.

    Incurred claim ratio in health insurance

    Here we detail the incurred claim ratio meaning:

    • The definition: Incurred claim ratio or ICR in health insurance refers to the ratio of the total claim amount paid by the insurance company to the total premium amount collected in a financial year. It is a means by which insurers can quantify the extent of their financial involvement through the monthly premium you pay to keep your policy active. It essentially tells you what part of the premium is reverted to you and how much of it is part of the company’s operating cost. This equates to the fact that the money you receive through claims is completely relative to the amount you deposit as a premium.
    • The ideal range: If the ICR of an insurance company is between 70 to 100 clearings, it is generally regarded as very good. This indicates that the institution is financially sound and capable of settling the claims at the moment when they are promptly needed. An ICR that is below 70% might indicate that the company is levying lower premiums than it should, bringing into question its long-term sustainability. This projects a heavy concern regarding the way claims are handled by that insurer and foreshadows a dim future for the company.
    • Looking beyond the ratio: Even though ICR is a helpful tool for finding the best health insurance, it provides only limited guidance. There are other important factors to know such as the full details of the insurance, which treatments and facilities are covered, and which ones are not, the facilities that are available under the insurer’s network, and lastly, the reputation of the company when it comes to handling claims.

    Conclusion

    Remember, a good incurred claim ratio in health insurance means better and more trusted returns, along with being a clear sign of a company’s great financial status. Knowing more about it can help you make well-informed decisions and build trust with your insurance company.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Is a top-up health insurance plan right for you?

    by mohit bohra | Apr 04, 2025

    Are you planning on modifying your existing health insurance plan? Top-up health insurance is an excellent way of ensuring additional protection for yourself. But before you jump to decisions, you must know the advantages and disadvantages of top-up health insurance plans.

    Advantages and disadvantages of top-up health insurance plans

    Top-up plans are a great addition to the principal health insurance plan you may already possess. Here are the advantages of getting a top-up on your health insurance plan:

    • Lower premiums: Since they are not comprehensive, top-up plans are cheaper in terms of the premium than regular health insurance plans with a better sum insured. However, they only come into play after the limitations of your existing plan have been exceeded.
    • A solid base: This is an indispensable option if you have a health insurance plan with a reasonable sum insured and are looking for additional cover for those potentially astronomical medical bills.
    • Future planning: Top-up plans are affordable and can be utilised to the best of their ability whenever a higher degree of coverage is required.

    Every coin has two sides, and so do top-ups. Here are the disadvantages of top-up health insurance:

    • No base, no boost: Bear in mind that if you do not have a health insurance plan, a top-up plan has no base to be implemented upon.
    • Not for immediate needs: Top-ups work only as complementary elements for your existing plan. Therefore, if you want a more convenient and quicker plan, a typical health plan is more suitable.

    Conclusion

    If you wish to insure your health without spending a fortune, acquiring top-ups on your existing health insurance plan is a wise choice. However, most top-up options are best utilised when you already have a good base health insurance plan. Consider all the components before selecting the best deal.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Symptoms of Chancroid

    by mohit bohra | Apr 04, 2025

    Chancroid, a sexually transmitted infection caused by the Haemophilus ducreyi bacterium, shows signs and symptoms that affect the genital area. Recognising these indicators for timely detection and appropriate medical intervention is crucial. Let's delve into the signs and symptoms of chancroid, shedding light on the characteristics you should pay attention to.

    What are the Symptoms of Chancroid?

    Listed below are the common chancroid STD symptoms and signs.

    • Painful bumps: During the early stage of chancroid, raised bumps appear on the skin in the genital region. These bumps are noticeably painful and serve as initial indicators before more pronounced symptoms develop.
    • Ulcers with edges: As the infection progresses, ulcers form with soft edges, particularly on the penis. These ulcers represent the active phase of the infection and have a distinct appearance. This is one of the most common chancroid symptoms in male.
    • Reddened and shiny skin: The skin surrounding chancroid-related ulcers may exhibit redness and a shiny appearance. This indicates inflammation in those areas where infection is present. Identifying these characteristics helps in pinpointing the affected areas.
    • Leakage of pus and infectious fluid: The ulcers may discharge pus or infectious fluid once the infection intensifies. This causes discomfort and also increases the risk of infection transmission.
    • Sores spreading and connecting: Over time, the ulcers can join together, forming clusters in the genital region. This development shows how the infection progresses and changes over time.
    • Painful urination: Those infected with chancroid may experience discomfort or pain when urinating, which adds to the discomfort caused by the infection.
    • Enlarged and tender lymph nodes: Swelling and tenderness in the lymph nodes located in the groin area are common symptoms of chancroid. When you feel these palpable nodes, it indicates that your body is responding to the infection.
    • Difficulty or discomfort during sexual intercourse: The ulcers and inflammation associated with chancroid can cause discomfort or pain during intercourse, impacting your overall sexual well-being.

    Conclusion

    As people prioritise their health, early diagnosis becomes crucial. This highlights the importance of healthcare services where health insurance plays a vital role. Health insurance ensures you can seek timely health evaluations, diagnostic tests, and appropriate treatments without financial constraints.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Expanding your health insurance coverage with top-up & super top-up plans

    by mohit bohra | Apr 04, 2025

    Reality is often unpredictable, and it can occasionally present itself in the form of unanticipated medical emergencies. Although most of us are insured under specific health insurance plans, most of the time, it's apparent that the amount assured under the policy is a bit too close for comfort. Fortunately, health insurance top-up plans and super top-ups solve this problem. Read on to understand the top-up meaning in insurance.

    What is a top-up health insurance plan?

    A top-up plan means to work like a vaccine; providing a boost to your existing health insurance plan. Here's the lowdown on the meaning of a top-up policy:

     

    Benefit

    Features

    Extra coverage

    These plans provide a fixed additional coverage in advance, which varies between ₹ 5 lakh and ₹ 50 lakh.

    Lower premiums

    Top-up policies are not comprehensive like regular health insurance plans. Hence, the premiums are slightly less.

    A base is present

    If you have a basic medical insurance plan with moderate coverage and a reasonable sum insured, you can consider opting for a top-up plan to enhance protection against high healthcare expenses.

    Planning for the future

    Younger people typically have lower risks of major health complications. A top-up acquired at this stage will not be subject to medical scrutiny, ensuring adequate coverage for a longer period.

    Coverage

    Top-up plans typically cover both pre- and post-hospitalisation charges alongside day-care procedures and ambulance costs among others.

     

    What is super top-up health insurance?

    Super top-up health insurance, in essence, is a superior form of a top-up plan. Read on to learn about the meaning of a super top-up health insurance plan:

     

    Benefit

    Features

    Cumulative coverage

    While top-up plans allow for a singular claim above the threshold of health insurance coverage, super top-up plans offer complete coverage over the threshold.

    High coverage needs

    If you expect to require a high volume of treatments, a super top-up plan is perfect for a high coverage limit.

    Cost-conscious coverage

    Super top-up plans enable the possibility of lesser premiums based on the deductible system. This can be beneficial depending on the extent of coverage one requires and the amount of money one is willing to spend.

    Conclusion

    It may be advantageous to acquire top-up and super top-up plans alongside existing health insurance plans. It is important to understand the meaning of top-up plans and analyse the pros and cons of the various available plans. In this manner, you can select the plan that enhances your health insurance coverage and provides the maximum financial security in case of a medical catastrophe.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Side effects of amla

    by mohit bohra | Apr 04, 2025

    Amla, also called Indian Gooseberry, is packed with vitamin C, antioxidants, and essential nutrients. Amla offers a wide range of benefits, from strengthening the immune system to boosting skin health and digestion.

    Even though this fruit is nutrient-dense and can be excellent for your body, excess or improper consumption might trigger unwanted side effects. Read on to discover some possible side effects of amla.

    What are the side effects of amla?

    Excessive or improper consumption of amla may lead to the following side effects:

    1. Scalp irritation

    Amla can cause scalp irritation due to the presence of vitamin C and other acidic compounds. It can result in redness, itching, or even burns for people with sensitive skin.

    1. Gastrointestinal sensitivities

    Even though Amla is good for gut health, its rich fibre and astringent properties can sometimes cause discomfort to people with sensitive stomachs. Excessive consumption can result in constipation or diarrhoea.

    1. Interactions with medications

    It can interact with certain medications, especially anticoagulants or blood pressure medications. If you are on these medications, consult a healthcare professional before making this fruit a regular part of your diet.

    1. Impact on blood sugar levels

    Amla can help regulate blood sugar levels. However, for those taking diabetes medication, it is important to monitor blood glucose levels. Amla may enhance the effects of these medicines and lead to hypoglycemia.

    1. Allergic reactions

    An allergic reaction to amla can cause symptoms such as itching, swelling, or difficulty breathing. It is best to begin with a small amount and see how your body reacts.

    Conclusion

    Adding amla to your diet can offer various health benefits. However, it is important to be mindful of consumption and consult a healthcare provider if any side effects arise. Preventive care, early intervention, and understanding the role of moderation in food intake are vital to long-term health management.

    Furthermore, acquiring an appropriate health insurance plan can provide financial coverage against unforeseen health issues.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Soy Milk

    by icicilombard 002 | Apr 04, 2025

    You must have heard about tofu, a meatless burger with a meaty texture, soy milk, soy infant formula, etc. These are all soy products with high protein content and are regarded as excellent protein sources, particularly for vegetarians. Soy products give a satisfying meaty taste and texture and are dairy alternatives for those intolerant to milk and dairy products. Soy milk is made after straining the solids from soaked and blended soybeans. This vegetarian plant-based milk is rich in proteins, minerals, and vitamins and is very low in calories compared to cow and buffalo milk. Let us look into the benefits of soy milk.

    What are the Health Benefits of Soy Milk?

    The health benefits of soy milk are significant, given its high protein content and bioactive compounds, such as isoflavones, which have multiple health-promoting benefits. 

    These include the health benefits of soy milk:

    • Prevents cardiovascular or heart diseases: Studies have shown regular consumption of soy milk in adequate quantity improves the ratio of good cholesterol. This stems from healthy fats in soy milk, such as monounsaturated and polyunsaturated fats. Soy milk also manages blood pressure by providing a favourable effect on systolic and diastolic pressures. 
    • Prevents cancer: As seen in a research study, the isoflavones and protein found in soy milk protect against chemical-induced breast cancer. Soy consumption has been linked to a lower incidence of breast and prostate cancer.
    • Prevents bone diseases: Some research studies have shown that the isoflavone glycitein found in soy milk may protect bones from getting easily fractured, diseases, and osteoporosis.
    • Menopause treatment: Women who regularly consume soy milk or other soy products have fewer peri-menopausal, menopausal, and post-menopausal symptoms. 
    • Helps lose weight: If you are following a weight loss regime, soy milk is one of the most effective alternative protein options. It helps maintain healthy muscle mass with low calories while giving a feeling of fullness. 
    • Reduces inflammation: Soy milk lowers inflammatory processes if consumed regularly. Diseases such as cancer, arthritis, diabetes, etc., occur from long-term chronic inflammation. Soy milk has rich bioactive components that can work as anti-inflammatory agents to reduce disease incidence.

    Conclusion

    Soy milk is particularly a good choice for those who are lactose intolerant and are prone to allergies to milk derived from cows, buffalos, and goats. Utilising the anti-inflammatory property of soy milk is an excellent way to avoid lifestyle-related diseases. Adding soy milk to your regular diet will pave the way for a healthy body. Further, a health insurance policy is always recommended to steer clear of unwanted health issues. 



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Side effects of turmeric

    by mohit bohra | Apr 04, 2025

    Turmeric is often praised for its powerful health benefits and medicinal properties. However, improper or excessive consumption can lead to side effects. From digestive issues to allergic reactions and possible impact on liver health, here are some possible side effects of turmeric.

    What are the side effects of turmeric?

    The side effects of turmeric are as follows:

    1. Allergic reactions

    The active compound in turmeric can sometimes trigger allergic reactions. Some people may experience contact dermatitis (skin irritation) or urticaria (itchy rash) after contact with turmeric. Since turmeric is part of the ginger family, those with a ginger allergy may be more likely to react to it.

    1. Worsen gallbladder issues

    Turmeric can worsen gallbladder problems as it helps increase bile secretion. People with a bile duct obstruction or gallstones should avoid turmeric or consult a healthcare provider before making it a regular part of their diet.

    1. Bleeding disorders

    Turmeric can delay blood clotting, which can increase the risk of bruising and bleeding. Therefore, people with bleeding disorders should be cautious about using it. It can also interact with blood-thinning medication.

    1. Liver damage

    If you have liver problems, hepatitis, or blocked bile flow (cholestasis), turmeric is more likely to cause harm than benefit. It can worsen liver inflammation and interfere with bile flow, potentially leading to further complications. It’s best to avoid turmeric in such conditions or consult a healthcare professional.

    Conclusion

    However, you must understand the potential side effects of turmeric to prevent overindulgence or unexpected health issues. Consuming turmeric mindfully and staying informed of potential side effects can ensure you gain maximum benefits.

    Additionally, it is wise to supplement the consumption of turmeric with regular exercise and preventive healthcare. An appropriate health insurance policy can cover these costs and help enhance long-term health management. It provides financial protection during unforeseen medical events, covering hospital stays, treatment, and more.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Goat Milk

    by icicilombard 002 | Apr 04, 2025

    Which milching animal gives us the most nutritious milk with a healthier fat content ratio? Surprisingly, for many, it’s the goat! Sometimes referred to as the “poor man’s cow”, the goat gives you 3.6 gm of protein per 100 gm of milk, which is higher than cow’s milk. Besides protein, goat milk is an excellent source of calcium, magnesium, phosphorous, potassium, vitamin A, and several minerals. It is also higher in fat and calories when compared to cow milk.

    Goat milk has remained an essential part of nutrition in many developing countries for a long time. Today, the amazing health benefits of goat milk discovered through research have further popularised this drink.   

    What are the Health Benefits of Goat Milk?

    Given the rich content of minerals and micronutrients, goat milk offers several health benefits. It is also more easily digestible than cow’s milk. Let’s explore the health benefits of goat milk further:

    • Good for heart health: The fat in goat’s milk is healthier than cow’s milk as the cholesterol level is low. Meanwhile, it contains a higher proportion of fatty acids, including monounsaturated (MUFA) and polyunsaturated (PUFA) fatty acids. These fatty acids help in keeping the heart healthy.
    • Improves immunity: The rich content of micronutrients and vitamins in goat’s milk can easily ward off infections and boost immunity. It also contains antioxidants that fight disease-causing free radicals, enhancing the body’s immunity. 
    • Higher nutrition: Besides being rich in iron and calcium, goat’s milk contains certain amino acids that increase the bioavailability of nutrients. It is high in protein, fat, and nutrients such as calcium, magnesium, phosphorus, and potassium.   
    • Suitable for lactose-intolerant individuals: Some individuals cannot tolerate milk and dairy products as their bodies cannot produce adequate lactose-digesting enzymes. Being low in lactose content, goat’s milk is ideal for such individuals.
    • Good for digestion: Protein is easily digestible, and goat’s milk is abundant in this critical substance. Specific carbohydrates are found in goat’s milk, which can assist in nurturing healthy bacteria in the gut. Hence, another function of goat’s milk is as a probiotic, improving digestion. 
    • Suitable for diabetes control: Studies have shown that fermented goat milk products such as kefir can enhance pancreatic enzymes and help regulate blood sugar levels.  
    • Good for bone health: Goat’s milk is also a rich source of calcium and phosphorus, both essential for bone health. Hence, goat’s milk is one of the best nutritional supplements for healthy bones.

    Conclusion

    Goat milk is usually thicker and creamier than cow’s milk. Notably, goat milk’s protein content is more than cow’s milk. It is particularly rich in vitamin A, while the presence of protein makes this milk easily digestible. The micronutrients present in goat’s milk help fight diseases. So, if you are seriously thinking of shifting to goat’s milk and bidding adieu to cow’s milk, you can do yourself one more favour. Secure yourself and your family with a sound health insurance policy as doing so will help you ride over any unanticipated medical emergencies. We are all well aware of how unpredictable life can be! 

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Almond Milk

    by icicilombard 002 | Apr 04, 2025

    Almond milk has a smooth and nutty flavour and is a delicious plant-based alternative to cow milk. Enhanced almond milk may not include all the nutrients present in cow milk, but it provides you with vital goodness. As almond milk is an excellent source of vitamins and minerals, its regular consumption promotes a healthy lifestyle. Consuming almond milk is a tasty approach to gain several health advantages. Apart from the various nutritional gains with almond milk, remember that obtaining health insurance contributes to a wholesome approach to keeping healthy.

    What are the Health Benefits of Almond Milk?

    The following are some of the benefits of almond milk:

    1. Boosts Antioxidants

    • Rich in vitamin E, almond milk is a powerful antioxidant supporting healthy metabolism and immunological system, and the cardiovascular system. 
    • This nutrient-dense drink is a tasty and health-conscious supplement to your regular diet, supporting general well-being.
    1. Aids in Weight Management

    • Since calorie deficit is a prerequisite for successful weight reduction, unsweetened almond milk, with a calorie content as low as 37 per cup, helps control weight. 
    • Almond milk is a tasty and smart option for anyone watching their calorie intake.
    1. Solution for Lactose Intolerance

    • Almond milk is a bloat-free option for lactose-sensitive individuals.
    • It guarantees a mild and easily absorbed choice for those who wish to enjoy milk without the pain of conventional dairy products, as it is naturally lactose-free.
    1. Enhances Bone Health

    • Almond milk, fortified with calcium and vitamin D, is a valuable source of minerals that supports healthy bones. 
    • The components of almond milk are essential for avoiding the breakdown of bones and maintaining bone health.
    1. Promotes Balanced Blood Sugar Levels

    • With only 1.98 gm of sugar per cup, unsweetened almond milk is an excellent option for people with diabetes. 
    • Given its low sugar content, almond milk is unlikely to cause blood sugar spikes, making it a good choice for people who want to control their blood sugar levels properly.
    1. Supports Eye Health

    • Vitamin A, necessary for wound healing and eye health maintenance, can be found in almond milk. 
    • When you include almond milk in your diet, you do more for your general health, including eye health, than just savouring its delicious flavour.

    Conclusion

    Adding almond milk to your diet offers several health advantages besides being a delicious alternative. The benefits of almond milk include increased antioxidant levels, improved bone health, and better control of blood sugar levels. Although almond milk is a great addition to a healthy lifestyle, it is important to know the differences in its nutrient makeup. To ensure holistic coverage and support for your overall health, consider the many benefits of almond milk and health insurance for an integrated approach to well-being.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health benefits of green moong dal

    by mohit bohra | Apr 04, 2025

    Green gram, also known as moong bean or dal, is a small legume native to India. It has gained global popularity for its impressive health advantages and delicious taste. Here are some of the health benefits of green moong dal.

    Nutritional value of green moong dal

    This legume is packed with protein, fibre, vitamins, and minerals. Additionally, green gram is a good source of antioxidants, which can protect your body from the damage caused by free radicals. The detailed nutritional value of green moong dal is as follows:

     

    Nutrient

    Amount per 100 g

    Calories

    347 Kcal

    Protein

    23.9 g

    Carbohydrates

    62.6 g

    Fibre

    6.74 mg

     

    Health benefits of green moong dal

    This nutrient-rich legume offers plenty of health benefits like:

    1. Improves skin and hair health

    Moong dal has plenty of antioxidants that help eliminate free radicals and reduce premature ageing. The amount of protein in the legume can help promote hair growth upon regular consumption.

    1. Good source of protein

    A powerhouse of plant-based protein, green gram is highly valued for its role in tissue formation and repair. One cup of this legume can provide 28% of your daily protein intake.

    1. Improves cardiovascular health

    Green gram is rich in potassium, which supports heart health by regulating blood pressure. Potassium is a natural vasodilator, relaxing blood vessels and increasing blood flow in the body.

    1. Supports strong bones

    Green gram contains vitamins such as calcium, magnesium, and phosphorus, which help improve bone health. Regular intake can help prevent bone problems.

    1. Immunity booster

    Green gram is abundant in antioxidants and immune-boosting vitamins, such as vitamins C and E. This bean can strengthen immunity and help the body fight infections and diseases.

    Conclusion

    Green moong dal is packed with health benefits, including improving heart health and boosting immunity. However, it's important to pair it with a balanced diet and regular physical activity. In addition to a nutritious lifestyle, preventive healthcare measures, such as routine checkups, are key to early detection and overall wellness.

    To further safeguard your health, consider investing in a comprehensive health insurance plan. It can provide financial protection in unforeseen medical situations, covering costs for treatments, hospital stays, and other medical needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Ashwagandha Tea

    by icicilombard 002 | Apr 04, 2025

    The core of 5,000-year-old Ayurvedic knowledge is the pursuit of natural wellness: a state devoid of needless pain and synthetic medication addiction. Ashwagandha, a plant highly esteemed for its medicinal properties in Ayurvedic medicine, is an embodiment of this ageless wisdom, and recent translations have shed new light on its usage. The potentiality exists within its tea not only to treat a vast range of illnesses but also to significantly bolster your overall health. This adaptogenic herb, renowned for its potent anti-inflammatory and antioxidant properties, simultaneously balances the body's functions, repairs damage, and provides a protective barrier against stress.

    What are the Health Benefits of Ashwagandha Tea?

    The following are some of the top benefits of consuming ashwagandha tea-

    1. Treating Adrenal Fatigue: 

    • Prolonged stress that affects the adrenal glands can lead to adrenal fatigue, which develops as fatigue, irritation, and depression.
    • As evidenced by research on animals, ashwagandha opposes these effects by reducing elevated levels of cortisol and adrenal weight and restoring hormonal balance.
    1. Fighting Stress and Anxiety: 

    • As an adaptogen, ashwagandha tea reduces the negative effects of elevated cortisol levels, thus easing the symptoms associated with long-term stress and anxiety.
    • Its promise as a natural stress-relief medication is highlighted by human studies that show greater stress resistance and higher quality of life.
    1. Enhancing Mood: 

    • Ashwagandha root is a natural mood stabiliser that has been shown to have antidepressant effects.
    • By helping the body deal with the physical, mental, and emotional reactions to long-term stress, ashwagandha tea's adaptogenic qualities support mood improvement.
    1. Immune System Boosting: 

    • Ashwagandha tea helps lower inflammation and strengthen the immune system by boosting the production of immunoglobulins (antibodies).
    • It suppresses pro-inflammatory cytokines and creates an anti-inflammatory environment.
    • Furthermore, by strengthening the body's resistance to everyday stimuli, it helps keep the immune system healthy.
    1. Increasing Focus and Concentration: 

    • Ashwagandha tea may help with concentration by promoting focus, reducing stress hormones, and strengthening brain function.
    • Its anti-inflammatory qualities reduce discomfort brought on by inflammation or long-term stress, which enhances cognitive function.
    1. Increasing Testosterone in Males: 

    • Ashwagandha is used as a natural aphrodisiac, improving sexual dysfunction in men.
    • Studies show that consuming this tea is associated with higher sperm motility, count, and volume of semen, thus boosting fertility. Its ability to relieve stress also has a good effect on sexual wellness.
    1. Improved Athletic Performance:

    • Ashwagandha tea is a feasible supplement for athletes looking for natural means to improve their performance.
    • It may improve energy levels, stamina, and muscle recovery, all of which can improve athletic performance.

    Conclusion

    In summary, Ashwagandha tea, a fully natural remedy, confers an array of benefits: it lowers blood sugar, promotes healthy blood pressure, enhances memory, and much more. As people prioritise overall health, the prominence of Ashwagandha tea increases. You should also consider purchasing health insurance for your well-being to further bolster your overall wellness. It offers financial protection during unforeseen medical emergencies. Get the peace of mind you seek, and secure a healthier future through an accompanying balanced diet.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How alcohol affects the liver?

    by mohit bohra | Apr 04, 2025

    Is ‘how alcohol affects the liver’ something you have been attempting to comprehend? Then, here is a detailed note for you. Even though many of us like an occasional drink, we should all be cognizant of the potential negative effects drinking can have on our bodies, particularly our liver. The detoxifying organ of the human body, the liver, processes dietary substances and pharmaceuticals alike. It takes a lot of effort for the liver to process alcohol when we drink it. Yet, how does alcohol damage the liver? The effects of alcohol on this organ, both immediately and over time, will be examined.

    Short-term damage to the liver from excess alcohol consumption

    When we consume alcoholic beverages, our body eliminates them through the metabolism taking place in the liver. Byproducts of this process are much more dangerous than alcohol itself due to the poisonous nature of the compounds. Too much alcohol consumption can result in fatty liver, a curable short-term damage. It is characterised by the accumulation of fat within the liver cells. Although it may not seem severe at first, this is the early stage of liver damage caused by alcohol. When your liver is not working properly, you could notice symptoms including a loss of appetite, fatigue, and pain in the belly. Although these signs may subside if you cut back on alcohol, they might lead to more severe liver damage if they occur frequently.

    Long-term damage to the liver from excess alcohol consumption

    Drinking alcohol over an extended period can cause serious harm to the liver. Mild or severe alcoholic hepatitis might develop over time as a consequence of inflammation caused by chronic alcohol consumption. This can lead to scar tissue accumulation in the liver, which is called fibrosis. This eventually turns into cirrhosis, a fatal condition that causes the liver to become permanently damaged. Liver cancer, liver failure, and other severe health problems can follow. As the liver's capacity to repair itself declines due to chronic misuse of alcohol, recuperation becomes more challenging, and expensive medical measures become necessary.

    Conclusion

    Both the immediate and delayed effects of alcohol on liver health are severe. To avoid liver damage, it is crucial to understand how does drinking affect the liver. When it comes to dealing with the financial burden of alcohol-related liver disorders, a solid health insurance policy can be a lifesaver. To maintain a healthy liver, let us be careful with our alcohol consumption.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Dandelion Tea

    by icicilombard 002 | Apr 04, 2025

    Dandelions, commonly considered as weeds in gardens, have emerged as a fascinating source of wellness. With their vibrant yellow flowers and delicate leaves, dandelions have been utilised for centuries in traditional medicine. One of the best ways to take advantage of its many health benefits is by consuming it as a tea. Today, we delve into the many benefits of dandelion tea and how it can revolutionise your health journey.

    What are the Health Benefits of Dandelion Tea?

    Listed below are the main benefits of dandelion tea:

    1. Provides Antioxidants

    Dandelion tea's antioxidants like beta-carotene actively defend your body against harmful free radicals that are generated within the body that can harm cells and tissues.

    1. Reducing liver damage

    Dandelion tea is a natural remedy that enhances liver health. It has liver-cleansing effects and also reduces damage to the liver.

    1. Enhances skin health

    Dandelion tea, a delicious drink, helps promote healthier skin due to its anti-inflammatory qualities that reduce inflammation and alleviate skin irritations. Further enhancing this benefit is the encouragement of collagen creation, a substance crucial in maintaining soft and supple skin.

    1. Improves the Immune System

    Dandelion is a true immune-boosting powerhouse, thanks to its rich vitamin C content. With its strong antimicrobial and antiviral properties, dandelion tea helps the body fight infections and seasonal illnesses.

    1. Lowers blood pressure

    Drink dandelion tea to keep your blood pressure in check. This tea is rich in potassium and promotes better blood circulation, toxin filtration, and kidney function. It lowers blood pressure by supporting heart health, eliminating sodium and reducing the strain on blood vessel walls.

    1. Promotes weight loss

    Dandelion tea promotes weight loss due to its diuretic properties. This property reduces water retention in the body and promotes metabolism and digestion. Its frequent consumption supports healthy weight loss when coupled with a balanced diet and exercise.

    Conclusion

    Include dandelion tea in your daily routine to enjoy its various health benefits. Rich in vitamin C, this tea strengthens immunity to fight seasonal infections.

    While maintaining a healthy diet is very important for your overall well-being, what happens when unexpected medical emergencies arise? Health insurance offers financial security and ensures that you receive timely medical help without worrying about the costs.  So, make sure to buy health insurance and secure your life today.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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