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  • Benefits Of Tomato Soup

    by Almog Ramrajkar | Mar 21, 2025

    If you love treating yourself to a healthy indulgence, try the comforting and flavourful tomato soup. It is highly nutritious and contains essential antioxidants, minerals, and vitamins. Tomato soup offers numerous health benefits, whether you enjoy it as a light meal or with other healthy foods.

    Let us explore the benefits of tomato soup and how it can boost your health and vitality.

    Health benefits of tomato soup

    • Strengthens the immune system

    Tomatoes contain vitamin C and antioxidants like lycopene which help fortify the immune system. Vitamin C enhances white blood cell function, improving the body’s ability to fight infections. Lycopene, a powerful antioxidant, reduces inflammation, oxidative stress and protects cells from damage, helping to ward off illnesses. Regular tomato soup consumption can defend against infections, strengthening the body’s resilience.

    • Prevents cellular damage

    Antioxidants like lycopene and beta-carotene in tomato soup can prevent oxidative damage from free radicals. This is particularly important in neutralising harmful free radicals, reducing the risk of chronic diseases like certain types of cancer. Tomato soup helps maintain cellular health and reduces the risk of inflammation-related disorders by protecting cells from oxidative stress.

    • Promotes muscle and bone strength

    Tomatoes contain vitamin K and calcium, essential for bone mineralisation, maintaining strong bones, and preventing osteoporosis and fractures. Magnesium in tomato soup also supports muscle contraction and nerve function, reducing the risk of cramps, weakness, and fatigue. Including tomato soup in your diet can help maintain musculoskeletal health, particularly as you age.

    • Supports heart health

    Tomato soup is an excellent choice for cardiovascular health. Lycopene has been linked to reduced LDL (bad) cholesterol levels and lower blood pressure, decreasing the risk of heart disease. Additionally, potassium in tomatoes helps regulate blood pressure and supports healthy blood vessels. Tomato soup may contribute to a healthier heart and a reduced risk of getting cardiovascular diseases like strokes and heart attacks. Health experts advise consuming tomatoes without additional salt for maximum heart health benefits. Excess salt intake can increase blood pressure, leading to heart disease.

    • Enhances healthy skin

    Regular consumption of tomato soup can lead to healthier, more radiant skin. Lycopene and beta-carotene work together to protect the skin from UV damage, delay signs of ageing, and improve overall complexion by reducing inflammation and promoting collagen production. Lycopene enhances skin elasticity and hydration, while beta-carotene aids cell regeneration, giving the skin a youthful glow. The vitamin E in tomato soup further nourishes and repairs skin, making it an excellent dietary choice for maintaining a vibrant complexion.

    Conclusion

    A tomato enthusiast may not miss the opportunity to enjoy a warm bowl of tomato soup. This delicious soup makes an excellent addition to a balanced diet. While tomato soup offers many health benefits, ensure you have health insurance to safeguard against medical emergencies. Enjoy a warm, nourishing bowl of tomato soup and reap its many benefits.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Side Effects Of Oregano Oil

    by Almog Ramrajkar | Mar 21, 2025

    You may already be familiar with oregano, a flavorful herb known for both its culinary uses and powerful antibacterial and anti-inflammatory properties. Extracted from the oregano plant, oregano oil supports immune health, aids digestion, and fights infections. However, despite its benefits, it also comes with certain risks.

    This article outlines oregano oil side effects that should inform your consumption.

    What are the side effects of oregano oil?

    The following are some key side effects of oregano oil:

    • Can trigger skin irritation and sensitivity

    Applying undiluted oregano oil can cause redness, irritation, or burns due to its potent compounds like carvacrol and thymol. It may trigger allergies, especially in those with dermatitis or eczema. To reduce risks, dilute with a carrier oil like coconut and perform a patch test before use.

    • May cause digestive issues

    Oregano oil’s strong microbial properties can disrupt the gut’s natural bacterial balance when consumed excessively. This can result in bloating, nausea, diarrhoea, or stomach cramps. It can aggravate the stomach lining, potentially leading to gastritis or acid reflux in sensitive individuals.

    • Can interact negatively with some medication

    Oregano oil may interact negatively with various medications, including blood thinners, anticoagulants, and diabetes drugs. These interactions may either reduce the efficacy of medications or increase the risk of side effects such as excessive bleeding or dangerously low blood sugar levels.

    • May trigger allergic reactions

    Some individuals may be allergic to oregano oil, especially those sensitive to plants in the Lamiaceae family, such as mint, basil, or sage. Allergic reactions can be mild, like skin irritation or severe symptoms, like swelling, hives, or difficulty breathing.

    Conclusion

    The best way to avoid the adverse effects of oregano oil is to use it moderately and dilute it with carrier oils for topical application.

    While this powerful remedy has been used for years as an anti-oxidant, anti-inflammatory, and reducing inflammation, it is necessary to be mindful of its use. Just as with any health supplement, unexpected reactions can occur. Acquiring a comprehensive medical insurance plan ensures access to health care if adverse effects arise, providing peace of mind when incorporating natural remedies into your wellness routine. An appropriate plan can also offer coverage for both essential and emergency healthcare, ensuring complete wellness.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Side Effects Of Black Pepper

    by Almog Ramrajkar | Mar 21, 2025

    Black pepper is a spice found on the shelves of homes all over the world. Mainly grown in tropical Asian countries like India, it is widely used for its pungent flavour and potential health benefits. It is an antioxidant that helps boost nutrient absorption and improve digestion, among other benefits.

    While it enhances food taste and ensures wellness, excessive consumption can cause undesirable effects. This article examines the possible side effects of black pepper you should know before consuming it.

    What are the side effects of black pepper?

    While it is beneficial to consume black pepper in small amounts, excessive consumption can cause problems like digestive issues, allergies, or respiratory irritation. The potential black pepper side effects are as follows:

    1. Digestive discomfort

    While black pepper aids digestion in small quantities, excessive intake can irritate the stomach lining, causing nausea, bloating, acidity, and discomfort. Black pepper stimulates the production of gastric acid, which may improve digestion.

    However, excessive production of this acid can result in heartburn and digestive discomfort, particularly for those with Gastroesophageal Reflux Disease (GERD). If you suffer from acid reflux, ulcers, and gastritis, you should moderate your intake of black pepper to avoid exacerbating the condition. 

    1. Bleeding disorders

    Black pepper may interfere with blood clotting, which can concern people with bleeding disorders or those under anticoagulant medications. It contains piperine, an active compound that slows the clotting process. People with haemophilia or those preparing for surgery should consult a doctor before consuming black pepper.

    1. Medication interactions

    Black pepper can influence how the body absorbs certain medications. It may enhance or inhibit drug efficacy, particularly for blood thinners, antihistamines, and diabetes medications. Individuals on prescription should consult a healthcare expert before consuming black pepper in significant amounts.

    Those on blood pressure medication should take black pepper cautiously to prevent fluctuations in blood pressure levels. It is crucial to consult a doctor when taking black pepper, especially if you are on long-term medication, to avoid potential side effects.

    1. Respiratory irritation

    Black pepper’s fine particles can be easily inhaled, irritating the nasal passages and respiratory tract. This often leads to sneezing, coughing, or a burning sensation in the throat. People with asthma or other respiratory conditions should be cautious, as exposure may worsen their symptoms.

    Conclusion

    Excessive consumption of black pepper can cause unwanted side effects. This potent spice has been used for culinary and medicinal benefits for many years. It can support nutrient absorption and promote digestion. However, you must ensure you consume black pepper mindfully.

    If you are taking any medication or experiencing an allergic reaction, it's important to consult a healthcare provider. An appropriate medical insurance policy can help cover the cost of consultations and treatments, ensuring you're financially protected during unforeseen medical events.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Side Effects Of Chasteberry

    by Almog Ramrajkar | Mar 21, 2025

    Herbal supplements have gained significant popularity recently, and chasteberry is one of the most well-known herbs in this category. Scientifically known as Vitex agnus-castus, chasteberry is widely used to regulate hormones and support women's reproductive health.

    While many turn to it for relief from PMS symptoms, menstrual irregularities, and menopausal discomfort, chasteberry isn't without its potential drawbacks. Though generally well-tolerated, some individuals may experience side effects. Before adding chasteberry to your wellness routine, it’s important to be aware of these potential risks.

    What are the side effects of chasteberry?

    While chasteberry has long been valued for its health benefits, some individuals may experience adverse reactions. Here are some of the most common chasteberry side effects:

    • May cause digestive disturbances

    Some users have complained about digestive disturbances like stomach cramps, nausea, diarrhoea, and bloating. These symptoms may occur as the body reacts to the active compounds in chasteberry, stimulating digestive activity. While some people may experience mild discomfort, others could deal with more pronounced digestive disturbances. Ensure you drink plenty of water after consuming chasteberry with food, or adjust your dosage to alleviate these effects. If symptoms persist, discontinue using it and consult a healthcare professional.

    • Hormonal disruptions

    Since chasteberry primarily affects hormone levels, it can lead to unintended hormonal imbalances. Some people may experience changes in menstrual cycles, irregular bleeding, or increased breast sensitivity due to hormonal fluctuations. Women with hormone-sensitive issues like polycystic ovary syndrome (PCOS) or estrogen-sensitive disorders should use chasteberry cautiously.

    • Mood fluctuations

    Chasteberry can impact your mood and emotional well-being due to its influence on hormone regulation. While some people experience improved mood, others report irritability, anxiety, or mood swings. If you notice significant mood changes, consider discontinuing use and seeking medical advice.

    • Not safe for pregnancy and breastfeeding

    Pregnant and breastfeeding women should avoid chasteberry, as it can interfere with hormone levels that are crucial during pregnancy and lactation. The herb affects prolactin and can potentially impact milk production, leading to insufficient milk supply for breastfeeding. If you are pregnant or nursing, you should consult a healthcare provider for safer alternatives.

    Conclusion

    While you can enjoy the benefits of chasteberry when used in moderation or as recommended, excessive consumption can lead to adverse effects. It's wise to consult with a healthcare practitioner before adding chasteberry to your routine to ensure it’s an optimal fit for your individual health needs. Furthermore, having medical insurance can provide financial support for any healthcare costs, allowing you to safely enjoy the benefits of supplements like chasteberry.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Benefits Of Oregano Oil

    by Almog Ramrajkar | Mar 21, 2025

    Oregano oil is a natural remedy extracted from the leaves of the oregano plant. It is known for its potent medicinal properties as it contains antioxidants, vitamins, and essential compounds. Oregano oil has been used traditionally to address various health concerns.

    Whether you want to strengthen your immune system, improve digestion, or maintain healthy skin, oregano oil offers numerous advantages that can help enhance overall well-being. Read on to discover the oregano oil benefits in detail.

    What are the benefits of oregano oil?

    Oregano oil has been used extensively for its medicinal properties. Here are some of the key benefits:

    1. Antioxidant boost

    Oregano oil contains antioxidants, which help combat oxidative stress and protect cells from damage. The key compounds, carvacrol and thymol, can neutralise harmful free radicals and help lower the risk of diseases.

    Regular use of oregano oil can contribute to overall health by helping improve cellular health.

    1. Reduces inflammation

    Chronic inflammation is linked to health concerns like joint pain and cardiovascular issues. Oregano oil contains potent anti-inflammatory properties that may help reduce swelling and discomfort.

    1. Promotes digestive health

    Gut health is an essential part of well-being, and oregano oil aids digestion by balancing gut bacteria. It can help combat harmful pathogens while preserving beneficial microbes and reducing bloating, gas, and indigestion.

    Additionally, its antifungal properties can make it effective against Candida overgrowth, promoting a healthier digestive tract.

    1. Boosts immune system

    Oregano oil is a natural powerhouse that can strengthen the immune system. Its antimicrobial and antiviral properties can help the body fight infections, including colds and respiratory issues. Oregano oil can be used for preventive purposes or to speed up recovery.

    For best results, you can use oregano oil in diluted form as a supplement or added to teas and warm water. Some people use it topically to prevent skin infections or as a natural disinfectant. Use it in moderation, as its potency may cause irritation if taken excessively.

    Conclusion

    The diverse oregano oil benefits make it a versatile addition that adds value to any wellness routine. You will enjoy advantages like strong immunity, enhanced skin, and improved digestive health, as oregano oil supports a holistic approach to better living. While natural remedies like oregano oil enhance wellness, it is important to supplement them with a balanced diet and frequent exercise.

    Additionally, take preventive measures and opt for regular checkups to ensure long-term wellness. Appropriate health insurance plans can cover the cost of consultations and treatments, ensuring financial security and peace of mind.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Benefits Of Oregano

    by Almog Ramrajkar | Mar 21, 2025

    Oregano enhances culinary experiences with its rich aroma and flavour. However, its benefits extend beyond flavour. It can offer various health benefits, including boosting immunity and improving digestion, making it a must-have in wellness routines. Read on to discover the health benefits of oregano.

    What are the benefits of oregano?

    Some health benefits of oregano are as follows:

    1.     Contains antioxidants

    Oregano is rich in antioxidants like carvacrol and thymol, which help fight free radicals. This reduces oxidative stress, lowering the risk of chronic diseases. By reducing oxidative stress, oregano helps support vital organ function, preserve cellular health, and promote longevity.

    Apart from the potent antioxidants, oregano also contains flavonoids and polyphenols, which enhance immunity. Adding a sprinkle of oregano to your meals can help shield your body against harmful agents.

    2.     Supports immune health

    Oregano's antibacterial, antiviral, and antifungal properties make it excellent for combating infections. It also contains active compounds like thymol and carvacrol, which fight harmful pathogens, making it valuable for strengthening the body’s natural defences.

    It can also hinder the growth of viruses, fungi, and bacteria, reducing the likelihood of common illnesses such as flu, colds, and respiratory infections.

    3.     Improves digestive health

    Oregano can aid digestion by stimulating bile production, which helps break down fats more effectively. Additionally, its natural antimicrobial properties can prevent harmful bacteria from growing in the gut, promoting a healthy digestive system.

    The anti-inflammatory compounds in oregano can also soothe the digestive tract, easing symptoms like bloating and irritable bowel syndrome.

    4.     Might have anti-cancer properties

    Oregano contains bioactive compounds like thymol and carvacrol, which have anti-cancer properties. These compounds exhibit anti-inflammatory and antioxidant effects, protecting cells from cancer-causing oxidative stress and damage. Incorporating oregano into a balanced diet enhances the body’s natural defence mechanisms.

    Conclusion

    The benefits of oregano go beyond its culinary uses, making the herb worthy of being included in your daily routine. Oregano enhances meals with its robust flavour and provides a natural boost to your health. Whether you want to support your immune system, improve digestion, or enjoy its anti-inflammatory effects, oregano can be an excellent addition to your diet.

    While eating healthy and incorporating herbs like oregano is crucial for health and wellness, you must exercise frequently and visit medical practitioners regularly. Preventive treatment and early detection are crucial for long-term health management. An appropriate health insurance policy can cover the cost of these consultations and treatments if necessary, ensuring financial security and peace of mind.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Benefits Of Chicory

    by Almog Ramrajkar | Mar 21, 2025

    Although slightly bitter, chicory has become popular, with people using it as an alternative to coffee. Chicory is a versatile and nutritious plant cherished for centuries for its remarkable benefits. It contains essential nutrients and prebiotic properties and has become popular in herbal remedies and modern health products.

    Read on to discover the benefits of chicory and its key component, chicory root.

    What are the benefits of chicory root?

    Chicory is loaded with essential nutrients that promote health and wellness. Here are some chicory root benefits:

    1.     Improve gut health

    Among the most prominent benefits of chicory root is its positive effect on digestion. Chicory root is high in inulin, a prebiotic fibre that nourishes gut bacteria. This maintains a healthy gut microbiome, which is essential for overall digestive health.

    Regularly consuming this root can prevent constipation through regular bowel movements. This makes chicory an excellent choice for improving digestion and overall gut health.

    2.     Regulate blood sugar

    Chicory root is a valuable addition to the diet for managing blood sugar levels. The root has inulin, which is crucial for regulating blood sugar levels. Inulin can also slow glucose absorption, preventing spikes in blood sugar after meals.

    This ensures a more stable supply of energy throughout the day. Regular consumption of chicory root can benefit those who want to maintain their blood sugar level naturally.

    3.     Reduce inflammation

    Chronic inflammation is linked to arthritis, chronic pain, and autoimmune disorders. Chicory root contains natural anti-inflammatory compounds that reduce inflammation in the body. This makes it an excellent natural remedy for joint pain or inflammation.

    4.     Liver detoxification

    The liver detoxifies the body, and the chicory root can support this vital function. The root can also help the body eliminate toxins more efficiently. Its detoxifying properties can cleanse the system and improve liver function.

    Detoxification eliminates harmful wastes and excess substances, leading to improved digestion, clear skin, and overall better health. Drinking chicory root tea or consuming it as a supplement can aid in keeping the liver in excellent condition.

    5.     Weight management

    Chicory roots can aid weight management. It contains inulin, which promotes satiety. This can reduce overall calorie intake. Adding chicory root maintains a healthy weight, especially with a balanced diet and exercise.

    Conclusion

    The benefits of chicory and its roots make it great for nutrition and health. It helps enhance long-term health through weight management, improved gut health, and more. Whether consumed as a tea, coffee substitute, or part of a recipe, it’s a natural way to boost your health.

    Incorporating chicory into your diet, with a balanced diet and frequent exercise, can contribute to overall wellness. An appropriate mediclaim insurance policy can cover these costs and ensure you are prepared for uncertainties. It can provide financial protection and peace of mind during health emergencies.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Benefits Of Anchovies

    by Almog Ramrajkar | Mar 21, 2025

    Though often overlooked, anchovies are a nutrient-dense and flavorful addition to any diet. These tiny, silver fish are packed with essential nutrients that offer many health benefits. Understanding the advantages of incorporating anchovies into your meals can help you make more informed dietary choices. This article explores why these small fish deserve a place on your plate.

    Anchovies benefits

    Some notable anchovies benefits include:

    1. Rich in omega-3 fatty acids

    Anchovies are rich in omega-3 fatty acids, essential for heart health. These fats reduce inflammation, lower triglycerides, and regulate blood pressure, lowering the chances of heart disease and stroke. They also improve circulation and prevent blood clots, supporting arterial health. For maximum benefits, opt for fresh or canned anchovies in olive oil over salt-preserved varieties.

    1. High protein content

    Anchovies are a rich source of protein, essential for muscle repair, immune support, and sustained energy. Their protein content promotes fullness, aiding in weight management. Unlike processed proteins, anchovies offer a natural, nutrient-dense option. Add them to salads, omelettes, or whole-grain toast for an easy protein boost.

    1. Packed with vitamins and minerals

    Anchovies are packed with essential nutrients like calcium for strong bones, iron for oxygen transport, and selenium for immune and thyroid health. They also provide vitamin B12 for brain function and phosphorus for cellular repair. A natural, highly absorbable source of key micronutrients, anchovies help meet daily nutritional needs.

    1. Brain health boost

    Anchovies are rich in omega-3s, especially DHA, which supports brain health by enhancing memory, focus, and concentration while reducing the risk of Alzheimer’s. These healthy fats also promote mental well-being by lowering the risk of depression and anxiety. Pairing anchovies with brain-boosting foods like walnuts, avocado, and leafy greens can further enhance cognitive function at any age.

    Conclusion

    Incorporating anchovies into your diet offers many health benefits, including improved heart health and brain function.

    As you explore better dietary options for yourself, it is essential to supplement your efforts with appropriate exercise and frequent check-ups. A health insurance policy can allow access to quality healthcare and cover the costs of both preventative and emergency care.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Health Benefits Of Arugula

    by Almog Ramrajkar | Mar 21, 2025

    Arugula, a leafy green vegetable, has a unique peppery flavour and impressive nutrient profile. Commonly used in salads, sandwiches, and even smoothies, arugula contains vitamins, minerals, and antioxidants that contribute to overall well-being.

    Adding it to your diet can offer various benefits, making it an excellent for individuals focused on healthy eating. Read on to discover the various health benefits of arugula.

    Arugula health benefits

    Arugula is a nutritional powerhouse that can offer the following benefits:

    1. Rich in nutrients

    Arugula is a low-calorie, nutrient-dense green packed with minerals and vitamins, such as A, C, and K. Vitamin A supports vision health and skin regeneration while vitamin C boosts immune function and promotes collagen production in the body.

    Additionally, vitamin K is crucial for blood clotting and bone mineralisation. Arugula also provides minerals like calcium, folate, and magnesium, which are vital for overall well-being.

    1. Heart health

    One of the most significant health benefits of arugula is its positive impact on heart health. It is rich in potassium, a mineral that helps regulate blood pressure. Additionally, its nitrate content can help dilate blood vessels and improve circulation, reducing strain on the heart.

    This can help lower the risk of hypertension, stroke, and heart disease. Additionally, its antioxidants help prevent oxidative stress, a major contributor to heart-related conditions.

    1. Digestive health

    Arugula’s high fibre content can support healthy digestion, prevent bloating, and enhance gut health. It is also naturally hydrating, comprising over 90% water, further aiding digestion and metabolism. Incorporating this leafy green into meals can enhance satiety while maintaining a low-calorie intake.

    1. Contains antioxidants

    Arugula contains antioxidants like glucosinolates, polyphenols, and flavonoids, which combat oxidative stress and reduce inflammation. Glucosinolates support detoxification processes in the liver and flavonoids help reduce inflammation.

    1. Bone health

    Arugula contains abundant Vitamin K, which is essential for maintaining strong bones. It works by activating osteocalcin, a protein that ensures calcium deposits efficiently into bones rather than accumulating in blood vessels.

    Additionally, arugula contains calcium and magnesium, two essential minerals that work together to maintain bone mass. Regular consumption of arugula can contribute to better bone resilience and reduced risk of fractures.

    Conclusion

    Incorporating arugula into your meals is a simple and delicious way to elevate your overall health. Whether tossing it into a salad or blending it into a smoothie, this leafy green can add immense value to your diet. With the numerous health benefits of arugula, it’s an excellent addition to any lifestyle.

    Additionally, maintaining a balanced diet and pairing it with frequent exercise and regular health checkups is crucial for long-term well-being. An appropriate health insurance plan can cover the cost of consultations and treatment, ensuring financial protection and peace of mind.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Causes of Bell’s Palsy

    by mohit bohra | Mar 21, 2025

    Bell’s palsy is caused by sudden, unexplained weakness of the facial muscle. Bell’s palsy affects half of the face and is usually temporary. It can affect people of all age groups. Bell’s palsy results in a droopy appearance on one or both sides of the face. Symptoms of Bell’s palsy appear suddenly and become severe within 48 to 72 hours. Smiling, wrinkling of the forehead, and blinking become tough during this time. Symptoms usually go away within a few weeks to six months. In this article, we’ll delve into the causes of Bell’s palsy.

    How is Bell's Palsy Caused?

    The exact Bell’s palsy reasons are not known. However, the common causes of Bell’s palsy are inflammation, swelling, and compression of the seventh cranial nerve (nerve present on both sides of the face and controls facial movements and expressions). When one of these nerves becomes inflamed, symptoms related to Bell’s palsy can occur. Types of viral infection that can act as a trigger for Bell’s palsy are:

    • Herpes simplex 1 virus infection
    • Cytomegalovirus infection
    • Respiratory infection caused by adenoviruses
    • Shingles and chicken pox caused by Varicella zoster virus
    • Epstein-Barr virus
    • COVID-19 virus infection
    • Flu caused by the influenza virus
    • Hand-foot-and-mouth disease caused by coxsackievirus

    Other triggers that can cause Bell’s palsy include:

    • Stress
    • Autoimmune disease
    • Sleep deprivation
    • Physical trauma
    • Illness

    Risk factors responsible for Bell’s palsy may include:

    • Diabetes
    • High blood pressure during pregnancy
    • Pregnancy
    • Obesity
    • High blood pressure
    • Past history of Bell’s palsy

    Symptoms of Bell’s palsy disappear within a month, but recovery in severe cases where the entire face is paralysed may vary. Complications include

    • Irreversible damage to facial nerves
    • Irregular regrowth of nerve fibres, like involuntary muscle contractions
    • Loss of vision in the affected eye due to dryness and scratching

    Conclusion

    Bell's palsy is characterised by sudden and unexplained facial muscle weakness, typically affecting one side of the face. While its exact cause remains uncertain, it is often linked to inflammation, swelling, and compression of the seventh cranial nerve, which is crucial for facial movements. While most cases resolve within months, severe cases can lead to complications. Timely medical evaluation and care are crucial for managing Bell's palsy. Having a health insurance policy can help cover the costs of diagnosis, treatment, and rehabilitation, ensuring access to necessary medical care without financial burden.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of Athlete’s Foot

    by mohit bohra | Mar 21, 2025

    Athlete’s foot is a contagious fungal infection of the foot's skin and is also known as tinea pedis. This fungal infection is more common among athletes, which is why it is called athlete’s foot. This fungal infection usually begins between the toes but can also spread to the nails and hands. Signs and symptoms of the athlete’s foot include itching, stinging, and burning sensations; blister formation; cracking and peeling of the skin; discoloration; and thick and crumbled toenails. In this article, we’ll explore the causes of athletes foot.

    How is Athlete's Foot Caused?

    Athlete’s foot is caused by a unique group of fungi called dermatophytes. Dermatophytes infect keratinous tissues of the body—hair, skin, and nails. Athlete's foot is caused due to the following factors:

    • Damp and warm conditions: Fungi responsible for causing fungi to exist harmlessly on human skin if the skin is dry and clean. However, these fungi multiply rapidly under damp and warm conditions and cause infection. Damp socks and shoes provide a warm and humid environment for the reproduction of fungi.
    • Direct skin-skin contact: An athlete's foot can spread from one person to another if an uninfected person touches the infected area of the athlete’s foot.
    • Indirect contact: an athlete’s foot can spread through contaminated surfaces through the use of contaminated towels, socks, bed sheets, and shoes. Athlete’s foot can also spread through communal showers and swimming pools.
    • An athlete's foot can spread to other parts of the body by scratching the infected part of the body.
    • Risk factors for the disease include:
    • Heavy sweating
    • Frequent use of enclosed footwear
    • Using personal items of a person with athlete’s foot
    • Using communal showers, saunas, and swimming pools

    Conclusion:

    Athlete’s foot is a contagious infection of the foot’s skin caused by a type of dermatophyte (fungus). Damp and warm conditions, like sweaty feet within enclosed footwear, provide an ambient environment for the growth of fungus. This condition is very contagious and can spread easily through direct skin-to-skin contact as well as indirectly through contaminated surfaces and shared personal items. Understanding the and its risk factors is crucial for the prevention and effective management of this common fungal infection. Additionally, having a health insurance policy can be beneficial in covering medical consultations and treatments for persistent or severe fungal infections.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of Amblyopia (Lazy Eye)

    by mohit bohra | Mar 21, 2025

    Amblyopia is an eye condition that affects vision in one eye, mainly occurring in infants or very young children. Rarely, vision in both eyes is affected. In amblyopia, due to abnormal visual development early in life, the brain cannot recognise sight with one eye. Therefore, one eye has blurred vision while the other has clear vision. Over time, the brain relies on the eye with clear vision to see, and the vision from the blurred eye becomes worse. The weaker eye, also called the lazy eye, often wanders inward or outward. Symptoms of amblyopia include poor depth perception, head tilting, shutting or squinting an eye, and problems with the eyes working together. We’ll delve into the causes of amblyopia in this article.

    How is Amblyopia (Lazy Eye) Caused?

    Abnormal visual experiences in early life can alter the nerve pathways between retinal tissue and the back of the brain, resulting in the development of lazy eyes. As the weaker eye receives fewer visual signals from the brain, its ability to work decreases, and the brain starts suppressing or ignoring input from the weaker eye. Any problem with the eye that turns out the eye or blurs the vision can result in amblyopia. Causes of lazy eye includes:

    • Muscle imbalance: Muscle imbalance can also occur due to strabismus, a condition in which the eyes do not line up in the same direction. Strabismus is usually due to an imbalance in muscle positioning that causes the eyes to cross or turn out and hinders them from working together. The exact cause of the strabismus is unknown, but mostly, this defect in eye muscle is hereditary.
    • Refractive amblyopia: A significant difference in sharpness of vision between the eyes due to farsightedness, near-sightedness, or an uneven curve of the eye is one of the causes of amblyopia. In some children, both refractive problems and strabismus are present and result in lazy eyes. This type of vision problem can usually be fixed by wearing glasses or contact lenses.
    • Deprivation: This occurs when vision in one eye is unclear due to a condition like congenital cataract, corneal ulcer, eye injury, droopy eyelid, or eye injury Physical problems with eye vision make the eye weaker and prevent the eye from seeing. If deprivation amblyopia occurs in infants, urgent treatment is required to prevent permanent vision loss.
    • Risk factors for the development of lazy eye or amblyopia include premature birth, developmental problems, family history of amblyopia, and small birth size.

    Conclusion:

    Amblyopia, also known as lazy eye, is a condition that primarily affects one eye during infancy or early childhood but rarely impacts both eyes. Factors that cause lazy eye include muscle imbalance and refractive issues (like farsightedness or near-sightedness), among others. Consult with your doctor if your child shows signs of lazy eye. For most children, proper treatment boosts vision within weeks to months and treatment might take six months to two years. Having a health insurance policy can help cover the costs of eye check-ups and treatment, ensuring timely care for your child's vision.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Jaggery for Pregnancy: Benefits & Uses

    by mohit bohra | Mar 21, 2025

    Jaggery, an ancient kind of natural cane sugar, is rich in various health-enhancing nutrients. Gur or jaggery is made using raw sugarcane juice. It is also extracted from palm tree saps. What a pregnant mother eats can affect her and her baby's health. What about jaggery? Should a pregnant woman include it in her diet? Let’s find out.

    Is It Necessary To Consume Jaggery During Pregnancy?

    You may have a question: Is jaggery good for pregnancy? It is not necessary, but eating jaggery during pregnancy can be beneficial. Jaggery contains iron, which is important for pregnant women to help avoid anemia.

    How To Include Jaggery In Your Diet During Pregnancy?

    Here are a few ways you can include jaggery in your diet during pregnancy:

    • Sweetener substitute: Using jaggery for pregnancy instead of sugar while making tea, coffee, or desserts is better for your body and overall health.
    • Jaggery milk: Dissolve s small amount of jaggery in warm milk and consume it.
    • Energy bars: Prepare homemade energy bars with jaggery, nuts, and seeds for snack requirements.
    • Porridge: You can include jaggery in your morning porridge and oatmeal.
    • Cooking: Try using jaggery in preparations like kheer or halwa for a delightful experience.

    Conclusion

    Jaggery is suitable for pregnant mothers because of its nutrient content, particularly iron. Although it does not seem essential, it can be useful for your health. It is always advisable to consult your doctor prior to altering your eating regimen plan. Remember that having health insurance ensures coverage for medical expenses and quality care during pregnancy.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Perform the Uttanasana Correctly

    by Almog Ramrajkar | Mar 21, 2025

    Standing forward bend or Uttanasana is an easy yoga pose with multiple benefits. This pose helps enhance the circulation of blood and oxygen to the brain. It helps improve digestion by stimulating the internal organs while also increasing flexibility in the hamstrings, calves, and spine.

    This simple yet powerful pose can be an excellent addition to your practice, whether you're aiming to enhance your health, boost mobility, or strengthen your core. Read on to discover the uttanasana steps and benefits.

    What is Uttanasana?

    Uttanasana comes from the Sanskrit words 'Ut’, meaning intense, 'Tan’, meaning stretch, and 'Asana’, meaning pose. This pose consists of a deep bend from the waist that stretches the spine, hamstrings, and hips.

    Steps to perform Uttanasana

    The uttanasana steps you should follow to gain the maximum benefit are:

     

    • Step 1: Starting position (Tadasana)

    Start in Tadasana or Samasthiti with your feet together, hands at your sides, and your body straight. Press your feet firmly into the ground, engage your thighs, and gently tuck your chin to lengthen the back of your neck.

     

    • Step 2: Lengthen the spine

    Inhale deeply, lifting your arms over your head and extending your fingers. When lifting, imagine lengthening your spine to create space between the vertebrae, maintaining a straight back and keeping your core gently engaged.

     

    • Step 3: Move into a forward bend

     

    On an exhale, extend your hands forward and slowly lower them to the floor, either beside or behind your heels. Aim to bring your shoulders toward your knees and your forehead toward the space between your shins.

     

    • Step 4: Engage your spine

    Let your spine gradually curve forward, keeping your legs straight. This will engage your abdominal muscles and support proper spinal movement.

    Conclusion

    Uttanasana provides numerous health benefits such as helping enhance flexibility, blood circulation, and digestion. Besides following a healthy lifestyle that includes alternate therapies like yoga and a balanced diet, it is crucial to take preventive measures.

    A robust mediclam policy can help cover the cost of consultations, early intervention, and treatment. An appropriate policy also offers financial protection during unforeseen medical events, allowing you to focus on recovery.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Diagnosis of Gestational Diabetes

    by mohit bohra | Mar 21, 2025

    Diagnosis of gestational diabetes is a crucial aspect of prenatal care. Healthcare providers aim to identify and manage this condition to ensure the well-being of both mother and child. This blog delves into the diagnostic methods utilised during pregnancy to identify this condition.

    What is The Diagnosis of Gestational Diabetes?

     

    During your second trimester, you will probably have a screening test for diagnosing GDM if your risk of gestational diabetes is average. This comprises:

    Gestational Diabetes Screening Regularly

     

    Depending on your healthcare provider, screening tests may differ somewhat, but often consist of:

    1. Initial Glucose Challenge Test
    • The first glucose test examination involves consuming a sweet glucose solution. An hour later, your blood sugar level will be tested. Gestational diabetes is diagnosed when blood sugar levels reach 190 milligrams per decilitre (mg/dL).

     

    • The standard range for a glucose challenge test often defines blood sugar levels below 140 mg/dL (7.8 mmol/L), though specific requirements may vary by laboratory or clinic. If your blood sugar level is greater than normal, you will require a second glucose tolerance test to diagnose gestational diabetes.
    1. Tests for Glucose Tolerance in Follow-Up
    • You only get an oral glucose tolerance test if the findings of your challenge test are out of the ordinary. You fast for eight hours before the tolerance test. Your healthcare professional draws your blood before, one, two and three hours after consuming a sugary beverage. The tolerance test can verify the diagnosis of gestational diabetes.

    Conclusion

    Early and precise detection of gestational diabetes is essential for the health of both mother and baby. Access to comprehensive health insurance ensures that expecting mothers receive necessary screenings and follow-up care, highlighting the importance of proactive management in mitigating associated risks.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Perform Gomukhasana?

    by Almog Ramrajkar | Mar 21, 2025

    Yoga has long been a practice that can benefit both the body and mind. Among the countless poses, Gomukhasana, also known as the Cow Face Pose, is an asana that helps improve flexibility, boost focus, and achieve inner peace.

    This pose can work wonders for your posture and muscles when performed correctly. Let’s explore what is Gomukhasana and how you can master it.

    What is Gomukhasana?

    Gomukhasana, derived from the Sanskrit words "Go" (cow) and "Mukha" (face), resembles the face of a cow when performed. It is a seated pose that stretches the shoulders, chest, and hips—ideal for relieving stiffness and tension in these areas.

     

    The key benefits of Gomukhasana are as follows:

    • Improves flexibility: Stretches the hips, shoulders, and chest.
    • Relieves tension: Reduces stiffness in the shoulders and back.
    • Enhances posture: Encourages better spinal alignment.
    • Boosts focus: Promotes mindfulness and relaxation.

    Steps to perform Gomukhasana

    Practising Gomukhasana is simple if you follow the right steps. Here’s how to do Gomukhasana:

     

    1. Position your legs

    Stretch your legs out in front of you while sitting on a mat. Bend your left knee and place your left foot under your right hip. Cross your right leg over your left leg, stacking your knees one on the other.

     

    1. Engage your arms

    Raise your right arm over your head and bend it, bringing your hand behind your back. Extend your left arm to the side, bend it, and bring it behind your back to clasp your right hand. If your hands don’t reach, use a yoga strap or towel to bridge the gap.

     

    1. Maintain proper alignment

    Sit evenly on both hips, keeping your chest lifted and back straight. Avoid leaning to one side and maintain a straight spine.

     

    1. Focus on your breathing

    Take deep, steady breaths. Hold the pose for 20–30 seconds or longer if comfortable. Release the pose gently and repeat the same Gomukhasana steps on the other side.

    Conclusion

    Gomukhasana is an excellent addition to your yoga practice, offering physical and mental benefits that improve overall well-being. By practising it regularly, you can enhance flexibility, improve posture, and reduce stress.

    As you incorporate Gomukhasana and other asanas into your daily routine, consider consuming a balanced diet and opting for frequent checkups. Additionally, it is wise to acquire comprehensive health insurance plans to cover these costs and safeguard yourself against unexpected medical expenses to ensure long-term well-being.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Jasmine Tea

    by Almog Ramrajkar | Mar 21, 2025

    Tea is a beloved beverage worldwide, enjoyed both iced and hot. Among its many varieties, jasmine tea stands out for its fragrant aroma and soothing qualities. It is made by infusing jasmine flowers with green tea leaves, offering a delightful sensory experience alongside numerous health benefits.

    Beyond its pleasing taste and aroma, jasmine tea can offer various benefits, such as antioxidant properties and potential heart health support. Read on to discover the benefits of drinking jasmine tea that contribute to its widespread popularity.

    What are the benefits of drinking jasmine tea?

    Jasmine tea, typically with a green tea base, contains potent plant-based compounds known as polyphenols that enhance overall health. Some potential benefits of jasmine tea are:

    1. Support weight management

    A major benefit of drinking jasmine tea is that it can help manage weight by boosting metabolism. The catechins in green tea make it an excellent addition to a healthy lifestyle.

    Combining jasmine tea with an active lifestyle and balanced diet can help you manage weight more effectively.

    1. Improve heart health

    Jasmine tea is rich in polyphenols, which could potentially protect against heart disease. Additionally, this tea may enhance heart health by lowering cholesterol levels and regulating blood pressure.

    Jasmine tea also has antioxidants that protect against cardiovascular disease through improved circulation and reduced inflammation.

    1. Aid digestion and improve gut health

    A healthy gut can influence different aspects, like the immune system and metabolism. Jasmine tea can boost gut health by promoting the growth of beneficial gut bacteria.

    It helps reduce bloating, regulate bowel movements, and alleviate digestive discomfort. Jasmine tea also has antibacterial properties that may alleviate indigestion and bloating.

    1. Relieve stress and promote relaxation

    The benefits of drinking jasmine tea include stress relief and enhanced relaxation. The aroma of jasmine flowers can calm the nervous system by helping ease anxiety, enhance mood, and improve sleep quality.

    Conclusion

    Drinking jasmine tea regularly can lead to benefits like weight management, improved digestion, and better heart health. You must supplement the consumption of jasmine tea with a balanced diet and frequent exercise.

    Additionally, proactive healthcare, including regular check-ups, is essential for maintaining optimal health. Many comprehensive health insurance plans cover preventive services to promote early detection and management of potential health issues. A robust policy ensures financial protection during medical emergencies, allowing you to focus on recovery.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How Does Ayurveda Treatment Work?

    by mohit bohra | Mar 21, 2025

    The Ayurveda treatment involves the internal purification process of the body by following a special diet and using herbal remedies or by performing yoga and meditation. Ayurvedic treatment focuses on rebalancing the ‘doshas’, which are of three types ‘Vata Dosha’, ‘Pitta Dosha’ and ‘Kapha Dosha’. Each person has vata, pitta and kapha. However, usually one or two dominate in a particular person and changes, including stress, an unhealthy diet, weather and depressed relationships, can disturb the body's energy balance. These disturbances can show up in the form of disease. So it is essential to learn how does Ayurveda work.

    How Does Ayurveda Work?

    The term “Ayurveda” is a Sanskrit word where ‘ayur’ means “life” and ‘veda’ means “knowledge”, translating it as “knowledge of life”. Ayurveda treatment relies primarily on universal interconnectedness with the body’s constitution (Prakriti) and life forces (Doshas). 

    Do you know how Ayurveda works?

    An Ayurvedic practitioner focuses on treatment by rebalancing the doshas. He will enquire about your medical history on the first visit and examine your pulse, abdomen, tongue, eyes, nails and skin. The practitioner may ask about your lifestyle, especially diet, habits, etc. Based on the analysis, he may suggest different types of treatment. The most commonly prescribed include:

    • Pranayama: It is a breathing exercise. Your practitioner may suggest you pranayama to help feel calm.
    • Abhyanga: This practice involves using herbal oil to rub the skin, which helps to increase blood flow or circulation and draw toxins out of the body through the skin.
    • Rasayana: This involves the use of mantras combined with certain herbs for rejuvenation through the process of meditation.
    • Yoga: Combining breathing exercises with movement and meditation has been shown to improve circulation and digestion. Yoga also helps to reduce blood pressure, cholesterol levels, diabetes, etc.
    • Pancha karma: It is done to cleanse the body and purify it, which helps reduce cholesterol. Practitioners use methods to cause extra sweat, bowel movements, and even vomit to cleanse the toxins out of the body.
    • Herbal medicines: These types of medicines using herbs are given in the form of powder or tablets to restore dosha balance.

    Conclusion

    The goal of Ayurvedic treatment is to prevent diseases. The treatment is effective when combined with yoga and certain herbal remedies. It helps to reduce pain and discomfort in joints, and muscle pain that may occur in patients with conditions like arthritis and fibromyalgia. Ayurveda herbs may cross-react with some medications. So, it is advisable to speak with a healthcare professional before choosing any ayurvedic supplements for you and your family. Also, get health insurance to cover treatment costs.

  • CT Scan Drawbacks

    by mohit bohra | Mar 21, 2025

    A CT scan is often recommended for imaging purposes due to its detailed results. However, it’s also important to consider the demerits of CT scan. Balancing these factors with the benefits of detailed imaging is crucial when deciding on the appropriate diagnostic procedure.

    Risks Of CT Scan

    The following are some of the disadvantages of computed tomography processes:

     

    • Radiation Exposure: One of the most significant drawbacks of a CT scan is its use of ionizing radiation. While a single scan is generally considered safe, frequent scans can increase the patient's risk of developing cancer over time.
    • Misdiagnosis: It is possible that some deformities may not be easily observed, which means that certain conditions might not be diagnosed. This limitation can affect treatment plans and the overall health status of patients.
    • Expensive: CT scans can be costly, especially for individuals without comprehensive health insurance coverage. The financial burden is another notable CT scan disadvantage.
    • Allergic Reactions: Another consideration is the potential for allergic reactions to the contrast dye used during the procedure.

     

    Side Effects Of CT Scan

    The following are some disadvantages of a CT scan:

     

    • Discomfort: The patient may experience discomfort from lying still for an extended period or an IV contrast injection.
    • Kidney Issues: The contrast dye used in CT scans can sometimes cause kidney issues, particularly in patients with preexisting kidney conditions. This is one of the most significant CT scan demerits.
    • Pregnancy Concerns: Pregnant women are generally discouraged from undergoing the test due to the potential risks that radiation exposure may pose to the unborn child.
    • Delayed Reactions: Contrast agents used in CT scans may cause some people to experience allergic reactions days after the procedure, manifesting as skin rashes or itching.

    Conclusion 

    While CT scans offer highly detailed information that can be crucial for diagnosis, it's important to be aware of their potential drawbacks. Comprehensive health insurance is essential in managing these risks effectively. A thorough health insurance plan ensures you are protected against unexpected costs and provides peace of mind as you navigate the complexities of medical procedures.

  • Average Cost of Health Insurance for a Family of 3

    by mohit bohra | Mar 21, 2025

    What is a Family Health Insurance Plan?

    Family health insurance plans are tailor-made safety nets to protect your loved ones from unexpectedly high medical bills. With this plan, you can rest assured that regular medical exams and unforeseen medical expenses won’t jeopardise your financial security. This isn't just any contract—it ensures the safety of you and your loved ones while shielding you from the financial and emotional burdens of unexpected medical care. With rising healthcare and rehabilitation costs, investing in health insurance plans and financial security is essential.

    How Much Health Insurance Coverage Should Be Opted by a Family of 3?

    Choosing the right amount of health insurance for a family of three involves striking a delicate balance. You aim for sufficient coverage to provide security without splurging on unnecessary extras. Typically, the average cost of health insurance for a family of 3 with a coverage sum of ₹10 lakh per annum may require premium payments ranging from ₹15,000 to ₹25,000. However, this cost can fluctuate depending on several personal factors.

     

    Your family’s medical history plays a crucial role in determining the premium. A family with frequent medical needs or chronic conditions might opt for higher coverage, which will impact the premiums. The age of each family member is also pivotal. Older members generally increase the premium due to higher health risks associated with ageing.

    Geographical location also affects insurance costs. Living in metro cities might escalate premiums due to higher medical costs in these areas compared to rural settings. It is essential to consider these factors while weighing your options.

     

    The ultimate goal is securing insurance that fits your financial framework. It is crucial to ensure that you are protected in medical emergencies without being burdened by excessive premiums.

     

    What does Family Health Insurance Cover?

     

    Health insurance programs for families provide extensive protection against a wide range of medical costs. They include the following:

     

    • Hospitalisation Expenses: These plans typically cover costs associated with hospital stays, including room rent, nursing care, and doctor's fees.

     

    • Pre- and Post-Hospitalisation Expenses: They also handle costs incurred before being admitted to the hospital and after discharge. It covers diagnostic tests and follow-up visits to ensure a continuum of care.

     

    • Daycare Procedures: This coverage includes procedures that do not necessitate an overnight hospital stay due to advances in medical technology, such as cataract surgery and dialysis.

     

    • Coverage for Serious Illness: This coverage can reduce the financial impact of treating catastrophic diseases. It includes provisions for cancer, renal failure, and cardiovascular disease.

     

    • Charges of Ambulance: These plans can assist with the cost of ambulance travel to and from the hospital during medical emergencies.

     

    • Maternity Expenses: Many of these plans cover bills related to pregnancy. They include prenatal care, labour and delivery, and care for the baby after birth.

     

    • Benefits for Wellness: Discounts on gym memberships and health checks are also offered by some insurance companies.

     

    Conclusion

    With top-notch family health insurance, you won't need to worry about how to cover unexpected medical bills. Beyond handling unforeseen medical expenses, health insurance offers numerous benefits. Safeguard your loved ones from life's unforeseen challenges by choosing an appropriate policy. Make a wise decision now to ensure peace of mind for you and your family in the future.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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