by
icicilombard 002
| Aug 09, 2023
Updated on - 05 Feb 2026
ICICI Lombard Health Insurance Cashless Network Hospital List in Bengaluru, Karnataka
How to avail a cashless treatment in Bengaluru?
To get cashless treatment in Bengaluru, you need to visit a hospital that is part of your insurer’s network under your health insurance policy or health insurance plan. Notify your insurer about your admission 48 hours before for planned hospitalisation (or within 48 hours in case of an emergency), and provide your health card, ID proof and a pre-authorisation form at the hospital desk.
The documents are then sent to the insurer for approval, after which the hospital receives confirmation that your expenses will be covered. At discharge, the insurer clears the bill directly with the hospital, while you only pay for costs not included in your plan.
Things to check before admission in cashless network hospitals in Bengaluru
You can maximise the benefits of a health insurance plan by keeping the following things in mind:
- Every policy has terms and conditions that you need to be aware of. It helps to know which medical expenses are covered and which are not.
- Check well in advance whether the network hospital is listed under your insurance company’s tie-ups. It helps make a quick decision, especially in times of an emergency.
- Keep an emergency contact’s number handy who can handle the insurance paperwork if you cannot do it yourself.
- Cross-check the final hospital bill so you don’t pay any hidden expenses that come under the coverage limit.
Conclusion
The cashless hospitalisation benefit under a health insurance plan facilitates direct payment of hospital bills by the insurer, making hospitalisation simpler. Therefore, it is essential to keep a note of the cashless network hospitals in Bengaluru so you are prepared in times of medical need.
If you are considering health insurance, seeking expert guidance can help you find a plan that suits your medical needs and offers reliable financial protection. Fill out the form on this page, and our team will guide you in selecting the right plan, whether it is a senior citizen health insurance plan, a critical illness plan or any other option that suits you.
FAQs
1. What is the difference between a network and a non-network hospital?
The major difference between a network and a non-network hospital is that the patients don’t need to pay any medical bills upfront during admission to the prior hospital.
2. Can a network hospital deny my cashless claim?
Yes, a network hospital can deny the claim if it is related to a pre-existing condition or if you don’t disclose your medical history in advance.
3. How much time does the insurance company need to settle the cashless claim?
It takes one to two weeks to settle a cashless claim, depending on the document submission and the billing process.
4. How can I avail a cashless hospitalisation?
You can avail a cashless hospitalisation by informing the insurance company 48 hours before admission. In case of an emergency, inform within 24 hours.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.
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