Best Travel Insurance for USA from India Online 2024
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Introduction

Introduction

The USA (United States of America) is a treasure trove of experiences and opportunities for travel lovers. From iconic landmarks such as the Statue of Liberty and the Grand Canyon to the dynamic city scenes of New York, Los Angeles, and Chicago, there’s something for everyone. What’s more? The country is home to world-class museums, entertainment, and shopping destinations.

Before you finish your budget preparation, plan your itineraries and pack your bags, don't you think you've missed one key document? We are referring to travel insurance for the USA.

Travel insurance is a saviour when you face situations that can disrupt your trip or cause financial problems, affecting your itinerary and budget.

Key features of the USA travel insurance

No Medical Screenings

No Medical Screenings

Are you planning a last-minute trip but worried about the lengthy medical evaluation process required to obtain travel insurance for America? Not with us! With just a few basic pieces of information, we can offer instant coverage.

Cashless Hospitalisation

Cashless Hospitalisation

Never let a medical emergency cause financial trouble, especially in an expensive country like the United States. Get coverage from us and have the peace of mind of receiving the best medical care at an advanced healthcare centre without dipping into your savings or curtailing the budget for your trip.

24×7 Assistance

24×7 Assistance

Why feel stranded during an emergency on your vacation to the USA when we are just a phone call away?

Types of travel insurance for the USA

Single-trip travel insurance

Single-trip travel insurance

Right for that one-off trip to the USA, this type of travel insurance will cover you from the day you book your flight tickets until you return to India.

Multi-trip travel insurance

Multi-trip travel insurance

Planning to fly to the USA several times a year? A multi-trip policy with 365 days of validity is what you must choose.

Student travel insurance

Student travel insurance

For those heading to the USA for studying, a student travel insurance may be the right choice. You get coverage for study interruption, medical evacuation, and protection for your sponsor.

Benefits of Buying Travel Insurance for USA

Benefits of buying travel insurance for USA

  • 1Medical Benefits

    A medical crisis can strike at any time, but it should not disrupt your trip. Travel insurance covers hospitalisation expenses, evacuation charges, and dental injuries.

  • 2Travel Benefits

    Need to cancel your trip due to health concerns? Or are you facing any unavoidable conditions that requires a trip extension? Your travel insurance policy will take care of the non-refundable expenses and accommodation charges, depending on the situation.

  • 3Baggage Benefits

    What's worse than losing your baggage or the delayed arrival of your baggage soon after arrival at the airport? Travel insurance will cover your necessary expenses until you recover your belongings.

What's covered under travel insurance for USA from India

  • Inclusions
  • Exclusions
  • Third-Party Liability

    Accidents can happen, but if they result in physical loss or bodily injury to a third party, you may not only face legal repercussions but also need to compensate the victim for his/her losses. Our travel insurance has got you covered.

  • Loss of Passport

    Lost your passport and caught by the authorities without it? You could face severe legal repercussions. However, travel coverage with us ensures immediate financial assistance for arranging a duplicate passport.

  • Emergency Cash Advance

    What if you were the victim of a pickpocket incident while exploring the wonders of the USA? Our travel insurance can help you with emergency cash requirements.

  • Trip Cancellation

    Emergencies can happen to anyone, but if it leads to trip cancellation, it shouldn't take a toll on your pocket – think non-refundable air tickets and more. Trust your travel insurance to cover it.

  • Events before the trip starts or after it ends.

  • Fraudulent claims, false declarations, or willful damage by the insured.

  • The insured travelling against medical advice, awaiting specific treatments, with terminal prognosis, seeking treatment, or involved in military/naval operations.

  • Participation in hazardous/adventure sports (unless premium is paid for coverage).

  • Intentional self-injury, suicide, or intoxication.

  • Involvement in murder, assault, or criminal acts.

  • Professional/semi-professional sports without prior declaration.

  • Overseas trips exceeding 90 days on an immigrant visa.

  • Claims below the deductible or time excess in the policy schedule.

How to buy the best travel
insurance for USA online?

Say goodbye to cumbersome paperwork and get instant
coverage with us. Here’s how:

  • Share

    Share your basic information and contact details here to get an instant quote.

  • Pick

    Choose the plan that best fits your needs.

  • Pay

    Pay online through our secure payment gateway.

  • Policy

    Get instant coverage for your trip to the USA.

What is Travel Health Insurance

What is travel health insurance for USA

No one plans to get sick or injured while travelling, but it can happen unexpectedly. What if the local delicacy doesn't agree with your stomach? Or what if, while exploring the natural beauty of the USA, you slip and injure yourself?

Healthcare in the USA is notoriously expensive. A simple doctor's visit or emergency room treatment can cost hundreds or even thousands of dollars. Travel health insurance steps in during such situations to ensure you receive the best healthcare without worrying about your pocket.

Interesting facts about
the USA

  • The most serene and largest state of this nation, Alaska, was once part of Russia.
  • The USA has no official language, and Spanish is the second most spoken language in this nation.
  • Geographically, the USA is so vast that it spans six time zones.
  • The famous Statue of Liberty is a gift from France.
  • Although pizza is an Italian dish, Americans consume over 100 acres of pizza per day.

Visa procedure for USA

  • 1 Check the type of visa you require.
  • 2 Fill out the DS-160 Online Non-immigrant Visa Application Form.
  • 3 Pay the visa fee. The amount varies based on the type of visa.
  • 4 Schedule your appointment for the visa interview online.
  • 5 If you have submitted your documents for an interview waiver, you might still need to appear at the New Delhi Embassy office.

Documents required for the USA tourist visa

Have these documents ready to avoid visa delays!

1

Carry a passport with at least six months of validity from the day you are expected to arrive in the US. Confirm if there are two blank pages.

2

A passport-sized photograph with a plain background, not older than six months. Ensure your face covers approximately 50-60% of the photo.

3

Provide recent six months' bank transactions along with a bank statement not older than a week to prove your financial capability to deal with any emergencies.

4

As a working professional, the recent three years of ITR are mandatory. If it’s not available, a sponsor's return is required.

5

You need a letter of employment printed on your company's letterhead. If you are self-employed, provide a GST (Goods and Service Tax) copy.

6

A no-objection certificate (NOC) from a recognised educational institution or school is required for students or minors.

Best time to visit USA

Peak Season (May to July)

The spring and early summer seasons are also the most crowded months in terms of tourism. Hotel prices are costlier during this time, and there is a rush at every noted destination.

Shoulder Season

In late September to October and late March to May, you will find fewer visitors and enjoy mild temperatures. The spring season of late May is ideal for exploring the northern part of the USA.

Off Season (November to March)

This travel period offers some surprising perks: mild weather in traditional hot spots, less crowded cities, and many winter sports and activities.

USA safety and
precautionary measures
to be undertaken

  • Research the US Customs & Border Protection website to ensure you are not bringing any prohibited items in your luggage, which could get you in trouble.

  • Take a guided tour when travelling to remote areas. Obtain detailed information or carry a map when hiking.

  • Prioritise your medical condition over everything else and avoid activities that could worsen it.

List of international airports in the USA

International Airports Address
O'Hare International Airport 10000 W Balmoral Ave, Chicago, IL 606662005
Hartsfield-Jackson Atlanta International Airport 6000 N Terminal Pkwy Suite 4000, Atlanta, GA 30320
Dallas/Fort Worth International Airport 2400 Aviation Dr, Dallas, TX 75261
Denver International Airport 8500 Peña Blvd, Denver, CO 80249
John F. Kennedy International Airport Queens, NY 11430
San Francisco International Airport San Francisco, CA 94128
Harry Reid International Airport 5757 Wayne Newton Blvd, Las Vegas, NV 89119
George Bush Intercontinental Airport 2800 N Terminal Rd, Houston, TX 77032
Phoenix Sky Harbor International Airport 3400 Sky Hbr Blvd, Phoenix, AZ 85034

Popular destinations in the USA

  • Yellowstone National Park

    Pack your camping gear and head to America's first national park. This 900-mile hiking trail allows you to experience pleasant hot springs, indigenous fauna, and steaming geysers.

  • Las Vegas

    Thinking about casinos, clubs, and skyscraper hotels when envisioning the USA? Visit this place for luxurious experiences and a thrilling nightlife.

  • San Francisco

    Seen the Golden Gate Bridge numerous times in movies? It's time to explore it in person by visiting San Francisco.

  • San Diego

    Prefer beaches over towering concrete structures? Fly to San Diego, which welcomes you with over 60 white sand beaches.

  • Miami

    Noted for its beaches and nightlife, it is known as the 'Cruise Capital of the World.' A romantic candle-lit dinner with your better half on one of the luxurious cruises is unmissable.

Things to do in the USA

  • Are you a movie buff? Head to Universal Studios Hollywood in Los Angeles. From special effect shows to delectable cuisine, this place has it all.

  • Don't skip Disneyland in California — the ‘Happiest Place on Earth.’ Here, Sleeping Beauty Castle and Tomorrowland will leave you awestruck.

  • A 90-minute cruise tour on the Chicago River, exploring the marvels of the Windy City and its architectural history, should be on your to-do list.

  • Take a sea route to the Na Pali Coast in Hawaii. The cascading waterfalls and lush valleys promise a surreal experience.

  • Rent an open car and take a long drive along Hana Highway. The black sand beaches, tropical setting, and various waterfalls will provide a unique experience during your tour.

List of well-known Indian restaurants in the USA

  • Dimple's Bombay Talk

    Edison, New Jersey

  • Cumin

    Chicago, Illinois

  • Badmaash

    Los Angeles, California

  • Adda

    Queens, New York

  • Himalaya

    Houston, Texas

  • Indeblue

    Philadelphia, Pennsylvania

  • Neehee's

    Canton, Michigan

Local law and etiquette in the USA

  • Avoid consuming alcohol in public or driving under the influence to prevent going to jail.

  • Be mindful of littering and waste disposal habits to avoid being penalised.

  • Respecting others’ time is important. Failing to show up on time without informing them beforehand can be seen as disrespectful.

  • Americans strongly emphasise independence and privacy. Respect their desire for personal space and boundaries.

  • The most common way to greet someone is with a firm handshake and direct eye contact.

  • Unlike in India, addressing people by their first names is often appropriate, even during initial meetings.

Indian embassies in the USA

Embassy Website Address Telephone
New York
Consulate General of India
www.indiainnewyork.gov.in 3, East 64th Street
New York, NY 10021
(212) 774 0600
Chicago
Consulate General of India
www.cgichicago.gov.in 455 North City Front Plaza Dr.
Suite No. 850, Chicago, IL 60611
(312) 595 0405
Houston
Consulate General of India
https://cgihouston.gov.in/ 433 Scotland Street,
Houston Texas 77007
(713) 626 2148/49
Washington DC
Embassy of India
www.indianembassyusa.gov.in 2107, Massachusetts Ave.
Washington, D.C. 20008
(202) 939 7000
Atlanta
Consulate General of India
www.indiainatlanta.gov.in 5549 Glenridge Drive NE,
Atlanta, GA 30342
(404) 963 5902
Seattle
Consulate General of India
www.indiainseattle.gov.in 3101 Western Avenue, Suite 700
Seattle, WA 98121
(206) 442 4883
San Francisco
Consulate General of India
https://www.cgisf.gov.in/ 540, Arguello Boulevard,
San Francisco, California 94118
(415) 668 0662/83

International travel insurance for most visited countries

List of countries where travel insurance is mandatory

  • Russia

  • Cuba

  • Portugal

  • Norway

  • Hungary

  • Turkey

  • Qatar

  • Australia

  • Denmark

  • Bulgaria

  • UAE

  • Belgium

  • Germany

  • Malta

  • Netherlands

  • France

  • Switzerland

  • Czech Republic

  • Sweden

  • Latvia

  • Lithuania

  • Finland

  • Spain

  • Estonia

  • Romanian

  • Slovenia

  • Liechtenstein

  • Poland

  • Iceland

  • Italy

  • Greece

  • Luxembourg

  • Slovakia

Frequently asked questions about
USA travel insurance

Is it mandatory to have travel insurance for the USA?

No, travel insurance is not mandatory for the USA, but having it provides peace of mind by protecting you financially from medical crises, trip extensions, lost luggage, and more.

How much should I pay for a travel insurance USA plan?

The answer depends on the insurer you choose and the type of plan you select.

Do tourists get free healthcare in the USA?

If you have a travel insurance plan by ICICI Lombard, you can benefit from cashless medical services globally.

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