Apart from the coverage mentioned above, travel insurance for China from India typically covers the following:
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Emergency hotel extension
If you need to extend your stay in a hotel due to an emergency, your insurer will pay for the extended accommodation.
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Personal liability
If you accidentally harm a third party or property in China, insurance covers the damage.
Travel insurance for China from India generally doesn’t cover the following:
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Losses arising due to self-harm or attempted suicide
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Engaging in activities under the influence of drugs or alcohol
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Being indulged in criminal activities