Best Travel Insurance for China from India Online 2024
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Introduction

Travel Insurance for China

China can offer a great travel experience by blending ancient traditions with modern marvels. From the Great Wall to the Forbidden City and exploring the serene landscapes, visiting China can provide unforgettable memories. Before embarking on your Chinese trip, make sure to buy travel insurance for China to protect your trip from untoward incidents.

Key Features of China Travel Insurance

Travel insurance for China trips has several vital features. This insurance provides coverage for medical emergencies, trip cancellation, baggage loss and delays, along with essential documents during your stay in the country. To put it otherwise, it can shield you financially from any mishaps that may arise unexpectedly in your Chinese trip.

Types of Travel Insurance for China

The different types of travel insurance for China trips available are:

Single-trip travel insurance

Single-trip

This insurance is valid for a single trip. The insurance cover ceases to exist once your Chinese trip is over. This travel insurance is more suitable if you wish to visit China as a tourist.

Multi-trip travel insurance

Multi-trip

This insurance is valid for multiple trips you undertake in a year. This insurance is more apt if you need to visit China for more than one occasion which could be due to business or leisure.

Benefits of Buying Travel Insurance for USA

Benefits of Buying Travel Insurance for China

You get multiple benefits when you buy this insurance. Some of them include:

  • 1Medical coverage

    Get coverage for medical emergencies, hospital expenses, and doctor consultations if you are hospitalised during your stay in China.

  • 2Reimbursement for trip cancellation or interruption

    Though unfortunate, such an event can result in significant financial losses. It reimburses prepaid expenses incurred on flight and hotel bookings if your trip gets cancelled or interrupted due to any reason.

  • 3Coverage for baggage loss and delay

    Get financial compensation for loss, theft, or delay of your baggage during your trip.

What’s Covered Under Travel Insurance for China from India?

  • Inclusions
  • Exclusions

Apart from the coverage mentioned above, travel insurance for China from India typically covers the following:

  • Emergency hotel extension

    If you need to extend your stay in a hotel due to an emergency, your insurer will pay for the extended accommodation.

  • Personal liability

    If you accidentally harm a third party or property in China, insurance covers the damage.

  • Local journey assistance

    If you need any assistance during your Chinese trip, the policy offers the same.

Travel insurance for China from India generally doesn’t cover the following:

  • Losses arising due to self-harm or attempted suicide

  • Engaging in activities under the influence of drugs or alcohol

  • Being indulged in criminal activities

  • Taking part in dangerous activities

  • Pre-existing medical conditions

How to Buy the Best Travel Insurance for China Online?

Follow these steps to buy the best travel insurance for China online:

  • Compare different plans

    Compare various plans, keeping in mind your budget and potential risks. Opt for a sum insured that’s adequate and financially feasible for you.

  • Opt for necessary covers

    Every traveller is different and has unique needs. Therefore, choose only the essential coverage when buying this insurance. This can help you save money while ensuring adequate protection.

What is Travel Health Insurance

What is Travel Health Insurance for China?

A health contingency could arise anytime. Travel health insurance for China covers medical expenses if you get injured or sick during your Chinese trip. This cover pays for hospital stays, doctor visits and emergency treatments and ensures you don't have to worry about high costs. Depending on the policy, it could also cover emergency medical evacuation.

Interesting Facts About China

Here are some interesting facts about China, the world’s second most populous nation:

  • The Great Wall of China is actually a collection of various walls
  • The Forbidden City happens to be the biggest imperial palace in the world
  • The Yangtze River in China is the longest in Asia
  • Chinese New Year celebration is for 15 days

Visa Procedure for China

To apply, visit the nearest Chinese embassy or consulate, post which:

  • 1 Choose the type of visa you want to apply for
  • 2 Book an appointment with the Chinese embassy
  • 3 Complete the application form truthfully
  • 4 Provide the list of documents asked for in your visa application
  • 5 Attend the embassy on the appointment date to submit the application, documents and your biometrics
  • 6 Pay the application fees
  • 7 Wait for the decision from the embassy

Documents Required for the China Tourist Visa

Here is the list of documents needed for a Chinese tourist visa:

1

Fully completed visa application form

2

A valid passport that must be valid for at least six months beyond the length of the visa and blank pages

3

Passport size photo measuring 48mm X 33mm

4

Itinerary documents, including proof of air ticket booking, hotel reservation

5

Proof of financial support

6

Covid-19 vaccination certificate

7

Previous visas and passports

Best Time to Visit China

April to May is the best time to visit China. The temperature is pleasant and cool during this time of year, making you feel delightful. You can indulge in several outdoor activities without feeling tired. As this is springtime in summer, you can find a lot of fresh flowers blooming everywhere.

China Safety and Precautionary Measures to Be Undertaken

While visiting China, follow local laws and customs. Some general safety and precautionary measures to be undertaken are as follows:

  • Avoid participation in any demonstrations

  • Keep essential documents like passports safely

  • Don't be a part of any unlawful activities

  • Avoid violating the dignity of public places

  • Be mindful of your visa's validity

  • Avoid visiting remote places without proper knowledge

List of International Airports in China

Here’s the list of international airports in China catering to travellers from across the globe:

International Airports Address
Beijing Capital International Airport 3JH3+W6X, Shunyi District, Beijing
Shanghai Pudong International Airport 4RV5+P8J, Yingbin Expy, Pudong, Shanghai
Guangzhou Baiyun International Airport 98W5+959, Baiyun, Guangzhou, Guangdong Province
Xiamen Gaoqi International Airport G4QM+JPH, Xiangyunyi Rd, Huli District, Xiamen, Fujian
Hangzhou Xiaoshan International Airport 6CPQ+9HC, Xiaoshan District, Hangzhou, Zhejiang

Popular Destinations in China

Here are some of the most popular tourist destinations in China:

  • Mutianyu Great Wall

    Built by Xu Dua, the Mutianyu Great Wall is known for its stunning views.

  • The Bund (Wai Tan)

    It's one of Shanghai's most famous and picturesque waterfronts and is a symbol of Shanghai's rich history and modern transformation.

  • Yu Garden (Yuyuan)

    It is a famous classical garden located in the heart of Shanghai's Old City, with period-style buildings.

Things to Do in China

When in China, you can indulge in these things:

  • Walk the Great Wall: Experience the breath-taking views and history of China's iconic landmark.

  • Explore the Forbidden City: Discover ancient Chinese architecture and imperial treasures in Beijing.

  • Cruise the Li River: Enjoy stunning karst landscapes on a boat ride from Guilin to Yangshuo.

  • Visit the Terracotta Warriors: Witness Xi'an's ancient army of clay soldiers.

List of Well-known Indian Restaurants in China

Some famous Indian restaurants in China are:

  • Indian Kitchen

    Mingsheng Road, Pudong New District, Shanghai

  • Sharmaji Indian Veggie Food

    Lu Jing Road Guangzhou

  • Bollywood Indian Restaurant

    Hongfeng Road, Pudong, Shanghai

  • Ganges Indian Restaurant

    Beijing branch- Guanghua Road, Beijing Shi

  • Ganesh Indian Restaurant

    Yongle East Road, Nanchang District, Wuxi

  • Spice Magic Indian Cuisine

    Kehua North Road, Wuhou District, Chengdu

Local Law and Etiquette in China

Being aware of these laws and etiquette can help you during your China trip:

  • Address older individuals with proper titles and show respect while interacting with them

  • Learn basic Mandarin phrases for day-to-day interactions and be polite in your communication

  • Avoid loud and aggressive behaviour

  • Remove your footwear before entering somebody's home and certain indoor spaces

  • Ensure to dress modestly and conservatively, especially in rural and traditional areas

Indian Embassies in China

If you are an Indian national and get stuck in China for any reason, you can contact the Indian embassy for help. Here is the contact information of the Indian embassy in China:

Embassy of India, Beijing

Address: No.5,
Liang Ma Qiao Bei Jie,
Chaoyang District
Beijing 100600
China

Tel: +86-10-8531 2500/2501/2502/2503

Fax: +86-10-8531 2515

International Travel Insurance for Most Visited Countries

When visiting abroad, particularly in these countries, buying international travel insurance is prudent to safeguard you financially from various mishaps during your trip. Compare multiple plans and choose the best fit your budget and needs.

  • France

  • USA

  • Germany

  • Poland

  • UAE

  • Switzerland

  • Australia

  • Cambodia

  • Thailand

  • Mexico

  • Spain

  • Italy

  • Egypt

  • Sweden

  • Philippines

  • Turkey

  • Austria

  • Belgium

  • Norway

  • Romania

List of Countries Where Travel Insurance is Mandatory

While some countries don’t require travel insurance, it’s mandatory in some nations of the world. The table lists countries where it’s imperative to have travel insurance:

  • Russia

  • Cuba

  • Turkey

  • Qatar

  • UAE

  • Belgium

  • France

  • Switzerland

  • Lithuania

  • Finland

  • Slovenia

  • Liechtenstein

  • Italy

  • Greece

  • Croatia

  • Denmark

  • Czech Republic

  • Estonia

  • Portugal

  • Liechtenstein

  • Spain

  • Latvia

Even if it’s not mandatory, it’s recommended to buy travel insurance while visiting abroad.

Frequently Asked Questions About
China Travel Insurance

Do I need travel health insurance for China?

It’s recommended that you buy it to remain financially guarded against medical contingencies that may arise during your China trip. Having this coverage goes a long way in safeguarding out-of-pocket expenses.

Can I purchase travel insurance for China from India after I have already booked my trip?

Yes, you can buy it after booking your trip. However, make sure to have it before you apply for a Chinese visa. Compare several plans before purchasing.

What is the eligibility criterion to buy China travel insurance for visitors?

While specific eligibility criteria may vary, you need to be of a certain age to apply for the policy. Additionally, you must have a valid visa. Contact your insurer to know specific criteria.

Does travel insurance for China from India cover COVID-19?

Yes, travel insurance plans for China from India offer coverage for Covid-19. In case you get affected by Covid and need hospitalisation, your travel insurance will offer coverage for the same.

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