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MAY I

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Avail of our Group Health Insurance policy to insure all your employees as well as their families against unforeseen medical expenses. Allowing you the flexibility to choose covers as per your needs, we also offer coverage on critical illness and advanced technological surgeries and procedures that requires less than 24 hrs hospitalisation.

Scope of cover

  • Covers medical expenses incurred during hospitalisation for more than 24 hours.
  • Advanced technological surgeries and procedures that requires less than 24 Hrs hospitalisation is covered.
  • 30 days pre-hospitalisation and 60 days post-hospitalisation expenses covered.

Key benefits

  • Flexible plan which can be tailor made for your requirements.
  • Availability of Family Floater wherein any member of the family can avail of the Floater Sum Insured.
  • Cashless service available at all the networked hospitals/ nursing home.
  • Option of extended cover for 9 major critical illnesses above hospitalisation benefits

Additional coverage

    You can get the following covered by paying extra premium.
  • Pre-existing diseases
  • Maternity expenses with specific capping in sum insured.

Main Extension


    Critical Illness extension
  • You can extend the policy to cover 9 major critical illnesses with an enhanced sum insured over and above the policy sum insured. Click here for more details

  • Medical extension
  • By paying an extra premium of 20%, you can cover medical expenses incurred following an accident subject to 10% of sum insured or 40% of actual claim amount whichever is lower.

Claim process


    Network hospitals
    In case of emergency or planned hospitalisation, just use your health card at the network hospitals and avail of cashless service

    Non-Network hospitals
    The claim form must be duly filled after discharge from hospital. It should be accompanied with all hospital bills with receipt for payments, doctor's prescription and medicine bills, discharge summary from the hospital, pathological reports and other reports etc.

    Documents required
  • Duly completed claim form
  • Doctor's report
  • Police report, wherever necessary
  • Death certificate, wherever necessary/applicable
  • Medical bills, wherever applicable
  • Investigation reports like laboratory test, X-rays and reports essential for confirmation of the injury.
  • Post mortem report, if applicable.