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Event Insurance

Protect your event. Before, during, and after.

Covers Theft
and Burglary

Cover for injury or damage to third-party

24X7 Claim support

Covers cancellations, material
damage & accidents

Surveyor assigned within 24 hours of a claim

Cover available for indoor, outdoor, and multi-day events

Trusted by organisers of

What is Event Insurance?

Planning an event takes months of effort, significant money, and pooling in of various other resources. A sudden downpour, a performer hospitalised the night before, or a fire at the venue — any one of these can impact the event.

Event Insurance is a policy designed to cover the risk of the insured event which may incur incase things go wrong before or during your event. Whether it's money already spent on bookings and arrangements that can't be recovered such as damage to equipment and stage setups, or an injury to a third party — this policy helps you mitigate the losses.

marine

Trivia:

Did you know that Marine Open Insurance offers coverage for goods in transit throughout the year until the sum insured is exhausted or the policy expires? For instance, if your cover runs out early (say your ₹1 crore limit i.e. Sum insured is exhausted in 8 months), you can easily extend it mid-term through your Relationship Manager.

What Does
Event Insurance Cover?

Below are some of the inclusions covered under Event Insurance Policy-

Event Cancellation

Covers irrecoverable expenses if your event is cancelled, postponed, or interrupted due to risks like adverse weather (such as cyclone, storm, flood), sudden, unintimated failure of the Named Person (s) to appear for the insured event on account of terrorism, riots etc.

Material Damage to props, sets and other assets

Covers loss or damage caused due to theft, burglary, or accidental damage to event equipment, stage setups, props, and other insured assets.

Public Liability and Litigation Expense

Protects you against legal liability arising from third-party injury, or damage occurring at the venue of the insured event, in connection with the insured event.

Personal Accident

Provides financial protection incase the insured individuals specified under Part I of the policy schedule suffer accidental injury or death during the event.

Note

You are requested to read the policy wording, terms and conditions, exclusions and inclusions for complete details.

What’s Not Covered?

Some of the exclusions not covered are -

Event is cancelled because you didn’t get the required government permissions
Damage to, or destruction of, property caused intentionally by the Insured or at Insured's direction
Damage due to normal wear and tear over time
Loss or Damage to items stored outdoors without supervision
Cancellation due to poor ticket sales

Note

You are requested to read the policy wording, terms and conditions, exclusions and inclusions for complete details.

Ready To Protect Your Event?

How to Get a Quote

To get a quote for your event, you'll need to share:

  • Your profile as the event organizer/Client
  • Type of event
  • Your experience organising this type of event
  • The cover amounts you need for each section
  • Venue details — address, construction type, layout
  • Safety and security arrangements at the venue
  • Claims history from past events (if any)

What are the events covered under this polciy?

Event Insurance is relevant for a wide range of events. Some of them are below -

Events typically covered:

Weddings and large family celebrations

Music concerts and live shows

Award ceremonies and film premieres

Conferences, seminars, and exhibitions

Community events

School and college functions, annual days, and outdoor trips

Corporate events and product launches

Note

If you are putting money into making an event happen, this policy helps make sure a single unforeseen incident does not wipe out everything you have invested.





Why Choose ICICI Lombard?

Event Insurance is relevant for a wide range of events — big or small, one-time or recurring.

Trusted Across India's Biggest Events

From cricket stadiums to cultural festivals, ICICI Lombard has provided coverage across some of India's most prominent events.

24×7 Claims Support with Fast On‑Ground Assistance

Our claims team is available round the clock for support during emergencies or urgent situations, & a surveyor is assigned within 24 hours.

Dedicated Relationship Manager

You get a single point of contact who understands your policy, your event, and your specific needs — ensuring responses and more personalised support at every step.

Customised Coverage

Flexible solutions for recurring events , as well as for weddings, conferences, and exhibitions.

How to Make a Claim?

3. Upload documents

Surveyor will guide the customer on how and where to send the Submit the required documents.

6. Claim payment

Payment will be credited to your account once survey report and KYC docs received.

Ratings and reviews

Nikhil | ACG Group

Quote

I am extremely pleased with the service and pricing we have received on our business insurance as well as my personal insurance. They continually meet our requests for information, clarifications, and certificates expeditiously. Claim process are very easy & fast, I confidently recommend their services to anyone.

Nikhil | ACG Group

Quote

ICICI Lombard has been our insurance partner for more than a decade. The company has a diverse portfolio of non-health services, and have successfully helped us sail through the risk hurdles with outstanding solutions in Property and Marine segment

Mantra Softech (India) Pvt Ltd

Quote

We are customer of ICICI Lombard since long time and they are very competitive in market and they are far ahead in digitalization compare to others. We have very good experience with their services.

M/s Amsec Systems

Quote

I am writing this to express my immense gratitude and great fullness for your support in getting the insurance claim for my shop!

Larsen & Toubro

Quote

Customer friendly insurer. Goes the extra mile to meet deliverables. Happy to work with ICICI Lombard.

Luxmi Tea Company Private Limited

Quote

We are associated with ICICI Lombard since 2018. They have been a phenomenal risk solution partner & underwriter providing exceptional service. Thank you for the service, support & co-operation.

Frequently asked questions -
Event insurance

1.What is event insurance?

Event insurance is a policy is designed to cover the risk of the insured event which may incur incase things go wrong before or during your event. This is an umbrella policy that provides cover for event cancellation, personal injuries, third party property damage and lawsuits claimed by third parties.

2.Why do I need an event insurance?

An event insurance policy not only help you handle unexpected setbacks but also protects your event from potential losses.

3.What events are typically covered by event insurance?

Wide range of events such as corporate conferences/seminars, live concerts, award conventions, school/college annual functions, wedding ceremonies, birthday parties, trade shows, community gathering, music festivals and also sport events such as cricket, hockeyand many more can be covered in the policy.

4.What types of financial losses does event insurance provide a coverage for?

Event Insurance will provides coverage against expenses borne for conducting the event such as direct physical loss/ damage caused to sets, costumes, theatrical props, wardrobe, related equipment and other assets etc.

5.What is the coverage limit for event insurance?

Event insurance cover is customisable as per Insured’s requirement. Coverage requirement is as defined by the insured on proposal forms.

6.Can I customise the coverage amount based on my event's needs?

Yes, the coverage amount can be customised as per the Insured’s requirement.

7.Does event insurance cover cancellation due to unforeseen circumstances?

Yes, event insurance covers cancellation due to unforeseen circumstances as per policy terms and conditions such as Act of God perils, terrorism, adverse weather etc.

8.Are natural disasters covered by event insurance?

Act of God is covered under event insurance if agreed in the policy.

9.Does event insurance cover loss or damage to event equipment and prop, sets and wardrobe?

Yes, damage to event equipment and prop, sets and wardrobe is covered as declared previously by the Insured as per policy terms and conditions

10.Are there any exclusions or limitations to event insurance coverage?

Damage to materials to be utilized for the insured event due to wear and tear, event losses due to non-compliance of government regulations or absence of government permissions, loss or damage due to willful misconduct on the part of the Insured and others as per policy terms and conditions and exclusions

11.What are the key features and benefits of event insurance?

This is a customisable policy based on your needs. This insurance will provide a single policy providing an exhaustive range of covers. It will also cover for multiple events with a single policy

Event insurance mitigates financial risk in the events such as cancellation , material damage, and liability protection.

12.Can I purchase event insurance for both indoor and outdoor events?

Yes, event insurance can be purchased for both indoor and outdoor activities.

13.Can I cancel my event insurance policy if the event is no longer happening?

Yes, cancellation is possible and has to be informed in advance. However, cancellation of policy will be as per the terms and conditions laid out in the policy.

14.Can we renew our event insurance?

Yes, event insurance can be renewed as per client requirement.

15.How can I file a claim for event insurance?

Claim can be filed from our website or on intimation to the customer service representative of the company.

16.What documents are required to file a claim for event insurance?

Claims form, event details and any other document as required by the surveyor

Event Insurance, Retail UIN: IRDAN115RP0004V01201011

Read more
Product Product code UIN No.
Event Insurance 4038 IRDAN115CP0030V01201920
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