The 250cc motorcycle segment in India is hotly contested, offering a blend of performance and usability. The Suzuki V-Strom 250 fits into that space as a sporty adventure tourer and offers a little more. It offers sporty handling in the curves, a smooth ride on unpaved roads, and an engine that suits slower speeds as much as high-speed cruising. If you are considering this bike, here is everything worth knowing.

Key Specifications of Suzuki V-Strom SX

The Suzuki V-Strom 250 has a single-cylinder, 4-valve, 249cc engine producing 26.14 bhp at 9,300 rpm and 22.2 nm of torque.

The engine is mated to a 6-speed constant-mesh manual gearbox. It’s equipped with telescopic front forks and a swingarm-type rear suspension with 7-step adjustable preload.

It weighs in at 167 kg on the curb and has a 12-litre fuel tank. Under standard riding conditions, a mileage of around 32-36 kmpl can be expected.

Suzuki V-Strom SX Features And Colours

Here are the Suzuki V-Strom 250’s specifications:

• Bluetooth-enabled, fully digital LCD instrument cluster.
• Suzuki Ride Connect technology for turn-by-turn navigation and call alerts.
• Dual-channel ABS for safer braking.
• USB charging port
• Windscreen for reduced wind blast
• High ground clearance of 205mm
• Rugged knuckle guards for durability and debris protection.

Here are the Suzuki V-Strom colour options, each complete with dual-tone graphics:

• Glass Sparkle Black + Metallic Matte Fibroin Grey
• Champion Yellow No.2 + Glass Sparkle Black
• Pearl Glacier White + Matte Metallic Stellar Blue
• Metallic Sparkle Black

Suzuki V-Strom SX News & Updates

The Suzuki V-Strom 250 was updated in September 2025, when Suzuki introduced new colour options with updated graphics. The engine, gearbox, suspension and braking components stayed the same, and the ex-showroom price did not change at launch.

Prices and offers can differ by city and over time, so it is worth checking the latest details with an authorised dealership.

Documents Needed for Suzuki V-Strom SX Registration and Insurance

Registration of a Suzuki V-Strom 250 is applied for in Form 20, along with documents such as:

• Sale certificate (Form 21), issued by the dealer or manufacturer
• Roadworthiness certificate (Form 22), issued by the manufacturer
• Valid insurance certificate or cover note
• Proof of address in a form accepted by the registering authority
• Temporary registration certificate, if one has been issued
• Financier details, if the bike is bought on a loan

Once the bike is registered, the RTO issues the registration certificate (RC). A valid driving licence and third-party cover are compulsory. These documents can be shown in electronic form through DigiLocker or mParivahan.

This is an indicative list; please check with your state’s registration authority for your local requirements.

Conclusion

As a 250cc adventure tourer, the Suzuki V-Strom 250 offers a well-rounded package. A great engine, a feature-rich instrument cluster, dual-channel ABS, and 205mm of ground clearance. It suits daily city rides and handles the occasional unpaved stretch with ease.

After purchasing your bike, you must have at least third-party bike insurance to meet the legal requirements. For expanded protection, you can choose comprehensive Suzuki bike insurance, which covers third-party liabilities and damage to your own bike. You can compare plans and buy two-wheeler insurance online.

FAQs

1. What are the key safety features of the Suzuki V-Strom SX?

The bike has dual-channel ABS and disc brakes at the front and rear, along with a side stand warning that cuts the engine if the bike is put into gear while on its side stand. It also has Automatic Headlamp On (AHO) on its LED headlight unit to maximise visibility.

2. How often does the Suzuki V-Strom SX require servicing?

The bike’s schedule lists the first service at 1,000 km, then every 5,000 km (or 6 months, whichever comes first).

3. Does the Suzuki V-Strom SX come with dual-channel ABS as standard?

Yes, the Suzuki V-Strom SX comes equipped with dual-channel ABS as standard equipment. Dual-channel ABS systems act on both the front and rear wheels, balancing braking forces and preventing wheel lock-ups when braking at speed or on loose surfaces.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions, and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

High-performance cars combine powerful engines with quick acceleration, responsive handling, safety features, and advanced driving technology. In India, buyers can choose from sporty sedans, performance-oriented SUVs, and premium sports cars. The right option depends on your budget, total cost of ownership, driving preferences, and intended use. Comparing engine specifications and safety features can help you shortlist the best performance cars for your requirements.

Which High-Performance Cars Stand Out In India?

Several models stand out for their performance and engineering. Availability and specifications may vary by variant and model year.

• BMW M340i: This sports sedan combines a turbocharged six-cylinder petrol engine with an eight-speed automatic transmission and all-wheel drive. It suits buyers seeking strong acceleration without sacrificing everyday usability.
• Mercedes-AMG C 43: Its turbocharged four-cylinder engine, performance-focused transmission, and all-wheel-drive system deliver responsive power and confident road handling.
• Porsche 911 Carrera: The 911 prioritises driving precision and rapid acceleration. It appeals to enthusiasts looking for a dedicated sports car.
• BMW X5 M Competition: This performance SUV combines substantial engine output with all-wheel drive, offering brisk acceleration alongside space and comfort.

Key Performance Features And Specifications Compared

Acceleration is a useful comparison point, but engine output, torque, and drivetrain also affect how a car performs.

How To Choose The Right High-Performance Car?

Consider these factors before choosing among the top performance cars:

• Driving Requirements: Choose a sports sedan for everyday commuting and a dedicated sports car if driving engagement is your priority. An SUV may suit buyers who need additional cabin space.
• Performance Specifications: Compare power, torque, acceleration, and braking capability. A higher power figure does not automatically mean better handling.
• Running Costs: Account for premium fuel, scheduled servicing, tyres, and replacement parts. These expenses can be higher than those of regular passenger cars.
• Driving Conditions: Check ground clearance, suspension comfort, and drivetrain suitability for the roads you use regularly.
• Safety and Technology: Assess braking systems, stability control, driver assistance features, and crash protection alongside performance.

Things To Know About Car Insurance For High-Performance Cars

High-performance vehicles may require costly replacement parts and specialised repairs. These expenses can add up quickly, particularly when key components are damaged. A suitable car insurance policy can help cover eligible financial losses following an accident or other insured event.

Third-party insurance is mandatory for vehicles used on public roads in India. However, it does not cover damage to your own car. Comprehensive car insurance combines third-party liability protection with cover for insured damage to your vehicle, subject to policy terms.

Before purchasing a policy, check:

• Insured Declared Value (IDV): Confirm that the insured value reflects your car’s current market value.
• Repair Costs: Review coverage limits and cashless garage availability for specialised repairs.
• Add-on Covers: Consider add-ons like zero depreciation and return-to-invoice cover, where available and suitable.
• Exclusions and Deductibles: Understand the conditions that apply to claims and the amount you must pay yourself.

Conclusion

The best high-performance cars combine strong acceleration with handling and everyday usability. Compare manufacturer specifications and ownership costs before selecting a model. Also, choose suitable insurance protection to manage potential repair expenses and other covered losses.

FAQs

1. Which car offers the fastest acceleration?

Among the models compared above, the BMW X5 M Competition has the quickest stated 0–100 km/h acceleration at 3.8 seconds. Performance varies by model year and variant.

2. Which fuel type is best for performance cars?

Petrol powers many high-performance sports cars and sedans. However, the right fuel depends on the manufacturer’s requirements. Always follow the recommended octane rating and fuel specifications.

3. Do high-performance cars have good resale value?

Resale value depends on brand demand, vehicle condition, mileage, service history, and maintenance costs. Some sought-after models retain value well, but high-performance cars do not guarantee strong resale returns. Research used car prices before buying.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wording carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When you buy a car, you are buying peace of mind, convenience, and a financial asset. So when it gets stolen or totalled, the last thing you want is to discover that your insurance only covers what your car is worth today, not what you actually paid for it.

That difference, sometimes running into several lakhs, is exactly what separates IDV vs RTI in car insurance. And knowing which one is in your policy right now matters.

What Is IDV in Car Insurance?

IDV in car insurance stands for Insured Declared Value. Think of it as your car’s current market value.

Every year your car ages, its value drops because of depreciation. Your insurer calculates the IDV by taking the manufacturer’s listed price and subtracting depreciation based on how old your car is.

If your car is stolen or damaged beyond repair, the IDV is the maximum amount your insurer will pay you. This is why setting the right IDV actually matters.

What Is Return to Invoice (RTI) in Car Insurance?

Return to Invoice, or RTI in car insurance is an add-on cover, meaning it’s an optional cover which can be added at an additional premium. This cover basically means that instead of getting the depreciated value of your car, you get reimbursed for the original invoice value of the car.

If your fairly new car is stolen or wrecked beyond repair, this add-on fills the gap between the depreciated value and the invoice amount.

IDV vs RTI in Car Insurance: Key Differences

Here are the key differences between IDV and RTI in car insurance:

IDV vs RTI in Car Insurance: Which One to Choose?

This depends on the coverage you want. Picking between IDV and RTI in car insurance isn’t really an either-or situation, since the base value already sits inside your policy no matter what. The actual decision is whether you want to add RTI on top of it.

 If you’re still figuring this out, browsing car insurance online lets you check different IDV options and RTI add-ons side by side before you commit.

Conclusion

Think of IDV as the baseline and RTI as the safety net you choose to add. That’s really all IDV vs RTI comes down to. Carry that understanding forward, and every time you compare car insurance, you’ll be picking a policy that fits your car, not just your budget.

FAQs

1. If I have RTI, do I still need zero depreciation cover?

This depends on the coverage you are looking for. RTI matters only in total loss or theft situations, while zero depreciation helps cover the cost of replacing damaged parts during a claim by skipping depreciation deductions on parts.

2. Why does my IDV drop every year when I renew?

Depreciation is baked into how IDV is calculated, so as your car ages, its market value goes down, and the IDV follows that same curve at every renewal.

3. Can I choose any IDV amount I want for my car?

Not really. Insurers set IDV within a depreciation-based range tied to your car’s age and the manufacturer’s listed price.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Most people spend weeks researching their car and about ten minutes on their insurance. It is understandable. The car is the exciting part. While the car naturally draws more attention, insurance plays a role in supporting that purchase by outlining how potential repair or liability costs are handled.

A clear car insurance checklist is all it takes. Whether you are going through the checklist before delivery or reviewing a policy you already have, this guide walks you through exactly what to look at and what to watch out for.

What Are the Key Factors to Consider?

These are the basics that shape everything else on your car insurance checklist before delivery:

Type of Cover

There are broadly three types of car insurance in India: third-party, standalone own damage and comprehensive. Third-party is the legal minimum, and it covers injury, death, or property damage caused to another person or vehicle by the insured vehicle . Comprehensive coverage combines both third‑party liability and own‑damage coverage, offering protection for third‑party liabilities as well as damage to your own car . A standalone own‑damage policy provides coverage for damage to your own vehicle due to incidents such as accidents, fire, theft, natural disasters, and man‑made events.

Insured Declared Value (IDV)

Think of IDV as the current market value of your car. It is what you would receive if your car were declared a total loss or stolen. A higher IDV means a slightly higher premium, but it also means better coverage.

Add-Ons

These are optional covers you can layer onto a base policy. Common ones include zero depreciation, engine protection, roadside assistance, and consumables cover. Pick add-ons that actually match how you use your car, because not every add-on makes sense for every driver.

Essential Questions to Ask Before Buying Car Insurance

Here are the questions worth running through before you finalise any policy. Think of it as your car insurance checklist for buyers starter pack:

• What does the policy actually cover? Read through the inclusions and exclusions carefully. The terms and conditions vary by insurer and by policy, so do not assume anything is included by default.
• What is the cashless garage network like? Cashless repairs save you from paying upfront and waiting for reimbursement. Network size and quality differ across insurers.
• What is the claim settlement process? A policy is only as good as its claims process. Check how claims can be filed and what documents are needed.
• What is the premium based on? Premiums depend on factors like your car’s make and model, age, IDV, location, and chosen add-ons.

Common Mistakes to Avoid When Selecting Car Insurance

One of the most common mistakes is underinsuring the IDV to save on premiums, which can leave you short at the time of a claim. Underinsuring the IDV refers to choosing an Insured Declared Value that is lower than the vehicle’s actual market value to reduce the insurance premium. However, this also reduces the payout the insurer provides in the event of theft or total loss, since the claim payout is based on the lowered IDV rather than the car’s market value.

Also, try not to overbuy add-ons, and don’t forget to update your insurer after modifying your car.

Quick Checklist Before You Make a Purchase

This is your last-minute new car insurance checklist to run through before you confirm anything:

1. Decide between third-party and comprehensive cover based on your car’s age and value.
2. Set a realistic IDV that reflects the current market value of your vehicle.
3. Shortlist add-ons that are relevant to your driving habits and location.
4. Go through the policy exclusions in detail.
5. Understand the claim process and what documents will be required.
6. Check the cashless garage network in your area.
7. Keep your documents ready, such as the registration certificate, driving licence, and any previous policy details.
8. Verify your NCB amount if you are renewing or switching insurers.
9. Compare car insurance online before finalising.
10. Read the terms and conditions before signing off.

Conclusion

Getting car insurance is not just a formality you tick off before driving out of the showroom. It is a decision that deserves proper attention. When you take the time to check car insurance details carefully, understand what you are paying for, and match the policy to your actual needs, you are setting yourself up for fewer surprises later.

FAQs

1. How is a “total loss” or “theft” payout calculated?

It is typically based on your car’s IDV at the time of the incident, minus any applicable deductibles as per your policy terms and conditions.

2. Does my city of registration affect my premium?

Yes, metro and high-density urban areas tend to attract higher premiums due to greater traffic and theft risk. The exact impact varies by insurer.

3. What is NCB and can I transfer it to a new car?

NCB, or No-Claim Bonus, is a discount on your renewal premium for claim-free policy years. It belongs to you, not the car, and can be transferred to a new vehicle per your insurer’s terms and conditions.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Your car will almost always indicate when something is wrong. The issue is that most drivers don’t listen.

It is generally recommended to service your car once a year or after 10,000 kilometres, whichever comes first. However, every car is different, and so is the way we use it. Along with following a regular car servicing schedule, you should also pay attention to the signs your car gives you.

Warning Signs Your Car Needs a Service

Unfortunately, many warning signals are subtle and therefore hard to pick up on. Here are the signs that your car needs immediate servicing:

Dashboard Warning Lights and Unusual Noises

Here are some common warning lights to watch for on your dashboard:

• Check Engine light: A flashing engine light can indicate a big or small issue. Always get the issue diagnosed, even if the car feels alright.
• Oil pressure warning: This indicator goes off when your car has low oil pressure, which can cause engine damage.
• Battery warning: This means there’s an issue with the charging system.
• Temperature warning: This means your engine is overheating. You should not drive your car.

Listen for these noises in your car as well:

• Knocking or tapping from the engine
• Squealing when braking
• Grinding when changing gears
• Rattling underneath

Decreased Performance

A conspicuous drop in how the car drives is a reliable sign that something needs attention. Keep an eye out for: 

• Sluggish acceleration
• Poor fuel efficiency
• Difficulty starting
• Rough idling
• Longer warm-up time

Any of these (especially in combination) typically warrant a car service checklist review with your mechanic.

Fluid Leaks, Vibrations and Burning Smells

You may sometimes notice fluid leaking under your car. Different fluids point to different problems:

• Dark brown or black: Engine oil leak
• Red or brown: Transmission fluid
• Clear, red or brown: Power steering fluid
• Bright green, pink, blue-green or orange: Coolant leak
• Clear fluid near tyres (that may turn darker): Brake fluid

If your seat or the steering wheel vibrates, it can mean the following issues:

• Wheel alignment or balancing issues
• Worn tyres or suspension components
• Brake rotor warping

Burning smells in your car should never be ignored:

• Burning rubber: Could be a slipping belt or a tyre touching a hot component
• Acrid electrical smell: Possible wiring issue or overheating motor
• Sweet smell: Often a coolant leak near the engine
• Rotten eggs or sulphur: Old transmission fluid leak or bad fuel sensors

Poor Braking Performance

Your brakes are an extremely important part of car maintenance. Get them checked immediately if you notice:

• The car pulling to one side when braking
• A ‘soft’ feeling when pressing the brake pedal
• Squealing, grinding, or scraping sounds during braking
• Longer stopping distances than usual
• The brake warning light going off on the dashboard

Driving with compromised brakes is a safety risk for you and everyone else on the road.

Conclusion

As your car gets older or you spend more time with it, you need to stay vigilant. Catching warning signs early and addressing them promptly can help keep car servicing costs predictable.

You can also prepare for unexpected situations by checking your car insurance policy. Review your policy document to understand the full scope of your cover before you need it.

FAQs

1. What are the most common signs my car needs immediate servicing?

Your car may need immediate servicing if you notice dashboard warning lights or unusual engine noises. Reduced fuel efficiency, fluid leaks, steering wheel vibrations and poor braking performance are also signs that your car needs attention.

2. Is it dangerous to drive when the Check Engine light is on?

It may not necessary dangerous to drive when the Check Engine light is on, but you should always get the cause diagnosed. Some triggers are minor; others, such as catalytic converter failure or engine misfires, can cause further damage if the car continues to be driven.

3. What noises indicate urgent car servicing?

Noises such as grinding or squealing brakes, knocking from the engine, rattling underneath the car or grinding during gear changes can all indicate a problem and warrant immediate attention.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Mahindra XUV 7XO is the 2026 evolution of the XUV700, bringing a sharper technology package, revised suspension hardware and expanded premium features to Mahindra’s three-row SUV. You get two turbocharged engines, manual or automatic gearboxes, and, on selected diesel automatics, all-wheel drive. Its key talking points include triple HD screens, Dolby Vision and Atmos, Level 2 ADAS, and new DAVINCI damping technology for a more settled ride quality.

Features of Mahindra XUV 7XO 

Here are the key Mahindra XUV 7XO features:

• Coast-to-coast 31.24 cm triple HD screens across the range.
• 16-speaker Harman Kardon audio with Dolby Vision and Dolby Atmos on higher versions.
• Qualcomm Snapdragon SA8155P-powered ADRENOX+ system.
• Level 2 ADAS with 17 functions and ADAS visualisation.
• 540-degree surround-view camera and digital video recording.
• DAVINCI suspension technology with Frequency Selective Damping.
• Front and rear ventilated seats, 6-way powered co-driver seat and Boss Mode on applicable variants.
• Wireless Android Auto and Apple CarPlay, Alexa built-in with ChatGPT, and connected-car features.
• Six airbags and 75 safety features are standard; Mahindra also lists up to seven airbags on the XUV 7XO.

Specifications of Mahindra XUV 7XO

Here is some more information on Mahindra XUV 7XO specs:

The XUV 7XO uses McPherson struts with FSD at the front and a multi-link independent rear suspension. Wheel choices range from 17-inch units to 19-inch diamond-cut alloys.

Variants of Mahindra XUV 7XO

Mahindra currently lists six main trims: AX, AX3, AX5, AX7, AX7T and AX7L. Seating varies by version, with 6- and 7-seat configurations available in selected higher trims.

• AX: 7-seat, petrol or diesel manual.
• AX3: 7-seat, petrol/diesel with manual or automatic options.
• AX5: 7-seat, petrol/diesel with manual or automatic options.
• AX7: 6/7-seat availability depending on powertrain and configuration.
• AX7T: Technology-focused higher trim, offered in 6/7-seat configurations.
• AX7L: Top-end luxury trim, with selected diesel automatic versions available with AWD.

Current Mahindra-listed ex-showroom prices range from ₹13.99 lakh for the petrol AX to ₹25.94 lakh for the diesel AX7L AWD, although the amount payable at delivery can vary.

Why Car Insurance Is Important for Your Mahindra XUV 7XO?

The XUV 7XO is a high-value SUV with advanced electronics, cameras, sensors and premium equipment. Mahindra car insurance can help manage the financial impact of covered accident-related damage rather than leaving you to meet the entire repair cost yourself. Mahindra also offers car insurance online through its insurance business, while its XUV 7XO warranty separately covers manufacturing defects for 3 years with unlimited kilometres.

Conclusion

Before booking, compare the exact XUV 7XO variant, seating layout, gearbox and drive system. Check Mahindra’s latest price because prices can change. Choose insurance suited to your usage; insurance is separate from the manufacturer warranty. If you want the widest technology package, examine the AX7T and AX7L versions first carefully.

FAQs

1. What engine options does the XUV 7XO offer?

You get a 2.0-litre turbo petrol engine producing 149.2 kW and 380 Nm, or a 2.2-litre turbo diesel producing 136 kW, with 420 Nm in manual form and 450 Nm with the automatic. Both are available with six-speed manual and automatic transmissions, subject to variant.

2. What is the new technology in XUV 7XO?

The major new additions in Mahindra XUV 7XO variants include the DAVINCI damping system, coast-to-coast triple HD screens, Snapdragon SA8155P-based ADRENOX+, Dolby Vision and Dolby Atmos, and Level 2 ADAS with visualisation.

3. Does the Mahindra XUV 7XO come with AWD or four-wheel drive?

It comes with All-Wheel Drive, not a traditional low-range four-wheel-drive system. AWD is available on selected diesel automatic configurations, including the AX7T and AX7L versions.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Losing your vehicle’s Registration Certificate (RC) can be inconvenient, but it does not mean you have to start the registration process again. The Motor Vehicles Act and Central Motor Vehicle Rules provide a specific process for obtaining a duplicate RC. You can apply through the VAHAN portal where the service is available, or approach the concerned registering authority.

Lost Your RC Book? Don’t Panic, Here’s What You Should Do Next

If you have misplaced or lost your RC, notify the police station that covers the location where it was lost. Also, inform the registering authority that issued the RC. Rule 53 of the Central Motor Vehicle Rules, 1989 specifically requires the owner to report the loss or destruction to the police and intimate the registering authority.

What is a Duplicate RC Book

A duplicate RC is issued by the registering authority when the original Registration Certificate is lost, damaged, destroyed or cannot be used anymore. It serves as a replacement for the original document, while the vehicle keeps the same registration number and other existing registration details.

When and Why Would You Require a Duplicate RC

You need one in these situations:

• The original RC is lost or stolen
• The card is torn, faded, or the chip is damaged beyond reading

How to Apply for a Duplicate RC Online

If you are wondering how to apply for an RC book if lost, visit the Parivahan website and open the Vahan services page.

• Select ‘Vehicle Registration’ from the pop-up at the bottom left. Enter the vehicle registration number, then select the registered state and local RTO.
• Accept the ‘Terms and Conditions’ and click ‘Proceed’.
• On the next pop-up, click ‘Proceed’ to view the available online vehicle services.
• The Vahan Citizen Services page will open.
• Select ‘Basic Services’ at the top left. Choose ‘RC Related Services’ from the drop-down menu.
• Select ‘Apply for Duplicate RC’.
• The application form will open with the registration number pre-filled. Enter the last five digits of the chassis number and click ‘Verify Details’.
• The last four digits of the registered mobile number will be displayed. Click ‘Generate OTP’ to receive a one-time password on that number.
• Enter the OTP and click ‘Submit’. Select the reason for requesting the duplicate RC.
• If the RC was lost or stolen, enter the relevant FIR details. A police complaint should be filed before starting the online application in such cases.
• The applicable duplicate RC fee will be displayed on the same page. Proceed to the payment gateway and complete the payment.
• After payment, download or print Form 26 and the payment receipt.
• Upload the required documents. Once you submit all documents, the application is forwarded to the concerned RTO for processing.

How to Apply New RC Offline

If you are searching for how to get an RC book if lost, then simply visit the RTO office and submit Form 26 to the last registering authority. Carry the required supporting documents and the police report/certificate relating to the loss. Pay the applicable fee and complete any verification required by the registering authority.

Documents Required for Duplicate RC Online & Offline

Keep the following documents handy before applying for a duplicate RC:

• Form 26
• Police certificate/report in case of loss or theft
• Valid Pollution Under Control (PUC) certificate
• Valid insurance certificate
• Proof of address, where required
• PAN card or Form 60/61, where applicable
• Chassis and engine number pencil print, where required
• Owner's signature identification
• Affidavit stating that the RC was lost and has not been impounded

How to Check the Status of Your RC Application

Go back to the Parivahan Sewa portal and open the application status section. Enter your application number or vehicle registration number to see the current stage.

Conclusion

A lost RC does not require you to re-register the vehicle. Report the loss, inform the registering authority and apply for a duplicate RC through Form 26. Where available, VAHAN lets you start the process online, including document upload and fee payment. Keeping the duplicate RC handy can also make car insurance and other vehicle-related processes easier.

FAQs

1. Is filing an FIR mandatory?

Yes, for a lost or stolen RC. RTOs will not process the duplicate application without a valid FIR.

2. Can I drive without a physical RC while applying for a duplicate?

MoRTH has directed that RC information presented electronically through DigiLocker or mParivahan is legally recognised.

3. How long does it take to get a duplicate RC?

Processing time depends on the registering authority, State/UT procedures, document verification, whether an office visit is required, and whether the application has any pending issues.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When you are comparing different versions of a car, small changes between model years can affect what you get for your money. Two cars may share the same name, platform and basic engine, yet differ in features, styling, safety equipment and even driving technology. These differences matter when you are buying a new car, considering a used vehicle or deciding between two versions available at different prices. Looking beyond the exterior can help you understand whether the newer version offers meaningful improvements or simply a fresher appearance.

What Is a Facelift Car?

A facelift car is an updated version of an existing model sold during the same generation. Manufacturers may revise:

• Front and rear styling, including lamps, bumpers and grilles.
• Cabin features, displays or equipment.
• Safety equipment or other vehicle specifications.
• Engine, transmission or other mechanical components in some updates.

A facelift does not automatically mean that the car has moved to a new generation. The exact changes depend on the manufacturer and variant.

What Is a Non-Facelift Car?

A non-facelift car is the version sold before the manufacturer introduced those mid-generation updates. It can therefore have the earlier exterior design, equipment list and specification.

If you are buying a used car, do not identify the version only by its appearance. Check the registration and vehicle details against the actual car and documents. VAHAN provides vehicle-related services, including access to registration particulars.

Facelift Car vs a Non-Facelift Car

If you are wondering what is the difference between facelift and new cars, here is a quick insight:

For you, the important point is to compare the exact variants, rather than assuming every facelift is substantially different.

Why Car Insurance Is Important Regardless of Your Car Model?

A car insurance policy is important regardless of the model you drive because accidents, theft, natural calamities and third-party claims can happen to any vehicle. In India, third-party car insurance is mandatory before you drive a car on public roads. A comprehensive car insurance policy can also cover damage to your own car from accidents, theft, fire and certain natural or man-made events, depending on the policy terms. The right cover can therefore protect you from unexpected repair costs and legal liabilities. Whether you own a hatchback, sedan or SUV, compare coverage, exclusions, deductibles and add-ons before choosing a policy that suits your car and usage.

Conclusion

When comparing facelift cars vs non-facelift cars, choose the facelift when added equipment, updated safety features, or newer specifications justify the extra cost. A non-facelift car can be sensible when you get a well-maintained example at a substantially lower cost. Before buying either, verify the exact variant, registration details, insurance status and any recorded vehicle alterations.

FAQs

1. Should I buy a facelift or a non-facelift model?

Compare the exact variants and prices. If the facelift adds equipment or safety features you value, it can justify paying more. Otherwise, a well-maintained non-facelift example may offer better value.

2. Does a facelift improve performance?

Not necessarily. A facelift can retain the existing engine and transmission, while some updates may introduce mechanical changes. Check the specific engine, transmission and output of the variant you are considering rather than assuming the facelift is mechanically newer.

3. Does a facelift affect a car's ground clearance?

Usually, a facelift does not change ground clearance simply because the exterior has been redesigned. However, a manufacturer can alter suspension, wheels, tyres or other mechanical components as part of the update. Check the official specifications of both versions.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The worst time to learn what “deductible” means is when you are already filing a claim. Or to find out your IDV was set too low right when your car has been written off. Most motor insurance confusion does not happen at the time of purchase. It happens after, when the terms you glossed over start having real consequences.

The good news is that none of this motor insurance terminology is actually complicated once someone explains it without the jargon. So here is that explanation before you ever need it.

Common Motor Insurance Terms You Should Know

Whether you are looking at your first policy or renewing an old one, these are some of the important motor insurance terms:

Premium

The amount you pay to keep your policy active, calculated based on factors such as your vehicle type, age, engine capacity, location, and the coverage you choose.

Insured Declared Value (IDV)

Your vehicle’s current market value as determined by the insurer, and the maximum amount you would receive in case of theft or total loss.

Third-Party Liability Coverage

Mandatory by law in India, this covers damages you cause to third party another person, their vehicle, or their property. It does not cover your own vehicle.

Comprehensive Coverage

Covers both third-party liabilities and your own vehicle’s damages from accidents, theft, fire, or natural calamities.

No Claim Bonus (NCB)

A discount on your premium that builds every year you do not make a claim. It stays with you, so it follows you when you switch insurers or buy a new car.

Deductible

The portion of a claim you cover before the insurer pays the rest. Opting for a higher voluntary deductible brings your premium down but means more out of your pocket when you do claim.

Depreciation

Depreciation in motor insurance is the steady drop in the value of your vehicle over time due to wear and tear and other such factors , and your claim payout reflects that. When a part is replaced, you receive its depreciated value.

Terms Related to Coverage and Claims

Here are a few more terms in motor insurance, except these are related to coverage and claims:

Cashless Claims

When you repair your vehicle at a garage within your insurer’s network, the insurer settles the bill directly. No upfront payment, no paperwork chase, except your deductibles.

Reimbursement Claims

If repairs happen outside network garages, you pay first and apply for reimbursement later. The insurer reimburses the approved amount (subject to policy terms and conditions), minus any deductibles or depreciation.

Own Damage (OD) Cover

Covers your vehicle for own damages only and doesn’t cover third party liability.. It comes built into comprehensive policies but can also be bought separately.

Add-Ons

Add ons are coverage available at an additional premium which covers what your base policy does not. Zero Depreciation, Roadside Assistance, Engine Protection, and Consumables Cover are common picks, each plugging a different gap in your standard cover.

Tips to Understand Your Motor Insurance Policy Better

Decoding your policy does not have to be a weekend project. Read the policy document when you receive it. Pay attention to the exclusions section specifically. Check whether your preferred garage is in the insurer’s cashless network before an emergency, and track your NCB to make sure it transfers at renewal.

Conclusion

It is important to know Motor insurance terms so that you can decipher your policy terms

Comparing options for a suitable car insurance gets a lot easier when you know what to look for. And now you do.

FAQs

1. Do all add-ons increase the insurance premium?

Yes, add-ons since add ons are available at an additional premium they generally increase the premium because they provide additional coverage beyond the standard policy.

2. How do I choose the right add-ons for my vehicle?

This depends on the coverage you are looking for. Consider factors such as your vehicle’s age, location, usage patterns, and budget when selecting add-ons.

3. Can I remove add-ons during renewal?

Yes, you can usually review your coverage needs and remove add-ons that you no longer require at renewal.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Every time your car ages, its parts lose value on paper. That is depreciation. And when you make a claim under a standard policy, your insurer factors that in before paying out. Zero-depreciation cover available at an additional premium helps waive that deduction, thereby maximizing your claim payout.

How useful it is, though, depends on a variety of factors one of which is your car’s age. The conversation around zero-depreciation cover exists for a reason, and that reason is why the math looks very different depending on the age of your vehicle.

Zero Depreciation Coverage for New Vehicles

A new car is a significant investment, and the last thing you want after an accident is a claim settlement that does not fully cover the repair. That is the gap zero dep closes.

With a standard policy, your insurer deducts depreciation before claim pay out. Zero dep removes that calculation, so you get the full replacement cost of parts without topping it up from your own pocket.

If you are wondering whether to buy zero dep insurance for a new car, think about it this way: with a standard policy, depreciation is deducted when parts are repaired or replaced. This means you may have to pay a portion of the cost out of pocket. With zero dep, this deduction doesn’t apply, so your expenses stay lower.

Since a new car holds its highest value in the initial years and parts are more expensive, choosing zero dep early on can help you protect that value more effectively.

Zero Depreciation Car Insurance Cover

Older cars have depreciated significantly, so the gap between market value and part replacement cost is wider.

Zero Depreciation Coverage for Old Vehicles

For cars older than five years, the decision requires more thought. Your car has already depreciated significantly, so the stakes are different. But that does not automatically make it a bad idea.

Even on an older car, part replacement costs can still be substantial. If you drive frequently and often pick up minor damage, zero dep can still save you money on settlements over time. The premium for older vehicles is generally lower too.

If you are wondering whether you should buy zero dep insurance for an old car, think about how you use the vehicle. If your car is driven regularly, exposed to city traffic, or has a higher chance of part‑replacement costs, zero dep can offer value by reducing out‑of‑pocket expenses during accidental repairs.

Comparative Analysis: New vs Old Vehicles

Here is a quick look at the key factors to help make the decision a little clearer:

• Availability: Zero dep is widely available for cars.
• Premium cost: Generally higher for new cars due to their higher value and repair costs.
• Value of coverage: Strongest in the first few years.
• Claim benefit: For new cars, you get close to the full part replacement value. For older cars, the benefit may get impacted due to decrease in IDV.

Conclusion

Zero depreciation in car insurance is not a one-size-fits-all decision, it is one of the smarter add-ons you can opt for based on your coverage needs, usage and requirement.

If you are looking for a suitable car insurance for your situation, zero dep is just one piece of the puzzle. Factor in overall coverage, garage network before making a final call, etc.

FAQs

1. Why is it recommended for your car?

Replacement of parts can be expensive. Zero dep cover helps reduce out-of-pocket repair costs after a claim.

2. Can I get zero dep for a car over 5 years old?

Yes, insurers may offer it for older cars also, you may check in with the respective insurer.

3. Does zero dep cover all claim expenses?

The evaluation of the claim depends on exclusions, deductibles, and policy conditions may still apply.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A driving licence is an important document that motorists must carry while driving. The Government of India provides digital access to driving licence details through the mParivahan app. Users can create and access a virtual version of their Driving Licence (DL) on their mobile phone, making it easier to present the document when required.

What mParivahan App? 

mParivahan is the official mobile app operated by the Ministry of Road Transport and Highways (MoRTH) through the National Informatics Centre (NIC). It is available for free on both Android and iOS devices. In the app, you can view your DL details, check clets information, verify Registration Certificate (RC) details, and check vehicle insurance status.

Steps to Download Driving Licence Via mParivahan App

If you are wondering how to download DL from Parivahan, follow the steps mentioned below:

• Search "mParivahan" on Google Play or the App Store and install the official app published by NIC.
• Open the app and choose Get Started. Enter your mobile number and the OTP you receive to continue.
• Choose an MPIN to unlock the app each time you open it.
• Sign in to your account and go to the dashboard. Next, select the DL tab and enter your DL number and date of birth to proceed.
• Click on 'Add to Dashboard' to generate your virtual DL.

How To Access Your Digital Driving Licence

Now that you know how to download your driving licence from Parivahan, here is how you can view it:

• Open the app and enter your MPIN.
• Tap the DL card displayed on your dashboard.
• Your digital DL will show details such as your photograph, DL number, validity and vehicle class, along with a QR code.

What To Do If Your Driving Licence Is Not Visible

If your DL does not appear after you enter your details, try these steps in order:

• Check that your DL number and date of birth match the details on your physical licence exactly.
• If you recently renewed your licence, allow some time for the updated details to appear in the database, then try fetching the record again.
• If your DL was issued recently, the record may take time to appear in the Sarathi database after the RTO processes it. Try again later if the details are not available immediately.
• If your licence is an older record and does not appear online, contact the concerned RTO to check whether its details have been digitised and entered into the system.
• You can also check DigiLocker under “Issued Documents” to see whether your DL is available there.

Is A Digital Driving Licence Valid In India?

Yes. Digital DLs are legally valid in India when shown via DigiLocker or mParivahan. When a traffic officer scans the QR code, it connects live to the national database and instantly confirms your details.

Why Motor Insurance Is Important Even With A Valid Driving Licence?

A valid DL confirms that you are legally authorised to drive, but it does not meet the separate requirement for vehicle insurance In India, the Motor Vehicles Act, 1988 requires at least third-party car insurance for vehicles used on public roads. Insurance protects you from financial liability if your vehicle causes injury, death or property damage to a third party.

Depending on the policy, comprehensive or own-damage car insurance online cover can also help pay for damage to your vehicle due to accidents, theft, natural calamities and other covered events.

Conclusion

Before relying on your phone during a traffic check, add your licence to the app and confirm that the displayed details are correct. If the record is missing, check DigiLocker and follow up with your RTO where necessary. Also, check your vehicle’s insurance status regularly and renew the policy before expiry to avoid compliance issues and unexpected financial exposure.

FAQs

1. Can I use the digital licence during a traffic check?

Yes. You can show your DL stored in mParivahan or DigiLocker during a traffic check. Authorities can scan the QR code on the digital licence to verify your licence details.

2. How to download LL from Parivahan?

Yes. You can add your Learner’s Licence (LL) to the app by entering your LL number and date of birth. Once added, you can access it from your dashboard along with your other available documents.

3. Does mParivahan provide complete details of someone else’s driving licence?

No. Public access to another person's transport records is limited.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

You’ve got comprehensive car insurance. Great start. But a standard policy only covers the basics, like damage to your car and third-party liability. The moment something more specific happens, like your engine flooding or a tyre blowing out on a highway, you realise the base cover doesn’t stretch that far. That’s exactly what add-ons are for.

Add-ons are optional covers you can attach to your base car insurance policy for an additional premium. Each add-on helps provide additional coverage. So, basically, you can customise your policy to match your needs. Let’s take a closer look at the options.

Popular Add-Ons for Comprehensive Car Insurance

Here’s a look at the most commonly opted for comprehensive car insurance add-ons:

1. Zero Depreciation Cover

Every car part loses value over time due to depreciation. Without this add-on, your insurer pays only the depreciated value of a replaced part during a claim payout. With Zero Depreciation Cover, you receive the full cost of the part with no depreciation deduction applied.

2. Engine Protection Cover

Your base policy may not cover engine damage caused by water ingression or oil leakage, both of which are fairly common during heavy rains or monsoon flooding. Engine Protect Cover covers repair or replacement costs for internal engine and gearbox parts under these conditions.

3. Roadside Assistance (RSA)

When your car breaks down mid-journey, Roadside assistance connects you to help, whether it’s a tow truck, a technician, fuel delivery, or an emergency taxi arrangement. It is available 24/7 and saves you the scramble of finding help on your own in an unfamiliar area.

4. Consumables Cover

This add-on covers the cost of consumables such as engine oil, bolts and more, so you’re not paying out of pocket for minor repair-related expenses.

Benefits of Choosing Add-Ons in Comprehensive Car Insurance

The real value of add-ons for comprehensive car insurance shows up when things do not go as planned. A flat tyre during a long drive can also quickly turn into a stressful situation.

Another benefit is convenience. With covers like RSA, you are not stuck figuring things out alone. Someone comes to assist you in case of an emergency.

How to Choose the Right Add-Ons in Comprehensive Car Insurance

There is no one-size-fits-all list here. The right choice depends on how you use your car and where you usually drive it.

If you drive through heavy monsoons or waterlogged areas, engine protection becomes more relevant. If you take long drives or travel often, roadside assistance can feel less like an extra and more like a safety net.

Also, keep an eye on the premium increase. Add-ons do raise the cost slightly, but they also help mitigate financial risk in case of emergencies. It is all about balancing comfort with cost.

Conclusion

A comprehensive car insurance policy already gives you a solid base. But add-ons are what make it feel more personal to your needs. Rather than loading up on every available option, take a moment to map out what your car realistically needs. Your location, your car’s age, and your driving habits will guide you well. The right add-ons in comprehensive car insurance are the ones that close the gaps in your existing cover without stretching your budget.

FAQs

1. Is Zero Depreciation really worth the extra money?

It usually is if your car is new or frequently driven. You get a higher claim amount without worrying about depreciation cuts, which can make repairs feel less financially heavy.

2. Should I get Engine Protection if I don’t live in a flood zone?

This depends on your coverage needs. Unexpected water damage from heavy rain or road conditions can affect the engine, even outside flood-prone areas.

3. Why pay for Roadside Assistance (RSA) if I have a local mechanic?

RSA helps when you are stuck on the road and cannot reach a mechanic easily. It saves time and reduces stress during breakdowns, especially in unfamiliar places.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Getting your car driving licence in India is not just about booking a test and driving around an RTO track. You first need to meet the eligibility conditions, hold a valid learner’s licence for the required period and complete the application process. The driving test then checks specific skills, including vehicle control, signalling, reversing, turning, lane changes and responses to traffic situations.

Who Is Eligible to Take the Car Driving Licence Test?

For a private car, you must be at least 18 years old. The vehicle class normally used for a personal car application is Light Motor Vehicle as a Non-Transport Vehicle (LMV NTV).

You also cannot directly take the permanent licence test after applying for a learner’s licence. Your learner’s licence must have been held for at least 30 days. It remains valid for six months, giving you a window to complete the driving licence process.

Documents Required for the Driving Licence Test

The documents you need can vary depending on your application and circumstances. The prescribed list includes:

• Proof of age and address, such as Aadhaar, passport, electoral roll, birth certificate or school certificate.
• Form 1 self-declaration of physical fitness, where applicable.
• Form 1A medical certificate, where specifically required.
• Your learner’s licence.
• Photograph, where required.

Step-by-Step Car Driving Licence Test Procedure

Here is the step guide to RTO car driving test:

1. Apply for the driving licence: Complete the application, upload or submit the required documents, pay the applicable fee and book a test slot where the service provides online slot booking.
2. Take the correct car: The competence test is conducted in a vehicle of the type covered by your application.
3. Complete the track and driving assessment: You may be assessed on much more than simply moving the car forward. The prescribed test covers:
   • Starting safely and using the controls correctly
   • Smooth gear changes and braking
   • Starting on an incline without rolling backwards
   • Correct left and right turns
   • Mirror use before signalling or manoeuvring
   • Lane changes and appropriate signalling
   • Controlled reversing into a limited opening
   • Turning the vehicle around using forward and reverse gears
   • Responding correctly to traffic signs and signals
   • Giving priority to pedestrians at relevant crossings
   • Maintaining the correct road position and adjusting speed to conditions
4. Complete the remaining formalities at the concerned office.

Car Driving Licence Test Fees

The prescribed central fee schedule lists:

• Learner’s licence issue: ₹150 per vehicle class
• Learner’s licence test: ₹50
• Learner’s licence repeat test: ₹50

Why Is Car Insurance Important After Getting Your Driving Licence?

Your driving licence authorises you to drive; it does not replace the documents required for the vehicle itself. A valid car insurance certificate is among the documents associated with vehicle registration and other vehicle-related processes. The prescribed road-safety material also identifies third-party car insurance as the required insurance cover for motor vehicles.

So, before you start driving your car regularly, check that its insurance is valid and that the vehicle documents are in order.

Conclusion

A successful car driving test depends on controlled driving rather than simply completing a track. Keep your learner’s licence valid, practise the specific manoeuvres assessed under the rules and check your documents before the appointment. Most importantly, treat mirrors, signals, positioning, reversing and pedestrian priority as part of the test and not optional extras.

FAQs

1. How can I book a car driving licence test?

Once you have held your learner’s licence for at least 30 days, you can apply for a driving licence and book an available test slot through the online licensing service for your location.

2. How long does the driving licence test take?

There is no fixed duration for the test across India. The time can vary depending on the test centre, queue, and the driving skills being assessed.

3. What are the common reasons for failing the test?

You may fail due to issues such as rolling backwards on an incline, poor signalling, incorrect lane positioning, unsafe reversing, inadequate mirror checks, incorrect responses to traffic signs or signals, or failing to give pedestrians priority.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Your car’s tyres are the only part of the vehicle in constant contact with the road, so they’re designed to withstand plenty of wear and tear. However, their durability can make it easy to assume that they don’t need much maintenance. But sturdy does not mean invulnerable. Neglecting car tyre maintenance could increase the risk of a sudden blowout or a skid on a wet road, potentially causing serious damage.

These basic car tyre maintenance tips can help reduce the risk of tyre-related accidents.

Correct Tyre Pressure Improves Handling and Prevents Blowouts

Tyre pressure affects almost everything about how your car behaves. Here is what can happen when tyre pressure is too low or too high:

• Under-inflated tyres: Flex more than they should and build up heat on long drives, which increases blowout risk. They also extend braking distances.
• Over-inflated tyres: They have a smaller contact patch with the road, making them more likely to skid on uneven surfaces. Steering will feel stiff and it’ll be hard to make sudden turns or stops.

Check your tyre pressure once a month. The recommended pressure will be stated in your owner's manual.

Adequate Tread Depth Prevents Skidding and Hydroplaning

Tread channels water away from the tyre, maintaining grip on wet roads. As it wears down, hydroplaning risk goes up, where the tyre rides on a film of water instead of gripping the surface. The legal minimum tread depth in India is 1.6mm.

Pro Tip: Insert a one-rupee coin into the tread groove. If you can see the head of the Ashoka figure, your tread is too low.

Regular Rotation and Alignment Ensure Predictable Control

Tyre wear can vary depending on where each tyre is positioned. On front-wheel-drive cars, front tyres typically wear faster than rear tyres. Rotate your tyres after 8,000 to 10,000 kilometres (or every 6 months) by changing their positions on the car. This helps distribute wear more evenly and can extend tyre life.

Avoiding Structural Damage Reduces Risk of Sudden Failure

Hitting potholes or kerbs can cause hidden damage inside your tyres. Even if you can’t see it, your tyres are gradually weakening. This increases the risk of a sudden blowout. Check your tyres regularly for:

• Bulges or lumps on the sidewall
• Cracks or cuts in the rubber
• Embedded objects like nails or glass

If you spot a bulge, replace the tyre immediately. Tread depth alone does not tell you whether a tyre is structurally sound.

Seasonal Tyre Choice Improves Safety in Different Conditions

India’s road conditions vary dramatically by region and season and you have to account for them. During the monsoon, waterlogged roads reduce tyre grip. To drive safely, you need good tread depth. In colder or high-altitude regions, slippery roads greatly affect driving and standard tyres may not be suited to these conditions.

For most urban Indian drivers, all-season tyres are a practical and reliable choice.

Tyre Neglect Is a Leading Cause of Road Accidents

India’s roads are notoriously difficult to navigate. In 2025, road accidents claimed 1.83 lakh lives.

Worn, improperly inflated or overloaded tyres can make sudden manoeuvres less safe and increase the risk of accidents. These incidents are not always unavoidable. Regular car tyre maintenance, including monthly pressure checks and periodic inspections, can help reduce this risk.

Fuel Efficiency and Stability Reduce Unexpected Hazards

Well-maintained tyres control rolling resistance. This means that you can benefit from:

• Increased fuel efficiency
• More predictable handling
• Less vibration and drift, especially during hasty manoeuvres

Conclusion

Tyre maintenance can be an easy task to add onto your existing maintenance schedule. Monthly pressure checks, regular tread inspections and periodic rotation and alignment visits cover most of what your tyres need.

You can also make this simpler by checking whether your car insurance covers tyre damage. Some policies offer a Tyre Protect Cover as an add-on, which can cover the cost of repairing or replacing damaged tyres. Always check your policy documents to see if this cover is included in your plan.

FAQs

1. How does tyre pressure affect accident risk?

Incorrect tyre pressure affects braking, steering and tyre stability. Under-inflated tyres can overheat and blow out, while over-inflated tyres have less road contact and can skid more easily. Maintain the manufacturer-recommended pressure to reduce both risks.

2. What happens if my tyres have low tread depth?

Low tread decreases the tyre's ability to channel water. This increases hydroplaning risk on wet roads. It also extends braking distances on both wet and dry surfaces.

3. How often should I check my tyre pressure?

Check your tyre pressure at least once a month and before any long drive. Make sure you check when the tyres are cold.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Your car goes through a lot on the road, and chances are you already account for much of the resulting maintenance. You fill the fuel on time and dutifully send in your car for service once a year.

There’s a bit more to it than that. Skipping checks or ignoring minor issues in the present can lead to expensive repairs in the future. Here are some car care mistakes you may be making.

Why Car Maintenance Matters

Your car is a machine and it needs its oiling, so to speak. Consistent upkeep means that it performs safely when you’re out on the often challenging roads of India.

Without a car maintenance schedule, you’re shortening your car’s lifespan. Neglect can also affect fuel efficiency and resale value.

Top Common Car Maintenance Mistakes Owners Make

The following are the most common car maintenance issues that owners make:

1. Skipping Oil Changes: Engine oil lubricates moving parts and prevents overheating. Old, degraded oil loses viscosity and stops doing its job effectively, leading to increased engine wear. Most manufacturers advise an oil change every 5,000 to 11,000 kilometres (this depends on oil type and driving conditions).
2. Ignoring the Check Engine Light: Many drivers put off getting the check engine light checked out because the car feels fine. In some cases it flags a minor issue; in others it signals something that can escalate quickly if left alone. Get it scanned at a service centre as soon as it comes on.
3. Neglecting Tyre Pressure and Tread: Under-inflated tyres wear unevenly, which reduces fuel efficiency and increases braking distance. A worn tread reduces grip on wet roads and raises the risk of hydroplaning.
   • Check pressure once a month and before a long drive
   • Inspect tread depth regularly. Replace your tyre before it reaches the 1.6mm legal minimum.
   • Do not forget to check the spare tyre’s pressure
4. Delaying Brake Inspections: Squealing, grinding, or a soft brake pedal are all signs that brakes need attention. Brake pads should be inspected at every service , and any unusual sound or feel should be investigated immediately.
5. Not Replacing Air and Cabin Filters: A dirty or clogged cabin filter affects air quality inside the car and puts strain on the air conditioning system.
6. Skipping Coolant and Fluid Checks:  Low coolant may cause engine overheating, particularly during Indian summers. Owners should check and top off the following fluids in the car regularly:
   • brake fluid
   • power steering fluid
   • windshield washer fluid
7. Ignoring Unusual Noises or Vibrations Rattles, knocks, pulling to one side, and steering vibrations are the car’s way of flagging that something is off. These are often early signs of alignment issues or worn suspension components.

How These Mistakes Affect Total Ownership Cost

The next time you find yourself putting off even a small issue with your car, think about what you’re risking: your safety on the road.

By getting to it now, you’re also saving heavily on maintenance. Skipping a routine oil change that costs a few hundred rupees may eventually lead to engine damage costing lakhs to repair. Tyre neglect can hamper your driving experience or even cause a blowout while driving.

Conclusion

Most car maintenance mistakes result from a lack of a monthly schedule. Set reminders for tyre and fluid checks, and act immediately on any warning signs.

As part of protecting your car, review your car insurance policy to verify what it covers in case of an accident or mechanical failure. Always check your policy document carefully.

FAQs

1. What is the most common car maintenance mistake owners make?

The most common car maintenance mistake owners make is skipping or delaying oil changes. Engine oil slowly degrades and loses its ability to lubricate engine components. Without top-offs, wear is accelerated and the engine can suffer potentially serious damage.

2. How often should I check my tyre pressure?

You should verify your tyre pressure at least once a month and before any long journey. Check when the tyres are cold, as heat from driving can give a misleading reading. The recommended pressure for your car is listed in the owner’s manual or on a sticker on the driver’s side door.

3. Is it safe to ignore the Check Engine light if the car seems fine?

No. The Check Engine light can indicate minor or serious issues, even if they aren’t apparent. Diagnose the cause of the light at a service centre as soon as possible. Ignoring it risks missing an early warning that could prevent a more costly repair later.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Monsoon mornings test your car almost as much as your patience. You get in, turn the key or press the start button and the engine takes a little longer than usual to fire up. It may even splutter before finally starting, particularly after the car has been sitting for several hours. Knowing how to cold start a car in the rain can help you get moving without putting unnecessary strain on the engine. Here’s what you need to know.

Why Can Cars Be Difficult To Start During Rainy Weather?

During the monsoon, moisture and humidity can affect different vehicle components, making starting issues more noticeable. Here’s how rainy weather can affect vehicle systems:

Common Reasons a Car Fails To Start In The Rain

Here's why cold starting a car in the rain may cause some issues:

• Moisture in the ignition system: Dampness around components such as spark plugs, ignition coils and related connections can interfere with the spark required to start the engine.
• Weak battery: battery that is already ageing or low on charge may struggle to provide enough power for starting, especially after the car remains parked during rainy weather.
• Damaged or exposed wiring: Worn-out insulation, loose connections or exposed wiring may allow moisture to affect electrical flow.
• Faulty starter motor: A worn starter motor may already have difficulty turning the engine, and damp conditions can make the issue more noticeable.

Best Way To Cold Start a Car In Rainy Weather

Starting a car after it has been parked overnight takes a little more care during the monsoon. Here’s the best way to start a car in the monsoon:

Step 1: Turn off unnecessary electrical

Before you start the car, make sure the headlights, music system, air conditioning and other accessories are turned off.

Step 2: Turn on the ignition first

Switch on the ignition and wait for the dashboard warning lights to appear. In diesel cars, allow the glow plug indicator to turn off before starting the engine.

Step 3: Try to start the engine without repeated attempts

Start the engine, and if it does not start, wait 10 to 15 seconds before trying again. Do not try repeatedly, as it can drain the battery and damage the starter. Seek professional assistance if the car fails to start after multiple attempts.

Step 4: Let the engine warm up before driving

Once the engine starts, let it run for 30 to 60 seconds before putting it in gear. Drive slowly for the first few minutes. This lets the engine oil circulate and helps the engine warm up to its regular operating temperature.

Signs Your Car Needs Immediate Attention

If your car continues to show certain symptoms despite a proper cold start, it may be dealing with an underlying issue:

• Clicking sound with no crank when you turn the key.
• Frequent stalling, particularly in humid or wet environments.
• Dimming or flickering of dashboard lights when starting up.
• An unusual burning or musty odour coming from the engine bay or cabin.
• Visible rust or corrosion near the battery terminals.
• The engine stalls shortly after starting.
• Burning smell from electrical components.

Why Is Car Insurance Important?

Even with proper maintenance, rainy weather may increase the risk of accidents, and vehicle damage. While safe driving may help reduce these risks, car insurance offers financial support against repair costs and third-party liabilities. A comprehensive car insurance policy may also cover insured damages caused by accidents, theft, floods, storms and other natural calamities, subject to the policy terms.

Conclusion

Knowing the best way to cold start a car in cold weather can help you avoid unnecessary strain on the engine. Regular maintenance and appropriate car insurance coverage can also help you prepare for unexpected mechanical and financial setbacks.

FAQs

1. How long should I idle my car after a cold start?

Let the engine idle for around 30 to 60 seconds after starting, then drive gently until it reaches its normal operating temperature.

2. Can rain damage a car battery?

Rain does not normally damage a sealed car battery, but moisture can worsen existing problems such as corrosion, loose battery terminals or damaged wiring, making it harder to start the car in rainy conditions.

3. Can I restart my car if it stalls in deep water?

You should not restart your car if it stalls in deep water, as doing so can cause severe engine damage if water has entered the engine. Move the vehicle to safety if possible and seek professional assistance.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Families, businesses, and transport operators often have very different vehicle requirements. Some need extra seating capacity, while others need more cargo space or a vehicle built for commercial use. To meet these needs, van-type cars come in different sizes and configurations. Comparing different types of vans can help you identify the right option for your intended use.

Here is everything you need to know about the types of vans available in India and the factors to consider before choosing one.

Understanding Van Categories for Indian Buyers

India offers a variety of van-type cars to suit different consumer needs. Broadly, the following types are classified based on their purpose, and each type of van vehicle serves a specific function:

1. Budget Utility Vans

Budget utility vans are generally used to deliver or transport goods and support everyday travel. They can be a practical choice for small businesses and families, thanks to their compact size, good fuel efficiency, and ease of parking.

2. Commercial and Group Passenger Vans

Commercial and passenger vans are built to transport larger groups of people. They are commonly used for school transport, employee travel, and tourism. These vans offer ample seating, spacious cabins, comfortable interiors, and features that make longer journeys more convenient.

3. Ultra-Luxury Vans and Minivans

Luxury vans and different minivans usually focus on comfort and convenience for passengers. Their features cover spacious cabins, reclining seats, advanced infotainment systems, climate control, and premium interiors. Although less common in India, these vans are generally used for executive travel, luxury tourism, and chauffeur-driven transport.

Popular Van Models in India

Buyers exploring vans in the Indian market generally find options across diesel, petrol, Compressed Natural Gas (CNG), and increasingly, electric fuel types.

Here are some of the popular van models in the Indian market:

How to Choose the Right Van?

The best van type for you depends on how you plan to use it. Here are a few factors to consider before making a choice:

• Purpose: Decide based on the primary use of the van, whether it is for family travel, business use, or transporting goods.
• Budget: Consider the overall cost of ownership, including the purchase price, four-wheeler insurance, fuel, and maintenance expenses.
• Seating Capacity: Consider the number of seats required based on the expected number of passengers.
• Payload Capacity: The payload capacity should match the weight of the goods or equipment the van is expected to carry.

Why Is Car Insurance Important for Van Owners?

Under the Motor Vehicles Act, 1988, Section 146, all types of vans and cars plying on public roads must carry a valid third-party car insurance plan. Beyond meeting this legal obligation, insurance also serves a practical purpose. Depending on the policy terms, it can offer financial protection against covered losses and third-party liabilities. Private van owners may also opt for comprehensive car insurance to protect their vehicle against any accidents, theft, and natural disasters.

Conclusion

The choice among the different types of vans depends on what you expect the vehicle to do every day. Focusing on practicality, ownership costs, and intended use can help narrow your options. After making your decision, review the insurance policy wording carefully to understand the available coverage, terms, conditions, and exclusions.

FAQs

1. Which type of van is best for a large family?

A full-size passenger van or a large modern minivan could be a good choice for a large family because it provides large seating capacity, more cargo space, and flexible configuration options.

2. What is the difference between a passenger van and a cargo van?

Passenger vans are generally built to transport people with multiple rows of seats and windows, while cargo vans are built to transport goods with an open rear space and solid metal sides.

3. Can I drive a van with a regular driving licence?

Yes. Under Indian law and Supreme Court rulings, a regular Light Motor Vehicle (LMV) driving licence can be used to drive a van if the gross vehicle weight is up to 7,500 kg.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Not every road in India offers the same driving conditions. Some routes include rocky terrain, waterlogged stretches, or unpaved tracks, particularly during the monsoon. In such situations, a 4x4 car can provide additional traction and control.

The best 4x4 cars in India are available with different capabilities and features. Here is everything you need to know before choosing one.

List Of Best 4x4 Cars In India

The best 4x4 cars in India differ in their engines, drivetrain systems, and off-road capabilities. The table below covers key specifications to help you compare.

Key Features to Look for in a 4x4 Car

Before shortlisting the best 4x4 SUV in India, knowing which features to prioritise can make the selection process considerably simpler. Some of these features include:

• 4WD (Four-Wheel Drive) System Type: A 4WD system powers all four wheels of the car simultaneously, improving traction where two-wheel drive may lose grip. These systems are available in part-time and full-time configurations, and some can be engaged while the vehicle is in motion.
• Low-Range Transfer Case: Provides additional torque at low speeds, helping improve control on steep inclines and loose terrain. It is commonly found in vehicles designed for regular off-road driving.
• Ground Clearance: Higher ground clearance reduces the risk of underbody damage on rocky or waterlogged surfaces. The specified ground clearance varies by model.
• Locking Differentials: Help keep the wheels turning when traction is lost. Depending on the model, these may be mechanical or electronic.
• Terrain Management Systems: Automatically adjust different vehicle functions to match the driving surface, helping improve control in changing conditions.
• Safety Features: Common safety features include dual airbags, ABS (Anti-lock Braking System) with EBD (Electronic Brakeforce Distribution) and crash safety ratings.

Things to Consider Before Buying a 4x4 Car

The best 4-by-4 car in India for you depends on your driving needs, budget, and preferred features. Consider these factors before making a choice:

• Budget, including maintenance and running costs
• Primary usage such as city driving, highways, or off-road travel
• Fuel and expected mileage
• Seating capacity and luggage space
• Ground clearance
• Manual or automatic transmission options
• Safety ratings and standard safety features
• Resale value
• Warranty coverage and roadside assistance
• Authorised service centres
• Spare parts availability

Why Is Comprehensive Car Insurance Important for a 4x4 Car? 

The best 4x4 off-road cars in India are built for demanding conditions, but that same capability comes with higher exposure to risk. Third-party car insurance, while legally mandatory, only covers damage caused to another party and leaves your own vehicle unprotected.

Comprehensive car insurance, on the other hand, covers your vehicle against accidental damage, theft, fire, and natural calamities, among other events. For a vehicle that regularly operates in high-risk conditions, financial exposure without this cover can be significant.

Inclusions, exclusions, and add-on options vary across insurers, so review the policy wordings before finalising your choice.

Conclusion

To choose the best 4x4 in India for your needs, test your shortlisted options against your usual driving conditions, budget, and ownership expectations. Take a test drive to assess comfort and handling, check the warranty and ownership costs, and arrange suitable car insurance before you drive your new vehicle home.

FAQs

1. What is the difference between 4x4 and AWD?

A 4x4 system is typically manually engaged by the driver and is built for off-road driving, improving traction on surfaces like mud, sand, and rocky trails. An AWD system, on the other hand, works automatically, adjusting power between the wheels to improve grip and stability on regular roads and in changing weather conditions.

2. Are 4x4 cars expensive to maintain?

The maintenance cost usually depends on the type of car, brand, availability of spare parts, servicing requirements, and driving conditions. The best 4x4 off-road cars in India generally have higher maintenance costs than entry-level models.

3. Are 4x4 cars good for daily driving?

Yes, many modern 4x4 vehicles are designed for both daily driving and occasional off-roading, although fuel efficiency and comfort might vary between models.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A clean windshield does much more than improve the appearance of your car. It gives you a clear view of the road, reduces glare from sunlight and headlights, and helps your wipers perform properly during rain. Dust, fingerprints, bird droppings, insect residue and hard water stains can build up over time, making it difficult to see clearly.

If you want streak-free glass without damaging the surface, the right cleaning method makes all the difference.

How to Clean a Car Windshield: Step-by-Step

If you are wondering how to clean the inside of a car windshield, here is how you can do it:

• Avoid cleaning the windshield under direct sunlight. Heat causes the cleaning solution to dry too quickly, leaving streaks behind. A cool surface gives you enough time to wipe the glass properly.
• Use a dry microfibre cloth or gently rinse the windshield with clean water to remove dust, sand and loose particles. This prevents scratches when you begin wiping the glass.
• Use an automotive glass cleaner or prepare a simple solution by mixing equal parts distilled water and white vinegar. Avoid products that leave oily residue, as they can create glare while driving.
• Spray the cleaner onto the microfibre cloth instead of directly onto the windshield. This reduces overspray on your dashboard, bonnet and paintwork.

Common Mistakes to Avoid While Cleaning Your Windshield

Now that you know how to clean a windshield on a car, avoid these common errors:

• Using paper towels, which can leave lint behind.
• Cleaning dry glass without removing abrasive dust first.
• Using household cleaners containing ammonia on tinted windows.
• Scrubbing stubborn stains with excessive force.
• Ignoring the inside of the windshield, where smoke residue, fingerprints and interior dust gradually accumulate.

Tips to Keep Your Windshield Clean for Longer

A few simple habits can help keep your windshield cleaner between washes.

• Replace worn-out wiper blades as recommended by the manufacturer.
• Refill the washer fluid with a quality automotive solution instead of plain water.
• Remove bird droppings and insect remains as soon as possible.
• Park under covered areas whenever practical to reduce exposure to tree sap and dust.
• Apply a rain-repellent glass treatment if you frequently drive during the monsoon, as it helps water slide off the glass more easily.

Why Car Insurance Matters for Every Vehicle Owner?

Keeping your windshield clean improves visibility, but accidents and unexpected damage can still happen. A stone thrown up by another vehicle, falling debris or vandalism can crack or shatter the glass without warning.

Every vehicle owner must have third-party car insurance to meet the legal requirement for driving on Indian roads. However, it only covers damage or injury caused to a third party and does not pay for damage to your own vehicle, including a cracked windshield.

Coverage from the best car insurance provider can offer financial protection against accidental damage, natural disasters, theft and other covered risks. Insurers also offer cashless repairs through authorised garages, making the claims process more convenient. Before purchasing a policy, compare the coverage, exclusions, deductibles and claim settlement record to choose one that matches your driving needs.

Conclusion

Cleaning your car windshield takes only a few minutes, but it has a direct impact on driving safety. Using the right tools, following the correct cleaning technique and avoiding common mistakes will help you maintain clear visibility throughout the year. Regular care also extends the life of your wiper blades and improves your overall driving experience.

FAQs

1. What is the best way to clean a car windshield?

Use a clean microfibre cloth and an automotive glass cleaner or a mixture of distilled water and white vinegar. Wipe the glass in overlapping strokes and finish with a dry microfibre cloth for a streak-free finish.

2. What is the best way to remove windshield haze?

Clean both sides of the windshield using a dedicated glass cleaner. If haze remains, use a glass polishing product designed for automotive use to remove mineral deposits, oxidation or stubborn residue without damaging the surface.

3. What not to clean your windshield with?

Avoid abrasive scrubbers, rough fabrics, ammonia-based cleaners on tinted glass, steel wool and harsh chemical solvents. These products can scratch the glass, damage window tint or leave residue that affects visibility.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A flat tyre can happen without warning, whether you are driving through city traffic or travelling on a highway. Knowing how to replace it yourself can help you get back on the road safely without waiting for help. The process is straightforward if you have the right tools and follow each step carefully.

Steps to Change a Flat Tyre

If you are wondering how to change a car tyre, follow these steps:

• Move your car away from moving traffic. Switch on the hazard lights and engage the parking brake. If you have a manual transmission, leave the car in first gear or reverse. For an automatic, shift to Park.
• Position wheel chocks, bricks or wooden blocks behind and in front of the tyre diagonally opposite the damaged one. This prevents the vehicle from rolling while it is lifted.
• Use a lug wrench to turn each wheel nut anticlockwise. Loosen them slightly before raising the vehicle. Do not remove the nuts completely at this stage.
• Locate the jacking point mentioned in your owner's manual. Place the jack under the correct point and raise the vehicle until the flat tyre is a few centimetres above the ground.
• Unscrew the loosened wheel nuts and keep them in a safe place. Hold the tyre firmly and pull it straight towards you to remove it from the wheel hub.
• Align the holes of the spare tyre with the wheel studs and push it into place. Hand-tighten all the wheel nuts to keep the tyre secure.
• Lower your vehicle until the spare tyre touches the ground completely. Remove the jack once the car is stable.
• Use the lug wrench to tighten the wheel nuts in a criss-cross pattern. This helps apply even pressure and keeps the wheel properly secured.

Things You Need Before Changing a Flat Tyre

Now that you have the answer to "How do you change a car tyre?", keep the following essentials handy to avoid any challenges:

• Spare tyre in good condition
• Car jack
• Lug wrench
• Wheel chocks or sturdy blocks
• Reflective warning triangle
• Torch with working batteries
• Owner's manual for jacking points

Common Mistakes to Avoid While Changing a Tyre

When changing a tyre after reading the 'How to Change a Spare Tyre' section in your vehicle's manual, avoid these common mistakes:

• Forgetting to engage the parking brake
• Removing all wheel nuts before raising the vehicle
• Placing the jack at the wrong lifting point
• Tightening wheel nuts randomly instead of using a criss-cross pattern
• Driving long distances on a temporary spare tyre

Why Car Insurance with Roadside Assistance Can Be Helpful

Changing a tyre yourself is not always practical. Heavy traffic, poor weather, darkness or an unsafe roadside location can make the task risky. This is where roadside assistance, offered as an add-on by the best car insurance providers, can be helpful.

Depending on your insurer and plan, roadside assistance may include:

• Flat tyre replacement using your spare wheel
• Towing if the tyre cannot be replaced on-site
• Battery jump-start service
• Emergency fuel delivery
• Minor on-site repairs
• Locksmith assistance if you are locked out

Roadside assistance can reduce delays and help you receive professional support when changing the tyre yourself is not the safest option. However, this add-on is not available if you only have third-party car insurance.

Conclusion

Replacing a flat tyre is a useful driving skill that can save time during an unexpected breakdown. Following the correct procedure, using the right tools and prioritising safety can make the task much easier. If conditions are unsafe or you are unsure about the process, contact roadside assistance instead of attempting the repair yourself.

FAQ's

1. What tools do I need to change a flat tyre?

You typically need a spare tyre, car jack, lug wrench, wheel chocks, reflective warning triangle, gloves, a torch and your vehicle's owner's manual.

2. When should I call roadside assistance?

Call roadside assistance if you do not have the required tools, the tyre is damaged beyond replacement, the road is unsafe, visibility is poor, or the wheel nuts cannot be loosened.

3. Can I use a spare tyre that is older but has never been used?

Not always. Tyres deteriorate with age, even if they have not been driven on. Check the manufacturing date and inspect the tyre for signs of ageing.

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Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.