Tata Motors' highly successful Punch and Nexon have completely changed India’s compact SUV segment. Their strong build, contemporary features and strong safety ratings have made them the top choices among urban families and everyday commuters.

Although both these cars are people's favourites, there are certain major differences in their key specifications.

This guide will compare Tata Punch and Tata Nexon and help you make the right choice depending on your budget and lifestyle preferences.

Differences between Tata Nexon and Tata Punch

When we compare Tata Nexon Vs Tata Punch, the major difference lies in their target customers and the needs that they cater to.

The Nexon is loaded with features and made specially for highway travel. It is also the more powerful and larger model.

Punch is designed for people looking for an affordable and more compact SUV model. It is the most efficient option for smaller families living in clustered urban spaces who need compact vehicles for their daily commute.

Key highlights of Tata Nexon vs Tata Punch

Below is a side-by-side Punch vs Nexon comparison:

Tata Nexon vs Tata Punch: Engine and transmission

If we talk about Tata Nexon versus Tata Punch engine, the major difference lies in their engine capacity and diesel model.

Tata Nexon: It comes with two strong engine choices: a 1.2-litre turbo-petrol and a 1.5-litre diesel. Both are available with manual and automatic gearboxes. The turbo-petrol is quick off the mark, which is handy on highways and for overtaking. The diesel variant offers extra mileage and torque.

Tata Punch: It runs on a 1.2-litre naturally aspirated petrol engine, also seen in the Altroz, with an optional CNG version. It is available in both manual and AMT options

Tata Nexon vs Tata Punch: Fuel and performance

Nexon’s diesel variant offers up to 24.08kmpl, making it ideal for long travels. The turbo-petrol averages around 17–19kmpl, but gives better acceleration. Punch delivers about 20.09kmpl with petrol and an impressive 26.99km/kg for CNG making it a highly efficient option for higher city usage.

When comparing the performance of Punch and Nexon, the Nexon is clearly faster and more powerful. However, the Punch’s lighter build and compact design make it more agile and easier to handle in stop-and-go city traffic.

Tata Nexon vs Tata Punch: Technology and infotainment

Both cars feature a modern 10.25-inch touchscreen system, Android Auto and Apple CarPlay connectivity. You also get a digital instrument cluster and wireless charging in both. Nexon provides premium features like ventilated front seats, connected car tech, cruise control, a bigger sound system and premium design touches.

Tata Nexon vs Tata Punch: Safety ratings

Both SUVs enjoy a 5-star Global NCAP rating for adult occupant protection. Standard safety kit includes dual airbags, ABS with EBD and ISOFIX child seat mounts. Nexon goes a bit further on higher trims, adding safety technologies like Electronic Stability Program (ESP), Hill Hold and Traction Control

Tata Nexon vs Tata Punch: Design and exterior

Nexon looks bolder and more premium, with a sporty silhouette, larger wheels and striking LED lights. Its bigger ground clearance and length offer a true SUV feel.

Punch has a boxier, younger look. The upright stance, short overhangs and steel underbody plate make it best suited for city traffic and tight parking slots.

Tata Nexon vs Tata Punch: Interiors and cabin space

Nexon’s larger dimensions mean more cabin space for convenient, longer trips. The three-tone dashboard, superior materials and supportive seats offer a more upmarket experience.

Punch makes the most of its compact cabin as there is ample headroom and cleverly designed storage spaces.

Car insurance considerations for Tata Nexon & Tata Punch

It is always better to safeguard your vehicle and have a reliable insurance policy. Comprehensive car insurance offers the best coverage, safeguarding against a range of risks. Compare policies and look for hassle-free claim procedures and wide garage networks, and if not a complete package, it is mandatory to have a third-party car insurance.

Conclusion

Tata Punch vs Nexon both offer excellent safety, value and comfort. Nexon is for buyers seeking power, more features and longer journeys. Punch remains unbeatable for city runs and lower ownership costs. The choice of car depends on your requirements, whether you want a premium SUV to take on longer journeys or whether you are looking for an affordable everyday car to make your city commutes easier and comfortable.

FAQs

• Is Nexon's insurance costlier than Punch’s?

Yes, Nexon’s higher purchase price and engine capacity make insurance costlier.

• Which model suits city driving better?

Tata Punch, due to its compact size and easy manoeuvrability, is ideal for the city.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you're looking for a smart electric SUV, the Tata Harrier EV is worth considering. Built on a brand-new platform and packed with advanced features, it combines the toughness of the original Harrier with the advantages of electric mobility. With its long range, premium interiors and upgraded technology, the Harrier EV delivers a modern and capable driving experience.

Let’s explore its range, performance, features and more.

Tata Harrier EV range, performance

The Tata Harrier range for the electric variant is approximately 500-550 km on a single charge, supported by a powerful 60-70 kWh battery pack. Its dual-motor All-Wheel Drive (AWD) setup ensures solid performance across diverse terrains.

The EV supports both fast DC charging and regular AC home charging, and can accelerate from 0 to 100 km/h in under 8 seconds, delivering a balanced mix of efficiency and power.

Key specifications of Tata Harrier EV

Built on Tata’s new Gen2 EV platform, the Harrier EV offers improved safety, space and performance. The key specs are as follows:

Key features of Tata Harrier EV

The Tata Harrier electric is equipped with advanced features for a safer and smarter drive. It includes ADAS safety tools like lane assist, blind spot detection and adaptive cruise control. The 12.3-inch touchscreen infotainment system supports Android Auto and Apple CarPlay, while a 10.25-inch digital driver display provides key driving information. With iRA 2.0 connected car tech and over-the-air software updates, the Harrier EV stays up to date. Multiple drive modes such as Eco, City and Sport cater to different driving preferences.

Tata Harrier EV interior features

The Tata Motors Harrier EV offers a modern and premium cabin experience with features designed for comfort and convenience. It includes a large voice-controlled sunroof, front ventilated seats and a wireless charging pad with a built-in cooling system. The interior is finished with leather-like seats and a soft-touch dashboard, adding to the upscale feel. Spacious cabins further enhance comfort, making it a well-rounded electric SUV.

Tata Harrier EV safety tech

Safety is a top priority in the Tata Harrier EV, which comes equipped with six airbags, a 360-degree camera and emergency braking with alerts for pedestrians and vehicles. It also features electronic stability control to help maintain control during sharp turns and a tyre pressure monitoring system for real-time updates on tyre health.

Exterior highlights of Tata Harrier EV

The Tata Harrier Electric stands out with its bold, modern design that sets it apart from regular cars. It features a full-width LED light bar with split headlamps, a closed grille for improved airflow and a sleek appearance and aerodynamic 18 to 19-inch alloy wheels. Flush door handles add to the clean, contemporary look by seamlessly blending into the body when not in use.

Why is car insurance essential for the Tata Harrier ?

Buying an electric SUV like the Tata Harrier EV is a big investment, so it’s wise to look for car insurance online and opt for a policy that protects against accidents or damage. In India, third-party insurance is legally mandated as it covers legal and financial liabilities if your vehicle causes harm to others or their property.

Conclusion

The Tata Harrier electric car brings you the latest technology with great design and performance. It is perfect for people who love to drive electric vehicles without compromising on space or power. The best part is, it comes at an affordable price point. Moreover, protecting your new car with comprehensive car insurance can provide broader coverage and give you peace of mind.

FAQs

• What is the expected price for the Tata Harrier EV?

This Tata Harrier EV price ranges from Rs. 21.49-30.23 lakh.

• Does the Harrier EV come with fast charging?

Yes, it comes with a 120 kW DC charger for fast charging. So, the car gets 80% charged within 25-30 minutes.

• Will the Harrier EV come with AWD?

Yes, there is an AWD variant that comes with a dual-motor setup.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Hyundai Creta Electric has brought an all-electric option to one of the country’s most popular mid-size SUVs. The overall design of the car remains close to the ICE version, and it introduces platform-level updates and EV-specific features to suit daily use. It is a familiar SUV in a new and electrified form and is now officially available to buyers. Let's learn more about this vehicle.

Hyundai Creta electric range, performance

The Creta EV is powered by a 51.4 and 42 kWh lithium-ion battery. It delivers 133-169 bhp along with 200 Nm of torque through its electric motor. The car features a front-wheel-drive layout and a single-speed automatic transmission, resulting in a smooth and easy driving experience. The SUV offers a certified range of 390-473 km on a full charge. This should comfortably cover daily commutes and longer trips.

The Creta Electric supports both regular and fast charging options. It uses an 11 kW AC charger, and takes about 4 hours and 50 minutes to go from 10% to 100%. You can charge the car’s battery from 10% to 80% in roughly 58 minutes using a 50 kW DC fast charger. The car also features regenerative braking with multiple levels.

Key specifications of Hyundai Creta electric

Let us take a quick look at the major specs that make the Hyundai Creta Electric stand out:

Key features of Hyundai Creta electric

The Creta Electric offers a well-rounded set of features that align with what most modern car buyers look for in a mid-size SUV. It comes with a panoramic sunroof and a 10.25-inch touchscreen infotainment system.

Other highlights of this model include a digital instrument cluster, ventilated front seats, automatic climate control and multiple drive modes to suit different driving conditions. The car also supports voice commands and comes with a wireless charging pad for better convenience. Like most of Hyundai’s newer models, the Hyundai Creta EV includes connected car features that can be accessed via a smartphone app.

Hyundai Creta electric interior features

The Hyundai Creta Electric features a familiar yet updated interior tailored for EV use. It offers a clean, dual-tone cabin with a flat-bottomed steering wheel and a digital instrument cluster that displays drive data. A 10.25-inch touchscreen manages media, navigation and EV-specific functions, while rear AC vents ensure comfort for all passengers.

The SUV provides ample legroom and headroom, a 60:40 split-folding rear seat for added flexibility and upholstery that varies by variant. Hyundai’s connected car tech is also included, enabling remote functions via a smartphone app.

Hyundai Creta electric safety tech

The Creta EV is equipped with essential safety features such as six airbags, electronic stability control, hill-start assist, a rear parking camera with sensors and a tyre pressure monitoring system. ISOFIX mounts are provided for securing child seats. Higher variants also offer advanced driver assistance features, including lane keep assist, forward collision warning, adaptive cruise control and driver attention warning.

Why car insurance is essential for Hyundai Creta electric

Insuring the Hyundai Creta Electric is important because electric vehicles come with high-value components like batteries, electric motors and onboard chargers that can be costly to repair or replace. Third party car insurance will cover any damage that you might cause to other people or vehicles, but it will not protect your car. For that, you will need comprehensive electric car insurance coverage that offers protection against accidents, theft, natural calamities and damage to the vehicle. It also allows you to opt for EV-specific add-ons such as battery protection, roadside assistance with EV support and zero depreciation cover.

Conclusion

The Hyundai Creta Electric builds on the strengths of the standard Creta while offering an electric powertrain that suits everyday use. It comes with a solid range, fast-charging support and a well-equipped cabin. This makes it a practical choice for anyone considering an EV in India. Bundling it with the right car insurance plan ensures better protection and smoother ownership in the long run.

FAQs

What is the driving range of the Creta Electric?

Up to 473 km (51.4 kWh) or 390 km (42 kWh) on a full charge, as per ARAI certification.

What is the Creta EV price in India?

Starts at ₹17.99 lakh and goes up to ₹23.49 lakh (ex-showroom), depending on the variant.

Does the Creta EV support fast charging?

Yes, it supports 50 kW DC fast charging (10-80% in ~58 minutes) and 11 kW AC charging.

What safety features are included?

Standard features include six airbags, ESC, hill-start assist, TPMS and ISOFIX. Top variants offer ADAS with lane assist, adaptive cruise and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Claiming third-party insurance might seem like a simple process, but even minor errors, such as delaying the FIR, not informing your insurer on time or submitting incomplete documents, can cause unnecessary delays or even claim rejections.For serious cases involving injury, death or property damage, claims must go through the Motor Accident Claims Tribunal (MACT).

Understanding the correct process is essential to avoid setbacks. This guide explains how to file a third-party insurance claim the right way and highlights common pitfalls to avoid.

What is third-party car insurance?

Third-party car insurance is a mandatory policy under the Motor Vehicles Act, 1988, that provides coverage against legal and financial liabilities arising from injuries or damages caused to a third person or their property by your vehicle. It is the most basic form of car insurance required by law in India. However, it does not cover damages to your own vehicle or personal injuries.

Why do you need third-party car insurance?

Opting for third-party car insurance helps protect you from unexpected legal and financial liabilities arising from damage or injury caused to a third person or their property by your vehicle.

Without this coverage, you would be responsible for these expenses out of pocket, which can lead to a significant financial burden. Moreover, it is legally mandatory in India under the Motor Vehicles Act and not having it can result in heavy fines and legal complications.

Steps to raise a third-party car insurance claim

A proper third-party insurance claim procedure can help you file your insurance claim successfully:

• File an FIR at the nearest police station. It’s mandatory for third-party claims.
• Notify your insurance company immediately to avoid claim rejection.
• Gather evidence: photos/videos of the scene, damages and contact details of any witnesses.
• File the claim through the Motor Accident Claims Tribunal (MACT), as third-party claims are settled in court.
• Submit required documents: FIR, claim form, driving license, vehicle RC and insurance policy copy.
• Attend all MACT hearings as required.

Scenarios when you need to claim third-party car insurance

A third-party comprehensive car insurance can be helpful in many cases. Here are a few of them:

• Injury to a third party

If your car has caused an injury to a third person. They are legally entitled to seek compensation.

• Death of a third-party

If a third person has died in an accident caused by your car. The deceased’s family can file a claim under your insurance through the Motor Accident Claims Tribunal (MACT).

• Damage to third-party property

Suppose your car had damaged someone’s property, the property owner can raise a claim to cover repair or replacement costs.

Common mistakes to avoid when filing a third-party car insurance claim

Several common mistakes can make the third-party car insurance claim process stressful or lead to rejection. Delaying the FIR, especially in cases involving injury, death or major property damage, can weaken your claim, as it’s a mandatory requirement.

Failing to inform your insurer promptly may also affect claim validity. Admitting fault at the accident scene or making unofficial settlements can complicate the process legally and financially.

Inadequate evidence, such as missing photos, videos or witness details, can hinder the claim assessment. Additionally, a lack of cooperation during the investigation and skipping the mandatory MACT process for serious claims may result in delays or outright denial.

Conclusion

While third-party car insurance offers essential protection against legal and financial liabilities caused by your vehicle, the claims process can be challenging if not handled correctly. Filing a claim without understanding the proper steps may lead to delays, rejections or added stress.

Understanding how to file a claim properly and having the right insurance in place is key to avoiding unnecessary costs and ensuring a smoother experience. Keep this guide handy to steer clear of common mistakes and make your third-party car insurance claim process as seamless as possible.

FAQs

• What should you not do when making an insurance claim?

When filing an insurance claim, avoid delaying notification to your insurer, admitting fault or making unofficial settlements at the scene and carrying out permanent repairs before the insurer’s assessment; these actions can lead to claim rejection.

• What happens to the No-claim bonus once I file a claim?

Filing a claim usually resets or reduces your No-Claim Bonus (NCB) according to the number and severity of the claims. NCB is reduced to zero (if you make more than two claims during) for the following policy year.

• Can I file a third-party claim without the other party’s details?

No, you need the third party’s vehicle and personal details to initiate a claim.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Having a car comes with its share of responsibilities, like regular maintenance, timely renewals and careful driving. One of the perks of being a responsible car owner is the No Claim Bonus (NCB). It is a discount on your insurance premium for not raising any claims during the year. But what happens if you do need to file a claim after an accident? Does it mean saying goodbye to your bonus? Not necessarily.

Let us walk you through what no claim bonus in car insurance really means, how an accident can affect it and how you can restore it.

What is a no claim bonus?

A No Claim Bonus is a premium discount offered by the insurer for not making any claims during your car insurance policy term. It starts at 20% after the first claim-free year and can go up to 50% if you maintain a clean record for five consecutive years. The bonus applies only to the own damage portion of a comprehensive car insurance policy and not to third-party car insurance.

Benefits of no claim bonus in car insurance

The No Claim Bonus (NCB) helps lower your car insurance premium by offering a 20%-50% discount on the own damage component, depending on the number of consecutive claim-free years. It rewards safe and responsible driving, belongs to the policyholder (not the vehicle) and can be transferred when switching cars or insurers.

NCB applies only to the own damage cover and remains unaffected by third-party claims. Over time, consistent NCB accumulation can significantly reduce your overall insurance costs.

How does an accident impact NCB in car insurance

An accident can reduce or nullify your No Claim Bonus (NCB), depending on your policy terms and whether you’ve opted for NCB protection. Without this add-on, a claim typically resets your NCB to zero, regardless of your previous claim-free years.

With NCB protection, however, you may retain your bonus even after one or two claims, as per your insurer’s rules. Some insurers offer a step-back clause, reducing your NCB to a lower percentage rather than cancelling it entirely. Losing NCB can lead to higher premiums, and once lost, it must be rebuilt gradually, one level per claim-free year.

How can you rebuild your no claims bonus after an accident?

Restoring your No Claim Bonus (NCB) after an accident is possible with consistent, claim-free driving and smart policy choices. Adding an NCB protection add-on at renewal can help retain your bonus even after limited claims. Driving carefully post-accident and paying for minor damages out of pocket can prevent further NCB loss.

Some insurers offer step-back options or buy-back features that allow partial or full restoration of NCB over time. Choosing only essential add-ons also keeps premiums in check and reduces the urge to file small claims. With long-term planning and safe driving, you can gradually rebuild your NCB.

How to keep your NCB intact

You can protect your NCB by taking a few simple but important steps. Include NCB protection when buying or renewing a comprehensive car insurance policy, avoid raising claims for minor damages and consider paying out of pocket if the repair cost is low.

You should also make sure to renew your policy on time, as a lapse of over 90 days can lead to loss of NCB. In addition to these, maintain your vehicle regularly to prevent avoidable issues and drive carefully to reduce the chances of accidents. You should also look for policies that offer step-back or partial NCB retention to minimise the impact of any future claims.

Conclusion

No Claim Bonus is a smart way to save on your premium under a comprehensive policy. It is a reward for safe and claim-free driving, something you don’t get with third-party car insurance. An accident can affect your NCB, but it is not the end of the road. You can rebuild your bonus and make the most of your coverage with the right protection, timely renewals and careful driving.

FAQs

• What is NCB protection in car insurance?

It is an add-on that lets you keep your No Claim Bonus even after limited claims.

• How is NCB value in insurance calculated?

It depends on the number of claim-free years and ranges from 20% to 50%.

• What is full no claims bonus protection?

It allows you to retain your no claim bonus amount even after one or two claims.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Insurance should be simple, quick and always accessible. Everyone loves it when they can access their policies on their smartphones, where everything from policy documents to claim tracking fits neatly in one place. The ICICI Lombard car insurance app is designed for modern motorists and offers a comprehensive digital experience for policy management, claims and support.

If you’re looking for a four-wheeler insurance app that simplifies your insurance journey from buying to renewing coverage, this guide will help you with the main features and everyday advantages of the IL Take Care insurance app.

What is the IL Take Care App?

This app is a one-stop platform for all insurance-related matters. It provides vehicle, health, travel and other policies under a single digital roof. Built for ease, it lets you buy, renew and monitor your car insurance directly from your mobile phone.

Policyholders can log in using the IL Take Care login and access all the necessary information, including ID cards, renewal reminders and claims. This app is particularly useful for busy users who require fast and reliable access to their claims information.

Features of the ILTC Car Insurance App

The IL Take Care insurance app is packed with features that make it convenient for its users. Some important features include:

• Easy start: Users can complete policy purchase, renewal or claim intimation in just a few taps.
• Unified dashboard: Access all your policies, including car, in one place, rather than juggling multiple apps.
• Digital ID card: Carry your policy e-card for quick access to details when required at a checkpoint or garage.
• Garage locator: Instantly locate nearby cashless workshops and garages in case of an accident or breakdown.
• Quick claims: Report accidental damage through the app, upload necessary photos or videos and follow the process at every step.
• Real-time tracking: Monitor the progress of a claim, from submission to settlement.

Benefits of the ILTC Four-Wheeler Insurance App

The ease of use and user-friendly interface make the IL Take Care app an instant favourite among its users. Let's explore the benefits of using this app:

• Convenient policy management: Renew, download and revise car insurance without paperwork or physical visits.
• Instant support: Find the nearest repair centre or receive roadside assistance any time you need it.
• Transparent claims: All claim steps, supporting evidence and status updates are available in-app.
• All-in-one access: Your all motor policies are handled by a single app, making it simpler than managing separate platforms for each vehicle.
• Get Alerts: Be alerted to due dates or expiring policies, reducing the risk of penalties or lapsed coverage.

How Does the ILTC Car Insurance App Work?

The car insurance app is quite simple. You do not require any phone calls or branch visits; everything happens swiftly on your device.

1. Intimate a Claim: Tap to begin your claim—whether for accident damage, theft or breakdown.
2. Upload documents: Attach required photos, videos or documentation directly in the app.
3. Track status: Receive real-time notifications—follow your claim from submission to final resolution.

How Do You Download the ILTC Car Insurance App?

The ILTake Care app download can be done through Google Play (for Android) or the Apple App Store (for iOS). After the download, enter your mobile number and a one-time password to log in. The app can also be downloaded directly through the official website, where you can find direct download links and QR codes.

How to Renew Car Insurance With the ILTC App?

Once logged in to the ICICI car insurance app, you’ll see all your policies arranged neatly on the dashboard. Select your four-wheeler policy, review or update details as needed and proceed to secure payment. Your renewed policy documents are delivered instantly. To ensure you never miss a date, the app will provide timely reminders.

Conclusion

Handling insurance was once a paperwork-heavy task. But the IL Take Care app has made it easy to manage your policy using your smartphone. The app is secure, efficient and user-friendly, with features designed for the user's convenience and fast support. If you want to manage your policies, file claims or simply stay informed, the app is just a tap away.

FAQs

1. Can I use the ILTC car insurance app to submit claims outside my home city?

Yes, you can start and track claims from anywhere in the country—location doesn’t limit your access.

2. What if I have both health and car insurance policies—can I manage them together in this app?

Absolutely. The app allows unified management for various policies, including health, car, and more, all under your IL Take Care login.

3. Will I receive reminders for policy renewals through the car insurance app?

Yes, the app sends timely notifications for upcoming renewals, so you never risk lapsed coverage for your vehicle.

The Mahindra Thar has been a favourite among off-road enthusiasts. As India moves toward electric mobility, the Thar EV emerges as an exciting new option. This upcoming model takes a bold step forward by combining the Thar’s signature ruggedness with eco-friendly technology. Built on the INGLO-P1 electric platform, it features a distinctive design direction, including a practical 5-door body style.

Here's a closer look at what to expect from this much-anticipated electric SUV.

Mahindra Thar EV range & performance

While the company hasn’t officially disclosed technical specifications, Mahindra Thar EV is expected to offer a battery capacity between 60kWh and 75kWh, with an estimated range of 400-500 km on a full charge.

Power output could be around 130 HP, and fast charging support up to 175kW may enable 0-80% charge in 30-60 minutes.

Key specifications of Mahindra Thar EV

Based on concept details, the Mahindra Thar EV is expected to feature two all-wheel-drive electric motors (one on each axle), a battery capacity between 60kWh and 75kWh and a driving range of up to 500 km. It will likely have an automatic transmission and be available in both 3-door and 5-door variants.

Fast charging support may enable a 0-80% charge in under 60 minutes. The launch is anticipated between March and August 2026, though final specifications may change in the production version.

Key features of Mahindra Thar EV

The Thar EV combines modern technology with rugged design elements. It features a distinctive three-slat grille with LED accents, square-shaped LED headlamps and taillamps, skid plates and chunky alloy wheels.

Inside, it offers a digital instrument cluster with real-time data, wireless phone charging, USB ports and connected car features. Multiple drive modes cater to different driving conditions, while the steering wheel comes with mounted controls and the Thar EV branding.

Mahindra Thar EV interior features

Inside the cabin, the Mahindra Thar EV prioritises space, comfort and durability. It offers spacious seating in both 3-door and 5-door layouts, a minimalist dashboard with a central touchscreen and heavy-duty grab handles for off-road support. The cabin features washable and removable materials, with the use of recycled elements for sustainability. These are expected inclusions based on current reports, but Mahindra has not confirmed the complete feature list yet.

Mahindra Thar EV safety tech

Safety is expected to be a key focus in the Mahindra Thar EV, with features like ABS with EBD, Electronic Stability Program (ESP) and hill descent control for improved handling and stability.

It will likely include dual front airbags, with additional airbags in higher variants, along with rear parking sensors for better visibility. All-wheel disc brakes ensure reliable stopping power, while a strong body structure with rollover protection enhances overall safety.

Exterior highlights of the Mahindra Thar EV

The Thar EV blends the classic rugged appeal of the original with a modern electric design. It features an upright, boxy stance with strong lines, square LED lighting for a futuristic touch and heavy-duty skid plates at both ends.

Chunky alloy wheels with wide tyres and a higher suspension setup enhance its off-road capability, while the 5-door configuration adds practicality.

Why is car insurance essential for the Mahindra Thar EV?

Comprehensive car insurance is essential for the Mahindra Thar EV, offering complete protection beyond the mandatory third-party cover required under the Motor Vehicles Act. It safeguards against expenses from accidents, theft, fire, natural disasters and man-made damage.

For EVs, it also covers high-value components like the battery and electric drivetrain, which can be costly to repair or replace. Optional add-ons such as roadside assistance, tyre and engine protection, key replacement and consumables coverage enhance the policy further. Overall, it ensures financial security and peace of mind in any emergency.

Conclusion

The Thar EV is shaping up to be a bold step in India’s electric vehicle space. With a powerful electric setup, off-road capabilities, modern features and a striking design, it offers the perfect blend of adventure and sustainability.

As anticipation builds ahead of its official launch and Thar EV price announcement, it's also important for future owners to consider comprehensive car insurance. Given the high-value components in EVs, having the right coverage will be essential to ensure a smooth and worry-free ownership experience.

FAQs

• What is the anticipated pricing range for the Mahindra Thar E?

It is expected between ₹20 lakh and ₹25 lakh (ex-showroom), depending on the variant.

• When will the Thar EV be available for purchase?

It is most likely to be launched between March 2026 and August 2026.

• What is the battery range of the Thar EV?

The claimed range is 400–500km on a full charge, depending on the battery pack.

• Will the Thar EV have four-wheel drive?

Yes, it is expected to have all-wheel drive (AWD) with one motor on each axle.

In India, electric vehicles are picking up speed as more people are shifting to EV alternatives. Though it does offer lower running costs and zero emissions, it still comes with its own set of challenges when it comes to repairs or unexpected damage. To safeguard against potential expenses from accidents, theft, battery-related issues or third-party liabilities, having an EV car insurance policy becomes essential.

Let’s go deeper and look into how car insurance for electric vehicles works.

What is electric car insurance?

EV car insurance is a special type of insurance designed for electric vehicles. While it offers the same financial protection as traditional car insurance, covering risks like accidents, theft and natural disasters, it also includes provisions for EV-specific components. These may include coverage for the battery, charging equipment and the typically higher repair costs associated with electric vehicles.

Types of electric car insurance

Car insurance of electric cars generally comes in two main types:

Third-party insurance

Third party car insurance is legally mandatory. It covers damages or injuries caused to a third party, whether it's a person, vehicle or property. However, it does not cover any damage to your own EV.

Comprehensive insurance

A comprehensive car insurance offers 360-degree protection. It includes everything from third-party coverage along with own-damage cover, theft, natural disasters, fire, vandalism, etc. Additionally, the damage to critical EV components like the battery, electric motor and charging kit is also covered.

Benefits of an EV insurance policy

Having insurance for your electric car offers complete peace of mind by covering a wide range of potential risks. It protects you from expensive repairs, especially since EV components like batteries can be costly to replace.

It also financially protects you if your EV causes damage or injury to a third party. Moreover, you do not need to worry about theft or natural disasters. Your comprehensive electric car insurance ensures you are financially secure against unexpected events.

What are the features of an EV insurance?

Here are the features of an electric vehicle car insurance:

• Battery coverage: Batteries are one of the major expenses of EV vehicles when it comes to repair. Most EV car insurance policies include dedicated battery protection.
• Charging equipment cover: Some insurance plans may cover damages or theft of home or portable chargers.

• Roadside assistance: Some EV insurance plans often include EV-specific roadside help, like towing to the nearest charging station.
• Add-on options: You get a chance to choose from add-ons like zero depreciation, return-to-invoice or key replacement.
• Green discounts: Some insurers offer premium discounts for driving eco-friendly vehicles.

Reason why EV insurance costs more

The primary reason why EV insurance costs more than traditional car insurance is because of the higher value of electric cars and the expensive components they use. Due to this, the EV’s Insured Declared Value (IDV) increases, resulting in higher premiums.

A major contributor is the high-capacity battery that powers the vehicle. Since these batteries have a limited lifespan and can cost several lakhs to replace, insurers factor this into the premium. Moreover, repairing or replacing EV parts requires specialised skills and equipment.

Things to consider when buying electric car insurance

Here are some key things to consider when buying electric car insurance:

• Battery coverage: Choose insurance plans that provide extended warranties and cover damages caused by water exposure or other consequential losses.
• Charging equipment: Check if the insurance includes coverage for home charging stations and related accessories.
• Engine Protection: Verify that the plan covers issues like electrical failures, wiring damage and motor burnout.
• Sensor and Camera Protection: Since EVs depend heavily on sensors and cameras, it's important to have coverage for any damage to these components.
• Premium vs. coverage: Compare policies to find a balance between premium cost and the level of protection offered.

Conclusion

Investing in an electric car is one step forward towards eco-friendly living. However, keeping yourself protected against financial and legal matters is equally important. A well-chosen EV insurance policy can save you from costly repairs, safeguard essential components and ensure you are not caught off guard. As EV technology continues to evolve, so should your coverage. Taking the time to understand your options now can make all the difference later.

FAQs

1. Is electric car insurance mandatory in India?

Having third-party insurance is mandatory for electric vehicles in India.

2. Does EV insurance cover battery damage?

Most comprehensive plans cover battery damage. It is always good to check the coverage before buying a policy.

3. How often should I renew my electric car insurance?

Insurance must be renewed annually unless you have opted for a long-term policy.Bottom of Form

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When you buy a policy, it’s important to check all the details carefully, including your name, vehicle information, premium amount and coverage dates. If something’s wrong or needs to be updated, that’s where an endorsement comes in. A car insurance endorsement is simply a formal update made to your policy.

In this blog, we’ll walk you through what endorsements in insurance mean, when to request them and how they affect coverage.

What is endorsement in car insurance?

An auto insurance endorsement is an official update to your car insurance policy. It can include changes to your address, vehicle details or coverage. These updates need approval from your insurer and help prevent problems during claims. Car endorsements ensure your policy stays correct and matches your current situation.

Types of car insurance endorsements

Here are some common types of car insurance endorsements:

Benefits of car insurance endorsements

Given below are the benefits of car insurance endorsements:

1. Accurate policy details: Keep your information updated to avoid errors that may affect claims.
2. Custom coverage: Add or remove features based on what you actually need.
3. Legal compliance: Helps meet insurance requirements during ownership or vehicle changes.
4. Fewer claim delays: Updated policies reduce the risk of claim disputes.
5. Cost control: Adjusting coverage through endorsements can be more affordable than buying a new policy.

1. Flexibility: can make changes as per your situation, thus making it hassle-free.

What are the charges for car endorsements?

Here’s a quick look at how car insurance endorsement charges may vary based on the changes you make:

Validity of endorsements in car insurance

An endorsement in insurance usually stays valid until your comprehensive car insurance policy expires. Based on the insurer’s terms, it can be added right after buying the policy, during the coverage period or before renewal. The exact effect or duration of the endorsement depends on the type of change and when it’s requested.

Frequency of car insurance endorsement

Car insurance endorsements help you keep your policy updated, but making too many changes can lead to confusion. It is best to limit endorsements to once or twice during a policy year. Many endorsements remain valid for the policy term unless stated otherwise in the terms. So, always review your insurer’s rules before requesting any changes.

Steps to follow for a car insurance endorsement

Here’s how to get a car insurance endorsement step by step:

1. First, contact your insurer to understand the car insurance endorsement process.
2. Then submit your request through email or a written application.
3. Provide the necessary documents to support your request.
4. Then the insurer will verify the information that you have shared.
5. If approved, they will adjust your premium (if needed).
6. You’ll receive an Endorsement Certificate showing the changes.
7. Finally, your updated car insurance policy will be issued.

Conclusion

Now that you’re clear on the car insurance endorsement meaning, it’s easy to make the change you need in your policy. Whether you’re updating personal details or adjusting coverage, endorsements are there to help.

However, it is best to make these updates only when necessary, ideally at the time of renewal. This keeps your documents clean and your insurer informed. Before renewing, compare plans to see if another provider offers better coverage or cost. Once you're sure, go ahead with your changes. A little planning up front can help avoid problems later during claims.

FAQs

• Do I have to pay a fee for an auto insurance endorsement?

Most auto insurance endorsements are free, but your premium might change based on what kind of update you’re making.

• Can I update details in my third-party car insurance policy?

Yes, third-party car insurance allows basic updates like address or name changes, but coverage adjustments aren’t usually possible.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Mid-size SUVs have taken the Indian roads by storm with the Hyundai Creta and Kia Seltos topping the wish lists of many car buyers. With attractive styling, strong engines and well-equipped cabins, both SUVs offer plenty for urban families and driving enthusiasts alike.

Seltos versus Creta is one of the most common debates among buyers. This guide helps you compare both vehicles in brief, so you can decide which model suits your lifestyle, budget and car insurance needs best.

Differences between Hyundai Creta and Kia Seltos

The Hyundai Creta and Kia Seltos are built on the same platform and share several features, engines and transmissions. While the Creta focuses more on comfort and practicality, the Seltos stands out with its sporty styling and extra tech touches. Seltos offers slightly more boot space and more engine-transmission options, while the Creta’s simple, practical interior and refined ride cater to family needs. Ultimately, Seltos vs Creta which is better comes down to your priorities.

Key highlights of Hyundai Creta vs Kia Seltos

Key differences in features and insurance for Seltos vs Creta:

Hyundai Creta Vs Kia Seltos: Engine and transmission

Both SUVs are powered by 1.5L petrol, 1.5L turbo-petrol and 1.5L diesel options. Power output is similar, ranging from 113bhp (standard petrol and diesel) to 158bhp (turbo petrol).

The Creta offers a 6-speed manual, iVT and DCT, while the Seltos adds iMT and CVT to its list. Kia Seltos vs Creta engine performance is neck-and-neck, but the Seltos offers more combinations for those wanting specific gearbox-engine pairings.

Hyundai Creta Vs Kia Seltos: Fuel and performance

The Creta diesel manual stands out at 21.8kmpl, edging out Seltos’ 20.7kmpl. The recently introduced turbo petrol in both delivers exciting performance, with the Creta slightly ahead at 18.4kmpl versus Seltos’ 17.9kmpl. On the road, Creta’s suspension is tuned for comfort and a more relaxed drive.

Seltos favours sharper handling, with a slightly firmer ride that appeals to those who enjoy driving.

Hyundai Creta Vs Kia Seltos: Technology and infotainment

Both SUVs come packed with modern tech. Expect a panoramic sunroof, a digital instrument cluster, wireless charging and ventilated seats on top trims. The Creta boasts Level 2 ADAS and a comfort-oriented layout.

Seltos, meanwhile, features a head-up display, rain-sensing wipers, a premium Bose sound system and a larger set of engine-transmission choices.

Hyundai Creta Vs Kia Seltos: Safety ratings

The Kia Seltos and Hyundai Creta both secure 3-star Global NCAP safety ratings, with six airbags now standard, along with electronic stability control, ABS with EBD and ISOFIX child seat mounts. Seltos also offers a 360-degree camera, blind-spot indicators and front parking sensors, while the Creta brings in an electronic parking brake.

Hyundai Creta Vs Kia Seltos: Design and exterior

The Hyundai Creta carries a squared-off new grille, strong light bars and classic SUV lines, giving it a mature, road-focused look. Kia Seltos is bolder, with more aggressive styling, sportier alloy wheel designs and distinct accent lines. If a sporty, eye-catching exterior is your priority, Seltos emerges as the winner.

Hyundai Creta Vs Kia Seltos: Interiors and cabin space

Both offer roomy five-seat cabins with comfortable seating, quality materials, and plenty of storage. Creta’s interior is known for its comfort-focused layout. Seltos counters with premium touches like ambient lighting and more choices in interior colour schemes.

Car insurance considerations for Hyundai Creta & Kia Seltos

Both SUVs are eligible for comprehensive car insurance, which covers own damage, theft and third-party liabilities—making it the recommended choice for high-value models like these.

While third-party car insurance is the legal minimum, it only covers damages to others, not your own vehicle. Generally, the Kia Seltos attracts a slightly higher car insurance premium compared to the Hyundai Creta.

Conclusion

It's not easy to choose one from these two models, as both offer robust performance, high comfort, and extensive feature lists. The Creta is the comfort king, with a smoother ride and a focus on practicality. The Seltos is the tech wizard, nimbler, with more customisation and gadgetry. The choice between Kia Seltos versus Hyundai Creta depends on your personal preferences.

FAQs

• Seltos vs Creta which is better for families?

Both deliver spacious cabins and great safety, but Creta provides a softer, more comfortable ride.

• Does Kia Seltos have more features than Creta?

Yes, the Seltos edges ahead with additional tech like a head-up display, premium sound system and more transmission choices.

• Is comprehensive car insurance better for Creta or Seltos?

It is highly recommended for both, as comprehensive cover protects from own damage, theft and legal liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Mahindra XEV 7e is an upcoming electric SUV built on Mahindra’s INGLO platform, but it is redesigned with EV use in mind. The car is likely to launch around August 2025, and its prices are likely to fall between ₹21-₹30 lakh. It comes with a new platform, updated tech and a practical three-row layout and that makes it a car to keep an eye on.

Let us take a closer look at what makes this upcoming EV an exciting one to look forward to.

Mahindra XEV 7e, range, performance

The Mahindra XEV 7e is expected to offer two battery options—59 kWh and 79 kWh—with a range of up to 650 km on a full charge. The base variant may feature a single motor with rear-wheel drive, while higher trims could get dual motors and all-wheel drive for enhanced traction.

Though exact power figures are yet to be revealed, the SUV is expected to deliver brisk acceleration and smooth performance. Fast charging from 20%-80% is likely to take around 30 minutes. Built on Mahindra’s INGLO platform, it is expected to feature a stable suspension setup and ventilated disc brakes, with added cooling for demanding driving conditions.

Key specifications of Mahindra XEV 7e

Now, let us get into the expected specification highlights of this car:

• Battery options: 59 kWh and 79 kWh
• Estimated range: Up to 656 km
• Transmission: Automatic
• Seating: Three-row configuration with up to 7 seats
• Platform: INGLO electric skateboard platform
• Charging options: AC up to 11 kW and DC fast charging
• Tyres and wheels: Wide radial tyres on alloy wheels
• Suspension: Front McPherson strut, rear multi-link independent setup
• Brakes: Ventilated front, solid rear discs

Key features of Mahindra XEV 7e

The XEV 7e aims to impress with a generous list of features across all main aspects. The expected features are:

• Triple screen layout—one for the driver, one for infotainment and one for the front passenger
• Dual-tone two-spoke steering wheel with EV-specific branding
• Ambient lighting throughout the cabin
• Panoramic sunroof for a light-filled driving experience
• Multi-zone climate control
• Ventilated, powered front seats with memory settings
• Drive modes and regenerative braking levels
• Powered tailgate with gesture or remote access
• OTA updates for software and vehicle system enhancements

Mahindra XEV 7e interior features

The XEV 7e’s cabin is expected to be spacious and tech-rich, featuring a dual-tone interior with leatherette upholstery and three integrated displays for the driver, infotainment and front passenger. The front seats are likely to be electrically adjustable with ventilation and memory functions.

Practical features may include USB-C ports, wireless charging, rear AC vents, a head-up display and connected car tech. The three-row layout, with captain seats in the second row, is designed to enhance long-distance comfort.

Mahindra XEV 7e safety tech

The XEV 7e is expected to include six airbags, ABS with EBD, rear parking sensors, seatbelt reminders and a speed alert system as standard. Higher variants may offer Level 2 ADAS with features like lane keep assist, adaptive cruise control, blind spot detection and emergency braking. Additional features could include an electronic parking brake, tyre pressure monitoring and auto park assist.

Exterior highlights of Mahindra XEV 7e

The XEV 7e retains the XUV700’s proportions but adopts a cleaner, EV-centric look. It features a closed-off grille, full-width LED light bar, triangular projector headlamps with connected DRLs and revised bumpers.

Aero alloy wheels, sharp body lines, contrast ORVMs and gun-shaped LED tail lamps enhance its profile. Flush door handles, a shark-fin antenna, skid plates and black cladding complete the modern design.

Why car insurance is essential for Mahindra XEV 7e

As an all-new electric SUV, the XEV 7e comes with unknowns around long-term performance and repair costs. While third-party insurance is the legal minimum, a comprehensive policy is essential to cover high-value components like the battery. Thankfully, most insurers now offer easy online options to compare and buy EV-specific coverage with car insurance.

Conclusion

The Mahindra XEV 7e marks a significant step in Mahindra’s electric shift, especially in the three-row SUV segment. Since it is based on a new EV platform with components still untested in real-world conditions, having the right insurance can help manage the cost of early repairs or part replacements. Sorting out the right comprehensive car insurance policy in advance is worth the time for anyone planning to bring this EV home once it launches.

FAQs

• What is the Mahindra XEV 7e?

The Mahindra XEV 7e is an upcoming all-electric SUV based on the XUV700 platform.

• What is the price that you can expect for Mahindra XEV 7e?

The Mahindra XEV 7e price is expected to start from ₹21 lakh (ex-showroom).

• When is the Mahindra XEV 7e launch?

The Mahindra XEV 7e launch is expected around August 2025.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

One of the best-selling midsize sedans among Indian cars, the Honda City promises performance and comfort, all in one. With its high-power engine performance and luxurious feel, it is a top choice for daily travel and family trips.

However, its smooth functioning depends on its timely maintenance. Find out more about Honda City service cost, schedule and other essential tips in this complete guide.

Why Honda City maintenance & service is important

The Honda City has been designed to offer precise performance, but it also requires timely care. With routine maintenance, you ensure better performance for a longer period of time. Scheduled servicing includes numerous services, from oil changing to brake pad replacements.

All of these ensure you enjoy improved fuel efficiency and safety from your Honda City. A service routine, therefore, is a necessity for your car’s longevity and performance.

Honda City service schedule

According to recommendations from Honda, there is a service schedule that allows proper maintenance of your Honda City. The schedule is for 5 years of servicing, depending on whichever is applicable for your car:

In addition to the table above, the diesel variant of the Honda City follows a similar service schedule, but with a greater focus on features specific to diesel combustion.

Honda City service part cost

Servicing your vehicle also includes replacing the parts at regular intervals. The average price range for such essential parts and their servicing is as follows:

• Fuel Filter: INR 650
• AC Pollent Filter: INR 813
• Air Filter: INR 450
• Spark Plug: INR 1,550
• Front Brake Pads (including labour cost): INR 4,000
• Wiper Blade Set: INR 600
• Honda City Front or Rear Bumper: INR 12,000 (including paint costs)
• Horn: INR 1,200
• AC Compressor/Condenser: INR 14,000
• Battery: INR 4,000-4,500
• Front Brake Rotor Disc Pair: INR 5,000
• Rear Brake Drum Pair: INR 6,500
• Door Lock Set (including labour cost): INR 15,000
• Side Window Glass: INR 1,500

Honda City maintenance cost

The Honda City maintenance cost is an investment in your car’s safety and longevity. The following table provides an estimated maintenance cost of the Honda City, depending on the services:

Things to check while looking for Honda City maintenance cost

Before proceeding with your Honda City maintenance schedule, consider a few primary factors that will impact its overall cost. This includes the following:

• The fuel type for your car, whether petrol or diesel. Your Honda City diesel variant may have a higher overall maintenance cost than its petrol counterpart.
• The transmission type for your vehicle also has an impact on the servicing cost.
• Check the previous service history before looking for maintenance costs.

Factors affecting Honda City maintenance cost

Numerous factors affect your car's maintenance cost and it is important that you understand them for a better estimate of your expenses. For the Honda City maintenance cost, the following facts can be significant:

• Model: The model or variant of your Honda City will change the maintenance costs, spending on the price of spare parts and equipment required for servicing.
• Age: An older Honda City will typically have greater maintenance expenses due to more wear and tear.
• Driving habits: Rough driving habits can lead to faster wear of your Honda City components. This can increase the average maintenance costs.

Conclusion

Your Honda City is designed to make your journeys comfortable and safe. However, it requires timely services, replacements and responsible driving habits to maintain its performance for a long time.

For long-term peace of mind and safety, routine maintenance must be complemented with third party car insurance. Additionally, a comprehensive car insurance policy provides for financial security from fire, theft or accidents. 

FAQs

• How to reduce maintenance expenses for the Honda City?

Using original parts for replacement and regular services can reduce maintenance costs for your Honda city. Smooth driving methods often result in low servicing costs too.

• What is the right frequency for changing the coolant of the Honda City?

Regardless of the variants, you should replace the coolant after every 10 years or 2 Lakh km. Then, you can replace it after every 5 years.

• What is the average Honda City car service cost in India?

The average Honda City car service cost ranges from ₹2,000 to ₹8,000 per service, depending on the model year, fuel type (petrol or diesel) and the type of service (regular vs. major). Regular maintenance and smooth driving habits can help keep service costs low over time.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Hyundai Creta has established itself as one of India's most popular compact SUVs, blending style, speed and dependability in an attractive package. With its bold appearance and feature-rich cabin, the Creta continues to rule the SUV market. However, like any car, proper maintenance is crucial for keeping your Creta running easily and ensuring its longevity. Whether you're a current owner or considering buying a Creta, this thorough guide will walk you through everything you need to know about the Creta service cost.

Why Hyundai Creta maintenance & service is important

Regular upkeep is the heart of any car, and the Hyundai Creta is no exception. Proper service ensures optimal performance, fuel economy and safety while avoiding expensive fixes down the road. Key perks of regular Creta maintenance:

• Enhanced Performance: Regular oil changes and filter replacements keep the engine running smoothly
• Improved Fuel Economy: Clean air filters and properly kept components improve fuel usage
• Safety Assurance: Regular brake fluid changes and tire checks ensure safe driving conditions
• Resale Value: Well-maintained vehicles have better reselling value in the used car market

Hyundai Creta service schedule

Hyundai suggests repairing your Creta every 10,000 km or 12 months, whichever comes first. This Creta service schedule ensures that all components are regularly inspected and maintained to ensure optimal performance.

Service timeline:

• 1st Service: 10,000 km / 12 months – Free work (parts paid)
• 2nd Service: 20,000 km / 24 months – Free work (parts paid)
• 3rd Service onwards: 30,000 km / 36 months – Paid service starts

The first two services offer free work as part of Hyundai's customer support program, though you'll still need to pay for new parts and materials.

Hyundai Creta service part cost

Understanding individual component prices can help you plan your repair budget effectively:

Engine Oil & Filter:

• Engine oil (petrol): ₹1,577 per service
• Engine oil (diesel): ₹2,040 per service
• Oil filter: ₹594 (petrol) / ₹467 (diesel)

Air & Cabin Filters:

• Air filter: ₹338 (petrol) / ₹371 (diesel)
• Cabin AC filter: ₹470 (petrol) / ₹510 (diesel)

Other Essential Components:

• Fuel filter: ₹1,256 (petrol) / ₹929 (diesel)
• Engine coolant: ₹1,185
• Spark plugs: ₹2,300 (gas only)
• Brake oil: ₹355

Labour charges start from the third job at ₹2,976 per visit.

Hyundai Creta maintenance cost

The overall Creta maintenance cost varies between petrol and diesel variants:

Things to check while looking for Hyundai Creta maintenance cost

When considering Hyundai Creta maintenance costs, consider these important factors:

• Service Centre Selection: Compare prices between approved stores and neighbourhood workshops. Additionally, verify the service quality and ensure the availability of authentic parts.
• Service Packages: Explore Hyundai's Shield of Trust and Wonder Warranty plans, and consider Annual Maintenance Contracts (AMC) for cost savings.
• Location-Based Pricing: Compare prices across different shops in your city. Also, factor in ease of use and service quality, along with cost.

Factors affecting Hyundai Creta maintenance cost

Several factors affect your real repair expenses:

• Variant & Fuel Type: Diesel versions cost approximately 15-20% more to maintain due to the inclusion of extra components, such as diesel particulate filters and more expensive fuel filters.
• Driving Habits: Smooth highway driving extends component life, and aggressive city driving causes wear on brakes and clutch. Traffic factors also influence the frequency of filter replacement.
• Service Location: Metropolitan service centres charge higher wage rates compared to tier-2 and tier-3 towns.
• Parts Selection: While replacement parts may seem cheaper, genuine OEM parts ensure better performance and warranty compliance, especially during the warranty period.

Conclusion

The Hyundai Creta offers reasonable maintenance costs considering its feature set and market positioning. Beyond regular upkeep, protecting your investment with proper car insurance is equally important. While third-party car insurance is required by law and covers losses to other vehicles and people, comprehensive car insurance offers full safety for your Creta. Comprehensive car insurance coverage includes own damage protection, theft coverage and protection against natural disasters.

FAQs

1. What components are usually changed during major services?

   Major changes include engine oil, oil filter, air filter, car AC filter, fuel filter, coolant, spark plugs (petrol) and brake oil repairs at set times.

2. Do AMC sets provide better value than individual services?

   Yes, Annual Maintenance Contracts can save money by locking in lower prices and protecting against future cost rises.

3. What's the difference between natural and synthetic engine oil costs?

   Mineral oil costs around ₹1,300-1,500, while synthetic oil can cost ₹2,500 or more, but offers better engine safety and performance.

4. Are wheel balance and balancing included in normal services?

   These services are optional but recommended, typically costing an additional ₹800-1,000 every 10,000-15,000 km.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Renault Kwid is a top choice among budget hatchbacks in India. It is loved for its compact size, fuel efficiency and low ownership cost. However, regular maintenance is key to its smooth functioning. You need to have a clear understanding of service timelines, part costs, factors that affect upkeep and how it all ties into your car insurance. Whether you are a first-time owner or due for a service, this blog will help you stay prepared and avoid surprise expenses.

Why Renault Kwid maintenance & service is important

Here is why staying on top of your service schedule matters:

• Keeps your engine healthy: Regular oil changes and filter replacements ensure your engine runs smoothly. Ignoring them can lead to reduced performance, overheating or costly damage over time.
• Improves mileage: Clean filters, inflated tyres and a well-tuned engine help your Kwid deliver better fuel efficiency. Skipping maintenance can cause your mileage to drop noticeably.
• Avoids unexpected breakdowns: Timely service helps spot minor issues like a weak battery or worn-out brakes before they become serious.
• Protects warranty coverage: Following the recommended service schedule is often required to keep your coverage valid if your Kwid is still under warranty.
• Helps resale value: A well-maintained car with a complete service record usually gets a better price when you sell or exchange it.
• Supports insurance claims: Regular service records can be useful during insurance claims, especially in cases where mechanical condition matters. Insurers might also expect proof of timely maintenance for ongoing policy benefits.

Renault Kwid service schedule

Now, let us take a quick look at Renault Kwid’s service plan for the first five years:

• 1st Service (10,000 km / 12 months): Free; includes oil and filter change – ₹916–₹917
• 2nd Service (20,000 km / 24 months): Free; adds air filter – ₹1,116–₹1,117
• 3rd Service (30,000 km / 36 months): Free; includes oil change and routine checks – ₹1,416–₹1,417
• 4th Service (40,000 km / 48 months): Paid; includes oil, air/fuel filters, spark plug, labour – ₹3,788–₹3,789
• 5th Service (50,000 km / 60 months): Paid; includes oil, AC filter, service charges – ₹3,388–₹3,389

Total estimated cost over 5 years: ₹10,626

Renault Kwid service part cost

We know that you would also love to know about the typical part costs during regular Kwid maintenance:

• Engine oil (5L): ₹797
• Oil filter: ₹120
• Air filter: ₹200 (usually from 20,000 km)
• Fuel filter: ₹300 (around 40,000 km)
• Spark plug: ₹400 (typically at 40,000 km)
• AC filter: ₹300 (commonly at 20,000 and 50,000 km)
• Labour and service charges: ₹1,972 (applied during paid visits)

Renault Kwid maintenance cost

Maintaining a Renault Kwid over five years costs around ₹10,626 in total. Here is a breakdown for you to understand better:

• 1st Service (10,000 km): Free labour, approximately ₹917
• 2nd Service (20,000 km): Free, around ₹1,117
• 3rd Service (30,000 km): Free, approx. ₹1,417
• 4th Service (40,000 km): Paid, about ₹3,789
• 5th Service (50,000 km): Paid, around ₹3,389

Things to check while looking for Renault Kwid maintenance cost

Here are a few smart tips too, to help you manage your Renault Kwid service price:

• Ask for a full estimate before any work begins. Know the parts, labour and extra charges upfront.
• Follow the recommended service schedule to avoid unnecessary part replacements and added costs.
• Compare prices between authorised centres and trusted local garages. Authorised ones may cost more but offer peace of mind.
• Know what is included in a paid service-engine oil, oil filter, air/fuel/AC filters, spark plugs around 40,000 km and labour around ₹1,972. Some centres may also suggest coolant or brake fluid replacement.
• Avoid optional add-ons unless needed, like AC cleaning or coolant flushes.
• Always check for genuine parts to ensure better performance and protect your warranty.
• Keep your service bills; they help with resale and can support insurance claims.
• Look out for extra consumables like brake fluid, coolant or alignment work that could add ₹1,000-₹5,000. Approve only when necessary.

Factors affecting Renault Kwid maintenance cost

Renault Kwid’s maintenance cost can vary based on a few everyday factors. You need to watch out for:

• Location and service centre type: Labour rates are higher at authorised centres and in big cities. Smaller towns or local garages may be more affordable.
• Timely servicing: Skipping or delaying services can lead to faster wear, making future repairs more expensive.
• Genuine vs aftermarket parts: Original Renault parts cost more but last longer and protect your warranty. Aftermarket ones may save money upfront, but often wear out faster.
• Add-on services: Some centres suggest extras like AC cleaning or coolant flush. Only approve what is necessary to avoid extra charges.
• Driving style and conditions: Frequent traffic, long drives or rough roads put more stress on parts like brakes, tyres and the clutch. This will lead to more frequent repairs.
• Car age and kilometres driven: Older cars or those with high mileage, like 75,000 km and above, need more frequent replacements of key components.
• Parts sourcing: Renault’s locally made components help control spare part costs compared to imported ones.
• Labour vs part costs: Labour charges at authorised service centres can significantly push up your final bill, even if parts are affordable.

Conclusion

Maintaining your Renault Kwid does not have to be expensive or stressful. With a total 5-year cost of around ₹10,600, it is one of the more budget-friendly cars in its segment. Sticking to the service schedule, asking for a clear cost breakdown and avoiding unnecessary add-ons can go a long way in keeping costs low. Plus, regular authorised servicing also supports your car insurance, whether it is third party car insurance or comprehensive car insurance. You just have to keep your records in check. So, stay on top of your maintenance and enjoy a hassle-free ownership experience.

FAQs

• What is the average Kwid service cost per year?

The average Renault Kwid service cost per year is around ₹2,000-₹2,500. The exact cost can depend on your location, driving habits and whether the service is free or paid.

• How much is the total Kwid maintenance cost over 5 years?

The maintenance cost of Renault Kwid over five years is approximately ₹10,626. It includes both free and paid services as per the recommended Kwid service schedule.

• Is Kwid car maintenance cost higher after 50,000 km?

Yes, the Kwid car maintenance cost may go up slightly after 50,000 km due to the need for additional part replacements, such as spark plugs, filters and brake components.

• How often should I check the Kwid car service cost?

You should review your service cost of Renault Kwid before every scheduled service, especially for paid visits after 30,000 km. This will help avoid unnecessary charges or upsells.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A Multi-Purpose Vehicle (MPV) like the Toyota Innova Crysta brings exceptional space, comfort and reliability. However, proper maintenance ensures this comfort continues to run smoothly for years.

Regular servicing protects your investment and prevents costly breakdowns on long family trips. Understanding Innova Crysta maintenance costs will help you budget better and make informed decisions about your vehicle's care. This comprehensive guide explains service schedules, fees and maintenance tips for the latest Toyota Innova Crysta.

Why Innova Crysta maintenance & service is important

MPVs face unique challenges on Indian roads. The Crysta's larger engine and heavier build work harder in stop-and-go city traffic. Carrying seven passengers and luggage puts extra strain on the suspension and braking system.

However, with regular maintenance, you can prevent small problems from developing into expensive repairs. While proper servicing will maintain fuel efficiency in your Crysta, clean air filters and fresh engine oil will enable the 2.4L and 2.8L diesel engines to run as smoothly as butter.

Following the manufacturer-recommended Crysta service schedule will also keep your warranty coverage intact and improve the car’s resale value when you decide to upgrade.

Innova Crysta service schedule

Toyota recommends specific service intervals for its Crysta. The official Innova Crysta service schedule with approximate costs of up to 10 years or 100,000 km is as follows:

Parts and fluids replaced during scheduled service:

• Engine oil: Every 10,000 km
• Engine oil filter: Every 10,000 km
• Drain gasket plug: Every 10,000 km
• Air filter: Every 30,000 km
• Cabin AC filter: Every 20,000 km
• Brake fluid and coolant: Every 40,000 km or 4 years
• Windshield washer fluid: Every service

Note that even though the Innova Crysta service cost for the first two schedules is free, they do not cover consumables, part replacement or any damage repair caused by unforeseen incidents.

Innova Crysta service part cost

Understanding individual part costs will help you plan your annual maintenance budget. All prices listed here are for original Toyota parts used in diesel variants.

Here’s the 2025 breakdown:

1. Engine oil: ₹4,425 (approx.)
2. Engine oil filter: ₹475 (approx.)
3. Air filter: ₹1,883 (approx.)
4. Cabin AC filter: ₹2,003 (approx.)
5. Brake fluid (250ml): ₹362 (approx.)
6. Differential oil: ₹1,344 (approx.)
7. Drain plug gasket: ₹62 (approx.)
8. Windshield washer fluid: ₹150 (approx.)

The costs are approximate and may vary depending on your city, the service centre’s labour charge and the time of service, such as festivals.

Innova Crysta maintenance cost

The maintenance cost of Innova Crysta will depend on your driving style, where you drive, frequency and how well you follow the service schedule.

Here’s the total cost of maintenance you can expect over ten years:

• 3-year ownership (30,000 km): ₹26,628
• 5-year ownership (50,000 km): ₹48,601
• 7-year ownership (70,000 km): ₹70,118
• 10-year ownership (100,000 km): ₹1,04,791

The Toyota Innova Crysta service cost and maintenance are reasonable, considering the vehicle's size and capabilities.

This cost can increase if you install brand accessories, imported fittings, such as a 360-degree rearview camera or extended warranty checks.

Things to check while looking for Innova Crysta maintenance cost

When calculating the service cost of Innova Crysta, consider these factors:

• Verify that the service centre is Toyota-authorised
• Confirm all prices are inclusive of GST and labour charges
• Check if they use genuine Toyota parts only
• Ask for a detailed cost breakdown before the service
• Compare prices between different authorised dealers
• Find out about annual service packages or seasonal discounts
• Understand what each paid service includes
• Check warranty terms on the replaced parts
• Ask about the estimated service completion time
• Find out if the service centre offers free pick-up/drop-off

Keep all service invoices safe for faster insurance claim settlement and better resale prices.

Factors affecting Innova Crysta maintenance cost

The service cost of Toyota Innova Crysta is influenced by several factors, such as:

• Fuel variant: The diesel model, which is more popular, usually costs more to maintain.
• Service centre: Authorised centres charge more but use genuine parts and trained technicians.
• Geographical location: Metro cities have higher labour costs in contrast to towns.
• Driving conditions: Highway driving is gentler than city drives but may require more frequent air filter changes due to dust.
• Traffic: Heavy traffic that involves frequent stops increases brake wear and engine stress.
• Driving style: Aggressive driving leads to more repairs due to scratching, while heavy loading may strain the engine and suspension.
• Weather: Coastal areas may need more frequent services due to salt air corrosion.

Conclusion

When properly maintained, the Toyota Innova Crysta offers excellent value. However, regular servicing alone can’t protect you from unexpected events like accidents, fire or theft. That’s where car insurance becomes essential.

While third-party car insurance is legally mandatory, it only covers damage to others. For complete peace of mind, it’s wise to opt for comprehensive car insurance, which covers own-damage, theft, fire and more. It adds a financial safety net to your maintenance plan, ensuring you're protected on every drive.

FAQs

1. Can I skip services to save money?

Skipping car services might seem like a money-saver, but it can nullify your warranty and lead to expensive repairs in the future. Routine maintenance helps catch issues early, when they’re easier to fix, ultimately saving you more in the long run.

2. What happens if I opt for service at non-Toyota centres?

Non-authorised centres may use non-genuine parts, voiding your warranty. This can also affect insurance claims and resale value.

3. Can I use cheaper parts?

You can, but it may reduce engine life and affect insurance coverage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The airbag system is one of the topmost safety features in a car. When the airbag warning light glows on your dashboard, it can bring a surge of concern. Recognising this early warning sign and knowing what to do next can help you prevent costly repairs and, more importantly, save your life during a collision.

Read this blog to learn everything about airbag lights in cars, including the reasons for their appearance and ways to reset them.

What are airbag warning lights in car?

Right after you start your car, you may notice a series of lights appear on your dashboard. These are part of your car's self-check system. The airbag warning lamp is one of these indicators.

These lights automatically turn off in a few seconds if the system doesn't detect any issue. If the warning lamp stays on or flashes, it means the airbags may not deploy correctly in an accident, placing you and your passengers at high risk.

What does the airbag warning light look like?

In almost all cars, the airbag car symbol appears as a seated person with a large circle in front of their chest. The circle signifies an inflated airbag. You'll find this symbol on your dashboard, usually in red or golden-orange colour.

Different car manufacturers might use slightly different versions of the airbag sign on cars. Some brands show just the person and airbag, while others might display an additional text like "SRS" (Supplemental Restraint System) or "AIRBAG".

Why is my airbag warning light on?

Several factors can trigger the air bag lights. It can be a sign of:

• Sensor problem

Your car has multiple sensors that detect crashes and determine when to deploy airbags. If these sensors malfunction or get damaged due to water, electrical or mechanical failure, the airbag warning lights activate.

• Wiring damage under the seats

The airbag system relies on complex wiring to connect all components. Loose connections, moisture-damaged wires or corrosion can disrupt communication between the parts.

• Damaged airbag module

The airbag control module manages the entire airbag system and makes deployment decisions. If the module fails, the air bag lights will activate to warn you about the system's compromised state.

• Minor collision

A recent accident can also trigger the warning sign. Even a minor collision or bump might damage sensors or other components, even if the airbags don't deploy.

• Unstable battery voltage

Low voltage or electrical problems can confuse the airbag system's sensors.

What should you do when the airbag light comes on?

When you notice the airbag light in car, do not ignore it. Avoid driving unless absolutely necessary.

If someone's sitting without buckling up, or the seat is loaded with a bag, the system may trigger a warning. In some cars, the airbag warning light comes on momentarily during startup and goes off after a few seconds. If it stays on, turn off the engine, wait for a few seconds and restart. Look for any other warning lights on the dashboard, such as the battery sign or ABS alert. These could be linked to the airbag system.

The complex airbag system usually needs an OBD-II (On-Board Diagnostics) scanner to read error codes. Contact a certified technician who's trained to diagnose the root cause accurately. Skipping this may lead to incorrect repairs and even car insurance claim rejection.

How to reset an airbag light?

You should only reset the airbag warning light after the issue has been diagnosed and fixed. Clearing the light without fixing the problem can disable airbag deployment and pose a safety risk. Here's how to do it:

• Ensure repairs are done

Fix the root cause, like replacing a faulty sensor, repairing wiring or resolving control module issues, before attempting any reset.

• Disconnect the battery (Temporary fix only)

Turn off the ignition and disconnect the negative battery terminal. Leave it disconnected for approximately 15 minutes. This may temporarily clear soft error codes in older cars, but won’t fix hard faults stored in newer SRS modules.

• Cycle the ignition (soft reset)

Reconnect the battery. Turn the key to “ON” (without starting) and wait for the light to go off. Turn it off, then repeat up to three times. This method works only for minor system glitches.

• Use a proper OBD-II scanner with SRS support
• Locate the OBD-II port under the dashboard.
• Use a scanner that supports airbag/SRS diagnostics to read B-series codes.
• Clear the codes only after the underlying fault has been fixed.
• Basic OBD-II tools cannot reliably access SRS systems. Use a mid-to-high-end scanner or professional-grade tool.
• Test drive for verification

After clearing codes, drive for 5-10 minutes. If the light stays off, the reset was successful. If it returns, you still have an unresolved airbag system issue.

Conclusion

The airbag warning light signals a possible problem with your vehicle's airbag system, which is your car's first defence line in the event of a crash.

However, repairing or replacing airbag parts can be expensive. Here's where the right policy can help you save money. A comprehensive policy, especially with add-ons like zero depreciation, helps cover airbag repair costs due to accidental damage, fire, theft and natural calamities, while third party car insurance meets legal requirements and covers liabilities. Timely airbag system maintenance and the right plan, together, will protect you physically, financially and legally.

FAQs

• Does car insurance cover airbag repairs?

Comprehensive car insurance usually covers airbag repairs after an accident, but not for ignored maintenance issues. Check your insurance policy terms for further information.

• How do I know if my car was part of the Takata recall?

If your car is over 10 years old, refer to its service manual, contact authorised service centres or check the manufacturer's website. If your car's make and model are listed, the airbag replacement is free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Your car's paint faces harsh treatments from dust, pollution, weather conditions and UV rays daily. So, it's important to use the right product to maintain its glossy appearance. Here's where two products come in use: car wax and car polish. Although car experts use these terms interchangeably, they are quite different in function and purpose.

If you are wondering whether you should wax or polish your car or both, this guide's detailed comparison between car polish vs car wax will help you make that decision.

What is car wax?

Car wax serves as a protective layer applied to a car's painted surface. It is usually made from natural waxes like carnauba or synthetic polymers.

Regularly waxing your car offers several key benefits. It forms a protective layer that prevents bird droppings, tree sap and other contaminants from bonding to the paint, reducing the risk of stains and damage. Wax also adds a glossy, new-car-like shine and allows rain or wash water to roll off easily, helping prevent mineral deposits, water marks and rust.

What is car polish?

Car polish contains mild abrasives that remove minor scratches, swirl marks, oxidation and other surface defects.

It targets paint imperfections that waxing can't fix, and eliminates oxidation from sun and moisture exposure, restoring the paint's original vibrancy. Polishing also clears stubborn water spots and mineral deposits that regular washing can't remove.

Types of car wax

There are a few popular types of car wax you can choose based on how you prefer to apply and how long you want the protection to last:

1. Carnauba wax (natural): It is derived from Brazilian palm trees and provides excellent depth and warmth to paint finishes.
2. Synthetic wax: Uses artificial polymers and offers superior durability and longevity.
3. Liquid wax: Applies easily and spreads evenly across various paint surfaces.
4. Paste wax: They are thicker in consistency, last longer than liquid alternatives, offer better durability, but take more time to apply.
5. Spray wax: Best used for quick application, touch-ups and regular maintenance.

Types of car polish

These different polish types address various paint correction needs and skill levels:

1. Cutting polish (abrasive): This powerful polish contains aggressive abrasives for removing deep scratches and heavy oxidation.
2. Finishing polish (non-abrasive): Works well on minor scratches, providing gentle correction.
3. All-in-one car polish: Contains both abrasive and non-abrasive properties and can be applied on a wide range of paint surfaces.
4. Spray-on car polish: Comes in spray bottles, can be easily applied and dries quickly, making it a perfect DIY material and touch-ups in between washes.
5. Ceramic polish: Contains ceramic compound that offers water-resistance and a durable layer on the paint surface with a natural shine.

Application Methods

Here are the most common methods application methods:

1. Hand application: A soft cloth or foam applicator pad is used to apply the product manually. You must work in small sections at a time, ensuring even coverage across the surface.
2. Foam pad application: Foam pads attached to a power drill or polisher are used. This approach covers larger areas faster and gives consistent results than hand application.
3. Spray application: Spray bottles are used for application. They work particularly well for quick touch-ups and maintenance between major detailing sessions.
4. Machine application: A buffer or polisher is used for even application. It is the most efficient method that offers consistent results on large surfaces. However, you must hire a professional detailer to perform the job.

Limitations of using car wax and car polish

Both car polish and wax have limitations, so using them correctly is key. Car wax can’t fix scratches or oxidation, while polish doesn’t protect against UV rays or rain. Over-polishing can damage the paint, and waxing without proper cleaning or polishing can trap dirt underneath.

Additionally, both require regular reapplication as wax protection fades over time, and polish only lasts until new surface damage occurs.

Key differences between car wax and car polish

Understanding car polish vs wax with a side-by-side comparison will help you choose the right product:

Conclusion

To sum up the debate between car polish vs car wash, polishing fixes your car's paint while waxing protects it. Using both keeps your car in better condition for longer.

While you are protecting the outside of your car, don't forget to safeguard the rest with a good insurance policy. Look for car insurance online and opt for a policy that protects against theft, vandalism and natural disasters.

FAQs

• Is waxing enough to protect my car from damage?

Waxing will protect your car from minor scrapes and cuts. However, it doesn't replace the benefits of comprehensive car insurance and related add-ons, which offer end-to-end protection, such as fire, theft, hailstorm and flood-related damages.

• Will waxing and polishing decrease my car insurance online premium cost?

No, polishing and waxing your car will not lower your premium. However, maintaining your car's condition may reduce claim-related issues and increase its resale value.

• Does car polishing come under third-party claims?

Third-party car insurance covers damages caused to other vehicles and properties. It doesn't pay for cosmetic work like polishing or waxing done on your car.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Maruti Suzuki Swift has become one of India's most popular cars, with over 30 lakh units sold since its launch. This compact car combines style, speed and fuel efficiency, making it ideal for Indian roads.

However, like any car, proper maintenance is crucial to keep your Swift moving easily and retain its value over time. Understanding the Swift's maintenance prices and plans helps you budget more effectively and ensures your car remains functional for years. This thorough guide covers everything you need to know about the Swift maintenance costs and service considerations.

Why Swift maintenance & service is important

Routine maintenance for your Swift, or any vehicle, plays a vital role in preserving performance, safety and value:

• Safety and reliability: Proper service ensures all components work properly, avoiding breakdowns and keeping you safe on the road. Regular brake checks, oil changes and filter refills maintain ideal performance.
• Resale value: A well-maintained Swift can typically command a higher selling price. Buyers prefer cars with detailed service records.
• Cost savings: Regular servicing stops small issues from becoming big problems. Spending on regular repairs is much cheaper than dealing with engine damage or component breakdowns.

Swift service schedule

Maruti Suzuki follows an organised repair plan meant to keep your Swift's performance:

Free services:

• 1st Service: 1,000 km or 1 month
• 2nd Service: 5,000 km or 6 months
• 3rd Service: 10,000 km or 12 months

Paid services:

• Every 10,000 km or 12 months thereafter

The first three services are provided at no cost, although parts and materials are charged separately. This plan ensures your vehicle receives proper care during the crucial break-in period and establishes a regular maintenance routine.

Swift service part cost

Understanding individual component prices helps you prepare for maintenance:

Engine oil & filter:

• Engine oil change: ₹1,300-₹1,687
• Oil filter replacement: ₹75-₹90

Air & fuel filters:

• Air filter replacement: ₹258-₹300
• Fuel filter check and refill as needed

Brake system:

• Brake fluid replacement: ₹350-₹500
• Brake cleaning and testing are included in major tasks

Other components:

• Spark plug replacement: ₹360
• Climate control air filter: ₹450-₹551
• Coolant top-up: ₹500

Wheel services:

• Wheel alignment: ₹550
• Wheel balancing: ₹440

Swift maintenance cost

Things to check while looking for Swift maintenance costs

When planning upkeep for your Swift, consider these factors:

• Service centre type: Authorised repair shops charge more but provide real parts and trained technicians. Independent shops may be cheaper, but they often compromise on part quality.
• Location variations: Service prices range across towns. Metro cities generally charge more than smaller places.
• Driving conditions: City driving, with its regular stop-and-go traffic, raises wear and tear, requiring more frequent upkeep compared to highway driving.
• Service package deals: Look for Annual Maintenance Contracts (AMC) or loyalty deals that offer savings on parts and work.

Factors affecting Swift maintenance cost

Several things can affect your Swift's repair expenses. Some of these are as follows:

• Driving habits: Aggressive driving, hard braking and rapid acceleration increase component wear, resulting in higher Swift service costs.
• Road conditions: Driving on bad roads affects suspension, balance and tire wear, raising service frequency.
• Part quality: Genuine parts cost more but offer better longevity and guarantee security. Aftermarket parts can be lower in price but may compromise performance and lifespan.
• Service frequency: Following the suggested plan avoids big problems. Delaying services can lead to expensive fixes.
• Usage pattern: High-mileage cars require more frequent attention than those used rarely.

Conclusion

The Maruti Swift offers one of the most affordable maintenance costs in its class, making it an excellent choice for budget-conscious buyers. While keeping your Swift is crucial, protecting it with proper car insurance is equally important.

Car insurance in India is mandatory by law, with third-party car insurance being the minimum legal requirement that covers losses to other vehicles and injuries to third parties. However, comprehensive car insurance offers significantly better protection for your Swift, covering damages to your vehicle from crashes, theft, natural disasters and crime.

FAQs

1. How often should I service my Swift?
   Every 12 months or 10,000 kilometres, whichever happens first.
2. Are the first three services free?
   Labour is free, but tools and goods are charged.
3. Can I repair my Swift at local garages?
   Yes, but it may cancel your guarantee. Authorised locations are recommended during the guarantee period.
4. What's the big service cost at 40,000 km?
   Approximately ₹6,489, including oil change, spark plug repair and brake fluid change.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Bringing in features like low maintenance, reliability and affordability, the Maruti Alto is among the top choices for Indian car owners. The car is suitable for daily travelling and highway speeding, highlighting its reliable performance. However, regardless of the car model, timely maintenance is important. Often, car owners remain unaware of the service schedule or cost. This guide explains everything you should know about the Maruti Alto car service cost, schedule and other tips.

Why Maruti Alto maintenance & service is important

The Maruti Alto has often been considered a low-cost-maintenance car. But it does require regular maintenance, ignoring which can lead to expensive repairs in the long run. With regular maintenance, you are ensuring that any potential issue is diagnosed early on and you enjoy a smoother-running car for longer periods. The Alto car service charges are, therefore, an investment for better safety, performance and longevity.

Maruti Alto service schedule

The following table is the recommended maintenance schedule with Alto service charges for the first five years:

Maruti Alto service part cost

Your Maruti Alto service price depends on the price range of different parts that might require replacement. Let’s look at the estimated price of parts that are typically replaced during maintenance:

• Fuel Filter: INR 250 (approx.)
• Oil Filter: INR 95 (approx.)
• Air Filter: INR 250 (approx.)
• Spark Plug: INR 400 (approx.)
• Front Brake Pads: INR 1,200 (approx.)
• Wiper Blade Set: INR 500 (approx.)
• Coolant: INR 600 (approx.)
• Battery: INR 3,000-4,000 (approx.)
• Exhaust Pipe: INR 3,500 (approx.)
• Horn: INR 350 (approx.)

Maruti Alto maintenance cost

Here is the Maruti Alto service charges list to ensure you get a fair insight into the maintenance costs:

Thing to check while looking for Maruti Alto maintenance cost

These are important factors that could change the servicing costs for your car:

• The variant: The variants, that is, petrol or CNG, can affect the maintenance cost. This is usually because CNG models need extra attention on the gas parts.
• The transmission type: For the Maruti Alto, you might experience only the manual transmission type. Regardless, different types require varying maintenance and costs.
• Previous maintenance history: The previous maintenance history should be updated since any missed service could lead to more charges later.

Factors affecting Maruti Alto maintenance cost

The following is a list of factors that might affect the Maruti Alto maintenance costs:

• Spare parts cost: During a servicing, parts like filters and coolants require replacement. The cost of these spare parts can change the total maintenance costs.
• Labour charges: Among the full servicing costs of your car are included the labour charges, which again depend on the servicing required.
• Service centre: The overall maintenance cost can change according to the centre you are visiting. Authorised centres may offer premium services, while local garages are often not considered reliable.

Conclusion

A popular choice for budget-conscious car owners, the Maruti Alto promises affordability after the initial purchase too. With its affordable servicing costs, maintaining it is effortless. Besides timely maintenance, car insurance can also reduce your financial burdens. With comprehensive car insurance and third party car insurance, you enjoy financial protection from expenses due to accidents, third party legal suits and other unfortunate events, such as fire or theft. Ensure a comfortable and safe ride with insurance and maintenance on time.

FAQs

• Is special servicing necessary for CNG models of the Maruti Alto?

CNG models typically require special servicing, which includes leak tests and valve checks.

• How to maintain a Maruti Alto for better performance?

Any car, regardless of its model or brand, requires timely services for better performance. Besides, you should maintain smooth driving habits and regular inspections to ensure efficient driving.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Car theft is still one of the top vehicle crimes in India. Knowing how to check if a car is stolen before you hand over your hard-earned money for that second-hand car is very important because not doing a 'stolen car check' can land you in a muddy legal battle, which can result in a major financial drain.

This guide will walk you through how to identify if a car is stolen and help you avoid the risk of unknowingly buying a stolen vehicle.

How to check if a car is stolen?

If you are wondering how to check if a vehicle is stolen, start by verifying the registration certificate (RC). Ensure the owner’s details match the seller’s ID and that the engine and chassis numbers align with the RC.

You can also visit the local RTO for verification. Use government portals like Parivahan or eChallan to check ownership, accident history, fines or blacklisting. Contact the local police station to see if any complaints are filed against the vehicle.

Additionally, hiring a trusted mechanic can help spot tampering with the VIN, engine or chassis, which may indicate the car is stolen.

Can I run a stolen car check online?

The government of India offers several free online tools where you can check for stolen vehicles. Here are a few official sites:

• Pariwahan Sewa Portal

Parivahan Sewa is the Ministry of Transport and Highways' (MoRTH) official site that automates and regulates all vehicle registration and driving licence activities. Here's how to use the platform:

1. Visit the official site.
2. Go to "Information Services," and then click "Know Your Vehicle Details."
3. Enter your vehicle registration number or your phone number, whichever is applicable.
4. Click "Vehicle Details."
5. The portal will display everything related to the car's registration, car insurance online status and the last ownership.

• Use the eChallan website

eChallan Parivahan is a digital traffic enforcement solution initiated by MoRTH. It issues and manages traffic violation challans (fines). To check for stolen vehicles on this platform:

1. Click on "Get Challan Details" at the bottom left of the main page.
2. Enter the vehicle registration number to see if there are any unpaid fines.

Stolen vehicles often have multiple unresolved penalties.

• ZIPNET

ZIPNET (Zonal Integrated Police Network) is an online service that allows you to check the status of stolen vehicles in eight North Indian states.

1. Visit the portal.
2. Click on "Stolen Vehicles."
3. Enter vehicle registration, engine or chassis number.
4. Click "Search."
5. If a car is listed, you can view the complainant's name, vehicle make, model and colour, stolen location and date.

What's included in a stolen car check?

When performing a vehicle history check, review key details in the report, including ownership history, registration certificate, accident and service records and any theft or no-trace reports.

Also check for third-party car insurance coverage, outstanding loans or hypothecation, RTO blacklisting status and any pending challans. These factors help ensure the vehicle’s legal and financial standing before purchase.

How to avoid purchasing a stolen vehicle?

To check for stolen vehicle, always ask the seller for original documents like the registration certificate, insurance, pollution certificate and service records. Carefully inspect the chassis and engine numbers for tampering, and be cautious of prices significantly below market value. Meet the seller at their home or workplace, not just public places and verify the vehicle’s status through RTO, police and online checks.

Confirm the seller’s ID and address, insist on a detailed sale agreement and avoid cash payments by using digital methods or cheques for better traceability.

I've found out my car was stolen – what should I do?

Discovering that the car you bought is stolen can be extremely frustrating and scary, but quick action will help protect your interests. Here's what you should do:

1. Stop using the vehicle immediately.
2. Contact your local police station to file a complaint. Submit all necessary documents.
3. Inform your insurance company and the RTO about the situation without delay.

How to report a stolen car?

Quick reporting will increase your chances of recovering your car and help other buyers avoid purchasing your stolen vehicle. Here's how to report an incident:

1. Start by filing an FIR at a local police station.
2. Submit copies of vehicle registration certificate, driving licence, insurance papers and any other relevant documents.
3. Provide detailed information about your vehicle, such as make and model, colour and any distinctive features.
4. Mention the time and location where you last saw the car.
5. Contact your insurance company within 24 hours.
6. Inform the RTO.

Conclusion

Now that you have all the answers to the question "how can I check if a car is stolen," use the knowledge wisely when you decide to purchase a used car in the future.

Also, even after all the checks, things can still go wrong. That's why having the right kind of protection matters. Opting for a comprehensive policy is a good option. It offers broader protection against theft, fire and natural disasters. You can easily compare and buy car insurance online in just a few clicks.

FAQs

• Is it legal to buy a stolen-and-found car in India?

Yes, you can buy a stolen-and-found car in India as long as the paperwork is correct and valid.

• Will the police take the car if it's found to be stolen after I buy it?

Yes, the police will seize the vehicle once they detect the theft and notify the original owner.

• Can I claim my comprehensive car insurance if I unknowingly bought a stolen car?

Comprehensive car insurance usually covers theft of your own car, that is, if it's stolen from you after you legally purchased it and got it registered in your name.

However, if the car was already stolen property when you bought it, the legal ownership was never transferred to you, so the insurer may not honour the claim.

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