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  • Mahindra XEV 9e Variant Guide

    by Tanmay Ahuja | May 30, 2025

    Mahindra has strengthened its electric vehicle lineup with the newly launched Mahindra XEV 9e. If you are planning to switch to an EV, the new XEV 9e could be a good option as it comes in different versions to suit various needs and budgets. Let us look at the XEV 9e variants, their pros and cons, insurance options and how to select the right one.

    Mahindra XEV 9e lineup

    The new Mahindra XEV 9e is available in four variants. They are:

    1. Base (Pack One): It has a 59 kWh battery, a 542 km range and 228 bhp power. However, it lacks automatic climatic and air quality control systems, alloy wheels, adaptive cruise control and leather interiors. The ex-showroom price is ₹21.90 lakh.
    2. Medium (Pack Two): This variant offers the same battery, kilometre range and power as the base but is equipped with an automatic climatic control system and leather interiors. It’s priced at ₹24.90 lakh (ex-showroom).
    3. Premium (Pack Three Select): The range, battery and power remain the same. However, this variant comes with premium features like seven airbags, driver knee airbags and a 360-view camera. It is priced at ₹27.90 lakh (ex-showroom).
    4. Top-tier luxury (Pack Three): The luxury model comes with a bigger 79 kWh battery, 656 km range and 282 bhp power. It has all the features of Pack Three Select with additional perks like ambient lights. The ex-showroom price of this variant is ₹30.50 lakh.

    All Mahindra XEV 9e variants have five seats and come with advanced features like a triple-screen dashboard, AR-based head-up display and auto-park assistant.

    Pros of Mahindra XEV 9e

    Here are the reasons why the Mahindra XEV 9e could be a smart choice for Indian buyers:

    • The price of all XEV 9e variants is more affordable compared to many other EVs.
    • The light steering and good driving range suit both city and highway trips.
    • The driving experience feels smooth and responsive due to instant torque delivery.
    • Fast charging support saves valuable time during longer drives.
    • The car has a digital instrument cluster, wireless charger and auto-dimming mirror.
    • It also offers ADAS features like adaptive cruise control, auto-braking, lane-keeping assist and auto-parking.
    • The cabin provides a comfortable ride quality with noise insulation.
    • The running cost is lower than that of regular petrol or diesel cars.
    • Mahindra has a wide service network across India, making maintenance easier.

    Cons of Mahindra XEV 9e

    Here are a few things to consider about the Mahindra XEV 9e:

    • The coupe-like sloping roofline looks stylish but reduces boot space, which is not enough for large luggage.
    • Despite being bigger than the XUV700, it only seats five people.
    • The 19-inch wheels look small for the car’s size.
    • The initial cost is higher than that of petrol hatchbacks, even though running costs are low.
    • Fast-charging stations are still not easily available in smaller Indian cities and towns.
    • Spare parts are potentially expensive as the model is new to the market.

    How to choose the right variant?

    Here are a few useful tips:

    • Choose the base variant if you’ll drive mostly in the city and do not need frequent highway drives.
    • If you want an affordable option, Pack One offers the best features at a lower price.
    • Go for the Pack Three for the longest range and premium features like advanced safety technology.
    • Always check the exact features and driving range before finalising your decision.
    • Take a proper test drive to check comfort, driving position and feature accessibility.
    • Compare the cost-to-feature ratio between variants.
    • Review maintenance costs and service requirements.

    How to buy the right car insurance plan for your XEV 9e?

    Once you book your Mahindra XEV 9e, buying the right insurance is important for legal and financial safety. Here’s a simple guide:

    • Third-party car insurance is compulsory by law and covers damages to other people or vehicles in an accident. While it does not cover your own car’s damage, it is cheaper than comprehensive insurance.
    • Comprehensive car insurance covers both third-party liability and own car damage. It also safeguards against theft, natural calamities and fire.
    • Look for plans that offer useful add-on coverages like zero depreciation, return-to-invoice, key replacement, battery protection and extended roadside assistance.
    • Compare the quotes of multiple car insurance providers to get the best deal.
    • Check the insurer’s claim settlement ratio and customer reviews.
    • Confirm the network of authorised garages that can service EVs.
    • Check if the policy covers charging equipment.
    • Check for specific EV discounts or green vehicle incentives.
    • Make sure you understand all policy terms properly before signing up.

    FAQs

    • What is the battery warranty for the Mahindra XEV 9e?

    Warranty on high voltage battery will be 10 years or 200000 km, whichever is earlier.

    • How long does it take to charge the XEV 9e completely?

    It takes about 8-10 hours for a full charge with a standard charger. A DC charger can recharge the battery from 10% to 80% in approximately 50 minutes.

    • What documents do I need for car insurance?

    To buy car insurance for a Mahindra XEV 9e, you need your car’s registration number. For a new car, you need the chassis and engine number and your personal details.

    • Are there any government incentives available?

    Yes, the Mahindra XEV 9e benefits from FAME-II subsidies and state-specific EV incentives where applicable.

    Conclusion

    The Mahindra XEV 9e range offers something for everyone in the premium electric SUV segment. As you start driving your new car, remember to follow the road safety laws and rules. Keep your car insurance, registration document and driver’s licence with you always. Don’t forget to secure mandatory third-party car insurance. For the XEV 9e Pack Three and Three Select, comprehensive car insurance is strongly recommended to protect against all potential risks.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Mahindra BE 6 Variant Guide

    by Tanmay Ahuja | May 30, 2025

    Mahindra is known for its strong and practical vehicles. With the increasing demand for EVs in India, the brand is now expanding its product line in the EV space. One of the most talked-about models is the Mahindra BE 6E, part of their‘Born Electric’ range. Built on the INGLO platform, the car promises style, performance and smart features at a price that fits many families.

    Let’s look at the BE 6E variants, their pros and cons and other key details.

    Mahindra BE 6 lineup

    The Mahindra BE 6E comes in five variants and eight colours. Each offers different features and two battery pack options: 59kWh and 79kWh. While the claimed range is up to 682km on a full charge, the real-world range could be between 400 and 550km, depending on the driving conditions.

    Here are the BE 6E variants explained:

    • Pack One: This is the base variant that produces a 228 hp motor and is suitable for city drives. It has multiple drive modes, cruise control, digital cockpit, LED headlamps, 18-inch steel wheels, fabric upholstery and rear parking camera. It offers a good starting point if you want to shift to EVs without spending more.
    • Pack One Above: This variant builds on Pack One by adding convenience features, such as premium fabric upholstery, extra USB ports and enhanced connectivity options. It is a good choice if you want basic performance with added comfort.
    • Pack Two: This mid-range BE 6 variant adds more premium features like leather upholstery, a panoramic sunroof, bigger infotainment screen and more drive modes. It’s best if you want more tech and flexibility but don’t need a larger battery.
    • Pack Three Select: This variant includes most of the features from Pack Two and adds more segment-first features like connected car tech and advanced driver assistance systems (ADAS).
    • Pack Three: The top-end variant offers the highest range (79kWh) and 282 hp motor. It has powered front seats with memory, ventilated seats, powered tailgate, wireless phone chargers and a 360-degree camera with indicator-linked display. It also offers adaptive cruise control and lane assist.

    Pros of Mahindra BE 6

    There are several advantages to choosing the Mahindra BE 6E variants:

    • The spacious cabin can seat five tall and large people comfortably
    • The features list is long, including dual 12.3-inch screen, wireless Android Auto and Apple CarPlay and automatic climate control
    • The safety system is strong, with six airbags, ABS and electronic stability control
    • It offers lower running costs compared to petrol or diesel vehicles
    • You can charge from 20% - 80% in 20 minutes with a 175kW DC charger
    • You can get government incentives and tax benefits
    • The Mahindra BE 6E competes well with other electric cars in its category, like the Tata Curvv EV and MG ZS EV

    Cons of Mahindra BE 6

    Despite its many strengths, there are some limitations to consider:

    • Rear visibility is limited because of the sloping roofline and the third headrest
    • Boot space is affected by the design, so carrying large suitcases may be a challenge
    • Public charging stations are still not widespread or reliable enough.
    • The car is only available in rear-wheel drive, which may not suit everyone
    • EV-specific service centres are still growing

    How to choose the right variant?

    Here are a few points to consider:

    • Driving distance: If you travel long distances often, Pack Three’s larger 79 kWh battery and up to 683 km range will be ideal.
    • Comfort: If you want an easy-to-use car without smart features, go for the lower Packs. For a premium cabin, ventilated seats and advanced infotainment, choose from Pack Three Select or Pack Three.
    • Technology and safety: While all BE 6E variants are safe, choose Pack Two or above if advanced safety and technology is a priority.
    • Budget: Pick a variant that covers your most important and frequent needs. Consider maintenance cost, cost-to-feature ratio and service requirements.
    • Test drive: Take a proper test drive to check comfort, convenience and range.

    How to buy the right car insurance plan for your Mahindra BE 6E?

    Protecting your new BE 6E is just as important as choosing the right variant. Here's how to select the best insurance:

    • Purchasing third-party car insurance is legally required in India as it financially covers accidental damage to other vehicles and individuals.
    • For both third-party liability and own car damage, choose comprehensive car insurance. It also covers fire, theft, natural calamities and battery.
    • Choose add-on coverages like zero depreciation, return-to-invoice, key replacement and extended roadside assistance based on your needs.
    • Compare the quotes, insurer’s claim settlement ratio and customer ratings of multiple car insurance
    • Check how many authorised EV service centres the insurer is tied with.
    • Check if they provide EV discounts or green vehicle incentives.

    FAQs

    • What is the price range of the Mahindra BE 6E?

    The price starts at Rs 18.9 lakh (ex-showroom) for the base variant and goes up to Rs 26.9 lakh for the top variant.

    • What is the expected battery life?

    Mahindra offers an 8 - 10 year warranty on the battery pack. With proper care, the battery should maintain at least 70% capacity for 10-12 years.

    Conclusion

    By understanding the differences between the Mahindra BE 6E variants, you can make an informed decision. Along with choosing the right car, securing it with suitable car insurance is equally crucial. If you only want basic coverage,you can opt for mandatory third-party car insurance. But for complete peace of mind, a comprehensive plan is always a better choice.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Kia Syros Variant Guide

    by Tanmay Ahuja | May 30, 2025

    Looking for a compact SUV that's stylish, practical, and feature-packed? The Kia Syros could be exactly what you are looking for. Positioned smartly between the Sonet and Seltos, it offers sleek design, tech-rich interiors and multiple variants to suit different needs and budgets, without compromise. Here's a quick guide to help you choose the right one.

    Kia Syros lineup

    The Kia Syros is available in several petrol variants, and they cater to different preferences and budgets. Let us take a closer look at them:

    Variant

    Key Highlights

    Notable Features

    Ideal For

    Ex-showroom price (approx.)

    HTK

    Affordable, well-equipped base variant

    Halogen headlights, steel wheels, 6 airbags, rearview camera

    First-time or budget-conscious buyers

    ₹8.99 lakh

    HTK (O)

    Diesel-only with premium touches

    Alloy wheels, sunroof, auto-fold ORVMs (diesel only)

    Diesel preference with added comfort

    ₹9.99 lakh

    HTK Plus

    Best value for money, good feature set

    Panoramic sunroof, cruise control, LED headlamps, push start

    Buyers wanting a feature-rich option at a fair price

    ₹11.49 lakh

    HTX

    Focus on comfort and convenience

    Ventilated front seats, push-button start, rear wiper

    Comfort-focused buyers with moderate budget

    ₹13.29 lakh

    HTX Plus

    Premium features, near-luxury feel

    17-inch alloys, digital cluster, premium audio, powered driver’s seat

    Buyers seeking top-end features in a compact SUV

    ₹15.99 lakh

    HTX Plus (O)

    Fully loaded with ADAS and tech

    ADAS, 360° camera, side sensors, all HTX Plus features

    Tech-savvy users wanting everything included

    ₹16.79 lakh

    Pros of Kia Syros

    The Kia Syros brings several standout advantages that make it a compelling choice for both new and experienced car buyers. Let us understand them better:

    • Bold design with road presence: The Syros's wide stance and SUV-inspired styling give it a premium look that feels more upmarket than most sub-4m competitors.
    • Comfortable rear seating: Sliding and reclining rear seats offer flexibility. They are perfect for long commutes or family drives where rear-seat comfort matters.
    • Strong base variant features: Even the entry-level HTK gets six airbags, a rear camera and front and rear parking sensors.
    • Feature-loaded top trims: With ADAS, a panoramic sunroof, a 12.3-inch digital cluster and ventilated seats, the Syros rivals higher-segment SUVs in features.
    • Urban-friendly yet practical: Its compact dimensions make driving easy and parking in tight city spaces without sacrificing interior space or comfort.
    • Good mileage across variants: Whether you choose the manual or DCT petrol, the Syros offers competitive fuel efficiency. This makes it ideal for both city and highway runs.

    Cons of Kia Syros

    While Kia Syros variants offer many strong features, there are a few downsides to consider before deciding. Let us understand it well:

    • Expensive top variants: HTX Plus and (O) trims are priced close to larger SUVs, which might make buyers reconsider.

    • Limited automatic options: DCT is restricted to higher variants, limiting choices for those seeking affordable automatics.
    • Diesel variant drawbacks: Only one diesel trim is available, and it misses out on premium features.
    • Uneven feature distribution: Many top features are locked behind costlier variants, affecting lower-level value.
    • Internal overlap: Similar pricing and features with the Sonet and Seltos may create confusion among buyers.
    • Polarising design: The styling may not appeal to everyone, especially traditional SUV lovers.
    • DCT reliability concerns: Long-term performance of the DCT gearbox is still untested in Indian conditions.

    How to choose the right variant?

    Choosing the best Kia Syros variant depends on your budget and what features matter most to you. Here are a few considerations:

    • Budget buyers: Go for HTK (Rs. 8.99 lakh) as it offers all essentials at the best value (100% VFM)
    • Best overall: HTK Plus offers premium features without a high premium (101% VFM with automatic)
    • Avoid: HTK (O) and HTX variants offer poor value for money (52% and 66% VFM, respectively)
    • Luxury & tech lovers:
      • HTX Plus is great comfort without ADAS (87% VFM)
      • HTX Plus (O) is a good choice for those who want everything, including Level 2 ADAS (91% VFM)

      How to buy the right car insurance plan for your Kia Syros?

      It is crucial to pick an insurance plan that covers your specific needs to protect your Kia Syros. Here is how you can choose wisely:

      • Third-party car insurance: This is mandatory and covers damage that is caused to others by your vehicle. It is affordable and regulated by IRDAI, but it does not protect your own car.
      • Comprehensive car insurance: This combines third-party cover with protection for your own car. It covers theft, accidents, fire, natural disasters and damage during transit. It is ideal for new or high-end vehicles.
      • Own damage (OD) add-on: This improves your comprehensive policy by covering risks like vandalism, riots and other man-made or accidental damage.

      FAQs

      • What is the starting price of the Kia Syros?

      The Kia Syros starts at ₹8.99 lakh (ex-showroom)

      • Does the Kia Syros come with a diesel engine option?

      Yes, the Kia Syros is available with both 1.0L turbo petrol and 1.5L diesel engine options.

      • Are ventilated seats available in the Kia Syros?

      Yes, ventilated front seats are available in the HTX+ and HTX+ (O) variants.

      Conclusion

      Car repairs can be expensive, especially for higher-end variants with premium features. However, you can avoid huge out-of-pocket costs and get back on the road faster when you have the right car insurance.

       A third-party car insurance policy is a legal requirement, but a comprehensive car insurance plan provides better coverage. You can also customise your policy with add-ons like zero depreciation or engine protection for extra security.


      Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tata Tigor EV Variant Guide

    by Tanmay Ahuja | May 30, 2025

    The Tata Tigor EV variants include the XE, XT, XZ+, and XZ+ Lux. While all variants share the same 26 kWh lithium-ion battery pack along with an ARAI-certified range of 315 km, they differ significantly in features and comfort. Let us break down what each variant offers so you can decide which one ticks the right boxes for you.

    1. Tigor EV XE

    Estimated Price: ₹12.49 lakh (ex-showroom)

    The XE is the base variant and the most budget-friendly option in the lineup. It covers all the essentials and is ideal for buyers who want a reliable EV for daily commuting without spending on luxury features. Despite being the entry-level trim, it doesn’t compromise on core safety or utility.

    Key Features:

    • Dual airbags
    • ABS with EBD and Corner Stability Control (CSC)
    • Reverse parking sensors
    • iTPMS (tyre pressure monitoring system)
    • Automatic transmission
    • Height adjustable driver seat
    • Multi-mode regenerative braking
    • Fully automatic climate control
    • 26 kWh IP67-rated battery with 315 km range
    • AC home wallbox charger
    • ZConnect car app compatibility
    • Smartwatch connectivity

    2. Tigor EV XT

    Estimated Price: ₹12.99 lakh (ex-showroom)

    The XT builds on the XE by adding more convenience and infotainment features. It offers a better balance between affordability and comfort. This variant is also suitable for buyers looking for a bit more tech in their drive.

    Additional Features Over XE:

    • Reverse park assist with display
    • 78 cm touchscreen infotainment system by Harman
    • Apple CarPlay & Android Auto
    • Four-speaker sound system
    • Electrically adjustable ORVMs

    3. Tigor EV XZ+

    Estimated Price: ₹13.49 lakh (ex-showroom)

    With the XZ+, the Tigor EV includes premium features. This variant adds extra safety tech, styling enhancements, and infotainment features. This makes it a well-rounded choice for families or frequent drivers.

    Additional Features Over XT:

    • Camera-based reverse park assist
    • Front fog lamps
    • 4 speakers + 4 tweeters for enhanced audio
    • Steering wheel-mounted controls
    • Smart key with push-button start (PEPS)
    • Auto-fold ORVMs
    • Rain-sensing wipers

    4. Tigor EV XZ+ Lux

    Estimated Price: ₹13.75 lakh (ex-showroom)

    The top-end XZ+ Lux is the most feature-rich option in the Tigor EV range. It includes everything from the lower trims and adds some luxury elements that improve the overall driving experience.

    Additional Features Over XZ+:

    • Premium interior touches (leatherette upholstery and soft-touch finishes)
    • Added comfort and convenience upgrades for a more refined cabin
    • Everything in XZ+ is included with enhanced infotainment and style

    Pros of Tigor EV

    Here are the key strengths of the Tigor EV:

    • Affordability: The Tigor EV is among the most affordable electric sedans in India. This makes it a great entry point for first-time EV buyers.

    • Safety: It has a 4-star Global NCAP rating and comes with dual airbags and ABS with EBD for added protection.

    • Comfortable ride: The suspension is tuned for Indian roads to ensure a smooth drive over bumps and rough patches.

    • Low running costs: Electricity is cheaper than fuel, and EVs need less maintenance.

    • Eco-friendly performance: With zero tailpipe emissions, the Tigor EV helps reduce pollution and supports greener mobility.

    Cons of Tigor EV

    While the Tigor EV is well-suited for city use, there are a few limitations to consider:

    • Limited boot space: The battery placement slightly reduces boot capacity compared to the petrol Tigor.

    • Highway performance: While city driving is smooth, highway acceleration can feel modest, especially during quick overtakes.

    • Missing features: Features like a sunroof, rear AC vents, and ventilated seats are not available, which may be expected at this price point.

    How to choose the right variant?

    Choosing the right Tigor EV variant comes down to what you value most: price, tech, comfort, or a premium feel. Here are some considerations:

    • The XE variant is a great fit if you are focused on affordability. It covers the essentials without stretching your budget.

    • Go for the XT if you want modern infotainment features like touchscreen controls, Apple CarPlay, and Android Auto, all while keeping things reasonably priced.

    • The XZ+ Lux is the way to go if you want premium interiors, more convenience features, and a fully loaded experience.

    How to buy the right car insurance plan for your Tigor EV?

    Choosing the right insurance plan is key to protecting your Tigor EV. Let us understand how you can do that:

    • Third-party liability insurance: This is the basic and legally required form of car insurance. It covers injury or damade caused to a third party, whether it is a person, vehicle, or property.

    • Comprehensive insurance: This all-in-one plan combines both third-party and own damage cover. It is highly recommended for electric vehicles like the Tigor EV, especially if it is new or high-end. You also get the flexibility to add optional covers like:
      • Zero depreciation: For full claim value without accounting for part wear and tear
      • Engine protection: Useful during floods or water damage
      • Roadside assistance: For unexpected breakdowns
      • Consumables cover: Covers costs of items like nuts, bolts, brake fluid, etc.

    FAQs

    1. Is the Tata Tigor EV good for first-time EV buyers?

      Yes, the Tata Tigor EV is affordable, easy to drive, and offers essential features even in the base variant. This makes it ideal for new EV users.

    2. What’s the main difference between Tigor EV variants?

      All Tata Tigor EV variants have the same battery and range, but differ in features like infotainment, upholstery, and convenience tech.

    3. Do all Tigor EV variants support fast charging?

      Yes, every Tata Tigor EV variant supports DC fast charging that allows 10–80% charge in under an hour.

    Conclusion

    The Tata Tigor EV variants offer an ideal mix of affordability, range, and features, and that makes it a strong choice for everyday electric driving. But owning an EV also means being attentive to its unique maintenance needs. While third party car insurance meets legal requirements, it won’t cover damage to your Tigor EV itself. That is where comprehensive car insurance comes in. It will help you cover repairs, theft, natural disasters, and even EV-specific risks like battery damage. With the right variant and insurance in place, you get peace of mind, lower long-term costs, and full protection for your electric investment.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Maruti Suzuki Fronx

    by Tanmay Ahuja | May 30, 2025

    The Maruti Suzuki Fronx is a compact crossover SUV positioned smartly between the Baleno and the Brezza. It combines the best of both worlds—stylish design and practicality. This car comes with a coupe-inspired silhouette, a bold grille and modern lighting elements. Maruti has launched the Fronx in multiple variants, and each is tailored to different budgets and lifestyle preferences. Let us understand each variant better, so you can confidently pick the one that is right for you.

    Suzuki Fronx lineup

    Here is a detailed comparison of all Maruti Suzuki Fronx variants to help you find the perfect fit:

    Variant

    Price (Ex-Showroom)

    Engine

    Power (bhp)

    Torque (Nm)

    Transmission

    Key Features

    Sigma 1.2L

    ₹7.54 lakh

    1.2L Dual Jet VVT

    89 @6000

    113 @4400

    5-Speed MT

    ESP, Hill Hold, Dual Airbags, Rear Defogger, Parking Sensors, ISOFIX, Keyless Entry, Auto Climate Control, Power Windows, Halogen Headlamps, LED Tail Lamps

    Delta 1.2L MT

    ₹8.40 lakh

    1.2L Dual Jet VVT

    89 @6000

    113 @4400

    5-Speed MT

    Touchscreen, Android Auto/Apple CarPlay, Voice Assist, Foldable ORVMs, Steering Controls, Rear Parcel Tray, USB/Bluetooth, 4 Speakers

    Delta+ 1.2L

    ₹8.80 lakh

    1.2L Dual Jet VVT

    89 @6000

    113 @4400

    5-Speed MT/AMT

    LED DRLs, LED Headlamps, Auto Headlamps, Alloy Wheels, Follow Me Home Function, Projector Lights

    Delta+ 1.0L Turbo

    ₹9.75 lakh

    1.0L Turbo Boosterjet

    99 @5500

    147.6 @2000-4500

    5-Speed MT

    All Delta+ 1.2L features + Turbo engine performance

    Delta+ (O) 1.2L

    ₹8.96 lakh

    1.2L Dual Jet VVT

    89 @6000

    113 @4400

    5-Speed MT/AMT

    Side & Curtain Airbags, Tyre Repair Kit, All Delta+ 1.2L Features

    Zeta 1.0L Turbo

    ₹10.59 lakh

    1.0L Turbo Boosterjet

    99 @5500

    147.6 @2000

    5-Speed MT/AMT

    Rear Camera, Paddle Shifters, Wireless Charger, Smartwatch & Alexa Connectivity, Emergency Alerts, Rear AC Vents, Smart Device Alerts

    Alpha 1.0L Turbo

    ₹11.51 lakh

    1.0L Turbo Boosterjet

    99 @5500

    147.6 @2000-4500

    5-Speed AMT / 6-Speed AT

    Head-Up Display, 360 Cam, ARKAMYS Audio, Cruise Control, Leather Steering, Alexa, Geofence, Breakdown Alert, 22.86cm Touchscreen, Valet Alert, Remote AC Control, Alexa Skills, Over Speed & Battery Alerts, Trip Data, AC Idling, Smartwatch Connectivity, Geofence

    Pros of Fronx

    Here is what makes it a smart pick for many buyers:

    • Modern design: Coupe SUV silhouette stands out on Indian roads, and it gives the car a sporty appeal.
    • Dual engine options: Buyers can pick between a fuel-efficient 1.2L and a performance-oriented 1.0L turbo.
    • Feature-rich: Even mid-level variants offer features like automatic climate control, LED headlamps and touchscreen infotainment.
    • Safety across trims: ESP, hill hold and dual airbags are standard across all variants. Higher variants include side/curtain airbags and a 360-degree camera.
    • Smart connectivity: Advanced connected car tech includes real-time alerts, remote AC control, Alexa integration, smartwatch connectivity and more.
    • Transmission choices: Manual, AMT and torque converter AT are all available based on the variant.

    Cons of Fronx

    Let us understand the car’s cons better:

    • Rear seat space: The sloping roofline may compromise rear headroom for taller passengers.
    • Boot space: While adequate, the boot space is slightly less than that of some competitors in the segment.
    • Turbo lag: The 1.0L turbocharged engine may exhibit slight turbo lag at lower RPMs.
    • Price: Higher variants with premium features come at a steeper price point, which may not appeal to budget-conscious buyers.

    How to choose the right variant?

    Let us take a look at a simplified breakdown to help you choose the one that fits you best:

    • Budget-conscious buyers: Go for the Sigma 1.2L if you want a reliable and no-frills option. It is ideal for city driving and first-time owners.
    • Value and comfort seekers: The Delta 1.2L and Delta+ 1.2L offer a great mix of modern features. They are perfect for everyday comfort and convenience.
    • Performance-focused drivers: If you prioritise punchier performance, the Delta+ 1.0L Turbo and Zeta 1.0L Turbo are a great option for a more dynamic drive.
    • Premium experience enthusiasts: The Alpha 1.0L Turbo packs it all—360° camera, head-up display, cruise control, ARKAMYS sound and Alexa integration. This makes it the best pick for those who want a top-tier, connected experience.

    How to choose the right variant?

    Let us take a look at a simplified breakdown to help you choose the one that fits you best:

    • Budget-conscious buyers: Go for the Sigma 1.2L if you want a reliable and no-frills option. It is ideal for city driving and first-time owners.
    • Value and comfort seekers: The Delta 1.2L and Delta+ 1.2L offer a great mix of modern features. They are perfect for everyday comfort and convenience.
    • Performance-focused drivers: If you prioritise punchier performance, the Delta+ 1.0L Turbo and Zeta 1.0L Turbo are a great option for a more dynamic drive.
    • Premium experience enthusiasts: The Alpha 1.0L Turbo packs it all—360° camera, head-up display, cruise control, ARKAMYS sound and Alexa integration. This makes it the best pick for those who want a top-tier, connected experience.

    How to buy the right car insurance plan for your Fronx?

    Here is what you need to know:

    • Third-party car insurance: Mandatory by Indian law—it covers damage or injury caused to other people or property. It is budget-friendly but doesn’t protect your vehicle from accidents, theft or natural disasters.
    • Comprehensive car insurance: It covers third-party liabilities and damage to your own car caused by an accident, fire, theft or natural calamities.

    FAQs

    • Which Fronx variant offers the best mileage?

    The Sigma and Delta 1.2L Fronx variants deliver the best mileage. They offer around 21 km/l under standard driving conditions.

    • Does the Maruti Suzuki Fronx come with a sunroof?

    No, none of the Maruti Suzuki Fronx variants currently offer a sunroof, even in the top-end Alpha trim.

    Conclusion

    The Maruti Suzuki Fronx is more than just a stylish and practical compact SUV—it is an investment worth protecting. This is why having the right car insurance is essential. It helps you keep both your vehicle and finances safe, no matter which variant you choose.

    Opt for comprehensive car insurance that offers broader protection against accidents, natural disasters, theft and unexpected repairs. It can help you save out-of-pocket expenses when it matters most.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • BYD eMAX 7 Variant Guide

    by Tanmay Ahuja | May 30, 2025

    The BYD eMAX 7 is an all-electric MPV launched as an upgrade to the BYD e6. It is built for families and fleet use, and offers more range, better features, and improved performance.

    It uses BYD’s safe and durable Blade Battery and comes in Premium and Superior variants with up to 530 km of range. The car also has flexible seating, modern tech, and strong safety features. These features make the eMAX 7 a practical pick for those looking to go electric.

    BYD eMAX 7 lineup

    The BYD eMAX 7 is available in two variants—Premium and Superior—both offering 6- and 7-seater layouts.

    1. Premium variant

    The Premium variant is the base version of the eMAX 7 range. It comes with a 55.4 kWh battery pack that offers a certified range of 420 km (NEDC). The electric motor produces 120 kW (163 hp) and 310 Nm of torque, enabling the car to go from 0 to over 100 km/h in 10.1 seconds. DC fast charging is supported up to 89 kW.

    Key specifications and features:

    • Safety features: 6 airbags, TPMS, traction control, vehicle stability control, hill hold, electronic parking brake with auto hold
    • Convenience features: Regenerative braking, Vehicle-to-Load (V2L) capability
    • Driver assistance: 360-degree camera, cruise control
    • Exterior: Electrically adjustable and foldable ORVMs
    • Infotainment:8-inch rotating touchscreen with Android Auto and Apple CarPlay (wired), 5-inch TFT display
    • Interior: Leatherette seats, 6-way manual adjustable driver and co-driver seats, height adjustable headrests
    • Additional features: NFC card key, keyless entry and start, rear AC vents, auto climate control, PM2.5 air filter, tyre repair kit

    Pricing: ₹26.90 lakh (ex-showroom) for the 6-seater and ₹27.50 lakh for the 7-seater

    2. Superior variant

    The Superior variant is the top-spec option and it offers more performance and advanced features. It is equipped with a 71.8 kWh battery pack that delivers a longer range of 530 km (NEDC). The motor output is higher at 150 kW (204 hp), though torque remains the same at 310 Nm. This variant goes from 0 to 100 km/h in just 8.6 seconds. DC fast charging support goes up to 115 kW.

    Key specifications and features:

    • ADAS features: Adaptive cruise control, autonomous emergency braking, predictive collision warning, blind spot detection, rear cross-traffic alert, lane departure assist, lane keep assist, door open warning, intelligent high-beam control
    • Comfort features: Ventilated front seats, wireless charger, panoramic glass roof
    • Seat adjustability: 6-way electrically adjustable driver seat, 4-way electrically adjustable co-driver seat
    • Other upgrades: Frameless front wipers, PM2.5 filter with digital display

    Pricing: ₹29.30 lakh (ex-showroom) for the 6-seater and ₹29.90 lakh for the 7-seater

    Pros of BYD eMAX 7

    The BYD eMAX 7 has several strengths that make it a compelling option in the electric MPV space.

    • Spacious interior: With a length of 4,710 mm and a wheelbase of 2,800 mm, the eMAX 7 offers ample cabin space.

    • Advanced safety features: The car has six airbags, ABS with EBD, traction control, and a full ADAS suite in the Superior variant to enhance occupant protection.

    • Modern technology: Features like a rotating infotainment screen, wireless charging, and Vehicle-to-Load (V2L) functionality improve everyday convenience.

    • Eco-friendly performance: This all-electric MPV produces zero tailpipe emissions, helping reduce its environmental impact.

    • Flexible seating options: The eMAX 7 is available in both 6- and 7-seater layouts.

    Cons of BYD eMAX 7

    While the eMAX 7 has plenty going for it, potential buyers should be aware of a few drawbacks. These include:

    • Limited dealership network: BYD's service presence in India is still growing, which could make support less accessible in certain regions.

    • Missing features: The eMAX 7 does not offer connected car tech or wireless Android Auto and Apple CarPlay, which some users may expect at this price point.

    • No spare wheel: The absence of a spare wheel might be inconvenient, particularly in areas with limited roadside support.

    How to choose the right variant?

    Choosing between the Premium and Superior variants of the BYD eMAX 7 depends on your budget, usage pattern, and feature priorities.

    • Driving range: If your daily travel is mostly within city limits, the Premium variant’s 420 km range is adequate. For frequent long-distance travel, the Superior’s 530 km range provides better flexibility.
    • Feature requirements: The Superior variant includes additional features like Level 2 ADAS and NFC card entry. This may appeal to those who prioritise advanced tech and safety.
    • Budget: The Premium variant is priced more affordably. This makes it a good option if you're seeking value while entering the EV segment.
    • Seating needs: Both variants offer 6- and 7-seater layouts, so your choice can depend on how many passengers you typically travel with or the comfort level you prefer.

    How to buy the right car insurance plan for your BYD eMAX 7?

    Choosing the right insurance for your BYD eMAX 7 is essential for financial protection, legal compliance, and long-term peace of mind. Here’s what to consider:

    • Third-party car insurance: This is mandatory by law and covers third-party injuries, deaths, or property damage. However, it does not cover damage to one's own car.

    • Comprehensive car insurance: This insurance is recommended for a premium EV like the eMAX 7 as it covers both third-party liabilities and own damages from accidents, theft, fire, or natural disasters. It also includes personal accident cover.

    Useful add-ons:

    • Zero depreciation
    • Roadside assistance
    • Engine/motor protection
    • Return to invoice
    • Consumables cover
    • Compare before you buy

    FAQs

    1. What variants does the BYD eMAX 7 offer?

      The BYD eMAX 7 has the Premium and Superior variants, both in 6- and 7-seater options.

    2. Which BYD eMAX 7 variant has the longest range?

      The Superior variant has the longest range with up to 530 km (NEDC).

    3. Does the BYD eMAX 7 have ADAS?

      Yes, in the Superior variant with Level 2 ADAS.

    Conclusion

    The BYD eMAX 7 delivers solid value with its spacious design, long range, and advanced safety features. But owning an EV also means protecting it from the typical dangers of the road. Third party car insurance covers only legal liabilities, while comprehensive car insurance protects your eMAX 7 against accidents, theft, and natural disasters. Some insurers now offer EV-specific benefits like green discounts or lower premiums, so be sure to compare policies. The right car insurance doesn’t just tick a box—it safeguards your investment.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Volkswagen Taigun Variant Guide

    by Tanmay Ahuja | May 30, 2025

    The Volkswagen Taigun is a stylish and practical compact SUV built for Indian roads. It blends German engineering with everyday usability, making it a strong choice for city drives and weekend getaways. With multiple variants designed to suit different driving needs and preferences, the Taigun gives you plenty of flexibility when it comes to choosing the right fit. Let us take a closer look at what each variant has to offer.

    Volkswagen Taigun lineup

    The Volkswagen Taigun is available in two lines: the Dynamic Line with 1.0L TSI variants (Comfortline, Highline, Topline) focused on comfort and practicality, and the Performance Line with 1.5L TSI EVO variants (GT, GT Plus) designed for a sportier drive.

    Each variant offers a unique mix of features to suit different driving needs. Let us take a closer look at the variants:

    Variant

    Engine & Transmission

    Key Exterior Highlights

    Interior Features

    Infotainment & Tech

    Digital Instrument Cluster

    Ex-Showroom Price (₹)

    Comfortline

    1.0L TSI Petrol

    6-Speed Manual / 6-Speed Automatic

    LED DRLs, 3D Chrome Grille, Stylish Alloy Wheels

    Dual-tone cabin, ambient lighting, carbon-finish inserts

    7-inch infotainment system

    Wireless smartphone pairing

    Not available

    11.80 lakh

    Highline

    1.0L TSI Petrol

    6-Speed Manual / 6-Speed Automatic

    Rear Spoiler, Unique 'Belmont' Alloy Wheels

    Leatherette seats, refined interior with chrome accents

    25.65 cm infotainment system

    Wireless connectivity

    Not available

    13.99 lakh

    Topline

    1.0L TSI Petrol

    6-Speed Manual / 6-Speed Automatic

    Panoramic electric sunroof, ‘Manila’ alloy wheels

    Ventilated front seats, wireless charging pad

    25.65 cm infotainment system

    6-speaker sound system

    20.32 cm Digital Cockpit

    17.99 lakh

    GT

    1.5L TSI EVO Petrol

    6-Speed Manual / 7-Speed DSG

    GT Badging, Carbon Steel Grey Roof, sporty accents

    'Soul' leatherette with red stitching, sporty interior theme

    25.65 cm infotainment system

    Wireless connectivity

    Not available

    16.77 lakh

    GT Plus

    1.5L TSI EVO Petrol

    7-Speed DSG (Automatic Only)

    GT Badging, Carbon Steel Grey Roof, top-end alloy wheels

    Ventilated seats, 'Soul' leatherette with red stitching

    25.65 cm infotainment system

    Wireless smartphone pairing

    20.32 cm Digital Cockpit

    18.63 lakh

    Note: The ex-showroom prices mentioned above are approximate. It may vary based on location, dealer pricing and ongoing offers.


    Pros of Volkswagen Taigun

    Let us take a closer look at what makes the Volkswagen Taigun a strong contender in the compact SUV segment:

    • Engine performance: The 1.0L and 1.5L TSI engines provide a balance between power and efficiency.
    • Safety features: The Taigun has ABS, multiple airbags and ESC to ensure passenger safety.
    • Build quality: It comes with solid construction and high-quality materials throughout the cabin.
    • Infotainment system: It has a user-friendly interface with seamless smartphone connectivity.
    • Design: The car also has a modern and sleek exterior design that stands out in its segment.

    Cons of Volkswagen Taigun

    While the Taigun has a lot to offer, there are a few areas where it may not meet every buyer’s expectations. These are as follows:

    • Rear seat space: The car has slightly limited legroom for rear passengers compared to some competitors.
    • Boot space: Its cargo capacity is sufficient but not best-in-class.
    • Price point: Higher variants can be pricier, especially compared to rivals offering similar features.
    • Service network: Volkswagen's service centers are fewer in number compared to some other brands.

    How to choose the right variant?

    Picking the right Volkswagen Taigun variant depends on your personal preferences, daily driving needs and budget. Let us see how you can make an informed choice:

    • Budget: Start by defining your spending limit. The Comfortline and Highline variants are more affordable and offer great value with solid feature sets. This makes them ideal for budget-conscious buyers who still want a premium feel.

    • Driving needs: If your commute is mostly within the city, the 1.0-litre TSI engine available in the Dynamic Line variants offers smooth performance and fuel efficiency. But if you are after more spirited driving, frequently travel on highways, or want stronger power output, the 1.5-litre TSI EVO engine in the GT or GT Plus will serve you better.

    • Features and tech: Make a list of features that are must-haves for you, like advanced infotainment, comfort seating, or premium interiors and match them with what each variant offers.

    • Transmission preference: You can choose between manual (MT) and automatic (AT or DSG) transmissions based on your comfort and city traffic conditions.

    • Interior and style: The Highline introduces leatherette upholstery if you value stylish interiors and premium touches. On the other hand, the GT and GT Plus add a sporty flair with ‘Soul’ leatherette, red stitching and a distinctive GT badge.

    • Resale value: Higher-end variants like the Topline and GT Plus may offer stronger resale value due to their features and performance capabilities. This also appeals to a wider group of second-hand car buyers.

    How to buy the right car insurance plan for your Taigun?

    Choosing the right car insurance plan is crucial to stay protected and compliant. Here’s how to select the best plan:

    • Third-party insurance: Third-party car insurance covers damages to other vehicles or property and it is mandatory by law.
    • Comprehensive insurance: This covers both third-party liabilities and damages to your own vehicle.
    • Add-ons: You can consider add-ons like zero depreciation, engine protection and roadside assistance for enhanced coverage.
    • Compare plans: Use online platforms to compare different insurance providers and go with the one that will offer you the best value.

    FAQs

    1. What is the mileage of the Volkswagen Taigun variants?

      The Volkswagen Taigun offers mileage between 17.88 km/l and 19.87 km/l, depending on the variant and transmission.

    2. Which Taigun variants have a sunroof and digital cockpit?

      The Topline, GT and GT Plus variants offer a sunroof and digital cockpit.

    3. What are the Volkswagen Taigun pros and cons?

      Volkswagen Taigun pros include a strong build, great features and performance. Cons are limited rear space and a higher price tag for top variants.

    Conclusion

    The Volkswagen Taigun comes in many variants, making it easy to find one that fits your lifestyle and budget.

    No matter which variant of Taigun you choose, having the right car insurance is just as important. A third party car insurance policy is legally required and protects you from liabilities to others. For better protection, a comprehensive car insurance plan covers damage to your own vehicle as well. Choosing appropriate insurance coverage can save you from major repair costs and give you peace of mind whenever you drive your Taigun.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Skoda Kylaq Variant Guide

    by Tanmay Ahuja | May 30, 2025

    If you have been eyeing a stylish and well-built SUV that doesn’t burn a hole in your pocket, the Skoda Kylaq might catch your attention. This car is Skoda’s latest offering in the subcompact SUV segment in India, and it brings a mix of European charm, innovative features and solid safety. With four different variants to choose from, picking the right one can feel like a bit of a maze. But don’t worry, we are here to break it all down for you.

    Skoda Kylaq lineup

    Here is a quick comparison of the Skoda Kylaq variants to help you decide which one fits your needs best:

    Variant

    Price (Ex-showroom)

    Powertrain

    Key Features

    Classic

    ₹8.25 - ₹8.34 lakh

    1.0L Turbo-Petrol MT

    - 6 airbags, ABS, traction control

    - LED DRLs, headlamps, taillamps

    - Manual AC, fabric upholstery

    - Rear parking sensors, ISOFIX mounts

    Signature

    ₹9.85 - ₹11.04 lakh

    1.0L Turbo-Petrol MT / AT

    - Adds to Classic: 7" infotainment screen

    - Android Auto & Apple CarPlay (wired)

    - Cruise control, TPMS

    - Rear AC vents, cooled glove box, 6 speakers

    Signature Plus

    ₹11.25 – ₹12.44 lakh

    1.0L Turbo-Petrol MT / AT

    - Adds to Signature: 10.1" touchscreen

    - 8" digital instrument cluster

    - Auto headlamps, climate control

    - Connected car tech, leather steering wheel

    Prestige

    ₹12.89 – ₹13.99 lakh

    1.0L Turbo-Petrol MT / AT

    - Adds to Signature Plus: Sunroof, wireless charger

    - Auto-dimming IRVM, auto wipers

    - LED projector lamps

    - Ventilated & powered front seats, leatherette

    Skoda Kylaq pros

    Here is what stands out when you consider buying Kylaq:

    • Solid European build: The Kylaq feels sturdy and well-engineered, similar to the Kushaq.
    • Safety first: It offers six airbags, an ESC, an electronic differential lock and a 5-star Bharat NCAP safety rating.
    • Good looks: The model features a clean design with a bold front and sleek lighting.
    • Balanced drive: Its suspension handles both city roads and highways comfortably.
    • Smart cabin: Higher variants of Kylaq include ventilated seats, wireless charging, ambient lighting and a touchscreen.
    • Great boot space: It has 446 litres of luggage space, which is practical for daily use and trips.

    Skoda Kylaq cons

    Here are a few things to keep in mind before buying this model:

    • Single engine option: The Kylaq only comes with a 1.0-litre turbo-petrol engine. There is no diesel, no hybrid and not even the 1.5L option like you get in the Kushaq.
    • Average interior quality (lower trims): The base Classic variant has a rather simple interior, which may not deliver the premium feel some buyers expect.
    • Mediocre sound system: The speakers do the job, but the sound quality is not great, especially when compared to what some Competitors offer.
    • Feature gaps: You miss out on a few modern features, such as a 360-degree camera, drive modes and advanced driver assists.
    • Narrow rear seat: Three adults in the back might feel cramped. It is more comfortable for two.
    • After-sales service: Skoda’s service experience can be hit or miss, depending on where you are. It is not the most consistent.

    How to choose the right Skoda Kylaq?

    Now, let us take a look at some factors that can help you choose a variant based on your needs:

    Buyer Type

    Recommended Variant

    Why?

    First-time car owner

    Classic

    Offers safety and essential features at the lowest cost.

    Budget + Features

    Signature

    Brings in infotainment, comfort, and rear seat AC vents.

    Value Buyer

    Signature Plus

    Best value for money— premium features at a mid-level price.

    Feature-Obsessed

    Prestige

    Loaded with safety and features — sunroof, leatherette seats and more.

    How to buy the right car insurance plan for your Kylaq?

    Let us understand what you need to consider to make the right choice:

    • Third-party car insurance: This is mandatory under Indian law. It covers damages your car may cause to another vehicle, property or individual. However, it won’t offer any protection for damage to your own car.
    • Comprehensive car insurance: A comprehensive insurance is the recommended option for Kylaq owners. It protects your car in case of accidents, fire, floods or natural disasters. This type of insurance covers vandalism, theft and any third-party liabilities. It also offers well-rounded coverage and greater peace of mind.

    FAQs

    • What are some key Skoda Kylaq pros and cons buyers should know?

    Among the pros, the Skoda Kylaq stands out for its solid build, safety features, and premium design. However, the cons include the lack of engine options and missing features like a 360-degree camera or ADAS.

    • Which Skoda Kylaq variants offer the best balance between price and features?

    The Signature Plus variant is widely considered the sweet spot in the Skoda Kylaq lineup. It offers a great mix of modern tech, comfort, and safety at a mid-range price point.

    Conclusion

    Understanding what each variant of the Skoda Kylaq offers can help you make a smarter and more satisfying purchase, especially when there are multiple variants to choose from. But buying the right variant is just one part of the ownership journey. Protecting it with the right car insurance is just as important. While a third-party car insurance policy is mandatory, it does not protect your own vehicle. That is why a comprehensive car insurance plan is the smarter choice. It shields your Kylaq from accidents, natural disasters, theft, etc. You can also tailor it with useful add-ons like zero depreciation and engine protection to avoid costly surprises later on.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Clean Leather Car Seats Without Damage

    by Tanmay Ahuja | May 15, 2025

    Leather car seats instantly elevate your vehicle’s interior, adding a touch of luxury and boosting resale value. However, to keep them looking their best, regular cleaning and maintenance are essential. Leather can crack, fade or collect dirt without proper care.

    Here’s how to clean leather car seats at home without damaging the material.

    1. Steps on how to clean leather car seats

    The steps on how do you clean leather car seats with basic kitchen supplies are as follows:

    1. Remove loose debris

    Vacuum clean the leather seats with a soft brush attachment to remove dirt. Pay special attention to the seams and crevices.

    2. Choose the right cleaner

    Use a cleaner made specifically for leather. You can also make a gentle cleanser at home by mixing water with mild dishwashing soap. Avoid using harsh chemicals or all-purpose cleaners.

    3. Test in a hidden area

    Test the solution on a small, hidden area to ensure it doesn’t cause discolouration.

    4. Clean the seats

    Dampen a microfibre cloth with the leather cleanser and gently wipe the seats. Don’t soak the leather, as excess moisture can leave the natural fabric prone to cracking and rotting.

    5. Tackle stains

    For stubborn stains, apply a small amount of solution directly to the stain and rub with a soft cloth.

    6. Dry thoroughly

    Wipe away excess moisture from the seats using a soft, dry cloth. Allow the seats to dry completely.

    7. Apply leather conditioner

    Use a leather conditioner every 3–6 months to keep the material supple and extend its longevity.

    2. FAQs

    3. How do I clean leather car seats with stubborn food stains?

    For stubborn food stains, use a small amount of leather cleaner and gently rub the area. Wipe with a clean cloth.

    4. How frequently should I clean my leather car seats?

    Clean your car’s leather seats at least once a month. Wipe them down weekly with a dry cloth to remove surface dust.

    5. Conclusion

    If you’ve ever wondered, ‘How can I clean leather car seats without damaging them?’? The answer lies in regular at-home care paired with the right products and techniques. Still, it’s equally important to opt for professional detailing services beyond home cleaning.

    Regular maintenance and servicing ensure your vehicle runs efficiently and stays safe on the road. For added protection, always follow traffic rules and keep essential documents handy—like your RC, driving licence and valid third party car insurance policy.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Clean Rubber Car Mats Easily at Home

    by Tanmay Ahuja | May 15, 2025

    Rubber car mats endure a lot—dirt, dust, water, and even food spills—all while protecting your car’s interior. However, if left dirty, they can start to smell and deteriorate over time. Regular cleaning extends their life and keeps your car looking tidy.

    Here’s how to clean rubber car mats at home with basic supplies.

    Steps on how to clean rubber car mats

    Here’s how to clean rubber mats of your car.

    1. Remove the mats from the car and rinse

    Take the rubber mats out of the car to avoid dirtying the floor. Shake them well to remove debris and loose dirt.

    Use a hose to rinse off surface dirt from the mats.

    2. Apply a cleaning solution

    Use a car mat cleaner or a mild detergent and warm water mixture. Scrub with a stiff brush. For tougher stains, a mixture of baking soda and water can help.

    3. Scrub the edges and grooves

    Use a smaller brush or an old toothbrush for corners and grooves. These areas hold the most mud and dirt.

    4. Rinse thoroughly

    Wash away all soap with clean water. Any soap left behind can make mats slippery and unsafe.

    5. Dry the mats

    Let the mats air dry in the sun or wipe them down with a clean cloth. Do not place them back while wet, as this can cause mould.

    6. Apply protectant (optional)

    A rubber protectant helps prevent cracking and fading. It also makes future cleaning sessions easier.

    FAQs

    1. Can I use bleach on rubber car mats?

    No. Bleach can damage rubber mats and cause them to crack over time.

    2. How frequently should I clean my car mats?

    Clean your rubber car mats once a month. During rainy or muddy seasons, clean them more frequently to prevent buildup.

    3. Can I put rubber mats in the washing machine?

    No, this can damage both the mats and your machine.

    Conclusion

    Knowing how to clean floor mats helps keep your car neat and free from odour or fungal growth. Clean mats also contribute to maintaining your vehicle’s resale value. In addition to at-home cleaning, it’s important to invest in professional car wash services and schedule regular maintenance to keep your car performing at its best.

    Additionally, always prioritise road safety: carry the right documentation, follow traffic rules, and secure car insurance online for convenience. For enhanced safety, opt for comprehensive car insurance that protects your vehicle against damage, theft and natural disasters.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Refs:

    https://www.thespruce.com/how-to-clean-car-mats-4177783

    https://autodetailingpro.ca/best-way-to-clean-car-floor-mats/

  • Restore Black Plastic Trim on Cars at Home

    by Tanmay Ahuja | May 15, 2025

    Black plastic trim gives your car a sleek, polished look—but over time, exposure to sunlight, pollution and harsh weather can cause it to fade and lose its shine. With the right cleaning and restoration techniques, you can revive its original appearance without costly replacements.

    Here’s how to clean car exterior plastic trim and restore its like-new finish.

    1. Steps on how to clean car plastic exterior

    Begin by assessing your trim’s condition. Is it dirty or has it lost its colour and turned grey from sun exposure?

    a. How to perform basic cleaning

    A thorough water wash will remove surface dirt before deeper cleaning. Here’s how:

    1. Rinse the plastic trim with water
    2. Apply car shampoo using a soft brush or cloth
    3. For tougher dirt, let the mixture sit for 5 minutes
    4. Scrub gently in circular motions
    5. Rinse and dry with a microfiber cloth

    b. How to remove scuff marks from plastic car exterior

    To remove stains and scuff marks, try these methods:

    1. Apply white vinegar with a cloth
    2. Rub gently on the scuffed areas
    3. For stubborn marks, use a magic eraser (test on a small area first)
    4. Rinse and dry thoroughly

    c. How to restore faded plastic trim

    When your trim has turned grey, it needs restoration. Here’s how:

    1. Clean the trim thoroughly
    2. Apply a trim restorer with a foam applicator
    3. Buff the surface gently
    4. Apply a second coat if needed
    5. Park your car in the shade or use a car cover to prevent fading and dust.

    2. FAQs

    1. Can I use olive oil on faded plastic trim?

    While it may work temporarily, it attracts dust and can make things worse. Use car manufacturer-specified trim restorers only.

    2. How to remove scratches from black plastic car exterior?

    Light scratches can be reduced with fine-grit sandpaper and heat from a hairdryer.

    3. How often should I clean the plastic trim on my car?

    Monthly cleaning prevents build-up and makes maintenance easier.

    3. Conclusion

    Regular cleaning and maintenance keep your car looking great and ensure it runs efficiently. In addition to at-home care, consider routine servicing to maintain performance and safety on the road. For optimal protection, always follow traffic rules, adhere to speed limits and carry essential documents, including valid third party car insurance.

    Additionally, comprehensive car insurance offers broader financial protection against accidents, theft, natural disasters and more—giving you peace of mind on every drive.









    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Ref:

    https://www.drbeasleys.com/blog/2024/06/17/how-to-clean-restore-black-plastic-trim-on-cars

    https://www.wikihow.com/Clean-Car-Plastic

    https://www.armorall.com/help-advice/how-to-clean-your-cars-exterior-rubber-vinyl-and-canvas/

    https://detailxperts.com/what-is-exterior-car-trim-and-how-to-clean-it/

  • Mahindra 3XO Variants: Find the Perfect Match for Your Drive

    by Almog Ramrajkar | May 14, 2025

    Mahindra 3XO has quickly become one of the most famous SUVs in the Indian car market since its launch as the improved version of the XUV300. With its fresh look and amazing features, the model caught the attention of car fans nationwide. However, with multiple versions offered, finding the right one can be confusing. This guide will help you understand the features of different Mahindra 3XO variants.

    Mahindra 3XO lineup

    The Mahindra 3XO is offered in nine variants. Each version offers unique features and comes with different engine choices. The three engine options for 3XO are:

    • 2-litre turbo-petrol engine: Produces 112 PS of power and 200 Nm of torque
    • 2-litre TGDi turbo-petrol engine: Delivers 130 PS of power and up to 250 Nm of torque
    • 5-litre diesel engine: Generates 117 PS of power and 300 Nm of torque

    These engines can be paired with different gearbox choices, including a 6-speed manual, 6-speed automatic and 6-speed AMT (for diesel versions).

    The 9 Mahindra 3XO variants  and their features are listed here:

    1. MX1 (Base version)

    • 6 airbags
    • LED DRLS and taillights
    • Rear AC vents
    • Power windows
    1. MX2

    • Voice assisted sunroof
    • Power steering
    • Automatic climate control
    • Cruise control
    1. MX2 PRO

    • 25-inch touchscreen system
    • Remote keyless entry
    • Single pane sunroof (in MX2 PRO)
    • Accessory power outlet
    1. MX3

    • AutoSHIFT+ and automatic transmission
    • Power steering
    • Automatic climate control
    • Cruise control
    1. MX3 PRO

    • Wireless Android Auto and Apple CarPlay
    • Cruise control
    • Wireless charger B
    • i-LED projector headlights (in MX3 PRO)
    1. AX5

    • Twin 10.25-inch screens (infotainment and digital cluster)
    • Adrenox Connect with built-in Alexa 16-inch diamond-cut metals
    • Dual-zone climate control
    • Adjustable steering
    1. AX5L

    • Level 2 ADAS
    • 360-degree surround view system
    • Electronic parking stop with auto hold
    • Automatic climate control
    1. AX7 (Luxury version)

    • Harman Kardon luxury audio
    • Drive modes
    • Power steering
    • Voice assisted sunroof
    1. AX7L ( Top-end version)

    • Voice assisted sunroof
    • Follow Me Home headlamps
    • Drive modes
    • Keyless entry

    Mahindra 3XO pros

    Mahindra has worked on packing the 3XO with features and powers that will appeal to a broad range of customers. Here are the standout strengths of the 3XO variants:

    • Multiple engine options: Choose between gas and diesel engines based on your driving needs.
    • Feature-rich variants: Even the base versions come with important safety features like six airbags.
    • Modern technology: Higher versions offer luxury features like Level 2 ADAS, connected car technology and superior audio systems.
    • Stylish design: Fresh look with LED lights and attractive metal wheel choices.
    • Comfortable interiors: Features like plush seats, sunroof/skyroof and dual-zone climate control improve comfort.

    Mahindra 3XO cons

    While the Mahindra 3XO offers amazing features and choices, it's important to consider some possible downsides before purchasing.

    • The price gap between variants: The price difference between versions can be large.
    • Top versions get exclusive features: Some desired features like ADAS are offered only in luxury versions.
    • Limited diesel-automatic combinations: Not all versions offer diesel-automatic mixes.
    • Base variant limitations: MX1 misses out on many useful features.

    How to choose the right variant?

    When choosing the right Mahindra 3XO version, consider these factors:

    • Budget: Determine how much you're ready to spend, as prices range from ₹ 7.99 lakh - 15.56 Lakh (ex-showroom).
    • Must-have features: List things you need versus those that would be nice.
    • Engine preference: A petrol version might be ideal if you mainly drive in the city. For long highway trips, diesel variants offer better fuel economy and power.
    • Transmission choice: Choose between manual, automatic or AMT based on your driving conditions and tastes.
    • Value proposition: The AX5 version is often considered the best value-for-money choice, offering the most important features without the high price tag of the top 3XO variants.

    How to buy the car insurance plan that is right for your 3XO?

    When buying car insurance for your Mahindra 3XO, keep these things in mind:

    • Comprehensive coverage: While third-party car insurance is legally required, a comprehensive contract covers losses to third parties and your car.
    • Insured Declared Value (IDV): Look for insurance that gives an IDV closer to the market value of your car.
    • Additional covers: Based on your needs, consider add-ons like zero depreciation cover, roadside help, and return to billing cover.
    • Service quality: Check the insurer's claim payout rates and customer reviews before making a choice.
    • Compare quotes: Use online sites to compare comprehensive car insurance prices from different companies to find the best coverage at reasonable rates.

    FAQs

    1. Which version of Mahindra 3XO is best?

    The AX5 version is generally considered the best value choice, giving the most important features at a fair price.

    1. What is the fuel economy of Mahindra 3XO diesel variants?

    The diesel models of the 3XO offer a stated mileage of around 20.6 - 21.2 kmpl.

    1. Is ADAS offered in all versions of the Mahindra 3XO?

    Level 2 ADAS is offered only in the AX5L and AX7L luxury versions.

    1. Are there any special colour choices limited to certain variants?

    The dual-tone outer colour choices are offered only with the higher-spec AX7 and AX7L versions.

    Conclusion

    The Mahindra 3XO is a flexible SUV that caters to different requirements and budgets through its nine versions. Protecting your new model with comprehensive car insurance is important. It adds peace of mind and helps you drive with greater confidence.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • All Swift Variants Explained in Detail: Features, Pros & Best Value

    by Almog Ramrajkar | May 14, 2025

    The Maruti Suzuki Swift has been India's most popular car. It's known for its sporty looks, thrilling speed and great gas mileage. Now that the 2025 model is out, people who want to buy it must pick the right version from several choices. Let's look at the Maruti Suzuki Swift variants.

    Swift lineup

    Here’s the list of all Swift variants available:

    1. Lxi Variant (Base Model)

    Despite being the base model, the Lxi has important safety features, including curtain and side airbags, dual front airbags, ABS with EBD and Hill Hold Assist. It also includes simple comfort features like power windows and keyless entry.

    1. Vxi Variant

    The Vxi adds many ways to connect, like a 17.78cm SmartPlay Pro screen with wireless Android Auto and Apple CarPlay, Bluetooth and music settings on the steering wheel.

    1. Vxi (O) Variant

    This version improves the offering with an engine push start-stop button, a smart key and digital air conditioning. It has Suzuki Connect tools for monitoring your car and ensuring its safety.

    1. Zxi Variant

    As a bonus, the Zxi has painted metal wheels, a height-adjustable driver seat, an outside temperature display, wireless charging and air vents in the back.

    1. Zxi+ Variant (Top Model)

    The top-tier Zxi+ version adds luxury touches like a leather-wrapped steering wheel, front footwell lighting, a wide-angle back parking camera, precision-cut metal wheels and cruise control.

    All versions have a 1197cc, 3-cylinder Z12E gas engine producing 80.46 bhp at 5700 rpm and 111.7 Nm torque at 4300 rpm. Most versions offer a manual or AMT automatic gearbox.

    Advantages of swift

    Here are some of the advantages of buying a Swift:

    • Legendary Brand Value: Since its 2005 launch, the Swift has maintained strong brand value. It has allowed Maruti Suzuki to increase costs slightly with each generation while maintaining strong resell values.
    • Excellent Fuel Efficiency: The 2025 Swift gets an excellent 25.75 kmpl with the AMT transmission and 24.8 kmpl with a manual gearbox, keeping running costs low.
    • Comprehensive Safety Features: The new Swift has standard safety features, including side and curtain airbags, ESC, hill start assist and back parking sensors, greatly improving over previous versions.

    Disadvantages of Swift

    Some disadvantages of the swift are:

    • Questionable Feature Distribution: The mid-variants offer bad value for money, missing several must-have features that rivals provide at lower price points.
    • 3-Cylinder Engine: Moving from the standard 4-cylinder to a 3-cylinder engine is seen as a step back in smoothness and fan appeal, seemingly choosing fuel economy over driving pleasure.
    • No Performance Option: The Swift's lack of a turbo gas engine choice (which Maruti offers in other models) further dilutes its hot hatch character.

    How to choose the right variant?

    Selecting the best Swift version needs a thorough approach:

    • Determine Your Budget: Set a clear financial limit before considering feature lists.
    • Identify Your Priorities: Consider whether you want simple transportation or expensive features and technology.
    • Compare Variants Carefully: Analyze which model offers the right mix of features for your wants without breaking your budget.
    • Consider Transmission Type: Decide between manual or automatic based on your driving tastes and situations.
    • Look for Current Offers: Check for deals and promotions that offer extra value.
    • Test Drive Before Deciding: Get hands-on experience with your chosen versions to understand drive dynamics and comfort.

    Here's how you can pick the car insurance for your Swift

    There are essential points you should consider while picking car insurance:

    • Coverage Extent: Ensure the insurance covers all important risks, including crashes, theft, natural disasters and man-made dangers.
    • Insured Declared Value (IDV): Check how the insurance company estimates your car's value, as this sets the highest claim amount in case of total loss or theft.
    • No-Claim Bonus Benefits: Look for insurers giving hefty savings for claim-free years, which can significantly lower premiums over time.
    • Premium Costs: Compare rates across providers, but don't choose simply based on the lowest price, as coverage quality and limits may vary greatly.
    • Customer Service Quality: Research customer reviews and the insurance company's service standards, as quick customer service becomes crucial during claim situations.

    FAQs

    1. Which Swift version offers the best value for money?

    The base Lxi variant gives good value with important features, while the top Zxi+ version provides the most features. The mid-range models (Vxi and Vxi O) may not offer the best value-to-price ratio compared to competitors.

    1. Does the Swift have Android Auto and Apple CarPlay?

    Yes, the Swift gives wifi, Android Auto and Apple CarPlay connection from the Vxi version onwards.

    1. Does the Swift come with an automatic transmission?

    Yes, the Swift gives a 5-speed AMT (Automated Manual Transmission) choice alongside the regular 5-speed manual transmission in most of its versions.

    Conclusion

    The Maruti Suzuki Swift remains a strong candidate in the hatchback market with its amazing fuel economy and strong brand value. When protecting your new Swift, knowing the different types of car insurance is important. While third party car insurance meets the legal minimum requirement, it only covers losses or injuries to others involved in an accident, leaving your vehicle vulnerable. Comprehensive car insurance provides better security, protecting against accidents, theft and natural disasters.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • All You Need to Know About Skoda Kushaq Variants

    by Almog Ramrajkar | May 14, 2025

    Skoda Kushaq is a European-engineered compact SUV that boasts solid build quality, safety features and turbocharged performance. This machine is a practical choice for Indian roads, so whether you're navigating traffic or heading out on a weekend, there's a Kushaq variant that's built just for you. If you are unsure about which one to pick, this article breaks down everything you need to know about the Skoda Kushaq variants.

    Skoda Kushaq lineup

    Below are Skoda Kushaq variants explained:

    1. Skoda Classic

    The Skoda Classic is a popular choice for buyers who prioritise value over high-end features. It is the base variant of the Skoda Kushaq and is also a budget-friendly option.

    • Ex-showroom price: Rs.10.99 Lakh (approx.)
    1. Skoda Onyx

    The Skoda Onyx develops the base variant and adds more practical features making it a great choice for buyers looking for a good deal.

    • Ex-showroom price- Rs 13.59 Lakh (approx.)
    1. Skoda Signature

    This well rounded mid-level variant of Skoda Kushaq is the right blend of comfort, features and tech that boasts premium features for buyers looking for a stylish yet comfortable ride.

    • Ex-showroom price- 14.88 Lakh (approx.)
    1. Skoda Sportline

    The Skoda Sportline variant of Skoda Kushaq brings sporty enhancements and power-packed features for riders looking for a tough outlook in their car.

    • Ex-showroom price- 14.91 Lakh (approx.)
    1. Skoda Monte Carlo

    Skoda Monte Carlo is a premium variant that has distinctive styling and enhanced features. Comes in a dual black and red color, both inside and out making it the best choice for buyers who are looking to make a statement with their car.

    • Ex-showroom price- 16.12 Lakh (approx.)
    1. Skoda Prestige

    Skoda Prestige is the top most variant in the Kushaq lineup. It provides a perfect blend of luxury and practicality. This is a great choice for someone looking for a power-packed, feature-rich- premium SUV.

    • Ex-showroom price- 19.01Lakh (approx.)

    Skoda Kushaq pros

    Here are some of the attractive pros of Skoda Kushaq:

    • European build quality that is sturdy and well-engineered offering a stable ride and excellent crash protection.
    • The smooth and fuel-efficient 1 L and 1.5 L TSI engines offer a seamless driving experience.
    • High safety standards
    • The modern interior design, ventilated seats, and wireless technology make it a good choice for tech-savvy buyers.
    • Compact size for City driving and optimal use of space that offers enough legroom and headroom

    Skoda Kushaq cons

    Here are minor cons of Skoda Kushaq that you must take note of:

    • Does not have a diesel engine option
    • Higher cost points
    • Limited features in lower variants
    • Comparatively smaller boot space in the segment
    • No fuel-efficient options
    • Limited colour options in some variants

    How to choose the right variant?

    Selecting the right variant is all about aligning your requirements with the features available in each variant. If you are a budget-conscious buyer, who is looking for a solid performance with no extra additional flashy features, entry-level classic or Onyx can be a great choice. If you are looking for a feature-rich model, the Signature or Monte Carlo variants are definitely worth the investment and if good aesthetics and a feature-rich interior is your choice, then the Prestige variant will give you a near-flagship experience.

    How to buy the right car insurance for your Kushaq?

    Choosing the right insurance for your Skoda Kushaq isn't just about picking the cheapest option, but choosing a plan that gives you maximum direction from theft, accident or natural calamities.

    There are two types of insurance for cars, third party car insurance and comprehensive car insurance.

    When choosing comprehensive car insurance, look for the ones that cover your own damage, third-party liability, theft, vandalism and natural calamities. The insurance should have wide coverage with minimal exclusions. You can also have add-ons such as zero depreciation, roadside assistance and engine protection based on your needs.

    FAQs

    1. Do I need to insure the engine?

    If you are someone who lives in a flood-prone or waterlogged area, an engine protection add-on is a smart way to safeguard your TSI engine.

    1. Will modifications affect my insurance?

    Certain modifications might affect your coverage, so it's best to check with the insurer before making any major modifications to your car.

    Conclusion

    Skoda Kushaq variants lineup is carefully curated to suit the different needs of the Indian market. Bringing home your car is a very special feeling and to make sure the feeling lasts, have comprehensive protection against any mishappening. Skoda Kushaq gives you a seamless drive and the right insurance gives you a seamless ownership experience.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • A Comprehensive Guide to Hyundai i20 Variants

    by Almog Ramrajkar | May 14, 2025

    The Hyundai i20 quickly took over the market with its stylish looks and excellent performance. To stay ahead of market trends, Hyundai introduced the facelifted i20 model, boasting advanced features and a sleek, premium look.

    If you're considering a premium hatchback but are unsure which Hyundai i20 variant suits your needs best, our comprehensive guide to the specifications and features of each variant will help you make an informed and smart choice.

    Hyundai i20 lineup

    The Hyundai i20 is available in five different variants:

    1. Hyundai i20 Era

    Ex-showroom Price: ₹7.04 lakh (approx.)

    The Era variant is the entry-level option, offering six airbags and ABS with EBD. The Hill Start Assist Control provides safety and utility to the vehicle and the car is equipped with reverse parking sensors and ISOFIX child seat mounts. It has 14-inch steel wheels and halogen headlights that provide basic functionality.

    1. Hyundai i20 Magna

    Ex-showroom  Price: ₹7.79 lakh (approx.)

    The Magna variant has tech upgrades that were missing in the basic Era variant. It is equipped with an 8-inch touchscreen infotainment system, LED DRLs and Tyre Pressure Monitoring to provide enhanced safety.

    1. Hyundai i20 Sportz

    Ex-showroom  Price: ₹8.42- ₹8.57 lakh (approx.)

    The Sportz variant has features like a rear parking camera and electrically adjustable wing mirrors with auto-fold functionality. The automatic transmission version includes different drive modes for enhanced performance.

    1. Hyundai i20 Asta

    Ex-showroom  Price: ₹9.38 lakh (approx.)

    If you are looking for luxury on a budget, then the Asta variant is ideal for you.  LED headlights and a single-pane sunroof are its limelight. The i20 Asta also comes with wireless charging, ambient lighting and Bose-tuned speakers.

    1. Hyundai i20 Asta (O)

    Ex-showroom  Price: ₹10 - ₹11.25 lakh (approx.)

    The Asta (O) variant is Hyundai’s most advanced and expensive model, boasting cutting-edge technology like a 10.25-inch touchscreen infotainment system and top-notch safety features that make it the most feature-packed option in the lineup.

    i20 pros

    Here are the pros of the i20 variants:

    • Premium looks and classy design: The European-inspired design gives it a premium look. The i20 is styled with sharp character lines and a dynamic stance.
    • Advanced cabin features: Even in mid-range variants, it is loaded with features.
    • Enhanced safety features: All variants are equipped with six standard airbags, along with ABS, EBD and electronic stability control.
    • Multiple transmission options: You can choose between the automatic model and the 5-speed manual transmission model.

    i20 cons

    Its disadvantages are:

    • Relatively firm ride quality: Although the suspension setup delivers sportier handling, it results in a slightly firmer ride.
    • Interior material quality: Some plastic components in the cabin feel hard and give an unfinished look.
    • Limited powertrain options: The biggest disadvantage is the limited powertrain options. The Hyundai i20 comes with only a petrol engine option.

    How to choose the right variant?

    Let's look at the various parameters that you can consider while choosing the variant most suited for you.

    • If your budget allows, opt for a higher-end variant for added features; otherwise, the basic version still offers great value.
    • Decide whether you need the convenience of an automatic transmission for city driving or prefer a manual gearbox.
    • Keep an eye out for special promotions. You might find premium variants available at a better price during festive seasons or sales events.
    • You should also check for post-purchase expenses, like insurance costs and maintenance costs for the variant you choose.

    How to pick the right car insurance policy for your i20?

    In India, third party car insurance is mandatory, covering damages to third-party property or individuals, though it doesn’t cover your own vehicle. For broader protection, you can opt for comprehensive car insurance, which also covers damages to your vehicle from accidents, theft or natural disasters.

    FAQs

    1. Does the Hyundai i20 have a sunroof?

    Yes, the i20 offers a single-pane sunroof in the Asta and Asta (O) variants.

    1. Which is the best i20 variant to buy?

    The Sportz variant offers the best balance of features and value for most buyers. But if you want luxury features, then you should consider the Asta variant.

    1. How to get a car loan for the Hyundai i20?

    You can apply for a car loan through Hyundai Finance, banks or non-banking financial companies. Compare interest rates and processing fees before finalising.

    Conclusion

    The Hyundai i20 is undoubtedly a great choice in the hatchback segment.

    Basic knowledge about the different available variants of the Hyundai i20 will give you a better idea and help you make the right choice. Complement your purchase with suitable car insurance to ensure complete protection and peace of mind throughout your ownership experience.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Explore the Pros and Cons of Tata Punch Variants to Buy the Best One

    by Almog Ramrajkar | May 14, 2025

    The Tata Punch is one of the best cars that balance practicality with comfort. It prioritises safety and other features at an incredible price point. The Tata Punch’s small size can make it a convenient option for many. But before you buy the SUV, get an insight into all its advantages and disadvantages to select the right variant.

    Tata Punch lineup

    There are thirty-five Tata Punch variants, but they are broadly divided into four categories. They include Accomplished, Pure, Creative and Adventure. These variants have different features and benefits. But the Pure is the base for the inexpensive Punch cars that have standard features with great quality.

    Advantages of Tata Punch

    Here are some of the advantages you can get with most of the Punch variants:

    • Utmost safety

    The Tata Punch prioritises safety with its reverse parking camera, auto headlamps and other elements. It also provides iTPMS alerts whenever your car gets low tyre pressure. This will make sure that you can always maintain the right pressure needed for fuel efficiency and also improved vehicle handling.

    • Strong performance

    The Tata Punch variants deliver incredible performance with its 1.2 litre Revotron engine that also has a DynaPro technology. The car also lets you use cruise control to have a relaxed drive no matter where you are.

    Disadvantages of Tata Punch

    After a thorough Tata Punch variants comparison, you may find several great qualities. But the cars also have a few disadvantages:

    • No airbags

    Generally, most SUVs tend to have airbags from all directions to provide more protection. However, the Punch cars do not deliver the same element, which might be an issue during any mishap.

    • Possibility of an underpowered engine

    Sometimes, the car’s engine can feel underpowered while driving on highways. This generally occurs with a full passenger load. 

    How to choose the right variant?

    Since there are several Tata Punch variants available in the market, you can choose the right kind of car by considering these points:

    • Needed features: Focus on the features you want in your car. See whether your preferred variant has those features or not.
    • Transmission: Punch variants have both automated and manual transmission. The latter delivers a thrilling and engaging experience, whereas the former is given in the higher variants.

    How to buy the best car insurance plan for your Punch?

    Now, buying a car is not enough, you also need good insurance with it. Here is how you can choose the most comprehensive car insurance:

    • Third party car insurance: It is mandatory by law to get a third-party insurance policy as a car owner. You can then cover claims for a variety of things, including any bodily injury or demise caused due to an accident.
    • No-claim bonus: This is a reward that some car insurance policies offer if you don’t claim for an entire year. The no-claim bonus can sometimes be a discount on your premium when you renew a policy.

    FAQs

    1. How many colours does the Tata Punch have?

    The Tata Punch is available in five single and dual tones. It is tornado blue with a white roof, Daytona grey, tropical mist, Orcus white with a black roof and calypso red with a white roof.

    1. What is the initial price of the Tata Punch variants?

    The price depends on the showroom, but for most of them, it is somewhere around Rs. 6 lakh.

    1. What is the tank capacity of the Tata Punch cars?

    The cars can have a fuel tank capacity between 37 and 60 litres, but it is influenced by the variant you purchase.

    Conclusion

    The Tata Punch has some of the most premium and budget-friendly options, but its features differ from variant to variant. Nonetheless, it can be a great vehicle, depending on what you are looking for. You can even customise it with your preferred colour and drive it around the city or country roads in style. However, no matter which variant you get, you must have third party car insurance to go along with it.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Hyundai Venue Variants: Learn the Pros and Cons to Pick the Best One

    by Almog Ramrajkar | May 14, 2025

    The Hyundai Venue is the perfect car for going through the twists and turns of the city and driving on the country road. It is built to handle every road, no matter where you go. It has thirty-three Venue variants, with each car better than the last.

    In this post, we will go through information that will help you determine both the pros and cons of the Hyundai Venue.

    Hyundai Venue lineup

    The Hyundai Venue variants include 33 different kinds, and here are a few of them:

    • S
    • S Plus
    • S Opt Knight
    • S Opt
    • SX Executive
    • S Opt Plus Adventure
    • SX Adventure DT
    • SX Adventure
    • S Opt Turbo
    • Executive Turbo
    • S Opt Plus, etc.

    Advantages of Venue

    Here are some of the incredible benefits of getting the Venue variants.

    1. Versatile driving performance

    The Hyundai Venue delivers a versatile driving performance with its drive mode selection. It allows you to choose between eco, normal and sport modes. This way, you can have a sporty and dynamic driving experience while being comfortable.

    1. Hi-tech and futuristic

    The Hyundai Venue variants also come with a distinctive appeal that gets combined with hi-tech and futuristic design. For instance, its connected LED tail lamps stretch all across the rear, and it wonderfully compliments the overall design.

    Disadvantages of Venue

    Like most cars, the Hyundai Venue is not without its disadvantages. Here are a few of them.

    1. Unavailability of rear armrest

    There are a few Hyundai Venue variants that don’t come with a rear armrest. This disadvantage pertains to some variants that fall below a certain price point. Therefore, the feature is available for only top-spec variants.

    1. Diesel-automatic transmission

    The newer Venue variants do not give an option for diesel-automatic transmission. This can be a disadvantage if someone prioritises fuel efficiency and requires some ease in driving when stuck in traffic or on a long journey.

    How to choose the right variant?

    Picking the right variant of the Hyundai Venue can be easier than you think, and this is how you can do it.

    • Prioritise your needs: Your needs are a vital factor in selecting the right variant. Determine your primary use—occasional off-road adventures, long-distance travel or urban commuting. Understanding this will narrow down your options to what will suit your preference.
    • Budget: Decide on a budget before selecting your variant. Buy a vehicle that will fit your needs without putting any financial constraints.

    How to pick the best car insurance policy for your Venue?

    Selecting the best car insurance policy is crucial for your Hyundai Venue variant. Here is how you can pick the right one.

    • Find comprehensive coverage: One of the first things you must check in your insurance policy is whether it provides comprehensive car insurance. It will give you wider services than third party car insurance, covering both damages to self and third-party liability.
    • Add-on covers: The add-on riders or covers is the additional aspect that you must consider before purchasing a policy.

    FAQs

    1. What are the colour choices for the Hyundai Venue cars?

    There are many colour options for this vehicle, including phantom black, typhoon silver, titan grey, fiery red, polar white, denim blue and dual tone.

    1. What is the seating capacity of a Hyundai Venue?

    The Hyundai Venue is a 5-seater that can comfortably accommodate a nuclear family.

    1. How does the Hyundai Venue prioritise safety?

    The  Hyundai Venue provides six airbags to keep you safe from all sides. It also has a level 1 Advanced Driver Assistance System (ADAS) that uses sensing technology to detect all the obstacles on the road.

    Conclusion

    The Hyundai Venue provides unbeatable quality. However, it's necessary to take every element into account to determine which Venue variant might be the best. No matter which car you take, you must also pair it with a suitable car insurance policy. This will ensure that you are financially protected at all times when you are commuting through the urban jungle or on a long off-road trip.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Features and Specifications of MG Hector

    by Almog Ramrajkar | May 14, 2025

    The MG Hector stands out as one of the top contenders in its segment, gaining popularity for its premium features and advanced technology. Known for its striking design, multiple configurations and cutting-edge i-Smart capabilities, the Hector ensures a safe and comfortable drive for every journey.

    Let us understand the car’s offerings in detail.

    Features of MG Hector

    Here are some of the MG Hector features:

    1. Luxurious and comfortable interiors

    The MG Hector has a perfect blend of opulence and comfort in its interiors. It boasts a full dashboard with ventilated plush seats. It also has a great ambience that can be set to match your preference, and the dual-tone interiors create a great contrast.

    1. Complete safety with ADAS

    The Advanced Driver Assistance System (ADAS) with the MG Hector provides eleven Autonomous Level-2 features. It improves your safety and driving experience considerably with one of the most cutting-edge technologies.

    Specifications of MG Hector variants

    Here are the key MG Hector specifications that set the vehicle apart from others of its kind in the market:

    • Engine 1.5 L turbo-charged inter-cooled petrol manual
    • Brakes (front and rear) Disc
    • Maximum torque 250 nm at 1600-3600 rpm
    • Maximum power 143 PS at 5000 rpm
    • Length x Width x Height (mm) 4,655 x 1,835 x 1,760
    • Fuel Tank Capacity 60 litre
    • Seat Capacity 5

    Pros of MG Hector

    Here are some of the pros of MG Hector: 

    • A variety of features: The MG Hector has several features, including a tough exterior, a panoramic sunroof, Bluetooth car key and many others. It uses innovation to enrich your driving experience, allowing you to go everywhere with ease and style.
    • Premium exterior: The car also has a bold design statement that gives it a premium look. It has a sleek rear cluster with a new front design that makes it unique while exuding an extraordinary character.

    Cons of MG Hector

    The MG Hector does not come without its fair share of cons. Here are some of them:

    • Convenience: A few aspects of the MG Hector can be inconvenient for some. For instance, there can be a lack of physical buttons for the AC, and the auto option also works in the re-circulation mode. It can be challenging if the system does not allow the fresh air mode.
    • Maintenance: The dual-tone interiors can be incredibly charming, but the lighter shade can also be difficult to maintain. This aspect should be considered, especially if someone has children or younger passengers who could accidentally put a stain on the upholstery.

    How to pick the best car insurance plan for your MG Hector?

    Now that you know all the MG Hector features and its other elements, let us go through the most suitable car insurance policy. Every car owner must have third party car insurance, according to both the Indian Road Safety Act and the Indian Motor Vehicles Act. But, you must also check what the car insurance covers. In some cases, the basic policy may protect against the damages that occur to the third person’s property or vehicle, but you may not be able to claim your coverage for the damages caused to your car. Therefore, comprehensive car insurance is a better option as it not only covers third-party liabilities but also provides financial protection for damages to your own vehicle because of accidents, theft, natural disasters and other unexpected events.

    FAQs

    1. How many colours does the MG Hector have?

    The MG Hector is available in a variety of seven colours, from Havana Grey to a dual-tone Black and White.

    1. How many variants does the MG Hector have?

    The MG Hector has nine variants, and the price along with the specifications differ depending on the variant you get.

    1. What is the MG Hector’s starting price?

    The starting price can typically be around Rs. 13.99 lakhs*, but it can easily go a little over Rs. 22 lakhs, depending on the car’s variant.

    Conclusion

    The MG Hector is a promising choice, offering impressive quality and features. However, it’s crucial not to overlook the importance of securing comprehensive car insurance after your purchase. Insurance is a key aspect of vehicle ownership, offering peace of mind and financial protection.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tata Nexon EV Features Explained

    by Almog Ramrajkar | May 14, 2025

    In 2023, the electric vehicle market in India saw a massive surge. As per Statista, EVs amounted to 2.3% of the total car sales. This is projected to rise by 2027 as more people go green. Tata Nexon EV can be an excellent choice as it offers a robust design and powerful performance in a tech-packed cabin.  

    Here’s a guide depicting Nexon EV specifications to help you make the right choice.

    Exterior features

    Nexon EV features a value-for-money package with attractive aesthetics, a brilliant driving range and striking features. It comes with a sleek design, including LED daytime running lights (DRLs) that indicate charging levels and a closed-off grille.

    Interior features

    This new Nexon EV's interior has been revamped with two large displays, an illuminated logo and an improved dashboard design. It also features a new two-spoke backlit steering wheel.

    Tech features

    The Tata Nexon EV specifications include an advanced interior cabin. It has features like:

    • A large touchscreen with a size of 12.3 inches for entertainment and GPS.
    • Ease to connect Apple CarPlay and Android Auto with real-time updates.
    • The steering wheel is versatile, so you can manage your music and calls and use cruise control effortlessly.
    • The voice-assisted electric sunroof is a brilliant touch to this highly advanced car.
    • Well-ventilated seats and wireless phone charging can make your travel experience convenient and comfortable.
    • A 360-degree camera and an electronic parking brake are useful tech features in tight spaces. It also has a blind-view mirror.

    Powertrain features

    Nexon EV has nailed down the perks of an EV vehicle with traditional cars' robust and responsive performance. You can find two variants- Medium range and Long range. The battery packs include 30.2 kWh and 40.5 kWh for medium (MR) and long-range (LR). LR ranges from 465 km, while the smaller pack can reach 325 km. The torque of this EV is 215 Nm. It has three drive modes- Eco, City and Sport for high speed and fuel efficiency.

    Smart regenerative braking features  

    Tata Nexon EV features an innovative regenerative braking system that you can adjust from levels 0 to 3. Level 0 allows coasting, and Level 3 provides maximum regeneration (battery recovery).  A fast charger can charge your EV from 10 to 80 per cent in just 56 minutes. For reference, a 7.2kW charge goes from 10 to 100 in 4.3 and 6 hours for medium and long-range variants, respectively.

    Steering, brakes, and suspension

    The vehicle uses (EPAS), a power-assisted steering system, offering easy and precise handling. The brake system features cornering stability control and impressive stopping power. Drum brakes are used on the MR range model, and disc brakes are used on the back end of the LR variant. The EV also relies on a single-speed automatic transmission, eliminating the need to change gears.

    The car suspension is designed for Indian roads to handle speed breakers and potholes effectively. It uses an independent MacPherson Strut with coil spring in the front and a twist beam with dual path strut in the rear end.

    How to choose the best four wheeler insurance for your Nexon EV?

    You must pick an insurance plan that covers the distinct requirements of an EV. Government regulations mandate third party car insurance. However, comprehensive car insurance covers the protection of your vehicle in case somebody vandalises or destroys it. They also cover accidents, thefts, damages from natural and man-made disasters.

    FAQs

    1. Is Tata Nexon a five or 7-seater price?

    Nexon is an excellent family car with five seats. Its prices start from 12.49 lakhs.

    1. How do I charge my Nexon EV?

    Your available options are a 15A plug socket or go for a 50kw DC for quick charging.

    1. How fast can you charge Nexon EV?

    The total time depends on your car model and charger. But, typically, it takes around 4.3 to 6 hours to charge.

    Conclusion

    TATA Nexon emerges as an incredible EV for many. It has excellent features for performance and safety. The comfortable interiors, technological advancements and practical features make it ideal for daily travel. To further enhance your experience, opt for reliable car insurance that provides comprehensive coverage for damage and theft and caters to the unique requirements of an EV.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Mahindra XUV700 Features Explained

    by Almog Ramrajkar | May 14, 2025

    The Mahindra XUV700 redefines the SUV landscape. It is the latest addition after the XUV 500. Mahindra XUV700 features powerful engine choices and leading safety equipment in the segment and different variants.

    Here’s a quick buying guide for choosing the correct variant after analysing XUV 700 features well.

    Safety features

    Mahindra XUV 700 prioritises customer safety, evident from its 5-star Global NCAP rating for all variants. It's one of the few premium SUVs that offer a range of safety features, including:

    • ADAS (Advanced Driver Assistance Systems): ADAS with Level 2 safety in higher variants featuring adaptive cruise control, anti-lock Braking System (ABS), automatic Emergency Braking and lane-keeping assist.
    • Seven airbags available in the driver and passenger seats.
    • Hill assist and impact sensing auto door unlock.
    • A 360-degree camera with blind view monitoring is beneficial when travelling through tight spaces.

    Comfort features

    The cabins of XUV 700 ensure that your car rides are comfortable and relaxing. Some features you can find include:

    • Power steering, rear AV vents and well-ventilated seats are essential, especially in long rides.
    • Some other crucials like automatic climate control and air quality control add to the comfort.
    • It offers a premium car experience with a panoramic sky roof.
    • It also has a 10.25-inch touchscreen and 12 speakers for entertainment.
    • It also has automatic headlamps, follow me home headlamps and cruise control.

    Engine features

    There are two engine types available— petrol and diesel. In less than 10 seconds, you can cover 100 kms with this vehicle.

    The engine has the following features:

    • The petrol engine is 1999cc. It has a 2-litre capacity.
    • The diesel engine is 2198cc. It has a 2.2-litre mHawk.
    • There are three driving modes: zip, zap and zoom. You can easily switch between them for fuel efficiency and speed.
    • A 6-speed automatic gearbox and a 6-speed manual gearbox power up the wheels.

    Price of XUV 700 variants

    The XUV700 specifications offer a range of variants tailored to suit diverse preferences in performance, comfort and safety.

    The lineup includes MX, AX3, AX5 select, AX7 and AX7 luxury variants. You can find the estimated price for this lineup below:

    Variant

    Powertrain

    Price (Ex-showroom)

    XUV700 MX

    Petrol

    Between Rs. 14.00 and Rs. 14.50 lakh

    Diesel

    Between Rs. 14.44 and Rs. 14.94 lakh

    XUV700 AX3

    Petrol

    16.48 to 18.24 lakh rupees

    Diesel

    Rs. 16.92 - 18.16.92 to 18.90 lakh rupees

    XUV700 AX5

    Petrol

    17.82 to 19.63 lakh rupees

    Diesel

    18.41 to 20.89 lakh rupees

    XUV700 AX7

    Petrol

    Between Rs. 20.56 and Rs. 24.34 lakh

    Diesel

    Between Rs. 21.20 and Rs. 26.18 lakh

     

    How to choose best car insurance for XUV 700     

    It is mandatory by law to have third party car insurance, but it’s wise to opt for a plan that offers more comprehensive protection. Your insurance should cover not just third-party liabilities but also damage to your own vehicle, including losses due to theft, accidents, natural disasters and man-made calamities.

    After selecting the right variant of your car, such as the premium XUV700, securing a comprehensive car insurance plan becomes essential. Such a policy offers well-rounded protection against unforeseen incidents, giving you peace of mind on the road.

    FAQs

    1. What is the XUV700͏ milea͏ge?

    The mileage depends on the engine variants. The automatic petrol has a mileage of 17 km. The automatic diesel offers 20 kmpl.

    1. What is the waiting period for XUV700?

    You may have to wait for up to eight weeks. This is because the production has increased significantly.

    1. What is t͏he͏ XUV 700 onroad pri͏c͏e in India?

    The on-road prices start at 16.55 lakhs in Delhi, depending on the engine and variants.

    Conclusion

    The XUV 700 is an excellent choice for many, whether you're seeking a reliable family car or a performance-driven SUV. Despite its premium pricing, Mahindra has successfully positioned it as one of the top contenders in the SUV segment.

    And with a vehicle of this caliber, protecting your investment becomes just as important as choosing the right model. That’s where the right car insurance comes in. While a third party insurance policy is mandatory in India, a comprehensive policy can help cover accidents, repair costs and even theft—offering you peace of mind every time you hit the road.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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