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  • A Complete Guide to Different Types of Car Brakes

    by Almog Ramrajkar | May 06, 2025

    The modern car braking system has come a long way. From its original structure as a mere mechanical device to a technologically advanced system, modern brakes have become safer and smoother. These braking systems are designed for effectively stopping or slowing down the vehicle and are available in various types. Each brake type has its own set of features, advantages, and disadvantages. Understanding how these braking systems work is essential to ensure a safe driving experience.

    Let’s talk about the most common types of car brakes and how they function.

    Various types of braking systems in cars

    Most modern vehicles have the following types of braking systems for optimal safety:

    1. Hydraulic braking system

    The hydraulic braking system is a primary system used in most cars. Its working principle involves the use of brake fluids that help move other components like brake pads or shoes to generate friction against the wheels, effectively slowing down the vehicle.

    Hydraulic brakes have a simple mechanism. Once you engage the brake pedal, the brake fluid flows towards the master cylinder to create hydraulic pressure. This pressure pushes the brake fluid to the wheels through the brake lines. This fluid then pushes the friction material against a brake or rotor drum. The friction generated between the components and the wheel’s kinetic energy is converted into heat energy, which slows the vehicle.

    1. Mechanical braking system

    A mechanical braking system consists of parts that transmit braking force to the brake drum or disc rotor through linkages. It includes a brake pedal, drum or disc brakes, along with linkages such as cylindrical rods, fulcrums, springs, etc.

    Due to its inefficiency, the mechanical braking system is now used only in parking or emergency brakes.

    1. Anti-lock braking system

    Anti-lock brakes (ABS) were developed in the 1950s and became a standard in the early 1990s. Since then,  it has become a critical safety feature in all modern automobiles. The anti-lock braking system uses sensors that adjust the brake pressure so you can get maximum control over your steering. It prevents skidding by stopping the wheels from locking up during hard braking and falls within the hydraulic systems category.

    1. Regenerative braking system

    The regenerative braking system is commonly used in hybrid and electric vehicles. Here, the electric motor restricts the spinning of the wheel and captures the car’s kinetic energy to recharge the batteries powering the motor. This system starts slowing down the vehicle whenever you press the pedal or merely take your foot off the accelerator. While regenerative brakes perform most of the function, hydraulic brakes are still used for emergency stops.

    The common types of brakes:

    In addition to different braking systems, there are different brake types in cars. Each of these has separate working mechanisms. 

    • Drum brakes

    The drum braking system was the first type of in-wheel brake. It consists of a wheel cylinder, a hollow drum, and brake shoes that are attached to the wheel. When you engage the brake pedal, the wheel cylinder pushes the brake shoes against the drum’s inner surface. This creates friction between the two surfaces, causing the wheel to slow down or stop.

    • Disc brakes

    Disc brake systems are the most common brake types used in modern vehicles. This braking system involves components such as a calliper, rotor, and brake pads. The brake rotor is fitted directly to the wheel and rotates along with it. When you engage the brake pedal, brake fluid is sent to the calliper, which squeezes the brake pads against the rotor. This creates a friction force that slows down the wheel and stops your car.

    They are more effective and reliable during emergency stopping situations, manage heat better, are easy to maintain, and have greater braking efficiency on wet roads. 

    • Emergency brakes

    Also known as parking brakes or hand brakes, emergency brakes are independent of the hydraulic braking system. It acts as a secondary braking system if the main brake stops working.

    It works through a manual pedal, lever, or switch. When you engage the hand brake or push the parking brake button, it locks your rear wheel. This prevents any movement, especially when parked on an incline. It also helps preserve the primary braking system by reducing strain on it.

    Conclusion

    Familiarising yourself with different brake types and their working is important for safety. Regular maintenance of the braking system ensures optimal performance and longevity. Besides maintenance, it is also important to invest in reliable car insurance to protect your vehicle from risks. Look for car insurance online and opt for a policy that provides financial coverage against accident repairs, theft, medical bills and third-party liability.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Car chassis explained: What they are and why they matter

    by Almog Ramrajkar | May 06, 2025

    The chassis is considered the backbone of a car. It forms the vehicle's main structure, providing a framework to support the other key components, such as the engine, wheels, and body. Without a proper chassis, a car cannot function safely or efficiently.

    A chassis is constructed of steel, aluminium, or composite materials. The choice of chassis depends on the car's intended purpose, whether for everyday driving, sports, or off-roading.

    In this blog, we will look at the different types of car chassis and how they impact a vehicle's overall design.

    Various types of car chassis

    Here are the main automobile chassis types, each designed for specific needs in terms of strength, weight, and performance.

    1. Ladder chassis

    It is one of the oldest and simplest designs. It gets its name because it looks like a ladder, with two long horizontal beams connected by short vertical ones. The basic layout is simple— two side rails that run along the length of the vehicle, with cross members joining them.

    Advantages of ladder chassis:

    • Easy to repair and modify.
    • Strong and durable, and ideal for off-road vehicles.
    • It is often used in trucks and SUVs due to its rugged nature.

    Its disadvantages are:

    • Heavy, which can affect fuel efficiency.
    • Not as rigid as other designs, which can affect handling.
    1. Monocoque chassis

    Also known as "unitary" or "unibody" chassis, this design combines the body and chassis into one single structure. This type of chassis is commonly used in passenger cars and is known for its ability to help reduce vehicle weight.

    Advantages of monocoque chassis:

    • Lighter than ladder chassis, improving fuel efficiency.
    • Integrated structure enhances safety.
    • It allows for more aerodynamic car designs.

    Its disadvantages are:

    • It is harder to repair in case of serious damage.
    • The whole structure may need replacement if damaged.
    1. Space frame chassis

    This design is common in high-performance sports cars and racing vehicles. It is made up of lightweight tubular metal or composite materials arranged in a framework that supports the vehicle's body and components.

    Advantages of space frame chassis:

    • It is very strong and lightweight, offering better performance.
    • It is excellent for high-speed cars because of its high rigidity and precision handling.
    • It is good for custom vehicle builds due to flexibility in design.

    Its disadvantages are:

    • Expensive to manufacture.
    • Less practical for everyday cars due to its complexity.
    1. Backbone chassis

    The backbone chassis is a simple design that consists of a single central spine (or backbone) that runs through the middle of the car. This central structure supports the rest of the car's components, such as the engine and suspension.

    Advantages of backbone chassis:

    • Simple and cost-effective.
    • It provides good rigidity without excessive weight.
    • It allows for a compact vehicle design.

    Its disadvantages are:

    • Limited flexibility in design.
    • Not as commonly used in mainstream cars.
    1. Unibody or unit body chassis

    Also known as the unit body, this design is a combination of the body and chassis into a single structure. Most cars today use this design because of its lightness and strength.

    Advantages of unibody chassis:

    • Lightweight design.
    • Offers more interior space.
    • Easier to manufacture.

    Its disadvantages are:

    • You might need to replace the entire structure in case of significant damage.
    • There is less flexibility when it comes to customising the car's frame.
    1. Body-on-frame chassis

    This design is similar to a ladder chassis but involves the separate construction of the body and the frame. The body is placed on top of the frame and fastened with bolts or welds.

    Advantages of body-on-frame chassis:

    • It offers flexibility in case of repairs and upgrades.
    • It is often used in trucks and off-road vehicles.
    • It is easier to design for different car types.

    Its disadvantages are:

    • Heavier than monocoque designs.
    • Not as stable or rigid as the monocoque chassis.

    Conclusion

    The chassis is a fundamental element of car design, providing the support structure for all its key components. Each type of chassis design— whether the rugged ladder frame or the lightweight monocoque— directly impacts a vehicle's performance, safety, and design.

    Besides choosing the right chassis for your car, enhancing its protection is imperative. Invest in a car insurance policy that safeguards you in case of any sudden mishaps. A good policy will provide financial assistance against repair costs, replacement of damaged parts, and liability in case of accidents.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Types of Bull Bars in Cars: Materials, Designs, and Safety Impact

    by mohit bohra | May 06, 2025

    Bull bars, also known as nudge bars or grille guards, are metal or plastic bars mounted on the front of cars, typically SUVs and off-road vehicles. They are designed to protect the front bumper, grille, and headlights from damage caused by collisions. If you want to improve your vehicle's safety and performance, bull bars are a great option.

     Let’s examine the different types of bull bars available.

    Various Types of Bull Bars in Cars

    The grille guards are classified according to the material used, design, and function. Accordingly, there are several types of bull bars.

    Classification Based on Materials

    • Steel Bull Bars: These are the strongest options. They are like the Superman of bull bars – very strong and provide great security against massive collisions. The biggest drawback is their heavy weight, which can impact your vehicle's handling and performance.
    • Aluminium Bull Bars: These offer a great balanced option. They're notably lighter than steel, which means less pressure on your vehicle's chassis and tyres. They also naturally prevent rust, making them ideal for seaside areas or regions with tough weather. However, they come with a higher price tag and require regular care to keep their appearance pristine.
    • Plastic Bull Bars: They represent the most affordable choice. They're fully corrosion-resistant and often return to their original shape after small hits. However, they provide the least safety among all materials and are mainly good for urban driving situations where big hits are rare.

    Classification Based on Design and Function

    • Traditional/Triple Hoop Bull Bars: These heavy-duty bull bars provide the best safety for your vehicle's front end, covering the grille, hood, and headlights. Ideal for countryside and regular off-road driving, they're the most popular choice among serious 4WD fans despite their heavy weight.
    • Single Hoop Bull Bars: Single hoop shapes strike a great mix between safety and weight. With one hoop over the grille to protect your radiator, they're popular among regular off-roaders who want good security without extra weight affecting their car.
    • Nudge Bars: These are designed primarily for urban use and provide basic protection against minor impacts, such as small strikes or debris. While they are ineffective in major accidents, they are useful for mounting accessories like LED lights and offer sufficient security for city driving.
    • Bumper Bars: These are the most basic type of bull bar defence. They offer more security than your vehicle's normal hood. Though not as protective as hooped designs, bumper bars are a good entry-level choice for those seeking minimal front-end security.
    • Competition Bars: They are lightweight and easily removable. Manufacturers specifically make them for off-road events. While they perform well in competitive settings, they provide limited security against animal hits or major impacts, making them unsuitable for general countryside driving.
    • Baja Bars: Similar to bumper bars but with extra frame support, Baja bars are built with winch compatibility in mind. Originally designed for off-road racing, these specialty bars aren't usually suggested for general road use but shine in specific off-road uses.

    Conclusion

    When choosing a bull bar, ensure it’s compatible with your vehicle’s safety features, as it may interfere with ADAS, airbags, and crash zones. In India, grille guards have been banned since 2017 under the Motor Vehicles Act due to safety concerns, with penalties for violations. Additionally, installing a bull bar can impact your car insurance—some insurers may require prior notice, adjust premiums, or deny claims if unreported. Always check regulations and consult your insurer before installation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • A Complete Guide to Daytime Running Lights (DRL) in Modern Cars

    by mohit bohra | May 06, 2025

    As modern cars evolve with advanced technologies, safety features remain a top priority. One such innovation gaining popularity is Daytime Running Lights (DRLs). If you're wondering what is a car DRL and how it enhances driving safety, this guide covers everything you need to know.

    What is DRL in car?

    Daytime Running Lights are automatic lighting systems positioned at the front of cars that illuminate whenever the engine is turned on, enhancing visibility during daylight hours. Unlike traditional headlights, these are specially made for daily use and generally consist of energy-efficient LED bulbs that take minimal power.

    Although there is no formal requirement that four-wheelers have DRLs in India, automobile makers are increasingly including LED DRLs in their cars, driven mainly by aesthetic factors and global design trends.

    The Purpose of Daytime Running Lights

    Let’s understand what is the use of DRL in cars.

    • Enhanced Visibility: DRLs make cars more noticeable to other drivers, especially in difficult weather conditions like fog, rain, or cloudy skies. Even on bright days, these lights help identify moving cars when lighting conditions change, like when going through overly shaded areas.
    • Automatic Operation: One of the most handy features of DRLs is their automatic operation. They turn on as soon as you start your engine, requiring no human action. This ensures constant visibility throughout your trip, regardless of the light conditions.
    • Energy Efficiency: Modern DRLs, especially LED units, are meant to be highly energy-efficient. They use minimal power, which means they have a negligible effect on your vehicle's fuel economy or battery life. Compared to traditional halogen lights, LED DRLs use up to 90% less energy while offering better brightness and life.

    Benefits of Daytime Running Lights

    Some of the benefits of DRLs in cars are:

    • Reduced Accident Risk: Studies have shown that cars with DRLs are less likely to be involved in daily accidents, especially head-on collisions and crossing cases.
    • Improved Pedestrian Safety: DRLs help pedestrians and bikers better spot approaching cars, giving them more time to respond properly. This is especially important in urban settings where human traffic is high.
    • All-Weather vision: During bad weather conditions like rain or fog, DRLs provide an extra layer of vision crucial for road safety. They help keep car visibility even when weather conditions filter natural light.
    • Modern Aesthetic: Beyond their safety benefits, DRLs often enhance a vehicle's contemporary look. Many makers incorporate them into their signature design elements. Some expensive cars feature unique DRL patterns that help create a brand identity.
    • Low Maintenance: LED DRLs usually last the car's life span, requiring minimal maintenance and rarely needing repair. Thus, they are a cost-effective safety measure in the long run.

    Daytime Running Lights Common Myths

    Despite their benefits, several myths about DRL persist:

    • Myth 1: "DRLs Blind Other Drivers"

    Reality: DRLs are specially made to be viewable without causing glare. Their light level is carefully adjusted to improve sight without disturbing other drivers. Modern DRLs receive thorough testing to ensure they meet safety standards for glare avoidance.

    • Myth 2: "They Drain the Battery"

    Reality: Modern DRLs, especially LED systems, are highly energy-efficient and have limited effect on battery life or fuel usage. The power draw is so low that it does not affect car performance or fuel economy.

    • Myth 3: "DRLs Replace Headlights"

    Reality: DRLs are not substitutes for headlights. They're built especially for daytime vision and don't provide sufficient light for nighttime driving. Proper headlights are important in low-light conditions.

    Conclusion

    DRLs are important features in modern cars because of their automatic operation, energy economy, and proven safety benefits. Remember, while these lights improve daytime vision, they don't replace the need for proper headlight usage in low-light situations or at night. Although DRLs enhance safety, comprehensive car insurance is necessary to get complete protection and financial coverage in case the unexpected happens.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top 10 Cars for Taxi Service in India

    by mohit bohra | May 06, 2025

    Running a taxi service in India requires robust vehicles with a good mix of mileage, comfort, and reliability. The car should be fuel-efficient, spacious, comfortable, and low-maintenance.

    To help you make an informed decision, we have curated a list of India's 10 best cars for taxi service. These car models are chosen based on price, mileage, fuel type, engine, and features—essential for running a profitable and efficient business.

    List of 10 best cars for taxi service in India

    Below is a list of the top 10 best cars for taxi service marked for their affordability, fuel efficiency, and passenger comfort.

    1. Maruti Suzuki Dzire: best budget sedan

    Price: ₹6.84 - ₹10.19 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 24.79 km/l (Petrol), 33.73 km/kg (CNG)

    Engine: 1.2L K-Series Dual Jet VVT

    Transmission: Manual & AMT

    Boot space: 382 litres

    Why choose?

    • It is affordable and has low maintenance costs.
    • It is fuel-efficient and offers good mileage.
    • It has a spacious and comfortable cabin for passengers.

    2. Toyota Innova Crysta: best for long-distance travel

    Price: ₹19.99 - ₹26.82 lakh (ex-showroom)

    Fuel type: Diesel

    Mileage: 9 km/l

    Engine: 2.4L Diesel

    Transmission: Manual

    Boot space: 300 litres (expandable)

    Why choose?

    • It is spacious and offers a premium level of comfort.
    • It has a powerful engine suitable for long-distance travel.
    • It is a durable and long-lasting vehicle.

    3. Hyundai Grand i10 Nios: best compact hatchback

    Price: ₹5.98 - ₹8.62 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 16 - 18 km/l (Petrol) / 27 km/kg (CNG)

    Engine: 1.2L Kappa Petrol / CNG

    Transmission: Manual & AMT

    Boot space: 260 litres

    Why choose?

    • It has a stylish and modern design.
    • It is fuel-efficient and cost-effective.
    • It provides a comfortable driving experience.

    4. Tata Tiago: best for budget taxi owners

    Price: ₹5.00 - ₹8.45 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 19 - 20.09 km/l (Petrol) / 20.09 - 28.06 km/kg (CNG)

    Engine: 1.2L Revotron Petrol / CNG

    Transmission: Manual & AMT

    Boot space: 242 litres

    Why choose?

    • It has low running costs and high fuel efficiency.
    • It is a reliable and sturdy vehicle.
    • It offers good features for this price range.

    5. Maruti Suzuki Ertiga: best affordable MPV

    Price: ₹8.84 - ₹13.13 lakh (ex-showroom)

    Fuel type: Petrol & CNG

    Mileage: 20.51 km/l (Petrol), 26.11 km/kg (CNG)

    Engine: 1.5L K15C Smart Hybrid Petrol

    Transmission: Manual & Automatic

    Boot space: 209 litres

    Why choose?

    • It is a 7-seater, making it ideal for family and group travel.
    • It is spacious and provides excellent comfort.
    • It is cost-effective with a fuel-efficient CNG option.
  • Budget Hatchbacks Under 8 Lakh in India

    by mohit bohra | May 06, 2025

    In India's thriving car market, hatchbacks remain popular among buyers due to their aesthetic appeal, fuel efficiency, and great value for money. As petrol prices rise and city traffic worsens, these small cars are more practical than ever. Let's look at some of India's best hatchbacks under 8 lakhs.

    List of best hatchback cars under 8 lakh

    Hatchbacks are a good choice for Indian roads as they are easy to park, can navigate small city areas, and don't require as much upkeep. Small but don't lose any room inside, making them perfect for small families. Here are some of the best hatchbacks under 8 lakhs in the Indian automobile market.

    Maruti Suzuki Swift

    The Swift has long been India's favourite hatchback, and for good reason. The newest model follows this tradition with its sporty look and fun-to-drive features. The cabin offers good space utilisation and the latest features, such as a touch screen entertainment system, automatic climate control, and steering-mounted controls. The Swift's smooth ride quality makes it equally comfortable in city traffic and on open roads.

    • Engine - 1197 cc
    • Mileage - 75 kmpl
    • Price - 6.49 - 9.64 lakh

    Maruti Suzuki Celerio

    The new Celerio offers a fresh design style. Its tall-boy form ensures excellent space. The light handling and tight turning radius make driving a breeze in crowded city conditions. The car offers important safety features and the latest conveniences while maintaining its budget-friendly setting.

    • Engine - 998 cc
    • Mileage - 68 kmpl
    • Price - 5.37 - 7.04 lakh

    Hyundai i20

    Although slightly expensive, the i20 offers some of the most advanced features in its class. Its European-inspired style turns heads, while the well-designed cabin feels luxurious. Hyundai has paid special attention to comfort, with well-cushioned seats and better noise protection. The car offers a smooth ride on the road, making it ideal for long trips.

    • Engine - 1197 cc
    • Mileage - 20 kmpl
    • Price - 7.04 - 11.25 lakh

    Citroen C3

    The newest entry in this class, the C3, brings French style to the Indian market. It stands out with its unique design and crossover-inspired elements. The suspension setup is particularly notable, providing excellent ride quality even on rough roads. The cabin features a unique design approach, interesting colour choices, and useful storage solutions.

    • Engine - 1199 cc
    • Mileage - 3 kmpl
    • Price - 6.16 - 10.15 lakh

    Toyota Glanza

    The Glanza offers a polished road experience backed by Toyota's famous driving features. The chassis is sturdily constructed, and the suspension is well-judged for comfort and handling. The cabin has ample space for five people and their baggage.

    • Engine - 1197 cc
    • Mileage - 94 kmpl
    • Price - 6.86 - 10 lakh

    Renault Kwid

    The Kwid's SUV-inspired look has redefined entry-level hatchbacks. Despite its small size, the car offers fairly good ground clearance and passenger room. The digital instrument panel and entertainment system add a quality touch. The powerful engine and other safety features make it an excellent choice for first-time car buyers.

    • Engine - 999 cc
    • Mileage - 3 kmpl
    • Price - 4.70 - 6.45 lakh

    Tata Tiago

    Tata's Tiago excels with its strong build quality and safety scores. The car boasts a modern design language and a well-equipped cabin. The steering provides good handling, thus enabling a well-controlled ride. The Tiago also offers various driving modes, allowing drivers to choose between speed and economy based on their needs.

    • Engine - 1199 cc
    • Mileage - 09 kmpl
    • Price - 5 - 8.45 lakh

    Tata Altroz

    The Altroz stands out with its striking design and impressive safety standards. This premium hatchback offers a spacious cabin made of high-quality materials. Its engaging driving dynamics and well-tuned suspension ensure a smooth ride on Indian roads. Additionally, the vehicle features segment-first connected car technology.

    • Engine - 1497 cc
    • Mileage - 64 kmpl
    • Price - 6.65 - 11.30 Lakh

    Conclusion

    The hatchback market continues to evolve, with manufacturers introducing new technologies and features that were once reserved for more expensive cars. There is an increasing emphasis on safety features, connected car technology, and improved fuel efficiency. Some automakers are also exploring electric and hybrid options, which could reshape the market in the future. When purchasing a hatchback, obtaining car insurance is crucial to protect your prized possession.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Cars with Lane Assist Technology in India

    by mohit bohra | May 06, 2025

    Car safety factors are becoming increasingly important for drivers nowadays. One such safety system, lane assist technology, which used to be a feature of high-end cars, is now available in many budget-friendly vehicles. This high-tech driver-aid system uses cameras and sensors to keep an eye on the lines on the road and help drivers stay in their lanes. If the system notices that the car is moving away from its lane, it will vibrate or show a message to let the driver know.

    Let's examine some of the best cars with lane assist systems.

    List of cars with lane assist

    Here are some of the best cars with lane assist available in the Indian market.

    Hyundai Creta

    It is one of the most famous SUVs in India, and for good reason. Its lane assist system works well with other safety features to make the car safer. This technology is particularly effective on roads, where long drives can lead to brief gaps in focus. Other high-tech features include blind-spot tracking and forward impact warning.

    • Engine - 1497 cc
    • Price - 11.11 - 20.42 lakh
    • Mileage - 8 kmpl

    Mahindra XUV 700

    Mahindra's top SUV, the XUV700, brings luxury elements to the affordable segment. Its lane-keeping assist technology is part of the ADAS (Advanced Driver Assistance Systems) package, one of the most advanced in its class. The system's accuracy and smoothness make it highly effective for daily driving.

    • Engine - 2198 cc
    • Price - 13.99 - 25.74 lakh
    • Mileage - 17 kmpl

    Kia Seltos

    The Kia Seltos excels with its smooth lane assist execution. The driver can quickly trigger the system through a simple control on the steering wheel. What sets the Seltos apart is its ability to keep lane control even on turns, giving drivers extra safe driving assistance. The lane assist system also includes a lane-following assist feature that helps keep the car centred in its lane during highway driving.

    • Engine - 1497 cc
    • Price - 11.13 - 20.51 lakh
    • Mileage - 7 kmpl

    Tata Curvv

    The Tata Curvv showcases an exciting advancement in driving aid technology from the Indian carmaker. The technology successfully finds lane lines and provides visual and physical guidance to keep cars safely within their lanes. Its cautious approach to safety sets it apart from many rivals in the market. The lane assist system also adapts to different driving speeds, becoming more sensitive at higher rates while staying less bothersome during city driving.

    • Engine - 1497 cc
    • Price - 10 - 19.20 lakh
    • Mileage - 15 kmpl

    Hyundai Verna

    The Verna brings lane assist technology to the car market, showing that this safety function isn't limited to SUVs. The system is particularly effective during night driving, where line markers might be less visible to the human eye. The combination of lane assist and the car's other safety features makes a well-rounded safety package excellent for its class.

    • Engine - 1497 cc
    • Price - 11.07 - 17.55 lakh
    • Mileage - 6 kmpl

    Tata Harrier

    The Harrier's lane assist technology is part of a wider set of driving aid tools. The technology has been fine-tuned for Indian road conditions, making it more useful for daily commute. The system's ability to recognise lane marks, including broken and straight lines, adds flexibility.

    • Engine - 1956 cc
    • Price - 15 - 26.25 lakh
    • Mileage - 8 kmpl

    Toyota Innova Hycross

    Toyota's luxury MPV brings lane assist technology to the family car market. This system is particularly useful for long-distance trips, where driving fatigue can be a concern. The system alert, along with the steering assist, helps drivers maintain the car's position while making gentle changes when needed. It, combined with the hybrid engine, provides smooth operation.

    • Engine - 1987 cc
    • Price - 19.94 - 31.34 lakh
    • Mileage - 24 kmpl

    Honda Elevate

    Honda's offering in this class comes with a well-calibrated lane assist system. The technology is part of Honda Sensing, the company's safety features. The system stands out for its smooth operation and limited fake alerts, making it more user-friendly in daily drive situations.

    • Engine - 1498 cc
    • Price - 11.69 - 16.73 lakh
    • Mileage - 92 kmpl

    Conclusion

    As car technology continues to improve, consumers can expect to see advanced uses of the lane assist system in Indian vehicles. Manufacturers are constantly improving this technology’s accuracy and efficiency while making it more cheap and available to customers.

    Remember that while lane assist technology is a useful safety tool, it's meant to help, not replace, careful driving. To ensure protection against any unforeseen accidents leading to damage to the car, obtain vehicle insurance. It will cover the cost of repair and replacement. You can obtain car insurance online at a discounted rate.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Pros and Cons of Ladder Frame Chassis vs Monocoque Chassis

    by mohit bohra | May 06, 2025

    When buying a new car, most people look at engine power, fuel economy, and aesthetics. But many often forget to consider the chassis type. Choosing a ladder frame or monocoque chassis design significantly impacts vehicle performance, safety, and durability. This blog explains the differences between monocoque chassis vs ladder frame construction to help you make a better choice. Whether you are looking at SUVs, sedans, or trucks, knowing about ladder frame vs monocoque SUV design can help you pick the right vehicle.

    What is ladder frame chassis?

    A ladder frame chassis, or a body-on-frame chassis, is one of the oldest car designs. It consists of two parallel longitudinal rails connected by cross members. This design is common in SUVs, commercial vehicles, and trucks. Due to its strength and durability, this chassis is ideal for heavy loads and off-road vehicles like the Toyota Fortuner and Mahindra Thar.

    Benefits of ladder frame chassis

    Ladder frame construction offers several advantages:

    • The rigid structure handles heavy loads without excessive strain.
    • Greater ground clearance and ruggedness make it ideal for challenging roads.
    • Any damage to the body doesn’t affect the frame, reducing repair costs.
    • The separate body and frame design enables easier modifications.
    • It offers better resistance in harsh driving conditions.

    What is ladder monocoque chassis?

    Monocoque chassis combines the body and frame into a single unit. In this design, the entire vehicle structure — floor pan, roof, pillars, and body panels — works together to support all mechanical components. Modern sedans, crossovers, and luxury vehicles like the Hyundai Creta and Maruti Suzuki Baleno use monocoque construction.

    Benefits of ladder monocoque chassis

    The monocoque design delivers the following benefits:

    • It is generally lighter and, therefore, enhances fuel efficiency.
    • It provides better protection in crashes due to its integrated structure
    • A lower centre of gravity improves vehicle stability and handling.
    • It offers aerodynamic advantages, such as sleeker body designs.

    Ladder frame chassis vs monocoque chassis safety

    When comparing the safety aspects of monocoque chassis vs ladder chassis, several factors come into play.

    Safety aspect

    Ladder frame chassis

    Monocoque chassis

    Crash safety

    Generally less effective in absorbing impacts

    Features crumple zones, designed to absorb impact energy

    Repairability

    Easier to repair due to separate components

    More challenging and expensive

    Corrosion

    More prone to corrosion, potentially weakening the structure

    Less prone to corrosion due to integrated design

    Durability

    Strong and ideal for heavy-duty and off-road use

    Lightweight but strong for everyday driving

    Impact absorption

    Less effective at distributing impact forces

    Better at absorbing and distributing impact forces

    Ladder frame chassis vs monocoque chassis: Which is better?

    The choice between a ladder frame vs monocoque depends on the vehicle’s intended use.

    Choose ladder frame if you need:

    • To tow heavy loads: In some trucks, ladder frames can tow up to 5,000+ kg. Monocoque vehicles typically max out around 2,000kg.
    • To drive off-road: Ladder frames can take more twisting and flexing on uneven terrains.
    • Extra durability: Ladder frames can withstand repeated heavy impacts and load stress.
    • To modify your vehicle: Separate body-on-frame design makes lifting the car easier, modifying suspension, or even placing a different body on the frame.

    Choose monocoque if you want:

    • Better fuel economy: Typically 1-2.5km/litre higher than similar vehicles with ladder frames due to lighter weight.
    • Responsive handling: The lower centre of gravity improves stability during quick direction changes.
    • More passenger comfort: The integrated design absorbs road imperfections better.
    • Modern safety features: Designed with multiple crumple zones that provide superior protection in crash scenarios.
    • More interior space: Without a bulky frame underneath, the floor can be lower, and the interior can be more efficiently designed.

    Conclusion

    When purchasing your next vehicle, understanding the differences between ladder frame chassis vs monocoque will help you make an informed decision. For tough work and durability, ladder frame vehicles are often better. For daily comfort, fuel savings, and safety, monocoque works better.

    Regardless of which chassis type you choose, it’s crucial to consider insurance to protect your vehicle against unforeseen events. Look for car insurance online, including third party car insurance, and opt for a policy that financially aids you against accidents, theft, repair costs, and even third-party liabilities. Whether you prefer the durability of a ladder frame or the efficiency of a monocoque design, ensuring your vehicle is well-insured is key to mental peace and financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Maharashtra Driving Licence Fees in 2025: What You Need to Know

    by mohit bohra | May 06, 2025

    Having a driving licence is an important step towards driving legally in India. Mastering the rules of the road and comprehending the financial aspects is crucial for becoming a responsible and licenced driver. Familiarising yourself with the driving licence fees in Maharashtra will help you navigate the process smoothly and ensure you’re fully prepared. 

    This guide will provide all the necessary details to understand the driving licence fee for 4 wheeler in Maharashtra.

    Driving licence fees structure in Maharashtra

    The 4 wheeler licence fee in Maharashtra varies based on the licence type and vehicle. While the Regional Transport Office (RTO) offers different types of licences, the Maharashtra Motor Vehicles Department establishes the fee structure for each:

    • Learner’s Licence: This is the first step towards obtaining a permanent driving licence and allows individuals to practice driving legally on the road.
    • Permanent Driving Licence: Issued after passing a driving test, this grants full driving privileges.
    • International Driving Permit: Required for driving abroad, it is issued based on a valid Indian driving licence.
    • Light Motor Vehicle Licence: It is obtained for vehicles like jeeps, autorickshaws, and small vans for personal/commercial use.
    • Heavy Motor Vehicle Licence: It is obtained for large and heavy vehicles like buses and trucks.

    Driving licence fees structure for learner’s licence in Maharashtra

    To obtain a learner’s licence, applicants must pay the following fees:

    Nature of service

    Fee (in Rs)

    Fees for learning licence in Maharashtra for each vehicle class

    ₹151

    Learner’s licence test fee or repeat test fee

    ₹50

     

    The learning licence fees in Maharashtra remain the same for both two-wheelers and four-wheelers. The learner’s licence is valid for six months.

    Driving licence fees structure for permanent driving licence in Maharashtra

    You are eligible to apply for a permanent driving licence after holding a learner’s licence for at least 30 days. The fees are:

    Nature of service

    Fee (in Rs)

    Permanent driving licence fees in Maharashtra (DL)

    ₹716, including test fee of ₹300

    Addition of another vehicle class to the existing DL

    ₹1000

    Duplicate licence

    ₹216

    Renewal of driving licence

    ₹416 (A ₹1000 fine if applied after the grace period)

     

    A permanent driving licence fee for 4 wheeler in Maharashtra is applicable for all vehicles.

    The driving test must be scheduled within the validity period of your learner’s licence. In case you fail the test, reapply after seven days by paying the test fee again.  

    Facts about driving licence (DL) fees in Maharashtra

    1. Payment: All payments must be made through the prescribed channels, including the Parivahan Sewa portal, online payment gateways, RTO cash counters, or authorised banks.
    2. Variation in fees: The fees for driving licences can vary slightly across different sources (driving school or tutor), but the official rates remain the same.
    3. Two-wheeler to 4-wheeler: For those having a two-wheeler licence, you’ll need to pay an additional ₹500 to apply for the 4-wheeler licence.
    4. Timely renewal: To avoid additional fines, renew your driving licence timely.
    5. International driving permit: If you require an international driving permit, the fee is ₹500 with a one-year validity (flight tickets applicable).
    6. Address change: Updating your address on the licence will cost ₹200.
    7. Heavy vehicle licence fee: Adding heavy vehicle categories to your existing licence requires an additional ₹500 per category.
    8. Late fees: A penalty of ₹100 per month applies for licence renewals after expiry, up to a maximum of ₹1,000.
    9. Badge fee: Local transport authorities may require a special badge for commercial drivers, costing approximately ₹100-200, depending on the region.
    10. Fast-track service: Some RTOs may offer premium same-day services for an additional fee of approximately ₹1,000.

    The state periodically revises these fees. For more accurate and updated details, contact your local RTO or visit the official Parivahan Sewa website.

    Conclusion

    Driving licence is compulsory in Maharashtra to avoid fines.  Another mandatory requirement for driving legally in the state is having a third party car insurance policy. A comprehensive 4 wheeler insurance will financially protect you against unforeseeable damages, including unrepairable vehicle destruction, premium car parts, EV batteries, and third-party liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • The Real Cost of EV Charging Stations in India – A Comprehensive Guide

    by mohit bohra | May 06, 2025

    Today, electric vehicles (EVs) account for 7.4 per cent of the total 2.43 million vehicles sold in 2024. Consequently, there is more demand for EV charging stations and electric car charger installation. Understanding the electric car charger installation cost is crucial for people planning to invest in EV charging solutions.

    Whether you are considering EV charging installation at home or setting up a public charging station, this blog explores various factors influencing the EV charger installation cost, including the type of charging station, installation requirements, standards, and the overall process of car charger installation in India.

    Costs of different types of EV charging stations

    The cost of EV charging stations varies significantly based on the type of charger. There are three types of EV chargers: AC slow chargers (Level 1), AC fast chargers (Level 2), and DC Fast Chargers (Level 3).

    Charger type

    For

    Charger/ installation cost

    Home  setups

     

    Home charging ports in India typically use a standard 230-volt outlet. 

     

     

    1. Level 1 AC slow chargers

    Installation: Not required. Just plug it into an existing outlet.

    Price ranges from approx ₹15,000 to ₹30,000.

    1. Level 2 AC fast chargers

    Require a 240-volt circuit, which can fully charge an EV in about six hours.

    Installation at home requires a dedicated circuit.

    Prices range from approx ₹50,000 to ₹2,00,000

    Additional installation costs range from approx ₹10,000 to ₹30,000

    Public charging stations (PCS)

     

    PCS setup in India involves a huge financial investment, covering infrastructure, equipment, and electricity.

     

    1. Level 2 AC fast chargers

     

    Best for workplaces, shopping centres, and residential complexes, offering a balance between charging speed and cost.

     

    Ranges approximately ₹1,25,000 to ₹5,00,000 for a 22kW Type 2 AC charger.

     

     

    1. DC fast chargers:

     

    These are the fastest PCS chargers for premium locations and public charging stations.

    Range from approx ₹5,00,000 to ₹15,00,000 for 300 to 400kW, Type 2, CHAdeMO, CCS1, and CCS2. Installation costs can exceed ₹2,00,000 based on high power requirements and site preparation.

     

    Guidelines and standards for an EV charging station

    Setting up an EV charging station involves compliance with specific guidelines and standards for safety and efficiency. The Indian government has taken steps to reduce EV charging installation costs to promote electric vehicle adoption. Key points include:

    • EV charging installation in India is license-free now
    • Individuals can choose any charger type and location (private offices and residences) and source power from any authorised service providers
    • EV charging stations must partner with at least one network service provider for online booking of charging slots
    • Public EV charging stations should include a mix of slow (AC) and fast (DC) chargers
    • Technical standards requirements include compliance with AIS-138, Bharat EV specifications, and CEA Regulations 2010
    • Safety requirements include an IP55 rating for outdoor installations, third-party safety certification, proper earthing, emergency shut-off systems, and lightning and surge protection

    Setting up an EV charging station in India

    The process of setting up a car charging station involves several steps:

    1. Select the site

    Choose a suitable location, considering proximity to electrical infrastructure and accessibility. Urban areas have higher real estate costs but greater demand. Other factors to consider are electrical load capacity, space (min 2m² per charging point), and user accessibility.

    1. Plan the infrastructure requirement

    Make sure there are adequate grid connections, transformers, and civil works (foundations and shelters). Install proper signage, lighting, and safety systems for operational efficiency. The total cost for infrastructure setup should be between ₹2,00,000 and ₹15,00,000, depending upon LT/HT connection installation.

    1. Purchase a suitable charging mix

    Select the appropriate chargers based on the intended use (home or public). The location of the station also plays a major role.

    1. Install operational setup

    Integrate EVSE (Electric Vehicle Supply Equipment) management software, payment systems, and user authentication systems. Establish network connections for remote monitoring and management.

    1. Monitor installation

    Only hire qualified electricians for safe and efficient installation. Comply with the Ministry of Power and the Central Electricity Authority performance standards and obtain the necessary permit from the Electricity Distribution Company licensed for your area.

    EV charging station setup cost in India

    The EV charging installation cost in India depends upon scale and charger type, with average cost ranging from approx ₹10 lakh to ₹50 lakh. For example, a basic home setup can be relatively inexpensive, while a PCS with multiple fast chargers can be a significant investment.

    Approximate cost for components:

    • Equipment: approx ₹1.5 lakh to ₹5 lakh per unit (chargers, cables, connectors)
    • Installation: approx ₹50,000 to ₹2 lakh per unit (site preparation, electrical work)
    • Network connection: approx ₹20,000 to ₹50,000 per unit (monitoring and management)
    • Hidden costs: Include land lease or purchase, insurance, grid demand charges vary by location
    • Operation & maintenance: approx ₹50,000 to ₹1,00,000 per month (regular upkeep, staff, repairs)

    Disclaimer: The actual costs can vary significantly depending on location, the charger’s brand, and other local factors.

    Conclusion

    When planning your electric car charger installation, remember to factor in long-term operational costs along with initial setup expenses, such as charger, location, and required infrastructure. However, as the Indian electric vehicle ecosystem evolves, electric car  charger installation cost is expected to decrease with economies of scale and technological advancements.

    As you invest in a sustainable charging solution for your EV, it is also crucial to consider protecting your vehicle with a comprehensive EV car insurance policy that extensively covers third-party damage. While basic insurance will protect your vehicle, third party car insurance will provide essential financial support in case of accident-causing damage or injury to a third party. It is not only mandatory in India but also complements your forward-thinking approach to transportation.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best Cars with 6 Doors 2025

    by mohit bohra | May 06, 2025

    In the ever-evolving landscape of automotive design, unique configurations often capture the imagination of car enthusiasts. Six-door cars are unique styles that strike an interesting balance between being useful and having an unusual look. This blog talks about the past of six-door vehicles, how they are made now in 2025, and what the future holds for this distinctive design.

    List of cars with 6 doors

    In what might surprise many automobile fans, the list of six-door passenger cars offered in 2025 is surprisingly short—in fact, it's nonexistent. Here’s the list of cars with 6 doors:

    Mini Clubman

    The MINI Clubman, the last six-door passenger car, has been officially discontinued. There were no other cars like the MINI Clubman on the market. It had an unusual door layout with four regular side doors and two rear "barn doors" that opened outward instead of the usual upward-swinging hatchback. The Clubman was one of the few cars with 6 doors, and its unique appearance made it stand out in a sea of regular vehicles.

    The decision to retire the Clubman is driven mainly by sales data. The Countryman model—MINI's more standard crossover offering, consistently outsold the Clubman by a large amount. Sales data supports this view. The Clubman peaked in the US market in 2016, selling 12,203 units. Since then, sales have slowly dropped, with just 1,970 units sold in 2021. Although 2023 showed small growth, saving the model from discontinuation wasn't enough.

    Alternative options for six-door enthusiasts

    While traditional six-door passenger cars are no longer available, customers wanting vehicles with multiple entry points have several options to consider:

    • Extended SUVs and Vans: Many custom makers offer 6 door SUVs with extended wheelbase versions, which provide multiple entry spots and ample cabin room.
    • Limousines: Custom limousines often feature multiple doors for easy passenger entry, though these are specialty cars rather than mass-market options.
    • Custom Conversions: Some specialty automobile shops offer custom door layouts for current vehicles, though these changes are more expensive and may affect structural stability.
    • MINI Countryman and Aceman: These cars will fill the market space previously held by the Clubman. While they don't feature the unique six-door layout, they provide similar usefulness regarding passenger and storage space.

    The future for automotive enthusiasts

    The retirement of the Clubman marks a wider trend in the car industry away from unusual designs toward more uniform setups that appeal to mass-market customers. This change may upset fans who value unique cars like the six-door Clubman.

    However, it's worth noting that other enthusiast-oriented parts of the MINI brand are also having difficulties. The manual transmission choice is planned to be retired after next year, and the performance-focused John Cooper Works package for the Hardtop EV has been greatly weakened compared to previous versions.

    On a more positive note, the John Cooper Works version of the Countryman is expected to offer improved speed to match its bold style. Additionally, there are signs that MINI might introduce another John Cooper Works GP model following the success of the previous version.

    Note: As of 2025, the MINI Clubman was the final six-door passenger automobile sold on the market, and it has since been retired. The material in this essay reflects the most recent car environment at the time of writing. Still, the company's fast-changing nature implies that fresh discoveries might arise at any stage.

    Conclusion

    The MINI Clubman's retirement ends the age of six-door passenger cars. While this unique vehicle design offered a distinctive mix of usefulness and character, changing customer preferences and economic realities have made it unworkable in today's automotive marketplace.

    While six-door cars may no longer be available, car owners should remember that insurance considerations apply to vehicles of all designs. Third-party car insurance offers basic coverage for damage or injury to others and their property. However, comprehensive car insurance gives wider security, covering your vehicle against theft, fire, damage, and various non-collision events. Many providers now offer car insurance online tools that allow drivers to compare rates, adjust coverage, and handle plans digitally.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cars with Gullwing Doors in India

    by mohit bohra | May 06, 2025

    In vehicle design, few features captivate the imagination as profoundly as gullwing doors. These upward-opening mechanisms transform a routine vehicle entry into a striking visual experience, reminiscent of a bird spreading its wings before takeoff (hence their name).

    Let’s explore some of the most renowned cars with gullwing doors throughout automotive history.

    List of cars with gullwing doors

    The following are some cars with gull wings doors:

    1. Apollo IE

    The Apollo Intensa Emozione (IE) represents the pinnacle of modern hypercar design with its aggressive, track-focused aesthetics. Powered by an aspirated 6.3-liter V12 engine, it delivers raw performance and an unfiltered driving experience. Its carbon-fiber monocoque frame and striking gullwing doors embody a design philosophy centered on driving purity rather than mere performance figures. When these doors open, they reveal a race-inspired cockpit, ensuring that every entry and exit feels just as exhilarating as the drive itself.

    2. Aston Martin Valkyrie

    The Valkyrie is Aston Martin's most extreme design, developed in collaboration with Red Bull Racing's Adrian Newey. While the original 1979 Aston Martin Bulldog featured gullwing doors, the Valkyrie brings this concept into the future. Its naturally aspirated V12 and Formula 1-inspired aerodynamics create a hypercar that pushes the limits of road-legal performance. The Valkyrie's gullwing doors seamlessly complement its aerodynamic body, delivering a striking visual impact.

    3. DMC DeLorean

    Few gullwing-door cars have made as significant a mark on pop culture as the DeLorean DMC-12. Its iconic role in the Back to the Future films solidified its legendary status. However, even without its cinematic fame, the stainless steel-bodied sports car would have remained unforgettable due to its distinctive design. Created by Giorgetto Giugiaro, the DMC-12 features an unfinished, stainless steel exterior that further enhances its appeal.

    4. Mercedes-Benz 300SL

    No discussion of gullwing doors is complete without acknowledging the pioneer: the Mercedes-Benz 300SL. Debuting in 1954, this legendary sports car introduced gullwing doors not as a stylistic choice but as an engineering necessity. Its tubular space frame required high sides, making conventional doors impractical. The resulting gullwing design transformed a technical constraint into the car’s most iconic feature.

    5. Mercedes-Benz SLS AMG

    Mercedes pays tribute to its gullwing heritage with the SLS AMG, a modern interpretation of the 300SL’s spirit. Introduced in 2010, the SLS AMG features a hand-built 6.2-liter V8 engine positioned behind the front axle for optimal weight distribution. Unlike its predecessor, the SLS AMG’s gullwing doors were designed purely for their dramatic impact rather than structural necessity.

    6. Pagani Huayra

    The Pagani Huayra symbolises Italian hypercar craftsmanship with its fine attention to detail and artistic approach to automotive design. This exclusive car, limited to 100 pieces, boasts twin-turbocharged AMG V12 power and active aerodynamics. The Huayra's gullwing doors suit its flowing lines and aircraft-inspired design elements.

    7. Porsche 906

    Also known as the Carrera 6, the Porsche 906 represents the German manufacturer's mid-1960s race program. This lightweight race car featured a fibreglass body and a mid-mounted flat-six engine. The 906 gullwing doors served functional and artistic goals, allowing better entry in tight pit lane situations while improving the car's racing capability.

    8. Tesla Model X

    Tesla brought gullwing doors—which they sell as "Falcon Wing" doors—into the electric car era with the Model X. Unlike traditional gullwing designs, the Model X features a double-hinged system allowing open doors in smaller areas. These highly complicated doors are equipped with sensors to avoid accidents and add a modern touch to a family car. The Model X shows that gullwing doors aren't limited to sports cars and can improve the usability of everyday vehicles.

    Conclusion

    While gullwing doors may require a bigger garage and add complexity to a vehicle's design, they turn the simple act of entering and leaving into a unique experience. Whether born from engineering necessity or included purely for dramatic effect, these unique doors continue to captivate automobile fans worldwide.

    Whether you drive a rare gullwing-door car or a daily commuter, protecting your investment with comprehensive car insurance is important. While third party car insurance provides basic protection against damage to other vehicles and property, complete car insurance gives wider coverage, including theft and accident damage. Today, you can even browse car insurance online for greater ease.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Brake Pads: Which Type is Right for Your Car?

    by mohit bohra | May 05, 2025

    Few car safety components are as vital as your brake pads. While many drivers may only think about their brakes during yearly checkups or when that telltale grating sound starts, knowing the various kinds of brake pads and their uses may substantially affect your safety and driving experience. Let’s explore the different types of brake pads and how to choose the best one suited for your needs.

    Various types of car brake pads

    Brake pads are steel-backed plates with friction material attached to their surface. They transfer kinetic and thermal energy when you press the brake pedal. The pads are located in the brake calliper, with their friction surfaces pointed towards the rotor.

    When you use your brakes, the calliper clamps these pads onto the spinning rotor, causing friction that slows or stops your car, depending on the pressure exerted.

     

    Here are the various types of brake pads:

    1. Semi-metallic brake pads

    Generally, semi-metallic brake pads have between 30% and 70% metal content. They include steel wool, wire, copper, and other metallic materials linked with organic resin. These pads excel in endurance and heat resistance, making them perfect for high-performance automobiles.

     

    Advantages

    Disadvantages

    Excellent heat resistance and durability

    May respond badly to severe low temperatures

    Easier on rotors than ceramic alternatives

    It can be louder than other kinds

    Typically more affordable than other choices

    Produce more brake dust

    Provide substantial braking power over lengthy durations

     

     

    2. Ceramic brake pads

    Ceramic brake pads, constructed from ceramic fibres and related fill materials, represent the top alternative in the braking market. They absorb heat from severe stops while operating more silently than other pad varieties.

     

    Advantages

    Disadvantages

    Consistent performance under diverse driving conditions

    Significantly more costly

    Quieter functioning than other pad types

    Require extensive warm-up time to attain optimum operating temperature

    Cleaner with reduced dust production

    Not appropriate for typical daily driving

    Longer longevity than organic alternatives

    Can be tougher on rotors over time

     

    3. Low-metallic NAO (non-asbestos organic) brake pads

    Low-metallic NAO brake pads mix an organic composition with 10% to 30% copper or steel, finding a compromise between performance and price. These pads provide greater heat transfer qualities and enhanced stopping power than traditional organic choices.

     

    Advantages

    Disadvantages

    Good combination of performance and cost

    Tend to be noisy

    Improved braking performance over typical organic pads

    Create more dust than ceramic pads

    Prevent dust collection that might cause frozen callipers

    Not as durable as semi-metallic or ceramic choices

     

    4. Non-asbestos organic (NAO) brake pads

    Non-asbestos organic brake pads are created from materials including fibreglass, rubber, Kevlar, and cellulose resins, replacing the health-hazardous asbestos pads of the past.

     

    Advantages

    Disadvantages

    Softer and reasonably silent operating

    Wear out sooner than other varieties

    Gentler on brake discs

    Not appropriate for frequent heavy braking

    Budget-friendly choice

    Limited performance under difficult situations

    Suitable for mild, daily driving

    Shorter lifespan overall

    Kevlar variations provide better performance

     

     

    Which brake pads should you use?

    Selecting the right brake pad material types for your car includes considering several factors:

    Vehicle Type and Weight

    • Compact/Lightweight Cars: Organic brake pads typically provide sufficient stopping power while giving smoother operation and budget-friendly prices.
    • Medium-Sized Vehicles: Low-metallic NAO pads are usually more acceptable.
    • Sports Cars: Semi-metallic or high-performance ceramic brake pads will ensure you can stop as quickly as you speed.
    • Heavy Vehicles (Trucks, SUVs): Require pads with higher metal content or severe-duty pads for extra safety when moving large loads.

    Driving Habits

    • City Driving/Stop-and-Go Traffic: Ceramic pads might be worth the cost due to their life and better operation.
    • Highway Commuting: Semi-metallic pads often provide the best mix of efficiency and value.
    • Performance Driving: Semi-metallic or ceramic pads made for high-temperature operation.

    Budget Considerations

    • Organic pads are most cheap but will need refilling more frequently.
    • Semi-metallic offers a good middle ground in terms of cost and longevity.
    • Ceramic pads take a higher original investment but may save money long-term through increased usefulness.

    Conclusion

    Research options specific to your vehicle's make and model. Also, consult with professionals at your local garage and consider your typical driving conditions before deciding.

    While brakes are an important safety consideration, it is crucial to acquire appropriate documentation before hitting the road. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for your valued assets against theft, damage, and unforeseen accidents. You can also browse car insurance online to find the policy that suits you best.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cars with Scissor Doors

    by mohit bohra | May 05, 2025

    Scissor doors—the motor industry's tribute to theatrical entry. They swing upward rather than outward, producing a spectacle that turns heads and elevates even the most routine parking lot arrival. While primarily linked with Italian supercars, the scissor door design has broadened its influence across many vehicle segments. Let's explore some of the most outstanding cars that have scissor doors and uncover what makes them extraordinary.

    List of cars with scissor doors

    First notably featured on the Alfa Romeo 33 Stradale in the late 1960s, scissor doors (sometimes called Lambo doors) became synonymous with Lamborghini after debuting on the iconic Countach.

    Originally intended for utilitarian reasons—to improve visibility while reversing in tight places and prevent drivers from hitting curbs with open doors—these vertical-opening marvels soon became a defining stylistic element that reflected automotive exclusivity and futuristic design.

    Here’s a list of some of the best cars with scissor doors:

    1. Lamborghini Revuelto

    The Lamborghini Revuelto reflects the Italian manufacturer's bold stride towards the electric future while retaining its distinctive DNA. As the successor to the renowned Aventador, the Revuelto preserves Lamborghini's legacy of dramatic design while incorporating groundbreaking technologies.

    The cabin symbolises a perfect mix of digital innovation and exquisite Italian artisanship. A newly reworked dashboard has a free-standing digital cluster and centre touchscreen, while the hexagonal theme—a Lamborghini signature—appears throughout the interior layout.

    Despite its cutting-edge hybrid technology, the Revuelto remains unmistakably Lamborghini in its visual drama and emotional appeal. It proves that sustainability and supercar adrenaline can coexist perfectly.

    • Engine: 6498cc
    • Top Speed: 350 kmph
    • Ex-Showroom Price: 8.89 Crore (approx.)

    2. Mclaren 750s

    The McLaren 750S displays the British manufacturer's commitment to ongoing improvement and performance optimisation. An upgrade of the already remarkable 720S, the 750S pushes boundaries further with greater aerodynamics, decreased weight, and more power.

    The 750S's experience is defined by its amazing duality. Despite its track-focused skills, it offers surprising comfort for daily driving. The adjustable suspension technology complies with uneven roads while morphing into a precision instrument when performance driving is demanded.

    The McLaren Interface works as the nerve centre of the car, offering intuitive control over all major systems.

    • Engine: 3994cc
    • Top Speed: 332 kmph
    • Ex-Showroom Price: 5.91 Cr (approx.)

    3. Mclaren 720s

    When it debuted, the McLaren 720S altered expectations for modern supercars. Its striking design features create a visual trademark that's impossible to miss.

    Beyond its arresting appearance, the 720S incorporated McLaren's second-generation carbon fibre tub, nicknamed Monocage II. This tub delivers excellent rigidity while lowering weight, and is an engineering masterpiece that underlies the car's extraordinary performance capabilities and exquisite handling.

    Even some years after its release, the McLaren 720S remains a benchmark against which future supercars are compared, a testament to the inherent rightness of its design and engineering.

    • Engine: 3994cc
    • Top Speed: 341 kmph
    • Ex-Showroom Price: 4.65 to 5.04 Crore (approx.)

    4. MG Cyberster

    The inclusion of the MG Cyberster reflects an interesting advancement in both the scissor door implementation and the broader automotive scene. This all-electric roadster combines the classic feel of open-top motoring with advanced technology.

    The Cyberster's scissor doors make a big statement on a vehicle that's substantially more accessible than its hypercar peers on this list. As a statement of intent from a revived MG brand, the Cyberster demonstrates how legacy nameplates can embrace modernisation while retaining distinctive character and emotional appeal.

    • Range: 443 km
    • Battery Capacity: 77 kWh
    • Ex-Showroom Price: NA (Yet to be launched)

    Conclusion

    While scissor doors surely contribute to their theatrical presence, the vehicles shown here represent exceptional engineering achievements beyond their spectacular entrances and exits. When investing in high-performance vehicles with unusual features like scissor doors, getting the right car insurance becomes vital. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for these valued assets against theft, damage, and unforeseen accidents. Many owners find that the simplicity of car insurance online platforms allows them to compare policies and pick a plan with the best premium.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Tyre Company in India for Cars

    by mohit bohra | May 05, 2025

    Tyres are one of the most important components of your car. Since it is the only part of the car that comes in contact with the road daily, you may need to replace your tyres every five years (or every 40k–50k km) for your safety.

    The best tyre brand in India will offer products with the best rubber quality, tread patterns, load ratings, and manufacturing technology. To simplify your work, we have listed the top car tyre brands offering superior grip, performance, durability, and safety on Indian roads. 

    List of best tyre company in India

    Here's a comprehensive breakdown of India's finest tyre manufacturers, each bringing unique strengths and specialisations to meet diverse driving requirements and vehicle specifications:

    1. MRF (Madras Rubber Factory)

    MRF stands tall as arguably the best tyre company in India, with over 75 years of manufacturing excellence and customer satisfaction. Their all-inclusive range covers everything from economy to premium segments.

    Key strengths:

    • Wide product lineup covering SUVs, MUVs, Sedans, and Hatchbacks
    • Excellent wet grip performance
    • Good heat dissipation technology for Indian conditions
    • Industry-leading warranty programs
    • 5307 dealer network across the country

    Popular models: ZVTS, Ecotred, ZLX, Wanderer, and Perfinza

    2. Apollo Tyres

    Apollo has transformed from a domestic player to a global tyre manufacturer with exceptional research capabilities.

    Key strengths:

    • Advanced manufacturing facilities
    • Strong focus on R&D on Indian roads
    • Excellent value-for-money proposition
    • Good balance between performance and longevity
    • Strong presence in the OEM (Original Equipment Manufacturer) market
    • Largest network of 5917 dealers across the country

    Popular models: Amazer, Aspire, Alnac, and Apterra

    3. JK Tyre

    A pioneer in radial technology in India, JK Tyre has maintained its position as one of the leading tyre brands in India through continuous innovation and quality assurance.

    Key Strengths:

    • Strong motorsport heritage influencing passenger car tyre development
    • Excellent high-speed stability
    • Good resistance to aquaplaning
    • Competitive pricing strategy
    • 6000 dealers across India

    Popular models: UX Royale, Vectra, Ranger, and Ultima Sport

    4. CEAT

    CEAT has significantly improved its product quality in recent years, making substantial investments in R&D and manufacturing technology.

    Key strengths:

    • Exceptional grip on wet surfaces
    • Good load-carrying capacity
    • Noise-optimised designs for quieter rides
    • Fuel-efficient compounds
    • Strong presence in the replacement market
    • Over 4,000 dealers across India

    Popular models: CEAT SecuraDrive, Milaze, and Czar

    5. Bridgestone

    This Japanese tyre giant brings world-class technology and quality control to the Indian market. Bridgestone tyres typically offer excellent longevity and consistent performance.

    Key strengths:

    • Been in the Indian industry for 25 years
    • Great build quality and uniformity
    • Excellent high-speed stability
    • Advanced compound technology
    • Low rolling resistance for better fuel efficiency
    • Silent operation, even at highway speeds
    • Over 3,000 dealers across the country

    Popular models: B Series (B250), Ecopia, Turanza, and Potenza

    6. Goodyear

    With over 120 years of global experience, Goodyear delivers premium tyres with advanced features.

    Key strengths:

    • Sophisticated tread designs
    • Excellent balance between comfort and handling
    • Good resistance to irregular wear
    • Enhanced sidewall protection
    • Offers 5-year warranty
    • Strong OEM partnerships with premium car manufacturers

    Popular models: Goodyear Assurance, Eagle, and Wrangler

    7. Michelin

    Michelin is renowned for its innovative tyre technology and high-performance products. Though available at a higher price point, the brand offers unmatched performance and safety features.

    Key strengths:

    • Industry-leading tread life
    • Exceptional grip in all weather conditions
    • Superior high-speed stability
    • Innovative tread patterns for different applications
    • Consistent performance throughout tyre life
    • Offers 3-year warranty
    • 1884 dealer network in India

    Popular models: Michelin Energy XM, Primacy, and Pilot Sport

    8. Yokohama

    This Japanese premium tyre manufacturer has gained significant market share in India with its performance-oriented offerings. Yokohama tyres are particularly popular among enthusiasts seeking superior handling and grip.

    Key strengths:

    • Advanced silica compound technology
    • Excellent cornering stability
    • Superior performance in wet conditions
    • Reduced rolling resistance for better fuel efficiency
    • Sport-oriented designs for performance vehicles
    • Offers 5-year warranty
    • 1975 dealers across 3567 cities in India

    Popular models: Yokohama Geolandar, Earth-1, BluEarth, and ADVAN Sport

    Conclusion

    Selecting the best tyre brand in India for your car is a decision that directly impacts your vehicle's performance, safety, and running costs.

    Beyond choosing the best tyre company in India, protecting your vehicle investment with the right car insurance is equally important. While third-party car insurance is legally mandatory in the country, it only covers damages to others' property or injury. Therefore, comprehensive car insurance is essential if you need complete protection covering expensive components like premium tyres.

    The best car insurer will financially cover damages to your vehicle, including the tyres from accidents and liabilities arising from damages involving other cars and people, providing complete peace of mind while driving.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best 5-Door Cars in India 2025

    by mohit bohra | May 05, 2025

    Five-door cars continue to dominate family-friendly choices in the ever-evolving automobile market, offering the perfect blend of accessibility, space, and practicality. The industry presents a diverse range of 5-door options across various price segments and capacities.

    Let’s explore some of the best cars with 5 doors available in the Indian market.

    List of cars with 5 doors

    Here is the list of five door cars:

    1. Maruti Suzuki Swift

    The Maruti Suzuki Swift continues to be one of the most popular five-door hatchbacks on the market. Its tiny size makes it great for manoeuvring packed city streets, yet its surprisingly large cabin easily accommodates people and baggage. Recent updates to the interior quality and technological features have enhanced the driving experience.

    • Engine: 1197 cc
    • Mileage: 75 kmpl
    • Ex-showroom Price: 6.49 to 9.64 Lakh (approx.)

    2. Tata Nexon

    The Tata Nexon has established itself as a strong contender in the compact SUV segment. Its unique and distinctive design language sets it apart from competitors. With enhanced ground clearance, it effortlessly handles India’s diverse road conditions.

    Tata has prioritised safety, and the Nexon has earned high crash test ratings, reinforcing its reputation as a reliable choice for buyers.

    • Engine: 1497 cc
    • Mileage: 23 kmpl
    • Ex-showroom Price: 8.15 to 15.60 Lakh (approx.)

    3. Maruti Suzuki Ertiga

    For larger families seeking functionality without excessive weight, the Maruti Suzuki Ertiga offers an intriguing alternative. Its ingenious design increases interior space while retaining reasonable exterior proportions. The pleasant ride quality and reliable handling qualities make it well-suited for family road vacations and everyday school runs.

    • Engine: 1462 cc
    • Mileage: 51 kmpl
    • Ex-showroom Price: 8.84 to 13.13 Lakh (approx.)

    4. Hyundai Creta

    The Hyundai Creta has redefined expectations in the mid-size SUV segment with its combination of elegance, technology, and refinement. Its bold design and strong road presence give it a premium appeal.

    Higher-end variants come equipped with features like a panoramic sunroof, ventilated seats, and advanced driver-assistance technologies—amenities typically found in more expensive vehicles..

    • Engine: 1497 cc
    • Mileage: 8 kmpl
    • Ex-showroom Price: 11.11 to 20.42 Lakh (approx)

    5. Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara marks the brand's ambitious climb upmarket while adopting hybrid technology. It blends SUV capabilities with sedan-like elegance, producing a flexible, everyday vehicle. Its amenities include a superior audio system, smart networking choices, and extensive safety equipment.

    • Engine: 1490 cc
    • Mileage: 11 kmpl
    • Ex-showroom Price: 11.19 to 20.15 Lakh (approx.)

    6. Mahindra Scorpio N

    The Mahindra Scorpio N retains the model's tradition of robust competence while integrating new enhancements. Its ladder-frame structure delivers the appropriate power for conquering tough terrain. The interior has been greatly updated from previous models, boasting higher-quality materials and current technologies.

    • Engine: 2198 cc
    • Mileage: 94 kmpl
    • Ex-showroom Price: 13.99 to 24.89 Lakh (approx.)

    7. Mahindra XUV 70

    The Mahindra XUV 700 embodies the brand's remarkable performance with cutting-edge technology. The XUV 700's innovative driver aid features to boost safety to new heights in its sector. The panoramic sunroof, dual-zone temperature control, and premium audio system provide a luxury ambiance within the interior.

    • Engine: 2198 cc
    • Mileage: 17 kmpl
    • Ex-showroom Price: 13.99 to 25.49 Lakh (approx.)

    8. Toyota Innova Crysta

    The Toyota Innova Crysta has long set the benchmark for MPVs on the market, blending dependability with refinement. Its famed durability continues to be a strong selling feature for consumers seeking long-term dependability. The roomy interior provides comfortable accommodations for all passengers. The robust build quality and smooth road handling make every trip a pleasurable experience.

    • Engine: 2393 kmpl
    • Mileage: 9 kmpl
    • Ex-showroom Price: 19.99 to 26.82 Lakh (approx.)

    9. Land Rover Defender

    The Land Rover Defender is the pinnacle of luxury off-roading, combining remarkable capabilities with premium features. Its interior marries practical functionality with true elegance. The innovative air suspension system delivers great off-road flexibility.

    • Engine: 2997 cc
    • Mileage: 01 kmpl
    • Ex-showroom Price: 1.04 to 1.57 Cr (approx.)

    Conclusion

    The new 5 door cars market in 2025 provides extraordinary variety, ranging from inexpensive city runabouts to premium luxury SUVs. Remember that adequate car insurance coverage is vital for preserving your investment when acquiring any car. Third-party car insurance provides basic legal compliance at minimum expense, while comprehensive car insurance coverage delivers peace of mind through wider financial protection against damages, accidents, and theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Driving Licence Fees in Odisha

    by mohit bohra | May 05, 2025

    Thinking of driving in Odisha but unsure about the cost of getting a driving licence? Understanding the fees at each stage—from application to issuance—can make the process smoother and help you plan financially.

    Read on for a detailed breakdown of driving licence fees in Odisha.

    Driving licence fees structure in Odisha

    Here is a simplified table that shows the details of   in Odisha:

    Category       

    Total Fees (₹)

    Learning licence registration (single category)         

    200

    Learning licence registration (double category)        

    350

    Learning licence registration (triple category)          

    500

    Personal driving licence (single category)    

    640

    Personal driving licence (double category)   

    940

    Personal driving licence (triple category)      

    1,240

    Personal driving licence after learning licence (single)         

    640

    Personal driving licence after learning licence (double)       

    940

    Personal driving licence after learning licence (triple)          

    1,240

    Additional endorsement driving licence (single category)

    940

    Additional endorsement driving licence (double category)  

    1,244

    Additional endorsement driving licence (triple category)     

    1,544

    Endorsement for hazardous goods    

    240

    Renewal for hazardous goods

    240

    Renewal of driving licence within 29 days   

    340

    Renewal of driver's licence within 1 year      

    340

    Renewal of driving licence after 1 year         

    1,440

    Change of address in driving licence 

    340

    Issue of duplicate driving licence      

    340

    Renewal of hazardous driving licence with smart card         

    144

    Issue/renewal of licence for driving training school 

    10,000

    Issue duplicate licence for driving training school    

    5,000

    Issue/renew of conductor licence       

    300

    Driving licence fees structure for learner's licence in Odisha

    Obtaining a learner's licence in Odisha is the first step for every new driver. It allows you to practise driving under the supervision of a licensed driver.

    Here are the driving licence apply Odisha fees:

    • Learning licence registration (single category): The total fee to learn to drive one type of vehicle is ₹200. It includes a driving licence fee of ₹150 and a test fee of ₹50.
    • Learning licence registration (double category): The total fee amounts to ₹350 for those learning to drive two types of vehicles.
    • Learning licence registration (triple category): Aspiring drivers learning to operate three types of vehicles must pay ₹500.

    These fees cover the costs of the written test and the administrative expenses of issuing the learner's permit.

    Driving licence fees structure for permanent driving licence in Odisha

    Once you have acquired the necessary skills with your learner's licence, you can apply for a permanent driving licence. Let us understand the DL apply price in Odisha in detail:

    • Personal driving licence (single category): The fee totals ₹640. It covers a driving licence fee of ₹200, a test fee of ₹300 and an automation fee of ₹140.
    • Personal driving licence (double category): The total cost for the two-vehicle category is ₹940.
    • Personal driving licence (triple category): If you are applying for a three-vehicle licence, the fee is ₹1240.

    Facts about Driving Licence (DL) fees in Odisha

    The Transport Department sets the fees to obtain and maintain a driving licence in Odisha to cover the administrative costs involved in processing applications and issuing licences.

    These fees are essential for maintaining legal and accurate driving records and facilitating the efficient management of road safety and vehicle operations across the state.

    Here are some crucial facts to note about driving licence fees in Odisha:

    • Penalty for late renewal: Odisha imposes a penalty if you renew your driving licence after the expiry of the grace period. For instance, renewing a driving licence within 29 days past its expiry comes with a fee of ₹340. It also increases significantly the longer the renewal is delayed.
    • International Driving Permit (IDP): Those planning to drive outside India can obtain an international driving permit from Odisha. This permit is recognised internationally and facilitates driving in numerous foreign countries.
    • Change of details: Any modifications to personal details on the licence, such as an address change, incur a fee of ₹200. It covers the administrative costs of updating records.

    Conclusion

    Understanding the driving licence fees in Odisha is crucial for staying compliant with the law while ensuring safer and more responsible driving. However, obtaining a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and secure third party car insurance.

    Additionally, comprehensive four wheeler insurance provides wider coverage, safeguarding you against theft, natural disasters and accidental damage, giving you greater financial security and peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Driving licence fees in Haryana: A guide

    by mohit bohra | May 05, 2025

    If you're planning to drive on the roads of Haryana, you'll need to secure a driving licence before you set off. Whether you are a newcomer to driving or looking to renew your existing licence, it is important to know the fees required by the Haryana Transport Department under the Motor Vehicles Act.

    Read on to discover the fee structure of driving licence fees in Haryana for both learners and permanent driving licences. This ensures you are thoroughly prepared for every stage of the process.

    Driving licence fees structure in Haryana

    The cost of obtaining a driving licence in Haryana is clearly defined and varies depending on the type of licence and services required. Let us take a closer look at the fee structure:

    Licence-related services       

    Fees (in ₹)

    Learner's licence        

    150

    Learner's licence test/repeat fee         

    50

    Driving licence test/repeat fee           

    300

    Issuance of driving licence    

    200

    Issuance of International Driving Permit       

    1000

    Renewal of driving licence    

    200

    Renewal of driving licence after grace period*           

    300*

    Addition of another class of vehicle to an existing licence          

    500

    Renewal or endorsement of authorisation for vehicles carrying hazardous goods    

    100

    Issuing or renewing a driving licence for driving school 

    10,000

    Issuance of duplicate driving licence for driving school 

    5000

    Application for change of address or any other personal details

    200

    Note: A fee is required once your licence expires. An additional ₹1,000 must be paid for each year, or part thereof, that goes beyond the grace period. This is calculated from the date your licence first expired.

    Driving licence fees structure for learner's licence in Haryana

    Acquiring a learner's licence is your first step towards becoming a licenced driver in Haryana. It permits you to drive under supervision and get accustomed to the nuances of driving.

    The details of learning licence fees in Haryana are as follows:

    • Learner's licence application fee: ₹150, a mandatory fee for processing your application for each type of vehicle.
    • Test/repeat test fee: If you must retake the test, you will be charged an extra ₹50 each time.

    Driving licence fees structure for permanent driving licence in Haryana

    You can apply for a permanent driving licence after mastering the necessary driving skills with a learner’s licence. The permanent driving licence total fees in Haryana are:

    • Driving test fee: A fee of ₹300 is required for the practical driving test, which assesses your driving skills comprehensively.
    • Issuance fee: After passing the driving test, a standard fee of ₹200 is charged for the issuance of a permanent driving licence.

    Facts about Driving Licence (DL) fees in Haryana

    The Haryana Transport Department sets the fees for obtaining and managing a driving licence within the state. These fees are crucial administrative charges that help maintain the accuracy, legality and effectiveness of the driving records and licence management system.

    Some key points to note are:

    • Penalty for late renewal: In Haryana, a significant penalty is incurred if you renew your driving licence after the expiry of the grace period. This penalty includes an additional fee of ₹300 for the renewal itself and ₹1,000 for each year or part thereof beyond the grace period. Timely renewal of your licence is imperative to avoid these hefty additional costs.
    • International Driving Permit (IDP): Obtaining an IDP is essential for residents of Haryana planning to drive internationally. The fee for an IDP in Haryana is ₹1,000. This permit is a valuable document that facilitates driving in many foreign countries.
    • Miscellaneous fees: The fees associated with driving licences in Haryana to provide various services. Some of them are:
      • Endorsement fees: If you need to add additional vehicle classes or endorsements for driving hazardous materials, fees such as ₹500 for adding a class and ₹100 for hazardous goods endorsement apply.
      • Duplicate licence fees: In cases of loss or damage, obtaining a duplicate driving licence incurs a fee of ₹200. Driving schools need to pay ₹5,000 for a duplicate licence.
      • Change of personal details: Updating personal information like your address on your licence involves a nominal fee of ₹200.

    Conclusion

    Understanding the   helps you stay compliant with the law while promoting safer and more responsible driving. However, securing a licence is just one part of road safety—you must also follow traffic rules, adhere to speed limits and acquire third-party car insurance.

    Getting car insurance online is now easier than ever. You can compare policies, customise the coverage and purchase a plan from the comfort of your home. Opting for comprehensive car insurance not only protects you financially against accidents and damage but also minimises unexpected expenses and gives you peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Octane Number: Meaning & Types

    by mohit bohra | May 05, 2025

    Octane number is an important factor to consider while buying fuel for your car or two-wheeler vehicle. The octane number of a fuel determines the efficiency with which the fuel combusts in the engine. Getting the fuel with the appropriate octane number helps to ensure optimum vehicle performance. It also boosts overall engine health and fuel economy. Read along to know what is octane number, along with the types of octane numbers, and the cars suitable for octane fuel. 

    What is octane number?

    The octane number or octane rating of a fuel determines the fuel’s ability to remain stable and resist knocking during combustion. Premature ignition of the fuel causes knocking. This happens when the fuel-air mixture in the internal combustion engine cylinder ignites prematurely due to the high compression or heat within the cylinder. This can cause poor engine performance,  noise, vibrations and possibly engine damage.

    A fuel with a higher octane number ensures more resistance to knocking, smoother combustion and superior engine efficiency.

    Types of octane numbers

    With the octane number explained, let’s see its uses. The petroleum industry uses multiple octane numbers to determine the anti-knocking properties of fuel. The octane number system includes the research octane number, the motor octane number and the anti-knock index.

    1. Research octane number (RON)

    The research octane number or RON is the volume percentage of iso-octane in a mix of iso-octane and n-heptane that produces knocks with some intensity during the testing of the fuel. The RON is measured under controlled conditions using low-speed and light-load engine settings. It shows how the fuel works in everyday driving conditions. RON is typically used for standard road vehicles. Many fuel pumps in Asia and Europe display the RON value. Regular gasoline usually has a RON value of 91–95, while premium quality fuel has 98-100+ RON.

    1. Motor octane number (MON)

    The motor octane number or MON defines fuel behaviour at high speeds and temperatures. This is a full-throttle range, which is like driving fast on a highway. Since MON is tested under highly strenuous conditions and higher engine loads, it is a more realistic fuel performance indicator for critical driving situations. MON values are typically lower than the RON, often by 7-10 points. The MON is not specified at service stations and, therefore, not known to the general public.

    1. Anti-knock index (AKI)

    The Anti-Knock Index (AKI) is calculated by measuring the average of RON and MON. So, if the RON is 92 and the MON is 82, then the AKI will be 87. The AKI is used in North America, where a fuel having 87 AKI is defined as regular gasoline. A mid-range fuel typically measures around 89 to 90 AKI, and premium quality fuel is around 91 to 94 AKI.

    What are the cars suitable for octane fuel?

    A common misconception is that investing in high-octane fuels is always a good idea. The truth is high-octane fuels are suitable only for specific types of vehicles. If your vehicle does not fall into that category, there is no need to spend more, as you won’t see any noticeable difference. You can have optimal performance in your vehicle by using the correct fuel type according to the manufacturer’s recommendation.

    1. Regular cars

    Most family cars and economy vehicles run smoothly on 91 RON or lower octane fuel. This is because their engines do not use high compression.

    1. High-performance and turbocharged cars

    Luxury cars, sports vehicles, and high-performance vehicles usually require 98+ RON fuel to match their high-compression engines. Turbocharged and supercharged engines require precise combustion timing, which makes premium fuel essential to avoid knocking and ensure peak performance. Some vehicles in this range include Mercedes-Benz and BMW M Series vehicles.

    1. Motorcycles and small performance vehicles

    Certain motorcycles, especially sports bikes, need high-octane fuel due to their compact, high-revving engines.  

    Conclusion

    By understanding the concept of octane numbers, you can easily decide on the best fuel for your vehicle and benefit from its optimal performance and engine longevity. Make sure you consider the vehicle manufacturer’s recommendations while buying fuel products.

    Besides choosing the right octane fuel, getting car insurance is the best way to protect your vehicle’s engine from unforeseen damages and critical issues. Car accidents and damages often lead to hefty repair charges, and a comprehensive car insurance policy can protect you from such expenses. By consulting with an insurance services provider, you can get a third party car insurance coverage that’s perfect for your vehicle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Electric Parking Brake: Meaning, Working & Benefits

    by mohit bohra | May 05, 2025

    The arrival of Electronic Parking Brake (EPB) technology has changed how we protect our cars when stopped. If you recently bought a new car or will soon buy one, you might have noticed this small button replacing the usual hand handle or foot pedal. Let's explore an electric park brake, how it works, and why cars are increasingly adopting this technology.

    What is an electric parking brake?

    An electric parking brake (EPB) is a digitally controlled electronic parking brake that replaces the traditional cable-operated parking brake. Instead of requiring users to pull a handle, an EPB uses a simple button or switch to electrically control the parking brake function.

    The parking brake supports the main hydraulic stopping system and holds the car still when stopped. In emergency scenarios, it may also be used to slow the vehicle to a stop.

    How electric parking brake works?

    Electric parking brakes work through complex electrical systems rather than mechanical force. When a driver hits the EPB button or switch, an electronic control unit (ECU) sends a signal to actuator motors that engage the parking brake, removing the driver's physical effort.

    EPBs can also work as electric emergency brake. If your main brakes fail, pulling and holding the electronic parking brake switch will engage progressive stopping and safely bring the vehicle to a stop without causing a skid.

    Benefits of electric parking brake

    The shift to automatic parking brakes offers several benefits for both drivers and manufacturers:

    • Convenience: One-touch action needs minimum effort compared to the physical force required for standard hand stops
    • Room Efficiency: Eliminates the bulky hand handle, making more room in the cabin
    • Consistent Performance: Applies the same stopping force every time, regardless of driver strength
    • Design Flexibility: The cable-free design allows the placement of the control nearly anywhere on the dashboard or panel
    • Weight Reduction: Eliminating mechanical components lowers car weight
    • Integration with Electronic Systems: Easily links with other car safety and comfort features
    • Customer Appeal: Adds to the modern, high-tech feel of new cars

    List of cars having electric parking brakes

    Electronic parking brakes are becoming increasingly popular. Here are some cars that feature this technology:

    1. Hyundai Creta

    The Hyundai Creta is a small SUV that combines style, technology, and usefulness. Its better versions feature an automatic parking stop and an auto hold function that seamlessly integrates with its drive modes. The EPB improves the car's luxury feel while sacrificing room in the centre panel.

    • Engine: 1497 cc
    • Mileage: 8 kmpl
    • Ex-Showroom Price: 11.11 to 20.42 Lakh (approx.)

    2. Kia Seltos

    The Kia Seltos is a small SUV with a unique style and advanced features. Its top versions have an electric parking brake with auto hold, a complex system that supports the Seltos' tech-forward approach. The EPB improves the centre panel's clean and simple design.

    • Engine: 1497 cc
    • Mileage: 7 kmpl
    • Ex-Showroom Price: 11.13 to 20.51 Lakh (approx.)

    3. Tata Harrier

    The Tata Harrier’s electronic parking brake (EPB) improves the upscale vibe of the roomy cabin while providing useful benefits on difficult terrain. The EPB works with the Harrier's terrain response modes, providing extra steadiness and control on different surfaces.

    • Engine: 1956 cc
    • Mileage: 8 kmpl
    • Ex-Showroom Price: 14.99 to 26.50 Lakh (approx.)

    4. Tata Safari

    The Tata Safari builds on the Harrier's base with extra seating space and improved luxury features. Its electronic parking brake with an auto-hold function allows drivers to manage stop-and-go traffic or hilly terrain. Removing a standard handle creates a cleaner cabin look, emphasising the Safari's upscale interiors.

    • Engine: 1956 cc
    • Mileage: 3 kmpl
    • Ex-Showroom Price: 15.49 - 27.25 Lakh

    Conclusion

    The electric parking brake reflects the development of car technology, favouring ease, safety, and interaction with other vehicle systems. When buying a vehicle with an automatic parking brake, it is important to invest in safety features like car insurance. Third-party car insurance offers basic protection against liability for damages to other vehicles. Comprehensive car insurance provides critical coverage for your valued assets against theft, damage, and unforeseen accidents. You can also browse car insurance online for greater ease.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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