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  • Mahindra Thar EV launch: Specs, features and what to expect

    by Tanmay Ahuja | Sep 02, 2025

    The Mahindra Thar has been a favourite among off-road enthusiasts. As India moves toward electric mobility, the Thar EV emerges as an exciting new option. This upcoming model takes a bold step forward by combining the Thar’s signature ruggedness with eco-friendly technology. Built on the INGLO-P1 electric platform, it features a distinctive design direction, including a practical 5-door body style.

    Here's a closer look at what to expect from this much-anticipated electric SUV.

    Mahindra Thar EV range & performance

    While the company hasn’t officially disclosed technical specifications, Mahindra Thar EV is expected to offer a battery capacity between 60kWh and 75kWh, with an estimated range of 400-500 km on a full charge.

    Power output could be around 130 HP, and fast charging support up to 175kW may enable 0-80% charge in 30-60 minutes.

    Key specifications of Mahindra Thar EV

    Based on concept details, the Mahindra Thar EV is expected to feature two all-wheel-drive electric motors (one on each axle), a battery capacity between 60kWh and 75kWh and a driving range of up to 500 km. It will likely have an automatic transmission and be available in both 3-door and 5-door variants.

    Fast charging support may enable a 0-80% charge in under 60 minutes. The launch is anticipated between March and August 2026, though final specifications may change in the production version.

    Key features of Mahindra Thar EV

    The Thar EV combines modern technology with rugged design elements. It features a distinctive three-slat grille with LED accents, square-shaped LED headlamps and taillamps, skid plates and chunky alloy wheels.

    Inside, it offers a digital instrument cluster with real-time data, wireless phone charging, USB ports and connected car features. Multiple drive modes cater to different driving conditions, while the steering wheel comes with mounted controls and the Thar EV branding.

    Mahindra Thar EV interior features

    Inside the cabin, the Mahindra Thar EV prioritises space, comfort and durability. It offers spacious seating in both 3-door and 5-door layouts, a minimalist dashboard with a central touchscreen and heavy-duty grab handles for off-road support. The cabin features washable and removable materials, with the use of recycled elements for sustainability. These are expected inclusions based on current reports, but Mahindra has not confirmed the complete feature list yet.

    Mahindra Thar EV safety tech

    Safety is expected to be a key focus in the Mahindra Thar EV, with features like ABS with EBD, Electronic Stability Program (ESP) and hill descent control for improved handling and stability.

    It will likely include dual front airbags, with additional airbags in higher variants, along with rear parking sensors for better visibility. All-wheel disc brakes ensure reliable stopping power, while a strong body structure with rollover protection enhances overall safety.

    Exterior highlights of the Mahindra Thar EV

    The Thar EV blends the classic rugged appeal of the original with a modern electric design. It features an upright, boxy stance with strong lines, square LED lighting for a futuristic touch and heavy-duty skid plates at both ends.

    Chunky alloy wheels with wide tyres and a higher suspension setup enhance its off-road capability, while the 5-door configuration adds practicality.

    Why is car insurance essential for the Mahindra Thar EV?

    Comprehensive car insurance is essential for the Mahindra Thar EV, offering complete protection beyond the mandatory third-party cover required under the Motor Vehicles Act. It safeguards against expenses from accidents, theft, fire, natural disasters and man-made damage.

    For EVs, it also covers high-value components like the battery and electric drivetrain, which can be costly to repair or replace. Optional add-ons such as roadside assistance, tyre and engine protection, key replacement and consumables coverage enhance the policy further. Overall, it ensures financial security and peace of mind in any emergency.

    Conclusion

    The Thar EV is shaping up to be a bold step in India’s electric vehicle space. With a powerful electric setup, off-road capabilities, modern features and a striking design, it offers the perfect blend of adventure and sustainability.

    As anticipation builds ahead of its official launch and Thar EV price announcement, it's also important for future owners to consider comprehensive car insurance. Given the high-value components in EVs, having the right coverage will be essential to ensure a smooth and worry-free ownership experience.

    FAQs

    • What is the anticipated pricing range for the Mahindra Thar E?

    It is expected between ₹20 lakh and ₹25 lakh (ex-showroom), depending on the variant.

    • When will the Thar EV be available for purchase?

    It is most likely to be launched between March 2026 and August 2026.

    • What is the battery range of the Thar EV?

    The claimed range is 400–500km on a full charge, depending on the battery pack.

    • Will the Thar EV have four-wheel drive?

    Yes, it is expected to have all-wheel drive (AWD) with one motor on each axle.

  • Electric Car Insurance Explained: Features, Coverage and Key Benefits

    by Tanmay Ahuja | Sep 01, 2025

    In India, electric vehicles are picking up speed as more people are shifting to EV alternatives. Though it does offer lower running costs and zero emissions, it still comes with its own set of challenges when it comes to repairs or unexpected damage. To safeguard against potential expenses from accidents, theft, battery-related issues or third-party liabilities, having an EV car insurance policy becomes essential.

    Let’s go deeper and look into how car insurance for electric vehicles works.

    What is electric car insurance?

    EV car insurance is a special type of insurance designed for electric vehicles. While it offers the same financial protection as traditional car insurance, covering risks like accidents, theft and natural disasters, it also includes provisions for EV-specific components. These may include coverage for the battery, charging equipment and the typically higher repair costs associated with electric vehicles.

    Types of electric car insurance

    Car insurance of electric cars generally comes in two main types:

    Third-party insurance

    Third party car insurance is legally mandatory. It covers damages or injuries caused to a third party, whether it's a person, vehicle or property. However, it does not cover any damage to your own EV.

    Comprehensive insurance

    A comprehensive car insurance offers 360-degree protection. It includes everything from third-party coverage along with own-damage cover, theft, natural disasters, fire, vandalism, etc. Additionally, the damage to critical EV components like the battery, electric motor and charging kit is also covered.

    Benefits of an EV insurance policy

    Having insurance for your electric car offers complete peace of mind by covering a wide range of potential risks. It protects you from expensive repairs, especially since EV components like batteries can be costly to replace.

    It also financially protects you if your EV causes damage or injury to a third party. Moreover, you do not need to worry about theft or natural disasters. Your comprehensive electric car insurance ensures you are financially secure against unexpected events.

    What are the features of an EV insurance?

    Here are the features of an electric vehicle car insurance:

    • Battery coverage: Batteries are one of the major expenses of EV vehicles when it comes to repair. Most EV car insurance policies include dedicated battery protection.
    • Charging equipment cover: Some insurance plans may cover damages or theft of home or portable chargers.
    • Roadside assistance: Some EV insurance plans often include EV-specific roadside help, like towing to the nearest charging station.
    • Add-on options: You get a chance to choose from add-ons like zero depreciation, return-to-invoice or key replacement.
    • Green discounts: Some insurers offer premium discounts for driving eco-friendly vehicles.

    Reason why EV insurance costs more

    The primary reason why EV insurance costs more than traditional car insurance is because of the higher value of electric cars and the expensive components they use. Due to this, the EV’s Insured Declared Value (IDV) increases, resulting in higher premiums.

    A major contributor is the high-capacity battery that powers the vehicle. Since these batteries have a limited lifespan and can cost several lakhs to replace, insurers factor this into the premium. Moreover, repairing or replacing EV parts requires specialised skills and equipment.

    Things to consider when buying electric car insurance

    Here are some key things to consider when buying electric car insurance:

    • Battery coverage: Choose insurance plans that provide extended warranties and cover damages caused by water exposure or other consequential losses.
    • Charging equipment: Check if the insurance includes coverage for home charging stations and related accessories.
    • Engine Protection: Verify that the plan covers issues like electrical failures, wiring damage and motor burnout.
    • Sensor and Camera Protection: Since EVs depend heavily on sensors and cameras, it's important to have coverage for any damage to these components.
    • Premium vs. coverage: Compare policies to find a balance between premium cost and the level of protection offered.

    Conclusion

    Investing in an electric car is one step forward towards eco-friendly living. However, keeping yourself protected against financial and legal matters is equally important. A well-chosen EV insurance policy can save you from costly repairs, safeguard essential components and ensure you are not caught off guard. As EV technology continues to evolve, so should your coverage. Taking the time to understand your options now can make all the difference later.

    FAQs

    1. Is electric car insurance mandatory in India?

    Having third-party insurance is mandatory for electric vehicles in India.

    1. Does EV insurance cover battery damage?

    Most comprehensive plans cover battery damage. It is always good to check the coverage before buying a policy.

    1. How often should I renew my electric car insurance?

    Insurance must be renewed annually unless you have opted for a long-term policy.Bottom of Form


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Endorsement in Car Insurance: A Complete Guide

    by Tanmay Ahuja | Aug 29, 2025

    When you buy a policy, it’s important to check all the details carefully, including your name, vehicle information, premium amount and coverage dates. If something’s wrong or needs to be updated, that’s where an endorsement comes in. A car insurance endorsement is simply a formal update made to your policy.

    In this blog, we’ll walk you through what endorsements in insurance mean, when to request them and how they affect coverage.

    What is endorsement in car insurance?

    An auto insurance endorsement is an official update to your car insurance policy. It can include changes to your address, vehicle details or coverage. These updates need approval from your insurer and help prevent problems during claims. Car endorsements ensure your policy stays correct and matches your current situation.

    Types of car insurance endorsements

    Here are some common types of car insurance endorsements:

    Type

    What It Includes

    Basic endorsements

    Changes to personal details or vehicle information, like name, address, contact number, engine number or fuel type.

    Advanced endorsements

    Updates in comprehensive ev car insurance coverage, like adding anti-theft devices, extra add-ons or fixing premium calculation errors.

    Policy modification endorsements

    Common types of endorsement in insurance include changing existing terms, such as deductibles or removing a feature.

    Coverage Addition Endorsements

    This includes adding coverage to your policy without making changes in the current terms, live covering accessories or adding voluntary deductibles.

    Benefits of car insurance endorsements

    Given below are the benefits of car insurance endorsements:

    1. Accurate policy details: Keep your information updated to avoid errors that may affect claims.
    2. Custom coverage: Add or remove features based on what you actually need.
    3. Legal compliance: Helps meet insurance requirements during ownership or vehicle changes.
    4. Fewer claim delays: Updated policies reduce the risk of claim disputes.
    5. Cost control: Adjusting coverage through endorsements can be more affordable than buying a new policy.
    1. Flexibility: can make changes as per your situation, thus making it hassle-free.

    What are the charges for car endorsements?

    Here’s a quick look at how car insurance endorsement charges may vary based on the changes you make:

    Change Type

    Impact on Premium

    Increase in coverage

    Adding benefits or reducing deductibles can raise your premium.

    Reduction in coverage

    Removing certain coverages or raising deductibles may lower your premium.

    Vehicle modifications

    Adding car endorsements like safety features can lower costs; upgrades may raise them.

    Policy detail corrections

    Simple updates like address changes may have no effect on your premium.

    Validity of endorsements in car insurance

    An endorsement in insurance usually stays valid until your comprehensive car insurance policy expires. Based on the insurer’s terms, it can be added right after buying the policy, during the coverage period or before renewal. The exact effect or duration of the endorsement depends on the type of change and when it’s requested.

    Frequency of car insurance endorsement

    Car insurance endorsements help you keep your policy updated, but making too many changes can lead to confusion. It is best to limit endorsements to once or twice during a policy year. Many endorsements remain valid for the policy term unless stated otherwise in the terms. So, always review your insurer’s rules before requesting any changes.

    Steps to follow for a car insurance endorsement

    Here’s how to get a car insurance endorsement step by step:

    1. First, contact your insurer to understand the car insurance endorsement process.
    2. Then submit your request through email or a written application.
    3. Provide the necessary documents to support your request.
    4. Then the insurer will verify the information that you have shared.
    5. If approved, they will adjust your premium (if needed).
    6. You’ll receive an Endorsement Certificate showing the changes.
    7. Finally, your updated car insurance policy will be issued.

    Conclusion

    Now that you’re clear on the car insurance endorsement meaning, it’s easy to make the change you need in your policy. Whether you’re updating personal details or adjusting coverage, endorsements are there to help.

    However, it is best to make these updates only when necessary, ideally at the time of renewal. This keeps your documents clean and your insurer informed. Before renewing, compare plans to see if another provider offers better coverage or cost. Once you're sure, go ahead with your changes. A little planning up front can help avoid problems later during claims.

    FAQs

    • Do I have to pay a fee for an auto insurance endorsement?

    Most auto insurance endorsements are free, but your premium might change based on what kind of update you’re making.

    • Can I update details in my third-party car insurance policy?

    Yes, third-party car insurance allows basic updates like address or name changes, but coverage adjustments aren’t usually possible.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Hyundai Creta vs Kia Seltos - Comparison Guide

    by Tanmay Ahuja | Aug 27, 2025

    Mid-size SUVs have taken the Indian roads by storm with the Hyundai Creta and Kia Seltos topping the wish lists of many car buyers. With attractive styling, strong engines and well-equipped cabins, both SUVs offer plenty for urban families and driving enthusiasts alike.

    Seltos versus Creta is one of the most common debates among buyers. This guide helps you compare both vehicles in brief, so you can decide which model suits your lifestyle, budget and car insurance needs best.

    Differences between Hyundai Creta and Kia Seltos

    The Hyundai Creta and Kia Seltos are built on the same platform and share several features, engines and transmissions. While the Creta focuses more on comfort and practicality, the Seltos stands out with its sporty styling and extra tech touches. Seltos offers slightly more boot space and more engine-transmission options, while the Creta’s simple, practical interior and refined ride cater to family needs. Ultimately, Seltos vs Creta which is better comes down to your priorities.

    Key highlights of Hyundai Creta vs Kia Seltos

    Key differences in features and insurance for Seltos vs Creta:

    Feature

    Hyundai Creta

    Kia Seltos

    Starting Price

    ₹11.11 lakh (ex-showroom)

    ₹11.19 lakh (ex-showroom)

    Engines

    1.5L Petrol, 1.5L Diesel, 1.5L Turbo

    1.5L Petrol, 1.5L Diesel, 1.5L Turbo

    Power (Petrol/Turbo)

    113–158bhp

    113–158bhp

    Transmission

    Manual, iVT, AT, DCT

    Manual, iMT, CVT, DCT, AT

    Mileage (ARAI)

    Up to 21.8kmpl (diesel)

    Up to 20.7kmpl (diesel)

    Boot Space

    433 litres

    433 litres

    Safety

    6 airbags standard, 3-star GNCAP

    6 airbags standard, 3-star GNCAP

    Top Features

    Panoramic sunroof, Level 2 ADAS

    Head-up display, Bose speakers

    Insurance (sample premium)

    ₹22,209

    ₹24,872

    Hyundai Creta Vs Kia Seltos: Engine and transmission

    Both SUVs are powered by 1.5L petrol, 1.5L turbo-petrol and 1.5L diesel options. Power output is similar, ranging from 113bhp (standard petrol and diesel) to 158bhp (turbo petrol).

    The Creta offers a 6-speed manual, iVT and DCT, while the Seltos adds iMT and CVT to its list. Kia Seltos vs Creta engine performance is neck-and-neck, but the Seltos offers more combinations for those wanting specific gearbox-engine pairings.

    Hyundai Creta Vs Kia Seltos: Fuel and performance

    The Creta diesel manual stands out at 21.8kmpl, edging out Seltos’ 20.7kmpl. The recently introduced turbo petrol in both delivers exciting performance, with the Creta slightly ahead at 18.4kmpl versus Seltos’ 17.9kmpl. On the road, Creta’s suspension is tuned for comfort and a more relaxed drive.

    Seltos favours sharper handling, with a slightly firmer ride that appeals to those who enjoy driving.

    Hyundai Creta Vs Kia Seltos: Technology and infotainment

    Both SUVs come packed with modern tech. Expect a panoramic sunroof, a digital instrument cluster, wireless charging and ventilated seats on top trims. The Creta boasts Level 2 ADAS and a comfort-oriented layout.

    Seltos, meanwhile, features a head-up display, rain-sensing wipers, a premium Bose sound system and a larger set of engine-transmission choices.

    Hyundai Creta Vs Kia Seltos: Safety ratings

    The Kia Seltos and Hyundai Creta both secure 3-star Global NCAP safety ratings, with six airbags now standard, along with electronic stability control, ABS with EBD and ISOFIX child seat mounts. Seltos also offers a 360-degree camera, blind-spot indicators and front parking sensors, while the Creta brings in an electronic parking brake.

    Hyundai Creta Vs Kia Seltos: Design and exterior

    The Hyundai Creta carries a squared-off new grille, strong light bars and classic SUV lines, giving it a mature, road-focused look. Kia Seltos is bolder, with more aggressive styling, sportier alloy wheel designs and distinct accent lines. If a sporty, eye-catching exterior is your priority, Seltos emerges as the winner.

    Hyundai Creta Vs Kia Seltos: Interiors and cabin space

    Both offer roomy five-seat cabins with comfortable seating, quality materials, and plenty of storage. Creta’s interior is known for its comfort-focused layout. Seltos counters with premium touches like ambient lighting and more choices in interior colour schemes.

    Car insurance considerations for Hyundai Creta & Kia Seltos

    Both SUVs are eligible for comprehensive car insurance, which covers own damage, theft and third-party liabilities—making it the recommended choice for high-value models like these.

    While third-party car insurance is the legal minimum, it only covers damages to others, not your own vehicle. Generally, the Kia Seltos attracts a slightly higher car insurance premium compared to the Hyundai Creta.

    Conclusion

    It's not easy to choose one from these two models, as both offer robust performance, high comfort, and extensive feature lists. The Creta is the comfort king, with a smoother ride and a focus on practicality. The Seltos is the tech wizard, nimbler, with more customisation and gadgetry. The choice between Kia Seltos versus Hyundai Creta depends on your personal preferences.

    FAQs

    • Seltos vs Creta which is better for families?

    Both deliver spacious cabins and great safety, but Creta provides a softer, more comfortable ride.

    • Does Kia Seltos have more features than Creta?

    Yes, the Seltos edges ahead with additional tech like a head-up display, premium sound system and more transmission choices.

    • Is comprehensive car insurance better for Creta or Seltos?

    It is highly recommended for both, as comprehensive cover protects from own damage, theft and legal liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.



  • Mahindra XEV 7e: Price, Launch and Specifications

    by Tanmay Ahuja | Aug 26, 2025

    The Mahindra XEV 7e is an upcoming electric SUV built on Mahindra’s INGLO platform, but it is redesigned with EV use in mind. The car is likely to launch around August 2025, and its prices are likely to fall between ₹21-₹30 lakh. It comes with a new platform, updated tech and a practical three-row layout and that makes it a car to keep an eye on.

    Let us take a closer look at what makes this upcoming EV an exciting one to look forward to.

    Mahindra XEV 7e, range, performance

    The Mahindra XEV 7e is expected to offer two battery options—59 kWh and 79 kWh—with a range of up to 650 km on a full charge. The base variant may feature a single motor with rear-wheel drive, while higher trims could get dual motors and all-wheel drive for enhanced traction.

    Though exact power figures are yet to be revealed, the SUV is expected to deliver brisk acceleration and smooth performance. Fast charging from 20%-80% is likely to take around 30 minutes. Built on Mahindra’s INGLO platform, it is expected to feature a stable suspension setup and ventilated disc brakes, with added cooling for demanding driving conditions.

    Key specifications of Mahindra XEV 7e

    Now, let us get into the expected specification highlights of this car:

    • Battery options: 59 kWh and 79 kWh
    • Estimated range: Up to 656 km
    • Transmission: Automatic
    • Seating: Three-row configuration with up to 7 seats
    • Platform: INGLO electric skateboard platform
    • Charging options: AC up to 11 kW and DC fast charging
    • Tyres and wheels: Wide radial tyres on alloy wheels
    • Suspension: Front McPherson strut, rear multi-link independent setup
    • Brakes: Ventilated front, solid rear discs

    Key features of Mahindra XEV 7e

    The XEV 7e aims to impress with a generous list of features across all main aspects. The expected features are:

    • Triple screen layout—one for the driver, one for infotainment and one for the front passenger
    • Dual-tone two-spoke steering wheel with EV-specific branding
    • Ambient lighting throughout the cabin
    • Panoramic sunroof for a light-filled driving experience
    • Multi-zone climate control
    • Ventilated, powered front seats with memory settings
    • Drive modes and regenerative braking levels
    • Powered tailgate with gesture or remote access
    • OTA updates for software and vehicle system enhancements

    Mahindra XEV 7e interior features

    The XEV 7e’s cabin is expected to be spacious and tech-rich, featuring a dual-tone interior with leatherette upholstery and three integrated displays for the driver, infotainment and front passenger. The front seats are likely to be electrically adjustable with ventilation and memory functions.

    Practical features may include USB-C ports, wireless charging, rear AC vents, a head-up display and connected car tech. The three-row layout, with captain seats in the second row, is designed to enhance long-distance comfort.

    Mahindra XEV 7e safety tech

    The XEV 7e is expected to include six airbags, ABS with EBD, rear parking sensors, seatbelt reminders and a speed alert system as standard. Higher variants may offer Level 2 ADAS with features like lane keep assist, adaptive cruise control, blind spot detection and emergency braking. Additional features could include an electronic parking brake, tyre pressure monitoring and auto park assist.

    Exterior highlights of Mahindra XEV 7e

    The XEV 7e retains the XUV700’s proportions but adopts a cleaner, EV-centric look. It features a closed-off grille, full-width LED light bar, triangular projector headlamps with connected DRLs and revised bumpers.

    Aero alloy wheels, sharp body lines, contrast ORVMs and gun-shaped LED tail lamps enhance its profile. Flush door handles, a shark-fin antenna, skid plates and black cladding complete the modern design.

    Why car insurance is essential for Mahindra XEV 7e

    As an all-new electric SUV, the XEV 7e comes with unknowns around long-term performance and repair costs. While third-party insurance is the legal minimum, a comprehensive policy is essential to cover high-value components like the battery. Thankfully, most insurers now offer easy online options to compare and buy EV-specific coverage with car insurance.

    Conclusion

    The Mahindra XEV 7e marks a significant step in Mahindra’s electric shift, especially in the three-row SUV segment. Since it is based on a new EV platform with components still untested in real-world conditions, having the right insurance can help manage the cost of early repairs or part replacements. Sorting out the right comprehensive car insurance policy in advance is worth the time for anyone planning to bring this EV home once it launches.

    FAQs

    • What is the Mahindra XEV 7e?

    The Mahindra XEV 7e is an upcoming all-electric SUV based on the XUV700 platform.

    • What is the price that you can expect for Mahindra XEV 7e?

    The Mahindra XEV 7e price is expected to start from ₹21 lakh (ex-showroom).

    • When is the Mahindra XEV 7e launch?

    The Mahindra XEV 7e launch is expected around August 2025.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Honda City Maintenance: Complete Guide

    by Tanmay Ahuja | Aug 24, 2025

    One of the best-selling midsize sedans among Indian cars, the Honda City promises performance and comfort, all in one. With its high-power engine performance and luxurious feel, it is a top choice for daily travel and family trips.

    However, its smooth functioning depends on its timely maintenance. Find out more about Honda City service cost, schedule and other essential tips in this complete guide.

    Why Honda City maintenance & service is important

    The Honda City has been designed to offer precise performance, but it also requires timely care. With routine maintenance, you ensure better performance for a longer period of time. Scheduled servicing includes numerous services, from oil changing to brake pad replacements.

    All of these ensure you enjoy improved fuel efficiency and safety from your Honda City. A service routine, therefore, is a necessity for your car’s longevity and performance.

    Honda City service schedule

    According to recommendations from Honda, there is a service schedule that allows proper maintenance of your Honda City. The schedule is for 5 years of servicing, depending on whichever is applicable for your car:

    Service No.

    Months/Kilometers

    Service Type

    Total Cost (2023-2024)

    1st Service

    12/10,000

    Free

    INR 2,779

    2nd Service

    24/20,000

    Paid

    INR 7,295

    3rd Service

    36/30,000

    Paid

    INR 5,379

    4th Service

    48/40,000

    Paid

    INR 7,295

    5th Service

    60/50,000

    Paid

    INR 5,379

    In addition to the table above, the diesel variant of the Honda City follows a similar service schedule, but with a greater focus on features specific to diesel combustion.

    Honda City service part cost

    Servicing your vehicle also includes replacing the parts at regular intervals. The average price range for such essential parts and their servicing is as follows:

    • Fuel Filter: INR 650
    • AC Pollent Filter: INR 813
    • Air Filter: INR 450
    • Spark Plug: INR 1,550
    • Front Brake Pads (including labour cost): INR 4,000
    • Wiper Blade Set: INR 600
    • Honda City Front or Rear Bumper: INR 12,000 (including paint costs)
    • Horn: INR 1,200
    • AC Compressor/Condenser: INR 14,000
    • Battery: INR 4,000-4,500
    • Front Brake Rotor Disc Pair: INR 5,000
    • Rear Brake Drum Pair: INR 6,500
    • Door Lock Set (including labour cost): INR 15,000
    • Side Window Glass: INR 1,500

    Honda City maintenance cost

    The Honda City maintenance cost is an investment in your car’s safety and longevity. The following table provides an estimated maintenance cost of the Honda City, depending on the services:

    Service Year

    Service No.

    Kilometers

    Cost

    1st Year

    1st Service

    1,000 kms

    Nil

    2nd Service

    5,000 kms

    Nil

    3rd Service

    10,000 kms

    INR 2,500

    2nd Year

    4th Service

    20,000 kms

    INR 7,500

    3rd Year

    5th Service

    30,000 kms

    INR 5,500

    4th Year

    6th Service

    40,000 kms

    INR 7,500

    5th Year

    7th Service

    50,000 kms

    INR 5,100

    6th Year

    8th Service

    60,000 kms

    INR 8,500

    7th Year

    9th Service

    70,000 kms

    INR 5,100

    Things to check while looking for Honda City maintenance cost

    Before proceeding with your Honda City maintenance schedule, consider a few primary factors that will impact its overall cost. This includes the following:

    • The fuel type for your car, whether petrol or diesel. Your Honda City diesel variant may have a higher overall maintenance cost than its petrol counterpart.
    • The transmission type for your vehicle also has an impact on the servicing cost.
    • Check the previous service history before looking for maintenance costs.

    Factors affecting Honda City maintenance cost

    Numerous factors affect your car's maintenance cost and it is important that you understand them for a better estimate of your expenses. For the Honda City maintenance cost, the following facts can be significant:

    • Model: The model or variant of your Honda City will change the maintenance costs, spending on the price of spare parts and equipment required for servicing.
    • Age: An older Honda City will typically have greater maintenance expenses due to more wear and tear.
    • Driving habits: Rough driving habits can lead to faster wear of your Honda City components. This can increase the average maintenance costs.

    Conclusion

    Your Honda City is designed to make your journeys comfortable and safe. However, it requires timely services, replacements and responsible driving habits to maintain its performance for a long time.

    For long-term peace of mind and safety, routine maintenance must be complemented with third party car insurance. Additionally, a comprehensive car insurance policy provides for financial security from fire, theft or accidents. 

    FAQs

    • How to reduce maintenance expenses for the Honda City?

    Using original parts for replacement and regular services can reduce maintenance costs for your Honda city. Smooth driving methods often result in low servicing costs too.

    • What is the right frequency for changing the coolant of the Honda City?

    Regardless of the variants, you should replace the coolant after every 10 years or 2 Lakh km. Then, you can replace it after every 5 years.

    • What is the average Honda City car service cost in India?

    The average Honda City car service cost ranges from ₹2,000 to ₹8,000 per service, depending on the model year, fuel type (petrol or diesel) and the type of service (regular vs. major). Regular maintenance and smooth driving habits can help keep service costs low over time.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.



  • Hyundai Creta Maintenance: Complete Guide

    by Tanmay Ahuja | Aug 23, 2025

    The Hyundai Creta has established itself as one of India's most popular compact SUVs, blending style, speed and dependability in an attractive package. With its bold appearance and feature-rich cabin, the Creta continues to rule the SUV market. However, like any car, proper maintenance is crucial for keeping your Creta running easily and ensuring its longevity. Whether you're a current owner or considering buying a Creta, this thorough guide will walk you through everything you need to know about the Creta service cost.

    Why Hyundai Creta maintenance & service is important

    Regular upkeep is the heart of any car, and the Hyundai Creta is no exception. Proper service ensures optimal performance, fuel economy and safety while avoiding expensive fixes down the road. Key perks of regular Creta maintenance:

    • Enhanced Performance: Regular oil changes and filter replacements keep the engine running smoothly
    • Improved Fuel Economy: Clean air filters and properly kept components improve fuel usage
    • Safety Assurance: Regular brake fluid changes and tire checks ensure safe driving conditions
    • Resale Value: Well-maintained vehicles have better reselling value in the used car market

    Hyundai Creta service schedule

    Hyundai suggests repairing your Creta every 10,000 km or 12 months, whichever comes first. This Creta service schedule ensures that all components are regularly inspected and maintained to ensure optimal performance.

    Service timeline:

    • 1st Service: 10,000 km / 12 months – Free work (parts paid)
    • 2nd Service: 20,000 km / 24 months – Free work (parts paid)
    • 3rd Service onwards: 30,000 km / 36 months – Paid service starts

    The first two services offer free work as part of Hyundai's customer support program, though you'll still need to pay for new parts and materials.

    Hyundai Creta service part cost

    Understanding individual component prices can help you plan your repair budget effectively:

    Engine Oil & Filter:

    • Engine oil (petrol): ₹1,577 per service
    • Engine oil (diesel): ₹2,040 per service
    • Oil filter: ₹594 (petrol) / ₹467 (diesel)

    Air & Cabin Filters:

    • Air filter: ₹338 (petrol) / ₹371 (diesel)
    • Cabin AC filter: ₹470 (petrol) / ₹510 (diesel)

    Other Essential Components:

    • Fuel filter: ₹1,256 (petrol) / ₹929 (diesel)
    • Engine coolant: ₹1,185
    • Spark plugs: ₹2,300 (gas only)
    • Brake oil: ₹355

    Labour charges start from the third job at ₹2,976 per visit.

    Hyundai Creta maintenance cost

    The overall Creta maintenance cost varies between petrol and diesel variants:

    Service Interval

    Km / Months

    Free/Paid

    Estimated Cost

    1st Service

    10,000/ 12 months

    Free

    ₹ 2741

    2nd Service

    20,000/ 24 months

    Free

    ₹ 5705

    3rd Service

    30,000/ 36 months

    Paid

    ₹ 6683

    4th Service

    40,000/ 48 months

    Paid

    ₹ 9292

    5th Service

    50,000/ 60 months

    Paid

    ₹ 7513

    6th Service

    60,000/ 72 months

    Paid

    ₹ 9647

    7th Service

    70,000/ 84 months

    Paid

    ₹ 6328

    Things to check while looking for Hyundai Creta maintenance cost

    When considering Hyundai Creta maintenance costs, consider these important factors:

    • Service Centre Selection: Compare prices between approved stores and neighbourhood workshops. Additionally, verify the service quality and ensure the availability of authentic parts.
    • Service Packages: Explore Hyundai's Shield of Trust and Wonder Warranty plans, and consider Annual Maintenance Contracts (AMC) for cost savings.
    • Location-Based Pricing: Compare prices across different shops in your city. Also, factor in ease of use and service quality, along with cost.

    Factors affecting Hyundai Creta maintenance cost

    Several factors affect your real repair expenses:

    • Variant & Fuel Type: Diesel versions cost approximately 15-20% more to maintain due to the inclusion of extra components, such as diesel particulate filters and more expensive fuel filters.
    • Driving Habits: Smooth highway driving extends component life, and aggressive city driving causes wear on brakes and clutch. Traffic factors also influence the frequency of filter replacement.
    • Service Location: Metropolitan service centres charge higher wage rates compared to tier-2 and tier-3 towns.
    • Parts Selection: While replacement parts may seem cheaper, genuine OEM parts ensure better performance and warranty compliance, especially during the warranty period.

    Conclusion

    The Hyundai Creta offers reasonable maintenance costs considering its feature set and market positioning. Beyond regular upkeep, protecting your investment with proper car insurance is equally important. While third-party car insurance is required by law and covers losses to other vehicles and people, comprehensive car insurance offers full safety for your Creta. Comprehensive car insurance coverage includes own damage protection, theft coverage and protection against natural disasters.

    FAQs

    1. What components are usually changed during major services?

      Major changes include engine oil, oil filter, air filter, car AC filter, fuel filter, coolant, spark plugs (petrol) and brake oil repairs at set times.
    2. Do AMC sets provide better value than individual services?

      Yes, Annual Maintenance Contracts can save money by locking in lower prices and protecting against future cost rises.
    3. What's the difference between natural and synthetic engine oil costs?

      Mineral oil costs around ₹1,300-1,500, while synthetic oil can cost ₹2,500 or more, but offers better engine safety and performance.
    4. Are wheel balance and balancing included in normal services?

      These services are optional but recommended, typically costing an additional ₹800-1,000 every 10,000-15,000 km.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Renault Kwid Maintenance: Complete Guide

    by Tanmay Ahuja | Aug 22, 2025

    The Renault Kwid is a top choice among budget hatchbacks in India. It is loved for its compact size, fuel efficiency and low ownership cost. However, regular maintenance is key to its smooth functioning. You need to have a clear understanding of service timelines, part costs, factors that affect upkeep and how it all ties into your car insurance. Whether you are a first-time owner or due for a service, this blog will help you stay prepared and avoid surprise expenses.

    Why Renault Kwid maintenance & service is important

    Here is why staying on top of your service schedule matters:

    • Keeps your engine healthy: Regular oil changes and filter replacements ensure your engine runs smoothly. Ignoring them can lead to reduced performance, overheating or costly damage over time.
    • Improves mileage: Clean filters, inflated tyres and a well-tuned engine help your Kwid deliver better fuel efficiency. Skipping maintenance can cause your mileage to drop noticeably.
    • Avoids unexpected breakdowns: Timely service helps spot minor issues like a weak battery or worn-out brakes before they become serious.
    • Protects warranty coverage: Following the recommended service schedule is often required to keep your coverage valid if your Kwid is still under warranty.
    • Helps resale value: A well-maintained car with a complete service record usually gets a better price when you sell or exchange it.
    • Supports insurance claims: Regular service records can be useful during insurance claims, especially in cases where mechanical condition matters. Insurers might also expect proof of timely maintenance for ongoing policy benefits.

    Renault Kwid service schedule

    Now, let us take a quick look at Renault Kwid’s service plan for the first five years:

    • 1st Service (10,000 km / 12 months): Free; includes oil and filter change – ₹916–₹917
    • 2nd Service (20,000 km / 24 months): Free; adds air filter – ₹1,116–₹1,117
    • 3rd Service (30,000 km / 36 months): Free; includes oil change and routine checks – ₹1,416–₹1,417
    • 4th Service (40,000 km / 48 months): Paid; includes oil, air/fuel filters, spark plug, labour – ₹3,788–₹3,789
    • 5th Service (50,000 km / 60 months): Paid; includes oil, AC filter, service charges – ₹3,388–₹3,389

    Total estimated cost over 5 years: ₹10,626

    Renault Kwid service part cost

    We know that you would also love to know about the typical part costs during regular Kwid maintenance:

    • Engine oil (5L): ₹797
    • Oil filter: ₹120
    • Air filter: ₹200 (usually from 20,000 km)
    • Fuel filter: ₹300 (around 40,000 km)
    • Spark plug: ₹400 (typically at 40,000 km)
    • AC filter: ₹300 (commonly at 20,000 and 50,000 km)
    • Labour and service charges: ₹1,972 (applied during paid visits)

    Renault Kwid maintenance cost

    Maintaining a Renault Kwid over five years costs around ₹10,626 in total. Here is a breakdown for you to understand better:

    • 1st Service (10,000 km): Free labour, approximately ₹917
    • 2nd Service (20,000 km): Free, around ₹1,117
    • 3rd Service (30,000 km): Free, approx. ₹1,417
    • 4th Service (40,000 km): Paid, about ₹3,789
    • 5th Service (50,000 km): Paid, around ₹3,389

    Things to check while looking for Renault Kwid maintenance cost

    Here are a few smart tips too, to help you manage your Renault Kwid service price:

    • Ask for a full estimate before any work begins. Know the parts, labour and extra charges upfront.
    • Follow the recommended service schedule to avoid unnecessary part replacements and added costs.
    • Compare prices between authorised centres and trusted local garages. Authorised ones may cost more but offer peace of mind.
    • Know what is included in a paid service-engine oil, oil filter, air/fuel/AC filters, spark plugs around 40,000 km and labour around ₹1,972. Some centres may also suggest coolant or brake fluid replacement.
    • Avoid optional add-ons unless needed, like AC cleaning or coolant flushes.
    • Always check for genuine parts to ensure better performance and protect your warranty.
    • Keep your service bills; they help with resale and can support insurance claims.
    • Look out for extra consumables like brake fluid, coolant or alignment work that could add ₹1,000-₹5,000. Approve only when necessary.

    Factors affecting Renault Kwid maintenance cost

    Renault Kwid’s maintenance cost can vary based on a few everyday factors. You need to watch out for:

    • Location and service centre type: Labour rates are higher at authorised centres and in big cities. Smaller towns or local garages may be more affordable.
    • Timely servicing: Skipping or delaying services can lead to faster wear, making future repairs more expensive.
    • Genuine vs aftermarket parts: Original Renault parts cost more but last longer and protect your warranty. Aftermarket ones may save money upfront, but often wear out faster.
    • Add-on services: Some centres suggest extras like AC cleaning or coolant flush. Only approve what is necessary to avoid extra charges.
    • Driving style and conditions: Frequent traffic, long drives or rough roads put more stress on parts like brakes, tyres and the clutch. This will lead to more frequent repairs.
    • Car age and kilometres driven: Older cars or those with high mileage, like 75,000 km and above, need more frequent replacements of key components.
    • Parts sourcing: Renault’s locally made components help control spare part costs compared to imported ones.
    • Labour vs part costs: Labour charges at authorised service centres can significantly push up your final bill, even if parts are affordable.

    Conclusion

    Maintaining your Renault Kwid does not have to be expensive or stressful. With a total 5-year cost of around ₹10,600, it is one of the more budget-friendly cars in its segment. Sticking to the service schedule, asking for a clear cost breakdown and avoiding unnecessary add-ons can go a long way in keeping costs low. Plus, regular authorised servicing also supports your car insurance, whether it is third party car insurance or comprehensive car insurance. You just have to keep your records in check. So, stay on top of your maintenance and enjoy a hassle-free ownership experience.

    FAQs

    • What is the average Kwid service cost per year?

    The average Renault Kwid service cost per year is around ₹2,000-₹2,500. The exact cost can depend on your location, driving habits and whether the service is free or paid.

    • How much is the total Kwid maintenance cost over 5 years?

    The maintenance cost of Renault Kwid over five years is approximately ₹10,626. It includes both free and paid services as per the recommended Kwid service schedule.

    • Is Kwid car maintenance cost higher after 50,000 km?

    Yes, the Kwid car maintenance cost may go up slightly after 50,000 km due to the need for additional part replacements, such as spark plugs, filters and brake components.

    • How often should I check the Kwid car service cost?

    You should review your service cost of Renault Kwid before every scheduled service, especially for paid visits after 30,000 km. This will help avoid unnecessary charges or upsells.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Toyota Innova Crysta Maintenance: Complete Guide

    by Tanmay Ahuja | Aug 22, 2025

    A Multi-Purpose Vehicle (MPV) like the Toyota Innova Crysta brings exceptional space, comfort and reliability. However, proper maintenance ensures this comfort continues to run smoothly for years.

    Regular servicing protects your investment and prevents costly breakdowns on long family trips. Understanding Innova Crysta maintenance costs will help you budget better and make informed decisions about your vehicle's care. This comprehensive guide explains service schedules, fees and maintenance tips for the latest Toyota Innova Crysta.

    Why Innova Crysta maintenance & service is important

    MPVs face unique challenges on Indian roads. The Crysta's larger engine and heavier build work harder in stop-and-go city traffic. Carrying seven passengers and luggage puts extra strain on the suspension and braking system.

    However, with regular maintenance, you can prevent small problems from developing into expensive repairs. While proper servicing will maintain fuel efficiency in your Crysta, clean air filters and fresh engine oil will enable the 2.4L and 2.8L diesel engines to run as smoothly as butter.

    Following the manufacturer-recommended Crysta service schedule will also keep your warranty coverage intact and improve the car’s resale value when you decide to upgrade.

    Innova Crysta service schedule

    Toyota recommends specific service intervals for its Crysta. The official Innova Crysta service schedule with approximate costs of up to 10 years or 100,000 km is as follows:

    Service Interval (Diesel)

    Mileage

    Labour Cost

    First service

    1,000 km / 2 months

    Free

    Second

    10,000 km / 1 year

    Free

    Third

    20,000 km / 2 years

    ₹3,705

    Fourth

    30,000 km / 3 years

    ₹3,705

    Fifth

    40,000 km / 4 years

    ₹4,337

    Sixth to eleventh services

    Every 10,000 km

    From ₹3,705 to ₹4,337

    Parts and fluids replaced during scheduled service:

    • Engine oil: Every 10,000 km
    • Engine oil filter: Every 10,000 km
    • Drain gasket plug: Every 10,000 km
    • Air filter: Every 30,000 km
    • Cabin AC filter: Every 20,000 km
    • Brake fluid and coolant: Every 40,000 km or 4 years
    • Windshield washer fluid: Every service

    Note that even though the Innova Crysta service cost for the first two schedules is free, they do not cover consumables, part replacement or any damage repair caused by unforeseen incidents.

    Innova Crysta service part cost

    Understanding individual part costs will help you plan your annual maintenance budget. All prices listed here are for original Toyota parts used in diesel variants.

    Here’s the 2025 breakdown:

    1. Engine oil: ₹4,425 (approx.)
    2. Engine oil filter: ₹475 (approx.)
    3. Air filter: ₹1,883 (approx.)
    4. Cabin AC filter: ₹2,003 (approx.)
    5. Brake fluid (250ml): ₹362 (approx.)
    6. Differential oil: ₹1,344 (approx.)
    7. Drain plug gasket: ₹62 (approx.)
    8. Windshield washer fluid: ₹150 (approx.)

    The costs are approximate and may vary depending on your city, the service centre’s labour charge and the time of service, such as festivals.

    Innova Crysta maintenance cost

    The maintenance cost of Innova Crysta will depend on your driving style, where you drive, frequency and how well you follow the service schedule.

    Here’s the total cost of maintenance you can expect over ten years:

    • 3-year ownership (30,000 km): ₹26,628
    • 5-year ownership (50,000 km): ₹48,601
    • 7-year ownership (70,000 km): ₹70,118
    • 10-year ownership (100,000 km): ₹1,04,791

    The Toyota Innova Crysta service cost and maintenance are reasonable, considering the vehicle's size and capabilities.

    This cost can increase if you install brand accessories, imported fittings, such as a 360-degree rearview camera or extended warranty checks.

    Things to check while looking for Innova Crysta maintenance cost

    When calculating the service cost of Innova Crysta, consider these factors:

    • Verify that the service centre is Toyota-authorised
    • Confirm all prices are inclusive of GST and labour charges
    • Check if they use genuine Toyota parts only
    • Ask for a detailed cost breakdown before the service
    • Compare prices between different authorised dealers
    • Find out about annual service packages or seasonal discounts
    • Understand what each paid service includes
    • Check warranty terms on the replaced parts
    • Ask about the estimated service completion time
    • Find out if the service centre offers free pick-up/drop-off

    Keep all service invoices safe for faster insurance claim settlement and better resale prices.

    Factors affecting Innova Crysta maintenance cost

    The service cost of Toyota Innova Crysta is influenced by several factors, such as:

    • Fuel variant: The diesel model, which is more popular, usually costs more to maintain.
    • Service centre: Authorised centres charge more but use genuine parts and trained technicians.
    • Geographical location: Metro cities have higher labour costs in contrast to towns.
    • Driving conditions: Highway driving is gentler than city drives but may require more frequent air filter changes due to dust.
    • Traffic: Heavy traffic that involves frequent stops increases brake wear and engine stress.
    • Driving style: Aggressive driving leads to more repairs due to scratching, while heavy loading may strain the engine and suspension.
    • Weather: Coastal areas may need more frequent services due to salt air corrosion.

    Conclusion

    When properly maintained, the Toyota Innova Crysta offers excellent value. However, regular servicing alone can’t protect you from unexpected events like accidents, fire or theft. That’s where car insurance becomes essential.

    While third-party car insurance is legally mandatory, it only covers damage to others. For complete peace of mind, it’s wise to opt for comprehensive car insurance, which covers own-damage, theft, fire and more. It adds a financial safety net to your maintenance plan, ensuring you're protected on every drive.

    FAQs

    1. Can I skip services to save money?

    Skipping car services might seem like a money-saver, but it can nullify your warranty and lead to expensive repairs in the future. Routine maintenance helps catch issues early, when they’re easier to fix, ultimately saving you more in the long run.

    1. What happens if I opt for service at non-Toyota centres?

    Non-authorised centres may use non-genuine parts, voiding your warranty. This can also affect insurance claims and resale value.

    1. Can I use cheaper parts?

    You can, but it may reduce engine life and affect insurance coverage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What Does the Airbag Warning Light Indicate in Your Car?

    by Tanmay Ahuja | Aug 21, 2025

    The airbag system is one of the topmost safety features in a car. When the airbag warning light glows on your dashboard, it can bring a surge of concern. Recognising this early warning sign and knowing what to do next can help you prevent costly repairs and, more importantly, save your life during a collision.

    Read this blog to learn everything about airbag lights in cars, including the reasons for their appearance and ways to reset them.

    What are airbag warning lights in car?

    Right after you start your car, you may notice a series of lights appear on your dashboard. These are part of your car's self-check system. The airbag warning lamp is one of these indicators.

    These lights automatically turn off in a few seconds if the system doesn't detect any issue. If the warning lamp stays on or flashes, it means the airbags may not deploy correctly in an accident, placing you and your passengers at high risk.

    What does the airbag warning light look like?

    In almost all cars, the airbag car symbol appears as a seated person with a large circle in front of their chest. The circle signifies an inflated airbag. You'll find this symbol on your dashboard, usually in red or golden-orange colour.

    Different car manufacturers might use slightly different versions of the airbag sign on cars. Some brands show just the person and airbag, while others might display an additional text like "SRS" (Supplemental Restraint System) or "AIRBAG".

    Why is my airbag warning light on?

    Several factors can trigger the air bag lights. It can be a sign of:

    • Sensor problem

    Your car has multiple sensors that detect crashes and determine when to deploy airbags. If these sensors malfunction or get damaged due to water, electrical or mechanical failure, the airbag warning lights activate.

    • Wiring damage under the seats

    The airbag system relies on complex wiring to connect all components. Loose connections, moisture-damaged wires or corrosion can disrupt communication between the parts.

    • Damaged airbag module

    The airbag control module manages the entire airbag system and makes deployment decisions. If the module fails, the air bag lights will activate to warn you about the system's compromised state.

    • Minor collision

    A recent accident can also trigger the warning sign. Even a minor collision or bump might damage sensors or other components, even if the airbags don't deploy.

    • Unstable battery voltage

    Low voltage or electrical problems can confuse the airbag system's sensors.

    What should you do when the airbag light comes on?

    When you notice the airbag light in car, do not ignore it. Avoid driving unless absolutely necessary.

    If someone's sitting without buckling up, or the seat is loaded with a bag, the system may trigger a warning. In some cars, the airbag warning light comes on momentarily during startup and goes off after a few seconds. If it stays on, turn off the engine, wait for a few seconds and restart. Look for any other warning lights on the dashboard, such as the battery sign or ABS alert. These could be linked to the airbag system.

    The complex airbag system usually needs an OBD-II (On-Board Diagnostics) scanner to read error codes. Contact a certified technician who's trained to diagnose the root cause accurately. Skipping this may lead to incorrect repairs and even car insurance claim rejection.

    How to reset an airbag light?

    You should only reset the airbag warning light after the issue has been diagnosed and fixed. Clearing the light without fixing the problem can disable airbag deployment and pose a safety risk. Here's how to do it:

    • Ensure repairs are done

    Fix the root cause, like replacing a faulty sensor, repairing wiring or resolving control module issues, before attempting any reset.

    • Disconnect the battery (Temporary fix only)

    Turn off the ignition and disconnect the negative battery terminal. Leave it disconnected for approximately 15 minutes. This may temporarily clear soft error codes in older cars, but won’t fix hard faults stored in newer SRS modules.

    • Cycle the ignition (soft reset)

    Reconnect the battery. Turn the key to “ON” (without starting) and wait for the light to go off. Turn it off, then repeat up to three times. This method works only for minor system glitches.

    • Use a proper OBD-II scanner with SRS support
    • Locate the OBD-II port under the dashboard.
    • Use a scanner that supports airbag/SRS diagnostics to read B-series codes.
    • Clear the codes only after the underlying fault has been fixed.
    • Basic OBD-II tools cannot reliably access SRS systems. Use a mid-to-high-end scanner or professional-grade tool.
    • Test drive for verification

    After clearing codes, drive for 5-10 minutes. If the light stays off, the reset was successful. If it returns, you still have an unresolved airbag system issue.

    Conclusion

    The airbag warning light signals a possible problem with your vehicle's airbag system, which is your car's first defence line in the event of a crash.

    However, repairing or replacing airbag parts can be expensive. Here's where the right policy can help you save money. A comprehensive policy, especially with add-ons like zero depreciation, helps cover airbag repair costs due to accidental damage, fire, theft and natural calamities, while third party car insurance meets legal requirements and covers liabilities. Timely airbag system maintenance and the right plan, together, will protect you physically, financially and legally.

    FAQs

    • Does car insurance cover airbag repairs?

    Comprehensive car insurance usually covers airbag repairs after an accident, but not for ignored maintenance issues. Check your insurance policy terms for further information.

    • How do I know if my car was part of the Takata recall?

    If your car is over 10 years old, refer to its service manual, contact authorised service centres or check the manufacturer's website. If your car's make and model are listed, the airbag replacement is free.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Car Wax vs Car Polish: What's the Real Difference?

    by Tanmay Ahuja | Aug 20, 2025

    Your car's paint faces harsh treatments from dust, pollution, weather conditions and UV rays daily. So, it's important to use the right product to maintain its glossy appearance. Here's where two products come in use: car wax and car polish. Although car experts use these terms interchangeably, they are quite different in function and purpose.

    If you are wondering whether you should wax or polish your car or both, this guide's detailed comparison between car polish vs car wax will help you make that decision.

    What is car wax?

    Car wax serves as a protective layer applied to a car's painted surface. It is usually made from natural waxes like carnauba or synthetic polymers.

    Regularly waxing your car offers several key benefits. It forms a protective layer that prevents bird droppings, tree sap and other contaminants from bonding to the paint, reducing the risk of stains and damage. Wax also adds a glossy, new-car-like shine and allows rain or wash water to roll off easily, helping prevent mineral deposits, water marks and rust.

    What is car polish?

    Car polish contains mild abrasives that remove minor scratches, swirl marks, oxidation and other surface defects.

    It targets paint imperfections that waxing can't fix, and eliminates oxidation from sun and moisture exposure, restoring the paint's original vibrancy. Polishing also clears stubborn water spots and mineral deposits that regular washing can't remove.

    Types of car wax

    There are a few popular types of car wax you can choose based on how you prefer to apply and how long you want the protection to last:

    1. Carnauba wax (natural): It is derived from Brazilian palm trees and provides excellent depth and warmth to paint finishes.
    2. Synthetic wax: Uses artificial polymers and offers superior durability and longevity.
    3. Liquid wax: Applies easily and spreads evenly across various paint surfaces.
    4. Paste wax: They are thicker in consistency, last longer than liquid alternatives, offer better durability, but take more time to apply.
    5. Spray wax: Best used for quick application, touch-ups and regular maintenance.

    Types of car polish

    These different polish types address various paint correction needs and skill levels:

    1. Cutting polish (abrasive): This powerful polish contains aggressive abrasives for removing deep scratches and heavy oxidation.
    2. Finishing polish (non-abrasive): Works well on minor scratches, providing gentle correction.
    3. All-in-one car polish: Contains both abrasive and non-abrasive properties and can be applied on a wide range of paint surfaces.
    4. Spray-on car polish: Comes in spray bottles, can be easily applied and dries quickly, making it a perfect DIY material and touch-ups in between washes.
    5. Ceramic polish: Contains ceramic compound that offers water-resistance and a durable layer on the paint surface with a natural shine.

    Application Methods

    Here are the most common methods application methods:

    1. Hand application: A soft cloth or foam applicator pad is used to apply the product manually. You must work in small sections at a time, ensuring even coverage across the surface.
    2. Foam pad application: Foam pads attached to a power drill or polisher are used. This approach covers larger areas faster and gives consistent results than hand application.
    3. Spray application: Spray bottles are used for application. They work particularly well for quick touch-ups and maintenance between major detailing sessions.
    4. Machine application: A buffer or polisher is used for even application. It is the most efficient method that offers consistent results on large surfaces. However, you must hire a professional detailer to perform the job.

    Limitations of using car wax and car polish

    Both car polish and wax have limitations, so using them correctly is key. Car wax can’t fix scratches or oxidation, while polish doesn’t protect against UV rays or rain. Over-polishing can damage the paint, and waxing without proper cleaning or polishing can trap dirt underneath.

    Additionally, both require regular reapplication as wax protection fades over time, and polish only lasts until new surface damage occurs.

    Key differences between car wax and car polish

    Understanding car polish vs wax with a side-by-side comparison will help you choose the right product:

    Factor

    Car wax

    Car polish

    Function

    Protects and preserves existing paint condition

    Corrects and removes paint imperfections

    Frequency

    Every 2-3 months for best protection

    Once or twice a year or as needed

    Contains abrasive

    No

    Yes

    Cost

    Both budget-friendly and premium options available

    Is expensive due to specialised abrasives

    Follow-up needed

    Doesn’t require any more applications

    Generally followed up with car wax

    Results

    Improves shine and provides protective barrier

    Removes scratches, oxidation and surface defects

    Durability

    Protection lasts 2-3 months depending on conditions

    Correction results last until new damage occurs

    Conclusion

    To sum up the debate between car polish vs car wash, polishing fixes your car's paint while waxing protects it. Using both keeps your car in better condition for longer.

    While you are protecting the outside of your car, don't forget to safeguard the rest with a good insurance policy. Look for car insurance online and opt for a policy that protects against theft, vandalism and natural disasters.

    FAQs

    • Is waxing enough to protect my car from damage?

    Waxing will protect your car from minor scrapes and cuts. However, it doesn't replace the benefits of comprehensive car insurance and related add-ons, which offer end-to-end protection, such as fire, theft, hailstorm and flood-related damages.

    • Will waxing and polishing decrease my car insurance online premium cost?

    No, polishing and waxing your car will not lower your premium. However, maintaining your car's condition may reduce claim-related issues and increase its resale value.

    • Does car polishing come under third-party claims?

    Third-party car insurance covers damages caused to other vehicles and properties. It doesn't pay for cosmetic work like polishing or waxing done on your car.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.



  • Swift Maintenance: Complete Guide

    by Tanmay Ahuja | Aug 20, 2025

    The Maruti Suzuki Swift has become one of India's most popular cars, with over 30 lakh units sold since its launch. This compact car combines style, speed and fuel efficiency, making it ideal for Indian roads.

    However, like any car, proper maintenance is crucial to keep your Swift moving easily and retain its value over time. Understanding the Swift's maintenance prices and plans helps you budget more effectively and ensures your car remains functional for years. This thorough guide covers everything you need to know about the Swift maintenance costs and service considerations.

    Why Swift maintenance & service is important

    Routine maintenance for your Swift, or any vehicle, plays a vital role in preserving performance, safety and value:

    • Safety and reliability: Proper service ensures all components work properly, avoiding breakdowns and keeping you safe on the road. Regular brake checks, oil changes and filter refills maintain ideal performance.
    • Resale value: A well-maintained Swift can typically command a higher selling price. Buyers prefer cars with detailed service records.
    • Cost savings: Regular servicing stops small issues from becoming big problems. Spending on regular repairs is much cheaper than dealing with engine damage or component breakdowns.

    Swift service schedule

    Maruti Suzuki follows an organised repair plan meant to keep your Swift's performance:

    Free services:

    • 1st Service: 1,000 km or 1 month
    • 2nd Service: 5,000 km or 6 months
    • 3rd Service: 10,000 km or 12 months

    Paid services:

    • Every 10,000 km or 12 months thereafter

    The first three services are provided at no cost, although parts and materials are charged separately. This plan ensures your vehicle receives proper care during the crucial break-in period and establishes a regular maintenance routine.

    Swift service part cost

    Understanding individual component prices helps you prepare for maintenance:

    Engine oil & filter:

    • Engine oil change: ₹1,300-₹1,687
    • Oil filter replacement: ₹75-₹90

    Air & fuel filters:

    • Air filter replacement: ₹258-₹300
    • Fuel filter check and refill as needed

    Brake system:

    • Brake fluid replacement: ₹350-₹500
    • Brake cleaning and testing are included in major tasks

    Other components:

    • Spark plug replacement: ₹360
    • Climate control air filter: ₹450-₹551
    • Coolant top-up: ₹500

    Wheel services:

    • Wheel alignment: ₹550
    • Wheel balancing: ₹440

    Swift maintenance cost

    Service Interval

    Kilometres / Months

    Free / Paid

    Estimated Cost (Rs. )

    1st Service

    1,000km/1 month

    Free

    ₹852

    2nd Service

    5,000km/6 month

    Free

    ₹1,575

    3rd Service

    10,000km/12 months

    Free

    ₹2,649

    4th Service

    20,000km/24 months

    Paid

    ₹6,826

    5th Service

    30,000km/36 months

    Paid

    ₹5,429

    6th Service

    40,000km/48 months

    Paid

    ₹6,489

    7th Service

    50,000km/60 months

    Paid

    ₹5,567

    Things to check while looking for Swift maintenance costs

    When planning upkeep for your Swift, consider these factors:

    • Service centre type: Authorised repair shops charge more but provide real parts and trained technicians. Independent shops may be cheaper, but they often compromise on part quality.
    • Location variations: Service prices range across towns. Metro cities generally charge more than smaller places.
    • Driving conditions: City driving, with its regular stop-and-go traffic, raises wear and tear, requiring more frequent upkeep compared to highway driving.
    • Service package deals: Look for Annual Maintenance Contracts (AMC) or loyalty deals that offer savings on parts and work.

    Factors affecting Swift maintenance cost

    Several things can affect your Swift's repair expenses. Some of these are as follows:

    • Driving habits: Aggressive driving, hard braking and rapid acceleration increase component wear, resulting in higher Swift service costs.
    • Road conditions: Driving on bad roads affects suspension, balance and tire wear, raising service frequency.
    • Part quality: Genuine parts cost more but offer better longevity and guarantee security. Aftermarket parts can be lower in price but may compromise performance and lifespan.
    • Service frequency: Following the suggested plan avoids big problems. Delaying services can lead to expensive fixes.
    • Usage pattern: High-mileage cars require more frequent attention than those used rarely.

    Conclusion

    The Maruti Swift offers one of the most affordable maintenance costs in its class, making it an excellent choice for budget-conscious buyers. While keeping your Swift is crucial, protecting it with proper car insurance is equally important.

    Car insurance in India is mandatory by law, with third-party car insurance being the minimum legal requirement that covers losses to other vehicles and injuries to third parties. However, comprehensive car insurance offers significantly better protection for your Swift, covering damages to your vehicle from crashes, theft, natural disasters and crime.

    FAQs

    1. How often should I service my Swift?
      Every 12 months or 10,000 kilometres, whichever happens first.
    2. Are the first three services free?
      Labour is free, but tools and goods are charged.
    3. Can I repair my Swift at local garages?
      Yes, but it may cancel your guarantee. Authorised locations are recommended during the guarantee period.
    4. What's the big service cost at 40,000 km?
      Approximately ₹6,489, including oil change, spark plug repair and brake fluid change.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.



  • Maruti Alto Maintenance: Complete Guide

    by Tanmay Ahuja | Aug 19, 2025

    Bringing in features like low maintenance, reliability and affordability, the Maruti Alto is among the top choices for Indian car owners. The car is suitable for daily travelling and highway speeding, highlighting its reliable performance. However, regardless of the car model, timely maintenance is important. Often, car owners remain unaware of the service schedule or cost. This guide explains everything you should know about the Maruti Alto car service cost, schedule and other tips.

    Why Maruti Alto maintenance & service is important

    The Maruti Alto has often been considered a low-cost-maintenance car. But it does require regular maintenance, ignoring which can lead to expensive repairs in the long run. With regular maintenance, you are ensuring that any potential issue is diagnosed early on and you enjoy a smoother-running car for longer periods. The Alto car service charges are, therefore, an investment for better safety, performance and longevity.

    Maruti Alto service schedule

    The following table is the recommended maintenance schedule with Alto service charges for the first five years:

    Service No.

    Months/Kilometres

    Service Type

    Total Cost (2023-2024)

    1st Service

    12/10,000

    Free

    INR 1,287.7

    2nd Service

    24/20,000

    Paid

    INR 4,537.7

    3rd Service

    36/30,000

    Paid

    INR 3,287.7

    4th Service

    48/40,000

    Paid

    INR 4,537.7

    5th Service

    60/50,000

    Paid

    INR 3,287.7

    Maruti Alto service part cost

    Your Maruti Alto service price depends on the price range of different parts that might require replacement. Let’s look at the estimated price of parts that are typically replaced during maintenance:

    • Fuel Filter: INR 250 (approx.)
    • Oil Filter: INR 95 (approx.)
    • Air Filter: INR 250 (approx.)
    • Spark Plug: INR 400 (approx.)
    • Front Brake Pads: INR 1,200 (approx.)
    • Wiper Blade Set: INR 500 (approx.)
    • Coolant: INR 600 (approx.)
    • Battery: INR 3,000-4,000 (approx.)
    • Exhaust Pipe: INR 3,500 (approx.)
    • Horn: INR 350 (approx.)

    Maruti Alto maintenance cost

    Here is the Maruti Alto service charges list to ensure you get a fair insight into the maintenance costs:

    Service Year

    Service No.

    Kilometres

    Cost

    1st Year

    1st Service

    1000 Kms

    INR 1,496

    2nd Service

    10000 Kms

    INR 1,496

    2nd Year

    3rd Service

    20000 Kms

    INR 1,496

    3rd Year

    4th Service

    30000 Kms

    INR 3,426

    4th Year

    5th Service

    40000 Kms

    INR 4,665

    5th Year

    6th Service

    50000 Kms

    INR 3,426

    6th Year

    7th Service

    60,000 Kms

    INR 3,861

    7th Year

    8th Service

    70,000 Kms

    INR 3,426

    8th Year

    9th Service

    80,000 Kms

    INR 5,030

    9th Year

    10th Service

    90,000 Kms

    INR 3,426

    10th Year

    11th Service

    1,00,000 Kms

    INR 3,861

    Thing to check while looking for Maruti Alto maintenance cost

    These are important factors that could change the servicing costs for your car:

    • The variant: The variants, that is, petrol or CNG, can affect the maintenance cost. This is usually because CNG models need extra attention on the gas parts.
    • The transmission type: For the Maruti Alto, you might experience only the manual transmission type. Regardless, different types require varying maintenance and costs.
    • Previous maintenance history: The previous maintenance history should be updated since any missed service could lead to more charges later.

    Factors affecting Maruti Alto maintenance cost

    The following is a list of factors that might affect the Maruti Alto maintenance costs:

    • Spare parts cost: During a servicing, parts like filters and coolants require replacement. The cost of these spare parts can change the total maintenance costs.
    • Labour charges: Among the full servicing costs of your car are included the labour charges, which again depend on the servicing required.
    • Service centre: The overall maintenance cost can change according to the centre you are visiting. Authorised centres may offer premium services, while local garages are often not considered reliable.

    Conclusion

    A popular choice for budget-conscious car owners, the Maruti Alto promises affordability after the initial purchase too. With its affordable servicing costs, maintaining it is effortless. Besides timely maintenance, car insurance can also reduce your financial burdens. With comprehensive car insurance and third party car insurance, you enjoy financial protection from expenses due to accidents, third party legal suits and other unfortunate events, such as fire or theft. Ensure a comfortable and safe ride with insurance and maintenance on time.

    FAQs

    • Is special servicing necessary for CNG models of the Maruti Alto?

    CNG models typically require special servicing, which includes leak tests and valve checks.

    • How to maintain a Maruti Alto for better performance?

    Any car, regardless of its model or brand, requires timely services for better performance. Besides, you should maintain smooth driving habits and regular inspections to ensure efficient driving.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Stolen Car Check: How to Verify a Car's Legitimacy

    by Tanmay Ahuja | Aug 19, 2025

    Car theft is still one of the top vehicle crimes in India. Knowing how to check if a car is stolen before you hand over your hard-earned money for that second-hand car is very important because not doing a 'stolen car check' can land you in a muddy legal battle, which can result in a major financial drain.

    This guide will walk you through how to identify if a car is stolen and help you avoid the risk of unknowingly buying a stolen vehicle.

    How to check if a car is stolen?

    If you are wondering how to check if a vehicle is stolen, start by verifying the registration certificate (RC). Ensure the owner’s details match the seller’s ID and that the engine and chassis numbers align with the RC.

    You can also visit the local RTO for verification. Use government portals like Parivahan or eChallan to check ownership, accident history, fines or blacklisting. Contact the local police station to see if any complaints are filed against the vehicle.

    Additionally, hiring a trusted mechanic can help spot tampering with the VIN, engine or chassis, which may indicate the car is stolen.

    Can I run a stolen car check online?

    The government of India offers several free online tools where you can check for stolen vehicles. Here are a few official sites:

    • Pariwahan Sewa Portal

    Parivahan Sewa is the Ministry of Transport and Highways' (MoRTH) official site that automates and regulates all vehicle registration and driving licence activities. Here's how to use the platform:

    1. Visit the official site.
    2. Go to "Information Services," and then click "Know Your Vehicle Details."
    3. Enter your vehicle registration number or your phone number, whichever is applicable.
    4. Click "Vehicle Details."
    5. The portal will display everything related to the car's registration, car insurance online status and the last ownership.
    • Use the eChallan website

    eChallan Parivahan is a digital traffic enforcement solution initiated by MoRTH. It issues and manages traffic violation challans (fines). To check for stolen vehicles on this platform:

    1. Click on "Get Challan Details" at the bottom left of the main page.
    2. Enter the vehicle registration number to see if there are any unpaid fines.

    Stolen vehicles often have multiple unresolved penalties.

    • ZIPNET

    ZIPNET (Zonal Integrated Police Network) is an online service that allows you to check the status of stolen vehicles in eight North Indian states.

    1. Visit the portal.
    2. Click on "Stolen Vehicles."
    3. Enter vehicle registration, engine or chassis number.
    4. Click "Search."
    5. If a car is listed, you can view the complainant's name, vehicle make, model and colour, stolen location and date.

    What's included in a stolen car check?

    When performing a vehicle history check, review key details in the report, including ownership history, registration certificate, accident and service records and any theft or no-trace reports.

    Also check for third-party car insurance coverage, outstanding loans or hypothecation, RTO blacklisting status and any pending challans. These factors help ensure the vehicle’s legal and financial standing before purchase.

    How to avoid purchasing a stolen vehicle?

    To check for stolen vehicle, always ask the seller for original documents like the registration certificate, insurance, pollution certificate and service records. Carefully inspect the chassis and engine numbers for tampering, and be cautious of prices significantly below market value. Meet the seller at their home or workplace, not just public places and verify the vehicle’s status through RTO, police and online checks.

    Confirm the seller’s ID and address, insist on a detailed sale agreement and avoid cash payments by using digital methods or cheques for better traceability.

    I've found out my car was stolen – what should I do?

    Discovering that the car you bought is stolen can be extremely frustrating and scary, but quick action will help protect your interests. Here's what you should do:

    1. Stop using the vehicle immediately.
    2. Contact your local police station to file a complaint. Submit all necessary documents.
    3. Inform your insurance company and the RTO about the situation without delay.

    How to report a stolen car?

    Quick reporting will increase your chances of recovering your car and help other buyers avoid purchasing your stolen vehicle. Here's how to report an incident:

    1. Start by filing an FIR at a local police station.
    2. Submit copies of vehicle registration certificate, driving licence, insurance papers and any other relevant documents.
    3. Provide detailed information about your vehicle, such as make and model, colour and any distinctive features.
    4. Mention the time and location where you last saw the car.
    5. Contact your insurance company within 24 hours.
    6. Inform the RTO.

    Conclusion

    Now that you have all the answers to the question "how can I check if a car is stolen," use the knowledge wisely when you decide to purchase a used car in the future.

    Also, even after all the checks, things can still go wrong. That's why having the right kind of protection matters. Opting for a comprehensive policy is a good option. It offers broader protection against theft, fire and natural disasters. You can easily compare and buy car insurance online in just a few clicks.

    FAQs

    • Is it legal to buy a stolen-and-found car in India?

    Yes, you can buy a stolen-and-found car in India as long as the paperwork is correct and valid.

    • Will the police take the car if it's found to be stolen after I buy it?

    Yes, the police will seize the vehicle once they detect the theft and notify the original owner.

    • Can I claim my comprehensive car insurance if I unknowingly bought a stolen car?

    Comprehensive car insurance usually covers theft of your own car, that is, if it's stolen from you after you legally purchased it and got it registered in your name.

    However, if the car was already stolen property when you bought it, the legal ownership was never transferred to you, so the insurer may not honour the claim.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Automatic Car Transmissions: Types and Maintenance Guide

    by Tanmay Ahuja | Aug 18, 2025

    Automatic transmissions have changed everyday driving for the better. They make long journeys comfortable, reduce fatigue in traffic and are easier to handle. Understanding how automatic transmissions work and why they matter can help you make more informed decisions behind the wheel. So, let’s dive in and explore what drives modern cars forward.

    What is automatic transmission in a car?

    An automatic car transmission is a self-shifting system that changes gears without the need for manual clutch operation. It uses a torque converter to connect the engine to the gearbox, transferring power smoothly and multiplying torque at low speeds for better acceleration.

    Working with a planetary gear set, the system adjusts gear ratios based on speed and load. Sensors monitor driving conditions and send data to the Electronic Control Unit (ECU), which automatically manages gear shifts for optimal performance.

    Importance of automatic transmissions

    Automatic transmissions also provide several practical benefits. They include:

    • Better safety: Automatic transmission system consistently selects the optimal gear ratio, improves control and reduces the chance of stalling.
    • Smoother drive: Shifts are generally seamless and smooth, especially in modern torque converters and CVTs.
    • Fuel efficiency: Some automatic transmissions like CVTs and AMTs are designed to improve fuel economy by optimising gear ratios.
    • Less wear on the engine: Automatics reduce engine strain and improve its longevity by managing power delivery efficiently.

    Components of automatic transmissions

    An automatic car transmission is a complex system made up of several essential parts. They include:

    1. Torque converter: This fluid coupling transfers and multiplies torque from the engine to the transmission.
    2. Oil pump: This circulates transmission fluid to lubricate and cool internal parts like the torque converter and clutch packs.
    3. Planetary gear set: These create multiple gear ratios for smooth acceleration and deceleration.
    4. Clutch packs: They engage or disengage various parts of the gearset using friction discs. Hydraulic pressure holds them together during gear shifts.
    5. Output shaft: The shaft transfers rotational torque from the gearset to the drive wheels and helps the car move forward or backwards.
    6. Brake bands: Brake bands apply hydraulic pressure to hold specific gears or shafts in place during gear shifts.
    7. Oil pan and filter: These components store the transmission fluid and help keep it clean of debris or metal shavings.
    8. Valve body: This is the control centre of the transmission. It routes hydraulic fluid through specific channels to engage the right gear based on the ECU's signals.

    Tips to maintain an automatic transmission car

    Good maintenance helps your automatic gearbox last longer and prevents costly repairs. Here are some tips that will help:

    • Check transmission fluid regularly: The transmission fluid should be bright red and clear. It needs to be replaced if it appears dark, burnt or contains particles.
    • Use the correct fluid: Always follow the instructions in your vehicle’s manual. The wrong fluid can affect performance or cause damage.
    • Service the cooling system: This helps keep the transmission fluid at the right temperature and prevents overheating.
    • Flush the transmission periodically: Do this especially if you drive in traffic or carry heavy loads. Flushing removes dirty fluid that can harm internal parts.
    • Stop completely before shifting gears: Switching between Drive and Reverse modes while moving can wear out components faster.
    • Warm up before driving: During cold weather, idling for a minute helps circulate the fluid properly.
    • Avoid long-term use of a spare tyre: A mismatched tyre can throw off balance and stress the transmission.
    • Replace the transmission filter if equipped: Change it during regular fluid maintenance to ensure proper flow and filtration.
    • Avoid heavy towing unless rated for it: Towing too much weight can overheat and degrade the fluid quickly.
    • Schedule annual inspections: A certified technician can check fluid levels, spot leaks and catch issues early.

    Common automatic transmission problems and their solutions

    Automatic transmissions are reliable, but issues can crop up without regular maintenance. Here are some common problems and quick fixes:

    • Grinding or shaking in gear: This happens often due to worn clutch packs or internal damage. Get it inspected promptly.
    • Car won’t engage in gear: Delays in shifting may point to low fluid or ECU faults. Replace the fluid. Scan the ECU if it is unresolved.
    • Noisy in neutral: Whining or clunking sounds could mean worn bearings or dirty fluid. Flush and inspect.
    • Smells like it is burning: This can happen if it is likely overheated or because of old fluid. Stop, check levels and replace if needed.
    • Gears slipping: It is caused by clutch wear or ECU glitches. Address issues promptly to prevent safety hazards.
    • Low or leaking fluid: Red puddles suggest a leak. Repair and refill to prevent major damage.
    • Check engine light on: Could be sensor-triggered. Get a scan to spot issues early.

    Conclusion

    Understanding the various types of automatic transmissions and how to maintain them well can help you avoid expensive repairs. An important thing you should keep in mind is that serious transmission damage might not always be covered under a basic insurance plan. Comprehensive car insurance offers broader protection. However, it may not cover damage caused by poor vehicle maintenance. And with third-party car insurance, mechanical failures like these usually aren’t covered at all. So, along with regular servicing, it is smart to review your car insurance online and get add-ons that are best-suited for AMT cars.

    FAQs

    • What are the most popular types of automatic transmissions?

    Torque converter, CVT, DCT, AMT and iMT are the most widely used types of automatic car transmissions in modern cars.

    • Which kinds of automatic transmission are best for daily use?

    Small automatic cars with CVT or AMT are ideal for daily driving. They are fuel-efficient and easy to handle.

    • Do different auto gearbox types affect how a car drives?

    Yes, auto transmission types like CVT offer smooth acceleration, while DCTs provide quicker and sportier shifts.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Check Engine Light: Everything You Need to Know

    by Tanmay Ahuja | Aug 18, 2025

    If you see the check engine light glowing while driving your car, don’t panic and assume the worst, especially if the streets are busy. This is a common warning sign on cars and often doesn’t mean a disaster.

    However, understanding what the engine indicator light is, what triggers it and how to respond to it can help you avert expensive repairs in the future. Let’s understand how to handle this common issue and run your car safely across India’s diverse road conditions.

    What is engine check light in car?

    The check engine light is a part of your car’s onboard diagnostics (OBD) system. Modern vehicles use an OBD system called the Engine Control Unit (ECU) to monitor the performance of your engine and its key components.

    What does the check engine light look like?

    Engine check warning light can appear as a yellow or orange engine-shaped icon on your dashboard, the words “Check Engine” or “Service Engine Soon” or a combination of both, depending on the vehicle.

    Why is my check engine light on?

    Engine lights on cars appear for several reasons. Here are the most common causes:

    • Faulty oxygen sensor: This sensor checks how much oxygen is remaining in your exhaust. If the sensor fails, your car may burn more fuel and increase carbon emissions. Before the light appears, you might notice the mileage has reduced.
    • Broken or loose fuel cap: Something as simple as a loose or cracked petrol cap can trigger the warning. Your car needs proper pressure in the fuel system, and a damaged or loose cap can drop this pressure.
    • Malfunctioning catalytic converter: This engine component converts toxic pollutants into less harmful gases like carbon dioxide. Heavy traffic and poor fuel quality can damage the converter over time and may overheat your vehicle.
    • Damaged spark plugs or ignition coils: These components, together, help you start the engine. Old and worn-out plugs may misfire and activate the light.
    • Mass airflow (MAF) sensor problems: This sensor determines the amount of fuel needed in your car based on the air entering the engine (air-fuel mix). Dust and pollution, which are common on Indian roads, can damage the sensor.
    • Vacuum leak: Cracked hoses or gaskets can let air enter where it shouldn’t, which impacts the engine performance.
    • Defective EGR (exhaust gas recirculation) valve: It helps minimise the harmful mix of nitrogen gas in the exhaust system. If it’s stuck or not working, your car will release the gas into the atmosphere.

    What should you do when the check engine light comes on?

    When the car check engine light appears on your dashboard, do not panic. First check for other warning lights like oil pressure or temperature. If these are on, stop safely and contact your insurer or mechanic.

    If the light is steady, you can drive but should schedule a mechanic visit soon while monitoring for unusual sounds, smells or performance issues. If the light blinks or flashes, pull over immediately and turn off the engine, as this indicates a serious problem. Call roadside assistance or tow your car to a garage.

    Before visiting a mechanic, try tightening the fuel cap and see if the light clears after a few drives. You can also get an OBD-II code scan at many fuel stations or garages to identify the issue precisely.

    How to reset a check engine light

    Once you have fixed the root problem, the engine check warning will automatically stop flashing after a few drive cycles. If it doesn’t, here’s how you can reset it:

    • Use an OBD-II scanner: Plug the scanner into your vehicle’s OBD port (usually under the dashboard near the steering wheel). Turn the ignition to ON (engine off), press ‘Read’ to get the error code, then select ‘Clear’ to reset the light.
    • Disconnect the battery: Turn off the ignition. Open the car’s bonnet and disconnect the battery’s negative terminal. Wait 10 to 15 minutes and then reconnect it. This will erase the ECU’s memory but also reset all electronic systems like the clock and stereo settings.
    • Release unused energy: If disconnecting the battery doesn’t work, try pressing the horn and turning on the headlights (with the battery disconnected) to drain any leftover charge.

    Conclusion

    The check engine light may not always mean major trouble, but you will have to rectify the problem soon to avoid bigger issues later. However, even after following the best maintenance practices, you can still face unforeseen incidents, like flooding, fire and theft. Having reliable car insurance will help you in such scenarios.

    FAQs

    1. Can bad petrol trigger the check engine light?

    Yes, contaminated or poor-quality fuel (common in rural and unsupervised regions) can trigger the engine check warning.

    1. I am on a road trip. Can I continue to drive?

    If the engine indicator light is steady and the car is functioning normally, you can drive till you visit a mechanic. But if it’s flashing, stop driving immediately and call for assistance.

    1. Does car insurance cover engine repairs?

    Comprehensive car insurance, with useful add-ons like engine protection and zero-depreciation, may cover repairs from natural calamities and accidents, but will not pay for everyday wear. Check your policy details for more information.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Why Does Your Car Smell? Causes and Tips to Remove It

    by Tanmay Ahuja | Aug 14, 2025

    For most of you, the car is like your second home. But when it greets you with an unpleasant smell every time you step in, it can ruin your whole driving experience.

    Sometimes a car smells like musty wet clothes. Other times, it's sharp, like petrol or burning rubber. These smells can be signs of lingering issues, like problems with AC vents, engine, fluid leaks and can grow worse over time. Understanding them can help you prevent small issues from becoming expensive repairs. This blog explains where car odors come from, what they mean and how you can remove them effectively.

    What are car smells?

    Car smells are any persistent and unusual odours that stay inside your car despite open windows, air fresheners and cleaning. Your car contains many fluids, materials and components. When these elements break down, leak or overheat, they produce distinct odours.

    Some odours are temporary, such as monsoon dampness, long travel with pets or food you just brought in. But if a smell stays more than a day or two, it is most likely due to a serious mechanical problem.

    Causes of car smells

    Here is a list of possible reasons why your car could be smelling:

    1. Fluid leaks: Engine oil, coolant, brake fluid and transmission fluid all have unique smells when they leak or burn onto hot surfaces.
    2. Overheating components: Your brakes, engine and exhaust system can overheat under certain conditions.
    3. Moisture buildup: Water can seep through damaged seals, clogged drains or open windows during monsoon and become a breeding ground for mould and mildew on floor mats and seats.
    4. Food spills and organic matter: Forgotten snacks, drinks or even small bugs or rodents decomposing can absorb into seats and mats, creating terrible smells.
    5. Worn seals and hoses: Damaged components allow fluids to leak onto hot engine parts, creating distinct burning odours.
    6. Clogged air conditioning systems: Blocked drains and dirty filters can trap moisture and debris, promoting bacterial or fungal growth.
    7. Smoking inside the car: Cigarette smoke can cling to fabrics and plastics, creating a stubborn smell.
    8. Rodent and rat infestation: These unwanted critters, generally attracted to warm, sheltered environments like the car's hood, can chew through wires and insulation, enter the vehicle and leave behind urine or a dead animal smell.

    Types of car smells

    Let's break down different car odor types, what they generally mean and how to diagnose them:

    Smell type

    Likely cause

    What to look for

    Musty or damp

    Mould or wet carpet

    Check AC drain

    Sweet or syrupy

    Coolant leak

    Check the coolant level and radiator hose

    Petrol or fuel smell

    Fuel line or tank leak

    Inspect the underbody and engine

    Burnt oil or rubber

    An oil leak or electrical issue

    Look for smoke, burning wires or oil spots

    Vinegar or sour odour

    Bacterial growth in the AC system

    Remove the AC vents and inspect

    Chemical or plastic-like

    New parts, paint or AC overheating

    Air out the car and inspect the AC unit

    Smoke or stale smell

    Smoking inside or fire residue

    Deep clean interior, use neutraliser for odor for car and recheck after a few days

    Rotten smell

    Dead rodents, insects or small animals trapped in engine, ducts or hood

    Follow the smell, inspect the bonnet area, air vents and luggage compartment

    How to fix car smells

    Removing smell from car is easy. Use natural odour absorbers like baking soda on seats or activated charcoal under them to reduce moisture and smells. Keep the car ventilated by opening windows or sunroofs and replace the cabin air filter. Clean AC vents with compressed air and disinfectant, and unclog AC drains.

    For specific odours, get rid of cigarette smoke with a vinegar-water mix, use cleaners for food smells, enzyme-based neutralisers for pet odors and diluted hydrogen peroxide for mildew. Address burning smells immediately by checking oil and brakes, as these require urgent expert attention.

    These fixes do not address the root cause. Therefore, your focus must be removing odor from car at the source, either by thorough cleaning or with professional help.

    Conclusion

    Bad car odour often starts small but can get worse with time if ignored or masked. By following the best practices, you can maximise your car's health.

    While you're focused on fixing the odour problem, it's equally important to consider investing in the right car insurance. A comprehensive policy offers broader protection, covering expenses related to accidents, theft, fire, natural disasters, third-party liabilities and even irreparable damage.

    FAQs

    • How often should I clean my car to prevent smells?

    Vacuum weekly. Wash mats and sun-dry once every two weeks or after long trips. Clean food spills and organic stains immediately. Clean vents and change filters every 6-8 months.

    • How can I tell if the smell is coming from inside or outside the car?

    If the smell persists when the windows are closed and the AC is off, it’s likely coming from inside. If it fades while driving or changes with outside conditions, it could be external (like road pollution or nearby vehicles).


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Understanding How a CRDI Diesel Engine Works and Why It Matters

    by Tanmay Ahuja | Aug 13, 2025

    Modern diesel cars are no longer loud or polluting. They are efficient, powerful and much smoother to drive. The main reason behind this shift is Common Rail Direct Injection (CRDi), a fuel injection system that delivers diesel with high precision. It improves performance, reduces emissions and has become standard in everything from compact SUVs to premium models. Let's examine how CRDI works and its advantages and disadvantages.

    What is a CRDI (common rail direct injection) engine?

    A CRDi engine is a type of diesel engine that uses a more innovative way of delivering fuel. Instead of spraying fuel in fixed amounts like older engines, it stores diesel at very high pressure in a common pipe or rail. The engine then sends diesel to each cylinder with precise timing, all of which is controlled by an onboard computer.

    How does a CRDI engine work?

    First, the fuel is drawn from the tank and pressurised to 1,000-2,500 bar by a high-pressure pump. It is then stored in a common rail, which maintains constant pressure regardless of engine speed.

    The engine control unit (ECU) helps in time management. It constantly reads inputs like throttle position, engine load, temperature and RPM. It calculates the precise timing and amount of fuel required for each cylinder based on this data.

    The actual injection happens through independently controlled injectors, one for each cylinder, all connected to the common rail. When the ECU sends a signal, it sprays a fine diesel mist in timed phases called pre-injection, main injection and post-injection for smoother combustion.

    Finally, the CRDi system enables efficient combustion. Since the diesel is sprayed as a fine mist and precisely timed with the piston’s movement, it mixes thoroughly with air. This ensures better power output, reduced unburnt fuel and lower emissions.

    Advantages of CRDI engine

    CRDi engines offer several advantages over older diesel systems. They deliver better fuel efficiency and more power by injecting fuel in precise amounts under high pressure, ensuring optimal combustion. This also results in lower emissions, as the fuel burns more completely, producing less smoke and fewer pollutants.

    Additionally, CRDi engines are quieter and smoother, with reduced noise and vibration, and they allow for easier cold starts by adjusting fuel delivery based on engine temperature.

    Disadvantages of CRDI engine

    CRDi engines come with a few drawbacks. They have a higher upfront cost due to advanced components like high-pressure pumps and electronic injectors. Their maintenance and repairs are costlier as they require specialised tools and trained technicians, which may not be available in remote areas.

    These engines are also sensitive to fuel quality, and poor diesel can clog or damage components. Additionally, parts wear out faster due to constant high-pressure operation, leading to expensive replacements.

    Popular CRDI diesel cars

    Here are some well-known models that come equipped with a CRDi fuel injection system, along with their price ranges:

    Car model

    Ex-showroom price range (₹)

    Kia Sonet

    8.00 - 15.74 Lakh

    Mahindra Scorpio N

    13.99 - 25.42 Lakh

    Hyundai Venue

    7.94 - 13.62 Lakh

    Mahindra XUV700

    14.49 - 25.89 Lakh

    Hyundai Creta

    11.11 - 20.50 Lakh

    Tata Nexon

    8.00 - 15.60 Lakh

    Tata Harrier

    21.49 - 30.23 Lakh

    Mercedes-Benz GLE 

    Rs. 1.01 - 1.19 Crore

    Note: Hyundai and Kia have begun phasing out diesel variants in models like the Venue, Sonet and Creta. However, CRDi versions are still available in the used car market.

    CRDI vs traditional diesel engines

    To understand why CRDi engines are considered a significant improvement, it is helpful to compare them directly with traditional diesel engines. Here is how the two systems differ:

    Feature

    CRDi engine

    Traditional diesel engine

    Fuel injection control

    Electronic

    Mechanical

    Efficiency

    Higher

    Moderate

    Noise and vibration

    Lower 

    Higher

    Emissions

    Cleaner

    Dirtier

    Maintenance

    More complex and costly

    Simpler but less efficient

    Conclusion

    The advanced components of CRDi engines are expensive to repair or replace and are highly sensitive to fuel quality. Even a single instance of contaminated diesel can damage the system. A third-party car insurance policy won’t cover these expenses, as it only protects against damage to others.

    To truly safeguard your vehicle, especially the advanced CRDi system, opting for a comprehensive car insurance policy is the smarter choice. With add-ons like engine protection, it can also help cover repairs related to the CRDi system failure.

    FAQs

    • What is a common rail direct injection (CDRi) system in diesel engines?

    A common rail direct injection system delivers high-pressure fuel directly to each cylinder using electronic control.

    • How does a CRDi system work?

    A common rail direct injection CRDi system uses a common rail to maintain constant high fuel pressure. It then injects fuel into each cylinder electronically for cleaner combustion and better mileage.

    • Is common rail direct fuel injection the same as CRDi injection?

    Yes, they both refer to the same diesel engine technology. Both offer precise fuel control and improved engine efficiency.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.



  • Car Rust Guide: Causes, Types, Prevention Tips

    by Tanmay Ahuja | Aug 13, 2025

    Car rust affects millions of four-wheelers, and while it might seem like small spots at first, the tiny patches can lead to serious damage over time. If you don't catch the rust inside car early, it can eat away at the metal and compromise your vehicle's structural integrity, safety and performance.

    This article will help you understand what rust is, its root cause, how to spot one and the best way to stop it from going worse.

    At what age do cars start to rust?

    Most cars begin showing rust signs in about 3-7 years, depending on usage and environmental conditions. However, various factors can change this timeline.

    For example, if you live in a coastal region, your car can start developing rust as early as 2-3 years due to continuous salt air exposure. Meanwhile, vehicles in drier regions might not show rust for 7-8 years. But if you drive in areas with heavy rainfall, waterlogging or salt-treated roads, your car might start rusting earlier.

    What causes rust on a car?

    Rust forms when iron in your car's metal components reacts with oxygen and moisture. This chemical reaction, called oxidation, creates iron oxide, the reddish-brown substance you see as rust.

    Several factors accelerate this process in India. They include:

    1. Rain, puddles and washing your car too often without drying it properly.
    2. Salt from coastal areas creates an electrolyte that speeds up corrosion.
    3. Small scratches in a car's paint become entry points for moisture.
    4. Temperature fluctuation, such as when metal expands and contracts with weather changes, creates tiny cracks in cars' protective coatings.
    5. Dirt and chemical compounds in polluted air react with a car's metal surfaces, creating acidic conditions that promote rust development.

    Types of rust in car

    Let's look at the common types of rust inside cars and what they mean:

    1. Surface rust: It appears as small spots or patches on your car's exterior. This type affects only the top layer of metal and paint.
    2. Scale rust: This type penetrates deeper into the metal structure. It looks like flaky, raised patches that feel rough to touch.
    3. Penetrating rust: It is the most severe type of car rust which eats completely through metal panels, such as floor pans, door frames and trunk area, leading to holes and weakened structure.

    Common rust locations

    The following areas of your car are more prone to rust development due to water collection and limited air circulation:

    1. Wheel arches: They are the first to collect road spray, salt and debris, making them the prime rust locations.
    2. Door frames and window seals: Water trickles down and gets trapped easily for prolonged periods, especially if the weather stripping is damaged.
    3. Undercarriage: It faces constant exposure to salt, water and grime. Exhaust systems, suspension components and frame rails are particularly vulnerable.
    4. Boot floor, bumper and spare tyre area: Moisture and spills can get trapped inside and form rust over time.
    5. Inside car floor panels: Leaks from the AC and windows can cause rust inside the car without you noticing.

    How to spot rust on your car

    Detecting rust early can help you avoid major damage and costly insurance claims. Look for signs like paint bubbles, blisters, discoloured or flaking paint, and reddish-brown stains near joints and seams. Run your hand along the surface to feel for rough or raised spots.

    Inside the car, damp smells or wet carpets may indicate hidden rust. Also, check common water collection areas such as door jambs, boot seals, and around the fuel filler cap.

    How to remove rust from your car?

    Depending upon the location and severity, your treatment may differ. Here's how to stop rust on cars effectively:

    1. Clean the area: Use soap and water to clean lingering dirt thoroughly
    2. Sand the rust: Use fine-grit sandpaper or a wire brush to scrape off surface rust gently until you reach clean metal
    3. Apply rust remover: Add a layer of chemical rust remover or rust converter
    4. Prime the area: Apply primer to seal the exposed metal
    5. Paint it: Apply touch-up paint and a clear coat to restore the rusted area

    Conclusion

    If you are trying to protect your vehicle in the long run, preventing car rust should be part of your regular maintenance. Always clean your car properly, fix scratches early and check the underbody after monsoons. But more than that, rust teaches you how unpredictable damage can be. That's where insurance helps.

    Having comprehensive car insurance will protect you from the cost of many weather-related damages that can lead to rust.

    FAQs

    • Is rust removal expensive?

    It depends on the severity. Surface rust removal may cost a few hundred rupees. Structural repairs can cost several thousand.

    • What's the difference between a rust converter and rust remover?

    Rust converter chemically changes rust into a protective coating, while rust remover eliminates rust deposits. Converters work better for hard-to-reach areas, while removers provide cleaner results for visible surfaces.

    • Is rust covered in car insurance online policies?

    Rust is not covered in third-party policy, whether bought online or offline. However, if rust is caused by an insured event, like flood or waterlogging, you can claim it with your comprehensive car insurance.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Dry Car Seats During Monsoon: Simple Tips & Tools

    by Tanmay Ahuja | Aug 13, 2025

    Wet car seats are a common problem during the monsoon. All it takes is one open window, soaked clothes or a parked car during heavy rain. What follows is damp seats, bad odour and a lot of discomfort. If ignored, it can even lead to mould or damage to your car’s interior. That is why it is important to know how to dry car seats quickly and correctly.

    Things to consider when drying car seats in monsoon

    If you’re wondering how can I dry my car seats during the monsoon, it starts with understanding a few key factors. Seat material matters as cloth seats absorb more moisture and are prone to mould, while leather resists water but can be damaged by heat. Time is crucial, as mould can develop within 24-48 hours. High humidity reduces the effectiveness of open windows, so use fans or dehumidifiers instead.

    Good air circulation, such as running the A/C while driving or using fans in a sheltered area, speeds up drying. To tackle odours, use baking soda, activated charcoal or vinegar.

    How to dry car seats

    Drying wet car seats is manageable with the right approach. Begin by blotting seats with dry towels using firm pressure to absorb surface moisture. Use a wet/dry vacuum to extract water from fabric, foam and seams. Improve air circulation with portable fans or by running the heater on low while driving.

    A small dehumidifier left in the closed car for a few hours can help remove trapped moisture. For odours, apply baking soda to damp areas and vacuum it later or place activated charcoal bags under the seats. If possible, park in sunlight with windows slightly open, but avoid prolonged exposure for leather seats.

    Running the A/C while driving also helps dehumidify the interior. For small damp spots, use a hairdryer on low heat as a last resort.

    Tools and materials needed for drying your car interior

    A few basic tools can make a big difference when drying your car interior. Microfibre towels or absorbent cloths are ideal for blotting and wiping down seats and carpets. Portable fans or car blowers help circulate air within the cabin, speeding up the drying process, while a dehumidifier is especially useful in humid conditions or when sunlight isn’t available.

    To combat moisture and odours, baking soda or activated charcoal works well as a natural absorbent. Keeping plastic seat covers or guards in your car can offer quick protection if you or your passengers are wet or if rain unexpectedly gets inside.

    Additionally, ziplock bags or plastic containers are handy for placing baking soda or charcoal under seats without making a mess and for storing damp towels after use.

    Tips for preventing future rain damage

    Some simple steps can help you avoid water-damaged seats during the rainy season. Here they are:

    • Inspect door and window seals: Replace worn-out door and window seals to prevent leaks.
    • Install rain guards: Allow window ventilation without letting rain in.
    • Use waterproof seat covers: They protect fabric seats from moisture and are easy to clean.
    • Keep a towel handy: Use it to cover seats when you are wet or carrying damp items.
    • Park smart: Choose covered parking or use a waterproof car cover if parked outdoors.

    Addressing potential damage after drying

    Even after thoroughly drying your car, it’s important to check for any lingering issues to avoid problems later. A persistent mould or mildew smell may require an odour remover or mild anti-fungal spray, and if it doesn’t go away, professional interior cleaning might be necessary.

    Watch for discolouration, as some fabrics can stain, fade or develop water spots. These should be spot-treated with fabric-safe cleaners or addressed by a detailing expert if severe.

    Conclusion

    Water damage is a real and frequent issue during the monsoon. Damp seats, faulty electronics or even mould buildup can lead to expensive repairs. This is exactly the kind of situation comprehensive car insurance is designed to handle. It covers damage caused by rain, flooding and other seasonal risks.

    FAQs

    • How to dry car seats during monsoon?

    Blot the seats with towels, use a wet/dry vacuum and run fans or a dehumidifier to remove moisture. Do this and you will understand the biggest hack on how to dry a wet car seat fast.

    • How to dry car seats quickly?

    Use a combination of a vacuum, portable fans and baking soda to speed up drying.

    • How do I dry out my car interior after it gets wet?

    Improve air circulation, remove floor mats, use drying agents and park in sunlight if possible.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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