Seat belts are often our first line of defense when it comes to vehicle safety. But you might wonder how they work so effectively during sudden collisions. The answer lies in an incredible component called the Seat Belt Pretensioner. This technology keeps you strapped in and tightens the seat belt during critical moments, actively reducing the risk of injury. It’s a lifesaving innovation that you should know about.

A seat belt pretensioner secures passengers in their seats by applying tension just before and during a collision, especially in head-on impacts. While the primary aim of seat belts is to minimise severe injuries and save lives, research has shown that seat belts have certain drawbacks that require improvement. A pretensioner is therefore added to enhance the effectiveness of the standard seat belt.

Purpose of a Seatbelt Pretensioner

A seat belt pretensioner improves the effectiveness of a standard seat belt by tightening the webbing during a crash or sudden stop. Here is why the pretensioner is so essential:

• It improves the effectiveness of seatbelts during collisions.
• It reduces slack in the seat belt and ensures that passengers are tightly secured to the seat.
• By eliminating excess slack in the seatbelt, the pretensioner minimises the risk of the passenger getting thrown forward when a collision takes place.
• The pretensioner activates right before or at the onset of a collision and quickly retracts the seatbelt to remove any slack.
• The seatbelt pretensioner controls the passenger’s movement during collision and helps prevent secondary collisions with vehicle components or other passengers. Reducing slack minimises the risks of hitting the dashboard or the steering wheel.
• The seatbelt pretensioner in cars works in tandem with other safety features, like the airbags, to optimise the protection of passengers. During a collision, the pretensioners position the occupants correctly so that the airbags provide maximum protection.
• Seatbelt pretensioners can improve the effectiveness of seat belt systems during high-impact collisions and reduce injuries.

Types of Seat Belt Pretensioners

There are mainly three types of seat belt pretensioners, each having a unique mechanism to tighten the belt during an emergency:

• Mechanical Pretensioner:

Mechanical seat belt pretensioners rely on an inertial wheel and a pendulum mechanism to secure the seat belt during a collision, preventing occupants from being abruptly thrown from their seats. However, mechanical pretensioners have a critical drawback: they can sometimes activate randomly rather than only during an accident. For example, the seat belt may tighten when forcefully pulled or when your car is moving down a steep decline, inadvertently triggering the mechanical pretensioner. The inertial locking system in some mechanical pretensioners also responds to sudden changes in vehicle speed. Additionally, mechanical seat belt pretensioners depend on mechanical components rather than pyrotechnic or electronic systems.

• Pyrotechnic Pretensioner:

Pyrotechnic pretensioners represent the most modern and advanced type of seat belt pretensioners. Most modern vehicles are now equipped with pyrotechnic seat belt pretensioners. Unlike other types, pyrotechnic pretensioners do not lock the seat belt during rapid deceleration. Instead, they gradually tighten the belt to remove any remaining slack and reduce the occupant’s movement. This system operates with the help of an electric control unit and a gas generator that activates explosive charges. However, it’s important to note that pyrotechnic pretensioners cannot be reused. Once deployed, they must be replaced before being used again in any subsequent incident.

• Electrical Pretensioner:

An electric pretensioner replaces the pendulum mechanism in a mechanical pretensioner with an electronic sensor. It is also integrated with other safety systems, such as the airbag deployment system and rollover sensors. As a result, electric pretensioners are considered more effective during a collision, as they work in tandem with the airbags to provide superior protection. Since electric pretensioners rely on specific car sensors, they cannot be accidentally activated, ensuring they function precisely as intended.

Working Principle of Seat Belt Pretensioner

A seat belt pretensioner is activated during an accident or collision after receiving a signal from a sensor. When activated, the pretensioner generates an electric charge, triggering a piston that causes a spool to coil rapidly. The seat belt fabric is tightly wound around the spool, removing any slack in the seat belt.

The pretensioner helps position occupants securely during a collision, ensuring their protection. It works in conjunction with the airbags to maximise passenger safety. If you ever experience difficulty fastening your seatbelt, it may be necessary to have the pretensioners inspected by an expert. These advanced devices require careful handling by a trained professional. Regularly monitoring the condition of your seatbelt pretensioners should be part of your maintenance schedule to help prevent potential accidents.

Conclusion

Seat belt pretensioners are a vital component of modern vehicle safety. They work silently behind the scenes to protect you and your family in the event of an accident. Whether electrical, mechanical, or pyrotechnic, these devices are designed to enhance seat belt performance and minimize injury. Investing in a vehicle with appropriate safety features is a prudent decision.

However, it's important to note that while seat belt pretensioners and other safety features are essential, they are not the only protection you'll need. Comprehensive four wheeler insurance is equally important, providing financial security in case of an accident. It covers damage to your vehicle and extends protection against medical expenses, third-party liabilities, and unforeseen events such as theft or natural disasters.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When shopping for a car, we typically consider factors like budget, fuel economy, and body type. However, there's one crucial element that often gets overlooked: the transmission.

The transmission acts as a connection between the engine and the wheels, playing a vital role in how power is delivered. It adjusts speed and torque based on your driving needs, ensuring the vehicle runs efficiently. For instance, the speed required for accelerating on the highway differs from what’s needed when navigating city traffic. In both scenarios, the transmission keeps everything running smoothly.

Understanding how the transmission works can help you make more informed decisions, saving you both time and money. Let’s take a closer look at car transmissions before we explore the different types.

A car's transmission is a key part of the drivetrain, distributing power from the engine to the wheels. It adjusts that power to match the required speed and torque—whether you're accelerating, climbing a hill, or cruising along steadily. By balancing engine output with wheel performance, the transmission ensures a smooth driving experience and optimal fuel efficiency.

Read on to learn more about a car’s transmission system.

Different Types of Car Transmissions

Earlier, the only option for car transmission was manual. However, automobile technology has advanced significantly over time, and now there are two options for car transmission: automatic and manual. Continue reading to learn more about these two types of car transmissions.

Manual Transmission:

In cars with manual transmission, the driver shifts gears using the gear stick and clutch pedal. When the clutch is pressed, it disengages the engine’s input shaft, allowing the driver to change gears as needed.

The main components involved in manual transmission include the input shaft, countershaft, output shaft, synchronisers, dog clutches, and the clutch.

Manual car transmissions typically include five gears, including a reverse gear. Drivers must manually change gears based on the speed and power required.

Manual transmission offers several advantages, along with some drawbacks. Let’s take a look at the main benefits of manual transmission in cars.

• Car owners can easily maintain their vehicle’s transmission system since they only need to navigate via the clutch. The rest of the car parts generally remain protected from wear and tear.
• There is no need to change the vehicle’s engine and gear oils too frequently.
• The manual transmission system does not include a hydraulic pump or torque converter, which contributes to better fuel economy.

While manual transmission has several advantages, it does have a few shortcomings that you should be aware of:

• Learning gear-changing procedures in manual transmission can be somewhat complex, as it requires simultaneous use of the clutch pedal and gear stick. As a result, new drivers may take some time to learn and adjust.
• Riding on slopes can be challenging with cars using a manual transmission. If your car stops while climbing a slope, it can be challenging to restart, as releasing the brakes causes the car to start rolling backwards.

You must consider both the advantages and shortcomings of manual transmission before making a final buying decision.

Automatic Transmission:

In the case of automatic transmission, there is no need to change gears manually. The torque converter in an automatic transmission controls the engine’s RPM and transmits the required power to the wheels. Two turbines are involved in the mechanism, with hydraulic fluid connecting them to transfer power from the engine to the wheels. The clutch is replaced by a fluid coupling in an automatic transmission.

Automatic transmission also has various subtypes, such as Automated Manual Transmission, Continuously Variable Transmission, and Dual Clutch Transmission. Let’s consider some significant advantages of automatic transmission.

• You do not face much difficulty driving in hilly areas or on slopes since it is easier to restart your engine.
• There is no need for continuous gear changing when you are caught in heavy traffic.
• You do not have to replace the clutch.
• You can quickly and easily accelerate when needed.

However, we must also consider some of the key drawbacks of automatic transmission:

• Cars with automatic transmissions can be less fuel efficient than those with manual transmissions because of the torque converter.
• Maintenance costs of cars with automatic transmissions can be higher than those with manual transmissions. Concurrently, car insurance premiums may be higher.
• If you want a better off-roading experience, automatic transmission might be a less desirable option.
• You need to change the transmission fluid after every 50000 km travelled.

Conclusion

Now that you are aware of the key features, advantages, and drawbacks of the two transmission types, you can make a conscious decision about which one suits your lifestyle.

Transmission plays an integral role in vehicle performance and your driving experience. However, be sure to carefully weigh the advantages and disadvantages of both transmission types before making your choice. Additionally, consider getting comprehensive car insurance to protect you and your vehicle, no matter the transmission type. Car insurance offers protective coverage that shields you from the financial impact of unforeseen circumstances.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When was the last time you thought about your car’s wheels? Probably not often. Yet they have a prominent role in terms of your vehicle’s performance. When upgrading or replacing your car’s wheels, the decision often boils down to steel wheels vs. alloy wheels. Each type has its unique benefits, and your selection will depend on your preferences, style and priorities.

Read on to explore the key differences between steel and alloy wheels, their pros and cons and how to select the right one based on your needs.

What Are Steel Wheels and Alloy Wheels?

Before deciding upon a winner in the steel vs alloy wheels debate, let’s learn more about both.

Steel wheels are remarkable for their toughness and durability. Made from stamped steel, they are suitable for heavy-duty use and are 70-80% cheaper compared to alloy wheels, making them more affordable. Steel wheels are mostly used in SUVs with off-roading capabilities, cars, buses, and trucks. Due to the malleable nature of steel, these wheels can be easily repaired. They can be found in almost all entry-level cars, making them the best option for those looking for a low-budget and economical choice.

Alloy wheels, on the other hand, are mixtures of metals that combine the various qualities of the metals they are made from. Typically made from aluminium and magnesium alloys, alloy wheels, despite being costlier than steel wheels, offer some unique advantages. Usually found in high-end cars, they can significantly enhance a car’s appearance. Additionally, alloy wheels offer notable performance benefits. They are lighter than steel wheels, which results in better braking and acceleration. The lower weight of alloy wheels also means they transmit less weight to the coil spring. Moreover, alloy wheels can dissipate heat faster compared to steel wheels, leading to extended tyre life. Alloy wheels are also longer lasting since aluminium alloys are corrosion-resistant.

Differences Between Steel Wheels and Alloy Wheels

There are several major differences between steel wheels and alloy wheels. It is important to learn about these differences before making a decision regarding which one perfectly suits your needs.

• Steel wheels are a better choice for those seeking a more affordable option. Alloy wheels can be expensive, whereas steel wheels cost 70-80% less than their alloy counterparts.
• In terms of appearance, steel wheels may be less appealing compared to their alloy counterparts. Alloy wheels look much more attractive and can significantly enhance a car’s overall look.
• Alloy wheels are lightweight compared to steel wheels. Steel wheels are heavier, while alloy wheels are made from lighter alloys, such as aluminium and magnesium.
• Steel wheels have a standard design, and there is little to no scope for customisation. On the other hand, alloy wheels come in various sizes and designs and one can choose a design according to their preference.
• Steel wheels are more economical and, therefore, commonly found in budget and entry-level cars. However, alloy wheels are generally found in higher-end cars and sports cars.
• Steel wheels, which are designed to be rugged and sturdy, are safer compared to alloy wheels. The chances of their cracking also remain low. Alloy wheels are also sturdy but not as durable as the steel wheels. Alloy wheels can crack upon impact. If they crack while driving at a higher speed, it may have a lethal outcome.
• Steel wheels are quite sturdy and often do not require much maintenance. However, alloy wheels are comparatively less sturdy and, therefore, need regular inspections for cracks and bends.
• Due to the malleable nature of steel, it is easier to repair steel wheels. Moreover, the process of repairing steel wheels is also less complicated and less costly compared to alloy wheels. Repairing alloy wheels, on the other hand, can be costly and much more complicated.
• Steel wheels are heavier and add a lot of pressure to the spring coil, which reduces fuel economy. Alloy wheels can provide better fuel economy since they are lightweight and cause less pressure on the spring coil.
• Steel wheels are heavier, which can hurt vehicle performance. For example, braking and acceleration in the case of steel wheels are slower due to their heavier weight. However, alloy wheels are better when it comes to vehicle performance. They are lightweight and allow for improved handling, braking and acceleration.
• Steel wheels are robust compared to alloy wheels. They are more durable. On the other hand, alloy wheels are less durable and prone to damage.
• Wheels made from aluminium alloys have corrosion-resistant properties. Steel wheels can be prone to corrosion, which can be prevented to some extent using methods like powder coating.

Conclusion

When considering alloy wheel or steel wheel, the choice ultimately depends on your priorities. Steel wheels are excellent in terms of durability and affordability. However, alloy wheels offer style and superior performance. Whether tackling rugged terrains or cruising city streets, the right type of wheels can make a significant difference in your driving experience. One more important thing to consider is protecting your investment. Regardless of the wheels you choose, it is essential to have comprehensive car insurance. You can easily purchase car insurance online, which will safeguard your vehicle against unexpected damages or accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Power windows, also known as electric windows, have become a standard feature in almost every modern car. This allows you to raise or lower the window operated by a switch or a button. The power windows in cars enhance convenience and the overall driving experience.

But how do power windows work? Here’s a detailed overview of its mechanism, features, and everything that you would want to know.    

Features of Power Windows in Cars

The power windows in cars use a mechanised system that enables drivers and passengers to control windows’ operation with the help of a button. 

Let’s take a look features that power windows are equipped with:

• Automatic Down

The windows of most of the cars today have an automatic-down feature. To use this, you need to tap and release the down button once, and your vehicle’s window will automatically roll down. The automatic down system of power windows uses a circuit to monitor the control and the speed at which windows slide down. This depends on how much force you put on the button.

If you press the switch for a long time, windows roll down quickly and reach the limit. As soon as you leave the switch, the windows stop going down. 

• Automatic Up

Another important feature of power windows is automatic-up. This feature allows you to roll the windows up by pressing a button. Although the automatic-up feature works similarly to the automatic-down feature, the former needs to be operated carefully. Before pulling up the window, ensure that no body part, such as a child’s hand or a dog’s paw, is sticking out.

• Control from Outside

Modern power window systems also have the ‘control from outside’ feature, which enables you to operate your car’s windows remotely. This feature is quite useful and can be used in multiple instances. For example, you can use it to ventilate your car before entering it on a scorching day.

• Courtesy Power-On

The courtesy power-on feature of electric windows allows cars to maintain power in the window circuit even after turning off the ignition. Therefore, you don’t have to stick your car key back in the ignition to roll up the vehicle’s windows. The circuit of the windows system will have a relay on the wire that supplies the needed power.

• Timer Function

Do you want your car’s windows to remain open or closed for a specific period? Power windows in cars may come with a timer function that allows you to preset the duration for which your vehicle’s windows will remain up or down. 

• Safety Sensor

Nowadays, manufacturers equip advanced power window systems with safety sensors to detect any obstacle during operation, especially when rolling up. These safety sensors ensure that the windows stop rolling up or down immediately if there’s any external resistance.

Mechanism of Power Windows

It is a good idea to familiarise yourself with the mechanism of power windows before you start operating it. This would not only help in controlling it better, but also save you from the car power window repair expenses.

The system of these windows involves various electrical and mechanical actions working together to roll windows up and down. Here’s how it works:

• Activation: The window control button is on the side door of the driver's seat. When you press the window switch down or up, an electric circuit completes, transmitting signals to the window motor to adjust the window’s position.
• Motor Engagement: After receiving the signal, the window motor starts rotating. This motor rotation is further transmitted to a set of gears that convert the same into linear motion.
• Regulator Action: The linear motion produced by the motor’s rotation is further transmitted to the power window’s regulator assembly. This assembly guides the window glass’s movement along its predefined path, i.e. up or down. 
• Window Movement: When the regulator assembly moves the window’s glass, it travels along the tracks and guides. The glass either rolls up or down, depending on whether the window switch has been pressed up or down. 

Conclusion

Power windows are a remarkable innovation in automotive engineering. They have made a tremendous impact on convenience and comfort. The mechanised window system, with multiple features such as safety sensors and a timer function, has made car driving a joyful experience. But just like other car parts, any malfunction can also affect power windows. In such a case, you should immediately get them repaired to ensure smooth operation. 

Also, purchase a good car insurance cover that safeguards your vehicle against accidents, damages or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A car's dashboard offers many options in terms of information and functionalities. Among these are gauges that help drivers understand the dynamics of vehicular movement. In addition to the two most prominent gauges on the dashboard—the speedometer and the fuel gauge—some other considerably important ones are the temperature gauge, oil pressure gauge, voltmeter, and tachometer gauge.

Each gauge helps the driver monitor the car's specific systems. Thus, understanding them can help a lot in a smooth and safe driving experience. Talking about safety, it is a smart decision to purchase appropriate car insurance.

This article examines the different types of gauges in a car and what to do if any of them stop working.

Types of Gauges on a Car

You can most commonly find six types of car gauges on the vehicle’s dashboard. Each has a specific purpose. In this section, you will understand what they mean and their functions:

1. Fuel Gauge

You will see it on the dashboard of almost every car. It acts as an indication of the amount of fuel left in your car’s tank. The standard rule is that ‘F’ indicates the tank is full, and ‘E’ indicates the tank is empty. When the tank is full, you will see the needle point toward the ‘F’ sign. It gradually moves toward the ‘E’ sign as the vehicle starts consuming fuel while being driven from one destination to another.

Sometimes, drivers are too focused on driving to notice where the needle is located in the fuel gauge. To help drivers avoid this situation, manufacturers install warning lights that blink when the fuel tank is about to empty. 

2. Speedometer

The primary function of this gauge is to inform drivers about the vehicle’s speed. This information is vital from a safety’s perspective. Mostly located right in front of the driver, the speedometer helps in keeping the acceleration in check.

An interesting point is that the speedometer readings are affected by the vehicle's speed and the size of the tyres! Larger tyres rotate at a slower rate, which means the speedometer will register a lower reading than the vehicle’s actual speed.

3. Tachometer

The tachometer’s function is to measure the revolutions of your car’s engine each minute. Simply put, it measures the speed at which the engine is rotating. The engine’s speed is measured in RPM (revolution per minute).

The tachometer usually shows numbers from 1 to 8, but to calculate the actual RPM, you need to multiply those numbers by 1,000. The tachometer helps drivers determine the right time to change the gears. In addition, monitoring this gauge can help maintain fuel efficiency with the best acceleration.

Drivers should ensure the tachometer needle doesn’t fall into the red area, which indicates that the engine is under stress.

4. Temperature Gauge

The temperature gauge helps determine the effectiveness of the engine coolant. When this gauge indicates a rising temperature, pull over and allow the engine to cool for a while. Driving with an overheated engine can permanently damage the car and its engine.

To achieve the best results, it should be ensured that the needle on the temperature gauge stays halfway between hot and cold (H or C). It's one of the car gauges that comes with a warning light to warn the driver about their car’s abnormal thermal state.

5. Oil Pressure Gauge

Oil’s pressure on the engine is measured in pounds per square inch. Drivers are always asked not to drive their car with a lower fuel level even for a minute, as it can damage their engine badly.

The oil pressure gauge has a warning light that goes on if your car is running low on fuel. In this case, you should immediately stop the engine and refill the oil.

6. Voltmeter

By keeping an eye on the voltmeter gauge, you can gain insights into your car's battery's health (charge). The car’s engine will start only when the battery is fully charged.

Not every passenger car has a voltmeter on its dashboard, but such vehicles usually have a low-battery warning light. If the light goes on, it means the battery charge has dropped, and you might have to recharge it.

What if the Gauge Light Stops Working?

Here’s a step-by-step guide to help you in case the gauge light of your vehicle stops working:

Step 1: You should look for the detective gauge light and try to locate its sensor.

Step 2: Disconnect the detective gauge light from its sensor.

Step 3: Connect the sensor with the grounded connection.

Step 4: If this step works, you can place the sensor back.

Step 5: If the above steps don’t work, you should ask the expert for help.

Step 6: Is there a loose sensor connection? If so, you should reconnect it.

Conclusion

You should monitor all the gauges on your car’s dashboard to ensure your car remains in good condition. They are an indication of your vehicle’s overall health. If any car gauge malfunctions, you should immediately get your vehicle checked. 

Remember that a good car insurance plan provides maximum coverage in the event of accidents, damages, or theft. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The calculation of road tax in Andhra Pradesh is mandatory for all vehicle owners. This one-time payment is necessary to comply with the state government’s rules and regulations. Several factors influence road tax calculation, including the type of vehicle, years of usage, and the vehicle’s fuel consumption.

How to Calculate Road Tax in Andhra Pradesh

Road tax calculation in Andhra Pradesh can be ascertained by the vehicle's model, engine capacity, and fuel usage. The tax rates for two-wheelers range from 9% for new vehicles to 1% for those over 11 years old. For four-wheelers, the road tax is levied based on the vehicle's cost and age. If the vehicle costs less than ₹10 lakh, the tax rate is 12% for new vehicles. Taxes get reduced depending on the age of the vehicle. The rates remain slightly higher for vehicles costing more than ₹10 lakh. For convenience, one can use an online road tax calculator to do the needful in Andhra Pradesh.

Conclusion

Using the road tax calculator Andhra Pradesh eases the calculation process as only the necessary details must be entered. Similar to road tax, car insurance is an integral aspect of vehicle ownership in India, including in Andhra Pradesh. Buy this insurance online or offline when you make your life easier by gifting yourself a motor vehicle. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

India's love affair with high-performance vehicles continues to grow, fuelling the demand for powerful engines. Cars with 3000cc engines stand out for their exceptional power, torque and advanced features, making them a top choice for enthusiasts. Whether you seek thrills on highways or luxury during city drives, these cars deliver on every front.

Let’s explore the best 3000cc cars in India, poised to rule the roads in 2024.

Top 10 3000cc Cars in India: Price, Features and Specifications

1. Toyota Land Cruiser 300

Price: ₹2.10 crore (approx.)
Overview: The Toyota Land Cruiser 300 is a robust SUV equipped with a 3.3L twin-turbo V6 diesel engine. Known for its off-road capabilities and luxury interiors, it’s the ultimate companion for adventurers.

Features:

•       Advanced 4WD system for rugged terrains.
•       Luxurious leather interiors with ample space.
•       12.3-inch touchscreen infotainment system.
•       Multi-terrain select and terrain monitoring system.

Specifications:

•       Engine: 3.3L twin-turbo V6 diesel
•       Power: 305 bhp
•       Torque: 700 Nm
•       Transmission: 10-speed automatic
•       Fuel Efficiency: 9-10 km/l

2. BMW X5 xDrive30d

Price: ₹1.06 crore (approx.)
Overview: The BMW X5 strikes a perfect balance between performance, luxury, and practicality. Its 3.0L six-cylinder diesel engine offers excellent power delivery and fuel efficiency, making it ideal for long journeys.

Features:

•       Drive all-wheel drive for better control.
•       Panoramic sunroof and ambient lighting.
•       Wireless Apple CarPlay and Android Auto.
•       Active cruise control with stop-and-go function.

Specifications:

•       Engine: 3.0L inline-six diesel
•       Power: 265 bhp
•       Torque: 620 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 12-13 km/l

3. Audi Q7 55 TFSI

Price: ₹93 lakh (approx.)
Overview: The Audi Q7 is a premium SUV powered by a 3.0L petrol engine with mild-hybrid technology. It offers a plush driving experience with cutting-edge infotainment and safety features.

Features:

•       Quattro all-wheel drive for superior grip.
•       Virtual cockpit and MMI Navigation Plus.
•       Adaptive air suspension for comfort.
•       Bang and Olufsen premium sound system.

Specifications:

•       Engine: 3.0L petrol with mild hybrid
•       Power: 340 bhp
•       Torque: 500 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 11-12 km/l

4. Mercedes-Benz GLS 400d

Price: ₹1.32 crore (approx.)
Overview: Combining a 3.0L diesel engine with spacious interiors and advanced technology, the Mercedes-Benz GLS 400d is a luxury SUV perfect for those who value comfort and performance.

Features:

•       Spacious 7-seater configuration.
•       MBUX infotainment with dual screens.
•       AIRMATIC suspension for a smooth ride.
•       360-degree camera and advanced safety features.

Specifications:

•       Engine: 3.0L inline-six diesel
•       Power: 330 bhp
•       Torque: 700 Nm
•       Transmission: 9-speed automatic
•       Fuel Efficiency: 9-10 km/l

5. Jeep Grand Cherokee

Price: ₹82 lakh (approx.)
Overview: Powered by a 3.6L V6 petrol engine, the Jeep Grand Cherokee is an SUV built for rugged terrains. Its bold design and off-road capabilities make it a top choice for adventurers.

Features:

•       Select-Terrain traction management system.
•       8.4-inch Uconnect infotainment with navigation.
•       Bold exterior with iconic Jeep grille.
•       Advanced safety features like blind-spot monitoring.

Specifications:

•       Engine: 3.6L V6 petrol
•       Power: 290 bhp
•       Torque: 350 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 7-9 km/l

6. Volvo XC90 B6 Inscription

Price: ₹98 lakh (approx.)
Overview: The Volvo XC90 offers a sophisticated blend of luxury and performance, powered by a 2.9L petrol engine. Providing an exceptional driving experience, this SUV is preferred for being family-friendly and with utmost safety.

Features:

•       Luxurious leather interiors with Scandinavian design.
•       Advanced driver-assistance systems (ADAS).
•       Panoramic sunroof for an airy cabin feel.
•       Bowers and Wilkins premium sound system.

Specifications:

•       Engine: 2.9L mild-hybrid petrol
•       Power: 300 bhp
•       Torque: 420 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 10-11 km/l

7. Range Rover Sport P400

Price: ₹1.64 crore (approx.)
Overview: The Range Rover Sport P400 combines a 3.0L petrol engine with unparalleled luxury performance, making it a class apart.

Features:

•       Terrain Response 2 system for off-road capability.
•       Luxurious Windsor leather seats.
•       Pivi Pro infotainment with dual-touchscreen setup.
•       Advanced safety features, including emergency braking.

Specifications:

•       Engine: 3.0L inline-six petrol
•       Power: 400 bhp
•       Torque: 550 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 8-9 km/l

8. Porsche Cayenne

Price: ₹1.35 crore (approx.)
Overview: The Porsche Cayenne is a high-performance SUV powered by a 3.0L turbocharged engine. Its sporty design and thrilling performance make it a standout in the segment.

Features:

•       Porsche Communication Management (PCM).
•       Adaptive air suspension for sporty handling.
•       Luxurious interiors with premium materials.
•       High-performance braking system.

Specifications:

•       Engine: 3.0L V6 turbo petrol
•       Power: 340 bhp
•       Torque: 450 Nm
•       Transmission: 8-speed Tiptronic S
•       Fuel Efficiency: 8-10 km/l

9. Jaguar F-Pace R-Dynamic S

Price: ₹74 lakh (approx.)
Overview: The Jaguar F-Pace combines stylish and performance, offering a powerful 3.0L petrol engine with an elegant design.
 Features:

•       Dynamic driving modes for versatile performance.
•       Premium Meridian sound system.
•       3D surround camera for parking assistance.
•       Sleek design with aerodynamic enhancements.

Specifications:

•       Engine: 3.0L inline-six petrol
•       Power: 394 bhp
•       Torque: 550 Nm
•       Transmission: 8-speed automatic
•       Fuel Efficiency: 9-11 km/l

10. Lexus RX 500h F-Sport

Price: ₹1.18 crore (approx.)
Overview: The Lexus RX 500h hybrid SUV offers the perfect blend of power and efficiency. Its 2.4L turbo petrol engine paired with an electric motor provides excellent performance and fuel economy.

Features:

•       Hybrid powertrain for efficiency and performance.
•       Mark Levinson premium audio system.
•       F-Sport design elements for sporty aesthetics.
•       Advanced Lexus Safety System+ 3.0.

Specifications:

•       Engine: 2.4L turbo petrol + electric motor
•       Power: 366 bhp
•       Torque: 460 Nm
•       Transmission: e-CVT
•       Fuel Efficiency: 15-16 km/l

Conclusion

Owning a 3000cc engine car is more than just a thrill; it’s a statement of style and sophistication. The options listed cater to various preferences, whether you’re looking for luxury, adventure, or a mix of both. As you prepare to bring home one of these high-performance beasts, don’t overlook the importance of four-wheeler insurance. It covers your prized possession against accidents, theft, and other unforeseen events.

With an array of 3000cc cars in India to choose from in 2024, your drive is bound to be thrilling and luxurious. Pick the one that suits your needs, and enjoy every moment behind the wheel.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric cars are no longer a futuristic concept—they are rapidly becoming a mainstream choice for Indian car buyers. With technological advancements and growing environmental awareness, the demand for electric vehicles (EVs) has surged. For those looking to embrace the EV revolution, several premium options are available under ₹50 lakhs. These cars promise cutting-edge features, powerful performance, and eco-friendly advantages.

Let’s explore the best electric cars under 50 lakhs.

Top Electric Cars Under 50 Lakhs in India: Price, Features and Specifications

1. Hyundai Ioniq 5

Price: ₹46.05 lakh (ex-showroom)

Features:

•       Futuristic design with pixelated LED lights
•       Spacious interiors with flat-floor architecture
•   12.3-inch dual-screen setup (infotainment + digital cluster)
•       Advanced Driver Assistance Systems (ADAS) for enhanced safety

Specifications:

•     Battery: 72.6 kWh
•     Range: 631 km (ARAI-certified)
•     Power Output: 217 PS
•     Charging: Ultra-fast charging (10-80% in 18 minutes)

Why Choose?

The Hyundai Ioniq 5 offers a blend of luxury and cutting-edge technology. Its retro-futuristic design, spacious interiors, and ultra-fast charging capabilities make it an ideal choice for modern EV enthusiasts.

2.  Kia EV6 (Base Variant)

Price: ₹48.95 lakh (ex-showroom)

Features:

•       Sleek and aerodynamic design
•       Augmented reality heads-up display (AR HUD)
•       Ventilated and heated seats
•       Connected car technology

Specifications:

•     Battery: 77.4 kWh
•     Range: 528 km
•     Power Output: 325 PS (dual-motor AWD)
•     Charging: Ultra-fast DC charging

Why Choose?

The Kia EV6 is designed for drivers who seek performance and style. Its sporty aesthetics, high-tech features, and long driving range make it an excellent choice for thrill-seekers and long-distance travellers.

3. BYD Atto 3

Price: ₹33.99 lakh (ex-showroom)

Features:

•       Rotating 12.8-inch touchscreen infotainment
•       Panoramic sunroof
•       Wireless phone charging
•       360-degree camera

Specifications:

•     Battery: 60.48 kWh
•     Range: 521 km (ARAI-certified)
•     Power Output: 201 PS
•     Charging: Supports AC and DC fast charging

Why Choose?

The BYD Atto 3 is ideal for those prioritising innovation and style. With its futuristic design, advanced technology, and impressive range, this EV caters to both performance and aesthetics enthusiasts.

4. MG ZS EV

Price: ₹16.48 - ₹23.25 lakh (ex-showroom)

Features:

•       10.1-inch touchscreen infotainment
•       Connected car technology with over 75 features
•       Six airbags for enhanced safety
•       Panoramic sunroof

Specifications:

•     Battery: 50.3 kWh
•     Range: 461 km (ARAI-certified)
•     Power Output: 176 PS
•     Charging: Fast-charging support

Why Choose?

The MG ZS EV is a value-for-money electric vehicle with a premium design, spacious interior, and robust safety features. It's an excellent choice for eco-conscious buyers seeking a luxurious yet practical electric SUV.

5. Tata Nexon EV Max (XZ+ Lux Variant)

Price: ₹18.79 - ₹19.99 lakh (ex-showroom)

Features:

•       Wireless phone charging
•       Ventilated front seats
•       Premium Harman audio system
•       Air purifier for cabin freshness

Specifications:

•     Battery: 40.5 kWh
•     Range: 453 km (ARAI-certified)
•     Power Output: 143 PS
•     Charging: Supports both AC and DC fast charging

Why Choose?

The Tata Nexon EV Max is an affordable and feature-rich electric SUV. It offers a long-range, excellent safety features, and reliable performance, making it ideal for urban commutes and family road trips.

6. Volvo XC40 Recharge

Price: ₹56.90 lakh

Features:

•       Minimalist Scandinavian design with eco-friendly materials
•       Google-powered infotainment system
•       360-degree camera and ADAS features
•       Premium Harman Kardon audio system

Specifications:

•     Battery: 78 kWh
•     Range: 418 km (WLTP)
•     Power Output: 408 PS (dual-motor AWD)
•     Charging: Fast charging (10-80% in 33 minutes)

Why Choose?

If safety and luxury are your top priorities, the Volvo XC40 Recharge is the perfect fit for you. This electric SUV offers advanced safety features, a plush cabin, and excellent driving dynamics, making it ideal for premium EV buyers.

7. Tata Curvv EV

Price: ₹17.49 - ₹22 lakh

Features:

•       Futuristic coupe-style design
•       Spacious cabin with premium materials
•       Connected car features with smart AI integration
•       High safety standards with advanced driver assistance systems (ADAS)

Specifications:

•     Battery: 45 kWh
•     Range: 502 km
•     Power Output: 150-167 PS
•     Charging: Supports DC fast charging (10-80% in 40 minutes)

Why Choose?

Tata Curvv is a game-changer in the affordable EV market, blending cutting-edge design and high-end features. Its coupe-SUV styling and futuristic tech appeal to young buyers looking for a unique EV experience.

8. Mahindra XUV400 EV

Price: ₹15.49 - ₹19.39 lakh (ex-showroom)

Features:

•       Dual-tone paint options
•       Customisable drive modes (Fun, Fast, Fearless)
•       6 airbags and robust safety features

Specifications:

•     Battery: 39.4 kWh
•     Range: 456 km (ARAI-certified)
•     Power Output: 150 PS
•     Charging: Supports both AC and DC fast charging

Why Choose?

The Mahindra XUV400 EV is perfect for those looking for a reliable and budget-friendly electric SUV. Its spacious design, decent range, and affordability make it an excellent choice for families and first-time EV buyers.

9. Hyundai Kona Electric

Price: ₹23.84 - ₹24.03 lakh (ex-showroom)

Features:

•       Sleek and modern SUV design
•       10.25-inch digital instrument cluster
•       Wireless charging and premium sound system
•       6 airbags and advanced safety features

Specifications:

•     Battery: 39.2 kWh
•     Range: 452 km (ARAI-certified)
•     Power Output: 136 PS
•     Charging: Supports both AC and DC fast charging

Why Choose?

The Hyundai Kona Electric is an excellent compact SUV that balances practicality, efficiency and affordability. It’s ideal for city dwellers and those seeking a hassle-free electric driving experience.

10. Citroën ë-C3 Electric

Price: ₹12.76 - ₹13.56 lakh (ex-showroom)

Features:

•       Compact and stylish urban design
•       10.2-inch touchscreen infotainment system
•       Connected car features with remote access
•       Dual airbags and ABS with EBD

Specifications:

•     Battery: 29.2 kWh
•     Range: 320 km (ARAI-certified)
•     Power Output: 57 PS
•     Charging: DC fast charging (10-80% in 57 minutes)

Why Choose?

The Citroën ë-C3 Electric is an affordable entry-level electric car perfect for urban commutes. Its stylish design, compact size and decent range make it an excellent choice for first-time EV buyers.

Conclusion

Switching to an electric vehicle is not only a lifestyle choice but also a step towards a sustainable future. The electric cars under 50 lakhs highlighted here offer a mix of performance, style, and technology, making them perfect for Indian buyers.

Remember that it’s essential to protect your investment with the right car insurance online. This ensures coverage for potential damages, accidents, or other unforeseen events. With the perfect EV and a solid insurance plan, you’re all set to embrace a greener, more exciting driving experience.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When it comes to cars, engine size often plays a significant role in determining performance, comfort, and overall driving experience. A 2500cc engine strikes the perfect balance between power and efficiency, offering drivers the thrill of superior performance without compromising fuel economy.

In 2024, the Indian automotive market is buzzing with 2500cc cars that cater to different preferences, whether it’s luxury, adventure, or sheer power. These cars are not only about high-end performance but also feature advanced safety systems, stylish designs, and cutting-edge technologies.

Curious to explore the best 2500cc cars in India? Let’s dive into our top 5 picks and see what makes them stand out.

Top 5 2500cc Cars in India: Price, Features & Specifications

The following are some top picks for 3500cc cars in India:

1. Toyota Fortuner

The Toyota Fortuner is a blend of durability, luxury, and off-road capabilities. Its powerful engine, high ground clearance, and rugged design make it an ideal choice for both city and adventurous off-roading. The Fortuner's reputation for reliability, coupled with premium features like a touchscreen infotainment system and ventilated seats, enhances its appeal for those seeking a versatile SUV.

Price: ₹33.4 Lakh – ₹51.4 Lakh (ex-showroom)

Specifications:

• Engine: 2.8L Diesel (2755cc)
• Power: 204 PS
• Torque: 500 Nm
• Transmission: 6-speed manual/automatic

Features:

• Bold and muscular design with LED projector headlamps
• 8-inch touchscreen infotainment setup with Android Auto and Apple CarPlay
• Premium leather upholstery and ventilated seats
• Safety: 7 airbags, ABS with EBD, vehicle stability control

2. Jeep Compass Trailhawk

The Jeep Compass Trailhawk excels in off-road performance with its 4x4 system, higher ground clearance, and skid plates. It's designed for rugged terrains while offering a premium interior with modern features. The Trailhawk is perfect for adventure enthusiasts who need a vehicle that can traverse tough terrains without sacrificing comfort or style.

Price: ₹30.9 Lakh (ex-showroom)

Specifications:

• Engine: 2.0L Diesel (1956cc turbocharged, comparable to 2500cc engines in performance)
• Power: 170 PS
• Torque: 350 Nm
• Transmission: 9-speed automatic

Features:

• Trail-rated 4x4 system for exceptional off-road capability
• 1-inch Uconnect touchscreen infotainment system
• Dual-pane panoramic sunroof
• Safety: ABS, 6 airbags, electronic stability control

3. Hyundai Tucson

The Hyundai Tucson features a sleek design, powerful engine options, and premium features. It combines a refined driving experience with comfortable and spacious interiors, making it perfect for both city commutes and long road trips. Its modern tech features, including a large touchscreen and safety features, add to its appeal for those looking for a sophisticated yet practical SUV.

Price: ₹29 Lakh – ₹35.9 Lakh (ex-showroom)

Specifications:

• Engine: 2.0L Diesel (1997cc, delivers performance akin to 2500cc engines)
• Power: 186 PS
• Torque: 416 Nm
• Transmission: 8-speed automatic

Features:

• Bold, futuristic design with parametric grille
• 25-inch digital driver display and touchscreen infotainment system
• SmartSense Level 2 ADAS features, including lane-keeping assist
• Safety: 6 airbags, ABS with EBD, hill assist

4. Skoda Superb

The Skoda Superb offers a luxury sedan experience with its refined performance, spacious interior, and cutting-edge features. Its powerful engine and smooth ride make it ideal for long-distance driving. Premium amenities like a panoramic sunroof, advanced infotainment, and top-tier safety features set the Superb apart as a sophisticated, high-performance vehicle.

Price: ₹54 Lakh (ex-showroom)

Specifications:

• Engine: 2.0L Petrol (1984cc turbocharged, delivers comparable performance to 2500cc engines)
• Power: 190 PS
• Torque: 320 Nm
• Transmission: 7-speed DSG automatic

Features:

• Sleek, elegant sedan design with crystalline LED headlamps
• Virtual cockpit with a 10.25-inch digital display
• 3-zone climate control and ventilated seats
• Safety: 8 airbags, park assist, and adaptive cruise control

5. Mahindra Scorpio N

The Mahindra Scorpio N offers strong performance and great value for money. It has a tough design, a powerful engine, and modern features like a large touchscreen. With its high ground clearance, it can handle both city roads and off-road trips, making it a practical and affordable SUV choice.

Price: ₹13.6 Lakh – ₹17.4 Lakh (ex-showroom)

Specifications:

• Engine: 2.2L mHawk Diesel (2184cc, comparable to 2500cc engines in performance)
• Power: 175 PS
• Torque: 400 Nm
• Transmission: 6-speed manual/automatic

Features:

• Bold, muscular design with a modern twist
• 8-inch touchscreen infotainment system with smartphone connectivity
• Sunroof and premium leatherette upholstery
• Safety: 6 airbags, ABS with EBD, traction control

Conclusion

The 2500cc cars in India for 2024 showcase an optimum blend of performance, style, and cutting-edge technology. Whether you’re an SUV enthusiast, a sedan lover, or someone who appreciates versatility, there’s something for everyone in this segment.

When buying one of these powerful cars, don’t forget to invest in a comprehensive car insurance policy. A well-chosen policy covers accidental damage and protects you against unforeseen expenses, ensuring you can enjoy your driving experience worry-free.

So, are you ready to hit the roads in style with one of these amazing cars? Choose your favorite from this list and elevate your driving experience to the next level!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

With the automotive industry shifting gears towards sustainable mobility, electric vehicles (EVs) are no longer just futuristic concepts but practical options for everyday use.

If you're looking to buy an electric car that doesn’t break the bank, you’re in luck! The Indian market now offers several amazing EVs under Rs.30 lakhs. These cars are packed with impressive features, stylish designs, and advanced technologies, proving that sustainable driving doesn't have to come with a hefty price tag. Plus, with car insurance tailored explicitly for EVs, you can drive worry-free knowing you’re covered.

Ready to explore the best electric cars under 30 lakhs in India? Let’s dive in and find the one that’s just right for you!

Top Electric Cars Under 30 Lakhs in India: Price, Features & Specifications

The following are the best electric cars under 30 lakhs in India:

1. Tata Nexon EV Max

The Tata Nexon EV Max is one of India’s most popular electric cars combining affordability with premium features. Its spacious interior, solid build quality, and long-range make it an ideal choice for city commutes and weekend getaways.

• Price: Rs. 16.49 – Rs. 19.54 Lakh (ex-showroom)
• Battery & Range:
  • Equipped with a 40.5 kWh Lithium-ion battery
  • Certified range of 453 km on a full charge
• Specifications:
  • Motor Power: 129 PS
  • Torque: 245 Nm
  • Charging Time: 30 minutes for 0-80% (fast charger), ~9 hours (home charger)
• Features:
  • Climate control with a multi-mode regenerative braking system
  • Android Auto and Apple CarPlay
  • Safety: ABS, dual airbags, ESP with i-VBAC

2. MG ZS EV

If you’re looking for a blend of performance and luxury, the MG ZS EV is a strong contender. It offers a smooth ride, cutting-edge tech, and ample boot space, perfect for families and tech-savvy drivers.

• Price: Rs. 18.98 – Rs. 25.75 Lakh (ex-showroom)
• Battery & Range:
  • 3 kWh advanced battery pack
  • Range of up to 461 km with a single charge
• Specifications:
  • Motor Power: 176 PS
  • Torque: 280 Nm
  • Charging Time: ~50 minutes (fast charger), ~8 hours (AC home charger)
• Features:
  • Premium interiors with a 10.1-inch touchscreen infotainment system
  • i-SMART connected car technology with voice commands
  • Panoramic sunroof and rain-sensing wipers

3. Hyundai Kona Electric

The Hyundai Kona Electric is a stylish, feature-packed EV designed for urban explorers. Its impressive range and compact design make it a practical yet fun choice for Indian roads.

• Price: Rs.23.84 – Rs.24.03 Lakh (ex-showroom)
• Battery & Range:
  • 2 kWh battery pack
  • Range of 452 km per charge
• Specifications:
  • Motor Power: 136 PS
  • Torque: 395 Nm
  • Charging Time: ~57 minutes (fast charger), 6 hours (AC home charger)
• Features:
  • 25-inch fully digital instrument cluster
  • Wireless phone charging and ventilated front seats
  • Multiple drive modes: Eco, Comfort, and Sport

4. Tata Tigor EV

The Tata Tigor EV is a great entry-level electric car for first-time EV buyers. Its affordability and compact size make it perfect for city dwellers looking to make the switch to electric.

• Price: Rs.12.49 – Rs.13.75 Lakh (ex-showroom)
• Battery & Range:
  • 26 kWh battery pack
  • Range of 315 km
• Specifications:
  • Motor Power: 75 PS
  • Torque: 170 Nm
  • Charging Time: ~65 minutes (fast charger), ~8 hours (home charger)
• Features:
  • Compact design with 419 litres of boot space
  • 7-inch infotainment system by Harman
  • Safety: Dual airbags, ABS, and parking sensors

5. Citroen eC3 Electric

The Citroen eC3 is perfect for those seeking something different. Its quirky design and budget-friendly pricing make it a standout option in the electric hatchback segment.

• Price: Rs.12.76 – Rs.13.41 Lakh (ex-showroom)
• Battery & Range:
  • 2 kWh battery pack
  • Driving range of up to 320 km
• Specifications:
  • Motor Power: 57 PS
  • Torque: 143 Nm
  • Charging Time: ~57 minutes (DC fast charger), ~10.5 hours (AC charger)
• Features:
  • Compact hatchback with quirky and modern design
  • 10-inch touchscreen infotainment system with smartphone connectivity
  • Dual-tone interiors with customisable options

6. Mahindra XUV400

Mahindra’s XUV400 blends the rugged appeal of an SUV with electric efficiency. With its long range and bold styling, it’s a versatile choice for adventurous drivers.

• Price: Rs.15.49 – Rs.19.39 Lakh (ex-showroom)
• Battery & Range:
  • 4 kWh battery
  • Range of 456 km
• Specifications:
  • Motor Power: 150 PS
  • Torque: 310 Nm
  • Charging Time: 50 minutes (DC fast charger), ~6 hours (home charger)
• Features:
  • Stylish SUV design with spacious interiors
  • 7-inch infotainment system with connected car features
  • Safety: 6 airbags, ESP, and hill-hold assist

7. BYD e6

The BYD e6 combines practicality with an impressive electric range, making it an optimum choice for families. Its spacious design and advanced features ensure comfort and efficiency for long journeys.

• Price: Rs.29.15 Lakh (ex-showroom)
• Battery & Range:
  • 7 kWh Blade battery technology
  • Range of up to 520 km (ARAI certified)
• Specifications:
  • Motor Power: 94 PS
  • Torque: 180 Nm
  • Charging Time: ~30 minutes (fast charger), ~12 hours (home charger)
• Features:
  • Spacious MPV layout with premium leather interiors
  • 1-inch rotating touchscreen with Bluetooth and Wi-Fi connectivity
  • Safety: ABS, ESC, six airbags, and a tyre pressure monitoring system

8. Mahindra BE 6

Mahindra BE 6 offers a futuristic design and cutting-edge technology catering to eco-conscious drivers who love bold styling and performance. This electric SUV promises a blend of sustainability and innovation, making it an exciting addition to the EV market.

Price: Rs.29.15 Lakh (ex-showroom)

Battery & Range:

• Battery: 60 kWh
• Range: Up to 450 km (WLTP-certified)

Specifications:

• Motor Power: 170 PS
• Torque: 300 Nm
• Charging Time: ~35 minutes (fast charger), ~10 hours (home charger)

Features:

• Sleek SUV design with a panoramic sunroof
• 3-inch dual-screen display with connected car technology
• Safety: Advanced Driver Assistance Systems (ADAS), multiple airbags, and 360-degree camera

Conclusion

Switching to an electric car is not just an environmentally-friendly choice but also a smart financial decision especially with so many options under Rs.30 lakhs. When buying an EV, don’t forget the importance of securing the right car insurance. A good insurance policy tailored for electric vehicles ensures you’re covered against damages, theft, and other risks, allowing you to enjoy a hassle-free driving experience.

So, whether you’re prioritising range, features, or affordability, these electric cars under 30 lakhs are worth considering. Embrace the future of driving and make the switch to sustainable mobility today!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric vehicles (EVs) are transforming the automobile industry, especially in India. With rising fuel prices and environmental concerns, EVs provide an economical, effective, and cleaner substitute for conventional automobiles. If you're looking for an electric car that suits your budget without compromising on features, this guide is for you.

Here, we have some of the best electric cars under 10 lakhs with their price, specifications and features to help you make an informed decision.

Top Electric Cars Under 10 Lakhs in India: Price, Features & Specifications

Here are the top electric cars within ₹10 lakhs to guide your purchase:

1. Tata Punch EV

Price: Starting at ₹9.99 Lakh (approx.; ex-showroom)

The Tata Punch EV is a highly anticipated electric SUV offering a perfect amalgamation of style, performance, and affordability.

Specifications:

• Battery and Range: It comes with a robust 120 kW motor paired with a high-capacity battery, delivering an impressive range of 315–421 km per charge.
• Charging: Supports fast charging up to 80% in just 56 minutes. Home charging takes approximately 6–8 hours.
• Performance: Delivers strong performance, ensuring smooth acceleration and a comfortable ride.

Features:

• Touchscreen Infotainment System that offers seamless access to music, navigation, and other entertainment options.
• Connected Car Technology allows users to monitor the vehicle’s status, locate it, and control certain functions through a mobile app.
• Safety Features such as ABS with EBD, dual airbags, and rear parking sensors ensure a safe driving experience.
• High Ground Clearance of 190 mm, making it easy to handle rough terrains and speed breakers.

2. Tata Tiago EV

Price: Starting at ₹7.99 Lakh (approx.; ex-showroom)

The Tata Tiago EV is a budget-friendly electric hatchback that combines practicality with eco-friendliness.

Specifications:

• Battery and Range: It offers two battery options: a 19.2 kWh and a 24 kWh pack, providing a range of 250–315 km on a single charge.
• Charging: It supports fast charging, taking about 3 hours and 36 minutes for a full charge. Regular charging with a standard socket takes 6–8 hours.
• Performance: Powered by a 60 kW motor, the Tiago EV ensures a smooth driving experience.

Features:

• The 7-inch Touchscreen Infotainment System provides seamless access to music, navigation, and other entertainment options.
• Automatic Climate Control ensures a comfortable cabin temperature for passengers at all times.
• Safety Features like dual airbags, ABS, and reverse parking sensors ensure a high level of safety.

3. MG Comet EV

Price: Starting at ₹6.99 Lakh (approx.; ex-showroom)

The MG Comet EV comes with a futuristic design and affordable price tag making it one of the best electric cars under 10 lakh.

Specifications:

• Battery and Range: It is equipped with a 41 kW motor and a 17.3 kWh battery pack that provides a range of about 230 km per charge.
• Charging: It takes around 7 hours and 30 minutes to reach full charge.
• Performance: The 41 kW motor provides adequate power for city commutes.

Features:

• Digital Instrument Cluster that presents essential driving information in a clear and readable format.
• Connected Car Technology to remotely monitor their car’s status and control functions via a mobile app.
• Compact Size is ideal for navigating congested city streets and tight parking spots.

4. PMV EaS E

Price: ₹4.79 Lakh (approx.; ex-showroom)

The PMV EaS E is a micro-electric car designed for short-distance commutes and one of India's most affordable electric cars.

Specifications:

• Battery and Range: Comes with a compact battery that provides a range of 160 km per charge, ideal for daily city travel.
• Charging: Charges fully in about 3–4 hours using a standard power outlet.
• Performance: With top speeds of 70 kmph and a 13 kW motor, the EaS E is designed for basic urban mobility.

Features:

• Digital Dashboard that displays key information about the vehicle's performance and battery status.
• Remote Locking allows users to easily secure and unlock the car without requiring a physical key.
• Ground Clearance of 170 mm to handle rough city roads and minor obstacles.

5. Strom Motors R3

Price: ₹4.50 Lakh (ex-showroom)

The Strom Motors R3 is a unique three-wheeled electric car designed for personal use in urban areas.

Specifications:

• Battery and Range: The R3 is powered by a 13 kWh battery, offering a range of up to 200 km per charge.
• Charging: Charges fully in about 3 hours, making it one of the quickest-charging EVs in this segment.
• Performance: With a maximum speed of about 80 kmph, the R3 is suitable for urban commuting.

Features:

• Touchscreen Infotainment System to easily access music, navigation, and other multimedia features.
• Keyless Entry enhances convenience and security for users.
• Ground Clearance of 185 mm to handle rough city roads and speed bumps with ease.

Conclusion

Opting for an EV isn’t just good for the planet- it’s great for your wallet, too. From the versatile Tata Punch EV and Tata Tiago EV, which offer excellent range and features, to affordable options like the PMV EaS E and Strom Motors R3, buyers have a variety of choices.

When buying an EV, it’s essential to protect your investment with a comprehensive car insurance online plan that’s tailored for EVs. Look for plans that cover battery replacement along with roadside assistance and third-party liability to ensure a hassle-free ownership experience. With the right car and insurance policy, you can get sustainable transportation while enjoying significant savings on fuel and maintenance costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

India’s car market is incredibly diverse, offering options for every need, from budget-friendly hatchbacks to luxurious sedans and SUVs. Among these, petrol cars with 2000cc engines stand out for their perfect blend of power, comfort, and performance. These vehicles are well-suited for a variety of uses, excelling on long drives, managing daily commutes with ease, and making weekend getaways more enjoyable—all thanks to their robust and reliable engines.

In this blog, we’ll explore the top 2000cc petrol cars in India in 2024 and compare their prices, features, and specifications.

Top 10 2000cc Petrol Cars in India: Price, Features & Specifications

Here’s a detailed list of the best 2000cc petrol cars in India for 2024.

1. Toyota Innova HyCross

Price: ₹19.94 Lakh to ₹31.34 Lakh (approx.)

Key Features:

• 1987cc petrol engine
• 183 PS power and 188 Nm torque
• Automatic transmission
• Advanced safety features like 6 airbags and adaptive cruise control
• Mileage: 16 to 21 km/l

This multi-purpose vehicle (MPV) provides a smooth ride with plenty of space for passengers and luggage. The 1987cc engine offers reliability for long drives and daily use, and modern features like adaptive cruise control offer safety and comfort. 

2. Skoda Octavia

Price: ₹27.35 Lakh to ₹30 Lakh (approx.)

Key Features:

• 1984cc turbocharged petrol engine
• 190 PS power and 320 Nm torque
• 7-speed DSG automatic gearbox
• Premium interior with a virtual cockpit
• Mileage: 15 km/l

You’re in for a smooth ride with the Skoda Octavia with its 1984cc turbocharged engine. It generates 190 PS of power, making it an excellent choice for those who enjoy a dynamic driving experience.

3. Jeep Compass

Price: ₹18.99 Lakh to ₹32.4 Lakh (approx.)

Key Features:

• 1997cc turbocharged petrol engine
• 173 PS power and 250 Nm torque
• Advanced 4x4 capabilities
• Touchscreen infotainment system
• Mileage: 14 to 17 km/l

A versatile SUV with a 1997cc turbocharged petrol engine that delivers 173 PS of power, giving it a commanding presence on both city roads and rough terrains.

4. Hyundai Tucson

Price: ₹29.2 Lakh to ₹35.94 Lakh (approx.)

Key Features:

• 1997cc petrol engine
• 156 PS power and 192 Nm torque
• 6-speed automatic transmission
• Level 2 ADAS (Advanced Driver Assistance Systems)
• Mileage: 13 km/l

This premium SUV is packed with safety features and a robust 1999cc petrol engine that offers 156 PS of power, making it ideal for long highway drives and city commutes.

5. Volkswagen Tiguan

Price: ₹35.17 Lakh (approx.)

Key Features:

• 1984cc TSI petrol engine
• 190 PS power and 320 Nm torque
• 7-speed DSG transmission
• All-wheel drive (AWD)
• Mileage: 12.65 km/l

Powered by a 1984cc TSI engine, the Volkswagen Tiguan produces 190 PS of power, offering an exhilarating driving experience. With its (AWD) system, it’s ready for both smooth highways and challenging terrains. The 7-speed DSG transmission provides efficient shifting, ensuring a smooth ride.

6. Mahindra XUV700

Price: ₹13.99 Lakh to ₹25.64 Lakh (approx.)

Key Features:

• 1997cc turbo petrol engine
• 200 PS power and 380 Nm torque
• Advanced safety features like ADAS
• Panoramic sunroof and premium sound system
• Mileage: 11 to 13 km/l

The XUV700 is a feature-packed SUV with a premium cabin that comes with a panoramic sunroof and a top-quality sound system. With a 1997cc turbo petrol engine offering 200 PS of power, it is equipped with advanced driver-assistance systems (ADAS) that enhance safety.

7. MG Hector

Price: ₹14.73 Lakh to ₹22.42 Lakh (approx.)

Key Features:

• 1998cc turbo petrol engine
• 143 PS power and 250 Nm torque
• 4-inch touchscreen with connected car technology
• Voice commands and over-the-air (OTA) updates
• Mileage: 14 km/l

The MG Hector is a spacious and feature-rich SUV featuring a 1998cc turbo petrol engine that offers 143 PS of power, and it comes with a large 10.4-inch touchscreen, offering connected car features to ensure a seamless driving experience.

8. Kia Carnival

Price: ₹63.9 Lakh (approx.)

Key Features:

• 2151cc petrol engine
• 200 PS power and 440 Nm torque
• 8-speed automatic transmission
• Premium MPV with luxury seating for up to 7 passengers
• Mileage: 14 km/l

An ultimate family vehicle, this premium MPV comes with a 1999cc petrol engine producing 200 PS of power and an 8-speed automatic transmission.

9. Tata Harrier

Price: ₹14.99 Lakh to ₹25.89 Lakh (approx.)

Key Features:

• 1956cc Kryotec engine (close to 2000cc category)
• 170 PS power and 350 Nm torque
• 6-speed automatic transmission
• Terrain response modes for off-road capabilities
• Mileage: 14 to 17 km/l

A stylish SUV powered by a 1956cc Kryotec engine, it delivers 170 PS of power and is designed for adventure with its terrain response modes that adjust the vehicle’s settings for different road conditions.

10. Isuzu MU-X

Price: ₹37 Lakh to ₹40 Lakh (approx.)

Key Features:

• 1898cc petrol engine
• 163 PS power and 320 Nm torque
• 6-speed automatic transmission
• Excellent off-road performance
• Mileage: 12 to 13 km/l

Built for adventures in rough terrains, its 1999cc petrol engine provides 163 PS of power, offering excellent off-road performance. The MU-X has a 6-speed automatic transmission and a rugged build design.

Conclusion

The 2000cc petrol car segment in India offers a range of options for every need, whether it’s a family SUV, a luxurious sedan, or an off-road vehicle. Each model delivers unique strengths, from powerful engines to cutting-edge features and superior comfort. While the Toyota Innova HyCross is an excellent family choice, the Skoda Octavia and Volkswagen Tiguan stand out for those seeking luxury. For adventure lovers, the Jeep Compass and Isuzu MU-X are ideal companions.

Choosing the right 2000cc petrol car depends on preferences and budget. And with this guide, you’re one step closer to finding your perfect ride. No matter which car you go for, securing your expensive investment with a comprehensive car insurance policy is a smart call to protect against unexpected events and ensure peace of mind while driving.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Hybrid SUVs are rapidly gaining popularity in India. They combine petrol or diesel engines with electric motors, resulting in better fuel efficiency and less pollution. This makes them an eco-friendly and sustainable choice for drivers. As of 2024, customers can choose from a wide range of hybrid SUVs. Many of them boast innovative features, excellent comfort, and cutting-edge technology.

In this blog, we’ll look at some of the best hybrid SUVs in India, covering their key features and performance and explaining why they are worth considering.

List Of Best Hybrid SUVs In India

Hybrid SUVs are a great choice for people who want to save on fuel and reduce pollution without compromising on performance or comfort. These vehicles are perfect for Indian roads offering modern features with eco-friendly driving. Here’s a list of the best hybrid SUVs in India for 2024:

1. Maruti Suzuki Grand Vitara

The Maruti Suzuki Grand Vitara is a popular hybrid SUV that’s affordable yet packed with features. It offers mild and strong hybrid options to cater to different budgets and preferences.

Key Details:

• Price Range: ₹ 10.70 - 20.09 Lakh
• Variants: 4 hybrid variants available
• Mileage: Up to 27.97 km/l (strong hybrid variant)

Highlights:

• Spacious interiors and ample boot space.
• Modern infotainment system with Android Auto and Apple CarPlay.
• Strong hybrid variant offers excellent fuel efficiency and lower running costs.
• Advanced safety features like ABS, EBD, six airbags, and a 360-degree camera.

2. Toyota Urban Cruiser Hyryder

The Toyota Urban Cruiser Hyryder is another strong contender in the hybrid SUV segment. Developed in collaboration with Maruti Suzuki, it shares its platform with the Grand Vitara but comes with Toyota’s signature design and reliability.

Key Details:

• Price Range: ₹ 10.86 - 19.99 Lakh
• Variants: 3 hybrid variants available
• Mileage: Comparable to the Grand Vitara at around 27.97 km/l (strong hybrid variant)

Highlights:

• Stylish exterior with a premium touch.
• Hybrid system ensures smooth performance and excellent fuel economy.
• Features include a panoramic sunroof, voice-enabled infotainment, and connected car technology.
• Comprehensive safety suite with hill-hold assist, rear parking sensors, and stability control.

The Urban Cruiser Hyryder is an excellent choice for those who value Toyota’s legacy of quality and performance.

3. Toyota Innova Hycross

The Toyota Innova Hycross brings the brand's reliability to hybrid technology. This SUV-MPV crossover is perfect for large families and those who prioritise space and comfort.

Key Details:

• Price Range: ₹ 18.82 - 31.34 Lakh
• Variants: 6 hybrid variants available
• Mileage: Around 23.24 km/l

Highlights:

• Spacious cabin with three-row seating and adjustable layouts.
• Self-charging a strong hybrid system ensures excellent efficiency.
• High-end features like a 10-inch infotainment screen, ventilated seats, and a digital driver display.
• Safety features include adaptive cruise control, multiple airbags, and lane-keeping assist.

If you need a roomy hybrid SUV for extended trips or big families, the Innova Hycross is a top contender.

4. Maruti Suzuki Invicto

The Maruti Suzuki Invicto is a new entrant in the hybrid SUV category. It shares its platform with the Innova Hycross and is designed to offer premium features at a slightly more affordable price.

Key Details:

• Price Range: ₹ 25.31 - 29.02 Lakh
• Variants: 3 hybrid variants available
• Mileage: Similar to the Innova Hycross, around 23-24 km/l

Highlights:

• Premium interiors with leather upholstery and a sunroof.
• Strong hybrid system ensures excellent mileage and reduced emissions.
• Features include a large infotainment screen, connected car tech, and ambient lighting.
• Multiple safety features, including ABS, EBD, and stability control.

The Invicto offers the premium experience of the Hycross with the trusted reliability of the Maruti Suzuki brand.

5. Toyota Vellfire

The Toyota Vellfire is a luxury hybrid SUV designed for those who want the best in comfort, style, and innovative technology. It’s a self-charging hybrid that combines opulence with efficiency.

Key Details:

• Price Range: ₹ 1.22 - 1.33 Crore
• Variants: 2 hybrid variants available
• Mileage: Around 16-17 km/l

Highlights:

• Plush interiors with recliner seats, ambient lighting, and a panoramic sunroof.
• Powerful hybrid drivetrain ensures smooth and quiet performance.
• Advanced features like a premium sound system and a large infotainment screen.
• Top-tier safety features like a 360-degree camera, blind-spot monitoring, and pre-collision warning.

The Vellfire is perfect for those who want a luxurious hybrid SUV for an unmatched driving experience.

6. Lexus RX Hybrid

The Lexus RX Hybrid is a premium hybrid SUV that stands out for its style and advanced technology. Its cutting-edge design and advanced hybrid technology make it a top choice for luxury buyers.

Key Details:

• Price Range: ₹ 95 Lakh - 1.10 Crore (estimated)
• Mileage: Around 18-19 km/l

Highlights:

• Elegant design with high-quality interiors featuring Nappa leather and wood trims.
• Powerful yet efficient hybrid drivetrain provides seamless performance.
• Features include a digital dashboard, head-up display, and connected car tech.
• Lexus Safety System+ ensures top-notch safety for passengers.

The Lexus RX Hybrid combines style and performance, making it a good choice in the luxury hybrid SUV segment.

Conclusion

Hybrid SUVs in India are gaining popularity for their eco-friendly performance, fuel efficiency, and advanced features. From budget-friendly options like the Maruti Suzuki Grand Vitara to luxury models like the Lexus NX, there’s a hybrid SUV for everyone.

When choosing a hybrid SUV, consider your budget, needs, and the most essential features. Whether it’s fuel efficiency, comfort, or technology, the hybrid SUVs of 2024 have plenty to offer.

As hybrid technology continues to evolve, these vehicles represent a step towards a greener and more sustainable future for India’s roads. If you plan to buy a hybrid car, pair it with comprehensive car insurance online to protect your investment and enjoy worry-free driving.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Petrol cars are widely favored in India for their affordability, smooth driving experience, and impressive mileage. They cater to a spectrum of buyers, from first-time car owners to seasoned drivers. Among the various engine categories, 1500cc petrol cars stand out as the most sought-after, thanks to their perfect balance of power, performance, and cost-effectiveness.

This blog highlights the top 1500 cc petrol cars in India for 2024, showcasing models that combine reliability, style, and comfort with cutting-edge technology. These cars are designed to meet the diverse needs of Indian drivers, offering excellent performance on highways and city roads alike.

List Of 1500cc Petrol Cars In India

Whether you're looking for a spacious family car, a feature-packed vehicle for your daily commute, or a dynamic ride that suits your love for driving, these 1500cc options have something unique to offer:

1. Hyundai Creta

The Hyundai Creta has been a game-changer in the compact SUV segment. Its refined design, reliable performance, and feature-packed interior make it a favourite among Indian buyers.

• Engine and Performance: The Creta comes with a 1.5-litre petrol engine that delivers 115PS of power. This engine ensures smooth driving both in the city and on highways.
• Features: The 2024 Creta boasts a 10.25-inch touchscreen, ventilated seats, a panoramic sunroof, and Hyundai’s BlueLink-connected car technology.
• Safety: Equipped with six airbags, ABS, EBD, and an optional Level 2 Advanced Driver Assistance System (ADAS), the Creta prioritises passenger safety.
• Why Choose It? Comfortable cabin, feature-rich dashboard, and brand reliability.

2. Kia Seltos

The Kia Seltos combines elegance with top-notch technology, making it a formidable competitor among the top 1500cc petrol cars in India because of its innovative features and dynamic performance.

• Engine and Performance: The 1.5-litre turbocharged petrol engine churns out an impressive 140PS, ensuring a thrilling ride.
• Features: Dual 10.25-inch displays for the instrument cluster and infotainment system, Bose premium sound system, and a 360-degree camera enhance the driving experience.
• Safety: Advanced safety features include six airbags, hill-start assist, and vehicle stability management.
• Why Choose It? Bold design, excellent performance, and tech-driven features.

3. Tata Nexon

Renowned for its strong build and high safety ratings, the Tata Nexon is one of the best-selling compact SUVs. It offers an effective balance of performance and value.

• Engine and Performance: Its 1.2-litre turbo petrol engine generates 120PS of power, suitable for urban and highway driving.
• Features: The Nexon’s cabin is equipped with an instrument cluster and a touchscreen infotainment system with Android Auto and Apple CarPlay. The interiors also use premium upholstery.
• Safety: With a 5-star Global NCAP safety rating, the Nexon features dual airbags, ABS with EBD, and ESP.
• Why Choose It? Extremely safe, reliable performance, and affordable pricing.

4. Toyota Urban Cruiser Hyryder

Toyota’s Urban Cruiser Hyryder is a compact SUV that offers both performance and fuel efficiency.

• Engine and Performance: The 1.5-litre petrol engine produces adequate power for daily driving while ensuring fuel economy.
• Features: It comes with a modern infotainment system, a heads-up display, and automatic climate control.
• Safety: Features like multiple airbags, ABS with EBD, and hill descent control ensure passenger safety.
• Why Choose It? Toyota’s renowned reliability and the Hyryder’s fuel efficiency make it an appealing choice.

5. Honda Amaze

The Honda Amaze is a compact sedan designed for those who value comfort and practicality. Its compact size makes it perfect for city roads.

• Engine and Performance: The 1.2-litre petrol engine delivers 90PS, offering a smooth and efficient ride.
• Features: Highlights include a 7-inch touchscreen infotainment system, cruise control, and a spacious boot.
• Safety: Dual airbags, ABS with EBD, and rear parking sensors enhance safety.
• Why Choose It? Comfortable interiors and affordability combined with Honda’s reliability.

6. Tata Altroz Racer

The Tata Altroz Racer is a sporty hatchback that doesn’t compromise on performance or style. It’s ideal for young drivers seeking a thrilling ride.

• Engine and Performance: Powered by a 1.2-litre turbo petrol engine, the Altroz Racer produces 120PS, delivering a spirited driving experience.
• Features: The cabin features leatherette seats, a 7-inch touchscreen system, and a sunroof.
• Safety: Like other Tata vehicles, the Altroz boasts a 5-star Global NCAP safety rating.
• Why Choose It? Sporty design, zippy performance, and affordable pricing.

7. Maruti Suzuki Dzire

The Maruti Suzuki Dzire is one of the most reliable and fuel-efficient sedans in the Indian market.

• Engine and Performance: Its 1.2-litre petrol engine produces 90PS, offering a balanced blend of power and mileage.
• Features: The Dzire comes with a touchscreen infotainment system, rear AC vents, and comfortable seating for five.
• Safety: Standard safety features include dual airbags, ABS with EBD, and ISOFIX child seat anchors.
• Why Choose It? Widespread service network, fuel efficiency, budget-friendly, and comfortable.

8. Mahindra XUV300

The Mahindra XUV300 is a compact SUV that excels in terms of safety and features. Its bold design and strong performance make it an attractive choice.

• Engine and Performance: The 1.2-litre turbo petrol engine delivers 110PS, ensuring a responsive and smooth drive.
• Features: The XUV300 offers a sunroof, a premium sound system, and a large touchscreen infotainment system.
• Safety: With multiple airbags, ABS, and ESP, the XUV300 prioritises passenger safety.
• Why Choose It? Well-rounded SUV offering comfort, safety, and performance.

Conclusion

The 1500cc petrol segment offers some of the most versatile, affordable, and stylish vehicles. Whether you prefer comfortable and reliable sedans or feature-rich SUVs, there is a perfect choice for every buyer.

Before you hit the road in your new vehicle, ensure you have proper car insurance to protect yourself and your car. Purchase car insurance online easily and quickly with just a few clicks. It is the best way to ensure financial security on the road. Choose wisely and drive safely!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The administrative process related to your vehicle can seem challenging at first. However, understanding these important procedures ensures that you complete all vehicle-related formalities on time. Among the many important documents associated with your vehicle is the RTO Form 37. This form is used for changing the ownership of a vehicle under a sale or purchase agreement, lease, or hypothecation, and is provided by the RTO.

In this blog, we have explained the importance of Form 37, the method of downloading it, and the process for filling and submitting it to the RTO, along with the necessary documents. Whether you are selling your car or purchasing a previously owned vehicle, this quick guide will help you complete the process in no time.

What is RTO Form 37?

RTO Form 37 is a document issued by the Regional Transport Office for changing vehicle ownership. It serves as a notice from the RTO that the original RC (Registration Certificate) of the vehicle must be surrendered so a new RC can be issued to the buyer. It is an important form, especially during the sale of a vehicle under a hire-purchase agreement, lease, or hypothecation. It acts as a clearance certificate from the RTO, confirming that all financial obligations associated with the vehicle have been cleared.  Form 37 removes all legal and financial obligations from the previous owner and allows the new owner to get vehicle-related documents such as RC, license, and car insurance.

Certain cases mandate the use of Form 37. These include:

• Sale of a vehicle purchased with a loan
• Transfer of vehicle ownership after fulfilling financial obligations
• Removal of hypothecation and updating vehicle records

How to Fill Form 37?

To fill and submit Form 37, download it from the official RTO portal or the state transport department’s website. To fill out the form, you need to follow these simple yet crucial steps-

1. Download the form from the web portal of the transport department.
2. Fill in the vehicle details, such as the registration number, model, engine, and chassis number.
3. Enter your personal information, such as your full name and address.
4. Provide the details of the financer and the address of the bank or financial authority.
5. Declare that all financial obligations have been fulfilled and ensure the form is signed by both the applicant and the
6. Write the name and address of the RTO office where you have to submit the form.

Recheck all details before submitting the form to ensure a smooth, error-free process. Always download the latest version of the document and check the official portal for any mandatory updates or requirements.

How to Download Form 37?

Downloading Form 37 is a simple process. Ensure you download it from the official website to avoid any errors or misprints in the document.

1. Go to the official website of the Ministry of Road Transport and Highways or the state transport department’s web portal.
2. Find the form under the “Downloads” or “Forms” section.
3. Alternatively, find the form by typing “Form 37” in the search bar.
4. Download the form as a PDF.
5. Print the form for further processing.

Documents Required for Form 37

Several official documents need to be attached to RTO Form 37 for authentication and validation of the applicant’s and vehicle’s details. You need to attach copies of the following documents with the form and carry the originals for verification, if necessary:

1. The RC (Registration Certificate) for the vehicle.
2. The NOC (No Objection Certificate) from the financer, declaring that the loan has been repaid and closed.
3. A copy of the car insurance
4. Proof of address and ID proof of the applicant.
5. Form 35, required for hypothecation termination.
6. The PUC (Pollution Under Control) Certificate.

Conclusion

RTO Form 37 is an important document for anyone planning to transfer vehicle ownership or deregister hypothecation. It might seem like a minor formality, but properly completing and submitting this form will save you time and resources in the long run.

By following this guide on downloading and filling Form 37 along with the list of documents needed for successful submission, you can complete the process effortlessly. Always double-check the details on like form 37 and keep related documents, such as car insurance updated to ensure a hassle-free completion of all vehicle-related formalities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Purchasing a car has become easier than ever in India with the unhindered availability of vehicle loans. However, loans come with their own set of responsibilities, the most important of which is clearing the hypothecation at the earliest opportunity.

If you’ve taken a loan to buy a vehicle, the RTO Form 35 is a vital document to clear the hypothecation entry on your vehicle’s Registration Certificate.

Hypothecation is a formal agreement between a borrower and a lender, stating that if the borrower does not repay the loan in the agreed timeframe, the lender has the right to seize the asset purchased with the loan. For example, in straightforward loan agreements like car loans, the car itself serves as collateral. If the borrower does not repay the loan as per the terms, the lender can take possession of the car.

Read on to learn more about RTO Form 35, the official form that mediates this transaction process.

What Is RTO Form 35?

RTO Form 35 serves as a notice of termination of the agreement of hire-purchase/lease/hypothecation. This is the first step to documenting and legally establishing the fact that all terms and conditions have been met by the borrower, including the entire payment of the loan, and they are now fully the legal owner of the vehicle. This process removes hypothecation from a vehicle’s Registration Certificate and is especially helpful if you plan to sell your used car, bike, truck, etc., later to another buyer. If you are filling out the RTO Form 35 offline, this particular form must be submitted to the Regional Transport Office where the car is registered.

How to Fill Form 35

The vehicle owner and the RTO fill out relevant sections of the same form. It is important to note that both the vehicle owner and the financier are required to sign RTO Form 35 to legally change the status of their agreement. Thumbprints, signatures, or official seals—all are acceptable for this purpose.

Begin by downloading RTO Form 35 from your state's RTO website. Alternatively, if you prefer an offline process, you can visit the RTO office where your vehicle is registered. The form's fields might initially seem confusing, but here are some details to help simplify the process for you:

• RTO Form 35 can be broadly divided into two sections: the first pertains to details about the loan provider and the registered vehicle owner involved in the transaction with the lender, while the second provides a clear declaration of the termination of the financial agreement, including the date.
• The name of the Regional Transport Offices can be found on government sites.
• The form should include the complete name and address of the financier.
• The form must contain the registration number of the vehicle bought against the loan, as mentioned on its Registration Certificate. Accuracy is crucial to avoid discrepancies.
• Everything under the heading “Official Endorsement” is meant for the RTO, as the registering authority, to fill out. They will also provide a reference number.
• Submit the Form, either online or offline at the RTO.

Along with filling out the RTO Form 35, don’t forget to compile, carry, and submit copies of the following supporting documents:

• The original Registration Certificate
• The vehicle owner's identity proof, e.g. Aadhaar card.
• The agreement document (Hire-Purchase or Lease) between the borrower of the loan and the financier.

How to Download Form 35

If you are unable to visit the RTO office in person, check online. A simple internet search for terms like "RTO Form 35 [Your State]" can lead you to direct download links. While many websites offer quick download links, it's important to double-check these files against credible sources—official government websites are the most reliable.

The RTO of every state generally has a web portal; check the Parivahan Sewa website to be absolutely sure.

Simply run a website search for “Forms”, and you shall be directed to all the relevant information.

Conclusion

In India, vehicle owners who finance their car purchases must understand the hypothecation agreement and the process of legally terminating it using RTO Form 35. With the modernisation of government websites, downloading, filling, and submitting essential documents like RTO Form 35, along with the required paperwork, has become a straightforward task. Completing RTO Form 35 marks the official end of the hypothecation, granting you full ownership once the loan is repaid.

While managing loans is crucial, investing in car insurance online is equally important. This provides financial protection in unforeseen emergencies, helping you manage crises more easily. Ultimately, this protects your investment and allows you to drive worry-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Buying or selling a pre-owned car in India is now a relatively smooth process. However, it does involve a fair share of formalities and legal compliance. A crucial part of this process is frequent interaction with the concerned Regional Transport Office (RTO). By law, you must inform the RTO when you purchase or sell a vehicle or even transfer ownership to another individual.

To do so, the buyer and the seller must fill out specific forms and submit them to the RTO. One of the required documents is the RTO Form 30. It is an essential form for ownership transfer and vehicle registration. Alongside RTO Form 29, it serves as a formal notification to the authorities about the legal transfer of vehicle ownership.

So, what exactly is RTO Form 30, and how can you fill it out accurately? Here is a breakdown.

What is RTO Form 30?

RTO Form 30 is a legal document authorised as per the Motor Vehicles Act of 1988. Its main purpose is straightforward: it notifies the RTO about the change in ownership of a sold vehicle.

Officially titled ‘Report of Transfer of Ownership of a Motor Vehicle’, this form is also essential for obtaining a No Objection Certificate (NOC) from the original RTO, especially when the vehicle is being transferred to a different state. It is equally essential if you are relocating to another state.

Additionally, RTO Form 30 is required when transferring ownership of a vehicle to a family member, such as a spouse or child, or when inheriting the vehicle. The form ensures that the ownership details in the RTO’s database are updated accordingly.

Both the buyer and seller are responsible for completing Form 30.

How to Fill Form 30?

Filling out the RTO Form 30 is simple if you have all the required documents ready and can proceed with care. Follow these steps:

1. Enter vehicle details: Start by filling in your car’s registration number, chassis number, and engine number as per your Registration Certificate (RC). Double-check to avoid errors.
2. Provide vehicle details: Next, fill in the vehicle’s make, model, and year of manufacture.
3. Enter personal details: As the seller/owner, provide your name, address, and contact information. If the vehicle is being sold, give the buyer’s details in this section.
4. State the purpose: Specify the reason why you are filling out this particular form, such as a resale, re-registration, gifting, or obtaining an NOC for interstate transfer. If transferring the ownership to another state, mention the new state and RTO office.
5. Signatures and notarisation: Both parties involved in the ownership transfer must sign the form in the presence of a notary public. Thumb imprints are also acceptable.

Documents required

Additionally, you will also need other documents when filling out the RTO Form 30. These are:

• Original vehicle registration certificate (RC)
• Valid PUC document
• Address proof
• Identity proof

Attach all required documents as per the RTO’s guidelines, typically including a copy of the RC, proof of address, and proof of identity.

How to Download Form 30?

Many people prefer downloading and completing RTO Form 30 online, as it saves time and effort. Here’s how:

1. Visit the website: Go to your state’s Transport Department website or the official government portal parivahan.gov.in.
2. Find the form section: Navigate to sections like “Forms,” “Downloads,” or “RTO Forms” and click on them.
3. Select Form 30: Look for “Form 30”, which may be listed under the “Vehicle Registration” or “Ownership Transfer” subsections.
4. Choose a language: Select your preferred language. Forms are usually available in English and the local state language. Choose the one you’re comfortable with.
5. Download the form: Finally, save the Form 30 as a PDF. You either fill it out digitally or print it and complete it manually before submitting it to your RTO. Ensure all details are legible and accurate.

Conclusion

Understanding how to download and fill out RTO Form 30 simplifies the process of transferring vehicle ownership and updating your car insurance records. The government has made the process more accessible by offering online services through the official Parivahan portal.

Filling the form correctly is crucial, as even minor errors can lead to delays or complications. Take your time to ensure all details are accurate, and review the form thoroughly before submission. Retain all copies of the form and all supporting documents, including your updated car insurance, for your records.

If you find the process overwhelming, consult a legal professional for assistance. With proper preparation, transferring vehicle ownership and ensuring your car insurance is updated can be hassle-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Car ownership and reselling can be challenging, especially with the numerous forms and procedures involved.

One such essential form for the process that every car owner in India should be familiar with is the RTO Form 28. This form is crucial for transferring vehicle ownership, whether you're selling or buying a used car. Understanding how to download and fill it out correctly can save you significant time and effort. Improperly completing this form can lead to delays, legal complications, or even the invalidation of the transaction. It is important to follow the guidelines carefully to avoid unnecessary problems and enjoy your new vehicle. This blog covers everything you need to know about RTO Form 28, its purpose, and how to download and fill it out correctly.

What is RTO Form 28?

RTO Form 28, also known as “Application for Registration of Transfer of Ownership of a Vehicle”, is a mandatory document for transferring vehicle ownership. It serves as a “No Objection Certificate” (NOC) from the Regional Transport Office (RTO), confirming the transfer of ownership is approved and there are no pending dues, challans, or legal obligations associated with the vehicle.

This form ensures that all administrative and legal records are updated, providing a smooth ownership transition. Whether you are selling or purchasing a pre-owned vehicle, RTO Form 28 is an important step to avoid future complications.

How to Fill Form 28?

Filling out RTO Form 28 correctly is essential to avoid any legal problems during the sale or purchase of a pre-owned vehicle. Here's how to do it:

1. Download the Form: Obtain the RTO form from the official RTO website or your local RTO office.
2. Enter Personal Details:

• Name of Applicants (Seller): Provide the full name of the vehicle’s seller.
• Address of the Seller: Enter the seller’s complete residential address.
• Seller Phone Number: Include a valid phone number.

3. Provide Vehicle Information:

• Registration Number: Input your vehicle’s registration number.
• Chassis Number (Chassis Number): Specify the vehicle chassis number.
• Engine Number: Enter the engine number associated with the car.
• Year/Make of Vehicle: Mention the make and model of the vehicle.
• Year of Manufacture: Input the year the vehicle was manufactured.
• Fuel Type: Indicate the fuel type (Petrol, Diesel or CNG).

4. Details for Buyer:

• Name of Buyer: Enter the buyer’s full name.
• Address of the Buyer: Give the buyer’s full residential address.
• Buyer's Phone Number: Include a valid phone number for the buyer.

5. Details of Sale:

• Date of Sale: Mention the date of the sale transaction.
• Sale Price: State the agreed-upon car sale price.
• Signatures: Ensure the buyer and the seller sign the form.

6. Additional Information:

• Purpose of Transfer: State the reason behind the transfer of vehicle ownership (sale, gift, etc.).
• Other Relevant Information: Include any additional information if required.

You must submit supporting documents with the completed form to validate the transaction legally, including the original vehicle registration certificate (RC), car insurance policy, PUC, address proof of the owner, and other NOCs from relevant institutions (e.g. car dealerships or financing banks).

How to Download Form 28

Downloading RTO Form 28 is easy. Follow these steps:

1. Check the Official RTO Website: Access the Regional Transport Office (RTO) or the Ministry of Road Transport & Highways (MoRTH) website.
2. Go to Forms Section: Look for the section dedicated to documents or forms. This section is typically under "Services" or "Downloads."
3. Search for Form 28: Type "RTO Form 28" or "Application for Registration of Transfer of Ownership of Vehicle" using the Search bar.
4. Download the Form: Select the ‘Download’ option to save the form to your device for filling it up later.
5. Alternative Method: Alternatively, you can request a hard copy of Form 28 at your local RTO office.

Conclusion

The legal transfer of car ownership can be a time-consuming process, with RTO Form 28 playing a key role in ensuring a hassle-free transaction. This form helps the new RTO confidently approve the registration of the car with them. It verifies the transfer of ownership, ensuring that all necessary details are accurately recorded. Knowing how to download and fill out the form in advance can save you a significant amount of time, allowing you to submit it without any issues. Whether you're a buyer or a seller, it's essential to be thoroughly aware of these procedures to avoid mistakes or delays. Additionally, being proactive and gathering all required documents can further streamline the process and prevent any last-minute hassles.

Additionally, it is prudent to undertake some safety procedures after acquiring your new vehicle. This includes acquiring a comprehensive car insurance policy. An appropriate plan can provide financial protection in the event of accident, wear and tear or theft. This ensures longevity and lets you enjoy your new vehicle for longer.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The Regional Transport Office (RTO) plays a pivotal role in regulating road transport activities in India. It ensures that all vehicle-related processes, including registration, licensing, and ownership transfers, comply with the law. When transferring a vehicle's ownership across states, specific documentation is mandatory. One such important document is RTO Form 27, which is essential for obtaining a No Objection Certificate (NOC) from the existing RTO.

Whether you are relocating, selling a vehicle to someone in another state, or seeking inter-state registration transfer, RTO Form 27 is a legal necessity. This article serves as a guide to RTO Form 27, covering its purpose, step-by-step filling instructions, how to download it, and the documents required for submission.

What is RTO Form 27?

RTO Form 27 is a formal application for a No Objection Certificate (NOC) used to apply for the assignment of a new registration mark in the state where the vehicle is being transferred. The NOC confirms that there are no pending liabilities, dues or legal issues associated with the vehicle. This document is crucial for enabling the new RTO (in the destination state) to re-register the vehicle under its jurisdiction.

Key Features of RTO Form 27

RTO Forms deals in the following:

1. Application for NOC:

RTO Form 27 acts as a request to the current RTO to issue an NOC, allowing the re-registration of vehicles in another state.

2. Inter-state Ownership Transfers:

This form is mandatory for individuals moving to a new state with their vehicle or for buyers purchasing a used vehicle registered in another state.

3. Legal Compliance:

Filing Form 27 ensures that the transfer process adheres to legal requirements, safeguarding both the buyer and seller.

4. Verification Tool:

It verifies that the vehicle has no pending taxes, challans, or legal disputes, ensuring a smooth transfer process.

RTO Form 27 provides legal recognition for the ownership transfer and also protects the rights of both parties involved in the transaction.

When is RTO Form 27 Required?

The form is necessary in the following scenarios:

• Relocation:

When the current owner moves to a new state and wishes to use the vehicle there permanently.

• Sale of Vehicle:

When the vehicle is sold to a buyer residing in a different state.

• Transfer of Ownership by Inheritance or Gift:

If ownership is being transferred due to inheritance or as a gift, Form 27 is required for re-registration in the new state.

Without Form 27 and the subsequent NOC, the vehicle cannot be legally re-registered in another state.

Benefits of RTO Form 27

The following are the key benefits of using Form 27 on time:

• Legal Recognition:

Ensures the vehicle transfer is compliant with state and national transport laws.

• Smooth Transition:

Enables hassle-free re-registration of the vehicle in the destination state.

• Protection Against Fraud:

Verifies the legitimacy of the vehicle transfer, protecting both buyer and seller.

How to Fill Form 20?

Filling RTO Form 27 is straightforward but requires attention to detail to avoid errors. Below is a step-by-step guide:

1. Obtain RTO Form 27:

• You can download the form from the Ministry of Road Transport and Highways (MoRTH) domain or your state’s RTO portal. Alternatively, collect a hard copy from your local RTO office.

2. Fill in the Vehicle Details:

• Enter the vehicle registration number, make, model, and year of manufacture.
• Provide the engine and chassis numbers, available on the vehicle’s registration certificate (RC).

3. Owner’s Information:

• Enter the current owner’s name, address, and contact details accurately.

4. RTO Details:

• Specify the name and address of the RTO from which the NOC is being sought.
• Provide details of the RTO where the vehicle will be registered after the transfer.

5. Reason for NOC Request:

• Clearly state the reason for seeking the NOC, such as relocation, sale, or gifting the vehicle.

6. Declaration of No Liabilities:

• Sign the declaration affirming that the vehicle has no pending dues, including road tax, challans, or legal disputes.

7. Owner’s Signature:

• Ensure the form is signed by the registered owner of the vehicle.
• Double-check all fields for accuracy before submission, as errors may delay the process.

How to Download RTO Form 27?

Downloading Form 27 is simple and can be done online. Follow these steps:

1. Visit the Official RTO Website:

• Go to the portal for the Ministry of Road Transport and Highways (MoRTH) or your state’s transport department website.

2. Navigate to the Forms Section:

• Look for the “Forms” or “Downloads” section where all vehicle-related forms are available.

3. Search for RTO Form 27:

• Find the form under categories like “Ownership Transfer” or “NOC Application.”

4. Download and Print:

• Click on the link to download the form in PDF format. Print it out for manual filling or fill it digitally if your state’s RTO supports online submissions.

Documents Required for RTO Form 27

To process RTO Form 27, you must attach the following documents:

1. Original Registration Certificate (RC):

• This verifies the current registration details of the vehicle.

2. Valid Insurance Certificate:

• Ensure the vehicle has active insurance coverage.

3. Pollution Under Control (PUC) Certificate:

• Submit a valid PUC certificate to confirm compliance with emission standards.

4. Proof of Identity and Address:

• Both the seller and buyer must provide identity and address proof (e.g., Aadhaar card, voter ID, passport).

5. Road Tax Clearance Certificate:

• Proof that all road taxes are cleared in the current state.

6. Form 28 (Three Copies):

• Alongside Form 27, submit Form 28, which is a declaration of no objection to the vehicle’s transfer.

7. Passport-sized Photographs:

• Recent passport-sized photographs of the vehicle owner and buyer (if applicable).

8. ‘No Objection Certificate’ (NOC):

• Issued by the Registering Authority, permitting the vehicle's transfer.

9. Print of Engine Chassis Number:

• A physical imprint of the vehicle’s engine and chassis number is required.

10. Certificate of Fitness for Commercial Vehicles (If applicable):

• Validates the vehicle's roadworthiness.

11. PAN Card or Form 60 and 61:

• PAN card of the registered owner or, if unavailable, duly filled Form 60 and 61.

Make sure that all documents are valid and up-to-date to avoid rejection or delays.

Important Points to Note

The following are some important considerations when using Form 27:

• Timely Submission:

Submit Form 27 and supporting documents well before relocating or transferring the vehicle.

• Pending Liabilities:

Clear all pending dues, such as road taxes and challans, to avoid complications.

• Validity of NOC:

Once issued, the NOC is valid for six months. Ensure the vehicle is re-registered in the new state within this timeframe.

• State-Specific Rules:

Some states may have additional requirements for issuing NOCs. Check with your local RTO for specific guidelines.

Conclusion

RTO Form 27 is a critical document for inter-state vehicle ownership transfers in India. It ensures the process is transparent, legal, and seamless. By filling out the form accurately and submitting it with the necessary documents, you can obtain a No Objection Certificate (NOC) without delay.

Whether relocating or selling a vehicle, following the correct procedure with RTO Form 27 safeguards all parties involved and facilitates a smooth transition. Remember, timely submission and adherence to RTO guidelines are essential for avoiding complications.

Remember, when applying for a new registration mark, it is also essential to acquire a comprehensive car insurance policy that will safeguard your investment and provide financial coverage in the event of an accident, damage, or theft. This ensures you can drive worry-free and enjoy your vehicle for longer.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Registering your vehicle with your nearest Regional Transport Office (RTO) is a legal requirement for all vehicle owners in India. Among the many tools used by the RTO to regulate vehicles is RTO Form 22. It certifies that your vehicle complies with the standards of environmental and road safety.

Also called the “Road Worthiness Certificate”, Form 22 is obtained from the manufacturer or dealer of the vehicle to declare that the vehicle follows the emission levels and safety rules as laid down by the authorities.

For a vehicle owner, dealer, or potential buyer, knowing the details of Form 22 and the process of filling and submitting it is important. To understand the intricacies, go through this blog where we answer all your questions on this crucial document.

What is RTO Form 22?

RTO Form 22, or “Initial Certificate of Compliance with Pollution Safety Standards of Components and Road Worthiness”, as the name states, is a legal document from the dealer or manufacturer.

It serves as a certificate for the following-

1. It verifies that the Bharat Stage (BS) Emission Standards are followed by the vehicle.
2. It certifies that the Central Motor Vehicle Rules of 1989 are followed by the vehicle.
3. It verifies that the vehicle is fit and in good condition for the road.

It is used as a certification for compliance with environmental norms and emission standards as set by the Central Government of India. It is an important document for a new vehicle as well as for the re-registration process of a previously owned vehicle.

Form 22 certifies that motor parts such as the engine, chassis, brakes, and horn need to be in “good” condition, fit for the road and meet the required environmental norms.

Importance of the Form

The form is necessary for the following reasons:

• Environmental Protection: It ensures that vehicles contribute to reducing pollution to protect the environment from the harmful effects of automobiles.
• Safety compliance: It certifies that your vehicle is roadworthy and meets the required safety standards.
• Legal Compliance: It is mandatory for registering a vehicle or re-registering a used vehicle.

How to Fill Form 22?

Follow this guide to successfully fill out and submit the form:

1. Download the form and fill in all important details such as the name and address of the dealer/manufacturer, type of vehicle, brand name, and the year and month of manufacture.
2. Fill in vehicle details such as engine and chassis number, type of fuel, the gross and unladen weight of the vehicle, and the emission norm compliance details.
3. Make a declaration that the vehicle follows all the pollution and safety standards and get it attested by the dealer or manufacturer.
4. Get the form signed by the buyer and dealer, along with an acknowledgement of the receipt of the form.

How to Download Form 22?

RTO Form 22 can be downloaded from the official portal of the transport department and other reliable platforms.

To download form 22, follow these easy steps-

1. Go to the Parivahan Seva portal created by the Ministry of Road and Transport and Highways.
2. Find the “Forms” or “Downloads” option and click on “RTO Forms.”
3. You can also type “Form 22” in the search bar.
4. Click on the form, download it, and save it as PDF.
5. Get the form printed to fill it out manually. 

Important tip: Do not download the form from unverified sources, as it may contain errors or misprints that delay the verification process.

Documents Required for Form 22

While submitting RTO Form 22, you must attach copies of several documents. This is a list of the critical documents needed:

1. Invoice or bill of vehicle purchase from the dealer or manufacturer.
2. Certificate of car insurance policy.
3. Certificate from the manufacturer with vehicle details and declaration of compliance.
4. PUC or Pollution Under Control Certificate, if required by the RTO.
5. Identity and Address Proof of the applicant.
6. RTO Form 20 for registration of the vehicle.
7. Evidence of road tax payment.

Conclusion

RTO Form 22 certifies that your vehicle complies with the environmental and safety rules. Knowing the structure, requirements, and process of submitting Form 22 for the owner or dealer helps quicken the process.

If you have purchased a new vehicle, completing the process explained in this blog is important. Additionally, investing in a good car insurance policy is essential to safeguard your vehicle against unexpected expenditures as a result of accident or theft.

As a buyer, request a duly verified RTO Form 22 from your dealer. Check the required documents, ensure you have copies for verification, and submit the completed form to the RTO. Once approved, you’re ready to hit the road responsibly.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.