If you’re planning a log drive, equipping your car with the right accessories can make all the difference. Road trips can sometimes feel exhausting and uncomfortable, but the right gear helps minimise these challenges. In this blog, we’ll explore essential car accessories that enhance safety, entertainment, convenience, and comfort, ensuring a smooth and enjoyable journey.

List of best car accessories for long drive

We have curated the following list of car accessories for a long drive.

1. Portable tyre inflator and puncture repair kit

An inflator and a puncture kit are essential for all long-distance journeys. All vehicles have a puncture repair kit for temporary fixes to get you to the nearest service station for a tyre change/repair. These tools take up minimal space in the boot and are relatively simple, making them useful additions to your vehicle’s emergency supplies.

1. Mobile or tablet holder

The phone holder keeps your device at arm's length, allowing hands-free navigation. A mobile device held securely in the holder minimises distractions while driving and ensures focus on the road. Adjustable and rotatable designs will enable you to place your device in the perfect location for improved viewing angles, keeping your travels safe, entertaining, and stress-free.

1. Neckrest and seat cushions

A neck rest is an ergonomic accessory that provides comfort on long drives. It helps maintain proper posture and reduces strain on the neck and shoulders. U-shaped car seat cushions are also ergonomically designed to reduce pressure on the tailbone and lower back for long-distance drives. High-quality neck rests and seat cushions with memory foam offer personalised support, prevent stiffness and enhance the overall driving experience.

1. Anti-sleep alarm

One major cause of road accidents is driver fatigue. An anti-sleep alarm is one of the most important accessories for preventing avoidable accidents. This tiny gadget is worn behind the ear and tracks head movements. If it detects nodding, the device sounds an alarm to wake the driver, preventing possible drowsy-driving mishaps.

1. Car GPS tracker

When it comes to long-distance transportation, accurate navigation plays an important role, and here, we should mention the car GPS tracker as an effective tool. A GPS tracker shows real-time data, which includes the vehicle's location, speed and history of the routes taken, which can come in handy when the area is unknown. It also helps you locate your car—a welcome safety feature. The fusion of navigation aid and security features makes a car GPS tracker an indispensable accessory for every driver.

1. Dashcam

A dashcam, or dash camera, is a must-have accessory for long road trips. It functions as an extra pair of eyes monitoring the road in front of a car. Today’s dash cameras feature HD video quality, night vision and wide lenses to capture everything. Some dashcam models also come with GPS tracking and G-sensor technology. The camera automatically saves footage from crashes when you suddenly decelerate, which can be valuable proof in making an insurance claim or legal argument.

1. Rooftop cargo bags or boxes

Cargo carrier bags are space-saving accessories that provide secure and additional space while on a road trip. These spacious bags or boxes fit on all vehicles with or without a carrier rack. You won't have to worry about a cramped boot space. It's weatherproof, sturdy, and designed to hold camping gear, sports gear, suitcases and anything else that you need.

Conclusion

Investing in ergonomic cushions, reliable safety features, and convenience-enhancing gadgets ensures that every road trip is pleasant and memorable. Remember, the key to a successful long drive lies in preparation. Car accessories for long drives will make your road trips more enjoyable and completely stress-free.

Before setting off on your journey, be sure to gather all essential documents, including your car insurance. A comprehensive policy safeguards you against financial losses due to accidents, theft, or vehicle damage while also covering incidental repair costs. To ensure a hassle-free trip, review your policy in advance, update it if needed, and familiarise yourself with the extent of your coverage—this way, you can enjoy the road with confidence and peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When it comes to eco-friendly vehicles, electric vehicles (EVs) and hybrid cars are the two most popular choices. However, it is crucial to understand their working principles and differences to make an informed choice.

In this blog, we will talk about the differences between EVs and hybrid vehicles.

What is an EV?

EV stands for electric vehicles. The engines of these vehicles run on an electric motor, powered by a rechargeable battery. You can charge this battery when you need to use the car.

Leading automobile brands in India have launched electric versions of their popular models. They have equipped these EVs with the latest technologies and features, making finding an electric charging station easier, especially if you live in tier-1 and tier-2 cities.

Advantages of EVs

The key advantages of buying an electric vehicle (EV) are listed below:

1. Controls Pollution

Electric vehicles do not need fuel to run. They don’t release harmful gases like carbon monoxide, carbon dioxide, or nitrogen oxides. It is the very reason they are called environment-friendly vehicles.

1. Low Maintenance

An electric vehicle consists of a few moving parts in comparison to a regular vehicle, reducing the cost of maintenance.

1. Tax Benefits

The government offers many tax incentives to encourage people to buy electric vehicles.

1. Noiseless Operation

The engines of electric vehicles do not create any sounds while moving.

1. High-Performance

Electric vehicles perform efficiently as their engines do not waste any power while moving the vehicle.

1. Convenient

While electric cars require charging stations, electric bikes can be recharged at home. Since EVs are less common on the roads, you don't have to wait in long queues for charging.

What are hybrid vehicles?

The main difference between EVs and hybrid vehicles is that hybrid automobiles offer more than one power option. A motor and an internal combustion engine's combined power sources allow hybrid vehicles to operate. Hybrid vehicles come in both petrol variants and diesel variants. Once a hybrid vehicle starts and covers some distance, it uses its electric motor to drive further, making it much more efficient than fuel-powered vehicles.

Advantages of hybrid vehicles

Some of the key advantages of hybrid vehicles are detailed below:Seamless Switch

You can switch between electric and fuel power seamlessly. For instance, when your car needs additional power to climb an inclined road, you can switch to fuel to drive the vehicle effortlessly.

Environment-Friendly

Hybrid vehicles do not use fuel continuously, emitting fewer carbon gases.

Saves Money

A hybrid vehicle can save you more money by using only fuel to start the engine or when the electric battery runs out. It requires less maintenance than regular vehicles and has a higher resale value.

Balances Power & Efficiency

Hybrid vehicles balance the high power of fuel engines and the efficiency of electric motors, offering the best features of both EVs and fuel-driven vehicles. 

Convenient For Long Trips

Hybrid vehicles can be charged at electric charging stations, and you can refill the fuel at regular petrol/diesel pumps. This makes them a convenient option, especially if you are planning a long road trip.

EVs and hybrid vehicles: Which one is better?

Now that we have seen the fundamental difference between EVs and hybrid vehicles, let’s determine which option is better.

Let’s look at the detailed comparison table below:

Conclusion

Before you select between a hybrid vehicle and EVs, it is important to evaluate certain factors like convenience, driving needs and budget. EVs offer savings in maintenance and fuel costs, while hybrid vehicles are a good choice for those who frequently travel long distances.

While you make a decision between the two, you also need to consider measures to safeguard your vehicle. Investing in car insurance is a smart move as it enables you to drive stress-free, no matter the type of vehicle. A good car insurance helps you financially by covering repair costs in the event of an accident, theft or other damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Your car’s glass does more than just provide a clear view—it plays a crucial role in safety, comfort, and durability. The right glass can shield you from flying debris, block out damaging UV rays, and even protect you in the event of an accident.  There are different types of glass used in vehicles and each with special qualities.

The selection of car glass is just one example of how far the automotive industry has advanced in terms of vehicle safety. This article will discuss the composition, advantages, and practical uses of the two main types of automotive glass—tempered and laminated glass.

Various types of car glass

Here is what you need to know about each:

Tempered Glass

Tempered glass is also called ‘toughened glass’.  It is made by heating and rapidly cooling a standard piece of glass that has already been cut in a tempering furnace. The process strengthens the glass by five to ten times, and it can be treated with chemicals and heat to achieve balanced internal stress capabilities.

Car windows are made of tempered glass, which is less durable than laminated glass and, therefore, more brittle. The heating and cooling process of tempered glass causes it to break into innocuous pebble-like fragments. Additionally, it is used in some cell phone screens, sunglasses, baking and cooking products. Tempered glass cannot be repaired and therefore, must be replaced once it breaks. 

• Composition: Tempered glass is made by a specific process that makes it much stronger than ordinary glass. The following are involved in the manufacturing process:
  • Heating: The glass is heated to extremely high temperatures (roughly 620°C) in a tempering furnace.
  • Rapid Cooling: High-pressure air blasts rapidly cool the heated glass. Because of the surface compression created by this process, tempered glass is far stronger than ordinary glass.

Advantages:

• Enhanced Strength: Tempered glass can tolerate a great deal of external stress because it is five to ten times stronger than untreated glass.
• Shatter-Resistant: Tempered glass breaks into small, pebble-like pieces rather than sharp, dangerous shards, lowering the possibility of serious injuries.
• Thermal Resistance: Tempered glass is ideal for both hot and cold climates because of its special structure, which allows it to withstand abrupt temperature changes.
• Resistance to Scratches and Impacts: Tempered glass is impervious to minor scratches and unexpected side impacts due to its internal stress balance.
• Widely Used & Inexpensive: It is frequently used in automotive applications because it is cheaper as compared to laminated glass.

Utilisation in Vehicles:

• Side Windows & Rear Windscreens: Tempered glass is used for the majority of car side windows and rear windscreens because it can sustain external impact and break safely if necessary.
• Sunroofs: Tempered glass is commonly used for sunroofs because it can withstand heat exposure and is less likely to break and injure people.
• Emergency Situations: Tempered glass is useful for swift exits from a car because it is designed to shatter easily when struck by a pointed object.

Laminated Glass

The purpose of laminated glass is to protect passengers from harm by withstanding severe impact without breaking. Laminated glass is more resilient than tempered glass and is commonly used in windscreens. It has three layers, the innermost of which is composed of polyvinyl butyral (PVB) sandwiched between clear-tempered glass. PVB offers excellent sound insulation and is slightly tinted to block UV rays.

• Composition: Laminated glass is durable and safe. It is made up of:
  • Two tempered glass layers: an intermediate layer of the plastic film polyvinyl butyral (PVB)
  • High pressure and heat are used to fuse the three layers together, resulting in a strong yet flexible structure.

Advantages:

• Superior Safety: Laminated glass resists breaking when struck, in contrast to tempered glass. The middle PVB layer holds the broken glass together and keeps it from scattering.
• Enhanced Structural Strength: One of the most resilient kinds of glass, it can withstand severe impacts without shattering due to its laminated structure.
• UV Protection: PVB layer shields occupants from the sun by blocking roughly 99% of harmful UV rays, and protects the interior of the car from fading.
• Noise Reduction: Laminated glass provides excellent sound insulation by reducing outside noise, such as wind and honking, making automobile interiors quieter.
• Theft Prevention: Laminated glass serves as an extra security measure, making it more difficult for thieves to break into the vehicle.

Use in Automobiles:

• Windscreens: Laminated glass is used for windscreens in all modern cars because of its great impact resistance and safety advantages.
• Luxury Cars & High-End Vehicles: Some high-end cars have side windows made of laminated glass to improve security and soundproofing.
• Security & Bulletproof Vehicles: Laminated glass can be strengthened even more for use in security vehicles and armoured cars.

Conclusion

Choosing the right type of car glass is essential for your comfort, safety, and driving journey. While laminated glass offers the best protection and durability, tempered glass offers strength and affordability.

Apart from selecting the right type of car glass, it is important to take a step towards safeguarding your vehicle. Opting for the right insurance coverage can protect you from sudden financial burdens in case of accidents, damage to your vehicle and even theft. Make sure to invest in a solid car insurance policy that covers glass damage and can even assist in case of medical emergencies. You may look for car insurance online to choose the best policy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Choosing the right wiper blade can make a significant impact on driving comfort, visibility, and your car’s appearance. Wiper blades are sometimes neglected when it comes to auto maintenance, but it’s prudent to make them a part of car check-ups, especially during the rainy season. There are different kinds of wiper blades that have different characteristics, and picking the correct kind can make your driving experience safer and more enjoyable.

Let's explore the various types of car wipers to determine which one best meets your requirements.

Different types of car wiper blades explained

There are three main windscreen wiper types: hybrid, flat, and conventional. Each has a distinct design, benefits, and limitations.

1. Conventional Windscreen Wipers

Conventional wiper blades were once standard for almost every car and have been used for decades. They are made up of a metal frame or metal-plastic composite that has several pressure points to help distribute force across the windscreen.

Features & Benefits:

The following are the benefits of conventional wipers:

• The frame has four to eight pressure points thanks to articulated links and a central bridge.
• Spring flexors guarantee consistent pressure on the glass for efficient cleaning.
• It is possible to add more spoilers for improved performance and aerodynamics.
• There are many different sizes available (10" to 28").
• Affordable and readily interchangeable.

Downsides:

Its disadvantages are:

• Prone to streaks due to an uneven distribution of pressure.
• Reduced aerodynamics, causing wind lift at high speeds.
• Bulky design that partially blocks the driver's view.
• Tend to degrade faster as compared to newer designs. It requires frequent replacements.

2. Flat Windscreen Wipers (Beam Blades)

Beam blades, sometimes referred to as flat wiper blades, are the new standard in modern cars. These blades, in contrast to traditional wipers, are made of tensioned metal strips embedded in the rubber structure rather than a metal frame, allowing for a flatter, more aerodynamic profile.

Flat wipers are an excellent investment for anyone wishing to improve visibility and comfort while driving because of their exceptional performance, particularly in severe weather.

Features & Benefits:

The benefits of flat wipers are:

• Designed to increase aerodynamics with a full-length integrated spoiler.
• Lowes drag and wind noise, improving the overall driving experience.
• Better windscreen contouring, providing even pressure, and enhanced wiping performance.
• Improved materials and fewer moving parts for a longer lifespan.

Downsides:

Its disadvantages are:

• More expensive than standard wipers.
• Older cars aren't always compatible unless you use adapter kits.

3. Hybrid Windscreen Wipers

Hybrid wipers combine the advantages of flat and conventional wipers. Similar to flat wipers, they have a sleek, aerodynamic frame but include a strong metal subframe for increased durability and wiping effectiveness.

Features & Benefits:

The advantages of hybrid wipers are:

• Integrated spoilers reduce wind lift, guaranteeing continuous contact with the windscreen.
• Provides silent, smooth wiping even at high speeds.
• The sturdy metal subframe from traditional wipers is retained for increased durability.
• Enhances performance in heavy rain and snow, and reduces streaking by adapting well to various windscreen shapes.

Downsides:

Its disadvantages are:

• More expensive than flat and traditional wipers.
• Not as readily available as conventional wipers.
• They’re ideal for drivers who desire the longevity of traditional wipers combined with the cutting-edge aerodynamics and efficiency of flat wipers.

Choosing the right wiper blade for your car

Here are some factors you must consider while selecting a car wiper:

1. Weather Conditions

If you live in an area with heavy rain or snow, hybrid or flat wipers are better suited due to their improved aerodynamics and pressure distribution. Conventional wipers work well in mild climates with occasional rain.

2. Vehicle Compatibility

Most modern cars come equipped with flat wipers, but if your car originally had conventional wipers, you might need adapters to switch to flat or hybrid ones. Check your car manual or talk to a professional before upgrading.

3. Budget

Conventional wipers are the most budget-friendly option. Flat wipers offer mid-range pricing but come with better durability. Hybrid wipers are the most expensive, but they offer top-tier performance.

How frequently should your wiper blades be replaced?

Wiper blades need replacement every six to twelve months, though this can vary based on your driving circumstances and the local climate. The following indicators point to the need for a replacement:

1. Streaking or skipping: The rubber in your wipers may be worn out if they leave streaks or miss spots.
2. Squeaking or chattering: Noisy wipers are a sign that the rubber is degrading or hardening.
3. Damage or visible cracks: Check the rubber blade for any tears or cracks.
4. Inadequate contact with windscreen: The wipers' efficacy is weakened if they lift off quickly.

Conclusion

To ensure safe driving and clear vision, keeping your wiper blade in good condition is crucial. Whether navigating the smog-filled streets of Delhi, the dusty summer winds of Rajasthan, or the torrential downpours of Kerala, the right wiper blade will ensure clear visibility.

Besides choosing the right wiper, you need to take certain measures to ensure you are protected in unexpected situations. For stress-free driving, invest in car insurance to protect you from unexpected damages, accidents, repair costs, theft and other emergencies. A good policy also covers third-party liability, which can financially protect you from hefty expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In India, compact sedans are becoming increasingly popular, offering a perfect blend of comfort, practicality, and affordability.

We've curated the best sedans under 10 lakhs, each packed with impressive features and specifications. Whether you prioritise style, fuel efficiency, or advanced technology, there’s a compact sedan on this list that meets your requirements.

List Of Sedan Cars Under 10 Lakh In India

The following are the best sedan cars under 10 lakhs :

1. Honda Amaze

The Honda Amaze is a stylish and highly popular compact sedan, with its base variant starting at around Rs. 8 lakhs. Known for its spacious cabin, smooth ride, and impressive fuel efficiency, the Amaze is a top choice for many car enthusiasts. Available in both petrol and diesel engine options, it offers versatility to suit various driving preferences. With its muscular design and sleek exterior, the Honda Amaze stands out as one of the best sedans under 10 lakhs.

The Honda Amaze also offers a CVT automatic option with a petrol engine. Additionally, the higher mileage provided by all its variants is a noteworthy factor for buyers.

2. Hyundai Aura

The Hyundai Aura is known for its sleek design, comfortable ride, and smooth performance. The price of this compact sedan starts at approximately Rs. 6.54 lakh. It comes with a variety of features, including a touchscreen infotainment system, automatic climate control, cruise control, and a sunroof. It also offers good ground clearance, making it suitable for different driving conditions.

3. Tata Tigor

Starting at just Rs. 6 lakh (approx.), the Tata Tigor is one of the most affordable and best sedan cars under 10 lakhs. With a 4-star safety NCAP rating, 2 airbags, and a ground clearance of 170mm, it is the first choice for many individuals who want a safe and rugged vehicle. If you are looking for a safe choice for your family, this is the car for you.

4. Maruti Dzire

The Maruti Dzire is one of the most popular compact sedans in India. It offers excellent ride quality along with ample boot space. The sedan's pricing starts at approximately Rs. 6.7 lakh. The Dzire has long been a favourite car model among Indian audiences, known for its timeless design and modern features.

Conclusion

Many car brands now offer new and exciting features at affordable price ranges. With rapid advancements in the affordable car segment, we can expect to see more cars launched in the 10-lakh price segment.

No matter the car you choose, it's advisable to secure your investment with a comprehensive car insurance policy. A tailored plan offers financial coverage in the event of an accident, damage, loss and more, allowing you to enjoy your compact sedan for longer. You can now also browse car insurance online to select the best policy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Keeping your car's AC vents clean is essential for maintaining fresh air quality and ensuring efficient cooling, especially during the scorching summer months. Over time, dust and debris accumulate in the vents, reducing airflow and causing unpleasant odors inside your cabin. Luckily, cleaning your AC vents doesn’t have to be a hassle—all you need are the right tools and techniques to keep your car’s interior fresh and comfortable.

This blog will teach how to clean car air vents, ensuring a fresh and comfortable driving experience.

Ways to clean car AC vents

By following this simple, step-by-step process, you can effectively get rid of dust or debris stuck in air vents. Let's get started.

1. Gather the essentials

Before you begin cleaning, make sure you have all the cleaning essentials. You'll need:

• A tiny vacuum cleaner with a small hose
• A cleaning solution (you can make it at home using vinegar and baking soda)
• A sponge or a microfibre cloth and a dry towel
• An old toothbrush,
• A screwdriver

2. Remove vent covers and vacuum the dust

Once you have all the essentials, start cleaning by removing the vent covers using a screwdriver. You can use an old toothbrush to loosen the rigid dust and dirt particles. Insert the vacuum cleaner's hose into the vent and turn it on to suction out the debris and dust. Ensure that you don't leave any dents or scratches while cleaning.

3. Start cleaning

Apply the cleaning solution on a sponge or a microfibre cloth and clean the vents. The sponge will remove dust and grime from the AC vents.

Be careful while cleaning; no liquid or cleaning solution should enter the vents. If the solution drips inside, this could potentially damage the AC system or lead to mould growth, which could deteriorate the performance of your car's AC system and leave a foul smell. If the vents smell bad even after cleaning, you might have to use a disinfectant spray. 

4. Let the vents dry

Once the car vents are completely clean, leave them to dry. Do not turn on the air conditioning until the vents are completely dry. Use a dry towel or cloth to remove the excess solution remaining on the AC vents.

You can also use a blow-dryer (without heat settings) to speed up the drying process. Once the vents are dry, check the airflow. If the speed is still slow, you might have to clean the ducts again.

5. Use a car freshener to keep bad odours away

To keep your cabin smelling fresh, use a car freshener made from natural ingredients and essential oils instead of using those made from synthetic chemicals.

6. Clean car AC vents once a week

You must clean your car's AC regularly to maintain its performance. However, one cleaning session may not always be enough to remove all the debris and dust; sometimes, double cleansing is required to restore proper function.

Ideally, cleaning the car AC vents once a week is enough. However, it depends on how much dust and dirt your air vents collect. Avoid eating near the AC vents to prevent buildup, as food particles can settle inside, leading to unpleasant odours and potential mould growth.

Conclusion

Cleaning your car's AC vents is a simple yet essential task that enhances airflow, eliminates odors, and ensures a more comfortable driving experience. By following a few easy steps, you can effectively maintain clean vents and improve the air quality inside your cabin.

Routine maintenance is an essential part of car ownership. However, there are additional preventative measures that can safeguard your investment. Comprehensive car insurance acts as a safety net, providing financial coverage in case of accidents, theft, or damage. It can help cover repair costs, medical expenses, and even damages caused by natural disasters or vandalism, giving you peace of mind every time you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Car doors do more than provide access—they shape a vehicle's design, functionality, and safety features.

Each type serves a unique purpose, from the conventional hinged doors on most cars to the striking gullwing and butterfly doors on luxury and sports models. Whether you're curious about innovative door mechanisms or looking to understand their advantages, this guide breaks down the most common and unique types of car doors, explaining how they work and where you'll typically find them.

Types of car door styles

Choosing the right door type can enhance accessibility, safety, and driving experience. Here are the different car door styles available on the market.

Scissor doors

Scissor doors are among the most striking designs in the automobile industry. Unlike traditional car doors, which open outwards, scissor doors swing upwards. Also known as wing, swing-up, switchblade, beetle-wing, or turtle car doors, this door type attaches to the car body using a hinge located at the top corner of the frontal car part.

The car door opens like a pair of scissor blades, which resulted in the name 'scissor doors.' They are mostly used in countries with limited parking spaces where opening the door to get out can be difficult.

Some big brands that use scissor doors in their car models include:

• Lamborghini Aventador
• Ferrari P1
• McLaren LaFerrari

Gullwing doors

Gullwing is an alternative car door design that clings to the car's roof side instead of sideways. The doors open upwards, with the hinges fixed on the rooftop and the two doors spreading like wings.

Also known as up-doors, butterfly doors, or falcon-wing doors, this design requires less side clearance to open the car, which helps in tight parking spaces. It is also convenient, facilitating smooth movement when entering or exiting a place. However, extracting passengers can be tricky in an accident where the car flips on its roof.

Examples of car brands with gullwing doors include:

• Tesla Model X
• Mercedes-Benz 300SL
• Mercedes-Benz C111

Butterfly doors

Butterfly doors are vertical doors often confused with scissor doors, but the two differ in how they open. Scissor doors open straight up through hinge points at the rear of the A-pillar, but butterfly doors open up and out via hinges fastened along the A-pillar. Butterfly car doors open wider; hence, people have more space to get in and out of the car than with scissor doors.

If you prioritise style over practicality, butterfly car door designs will be perfect for you. However, since they open wide, butterfly doors need more parking space; they can't operate well in low ceilings and tight spaces.

Examples of car models with butterfly doors include:

• Mercedes Benz SLR
• BMW i8
• BMW Z1

Suicide doors

Suicide doors, also known as coach doors, are rarely used in modern vehicles. They were prevalent on horse carriages and drop-tops mainly because they had a very open and airy design, offering ease of entry and exit.

Suicide car doors are hinged at the rear end rather than the traditional front-hinged car doors, hence considered riskier. The name 'suicide' originated from an early design flaw that posed a higher risk of injury to users.

Rolls-Royce is one of the few automobile companies that use rear-hinged doors with suicide doors car models like these:

• Rolls-Royce Cullinan
• Rolls-Royce Dawn
• Rolls-Royce Ghost

Sliding doors

A sliding door is a door design suspended from a vehicle so that the door can open by sliding horizontally. This design is common in vans, minibuses, and buses, with larger entrance and exit spaces for passenger loading and unloading.

Modern sliding doors have advanced features such as power operation, soft-close mechanisms, and hands-free opening using sensors or key fobs. These innovations enhance safety and convenience, especially for families with children or individuals carrying heavy loads.

The design is prevalent in mini MPVs like the following:

• Toyota Porte
• Peugeot Rifter
• Renault Kangoo

Swan doors

Although they resemble conventional car doors, swan doors have a striking mechanism and open wider than any other door style. These doors are hinged sideways but rise slightly as they open horizontally.

High-performance cars feature this design, saving parking space despite ceiling height limitations. The doors can easily open even when closer to other vehicles.

Examples of cars with swan doors include:

• Jaguar C X75
• Rapide
• Aston Martin DB9

Canopy doors

Canopy doors are a rarely used door type in car manufacturing, mostly found in luxury cars. The door lifts and opens from the top to let passengers in. Also known as a bubble, cockpit, or articulated canopy, the door appears canopy-like, making it a point of attraction.

With the door over the car's roof, passengers can hop out without worrying about the sides. However, such cars can be a problem if parked in a place with a tight ceiling space—it can be hard to open the door without causing dent marks.

Here are some cars that feature this door design:

• Renault Trezor
• Lamborghini Egoista
• Maserati Birdcage 75th

Conclusion

A car’s door design should be an essential consideration during the purchase decision. It is wise to prioritise the door design based on your needs, preferences, convenience, and style.

In addition, it is prudent to consider a car’s safety specifications to ensure the best driving experience. No matter the model you choose, it is essential to protect your investment with the appropriate insurance. Buying car insurance is a simple and efficient way to safeguard against unexpected events such as accidents and theft. A reliable insurance policy gives you financial security and confidence whenever you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Electric vehicles have grown exponentially due to their efficient performance and clean energy. However, a robust infrastructure is required to meet their charging needs. The elements that play a significant role in EV's charging infrastructure include the sockets, plugs, and connectors.

There are no standard connectors that fit all-electric vehicles. Instead, they vary based on the country, the type of EV, and the charging station. Different charging station levels use varying connectors, prioritising efficiency and safety.

This guide offers a detailed summary of the types of EV charging connectors available. Each has distinct features and capabilities.

List of different types of EV charging connector types

Here are the EV charging connector types available.

1. SAE J1772 Connector: Type 1

The charging standard features five pins, also known as a J Plug connector. It can charge up to 80 amps using a 240-voltage input, giving a maximum power output of 19.2 kW. This connector supports single-phase AC charging for EV chargers in levels 1 and 2.

The drawback is that it only uses the single-phase and lacks the automatic locking mechanism, unlike type 2 (Mennekes) connectors.

Key Specifications:

2. Mennekes Connector: Type 2

Featuring seven pins, it can charge a maximum of 32 amps using 400 voltage input, giving a power output of 22 kW. It connects automatically to the electric vehicle for charging, with openings on the side of the plugs that lock it firmly into place. The automatic locking of the plug into the EV helps prevent accidental cable removal during charging.

Key Specifications:

3. CCS (Combined Charging System) Connector: Type 1

Also known as CCS Combo, CCS Type 1, or the SAE J1772 Combo connector, the CCS connector combines a J1772 Type 1 plug with two DC fast-charging DC pins.

CCS 1 delivers a maximum of 500 amps and 1000 volts, giving a power output of up to 360 kW. Japanese vehicle manufacturers, such as Nissan, are also transitioning to the combined charging system. With the CCS 1 plug, car manufacturers can have shared AC and DC charging ports instead of separate ones.

Key Specifications:

4. CCS Connector: TYPE 2

Known as CCS Combo 2 or CCS Type 2, the EV connector combines the Mennekes Type 2 plug with two fast-charging pins. Delivering a power output of up to 360 kW, it has a capacity of up to 500 amps and 1000 volts DC.

Key Specifications:

1. CHAdeMO Connector

The CHAdeMO connector is the most preferred DC fast-charging standard in Japan. It can charge electric vehicles up to 400 amps; however, the vehicle needs separate charging ports for AC and DC.

The CHAdeMO charging stations use liquid-cooled cables to attain 400 kW power output. These connectors are not as common as the CCS, and development is underway to enable faster charging with the CHAdeMO protocol.

Key Specifications:

2. GB/T Connector

The GB/T connectors are available in two types and are the only EV connectors used in China. One type is for AC, and the other is for DC.

The GB/T AC connector has a single-phase input and produces power of 7.4 kW, while the DC connector delivers power output of up to 237.5 kW.

Key Specifications:

3. TESLA Connector

The Tesla connector is one of the electric car charger types that uses its own charging standard. The correct Tesla plug varies depending on your location and the model of your Tesla. In North America, Tesla uses the North American charging standard (NACS), initially known as the 'Tesla SuperCharger' for ACs and DCs. NACS is compatible with Teslas only and delivers a power output of 250 kW. However, Teslas can still be charged using different EV connectors outside North America.

Key Specifications:

Conclusion

Each EV charger has its specific charging speed and power output, all determined by factors like the type of connector, the charging station's current and voltage, and the vehicle's onboard charger capacity. Using the correct charging connector and following safety guidelines prevents risk factors like overvoltage, ground faults, overcurrent, and high temperatures.

As you consider your EV charger, it is crucial to simultaneously put in place certain safety and quality-of-life upgrades. This includes appropriate car insurance. Browse through car insurance online to find a reliable policy that covers a range of risks, including accidents, car theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The electric vehicles (EV) segment is undergoing a major boom in India. According to Bloomberg NEF’s EV Outlook 2024 report, India is predicted to achieve 5.9 million electric vehicle sales by 2040. This popularity is due to rising interest in electric vehicles as a sustainable, future-proof alternative to traditional fuel-powered cars.

If you are considering switching to an EV, it’s essential to understand the types of electric cars available in the market. There are three major kinds based on the powertrain configuration—Battery Electric Automobiles (BEVs), Plug-in Hybrid Electric Vehicles (PHEVs), and Hybrid Electric Vehicles (HEVs).

List of different types of electric cars

Each type of electric car has its benefits and drawbacks. Let’s learn more about them.

1. BEV: Battery Electric Vehicles

BEVs are the most common type of electric vehicle. They are 100% electric, meaning they are entirely powered by electric motors. This electricity is stored in large batteries.

BEVs work using the basic principle of converting direct current to an alternating current that powers the motor whenever the accelerator is pushed. A controller is an important component of a BEV that varies the alternating current frequency to drive the car at different speeds.

BEVs bring many advantages to the table:

• No damage to the environment and cleaner air because of zero tailpipe emissions.
• Lower operating costs compared to petrol and diesel cars.
• Quieter and smoother rides due to the lack of an internal combustion engine.
• Improves efficiency due to its regenerative braking system that recovers energy during deceleration.
• Government incentives and tax credits for purchasing BEVs.

While contemporary battery technology enables much longer ranges and quicker charging times, better technology is needed to enhance the viability of BEVs for long-distance travel. However, expansion of charging infrastructure is required for smooth operations.

2. PHEV: Plug-In Hybrid Electric Vehicles

PHEVs come with an internal combustion engine and a chargeable battery to offer a long electrical range. This is a true hybrid car known as a series hybrid. Essentially, you have the flexibility to drive the car as an electric vehicle till it loses its charge. When the battery is depleted, a PHEV switches to its internal combustion engine which works on fossil fuel like a regular car. Like a BEV, you can also charge a PHEV’s battery by plugging it in.

Some of its benefits include:

• Flexibility to drive on electricity for shorter trips and switch to petrol or diesel for longer journeys, reducing range anxiety.
• Low fuel cost due to a mix of electricity and fuel.
• Eligible for several electric vehicle incentives and benefits.
• Capable of driving in electric-only mode for a brief period of time. This is called the zero-emission mode.

Just like BEVs, PHEVs also depend on improvements in battery technology to enhance their electric range.

3. HEV: Hybrid Electric Vehicles

Known as parallel hybrids, HEVs are similar to PHEVs, both have a combustion engine and electric motor. The engine derives energy from fuel, whereas the motor gets electricity from batteries. However, they have one major difference—HEVs cannot be plugged into the power grid to recharge. Instead, their battery charge is solely derived from regenerative braking and car power.

Some benefits of HEVs include:

• Efficient energy use results in lower emissions.
• No need for external charging, making ownership simpler.
• Really responsive driving experience due to the combined power of the fuel engine and electric motor.
• Enhanced fuel economy over conventional petrol vehicles.

Honourable Mention: FCEV: Fuel Cell Electric Vehicles

Apart from the three common types of electric cars, there is a fourth one that is relatively lesser known. This category is called Fuel Cell Electric Vehicles (FCEVs). These are zero-emission cars that utilise fuel cell technology to generate power. Fuel cells, unlike typical EV batteries, use oxygen that is present in the air along with compressed hydrogen to generate electricity. That means they don’t need any refilling or recharging.

However, FCEVs are still limited by various challenges. They are not very practical to produce or operate compared to other electric car types.

Conclusion

The type of electric car you choose depends on your driving needs. If you usually drive short distances, then 100% electric BEVs are ideal for you. If you are worried that your electric car might not give you enough range or reliability, then hybrids are ideal for you. Ultimately, whether you opt for a BEV, HEV, or PHEV, ensuring that it functions properly is related to how adequately you maintain your vehicle.

While making a selection among the different types of EVs, you also need to ensure you are taking preventative steps to safeguard your investment. Purchasing comprehensive car insurance is a key component of this as it allows you to remain worry-free in case your electric car runs into trouble. Look for appropriate car insurance online that provides financial assistance against faulty batteries, accidental damage, theft and even third-party liability.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The battery is the heart and ultimate power source of every electric vehicle (EV). Compared to regular batteries, EV battery technology is highly sophisticated, with considerations given to cooling, charging cycles, range, and performance. Today, most EVs use lithium-ion batteries. They contain cells with lithium ions, which travel from a negative to a positive electrode on discharge and back again on charging.

Compared to internal combustion engines (ICE), lithium-ion batteries in EVs still have a long way to go due to their comparatively lower energy and reduced travel range. Today, there are different types of lithium-ion batteries used in electric vehicles. Let us learn about the most popular ones.

Various types of Li-ion batteries used in EV cars

Before we dive into the types of Li-ion batteries, let us understand what makes them so popular:

• High power density: Lithium-ion batteries possess a high energy density. They can store significant energy for their size and weight. Lithium-ion batteries enable EVs to cover longer distances on one charge.
• Long Lifespan: Typically, these batteries hold up well over hundreds or even thousands of cycles of charging and discharging.
• Low self-discharge rate: Lithium-ion batteries hardly lose charge when not in use, which is helpful for cars parked for longer periods.
• No memory effect: Unlike some other batteries, lithium-ion batteries don't ”remember” how much charge they have used. You can charge them at any time, even if they are not fully drained.

Lithium-ion batteries are the most common type of batteries used in electric vehicles today. They come in different variations, and each lithium-ion EV battery type has its own applications, benefits, and drawbacks:

1. Lithium Nickel Manganese Cobalt Oxide (NMC)

Lithium Nickel Manganese Cobalt Oxide (NMC) batteries balance power density, price, and safety. They consist of a cathode chemistry, with nickel, manganese and cobalt proportions tweaked per the EV’s performance requirements.

• Ideal for long-range EVs: NMC batteries with higher proportions of nickel offer excellent long-range with great performance and are the most popular batteries used for EVs.
• Improved thermal stability: Compared to other lithium-ion EV batteries, NMC is less prone to overheating.
• Higher specific power: NMC enables improved vehicle performance when accelerating.

2. Lithium Nickel Cobalt Aluminum Oxide (NCA)

Nickel Cobalt Aluminum Oxide (NCA) batteries are for higher power density and better performance, but they are comparatively costlier. They deploy aluminium instead of manganese to achieve stability. They are typically found in certain high-performance EV models.

• Ideal for long-range EVs: Like NMC, NCA batteries enable higher energy density, which allows the batteries to last longer distances.
• Low thermal stability: NCA batteries are less thermally stable compared to NMC batteries.

3. Lithium Iron Phosphate (LFP)

Lithium Iron Phosphate (LFP) batteries utilise iron and phosphate instead of cobalt and nickel. Since the former are cheaper to produce, LFP batteries are highly cost-effective. But this usually comes at the cost of performance. They are also more sustainable, which are key reasons why they are a popular choice.

• Ideal for standard or short-range EVs: This is due to decreased power density and energy compared to other Li-ion batteries.
• Safety and durability: LFP batteries possess excellent safety features and extended service life.

4. Lithium Titanate Oxide (LTO)

Lithium Titanate (LTO) batteries utilise lithium and titanium oxides in their anode surface construction. This is what differentiates them from the cathode-based EV batteries. However, they have a low energy density and are costly, restricting their application in mainstream EVs.

• Reduced charging time: LTO batteries tend to be fast charging, providing an extended lifecycle (roughly 10,000 discharge cycles).
• Thermal stability: LTO batteries exhibit good low-temperature performance.

5. Lithium Manganese Oxide (LMO)

Lithium Manganese Oxide (LMO) is another type of fast-charging and discharging EV battery known as a manganese spinel battery. Since they have lower energy density, LMO batteries are often used alongside NMC batteries to help boost an EV’s driving range.

• High operating voltage: LMO batteries can provide high voltage, improving acceleration in EVs.
• Safe and reliable: LMO batteries have good thermal stability, are relatively safe, and fast charging, making them reliable.

6. Lithium-sulfur batteries (Li-S)

Lithium-sulfur batteries are a promising alternative to traditional lithium-ion batteries. They use sulfur and lithium metal as electrodes and can attain higher power densities. They are cost-effective and have the potential to become quite popular in the future. 

• Substantial theoretical energy density: Lithium-sulfur batteries possess a higher theoretical energy density, boosting EV driving range.
• Ample availability: Sulfur can be readily available and affordable, making these batteries a cheaper alternative in the future.
• Reduction of reliance on rare metals: Unlike some lithium-ion batteries, lithium-sulfur batteries don't need nickel or cobalt, which are rare and costly.

Conclusion

For EVs, there is a variety of lithium-ion batteries available. While the balanced performance of current lithium-ion batteries makes them an optimal choice, innovations like solid-state and lithium-sulfur show promise for the future. It all boils down to improving the dependability and performance of EVs.

While you purchase an EV, it is essential to consider the battery type and its suitability for your driving requirements. Additionally, ensuring that your vehicle is covered in case of accidents, theft, and damage is an important step towards a hassle-free driving experience. Opt for a good car insurance policy that acts as a safety net and offers essential financial assistance in case of accident, damage, theft, and more.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you're looking to buy an engine for your car, understanding the key differences between a V4 engine vs Inline 4 engine can help you make an informed choice. The primary distinction lies in their cylinder arrangement—V4 engines have cylinders positioned in a ‘V’ shape, while inline-4 engines align them in a straight row along the crankshaft.

Inline-4 engines are more common in cars due to their balance, compact design, and simplicity. On the other hand, motorcycles often use V4 engines, as their compact design allows for higher power output in limited space.

This blog delves deeper into the key differences between v4 vs inline 4.

What is a V4 engine?

The V4 engine has four cylinders arranged in a V-shape. It has two cylinder banks—each holding two cylinders. The V-twin has an excellent power delivery, spreading from low in the RPM range but may decline in the upper reaches of the tachometer.

Therefore, the V4 engine has a healthy spread of power and torque. Unlike the V-twin, it often spins faster, generating more power at a broader RPM range.

Advantages of V4 engine

The following are some advantages of the V4 engine:

• V4 engines are smoother, firm, and stronger than inline 4-cylinder engines.
• The V4s are highly efficient, with smaller, less wasteful dead spaces.
• The stronger and shorter crankshafts result in higher power generation. The crankshafts reduce the chances of torque twisting and boost the number of revolutions.
• The engine's 90° or 60° angle design significantly reduces vibrations.
• The crankcase allows an efficient air flow, minimising pumping losses, and enabling power to reach the wheels.
• The shorter engine makes packing easier.

What is the Inline 4 engine?

Also known as a 'straight-four', 'i4', and 'L4', the inline-four performance-oriented turbo engine dominates the racing world. Characterised by its four cylinders, it's an internal combustion engine with the cylinders arranged in a straight line or parallel on a single crankshaft.

The i4 functions on a four-stroke cycle, converting fuel into mechanical energy. This cycle ensures smooth engine operation, whether turbocharged or naturally aspirated. Diesel, gasoline, and natural gas can power the engine.

The engine has crankshaft layouts of either 180-degree (flat-plane) or 270-degree (cross-plane), producing the most power and torque in the high revving range. It can rev all up to 14,000 RPM.

A turbocharged inline-4 engine uses exhaust heat to power a turbine, forcing more air into the engine's combustion chamber. The additional air enables more fuel to burn, producing greater power output. Hence, the turbocharger allows the i4 engine to deliver higher performance while maintaining fuel efficiency and environmental benefits.

What are the advantages of Inline 4 engine?

The following are some advantages of the Inline 4 engine:

• Fuel efficient: Fewer cylinders operate with less fuel, improving fuel economy.
• Lower emissions: Compared to larger engines, the inline-4 is more eco-friendly.
• Lightweight: The inline-4 engine has one cylinder head, a simpler design, and is lighter than other engine types.
• Easy to maintain: The i4's straightforward design simplifies repairs, servicing, and upkeep.
• Powerful in performance: Turbocharging makes this engine a powerhouse, enabling it to perform far better than larger engines.
• Compact size: Cylinders have a linear arrangement, resulting in a smaller engine footprint that fits well into smaller cars.
• Good primary force balance: The cylinders' alternating order balances vibrations, leading to smoother operations.
• Lower manufacturing cost: Inline 4 is cheaper to produce compared to the more complex engine designs.

V4 vs. Inline 4 engine: Which is best

When it comes to the inline 4 engine vs v4, the V4 engine delivers better power. It's power-packed and has a shorter crankshaft, generating more power across a wider RPM range. 

However, V4 engines are more costly to produce and quite difficult to maintain, and with the rear cylinders positioned close to the rider, they can get really hot. This probably explains why the good old inline-4 still lives on.

The L4 engine is relatively cheaper to produce and easier to maintain. Therefore, some people, especially those who use their cars daily, still prefer the inline-4 engine due to better fuel efficiency.

Let’s understand this better through the comparison table below:

Conclusion

We cannot deny that the powerful V4 engine is more popular. Manufacturers use the engines to power the most remarkable racing motorcycles. However, the inline-4's cheaper production cost, better fuel efficiency, and ease of maintenance still make it a timeless design.

While you make an informed decision about your engine choice, you need to take certain safety precautions to ensure your vehicle and engine’s longevity. Acquiring a comprehensive car insurance policy that offers coverage for accidents, theft, and other unpredicted road events is essential, giving you financial security whenever you are on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Cars are more than just a means of transportation—they reflect our personality and style. So when a scratch appears, it can feel frustrating. Scratches not only affect your car’s appearance but can also reduce its resale value. If left untreated, they may make your vehicle less appealing to potential buyers.

The good news is that with the right skills, you can fix these scratches yourself. The key is to first identify the type of scratch. Car scratches fall into three main categories: clear coat, paint, and primer scratches, with primer scratches being the most severe.

List of various types of car scratches

The following are the types of car scratches.

1. Clear-coat scratches

A clear coat is the transparent, uppermost layer of the car's paint. It provides a glossy finish and protects the paint from physical damage, environmental pollutants and UV rays. Clear coat scratches often appear like swirl marks, whorls, or straight lines, resulting from wear and tear.

The most common causes include brushing the car's surface against a tree branch, rough object, or wall; using abrasive cleaning products or harsh chemicals; employing improper cleaning techniques and exposure to airborne contaminants.

How to fix clear-coat scratches:

Clean the area using water and a soft microfibre cloth to remove dirt and grime. Apply wax onto the surface to smooth out the scratches, and buff it gently.

2. Paint scratches

The paint layer lies under the clear coat layer. Scratches occur when your car comes into contact with another object, such as when it rubs against the surface of another car, a metal pole, or an abrasive surface like a wall.

If left unattended, paint scratches can lead to further damage by exposing the underlying clear coat to environmental elements.

How to fix paint scratches:

An expert can usually fix paint scratches. They rub the scratch with sandpaper to prepare the surface for painting. Once the painting is completed, it takes at least two days to dry. After painting, a clear coat is applied to add the finishing touches.

3. Paint transfer scratches

Paint transfer scratches can happen when your car brushes against another painted object. Unlike a paint scratch, which damages the car's paint, a paint transfer scratch only leaves paint from another object on its surface, making it easier to remove.

How to fix paint transfer scratches:

• To loosen the transferred paint, use a mild solvent like acetone. Apply a small amount of solvent to a soft towel and gently rub it over the scratched area.
• Once the transferred paint is removed, reapply the car's paint and apply a wax or sealant to the area. Let it dry for 1-2 days before applying the clear coat.
• Seek help from professional detailers if the paint transfer is difficult to remove. They have the right tools and expertise to safely remove the paint without destroying the underlying paint.

4. Primer scratches

Primer scratches are severe scratches that can compromise a car's integrity. They go beyond the paint layers, exposing the car's inner metal surface.

You should immediately treat primer scratches. If left unattended, moisture and other corrosive agents penetrate the paint and metal, attracting rust and making the car look worn out and neglected.

Primer scratches can be caused by significant impacts, such as car accidents, contact with sharp objects, and severe abrasions.

How to fix primer scratches?

First, fix any dent present, then rub sandpaper on the whole scratched area. Apply the primer evenly and let it dry. Next, apply fresh paint and leave it to dry, and finally, finish off using a clear coat. The repair period varies depending on the severity of the scratch and the extent of the affected area.

Note: Fixing the deep scratches requires skill and expertise, so it's best to have a professional handle the repair.

Conclusion

Promptly identifying and addressing car scratches is essential for preserving both the vehicle's appearance and long-term value. However, beyond regular maintenance, taking proactive steps to protect your car from unexpected damage is just as important. Investing in comprehensive car insurance ensures coverage for accidents, theft, and other unforeseen events, providing financial security and peace of mind every time you hit the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you on an exciting journey of buying a brand new car? It's a significant investment, right up there with purchasing a house. But unlike a house, a car is a depreciating asset. Buying a car goes beyond the desire for comfort and convenience. A car often reflects your social and financial standing. However, it's important to remember that there are other expenses to consider along with the car's cost. Determining a budget that aligns with your financial health and long-term goals is crucial. Let's dive into the key considerations when calculating your new car budget in India.

Things to consider when calculating your budget for a new car

When calculating your budget for a new car, several crucial factors must be considered. Consider the following factors to calculate car budget, including:

• Thumb rule: Set a reasonable budget

If you are wondering about "what car can I afford based on salary?" follow this thumb rule. A fundamental thumb rule to abide by when determining your budget for a new car is to avoid allocating more than half of your annual income to this purchase. This pragmatic guideline ensures a balanced approach to car affordability while safeguarding your overall financial stability.   

So, if you’re wondering “how do I know if I can afford a car?”, consider an illustrative scenario: if your annual income stands at ₹10 Lakhs, a reasonable budget would entail earmarking around ₹5 Lakhs for the car's cost. However, it's crucial to emphasise that this thumb rule doesn't solely encompass the car's ex-showroom price. Instead, it extends to the on-road price, which includes expenses like road tax, registration charges, and car insurance premiums. This comprehensive view provides a more accurate reflection of the actual costs of acquiring the vehicle.

When opting for a car loan, the thumb rule extends further to encompass the 20/4/10 principle. It entails initiating the purchase with a down payment of 20% of the car's price. Subsequently, securing a loan tenure within four years is recommended to avoid prolonged interest payment durations. Additionally, ensuring that your car-related expenses, including EMIs and car insurance, collectively remain within 10% of your monthly salary underpins prudent financial management.

• Choose between new or old.

Consider your needs rather than just your wants. If budget constraints come into play, don't overlook the option of a used car. Used cars can be up to 30% - 40% cheaper, depending on their age and condition. However, remember to account for potential maintenance costs and steer clear of vehicles older than five years.

• Buying the right size

Choose a car size that suits your family's needs and lifestyle. A hatchback or sedan might be ideal for a family of four, while a Multi Utility Vehicle (MUV) could be a better fit for larger families. Opting for a smaller model, when possible, can lead to cost savings.

• Avoid negative compounding

Eligibility for a loan doesn't necessarily equate to affordability. Going beyond your budget can lead to negative compounding – the more you borrow, the higher your interest payments. Be cautious not to be lured into a larger loan than you can comfortably manage.

• Contemplate maintenance costs

Remember, owning a car means ongoing expenses. Consider factors like insurance premiums, maintenance, fuel, and service costs. Over time, these seemingly minor expenses can accumulate and impact your financial well-being. Scrutinise the car's technical specifications, such as transmission modes and fuel types, to ensure they align with your budget.

• More savings than EMI

Your car's Equated Monthly Instalments (EMIs) should not consume more than 10% of your savings. Ensure you're setting aside more funds than you allocate toward your car payments. If your EMIs exceed this threshold, consider postponing your purchase until your financial situation strengthens.

How to calculate the budget for your car?           

When wondering “how to know if I can afford a car”, you must learn basic steps to calculate the car's budget. Calculating your car budget entails several essential steps:

• Check the on-road price

Before finalising your car budget, thoroughly examine the on-road price. This comprehensive figure includes the car's base cost and additional expenses like taxes, registration fees, and car insurance. Understanding the on-road price gives you a clearer picture of the overall investment required for your chosen vehicle.

• Consider the monthly payments.

Calculate the monthly payments, including EMIs (Equated Monthly Instalments), and you'll need to allocate this for your car purchase accordingly. This step is crucial if you're opting for a car loan. Ensuring that the monthly payments fit comfortably within your financial capacity is essential.

• Access your down payment.

Determine the amount you can allocate as a down payment for the car. You should know that a higher down payment lowers the loan amount, leading to lower monthly payments. Assessing your down payment capability helps you tailor your car budget to suit your financial situation.

• Check the exchange value of your current vehicle, if any.

If you're replacing an existing vehicle, evaluate its exchange value. A good resale value for your old vehicle can significantly impact your new car's cost, potentially reducing your overall expenditure.

• Consider your total debt.

Take a complete view of your existing financial commitments and debts. Assess whether adding a car loan to your financial portfolio is feasible. Carefully consider your total debt to ensure the new car purchase aligns with your financial stability.

Conclusion

In the exhilarating pursuit of a new car, prudent budgeting is vital. Consider a balanced approach, adhering to a rule of not exceeding half your annual income for the car's cost, including on-road expenses. Opt for practicality between new and used cars, accounting for maintenance costs. Evaluate size, savings-to-EMI ratio, down payment, exchange value, and total debt. Remember, car insurance safeguards your investment, so choose one wisely. With these principles, embark on your car journey confidently and financially prepared.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Related Articles:

• Buying New Car with Old Manufacturing Date: Pros & Cons
• How to renew car insurance online in India?
• Reasons to Buy a New Car This Ganesh Chaturthi
• Things to Check Before Taking Your New Car Home
• PDI checklist: Pre-Delivery Inspection Meaning

The windshield of a vehicle comprises laminated or solid safety glass; hence, it is a fragile part. It can get shattered or cracked during a collision with another vehicle. It is also possible for the windshield to get damaged when hit by a stone or tree branch while parked on the road under a tree or close to a construction site. Whether it is a small crack or total damage, you have to get it fixed immediately to avoid any accidents due to obstructed vision while still driving the vehicle in that condition. Before heading to a garage, check if your vehicle insurance covers windshield damage.

Does car insurance cover windshield damage?

If you have a doubt in your mind, “Is the windshield covered by insurance?” let’s find out the answer. A comprehensive car insurance policy covers all types of damages caused to a car’s windshield due to collision or non-collision. If you have taken only third-party liability coverage, it will not compensate for the damages to your car. However, comprehensive car insurance coverage includes both own damages and third-party liability coverage; hence damage to the car’s front glass gets covered under insurance if you opt for a comprehensive policy.

Are there any deductibles while filing a damaged windshield claim?

A deductible is the amount an insurance policyholder must pay toward an insured loss before the insurer starts paying for the covered expenses. When you file a damaged windshield insurance claim, you may have to pay a compulsory amount as a deductible. It gets calculated according to the percentage you chose at the time of policy purchase. Only some vehicle insurance companies charge a deductible to the car owners when they file a claim against a car’s windshield damage, i.e., if it gets stated in the policy. However, certain insurers do not make the policyholders pay the deductible for a windscreen repair if the policyholder hasn’t agreed to the deductible clause. If required, compare the total charge for repair or replacement of the windshield and the deductible amount before raising the claim for damage. If the cost of maintenance or renewal of the windscreen is less or slightly greater than the deductible amount, then it is not worth filing a claim.

Types of windshield damages that your car insurance covers

A comprehensive car insurance policy covers the cost of repairing or replacing a chipped, cracked, or shattered windscreen only if the damage gets caused by specific sources listed by the insurance company. The common sources of damage covered under a car insurance plan are listed below.

• Collision with another vehicle
• Tree branches falling on the glass
• Rocks, pebbles, or any other debris hitting the windscreen while driving or when parked on the side of the road.
• Hail falling on the glass during a hailstorm
• Animal colliding with the car’s windscreen
• Plant pots, coconuts, or any other heavy items falling on the glass
• A ball hits the car’s windscreen
• During vandalism, if someone breaks the car’s windshield with a stone or stick

How to file a claim for a damaged windshield?

After an accident, contact your insurance provider immediately to initiate the claim process. Here we have listed the steps on how to claim insurance for car windscreen damage.

• Immediately after the accident, inform the police and file an FIR.
• Declare the damage to the insurance agency and file a claim for windshield damage.
• Take your vehicle to a garage where your insurer has a tie-up to get a cashless service.
• You can also get the vehicle serviced at any repair shop other than a network garage; you need to file for reimbursement later. Remember to produce the receipts to the insurance company when claiming reimbursement.
• The insurer will pay for the expense if the insurance plan covers the circumstances that caused the damage.

Conclusion

Now you have the answer to your doubt — is the front glass of the car covered by insurance? Repairing or replacing a car’s damaged windshield is expensive maintenance work. So, when an unfortunate event that shatters or cracks your vehicle's windscreen happens, immediately inform the police about it. Then proceed with the insurance claim process without any delay. You can raise the claim by submitting a written application at the insurance company’s office or filling up an online form on their website.

Frequently Asked Questions

1.    Will my car insurance policy cover my car's damaged windshield?

Yes, if you have a comprehensive car insurance policy in hand, it will cover the expense of repairing or replacing a damaged windshield. The only condition is that the source of the damage should get covered under the policy to get compensation.

2.    When should I avoid filing for a damaged windshield?

If the cost of repairing or replacing a damaged windscreen is slightly higher or lower than the deductible amount, then it is not ideal to make an insurance claim.

3.    Does filing for a claim increase my car insurance premium?

Yes, filing for a claim can increase the insurance premium. This is because an accident claim makes you appear a risky customer to the insurance company; hence your insurer will charge you a higher car insurance renewal premium.

4.    Does third-party car insurance offer coverage against damaged windshields?

No, your third-party liability insurance does not provide coverage against windshield damage. You will need comprehensive car insurance to get compensation for the repair or replacement expense of the windscreen.

5.    Will I lose my No Claim Bonus (NCB) for filing a claim?

A claim made for windshield damage won't affect your No Claim Bonus. If the accident was the other person's fault and the insurer gets all the money from that party's insurance company, then you won't lose your NCB. Even if it's your fault, you could still retain the NCB.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Related Articles:

• A Detailed Guide on How to Claim Car Insurance for Own Damage
• Own Damage vs. Third-Party Insurance: Key Differences
• Rodent Damage: Does Car Insurance Cover Rodent Damage?
• Understanding Car Insurance Coverage for Tyre Damage
• Windshield Wiper Tips for Monsoon: Take Care of Your Windshield Wipers

In the ever-changing automotive market, selecting the perfect hatchback that meets your needs and expectations could be tricky. An array of options is available in the market, all competing to be recognised as the top hatchback in the country. Some of the top features of these compact cars include enhanced fuel efficiency and advanced technology.

As we explore the realm of hatchback cars in India, it's crucial to focus on their standout features and consider the integral aspect of car insurance, ensuring a comprehensive and secure driving experience.

Detailed List of the Best Hatchback Cars in India

1. Maruti Suzuki Swift

The Maruti Suzuki Swift is one of the best hatchbacks in India that combines power with efficiency. It boasts an ARAI mileage of 22.56 kmpl and is equipped with an 1197 cc, 4-cylinder petrol engine that delivers robust performance—88.50 bhp at 6000 rpm and 113 Nm torque at 4400 rpm. With seating for five passengers, the Swift offers the convenience of automatic transmission. Its compact yet practical design extends to a boot space of 268 litres, making it an adaptable choice for needs.

The Maruti Swift's fuel efficiency, performance, and compact design position it as a compelling option among leading hatchbacks.

2. Maruti Baleno

This hatchback stands out for its fuel efficiency with an ARAI mileage of 22.94 kmpl and a city mileage of 19.0 kmpl. Its power comes from an 1197 cc, 4-cylinder petrol engine that generates 88.50 bhp at 6000 rpm and a torque of 113 Nm at 4400 rpm. It comfortably accommodates five passengers and has a transmission spacious boot capacity of 318 litres and a fuel tank capacity of 37 litres.

Additionally, over five years, the average service cost for Baleno amounts to over Rs 5000, making it an economical choice in the hatchback segment.

3. Hyundai i20

Hyundai i20 is another compelling hatchback option in the market with an affordable price. i20 offers an ARAI mileage rating of around kmpl, making it suitable for urban commutes and long-distance drives. Its performance is powered by a combination of an 1197 cc, 4-cylinder petrol engine that outputs 86.76bhp at 6000 rpm along with 114.7 Nm torque at 4200 rpm. It features an automatic transmission, ensuring a smooth driving experience.

The hatchback comes with a boot space of 351 litres, providing room for luggage. The i20 lineup offers five variants, Era, Magna, Sportz, Asta and Asta (O), which cater to various preferences and needs in the hatchback segment.

4. Tata Altroz

Tata Altroz offers a range of features across its six variants: XE, XM, XM+ XT, XZ and XZ+. Its boot capacity ranges from 210 to 345 litres and accommodates various needs. Altroz provides three engine options. A 1.2-litre aspirated petrol engine, a 1.2-litre turbo petrol engine, and a 1.5-litre diesel engine are all paired with a 5-speed manual transmission.

Equipped with a 7-inch touchscreen infotainment system, ambient lighting, cruise control, and even a single-pane sunroof, Altroz offers an enhanced premium driving experience. Additionally, customisation options add to its attractiveness in the hatchback market.

5. Maruti Celerio

This compact hatchback comes with a boot space of 313 litres. It is powered by a 1-litre petrol engine (67 PS/89 Nm) with either a 5-speed manual transmission or a 5-speed AMT. The CNG version offers a claimed mileage of 35.6 km/kg with the 5-speed transmission.

In terms of features, Celerio includes a 7-inch touchscreen push button for start/stop, keyless entry, and manual AC to enhance the driving experience. With its mileage figures and range of features, Maruti Celerio is a choice for budget-conscious buyers looking for practicality and efficiency.

6. Tata Tiago EV

Tata Tiago comes in five vibrant colours. It offers options for battery packs with capacities of 19.2 kWh and 24 kWh, providing a claimed range of 250 km to 315 km. Charging options are convenient, including a DC charger that can charge from 10% to 80% in 57 minutes.

Packed with features such as a 7-inch touchscreen, Harman sound system, auto AC, dual airbags and TPMS for safety measures, the Tiago EV combines sustainability with amenities to offer an eco-friendly and enjoyable driving experience.

7. Toyota Glanza

Toyota Glanza has a 1.2-litre Dualjet petrol engine (90 PS/113 Nm). It can be paired with a 5-speed manual or a 5-speed AMT transmission. The CNG mode, combined with the 5-speed manual transmission, offers a fuel efficiency of 30.61 km/kg.

Glanza boasts a 9-inch touchscreen display, heads-up display, 360-degree camera system, automatic climate control with rear AC vents and cruise control. With its rounded features and rich offerings in the hatchback segment, Glanza stands as a well-rounded choice.

8. Citroen C3

Citroen C3 Aircross is a spacious hatchback that comfortably accommodates five passengers and provides ample boot space of 315 litres. It offers fuel efficiency ratings of around 19.8 kmpl and 19.44 kmpl, respectively, for city and highway driving conditions to ensure journeys.

C3 Aircross has a user system featuring a large 10.2-inch touchscreen display that connects Android Auto and Apple CarPlay platforms and an array of car features totalling up to 35 options for convenience. Safety comes first with Citroen C3 Aircross, which is equipped with dual front airbags, ABS, EBD, a reversing camera, and rear parking sensors.

9. Renault Kwid

Renault Kwid offers five variants: RXE, RXL, RXL (O) RXT and Climber. There's also an edition called 'Urban Night,' based on the RXT variant. You'll also have plenty of colour options—six monotone and two dual-tone options. Renault Kwid boasts an 8-inch system that supports Android Auto and Apple CarPlay.

Other features include entry, manual AC for comfort control and electrically adjustable ORVMs for convenience. Safety is not compromised either—you can count on airbags and ABS with EBD for added protection. All in all, Renault Kwid offers style without compromising safety.

10. Hyundai Grand i10 Nios

Hyundai Grand i10 Nios offers a range of options with five variants available. If you prefer CNG, options of fuel types like Magna or Sportz models are available to meet your requirements.

Grand i10 Nios has a 1.2-litre petrol engine offering manual and AMT transmission options. Loaded with features like an 8-inch display, wireless phone charger, and essential safety elements such as six airbags, ABS, ESC, and TPMS, Grand i10 Nios provides a stylish and secure driving experience. This Hyundai hatchback strikes the balance between style, performance and safety.

Conclusion

Finding the best hatchback cars in India is a journey filled with innovation, efficiency and style. Each car brings its strengths to the forefront. However, beyond eye-catching designs and impressive performances on the road, it is crucial to prioritise car insurance coverage for a worry-free driving experience that guarantees security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

In the dynamic Indian automotive market, where numerous affordable cars attract potential buyers, making a well-informed choice is not easy. Before deciding, you must consider several factors, such as features, mileage, and more. To help you shortlist options, we have compiled a list of the 10 popular small, affordable cars and their key specifications. Whichever car you choose, make sure to protect it with robust car insurance. Besides, it is mandatory to have motor insurance to drive a vehicle on Indian roads.

So, let’s move on to the list of India’s top 10 small affordable cars.

List of Small Affordable Cars in India

1.      Renault Kwid

Renault Kwid, often called the mini Renault Duster, combines an SUV’s performance with a hatchback’s compact body. Its rugged and SUV-inspired appearance boasts high ground clearance and a confident stance.

Beneath the hood, the Kwid is equipped with a 1.0-litre SCe 3-cylinder petrol engine, providing a power output of 54 PS and a torque of 72 Nm. Available in multiple variants like RXL, Neotech, RXE, and RXL AMT, among others, the Kwid offers versatility for various preferences.

Key Specifications:

• Mileage: Impressive up to 22.0 kmpl
• Engine Displacement: Ranging up to 999 cc
• Fuel Type: Petrol

2.      Tata Tiago

Tata Tiago is the most affordable car offering in Tata’s vehicle lineup. It is powered by a Revotron 1.2-litre, 3-cylinder engine, delivering a robust 86 PS of power and 113 Nm of torque.

Prioritising safety, the vehicle includes features such as an anti-lock braking system with EBD and CSC, a rear camera, and an impact-sensing auto door unlock.

Tiago enhances the driving experience with Harman’s 7-inch Connectnext infotainment system and 8 speakers. Additionally, it boasts automatic climate control, a cooled glovebox, and seamless Apple CarPlay and Android Auto connectivity. Available in multiple variants, including XE, XT, XZ, XTA, XZ+, and XZA.

Key Specifications:

• Mileage: Impressive up to 23.84 kmpl
• Engine Displacement: Ranging up to 1199 cc
• Fuel Type: Petrol

3.      Hyundai Grand i10 Nios

Hyundai Grand i10 Nios takes the lead among small cars in India with its exceptional best-in-segment features. In addition to a 20.25cm infotainment system, driver rear-view monitor, keyless entry, digital speedometer, voice control, and navigation system, it offers a range of advanced amenities. With several variants available, including Era, Magna, Sportz, and Asta, you can choose the model that suits your preferences.

Key Specifications:

• Mileage: Impressive up to 24.0 kmpl
• Engine Displacement: Petrol and CNG – ranging up to 1197 cc, diesel – up to 1186 cc
• Fuel Types: Petrol, diesel and CNG

4.      Maruti Swift

Maruti Swift, one of India’s best-selling small cars, continues its triumphant journey, now in its third-generation incarnation. It is powered by a BSVI-compliant 1.2-litre K12B 4-cylinder petrol engine, delivering a peppy 81 BHP of power and 113 Nm of torque.

Enhancing its appeal, the Swift cruises on R15 alloy wheels, elevating its aesthetics. Safety is paramount with features like rear parking sensors with a camera, a crash sensor, an anti-lock braking system, and a hill-control assist.

Key Specifications:

• Mileage: Impressive up to 22.0 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

5.     Maruti Baleno

Maruti Baleno, a standout in its class, is powered by a 1.2-litre VVT petrol engine, churning out a robust 84BHP of power and 140 Nm of torque. It boasts impressive exteriors, luxurious interiors, and many appealing features. Its windows feature UV-cut glass, protecting from harmful UV radiation and maintaining a cooler cabin environment.

In terms of appearance, Maruti Baleno makes a statement with distinctive project LED headlamps featuring LED DRLs, striking two-tone R16 alloy wheels, and elevated ground clearance. Available in various variants, including LXI, VXI, ZXI, and ZXI+.

Key Specifications:

• Mileage: Impressive up to 23.87 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

6.     Citreon C3

Citroen C3 is priced at ₹5.88 lakh. It offers two engine options and prioritising fuel efficiency with its six-speed manual transmission. Prominent features encompass height-adjustable driver seats, a user-friendly 10-inch touchscreen infotainment system, and a four-speaker sound system. Prioritising safety, it includes ABS with EBD, rear parking sensors, and dual front airbags.

Key Specifications:

• Mileage: Up to 19.4 kmpl
• Engine Displacement: Ranging up to 1199 cc
• Fuel Type: Petrol

7.     Maruti Wagon R

Maruti Wagon R, a beloved hatchback from Maruti, ranks among the best small cars in India. It offers two engine options paired with a five-speed manual transmission. The vehicle offers a seven-inch touchscreen display, a four-speaker music system, and steering-mounted audio and phone controls. Prioritising safety, it is equipped with ABS with EBD, dual front airbags, rear parking sensors, and a hill-hold assist system, ensuring passenger security.

Key Specifications:

• Mileage: Impressive up to 24.43 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

8.      Tata Altroz

Tata Altroz, available at ₹6.60 lakh to ₹10.74 lakh (ex-showroom Delhi), offers diverse options for various preferences. It is offered in six major variants: XE, XM, XM+, XT, XZ, and XZ+. Regarding boot space, both the petrol and diesel versions provide ample storage with 345 litres, while the CNG variants offer slightly less at 210 litres.

The Altroz offers three engine choices: a 1.2-litre naturally aspirated petrol engine generating 86 PS/113 Nm, a 1.2-litre turbo-petrol engine with 110 PS/140 Nm, and a 1.5-litre diesel engine producing 90 PS/200 Nm.

Key Specifications:

• Mileage: Impressive up to 25.11 kmpl
• Engine Displacement: For petrol engines, the capacity is limited to 1199 cc, while for diesel engines, the limit is set at 1497 cc.
• Fuel Types: Petrol and diesel

9.      Maruti Alto 800

Maruti Alto 800 is one of India’s most enduring and beloved small cars. It has maintained its prominence in the Indian automobile industry. This resilient vehicle has evolved to adapt to the ever-changing market, refining its design, specifications, and features. It offers a range of variants, including LXI, VXI, VXI Plus, and STD, among others.

Key Specifications:

• Mileage: Impressive up to 22.05 kmpl on petrol and 32.99 km/kg on CNG
• Engine Displacement: Ranging up to 796 cc
• Fuel Types: Petrol and CNG

10.      Maruti Ignis

Competitively priced, Maruti Ignis costs between ₹5.84 lakh and ₹8.16. It offers customers a choice of four primary variants: Sigma, Delta, Zeta, and Alpha.

When it comes to aesthetics, the Ignis stands out with a palette of six monotones and three dual-tone colours, offering options like Nexa Blue, Lucent Orange, Silky Silver, Turquoise Blue, Glistening Grey, Pearl Arctic White, Pearl Midnight Black, Lucent Orange with a black roof, Nexa Blue with a silver roof and Nexa Blue with a black roof.

Powering the Ignis is a 1.2-litre petrol engine that delivers 83 PS of power and 113 Nm of torque. Customers can choose between a 5-speed manual or a 5-speed AMT (automated manual transmission), offering a fuel efficiency of 20.89 kmpl.

Adding to its appeal, the Ignis features a 7-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility. It also has LED projector headlights featuring DRLs (Daytime Running Lights) and automatic climate control for enhanced convenience.

Key Specifications:

• Mileage: Impressive up to 20.89 kmpl
• Engine Displacement: Ranging up to 1197 cc
• Fuel Type: Petrol

Frequently Asked Questions

1.      What are the popular cars under ₹6 lakhs?

The Indian automotive market offers a variety of small, affordable cars under ₹6 lakhs, including the Maruti Swift, Maruti Alto, Hyundai Grand i10, Maruti Baleno, Renault Kwid, Tata Altroz, Maruti S-Presso, Tata Tiago and Renault Triber.

2.      Are there any elegant small cars in India?

Yes, there are some small elegant cars like Maruti Baleno and Tata Altroz.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

With their old, classic charm, vintage cars are fascinating, rare, and costly. Not only is their purchasing cost high, but the expenses to maintain them are on the higher side, too. The general definition of a vintage car is decided by the manufacturing date; it should have been built between 1919 and 1930.

Did you know that there is vintage car insurance? Let us discuss this concept of old car insurance in detail.

Types of Vintage Car Insurance

The Vintage and Classic Car Club of India (VCCCI) must officially certify a vehicle as vintage. There are three types of vintage car classifications —

1. Vintage Cars: According to VCCCI standards, cars manufactured between 1919 and 1930 are vintage. In contrast to the other two categories, the value of a vintage car remains relatively stable even after undergoing modifications.
2. Classic Cars: Vehicles produced between 1940 and 1970 fall under the Classic car category. These automobiles should remain unaltered and maintain their original specifications. Any extensive modifications disqualify a car from being classified as Classic.
3. Antique Cars: Vehicles manufactured from 1930 to 1940 are antique cars. Antique cars should undergo minimal modifications and retain their original design.

Regarding insurance, there are only two car categories: Classic and Vintage. Antique cars are included in the Classic category.

There are two types of vintage car insurance —

1. Stated Value Vintage Car Insurance: This plan factors in depreciation based on the owner’s estimation of the car’s worth.
2. Agreed Value Policy: This vintage car insurance sub-category is based on a mutually agreed-upon value between the owner and the insurance provider.

Factors, such as premium costs, must be considered before selecting a vintage car insurance policy. 

Factors Impacting Vintage Car Insurance

Current car value significantly impacts insurance rates. Unlike modern cars with fixed values, vintage car valuation proves challenging. The following factors affect old car insurance —

1. Car Age: To value a car as per its age, insurers refer to VCCCI guidelines. The criteria for categorisation may vary among car insurance companies.
2. Maintenance Costs: Vintage cars may need frequent repairs, leading to increased premiums. So, car insurers conduct thorough vehicle inspections to gauge expected maintenance expenses. The higher the maintenance cost of a vintage car, the higher the insurance premium on the policy.
3. Spare Parts Cost: Vintage car spare parts are scarce and costly. They often require to be imported. This factor significantly influences insurance premiums as the rarer the spare part, the higher the premium.

Conclusion

Vintage cars are high-priced. Owning a vintage car comes with exorbitant maintenance costs. This has made the concept of making vintage car insurance increasingly popular. But before purchasing vintage car insurance, it is important to determine the car’s category.

Factors influencing vintage car insurance include the age of the car, its current value, expected maintenance costs, and the price of spare parts. Vintage car owners often face difficulties in sourcing costly spare parts. Some of the spare parts may even need to be imported.

Certification and evaluation from the VCCCI are essential to secure vintage car insurance. Based on the assessment, owners and insurance companies can mutually agree on the sum insured. It is imperative to thoroughly review policy terms and conditions to understand the coverage provided, particularly the limitations and exclusions.

Vintage cars frequently participate in rallies, exhibitions, and public events. Old car insurance should cover any damage incurred during such occasions through separate event-specific coverage or as part of the policy terms.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Choosing between front-wheel drive (FWD) and rear-wheel drive (RWD) is important when selecting a vehicle. It greatly impacts the handling, performance and overall driving experience. For car buyers looking to make an informed decision, it's important to have a comprehensive understanding of the differences between these two drivetrain configurations.

In this exploration, we will delve into the characteristics and differences between front-wheel drive and rear-wheel drive, shedding light on their advantages and considerations. This knowledge will help you navigate the world of cars effectively and choose a vehicle that aligns best with your preferences and driving needs.

What is Front Wheel Drive (FWD)?

Front-wheel drive (FWD) is a configuration where most of the engine's power goes to the vehicle's front wheels. In this setup, the front wheels transmit power from the engine to the road and steer the vehicle. This differs from rear-wheel drive (RWD), where power is sent to the rear wheels, and the steering is in the hands of the front wheels.

FWD vehicles typically offer certain advantages, such as traction in slippery conditions and easier handling. These factors contribute to their popularity as choices for daily commuting and family vehicles. It has fewer components than other drivetrain setups, resulting in lighter cars and improved fuel economy.

FWD is also ideal for driving in rainy conditions, and modern systems often include traction control for snow conditions. However, it's important to ensure car insurance coverage regardless of the driving scenario.

What is Rear Wheel Drive (RWD)?

Rear wheel drive (RWD) is a drivetrain configuration where the power from the engine primarily goes to the vehicle's rear wheels. In RWD vehicles, the rear wheels transmit power from the engine to the road and propel the vehicle forward. This differs from front-wheel drive (FWD), where the front wheels handle power delivery and steering.

RWD is often associated with performance-oriented vehicles due to its better balance and handling characteristics. The division of tasks between rear wheels contributes to improved traction during acceleration.

While RWD vehicles may not be as common as FWD in cars, they are popular in segments such as sports cars and luxury vehicles.

Differences Between Front-wheel Drive and Rear-wheel Drive

This table summarises Front-wheel Drive vs Rear-wheel Drive:

Frequently Asked Questions

Is it better to have FWD or RWD?

The choice between Front-wheel Drive (FWD) and Rear-wheel Drive (RWD) depends on preferences and specific requirements. Typically, FWD cars are popular for their fuel efficiency and spacious interiors, making them suitable for everyday driving. On the other hand, RWD cars are preferred for high-performance sports vehicles that offer enhanced capabilities.

Is RWD not safe?

Rear-wheel Drive (RWD) cars may not be a wise option for driving on snowy roads as they tend to oversteer or fishtail. In such conditions, especially when traction is reduced, RWD vehicles can present challenges in terms of stability and control.

Can FWD cars drift?

Technically, Front-wheel Drive (FWD) cars can perform drifting manoeuvres with the right technique, speed, and timing. However, it's crucial to note that attempting drifting should be limited to controlled environments like designated tracks. It is not recommended on private or public roads due to safety concerns.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The Indian automobile market is a car enthusiast’s paradise. The most-selling cars in India range from compact hatchbacks to rugged off-roaders. These vehicles reflect the pulse of consumer preferences and encapsulate the essence of popularity and performance in the bustling Indian automotive landscape. Join us on this exploration to unveil the names and features of the cars that have successfully claimed the title of the most selling in India, showcasing their undeniable allure and widespread acclaim.

List of The Best-Selling Cars in India

Let us embark on a journey through the dynamic automotive landscape of India as we delve into the details of the best-selling cars in India. These vehicles, renowned for their fuel efficiency and cutting-edge features, serve as a testament to the discerning preferences of Indian automotive enthusiasts.

1.      Maruti Suzuki Brezza

The Maruti Suzuki Brezza, a stylish and robust vehicle, is at the top of India’s best-selling SUVs list. Its power comes from a 1.5-litre K-Series petrol engine, churning 101.65 BHP and 136.8 Nm of torque. The Brezza offers a five-speed manual and an automatic transmission, thanks to Smart Hybrid Technology. With a seating capacity of five, it provides ample room for passengers.

Moreover, its elevated ground clearance of 198 mm guarantees a comfortable ride, even on uneven or rugged roads.

Key Specifications:

• Ex-Showroom Price: Starting at ₹8.29 lakh
• Engine Displacement: 1462 cc
• Mileage:38 to 25.51 kmpl
• Fuel Types: Petrol and CNG
• Transmission Options: Manual/Automatic
• Boot Space: 328 litres
• Seating Capacity: 5
• Airbags: 6

2.      Hyundai Creta

Following closely on the list of Indian SUVs is the Hyundai Creta, available in a remarkable range of 7 variants. Starting with the base model, the Hyundai Creta E, and reaching the pinnacle with the Hyundai Creta SX Opt Turbo, Hyundai offers a choice for every preference.

The Creta SUV lineup features manual and automatic transmissions, delivering a robust power output of 138.08 BHP at 6000 RPM and a peak torque of 242 Nm at 1500-3200 RPM. With a seating capacity of 5, it’s ideal for larger families who enjoy embarking on journeys together.

Key Specifications:

• Ex-Showroom Price: Starting at ₹10.87 lakh
• Engine Displacement: 1493 – 1497 cc
• Mileage:8 – 23 kmpl
• Fuel Types: Diesel/Petrol
• Transmission Options: Manual/Automatic
• Boot Space: 433 litres
• Seating Capacity: 5
• Airbags: 6

3.      Tata Nexon

Securing the second position among India’s top SUVs is the Tata Nexon, available in five enticing variants: XE, XM, XZ, XZ+ and XZA+. All these models feature a comfortable five-seater layout, making them suitable for various needs.

The Nexon boasts BS-VI-compliant petrol and diesel engines, delivering a robust performance.

The turbocharged engine impressively produces a maximum torque of 260 Nm at 1500-2750 RPM and a peak power of 113.31 BHP at 3750 RPM.

Key Specifications:

• Ex-Showroom Price: Starting at ₹8.10 lakh
• Engine Displacement: 1199 – 1497 cc
• Mileage:01 – 24.08 kmpl
• Fuel Types: Diesel/Petrol
• Transmission Options: Manual/Automatic
• Boot Space: 382 litres
• Seating Capacity: 5
• Airbags: 6

4.      Hyundai Venue

Hyundai Venue secures the 4th spot among India’s best SUVs, boasting cutting-edge technologies and unique features. Its potent engine delivers a maximum power of 118.41 BHP at 6000 RPM and a peak torque of 172 Nm at 4500 RPM. The vehicle offers a generous ground clearance of 190 mm, ensuring smooth rides even on challenging terrains.

This 5-seater Hyundai model features an advanced control system, allowing drivers to effortlessly select from three drive modes and three 2WD traction modes using a single jog dial.

Key Specifications:

• Ex-Showroom Price: Starting at ₹7.89 lakh
• Engine Displacement: 998 – 1493 cc
• Mileage: Impressive 24 kmpl
• Fuel Types: Petrol/Diesel
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 350 litres
• Seating Capacity: 5
• Airbags: 6

5.      Tata Punch

Tata Punch is one of the most selling cars in India. One of India’s top compact SUVs, it offers 33 variants to cater to diverse preferences.

Beneath the hood, it houses a 1.2-litre petrol engine, delivering a spirited performance with a maximum power output of 86.63 BHP at 6000 RPM and a peak torque of 115 Nm at 32500 RPM.

Equipped with a 7-inch touchscreen display featuring connected car technology, the SUV complements this with a 7-inch semi-digital instrument panel. Prioritising safety, it includes dual front airbags, ABS with EBD, and front and rear parking sensors to enhance the driving experience.

Key Specifications:

• Ex-Showroom Price: Starting at ₹6 lakh
• Engine Displacement: 1199 cc
• Mileage: Impressive range from 18.8 to 26.99 kmpl
• Fuel Types: Petrol/CNG
• Transmission Options: Manual/Automatic
• Boot Space: Generous 366 litres
• Seating Capacity: Accommodates 5 passengers
• Airbags: 2
  

6.      Mahindra Bolero

Amongst India’s most popular cars is the Mahindra Bolero. Mahindra Bolero, a 7-seater SUV, starts at ₹ 9.79 lakh in India. It features a 1.5 litre diesel engine with manual transmission. It has a claimed mileage of 16 kmpl. It comes with a ground clearance of 180 mm. It comes in three variants and offers a choice of three attractive colours.

With a seating capacity of five, the Bolero prioritises safety with features such as an anti-lock braking system (ABS), reverse parking assistance, and dual airbags.

Key Specifications:

• Ex-Showroom Price: Starting at ₹9.79 lakh
• Engine Displacement: 1493 cc
• Mileage: A respectable 16 kmpl
• Fuel Type: Diesel
• Transmission: Manual
• Boot Space: Spacious 370 litres
• Seating Capacity: Accommodates 7 passengers
• Airbags: 2

7.      Mahindra Scorpio N

If you’re searching for a 7-seater SUV in India, consider the Mahindra Scorpio N. It has a commanding performance with a maximum torque of 400 Nm at 1750-2750 RPM and a robust 172 BHP of power at 3500 RPM.

The Scorpio N has advanced features, including cruise control, auto headlamps with LED DRLs, automatic air conditioning, an 8-inch touchscreen infotainment system, and Bluetooth and AUX connectivity.

Key Specifications:

• Ex-Showroom Price: Starting at ₹13.25 lakh
• Engine displacement: 1997 – 2198 cc
• Mileage: Impressive range from 19.38 to 27.97 kmpl
• Fuel Types: Petrol/CNG
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 460 litres
• Seating Capacity: Accommodates 7 passengers
• Airbags: 6

8.      Maruti Grand Vitara

Maruti Grand Vitara, recognised as one of India’s finest SUVs, offers versatility with options for both petrol and CNG engines, along with manual or automatic transmissions.

It features two impressive petrol engine choices: a 1.5-litre mild-hybrid petrol engine and a robust 1.5-litre strong-hybrid petrol engine, delivering maximum powers of 103PS and 116PS, respectively.

Key Specifications:

• Ex-Showroom Price: Starting at ₹10.70 lakh
• Engine Displacement: 1462 – 1490 cc
• Mileage: Impressive range from 19.38 to 27.97 kmpl
• Fuel Types: Petrol/CNG
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 373 litres
• Seating Capacity: Accommodates 5 passengers
• Airbags: 6

9.      Kia Sonet

Kia Sonet stands out among compact SUVs. This versatile car has six trims: HTE, HTK, HTK+, HTX, HTX+ and GTX+.

Kia has equipped the Sonet with an electric sunroof and comfortable 5-seater configurations. Under the hood, it packs a punch, generating a maximum power of 114.41 BHP at 4000 RPM and a formidable 250 Nm of torque at 1500-2750 RPM. It is one of the most affordable SUVs in India, with a starting price of ₹7.79 lakh.

Key Specifications:

• Ex-Showroom Price: Starting at ₹7.79 lakh
• Engine Displacement: 998 – 1493 cc
• Mileage: Impressive 18.2 kmpl
• Fuel Types: Diesel/Petrol
• Transmission: Automatic
• Boot Space: Spacious 392 litres
• Seating Capacity: Accommodates 5 passengers
• Airbags: 6

10.      Kia Seltos

The Kia Seltos, another contender in India’s list of top 10 SUV cars, stands out as a remarkable compact SUV. Kia offers this compact SUV in three trims: Tech (HT) Line, GT Line and X-Line, each offering versatile 5-seating configurations.

Within the Tech (HT) Line, you’ll find five variants: HTE, HTK, HTK+, HTX and HTX+, while the GT Line comes in two variants: GTX(O) and GTX+.

Key Specifications:

• Ex-Showroom Price: Starting at ₹10.90 lakh
• Engine Displacement: 1482 – 1497 cc
• Mileage: A respectable range from 17.0 to 20.7 kmpl
• Fuel Types: Diesel/Petrol
• Transmission Options: Manual/Automatic
• Boot Space: Spacious 433 litres
• Seating Capacity: Accommodates 7 passengers
• Airbags: 6

Conclusion

Exploring the top-selling cars in India not only provides insights into popular choices but also underscores the importance of safeguarding these valuable investments. As car buyers navigate options, considering factors like performance, features, and fuel efficiency, it is equally essential to prioritise protection through comprehensive car insurance. Choosing the right insurance coverage ensures not only the longevity and well-being of the vehicle but also peace of mind for the owner. As the automotive landscape evolves, a thoughtful combination of a top-selling car and a robust insurance plan ensures a secure and enjoyable journey on India’s diverse roads.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

If you’re on the hunt for the perfect SUV that suits your needs, you’ve come to the right place. In the diverse world of automobiles, SUVs (Sports Utility Vehicles) have become extremely popular, winning over consumers with their stylish looks, performance capabilities, and versatility. The SUV market in India has witnessed tremendous growth, with manufacturers introducing innovative designs, cutting-edge technology and impressive features to meet the demands of potential customers. Choosing the best SUV goes beyond practicality; it reflects an individual’s lifestyle, aspirations and desire for a seamless driving experience.

Detailed List of the Best SUV Cars in India

Car enthusiasts look for various features before giving their verdict. You may be one of them or simply looking for a car that meets your varied requirements. SUVs remain a popular choice for car enthusiasts as well as those looking for comfort on wheels. Whether it is the seating capacity, high ground clearance to enable the car to absorb road shocks or comfortable and spacious interiors, the popularity of SUVs keeps rising. If you’re considering purchasing one, here’s a compilation of the best SUVs in India that exemplify power, comfort, and contemporary design while ushering in an era of automotive advancement.

1.      Maruti Suzuki Brezza | Starting at ₹8.29 lakh

Thanks to its affordability, Maruti Suzuki Brezza leads the pack as one of India’s highest-selling SUVs. This SUV boasts an impressive exterior coupled with robust features and is powered by an impressive 1.5-litre K-Series petrol engine that churns out 101.65 BHP of power and 136.8 Nm of torque.

With the integration of Smart Hybrid Technology, the Brezza offers versatility in driving experience, giving you the choice between a five-speed manual or an automatic transmission. With a capacity for up to 5 passengers, its elevated ground clearance of 198 mm ensures a smooth ride on challenging roads.

2.      Tata Punch | Starting at ₹6 lakh

This compact SUV makes a statement with a line-up of 33 different variants. Powered by a 1.2-litre petrol engine, this small powerhouse delivers power of 86.63 BHP at 6000 RPM and generates a torque of 115 Nm at 32500 RPM.

Safety and modernity are priorities in the Tata Punch, equipped with features like a car technology-enabled 7-inch touchscreen display, a semi-digital instrument panel measuring seven inches, dual front airbags, ABS with EBD (Electronic Brakeforce Distribution) and front and rear parking sensors. With its style, efficiency and advanced safety features, the Tata Punch stands out as an appealing choice in India’s competitive SUV market.

3.      Hyundai Venue | Starting at ₹7.89 lakh

The Hyundai Venue comes in as the most affordable contender on our list of SUV cars in India. It’s a compact powerhouse that combines technologies and unique features. With a starting price of just ₹7.89 lakh, the Venue offers an engine that can generate a maximum power of 118.41 BHP at 6000 RPM and a torque of 172 Nm at 4500 RPM. This 5-seater SUV also boasts a ground clearance of 190 mm, providing both style and substance.

One standout feature of the Hyundai Venue is its control system, allowing car owners to easily switch between three drive modes and three 2WD traction modes using a jog dial.

4.      Tata Nexon | Starting from ₹8.10 lakh

With a starting price of ₹8.10 lakh, the Nexon establishes itself as a perfect option for those looking for a well-rounded SUV experience in India. This feature-packed car is available in five variants. XE, XM, XZ, XZ+ and XZA+, all featuring a seating arrangement for five people, the Nexon stands out for its versatility and stylish design.

Tata Nexon’s petrol and diesel engines comply with BS VI standards and deliver robust performance. The Turbocharged engine generates a torque of 260 Nm at 1500-2750 RPM and achieves a maximum power output of 113.31 BHP at 3750 RPM. Safety is also paramount in the Tata Nexon, which has six airbags and a feature-rich interior.

5.      Mahindra Bolero | Starting at ₹9.79 lakh

If you’re in the market for top-selling SUVs in India, the Mahindra Bolero is worth considering. It comes with a 1.5-litre diesel engine paired with a 5-speed manual transmission. The Bolero offers a powerful and efficient performance with a maximum power of 75 BHP at 3600 RPM and torque of 210 Nm at 1600-2200 RPM.

Safety is not compromised either, as it includes features like an anti-lock braking system (ABS), reverse parking assistance, and dual airbags to ensure both practicality and peace of mind.

6.      Hyundai Creta | Starting from ₹10.87 lakh

Continuing our exploration of the best SUV cars in India, we come across the Hyundai Creta, a name synonymous with elegance and performance. The Hyundai Creta SUV offers a range of options with seven variants. Whether you prefer the base model Creta E or the top-tier Creta SX Opt Turbo, there’s something for everyone.

You’ll find automatic and manual transmissions in the Creta line-up, providing a maximum power output of 138.08 BHP at 6000 RPM and 242 Nm at 1500-3200 RPM torque. With seating for up to five people, it’s a family car that offers comfortable seating. 

7.      Honda Elevate | Starting at ₹10.99 lakh

Meanwhile, the Honda Elevate provides an added touch of luxury with features such as a pane sunroof and advanced driver assistance systems available through the Honda Sensing package. Powered by the 1.5-litre i-VTEC petrol engine, it delivers a peak output of 89 kW (119 hp) and 145 Nm of torque for a powerful and responsive driving experience. These attributes make the Elevate an enticing choice for those seeking sophistication and performance in a compact SUV. The car covers all the aspects well and excels in the areas most important for everyday driving.

8.      Maruti Grand Vitara | Starting at ₹10.70 lakh

Maruti Grand Vitara confidently takes its place as one of the best SUVs in India. It offers versatility with options for both petrol and CNG engines as manual or automatic transmission choices. The Grand Vitara comes equipped with two petrol engine options: a 1.5-litre petrol engine and a 1.5-litre hybrid petrol engine. These engines deliver 103PS and 116PS, respectively, ensuring a dynamic driving experience for SUV enthusiasts. This 5-seater is perfect if you are looking for a compact design with robust performance catering to your everyday needs.

9.      Kia Seltos | Starting at ₹10.90 lakh

The Kia Seltos has quickly become a standout in the compact SUV category, offering a combination of style, performance, and advanced features. With multiple variants and three trims catering to a range of buyers, from practicality-focused individuals to those seeking a sportier driving experience. The Seltos comes with 6 airbags and a boot space of 433 litres. It offers a 17-27.7 km/l mileage and an engine displacement of 1482-1497 cc. It comes in both 5- and 7-seater arrangements. Its sleek, modern exterior design and various high-tech features set it apart in the crowded SUV market.

10.      Mahindra Scorpio N | Starting at ₹13.25 lakh

Looking for a perfect 7-seater SUV in India? The Mahindra Scorpio N is a great choice. This feature-packed car has a robust engine delivering a torque of 400 Nm at 1750-2750 RPM and a maximum power of 172 BHP at 3500 RPM. The Scorpio N ensures a comfortable and connected journey with advanced features like cruise control, auto headlamps with LED DRLs, auto AC, an 8-inch infotainment system, and Bluetooth and AUX connectivity.

Conclusion

Whether you’re looking for a compact and city-friendly SUV or an off-road capable one, plenty of options suit different preferences. By exploring car insurance coverage options specifically designed for SUV owners, you not only ensure protection on the road but also gain peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.