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  • Best hybrid cars in India under 20 lakhs

    by User Not Found | Apr 28, 2025

    A hybrid car combines the best of both petrol or diesel-powered vehicles and electric vehicles. They deliver a high mileage with low emissions that is further paired with less maintenance. If you are searching for a fuel-efficient vehicle, then the hybrid car is the best option.

    But the market is full of them, so how do you determine the right fit that is also within your budget? We have created a list of hybrid cars in India under 20 lakhs to ease your search. If that is your budget, then take a look at them and pick the one you want.

    List of best hybrid cars under 20 lakhs in India

    Here are some of India's best hybrid cars available under 20 lakhs that could meet your needs.

    1.      MG Hector Plus

    The MG Hector Plus has some of the most iconic designs that create a bold statement and complement an extraordinary style. It has a sleek rear cluster and a new brand front design that boosts its commanding presence.

    This is one of the best hybrid cars in India under 20 lakhs which also prioritises your safety by incorporating features like hot stamped B pillar, thick door panels and use of high-strength steel in the body.

    Check out its specifications to determine whether it will be suitable for your needs.

    • Ex-showroom price: Rs. 17.50 - Rs. 23.67 lakh (approx.)
    • Engine: 1451 cc - 1956 cc
    • Power: 04 - 167.67 bhp
    • Seat capacity: 7
    • Fuel tank capacity: 60 L
    • Length x width x height (mm): 4,699 x 1,835 x 1,760

    2.      Toyota Urban Cruiser Hyryder

    The Toyota Urban Cruiser Hyryder has many great features, including a fuel efficiency of 27.97* km per litre. It also has a 1.5L TNGA or K-series engine, depending on the variant you choose. You can further select from three transmission modes, including the 5-speed MT, 6-speed AT and e-drive.

    With a Global NCAP safety rating of 4-star, the car also has robust safety features with 6 units airbags, advanced body structure and cruiser control. The Urban Cruiser Hyryder's frame can disperse any impact energy, even when a collision occurs.

    Here is some information that will help determine whether the car is suitable for your needs.

    • Ex-showroom price: Rs. 11.40 - 19.99 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 63 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,365 x 1,795 x 1,645

    3.      Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara is popular for its large number of variants that all differ in specifications and prices. But no matter which variant you take, they are all hybrid cars under 20 lakhs in India.

    This car has a distinct design, industry-redefining fuel efficiency, segment-leading features and sophisticated interiors. It provides a variety of colours from blue, red, grey and white.

    Here are some of its specifications that help determine its suitability:

    • Ex-showroom price: Rs. 11.19 - 20.09 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 87 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,345 x 1,795 x 1,645

    FAQs

    1. Are hybrid cars better than other vehicles?

    Hybrid cars can be incredibly great if you are looking for improved fuel economy, lower emissions and dual advantages of electric and petrol power. They also need less maintenance, so they are convenient to use regularly.

    1. How do hybrid cars work?

    Hybrid cars combine an electric motor, a gasoline engine and a battery to deliver efficient performance. The motor operates the vehicle at low speed or under low power demands. At the same time, the gas engine comes into full throttle at higher speed and efficiency. At the same time, these cars can also work on electric power alone but only for short distances.

    1. How to determine whether a hybrid car is the right vehicle?

    By considering your driving needs, you can determine whether the best hybrid cars in India under 20 lakh are suitable for you. If you need a combination of an electric and petrol/diesel vehicle, then this might be a good option. But also take into account the fuel efficiency, environmental impact and the total cost of such a vehicle.

    Conclusion

    Buying the right vehicle depends on several factors. While we have included some of the best ones, you can also look into the upcoming hybrid cars in India under 20 lakhs if you find what you want.

    At the same time, a big part of getting your vehicle is prioritising good car insurance. You can look into getting it directly from an insurance company. But you can also compare its benefits with a third party car insurance. No matter which one you pick, some benefits like no claim bonus, zero depreciation, cashless garage network, etc., are available with premium policies.

  • Top Muscle Cars in India to Watch in 2025

    by User Not Found | Apr 28, 2025

    Muscle cars have won their place in automotive history and are gradually making their presence felt in India's changing car culture. These beasts are respected worldwide for their strong engines, unique body shapes, and unforgettable exhaust sounds. Let's discover the best muscle cars in India that have caught the attention of car enthusiasts in 2025.

    List of best muscle cars in India

    Muscle cars are American-made 2 door coupes with strong engines (usually V8s). These automobile icons mix raw power with bold, unique looks that continue to turn heads decades later. Here’s the list of best muscle cars:

    1.     Ford Mustang Boss 429 (1969)

    The Boss 429 Mustang is the highest version of Ford's pony car. With its NASCAR-spec big block V8 engine, this monster was built for one reason: pure, unadulterated speed. The Boss 429 has a 7.0L V8 engine capable of making 355 hp in the Shelby GT500 version.

    2.     Dodge Charger (1968)

    The 1968 Dodge Charger is one of the most powerful sports cars ever built. It was among the first cars to feature an aeroplane wing-inspired rear spoiler, mixing style with efficient function. Under the hood, the Charger packs a huge 6.3L V8 engine. The Charger offers an exciting driving experience that still impresses in 2025.

    3.     Chevrolet Camaro (1967)

    The 1967 Chevy Camaro was Chevrolet's answer to the Mustang, and it quickly established its famous position. Defined by its sharp yet powerful shape, the Camaro was built for speed. What's interesting about the Camaro is how overlooked its power was from the beginning. The Camaro was known as one of the most powerful muscle cars of its age.

     

    Disclaimer

    Most of the classic power cars described in this piece are not easily available in the Indian market through official means. Enthusiasts usually import these cars from other countries through the Completely Built Up (CBU) method, which includes large import fees and taxes. This results in American muscle in India prices being costly.

    Conclusion

    The love for fast cars is timeless. Their unique V8 rumble and elegant yet sporty forms continue to excite automobile fans worldwide, including in India. Getting proper car insurance is important for those investing in these automobile icons. Given muscle cars' high worth, comprehensive car insurance protects against possible damage, theft, or crashes. Today, car insurance online sites make comparing plans from multiple sources easier than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Hydrogen Cars Launching in India 2025

    by User Not Found | Apr 28, 2025

    The future of automobile technology in India seems promising and exciting. The commitment to green hydrogen adoption indicates a secure market for India's hydrogen-powered automotive, towards zero-emission, eco-friendly transport. The anticipated hydrogen-powered vehicles, including cars, trucks, buses, and SUVs, will enhance sustainability and cater to a wide audience's transport needs.

     

    Read on to discover some of the best upcoming hydrogen fuel cell cars in India.

    List of upcoming hydrogen cars in India

    Here are some of the anticipated hydrogen-powered cars in India.

    1.   Toyota Mirai- (starting from Rs 60 lakh (ex-showroom)

    Toyota Mirai is one of the best hydrogen cars in India, which gives a sneak peek of the exciting future of automobiles. Since 2014, the Toyota Mirai has been launched, and the car has gone through several makeovers.

    Features and specifications:

    • 3-inch infotainment system
    • 8-inch digital driver's display
    • Wireless charger
    • Head-up display
    • Digital rearview mirrors
    • Variants: Available in three trims
    • Engine: 3698 cc
    • Power: 152 bhp
    • Fuel: Hydrogen
    • Range: Around 646 km on a full tank

    2.   MG Euniq 7

    Having showcased their first fuel cell vehicle in India in a 2023 auto expo, MG plans to launch the Euniq 7 MPV in India, though they haven't yet announced the date. The fuel cell reinforces MG's capability of operating under sustainable transport, adding to the world's eco-friendly driving experience.

    Features and specifications:

    • Sliding doors
    • Panoramic sunroof
    • Digital driver display
    • Electronic parking brakes
    • Electronically-operated rear doors
    • Power output: 150 kW (approximately 200 bhp)
    • Emission: H2O (Water) is the only byproduct
    • Fuel: Hydrogen
    • Range: Approximately 650 km on a single refill

    3.   Hyundai Nexo

    Hyundai NEXO is a compelling hydrogen-powered transport alternative. It is a promising hydrogen fuel cell SUV offering advanced technology and superior efficiency. The vehicle can be refuelled in only 5 minutes, showcasing the potential of being among the best upcoming hydrogen cars in India.

    Features and specifications:

    • 3-inch touchscreen display and navigation
    • Ventilated seats
    • Wireless charging
    • Remote smart parking
    • Heated steering wheel
    • Hyundai SmartSense ADAS
    • Fuel: Hydrogen
    • Range: Up to 666 km on a single hydrogen tank

     

    Conclusion

    Although India is still in the early stages of hydrogen fuel cell technology, the future of hydrogen-powered vehicles looks promising. Government initiatives like the Production Linked Incentive (PLI) scheme push the automotive sector towards sustainable transport solutions.

    Also, investing in third party or comprehensive car insurance is essential to cover specific requirements for hydrogen fuel cell cars. Third party car insurance protects you financially against damage caused to third parties, helping you avoid unnecessary financial stress. At the same time, you enjoy the benefits of owning an advanced, eco-friendly vehicle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Fastest Hatchbacks in India You Can Buy in 2025

    by User Not Found | Apr 28, 2025

    In the dynamic world of automobile performance, hatchbacks have transformed from mere city passengers to strong, high-performance machines. Let's examine the most exciting, fastest hatchback cars in India.

    List of fastest hatchback in India

    Here’s the list of the fastest hatchback in India:

    1.   Mercedes-Benz AMG A 45 S

    The Mercedes-Benz AMG A 45 S is a true winner when luxury meets raw speed. This isn't just a car; it's a statement of engineering greatness. The small hatchback breaks normal expectations with its turbocharged engine. Its clever all-wheel-drive system ensures maximum grip, while the advanced suspension keeps the car fixed.

    • Engine: 1991 cc
    • Mileage: 10 kmpl
    • Top Speed: 270 kmph
    • Ex-showroom Price: 94.80 Lakh

    2.   Mini Cooper JCW

    The Mini Cooper John Cooper Works (JCW) version brings British racing DNA to the Indian car scene. With a rich racing history, this hatchback is more than just a car. Its small size masks its great performance powers. The JCW model turns the classic Mini design into a performance-oriented machine. It hits a great mix between everyday usability and track-day excitement.

    • Engine: 1998 cc
    • Mileage: 15 kmpl
    • Top Speed: 246 kmph
    • Ex-showroom Price: 44.90 - 55.90 Lakh

    3.   Hyundai i20 N-Line

    Hyundai has successfully filled the gap between cost and speed with the i20 N-Line. Designed for the young, eager driver, it brings sports looks and real performance qualities to the mass market. The i20 N-Line offers a surprisingly exciting driving experience with its small engine and excellent tuning. It's proof of Hyundai's drive to make performance available to a wider public.

    • Engine: 998 cc
    • Mileage: 20 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.99 - 12.56 Lakh

    4.   Tata Altroz Racer

    The Tata Altroz Racer marks a major milestone for Indian car production. It shows that homegrown names can fight with foreign players in the speed car market. With carefully designed changes, the Altroz Racer turns the normal hatchback into an exciting driving machine. It's a great moment for Indian car fans, who can now enjoy world-class speed from a local maker.

    • Engine: 1199 cc
    • Mileage: 18 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.49 - 11 Lakh

    Conclusion

    These hatchbacks reflect more than just fast cars. They represent the changing automobile environment in India, where speed, technology, and ease are merging. When buying these fastest hatchback cars, securing appropriate protection for your vehicle is as important as maintaining it. A car insurance policy is a legal requirement and a crucial shield for your vehicle. Comprehensive car insurance financially protects against natural disasters, theft and accidental damage. The digital transformation of insurance services has made comparing policies, filing claims, and managing coverage more accessible than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best electric cars under 25 lakhs in India

    by Almog Ramrajkar | Apr 25, 2025

    As India embraces the electric vehicle (EV) revolution, car manufacturers are introducing attractive options that balance sustainability with affordability.

    EVs are becoming more accessible, efficient and feature-rich. If you want to switch to electric vehicles without going over budget, here's a look at some of the best electric cars under 25 lakhs.


    Top electric cars under 25 lakhs in India: Price, features & specifications

    From small city runners to feature-packed SUVs, these vehicles represent the future of travel—cleaner, smarter, and more cost-effective. Whether you're a tech lover, an environmentally conscious driver, or simply looking to reduce your running costs, an electric car in this price range will suit your needs. Here are the most exciting electric cars under 25 lakhs in India, each with unique features and powers.

    1.   Mahindra BE 6

    The Mahindra BE 6 is a game-changer in the electric SUV market. Its remarkable range makes it impressive, and it leads the pack in this price class. The vehicle's current design shows Mahindra's growth in the EV space, while its complete feature set makes it a strong competitor for tech-savvy buyers.

     

    • Ex-showroom Price: 18.90 to 26.90 Lakh (approx.)
    • Range: 535 to 682 km
    • Charging Time: 8 Hours (AC), 20 minutes (DC)
    • Features: Auto Park Assist, In-Car Camera, 360 camera & Sensors, Digital Instrument Cluster, Wireless Charger, Automatic Climate Control, Cruise Control, Parking Sensors, Power Windows and many more.

    2.    Hyundai Creta Electric

    Hyundai's Creta Electric shows the brand's commitment to sustainable travel. The electric version brings familiar ease with futuristic technology. Its relatively quick charging time sets it apart, making it useful for daily commutes and weekend getaways. With ADAS in this price range, it stands out for bringing advanced safety technology to a broader audience.

     

    • Ex-showroom Price: 17.99 to 23.5 Lakh (approx.)
    • Range: 390 to 473 km
    • Charging Time: 4 Hours (AC), 58 minutes (DC)
    • Features: 8-way Powered Driver Seat With Memory Function, a Digital Instrument Cluster, a Wireless Charger, Keyless Entry, Automatic Climate Control, Rear AC Vents, Voice Commands, a Sunroof, Advanced Internet Features, ADAS, an Air Purifier, and many more.

    3.    Tata Curvv EV

    The Tata Curvv EV reflects the company's futuristic approach to electric transport. Its coupe-SUV shape breaks conventional design rules,  offering something fresh for style-conscious buyers. The amazing range and modern internet features make it an appealing package for those wanting a mix of efficiency and luxury.

    • Ex-showroom Price: 17.49 to 21.99 Lakh (approx)
    • Range: 502 to 585 km
    • Charging Time: 8 Hours (AC), 40 minutes (DC)
    • Features: Panoramic Glass Roof,, a Wireless Charger, an Auto-Dimming IRVM, Keyless Entry, a 12.3-inch touchscreen with wireless Apple CarPlay and Android Auto, Voice Commands, and more.

    4.    MG Windsor EV

    MG's Windsor EV is an attractive option for urban families. While it may not boast the longest range in its class, it offers a well-rounded mix of comfort and convenience.

    • Ex-showroom Price: 14 to 16 Lakh (approx.)
    • Range: 331 km
    • Charging Time: 5 Hours (AC), 55 minutes (DC)
    • Features: Reclining Rear Seats, a Panoramic Glass Roof, a Digital Instrument Cluster, an Auto-Dimming IRVM, a Rear Camera, Rear AC Vents, Voice Commands, Cruise Control, Parking Sensors, Advanced Internet Features, and many more.

    5.    Tata Punch EV

    The Tata Punch EV is a compact SUV with small dimensions that make it perfect for crossing busy city streets.   It offers amazing range and is a practical option for daily city commutes. The quick charge time is particularly helpful for urban users needing chargeup during short breaks.

    • Ex-showroom Price: 9.99 to 14.29 Lakh (approx.)
    • Range: 315 to 421 km
    • Charging Time: 6 Hours (AC), 56 minutes (DC)
    • Features: Electric Parking Brake (with Auto Hold), a Touch-based Climate Control Panel, Ventilated seats, a 360-degree Camera, an Air Purifier, Advanced Internet Features, Cruise Control, a Sunroof, and many more.

    6.    MG Comet EV

    At the entry level, the MG Comet EV makes a good case for first-time EV buyers. Its small size and unique design make it stand out in urban traffic. While the range might seem small compared to others on this list, it is sufficient for city travel. The dual-display setup and linked features offer a quality experience at an affordable price. The focus on easy movement and parking make it appealing to new drivers.

    • Ex-showroom Price: 7 to 9.65 Lakh (approx.)
    • Range: 230 km
    • Charging Time: 7 Hours (AC), 60 minutes (DC)
    • Features: Dual 10.25-inch display setup, Distinct design with premium elements like LED head and tail lamps, LED DRLs and dual-tone paint, Easy to park with a rear parking camera, Auto-Dimming IRVM, Keyless Entry, Voice Commands, Advanced Internet Features and many more.

     

    Conclusion

    The development of electric cars in India goes beyond mere specifications. Manufacturers are not just focused on range and charging times but also stress the overall ownership experience. Modern features and smartphone connections ensure these vehicles stay current with technological developments.

    While you consider switching to EVs, you should take certain preventative measures to safeguard your investment. Invest in good car insurance that provides coverage in case of accidents, repair costs and even theft. Electric cars often have different considerations for insurance than standard internal combustion engines.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • The advantages of Nitrogen Vs Air in car tyres

    by Almog Ramrajkar | Apr 25, 2025

    Tyre performance gets the least attention in vehicle maintenance and is sometimes the most neglected car maintenance component, although tread depth, pressure, wheel alignment, and rotation play a big role in how a car drives, handles, and consumes fuel efficiently. Properly filled tyres also ensure adequate contact with the road, which is necessary for safe driving. Tyres were traditionally filled with compressed air. Nitrogen inflation is a recent technology that has received both positive and sceptical reviews. Some say the nitrogen tyres are long-lasting and have fewer pressure changes.

    Are nitrogen-filled tyres truly better than regular air-filled ones?  Let us explore the advantages and disadvantages of nitrogen vs. air in tyres.


    Advantages of Nitrogen in Tyres

    We must study chemistry to determine whether nitrogen or air should be used in tyres. Nitrogen is an inert gas that is lighter than regular air. Nitrogen molecules are larger and diffuse at a slower rate than air molecules. Nitrogen is also a dry gas with less moisture content than atmospheric air. Combining these properties results in the fantastic benefits of using nitrogen-filled tyres.

    • Longer-lasting tyre life: Car tyres last longer when pressure fluctuations are minimal. Additionally, if a tyre remains at the right pressure for longer, it wears out evenly. Thus, nitrogen gas is best for filling tyres. Compressed air tyres do not hold pressure for long, while nitrogen tyres keep a steady pressure for longer because the larger molecules take longer to seep out of the rubber. Moreover, atmospheric temperature affects air pressure, as cool air contracts and hot air expands. This changes the tyre air pressure as weather conditions change outside. Nitrogen tyres won't be affected by temperature drop or increase.
    • Lower chances of tyre metal parts rusting: Moisture condensation in tyres can seep into wheel rim and tube caps, causing rust to form. On the other hand, since nitrogen is an inert gas and moisture-free, this is not a possibility in nitrogen-filled tyres.
    • Better fuel economy: Adequately pressured tyres result in steady drives and better driver handling, which impacts fuel consumption. Thus, nitrogen for car tyres is a good way to enhance your vehicle’s long-term mileage.
    • Lower blowout risk: Blowouts occur when the tyre is under-inflated or overinflated. The consistent pressure in Nitrogen tyres reduces the likelihood of a blowout.


    Disadvantages of Nitrogen in Tyres

    Before deciding on nitrogen gas tyres, knowing their disadvantages is important:

    • Nitrogen is more expensive to fill tyres than regular compressed air, which is usually free at most filling stations.
    • Nitrogen filling stations aren't as widely available as regular air compressors.
    • Nitrogen filling takes longer because it requires a more complex process than regular air filling.
    • More frequent maintenance and regular pressure checks are recommended
    • There is no significant performance difference between well-cared-for-air-filled tyres vs nitrogen tyres


    Nitrogen vs Air in tyres: Which one is better?

    The decision to have nitrogen or air tyres is personal, depending on what is best for you and your car. Nitrogen might be better if you want steady tyre pressure for longer-lasting tyre life and road performance. However, you need to be ready to pay the corresponding price.

    You can have excellent performance from air tyres with maintenance and care. You will enjoy considerable long-term cost savings and adequate tyre performance with air-filled tyres.

    Tips for optimal tyre performance

    • Regularly check your tyre pressure—ideally every two weeks for air-filled tyres and always before long journeys—to ensure safety and optimal performance.
    • Always follow the recommended tyre pressure settings for your car. You can find this in the car manual or the tyre sidewall.
    • Rotate your tyres (position) once in six months. Check your car manual for instructions. Tyre rotation distributes wear a tear.
    • Balance your tyres and align the wheel angles. This essential check gives you a smooth ride and preserves tyre life.
    • Check your tyre tread (grooves in the rubber) depth. It should not drop below 1.6 millimetres.
    • To prevent damage, don’t spin the wheels or overload a car.


    Conclusion

    To conclude, the air vs nitrogen choice is yours. Nitrogen car tyres aren’t necessarily a game-changer for every car owner. The more important thing is to focus on regular tyre care and maintenance to extend tyre life, and improve drive safety and fuel economy.

    Tyres are a big investment. You can protect yourself from heavy expenses in case of accidents by buying a car insurance policy with an add-on that covers tyre damage and replacement costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Electric Cars to Consider Under 20 Lakhs in India

    by Almog Ramrajkar | Apr 25, 2025

    The world is gravitating towards clean energy, so technologies like electric vehicles (EVs) are gaining more traction in India. The rising demand for sustainable transportation is encouraging manufacturers to launch electric cars that are both affordable and efficient.

    If you are looking to purchase electric cars under 20 lakhs, this blog provides a rundown of the best options available in India, along with their features and specifications.

     

    Top electric cars under 20 lakhs in India: Price, features & specifications

    Here’s a look at 9 of the top electric cars under 20 lakhs that you can consider:

     

    • Mahindra BE 6

    Ex-showroom Price: ₹18.9 to 26.9 Lakh (approx.)

    Range: 535 to 682 km/charge

    Charging Time (approx): 6-8 hours (AC) / 20 minutes (DC)

     

    The Mahindra BE 6 is distinguished by its top-notch range and its ability to charge swiftly. This SUV is set to be a versatile choice for many as it is built for both urban and long-distance travel.

     

    • Hyundai Creta Electric

    Ex-showroom Price: ₹17.9 to 23.5 Lakh (approx.)

    Range: 390 to 473 km/charge

    Charging Time (approx): 4 hrs (AC) / 58 minutes (DC)

     

    The Hyundai Creta Electric combines style and performance. It comes with advanced features and a spacious interior, making it a favourite among families.

     

    • MG Windsor EV

    Ex-showroom Price: ₹13.9 to 16 Lakh (approx.)

    Range: 331 km/charge

    Charging Time (approx): 6.5 hours (AC) / 55 minutes (DC)

     

    The MG Windsor EV does not compromise on quality. It is an affordable car with a decent range and is ideal for daily city commutes.

     

    • Tata Curvv EV

    Ex-showroom Price: ₹17.49 to 22 Lakh (approx.)

    Range: 430 to 502 km/charge

    Charging Time (approx): 6.5 hrs (AC) / 40 minutes (DC)

     

    With its modern make and robust performance, Tata Curvv EV offers a competitive range and quick charging, making it a strong contender in the EV market.

     

    • Tata Nexon EV

    Ex-showroom Price: ₹12.5 to 17.19 Lakh (approx.)

    Range: 426 to 465 km/charge

    Charging Time (approx): 2 hrs (AC) / 60 minutes (DC)

     

    The Tata Nexon EV stands out as a leading electric car, offering stylish design, advanced functionalities, and a seamless driving experience.

     

    • Tata Tigor EV

    Ex-showroom Price: ₹12.49 to 13.7 lakh (approx.)

    Range: 315 km per charge

    Charging Time (approx): 9 hrs (AC) / 59 minutes (DC)

     

    The Tigor is a compact sedan that boasts manoeuvrability through heavy traffic, quiet operation, and comfy interiors for stress-free driving. It packs enough range for both daily commutes and occasional highway trips.

     

    • Tata Tiago EV

    Ex-showroom Price: ₹7.9 to 11.4 Lakh (approx.)

    Range: 250 – 315 km/charge

    Charging Time (approx): 2.6 hrs (AC) / 57 minutes (DC)

     

    The Tiago is a compact hatchback that is affordable and capable of executing advanced functions, making it a good pick for first-time EV buyers.

     

    • Mahindra XUV 400 EV

    Ex-showroom Price: ₹16.74 to 17.69 Lakh (approx.)

    Range: 375 to 456 km/charge

    Charging Time (approx): 6.3 hours (AC) / 50 minutes (DC)

     

    The Mahindra XUV 400 EV combines style and efficiency, making it ideal for families. With a sleek design, advanced safety features, and ample cabin space, it offers a premium look while delivering an impressive driving experience.

     

    • Citroen eC3

    Ex-showroom Price: ₹12.7 to 13.4 Lakh (approx.)

    Range: 320 km/charge

    Charging Time (approx): 10 hours (AC) / 57 minutes (DC)

     

    The Citroen eC3 is a stylish hatchback that is a practical choice for city traffic. It has a lightweight design, user-friendly features and offers easy manoeuvrability for people dwelling in urban areas.

     

    • Tata Punch EV

    Price: ₹9.99 to 14.29 Lakhs (approx.)

    Range: 412 km/charge

    Charging Time (approx): 5 hrs (AC) / 56 minutes (DC)

     

    The Tata Punch EV is a compact SUV that offers efficient city driving. It features a good range and is built in a way that allows for easy manoeuvrability in urban environments.

     

    P.S.: The charging time of each model depends on factors like battery size, state of charge, and the charging station’s power.

     

    Conclusion

    The demand for electric vehicles in India is rising, and automakers are stepping up to meet this growing need. With a strong push toward sustainable transportation, the market now offers a variety of EVs that not only help reduce environmental impact but also come with stylish designs, advanced features, and cost-effective benefits.

    However, while purchasing an EV, it's essential to consider additional factors, one of the most important being car insurance. A comprehensive insurance plan protects your investment against accidental damage, theft, natural calamities, and third-party liabilities, ensuring peace of mind as you embrace the future of mobility.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • How to Clean Your Car Interior: A Beginner’s Guide

    by Almog Ramrajkar | Apr 25, 2025

    A clean car is not just about appearance; it also enhances your driving experience. Cars should pass a basic level of hygiene check in order to be comfortable for the driver and passengers. It also helps with the overall maintenance and durability. But simply giving the car exterior a quick wipe or wash from time to time isn’t enough.

    Over time, dust, grime, odour and other pollutants can accumulate inside your car. Thus, maintaining a clean interior is important in creating a healthy and hygienic cabin. Sure, you can always get your car serviced, but it can cost a lot.

    Read on to learn how to clean the car interior like a pro.


    Recommended products for your car interior

    To begin with, it is essential to acquire the appropriate equipment and products to clean your car’s interior. Here is a list of what you’ll typically require:

     

    • All-purpose cleaner: Use an all-purpose cleaner for wiping down dashboards, doors, and consoles of your vehicle. Find a cleaner which is safe for plastics, rubber, and leather.
    • Leather conditioner: Apply conditioner to keep your leather seats or trim supple and soft. Pick a leather conditioner made for automobile leather.
    • Glass cleaner: Choose a cleaner that is safe for tinted surfaces to avoid damage and acquire a streak-free finish.
    • Fabric cleaner: Use a fabric cleaner made for automobile fabrics. Some of these cleaners also work as stain removers.
    • Spray protectant: Spray a protectant to shield your interior against water, UV rays, and dirt. Pick a spray that's safe for your car’s interior materials.
    • Disinfecting wipes: Keep disinfecting wipes handy to immediately clean up spillages or mess.
    • Garbage bags: Place garbage bags in your car for easy disposal of trash.


    Cleaning equipment to clean your car

    Next up, we have a list of a few essential products that’ll help you clean your car effectively.

    • Car vacuum cleaner: Essential for removing debris, dust, and dirt out of your car’s interior. Ideally, it should come with attachments for different surfaces.
    • Microfiber towels: Excellent for wiping and polishing surfaces without leaving behind lint or scratches. They can be used for dashboards, windows and other components.
    • Brushes and scrubbers: Useful to remove stubborn stains or dirt buildup from your car. Opt for a soft-bristled brush to clean without damaging the interior.
    • Applicator: A sponge or foam applicator might be useful for transferring cleaners or protectants to bigger surfaces.
    • Gloves for protection: Important for protecting your hands from chemicals and dirt while cleaning your car’s interior.
    • Detailing spray bottle: Useful while mixing and spritzing cleaning products. It also comes in handy while spot-cleaning particular areas.


    Step by step: Detailing a car interior

    Follow these suggestions and make use of the equipment and products to get a deep clean.

    1. Prepare your workspace: Clean your car in a dry, well-ventilated location to avoid exterior debris and dust.
    2. Remove all loose items: Remove any loose items from your vehicle, including floor mats, flooring liners and ashtrays. This will make all areas simpler to reach and clean.
    3. Vacuum the whole interior: The first thing is to vacuum the carpets, floors and seats completely. Use attachments to reach hard-to-reach spaces and crevices.
    4. Wash the upholstery: Use fabric cleaner on the seats and carpets, especially on stains. Let it soak for some time before vacuuming once more.
    5. Clean the leather seats and trim: Clean leather surfaces with a leather cleaner. After cleaning, apply a leather conditioner to hydrate and protect the leather.
    6. Clean dash, doors and consoles: Dab an all-purpose cleaner onto a microfiber towel and wipe them down, paying particular attention to buttons, vents and other points.
    7. Clean the windows and mirrors: Wipe the windows and mirrors inside and out with the help of a clear glass cleaner and a soft cloth.
    8. Spray with protectant: Once things are dry, squirt a protectant spray on areas including the dashboard, seating, and carpets to avoid future stains and dirt.
    9. Replace items removed: Reinstall any floor mats, floor liners or ashtrays you removed earlier.
    • Deodorise: Always deodorise the cabin during your detailing session, no matter whether your car’s interior smells bad or not. You can use car perfume or air freshener to deodorise.
    • Final inspection: Give the interior of your car a final wipe-down to ensure things are in place and spotless.


    Conclusion

    Giving your car’s interior a deep clean at least twice a year can ease your worries about car hygiene and contribute to healthier, more enjoyable drives. If you travel around with children or the elderly, then clean interiors are a must to prevent any allergic reactions or the spread of infection.

    Maintaining a clean and well-kept car can help protect your investment, which is why it is a good idea to ensure you invest in comprehensive car insurance. A solid policy will provide coverage against any sudden mishaps while ensuring you’re protected in case of accidents, damage and theft. Opting for comprehensive insurance will also make sure you are covered in case of damages caused by vandalism or natural disasters, giving you peace of mind and a good driving experience.

    Cleaning your car is not complex at all. Make sure that you have the correct supplies and equipment handy, and create a schedule for frequent clean-ups.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Guide to the Ideal Tyre Pressure for Cars

    by Almog Ramrajkar | Apr 25, 2025

    Tyre pressure plays a big role in your car’s overall safety, performance and fuel efficiency. Maintaining the correct pressure ensures optimal traction and handling, and helps maximise your car’s mileage. Typically, the manufacturer provides a recommended car tyre pressure to help you achieve the best driving experience while enhancing your vehicle’s performance.

     

    While most cars have different recommended tyre pressures based on the type of vehicle and the size of the tyres, anywhere between 28 and 36 PSI is the norm. However, it is crucial that you learn about the ideal tyre pressure for cars to avoid premature wear and tear, and compromised fuel economy.


    Where can I find the correct pressure for my tyres?

    There are several ways of discovering the correct car tyre pressure:

     

    • Owner's Manual: Your vehicle’s owner’s manual includes a dedicated section on tyre pressure, outlining the recommended settings. These guidelines are ideal, as they are based on the manufacturer’s precise knowledge of your specific make and model requirements.

     

    • Driver’s Side Door Jamb: You can also find tyre pressure information on a sticker located on the driver's side door jamb. This sticker generally lists details about the tyres, such as suggested PSI (pounds per square inch) for rear and front tyres.

     

    • Information from the Tyre Manufacturer: Occasionally, the tyres themselves have text marked all over their sides. Note that the numbers here might indicate the maximum pressure the tyre can withstand and not what is optimal. Therefore, it is best to follow exactly what the manufacturer suggests.

     

    • Dealer or Service Centre: In case you cannot locate the information in your manual or on the door jamb, contacting a dealer or even a professional repair shop will help.


    How to check the tyre pressure

    The easiest way to check for car tyre pressure is to visit a petrol station with a tyre air or nitrogen filling facility, and ask them to perform the check. Many newer vehicles also have a TPMS (Tyre Pressure Monitoring System), which warns you in case your tyre pressure is not appropriate. This information is useful, but it's always best to manually check your tyre pressure, as sensors can sometimes be inaccurate or malfunction.

    Thus, knowing how to do it by yourself is a handy skill to have:

     

    1. Gather tools: You will require a tyre pressure gauge. These are fairly affordable and sold at any car parts store or supermarket. They include pen-style gauges or digital ones.
    2. Find the valve stem: The valve stem is typically black and extends out from the wheel. This is exactly where you will mount the gauge.

     

    1. Apply the gauge: Take the cap out of the valve stem and securely place the gauge onto it. You will hear a hiss whenever you turn the gauge on. If you hear a continual hiss, you might not be filling the gauge properly, and air may instead be escaping.

     

    1. Read the measurement: When attached properly, the gauge will display the current pressure. In case you are using a pen-style pressure gauge, the pressure is determined by the distance the internal stick pops out. On digital gauges, the pressure is shown on an LCD display.

     

    1. Compare to recommended pressure: If your tyres are below the recommended level, you will have to pump in more air. In case they're above the recommended level, you might have to blow some air out. You can get this done at the petrol pump, or you can purchase an air compressor to connect to the valve stem and fill in air. To release air, lightly tap the metallic stem within the valve, then check the pressure once again.

     

    1. Replace the cap: When you've established the pressure reading, make sure to screw the cap back on the stem to seal away dirt and moisture.

     

    1. Check all tyres: Front and rear tyres may have different pressures, so check the particular recommendations for each.

     

    Tip: Check when the tyres are cold, i.e., when the car has not been driven around lately or parked in the sun. Tyre pressure increases when tyres are hot or even when the weather is very hot, as gas expands when it heats.


    What is the ideal tyre pressure for cars?

    The optimal tyre pressure differs by the make and model of your automobile. That is why you must check your particular vehicle specifications rather than guessing a broad range of values. Many passenger cars typically have recommended tyre pressures ranging from 28 to 36 PSI. However, this can vary, so always refer to your vehicle’s specifications to ensure optimal type pressure.


    Conclusion

    To ensure the durability of tyres and your vehicle’s optimal performance, always follow the ideal tyre pressure recommended in the owner’s manual. Monitoring tyre pressure regularly can help you avoid poor braking, overheating and lower mileage. Additionally, always keep tyre pressure-checking equipment handy for a quick check, especially if you suspect something wrong.

    Apart from regular maintenance, it is important to take measures to safeguard your car against any possible damage. Investing in good car insurance is a smart move.  It ensures financial protection by providing coverage in case of accidents, risks of theft, and natural disasters, whether it is repair costs or medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Remove Scratches from Your Car: Step-by-Step Guide

    by Almog Ramrajkar | Apr 25, 2025

    Car scratches can be frustrating for every car owner. Be it a minor cuff caused by a light brush with an object or a deep slash from an accident, every scratch on a car’s body can feel like a big deal. These scratches diminish your car’s sleek appearance and often come with a time-consuming and costly repair process.

     

    In reality, learning how to remove scratches from a car is an easy skill to master and can be a valuable one for frequent drivers. It is important to understand that not every scratch is removable by hand. Some scratches may be deeper, requiring professional repair.


    How to remove a scratch from your car in simple steps

    It is important to know if you can fix the scratch yourself or need professional help. You can handle the repair for small and manageable scratches. You simply need to follow a step-by-step process that requires a certain combination of tools and materials. Let’s learn.

     

    1. Step 1: Examine and Identify the Scratch

    To begin, determine the scratch severity. Car paint is put on in 3 layers: the primer, the base layer, and the clear coat. You need to identify which paint layer the scratch has penetrated.

     

    • The primer is the first layer on the car’s metal body. Its role is to prepare a uniform base for the base paint layer to be applied. It also helps in protecting the car’s body from corrosion.
    • Next, we have the base layer, the second layer of a car’s paint. It gives the car its main colour and is usually applied in multiple coats to ensure a uniform look.
    • Finally, we have the clear coat or the finishing coat, which gives the car a glossy, polished look.

     

    Any one of these layers can get scratched. Here are a few identifiers:

     

    • Primer scratch: Since the primer is the deepest layer, scratches that go this deep are more severe and can be harder to repair. A clear identification mark is a grey-white appearance and peeled-off layers of paint around the scratch. If not fixed, these scratches could start rusting.
    • Base layer scratch: Base layer scratches are easier to remedy and spot. Unlike primer scratches, base coat scratches don’t reveal the car’s metal surface.
    • Clear coat scratch: The most easy-to-remove scratches are ones that only affect the top coat. They are barely visible unless you inspect them closely.

     

    1. Step 2: Gather Your Supplies

    You might require different supplies depending on the scratch type: 

    • Light abrasive compound: For small scratches on the clear coat.
    • Touch-up paint: For scratches deep into the base coat and primer.
    • Clear coat scratch fix kit: For scratches on clear coats.
    • Polishing compound: For tiny, shallow scratches.
    • Clay bar: For minor scratches and surface contaminants.
    • Primer and paint pen: For more severe scratches that show through the primer layer.
    • Water and soap: To clean the area.

     

    1. Step 3: Clean the Area

    Before you start treating your car scratches, scrub the scratch with water and soap to ensure that there is no dirt or debris in the scratched area. Then, ensure that the scratch surface is dry before proceeding.

     

    1. Step 4: Remove the Scratch

    How you remove scratches from your car will depend upon the type of scratch you are treating.

     

    • For Clear Coat Scratches: Use a mild abrasive compound or perhaps a clear coat scratch repair kit. Take the compound, and with the help of a soft towel, rub it in a circular motion around the scratch. Eliminate excess compound with a paper towel. You can also use a clay bar to fix minor scratches. Start by cleaning the area with a clay bar lubricant, then gently rub the clay bar over the surface to smooth it out. Finally, wipe the area clean with a microfiber cloth for a polished finish.
    • For Scratches in the Paint or the Base Coat: Apply touch-up paint to match your car's colour. Make sure that you paint in thin layers and let each layer dry prior to applying the next. Cover with a clear coat to seal the repair.
    • For Primer Scratches: It’s advisable to consult a professional for deep, tough primer scratches. However, if you are confident about doing it yourself and have some experience with the process, apply the primer and then use the paint pen to restore the colour. Let the primer dry first before filling in the scratch. Finish it up with a clear coat.
    1. Step 5: Polish and Protect Your Car

    After the scratch is treated, buff the spot with a polishing compound to make it look new. Use a clean towel to rub the compound in a circular motion. At last, apply wax to seal the repaired area and keep your vehicle looking great.


    Conclusion

    While accidental scratches on the road are unavoidable, you can always learn to fix them yourself with the right tools and techniques. Even though a DIY kit is cost-effective, professional detailing and paintwork in certain situations may be needed for severe damage.

    While prevention is better than dealing with damage, it is essential to take proactive measures to ensure peace of mind. Invest in a comprehensive car insurance policy that provides financial aid for a range of unexpected events, including scratches. The right policy will help you avoid hefty costs and ensure coverage in case of accidents, theft, and severe damages that require professional attention.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • 5 Types of Motors Used in EVs

    by Almog Ramrajkar | Apr 25, 2025

    Sustainability has become an integral part of our lives, resulting in more conscious choices, be it what we wear, how we travel, or even what we drive. As the world embraces sustainable alternatives, the demand for electric vehicles continues to rise.

    Electric vehicles (EVs) differ from their traditional counterparts primarily because of their engines. While the internal combustion engine is the chief technology in fuel-based cars, EVs are powered by electric motors.

     

    Read on to explore the different types of motor used in electric vehicles. There are five main types.


    List of motors used in electric vehicle

    An electrical motor converts the electrical energy stored inside the battery of an EV into mechanical energy. This differs significantly from internal combustion engines, which burn fuel like petrol or diesel to generate energy that powers a car and its systems.

     

    There are five types of motors used in electric vehicles, and each comes with its own set of benefits and drawbacks. Let us learn more about each of them to understand these nuances better:

     

    1. Brushed DC motors

    Brushed DC motors were among the first electric motors used in EVs. Although, they are not as common today as they used to be.

    Let us have a look at their advantages:

     

    • Cost-effective operation and simplicity in design.
    • DC series motors, a subtype of brushed DC motors, deliver higher efficiency and more power output.
    • Lesser consumption of energy, especially at lower speeds.
    • High precision of operation, enabling greater control of both speed and torque.

     

    Brushed DC motors work by passing a direct current through coils to generate magnetic fields and enable rotational motion. They achieve this through various parts of the motor, such as a rotor, a stator, and a commutator. Ultimately, brushed DC motors are highly suitable for low-cost electric vehicles.

     

    However, they are not without their share of disadvantages:

    • Lower efficiency than other standard types of motors.
    • Generate high heat during operation, resulting in the need for proper ventilation.
    • Require regular maintenance to ensure longevity.

     

    1. Brushless DC motors

    Brushless DC (BLDC) motors are a more efficient, modern, and popular alternative to brushed DC motors. The major difference between the two is the lack of brushes in Brushless DC motors.

     

    Brushed DC motors use brushes to create contact between a stator and rotor, while a brushless DC motor utilises an electronic commutator that redirects current between the stator and the rotor.

     

    In contrast, brushless DC motors are more compact. This means that they do not run into the same heat management issues as brushed DC motors. 

     

    The benefits of brushless DC motors in electric vehicles include:

    • Lower maintenance
    • Improved power-to-weight ratio
    • Enhanced longevity
    • Quieter operation

     

    However, brushless DC motors are generally more expensive. Nonetheless, they are well-suited for lightweight EVs.

     

    1. Induction motors

    Induction motors do not have a commutator, unlike DC motors. Induction motors used in electric vehicles use the principle of electromagnetic induction, allowing the transfer of current and power between a rotor and a stator.

     

    Also known as asynchronous motors, induction motors in EVs have many advantages:

    • Provides for higher torque density at lower speeds, which is advantageous for EVs.
    • Enhanced power efficiency and reduced risk of overheating.

     

    However, despite being more advanced than DC motors, induction motors also have disadvantages:

    • Limited range in terms of speed adjustment.
    • More expensive to produce

     

    1. Permanent Magnet Synchronous Motors (PMSMs)

    PMSMs are advanced types of motors used in electric vehicles today. They operate using permanent magnets, generating a magnetic field between the rotor and stator. This results in a variety of operational benefits:

    • These offer higher power density, achieved by generating a comparable torque and speed output using less current.
    • More flexibility in design, thanks to the unique rotor design and the use of variable frequency drives.
    • Customisable winding options for different use cases.
    • Low maintenance, greater reliability, and improved longevity.

     

    The main drawback of PMSMs is their complex manufacturing process, which makes them more expensive than regular EV motors.

     

    1. Switched Reluctance Motors (SRMs)

    An SRM is a type of AC electric motor that uses electromagnets to generate torque through the principle of magnetic reluctance. During operation, this reluctance generates enough force to drive the rotor and provides a higher degree of accuracy in torque control.

    SRMs have certain advantages, they are:

    • Exceptional power efficiency, torque control, and reliability.
    • Reduced noise of operation.
    • Low heat dissipation
    • They are simple to design, produce, and install, making them ideal for affordable EVs.
    • High fault tolerance
    • Cost-effective
    • Low maintenance

     

    Conclusion

    As innovation in EVs continues, we are sure to see enhanced designs and motors used in them. For now, each of the five main EV motors offers distinct advantages in terms of torque control, power output optimisation, noise and heating, maintenance costs, durability, and more. Knowing which one is installed in your vehicle will allow you to understand your EV’s power dynamics and guide you on maintaining it.

    It is crucial to take preventative measures to safeguard your vehicle in case of any unexpected mishaps. A reliable electric car insurance policy acts as a safety net and provides coverage against accidents, damage, theft, and motor malfunctions. With the right policy, you can drive with peace of mind, knowing you're protected from any issues that may arise with your vehicle or its motor.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of EV Chargers Explained

    by Almog Ramrajkar | Apr 25, 2025

    Electric vehicles (EVs) rely on battery-powered electric motors rather than traditional internal combustion engines. These batteries can be recharged using external sources like standard wall outlets or dedicated EV supply equipment (EVSE).

    Understanding the types of EV chargers is important, as each varies in speed, functionality, and application. In this guide, we'll explore the various electric car charger types and EV charging connectors to help you make informed charging decisions.

     

    Types of EV chargers you need to know

    There are two EV charging connector types: the Alternating Current (AC) type and the Direct Current (DC) type. Regular charging stations provide AC plug-in charging, which is slow and takes longer to charge the EV battery. On the other hand, DC charging is rapid but costs more.

    Furthermore, there are three main levels of electric car chargers:

    • Level 1 (Alternating Current, 120V)
    • Level 2 (Alternating Current, 240V)
    • Level 3 (Direct Current)

     

    These levels indicate how quickly you can recharge your electric vehicle. The higher the level of the charger, the faster it will charge.

     

    1. Level 1 AC chargers

    Type: AC

    Charging Speed: Slow

    Outlet: 120 V

    Power Delivery: 1 to 1.4 kW

    An electric car typically comes with a Level 1 charger, the most common type of EV charger available. Many EV owners use it for its convenience and compatibility. These chargers plug into a standard 120V power outlet and can take 8 to 24 hours to fully charge an EV, depending on battery size.

    The J1772 connector is the typical connector for Level 1 AC charging.

     It is advisable to use a Level 1 AC charger for the following reasons:

    • If you have the facility to charge the EV overnight and you do not need to drive long distances
    • If you own a hybrid EV, then your smaller battery can easily be charged by a Level 1 charger.

     

    1. Level 2 AC Charger

    Type: AC

    Charging Speed: Fast

    Outlet: 240 V

    Power Delivery: 6.2 to 19.2 kW

    Level 2 AC chargers are more efficient than Level 1 AC chargers. They are compatible with a 240 V power supply, resulting in up to 8 times faster charging. Level 2 chargers are available at EV charging stations and facilities like malls or restaurants.

    It is advisable to make use of a Level 2 AC charger in the following situations:

    • If you want quicker charging.
    • If you frequently return home with an almost empty battery, then upgrading to the Level 2 AC charger is a must, as it can restore an empty EV battery to 100% overnight with ease.

    Level 2 charging requires a corresponding electrical system to support it.  Not all EVs have fast charging equipment. Most EVs can’t handle the maximum of 19.2 kW that a Level 2 charger can deliver. 

    The standard J1772 connector or even the higher-end, seven-pin Mennekes Type 2 connector is suitable for Level 2 fast chargers.

     

    1. Level 3 DC Charger

    Type: DC

    Charging Speed: Rapid

    Outlet: 400 to 800 V

    Power Delivery: 50 to 300 kW

    The fastest EV chargers on the market are Level 3 chargers. DC chargers, also known as rapid chargers, can supercharge your EV battery on the go. They can reach almost 80% battery level in as little as 30 minutes.

    It is advisable to use a Level 3 DC charger if you frequently take long road trips in your EV.

    Level 3 DC chargers operate on very high voltage and require sockets with additional pins. DC charging should only be conducted at dedicated charging stations.

    In India, the DC-001 connector is fairly standard, offering up to 15 kW of power. Other common connectors for Level 3 DC chargers are CHAdeMO, CCS connectors, and GB/T connectors.

     

    Conclusion

    Ultimately, the choice of your EV charger depends on your driving needs and your vehicle’s battery capacity. Level 1 AC chargers may be too slow for frequent drivers, while Level 2 AC chargers might require additional power capacity and home charging equipment. Level 3 DC chargers offer the fastest charging, provided your car’s battery supports them.

    Additionally, it is important to remember the safety regulations for EV charging and acquire a car insurance add-on that covers potential costs from faulty chargers or mishaps during the charging process. An appropriate electric car insurance policy can also offer protection for other road-related emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Long Stroke vs. Short Stroke Engines Explained

    by Almog Ramrajkar | Apr 25, 2025

    Motorcycles and automobiles feature various engine types, each designed to offer specific performance traits. The more common ones include long-stroke and short-stroke engines. Each engine type has distinct features, performance capabilities, and applications, making them ideal for different purposes. Understanding these characteristics is vital to choosing the right engine for your needs. Keep reading to learn more about the advantages, disadvantages, and uses of the two engines.

    What is a long stroke engine?

    A long-stroke engine, also known as an under-square engine, has a stroke length that exceeds its bore diameter. In other words, the piston in this engine is longer than the diameter of the cylinder itself.

    Hence, long-stroke engines can generate more torque at lower revolutions per minute (RPMs). This function makes them highly suitable in places where low-end power is vital, such as cruisers and touring motorbikes.

    Advantages of long stroke engines

    Long-stroke engines have several benefits. Some of them are as follows:

    • Torque Production: Long-stroke engines produce excellent torque at lower RPMs. The high production is a great advantage for bikes carrying heavy loads or seamless cruising on long rides.
    • Fuel Efficiency: Long-stroke engines are generally more fuel-efficient due to their design, leading to thermal efficiency while driving.
    • Smooth Power Delivery: These engines are easier to handle because they provide a more linear power delivery, especially during city traffic or long rides.
    • Lower Emissions: Long-stroke engines are better for the environment as their efficient combustion means lower emissions.

    Disadvantages of long stroke engines

    Long-stroke engines, however, also have some drawbacks. Some prominent ones are as follows:

    • Lower RPM Range: Their peak power output is limited as they typically do not rev as high as short-stroke engines
    • Increased Friction: Over time, increased friction from the longer stroke may lead to greater wear and tear
    • Weight: Long-stroke engines weigh more than their counterparts due to their design, which may affect the motorcycle's overall weight.
    • Less Top-End Power: Although great at low-end torque, long-stroke engines may struggle to generate power at higher RPMs, making them less suitable for high-speed racing.

    What is a short stroke engine?

    Short-stroke engines, also called over-square engines, have a bore larger than the stroke.

    This configuration allows the engine to rev and produce peak power at higher RPMs, making them a better choice for performance-oriented motorbikes and sports cars. These engines deliver high-speed performance, quick acceleration, and a more responsive throttle, which is especially desirable in racing and performance applications.

     

    Advantages of short stroke engines

    Short-stroke engines offer several advantages. Some notable benefits are as follows:

    • High RPM Capability: Short-stroke engines can achieve peak power by reaching higher RPMs, making them ideal for racing.
    • Lighter Weight: Short-stroke engines are usually lighter, which can translate to better overall vehicle performance.
    • Faster Acceleration: This engine type can rev swiftly and accelerate faster, making it the preferred engine for riders who love an adrenaline rush and thrill while driving.
    • Better Valve Timing: The design of the short-stroke engine improves engine responsiveness through quicker valve timing.

    Disadvantages of short stroke engines

    Despite their advantages, short-stroke engines come with some drawbacks. These are as follows:

    • Lower Torque at Low RPMs: Short-stroke engines usually struggle to generate torque at lower RPMs, making them less suitable for heavy-duty use or cruising.
    • Less Fuel-Efficient: Short-stroke engines can be less fuel-efficient than long-stroke engines due to their build.
    • Higher Heat Loss: The larger surface area of the piston in short-stroke engines causes greater heat dissipation than its counterpart. As a result, this engine suffers from reduced performance while driving.
    • Complex Design: The engineering that short-stroke engines demand can make them more complex and potentially more expensive to manufacture and maintain.

    Long Stroke & Short Stroke Engines: Which One Is Better?

    Ultimately, choosing between the two engines depends on your preference and how you plan to use the bike. If you want a motorcycle with smooth power, great torque at lower speeds, and good fuel efficiency, a long-stroke engine is a good choice, especially for long-distance rides. On the other hand, if you prefer high-speed performance and quick acceleration, a short-stroke engine is better. It’s also ideal for sports bikes and racing, where you need peak power and fast-revving.

    Conclusion

    Whether you’re a motorbike enthusiast or a potential buyer, it’s important to know the difference between the engines. When choosing between long-stroke vs short-stroke engines, think about what you value most in a motorcycle: low-end torque and fuel efficiency or high RPM power and acceleration.

    Whichever engine you choose, protecting you and your vehicle is very important. For this, appropriate car insurance is the answer. At tailored policy safeguards you from unforeseen mishaps, like theft or accident, ensuring you're financially covered while out on a ride.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Car Parking in India

    by User Not Found | Apr 22, 2025

    Parking is a crucial aspect of urban infrastructure, directly impacting traffic flow, convenience and road safety. As Indian cities grow, the demand for organised parking solutions has increased. Various types of car parking methods exist to accommodate different spaces, vehicle densities and user preferences. Understanding these parking types can help drivers and city planners improve parking efficiency and minimise congestion.

    This blog explores the different types of parking available in India, detailing their advantages and challenges.

    List of Various Types of Parking You Should Know

    1. On-Street Parking

    On-street parking refers to vehicles parked along the roadside, typically in designated parking zones. This type of parking is common in urban areas where space is limited, but it can contribute to congestion if not properly managed. Due to a lack of strict regulations, illegal on-street parking often leads to blocked roads and accidents.

    1. Off-Street Parking

    Off-street parking involves designated parking lots or garages separate from the main road. These can be privately owned or maintained by municipalities to reduce street congestion. In cities, well-planned off-street parking facilities help prevent haphazard parking, ensuring smoother traffic flow.

    1. Parallel Parking

    In parallel parking, vehicles are parked parallel to the road. This type requires skills to park correctly without blocking traffic. Many cities designate specific parallel parking areas with marked spaces to ensure systematic parking.

    1. Perpendicular Parking

    Perpendicular parking allows vehicles to be parked at a 90-degree angle to the curb. This type is often seen in large parking lots, allowing for a structured arrangement of vehicles.

    1. Angle Parking

    In angle parking, cars are parked diagonally, usually at a 45 to 60-degree angle to the curb. This makes it easier to enter and exit parking spots. Angle parking is preferred in high-traffic areas where quick access to and from a parking space is necessary.

    1. Multi-Level Parking

    Multi-level parking facilities use vertical space to accommodate more vehicles in a limited area. These parking structures can be above or below ground. Multi-level parking garages reduce the need for sprawling land areas while offering secure parking for high-density urban locations.

    1. Automated Parking Systems

    Automated parking uses mechanical systems to park and retrieve vehicles without human intervention. These systems enhance space efficiency and security. Automated parking solutions are gaining popularity in India due to their ability to utilise compact spaces efficiently.

    1. Valet Parking

    Valet parking involves trained attendants who park and retrieve vehicles for drivers. This service is often offered at hotels, restaurants and event venues. It is an excellent option for places where limited parking is available, providing convenience to visitors.

    1. Park-and-Ride

    Park-and-ride facilities allow drivers to park their cars at a designated lot and use public transport to complete their journey, reducing city traffic congestion. These parking areas encourage commuters to use metro services or buses, decreasing urban pollution and congestion.

    Conclusion

    India's growing urbanisation has increased the need for efficient types of car parking solutions. From traditional on-street and off-street parking to advanced multi-level and automated parking systems, each method has its own set of benefits and challenges. Proper parking management, infrastructure development and regulatory enforcement can significantly enhance parking efficiency and ease urban congestion.

    When choosing a car insurance policy, it is essential to consider coverage for parking-related damages, theft and other risks associated with different parking environments.

    Ensuring safe and legal parking can improve overall driving experiences and city traffic management.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of car paint

    by Tanmay Ahuja | Apr 21, 2025

    Car paint is an important feature you consider while purchasing a vehicle. It enhances the aesthetics of your car and adds a layer of protection by safeguarding the metal underneath. In the event of a collision or severe scratch, paint is the first thing that takes the hit.

    Selecting the right paint for your car can be overwhelming. However, differentiating the various options will help you make an informed decision.

    In this blog, we discuss the different types of car paint available.

    List of various types of car paint

    The following are the various types of car paint:

    1. Lacquer Paint

    Lacquer paint, renowned for its glossy finish and smooth texture, enhances your car's aesthetic appeal. Its quick-drying nature and ease of application make it a popular choice. However, it is softer and less durable compared to other types of paint, making it more susceptible to wear over time.

    Pros:

    • Fast-drying for quick application.
    • Gives a smooth and glossy look.

    Cons:

    • It is less durable and requires regular touch-ups
    • Prone to UV damage, leading to fading and cracks

    2. Metallic Paint

    Metallic paint combines paint and aluminium powder, reflecting light and adding shine to the surface. A metallic finish is a preferred choice today, owing to its lustre and durability. However, the reflective nature of the finish can make dust and dirt more noticeable.

    Pros:

    • Conceals scratches and blemishes better than regular paint.
    • Long-lasting.

    Cons:

    • Loses its shine under direct sunlight.
    • Expensive than regular paint.
    • Limited colour options.

    3. Enamel Paint

    Enamel is one of the most common types of car paint, identified by its glossy, sturdy finish. It dries into a hard shell, offering good protection against wear and tear. It is also easy to apply, making it a reliable option.

    Pros:

    • Resistance against fading, chipping, and wear and tear.
    • Strong adhesion and ability to dry on a glossy surface.

    Cons:

    • Does not perform well under harsh weather conditions.
    • Difficult to touch up as it requires careful application and several coatings.

    4. Pearlescent Paint

    Pearlescent paint is similar to metallic paint but without the aluminium powder. It has ceramic crystals that refract and reflect sunlight, making it easier to maintain, while enhancing the visual appeal of your car.

    Pros:

    • Long-lasting and not prone to everyday wear.
    • Provide a unique depth and lustre.

    Cons:

    • The exact colour isn’t available easily, making a repaint job costly.
    • Prone to scratches and hit marks.

    5. Urethane Paint

    Urethane paint is known for its high durability and glossy finish. It dries quickly and provides a sleek, well-maintained appearance for your car.

    Pros:

    • UV resistant and does not chip or fade.
    • Durable and lasts for up to 10 years.

    Cons:

    • Toxic fumes during application
    • Expensive and requires a professional application.

    6. Solid Paint

    Solid paint is commonly used owing to its easy application and colour options. If a section is scratched, a paint pen can easily be used to redo it.

    Pros:

    • Easy to maintain and repaint.
    • Cost-effective option for every car.

    Cons:

    • Not as attractive as compared to other paints.

    7. Acrylic Paint

    Acrylic paint is widely known for its ease of application, durability, and cost-effectiveness. It is a popular choice because it is available in solvent and water-based forms, allowing you to select the type you require. With its quick-drying properties, acrylic paint is ideal for those in a hurry, allowing for faster turnaround times.

    Pros:

    • Easy application and quick drying.
    • Adds a lustrous touch to the car.

    Cons:

    • Less durable than enamel and urethane paints.
    • Requires consistent maintenance.

    8. Water-based Paint

    Water-based paints are known for their environmentally friendly formulation, as they contain low levels of VOCs (volatile organic compounds). As a primary solvent, water does not emit harmful chemicals during application, making it a safe and trusted choice.

    Pros:

    • Adheres to most of the surfaces and provides a uniform finish.
    • Sustainable and safe.

    Cons:

    • Dries more slowly than solvent-based paints.
    • It must be sealed properly, or it can get damaged due to weather conditions.

    Conclusion

    The paint you choose for your car significantly impacts its durability, maintenance, and overall cost. However, selecting the right paint is just one part of protecting your investment. To safeguard your vehicle against unexpected damage, it’s essential to take additional precautions. Investing in car insurance can provide financial protection against costly repairs, including paint damage caused by accidents, theft, or vandalism. With the right coverage, you can enjoy peace of mind, knowing your car remains in top condition, no matter what the road brings.







    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Different hybrid engine types in cars

    by Tanmay Ahuja | Apr 21, 2025

    As the automotive industry evolves, hybrid vehicles are crucial in promoting sustainable transportation. Hybrids blend the best of both worlds, merging traditional gasoline engines with electric motors to reduce emissions and save fuel. They offer a practical way for people to make eco-friendly choices without sacrificing performance. With various hybrid engine options available, drivers can choose the best fit for their unique driving styles and needs.

    List of various hybrid engine types in car

    Let us explore the various hybrid engine types, their mechanics, benefits, and ideal usage scenarios to help you determine which hybrid might suit your lifestyle.

    1. Parallel Hybrids

    Parallel hybrids are an innovative fusion of combustion engines and electric motors—they can work independently or together to power the vehicle. Toyota introduced this innovative system in 1997 with their Japan-market Prius. It incorporates a modestly-sized battery that powers two motors between the engine and the front wheels and optimises efficiency and power management.

    The standout feature of parallel hybrids is their "power split" functionality. This system uses a planetary gear set that continuously adjusts the power ratios between the engine and the electric motor. The vehicle primarily uses electric power and conserves fuel at lower speeds or in stop-and-go traffic.

    The gasoline engine kicks in for more demanding situations like highway driving. The regenerative braking system further enhances efficiency by converting energy usually lost during braking back into usable power. This significantly improves fuel economy in some models—up to 55 miles per gallon.

    2. Series Hybrids

    Series hybrids take a unique approach to hybrid technology. In these systems, the gasoline engine does not directly drive the wheels. Instead, it powers a generator that creates electrical power. This electricity charges the battery or runs the electric motor that drives the car.

    The key feature of series hybrids is their operational efficiency. The engine operates at a consistent and optimal speed to generate electricity, and this makes it incredibly efficient. The electric motor then uses this electricity to provide smooth and immediate power to the wheels. This allows for precise control and efficient performance suited to varying driving conditions.

    3. Plug-in Hybrids (PHEVs)

    Plug-in hybrids (PHEVs) are a great middle ground between full hybrids and fully electric vehicles. These vehicles have bigger battery packs that can be connected to an outlet for recharging. This enables them to run on electric power alone for a decent distance—anywhere from 7 to 51 miles, depending on the model.

    PHEVs are becoming more common across different vehicle types. Automakers see them as a smart way to meet stricter emission standards while still offering cars that work for various driving needs, especially for people who do not want to find a charging station constantly.

    PHEVs function similarly to full hybrids but also can recharge their batteries using an external power source. This means they can rely on electric power for short trips and only switch to the gasoline engine for long journeys or when the battery becomes low.

    4. Mild Hybrids

    Mild hybrids represent a more subtle integration of hybrid technology. These systems incorporate a small electric motor that works alongside the combustion engine and provides support without the ability to propel the vehicle solely on electric power.

    In these systems, the electric motor is either placed between the engine and transmission or integrated into a system that starts the engine. This motor is powered by a small battery, which recharges through energy captured during braking. This helps with acceleration and runs the car's systems when idling, meaning the main engine does not have to work as hard, which saves fuel and reduces wear.

    Mild hybrids often use a 48-volt system, which is more powerful than the standard 12-volt system in most cars. This provides better assistance without the complexity and expense of full hybrid systems.

    Conclusion

    Choosing the right hybrid car depends on how and where you drive. Hybrids save you money on gas and help keep the air clean. Getting the right car insurance for your hybrid is important just as your choice of hybrid. A good policy does not just protect your car, it can also be a cost-effective option to aid you against sudden financial burdens caused by accidents, theft, or repair costs. Many insurers offer discounts for hybrids because they are seen as less risky and more environmentally friendly.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best EV car accessories in India

    by Tanmay Ahuja | Apr 21, 2025

    Driving an electric vehicle (EV) is more than just getting from point A to point B—it’s about enhancing your experience on the road. Outfitting your EV with the right accessories is essential for tackling environmental changes and driving hazards. From advanced safety features to comfortable interior upgrades, these accessories not only enhance your car’s functionality but also ensure every drive is smooth, enjoyable, and stress-free.

    List of best EV car accessories

    Here is a closer look at some essential EV car accessories:

    Mounted Phone Holder

    Mounted phone holders are crucial for safe GPS navigation without diverting attention from driving. The best phone holders offer robust stability and adjustability and are designed to accommodate various phone sizes.

    Portable Charger

    A portable charger is indispensable for tech-savvy drivers or long trips. Choose a charger with multiple USB ports, rapid charging capabilities, and safety measures such as over-current protection. This will ensure that all your devices remain charged without the risk of overheating or other electrical issues.

    Sunshades

    Sunshades are essential for protecting both passengers and the car's interior from intense sunlight and heat. They help maintain cooler cabin temperatures and prevent the dashboard and upholstery from fading.

    Reverse Parking Sensors/Camera

    Reverse parking sensors and cameras are invaluable for urban driving where parking spaces are tight and visibility is limited. These devices assist in safe parking by providing audio-visual cues or camera feeds. They reduce the stress of manoeuvring in small spaces and protect your vehicle from potential dents and scratches.

    Air Purifier

    With rising pollution levels, an air purifier is a health necessity in cities. It removes harmful particulates, allergens, and odours from the air in your car's cabin, keeping it fresh and clean. Modern air purifiers are compact, efficient, and easily integrated into most car models.

    Dashboard Camera

    A dashboard camera serves quite an important safety purpose as it captures real-time footage while driving. These cameras are crucial for insurance claims and legal proceedings as they act as an unbiased eyewitness in case of accidents. Advanced EV models come with features such as night vision, motion detection, and automatic recording in case of collision. They provide comprehensive security for your vehicle, whether parked or in motion.

    Emergency Toolkit

    No driver should be without a well-equipped emergency toolkit. This kit should include vehicle repair essentials like jumper cables, tyre puncture repair kits, and adjustable wrenches. Even safety gear like a robust flashlight, emergency blankets, and first aid supplies are essential things to have in your vehicle.

    Seat Cushion and Upper Body Support

    Prolonged driving can sometimes make way for discomfort and back problems. Ergonomically designed seat cushions and upper body supports alleviate pressure on your spine and improve posture. These supports are made from memory foam or gel and adapt to your body shape for tailored spinal support.

    Waterproof Floor Mats

    India's monsoon season and dusty conditions demand strong interior protection. Waterproof floor mats safeguard against moisture and dirt, facilitating easy cleanup and maintaining hygiene. Choose mats made from high-quality, non-slip materials with edge-to-edge coverage to fully protect your car's flooring. They simplify maintenance and help preserve the vehicle's resale value by preventing visible stains and damage.

    Wireless Charging Pad

    A wireless charging pad is a handy accessory that offers a lot of convenience. It keeps your devices powered without too many messy cables in the car. Go for a model with fast-charging capabilities, provides a secure and non-slip surface, and one that integrates well with your car's interior.

    Conclusion

    The right accessories for your vehicle will significantly improve your driving experience. They enhance safety, functionality, and comfort. But beyond the immediate benefits of these upgrades, it is essential to take certain safety measures to protect your car and its accessories.

    Accidents can occur unexpectedly, so you must take measures to protect yourself from sudden mishaps. Invest in comprehensive car insurance that covers considerable expenses during accidents, thefts, and even third-party liabilities.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best car accessories for long drives

    by Tanmay Ahuja | Apr 21, 2025

    If you’re planning a log drive, equipping your car with the right accessories can make all the difference. Road trips can sometimes feel exhausting and uncomfortable, but the right gear helps minimise these challenges. In this blog, we’ll explore essential car accessories that enhance safety, entertainment, convenience, and comfort, ensuring a smooth and enjoyable journey.

    List of best car accessories for long drive

    We have curated the following list of car accessories for a long drive.

    1. Portable tyre inflator and puncture repair kit

    An inflator and a puncture kit are essential for all long-distance journeys. All vehicles have a puncture repair kit for temporary fixes to get you to the nearest service station for a tyre change/repair. These tools take up minimal space in the boot and are relatively simple, making them useful additions to your vehicle’s emergency supplies.

    1. Mobile or tablet holder

    The phone holder keeps your device at arm's length, allowing hands-free navigation. A mobile device held securely in the holder minimises distractions while driving and ensures focus on the road. Adjustable and rotatable designs will enable you to place your device in the perfect location for improved viewing angles, keeping your travels safe, entertaining, and stress-free.

    1. Neckrest and seat cushions

    A neck rest is an ergonomic accessory that provides comfort on long drives. It helps maintain proper posture and reduces strain on the neck and shoulders. U-shaped car seat cushions are also ergonomically designed to reduce pressure on the tailbone and lower back for long-distance drives. High-quality neck rests and seat cushions with memory foam offer personalised support, prevent stiffness and enhance the overall driving experience.

    1. Anti-sleep alarm

    One major cause of road accidents is driver fatigue. An anti-sleep alarm is one of the most important accessories for preventing avoidable accidents. This tiny gadget is worn behind the ear and tracks head movements. If it detects nodding, the device sounds an alarm to wake the driver, preventing possible drowsy-driving mishaps.

    1. Car GPS tracker

    When it comes to long-distance transportation, accurate navigation plays an important role, and here, we should mention the car GPS tracker as an effective tool. A GPS tracker shows real-time data, which includes the vehicle's location, speed and history of the routes taken, which can come in handy when the area is unknown. It also helps you locate your car—a welcome safety feature. The fusion of navigation aid and security features makes a car GPS tracker an indispensable accessory for every driver.

    1. Dashcam

    A dashcam, or dash camera, is a must-have accessory for long road trips. It functions as an extra pair of eyes monitoring the road in front of a car. Today’s dash cameras feature HD video quality, night vision and wide lenses to capture everything. Some dashcam models also come with GPS tracking and G-sensor technology. The camera automatically saves footage from crashes when you suddenly decelerate, which can be valuable proof in making an insurance claim or legal argument.

    1. Rooftop cargo bags or boxes

    Cargo carrier bags are space-saving accessories that provide secure and additional space while on a road trip. These spacious bags or boxes fit on all vehicles with or without a carrier rack. You won't have to worry about a cramped boot space. It's weatherproof, sturdy, and designed to hold camping gear, sports gear, suitcases and anything else that you need.

    Conclusion

    Investing in ergonomic cushions, reliable safety features, and convenience-enhancing gadgets ensures that every road trip is pleasant and memorable. Remember, the key to a successful long drive lies in preparation. Car accessories for long drives will make your road trips more enjoyable and completely stress-free.

    Before setting off on your journey, be sure to gather all essential documents, including your car insurance. A comprehensive policy safeguards you against financial losses due to accidents, theft, or vehicle damage while also covering incidental repair costs. To ensure a hassle-free trip, review your policy in advance, update it if needed, and familiarise yourself with the extent of your coverage—this way, you can enjoy the road with confidence and peace of mind.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Difference between EV and hybrid vehicles

    by Tanmay Ahuja | Apr 21, 2025

    When it comes to eco-friendly vehicles, electric vehicles (EVs) and hybrid cars are the two most popular choices. However, it is crucial to understand their working principles and differences to make an informed choice.

    In this blog, we will talk about the differences between EVs and hybrid vehicles.

    What is an EV?

    EV stands for electric vehicles. The engines of these vehicles run on an electric motor, powered by a rechargeable battery. You can charge this battery when you need to use the car.

    Leading automobile brands in India have launched electric versions of their popular models. They have equipped these EVs with the latest technologies and features, making finding an electric charging station easier, especially if you live in tier-1 and tier-2 cities.

    Advantages of EVs

    The key advantages of buying an electric vehicle (EV) are listed below:

    1. Controls Pollution

    Electric vehicles do not need fuel to run. They don’t release harmful gases like carbon monoxide, carbon dioxide, or nitrogen oxides. It is the very reason they are called environment-friendly vehicles.

    1. Low Maintenance

    An electric vehicle consists of a few moving parts in comparison to a regular vehicle, reducing the cost of maintenance.

    1. Tax Benefits

    The government offers many tax incentives to encourage people to buy electric vehicles.

    1. Noiseless Operation

    The engines of electric vehicles do not create any sounds while moving.

    1. High-Performance

    Electric vehicles perform efficiently as their engines do not waste any power while moving the vehicle.

    1. Convenient

    While electric cars require charging stations, electric bikes can be recharged at home. Since EVs are less common on the roads, you don't have to wait in long queues for charging.

    What are hybrid vehicles?

    The main difference between EVs and hybrid vehicles is that hybrid automobiles offer more than one power option. A motor and an internal combustion engine's combined power sources allow hybrid vehicles to operate. Hybrid vehicles come in both petrol variants and diesel variants. Once a hybrid vehicle starts and covers some distance, it uses its electric motor to drive further, making it much more efficient than fuel-powered vehicles.

    Advantages of hybrid vehicles

    Some of the key advantages of hybrid vehicles are detailed below:Seamless Switch

    You can switch between electric and fuel power seamlessly. For instance, when your car needs additional power to climb an inclined road, you can switch to fuel to drive the vehicle effortlessly.

    Environment-Friendly

    Hybrid vehicles do not use fuel continuously, emitting fewer carbon gases.

    Saves Money

    A hybrid vehicle can save you more money by using only fuel to start the engine or when the electric battery runs out. It requires less maintenance than regular vehicles and has a higher resale value.

    Balances Power & Efficiency

    Hybrid vehicles balance the high power of fuel engines and the efficiency of electric motors, offering the best features of both EVs and fuel-driven vehicles. 

    Convenient For Long Trips

    Hybrid vehicles can be charged at electric charging stations, and you can refill the fuel at regular petrol/diesel pumps. This makes them a convenient option, especially if you are planning a long road trip.

    EVs and hybrid vehicles: Which one is better?

    Now that we have seen the fundamental difference between EVs and hybrid vehicles, let’s determine which option is better.

    Let’s look at the detailed comparison table below:

    Feature/Specification

    Electric Vehicles

    Hybrid Vehicles

    Purchase Cost

    EVs are costly compared to petrol, diesel-powered and hybrid vehicles.

    Hybrid vehicles are more expensive than regular vehicles but cheaper than EVs.

    Maintenance & Fuel Costs

    The maintenance costs of EVs are low compared to hybrid vehicles and fuel-engine vehicles.

    The maintenance costs of hybrid vehicles are less than fuel-engine vehicles but are higher than EVs.

    Pollution Control

    EVs offer higher pollution control than hybrid vehicles.

    Though hybrid vehicles cause less pollution, they fall short of the standards of electric vehicles.

    Which one is better for long trips?

    EVs are more convenient for trips within the city. However, they can cause inconvenience during long trips, as electric charging stations are not well-established nationwide.

    Hybrid vehicles are convenient for both long trips and trips within the city.


    Conclusion

    Before you select between a hybrid vehicle and EVs, it is important to evaluate certain factors like convenience, driving needs and budget. EVs offer savings in maintenance and fuel costs, while hybrid vehicles are a good choice for those who frequently travel long distances.

    While you make a decision between the two, you also need to consider measures to safeguard your vehicle. Investing in car insurance is a smart move as it enables you to drive stress-free, no matter the type of vehicle. A good car insurance helps you financially by covering repair costs in the event of an accident, theft or other damages.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Different Types of Car Glass Used in Automobiles

    by User Not Found | Apr 21, 2025

    Your car’s glass does more than just provide a clear view—it plays a crucial role in safety, comfort, and durability. The right glass can shield you from flying debris, block out damaging UV rays, and even protect you in the event of an accident.  There are different types of glass used in vehicles and each with special qualities.

    The selection of car glass is just one example of how far the automotive industry has advanced in terms of vehicle safety. This article will discuss the composition, advantages, and practical uses of the two main types of automotive glass—tempered and laminated glass.

    Various types of car glass

    Here is what you need to know about each:

    Tempered Glass

    Tempered glass is also called ‘toughened glass’.  It is made by heating and rapidly cooling a standard piece of glass that has already been cut in a tempering furnace. The process strengthens the glass by five to ten times, and it can be treated with chemicals and heat to achieve balanced internal stress capabilities.

    Car windows are made of tempered glass, which is less durable than laminated glass and, therefore, more brittle. The heating and cooling process of tempered glass causes it to break into innocuous pebble-like fragments. Additionally, it is used in some cell phone screens, sunglasses, baking and cooking products. Tempered glass cannot be repaired and therefore, must be replaced once it breaks. 

    • Composition: Tempered glass is made by a specific process that makes it much stronger than ordinary glass. The following are involved in the manufacturing process:
      • Heating: The glass is heated to extremely high temperatures (roughly 620°C) in a tempering furnace.
      • Rapid Cooling: High-pressure air blasts rapidly cool the heated glass. Because of the surface compression created by this process, tempered glass is far stronger than ordinary glass.

    Advantages:

    • Enhanced Strength: Tempered glass can tolerate a great deal of external stress because it is five to ten times stronger than untreated glass.
    • Shatter-Resistant: Tempered glass breaks into small, pebble-like pieces rather than sharp, dangerous shards, lowering the possibility of serious injuries.
    • Thermal Resistance: Tempered glass is ideal for both hot and cold climates because of its special structure, which allows it to withstand abrupt temperature changes.
    • Resistance to Scratches and Impacts: Tempered glass is impervious to minor scratches and unexpected side impacts due to its internal stress balance.
    • Widely Used & Inexpensive: It is frequently used in automotive applications because it is cheaper as compared to laminated glass.

    Utilisation in Vehicles:

    • Side Windows & Rear Windscreens: Tempered glass is used for the majority of car side windows and rear windscreens because it can sustain external impact and break safely if necessary.
    • Sunroofs: Tempered glass is commonly used for sunroofs because it can withstand heat exposure and is less likely to break and injure people.
    • Emergency Situations: Tempered glass is useful for swift exits from a car because it is designed to shatter easily when struck by a pointed object.

    Laminated Glass

    The purpose of laminated glass is to protect passengers from harm by withstanding severe impact without breaking. Laminated glass is more resilient than tempered glass and is commonly used in windscreens. It has three layers, the innermost of which is composed of polyvinyl butyral (PVB) sandwiched between clear-tempered glass. PVB offers excellent sound insulation and is slightly tinted to block UV rays.

    • Composition: Laminated glass is durable and safe. It is made up of:
      • Two tempered glass layers: an intermediate layer of the plastic film polyvinyl butyral (PVB)
      • High pressure and heat are used to fuse the three layers together, resulting in a strong yet flexible structure.

    Advantages:

    • Superior Safety: Laminated glass resists breaking when struck, in contrast to tempered glass. The middle PVB layer holds the broken glass together and keeps it from scattering.
    • Enhanced Structural Strength: One of the most resilient kinds of glass, it can withstand severe impacts without shattering due to its laminated structure.
    • UV Protection: PVB layer shields occupants from the sun by blocking roughly 99% of harmful UV rays, and protects the interior of the car from fading.
    • Noise Reduction: Laminated glass provides excellent sound insulation by reducing outside noise, such as wind and honking, making automobile interiors quieter.
    • Theft Prevention: Laminated glass serves as an extra security measure, making it more difficult for thieves to break into the vehicle.

    Use in Automobiles:

    • Windscreens: Laminated glass is used for windscreens in all modern cars because of its great impact resistance and safety advantages.
    • Luxury Cars & High-End Vehicles: Some high-end cars have side windows made of laminated glass to improve security and soundproofing.
    • Security & Bulletproof Vehicles: Laminated glass can be strengthened even more for use in security vehicles and armoured cars.

    Conclusion

    Choosing the right type of car glass is essential for your comfort, safety, and driving journey. While laminated glass offers the best protection and durability, tempered glass offers strength and affordability.

    Apart from selecting the right type of car glass, it is important to take a step towards safeguarding your vehicle. Opting for the right insurance coverage can protect you from sudden financial burdens in case of accidents, damage to your vehicle and even theft. Make sure to invest in a solid car insurance policy that covers glass damage and can even assist in case of medical emergencies. You may look for car insurance online to choose the best policy.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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