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  • Tata Safari Service & Upkeep Tips

    by mohit bohra | May 09, 2025

    The Tata Safari, a flagship SUV from Tata Motors, has established itself as a robust and reliable vehicle on Indian roads. Known for its commanding presence and advanced features, the Safari requires regular maintenance to ensure optimal performance and longevity. Regular upkeep combined with the right insurance policy delivers the confidence to explore any terrain without compromise. Let’s take a closer look at why regular maintenance is essential for your Tata Safari.

    Why Tata Safari maintenance & service is important

    Regular maintenance is crucial for any vehicle, and the Tata Safari is no exception. Adhering to the recommended͏ ͏Tata Safari service͏ ͏schedule͏ ensures:͏

    • Optimal engine performance
    • Enhanced fuel efficiency
    • Prolonged vehicle lifespan
    • Safety on the road
    • Preservation of resale value

    Tata Safari service schedule

    The new Tata Safari service schedule comprises five paid services over five years:

    1. First service: 15,000 km or 12 months
    • Total cost: INR 13,389
    • Included ͏components͏: Air filter, ͏brake ͏͏͏oil͏͏, ͏cl͏͏i͏͏mate ͏͏control air͏ ͏filter, oil filter͏, engine ͏o͏͏il, fuel filter͏.
    1. Second service: 30,000 km or 24 months
    • Total cost: INR 13,389
    • ͏Included components͏: Air filter,͏͏ b͏͏rake ͏oil,͏͏ climate control air͏͏ ͏͏filter,͏͏͏ engine oil͏,͏ fuel filter, oil filter͏, coolant.
    1. Third service: 45,000 km or 36 months
    • Total cost: INR 14,991
    • Included components:͏͏ ͏Air ͏filter,͏ ͏͏͏͏͏brake ͏oil, coolant, climate control͏͏ air ͏filter͏͏͏͏,͏ engine ͏oil,͏ fuel filter͏͏,͏͏͏͏ ͏oil filter͏͏.
    1. Fourth service: 60,000 km or 48 months
    • Total cost: INR 13,389
    • Included components:͏ ͏Air filter,͏ ͏brake ͏͏͏͏͏͏oil͏͏͏͏,͏͏͏ ͏͏͏climate control ͏air͏ ͏͏filter͏͏, ͏engine ͏͏͏o͏͏͏͏͏͏͏i͏͏l͏͏, ͏fuel͏ filter, ͏͏͏͏oil filter͏͏͏.
    1. Fifth service: 75,000 km or 60 months
    • Total cost: INR 13,389
    • Included ͏components͏: Air filter, ͏brake ͏͏͏oil͏͏, ͏cl͏͏i͏͏mate ͏͏control air͏ ͏filter, oil filter͏, engine ͏o͏͏il, fuel filter͏.

    Tata Safari service part cost

    Understanding spare part costs helps prepare better for long-term ownership. Replacement intervals for critical parts should be discussed during every scheduled service as per the Tata Safari service schedule. Given ͏below͏ are ͏the ͏service ͏part prices for the Tata Safari:

    • Engine oil (5 litres): INR 4,950 per change
    • Oil filter: INR 900 each
    • Wheel alignment: INR 600 per alignment
    • Wheel balancing: INR 500 per visit
    • Brake pads (front): INR 3,440 per set
    • Brake pads (rear): INR 3,440 per set
    • Air filter: INR 790 per change
    • Fuel filter: INR 2,350 per change

    Tata Safari maintenance cost

    The͏ maintenance cos͏͏t of͏ ͏͏͏Ta͏͏ta͏ Safari is ͏influenced by͏͏ parts, labour charges͏ ͏͏and͏ service centre practices. On average, service bills range between INR 12,000 and INR 15,000 for newer models. Over five years, this amounts to an estimated INR 68,547.

    Things to check while looking for Tata Safari maintenance cost

    When evaluating the maintenance cost of Tata Safari, consider the following:

    • Service frequency: Adhering to the Tata Safari service schedule ensures timely maintenance.
    • Part replacements: Monitor wear and tear on components like brake pads, clutch plates and filters.
    • Labour charges: Service centres may have varying labour rates.
    • Extended warranties:͏͏ These can͏͏ help ͏͏manage unexpected repair costs.
    • Insurance coverage: Comprehensive policies can cover certain maintenance aspects.

    Factors affecting Safari maintenance cost

    Several factor͏͏s can͏ ͏͏influence ͏the maintenance ͏cost of Tata Safari:͏

    • Driving ͏͏͏habits:͏͏͏ Aggressive ͏͏d͏͏͏͏͏r͏͏͏͏͏i͏͏v͏͏i͏͏ng͏͏͏͏͏ can lead͏͏͏͏ ͏͏to faster wear a͏͏͏͏n͏͏͏͏d͏͏ tear.
    • Terrain: Regular ͏͏off͏-road ͏driving necessitates more ͏frequent maintenance.
    • Climate: Extreme͏ temperatures͏ can͏ affect battery life ͏and ty͏re pressure.
    • Fuel quality: Using substandard fuel can impact engine performance.
    • Service centre: ͏Aut͏h͏orised centres may charge͏͏͏ ͏͏more but͏͏ ͏ensure ͏͏͏͏genuine͏ ͏parts͏ ͏an͏͏d expertise.

    FAQs

    1. How often should a Tata Safari be serviced?

    As per the Tata Safari service schedule, servicing should occur every 15,000 km or every 12 months.

    1. What is͏ ͏the ͏aver͏͏age ͏maintenance cost͏͏ of͏ ͏Ta͏͏͏͏ta͏ Safari over͏ five ͏years?

    The estimated ͏͏͏maintenance cost of͏ ͏Tata͏ Safari over five ͏͏y͏͏ears ͏͏is INR 6͏8,54͏7.͏͏

    1. Are genuine parts necessary for each service?

    While ͏genuine Tata Motors parts ensure optimal performance and warranty compliance, certified ͏aftermarket͏͏ ͏parts offer cost savings but ͏͏͏ma͏͏y affect longevity.͏͏͏

    1. How does driving style impact maintenance?

    Aggressive acceleration and ͏͏frequent heavy ͏braking ͏accelerate component ͏wear͏, ͏increasing both service frequency and part ͏costs͏.͏

    Conclusion

    Proper maintenance o͏͏f the Tata Safari͏ ͏ensures the S͏U͏V͏ remains powerful, ͏safe and͏ enjoyable͏͏ ͏to͏ drive͏ ͏for͏͏ years. Besides regular servicing, investing in the right car insurance is critical. Third party car insurance is mandatory and protects against legal liabilities, but comprehensive car insurance offers broader protection, including own-vehicle damages. Thus, opting for comprehensive car insurance is highly advisable for a stress-free Tata Safari ownership experience.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Tata Harrier Maintenance Made Easy

    by mohit bohra | May 09, 2025

    Built on a robust monocoque chassis and powered by a torquey Kryotec diesel engine, the Tata Harrier is engineered to tackle diverse terrains confidently. However, like any finely tuned machine, it requires consistent care to perform at its best. Following the Tata Harrier service schedule keeps performance crisp, safeguards warranties and helps you budget the Tata Harrier service cost.

    In this blog, we’ll break down everything you need to know to keep your Tata Harrier running smoothly.

    Why Tata Harrier maintenance & service is important

    Skipping oil changes or inspections can lead to serious issues such as turbocharger damage, warped brake rotors and a noticeable rise in overall Tata Harrier maintenance costs. Routine upkeep supports favourable premiums when you renew car insurance, proof of timely service can unlock discounts and a stamped booklet prevents claim disputes. Additionally, periodic fluid flushes sustain emission compliance, easing pollution checks.

    Tata Harrier service schedule

    Before spending on service or repairs, mark the factory-approved service schedule of tata harrier. Staying within the grace window protects extended-warranty rights and keeps roadside-assist benefits active.

    Interval

    Kilometres / Months

    Core tasks

    1st

    15,000 km / 12

    Fluid top-ups, 37-point inspection

    2nd

    30,000 km / 24

    Engine oil, oil filter, wheel balancing

    3rd

    45,000 km / 36

    Cabin filter, brake cleaning, alignment

    4th

    60,000 km / 48

    Fuel filter, ECU scan, AC disinfect

    Tata Harrier service part cost

    Here are the indicative MRPs (₹) affecting the maintenance of Tata Harrier:

    • Engine oil (6.5 L synthetic): ₹3,800
    • Oil filter: ₹450
    • Air filter: ₹780
    • Fuel filter: ₹2,100
    • Cabin filter: ₹550
    • Brake pads (front): ₹3,200

     Figures reflect Tier-1 city invoices and include GST.

    Tata Harrier maintenance cost

    Here's an overview of the routine service costs of Harrier:

    Visit

    Approx. bill (₹)

    Inclusions

    1st

    13,389

    Consumables, labour-free

    2nd

    13,389

    Oil, filters, paid labour

    3rd

    14,991

    Extra filters, alignment

    4th

    13,389

    Repeat second-visit tasks

    Major (75 k)

    ₹25,000–30,000

    Timing-belt kit, coolant

     

    The total maintenance cost over four years is approximately ₹55,000. Purchasing an annual maintenance contract can help smooth out cost fluctuations, while pairing it with comprehensive car insurance shields against accidental losses during the same tenure. Remember, the service cost of Tata Harrier in non-metro towns may dip by five to seven per cent, thanks to lower labour rates.

    Things to check while looking for Tata Harrier maintenance cost

     Here are a few things to check to avoid inflated figures:

    1. GST breakup – parts and labour follow different slabs.
    2. Duplicate consumables – engine oil must not appear twice.
    3. Complimentary ECU or ADAS software updates – always free.
    4. Wheel alignment – negotiate inclusion in the package.
    5. Non-OEM accessories – may void claims and raise the service cost of Harrier later.

    Factors affecting Tata Harrier maintenance cost

    Maintenance costs can vary due to different driving conditions. Aggressive driving wears clutches faster, coastal air corrodes suspension joints and low-quality diesel clogs the DPF, raising the maintenance cost of Tata Harrier. Extended warranties, prepaid AMC plans and add-ons within third party car insurance or, better yet, comprehensive car insurance can soften these variables by covering engine damage, towing and consumables. Even parking habits matter; shaded spots protect dashboard plastics and cut AC strain, lowering future repair invoices.

    FAQs

    1. Is the Harrier pricey to upkeep compared with rivals?

    Its five-year maintenance costs are similar to those of the Hyundai Creta diesel, while being more affordable than larger seven-seater SUVs.

    1. Does the 2023 facelift alter servicing?

    The core mechanicals remain unchanged, with the only new addition being ADAS sensor calibration (approximately ₹800).

    1. Can independent garages handle scheduled work?

    Yes, but genuine parts and software updates are guaranteed only at authorised centres.

    1. Will skipped services affect insurance claims?

    Skipping services could be seen as negligence by insurers, so it’s important to keep service invoices handy to ensure smooth claims processing.

    Conclusion

    A proactive attitude toward Tata Harrier maintenance ensures that its bold design and advanced safety features continue to deliver confidence and comfort on every drive. Alongside regular maintenance, it’s equally important to consider the financial protection that insurance provides. Besides timely servicing and cost tracking, investing in car insurance—be it third party car insurance or comprehensive car insurance—is essential, as it offers crucial coverage against accidents, theft and unforeseen damages.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Tata Tiago maintenance guide

    by mohit bohra | May 09, 2025

    The Tata Tiago has established itself as a practical, reliable and value-for-money hatchback in India. It is an ideal choice for commuters with low maintenance, good mileage and sturdy build quality. The Tiago is well-suited for city traffic and highway drives, powered by a refined 1.2-litre Revotron engine equipped with a balanced set of features.

    This guide covers everything you need to know about Tata Tiago maintenance cost, service parts and service schedules to ensure your vehicle delivers trouble-free performance.

    Why Tata Tiago maintenance & service is important?

    Following the recommended Tata Tiago servicing schedule guarantees optimal performance and helps identify and fix minor issues before they become major problems. Regular servicing keeps your vehicle running smoothly, contributing to a safer and more comfortable driving experience.

    Routine maintenance also enhances engine efficiency and fuel economy. A well-maintained car retains its value better, which is a smart financial move if you ever decide to sell it.

    Tata Tiago service schedule

    Here's a breakdown of the recommended service milestones and the service cost for Tata Tiago for 5 years:

    Service No.

    Kilometres / Months

    Free / Paid

    Total Cost (approx.)

    1st Service

    15,000 km / 12 mo

    Paid

    ₹4,346.5

    2nd Service

    30,000 km / 24 mo

    Paid

    ₹4,346.5

    3rd Service

    45,000 km / 36 mo

    Paid

    ₹5,794.5

    4th Service

    60,000 km / 48 mo

    Paid

    ₹4,346.5

    5th Service

    75,000 km / 60 mo

    Paid

    ₹4,727.5

     

    Key points in the Tiago service schedule:

    • The filter and Engine oil must be changed every 15,000 km or 1 year.
    • Brake fluid replacement every 2 years or 45,000 km.
    • Air filter and spark plug replacement every 45,000 km or 3 years.
    • Coolant changes every 60,000 km or 4 years.
    • Fuel filter and transaxle oil replacement every 75,000 km or 5 years.
    • Tyre rotation every 7,500 km for even wear.

    Tata Tiago service part cost

    When calculating the Tata Tiago service cost, it's important to distinguish between service costs and service part costs. Service costs refer to the labour charges and basic checks performed during each service. In contrast, service part costs refer to the expenses incurred for replacing or repairing specific vehicle parts.

     Service Part

    Approx. Price (₹)*

    Oil Filter

    120

    Air Filter

    454

    Fuel Filter

    385

    Front Brake Pads

    1,465

    Rear Brake Pads

    1,465

    Front Bumper

    2,560

    Head Light (each)

    7,680

    Clutch Plate

    3,140

    Radiator

    5,644

    Wipers

    510

    *Note: These are indicative prices and may vary by location and model year.

    Tata Tiago maintenance cost

    The estimated maintenance cost of Tiago for 5 years is around ₹23,561. This includes the costs of regular services, essential part replacements and routine checks. This is an approximate cost; the final Tiago service cost may vary depending on the car's condition and wear and tear.

    Things to check while looking for Tata Tiago maintenance cost

    When considering the maintenance cost of Tata Tiago, there are a few key things to keep in mind:

    • Choose a reputed and authorised Tata service centre to ensure quality service and genuine parts.
    • Understand your warranty coverage well so you know what wear and tear costs are covered under your warranty.
    • Be aware of possible added costs for wear and tear items like brake pads, batteries and tyres.
    • Consider opting for extended service plans or protection packages that can cover more extensive maintenance.

    Factors affecting Tata Tiago maintenance cost

    Several factors can influence the maintenance of Tata Tiago:

    • Driving conditions: Harsh driving, like regular stop-and-go traffic or rough roads, can increase wear and tear on your car.
    • Driving habits: Aggressive driving, such as hard braking and rapid acceleration, can reduce the lifespan of certain parts and increase fuel consumption.
    • Climate: Extreme weather conditions can affect your car's performance and require more frequent maintenance checks.
    • Quality of parts: Use genuine parts from authorised dealers for better quality and compatibility to reduce long-term maintenance costs.

    FAQs

    1. Are there any additional costs I should be aware of?

    Yes, apart from the regular service costs, you may have to pay for wear and tear items like brake pads, batteries and tyres.

    1. Can I extend the warranty on my Tata Tiago?

    Yes, you can extend the warranty of your Tata Tiago according to the plans offered by Tata Motors to cover additional maintenance needs and extend the warranty period.

    Conclusion

    To ensure your vehicle remains safe and performs well over the years, following the Tata Tiago servicing schedule and regularly assessing the factors affecting its maintenance is important. Besides routine servicing, having a car insurance policy provides coverage against damages from accidents, theft and natural disasters. While third party car insurance is mandatory in India, having comprehensive car insurance can reduce your out-of-pocket expenses, offering peace of mind and supporting the overall upkeep of your car.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving licence renewal in Bihar guide

    by mohit bohra | May 09, 2025

    Bihar, one of India's most densely populated states, prioritises road safety by strictly enforcing the Motor Vehicles Act 1988. To ensure a smooth traffic flow and protect everyone on the roads, drivers must possess important documents, such as a bike or car insurance, a PUC, an RC book and a valid driving licence.

    Driving in Bihar with an expired licence is a serious offence and may result in heavy fines. Suppose you're wondering about driving licence renewal in Patna or want to know how to renew driving licence in Bihar. In that case, this article will guide you through the necessary steps to ensure your licence remains up to date.

    How can you renew driving licence online in Bihar?

    Here are key steps on how to renew driving licence in Bihar online:

    • Visit the official Parivahan
    • Click on online services, then choose "Driving licence related service"
    • Select "Bihar" from the state dropdown menu.
    • Click on Apply for DL renewal.
    • Please read the instructions thoroughly and then click "Continue." (If you are over 40, you can download Form 1a from here.)
    • Enter your driver's licence number, date of birth and captcha.
    • Click "Proceed" to verify your information, then select "Renewal Driving Licence" and "Generate Acknowledgement." Print the receipt.
    • Visit your local RTO or Transport Department office with your original driver's licence, Form No. 9, three passport-size photos and the acknowledgement receipt.
    • If you are above 40 years of age, submit Form 1a, a medical certificate duly signed by an Authorised Registered Medical Practitioner.
    • Once you have paid the renewal fee, submit your application.

    Steps to renew driving licence offline in Bihar

    Here are the steps to follow to renew your driving licence offline:

    • Visit the nearest RTO office that falls under the jurisdiction of your registered address.
    • Ask for the renewal application form, called Form 9, or you can download the form from the Parivahan
    • Fill out the form carefully.
    • Attach copies of your expired driver's licence.
    • If you are over 40, also include Form 1a and a medical certificate signed by an MBBS doctor.
    • Attach two passport-size photos with your application.
    • Include copies of your age proof and address proof.
    • Pay the renewal fee at the RTO.
    • After checking your documents, the RTO will mail you your renewed driver's licence.

    Documents required and appointment process for DL renewal in Bihar

    To renew a driver's licence in Bihar, you need to submit these documents:

    • Online Application or Form 9
    • Form 1-A Medical Certificate (required if you have a non-transport vehicle licence and are 40 years or older, or if you hold a valid transport vehicle licence)
    • Passport-size photographs
    • Form 1 (Self-declaration of physical fitness)
    • Address proof and age proof.

    You can easily book an online appointment for driving licence renewal in Bihar by following these steps:

    • Go to the Parivahan
    • On the homepage, click on 'Driving Licence Related Services' under the 'Online Services' menu.
    • From the drop-down list of states, select 'Bihar'.
    • In the 'Appointments' section, choose 'Slot Booking'.
    • Then, select 'LL/DL Service Slot Booking'.
    • Input your application number, birthdate and other necessary information.
    • Fill in the captcha code displayed on your screen and click 'Submit'.
    • Pick an available appointment slot and visit the RTO on the chosen date.

    Driving licence renewal fee in Bihar

    The cost to renew a driver's licence in Bihar is ₹200 if you apply within the grace period. If you renew your licence after the grace period has ended, the fee increases to ₹300. Additionally, if there is a delay in renewal, an extra ₹1,000 per year will be charged. If you decide to get a driver's licence via a smart card, there is an additional cost of ₹200 for this service

    What is the grace period for renewing your DL in the state of Bihar?

    In Bihar, a driving licence has a 30-day grace period after its expiration, during which you can renew it without extra fees. If you miss this period, you will have to pay additional charges.

    How do you check the status of renewing your DL in Bihar?

    Once you have applied for a driving licence in Bihar, the RTO typically takes around 30 days to process, verify and issue your licence. You just need to visit the official Parivahan website, select "Driving Licence Related Services" under "Online Services" and then choose Bihar as your desired state. After that, click 'Application Status', enter your birthdate, application number and captcha code and submit the information. The next page will show you the status of your application.

    FAQs

    1. What is the time period of a driving licence in Bihar?

    Renewing your driver's licence is just as important as having one. After it is issued, the licence remains applicable for 20 years or until you are 50, whichever comes first.

    1. What is the age limit for driving licence in Bihar?

    The minimum age to get a driving licence in Bihar is 18 years for private vehicles and 20 years for commercial vehicles.

    1. What are the important documents that a car driver must possess in Bihar?

    You must possess a valid driving licence, the RC of the vehicle, PUC and comprehensive or third party car insurance.

    Conclusion

    Keeping your driving licence up to date is very important for every motorist in Bihar. The process of how to renew driving licence in Bihar is straightforward and can be done online or offline. Additionally, while ensuring your licence is valid, don't forget that having proper car insurance provides an added layer of security for you on the road. While third party car insurance is mandatory, it's equally important to have comprehensive car insurance for overall safety and peace of mind.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Driving Licence Renewal in Andhra Pradesh Guide

    by mohit bohra | May 09, 2025

    According to the Motor Vehicles Act, every individual operating a vehicle must possess a valid driving licence. Since a driving licence comes with a limited validity period, it's important to renew it before expiry to avoid penalties and stay compliant with the law.

    If you live in Andhra Pradesh and your driving licence is about to expire, read this blog to explore the online and offline procedures on how to renew driving licence in AP.

    How you can renew driving licence online in Andhra Pradesh?

    Follow these steps on how to renew driving licence online in Andhra Pradesh:

    • Visit the official Parivahan RTO website to access online services.
    • From the Online Services menu, choose "DL Related Services."
    • Select Andhra Pradesh as your state and click on the option to apply for DL renewal.
    • Click "Continue."
    • Insert your driving licence number and date of birth in the required fields.
    • Type in the captcha code and select "Get DL Details."
    • Review your licence details, choose the relevant licence category, state and RTO, then click "Proceed."
    • On the following page, pick "DL Renewal" as the service type and complete the online application form.
    • Form 9 is required to be completed for a driving licence renewal.
    • Upload the essential documents (Age Proof and Address Proof- An Aadhar card can be sufficient) and submit your application.
    • Click "Generate Acknowledgement Receipt" and print the receipt.
    • Take this acknowledgement receipt, your present original driving licence, duly filled Form 9, three copies of passport-size pictures and Form 1a (If you are above 40 years of age) to the RTO that falls under the jurisdiction of the address on your licence.
    • Once the documents are verified, the driving licence will be mailed to your registered address.

    Steps to renew driving licence offline in Andhra Pradesh

    To renew your driving licence offline in Andhra Pradesh, you can follow the steps given below: 

    • You can obtain Form 9 from the nearest RTO or download it from the official RTO website.
    • Take the completed form, along with your three passport-size pictures and Form 1a, to the RTO that falls under the jurisdiction of the address on your licence.
    • Submit the forms along with your Aadhar Card.
    • Surrender your present licence.
    • Make the payment and keep the acknowledgement receipt.
    • Once your documents are verified, the driving licence will be delivered to your registered address.

    Documents required and appointment process for DL renewal in Andhra Pradesh

    When renewing your DL in Andhra Pradesh, keep the following documents ready:

    • Your current Driving Licence
    • Form 1 (Self-declaration confirming your physical fitness), 1A and Form 9
    • Verification of address and age, like a birth certificate, Aadhaar card or Voter ID card
    • Passport-sized photograph

    Driving licence renewal fee in Andhra Pradesh

    The standard renewal fee for a Driving Licence in AP is Rs. 200. If the renewal is done after the grace period, the fee increases to Rs. 300. Moreover, if the renewal occurs more than a year after the licence expiry, an extra charge of Rs. 1,000 per year is applicable.

    What is the grace period for renewing your DL in the state of Andhra Pradesh?

    In Andhra Pradesh, the grace period for renewing a driver's licence after it expires is 30 days. If you fail to renew within 30 days of the driver's licence (DL), you will be liable to pay an additional fee. And if you apply for renewal after 1 year of expiry of your driver's licence, then you will have to take a driving test.

    How do you check the status of renewing your DL in Andhra Pradesh?

    The Parivahan portal makes it simple to monitor the status of your driver's licence renewal. You just need to visit the Parivahan website and go to the 'Driving Licence Related Services' section under the 'Online Services' menu. Select your state from the dropdown list, then click the 'Application Status' tab. Enter your birthdate, application number and the captcha code provided. After submitting these details, you can view the current status of your application.

    FAQs

    1. What documents are needed for a Driving Licence renewal?

    You will need your original Driving Licence, a filled renewal application form (Form 9), age and address proof, passport-size photographs and Form 1A, if applicable.

    1. Can I renew my Driving Licence from a different state?

    You should ideally renew your Driving Licence in the state where it was issued. If you've relocated, you may first need to apply for a change of address or transfer your licence before renewal.

    1. Are there any special requirements for applicants above 40 years of age?

    Applicants above 40 years must submit a medical certificate (Form 1A) along with their renewal application.

    1. What are the important documents for a car driver?

    A driver must possess a valid driving licence, the car's RC book and a car insurance policy.

    Conclusion

    If your licence is about to expire, knowing how to renew driving licence in Andhra Pradesh is important. While updating your licence, it's also a good time to review your car insurance policy. Third party car insurance is mandatory under Indian law, but opting for a comprehensive car insurance offers broader protection by covering damages to your vehicle as well as third-party liabilities.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Remove Fog From Windshield in Winter

    by Almog Ramrajkar | May 08, 2025

    Introduction

    Driving during the winter brings its own set of challenges, with one of the most common and frustrating issues being a fogged-up windshield. When a windshield fogs up, it can quickly reduce visibility, making it difficult to see the road ahead and potentially creating a hazardous situation. This fogging effect is primarily due to a difference in temperature and humidity between the inside and outside of the vehicle. During winter, cold, dry air outside cools the windshield, while the warmer, humid air inside the car condenses upon contact with the cold glass. This combination leads to the rapid formation of fog, which can obscure your view and demand immediate attention.

    A foggy windshield isn’t just an inconvenience; it’s a serious safety concern that can increase the risk of accidents, especially in challenging winter conditions. Learning how to remove fog from the windshield efficiently and effectively is essential for any driver. This guide explores why fogging occurs, the most effective methods to clear it, preventive steps to avoid fog build-up, and specific techniques to defog the windshield. By following these tips, you’ll be able to keep your windshield clear, ensuring safe and confident driving in winter weather.

    Cause of Fogging During Winter

    Fogging on the windshield during winter occurs due to condensation when warm, humid air inside the car meets the cold glass. This happens because the temperature difference between the warm interior and the cold exterior causes water vapour in the air to cool and turn into tiny droplets on the windshield, creating a foggy layer.

    Several factors contribute to this fogging effect, such as —

    • Temperature Disparity: Cold external air cools the windshield, while warm air inside condenses upon contact with the cold surface, resulting in fog.
    • High Humidity Inside the Car: Each breath from passengers releases moisture, raising the humidity. Snow or rain brought inside by shoes and clothing adds further moisture.
    • Lack of Ventilation: When the car is sealed tightly to keep out the cold, the interior air becomes trapped, building up humidity. Without proper ventilation, this moisture-laden air lingers inside, leading to condensation.
    • Rapid Temperature Changes: Quickly raising the heat after entering a cold car can shock the windshield with warm, moist air, leading to sudden fogging.

    This mix of cold glass, trapped moisture, and lack of airflow creates ideal conditions for fogging, which compromises visibility and driving safety. Understanding the root cause of fogging can help you apply the most effective methods to defog your windshield while driving.

    Methods to Clear Fog

    There are several methods to clear fog from your windshield, ensuring safe driving during winter, such as —

    • Use the Defrost Setting: The defrost setting on your vehicle’s HVAC system blows warm air onto the windshield, equalising the glass temperature with the interior, thereby reducing fog.
    • Turn on the Air Conditioner: Although it might seem counterintuitive, turning on the AC helps remove moisture from the air. This dries out the air circulating inside, preventing condensation.
    • Adjust the Temperature Gradually: Rapid temperature changes can worsen fogging, so gradually adjust the temperature to warm up the cabin slowly.
    • Keep the Windows Slightly Open: Cracking a window allows humid air to escape, preventing fog from forming on the windshield.
    • Apply an Anti-Fog Spray: Applying anti-fog sprays on the interior windshield surface can also prevent condensation from forming.

    Using these methods can provide relief and improve visibility, helping you drive safely in winter conditions.

    Preventive Measures

    Prevention is key when it comes to keeping your windshield clear. Here are a few effective measures to consider —

    • Clean Your Windshield Regularly: Dirt and grime can trap moisture, making fogging more likely. Regular cleaning ensures the windshield stays clear and fog-free.
    • Use Silica Gel Packs: Place a few silica gel packs on your dashboard to absorb moisture. These packs are highly effective at keeping the air inside the car dry.
    • Keep Floor Mats Dry: Snow and rain can leave floor mats damp, increasing humidity in the cabin. Shake off or dry mats before getting in, especially during snowy weather.
    • Opt for an Anti-Fog Product: Applying an anti-fog solution before winter begins can create a layer on the windshield that reduces condensation, preventing fog formation.
    • Avoid Overloading Heating Devices: Using heaters excessively can increase cabin humidity, leading to more fog. Control heating levels to maintain a comfortable and safe environment.

    Incorporating these preventive measures ensures a safer driving experience and can minimise the need to remove fog from your windshield while driving.

    Tips to Defog the Windshield from the Inside

    Removing fog from the inside of the windshield requires a few simple adjustments, such as

    • Direct Warm Air to the Windshield: Use the defrost or heater vents to direct warm air toward the windshield. This equalises the interior temperature, clearing the fog.
    • Turn Off Recirculation Mode: Fresh air circulation is crucial for reducing interior moisture levels. Switching off recirculation mode ensures a steady inflow of drier outside air, which prevents fogging.
    • Use Dehumidifying Products: Specialised car dehumidifiers or products like silica packs absorb moisture effectively, keeping the air inside the vehicle drier.
    • Keep Windows Slightly Open: Cracking the windows just a bit allows humid air to escape, which minimises fogging on the inside.
    • Wipe with a Microfiber Cloth: If the fogging is severe, gently wiping the inside with a microfiber cloth will clear the condensation quickly. Microfiber absorbs moisture without leaving streaks.

    Following these tips can effectively reduce or eliminate fog on the inside, giving you clear visibility and improving your safety on the road.

    Tips to Defog the Windshield from the Outside

    Fogging on the outside of the windshield is also common in winter. Here’s how to handle it 

    • Use Windshield Wipers: When condensation forms outside, simply activating your windshield wipers can quickly remove the moisture.
    • Apply a Water-Repellent Coating: Specialised water-repellent products create a barrier that prevents fog and condensation from sticking to the windshield’s surface.
    • Turn on the Defroster or Heater: Gradually warming the windshield helps remove fog outside, especially during icy conditions.
    • Remove Ice and Snow First: Ice and snow can contribute to exterior fogging. Before driving, clear the windshield completely to prevent fog from forming as the ice melts.
    • Avoid Using Hot Water: While it might seem like a quick fix, pouring hot water on a cold windshield can cause cracks. Instead, use de-icing sprays or wait until the defroster has warmed the glass.

    Applying these methods will help maintain clear visibility from the outside, reducing potential distractions or hazards during winter driving.

    Conclusion

    Knowing how to remove fog from the windshield is a valuable skill for every driver, particularly during winter when visibility is often compromised. Fogging on the windshield can obscure your view, leading to unsafe driving conditions. By understanding the causes of windshield fogging and implementing the tips to defog from both the inside and outside, you can ensure a clear and safe drive. Additionally, practising preventive measures, such as keeping the car interior dry and regularly cleaning the windshield, reduces the likelihood of fog formation. Whether using car insurance to protect against accidents or simply looking to drive safely, defogging your windshield is an essential part of car maintenance during winter.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Fastest Cars in India Under Rs 10 Lakhs

    by mohit bohra | May 07, 2025

    The Indian market for cars that cost less than 10 lakh rupees is very competitive, with companies always trying to improve performance and value. If you're a speed fan on a budget, a few choices will give you great power and driving qualities without breaking the bank. Let's look at the fastest car in India under 10 lakhs rupees and see what makes each unique besides its specs.

    List of fastest car in India under 10 lakhs

    Here's the list of fastest car under 10 lakhs in India:

    1. Hyundai Grand i10 Nios

    The Hyundai Grand i10 Nios shows that even small cars can be exciting. Beyond its speed qualities, the Grand i10 Nios stands out for its quick handling and well-calibrated driving. Despite its small size, the car feels grounded in corners, sparking trust even when pushing through tight roads. Its small size makes it perfect for crossing crowded city streets while giving enough room for four adults.

    • Engine: 1197 cc
    • Mileage: 16 - 18 kmpl
    • 0-100 kmph: 9.82 seconds
    • Ex-showroom Price: ₹ 5.98 - 8.62 lakh (approx.)

    2. Skoda Kylaq

    The Skoda Kylaq brings European technical ideas to the sub-10 lakh market. Its steady, planted feel on the road distinguishes it—a trait usually associated with more expensive European cars. Kylaq also benefits from Skoda's reputation for build quality and attention to detail. The careful interior design improves the total ownership experience.

    • Engine: 999 cc
    • Mileage: 19.68 kmpl
    • 0-100 kmph: 11 seconds
    • Ex-showroom Price: ₹ 7.89 - 14.40 lakh (approx.)

    3. Kia Syros

    The Syros stands out because of its advanced driving mechanics. It also impresses with its upmarket cabin with soft-touch materials and a smart entertainment system. Combined with its spacious trunk and soft seats, the Syros offers a quality experience that makes it feel like a car from the category above. The Syros provides excellent value to buyers who want speed, comfort and luxury features.

    • Engine: 1493 cc
    • Mileage: 20.75 kmpl
    • 0-100 kmph: 11.6 seconds
    • Ex-showroom Price: ₹ 9 - 17.80 lakh (approx.)

    4. Nissan Magnite

    The Nissan Magnite blends the convenience of its body style with exciting speed that exceeds expectations for its affordable price. Its light turning and small dimensions make it exceptionally mobile in urban settings. It gives the commanding driving position and road presence of an SUV while keeping the efficiency and handling traits of a smaller vehicle. For those who want the flexibility of an SUV without losing speed or fuel economy, the Magnite offers great value.

    • Engine: 999 cc
    • Mileage: 19.9 kmpl
    • 0-100 kmph: 10.28 seconds
    • Ex-showroom Price: ₹ 6.14 - 11.76 lakh (approx.)

    5. Hyundai i20 N-Line

    The Hyundai i20 N-Line is the closest to a hot hatchback in the sub-10 lakh market. What sets the i20 N-Line apart is its focus on driver engagement. The i20 N-Line also looks the part, with faster style lines, larger wheels and red highlights that hint at its performance-oriented nature. For those who value driving qualities and want a car that stands out from the crowd, the i20 N-Line provides an experience that transcends its price tag.

    • Engine: 998 cc
    • Mileage: 20 kmpl
    • 0-100 kmph: 9.9 seconds
    • Ex-showroom Price: ₹ 9.99 - 12.56 lakh (approx.)

    6. Maruti Suzuki Fronx

    With a time of just 9 seconds, the Maruti Suzuki Fronx is the fastest car on our list, making it a surprising competitor in the speed area. The Fronx's small size and well-tuned suspension help it handle quickly. The vehicle's speed response stands out, with almost no turbo lag and smooth power delivery, making driving in cities a breeze while still giving you enough power to pass on the highway.

    • Engine: 1197 cc
    • Mileage: 22.89 kmpl
    • 0-100 kmph: 9 seconds
    • Ex-showroom Price: ₹ 7.52 - 13.04 lakh (approx.)

    7. Tata Nexon

    The Nexon focuses on safety alongside speed. With a 5-star Global NCAP safety grade, it offers a unique style and powerful road appearance that appeal to those who want their car to stand out. With its speed, safety, and distinctive style, the Nexon offers an appealing deal for an exceptional price.

    • Engine: 1497 cc
    • Mileage: 23.23 kmpl
    • 0-100 kmph: 11 seconds
    • Ex-showroom Price: ₹ 8 - 15.60 lakh (approx.)

    Conclusion

    In a market where value for money is important, these fastest car under 10 lakhs show that speed and driving fun don't have to come with a high price tag. When buying one of these performance-oriented cars, it's crucial to consider suitable insurance coverage. While third party car insurance is required by law in India, it only covers losses to other vehicles and people in case of an accident. Comprehensive car insurance is highly recommended to protect against theft, natural disasters and accidental damage to your car. Many insurers also offer add-on plans, such as engine security and zero depreciation, which can be particularly valuable for these cars.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Fastest Sedans in India 2025

    by mohit bohra | May 07, 2025

    In India's ever-evolving world of luxury cars, high-performance sedans represent the perfect balance of usefulness and adrenaline-inducing speed. As we travel through 2025, the choices for driving fans wanting four-door thrills have never been more exciting. Let's dive deep into some of the most powerful sedan in India, discovering what makes these technical marvels special beyond their amazing specs.

    List of fastest sedan in India

    Here's the list of the fastest sedan cars in India:

    1. Mercedes-Benz AMG GT 63 S E Performance

    The top of Mercedes-AMG's car range, the GT 63 S E Performance, is dressed as a sedan that uses Formula 1 technology with its complex hybrid engine. What truly defines this beast is its amazing power output. Inside, Mercedes hasn't traded luxury for speed. The saloon features hand-stitched Nappa leather, carbon fibre details, and the latest MBUX entertainment system with virtual reality guidance.

    • Engine: 3982 cc, Plug-in Hybrid
    • Top Speed: 316 kmph
    • 0-100 kmph: 2.9 seconds
    • Ex-showroom Price: ₹ 3.34 Crore (approx.)

    2. BMW M5

    The latest BMW M5 continues its reputation as a classic sports car, now accepting hybrid technology without losing its performance roots. The 2025 model marks a major change with its plug-in hybrid system, which provides amazing power while providing a limited all-electric range for urban travel. The interior of the M5 strikes an excellent mix of sporty purpose and plush accommodations. The latest version of BMW's iDrive system boasts motion control and virtual reality screens.

    • Engine: 4395 cc, Plug-in Hybrid
    • Top Speed: 305 kmph
    • 0-100 kmph: 3.5 seconds
    • Ex-showroom Price: ₹ 1.99 Crore (approx.)

    3. Porsche Panamera

    The Panamera has always struggled to combine Porsche's sports car DNA into a bigger, four-door package. The latest generation succeeds wonderfully, giving operating skills that defy its size and weight. The touch-sensitive centre panel houses settings for the different driving systems without confusing the driver with buttons. The back seats offer real comfort for adult riders, making this a four-person grand tourer.

    • Engine: 2897 cc - 3996 cc
    • Top Speed: 310 kmph
    • 0-100 kmph: 3.8 seconds
    • Ex-showroom Price: ₹ 1.70 - 2.34 Crore (approx.)

    4. Maserati Ghibli

    The Maserati Ghibli brings Italian flair and feeling to the high-performance car market. With its Ferrari-built engine making a unique, spine-tingling exhaust note, the Ghibli provides speed with theatrical Italian drama. Inside, the Ghibli displays Italian expertise with hand-stitched natural leather and real carbon fibre or wood trim. The sound system offers a concert-hall quality sound that matches the powerful engine note.

    • Engine: 1999 cc - 3799 cc
    • Top Speed: 255 kmph
    • 0-100 kmph: 4.3 seconds
    • Ex-showroom Price: ₹ 1.15 - 1.93 Crore (approx.)

    5. Bentley Flying Spur

    The Bentley Flying Spur redefines the idea of a luxury performance car by valuing elegance alongside rapid speed. What separates the Flying Spur is its skill. Each car requires over 100 hours of detailed work by Bentley's workers. The Flying Spur's Bentley spinning Display—a three-sided spinning dashboard element showing the tablet, analogue numbers, or a clean wood surface based on the driver's taste.

    • Engine: 2998 cc - 5950 cc
    • Top Speed: 285 kmph
    • 0-100 kmph: 3.5 seconds
    • Ex-showroom Price: ₹ 5.25 - 7.60 Crore (approx.)

    6. Porsche Taycan

    The Taycan reflects Porsche's vision for performance in the electric age, providing power that tests physics. Unlike many EVs, the Taycan was intended as a speed car from the ground up. The Taycan's interior welcomes simplicity with its bent digital display and touch-sensitive settings. The extra passenger display allows the co-driver to change navigating and leisure settings without distracting the driver.

    • Top Speed: 250 kmph
    • 0-100 kmph: 2.7 seconds
    • Battery Capacity: 93.4 kWh
    • Ex-showroom Price: ₹ 1.67 - 2.53 Crore (approx.)

    7. Audi e-tron GT RS

    The e-tron GT RS, with its sleek style and amazing capabilities, displays Audi's approach to electric racing. Inside, the e-tron GT features sustainable materials, including recycled plastics and fake leather choices, showing that luxury doesn't have to come at an environmental cost. The flat-bottom steering wheel and driver-focused cabin keep the sporty purpose despite the quiet engine.

    • Top Speed: 200 kmph
    • 0-100 kmph: 2.8 seconds
    • Battery Capacity: 93 kWh
    • Ex-showroom Price: ₹ 1.95 Crore (approx.)

    Conclusion

    As we look at these fastest sedan in India, it's clear that the high-performance car market in India is having a rebirth in 2025. Four wheeler insurance becomes critical to financial safety when engaging in such high-performance cars. While third party car insurance is required by law in India, owners should strongly consider complete coverage. Comprehensive car insurance protects against theft, fire, natural disasters, and unexpected damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Luxury Cars Under Rs 5 Crore in India

    by mohit bohra | May 06, 2025

    India's luxury car market is still growing in terms of high-quality cars, with well-known brands selling their top models to picky buyers. The choices are limited and thrilling for people who can afford to buy masterpiece cars under 5 crore. Let's look at some of the best luxury car under 5 crore that are the pinnacle of luxury, engineering, and style.

    List of best cars under 5 crore

    Here's the list of best cars under 5 crore:

    1. Bentley Bentayga

    The Bentley Bentayga is a great example of British craftsmanship, with its strong presence and careful attention to detail. Its interior sets it apart. It's a sanctuary where handcrafted materials meet cutting-edge technology. Each cabin is decorated with hand-stitched leather, metal accents, and veneers from sustainable sources.

    • Engine: 3956 cc
    • Top Speed: 290 kmph
    • Ex-showroom Price: ₹ 5 - 6.75 Crore (approx.)

    2. Lamborghini Huracan Sterrato

    The Huracan Sterrato represents Lamborghini's boldest innovation—a supercar engineered for off-road adventures. Distinguished by its raised suspension, reinforced underbody, and distinctive body cladding, this Italian masterpiece defies conventional supercar limitations. Inside, the cockpit retains Lamborghini's driver-focused layout while incorporating specialised telemetry displays for off-road driving data.

    • Engine: 5204 cc
    • Top Speed: 260 kmph
    • Ex-showroom Price: ₹ 4.61 Crore (approx.)

    3. Aston Martin DB12

    The DB12 continues Aston Martin's legacy of creating vehicles that balance breathtaking performance with grand touring comfort. What separates the DB12 from its predecessors is its thoroughly modernised electronic architecture, supporting a responsive infotainment system and driver assistance features. The meticulously crafted interior showcases Bridge of Weir leather and bespoke trim options that reflect each owner's aesthetic.

    • Engine: 3982 cc
    • Top Speed: 325 kmph
    • Ex-showroom Price: ₹ 4.59 Crore (approx.)

    4. Mclaren GT

    The McLaren GT challenges grand touring conventions with its mid-engine layout and carbon fibre construction. The cabin demonstrates McLaren's evolution toward greater refinement, featuring high-quality leather and an advanced infotainment system. The GT delivers the engaging handling McLaren has known for a while, introducing a more compliant ride quality.

    • Engine: 3994 cc
    • Top Speed: 326 kmph
    • Ex-showroom Price: ₹ 4.50 Crore (approx.)

    5. Mercedes-Benz Maybach SL 680

    The Maybach SL 680 represents Mercedes-Benz's vision of ultimate open-top luxury motoring. Its approach to comfort and exclusivity distinguishes this convertible from other roadsters. The interior features special Maybach upholstery patterns and neck-level heating for comfortable top-down motoring even in cooler weather. Its sophisticated air suspension provides precision handling.

    • Engine: 3982 cc
    • Top Speed: 260 kmph
    • Ex-showroom Price: ₹ 4.20 Crore (approx.)

    6. Lamborghini Urus

    The Urus successfully translates Lamborghini's supercar DNA into SUV form without diluting the brand's emotional appeal. The interior combines Lamborghini's distinctive hexagonal design language with practical amenities required for everyday usability. The Urus reigns as one of the fastest production SUVs while maintaining genuine off-road capability through its specialised drive modes and adjustable ride height.

    • Engine: 3999 cc
    • Top Speed: 305 kmph
    • Ex-showroom Price: ₹ 4.18 - 4.57 Crore (approx.)

    FAQs

    1. Are these expensive cars available for quick buy in India?

    Most of these cars are offered through official shops in big urban places like Delhi, Mumbai, and Bangalore. However, many high-end luxury cars are built to order with customization choices, which may require a waiting time of 3-6 months based on specs and current demand.

    1. What kind of after-sales help can I expect with these expensive cars?

    All these expensive names offer specialised repair centres in big Indian cities with factory-trained techs. Many provide door-to-door service pickup and delivery, loaner cars during repair times, and 24/7 roadside help programs.

    1. What type of insurance coverage is suggested for these expensive vehicles?

    Zero depreciation (bumper-to-bumper) coverage is highly suggested for these expensive cars. Many insurers offer speciality high-net-worth individual (HNWI) plans specially built for costly vehicles.

    1. Can these cars handle Indian road conditions?

    Yes, with proper care. Modern luxury cars offer changeable suspension systems and ground clearance settings. SUVs like the Bentley Bentayga and Lamborghini Urus are particularly well-suited to various road conditions.

    Conclusion

    Choosing among these best car under 5 crore eventually depends on your personal goals. Regardless of which vehicle catches your mind, each represents an amazing feat in the automotive industry. When investing in these automobiles, getting comprehensive car insurance becomes a critical safety for your asset. Four wheeler insurance policies offer coverage in the event of theft and accident damage. Given these vehicles' substantial investment, securing insurance ensures proper protection.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Parking Space Dimensions & Rules in India

    by mohit bohra | May 06, 2025

    Parking spaces are an essential component of urban infrastructure, yet many property owners and developers are unclear about the parking spaces dimensions and regulations that govern them. Whether planning a residential complex or commercial establishment or simply curious about the rules, understanding these standards is crucial for compliance and efficient space utilisation.

    Parking space regulations by the Government of India

    The Development Code by the Government of India provides comprehensive guidelines for parking lot dimensions. These regulations are typically incorporated into local building bylaws and development plans to ensure consistency in implementation.

    The car parking space dimensions are specified in Equivalent Car Spaces (ECS) per 100 sq m. of floor area. Different zones and activities have various sizes of parking spaces. These are:

    Residential Areas

    • Group Housing, Plotted Housing (plots above 250 sq.m.), and mixed-use: 0.50 - 1.50 ECS per 100 sq m.

    Commercial Areas

    • Wholesale Trade and Freight Complex (including parking for loading and unloading): 1.50 - 2.50 ECS per 100 sq m.
    • City centre, district centre, hotel, cinema and others: 1.00 - 2.00 ECS per 100 sq m.
    • Community centre, local shopping centre, convenience shopping centre: 0.50 - 1.50 ECS per 100 sq m.

    Public and Semi-Public Facilities

    • Nursing homes, hospitals (other than government), social, cultural and other institutions, government and semi-government offices: 0.50 - 1.50 ECS per 100 sq m.
    • Schools, colleges, universities and government hospitals: 0.25 - 0.75 ECS per 100 sq m.

    Industrial Areas

    • Light and service industries, flatted group industries, and extensive industries: 0.50 - 1.00 ECS per 100 sq m.

    Standard Dimensions for Parallel Parking

    Parallel parking spots are generally built to handle cars parked alongside edges or walls.

    The normal measurements for parallel parking usually include the following:

    • Length: 22 feet (6.7 meters) to fit most sedan-sized cars
    • Width:5 feet (2.6 meters) from the curb
    • Maneuvering space: Additional room at the ends of a row of parallel parking spots is often suggested for easy entry and exit

    For places with high shift rates, such as business zones, slightly bigger measurements may be suggested to allow faster parking moves and reduce traffic jams.

    Standard parking space size

    According to the Development Code, the normal car parking size is clearly defined. For the availability of car parking spots, the measurements change based on the type of parking:

    • Open parking:0 sq m. per similar car space
    • Ground floor covered parking:0 sq m. per similar car space
    • Basement parking:0 sq m. per similar car space

    These measurements ensure adequate room not just for the car itself but also for safe movement when entering and leaving the parking place. The larger area required for basement parking accounts for the structural elements like pillars and the need for proper ventilation systems.

    FAQs

    1. Can basement areas used for parking be excluded from FAR calculations?

    The Development Code clearly states that basement areas used for parking and services should not be counted in Floor Area Ratio (FAR) calculations.

    1. Are there any special provisions for motels and hotels regarding parking?

    Yes, for motels, parking space should be provided on a minimum scale of 1.67 ECS per 100 sq m. of floor area, including provisions made in the basement. For hotels, basements up to the building envelope to the maximum extent of the plot area are allowed and excluded from FAR if used for parking and services.

    1. What are the regulations for parking in hill towns?

    The Development Code acknowledges that hill towns have special considerations. While specific parking dimensions remain the same, other development parameters like FAR and ground coverage are often reduced for hill areas compared to plains.

    Conclusion

    Understanding car parking space size is essential for proper urban planning and development. The regulations outlined provide a framework that balances the need for adequate parking with efficient land use. While understanding parking space dimensions is crucial for urban planning, protecting your vehicle with the right insurance is equally important. Car insurance online offers ease and reasonable rates, allowing you to compare plans from multiple sources. Third party car insurance, the minimum legal requirement in India, offers important coverage against losses to others' vehicles or property. For complete protection, invest in full coverage, which protects against theft, natural disasters, and accidental damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Hybrid Cars Under Rs 10 Lakhs in India

    by mohit bohra | May 06, 2025

    The Indian automobile market has grown interested in hybrid vehicles as customers become more environmentally aware. Hybrid cars offer the perfect mix of regular engines and fully electric vehicles, giving better fuel economy without worrying about range. Let's explore the most affordable hybrid cars available in India.

    It's important to note that hybrid cars under 10 lakhs are currently unavailable in India. The vehicles mentioned below are the most affordable hybrid choices in the Indian market, though they exceed the price point. As the automobile market grows, customers can expect upcoming hybrid cars in India under 10 lakhs.

    List of best hybrid cars under 10 lakhs in India

    Here is a list of the best hybrid cars under 10 lakhs available in the Indian market:

    1. Toyota Urban Cruiser Hyryder

    The Toyota Urban Cruiser Hyryder stands out as one of the most affordable hybrid SUVs in the Indian market. This small SUV blends Toyota's skill in hybrid technology with a dynamic style that appeals to the Indian consumer's evolving taste in SUVs.

    What makes the Hyryder particularly attractive is its drive experience. The electric motor provides quick, low-speed torque, making city driving a breeze. At the same time, the gas engine ensures you never face range anxiety on longer trips. The shift between electric and gas power is so smooth that most drivers won't notice when the change happens.

    • Engine: 1462 cc - 1490 cc
    • Mileage: 39 - 27.97 kmpl
    • Variants with hybrid engine: S, G, V (Hybrid)
    • Ex-showroom price: 11.14 - 19.99 lakh (approx.)

    2. Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara marks India's most significant leap into hybrid technology. Developed in partnership with Toyota, the Grand Vitara shares many components with the Hyryder but offers its unique character and Maruti Suzuki's known service network.

    The Grand Vitara's hybrid system is particularly well-suited to Indian road conditions. The electric motor handles heavy traffic, lowering pollution and fuel usage during stop-and-go drives. The gas engine offers steady power on roads for passing and maintaining higher speeds.

    • Engine: 1462 cc - 1490 cc
    • Mileage: 21.11 - 27.97 kmpl
    • Variants with hybrid engine: Zeta+, Alpha+
    • Ex-showroom price: 11.19 - 20.09 lakh (approx.)

    3. Honda City Hybrid

    The Honda City has long been a benchmark in the Indian car segment and the hybrid version takes this heritage forward with cutting-edge technology. The City Hybrid offers a different method than the SUV choices above, giving a more standard car experience with the perks of hybrid technology.

    The City Hybrid offers a smooth driving experience, with the electric motors providing quick torque for brisk movement. The car is well-insulated, and the hybrid system works quietly, providing a quality drive experience that matches luxury sedans costing much more.

    • Engine: 1498 cc
    • Mileage: 27.13 kmpl
    • Variants with hybrid engine: V, ZX
    • Ex-showroom price: 20.75 lakh (approx.)

    FAQs

    1. Are there any hybrid cars available in India for under 10 lakhs?

    Currently, no hybrid cars are available in India under the 10 lakh price point. The cheapest hybrid choices in the Indian market start from around 11 lakhs, such as the Toyota Urban Cruiser Hyryder and the Maruti Suzuki Grand Vitara.

    1. How fuel-efficient are hybrid cars compared to standard petrol/diesel cars?

    Hybrid cars are significantly more fuel-efficient than standard petrol/diesel vehicles. For example, the hybrid car listed above has a mileage of 27 kmpl.

    1. What are the main benefits of getting a hybrid car in India?

    The main benefits include better fuel economy, lower pollution and reduced running costs. They also offer a smooth driving experience, especially in city traffic and less dependence on fossil fuels without the range anxiety of fully electric cars.

    1. Do hybrid cars require special maintenance?

    Hybrid cars have specialised components like the battery system and electric motor that may require specialised repairs.

    Conclusion

    While no hybrid car under 10 lakh price point is offered in India, the models mentioned above represent the most affordable hybrid choices in the market. Each offers unique benefits based on your preferences and needs.

    When driving a hybrid vehicle, it’s essential to follow speed limits, keep up with routine maintenance and ensure you have the necessary documents, including an RC (Registration Certificate), licence and third-party car insurance policy.

    Comprehensive car insurance is strongly recommended for hybrid cars due to their specialised components and higher repair costs. These policies provide added protection against theft, natural disasters and accidental damage, offering greater peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How does a FASTag scanner work at toll plazas

    by mohit bohra | May 06, 2025

    FASTag scanners have made long queues at toll gates a thing of the past. Because of these devices, interstate travel has become faster and more convenient. They enable quick and cashless toll payments, reducing traffic congestion at toll plazas. Read this blog to learn how this technology ensures a smooth travel experience.

    What is FASTag scanner?

    A FASTag scanner is an electronic device that is installed at toll plazas. It uses the RFID system to read the FASTag stickers on windshields. The scanner verifies the details, facilitating cashless toll payments. Car owners can also use FASTag barcode scanner online apps to enhance their toll payment experience.

    Role of a FASTag scanner

    The FASTag scanner is central in facilitating cashless toll payments using RFID or radio frequency identification technology. As a vehicle equipped with a FASTag sticker passes through the toll gate, it reads the information on the tag to deduct the toll amount from the prepaid wallet or linked bank account.

    The scanner is a vital tool, eliminating the need for cash transactions. It sends a signal activating the RFID chip in the FASTag sticker, which transmits its stored data in response. After a successful payment, the toll barrier opens, allowing the vehicle to pass through.

    FASTag speeds up toll collection and reduces traffic bottlenecks at toll plazas. However, users may need to pay the toll in cash if the scanner or tag does not function.

    Benefits of employing a FASTag scanner

    Here are the key advantages of a barcode scanner for FASTag:

    • Seamless toll payments: A FASTag scanner enables cashless toll payments by reading the RFID tag and automatically deducting the fee, reducing delays.
    • Time efficiency: Toll plazas with FASTag scanners allow vehicles to pass through toll gates without stopping, minimising long queues.
    • Fuel savings: Vehicles do not need to stop or significantly slow down, which means they consume less fuel, which leads to cost savings for drivers.
    • Digital tracking and transparency: This toll collection system provides detailed transaction records. Users can easily monitor toll expenses through mobile apps.
    • Reduced human error and fraud: FASTag scanners also eliminate the chances of human error and fraud. Automated toll collection reduces the risk of incorrect toll charges, cash handling errors and toll operator fraud.

    How a FASTag barcode scanner works

    Here’s a quick look at how the FASTag barcode scanner works:

    • Apart from an embedded RFID chip, the FASTag sticker has a unique identification number linked to the vehicle owner’s prepaid account.
    • The FASTag sticker is affixed to the inside of the vehicle’s windshield to ensure direct and clear communication between the FASTag scanner and the sticker.
    • The RFID scanners installed at the toll gate detect the FASTag sticker as the vehicle approaches the toll booth.
    • The radio signals that the scanner emits are reflected by the RFID chip on the FASTag.
    • The scanner reads the unique FASTag ID and forwards it to the central toll plaza system.
    • The FASTag system verifies the details with the National Electronic Toll Collection (NETC) to ensure the tag's validity.
    • The toll amount gets automatically deducted from the linked account if the FASTag is valid and has sufficient balance.
    • The vehicle owner receives a confirmation SMS with transaction details, including toll amount and balance.
    • The barrier opens automatically after the transaction, allowing the vehicle to pass.
    • If the account has insufficient balance, the vehicle is either denied entry or redirected for manual toll payment.
    • If the FASTag is damaged or unreadable, the driver must pay manually and replace it if needed.

    FAQs

    1. How does a FASTag scanner work?

    A FASTag scanner uses RFID technology to read the unique FASTag affixed to a vehicle’s windshield.

    1. Can I scan my FASTag barcode online?

    Some online platforms and mobile apps allow users to scan FASTag barcode online to check their balance, verify tag details, or recharge their accounts. These platforms use a FASTag scanner online to read the barcode printed on the FASTag card or sticker.

    1. What should I do if my FASTag is not getting scanned?

    If your FASTag isn't detected, check for obstructions like metallic tints, damage or low balance. If the issue persists, contact your provider.

    Conclusion

    FASTag has made toll payments faster, more efficient and hassle-free. With the additional convenience of online recharges and balance checks, FASTag enhances the overall driving experience.

    While FASTag ensures seamless toll payments, having valid four wheeler insurance is equally crucial for financial protection and legal compliance. Comprehensive car insurance covers your vehicle against accidents, theft and natural disasters, ensuring peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Nissan Magnite safety rating and crash test results

    by mohit bohra | May 06, 2025

    Cost and fuel efficiency have long driven the Indian automotive industry. Vehicle safety ratings have become crucial when purchasing a car as consumer priorities evolve. A car’s safety depends on its make, design, and the safety features the manufacturer incorporates. The Nissan Magnite safety rating shows the manufacturer’s commitment to global safety regulations.

    Nissan Magnite: A brief history

    The Nissan Magnite was initially designed as a prestigious flagship SUV for the Datsun brand in Japan. Later, this model was rebranded by Nissan, and introduced with the name Nissan Magnite. This subcompact SUV model was first launched in 2020 in India.

    The charismatic design and Magnite car safety rating make it one of the most sought-after subcompact SUVs. A 1.0L turbo engine powers it, and it has a spacious interior. 2024 the company introduced its facelift model with new exterior and interior features. The 4-star Nissan Magnite safety rating for adult occupant protection demonstrates a strong commitment to safety alongside its appealing features. 

    Nissan Magnite Global NCAP safety ratings

    Global NCAP is an organisation that evaluates a vehicle’s safety by conducting crash tests in various circumstances. It assesses the quality of the car after front and side collision tests. According to the data from Global NCAP on Nissan Magnite NCAP rating, the vehicle achieved a 4-star rating for its adult occupant protection.

    Nissan Magnite adult occupant protection rating       

    The 4-star Nissan Magnite safety rating for adult occupant protection was based on its frontal impact test conducted in 2022 at a 64 km/ hr speed. The crash test thoroughly assessed the car’s protective features, including the seatbelts and airbags. The crash test results highlight several key factors: 

    • Body shell stability: Nissan Magnite’s body shell strength was rated “stable” after the crash test assessment, which showed the vehicle’s ability to withstand further loadings when accidents occur.
    • Footwell stability: The structural integrity of the car’s footwell area was rated “stable,” showing the feet and legs of the driver and passengers are protected when accidents occur.
    • Good protection to the driver’s neck
    • Marginal protection to the driver’s chest and knees
    • Good protection to the passenger’s chest and neck

    Nissan Magnite child occupant protection rating 

    Magnite NCAP rating for its child occupant protection was two stars. This rating was given after evaluating the safety features designed for child protection. During collision tests, it was found that the chest area of a three-year-old child seated in a forward-facing seat was not completely protected.

    The highlights of the crash test were:

    • Two dummies were used for the assessment, representing 1.5-year-old and 3-year-old children.
    • Though the car offered good protection for the 1.5-year-old dummy in the frontal impact test, it was inadequate for the 3-year-old dummy.
    • Even though the car has ISOFIX anchorages, an internationally recognised standard for installing child safety seats in vehicles, they were found to be tight, making it difficult to attach child seats.
    • The model did not include a rear seat belt reminder, which is a standard feature.

    Nissan Magnite safety features list  

    Nissan Magnite global NCAP rating was mainly because of its advanced features. Some of the prominent features are:

    • Two airbags
    • ABS with EBD
    • Rear parking sensors
    • Electronic stability control (ESC)
    • Hydraulic brake assist
    • Hill-hold assist
    • Vehicle dynamic assist
    • Reverse camera
    • The tyre pressure monitoring feature
    • ISOFIX mounts
    • Read parking sensor
    • Surround-view camera

    FAQs

    1. What is the safety rating of Nissan Magnite?

    According to Global NCAP data, the safety rating of Nissan Magnite was 4-star for adult occupancy protection and 2-star rating for child occupant protection.

    1. How many cameras does the Nissan Magnite have?

    The most modern Nissan Magnite model, launched in 2024, has four 360-degree cameras, one in front, one in back, and two on each side.

    Conclusion 

    Although Nissan Magnite has several safety features for occupants’ protection, vehicle owners must choose custom-made third party car insurance to meet unexpected risks. Investing in a comprehensive four wheeler insurance plan will provide financial protection against mishaps like accidents, damage, or theft. The insurance is an extra safety measure, giving vehicle owners peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Fastest Cars in India Under Rs 50 Lakhs

    by mohit bohra | May 06, 2025

    With a rising Indian population with higher purchasing capacity, many car buyers seek an ideal car that ticks all the essentials—performance, speed, advanced technology and safety.

    A budget of 50 lakhs in the Indian market opens doors to the premium car segment, with highly engineered and powerful cars that define sophistication. You can choose from many cars, from a classic sedan to a performance-focused sporty SUV.

    According to Autocar Professional, the Indian luxury car market has seen a 6% rise in 2024. It implies that more people are investing in high-end cars while prioritising affordability and luxury.

    The guide below lists some of the top contenders for the fastest car in India under 50 lakhs.

    List of fastest cars in India under 50 lakhs

    The top 8 fastest car under 50 lakhs in India are listed here. The list features SUVs, sedans, and hatchbacks with a performance focus.

    1. Audi Q3

    Audi Q3 is a popular compact luxury SUV among people. This is due to its premium features and excellent performance. It has a large turbo petrol engine and a Quattro all-wheel drive system. It has a stylish design, comfortable interiors, and a spacious cabin with many features. It is one of the fastest in this segment and can reach 100 kmph in 7.3 seconds.

    Features

    Details

    Engine Capacity

    1984 cc

    Power

    187.74 bhp

    Ex-showroom Price

    Rs.44.99 - Rs. 55.64 Lakh (approx.)

    Seating Capacity

    5

    Transmission

    7-speed DCT (dual-clutch automatic)

    Body Type

    Luxury sedan

    2. Mini Cooper 3 Door S

    The exterior and interior design of Mini Cooper is unique and compact. It has ABS with EBD, automatic climate control, and multiple drive modes. Speed lovers love it; it can reach 100 kmph in just 6.7 seconds. This high speed makes it an excellent contender among other fastest car under 50 lakhs.

    Features

    Details

    Engine Capacity

    1998 cc

    Power

    189 bhp

    Ex-showroom Price

    Rs. 42.70 lakh (approx.)

    Seating Capacity

    4

    Transmission

    Automatic

    Body Type

    Hatchback

    3. Mercedes-Benz A-Class Limousine

    A limousine is a compact luxury with stylish design, style and features. It has a premium feel with features like power trunk closing, Panoramic sunroof, multi-contour front seats, ambient LED lighting, etc. It can go 0-100 in 8.2 seconds.

    Features

    Details

    Engine Capacity

    1332 to 1950 cc

    Power

    151bhp to 161bhp

    Ex-showroom Price

    46.05 - 48.55 lakh (approx.)

    Seating Capacity

    5

    Transmission

    Automatic

    Body Type

    Sedan

    4. Toyota Fortuner Legender

    Fortuner Legender offers car lovers a bold, heavy design and high fuel-use efficiency. It can achieve 0 to 100 kmph in 9.85 seconds. It maintains an outstanding balance of mileage and power and emerges as a top contender. Some of its diverse features include seven airbags for dedicated passenger protection, vehicle stability control, hill start assist, MID integration and dedicated ISOFIX child seat anchors.

    Features

    Details

    Engine Capacity

    2755 cc

    Power

    201.15 bhp

    Ex-showroom Price

    Rs. 44.11 - Rs.48.09 lakh (approx.)

    Seating Capacity

    7

    Transmission

    6-speed automatic and 6-speed manual

    Body Type

    SUV

    5. BMW X1

    BMW X1 is among the fastest cars under 50 lakhs. It is perfect for people who love sporty car designs. The turbocharged engines, perfect chassis tuning and 312 horsepower make it a great choice for people who want to experience the luxury of the BMW. It can achieve 0 to 100 mph in 8.28 seconds.

    Features

    Details

    Engine Capacity

    1995 cc

    Power

    147.51 bhp

    Ex-showroom Price

    Rs. 49.50 - 52.50 lakh (approx.)

    Seating Capacity

    5

    Transmission

    Automatic

    Body Type

    SUV

    6. MG Gloster

    MG Gloster is perfect for long-distance trips. Its comprehensive safety systems and standout features, like the 2-way adjustable massager driver seat, make it efficient and safe. Powered by a twin-turbo diesel, it can reach 0 to 100 mph in 12.43 to 13 seconds.

    Features

    Details

    Engine Capacity

    1996 cc

    Power

    161 bhp

    Ex-showroom Price

    Rs. 39.57 - 44.74 lakh (approx.)

    Seating Capacity

    6,7

    Transmission

    6-speed Automatic

    Body Type

    SUV

    7. Jeep Meridian

    Jeep Meridian is a powerful SUV. There are three rows of seven seats. It has power steering, ABS safety lock and automatic climate control and puts the safety of its customers first. It can accelerate to 100kmph in 10.8 seconds, making it perfect for long trips.

    Features

    Details

    Engine Capacity

    1956 cc

    Power

    168 bhp

    Ex-showroom Price

    Rs. 24.99 - 38.79 lakh (approx.)

    Seating Capacity

    7

    Transmission

    6-speed manual and a 9-speed automatic

    Body Type

    SUV

    8. Volkswagen Tiguan

    A mid-size SUV that takes 8.5 seconds to go 0-100. Its tyre pressure monitoring system, electronic stability control and parking cameras with front and rear sensors give comfort, style and luxury.

    Features

    Details

    Engine Capacity

    1984 cc

    Power

    187.74 bhp

    Ex-showroom Price

    Rs.38.17 lakh (approx.)

    Seating Capacity

    5

    Transmission

    7-speed DSG automatic

    Body Type

    Compact SUV

    Conclusion

    These are some of the fastest cars under 50 lakhs that offer a taste of luxury, premium features, and high speed. Each vehicle mentioned above is distinct in terms of the driving experience. You should take a test drive for your favourite choices to find your ideal car that matches your style and budget. Once you select your desired car, choose a desirable car insurance policy or any comprehensive car insurance to protect your vehicle and ensure financial security in the long run.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • FASTag blacklisted: Causes and solutions explained

    by mohit bohra | May 06, 2025

    Designed͏ ͏to streamline toll payments an͏͏d͏ minimise congestion͏,͏ FASTag ͏is ͏integral͏ the modern ͏driving͏͏ ͏experience. However, encountering a blacklist in FASTag status can present considerable challenges for motorists. Understanding the underlying reason and the necessary steps to resolve it is essential for maintaining smooth and uninterrupted travel.

    Why does a FASTag get blacklisted

    Common FASTag blacklisted reason include low balance, expired KYC, repeated chargeback disputes or violations flagged by law enforcement agencies. If blacklisted, the tag becomes inactive, requiring action to restore its functionality.

    What is blacklisted FASTag?

    A blacklist FASTag refers to a scenario where the tag is rendered inactive, preventing it from facilitating electronic toll payments. This deactivation can stem from various factors.

    Reasons behind FASTag getting blacklisted

    Several factors can lead to the blacklisting of a FASTag:

    • Insufficient balance: If your FASTag showing blacklist, it may be due to insufficient balance to process toll payments, leading to its deactivation.
    • KYC non-compliance: Incomplete or outdated KYC documentation can blacklist a FASTag, as regulations require up-to-date user information to prevent misuse.
    • Vehicle-specific blacklisting: Law enforcement agencies may blacklist a vehicle's FASTag due to violations such as non-payment of fines or involvement in legal disputes to ensure compliance with legal and regulatory frameworks.
    • Technical issues: Occasionally, technical glitches or discrepancies in the FASTag system can lead to inadvertent blacklisting, thus disrupting the seamless functioning of the tag.
    • Misuse or fraudulent activities: If a FASTag is suspected to be involved in fraudulent activities or is being misused, the issuing authority may blacklist it to prevent further discrepancies.

    How to check whether a FASTag is blacklisted?

    Before a long trip, it's wise to perform a FASTag blacklisted check to ensure your tag is active and avoid toll payment issues. Here are the methods to check if a FASTag is blacklisted:

    • Issuing bank's portal or mobile application: Most banks and FASTag issuers provide dedicated online platforms and mobile apps where users can log in to monitor their FASTag status, balance and transaction history.
    • Customer care services: Contacting the customer support of the issuing bank or agency can provide real-time information regarding the FASTag status. Support agents can offer insights into any issues and guide corrective measures.
    • SMS and email notifications: Issuing authorities often send alerts regarding the status of a FASTag. Monitoring these communications regularly can help detect issues early.
    • National Highway Authority of India (NHAI) portal: The NHAI offers a platform where vehicle details can be input to check the status of a FASTag. This centralised system provides a comprehensive overview of the tag's functionality.

    How to activate a blacklisted FASTag?

    The following steps outline the activation process:

    • Replenish the balance: If the FASTag is blacklisted due to low funds, promptly adding the required amount can lift the blacklist status. Regular balance checks can prevent such issues.
    • Update KYC details: Ensure that KYC information is current and accurate. Submitting the necessary documents to the issuing authority can resolve blacklisting due to non-compliance.
    • Resolve legal issues: Law enforcement may request a blacklist in FASTag if the vehicle is involved in violations. Clearing outstanding fines or legal issues promptly can facilitate reactivation.
    • Regular monitoring: Regularly checking the account can help detect and address anomalies, preventing future blacklist FASTag status.
    • Contact the issuing authority: If the FASTag is blacklisted due to technical issues, contacting customer support can provide tailored guidance for resolution.

    FAQs

    1. How long does it take to reactivate a backlisted F͏AS͏Ta͏g͏?

    The time to reactivate a blacklisted FASTag depends on the reason for the blacklist. If it was due to low balance, recharging usually restores it within a few minutes. For issues like KYC expiry or violations, reactivation may take 24 to 48 hours after updating the required details with the issuing bank.

    1. Can a blacklisted FASTag be used for toll payments?

    No, the vehicle owner must resolve the reason for blacklisting before it can be used again.

    1. Is FASTag mandatory for car insurance?

    Yes, as of February 15, 2021, possessing a valid FASTag is mandatory for purchasing car insurance online and third-party car insurance policies. This mandate ensures vehicular ͏͏͏compliance ͏and͏͏ promote digital transactions͏͏.͏

    Conclusion

    Maintaining͏͏ ͏a͏͏n active FA͏STag is essential ͏for seamless travel ͏on͏ India’s͏ ͏highways. Understanding the reasons behind a FASTag blacklisted status empowers vehicle owners to take proactive measures. Additionally, having an active FASTag is essential for purchasing car insurance online, including third party car insurance. Third party car insurance, which is mandatory in India, covers damages to third-party property, injuries,or fatalities resulting from an accident involving your vehicle. Comprehensive car insurance policies, which are optional but highly recommended, offer extended coverage, including damages to your own vehicle due to accidents, natural disasters, theft or fire.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Understanding the Different Types of Car Clutches

    by Almog Ramrajkar | May 06, 2025

    Did you know how your car smoothly transitions from a stop or shifts gears without a hitch? The key component that facilitates this is the clutch. The clutch connects the engine's power to the drivetrain, enabling smooth transitions and efficient power delivery. Understanding the various types of clutch in the automobile industry enhances your knowledge of vehicle operations and maintenance.

    Various types of clutches in car

    Clutches are categorised based on their operational characteristics, engagement methods, and applications.

    Here is a detailed look at the most common car clutch types:

    1. Single plate clutch:

      The single plate clutch is widely used in modern vehicles. It consists of a clutch plate that is coated with a high-friction material. It is located between the engine's flywheel and a pressure plate loaded by a spring. A release mechanism eases the pressure plate away from the clutch disc when the clutch pedal is pressed. This allows the disc to free spin and disengage the engine from the drivetrain for gear shifting. This type of clutch is favoured for its simplicity and effectiveness in transferring engine torque while maintaining smooth driveability.
    2. Multi-plate clutch:

      The multi-plate clutch contains several friction discs stacked within a compact unit. It dramatically increases the surface area for friction. The clutch is designed for high-performance vehicles and motorcycles that require robust torque management. This arrangement allows for a much greater transmission of force, which is essential in vehicles with high power outputs. This type of clutch can also be immersed in oil to reduce wear and enhance heat dissipation, making it ideal for racing and heavy-duty applications.
    3. Diaphragm clutch:

      The diaphragm clutch modernises the traditional spring mechanism by incorporating a conical spring, which serves as both a spring and pressure plate. This design allows for a reduction in size and a more uniform pressure distribution across the clutch plate. It is particularly beneficial to reduce pedal effort and improve the ease of gear transitions. This clutch is both responsive and durable, which makes it great for high-performance cars where good driving feedback and reliability are important.
    4. Cone clutch:

      The cone clutch is used primarily in low-speed applications or where space constraints exist. Its cone-shaped design offers a larger friction surface area when engaged. This type of clutch is good for situations that need precise control. However, its use in modern automobiles is limited due to its tendency to stick when fully engaged.
    5. Hydraulic clutch:

      Hydraulic clutches operate by utilising fluid mechanics to transmit pressure from the clutch pedal directly to the clutch mechanism. This system allows for a more smooth and responsive clutch operation as it can be adjusted to suit various driving conditions. Most of its uses are in vehicles requiring exact engagement and disengagement. It also performs well consistently, no matter the load or speed. The hydraulic system minimises the physical effort that is needed to operate the clutch.
    6. Electromagnetic clutch:

      This clutch uses an electric current to generate a magnetic field, which engages the clutch. This type of clutch is useful in situations that need continuous fast responses. Its ability to engage and disengage without direct mechanical contact reduces wear and increases the lifespan of the clutch components.
    7. Semi-centrifugal clutch:

      The semi-centrifugal clutch combines the features of mechanical and centrifugal activation. This clutch uses springs for engagement at lower speeds. It also has weights that help as engine speeds go up. The semi-centrifugal clutch is made for demanding applications where more power is needed without the driver having to adjust it all the time. The semi-centrifugal clutch effectively bridges the gap between manual control and the need for automatic response under high-load conditions. It combines control and user-friendliness ideally.
    8. Freewheel clutch:

      This clutch is also known as an overrunning clutch. It allows the drivetrain to disengage from the engine when the driving shaft rotates faster than the engine speed, such as in downhill driving conditions. Freewheel clutch has benefits such as preventing driveline stress and reducing wear on components. The freewheel clutch is crucial to enable coasting capabilities in vehicles—it allows the wheels to turn freely without engine power, which is essential to reduce fuel use and improve the efficiency of the powertrain of the car.

    Conclusion

    Understanding each type of clutch used in automatic transmission and selecting the right one is vital for your vehicle’s performance and durability. 

    Make sure you are protected against various unforeseen events by securing comprehensive car insurance online.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Car Radiators: Ensuring Optimal Engine Performance

    by Almog Ramrajkar | May 06, 2025

    Did you know what prevents your car's engine from overheating during long drives or in bumper-to-bumper traffic? It is the radiator. The radiator is an important part of a car’s cooling system and manages overheating by dissipating the engine-generated heat. It functions as a heat exchanger, where the hot coolant absorbs engine heat and then passes through a network of fins and tubes. Air moving over the fins cools the coolant, thereby maintaining the engine at a safe operating temperature. Good cooling is important to keep engine temperatures at the right level. It can help avoid problems like engine failures and blown head gaskets, which can be expensive to fix.

    Let us learn more about the types of radiators in automobile applications.

    What are the different types of car radiators?

    The radiators come in unique forms and are made for different driving situations.

    Here are the different types of car radiators:

    1. Classification by material

    Material choices in car radiators significantly impact their efficiency, cost, and suitability for various vehicles. Each material offers different benefits suited for multiple driving needs and types of engines. Let us understand the classification better: 

    •   Copper-brass radiators: Copper-brass radiators are the traditional choice in automotive cooling systems. These radiators are known to be strong and good at transferring heat, but they are usually heavier and cost more. They work very well in vehicles that need to release a lot of heat. This includes older cars and high-performance models. However, manufacturers are gradually shifting towards lighter and more economical materials.
    •   Aluminium radiators: Aluminium radiators are the most prevalent type of radiator in modern vehicles. They offer a lighter and less costly alternative to copper-brass radiators. While they may not be as efficient in heat transfer as their copper-brass counterparts, modern designs of aluminium radiators are highly effective at cooling engines, making them a popular option in many cars today.
    •   Plastic and aluminium radiators: These radiators combine an aluminium core with plastic tanks. They are among the lightest and least expensive options available. Although generally less durable than all-metal radiators, plastic radiators provide adequate cooling for moderate climates and less demanding driving conditions. Plastic radiators are primarily found in small, low-powered engines where advanced cooling capacity is less critical.
    1. By coolant flow design

    Coolant flow design in radiators is a key determinant of how effectively a vehicle manages engine heat. From traditional downflow systems to efficient crossflow configurations and advanced dual-pass designs, each coolant flow pattern is engineered to meet specific cooling demands and vehicle performance criteria. The different radiator types based on coolant flow design include:

    •   Downflow radiators: In downflow radiators, coolant enters from the top and flows vertically downward through the tubes while air passes horizontally through the fins. This traditional design is typically found in older vehicles. It offers simplicity but tends to be less efficient than more contemporary designs due to less optimal airflow and cooling dynamics. As a result, downflow radiators are becoming less common in new vehicle models.
    •   Crossflow radiators: Crossflow radiators feature a design where the coolant moves horizontally across the tubes as air flows vertically through the fins. This configuration allows for better contact between the coolant and air, leading to more efficient heat dissipation. Crossflow radiators are favoured in high-performance and modern vehicles because of their enhanced cooling efficiency and even temperature distribution.
    •   Dual-pass radiators: Building on the crossflow design, dual-pass radiators allow the coolant to traverse the radiator core twice. This double passage significantly increases cooling efficiency, making these radiators ideal for automobiles that require intense thermal management, such as racing cars and heavy-duty vehicles. However, the increased complexity of this design can add to maintenance considerations.
    1. By coolant type

    Different coolant types in radiators are also crucial in how vehicles manage internal heat and maintain optimal engine performance. Let us take a closer look at these types of car radiators:

    •   Traditional liquid-coolant radiators: These are the most common type of radiator found in vehicles, and they utilise a mixture of water and antifreeze to transfer heat away from the engine. They are available in various materials and flow designs, such as copper-brass, aluminium, plastic, downflow, crossflow, and dual-pass. This makes them versatile for a wide range of environments and vehicle specifications.
    •   Electric radiators: Unlike traditional radiators, electric radiators are used primarily in electric vehicles to manage the heat generated by the battery pack or electric motor. These radiators are part of a coolant loop that transfers heat from the electrical components to a heat exchanger. This effectively cools the electric drivetrain without dealing with combustion engine heat.
    •   Oil coolers: These specialised radiators regulate the temperature of engine oil, automatic transmission fluid, and other high-temperature lubricants during operation. They can use either engine coolant or air as the cooling medium. These coolers are essential for maintaining vehicle performance under heavy-duty or high-stress conditions. Depending on the design requirements, oil coolers can be placed in different parts of the car to improve cooling performance.

     

    Conclusion

    Selecting and maintaining the right radiator is essential for engine health and the long-term performance of your vehicle.

    Also, arranging comprehensive car insurance online offers wider coverage during accidents, damages or theft involving your vehicle.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • A complete guide to car brake discs: Features, pros & cons

    by Almog Ramrajkar | May 06, 2025

    Brake discs are an important part of a car’s braking system. Also known as rotors, they are attached to the hub of a wheel. They work with brake pads to slow down or stop the vehicle by creating friction. There are different types of brake discs, each designed for the braking system's safety, performance, and durability. Understanding the types of brake discs and how their design works can help make the right choice for vehicles.

    Various types of brake discs for cars

    Below are the most common types of brake discs used in cars:

    1.     Solid brake discs

    Solid brake discs, also known as non-vented discs, are made from a single piece of metal and have a smooth, flat surface.

    Features:

    • Simple and cost-effective design
    • Made from cast iron or steel
    • Smooth, flat surface without any ventilation

    Advantages:

    • Affordable and widely available
    • Easy to manufacture and replace
    • Suitable for light vehicles and city driving

    Disadvantages:

    • Can overheat quickly under heavy braking
    • Less efficient at dissipating heat
    • Not suitable for high-performance driving or heavy vehicles

    2.     Vented brake discs

    An improved version of solid discs, vented brake discs consist of two layers with internal vanes or channels that allow air to flow between them. This design helps in cooling the discs and prevents excessive heat buildup.

    Features:

    • Two-layer design with air gaps between them
    • Found in most modern vehicles
    • Better cooling efficiency than solid discs

    Advantages:

    • Reduces overheating
    • Longer lifespan than solid discs
    • Better suited for heavier vehicles and high-speed driving

    Disadvantages:

    • More expensive than solid discs
    • Slightly heavier than solid discs
    • It can still wear out under extreme conditions

    3.     Drilled brake discs

    Drilled brake discs have holes drilled into them to improve performance. These holes help reduce weight and allow heat, gas, and water to escape, improving braking efficiency.

    Features:

    • Multiple holes across the surface of the disc
    • Designed particularly for better heat dissipation and water removal
    • Common in performance and sports cars

    Advantages:

    • Lighter in weight, reducing strain on the suspension
    • Better performance in wet conditions
    • Improved heat dissipation

    Disadvantages:

    • Can develop cracks due to repeated heating and cooling
    • More expensive than solid and vented discs
    • It is not ideal for heavy-braking applications

    4.     Slotted brake discs

    Slotted brake discs feature small grooves or slots on the surface to remove dirt, water, and debris from the brake pads, ensuring better contact and stopping power.

    Features:

    • Grooves or slots cut into the disc surface
    • Designed for better grip and braking efficiency
    • Commonly used in performance and racing cars

    Advantages:

    • It provides better braking performance
    • Prevents gas buildup between the pad and disc
    • Suitable for aggressive driving and high-performance vehicles

    Disadvantages:

    • It can cause faster brake pad wear
    • Noisy compared to smooth brake discs
    • More expensive than basic brake discs

    5.     Drilled and slotted brake discs

    Drilled and slotted brake discs combine the features of both types. They have drilled holes and slots to improve cooling, grip, and water dispersion.

    Features:

    • Combination of drilled holes and slots
    • Designed for improved braking performance
    • Suitable for high-performance and racing cars

    Advantages:

    • Improved cooling and better grip
    • Good for high-speed driving and heavy braking
    • Suitable for wet conditions

    Disadvantages:

    • Expensive compared to other types
    • Can wear out brake pads faster
    • May develop cracks over time

     

    6.     Carbon ceramic brake discs

    Carbon ceramic brake discs are high-end brakes made from carbon fibre and ceramic materials. They are lightweight, very durable, and resistant to heat.

    Features:

    • Made from carbon fibre and ceramic
    • Lightweight yet extremely strong
    • Found in sports cars and luxury vehicles

    Advantages:

    • Excellent heat resistance, reducing brake fade
    • Long lifespan and durability
    • Lightweight, improving fuel efficiency and handling

    Disadvantages:

    • Extremely expensive
    • Not necessary for regular cars
    • Requires special brake pads for compatibility

    7.     Wave brake discs

    Wave brake discs, also known as petal rotors, have a unique wavy-edge design that helps reduce weight and improve cooling.

    Features:

    • Wavy outer edge design
    • Designed for weight reduction and heat dissipation
    • Mostly used in high-performance vehicles and motorcycles

    Advantages:

    • Lighter than traditional brake discs
    • Improved cooling and braking efficiency
    • Stylish appearance

    Disadvantages:

    • Not widely used in standard cars
    • More expensive than regular brake discs
    • Limited availability for certain vehicle models

    Conclusion

    The choice of brake disc depends on the vehicle type, driving conditions, and budget. Understanding the differences between these brake discs ensures better safety and vehicle performance. Regular maintenance and timely replacement of any damaged parts are essential for a safe and efficient braking system.

    Along with maintaining your brakes, make it a priority to choose the right car insurance. You can find comprehensive car insurance online that gives financial backup in case of accidents, theft, or damage to your vehicle. It also covers third-party liabilities, ensuring you are not burdened with unexpected expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Smart parking solutions: A guide to different automated parking systems

    by Almog Ramrajkar | May 06, 2025

    Parking has always been an issue in urban areas, especially with increasing vehicles. As cities grow and space becomes limited, finding solutions to parking problems has become crucial. To address this problem, Automated Parking Systems (APS) are becoming increasingly popular. These systems aim to optimise the available parking space and offer a more efficient and eco-friendly way of parking.

    Take a look at the different types of automated parking systems that are available along with their advantages.

    Types of automated parking systems

    Below are the main types of automated parking system:

    1. Vertical lift parking system

    One of the most common types of automated parking solution, it uses vertical lifts to transport vehicles from the ground level to available parking spaces on the upper floors.

    How it works: A car enters a platform on the ground, and the system lifts the car to an empty parking spot. The vehicle is then parked without any driver involvement.

    Advantages:

    • Maximises vertical space, allowing for multiple levels of parking in a small area.
    • Ideal for urban areas where space is limited.
    • Reduces the need for large ramps or driving lanes, maximising parking capacity.

    Disadvantages:

    • Requires significant energy to move vehicles vertically.
    • It can be slower than other types of APS due to the lift process.
    1. Rotary parking system

    The Rotary parking system uses rotating platforms that move cars from the entrance to the parking area and back to the exit when needed.

    How it works: A vehicle enters the parking garage and is placed on a rotating platform. The system rotates the platform, moving the car to an available parking space. When the vehicle is required again, the platform rotates and brings it back to the entrance.

    Advantages:

    • Simple and efficient for small parking spaces.
    • Requires less space than traditional parking garages.

    Disadvantages:

    • The system's capacity can be limited, especially if the parking area is large and many cars are needed at the same time.
    • Not suitable for larger vehicles due to space restrictions.
    1. Shuttle-based automated parking system

    It uses automated shuttles or conveyors to move vehicles from the entrance to available parking spaces.

    How it works: When a vehicle enters the parking garage, the system automatically directs it to a shuttle that carries the car along a track to a parking spot. The shuttle then returns to the entrance to pick up the next vehicle.

    Advantages:

    • It can park multiple cars quickly and efficiently.
    • They are adaptable and designed to serve different layouts.

    Disadvantages:

    • High initial installation costs due to the advanced technology and infrastructure.
    • Requires a significant amount of space for the shuttles to move freely within the parking facility.
    1. Pallet-based automated parking system

    It is a type of car parking system that uses a pallet or platform to transport cars to their designated parking spots.

    How it works: When a car enters the parking system, it is placed on a pallet and moved to a parking space by automated vehicles.

    Advantages:

    • Suitable for both small and large parking lots.
    • It can accommodate a wide variety of vehicle sizes.

    Disadvantages:

    • Takes more time to park and retrieve vehicles.
    • Requires careful maintenance.
    1. Horizontal parking system

    The horizontal transport system uses automated conveyors or belts to move vehicles from the entrance to available parking spaces on the same floor.

    How it works: When a car enters the parking garage, it is placed on a conveyor belt that moves horizontally to the available parking space. The system can move the vehicle to a retrieval position when needed.

    Advantages:

    • Efficient use of space in narrow areas.
    • Provides quick parking and retrieval of cars.

    Disadvantages:

    • Limited in capacity compared to vertical lift systems.
    • The system may be slower in retrieving cars as it requires a direct path to the parking space.
    1. Automated underground parking systems

    These systems are used to maximise the use of underground spaces by automating the process of parking vehicles.

    How it works: The vehicle enters the system, which transports it down into an underground area. Once the car is placed on a platform, it is automatically moved to an available parking space. The vehicle can be retrieved later when needed.

    Advantages:

    • Efficient use of underground space.
    • Reduces the need for visible parking structures.

    Disadvantages:

    • High construction costs due to complex infrastructure.
    • The system may be slow, requiring vertical transportation and underground movement.

    Conclusion

    Automated parking systems have proven to be a game-changer in how we approach parking in urban areas. However, it's important to note that while these systems are useful, they can incur higher installation costs and require regular maintenance. 

    When using an automated parking system, it's also important to consider a car insurance policy. While these systems are generally safe, mishaps can still occur. The right insurance policy will cover damage, repair costs, thefts and accidents. Make sure to check with your insurer if your policy includes assistance for damage that could happen while using APS.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Types of Car Brake Callipers: Features, Benefits & Uses

    by Almog Ramrajkar | May 06, 2025

    Brake callipers are an important part of a car's disc braking system. They fit over the front wheel rotor and help slow down the vehicle. When you engage the brake pedal, the calliper applies pressure to metal plates called brake pads, creating friction that slows the wheels.

    There are different brake callipers designed for specific vehicles and driving conditions. Some callipers are simple and affordable, while others are advanced and offer better braking performance.

    In this blog, we will examine the different brake calliper types found in cars.

    Various types of car brake callipers

    Below are the different types of brake callipers used in vehicles today:

    1.     Floating (sliding) brake callipers

    Floating brake or sliding callipers are commonly used in modern vehicles. They are popular in passenger cars due to their affordability and efficiency.

    How they work:

    • These callipers have a single piston on one side of the brake disc.
    • When pressing the brake pedals, hydraulic pressure pushes the piston, forcing one brake pad against the disc.
    • As the pad makes contact, the calliper slides along guide pins, pulling the opposite pad towards the disc to create braking force.

    Advantages:

    • Lightweight and simple design.
    • Lower manufacturing costs, making them affordable.
    • Effective for everyday driving and light braking needs.

    Disadvantages:

    • They can wear unevenly over time due to their sliding mechanism.
    • Less braking power compared to fixed callipers.
    • Susceptible to corrosion, which can cause the calliper to stick.

    2.     Fixed brake callipers

    Fixed callipers are more advanced than floating callipers. Unlike sliding callipers, they do not move but are bolted in a fixed position over the brake disc.

    How they work:

    • Fixed callipers have pistons on both sides of the brake disc.
    • On pressing the brake pedals, the pistons apply equal pressure on both sides, squeezing the pads against the disc.
    • This results in more balanced and effective braking.

    Advantages:

    • Provides better braking performance.
    • More even wear on the brake pads.
    • More durable and less likely to fail over time.

    Disadvantages:

    • More expensive than floating callipers.
    • Heavier, which can add extra weight to the vehicle.
    • Requires more maintenance and is harder to repair.

    3.     Single-piston callipers

    Single-piston callipers are the simplest type of brake callipers and are mostly used in small cars.

    How they work:

    • They have just one piston on one side of the brake disc.
    • When the brake is applied, the piston pushes one brake pad against the disc while the calliper slides to pull the opposite pad into contact.

    Advantages:

    • Affordable and easy to maintain.
    • Lightweight, making them efficient for fuel economy.
    • Suitable for standard road use.

    Disadvantages:

    • Single-piston callipers provide less braking force compared to multi-piston ones.
    • Less effective for high-speed or heavy vehicles.
    • More prone to uneven brake pad wear.

    4.     Dual-piston callipers

    An upgrade from single-piston callipers, dual-piston callipers are commonly found in high-performance cars and larger vehicles.

    How they work:

    • They contain two pistons that apply equal pressure to the brake pads.
    • This results in better braking force and more even pad wear.

    Advantages:

    • Provides stronger stopping power than single-piston callipers.
    • More balanced braking force.
    • Better heat dissipation, which minimises the risk of brake fade.

    Disadvantages:

    • More expensive than single-piston callipers.
    • Slightly heavier, which can affect vehicle efficiency.

    5.     Multi-piston callipers

    Multi-piston callipers are used in high-performance vehicles, sports cars, and heavy-duty trucks that require superior braking power.

    How they work:

    • These callipers contain four, six, or even more pistons. The multi-piston setup applies pressure evenly across the brake pad, increasing braking efficiency.
    • The larger surface area helps better heat dissipation, preventing brake fade during aggressive driving.

    Advantages:

    • Superior braking power, ideal for high speeds.
    • More even wear on the brake pads.
    • Reduces heat buildup, improving braking efficiency.

    Disadvantages:

    • Expensive and complex to install.
    • Requires more maintenance.
    • Heavier, which can impact fuel economy.

    6.     Electromechanical brake callipers

    Commonly used in electric and hybrid cars, electromechanical brake callipers use an electric motor instead of hydraulic pressure to apply the brakes. Electronic parking brakes and regenerative braking systems often use these callipers.

    How they work:

    • An electric motor inside the calliper activates the braking system.
    • Instead of hydraulic pressure, these callipers use electric power controlled by an electronic control unit.

    Advantages:

    • Improves fuel efficiency by reducing drag.
    • Can be controlled electronically for advanced braking systems.
    • Often used in self-driving and electric cars.

    Disadvantages:

    • More expensive than traditional hydraulic callipers.
    • Requires a reliable electrical system to function.
    • Can be difficult to repair.

     

    Conclusion

    Brake callipers play a key role in ensuring a vehicle stops safely. Regular maintenance of brake callipers is essential to ensure they work properly and keep you safe on the road.

    In addition to maintaining your braking system regularly, you must ensure that you have chosen good car insurance with extra coverage. You can easily select and purchase car insurance online and opt for a policy that covers damages caused by accidents, including brake failures and repair costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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