Sometimes, people overlook the importance of individual health insurance because they believe family health plans serve the same purpose. Although both have the same implications, they are different. Individual health insurance covers a single insured person in a family for medical bills, hospital stays, doctor visits, surgeries, and tests, besides other hospitalisation costs. Buying individual health insurance for every member of the family is beneficial as adequate financial coverage is needed against rising medical inflation.

Add-ons can also be purchased to expand the coverage of the base policy. With an individual health insurance plan, an insured can enjoy getting treatment without paying upfront, as insurers arrange for cashless hospitalisation.

Top Advantages of Opting for Individual Health Insurance

●     Extensive costs coverage

Individual health insurance plans can be customised as per the individual's requirements. The benefit of tailor-fitting the plan makes it a cost-effective option, which will cover costs of hospitalisation, doctor consultation, surgeries, diagnostic tests, and even pre- and post-hospitalisation expenses. Extensive individual health insurance benefits offer peace of mind, as the insured can be assured of being financially prepared for any medical contingency.

In case of emergency, when an ambulance is hired, the individual health insurance policy also provides up to ₹3000 for the vehicle charge under hospitalisation coverage.

●     Cashless claim facility

With the individual health insurance plan, the insured can enjoy cashless hospitalisation, in which the insurance company settles hospital or nursing home bills directly. The benefit of cashless hospitalisation comes in handy in medical emergencies. To avail of this facility, the policyholder should inform the insurer 48 hours before the planned admission or within 72 hours of emergency admission.

 Also, the hospitalisation has to be done in a hospital enlisted in the insurer company’s network. The policyholder's time and paperwork are saved while the insurer settles the hospital bill. Most health insurance policies also offer the benefit of a free annual health check, which helps the insured keep track of their health and take timely medical intervention if needed.

●     Daily hospitalisation alliance

Some insurance companies also first pay the insured the daily hospitalisation allowances, which is a predetermined amount for each day the policyholder spends in the hospital. To avail of this facility, the policyholder has to spend a minimum number of days in the hospital (predetermined in the policy).

Individual health insurance policies also cover domiciliary treatment. This means that when patients’ health conditions do not permit them to move to the hospital or if a bed is not available at the medical facility, they can avail of home treatment under a doctor's supervision. The insurer will cover the treatment cost.

●     No claim bonus

Individual health insurance rewards policyholders for maintaining good health. This is done through the no-claim bonus (NCB) process. NCB is offered to the insured if the person does not make any claims during a year. The bonus can be either an increased coverage amount or a reduced premium cost.

●     Tax benefits

The premium paid for individual health insurance qualifies for a tax deduction under Section 80D of the Income Tax Act of 1961. Thus, the policyholder not only gets financial benefits but can also enjoy reduced tax liability by investing in an individual health insurance policy. Buying individual health insurance also includes cost-effectiveness, as it is less expensive than family or group health insurance coverage.

Individual health insurance benefits are maximum for individuals with high health risks. It means more protection and quick claim settlements.

Conclusion

Each individual's healthcare needs are different. An individual health insurance plan enables customisation of policy according to the requirements of age, pre-existing medical conditions, and preferred medical facilities. This allows for making the most of an insurance coverage plan. An individual health insurance policy offers lifelong renewability, implying the policyholders can be assured of being well covered for medical expenses throughout their lives. Make sure to evaluate different plan benefits and choose the one that offers maximum coverage. Also, check if you are getting critical illness coverage in your health plan or else get it as an add-on benefit to cover health conditions like stroke, heart attack, cancer, or kidney failure.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

In today’s fast-paced world, medical emergencies can strike like a bolt from the blue and may take a significant toll on our pockets. That is why purchasing the best individual health insurance policy is very important to protect you and your family members from such odds. With so many options, it is essential to navigate the market carefully and make an informed decision. Here is a detailed checklist that will guide you through the process of selecting the perfect health insurance plan that caters to your unique needs.

How to Select the Best Individual Health Insurance Policy?

To choose the best health insurance policy, you should consider the following factors:

Choose an Adequate Sum Insured Amount

The sum insured is the maximum that an insurance company can pay for your medical expenses during the policy period. So, consider age, previous medical history, and future health needs while choosing your coverage. As a general rule, target the sum insured to be at least 5 to 10 times your annual income. Don't sell yourself short here. Medical costs can quickly spiral, and you have to be well-prepared.

Choose the Right Coverage Type

While choosing any health insurance policy, consider the interests of your entire family. Though an individual plan promises to give you maximum coverage, a family floater plan can be very cost-effective. The sum insured should be sufficient to pay for more than one member's hospitalisation.

Check the Pre-existing Disease Waiting Period

If you have any pre-existing health conditions, pay close attention to the waiting periods imposed by the insurer. Some may have an elimination period of up to 4 years. So, choose a plan with the shortest waiting period to cover your needs sooner.

Pick an Insurer with a High Claim Settlement Ratio

The claim settlement ratio refers to how reliable an insurer is. It tells how many claims the insurer has settled out of those received. Look for companies with a claim settlement ratio above 85%. This indicates their strong record of honouring their commitments.

Check for Cashless Hospitalisation

Cashless hospitalisation at network hospitals can be a lifesaver during emergencies.  This is because you won't have to worry about paying hefty bills upfront. Check that the insurer you choose has quality hospitals near you in their network.

Check for Smooth Claim Settlement Process

Familiarise yourself with the insurer's claim settlement process, the amount of documentation involved, and, most importantly, the response time for claim processing. This will ensure that you don't experience any problems when you finally have to file one for yourself.

Compare Premium

While the premium amount shouldn't be the sole deciding factor, it's still important to choose a plan that fits within your budget. Weigh the premium against the coverage and benefits offered to ensure you get the best value for your money.

Check the Reviews

Reviews and testimonials can reveal how reliable and customer-friendly an insurer is. Spend time online to see what people say about your prospective insurer.

Read the Policy Exclusions

It’s crucial to understand what is not covered by your policy. Common exclusions include cosmetic surgery, dental treatment, and certain types of alternative medicine. Knowing these can help you avoid unexpected expenses during a claim.

Conclusion

Checking off each of these points detailed above will help you navigate the world of individual health insurance. It will also ensure that your plan appropriately balances comprehensive coverage with affordability. Remember that your health is your very instrumental and invaluable asset. The right policy today can set one's mind at peace and bring financial security for many years.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

With the rise in medical costs, there is added pressure on households to maintain reliable insurance to take care of health and hospitalisation costs. Choosing the best health insurance should be done with care as it comes in handy in times of dire need. With multiple plans available, let us look into the details of selecting a good policy.

How to Select the Best Health Insurance Policy in India?

The need for health insurance would vary for individuals. Various policies are designed to cater to the diverse needs of the population. Therefore, the best health insurance in India would differ for different people. Before fixing your mind on a single policy, you should weigh the pros and cons of buying it. Also, read the fine print of the policy in detail.

Choose an Adequate Sum Insured Amount

When medical emergencies happen in life, people often get burdened by medical costs. Even a normal hospitalisation and a small procedure can have huge charges. It breaks the financial stability of a person. So, to prevent such situations from happening, it is necessary to take a health insurance policy from the best health insurance company in India. Insure yourself and your family with an adequate sum that can compensate for basic procedures, major treatments, and hospitalisation expenses.

Select the Appropriate Coverage Type

There are individual and family floater plans in health insurance. The former covers a single person while you can get coverage for your whole family under the latter. Some of the best health insurance plans in India cover senior citizens in the family floater policy. The premium for these policies is high.

Check the Pre-existing Disease Waiting Period

Usually, there is a waiting period for pre-existing diseases. This will vary according to the insurance company. However, the best health insurance policy has no or very short waiting period. Therefore, this aspect should be taken into account before taking a policy.

Pick an Insurer with a High Claim Settlement Ratio

People should check the claim settlement ratio of the insurance company. This shows how many claims the insurer has paid in the past, against the claims received. This gives confidence to the insured that they can rely on the insurance company at the time of need. The best health insurance policy in India has streamlined reimbursement policies that avoid any delay in claim settlement.

Cashless Hospitalisation

Look for insurance companies that have tie-ups with specific hospitals in your area or nearby. Taking a policy from one of them will help you receive medical treatment at a network hospital without having to make out-of-pocket payments. The best health insurance plan will help settle the bills up to the limit specified in the policy.

Smooth Claim Settlement Process

All insurance companies have their own rules for claim settlement. The best medical insurance policy will have a smooth and hassle-free claim process that gets completed in the minimum time frame. So, check the typical claim settlement period of the insurer.

Know about Policy Exclusions

All health insurance plans have a list of diseases that are excluded from the coverage. So, go through the policy documents to see which ones are not included. This is necessary to ensure that you have sufficient coverage for your needs. It also helps you with financial planning, claim management, and policy renewal. The best medical insurance in India covers all major diseases.

Conclusion

To choose the best medical insurance policy in India one needs to consider several important variables. You can make an educated choice that matches both your budget and your healthcare demands by evaluating your needs and learning about policy features including coverage limitations, exclusions, network hospitals, and extra benefits. The ideal insurance is one that, in addition to offering complete coverage, gives you and your loved ones peace of mind in the event of a medical emergency. It guarantees prompt, high-quality medical care without placing an excessive financial load on you.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Exploring the realm of health insurance often feels like threading your way through a complex maze. Yet, the journey becomes smoother when you trace a distinct and predefined route, particularly one that minimises out-of-pocket spending during medical crises. Let us understand how cashless claims simplify the financial aspects of healthcare. This feature allows you to sidestep the burden of hefty immediate payments. It offers peace of mind and financial relief when you are at your most vulnerable. Such a mechanism also ensures that a patient can focus fully on recovering instead of fretting over costs.

What is Cashless Claim in Health Insurance?

A cashless claim in health insurance offers a simplified way to manage hospital bills amid health crises. Let us explore it in further detail.

• Direct Settlement: Hospitals and insurance companies handle the financial transactions directly in the world of cashless claims. You do not have to worry about paying upfront — the hospital takes care of the billing by communicating directly with your insurer.
• Network Hospitals: Only hospitals that are part of your insurance company's network offer this service. As the insurance company has already struck a deal with certain hospitals, your treatment will proceed more smoothly.
• Pre-authorisation Required: Your hospital must receive a pre-authorisation from your insurance company before they can start treatment. What this means is that your insurance company has agreed to pay for your treatment as per the terms of your policy.
• Streamlined and Stress-free: The whole point of cashless claims is to alleviate any anxiety you may have about going to the hospital. The system frees you from financial worries by erasing the need for quick payment, allowing you to fully focus on well. Those who may find the upfront fee too high can still get the care they need, thanks to this arrangement.

How Can You Use Cashless Claim for Health Plans?

Using your health insurance plan's cashless claim feature can help ease your mind in the event of a medical emergency. Adhere to these guidelines for optimal use of this function —

• Verify the Network: Make sure the hospital is in your insurer's network before you visit. As a result, you won't have to worry about any unpleasant surprises when processing your claim. You need not fret about any surprises when the time comes to use your insurance if you double-check and verify in advance.
• Pre-authorisation: Complete and submit a pre-authorisation form at the hospital’s insurance desk as soon as possible. This form is crucial for securing the insurer’s agreement to cover the costs, assuring before any medical procedures are carried out. It's a safeguard that aligns the expectations between you, the provider, and the insurer.
• Submit Necessary Documents: You need to provide your health card, identification, and any relevant medical records to help with the claim process. Your claim will be processed and approved much more quickly if you submit all the required paperwork on time.
• Let the Hospital Handle it: The hospital will deal with your insurance carrier to reimburse your treatment once you submit your paperwork. You won't have to worry about negotiating or discussing financial matters throughout your recuperation period. This simplifies the payment procedure.

What to Consider Before Buying a Policy With Cashless Claims?
It is important to read the fine print of a cashless claim in health insurance to make sure it meets your requirements. Some important factors to consider are:

• Network Hospitals: It is preferable if the hospital network is extensive. Evaluate the coverage area and hospital network of the insurance company. That way, you may be sure that you can get to a hospital quickly if a medical emergency were to arise.
• Claim Process Transparency: Learn the ins and outs of processing claims. You can learn a lot about actual claim settlement experiences by reading reviews written by existing policyholders. Reliability in insurance is enhanced via open communication and good reviews.
• Coverage Limits and Sub-limits: Keep in mind that certain illnesses and treatments may have restrictions on room rental. You will be able to budget better for more costly treatments or a more luxurious lodging option during your hospital stay if you are aware of these limits.
• Co-payments and Deductibles: You may have to pay out-of-pocket for a portion of the claim with some policies. Familiarise yourself with these amounts beforehand to avoid unpleasant surprises during critical recuperation periods.
• Exclusions: Your health insurance may not pay for all of your medical expenses. You need to look at the list of exclusions if you want to know what your insurance won't cover. Knowing this will help prevent your insurance application get denied at the last minute.

Conclusion

Choosing an appropriate health insurance plan is not just about how much it will cost you. It is also about the peace of mind it will give you when you need it most. With cashless claims, you can focus on getting well rather than worrying about how you will pay for medical bills. Be proactive, ask lots of questions, and settle on a plan that works perfectly for you. You should put all your money concerns aside and concentrate on getting well in the event of a medical emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

While planning a trip abroad, travel enthusiasts are likely busy weaving dreams about the big adventures that will unfold overseas. However, one crucial aspect that most people need to remember is having travel insurance. This blog discusses when to purchase travel insurance and why securing your trip is vital against any unforeseen incidents.

When Is the Best Time to Get Travel Insurance?

Travel insurance coverage should ideally start the day you physically depart from your home for a trip to a foreign country. This enables you to be covered for medical emergencies, flight delays, trip cancellations, etc.

In the case of trip cancellation, the protection begins at 12 a.m. on the day after purchasing insurance and is valid until your trip starts. Travel insurance ends on the exact day of your home arrival. Some insurance coverage can be extended if there is a delay due to an insured reason. Most travel policies also extend insurance coverage if unforeseen circumstances delay your return home on time.

Now, the question arises when to purchase travel insurance. The simple answer is to buy it while booking flight tickets for your trip. It gives you peace of mind should any untoward incident occur before and during your flight.

It is highly recommended that you buy an insurance policy at least 14 days before your trip so that it becomes fully functional. This 14-day window provides maximum benefits through comprehensive coverage for medical emergencies, baggage loss, and travel delays. Late purchases may lead to denial of benefits like trip cancellation, though it will cover all other benefits.

Also, by investing early in the insurance purchase, you have the leverage to update your policy later with the final trip cost.

Conclusion 

Don’t delay buying your travel insurance once you have decided to go on an international trip. Check it for ample coverage of any potential risks associated with your journey and at the destination. Also, read through the policy’s terms and conditions carefully before starting your journey to know your rights and obligations in case an emergency arises.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Introduction

Blood sugar or blood glucose level meaning is the amount of glucose present in the blood, which is tightly regulated by biochemical parameters. Blood glucose is the primary energy source obtained from the food we eat. A blood sugar level screening, called a blood sugar test, is done to check the level of high or low blood sugar.

Blood Sugar Meaning

Wondering what is the meaning of blood glucose? When the carbohydrates or food we eat quickly break down into glucose in the body and glucose enters the mainstream, blood glucose levels increase, causing a disease named diabetes. It is important to treat diabetes on time. Otherwise, it can lead to serious complications like chronic diabetes, including type 1 and type 2. In Type 1 diabetes, less insulin is secreted by the pancreas due to the immune system attacking the islet of Langerhans cells of the pancreas. In type 2 diabetes, the pancreas makes insufficient insulin due to physical inactivity and certain health problems, making the body resistant to insulin.

Blood Sugar Level

The following parameters are taken into consideration for the interpretation of the blood sugar level:

The doctors consider a fasting sugar level value of less than 99mg/dL as normal, a level of 100-125 mg/dL as prediabetes, and blood sugar levels above 126 mg/dL indicate diabetes.

Understanding the meaning of blood glucose or glucose level meaning is important for tracking your blood sugar levels. You can check your blood sugar levels as many as four times a day or more often if you are on insulin injections, like in type-1 diabetes cases.

People with type-2 diabetes do not require daily monitoring of sugar before every meal as they are not dependent on insulin injections. However, people taking insulin therapy require close monitoring of their blood sugar levels by using a glucose meter that gives fast and accurate results.

Conclusion

It is important to do physical workouts to control the high sugar level that goes into the mainstream and then into the blood. Burn extra calories and fat to maintain a healthy weight is vital to lead a quality life. A diabetic person may need medication or injectables like insulin or an insulin pump to manage the disease. It is necessary to monitor blood sugar at home regularly and contact with healthcare provider for any assistance. Additionally, you should explore investing in a health insurance plan to mitigate the expenses linked to medical conditions, including diabetes.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Introduction

Rh factor positive means the presence of Rh factor, an antigen in red blood cells. Understanding the meaning of Rh positive is crucial as it plays an important role in blood compatibility during transfusion and pregnancy.

How to Prevent Ectopic Pregnancy?

When a fertilised egg implants and initiates to grow outside the uterus, typically in the fallopian tube, it results in what is referred to as an ectopic pregnancy.

Take these steps to prevent ectopic pregnancy:

• Early prenatal care: Patients should frequently visit medical practitioners to monitor their pregnancy health.
• Diseases affecting the reproductive system: Fallopian tubes may get damaged by pelvic inflammatory diseases (PID) and sexually transmitted infections (STIs) if they are not treated early.
• Do not smoke: Cigarette smoking is associated with increased chances of ectopic pregnancies. Giving up smoking will greatly benefit your reproductive health.
• Handling infertility treatments: Physicians need to observe women in fertility treatment, thus minimising the chances of multiple pregnancies like triplets or more and lessening the risk of ectopic pregnancy.
• Risk factor awareness: Women with previous ectopic pregnancy, tubal surgery, and certain fertility problems must discuss their risk factors with a healthcare provider.

Conclusion

RH factor positive means that a person won’t make anti-Rh antibodies. This means a person with Rh-positive blood can receive both Rh+ and Rh- transfusions. In terms of managing health, RH positive identifies whether you have this protein on your RBCs. Appropriate health insurance coverage assists in offsetting costs associated with ectopic pregnancy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Ectopic pregnancy is a serious condition that occurs when the fertilised egg attaches itself anywhere other than on the uterus, most commonly in the fallopian tube. This condition results in serious problems. Let’s learn more about the ectopic pregnancy risk factors.

Risks of Ectopic Pregnancy

If a woman has once experienced an ectopic pregnancy, her chances are high for experiencing another one at some point in the future. It is vital to notify your healthcare provider if you have a history of ectopic pregnancy.

Moreover, health conditions such as PID or endometriosis increase the risks of ectopic pregnancy. Their symptoms include inflammation leading into scars inside fallopian tubes, hence preventing an egg from passing through to the womb.

Surgeries on fallopian tubes to correct infertility problems, including other related issues, also constitute risk factors that could cause ectopic pregnancy. Existing adhesion after previous surgery in the abdomen or pelvis may also increase the chances of ectopic pregnancies.

Learning about potential ectopic risk factors is vital to ensure good health and well-being.

Conclusion

Ectopic pregnancy is dangerous. Being alert and monitoring your health is crucial to keep yourself safe. Don't hesitate to talk to your doctor if you feel uneasy or have possible risk factors. Also, getting health insurance to cover medical and surgical expenses is essential.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Understanding Body Mass Index (BMI) is essential for assessing an individual’s weight status and its impact on well-being. For women, knowing the BMI range is crucial for tracking your health and plays a role in health insurance assessments. Health insurance providers often consider BMI when evaluating an individual’s health risk. Maintaining your BMI within the range can positively influence health insurance assessment.

Let’s delve into different weight categories that define BMI range and their implications for women's overall well-being.

BMI Range for Women

BMI serves as a guide to determine if our weight falls within a healthy range. For women, this blog categorises weight into ranges:

• Below 18.5; Underweight

Being underweight may indicate insufficient nutrition due to health issues such as a weakened immune system.

• 5 24.9; Normal

This range is the sweet spot, representing a balanced weight that generally corresponds with better overall health.

• 0 29.9; Overweight

Falling into this category suggests carrying extra pounds, potentially increasing the risk of certain health conditions.

• 0 or Higher; Obesity

A body mass index (BMI) of 30 or higher identifies obesity, which correlates with serious health issues such as heart disease and diabetes.

Having an understanding of these ranges can help women assess the impact of their weight on their health. Therefore, the average BMI for women falls between 18.5 and 24.9 and signifies healthy weight and optimal health.

Conclusion

Knowing the BMI for women goes beyond numbers; it directly correlates with overall well-being. Making lifestyle choices to maintain a BMI promotes well-being and may lead to more favourable terms in your health insurance policy. Tools like a health insurance calculator can give you insights into how BMI influences insurance premiums and coverage. Therefore, BMI is not just about numbers; it’s a tool to make informed decisions for a healthier life.

Ever wondered if your muscle mass affects your BMI? Well, it does. BMI (i.e., Body Mass Index) is a simple measure that considers your weight and height. But it does not tell you about your muscle mass. Age, ethnicity, gender, and muscle mass can influence BMI and body fat. Furthermore, BMI does not indicate how fat is distributed among individuals or differentiate between excess fat, muscle, or bone mass.

Muscle and BMI: Understanding the Correlation

• Body Mass Index is a well-known metric for assessing health, but it’s not the sole factor. Although it factors in weight and height, BMI discards muscle mass. A person’s BMI is a significant factor in determining health insurance
• Engaging in strength training can increase muscle mass; however, since BMI doesn’t consider the differentiation between muscle and fat, someone muscular might fall into a category that suggests that he/she is overweight and obese.
• A person with significant muscle mass may have a high BMI, even though he/she is physically fit. Considering body composition alongside BMI is essential for a more accurate health assessment.
• Rather than entirely relying on BMI, considering other measures like body fat percentage and waist-to-hip ratio provides a better understanding of one’s health and fitness.

Conclusion

When looking for an answer to “Does muscle mass affect BMI?” understanding the nuances of health metrics involves going beyond simplistic calculations like BMI. Considering factors like muscle mass becomes crucial for a comprehensive assessment. As your BMI does affect health insurance, using a health insurance calculator can help you get clarity on your plan’s premiums and encourage you to achieve a healthy BMI. But do remember to consider the drawbacks of relying solely on your BMI as the ideal parameter for your overall health.

Calculating your BMI, or Body Mass Index, is a valuable way to estimate your body fat percentage. It’s used widely in the medical field to assess potential health risks associated with weight. Understanding how accurate this tool is can provide insights into its reliability and how it impacts health insurance evaluations.

To calculate my body mass index (BMI), divide weight in kilograms by height in meters squared. When measuring in centimetres, divide by 100 to convert to metres.

How accurate is the BMI index?

Let’s understand the factors affecting the accuracy of the BMI index:

• Accuracy Concerns

BMI doesn’t account for body fat distribution or distinguish between muscle and fat weight.

• Limitations in Health Assessment

It might not accurately reflect the risk of certain conditions, especially concerning fat distribution and family history of hypertension, diabetes, cardiac ailments, average lifespan/longevity, carcinoma, and dyslipidaemia/high cholesterol.

• Discrepancies in Specific Groups

Athletes, children, teenagers, pregnant individuals, and senior citizens aged over 65 might receive inaccurate BMI assessments.

• Same chart for men & women

Although AFAB (i.e., Assigned Female At Birth) weighs more than AMAB (i.e., Assigned Male At Birth), healthcare professionals use the same chart to calculate the BMI for adult men and women.

Conclusion

While BMI is a helpful tool for estimating body fat and assessing potential health risks, its accuracy has limitations. The BMI calculation can be pivotal in evaluating health insurance, but it’s crucial to acknowledge its limitations and consider other factors for a comprehensive health assessment. You can use the health insurance calculator to find a suitable plan according to your budget.

You may often be asked to provide your RC when handling matters concerning your car. But what exactly does it signify? Knowing the registration certificate meaning is crucial for all vehicle owners and enthusiasts alike.

Meaning Of RC in Car

The Motor Vehicles Act of 1988 requires every vehicle owner to possess a valid Registration Certificate (RC) to legally drive on public roads. Issued by the RTO of each Indian state, this document confirms the ownership and registration of the vehicle. Understanding the meaning of RC in cars helps drivers acquire and renew this essential document.

The RC serves as tangible proof of car ownership, detailing the vehicle owner's name, along with crucial identifiers like the engine, chassis, and registration numbers. This certificate is vital for verifying and legitimising any vehicle. Beyond driving legality, the RC plays a pivotal role in various contexts, such as loan applications, insurance claims, vehicle sales, and ownership transfers. It must be readily available during traffic stops or vehicle inspections.

Conclusion

RC is a vital document for any vehicle owner. It certifies the registration and ownership of a vehicle and ensures compliance with legal standards. Maintaining important documents like your RC and car insurance are essential for smooth and lawful vehicle operations.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Pregnancy is a delicate period that requires specialised care and research. You may be aware that this period is divided into three trimesters. However, did you know there are also 3 stages of fetal development? These stages are explained below to show how pregnancy progresses from week to week.

What are the Three Stages of Fetal Development Called?

The three main stages of the journey through fetal development are known as germinal, embryonic, and fetal.

• Germinal Stage (Weeks 1-2)

This stage begins when sperm fertilises the egg, leading to the formation of the zygote. The zygote subsequently descends the fallopian tube towards the uterus, where attaches itself to the uterine wall. Within the first two weeks, the zygote undergoes quick cell division, forming the foundation for further development during this early period.

• Embryonic Stage (Weeks 3–8)

After implantation, the zygote becomes an embryo. Major organs and structures are formed at this stage. At the end of the embryonic stage, the baby’s heart starts beating, and the early brain and parts of the spinal cord and limbs begin to form. In addition, cell division occurs at an increased speed, differentiating cells into different types. This is a significant milestone that is usually tracked in each stage of pregnancy, week by week. For example, neural tubes form by the fourth week and later develop into the brain and spinal cord. Fingers and other delicate parts of the body begin to appear in an eight-week-old embryo.

• Fetal Stage (Weeks 9–40)

This is the longest stage of pregnancy, running from week nine until birth. At this fetal stage of development, an embryo is called a fetus. During the embryonic stage, organs begin to form and continue developing throughout pregnancy. By the end of the first trimester, all organs and systems are formed; from then on, the focus is on growth and maturation. Each week brings notable changes in the fetus. For instance, by the twelfth week, the fetus can make sucking movements, and by the twentieth week, you may feel the first kicks.

At around 12 weeks, the fetus can open and close its fingers and curl its toes. Around the 16th week, ultrasound images may reveal the baby's sex. By the 24th week, if necessary, the fetus can potentially survive outside the womb or be delivered as the lungs are relatively functional at this stage, aiding in successful survival.

Conclusion

It is necessary to understand the fetal stages of development by week when preparing to deliver. Additionally, to ensure that both the infant and mother are sufficiently protected and healthy, it is prudent to acquire an appropriate health insurance policy that covers healthcare costs and allows for continuous access to high-quality healthcare.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

During prenatal care, fetal biometry plays a crucial role in monitoring the healthy development of the baby. Read on to understand fetal biometry meaning and why it is an important consideration for expecting parents.

What Is Fetal Biometry?

The definition of fetal biometry refers to the use of ultrasound measurements to assess the development of a baby in the womb. Key measurements in this procedure include head circumference (HC), abdominal circumference (AC), and femur length (FL). These measurements serve as indicators of growth, allowing healthcare providers to detect any deviations from expected norms during routine care.

For instance, understanding the meaning of fetal biometry AC can reveal essential information about the baby's size and growth rate.

Conclusion

Fetal biometry is just one of the various parameters to ensure that both parent and infant are healthy. To keep both individuals adequately protected, it may be wise to purchase a comprehensive health insurance policy that can provide the necessary coverage for prenatal care, easing the typical financial burdens of this delicate journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When preparing for delivery, an expecting parent must undergo a host of tests and procedures to confirm the appropriate development of the fetus. It is integral to understand the purpose of these procedures required by most healthcare providers. A common term you may come across is biparietal diameter (BPD), often involved in ultrasound examinations during pregnancy. Read on to understand the biparietal diameter meaning.

What Is The Biparietal Diameter?

The biparietal diameter (BPD) is one of the measurements obtained from an ultrasound scan, usually taken during the second trimester of pregnancy. It represents the distance between two sides of the fetus's head. This indicator helps healthcare providers estimate the fetus's size and growth rate. By matching BPD with set growth charts for babies, doctors can determine whether the fetus is growing normally.

Understanding the definition of biparietal diameter with regard to your health insurance will enable you to make well-informed decisions regarding your healthcare coverage. The biparietal diameter may also be used to treat complications that may arise during pregnancy. Therefore, understanding these concepts is advantageous if you are reviewing your policy or looking at new choices in preparation for delivery.

Conclusion

The biparietal diameter is an essential parameter during pregnancy ultrasound check-ups. When expecting parents understand its use in fetal development tracking, they may take appropriate precautions and make conscious decisions regarding insurance coverage. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Dandasana, or seated or staff pose, is a simple yoga posture ideal for beginners, young children, and the elderly. Notably, even when pregnant, you can easily practise the seated pose. It’s a significant part of yoga that helps strengthen the abdomen, lower back, and pelvis. Ultimately, the activity can improve your posture and alleviate spinal problems.

Other benefits of dandasana for your body and mind include relief from arthritis-related symptoms, stress management, improvement of the digestive and respiratory systems, and blood pressure regulation.

Top 7 Health Benefits of Dandasana

You can practise seated yoga separately or alternate it with poses like vrikshasana or standing pose. That way, you can gain both dandasana and vrikshasana benefits. So, here’s how to benefit from dandasana by practising it regularly:

• Helps in Stress Management

Practising the seated pose regularly can help you manage stress better. The activity soothes your mind, enhances your mental health, and promotes cognitive awareness and emotional balance. As a result, you can easily overcome issues like anxiety and depression.

• Improves Your Posture

If you suffer from postural issues, you can benefit from practising dandasana regularly. The pose can straighten and strengthen your spine, improving your overall standing, sitting, or walking posture.

• Offers Relief from Arthritis-Related Symptoms

People who have arthritis can benefit significantly from practising this yoga pose. Dandasana works best for those who experience pain and inflammation related to arthritis. The activity promotes joint flexibility and functioning and reduces pain.

• Enhances Digestive System

The seated posture involves rhythmic abdominal movements that stretch the digestive organs and help relieve issues like bloating, gas, and constipation. Therefore, practising this pose regularly can improve your gastrointestinal tract and promote efficient digestive processes.

• Supports Respiratory System

The seated pose is also a remarkable way to refine your breathing capacity. This type of yoga can help treat respiratory issues such as asthma, chest tightness, and shortness of breath.

• Strengthens Back

Dandasana involves stretching the spinal cord and its surrounding muscles. Sitting straight for a long period usually strengthens the back muscles.

• Regulates Blood Pressure

Regular yoga practitioners can notice significant blood pressure and heart rate improvements. Hence, the seated pose can help lower your blood pressure and reduce your risks of cardiovascular disease, especially if you practise it often.

Dandasana involves stretching the lower limbs, so remember to do some warm-up sessions before starting the pose. Ensure you practise the seated asana regularly to reap its maximum health benefits. Also, try interchanging the exercise with vrikshasana (the standing balance pose). That way, you also gain the advantages of vrikshasana, such as improved body balance and strengthened muscles. 

Conclusion

You can practise and benefit from dandasana if you suffer from anxiety, stress, and depression. In addition, this pose can do wonders for those experiencing digestive issues, leg and back pains, or neck or shoulder stiffness. However, if you have health issues, it’s crucial to consult a medical practitioner before practising the asana to avoid complications. Also, remember to purchase the best health insurance to cover your health-related bills. That way, you won’t have to stress out on the high cost of medical treatment and facilities. Usually, medical insurance will safeguard your finances during health emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Soya chunks are one of the popular plant-based protein sources made from soybeans. The chunks are textured vegetable protein and an alternative to meat. These can be added to numerous vegetarian dishes and vegan meal plans. Soya chunks health benefits come from protein, fibre, and essential mineral content, making it a vegan alternative to animal protein.

Top 7 Health Benefits of Soya Chunks

Here are some of the significant benefits of eating soya chunks:

1. High Protein Content

Major soya chunk benefits include being rich in protein, which makes it suitable for muscle building and recovery.

2. Low in Fat

Soya chunks contain less saturated fat, thus helping to retain healthy cholesterol.

3. Good Heart Health

Consuming soya chunks regularly improves cardiovascular conditions and reduces the chances of developing heart disease. Soy is high in isoflavones, an antioxidant that reduces inflammation and promotes blood vessel function.

4. Rich in Fibre

Soya chunks are rich in dietary fibre, which helps boost digestion and prevent constipation. The fibre content in soybeans promotes a healthy gut microbiome and monitors blood sugar levels, thus benefiting diabetic patients. 

5. Improves Bone Health

Soya chunks are rich in calcium and iron, which enhance bone strength. Isoflavones in soya act like estrogen and lower the risk of osteoporosis.

6. Helps in Weight Regulation

The chunks contain a high level of protein and fibre, which suppresses appetite and keeps you full and active for a long time. This ultimately helps prevent overweight issues.

7. Maintains Hormonal Levels

Soya is known to contain phytoestrogen, which helps preserve the hormonal levels in women.

Conclusion

Incorporating soya chunks into your diet plan may bring many health benefits, from muscle building to heart health. Consider investing in nutritious foods such as soya chunks, which may eventually result in healthy outputs. Also, get medical insurance to cover medical and surgical costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Amla, also known as Indian gooseberry, is a small, green, nutrient-rich fruit. Due to its significant health benefits, it is highly esteemed in Ayurvedic medicine. Some widespread amla health benefits include reduced cough and cold, flu, and throat infections. The fruit also guards against respiratory disorders. In addition, being rich in iron, it acts against deficiencies that cause anaemia, and if you consume it with honey, the Indian gooseberry helps purify the blood.

Read on as the blog explores the nutritional benefits you can attain when you consume amla.

Top 7 Health Benefits of Amla

Amla is rich in antioxidants, minerals, vitamins, and phytonutrients, making it a power-packed food that boosts overall health. You can consume it in various forms, such as raw, juice, or powder, or as an ingredient in food preparations.

The top amla benefits include the following:

• Detoxifies the Body

Amla acts as a natural detoxifier. Its antioxidant components help flush out toxins from your body, purifying the blood. The detoxification process may also delay the signs of ageing and help maintain your overall health and vibrancy.

• Boosts Immunity

Amla juice acts as an immune booster. The fruit is rich in Vitamin C, an essential nutrient known to boost the body’s immunity. The high vitamin C content enables the body to quickly fight off diseases and infections by increasing white blood cell production.

• Offers Healthy Digestive System

The Indian gooseberry is rich in dietary fibre, which helps to regulate bowel movements and improve digestive health. It reduces bloating, prevents constipation, and facilitates smooth nutrient absorption, hence benefiting overall digestive health.

• Supports Heart Health

Amla is rich in antioxidants and minerals like calcium, iron, and phosphorus, which support heart health. It helps relax your blood vessels and prevents plaque buildup in the arteries, which regulates blood pressure. The fruit also reduces your blood cholesterol levels, lowering the risk of heart ailments.

• Enhances Liver Function

The amla fruit has hepatoprotective properties that help maintain your liver health. It’s enriched with antioxidants that neutralise free radicals and protect the body from oxidative stress. All these effects aid in body detoxification, which enhances the functioning of the liver and protects the organ from possible issues.

• Regulates Blood Sugar and Manages Diabetes

Amla positively impacts blood sugar and lipid levels, benefiting those with diabetes. It encourages the secretion of insulin, which helps reduce blood sugar levels and manage diabetes better.

• Improves Your Skin and Hair Quality

The Indian gooseberry is popularly known to improve skin and hair textures. It has some nourishing elements, which is why manufacturers use it in skin and hair care products. The fruit’s mineral content helps improve your skin tone. In addition, the mineral content makes your hair shinier and enhances its growth.

Conclusion

You can benefit from amla by making it an essential part of your diet. This fruit can benefit those experiencing digestive issues. It can also enhance detoxification, and improve your immunity. However, if you have specific health conditions or you’re under some dietary restrictions, it’s crucial to consult a doctor. The medical practitioner will give you proper advice on whether you should take amla in moderation. Remember to purchase the best health insurance plan to cover your health-related bills. That way, you won’t have to stress out on the high cost of medical treatment and facilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 29 Jan 2026

Bitter gourd, or karela, is a vegetable people often feel strongly about because of its distinct, sharp taste. Yet behind its bitterness lies a powerhouse of nutrients and healing properties that have been valued in traditional medicine for centuries. From everyday meals to herbal remedies, bitter gourd has earned a special place in health-focused diets. It supports the body in multiple ways, particularly for those mindful of their blood sugar and digestion.

This blog explores the key benefits of bitter gourd, especially for those dealing with high blood sugar and other lifestyle-related health concerns.

What are the benefits of bitter gourd?

Packed with essential nutrients, bitter gourd supports various bodily functions and helps prevent several diseases. Here are some of the key benefits of including bitter gourd in your diet:

• Improves blood sugar levels: Bitter gourd is well-known for its ability to regulate blood sugar. It contains compounds like charantin and polypeptide-p, which help lower blood sugar levels naturally.
• Boosts immunity: Vitamin C, which can strengthen the body’s defences against infections, is abundant in bitter gourds.
• Aids digestion: Its high fibre content can support healthy digestion, prevent constipation and promote gut health.
• Supports weight loss: Bitter gourd is low in calories and abundant in fibre, which can prolong feelings of fullness.
• Detoxifies the body: As a natural detoxifier, bitter gourd aids in liver cleansing and the removal of toxins from the body.
• Improves skin health: The antioxidants in bitter gourd can reduce skin problems like acne, blemishes and rashes. It also promotes a healthy glow.
• Good for heart health: Bitter gourd can help lower bad cholesterol and improve heart health by keeping blood pressure in check.
• Helps fight infections: Its antibacterial and antiviral properties can effectively fight infections and boost overall health.
• Improves eye health: The beta-carotene and vitamin A in bitter gourd are good for maintaining eye health and preventing vision problems.
• Promotes healthy hair: It is well known that bitter gourd juice can enhance hair structure, lessen dandruff, and encourage hair growth.

How bitter gourd helps manage blood sugar levels

One of the most salient features associated with bitter gourd is that it controls blood sugar levels. Here’s how it helps:

1. Contains natural insulin-like compounds

Bitter gourd contains compounds such as charantin, vicine and polypeptide-P, which act like natural insulin. These help reduce blood sugar levels by enhancing the body's ability to utilise glucose.

2. Improves glucose metabolism

Bitter gourd helps the body’s cells absorb sugar more efficiently, which helps lower blood glucose levels. Regular consumption may also support stable sugar levels throughout the day, making it beneficial for overall metabolic health.

3. Reduces insulin resistance

For people with type 2 diabetes, the body often becomes resistant to insulin, making it harder to regulate blood sugar. Bitter gourd helps reduce insulin resistance and improves the body’s sensitivity to insulin, supporting natural blood sugar control.

4. Supports pancreatic health

Bitter gourd also supports the pancreas, the organ responsible for insulin production. A healthy pancreas is important to manage diabetes effectively and maintain balanced sugar levels.

How to include bitter gourd in your daily diet

Bitter gourd can be included in your diet in many simple and delicious ways. In case you find it very bitter, you can soak it in salt water for 10 to 15 minutes and then cook. It reduces the bitterness but does not remove the nutrient value.

Here are some additional ways that you can include bitter gourd in your daily diet:

1. Bitter gourd juice

This is one of the most common ways to consume bitter gourd. Wash and peel a fresh bitter gourd, remove the seeds and blend it with some water. You can add some black salt or lemon juice to improve the taste. Drink it early in the morning on an empty stomach for the best results.

2. Stir-fried bitter gourd

Cut the bitter gourd into thin pieces and shallow fry with onions, potatoes, tomatoes and a few Indian spices. You can consume it with either chapati or dal-rice.

3. Stuffed bitter gourd

This is a traditional Indian dish. Bitter gourds are filled with spicy mixtures of onions and masalas, then cooked till tender. This method is quite healthy and flavourful.

4. Bitter gourd chips

For a crunchy snack, you can prepare bitter gourd chips. All you need to do is slice the gourd into thin pieces, coat them lightly with gram flour and then bake or air-fry them until crispy.

5. Add to curries or dal

You can add small pieces of boiled bitter gourd to curries of your choice or dal to get its health benefits without the taste being too strong.

Possible side effects and precautions of consuming bitter gourd

While bitter gourd may provide a lot of advantages, excessive consumption of it might lead to certain issues. Like any healthy food, it should be consumed in moderation. Here’s why:

• Digestive problems: Excessive consumption of bitter gourd may cause stomach pain, acidity, diarrhoea or bloating.

• Low blood sugar: Since bitter gourd is known for reducing blood sugar levels, people taking diabetes medication should be careful. Taking these together without guidance may make the blood sugar levels drop too low.

• Pregnancy concerns: It is not advisable for pregnant women to consume large amounts of bitter gourd because it might cause stomach cramps or, in extreme cases, early contractions.

• Allergic reactions: Although this is rare, people might be allergic to bitter gourd. If rashes, itching or nausea are experienced after consuming it, then it is advisable to visit a doctor immediately.

Importance of health insurance for managing lifestyle-related conditions

Lifestyle-related diseases like diabetes, hypertension and heart disease are becoming increasingly common and often require ongoing medical care, regular monitoring and timely interventions. While a balanced diet that has nutrient-rich foods like bitter gourd can help manage these conditions, professional medical support remains essential to prevent complications and maintain long-term health.

A health insurance policy provides financial protection by covering hospitalisation, diagnostic tests, prescribed medicines and treatments. Some policies also include preventive healthcare benefits, such as routine or annual check-ups, which can detect potential issues early and reduce long-term risks.

For families, it is important to ensure that ageing parents have their own parents health insurance coverage. This ensures that the medical needs are addressed promptly without creating a financial burden, allowing both parents and caregivers to focus on recovery and overall well-being.

Conclusion

Even though bitter gourds are not the tastiest vegetable, it has a lot of health benefits like blood sugar control, improvement in digestion and immunity-building. Including bitter gourd in your regular diet may help improve your overall health. However, consume these in moderation and consult your healthcare provider if you have any medical conditions or are pregnant.

Besides healthy eating, a proper medical insurance policy can keep you prepared financially in case of a medical emergency. So, safeguard your health and your family’s well-being by choosing a health insurance plan based on your needs. Additionally, if you need personalised advice, fill out the form on this page.

FAQs

1. How frequently can bitter gourd juice be consumed?

Consuming bitter gourd three to four times a week is usually adequate. However, start with smaller portions to see how the body reacts.

2. What helps reduce the bitterness before cooking?

To reduce bitterness, you can try soaking sliced bitter gourd in salt water for 10 to 15 minutes or cooking it along with onions and spices.

3. How does bitter gourd help people with diabetes?

It has natural insulin-like compounds that help the body utilise sugar better and lower the blood glucose level.

4. What are easy ways to eat bitter gourd daily?

You can have it as juice, stir-fried, stuffed or mixed into dal and curries. However, consult your healthcare provider before you decide to consume bitter gourd daily.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Kidney stones are salt deposits and hard minerals in the kidneys. They can be tiny, like a grain of sand or larger, like a marble. It can be caused by certain substances in the urine. This includes oxalate, calcium, and uric acid, building up and forming solid crystals. These crystals can then clump together and create the stone. Various factors like dehydration, several diets, family history, and several medical conditions can raise the risk of developing kidney stones.

In this blog, we will discuss various symptoms of kidney stones so that proper and timely medical intervention can be made, as and when required.

Symptoms of Kidney Stone

Some most common signs of kidney stones are as follows.

• Pain

  One of the most common symptoms of kidney stones is pain. You may feel a sharp, cramp-like pain in your back or side, just below your ribs. This pain can come and go, and it might move down towards your lower abdomen and groin area. The pain intensity can be mild to very severe.

• Frequent Urination

  Kidney stones can irritate your urinary tract, making you feel you need to pee more often. You might not pass much urine even when you go to the bathroom.

• Blood in Urine

  Sometimes, kidney stones can cause blood to appear in your urine, giving it a pink, red, or brownish colour. If you notice any unusual colour in your pee, it is essential to tell a grown-up, like your parents or a teacher, so they can help you see a doctor.

• Nausea

  If you have a kidney stone, you might feel nauseous and even vomit. This occurs because your body is trying to handle the pain and discomfort caused by the stone.

• Cloudy or Foul-smelling Urine

  A common sign of kidney stones is urine looking cloudy or smelling bad. It is another sign that something might not be right with your kidneys.

• Difficulty Passing Urine

  Kidney stones can sometimes block urine flow, making it hard to pee. This can be frustrating and might make you feel uncomfortable.

• Fever

  Your body temperature might rise, and you feel shivery and cold. This happens when the stone causes a blockage or infection in the urinary tract, leading to these flu-like symptoms.

Given today's sedentary lifestyle, following preventive measures for kidney stones is crucial. One of the most effective ways to maintain kidney health is by staying hydrated - drinking ample water daily. This will aid in flushing out harmful substances and preventing mineral accumulation that may lead to stone formation. In addition to proper hydration, a balanced diet rich in fruits and vegetables can mitigate the risk of kidney stones. Kidney stones are curable. However, to ensure timely medical attention, one should be aware of the symptoms of kidney stones. Having health insurance can help manage medical expenses related to diagnosis and treatment effectively.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.