Migraines are a common but often misunderstood neurological condition characterised by severe headaches and other debilitating symptoms. While there is no single definitive test to diagnose migraine, several medical evaluations help doctors rule out other conditions and confirm the presence of this headache. Understanding the available migraine tests can guide individuals toward the right treatment.

This article explores the key migraine diagnosis tests and what to expect during a migraine check-up.

What are The Tests for Migraine?

Migraines are diagnosed primarily based on a patient’s medical history, symptoms and physical examination. However, certain migraine tests are used to rule out other conditions and confirm the diagnosis. Here's a breakdown of the most commonly used migraine tests and diagnosis methods:

1. Neurological Examination
   

   A comprehensive neurological exam is one of the first steps in a migraine check-up. During this test, the doctor assesses your reflexes, coordination, muscle strength and sensory functions. This medical examination helps rule out other serious conditions like stroke, brain tumours or neurological disorders that might mimic migraine symptoms.

2. Computed Tomography (CT) Scan
   

   A CT scan is one of the most common imaging tests that can be used to confirm migraine. This examination provides cross-sectional images of the brain and is often used to rule out causes such as brain haemorrhages, tumours or structural problems in the brain that may lead to severe headaches. A CT scan is especially useful in emergency situations where immediate imaging is needed.

3. Magnetic Resonance Imaging (MRI)
   

   Another common migraine test name is MRI. This imaging test is used to look for abnormalities in the brain such as tumours, bleeding or infections. MRIs provide detailed images of the brain's structure helping doctors rule out other causes of headaches. While an MRI does not directly detect migraines, it is crucial in the diagnosis of the headache.

4. Electroencephalogram (EEG)
   

   An EEG is a test that measures electrical activity in the brain. Although it is not commonly used for diagnosing migraines, it may be ordered if the doctor suspects seizures or other neurological issues as the cause of the headaches. This migraine diagnosis test helps to differentiate migraines from conditions like epilepsy.

5. Blood Tests
   

   While blood tests do not directly diagnose migraines, they are often conducted to rule out other medical conditions such as infections, blood clotting disorders or metabolic issues that might contribute to headaches. A migraine check up typically includes these tests to ensure that no underlying issues are causing the symptoms.

6. Spinal Tap (Lumbar Puncture)
   

   In rare cases, a spinal tap may be required to analyse cerebrospinal fluid. This test helps to rule out infections, bleeding in the brain or other neurological conditions. While not routine for diagnosing migraines, it is an important tool in certain cases when other tests are inconclusive.

Conclusion

While there is no single test that can definitively diagnose migraine, a combination of neurological exams, imaging tests and sometimes blood examinations helps doctors make an accurate diagnosis. If you're experiencing frequent, severe headaches, a migraine check-up is essential for ruling out other conditions and identifying the best treatment plan. Since these tests can be costly, having a good health insurance plan can help cover the expenses of migraine tests and diagnosis.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

With temperatures rising, it is essential to keep the body hydrated. Excessive heat can lead to severe health risks, including heatstroke, heart attack, or stroke. Proper hydration helps prevent these heat-related issues.

Although drinking water is the best source of fluid, juices, milk, and herbal teas can add to the amount of water consumed in a day. These liquids provide added nutrition apart from hydration.

In this blog, we have listed some of the best refreshing drinks for the summer.

List of instant body cooling drinks for summer

A few body cooling drinks to consume during the summer are:

• Coconut water: Packed with natural electrolytes, coconut water is an excellent way to stay hydrated. It prevents dehydration and helps maintain electrolyte balance.
• Buttermilk (chaas): A probiotic-rich drink, buttermilk cools the body and aids digestion. You can add cumin and coriander powder for enhanced flavour.
• Raw mango drink (aam panna): Made from green mangoes, this tangy drink ranks high among the beloved cooling drinks for summer. Aam panna is an excellent source of vitamins and minerals.
• Sugarcane juice: Rich in antioxidants and natural sugars, sugarcane juice is an instant body cooling drink. It helps in detoxifying the liver and keeps the body hydrated.
• Lemonade: This refreshing mix of lemon juice, water, and honey or sugar is rich in vitamin C and helps maintain hydration.
• Roasted gram flour drink (sattu): A healthy summer drink, sattu or roasted Bengal gram flour is believed to have cooling properties and is a good source of protein and fibre.
• Barley water: Barley water is an amazing cooling drink that helps digestion and flushes out toxins. A dash of lemon enhances its taste and benefits.
• Cucumber juice: A fantastic way to cool down your body is by drinking cucumber juice. Blending it with mint and lemon further enhances its hydrating properties.

Conclusion

Maintaining hydration levels with summer cooling drinks is extremely important, as even mild dehydration can cause fatigue, dizziness and headaches. In extreme cases, dehydration can lead to hospitalisation. Since one can never predict the future, a comprehensive individual health insurance policy or health insurance for family can help you and your family by covering hospitalisation expenses in emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Summer is a time of intense heat and high humidity. Excessive exposure to harsh sunlight can damage your skin in many ways. Prolonged exposure to harsh sunlight often leads to dehydration, causing skin damage, rashes, and sunburn. Excessive sweating can also contribute to body odour and breakouts. Therefore, taking care of your skin during the summer is crucial.

Follow the best skincare for summer to protect your skin from such issues.

Best summer skincare tips

Your skin, the largest sense organ in your body, needs extra attention during summer. A proper summer skincare routine can help keep it supple and healthy. Without proper care, you may experience several issues, including:

• Skin dryness
• Premature skin ageing
• Loss of skin elasticity
• Hyperpigmentation, uneven skin tone and much more

Below listed are a few summer skin care tips:

• Wash your face and body properly to keep your skin clean and breathable.
• Regular exfoliation is essential to remove dirt from clogged pores.
• Always moisturise and apply a broad-spectrum sunscreen from a good brand to protect your skin. It is one of the vital summer skin care tips.
• Include products in your skincare products containing vitamin C, E, etc., in your daily skincare regime.
• Include a lot of fruits and veggies in your diet.
• Hydrate your body with plenty of fluids, natural juices, and water. The best choice is homemade fruit juices made with seasonal fruits.
• Avoid heavy make-up and give your skin cells more breathing time.
• Wear natural and summer-friendly fabrics like cotton, linen, etc.

Conclusion

While the above-mentioned summer skincare tips can help protect your skin, unexpected issues may still arise, leading to medical expenses. In such cases, consulting a specialist is essential. Comprehensive health insurance plans can cover the cost of consultations or medical tests and keep your finances safe. Similarly, severe conditions like skin cancer or other serious skin problems need immediate medical attention. A critical illness insurance plan gives financial support for expensive treatments, giving you peace of mind and access to the best care when needed.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

People often get confused with vertigo and migraine and think both are the same. However, these are two different conditions with many overlapping symptoms. Consultation with a medical practitioner will help diagnose the right condition. This is essential to decide on the right treatment plan.

What is the Difference Between Vestibular Migraine and Vertigo?

Vertigo and migraine share similar symptoms, but they are not the same. By understanding each condition in detail, we can identify the main differences.

Vertigo: Vertigo is a sensation that causes you to feel as if you are spinning around in place or about to fall. A problem with either your inner ear or your brain causes it. When you get it, you may feel like the entire room revolves. Feeling the head spinning and dizzy is uncomfortable and impairs your ability to walk normally. You may also experience ear problems such as hearing loss or ringing ears.

Inner ear infections, blows to the head, or certain ear conditions can cause vertigo. Symptoms like head spinning and ringing in ears last from seconds to an hour or more. They get worse when you move your head from side to side.

Vestibular Migraine: Although vestibular migraines bring about dizziness and imbalance, much like vertigo, they are associated with severe headaches. Other issues, such as photophobia, phonophobia, and blurred vision, usually accompany migraine. Stress, sleep deprivation, hormonal changes, or some foods may provoke these headaches.

Migraine vs. Vertigo: Although the exact cause of migraines is unknown, abnormal brain activity that momentarily disrupts the brain's blood vessels, chemicals, and nerve signals is thought to be the reason. Vertigo mainly results from issues with the inner part of the ear. Migraines primarily involve headaches and associated symptoms; vertigo is associated with imbalance and abnormal spatial orientation. Migraine can cause symptoms similar to those of vertigo but alongside other complexities like vomiting, light sensitivity, and throbbing sensation.

Conclusion

Vestibular migraines and vertigo are often confused with each other, but there are critical differences between the two. Proper treatment requires accurate diagnosis. A suitable health insurance policy can cover the treatment costs. If you are still confused as to what you are going through, migraine or vertigo, seek assistance from qualified doctors.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Blackberries are juicy and delicious berries packed with nutrients. Whether eaten fresh, blended into smoothies, or baked into sweets, blackberries are a great addition to a well-balanced diet. In this guide, we will take a quick look at the health benefits of blackberry.

What Are the Health Benefits of Blackberry?

The following are the benefits of consuming blackberries:

• Antioxidant Rich: Blackberries are loaded with antioxidants like anthocyanins which give the berries their dark color. Antioxidants reduce your chance of contracting chronic diseases like cancer and heart disease by shielding your cells from harm brought on by free radicals.

• Boosts Immune System: Your immune system is strengthened by the vitamin C found in these berries.

• Supports Brain Health: Compounds that are found in blackberries have the potential to enhance brain function. They improve memory and thinking skills while reducing inflammation in the brain. Eating blackberries regularly may lower the risk of age-related brain diseases like Alzheimer’s.

• Good for Heart Health: The fibre and antioxidants in blackberries help reduce bad cholesterol levels and lower blood pressure.

• Aids Digestion: Blackberries are high in dietary fibre, which promotes good digestion and prevents constipation.

• Strengthens Bones: Strong bones require calcium and vitamin K, both of which are abundant in blackberries. Additionally, they lower the chance of bone diseases like osteoporosis.

• Improves Skin Health: Regularly consuming blackberries can improve skin health. As vitamin C helps produce collagen, it helps keep your skin firm and youthful, while antioxidants shield your skin from damage and pollutants.

• Helps Manage Diabetes: Blackberries have a low glycemic index, meaning they don’t cause a big spike in blood sugar levels. This also makes them a great snack for people with diabetes.

Conclusion

Blackberries are full of vital vitamins and minerals that can improve heart and brain health as well as strengthen your immune system. Incorporating them into your diet is an easy and tasty way to support your overall well-being. Additionally, yearly checkups and acquiring comprehensive health insurance ensure you're prepared for any unexpected health needs, further complementing a healthy lifestyle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Ladyfinger, also known as bhindi or okra, is a staple in most Indian households. But did you know that it is an underrated nutritional powerhouse? It has a lot of important minerals, including vitamins A, C, and K1. It is also a good source of dietary fibre and minerals, including calcium, magnesium and potassium.

What Are the Benefits of Ladyfinger?

The following are some benefits of consuming ladyfinger:

• Vitamin C: Ladyfinger is an excellent source of vitamin C, which contributes to overall immunity management by boosting white blood cell production. It relieves constipation by cleaning the intestinal tract.

• Vitamin K1: It is rich in vitamin K1, which boosts red blood cell production, platelets and haemoglobin. Vitamin K aids the liver in the creation of essential proteins that cause blood to clot.

• Reduces Risk of Stroke and Heart Ailments: It minimises the risk of stroke and heart ailments as it contains low levels of sodium and cholesterol. Stroke is caused by accumulation of plaque (fat deposits) in the body. Ladyfinger helps prevent this plaque development as it contains antioxidants and vitamin C.

• Eye Health: Another benefit of ladyfinger is that it improves eye health. It contains vitamin A, which reduces the risk of developing vision-related illnesses like cataracts and glaucoma.

• Blood Sugar: Some animal research also suggests that it can reduce blood sugar. Some research has been done on humans with promising results. A study of over 300 people found that eating ladyfinger reduced their fasting blood glucose levels.

• Weight Management: Another benefit of ladyfinger is its high water content and low calories. It contains dietary fibre with a high satiety index, keeping us full for hours.

• Pregnancy: There are many benefits of ladyfinger for pregnant women. It is a good source of folate, which helps reduce birth defects in babies. This folic acid is especially important between the fourth and twelfth weeks of pregnancy, as this is when the neural tubes develop in babies.

Conclusion

While ladyfinger has many benefits, we should always consume it in moderation. People with kidney stones, allergies or gastrointestinal problems should be careful. Some studies have also found that ladyfinger may interfere with the absorption of medicines like metformin, which treats diabetes.

In addition to adopting a healthy diet, it is prudent to consult a healthcare professional at regular intervals, especially if you suffer from a pre-existing condition like diabetes. These visits are covered under any good health insurance policy. A comprehensive health insurance policy also covers miscellaneous costs, medicines and hospitalisation. You can opt for the plan that suits your needs and lifestyle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Corn flour, sometimes referred to as maize flour, is a common ingredient in many kitchens worldwide. It is made by grinding dried maize kernels into a fine powder. Due to its versatility, maize flour can be used to make a variety of items, including bread, tortillas, porridge, and baked goods. In addition to its taste and usefulness, maize flour is a great addition to a well-balanced diet thanks to its high vitamin content and several health benefits.

What are the Health Benefits of Maize Flour?

The following are some key benefits of consuming maize flour:

• Rich in Energy: Maize flour is a great source of carbohydrates. Because of this, it's an excellent option for anyone who needs a quick boost, such as athletes or those who lead active lives.

• Gluten-Free Option: Maize flour is a healthy and safe substitute for wheat flour for people with celiac disease or gluten intolerance. It allows those with these conditions to enjoy baked goods and other foods without worrying about health problems caused by gluten.

• Good for Digestion: Maize flour contains dietary fiber, which supports healthy digestion. Fiber helps prevent constipation, improves bowel movements, and promotes gut health by feeding beneficial bacteria.

• Rich in Antioxidants: Maize flour contains antioxidants that may reduce the risk of long-term illnesses, such as cancer, heart disease, and age-related conditions.

• Source of Essential Vitamins and Minerals: Maize flour contains important nutrients like vitamin B6, folate, magnesium, and potassium. These nutrients support various bodily processes, including heart and brain health, as well as the maintenance of strong bones and muscles.

• Helps Manage Weight: Because it is filling and rich in fiber, maize flour can help control appetite and prevent overeating. This makes it an excellent choice for people who are trying to maintain or reduce their weight.

Conclusion

Incorporating nutrient-rich foods like maize flour into your diet not only supports overall wellness but can also play a role in reducing healthcare expenses. In addition to a good diet, it is prudent to acquire a comprehensive health insurance plan that provides protection in the event of medical emergencies. By promoting good digestion, eye health, energy levels, and weight management, maize flour can help prevent illnesses and reduce the need for medical treatments, complementing the benefits of health insurance plans.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Millet offers our bodies incredible health benefits. The grain is a good source of protein, vitamins, minerals, and fibre. This may be why the United Nations termed 2023 the international year of millets.

Consuming this grain in different forms can protect us against cardiovascular diseases, prevent diabetes, help maintain a healthy weight, and manage gut inflammation.

Read on to examine how maximising the millet-based diet in our meals can benefit us.

What are the Health Benefits of Millet Flour?

The key health benefits of millet flour include the following:

Detoxifies Your Body

Millet is rich in antioxidants. Regularly consuming this grain type can neutralise free radicals in the body, reducing the risk of diseases like cancer.

Catechins like curcumin, ellagic acid, quercetin, and several others can enable your system to get rid of toxins by promoting excretion. They also neutralise enzymatic activities in organs like the pancreas and liver.

Improves Your Heart Health

Millet flour is rich in magnesium, an important mineral in regulating blood pressure and reducing your risk of heart attacks.

Controls Your Body’s Cholesterol Levels

Since millet contains high fibre levels, it’s ideal for lowering cholesterol. Dietary fibre helps eliminate the bad cholesterol (LDL) from your blood while increasing the good cholesterol (HDL).

Protects Against Diabetes

Millets are alkaline-based, helping maintain stable blood sugar levels. Consuming this grain can benefit those with diabetes.

The high magnesium levels in this grain increase glucose receptors and insulin efficiency in your body. Think about the many developing nations where millet is a staple food. Most of these countries have lower cases of diabetes.

Enhances Your Digestive Health

Millet is a fibre-rich food that can enhance your gastrointestinal system and eliminate issues like cramping, excessive gas, bloating, and constipation. In addition, a healthy digestive system improves nutrient retention, while smooth digestion and waste elimination also promote kidney and liver functioning.

Conclusion

Millet is a low-maintenance grain that offers our bodies remarkable health benefits. However, you should visit a medical practitioner for diagnosis and treatment if you have any health concerns. Alongside regular medical check-ups, it is wise to acquire a comprehensive health insurance plan, which pays for your medical bills, including emergencies and reduces financial strain.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

A popular grain in Indian cooking, jowar flour is wholesome and nourishing. In addition to being gluten-free, the grain has numerous health advantages. Read on to learn of the advantages of incorporating it into your diet.

What Are the Health Benefits of Jowar Flour?

The following are the major benefits of consuming jowar flour:

• Beneficial for Individuals with Diabetes

The low glycaemic index of jowar flour helps to maintain stable blood sugar levels. Patients with diabetes can benefit from its ability to increase insulin sensitivity.

• Improves Heart Health

Jowar flour’s antioxidant and potassium contents help to maintain heart health. It helps to lower bad cholesterol and regulate blood pressure in the human body.

• Strengthens Bones

Jowar flour helps to strengthen bones because it is high in calcium, magnesium, and phosphorus. It helps to minimise the risk of osteoporosis and other bone-related disorders.

• Rich in Antioxidants

Antioxidants like tannins and phenols, which are found in jowar, combat free radicals and shield the body from illness. Additionally, it lowers the chance of age-related issues, including cancer.

• Gluten-free Food Option

Since it is gluten-free, those with coeliac disease or gluten allergies can easily use it as a flour substitute.

• Source of Energy

Jowar flour contains a lot of carbs, which give the body sustained energy. Eating it increases productivity and lessens weariness.

• Beneficial for Skin and Hair

The minerals and vitamins Jowar flour contains support healthy hair and radiant skin. It supplies the body with nourishment from within.

• Helpful in Weight Management

Jowar flour curbs the tendency to overeat by extending feelings of fullness. It is easy to control weight because it is high in nutrients and low in calories.

• Promotes Digestive Health

The high fibre content of jowar flour helps to maintain a healthy digestive system. It alleviates issues like indigestion and constipation. Frequent ingestion can also help avoid stomach issues.

Conclusion

Jowar flour has a lot of health benefits. You can prevent illnesses and nourish your body by incorporating it into your diet. Alongside adopting a balanced diet that meets your specific requirements, getting frequent health check-ups and acquiring a comprehensive health insurance policy are vital for remaining safeguarded against medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Muskmelon, also known as Kharbuja, is a delicious and nutritious fruit. While most people discard the seeds, believing they are of no value, muskmelon seeds are actually a valuable source of nutrients. Abundant in vitamins, minerals, fibre and protein, they offer numerous advantages for our bodies.

Read on to explore the key health benefits of muskmelon seeds.

What Are the Health Benefits of Muskmelon Seeds?

The following are some key advantages of consuming muskmelon seeds:

• Strong Immune System

The antioxidants and vitamin C found in muskmelon seeds boost the body's natural defences against disease.

• Strengthen Bones

Muskmelon seeds are rich in minerals like calcium, magnesium, and phosphorus, which help strengthen bones and teeth. Additionally, they can aid in preventing conditions such as osteoporosis and arthritis.

• Beneficial for Skin and Hair

Muskmelon seeds contain protein and vitamin E, which improve skin and strengthen hair. It also helps to minimise wrinkles and give the skin a radiant appearance.

• Strengthens the Digestive System

The high fibre content of muskmelon seeds supports a healthy digestive system. It helps maintain intestinal health and alleviates issues such as constipation by aiding regular bowel movements.

• Increases Energy Levels

The protein and carbohydrates in muskmelon seeds provide the body with energy, helping to sustain prolonged activity and reduce fatigue.

• Beneficial for the Heart

Muskmelon seeds' potassium and omega-3 fatty acids contribute to better heart health. They maintain healthy cholesterol levels and regulate blood pressure.

Conclusion

Incorporating muskmelon seeds into your diet is a wise choice due to their numerous health benefits. Regular consumption can boost your immune system, support digestive health, and improve heart function. Additionally, they promote healthy skin and hair. Alongside a nutritious diet, having good health insurance plans is crucial for added protection. By combining these benefits of muskmelon seeds with comprehensive health coverage, you can embrace a healthier lifestyle with peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Watermelon is a refreshing summer fruit that acts as a natural coolant for the body. However, did you know that its seeds also contain numerous health benefits? While most people throw them away when consuming the fruit, watermelon seeds are high in fibre, protein and other nutrients, making them a healthy snack.

Read on to learn about the health benefits of watermelon seeds.

What Are the Health Benefits of Watermelon Seeds?

The following are some notable advantages of consuming watermelon seeds:

• Support for the Immune System

Watermelon seeds contain iron and zinc, which significantly boost immunity and aid our bodies in staving off the risk of disease.

• A Good Snack for Individuals with Diabetes

Watermelon seeds contain magnesium and have a low glycaemic index, which makes them a good supplement for people with diabetes, moderating their diets.

• Aids the Digestive System

The high fibre content of watermelon seeds aids in maintaining a healthy digestive system. It preserves gut health and relieves issues like constipation.

• Strengthens Bones

Watermelon seeds contain calcium, magnesium and phosphorus, which contribute to bone health. These nutrients also prevent issues such as osteoporosis.

• Beneficial for Skin and Hair

The antioxidants, fatty acids and proteins can support healthy hair and skin, working to offset the effects of oxidative stress.

• Promotes Heart Health

The magnesium and unsaturated fats found in watermelon seeds support heart health by regulating blood pressure and cholesterol levels.

Conclusion

It’s incredibly simple to incorporate watermelon seeds into your diet. While they can be consumed raw, roasting them maximises their health benefits and improved digestibility. Healthy snacks like watermelon seeds shield your body from common illnesses while aiding overall wellness. In addition to adopting a healthy diet, it is prudent to set up systems of complete wellness with your healthcare provider. This includes regular body check-ups and tests. These can be covered with a comprehensive health insurance policy. A health insurance plan can also financially protect you during medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Walnut oil, derived from pressed walnuts, is a versatile and nutritious oil that offers numerous health benefits. Rich in Omega 3, antioxidants and essential nutrients, walnut oil is a great addition to your skincare and diet. Read on to explore the health benefits of walnut oil.

What are the Health Benefits of Walnut Oil

The benefits of consuming walnut oil are as follows:

1. Supports Heart Health

Walnut oil is rich in omega-3 acids and polyunsaturated fats, which help lower LDL (bad cholesterol) and increase HDL (good cholesterol). This contributes to healthier arteries and reduces the risk of heart disease. Walnut oil may also help regulate blood pressure levels, making it a heart-friendly choice.

2. Boosts Brain Power

The omega-3s and antioxidants in walnut oil are excellent for brain health. These nutrients enhance memory, focus and cognitive function and protect brain cells from oxidative stress. Studies suggest that walnut oil may also reduce the risk of degenerative diseases, making it a brain-boosting addition to your diet.

3. Keeps Your Skin Healthy

Walnut oil is loaded with vitamin E and other antioxidants that keep the skin hydrated, smooth, and glowing. Its anti-inflammatory properties can help calm skin conditions like eczema, psoriasis and acne. Additionally, it fights free radicals, reducing signs of ageing like wrinkles and fine lines, leaving you with youthful and nourished skin.

4. Improves Hair Strength

Walnut oil nourishes the scalp, reduces dryness and strengthens hair follicles, which helps prevent hair fall and breakage. Regular application can also add a natural shine to your hair and combat dandruff, improving overall hair texture and appearance.

5. Reduces Inflammation

The anti-inflammatory compounds in walnut oil make it beneficial for those suffering from chronic inflammation. The oil also alleviates joint pain and stiffness associated with arthritis or other inflammatory conditions. This can enhance mobility and overall quality of life for individuals with these issues.

6. Balances Hormones

Walnut oil contains essential nutrients that help maintain hormonal balance. It can be particularly advantageous for women during menopause by helping to alleviate symptoms like hot flashes and mood swings. Its omega-3 content also plays a role in regulating hormonal activity.

Conclusion

Walnut oil is packed with nutrients that benefit your heart, brain, skin and more. Making it a part of your diet and skincare can lead to noticeable improvements in your overall wellness. In addition to taking steps towards better health, it is prudent to acquire a comprehensive health insurance plan. This ensures that you’re prepared to deal with medical emergencies. A balanced lifestyle and reliable coverage are key to a healthier, secure future.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Summer is the most challenging time for your skin as summer skin diseases are prevalent. Excessive sweating and overexposure to harsh sunlight can ultimately damage your skin. Dryness, rashes, and swelling are widespread skin diseases in summer season. 

List of common skin diseases in summer season

Sun exposure for an extended period can damage the skin and trigger summer skin diseases. Here are some of the common skin diseases in summer season:

1. Skin infections and heat rash

During summer, your skin experiences excessive sweating, which can accumulate dirt. Sweaty and damp skin can cause many skin diseases during summer, such as fungal infections like ringworm and athlete's foot. Your skin pores get clogged, resulting in itchy, bumpy skin with redness and inflammation.

Remedies:

• Keep your skin clean.
• Apply suitable rash creams on affected areas

2. Sunburn and heatstroke

Sunburn and heatstroke occur when exposed to the sun for a long time. Severe sun exposure can result in skin peeling, redness, swelling, dehydration, and irritations. 

Remedies:

• Wear hats and sunglasses.
• Apply a wide-spectrum sunscreen to protect the skin from UV rays.

3. Acne

Excessive sweating, oil production, dirt-clogged pores, and humidity can cause skin bacterial growth and acne.

Remedies:

• Wash your face twice a day.
• Use lightweight, oil-free moisturisers and sunscreen.
• Avoid touching your face frequently.
• Keep makeup minimal.

4. Contact dermatitis and Eczema

Hot weather, sweat, and allergens can trigger acute skin diseases in summer, such as contact dermatitis and Eczema. They can cause itchy skin with redness and irritation.

Remedies:

• Opt for cool baths instead of hot showers.
• Use natural skincare products.
• Wear breathable fabrics.

Conclusion

Sun exposure can irritate the skin barrier, causing acne, infection and other issues. Although you can try home remedies to soothe irritation, often dermatologist-recommended treatments are necessary for effective protection and healing. A reliable family health insurance covers the cost of these treatments. You should also get tailored health insurance for parents to address their medical needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Tax saving is an important part of financial planning. Section 80C of the Income Tax Act in India allows taxpayers to reduce their taxable income by investing in certain financial instruments. The maximum deduction allowed under this section is ₹1.5 lakh per year. Individuals can save taxes and grow their wealth over time by choosing the right investments. Below are some of the best tax-saving investments under 80C.

Equity linked saving scheme (ELSS)

It is a type of mutual fund that primarily invests in equities. It offers tax benefits and has the potential for high returns.

• Lock-in Period: 3 years (shortest among 80C options)
• Returns: Market-linked, higher potential returns compared to other 80C options
• Risk Factor: High, as it is equity-based
• Tax Treatment: Gains above ₹1 lakh are taxed at 10% under Long-Term Capital Gains (LTCG)

Investments in tax saving FDs

Tax-saving fixed deposits (FDs) are one of the safest investment options under 80C for risk-averse investors.

• Lock-in Period: 5 years
• Returns: 5% to 7% per annum (varies by bank)
• Risk Factor: Low, as returns are fixed
• Tax Treatment: Interest earned is taxable

Investments in PPF (Public Provident Fund)

PPF is a long-term savings option backed by the government, ideal for those looking for a secure investment.

• Lock-in Period: 15 years (partial withdrawal allowed from the 7th year)
• Returns: Around 7.1% per annum (government revises rates quarterly)
• Risk Factor: Very low, as it is government-backed
• Tax Treatment: Completely tax-free (EEE - Exempt, Exempt, Exempt)

Investments in EPF (Employee Provident Fund)

EPF is a retirement savings investment under 80C for salaried employees, with contributions from both employer and employee.

• Lock-in Period: Until retirement (partial withdrawals allowed under specific conditions)
• Returns: Around 8.25% per annum
• Risk Factor: Low, as it is government-regulated
• Tax Treatment: Tax-free if withdrawn after 5 years of service

Investments in NPS (National Pension System)

NPS is a government-backed retirement scheme offering market-linked returns.

• Lock-in Period: Until retirement (60 years of age, partial withdrawal allowed)
• Returns: Varies (market-linked)
• Risk Factor: Moderate, as it involves equity and debt investments
• Tax Treatment: Partial exemption, with tax benefits on maturity and withdrawals

Investments in ULIP (Unit Linked Insurance Plans)

ULIPs offer life insurance and investment benefits, with a portion of the premium invested in equities or debt.

• Lock-in Period: 5 years
• Returns: Varies based on fund choice (equity, debt, or balanced)
• Risk Factor: Moderate to high, depending on fund allocation
• Tax Treatment: Gains are tax-free under Section 10(10D) if annual premium is below ₹2.5 lakh

Investments in Sukanya Samriddhi Yojana

This scheme is designed for the benefit of the girl child and offers high returns with tax saving under 80C.

• Lock-in Period: 21 years (partial withdrawal allowed for education after 18 years)
• Returns: Around 8.2% per annum
• Risk Factor: Very low, as it is government-backed
• Tax Treatment: Completely tax-free (EEE status)

Conclusion

Investing under Section 80C helps reduce tax liability while also building wealth. The right choice varies based on individual financial goals, risk appetite, and investment horizon. Those seeking high returns can opt for ELSS or NPS, while risk-averse individuals may prefer PPF or tax-saving FDs. A well-balanced portfolio with a mix of this list of investments under 80C can provide financial security and tax efficiency.

Apart from these investments, individuals should also consider medical insurance for additional tax benefits. Under Section 80D, the premium amount paid for health insurance for parents and self can provide further tax deductions, reducing overall taxable income.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The Indian government provides tax benefits to individuals who have disabilities or take care of disabled family members. Two important sections in the Income Tax Act that help with this are Section 80DD and Section 80U. While both sections provide tax deductions, they apply to different situations.

This blog will explain what these sections mean and the differences between 80DD vs 80U. 

Section 80DD of the Income Tax Act: What is it? 

Section 80DD helps individuals or Hindu Undivided Families (HUFs) who financially support a disabled family member. The 80DD income tax deduction goes to the caregiver, not the disabled person.

Who can claim?

• Any individual or HUF looking after a dependent with a disability.

Who is considered a dependent?

• For individuals: Spouses, children, parents, brothers, or sisters.
• For HUFs: Any family member.

What expenses are covered?

• Medical treatment, nursing, and rehabilitation of the disabled person.
• Payments for a health insurance policy that ensures future care for the disabled person.

How much deduction can you get?

• ₹75,000 if the disability is between 40% and 80%.
• ₹1,25,000 for severe disabilities (80% or more).

Section 80U of the Income Tax Act: What is it? 

Section 80U of the Income Tax Act provides tax relief directly to people who have a disability. Unlike Section 80DD, this deduction is for the disabled person, not their caregiver.

Who can claim?

• Only a resident individual with a certified disability.

What are the requirements?

• A medical certificate is needed as proof of disability.

How much deduction can you get?

• ₹75,000 for disabilities between 40% and 80%.
• ₹1,25,000 for severe disabilities (80% or more).

What disabilities qualify?

Some of the recognised disabilities include:

• Blindness or low vision
• Hearing impairment
• Intellectual disability
• Autism
• Cerebral palsy
• Locomotor disability

Difference between 80DD and 80U 

Conclusion 

Both Section 80DD and Section 80U provide tax benefits related to disabilities, but they apply to different people. 

It is important to understand the difference between 80DD and 80U and have the necessary medical certificates to claim these deductions. These tax benefits always help minimise the financial burden on disabled individuals and their families, encouraging better healthcare and support.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Rice bran oil is a nutritional powerhouse with a unique composition that promotes health and wellness. Known for its mild flavour and high smoke point, it is a preferred cooking oil in many households. Beyond its culinary appeal, rice bran oil boasts an array of benefits for the heart, skin and overall body.

Let’s look at the health benefits of rice bran oil and how it supports a healthy lifestyle.

What Are the Health Benefits of Rice Bran Oil?

The following are the notable benefits of consuming rice bran oil:

1. Promotes Heart Health

Thanks to the presence of oryzanol, a powerful antioxidant, rice bran oil helps lower bad cholesterol (LDL) and increase good cholesterol (HDL). This cholesterol-balancing property reduces plaque buildup in arteries and minimises the risk of heart disease, hypertension and stroke.

2. Enhances Skin Health

Loaded with antioxidants, vitamin E, and healthy fats, rice bran oil is a boon for the skin. It hydrates, nourishes and protects the skin barrier helping to maintain softness and elasticity. Its anti-inflammatory properties soothe irritated skin while antioxidants combat free radicals, reducing wrinkles, fine lines and other signs of ageing.

3. Boosts Immunity

The rich concentration of antioxidants in rice bran oil fortifies the immune system by protecting the body from oxidative stress and cell damage. The oil’s healthy fats also support cellular repair ensuring the body remains resilient against infections and diseases.

4. Supports Weight Management

Despite being calorie-dense, rice bran oil is light in texture and promotes satiety, which helps curb unhealthy snacking. Its composition of healthy fats is ideal to maintain or lose weight without compromising on essential nutrients.

5. Reduces Inflammation

The anti-inflammatory properties of rice bran oil make it a valuable addition for those suffering from chronic inflammatory conditions like arthritis. It helps reduce swelling and discomfort and promotes better joint mobility.

6. Aids Hormonal Balance

Gamma oryzanol, a substance that has been shown to promote hormonal balance, is abundant in rice bran oil. This is especially helpful for women going through menopause because it lessens symptoms like mood swings and hot flashes.

7. Improves Digestive Health

The light and easy-to-digest nature of rice bran oil makes it gentle on the stomach. It aids in better digestion and enhances nutrient absorption.

Conclusion

Rice bran oil is more than just a cooking ingredient; it’s a versatile health enhancer. Incorporating rice bran oil into your daily routine can be a step toward better health and wellness.

While adopting such healthy choices, don’t forget the importance of a robust medical insurance plan. Medical coverage ensures financial security during unexpected health emergencies, complementing your efforts to live a healthier lifestyle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Tax benefits play a crucial role in financial planning. The Indian Income Tax Act provides deductions under various sections to ease taxpayers' financial burdens. Two important provisions, Section 80DD and Section 80DDB, offer deductions for medical expenses. While both sections focus on healthcare costs, they differ in purpose, eligibility, and deduction limits. In this blog, let us look at the difference between 80DD and 80DDB.

What is Section 80DD of Income Tax Act?

Section 80ddb of Income Tax Act provides tax deductions to individuals or Hindu Undivided Families (HUFs) who incur expenses for the medical care of a disabled dependent. This includes expenditures for nursing, rehabilitation, training, and insurance policies designed for the dependent's welfare.

Covered disabilities

• Mental illnesses and neurological disorders (Autism, Cerebral Palsy, Parkinson'sParkinson's Disease).
• Visual impairments (Blindness, Low Vision).
• Locomotor disabilities.
• Hearing impairments.

What is Section 80DDB of Income Tax Act?

Section 80dd of Income Tax Act allows tax deductions for individuals and HUFs who incur medical expenses for themselves or dependents suffering from specified diseases. This section helps those dealing with high treatment costs for critical illnesses.

Covered diseases

• Neurological diseases (Dementia, Parkinson's, etc.)
• Malignant Cancers
• AIDS
• Chronic Kidney Failure
• Haematological disorders (Haemophilia, Thalassemia)

Difference between 80DD and 80DDB

80DD vs 80DDB provide tax relief for medical expenses, but they differ in their scope and applicability.

Conclusion

Sections 80DD and 80DDB provide valuable tax benefits for medical expenses. If you are supporting a disabled dependent, section 80DD helps cover medical and rehabilitation costs. If you or your family members need treatment for critical illnesses, section 80DDB offers tax relief.

While these deductions reduce tax liability, medical expenses can still be overwhelming, especially for serious illnesses or long-term treatments. This is where comprehensive health insurance plans become essential. Thus, a good policy ensures financial protection, access to quality treatment and reduced out-of-pocket expenses.

For senior citizens, healthcare costs can be even higher due to age-related illnesses. Moreover, a senior citizen health insurance policy provides cashless hospitalisation, coverage for critical illnesses, and higher sum insured options.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Healthcare expenses are rising, making medical treatment a financial burden for many families. The Aarogya Raksha policy aims to ease this burden by offering affordable health insurance coverage. It provides financial support for medical treatments at a wide network of hospitals. In this blog let us look at the Arogya Raksha policy hospital list.

What is Aarogya Raksha policy?

Aarogya Raksha Policy is a government‐backed healthcare initiative that ensures citizens have access to affordable treatment. Moreover, it covers medical services, supporting both preventive and emergency care.

Aarogya Raksha hospital list

The hospitals under the Aarogya Raksha scheme are divided into two categories: government and private hospitals. Each category has been chosen based on its commitment to quality care and prompt services. The network covers hospitals in urban, semi‐urban, and rural areas, ensuring that geographical location does not become a barrier to receiving timely medical attention.

Patients can select a facility based on their needs, urgency, and the level of specialised care required.

Government hospital

Government hospitals are the backbone of public health. They offer cost‐effective and accessible services to a wide community. They typically include:

Private hospital

Private hospitals offer modern facilities and a personalised approach. They often provide shorter waiting times and advanced treatments. The Arogya Raksha Hospital list includes:

Conclusion

Choosing the right hospital for treatment is essential when using the Aarogya Raksha policy. Both government and private hospitals have their advantages depending on the needs of the patient. Even though government hospitals offer cost-effective treatments, private hospitals provide quicker access to specialised care.

Despite the benefits of government schemes, health emergencies can be unpredictable, and not all treatments may be covered under Aarogya Raksha. That is when having a comprehensive health insurance policy becomes essential. Good health insurance for parents and yourself can provide broader coverage, including critical illness treatments, specialist consultations and advanced medical procedures. Thus investing in health insurance ensures financial security and access to the best medical care when needed.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Grapeseed oil is a popular cooking and skincare ingredient made by extracting oil from grape seeds. Since these seeds are a result of the winemaking process, they are used effectively rather than going to waste. Rich in healthy components such as vitamin E, fatty acids, and antioxidants, it provides a host of health benefits.

Read on to discuss the health benefits of grapeseed oil and how it may enhance your general health.

What Are the Health Benefits of Grapeseed Oil?

The following are the key benefits of consuming grapeseed oil:

• Rich in Antioxidants: Antioxidants like flavonoids, phenolic acids, and vitamin E are abundant in grapeseed oil. These substances aid in protecting your body from free radicals, which can contribute to faster ageing and illnesses like cancer.

• Supports Heart Health: Grapeseed oil contains healthy fats, particularly omega-6 fatty acids. Moderate consumption of these fats may help lessen the risk of heart disease by boosting HDL (good cholesterol) and lowering LDL (bad cholesterol).

• Promotes Healthy Skin: Vitamin E and other antioxidants in grapeseed oil are beneficial for skin health. Grapeseed oil can reduce inflammation, increase skin suppleness, and prevent UV rays damage. Another common component of moisturisers, grapeseed oil keeps your skin nourished and smooth.

• Boosts Wound Healing: Wounds heal more quickly thanks to grapeseed oil's antibacterial and anti-inflammatory properties. Additionally, it has linoleic acid which is necessary for skin regeneration and healing.

• Improves Hair Health: Grapeseed oil can help strengthen hair and reduce dandruff due to its moisturising properties. Massaging it into your scalp boosts blood circulation, promoting healthy hair growth.

• Reduces Inflammation: Numerous illnesses, such as diabetes and arthritis, are associated with chronic inflammation. Grapeseed oil has anti-inflammatory chemicals that also reduce the associated symptoms that come with it.

• Helps with Weight Management: The healthy fats in grapeseed oil can increase feelings of fullness, helping you control your appetite.

Conclusion

Grapeseed oil is not only a versatile cooking ingredient but also a natural way to support your health. Whether you use grapeseed oil in your diet or as part of your beauty routine, it offers several benefits that make it a beneficial addition to your lifestyle. In addition to adopting a healthy diet it's wise to take other wellness measures, such as regular consults with your healthcare provider. These and any medical emergencies can be covered with the help of a comprehensive health insurance plan.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Avocados are a nutrient-rich type of berry that contains many nutrients. Alongside the flesh of the avocado, its oil derivative also offers numerous benefits when incorporated into healthy diets. Read on to learn more about the health benefits of avocado oil.

What are the Health Benefits of Avocado Oil?

The amazing health benefits of avocado oil stem from its impressive nutritional profile. It contains healthy monounsaturated fatty acids. Additionally, its rich content of carotenoids, antioxidants, and essential vitamins like A and K make it one of the healthiest edible oils.

The following are some key benefits of consuming avocado oil:

• Protects against chronic diseases: The healthy unsaturated fats found in abundance in avocado oil make it particularly helpful in preventing cardiovascular illnesses. Avocado oil helps lower the levels of bad cholesterol, thereby acting as a protective mechanism for the heart.
• Beneficial for the eyes: The naturally occurring carotenoid lutein found in avocado oil has antioxidant properties that immensely benefit the eyes. Consuming the oil in appropriate amounts maintains eye health and affords protection against age-related eye diseases.
• Protects against free radicals: Free radicals are unstable compounds that are harmful for the body since they lead to an increase in oxidative stress. This can cause serious health complications through damage to the body’s cells. Avocado oil can help counter this harm with its antioxidant-rich nature.
• Natural Anti-Inflammatory: Chronic illnesses like arthritis persist due to inflammation in the joints. Osteoarthritis, the most common type of arthritis, is caused by a breakdown of joint cartilage. Avocado oil can alleviate the stiffness associated with this type of arthritis.

Conclusion

Avocado oil offers numerous health benefits when used as a cooking oil, making it a great addition to a balanced lifestyle. Incorporating such healthy substitutions can promote overall well-being. In addition to maintaining a healthy diet, it is important to have regular consultations with your health insurance provider, which can be covered by a comprehensive health insurance policy. A medical insurance plan can also provide financial protection in the event of a medical emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.