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  • List of Cashless Network Hospitals in Serampore

    by User Not Found | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Serampore, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Santipur

    by User Not Found | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Santipur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Ranigunj

    by User Not Found | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Ranigunj, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Purulia

    by User Not Found | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Purulia, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Purba Medinipur

    by User Not Found | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Purba Medinipur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • Vegetables That Are Rich in Vitamin C

    by User Not Found | Nov 06, 2023

    Vitamin C is a nutrient that has a key role in maintaining your overall health. It supports your immune system, helps your body heal and protects your cells from damage. While you can also get vitamin C from supplements, it’s always best to get it naturally through your diet. Explore the vegetables that are rich in this important vitamin and get practical tips on how you can increase your intake.

    Health benefits of vitamin C

    Vitamin C offers several health benefits that enhance overall well-being:

    Boosts your immune system

    • Helps your body fight colds, flu and other infections
    • Supports your immune system so you stay healthier

    Helps you heal faster

    • Makes the healing of cuts and wounds faster
    • Helps in the production of collagen, which keeps your skin, bones and muscles strong

    Improves iron absorption

    • Helps the body absorb iron, particularly from plant-based foods
    • Iron is very important for carrying oxygen in your blood
    • Low iron can make you feel tired, weak or dizzy

    Acts as an antioxidant

    • Protects cells from damage by harmful molecules
    • Reduces the chances of long-term health problems such as heart disease and some types of cancer

    List of vegetables that are rich in vitamin C

    Many vegetables are great sources of vitamin C. Below are some of the most nutritious options:

    • Chili peppers

    A single green chilli pepper possesses 121% of the Daily Value (DV) of vitamin C, and a red pepper offers 72% DV, providing a substantial amount of this vitamin.

    • Sweet yellow peppers

    Resplendent in their vibrant hue, one sweet yellow pepper offers an impressive 380% DV of vitamin C in a single large pepper. They promote healthier eyesight and add colour to your plate.

    • Mustard spinach

    A cup of cooked raw mustard spinach offers a whopping 130% DV. These leaves help support optimal bone health, making them a valuable addition to your diet.

    • Kale

    Kale isn't just a fleeting trend; it's a nutritional powerhouse with 100g of raw leaves providing 103% DV of vitamin C.

    • Broccoli

    Half a cup of cooked broccoli may offer 57% DV of vitamin C. Its cancer-fighting properties and contribution to overall well-being make it beneficial against certain health risks.

    • Brussels sprouts

    Half a cup of cooked Brussels sprouts offer 54% DV of vitamin C. Their ability to maintain strong bones aligns with their nutritional prowess.

    • Parsley

    Parsley offers 11% DV with a mere two tablespoons. Beyond its use as a garnish, it affirms its status as a noteworthy nutrient contributor.

    • Watercress

    With a refreshing and peppery taste, a 100g of watercress provides around 43mg of vitamin C.

    • Cabbage

    Cabbage stands as a versatile cruciferous vegetable. When cooked, it offers around 36mg of vitamin C in a 100g serving.

    • Tomatoes

    Tomatoes, known for their juiciness and vibrancy, provide a moderate dose of vitamin C. A medium-sized tomato offers around 16mg of vitamin C.

    • Potato

    Potatoes can contribute to vitamin C intake, although in smaller quantities. A medium-sized potato provides approximately 20mg of vitamin C.

    • Green bell pepper

    Green bell peppers boast around 80mg of vitamin C per 100g. Their crispness makes them an ideal choice for salads, adding crunch and colour.

    • Red bell pepper

    With a 100g serving offering about 128mg of vitamin C, red bell peppers present a nutritious, sweet and juicy option.

    • Sweet potato

    Beyond their inherent sweetness, sweet potatoes contribute around 22mg of vitamin C in a medium-sized serving.

    • Cauliflower

    Cauliflower, a cruciferous veggie, combines low-calorie content with vitamin C richness, offering 48mg of vitamin C in a 100g serving.

    • Kohlrabi

    With 62 mg of vitamin C per 100g, kohlrabi's mild sweetness and crunchy texture make it versatile in salads and slaws, contributing to taste and nutrition.

    • Asparagus

    Asparagus provides about 5mg of vitamin C per 100g. A nutrient-packed option, it can be enjoyed using various cooking methods, from roasting to grilling.

    • Bok choy

    Bok choy stands out with its crisp stems and tender leaves. It offers 45mg of vitamin C per 100g and adds a unique dimension to stir-fries and soups.

    • Turnip greens

    A 100g serving of turnip greens delivers 30mg of vitamin C. Their slightly peppery taste offers a tangy contrast, ideal for incorporating into salads.

    • Collard greens

    With approximately 35mg of vitamin C in a 100g serving, collard greens showcase a hearty texture and earthy flavour, while elevating your meals with their nutritious profile.

    How can I increase my vitamin C?

    There are many easy ways to get more vitamin C into your diet:

    • Eat more fruit and vegetables: Try to have at least five portions each day. Include foods that have higher vitamin C, like oranges, strawberries and peppers.
    • Have a smoothie: Blend fruits like kiwi, mango and berries into a tasty drink.
    • Add raw veg to meals: Have a salad with lunch or dinner, or eat carrot sticks and peppers.
    • Take a supplement if needed: If your doctor suggests it, you can take a vitamin C tablet. Getting vitamin C from food is usually the best way. It's natural and gives you other nutrients too.

    How can I get vitamin C naturally?

    Here are some good tips:

    • Eat more citrus fruits: Oranges, lemons, limes and grapefruits are all full of vitamin C.
    • Snack on fruit: Keep apples, strawberries or kiwis nearby for a healthy snack.
    • Cook smart: Steam or stir-fry vegetables instead of boiling them to keep more vitamins in.
    • Use fresh ingredients: The fresher the fruit or veg, the more vitamin C it will have.
    • Include colourful food: The brighter the colour, the more likely it is to have vitamin C.

    Conclusion

    Vitamin C is a key part of staying healthy. Eating a healthy, colourful diet is the best way to get enough vitamin C every day. Having a healthy diet with plenty of vitamin C is important, but it’s also wise to think about your health. Health insurance plans help you get the medical care you need when you need it. It’s worth looking into medical insurance for parents, as it can help with costs if any health problems come up in your family.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What Is Cashless Hospitalization Facility In Health Insurance?

    by User Not Found | Nov 06, 2023

    There are several benefits attributed to cashless hospitalization offered under health insurance. But before we delve into these benefits, it is important to know what cashless facility in health insurance is. Under cashless health insurance, the insurance company handles payment directly with the treating hospital. This eliminates the need for the policyholder to make upfront payments for medical services. Typically, insurance providers have affiliations with specific medical institutions, known as network hospitals. To take advantage of the cashless feature, policyholders must receive treatment at one of these affiliated facilities. Read on to learn more about the benefits of cashless facilities in health insurance.

     

    Benefits of cashless facility in health insurance

    The following are some of the benefits of cashless facilities in health insurance:

     

    • If you or any of your family members face a medical emergency, paying for expensive treatments out of pocket may not be viable. However, having a cashless health insurance card in your wallet can provide you with a smooth path through such a crisis.

     

    • Finding yourself in a medical emergency can be distressing. What's more, if you're in a situation where you have to arrange funds for medical treatment, it can turn into a deeply concerning scenario. However, suppose you're part of a health insurance plan, and your insurer has an extensive network of hospitals nationwide, even when you're exploring a new city. In that case, you can easily tap into the cashless health insurance feature at any of the affiliated hospitals.

     

    • Paying for hospitalization treatment yourself and then raising a reimbursement claim may be a tedious procedure. On the other hand, cashless treatment is very convenient, and your bill is cleared at the time of discharge itself. This way, you can focus on your treatment instead of worrying about medical bills.
  • List of Cashless Network Hospitals in Paschim Midnapur

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Paschim Midnapur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in North 24 Parganas

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in North 24 Parganas, West Bengal

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Naihati

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Naihati, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Udham Singh Nagar

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Udham Singh Nagar, Uttarakhand

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Sitarganj

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Sitarganj, Uttarakhand

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Rudrapur

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Rudrapur, Uttarakhand

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Roorkee

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Roorkee, Uttarakhand

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Rishikesh

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Rishikesh, Uttarakhand

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Nainital

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Nainital, Uttarakhand

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Khatima

    by User Not Found | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Khatima, Uttarakhand

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

  • What Are The Best Health Insurance Plans For Low-Income Families

    by User Not Found | Nov 03, 2023

    Amid the consistent and ongoing rise in healthcare costs in our nation, along with the continuous surge in illnesses and injuries, you will find that health insurance has transformed into an essential requirement in the modern era. Life's uncertainties and innate health risks make predicting illness impossible, but you can certainly take steps to lessen the financial impact with your health insurance. Based on your current financial status, various insurance plans are available, such as health insurance plans for low income families.

    Health insurance plans for low-income families

    The following are some of the most popular options under health insurance for low income individuals.

    • You'll find one of the most prominent initiatives to be the Ayushman Bharat Yojana. The policy aims to extend coverage up to Rs. 5 lakhs per family annually, requiring a nominal premium of Rs. 30 per annum. Notably, Ayushman Bharat ensures coverage for pre-existing conditions from the very first day of enrollment, offering a safety net against unforeseen health challenges.
    • The RSBY scheme (Rashtriya Swasthya Bima Yojana) is a noteworthy insurance primarily targeted at those living below poverty line, especially those within the unorganised sector. This scheme supports workers and their family, granting coverage of up to Rs. 30,000 per family per annum. An interesting feature of RSBY is the provision of cashless hospitalisation, coupled with immediate coverage of pre-existing diseases. Under this arrangement, the government contributes 75% of the annual premium, while you contribute a nominal amount of Rs. 30 for renewal or registration. Additionally, the expenses related to the smart card and administrative processes are managed by respective State Governments, showcasing a collaborative approach to healthcare support.
    • The Aam Admi Bima Yojana (AABY) introduces a different facet of health insurance by offering personal accident coverage to rural households like yours without land ownership. Specifically targeting 45 occupational groups, this scheme is oriented towards the head of your family or an earning member, providing a safety net against the financial implications of accidents. The government takes care of the entire premium, providing you with coverage in the event of natural death, accidental death, or permanent disability. In the case of partial permanent disability, a compensation amount of Rs. 37,500 is awarded.
    • Another remarkable initiative is the Employment State Insurance Scheme (ESIS), extending its protective umbrella to workers employed in non-seasonal factories with a workforce of at least ten individuals. Beyond the workers, the plan also typically includes dependents, offering coverage for hospitalisation expenses and cash benefits for disablement or sickness. Additionally, if you meet with an accident during your employment and subsequently pass away, ESIS extends benefits to your dependents, ensuring ongoing financial stability through regular pension disbursements.

    Conclusion

    In conclusion, regardless of your financial situation, health insurance is a fundamental requirement. Government-sponsored low income family health insurance schemes have been tailored to offer comprehensive coverage and benefits for various segments of society, including low-income families like yours. These initiatives enhance the government's commitment to accessible healthcare, ensuring that you and your loved ones can overcome health challenges with financial security and peace of mind.

  • How Does Top-up Health Insurance Work?

    by User Not Found | Nov 03, 2023

    Updated on - 04 Feb 2026

    Medical emergencies are unpredictable and often expensive. Even with a standard health insurance plan in place, a single major hospitalisation can exceed your policy’s limit, leaving you to cover the rest out-of-pocket.

    Designed to provide additional financial protection, top-up plans offer extended coverage at a fraction of the cost of increasing your base policy. Whether you're planning ahead or simply want extra peace of mind, understanding how top-up insurance works can help you stay better prepared for life’s medical emergencies.

    What are top-up health insurance plans?

    Top-up health insurance serves as a crucial extension of your existing individual or employer health insurance coverage. It provides policyholders with additional financial protection to address situations where their primary health insurance coverage proves insufficient to cover hefty medical expenses. This insurance option acts as a safety net, ensuring you are not left financially vulnerable during unexpected medical emergencies.

    In simpler terms, imagine your primary health insurance covers up to 6 lakh sum insured. However, in case of a serious illness or accident, your hospital bill comes to 10 lakh. In this case, the bill leaves you with 4 lakh out-of-pocket expenses. This is where a top-up health insurance plan comes into play, covering the remaining 4 lakh.

    A top-up plan provides peace of mind by bridging the gap between your existing health insurance coverage and potentially high medical costs. It ensures you can access quality healthcare without worrying about the financial implications of extensive treatments or procedures. This added layer of security makes top-up health insurance an essential consideration for anyone seeking higher coverage against unforeseen medical expenses.

    How does top up health insurance work?

    If you are wondering: “how does top up health insurance work?”, let's take a look at a few scenarios. These will help you learn about the workings of this form of health insurance.

    1. Coverage expansion

    A basic health insurance policy purchased by you or provided by your employer may provide a lower coverage. A top-up policy can cover even up to 1 crore.

    2. Lower premium

    Suppose you have an existing 5 lakh policy with INR 5000 premium. To upgrade sum insured, option 1 is to purchase a new INR 5 lakh policy with a premium of INR 5,000. Option 2 is to get a top-up policy of INR 10 lakh with a much lower premium of INR 1000.

    3. Top-up plan mechanics

    In case of a claim of say 8 lakhs, the first 5 lakhs will be covered under your base policy and the remaining 3 lakh under your top-up policy. Every top-up policy will have a pre-decided, fixed amount that you must pay under your base policy, called the “deductible”. You can fix the deductible as per your existing coverage so that you don’t have to pay out of pocket at the time of a claim.

    4. Financial prudence

    The top-up plan offers comprehensive coverage without the need to buy another base policy or upgrade premiums. It ensures a financial safety net for significant medical emergencies.

    By strategically combining your base health policy with a top-up plan, you aim to ensure comprehensive coverage while optimising costs and safeguarding your family's health and finances.

    Benefits of top-up health insurance plans

    Here are a few benefits of top-ups that make them a key element of a good medical insurance plan:

    • Increased coverage at lower premiums: Get more sum insured for a fraction of the cost of upgrading your base policy.
    • Affordable protection: Top-up plans only pay out once the deductible is crossed, which helps lower premiums.
    • Comprehensive financial shield: Ideal when unexpected medical expenses push bills well beyond your initial coverage.
    • Flexible deductible options: Choose a deductible you are comfortable with, balancing out-of-pocket costs with premium savings.
    • Tax benefits: Premiums paid for top-up plans can qualify under Section 80D, similar to premiums for base medical insurance and critical illness insurance.

    Things to know before getting a top-up plan

    Keep these points in mind before choosing a top-up for your medical insurance:

    • Understand the deductible: This is your out-of-pocket limit before the top-up benefits begin.
    • Plan type matters: Choose between a basic top-up (per claim) and a super top-up (annual aggregate).
    • Copayment clauses: Some policies require you to share costs even after the deductible is crossed.
    • Waiting periods and exclusions: Pre-existing diseases and conditions related to critical illness insurance may have specific waiting periods or exclusions.
    • Check coverage inclusions: Confirm that inpatient care, daycare procedures, ambulance and post-hospitalisation costs are part of the plan.

    Conclusion

    Top-up health insurance is a smart, affordable way to improve your medical insurance, whether you have a basic mediclaim or critical illness insurance plan. By understanding how top-up works, the deductible and the difference between standard and super top-up, you can choose a plan that supports your financial well-being in times of unpredictable health emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Cumulative Bonus In Health Insurance: Explained

    by User Not Found | Nov 03, 2023

    In health insurance, cumulative bonus stands out for its key advantage: boosting your coverage at no added cost. This bonus not only extends coverage during medical emergencies but also functions as a money-saving tool. Let’s look into the meaning of cumulative bonus in health insurance to understand this feature better.

     

    What is cumulative bonus in health insurance?

    Simply put, cumulative bonus in health insurance is like a special gift you receive from your insurer. It's their way of saying "great job" for staying healthy and not needing to make a claim.

    • If you go without making claims for a whole year, your premium might even get cheaper. This is offered by a few insurance providers and it is called a "premium discount." So, the longer you go without needing to use your insurance, the more you benefit.
    • However, the more common type of bonus is the increase in sum insured if no claims are made during the year. This is termed as “no-claim bonus” and it is a fixed percentage of your sum insured – usually 5% or 10%. So if the first year your sum insured was 5 lakh and you made no claim, the next year your sum insured will automatically increase to 5.5 lakh.
    • The Cumulative Bonus isn't restricted to individuals; it works for family floater health insurance plans too. But not all insurance companies may offer this bonus. And even if they do, there are some rules you need to follow to be eligible. So, if you're thinking about choosing a policy with the Cumulative Bonus, it's a good idea to carefully read and understand the policy documents.

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