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  • Which Are The Best Exercises For A Neck Hump?

    by iciclombard 01 | Oct 26, 2023

    Dealing with a neck hump, also known as a buffalo hump, can become a source of discomfort and self-consciousness. Fat accumulation at the neck’s base can result from poor posture, hormonal imbalances, or certain medical conditions. But some targeted exercises for a neck hump can help reduce and prevent its appearance. In the article, we will explore five back neck fat/neck hump exercises that can aid in addressing this concern and promoting a healthier neck and back.

     

    Best exercises for neck hump

    1. Chin tucks
    2. Neck retractions
    3. Neck stretches
    4. Shoulder blade squeezes
    5. Back extensions

     

    1.    Chin tucks

    Chin tucks are a fundamental exercise designed to strengthen and realign the muscles in the front of your neck, ultimately aiding in reducing a neck hump. To perform this exercise, sit or stand up straight with your shoulders relaxed. Gently draw your chin towards your throat without tilting your head up or down. Imagine creating a double chin. Hold this position for a few seconds before releasing. Chin tucks promote a healthier neck posture by engaging the muscles that maintain proper alignment. Regular practice can contribute to a more defined and harmonious neck profile.

     

    2.    Neck retractions

    Neck retractions, also known as “neck nods”, are a targeted exercise aimed at elongating the cervical spine and countering the effects of poor posture. Begin by sitting comfortably with your shoulders relaxed. Slowly glide your head backwards, ensuring your chin remains level and does not jut forward. Hold the retracted position for a few seconds before returning to the starting point. This back neck fat/neck hump exercise engages the muscles in the back of your neck and upper back, helping to reinforce a neutral neck position and alleviate the appearance of a hump.

    3.    Neck stretches

    Neck stretches are vital to addressing a neck hump; these exercises focus on releasing tension and enhancing flexibility in the neck and upper back. To perform this exercise, sit or stand upright and gently tilt your head to one side, aiming your ear toward your shoulder. Hold the stretch for approximately 20 seconds, feeling the gentle elongation along the opposite side of your neck. Repeat the stretch on the other side. By incorporating regular neck stretches, you can reduce muscle tightness and promote a more balanced and supple neck and upper back region.

  • Which Are The Best Exercises To Reduce Love Handles?

    by iciclombard 01 | Oct 26, 2023

    Love handles, those double pockets of fat around the waist, can become a frustrating challenge for many. While spot reduction is a myth, targeted exercise can help tighten and tone the surrounding muscles, contributing to a more sculpted waistline. Let’s delve into five fantastic exercises that can make up an effective love handle workout to say goodbye to those pesky handles and hello to a more confident you. Do complement the love handle workout with a balanced diet and holistic fitness approach for the best results.

     

    Best exercises for love handles

    1. Russian twist 
    2. Bicycle crunches 
    3. Side planks
    4. Standing side crunches
    5. Woodchoppers

    Incorporate these five exercises for love handles into your fitness routine to achieve a more toned and sculpted waistline.

     

    1. Russian twist

    Russian twists are dynamic and engaging exercises targeting the oblique muscles and trim love handles. To perform this exercise, sit on the floor with your feet flat and your knees bent. Lift your feet off the ground while you lean back slightly, maintaining a straight back. Holding a weight or a suitable object, twist your torso to the right and the left. The twisting motion engages the obliques, promoting toning and definition, while the weight adds resistance for a more effective workout. 

     

    2. Bicycle crunches

    Bicycle crunches are a classic and effective movement that targets upper and lower abdominal muscles, making them an essential part of any love handle workout. Begin by lying on your back with your hands behind your head and your legs lifted off the ground. As you bring your right elbow to your left knee, simultaneously extend your right leg. Alternate sides, creating a pedalling motion while engaging your core and obliques. This exercise not only works wonders for love handles but also contributes to strengthening the entire core.

     

    3. Side planks

    Side planks are a powerful isometric exercise that zeroes in on the oblique muscles, aiding in reducing love handles. Start by lying on your side, supporting your body weight on one forearm with one foot stacked on top of the other. Lift your hips off the ground, aligning your head and heels in a straight line. Hold this position, feeling the deep engagement of the obliques and the lateral core muscles. Side planks not only help sculpt the waistline but also improve stability and posture.

  • Which Are the Best Exercises For Toning The Calves?

    by iciclombard 01 | Oct 26, 2023

    One cannot overlook the importance of well-developed calf muscles when achieving a well-rounded and balanced physique. Solid and stable calves are vital in boosting athletic performance, maintaining balance, and bolstering overall leg power. Whether you’re a dedicated sports enthusiast or pursuing improved lower-body aesthetics, integrating appropriate exercises into your workout regimen can yield significant results. This blog will delve into the finest five exercises for calf muscles renowned for building well-defined, robust calf muscles.

     

    Best exercises for the calf

    • Calf raises while standing
    • Calf raises while sitting
    • Donkey calf raises
    • Jump rope
    • Stretching exercises for the calf

     

    1.    Standing calf raises

    The standing calf raise is a fundamental workout for building calf muscles. This movement effectively engages the calf region’s gastrocnemius and soleus muscles.

     

    Stand upright with your feet spaced hip-width apart to execute a standing calf raise. Grab a wall or other stable object for support. Rise up onto the balls of your feet by slowly bringing your heels off the floor. Hold the contraction at the top moment before lowering your heels back down. To increase the intensity, you can use dumbbells, a calf raise machine, or perform the exercise on a step to achieve a greater range of motion.

     

    2.    Seated calf raises

    The soleus muscle, which lies beneath the bigger gastrocnemius muscle, is the primary target of seated calf raises. In this exercise, the user sits on a calf raise machine or a bench with the knees bent to a ninety-degree angle while the feet rest on a platform.

     

    You can place a weight across your thighs or use the machine’s weight stack. Push through the balls of your feet to raise the heels, contracting your calf muscles at the top. Lower the weight slowly and repeat. Seated calf raises are excellent for isolating the soleus muscle and promoting balanced calf development.

     

    3.    Donkey calf raises

    Donkey calf raises are less common but are one of the highly effective exercises for calf muscles. You’ll need a partner or a calf raises machine to perform this exercise that supports the donkey calf-raising motion. Position yourself on the machine with your upper body bent forward at the waist and your hips against the padding.

     

    Your partner or the machine’s weight must remain on your lower back. Perform calf raises by lifting your heels as high as possible while maintaining the bend in your waist. This exercise provides a unique angle of resistance, targeting the calf muscles from a different perspective.

     

    4.    Jump rope

    Incorporating cardiovascular exercises like jumping rope can also contribute to calf development. Jumping rope enhances cardiovascular fitness and engages your calf muscles as you repeatedly push off the ground. This exercise is particularly effective for developing calf endurance and explosiveness.

  • List of Cashless Network Hospitals in Bulandshahr

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Bulandshahr, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Budaun

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Budaun, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Bijnor

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Bijnor, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Bhadohi

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Bhadohi, Uttar Pradesh

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Bareilly

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Bareilly, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Baraut

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Baraut, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Barabanki

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Barabanki, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Bara

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Bara, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Ballia

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Ballia, Uttar Pradesh

    Explore ICICI Lombard’s health insurance policies :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Baghpat

    by icicilombard 002 | Oct 26, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Baghpat, Uttar Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • 5 Easy Ways to Get Rid of Mosquitoes, the Natural Way

    by iciclombard 01 | Oct 25, 2023

    Getting rid of mosquitoes is easier than you think

    It’s that time of the year when the war with mosquitoes is about to begin. Mosquitoes might be tiny, but they can cause severe damage - dengue, malaria and several other dangerous diseases. Irritation and itching is a common nuisance and a good night’s sleep becomes uncommon, thanks to these irksome creatures. Using store-bought mosquito repellents and coils isn’t too healthy either.

    Mosquitoes don’t attack random targets, they find specific ones depending upon odour and the amount of carbon dioxide breathed out. This list of natural and easy ways to get rid of mosquitoes will mask your odour so that you are left alone.

    Neem and Oil mixture

    Neem has several benefits and here’s another one – it’s an excellent mosquito repellent. Neem is anti-bacterial, anti-viral as well as anti-fungal. This natural herb has germicide and pesticide properties and is effective in keeping the pesky mosquitoes away. Neem can be mixed with either coconut oil or lavender oil in equal parts. This neem and oil mixture can be applied to your skin.

    Tulsi

    Tulsi is another popular herb to protect yourself against nasty mosquito bites. The medicinal properties of tulsi are well known and a tulsi plant is often found in homes. The leaves are already used in tea, and now you can use them against mosquitoes. The mere presence of a tulsi plant near the windows and door will keep mosquitoes from entering your house.

    Garlic Spray
    Forget about mosquito repellent sprays because we have a better one – a garlic spray! The strong smell of garlic is disliked not only by humans but also by mosquitoes. In fact, garlic is highly effective in keeping mosquitoes away. Crush garlic and boil it in water: the resultant mixture can be sprayed in your house to make it a safe haven away from mosquitoes.

  • The Indian Surrogacy Market Increases as Demand Rises

    by iciclombard 01 | Oct 25, 2023

    The demand of Indian surrogates in the Surrogacy market is on an incline as the Indian surrogacy industry sees a steady rise in number of British nationals preferring Indian women to bear their child.

    In a recent estimation there are at present nearly 1,000 unregulated fertility clinics in India, out which quite a few are helping Britons in becoming parents.

    Owing to the fact that commercial surrogacy is illegal in the United Kingdom, the business seems to be quite lucrative as couples and single parents pay at an average 25,000 pounds a visit to have a child in India.

    It’s a general consensus among experts that for the Indian surrogacy market Britain is the largest single source of people, who opt for becoming parents through surrogacy, and an estimated 2,000 births last year, through surrogacy in the country validates the fact.

    The need for regulations for the industry which Indian officials believe to be worth almost 1.5 billion pounds a year, seems necessary, as Indian women are paid upto 6,000 pounds to donate their eggs and carry the babies, which is banned in the United Kingdom, hence the inflow of British visitors has increased manifold over the years.

  • Excellent benefits of Maternity special health insurance

    by Almog Ramrajkar | Oct 25, 2023

    This is the reason that every woman is excessively careful while pregnant. For a healthy delivery, it is suggested to offer her with complete medical care. A lady with calm mind and fit soul is perfect to deliver a healthy baby, whereas, women suffering from any sort of physical or mental health may get in trouble along with the baby in their womb yet to be born. Here comes the importance of dedicated maternity medical care. This completely ensures better health of mother and new born prior, during and post delivery period. There are maternity care specialists in medical sector, who are meant to offer quality health care to pregnant women.

    Though, with development in medical technology, there have been introduced so many of modified maternity health programs. The machines and special medical facilities are made available to make the delivery less painful and safer. At the same time, the cost of such hospitals has increased with immense pace.

    The use of high quality machines during delivery, high cost of maternity care in private hospitals, high consultation fee and big amount of money charged for nursing facilities are becoming major reasons behind increased tension level of people. Paying off such expenses is a big challenge and need of such facilities have become mandatory for the confirmation of safety of mother and newborn’s life.

    Thankfully, there are various dedicated maternity health insurance policies, which are dedicated to cover the financial expenses covered during the entire period of pregnancy care. The policies are different and protection offered under them varies as per the premium prices. While talking about major cover offered under such maternity protection plans, it includes expenses of pre delivery medical check-up and doctor consultation expenses, expenses occurred during the time of delivery, nursing and medical care expenses throughout the time and post pregnancy care costs etc. If you don’t have a maternity cover, paying of these expenses can be really unbelievable and unbearable. This has increased the significance of medical insurance plans specially designed for health and wellness of mother and child both.

    Another very important aspect of health insurance plan dedicated to maternity services is that it enables you to get the complete treatment done from private hospitals, where enriched and updated medical facilities are offered to the patients. In such case, the medical cover plan offers you reimbursement of hospital bill, doctor consultation fee, room charges, intensive care for baby and mother and other expenses related to maternity care.

    Hence, being lucky mother-to-be if you are looking to offer best health care facilities to get quality care and maximum financial protection is very significant. This enriches your experience of being a mother and ensures you complete safety. This is the reason behind increased value of maternity health cover plans, which are being offered by top notch insurance sector players of current marketplace.

  • ICICI Lombard Health Insurance Record 35% Growth in Jammu and Kashmir

    by Almog Ramrajkar | Oct 25, 2023

    The Jammu & Kashmir government group medical insurance scheme, which is managed by ICICI Lombard, has witnessed a 35% growth since its inception in 2014. The number of employees enrolled under the scheme went up from 18,102 employees in 2014 to 24,356 in January 2017. The company had settled over 6000 claims during this period. The health insurance scheme has significantly increased the penetration of health insurance among the state employees.

    The health insurance policy covers medical expenses up to ₹5 lakh for employees and their families including parents, children, spouse, and in-laws. In 2016, parents and in-laws accounted for 44% of the total claims settled and were the biggest beneficiaries of the scheme, followed by spouses with 29% of claims. In terms of age, 40% of claims were settled in the age group of 56-75 years followed by 32% in the 36-55 year age group.

    Since the inception of the scheme, employees from different state and autonomous bodies including the Shrine Board, Sher-e-Kashmir University, and Shri Mata Vaishno Devi University have been enrolled in the scheme. The scheme offers several key benefits including treatment of all medical or surgical care requiring minimum 24 hours hospitalisation, coverage up to ₹5 lakh on a family floater basis, day care procedures, and cashless treatment within or outside Jammu & Kashmir.

  • Secure Your Health and Finances with the Right Health Insurance Policy

    by Almog Ramrajkar | Oct 25, 2023

    A lapse in health due to such a medical condition calls for immediate and quality medical care. However, with the rise in inflation, singlehandedly arranging for finances for payment of treatment bills is likely to affect your savings.

    All such financially stressful situations can be easily tackled if you are insured with a correct health care insurance policy. Your health insurance policy is sure to act as a saving in the future when faced with a sudden medical emergency. It is thus essential to carefully buy the correct health care insurance policy.

    It is important to review different policy quotes before signing on the dotted line of a particular health care insurance policy. With the advancement in technology and the widespread availability of the internet, it is now possible to get complete information on various quotes from the comforts of your home. A few clicks of the mouse is all that is required to generate reliable information that will surely help you select a health insurance policy that not only fits your requirements but also offers quality health care facilities.

    Insurance companies in India are aware of the varied needs of individuals and offer health insurance plans that offer sufficient medical coverage. Some health insurance policies also have a flexible sum insured that allow you to set the limit on the total sum insured and enjoy a variety of policy benefits during a medical emergency.

    Policy for individual health insurance may offer coverage against medical conditions arising due to different types of accidents. Some policies offer features that offer numerous financial and medical benefits to individuals suffering from a critical illness. Such type of a policy is sure to help the family of the ailing individual to a great extent as the monetary assistance will prevent loss of finances during treatment and recovery.

    When choosing to insure the health of your entire family, you may select a policy plan that offers a large sum insured. Also, the policy must offer flexibility for the usage of the sum insured i.e. in case of a medical emergency this sum insured can be either used completely by one family member or can be shared equally by family members mentioned in the policy plan. This type of a comprehensive policy must also offer flexibility to include additional covers in the policy plan to increase the coverage and benefits offered.

    Thus, careful consideration of these essential features will surely help you select a health insurance plan and also cushion your finances during a medical emergency.

     

    Disclaimer - The article contains only an indication of the cover offered. For complete details on coverage, terms, conditions and exclusions, please read the sales brochure carefully before concluding a sale. This article is brought to you by ICICI Lombard General Insurance Company Limited. Insurance is the subject matter of solicitation.

  • The IRDAI Wants Insurers to Speed up Claims Process

    by Almog Ramrajkar | Oct 25, 2023

    The Insurance Regulatory and Development Authority of India (IRDAI) had on 29th September 2011 issued an order on how to deal with delayed intimation of claims and delayed submission of documents by claimants.

    They had issued a circular informing insurance companies that they had been receiving many complaints of claims being rejected because of a delay in intimation and submission of documents. They asked insurers to not deny claims on mere technical grounds, particularly if the delay was due to an unavoidable circumstance.

    The circular stated that, “The current contractual obligation imposing the condition that claims shall be intimated to the insurer with prescribed document within a specified time period is necessary for insurers for effecting various post claim activities like investigation, loss assessment, provisioning and claim settlement. However, this condition should not prevent settlement of various claims, particularly when the delay in intimation or submission of documents is due to unavoidable circumstances.”

    The IRDAI further asked insurers to reject insurance claims only on the basis of sound logic or for extremely valid reasons. Insurers are to find a sound mechanism to deal with claims that are submitted after the specified time period.

    “The insurers should treat such claims on ‘merit’ and ‘good spirit’ of the clause, with ‘utmost care’ and ‘caution’, without compromising on bad claims.” IRDAI said.

    “Rejection of claims merely on technical grounds and mechanical fashion will result in policy holders losing confidence in the insurance industry, giving rise to excessive litigation.” it added.

  • Only 30% Indians Have a Mediclaim Policy - NATHEALTH

    by Almog Ramrajkar | Oct 25, 2023

    A report published this month by NATHEALTH, has underlined the lack of awareness and penetration of Health insurance policies in the country. NATHEALTH, a unique health forum created by leading insurers and diagnostic service providers, strives to enhance the accessibility and quality of healthcare facilities in India.

    The white paper named 'Aarogya Bharat 2015' has stated that 70% of Indians have not opted for a health insurance cover till date. It also stated that India falls short of the global healthcare benchmark by approximately by two million beds!

    Karan Singh, head of Bain's Healthcare Practice in Asia-Pacific, co-author of the above report, said, "Increased investment in healthcare would create a 'win-win' scenario by increasing the number of years that Indians can be productive and healthy, thereby fueling a continuous cycle of economic growth. Fewer sick days translates to increased productivity, higher employment and an estimated 15 million to 20 million additional jobs in the country by 2025."

    NATHEALTH, in its report, has recommended more public spending for healthcare (up to 2.5% to 3% of India's GDP). It has also suggested that more funds be earmarked by the Government for providing a healthier future to the masses. The Government health policy for the next ten years needs to encompass issues like prevention of diseases, ample availability of mass screenings and easy accessibility of primary healthcare, among others.

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