Seasonal eating is one of the most effective ways to prepare your body for changing temperatures and energy needs. With the arrival of autumn, the body naturally craves warmth and nourishment to adapt to cooler days. Including foods like pumpkins, grapes and lentils in your diet not only enhances flavour but also strengthens immunity, supports digestion and helps maintain steady energy levels throughout the season.

Here is a closer look at why seasonal eating is important and some autumn foods that can enrich your diet.

Why is seasonal eating important in autumn?

Seasonal eating in autumn helps you enjoy fresh, nutrient-rich foods that your body requires during cooler months. Autumn produce is often packed with vitamins, minerals and fibre that strengthen immunity and maintain energy. Beyond health, seasonal choices are more sustainable, cost-effective and flavourful, allowing you to enjoy wholesome meals while caring for your well-being.

Best foods to eat in autumn to stay healthy

There are many nutritious foods to pick from. This is a list of some of the foods to eat in the autumn season:

1. Mushrooms: As the fall season approaches, mushrooms are often praised for being high in vitamin D and antioxidants. You can use them in soups, stews or stir-fries. This makes your food taste better and healthier.
2. Lentils: Beans and peas are an important part of comfort foods like stews and soups.
3. Chickpeas: They are good for your heart and stomach because of their high protein and fibre content. This also makes them important for a rich fall diet.
4. Pumpkins: Pumpkins are a symbol of fall, but they are more than just adorable veggies. They are full of fibre and vitamins, and their mild, smooth texture makes them great for many recipes, from pies, curries and cutlets to purees.
5. Sardines: Sardines are high in omega-3 fatty acids, which are beneficial for cardiovascular health. You can grill the sardines and use them in sandwiches, salads, curries and more.
6. Grapes: Bite-sized wonders, grapes offer a pleasant burst of flavour. Perfect for nibbling or livening up salads and desserts, they are loaded with vitamins and antioxidants.
7. Eggs: Eggs are a premium source of proteins that keep you full and energetic. They boost your diet with vital nutrients and are flexible enough to be part of any meal.
8. Nuts: High in healthy fats, almonds and walnuts are perfect for snacking and a great idea to add nutrients to your autumn diet.

Health benefits of eating autumn seasonal foods

Fruits and vegetables in autumn are packed with vitamins and antioxidants that help the body fight infections during cooler months. Their fibre content can help improve digestion, regulate bowel movements and support metabolism. Proteins and complex carbohydrates found in autumn produce help provide steady energy and reduce fatigue. Autumn produce also contains beta-carotene and other nutrients that can keep the skin hydrated and promote eye health. 

Tips for adding autumn foods to your diet

Here’s how you can make the most of autumn’s seasonal produce:

• Include autumn vegetables like pumpkin, squash and mushrooms in soups, curries or stews for comforting, nutrient-rich dishes.
• Choose nuts, grapes or roasted chickpeas as healthy snacks instead of processed foods.
• Try baking with seasonal fruits such as apples or pears, or prepare hearty lentil and bean dishes.
• Have a wholesome meal by combining vegetables with proteins like eggs.

Conclusion

Including these nutritious foods in your diet can help boost your health and enable you to savour the season's pleasures. And while you are taking care of yourself, a reliable health insurance policy can provide you with financial protection against medical emergencies.  You can select a health insurance plan based on the coverage you want.

The right plan depends on your needs, whether it is critical illness insurance, individual health insurance or another form of coverage. To make the choice easier, our experts are here to guide you. Simply fill out the form on this page to receive personalised advice and select the plan that best fits your requirements.

FAQs

•   Are autumn foods good for boosting immunity?

Many autumn fruits and vegetables are rich in vitamins and antioxidants. They can help strengthen immunity and fight seasonal illnesses.

•   Can autumn foods help with digestion?

Seasonal produce like pumpkins, lentils and pears is high in fibre, and can be beneficial in improving digestion and supporting gut health.

• Can children benefit from eating autumn seasonal foods?

Seasonal fruits, nuts and vegetables provide essential nutrients that aid children’s growth, immunity and energy levels.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Autumn brings with it a sense of merriment and joy, accompanied by the cooling weather and changing scenery. However, this vibrant season also brings with it a host of health concerns, including fever, cold and flu, as well as stomach infections and dry skin allergies. As the weather changes, our immune system becomes vulnerable, making it important to take a little extra care and develop an autumn health care regime.

Health and wellness tips for the fall season

Developing an appropriate combination of healthy habits and preventive measures will help keep seasonal illnesses at bay. Some of these are as follows:

1. Prepare for common diseases like flu and influenza. Take flu shots and stay home as much as possible.

2. Stay outside in the sunlight for 15 minutes daily to maintain adequate vitamin D intake. Light therapy from natural sunlight can boost sleep and fight depression. Consider taking vitamin D supplements to boost immunity.

3. Never skip a brisk walk schedule. Try fitting it in a lunch break or post-dinner. Couple your walk with exercises to ensure fresh air reaches your lungs.

4. Consume ample water to stay hydrated, as the fall season's chills can also dehydrate.

5. People tend to eat dishes packed with calories during the rainy season, which can put extra strain on the heart. It's important to listen to your body's signals and monitor your weight. Avoid consuming excessive calories.

6. Never miss any vaccination. Additionally, keep your skin moisturised to avoid skin allergies.

7. Get routine screenings for conditions such as high blood pressure, diabetes, high cholesterol, and other related symptoms.

8. To boost immunity, consume organic and seasonal fruits such as apples and pears and root vegetables like beets, turnips, carrots, and sweet potatoes.

Conclusion

The fall season brings a heightened need for effective healthcare solutions. With the increased risk of seasonal illnesses, having a comprehensive health insurance plan becomes essential. Such coverage can provide protection and peace of mind by safeguarding against all health conditions and ensuring that you have access to the best care when you need it the most.

Good nutrition is the key to a healthy life. When you follow a balanced diet, your body receives the vital nutrients necessary for its proper functioning. The benefits of adequate nutrition extend beyond immediate health; they are crucial in long-term wellness and can help lower your health insurance premiums.

However, considering today's lifestyle and people's negligence regarding their dietary habits, health-related issues are rising. This is where a campaign called National Nutrition Week comes into the picture.

What Is National Nutrition Week?

National Nutrition Week is an annual event organised from September 1 to September 7 by the Indian government. As the name implies, its primary objective is to raise awareness about the importance of nutritious and balanced diet.

Let's discuss some tips for making your diet healthier.

1. Eat plenty of produce

Produce refers to fresh fruits and vegetables. For a 2,000-calorie diet, it is recommended to have at least two cups of fruits and ½ cup of vegetables. If you live a sedentary lifestyle because of the nature of your work, consuming too many calories without burning them through brisk walking or high-intensity work will not only increase belly fat but also make your body susceptible to many illnesses.

2. Limit Refined Grains

Say no to white flour, white rice, and other refined grains. The reason is that the bran and germ, which are noted for essential fibres and nutrients, are removed during the refinement process, leaving behind a starchy endosperm. Not only that, they also lack or have lower levels of various vitamins and minerals.

Adding refined grains to a diet is linked to heart conditions, obesity, and type 2 diabetes.

Your best alternative is to switch to whole grains, such as quinoa, brown rice, oats, and whole wheat.

3. Don't Fear Fat

Your body needs healthy fats. Try to have adequate unsaturated fats, which help absorb vitamins, support brain function, and promote healthy skin. You can get them through fish, avocados, olive oil, nuts, and seeds.

In contrast, avoid trans and saturated fats as much as possible to keep your cholesterol levels under control.

4. Slash Added Sugars

Added sugar is another factor contributing to weight gain and can negatively impact health. Familiar sources include candy, baked goods, and soft drinks.

5. Listen to Your Body

Tune into your hunger and fullness levels. By doing this, you can avoid overeating and eat for nutritional reasons rather than out of boredom or stress.

6. h3Consider Prebiotics and Probiotics

Probiotics are live bacteria in foods like yoghurt and supplements that help balance the gut microbiome. They help improve digestion and boost immunity. 

On the flip side, prebiotics are fibres that are not broken down by the body but serve as a source of food for good bacteria, supporting their growth. Examples of prebiotic-rich foods include onions, bananas, and garlic.

Conclusion

A balanced diet helps prevent diseases, manage weight, and improve overall well-being. You must also understand the link between nutrition and health insurance. By making informed nutritional choices, you can improve your health outcomes and potentially benefit from lower insurance premiums and better coverage options.

Mosquito-borne diseases affect millions of people every year. Most of these conditions, such as malaria, dengue fever, chikungunya, and Zika virus, cause severe illness and life-threatening complications and require urgent medical attention. To raise awareness about the devastating impact of mosquito-borne diseases on global health, 20^th August is observed as World Mosquito Day every year.

World Mosquito Day

Established in 1897, World Mosquito Day is celebrated on 20^th August to commemorate the discovery of Sir Ronald Ross. On this day, Sir Ross discovered that a particular species of mosquitoes called the Anopheles transmit the malaria parasite to humans. The day is celebrated to raise awareness about the dangers of mosquito-borne diseases. Educating people about these conditions can help them take appropriate preventive measures to stay safe and control the spread.

What are the common mosquito-borne diseases in India?

The following are some common mosquito-borne diseases in India —

1. Malaria:

   This is one of the most common vector-borne diseases in the country. The condition spreads from the bite of an infected Anopheles mosquito.

Some common symptoms of malaria are:

• Fever and tiredness
• Chills and nausea
• Diarrhoea
• Headache and chest pain
• Muscle ache
• Cough and breathing issues

2. Dengue fever:

   Dengue is a severe viral infection that spreads from mosquito bites. When a female mosquito of the Aedes species feeds on the blood of an infected person, it gets infected with the virus, causing the condition. This infected mosquito can bite a healthy person and spread dengue fever.

The symptoms of dengue are:

• High fever
• Nausea and vomiting
• Severe headache
• Severe body pain
• Swollen glands
• Pain behind the eyes

Severe symptoms of the condition are:

• Stomach pain
• Frequent vomiting
• Bleeding from the nose
• Extreme fatigue and restlessness
• Rapid breathing
• Low blood pressure
• Internal bleeding

3. Chikungunya:

   This mosquito-borne viral disease gets transmitted by the bites of infected female mosquitoes. Although not a life-threatening condition, Chikungunya can cause some long-term symptoms, including:

• High fever
• Body pain
• Rashes
• Joint pain and swelling

4. Zika virus:

   This vector-borne disease is transmitted by the Aedes mosquitoes. Not everyone infected with the virus develops symptoms of the condition. However, Zika virus infection increases the risk of preterm birth and miscarriage in pregnant women. Moreover, infants born to infected mothers may suffer from microcephaly and other congenital malformations.

People with Zika virus infection may exhibit the following symptoms:

• Fever and fatigue
• Nausea
• Pain in the joints and muscles
• Headache
• Conjunctivitis
• Rash

Importance of health insurance

The following are some reasons that make health insurance an important investment —

• Wide coverage:

  A comprehensive health insurance policy offers wide coverage to policyholders. From hospital bills and pre- and post-hospitalisation expenses to home healthcare and daycare procedures, a health plan covers them all. Therefore, having a suitable health plan can save you from paying huge bills from your pocket.

• Medical inflation:

  Health issues are increasing, and so are healthcare costs. Having health insurance can ensure financial security during medical emergencies and ease your worries.

• Cashless treatment:

  With a health plan handy, you can avail of cashless treatment at any network hospital of the insurance provider. This benefit can help you opt for timely treatment without worrying about settling the bills from your pocket.

Conclusion

Mosquito-borne diseases affect human health and strain the healthcare system. Most of these conditions are life-threatening and require timely treatment and care. Hence, in addition to taking necessary precautions to stay safe, it is wise to stay covered under health insurance for mosquito-borne diseases and other conditions. Having this insurance product handy can prevent financial setbacks during medical emergencies.

OCD is a mental health illness characterised by obsessive behaviours that interfere with day-to-day functioning. OCD frequently revolves around specific issues. For instance, a person with OCD may have an excessive fear of contracting germs. They repeatedly wash their hands to reduce contamination until they are chapped and aching. If you suffer from OCD, you could feel guilty, humiliated, and angry about your disorder. Still, there are successful remedies available. Health insurance coverage makes it much easier to access comprehensive treatment, which frequently includes counselling and medication, ensuring that people receive the support they need to manage and overcome OCD.

What is the Meaning of OCD?

Many people wonder, "What is OCD?" This condition is defined by a pattern of unwanted thoughts and anxieties known as obsessions, which lead to repetitive actions or compulsions, disrupt everyday life, and cause discomfort. Below are the key points to remember-

• Obsessions and compulsions are the two primary features that define this mental health disorder.
• An individual with an obsession is experiencing repeated noisy, unwanted, and distressing thoughts, pictures, or desires.
• A person who feels compelled to carry out recurrent actions or thoughts as a result of their obsessions is said to have a compulsion.
• Even though compulsions are sometimes excessive and illogical, their goal is to lessen the tension or pain brought on by obsessions.
• The symptoms can differ significantly throughout people and change with time.
• Frequent obsessions include aggressive thoughts about religion or sexuality, worries about contamination, and fears of hurting oneself or others.
• Repetitive actions like cleaning, counting, organising, or praying are typical compulsions. They can also engage in mental activities like repeating words aloud or praying.
• This disorder can lead to severe distress, embarrassment, and disability in several aspects of life, in addition to severely interfering with day-to-day functioning.
• Therapy (like cognitive-behavioural therapy) and medication (like selective serotonin reuptake inhibitors) are typically used in the treatment of OCD.
• Many OCD sufferers can learn to effectively control their symptoms and lead healthy lives with the right help and treatment.

Conclusion

In conclusion, understanding "what is OCD disorder" is crucial in recognising its impact on individuals' lives. The unending loop of obsessions and compulsions may interfere with daily functioning. However, effective treatment choices, such as counselling and medication, can provide hope for managing symptoms and improving overall wellness. Ensuring that individuals receive the required care and support for OCD requires easily accessible mental health services that are backed by health insurance.

Have you ever felt an overwhelming rush of nerves at the mere thought of interacting at a social gathering? This intense and persistent fear of scrutiny is the reality for those grappling with social anxiety disorder. For individuals facing this challenge, everyday social scenarios can become daunting obstacles. This can make even simple tasks like making friends or speaking in public feel insurmountable. It is crucial to recognise that you might be dealing with a social anxiety disorder if these feelings significantly disrupt your daily life. Let us explore the question, "What is social anxiety disorder?" and how addressing social anxiety can pave the way for more fulfilling interactions.

What is the Meaning of Social Anxiety Disorder?

People with social anxiety disorder (sometimes called social phobia) suffer from an irrational and persistent worry about other people's negative judgements or scrutiny whenever they are in public. This common anxiety disorder can manifest in various social settings - from meeting new people and making phone calls to dining at a restaurant. The core of social anxiety disorder lies in the dread of judgment, rejection, or humiliation. This makes everyday interactions incredibly daunting.

This condition can affect anyone, with symptoms often surfacing before the age of 20. Studies suggest that individuals assigned female at birth may experience social anxiety more frequently than those assigned male at birth. Globally, social anxiety is not rare. It affects about 5-10% of the population. This places it among the most common mental health conditions, right behind depression and substance use disorder.

Anxiety levels in social situations can range from moderate to severe. Individuals may still engage in social situations despite discomfort; they might also completely avoid any form of social interaction. A person's quality of life can significantly diminish in the absence of treatment, and the severity of the symptoms can change over time.

It is essential to define the nature of social anxiety disorder - that it is something completely different from everyday shyness. Shyness is relatively widespread and is represented by simply feeling uneasy on occasion; however, in the case of social anxiety disorder, persistent problems or general discomfort in everyday life interfere with a person's daily functioning, studying, career, and personal relationships. The main differences occur in interference with everyday life, the intensity of fear and anxiety, and the number of avoided social situations.

The first step to getting help for social anxiety disorder is recognition of it. Some people may brush it off as simply part of their personality, but recognising it as an illness that can be treated is important for the betterment of one's quality of life.

Conclusion

Social anxiety disorder sounds like a tough nut to crack, but it is actually treatable. It is difficult to understand initially, but with guided help, one can cope with it better. Just remember that seeking help is a sign of strength. Understanding the meaning of social anxiety disorder and addressing it is taking the first step towards battling the mental health issue. Remember to invest in health insurance as an active policy can help you seek quality treatment for mental health issues like social anxiety disorder.

Have you been hearing a lot about panic disorder and thinking, "What is panic disorder?" Then, let us tell you - these are not just sporadic episodes of anxiety but recurrent panic attacks that strike unpredictably, leaving no room to foresee or fend them off. Imagine the constant dread of another attack lurking around the corner, disrupting your life and peace of mind. This condition often emerges in the prime of youth, and it disproportionately affects women. The physical symptoms are so severe that they are easily mistaken for heart attacks.

What is the Meaning of Panic Disorder?

Panic disorder is an unsettling condition that manifests as sudden and intense episodes of fear and panic. It strikes individuals without warning and often without any discernible cause. This disorder is characterised by its unpredictability and often leaves those affected in a constant state of apprehension about when the next episode might occur. The core of panic disorder lies in the recurrent panic attacks that come with a barrage of physical and psychological symptoms. Severe cases of these symptoms can be mistaken for more severe medical emergencies, like heart attacks. This can make you feel even more terrified and powerless during each incident. The attacks are not just limited to moments of perceived danger but can happen anytime and disrupt daily routines.

The impact of panic disorder extends beyond the attacks themselves, as it fosters a cycle of anxiety and avoidance. Individuals may begin to steer clear of places or situations they associate with previous attacks. It can further narrow their world and reinforce the disorder's grip on their lives. This avoidance can evolve into a persistent fear of fear itself - a condition that can immobilise and isolate individuals from engaging in everyday activities.

Panic disorder is more common in females and usually manifests itself in late adolescence or early adulthood. It involves a pattern of frequent and unexpected panic attacks followed by ongoing worries about future episodes or significant changes in behaviour to avoid them. Treatment options are available and include cognitive-behavioural therapy, which addresses the thought patterns and behaviours associated with panic attacks, and medication (like SSRIs and SNRIs) to manage the symptoms. Those who are showing symptoms of panic disorder must not delay in seeking assistance. Problems like phobias and substance abuse can develop when the illness worsens, but early intervention can stop this from happening.

Conclusion

Understanding what is panic disorder is not difficult; it is also treatable with the correct strategy and assistance. The first steps towards recovery include confronting the fear directly and creating a treatment plan to deal with it. Individuals can overcome the disorder with the help of a mental health professional and appropriate modes of treatment such as medication and cognitive-behavioural therapy. To avail of timely medical intervention and quality healthcare, having a comprehensive health insurance plan is essential.

The diagnosis of palpitation refers to following a comprehensive approach that aims to identify what is causing the symptom. At the outset, the doctor may enquire about your medical history in detail. The focus will be on factors such as the frequency, duration, and triggers of palpitations, including any associated symptoms. You will be given a thorough physical examination, during which the doctor will assess your vital signs, cardiac rhythm, and any indications of underlying medical conditions.

What are the Diagnoses for Palpitation?

If your doctor suspects an abnormal heartbeat or that another heart condition is responsible for the palpitations, they may recommend different cardiac arrhythmia treatments. The following methods are commonly used in palpitations differential diagnosis:

An Electrocardiogram (ECG) is a quick, non-invasive test that measures the electrical activity in your heart over a period of time. Electrodes are placed on the skin (heart, arms, legs) to detect the electrical signals emitted by the heart as it beats. The electrical signals are subsequently displayed in the form of waves on a graph. These waves provide valuable information about how the heart is functioning and beating.

Holter monitoring is a valuable tool for detecting occasional cardiac arrhythmias, especially those that ECGs may not pick up. This portable device continuously records the electrical activity of your heart over a 24-48 hour period and even longer. This means it continues to monitor your heart as you go about your daily activities; hence, providing a more accurate assessment of your hearts rhythm.

If an abnormal heartbeat is not detected while wearing the Holter monitor, or if symptoms occur less than once a week, your healthcare provider may recommend an event recorder. This device gets activated only during an episode of palpitations, chest pain, or symptoms that you would like your doctor to examine.

Echocardiography, commonly called "echo," is a non-invasive imaging technique that uses sound waves to create real-time visuals of the heart. This valuable mechanism plays an important role in assessing the hearts function and structures.

Conclusion

Palpitation diagnosis is a multifaceted process that requires careful consideration of various factors, including medical history, symptoms, physical examination, and diagnostic tests. Moreover, investing in health insurance enables a confident approach to addressing heart issues, thus paving the way for a healthy heart going forward.

Consuming sugar beyond a certain level can lead to high blood pressure and also increase the likelihood of diabetes and obesity. In India, only 12% of individuals diagnosed with hypertension have their blood pressure under control. It is estimated that there are around 77 million adults aged 18 and above living with diabetes in the country. Does sugar increase blood pressure? Let us see how.

Can Eating Sugar Cause High Blood Pressure?

Sodium (salt) was thought to be the main reason behind high blood pressure or hypertension as it affects the production of nitric oxide in the blood vessels. A deficiency of nitric oxide can cause a narrowing of the blood vessels (vasoconstriction) and hypertension. Sugar, too, impacts blood pressure. There's a type of sugar called fructose that can make your blood pressure go up by raising uric acid levels. When the level of uric acid goes up, it hinders the production of nitric oxide, making the blood vessels less flexible. Thus, as with salt, sugar can also cause high blood pressure and hypertension. “Added sugars” in processed foods are another cause behind raising your blood pressure. 

Insulin resistance is also linked with high blood pressure. When the body becomes insulin resistant, it has a difficult time using glucose for energy, which induces the pancreas to overproduce insulin. Insulin resistance and hypertension are closely associated, and they raise the likelihood of heart disease and diabetes.

So, the answer to the question, "Does sugar raise blood pressure?" - is a definitive "Yes".

Conclusion

Living with diabetes and high blood pressure can be challenging! Thus, maintain a healthy diet by consuming less salt and sugar. Further, obtain health insurance to minimise stress in times of medical emergencies.

Indulging in sugary treats is a common delight, but do they come at a cost beyond sweetness? Today, we delve into a pressing question: Does sugar burn belly fat or add to it?

Sugar Contributes To Weight Gain

Loaded with empty calories devoid of nutritional value, sugar prompts the body to store excess fat and manipulates the brain, causing insatiable cravings. Let's find out more below about how sugar leads to weight gain:

1. Sugar Increases Our Bodies' Calorie Content

Since sugary foods and drinks have high calories, consuming too much of such food substances will often cause weight gain. Usually, foods and drinks with too much extra sugar, such as soda, ice cream, cookies, and candy, carry many calories.

Surprisingly, even with regular workouts, excess sugars can cause weight gain. As you continue eating more calories than the body can use, it converts into fat. So, the many calories in the sugars can overload your body with more than the system can handle.

2. Added Sugar Stimulates Hunger, Which May Lead to Overeating

When our bodies quickly digest foods with added sugars, they do not eliminate hunger for too long. Hence, this can make you eat many times daily, causing more calorie intake in the long run.

3. Sugar Causes the Imbalance of Insulin Levels, Signalling the Body to Store Fat

Most of us may not know that our insulin levels can influence our weight even if we aren't diabetic. We experience a blood sugar level spike whenever we eat lots of sugar. The pancreas then creates insulin that the body utilises to turn it into energy.

Anytime the blood sugar level rises too fast, the pancreas overproduces insulin. This lowers your blood sugar level and makes you repeatedly crave sugar.

Conclusion

If you were ever wondering, Will sugar burn belly fat or cause more weight gain, we hope this has helped. High intake of added sugars, cannot not only cause you to gain weight but also result in health problems like obesity, diabetes, and heart disease. Thus, we must reduce added sugars in our diet to avoid adding unnecessary weight. If you suffer from overweight and obesity or any chronic condition, please use reliable health insurance to seek the necessary medical intervention.

Raksha Bandhan is an important Hindu festival that celebrates the beautiful bond between brothers and sisters. On this day, the sister ties a sacred thread or rakhi around her brother’s wrist and prays for his well-being. In return, the brother gives her gifts and promises to protect her from every harm. Raksha Bandhan is around the corner, and if you are looking for a unique, useful, and perfect rakhi gift for your sister, health insurance is a good option. If you are wondering why, we will tell you in this article.

Why is Health Insurance the Best Gift for Rakhi?

The following are some reasons why health insurance is one of the best Raksha Bandhan gifts for your sister —

1. Long-term security: A health plan ensures financial security during medical emergencies. Therefore, medical insurance is a thoughtful rakhi gift for your sister. This insurance product will help your sister cover her medical bills even in your absence. A comprehensive health plan covers hospital bills, pre- and post-hospitalisation expenses, road ambulance bills, AYUSH treatments, organ donor expenses, and more.
2. Quality treatment: Health issues are increasing among people of all ages, and a medical procedure can burn a hole in the pocket. Staying covered under health insurance will help your sister opt for the finest treatment without worrying about the bills. This is one of the most important reasons to gift health insurance to your sister.
3. Cashless treatment: Insurance companies allow policyholders to avail of cashless treatment at network hospitals. Hence, if there is a medical emergency, your sister can reach the nearest network hospital without worrying about paying the bills from her pocket. She can also choose a non-network hospital and file a reimbursement claim with the insurer.
4. Home healthcare: In addition to the hospital bills, a health insurance policy covers home healthcare as well. So, in case the doctor advices home healthcare due to the non-availability of rooms in the hospital, the insurer will cover the bills.
5. Daycare treatments: A health insurance policy also covers medical procedures that require less than 24 hours of hospitalisation. This benefit can come in handy for minor medical procedures.
6. Complimentary health check-ups: Many health insurance companies offer complimentary health check-ups to policyholders. These preventive check-ups can help in the early diagnosis of a health condition and its timely treatment. Since health issues are increasing by the day, gifting health insurance with this inclusion can benefit your sister.
7. Tax benefits: Under Section 80D of the Income Tax Act, 1961, taxpayers can claim an annual refund of INR 25,000 or INR 50,000 (senior citizens) on the premiums they have paid towards their health insurance policies. If your sister files her income tax returns, she can claim this refund and save taxes.

Conclusion

To sum up, if your sister is not covered under a health plan, give her the gift of good health, financial security, and peace of mind with a health insurance policy. Insurance companies in India offer several plans for individuals, women, and senior citizens. You can check and compare different plans online and buy a suitable one for your sister this Raksha Bandhan.

As Independence Day 2024 approaches, it makes us realise the importance of freedom and its significant role in our lives. For personal freedom, we do several things; however, one of the significant things we keep missing out on is health insurance for financial stability. This is a major goal one should focus on fulfilling, as a health insurance policy tops the list when it comes to securing our future as well as that of our loved ones

Health Insurance for Financial Stability

You must choose adequate health insurance that covers the medical expenses of the whole family. Rising medical inflation and a health scare can exhaust your financial savings in a jiffy. Hence, you must invest in a comprehensive health insurance policy. Here’s how health insurance can provide you with financial stability —

Reduces Medical Expenses: A health insurance policy will help you cover the financial expenses that occur due to any medical emergency. A comprehensive healthcare policy takes care of expenses covering hospitalisation, pre- and post-hospitalisation, daycare treatments, ambulance charges, domiciliary care, and more. With health insurance, you will be able to cover healthcare expenditures, avail yourself of quality treatment, and focus on recovery without constantly worrying about exorbitant medical bills.

Retirement Planning: A health insurance plan can cover your medical expenses lifelong. All you need to do is ensure the plan is renewed on time.

Tax Benefits: If you have purchased a health insurance plan, the premiums paid are tax-deductible. You can avail of a tax rebate under Section 80D of the Income Tax Act. You can get a tax rebate of INR 25,000 (if you are aged below 60) and INR 50,000 (for senior citizens aged 60 and above).

Insurance for All Family Members: Make sure to purchase a health insurance policy that covers the medical costs for all family members. No one can predict what will happen in the future, and you may lose your loved ones due to improper financial planning. You can opt for a family floater to cover your household members under one plan. If your parents are senior citizens, you can consider a senior citizen healthcare plan that caters to health issues pertaining to people aged 60 and above,

Freedom from Financial Losses: Health insurance for financial stability is a must as it provides the freedom to manage your finances effectively. When you do not have to bear the burden of financial losses due to medical emergencies, you can structure your financial planning and invest your hard-earned money as per your choice.

Conclusion

A health insurance policy will save you from unexpected expenses due to a medical exigency. So this year, as India prepares to celebrate its 78th Independence Day, start planning for more financial stability to ensure a healthy and happy future for yourself and your near and dear ones. 

As we gear up to celebrate International Youth Day on August 12, it’s time to focus on a significant aspect of our lives. Youth has its fair share of fun and adventure, but this is also the time to make wise financial decisions to ensure peace of mind and protection. Especially, those decisions related to health. We can face a medical emergency anytime, and a comprehensive healthcare policy helps cover the expenses without denting our savings.

Why Buy Health Insurance Early in Life?

This International Youth Day, gift yourself a health insurance policy to ensure peace of mind and financial protection against health emergences. Health insurance for youth comes with several benefits. Here’s why you must purchase a health insurance policy when you are young and healthy.

1. Cost-Effective Premiums: The premiums are affordable if you purchase health insurance early in life. The premiums for young policyholders are low as the risk of falling sick is low. 

1. Waiting Period: This is the number of days you must wait before making a claim on your healthcare policy. Usually, all healthcare policies have a cooling period (i.e., an initial waiting period) of 30 days from the date of the policy’s issuance. Also, pre-existing diseases come with a waiting period of one to three years. However, the waiting period for pre-existing diseases varies from one insurer to another. It may also be different for various policies. When you are young, the chances of being diagnosed with a severe medical condition are less, which ensures that you will easily be able to complete the waiting period.
2. Financial Security: During any medical emergency, it is necessary to cover the cost of the treatment. This can cause hefty financial losses if you do not have a comprehensive healthcare policy. With a health insurance policy, you can cover the expenses in the time of emergency. Your insurer will cover the cost of hospitalisation, pre- and post-hospitalisation, medicines, doctor’s consultation fees, diagnostic tests, and more.
3. Coverage for a wide range of ailments: A sedentary lifestyle and/or hereditary factors can lead to several health issues. Hence, health insurance is a must-have to cover the expenses related to various illnesses.  
4. Tax Rebate: A significant benefit of investing in a healthcare plan is the tax rebate under Section 80D of the Income Tax Act (1961). You can get a tax rebate of INR 25,000 for premiums paid for your healthcare policy. 

Wrapping Up!

It is necessary to have health insurance for young individuals, as unforeseen medical emergencies can strike at any age. Also, keeping medical inflation in mind, health insurance will act as a safety net. It will help you cover the expenses, provide peace of mind, and let you avail of quality healthcare. Hence, purchasing a healthcare policy at an early age lets you reap significant benefits, including lower premiums and tax rebates.

The common cold, perhaps the most widespread human illness, leads to immense absenteeism annually. Over 200 viruses, which spread through mucus droplets from infected people's noses and mouths, either inhaled directly or picked up from contaminated surfaces, can prompt cold symptoms of varying intensity. Given the omnipresence of causative viruses, colds remain impossible to eradicate. However, prudent habits help to prevent common cold.

Ways to prevent the common cold

Here are some of the ways to prevent common cold:

• Wash your hands with soap and water often, especially after potential exposure in public places like stores, public transportation, gyms, or restaurants. Lather for at least 20 seconds, ensuring coverage on all hand surfaces and fingers. Frequent handwashing physically destroys cold and flu viruses you may have picked up from contaminated objects or surfaces.
• Be mindful not to touch your eyes, nose, or mouth when you are around someone showing signs of illness, like coughing or sneezing. Also, avoid touching your face after contact with frequently used public surfaces like handrails, door handles, keypads, or elevator buttons where cold and flu viruses may live.
• Use disposable cups, plates, and utensils if someone in your household has a cold. Then, promptly dispose of them after a single use.
• Disinfect frequently handled household surfaces like doorknobs, light switches, refrigerator handles, remote controls, telephones, bathroom surfaces, and table tops. Cold and flu viruses are able to survive on hard surfaces for up to 48 hours. Wipe these high-touch areas with soap and water, disinfecting sprays, or disinfecting wipes on a regular basis.

Conclusion

Though impossible to fully eradicate, prudent habits can prevent common cold. Remember healthy habits, such as handwashing, which destroys surface viruses. Avoiding face-touching limits viral entry. Using disposables curtails transmission, as does regularly disinfecting household items. Simple precautions hinder common colds. Additionally, considering the importance of healthcare, having adequate health insurance plan coverage can provide peace of mind and financial security in case of any medical emergencies.

We are all familiar with the discomfort that accompanies bronchitis- the never-ending cough,tightness in the chest and difficulty in breathing. Bronchitis occurs when the airways in our lungs called bronchi become inflamed and irritated. This inflammation is often caused by bacterial infections although other factors such as smoking, exposure to irritants or underlying health conditions can also play a role.What if there were ways to completely avoid this annoyance? The good news is that there are! Let’s explore measures to prevent bronchitis and protect our respiratory health.

Ways to Prevent Bronchitis

Here are some of the ways to prevent bronchitis:

• Keep Your Hands Clean:

  wash your hands with soap and water or use hand sanitisers to eliminate viruses and bacteria. This forms the first line of defence against bronchitis and lung infections.

• Vaccination is Crucial:

  Make getting vaccinated a priority for flu shots. This significantly reduces the risk of bronchitis since influenza viruses commonly trigger cases of the disease. Staying up to date about vaccinations are a step towards maintaining health.

• Say No to Smoking:

  Avoid smoking and exposure to secondhand smoke as tobacco chemicals irritate airways making them more vulnerable to infections. Quitting smoking can greatly improve the health of your system.

• Lead a Healthy Lifestyle:

  Make sure you get a minimum 7-8 hours of sleep, eat a healthy diet and engage in regular physical activity to strengthen your immune system. These lifestyle choices are vital for keeping your immune system strong and ready to defend against respiratory threats.

• Stay Properly Hydrated:

  Drinking water helps keep your membranes moist, thus creating an unfavourable environment for viruses and bacteria while supporting your body’s natural defence mechanisms. Aim to drink an adequate amount of water to support your body’s innate ability to fight off infections.

Conclusion

Taking a proactive approach to maintaining respiratory health can help prevent acute bronchitis. By making these choices not only do you protect yourself but also contribute to fostering a healthier environment for those around you. Remember that preventing bronchitis starts with actions we take every day. Let’s prioritise our health and breathe freely! Additionally, ensuring you have adequate health insurance policy coverage can provide peace of mind in managing any unforeseen medical needs related to respiratory health.

Gestational diabetes, characterised by elevated blood sugar during pregnancy, typically responds to diet and exercise, though insulin may be needed. Untreated, it poses risks to both mother and foetus, underscoring the importance of monitoring and treatment for maternal and infant health. This blog delves into the causes of gestational diabetes, encompassing genetic, hormonal and lifestyle influences that will help you to foster a deeper understanding of its development during pregnancy.

What are The Causes of Gestational Diabetes?

Gestational diabetes appears during the second trimester due to hormonal disturbances during pregnancy when foetal growth starts. As insulin cannot deliver glucose into cells properly, circulating blood glucose levels rise, resulting in diabetes. Factors like genetics and being overweight (having a BMI over 25) can make this condition worse.

Not only that, but lifestyle choices such as inactivity and poor eating habits are also a significant cause of insulin resistance. Women who had diabetes in their previous pregnancies, polycystic ovary syndrome or whose relatives have diabetes belong to the risk group.

Moreover, delivering a previous baby weighing over 9 pounds (4.1 kilograms) can indicate susceptibility. Identifying and managing gestational diabetes through regular prenatal care is essential for ensuring maternal and foetal health.

Conclusion

Recognising the underlying reasons for gestational diabetes sheds a more comprehensive view of prenatal self-care. By modifying lifestyles, realising genetic well-being and regularly monitoring medical conditions, both the mother and the foetus can avoid the risks of gestational diabetes. Access to health insurance enables pregnant women to obtain essential prenatal care and necessary treatments, resulting in improved health outcomes for both mothers and their unborn children.

Everything you must know about health insurance portability

Most policyholders often complain about the services offered to them and at times are dissatisfied with their policies. In order to preserve the interests of policyholders, the Insurance Regulatory and Development Authority of India (IRDAI) introduced the concept of Health Insurance Portability.

What Is Health Insurance Portability?

In the past, moving your health insurance policy from one insurer to another resulted in the loss of accumulated benefits like waiting period for pre-existing diseases. But now IRDAI has given rights to policyholders to port their health insurance policies without losing the accumulated benefits.

As per the latest guidelines by the IRDAI, the new insurer will allow for the credit gained by the policyholder for pre-existing conditions in terms of waiting period. The portability is not only applicable when you move an existing policy from one insurer to another but also when you move from one plan to another with the same insurer.

What Are The Rights Of A Policyholder?

Under the Health Insurance Portability scheme, as a policyholder, you have the following rights:

• Option to transfer your policy to and from any health insurance or general insurance company
• You can transfer any health insurance policy be it individual or family
• Your new insurer must provide you with the benefits accumulated relating to the waiting period for a pre-existing condition with your previous insurer
• Your new insurer must insure you at least up to the sum insured by the previous insurer
• The porting must be done by both the insurers as per the IRDAI guidelines

What Are The Terms And Conditions Of Portability?

Here are the terms and conditions of the scheme which must be looked into before porting your existing policy:

• You can port your existing policy only when it reaches its renewal, which means that the new insurance term will be with the new insurer
• All other terms and conditions of the new policy except for the waiting period will be at the discretion of your new insurer
• You need to notify your old insurer regarding the shift with the name of insurer in written, at least 45 days prior to your renewal so that the policy gets renewed without a break

Updated on 26 Dec 2025

Busy schedules and constant deadlines often push us toward convenient snacks like chips, cookies and sugary treats that promise quick satisfaction. While these options are easy, their impact on energy, focus and overall health is significant and often overlooked. Healthy alternatives, however, offer a way to satisfy cravings while nourishing the body, enhancing productivity and supporting long-term well-being.

In this blog, we have compiled practical and accessible healthy snack options that can seamlessly replace junk food in your daily routine, helping you stay energised and focused throughout the day.

What is junk food?

Junk food refers to highly processed, low-nutrient foods that are generally high in sugar, salt and unhealthy fats. Examples include chips, cookies, fried snacks, sugary drinks and fast food items. These foods provide quick energy but offer little to no essential nutrients, making them easy to overconsume while contributing to weight gain, energy crashes and long-term health issues.

What health issues are caused by junk food?

Regular consumption of junk food can lead to a range of health problems. These include obesity, type 2 diabetes, high blood pressure, high cholesterol and heart disease. Excess sugar and unhealthy fats can also cause energy crashes, digestive issues and increased inflammation. Over time, these effects compromise overall health and increase the risk of chronic diseases.

How junk food affects your weight?

Junk food is high in calories, sugar and unhealthy fats, which can lead to excessive calorie intake without providing satiety. Regular consumption encourages overeating and fat accumulation, contributing to weight gain and obesity.

Studies show that diets rich in ultra-processed foods are strongly linked to higher body mass index (BMI) and increased risk of obesity.

What are the healthy alternatives to junk food ?

Replacing junk food with healthier options can satisfy cravings, boost energy and support overall well-being. Here are simple swaps to make better choices every day:

1. Try Roasted Sweet Potatoes Instead of French Fries

Instead of fried potatoes wedges or ‘French Fries’, try ‘Roasted Sweet Potatoes’ which are excellent anti-oxidants. Just brush them in olive oil or coconut oil to give that crunchy, crispy texture and add a pinch of salt and pepper to satisfy your taste buds.

2. Use Kale Chips in Place of Potato Chips

A typical bag of potato chips contains much fat and calories, never a great addition to your healthy diet. Instead of these ultra-fatty potato chips, you can use fresh kale and other vegetables to prepare healthier kale or vegetable chips.

3. Chew Frozen Dry Fruits Instead of Candies

Apart from providing sweetness and little satisfaction, a candy does no good to your body. Eating candies can increase the risk of diabetes and obesity. Try frozen dried fruits like apricot, raisins, dates etc. instead, which can satisfy your cravings for sweetness with natural sugars.

4. Replace Ice-Cream with Yogurt

Ice-cream tastes amazing and it looks smooth and creamy. But it is full of calories and fats. Switch to frozen organic yogurt instead of your favourite ice-creams. You can make a delicious banana or mango pudding with frozen yogurt which is rich in calcium and it also improves the digestive system.

5. Drink Lime Water and Fresh Fruit Juice Instead of Soft Drinks

Soft drinks and soda do no good to your body, apart from increasing the risk of obesity and diabetes. The best bet to replace a glass of soda or a can of soft drink and still retain that kick in summers is freshly prepared glass of chilled lime water and fresh fruit juice. They are rich in vitamins and citrus acid which improves the digestive system.

Conclusion

Choosing healthier alternatives to junk food is about creating small, consistent habits that can transform your energy levels, mood and overall well-being.

While you focus on building better eating habits, secure your future with the right health coverage. A solid insurance policy provides financial protection during medical emergencies. Within this policy, you can select a specific cover, such as an individual plan or a critical illness insurance, depending on your needs.

Get personalised advice on the right health insurance policy and plan by filling out the form provided on this page, because taking care of your health and planning for the unexpected go hand in hand.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Since childhood, we've heard about carrots being good for our eyes. But this veggie's health benefits extend far beyond vision. The allure of carrots simply doesn't stop in their visual benefits.
Far from a mundane root vegetable, carrots emerge as a nutritional powerhouse. Get ready to rediscover the health benefits of carrots and why this vegetable is a vibrant and essential component of a well-rounded and nourishing diet.

What are the Health Benefits of Carrots?

Let's uncover the incredible health benefits of carrots that make them the rockstars of the vegetable world.

1. Balances your blood sugar

   Let's talk about anti-diabetic properties. Carotenoids, the pigments giving carrots their vibrant orange hue, do more than just look good. They help regulate blood sugar levels and fasting insulin, making them allies in the battle against diabetes. It's like having a natural sugar traffic control system.

2. Boosts healthy vision

   Think of vitamin A in carrots as your eyes’ best friend. It protects against night blindness and age-related macular degeneration, acting like a shield against vision issues. It's like giving your eyes a daily superhero dose.

3. Aids in weight management

   Carrots are not just a tasty crunch but also contain 88% water. This combo makes them a low-calorie, hydrating snack that keeps you feeling full. If you're watching your weight, carrots are snack time’s MVP.

4. Reduces cancer risk

   Carrots are packed with antioxidant power. Beta-carotene and lycopene are antioxidants found in carrots, which act as your body's defence against certain cancers. They're like the superheroes of your immune system, fighting off potential threats.

5. Regulates blood pressure

   Carrots bring potassium to the party, promoting a healthy balance and helping flush excess sodium. Your heart loves it, especially after a salty feast. It's like a refreshing reset button for your blood pressure.

6. Heart-healthy vibes

   Phenolic compounds in carrots contribute to heart health by maintaining regular blood sugar and cholesterol levels. They're like the guardians of your cardiovascular system, ensuring everything runs smoothly.

7. Immune system support

   Carrots deliver a double whammy with vitamins C and A. They strengthen your immune system by building protective barriers in your respiratory, digestive, and urogenital tracts. It's like an immune system fortification project.

8. Brain-boosting goodness

   Lutein, an anti-inflammatory superhero in carrots, protects your eyes and may also enhance brain health. Snacking on carrots is an intelligent choice for your vision and cognitive well-being.

Updated on 12 Dec 2025

India takes immense pride in its love for tea. Beyond the more commonly known teas like milk chai, green tea and black tea, there exists a lesser-known but highly beneficial beverage, the fennel tea.  Today, it is widely consumed as both a refreshing drink and a natural remedy for many health concerns.

Let’s understand fennel tea in detail.

What is fennel tea?

Fennel tea is prepared from the dried seeds of the fennel plant. It has a mild liquorice-like flavour with a soothing aroma. You can find fennel tea in regular market stores, online shops or health food stores. You can also make it at home using dried fennel seeds. Fennel tea is popular because of its calming effect and other health benefits.

What are the health benefits of fennel tea?

The fennel herb is loaded with nutritional advantages that can enhance your overall health. The following are some of the benefits of fennel tea: 

1. Helps reduce digestive issues like bloating, gas, constipation, diarrhoea and cramps.
2. May reduce inflammation and improve the movement of food in the stomach.
3. Improves digestion, helping reduce cravings and keeping you feeling full for longer.
4. Helps the body absorb nutrients better while flushing out excess water, leading to steady weight management.
5. May support the liver in processing cholesterol and improve heart function. Fibre in fennel helps remove toxins, while potassium regulates blood pressure.
6. Helps clear mucus and calm spasms in the airways. Studies show it may reduce discomfort in conditions like cough, bronchitis and respiratory irritation.
7. The calcium content in fennel seeds helps maintain healthy bones and reduces the chances of developing osteoarthritis and bone fractures.
8. Fennel seeds contain vitamin C, which is vital for eye health. Fennel tea may help delay cataracts and reduce inflammation around the eyes. Some use fennel tea compresses to soothe puffiness.
9. It helps reduce cramping, nausea and discomfort during menstruation. It relaxes the uterus during periods.
10. Fennel seeds contain important oils with antibacterial and anti-inflammatory effects. So, fennel tea can remove fluids, clear the skin and help with conditions like acne or rosacea.
11. Fennel tea may help with gum health, reduce swelling and limit bad breath. Drinking it after meals can also act as a natural freshener.

How to make fennel tea?

To make fennel tea, you need to follow the instructions below.

• First, dry fennel seed in the sun or heat lightly in a pan or the microwave.
• Then, crush the seeds and store them in a jar.
• Now steep a spoonful in hot water for 5–10 minutes to make tea..

Note that the longer you steep, the stronger the taste will be.

What's the best time to drink fennel tea?

Fennel tea can be enjoyed at any time of the day, but if you are looking for the best time to drink it, check out the points below.

1. In the morning, it helps in digestion and metabolism.
2. After a meal, it helps reduce bloating and aids digestion.
3. Before bedtime, it promotes relaxation and better sleep.
4. Girls should drink fennel tea during their periods, as it provides relief from cramps.

Conclusion

Fennel tea has several health benefits. Incorporating it into your daily life can help with your overall well-being. While natural remedies like fennel tea can greatly help with staying healthy, unexpected medical emergencies can still happen. In such situations, having a health insurance policy will help you get quality treatment without worrying about the expenses. It covers the cost of hospitalisation, therapies, tests, medicines, etc. 

If you are planning to buy health insurance, fill out the form on this page to let us help you find the right plan for your requirements and budget.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.