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  • List of Cashless Network Hospitals in Anantapur

    by icicilombard 002 | Nov 10, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Anantapur, Andhra Pradesh

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Amalapuram

    by icicilombard 002 | Nov 10, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Amalapuram, Andhra Pradesh

    Hospital Name Address State City Pincode Contact Number City Location
    KONASEEMA INSTITUTE OF MEDICAL SCIENCE & RESEARCH FOUNDATION NH 216 , CHAITANYA NAGAR ANDHRA PRADESH AMALAPURAM 533201 /08856237996/08856237997/0885623998 CHAITANYA NAGAR

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Port Blair

    by icicilombard 002 | Nov 10, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Port Blair, Andaman and Nicobar

    Hospital Name Address State City Pincode Contact Number City Location
    CHAKRABORTY MULTI SPECIALITY HOSPITAL DOLLYGUNJ, PORT BLAIR, NEAR T.S.G GRAND HOTEL, ANDAMAN ANDAMAN AND NICOBAR PORT BLAIR 744103 /09679557800 ANDAMAN
    DR. AGARWALS EYE HOSPITAL LTD SURVEY NO.: 32/4, RGT ROAD ANDAMAN AND NICOBAR PORT BLAIR 744101 /03192-243222/03192-244222 RGT ROAD

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • Everything You Need to Know About the Healthcare Insurance Regulations in 2016

    by Almog Ramrajkar | Nov 07, 2023

    List of key changes made in the health insurance regulations by the IRDAI

    Rising medical costs and increasing awareness have convinced more and more people to buy health insurance policies. An increase in the sector led to the formation of a framework for the operation of health insurance products by the Insurance Regulatory and Development Authority of India (IRDAI) in 2013.

    In view of the representations made by various stakeholders and other issues pertaining to the existing framework, IRDAI through a notification issued the health insurance regulations, 2016. Some of its salient features are:

    Discounts and incentives for early buyers

    Health conscious people who plan to buy health insurance at an early age, when they are healthy and fit, will get an early bird discount. What’s more, if they maintain good health they will be entitled to incentives, which will be disclosed in the policy document.

    These wellness benefits will be in the form of discounts in diagnosis, consultation and medicines across a network of hospitals and diagnostic centres. This initiative will further encourage people to opt for health insurance.

    Pilot products

    In an attempt to attract new customers and to offer innovative products, the IRDAI has allowed health insurance companies to offer pilot products for a maximum period of 5 years. After this period, these will become regular health insurance products.

    However, if the pilot product is not feasible then the insurance company can discontinue the same. This initiative will result in innovative and attractive health insurance products in the coming years.

  • Demonetisation Move: Can Health Insurance Help?

    by Almog Ramrajkar | Nov 07, 2023

    Health insurance can help you get cashless treatment

    More than a month after the demonetisation move, the nation has begun to realise its implications. The move has affected several practices and processes that require daily cash transaction. A significant area where the cash crunch has shown significant impact is the access to healthcare.

    Decline in Healthcare Delivery System

    In an economy that primarily runs on cash, the healthcare sector has taken a severe blow from demonetisation. There have been requests to postpone surgeries, cancellation of appointments and several patients have dropped from clinic follow-ups. Usually, national festivals, school holidays and unfavourable weather reduce the number of patients, but none of these reasons contributed in the past month.

    In the Indian healthcare system, people travel from remote areas to access healthcare facilities. For example, most people that visit AIIMS in Delhi are not from Delhi alone but from different parts of North India. The cash crunch has significantly hit people's ability to move out of their hometown to access healthcare facilities.

    Dip in Patient Numbers at Private Hospitals

    Private sectors deliver around 70% of healthcare in the country. When government hospitals with a little or no demand on patient's pocket are facing a severe blow, it is not difficult to imagine the condition of private hospitals. Patients are coming to hospitals but not initiating the actual treatment due to lack of cash.

    The common man has cut down on his healthcare expenses. Patients from the middle-class background suffering from critical illnesses have been forced to take credits. Although the inpatients are not facing serious problems, the inflow of patients has taken a severe blow despite several efforts from the hospitals.

  • 7 Health Insurance Myths Shattered

    by icicilombard 002 | Nov 07, 2023

    According to World Health Organization (WHO) 2013 reports, India's total per capita expenditure on health facilities is $215 or approximately INR 13,000. This indicates that health expenditure contributes for almost 4% of India's GDP.
    The increasing delusions revolving around health insurance policies and insurance providers make most people reluctant to opt for an insurance cover. Here's a list of the most common notions that prevent people from taking a health insurance policy:

    Myth 1 : Health insurance is for people suffering from health issues.


    Even with an outstanding health record, human life is tremendously unpredictable; anyone can contract an illness or require hospitalization at any time. A health insurance cover helps to safeguard your finances in case of such emergencies. With the rising quality and cost of health services, an additional monetary help will prove essential.

    Myth 2 : Group health insurance taken up by my employer is adequate.


    Imagine a situation where there are many people vying for a single pot of money. Similar is a group health insurance cover. Also, the group cover involves certain clauses and defined limits, which do not cater to the individual health needs of your family. Due to the rising health issues, group covers are rapidly exhausted causing much difficulty for employees in need.

    Myth 3 : Health insurance is riddled with hassles.


    Health insurance is a beneficial mechanism that pools resources through regular premiums and apportions money to those who require medical treatment. Stringent claim acceptance policies and thorough investigations are a part of the claim process to ensure there are no malpractices. Policy applicants are thus always advised to share and declare legitimate details to avoid claim rejections. Completely filled policies with genuine data and authentic proofs to support the claims are rarely disapproved.

  • Inpatient Hospitalisation Vs Outpatient Hospitalisation

    by iciclombard 01 | Nov 07, 2023

    Not sure about the difference between inpatient and outpatient hospitalisation? It’s important to understand both terms in case you need to undergo treatment and make a claim under your health insurance policy. The difference between these two services can be tricky to grasp, as both options come with certain restrictions. Understanding your needs clearly is the first step in making an informed decision that works best for you or your loved ones. In this article, we’ll take a closer look at each option – from their definitions to what they entail – so you can make an educated decision on which is right for you! Keep reading to learn more about inpatient vs outpatient hospitalisation.

     

    What is inpatient hospitalisation?

    Inpatient hospitalisation is when a patient is admitted for an overnight stay (24 hours or more) to a hospital for medical treatment. This may be for in-depth monitoring and observation either briefly or for an extended period of time. Inpatient hospitalisation may be required in case of a medical emergency and for pre-planned surgeries or treatment such as:

    • Traumatic injuries
    • Stroketreatment
    • Critical illnesses like cancer
    • Heart attacktreatment
    • Hip bone fracture
    • Respiratory system failure
    • Septicemia
    • Rehabilitation therapy
    • Orthopaedic surgeries
    • Cardiac surgeries

    Inpatient care is more expensive than outpatient care because of room rent, medical treatment, as well as food and lodging in the hospital. It includes many other expenses, beyond the costs of the actual treatment and doctor’s charges. Inpatient care often deals with serious ailments that require 24/7 monitoring, and a longer time of recovery. Most hospitalisation treatment falls under this category, and in-patient hospitalisation is covered under the benefits of health insurance.

    What is outpatient hospitalisation?

    The term outpatient refers to someone who receives medical care without being admitted for an overnight stay at the hospital. Some outpatient procedures can even be performed at the doctor’s clinic or an outpatient surgery centre. These procedures include:

    • Doctor consultations
    • Tests such as X-rays, blood tests, CT scan, MRIs, etc.
    • Dental procedures such as cavity removal, root canal treatment, tooth extraction and related surgeries
    • Minor surgeries & treatments like stitches for injuries, wounds, etc.
    • Chemotherapy
    • Kidney dialysis and other treatments for long-term diseases

    Outpatient hospitalisation incurs lower costs since these are minor treatments, performed faster, and may not include room rent. This type of hospitalisation can also help the patient to minimise the risk of opportunistic infections associated with staying in a hospital. It is important to note that most outpatient hospitalisations are not covered under health insurance plans.

  • List of Cashless Network Hospitals in Uttar Dinajpur

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Uttar Dinajpur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Tarakeshwar

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Tarakeshwar, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in South 24 Parganas

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in South 24 Parganas, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Sodepur

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Sodepur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Siliguri

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Siliguri, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Serampore

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Serampore, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Santipur

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Santipur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Ranigunj

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Ranigunj, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Purulia

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Purulia, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • List of Cashless Network Hospitals in Purba Medinipur

    by icicilombard 002 | Nov 07, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Purba Medinipur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

  • Vegetables That Are Rich in Vitamin C

    by icicilombard 002 | Nov 06, 2023

    Vitamin C is a nutrient that has a key role in maintaining your overall health. It supports your immune system, helps your body heal and protects your cells from damage. While you can also get vitamin C from supplements, it’s always best to get it naturally through your diet. Explore the vegetables that are rich in this important vitamin and get practical tips on how you can increase your intake.

    Health benefits of vitamin C

    Vitamin C offers several health benefits that enhance overall well-being:

    Boosts your immune system

    • Helps your body fight colds, flu and other infections
    • Supports your immune system so you stay healthier

    Helps you heal faster

    • Makes the healing of cuts and wounds faster
    • Helps in the production of collagen, which keeps your skin, bones and muscles strong

    Improves iron absorption

    • Helps the body absorb iron, particularly from plant-based foods
    • Iron is very important for carrying oxygen in your blood
    • Low iron can make you feel tired, weak or dizzy

    Acts as an antioxidant

    • Protects cells from damage by harmful molecules
    • Reduces the chances of long-term health problems such as heart disease and some types of cancer

    List of vegetables that are rich in vitamin C

    Many vegetables are great sources of vitamin C. Below are some of the most nutritious options:

    • Chili peppers

    A single green chilli pepper possesses 121% of the Daily Value (DV) of vitamin C, and a red pepper offers 72% DV, providing a substantial amount of this vitamin.

    • Sweet yellow peppers

    Resplendent in their vibrant hue, one sweet yellow pepper offers an impressive 380% DV of vitamin C in a single large pepper. They promote healthier eyesight and add colour to your plate.

    • Mustard spinach

    A cup of cooked raw mustard spinach offers a whopping 130% DV. These leaves help support optimal bone health, making them a valuable addition to your diet.

    • Kale

    Kale isn't just a fleeting trend; it's a nutritional powerhouse with 100g of raw leaves providing 103% DV of vitamin C.

    • Broccoli

    Half a cup of cooked broccoli may offer 57% DV of vitamin C. Its cancer-fighting properties and contribution to overall well-being make it beneficial against certain health risks.

    • Brussels sprouts

    Half a cup of cooked Brussels sprouts offer 54% DV of vitamin C. Their ability to maintain strong bones aligns with their nutritional prowess.

    • Parsley

    Parsley offers 11% DV with a mere two tablespoons. Beyond its use as a garnish, it affirms its status as a noteworthy nutrient contributor.

    • Watercress

    With a refreshing and peppery taste, a 100g of watercress provides around 43mg of vitamin C.

    • Cabbage

    Cabbage stands as a versatile cruciferous vegetable. When cooked, it offers around 36mg of vitamin C in a 100g serving.

    • Tomatoes

    Tomatoes, known for their juiciness and vibrancy, provide a moderate dose of vitamin C. A medium-sized tomato offers around 16mg of vitamin C.

    • Potato

    Potatoes can contribute to vitamin C intake, although in smaller quantities. A medium-sized potato provides approximately 20mg of vitamin C.

    • Green bell pepper

    Green bell peppers boast around 80mg of vitamin C per 100g. Their crispness makes them an ideal choice for salads, adding crunch and colour.

    • Red bell pepper

    With a 100g serving offering about 128mg of vitamin C, red bell peppers present a nutritious, sweet and juicy option.

    • Sweet potato

    Beyond their inherent sweetness, sweet potatoes contribute around 22mg of vitamin C in a medium-sized serving.

    • Cauliflower

    Cauliflower, a cruciferous veggie, combines low-calorie content with vitamin C richness, offering 48mg of vitamin C in a 100g serving.

    • Kohlrabi

    With 62 mg of vitamin C per 100g, kohlrabi's mild sweetness and crunchy texture make it versatile in salads and slaws, contributing to taste and nutrition.

    • Asparagus

    Asparagus provides about 5mg of vitamin C per 100g. A nutrient-packed option, it can be enjoyed using various cooking methods, from roasting to grilling.

    • Bok choy

    Bok choy stands out with its crisp stems and tender leaves. It offers 45mg of vitamin C per 100g and adds a unique dimension to stir-fries and soups.

    • Turnip greens

    A 100g serving of turnip greens delivers 30mg of vitamin C. Their slightly peppery taste offers a tangy contrast, ideal for incorporating into salads.

    • Collard greens

    With approximately 35mg of vitamin C in a 100g serving, collard greens showcase a hearty texture and earthy flavour, while elevating your meals with their nutritious profile.

    How can I increase my vitamin C?

    There are many easy ways to get more vitamin C into your diet:

    • Eat more fruit and vegetables: Try to have at least five portions each day. Include foods that have higher vitamin C, like oranges, strawberries and peppers.
    • Have a smoothie: Blend fruits like kiwi, mango and berries into a tasty drink.
    • Add raw veg to meals: Have a salad with lunch or dinner, or eat carrot sticks and peppers.
    • Take a supplement if needed: If your doctor suggests it, you can take a vitamin C tablet. Getting vitamin C from food is usually the best way. It's natural and gives you other nutrients too.

    How can I get vitamin C naturally?

    Here are some good tips:

    • Eat more citrus fruits: Oranges, lemons, limes and grapefruits are all full of vitamin C.
    • Snack on fruit: Keep apples, strawberries or kiwis nearby for a healthy snack.
    • Cook smart: Steam or stir-fry vegetables instead of boiling them to keep more vitamins in.
    • Use fresh ingredients: The fresher the fruit or veg, the more vitamin C it will have.
    • Include colourful food: The brighter the colour, the more likely it is to have vitamin C.

    Conclusion

    Vitamin C is a key part of staying healthy. Eating a healthy, colourful diet is the best way to get enough vitamin C every day. Having a healthy diet with plenty of vitamin C is important, but it’s also wise to think about your health. Health insurance plans help you get the medical care you need when you need it. It’s worth looking into medical insurance for parents, as it can help with costs if any health problems come up in your family.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What Is Cashless Hospitalization Facility In Health Insurance?

    by iciclombard 01 | Nov 06, 2023

    There are several benefits attributed to cashless hospitalization offered under health insurance. But before we delve into these benefits, it is important to know what cashless facility in health insurance is. Under cashless health insurance, the insurance company handles payment directly with the treating hospital. This eliminates the need for the policyholder to make upfront payments for medical services. Typically, insurance providers have affiliations with specific medical institutions, known as network hospitals. To take advantage of the cashless feature, policyholders must receive treatment at one of these affiliated facilities. Read on to learn more about the benefits of cashless facilities in health insurance.

     

    Benefits of cashless facility in health insurance

    The following are some of the benefits of cashless facilities in health insurance:

     

    • If you or any of your family members face a medical emergency, paying for expensive treatments out of pocket may not be viable. However, having a cashless health insurance card in your wallet can provide you with a smooth path through such a crisis.

     

    • Finding yourself in a medical emergency can be distressing. What's more, if you're in a situation where you have to arrange funds for medical treatment, it can turn into a deeply concerning scenario. However, suppose you're part of a health insurance plan, and your insurer has an extensive network of hospitals nationwide, even when you're exploring a new city. In that case, you can easily tap into the cashless health insurance feature at any of the affiliated hospitals.

     

    • Paying for hospitalization treatment yourself and then raising a reimbursement claim may be a tedious procedure. On the other hand, cashless treatment is very convenient, and your bill is cleared at the time of discharge itself. This way, you can focus on your treatment instead of worrying about medical bills.
  • List of Cashless Network Hospitals in Paschim Midnapur

    by icicilombard 002 | Nov 06, 2023

    ICICI Lombard Health Insurance Cashless Network Hospital List in Paschim Midnapur, West Bengal

    Explore ICICI Lombard’s health insurance plans :

    which offers people much needed financial backup during any medical emergencies.

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