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  • Understanding Depression: Causes and Effects Guide

    by Nitin Vishwakarma | Feb 07, 2025

    Depression is more than just feeling down on some days at a stretch — it is a serious medical condition that impacts millions of people all over the world. Understanding depression is essential for early detection and effective management before it interferes with one’s day-to-day life. So, identifying triggers and symptoms will help us take those proactive steps towards treatment and recovery. This blog will highlight the causes and effects of depression and provide valuable insights into overcoming its challenges.

    What Are The Causes and Effects of Depression?

    We’ve broken down the triggers and effects of depression to better understand this complex mental health condition.

    • Genetic Factors: Depression can run in families, suggesting a genetic predisposition. If relatives have experienced depression, individuals may be at a higher risk. Genetics play a significant role in determining susceptibility to the condition.
    • Life Circumstances: Major life events such as loss, divorce, or job instability can trigger depression. Feelings of overwhelm or loss of control often precipitate depressive episodes. Situational depression, triggered by recent events, underscores the impact of environment and experiences on mental health.
    • Medical Conditions: Certain health conditions like chronic illness, insomnia, or chronic pain can increase vulnerability to depression. Conversely, managing these conditions can be challenging with depression, forming a challenging cycle. For instance, chronic pain can lead to decreased activity and social isolation, exacerbating depressive symptoms.
    • Brain Chemistry Imbalance: Imbalances in neurotransmitters like serotonin, dopamine, and norepinephrine, which regulate mood, can contribute to depression. Medication may be necessary to restore balance in these chemicals and manage the condition effectively. This highlights the role of brain chemistry in depression and the need for targeted treatment approaches.

     

    Effects of Depression:

    Most often, we hear questions like ‘Can depression cause headaches?’ and sometimes, we are not sure. Such questions can often arise in our minds, so understanding the effects of depression is vital for recognising symptoms early and taking effective treatment measures.

    • Mood Swings: From feeling irritable to overwhelmed, mood changes are a hallmark of depression. It is more than just having a bad day – it is a persistent feeling that doesn’t seem to lift. These mood swings can significantly affect personal and professional relationships.
    • Physical Symptoms: People often experience fatigue, changes in appetite, headaches, or sleep disturbances. These symptoms can lead to a decreased quality of life and may contribute to the severity of the depression.
    • Cognitive Impacts: Difficulty concentrating, remembering details, or making decisions are common when you are battling depression. It feels like a fog you just can’t clear. These cognitive issues can affect every aspect of life — from work performance to maintaining relationships.
    • Withdrawal from Social Activities: Pulling away from friends and activities you once loved is a significant effect of depression. It is not about being antisocial — it is the illness taking its toll. Social withdrawal worsens the sense of isolation and can perpetuate the cycle of depression.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What is Health Insurance?

    by Nitin Vishwakarma | Feb 05, 2025

    Thanks to high pollution levels and unhealthy lifestyle habits, there has been a notable increase in health issues among people of all ages. Moreover, healthcare costs are skyrocketing, and even a minor medical procedure can burn a hole in your pocket. This is when having adequate health insurance can ease your worries.

    So, what is the meaning of health insurance and how can it help you during medical emergencies? Let’s find out in this article.

    Definition of health insurance

    Health insurance is an important insurance product that covers the hospital bills of the insured. If you are admitted to the hospital for an illness or injury, the insurer will cover a major part of your medical bills. This will reduce your out-of-pocket expenses and save you from financial setbacks.

    A comprehensive health insurance policy offers wide coverage to policyholders against the following:

    • Hospital bills
    • Pre- and post-hospitalisation expenses
    • Daycare procedures
    • Domiciliary hospitalisation or home healthcare
    • Road ambulance bills
    • AYUSH treatments
    • Organ donor expenses
    • Pre-existing diseases

    In addition to these, you can extend the coverage of your healthcare plan with important add-on covers, such as maternity coverage, critical illness cover, convalescence benefit, and hospital daily cash.

    When it comes to health insurance claims, you can choose between cashless and reimbursement.

    • Cashless claims: If you choose a network hospital of the insurer for a medical procedure, you can opt for cashless treatment. In this case, the insurer will settle your medical bills directly with the hospital.
    • Reimbursement claim: In a reimbursement claim, you must settle the hospital bills from your pocket at the time of discharge and then file a claim with the insurance provider. The insurer will verify your bills and receipts and reimburse you for the amount in your bank account.

    How to choose a good health insurance plan?

    If you are looking to buy a health insurance policy, here’s how you can choose a good one —

    • Sum insured: Choose a sum insured based on your age, current health, medical history, lifestyle, and city of residence. For example, if you are young and healthy, you can choose a basic sum insured of INR 5-7 lakh. On the other hand, if you are above 50 and have pre-existing conditions and unhealthy lifestyle habits, you may need a higher sum insured of about INR 10-15 lakh to cover your medical bills.
    • Policy inclusions and exclusions: Select a healthcare policy with important inclusions. It is always wise to buy a policy with more inclusions and fewer exclusions.
    • Network hospitals: Choose an insurance provider with good network hospitals in the vicinity. If there is a medical emergency, you can quickly reach the nearest hospital for cashless treatment.
    • Add-on covers: Add-ons help enhance the coverage of a health insurance policy. Therefore, choose a plan with important add-on covers, such as critical illness cover and hospital daily cash, for better financial security.
    • Policy document: Go through the fine print of the policy document to understand the limits, sub-limits, clauses, etc. For instance, some insurance policies have a room rent limit of INR 2000 to INR 4000 per day. Pre- and post-hospitalisation coverage can also vary from insurer to insurer. You must also check the waiting period and the co-pay clause.

    Also Read - What Does Health Insurance Cover?

    Conclusion

    To sum up, health insurance undoubtedly is an important investment for individuals and families looking to secure their health and finances. Therefore, it is important to invest early in life and choose a plan wisely for maximum benefits. With insurance companies in India offering a range of health plans, make sure you do good research and zero in on a policy that best matches your healthcare requirements and pocket.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Arthritis Diagnosis Explained

    by Khyati Malik | Feb 05, 2025

    How is Arthritis Detected?

    Arthritis is a common bone condition that affects many people. The condition can be painful and debilitating, and is associated with joint pain and inflammation. For prompt intervention and efficient treatment of this ailment, early arthritis detection is crucial. In this article, we’ll look at how arthritis is diagnosed.

    Diagnosis of Arthritis

    The following outlines the steps in diagnosing arthritis:

    • Symptom Evaluation:

    The process of diagnosing arthritis begins with a thorough assessment of the patient's symptoms. Depending on the kind and severity of the condition, arthritis can present with a variety of symptoms, but common ones include stiffness, swelling, joint pain, and decreased range of motion.

    • Health History:

    First, medical professionals obtain a thorough medical history. Crucial insights can be gained from knowledge regarding the onset of symptoms, family history of arthritis, prior joint injuries, and any underlying medical conditions.

    • Physical Assessment:

    A physical examination is conducted to evaluate the person’s range of motion, and assess the amount of swelling and joint tenderness. This aids the medical professional in determining the impacted joints and possible indications of arthritis.

    • Tests on Blood:

    Blood tests are frequently utilised to find specific markers linked to different kinds of arthritis. Certain blood markers, such as C-reactive protein (CRP) or erythrocyte sedimentation rate (ESR) may be elevated in some types of arthritis.

    • Imaging Research:

    Joint damage, deformities, and the degree of inflammation can be seen in detail using X-rays, ultrasounds, and magnetic resonance imaging (MRI) scans. The diagnosis of inflammatory types of arthritis and osteoarthritis can be aided by these imaging tests.

    • Analysis of Synovial Fluid:

    Synovial fluid from an afflicted joint may be aspirated and examined if arthritis is suspected. This fluid may show indications of infection, inflammation, or crystal formation (as in gout).

    • Tests for genetics:

    Genetic testing may be used to find particular genetic markers linked to some types of arthritis, such as psoriatic arthritis and ankylosing spondylitis.

    Conclusion

    If you were wondering how to detect arthritis, we hope this has helped. In summary, identifying arthritis involves a complex process that includes a detailed assessment of symptoms, a medical history, a physical examination, a number of diagnostic tests, and, in certain situations, genetic testing or biopsies.

    The costs of these diagnostic procedures can be greatly reduced by health insurance, guaranteeing that people can obtain the required testing and treatments without suffering undue financial hardship.

  • Things In A First Aid Kit To Include

    by Amit Moolya | Feb 04, 2025

    Having a well-equipped first aid kit handy can make all the difference when you are facing a medical crisis. This will help you manage an emergency. Irrespective of whether you are at your home, workplace, on a hiking trip, or just on the move, keeping a first aid kit with you can help manage minor health conditions.

    To create a first aid kit of your own, you should know what items need to be included in the box. You should also give importance to its upkeep.

    Importance of a First Aid Kit

    A first aid kit is an essential thing every household, office, or vehicle should have. It is an assemblage of medical items and basic equipment that can deliver primary care for cuts, minor burns, insect bites, headaches, colds, etc.  In some situations, the first aid kit can even help control an emergency until expert medical help arrives. Assembling a well-equipped first aid box comprising essential items to promptly treat small scrapes, burns, sprains, and minor ailments can help prevent them from getting worse.

    What to Include in a First Aid Kit

    The essential things in a first aid kit should ideally include the following:

    • Adhesive dressings:

      Various dimensions of adhesive dressings are essential for covering petty scratches and gashes.

    • Antiseptic solution:

      An antiseptic solution bottle or wipes to clean injuries and control further infection.

    • A few medium-sized gauze pads and tape:

      These are helpful for bandaging injuries and controlling bleeding.

    • A small tweezer:

      A small-sized tweezer can help in removing splinters or similar things stuck in the skin.

    • Scissor:

      Keeping scissors is essential for cutting tape, bandages, gauze, or cutting clothes from a burnt site.

    • Disposable hand gloves:

      Hand gloves for the first aid provider and the patient to prevent infection and possible diseases.

    • Pain relief medicines:

      Over-the-counter pain relief medicines can assist in alleviating insignificant pains and discomforts.

    • Digital thermometer:

      This instrument can be used to check the body temperature for signs of fever.

    • CPR mask:

      In emergencies, a CPR mask can provide rescue breaths safely.

    Conclusion

    Stocking the right things in a first aid kit is essential in preparing for any emergency medical situation. You can manage insignificant injuries or minor health issues by incorporating critical items that can come to the rescue during accidents like burns, wounds, cuts, bug bites, etc. Further, regularly check and restock your first aid kit to guarantee its contents are up-to-date and usable. Comprehensive health insurance plans may offer preventive care resources and educational materials on how to properly stock and use a first aid kit.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

     

    Also Read

  • Common Phobia And Ways To Deal

    by Amit Moolya | Feb 04, 2025

    Phobia is defined as intense and constant fear about anything, any situation, any person or even any particular activity. Different phobias make up the most commonly diagnosed psychiatric problem around the world. Any type of common phobia can lead to severe anxiety and panic attacks. Sometimes, individuals experiencing any such phobia have a strong family history of the same; therefore, they tend to avoid any situation related to phobic exposure. There are many categories of phobias with specific nomenclature, which is dependent upon the type of phobic exposure.

    Common Phobias In The World

    In a particular phobia, there is a feeling of intense fear and immediate anxiety after phobic exposure. The symptoms of phobia include rapid heartbeat, shortness of breath, unable to control fear response, etc. The following are some common phobias around the world:

    • Acrophobia:

      It refers to a specific fear of heights. People who suffer from acrophobia experience unusually severe fear of heights. They may not want to go to the tops of buildings, bridges, towers, etc. Developing some fear in heightened places is a natural occurrence; however, acrophobics may have anxiety & panic attacks after exposure to high towers, bridges, etc.

    • Aerophobia:

      Those who suffer from this fear feel insecure when travelling through aeroplanes, helicopters, etc. They cannot deal with the experience of travelling by aeroplanes and avoid them completely.

    • Trypanophobia:

      It stands for the fear of needles or injections. It's a common phobia that can cause anxiety or fainting when facing needle-related procedures.

    • Amaxophobia:

      It refers to a specific fear of driving. Such people suffer from heightened anxiety while driving or even by sitting as a passenger.

    • Aquaphobia:

      This is the fear of water. People suffering from aquaphobia develop panic attacks once they see water, particularly big water bodies. They even avoid showers, swimming, etc.

    • Arachnophobia:

      This phobia suggests the fear of spiders. It is associated with intense fearful feelings when encountered with a spider or any other arachnid.

    • Astraphobia:

      It refers to a specific fear of storms. People suffering from this type of fear usually tremble when they experience storms or lightning.

    Conclusion

    These common phobias can be treated when taken into concern. Behavioural therapy is one of the most effective ways to treat different phobias. The patients undergo a set of least anxiety-provoking stimuli, and they are simultaneously taught various techniques to overcome anxiety, such as relaxation, breathing control, and alternative cognitive approaches. Behavioural and cognitive therapies are known to reduce and sometimes completely cure phobias.  By providing access to trained therapists, health insurance supports individuals in overcoming their phobias through proven behavioral techniques and coping strategies.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

     

    Also Read

  • Home Remedies For Inflammation

    by Amit Moolya | Feb 03, 2025

    Inflammation is the body's natural response to injury or illness, but when it becomes chronic, it can lead to various health issues. An anti-inflammatory diet can be beneficial, and certain kitchen spices offer natural remedies. The ability of common spices to reduce inflammation is examined in this section. These spices, which include gingerol and curcumin from turmeric, have anti-inflammatory qualities that may help lower inflammation and the dangers that go along with it. Adding them to your food enhances its flavour and benefits your health in general.

    Spices In Your Kitchen to Help with Inflammation

    Following are some of the home remedies for inflammation:

    1. Turmeric:

      • Turmeric is renowned for its curcumin content.
      • Curcumin is a potent anti-inflammatory compound that may inhibit enzymes linked to inflammation.
      • It has been used for centuries in traditional medicine to reduce swelling and pain. Adding turmeric into your cooking, such as in curries, soups, or smoothies, can provide a flavourful way to harness its potential anti-inflammatory benefits.
    1. Ginger:

      • Ginger contains gingerol, an active component known for its anti-inflammatory and antioxidant properties.
      • These qualities can help alleviate pain and reduce swelling.
      • A warm cup of ginger tea or the addition of fresh ginger in various dishes can provide a delicious and natural approach to managing inflammation.
    1. Cinnamon:

      • Cinnamon boasts a combination of antioxidants and anti-inflammatory compounds that contribute to its potential in combating inflammation.
      • Sprinkling cinnamon on oatmeal yoghurt or incorporating it into your baking not only enhances flavour but also offers a tasty method to support inflammation reduction.
    1. Garlic:

      • Garlic contains allicin, a compound with anti-inflammatory properties that may reduce inflammation and enhance the immune system.
      • Including garlic in your food recipe, whether in pasta, stir-fries, or soups, not only adds a delightful flavour but also contributes to your overall well-being.
    1. Cayenne, Black Pepper, and Clove:

      • Cayenne and black pepper contain capsaicin, while clove contains eugenol, all of which possess anti-inflammatory properties.
      • These spices can be used in various recipes to enhance flavour and provide potential relief from inflammation.
      • Whether in stews, marinades, or spiced desserts, they offer a multi-sensory and health-conscious culinary experience.

    Conclusion

    Including these kitchen spices - turmeric, ginger, cinnamon, garlic, cayenne, black pepper, and clove - into your daily meals not only adds depth and flavour to your dishes but also offers the potential to combat inflammation naturally. Their anti-inflammatory properties make them valuable additions to a health-conscious diet, promoting overall well-being through both culinary delight and potential relief from chronic inflammation. With health insurance, individuals can seek medical advice on how to use natural remedies like spices in conjunction with other therapies to manage chronic inflammation effectively.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

     

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  • Foods To Avoid In Irritable Bowel Syndrome

    by Amit Moolya | Jan 31, 2025

    If you are among the millions of individuals with irritable bowel syndrome (IBS), you are likely familiar with the pain and irritation that this condition may cause. The gastrointestinal disorder known as IBS can cause a variety of digestive problems, such as diarrhoea, constipation, bloating, and abdominal pain. Yet, making some dietary decisions may provide some alleviation. This article addresses the issue of IBS and foods to avoid to help control your symptoms.

    What To Avoid In IBS?

    Even though there is no treatment for IBS, there are foods to avoid in IBS. They are as follows.

    1. Fruits:
      • Certain fruits like whole apples, rhubarb, and kiwis contain high levels of fibre and can increase water content in the digestive tract.
      • This extra moisture and fibre can lead to a laxative effect, potentially causing diarrhoea and discomfort in individuals with IBS.
    1. Vegetables:
      • Some vegetables, particularly cruciferous ones like broccoli and cauliflower, are known for causing gas and can be hard to digest, often resulting in bloating and abdominal pain for people with IBS.
    1. Legumes and Pulses:
      • Foods like beans, lentils, and chickpeas are rich in fibre and carbohydrates, which can lead to gas and digestive discomfort in those with IBS.
    1. Dairy Products:
      • Lactose in dairy can be challenging for IBS sufferers to digest, potentially causing symptoms such as bloating, gas, and diarrhoea.
    1. Whole Wheat and Rye Products:
      • Whole grains, including whole wheat and rye, are high in fibre and gluten, which can be hard on the gut and lead to discomfort in individuals with IBS.
    1. Sweeteners:
      • Artificial sweeteners, especially sugar alcohols like sorbitol and mannitol, can be harsh on the digestive system, often resulting in bloating and diarrhoea in those with IBS.
    1. Ultra-Processed Foods:
      • These heavily processed foods often contain additives and preservatives that may irritate the gut, worsening IBS symptoms for some individuals.
    1. Alcohol:
      • Alcohol can act as a gut irritant, potentially causing inflammation and digestive issues in people with IBS.
      • It can also disrupt the normal functioning of the digestive system, leading to discomfort.

    Conclusion

    In conclusion, your comfort and overall health can be significantly impacted by the food decisions you make. If you want to manage IBS, you need to avoid trigger foods such as specific fruits, vegetables, legumes, dairy, whole grains, etc. To develop a plan that meets your unique needs and makes your journey with irritable bowel syndrome more comfortable and manageable, speak with a healthcare professional or a nutritionist who specialises in digestive health. Health insurance can help ease the financial burden of regular check-ups and specialized tests needed to monitor and manage IBS.

     


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

     

    Also Read

  • What is Amniocentesis?

    by Tanmay Ahuja | Jan 20, 2025

    Amniocentesis is a test performed during pregnancy to detect certain health conditions in the baby. Performing amniocentesis means that a sample of amniotic fluid is tested for certain genetic conditions in the foetus.

    Amniocentesis Definition                       

    Amniocentesis is a prenatal procedure in which a small amount of the amniotic fluid that surrounds the foetus is taken from the parent and tested. This procedure can help diagnose certain genetic or chromosomal conditions that may be present in the baby. Additionally, amniocentesis can be used as a treatment method in cases where there is an excess of amniotic fluid in the womb.

    Healthcare professionals define amniocentesis as a medical procedure in which amniotic fluid is extracted using a needle and tested for potential birth defects. This test can vary in type depending on the suspected health condition in the foetus. While amniocentesis is most commonly used to detect genetic defects, it can also identify other associated birth defects and, in rare cases, assess and manage infections.

    Conclusion

    Amniocentesis is considered the gold standard of antenatal procedures for diagnosing genetic disorders and is generally covered by health insurance. However, it's important to verify that your insurance policy covers the specific costs associated with the procedure, including any potential follow-up tests or consultations. Additionally, if you’re an expecting parent, ensure that your policy meets your individual healthcare during this delicate period.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health benefits of Balasana

    by Nitin Vishwakarma | Jan 20, 2025

    Balasana, or the child’s pose, is a resting posture in yoga. Named to resemble a child, balasana involves kneeling and bending forward with your arms extended in front. The pose is beneficial in calming your mind and releasing tension from your back. It also stretches your back, hips and thighs. This blog talks about balasana benefits for health.

    Top 7 health benefits of Balasana

    Here are the health benefits of balasana yoga: 

    1. Increases blood circulation

    Performing balasana regularly can improve blood circulation. The pose promotes blood flow from the lower body to the head. 

    1. Calms down mind and body

    As the balasana is a resting pose, it helps the mind and the body to relax. The pose also helps you to focus on your breathing.

    1. Enhances flexibility

    Balasana helps stretch the neck, shoulder, and ankles. This improves the flexibility of the body parts.

    1. Improves digestion

    While performing the child‘s pose, you put pressure on your abdomen. This can improve the functioning of your digestive system.

    1. Mindfulness and focus

    When you perform this yoga, you are required to focus on your breathing and emotions. This can enhance your mental clarity.  

    1. Improves posture

    Performing balasana stretches your back and lengths your spine, which can help with poor posture. 

    1. Lowers blood pressure

    Balasana relaxes your body and calms you down. It also relieves stress. Together, these benefits help with hypertension.

    Conclusion

    Balasana is good for your health as it helps reduce stress and increase blood flow to body parts. But, getting medical insurance as a safety net during unexpected health emergencies is also important.

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

    Also Read:

  • Health benefits of Halasana

    by Nitin Vishwakarma | Jan 20, 2025

    Halasana, or plough pose, is an inverted asana. To practise this pose, you lie on your back and place your feet on the floor behind your back. It is normally practised before meditation and pranayama to calm your mind and prepare your body. There are numerous health benefits of halasana yoga like improved digestion, spinal flexibility and better respiratory function. Let’s explore.

    Top 7 health benefits of Halasana

    Here are the top health benefits of halasana:

    • Spinal flexibility: When you practise halasana, you deep-stretch your spine, which improves flexibility and releases tension from your back muscles. 
    • Thyroid stimulation: Halasana stimulates your thyroid gland by increasing blood flow to the thyroid, which improves metabolism and hormonal balance. 
    • Improves digestive system: Halasana massages your digestive organs, improving the digestive tract and helping with stomach problems like constipation. 
    •  Enhances blood circulation: It enhances blood circulation by promoting blood flow from heart to head and thus increases your energy. 
    • Lymphatic drainage: Halasana promotes lymphatic drainage, which helps the body detoxify and boosts immunity.
    • Stress relief: The calming nature of halasana helps reduce stress and anxiety by activating the parasympathetic nervous system.
    • Improves mood and sleep: Regularly practising halasana improves sleep quality. Those who struggle with insomnia should practise this asana. Halasana also helps release endorphins, which promote the “happy hormones”.

    Conclusion

    Incorporating halasana into your routine can do wonders for your health. However, it is important to have a health insurance plan for more safety in case of unforeseen health events.

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

    Also Read:

  • Health Benefits of Jamun

    by Nitin Vishwakarma | Jan 20, 2025

    Jamun, or Indian blackberry, is a highly nutritious fruit. This purple-coloured, sweet, and sour fruit is known for its many qualities. In this blog, we look at the health benefits of jamun.

    Top 7 Health Benefits of Jamun

    1. Healthy Heart

    A key advantage of jamun in a daily diet is that its potassium content nourishes the heart and its antioxidants reduce cholesterol. 

    1. Regulates Blood Sugar

    Jamboline and jambosine, two compounds found in jamun, are known for reducing the pace at which starch is converted into sugar. Eating jamun leads to a healthy sugar level and keeps spikes in check.

    1. Better Digestion

    The fibre and astringent nature of jamun makes it a go-to option for people with digestive issues. It keeps the gut healthy and treats mild cases of diarrhoea by shielding the body against bad bacteria.

    1. Glowing Skin

    Rich in vitamin C and antioxidants, jamun protects the skin from signs of ageing and pigmentation. You can eat or apply its pulp to have healthy skin.

    1. Enhanced Oral Health

    Jamun carries antibacterial and anti-inflammatory qualities that help reduce bad breath, ulcers, and gum infections.

    1. Stronger Bones

    Jamun has calcium and iron, which are building blocks for bones and teeth. It also aids nutrient absorption and promotes a healthy bone density.

    1. Detoxifies the Body

    The benefits of jamun are unending. Packed with multiple nutrients, it can remove toxins from the body, making it a must-have for people seeking to cleanse their bodies.

    Conclusion

    Jamun is an important fruit to add to your diet. You can use its juice, pulp, and powder to boost immunity, manage cholesterol, and ensure overall health. A healthy diet and preparedness for unforeseen health issues is your best bet at achieving the well-rounded and comfortable life you deserve. Remember to arrange a good health insurance policy for coverage against unforeseen medical ailments.

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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  • Best Food for Diarrhea

    by Nitin Vishwakarma | Jan 20, 2025

    Diarrhea, the passing of liquid or loose stools more than usual, is an uncomfortable condition. It mainly impacts gut health and results in symptoms such as dehydration, body aches, fatigue, and prolonged weakness. If not treated properly, diarrhea can be dangerous. A replenishing and light diet is also necessary to bring your digestive system back to its healthy form.

    Foods to eat with diarrhea

    Here is a list of foods to eat when you have diarrhea: 

    1. BRAT Diet

    Bananas, rice, applesauce, and toast—the perfect blend of soothing carbs and low-fibre content to strengthen and lighten your gut—are some of the best foods to eat during diarrhea.

    1. Boiled and Cooked Vegetables

    Cooked veggies such as potatoes, carrots, and leafy greens are the classic source of vitamins, potassium, and minerals. They are a great choice if you are looking for foods to eat during diarrhea.

    1. Soups and Broths

    Go for easy-to-consume, homemade, bland soups and broths. These help ease stomach ache and provide energy to fight the fatigue caused by bouts of diarrhea.

    1. Crackers

    Unflavored, plain crackers are also a good option for snacking while you fight the symptoms of diarrhea. 

    1. Hydration

    The biggest reason for tiredness and prolonged illness during and after diarrhea is the loss of water, which is the main content of the body. Drinking plenty of water, water with oral rehydration solutions, and lemon-salt-sugar mix is a simple and effective option, which has to be on a list of foods to eat when you have diarrhea.  

    Conclusion

    It is also important to know what foods to avoid to ease your symptoms. Say no to coffee and other caffeinated drinks, as they are dehydrating and will add to your discomfort. It is also not advisable to consume spicy foods, milk, and dairy products, as they are difficult to digest and put unnecessary pressure on your body. Remember, a health insurance policy offers the financial support required to cover any additional health issues that may arise.

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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  • What is ECR in Indian Passport?

    by Tanmay Ahuja | Jan 17, 2025

    Understanding what is ECR in an Indian passport can be a puzzling aspect of navigating foreign travel. ECR stands for ‘Emigration Check Required’. This feature in Indian passports plays a decisive role for certain citizens, especially for those looking to work in certain nations.  Let us get into what ECR means, who it affects, and the implications it holds for travel and work abroad.

    ECR Category Meaning in Passport

    A specific classification like ECR ensures that Indians working abroad, particularly in regions with a history of labour exploitation, are protected from unfair practices and illegal recruitment.

    • Purpose: The main aim of the ECR status is to safeguard Indian citizens from potential exploitation in foreign labour markets. It makes sure that individuals are not subjected to substandard working conditions or illegal hiring practices.
    • Appearance on Passport: ECR status is explicitly marked on the passport. In contrast, passports that do not require emigration checks—referred to as Non-ECR or ECNR (Emigration Check Not Required)—do not carry this endorsement.
    • Affected Countries: ECR status becomes particularly important for those travelling to certain countries in the Middle East and Southeast Asia, where the risks of exploitation are higher.

    Additional Considerations:

    • Who is Affected: The ECR group usually consists of those who have not finished their tenth grade of education. It can also include particular vocations, like nursing, that are likely to be highly sought after abroad for employment.
    • Benefits of the Status: Immigration authorities thoroughly check individuals with ECR status to ensure all employment is legal and above board.
    • How to Change Status: Individuals can change their status from ECR to non-ECR by providing proof of qualifying education or meeting other exemption criteria. This facilitates easier travel for business or leisure without additional emigration checks.

    Who Is Eligible for ECR category?

    Determining whether you fall under the Emigration Check Required (ECR) category involves understanding specific criteria crucial for your passport application:

    • Educational Background: If you haven't completed the 10th grade, you are typically classified under the ECR category. This criterion helps protect individuals who may not have formal higher education from potential exploitation when working abroad.
    • Job Type: Workers, particularly in semi-skilled or skilled roles travelling to certain countries, need ECR status. This requirement ensures that they are aware of their rights and the legal protections available in foreign nations.

    Switching to Non-ECR: You must submit valid educational or professional documentation during your passport application or renewal to change your status from ECR to non-ECR. This proof helps verify your eligibility for a non-ECR passport, simplifying travel and work abroad under less restrictive conditions.

    Conclusion

    Understanding what is ECR in passport services is pivotal, especially if you're planning to work abroad. Being aware of what your ECR passport means can help you avoid potential legal and administrative hassles and contribute to a smoother travel experience. Always check the latest guidelines from the Passport Seva and external affairs websites, as policies can frequently be updated based on new immigration laws and bilateral agreements. Additionally, having appropriate travel insurance can be an essential consideration. This provides protection in times of unexpected events such as medical emergencies, cancellations and lost belongings. It offers financial protection and leaves you unburdened on your journey.

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Yoga After Eating: Best Timing and Benefits

    by Khyati Malik | Jan 17, 2025

    Is Sugar And Diabetes the Same?

    If you’ve recently been diagnosed, you may be wondering: “Is sugar the same as diabetes?” Let’s explore the uncertainties and how to protect yourself with adequate measures, including access to appropriate healthcare and lifestyle changes.

    What Is Blood Glucose?

    Your blood consists of blood glucose, also known as blood sugar, which comes from the food you eat. This is crucial for providing energy to the cells in your body. This glucose maintains overall health and supports vital functions such as brain activity and muscular actions. However, abnormal levels can lead to conditions such as hyperglycemia or hypoglycemia, which affect your body’s ability to function correctly. These require careful monitoring and treatment.

    What Is Diabetes?

    Many often wonder if blood sugar and diabetes are the same. High blood glucose levels are an indicator of diabetes, which is characterised by the body’s inability to produce enough insulin or use it efficiently. This imbalance affects glucose metabolism and has significant implications for overall health. There are three primary kinds of the condition: Type 1, where the body doesn’t produce enough insulin; Type 2 diabetes, where the body cannot use insulin properly; and gestational diabetes, which affects pregnant women.

     

    Difference between Blood Sugar and Diabetes?

    Knowing if diabetes and sugar are the same or not is crucial, especially when addressing potential complications like kidney damage, eye problems, and cardiovascular disease. Effective management involves regular monitoring of blood glucose levels, maintaining a balanced diet, engaging in exercise, and sometimes using insulin or other medications. Choosing the right health insurance is essential for individuals with diabetes to cover the various treatments and medical appointments necessary to manage their condition and prevent serious health issues.

    Does Sugar Cause Diabetes?

    The widespread misconception that sugar directly causes diabetes is often associated with the question, “Is sugar the same as diabetes?” It’s important to clarify that diabetes cannot be solely caused by consuming sugar alone. However, excessive sugar intake can contribute to weight gain, which may increase the risk of type 2 diabetes. By changing one’s lifestyle to include a balanced diet and frequent exercise, one can essentially prevent this type of diabetes.

    Limiting sugar intake is part of a comprehensive approach for those with diabetes as well as those seeking to prevent it. This includes monitoring carbohydrate intake to help regulate blood glucose levels. Effective management is crucial for avoiding diabetes-related complications such as cardiovascular disease and nerve damage.

    Conclusion

    While sugar and diabetes are related, they are distinct concepts. Understanding the difference between diabetes and blood sugar levels can help individuals make conscious decisions about their well-being and the required health insurance coverage. Policies that support diabetes management, including coverage for nutrition counselling and diabetes education, are valuable in managing the condition effectively and preventing higher medical costs.

  • Difference Between Counselling and Therapy

    by Nitin Vishwakarma | Jan 17, 2025

    Both counselling and therapy are approaches towards mental health support, yet they differ in focus and engagement. While counselling typically focuses on the immediate issue, therapy treats emotional and psychological challenges. Notwithstanding this difference, the two are gradual processes.

    What's the Difference Between Counselling and Therapy? 

    The primary difference between counselling vs. therapy lies in their objectives and how they are pursued. Counselling is usually short-term, solution-focused, and addresses problems such as stress, grief, or relationships through which a person is going through. It could be more to do with practical ways of dealing with the present challenge and is usually less intensive than therapy.

    By contrast, therapy is usually more long-term and focuses on deeper psychological issues. In that respect, it may also address deeper conditions of the mental health aspect, such as depression and anxiety. Therapy also makes extensive use of evidence-based techniques, such as cognitive behavioural therapy (CBT). Therapists may also have to undergo extended training in specific modalities, to thereby consider themselves better prepared to address the most difficult emotional issues.

    A health insurance policy can be tailored for both of these approaches. However, policy coverage can vary. Thus, individuals must check the plans the choose with the insurer for details.

    Conclusion

    Counselling and therapy may be concerned with the betterment of a person's mental well-being, but they differ from each other in their means or approach. Knowing these differences can help individuals find the most suitable support for their mental health concerns.

    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

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  • Chandigarh Road Tax Calculator

    by Nitin Vishwakarma | Jan 17, 2025

    If you intend to purchase a vehicle in Chandigarh, you must familiarise yourself with the amount you must pay as road tax. One tool that can assist you in precisely calculating this fee is the Chandigarh Road Tax Calculator.

    Four-Wheeler Road Tax in Chandigarh

    The road tax calculator Chandigarh is quite easy to use. To get started, input the model, engine capacity, and price of your car. Your estimated road tax liability will be displayed in real-time on the calculator. This tool is very helpful for those who wish to carefully prepare their budget before purchasing a car. Proper tax computation also facilitates a seamless car insurance purchase process.

    Conclusion

    You can confidently buy a car here because the Chandigarh Road Tax Calculator makes calculating taxes simple and accurate. You can better manage your financial commitments by using this handy tool.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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  • Effective Home Remedies To Cure Dry Eyes

    by Santosh Kevale | Jan 09, 2025

    A dry eye occurs when tear glands don't produce enough tears to lubricate the eyes. This condition can become uncomfortable and painful. Dry eyes can result from medical and environmental factors. This condition mostly occurs when the tiny glands in and around the eyelids can't produce enough tears to keep your peepers healthy. A person can experience some symptoms because of dry eye that include:

    • Watery eyes
    • Blurry vision
    • Light sensitivity
    • Redness or irritation

    Optometrists can suggest a few treatments through dry eye therapy but can opt for home remedies to naturally treat the problem in case of minor conditions related to dry eyes.

    How to cure dry eyes home remediese

    If you’re wondering about ‘how to cure dry eyes home remedies,’ you can try the following:

    • Warm Compresses
    • Wash Crusty Lashes
    • Blink More
    • Eat (Naturally) Oily Fish
    • Stay Hydrated

    1. Warm Compresses

    Tears comprise oil, water and mucus, which help our eyes to stay moist and healthy. One can try to relax the eyes using a warm compress that will cleanse the eyelids and improve oil flow through eyelid glands to improve the quality of tears and alleviate dry eyes. To get relief from irritation, use a clean washcloth dipped in warm water and place it over the closed eye for at least a minute; this will loosen up the clogged oils in the glands and even reduce inflammation.

    2. Wash Crusty Lashes

    Clean the eyelids, eyelashes and ocular area to protect eye health. One can use warm water, baby shampoo or a preservative-free eyelid cleanser to gently clean the upper and lower eyelids. This will prevent the build-up of bacteria, which can cause eye conditions or eye disease blepharitis.

    Blepharitis is a condition in which inflammation occurs in the eyelids due to clogged oil glands behind eyelashes. It causes eye irritation, redness, dryness or a burning sensation. If a person suspects a case of blepharitis, he/she should visit an optometrist to discuss treatment options.

    3. Blink More

    Not blinking often leads to decreased tear production and increased irritation, so it is always advisable to blink the eyes more frequently throughout the day when a person looks at digital screens or headlights for more than 20 minutes. Try following the 20/20 rule: close your eyes every twenty minutes for 20 seconds. If you work on a computer for long hours, set your screen below eye level so you don’t have to open your eyes wide; this may help slow tear evaporation between blinks.

    4. Eat (Naturally) Oily Fish

    Consuming oily fish like salmon, tuna, and mackerel is good as they contain omega-3 fatty acids. These healthy fats help the oil-making glands in the eye to work better and ease irritation. Omega-3 fatty acids reduce inflammation in the eyes and enable increased tear quantity as well as quality. Many other foods are naturally high in omega-3 fatty acids, including walnuts, vegetable oil, soybean oil and flaxseed. A person can also take omega-3 fatty acids in the form of supplements as a pill or tablet. However, one should talk to a doctor before starting any new supplement to make sure it is safe to consume.

    5. Stay Hydrated

    Unsurprisingly, every part of our body needs water to stay healthy, including our eyes. Drinking water keeps the eyeballs lubricated and supports the lacrimal glands, allowing our eyes to produce tears, focus and function normally. Without proper hydration, eyes can't clear out debris, so blink comfortably or try to see things without straining your eyes.

    To maintain proper eye health, try to drink 8-10 glasses of water a day. If you find this amount challenging, start consuming water-rich foods like cucumbers and watermelons, which will also help you stay hydrated.

  • Benefits of Physical Activity

    by Khyati Malik | Jan 09, 2025

    Benefits of Physical Activity

    Engaging in workouts daily can help maintain and enhance your physical and mental health. It enables you to achieve and retain a healthy body weight, enhance your cardiovascular fitness, strengthen your body muscles and bones, and boost your mood. The benefits of exercise are many and it can ultimately improve your general well-being. Additionally, staying active and healthy can have a positive impact on your health insurance premiums, as some policies may offer discounts for maintaining a fit lifestyle.

    Exercising daily can improve your cognitive abilities and also lower the risk of chronic ailments like heart disease, type 2 diabetes, etc. Hence, the importance of exercise in leading a healthy life is undeniable.

     How Can Exercise Help You?

    A healthy lifestyle gives rise to a fitter and more energetic life. Some of the major benefits of physical activity include the following:

    • Weight management: Routine physical activities assist you in maintaining a healthy body weight by burning extra calories and improving your metabolism.
    • Cardiovascular health: Physical activities maintain your heart health by enhancing blood circulation. This lessens the risk of heart ailments and stroke.
    • Body muscle and bone strength: Strength training and resistance workouts help produce solid muscles and bones. This improves general stability.
    • Cognitive well-being: Exercise causes the discharge of endorphins in the body, which are mood enhancers. This helps lower anxiety and improves mood.
    • Mental strength: Physical activity boosts brain activity, improving recollection tactics, concentration, and general cognitive processes.
    • Disease prevention: Routine physical exercise can reduce the chance of chronic illnesses like type 2 diabetes, specific sorts of cancer, Alzheimer's, etc.

    Integrating physical activities into your day-to-day ritual does not have to be a tough undertaking. You can begin by walking briskly, cycling, or dancing. Find an exercise that you appreciate and make it a practice. Even minor physical activities can have a great effect on your general fitness and well-being.

    Conclusion

    The numerous benefits of exercise itself make it clear that integrating physical activities into your routine is vital for a healthier and more satisfied life. Get moving, stay active, and embrace the positive changes that these physical activities bring. Start reaping the rewards of a healthier life.

  • 6 Yoga Poses for Beginners

    by Khyati Malik | Jan 09, 2025

    6 Yoga Poses for Beginners

    Yoga poses, widely called 'yoga asanas', are the various body postures designed for meditation. These help you achieve bodily and mental well-being. Whether looking for a way to reduce stress, improve flexibility, or a new method to remain active, yoga asanas will assist you in attaining your goals. In yoga, each body posture has its health benefit. Various yoga poses help to improve body strength, relieve back pain, promote heart health, relax the mind, manage stress, etc. By incorporating these practices, you can enhance your overall well-being, which may also positively impact your health insurance premiums, as healthier habits can lead to fewer medical claims.

    So, roll out your yoga rug, take a deep breath, and practice yoga. Let the charm of yoga asanas guide you on a healthy lifestyle.

    Beginner-Friendly Yoga Poses

    Here are some of the yoga poses for beginners to try:

    Mountain Pose (Tadasana):

    Stand with your feet set together or hip-width apart. Keep your legs straight and your abdomen inward. Now open your chest, spread your arms, and place them close to your thighs. Now stretch your back and look forward.  This basic yoga asana assists in improving posture.

    Cat-Cow Pose (Marjaryasana-Bitilasana):

    This is a balancing pose in yoga for beginners. Get on all four limbs with your palms underneath your shoulders and your knees just below your hips. Inhale, arch your back, and look toward the ceiling (Cow Pose). Exhale deeply, round your spine, and fold your chin towards your chest (Cat Pose). This delicate flow helps with improved spinal flexibility and reduces stress on the back.

    Downward-Facing Dog (Adho Mukha Svanasana):

    Start on all fours, stretch the hands forward, then raise your hips and back toward the ceiling forming an inverted V figure with your body. Push your palms into the rug, lower your heels, and rest your head between your arms. This pose in yoga for beginners pushes the hamstrings, calves, and shoulders while energising the whole body.

    Child's Pose (Balasana):

    Kneel on your yoga rug, pose back on your heels, and tuck your torso. Relax your forehead on the mat and stretch your arms in front of or alongside your body. This calming pose gently extends the hips, thighs, and lower back.

    Tree Pose (Vrikshasana):

    Stand elevated with your feet hip-width apart. Redirect your body weight onto your left foot, then set your right foot on your interior left thigh or calf. Fetch your hands to the heart's center and try finding a focal point for balancing. This yoga for beginners enhances stability, strengthens the legs, and improves focus and coordination.

    Conclusion

    Whether you desire to ease anxiety, increase flexibility, or find a way to stay active, integrating these beginner-friendly yoga asanas into your routine can aid your senses, body, and spirit.

    Listen to your body and gradually build your meditation period over time. So, clutch your yoga rug, find a cozy stretch, and venture on your yoga journey.

  • What are the Health Benefits of Turmeric?

    by Khyati Malik | Jan 09, 2025

    What are the Health Benefits of Turmeric?

    Turmeric, that vibrant yellow spice often found in your kitchen, packs a powerful punch when it comes to health benefits. It has several unique properties that can improve your well-being; it is not only for flavouring your favourite foods. This fantastic natural substance has several benefits, including the ability to boost brain health, reduce inflammation, act as a potent antioxidant, and help relieve arthritis. Let us explore the five health advantages that turmeric offers, which will make it an invaluable tool in your fight for better health.

    5 Ways Turmeric Can Be Good for You

    Listed below are five health benefits of turmeric-       

    1.Turmeric's Bioactive Compounds:

    • Curcumin, an effective substance with anti-inflammatory and antioxidant effects, is found in turmeric.
    • To maximise its efficacy, it is often advised to take supplements or combine fresh turmeric with black pepper due to its low curcumin level.
    1. Anti-Inflammatory Power:
    • Curcumin's capacity to reduce inflammation is well-established.
    • However, larger dosages are usually needed to achieve therapeutic effects.
    • By reducing chronic inflammation may lower the risk of long-term illnesses like cancer, heart disease, metabolic syndrome, and Alzheimer's disease.
    1. Boosts Antioxidant Capacity:
    • Turmeric's curcumin acts as a potent antioxidant, eliminating free radicals that hasten aging and fuel a host of illnesses.
    • Its function in dispelling these dangerous substances is essential to general health.
    1. Reduces Heart Disease Risk:
    • Turmeric's curcumin enhances heart health by improving endothelial function, curbing inflammation, and providing antioxidants, potentially reducing heart disease risk, akin to exercise's benefits.
    1. Helps in Fighting Aging and Disease
    • Curcumin's anti-ageing potential lies in its ability to combat age-related chronic diseases like heart disease, cancer, and Alzheimer's by countering oxidative stress and inflammation, potentially promoting longevity.

    Conclusion

    In conclusion, turmeric's vital ingredient, curcumin, has several possible health advantages. Turmeric benefits further include antioxidant and anti-inflammatory qualities that may speed up ageing overall, as well as assist in preventing chronic illnesses. As part of a holistic approach to wellness, considering your diet along with health insurance can provide added peace of mind for safeguarding your well-being. Even while more research is required on its benefits, adding curcumin to your diet or taking a supplement could help you live a longer, healthier, and disease-free life.

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