Mono/di twins, also called monochrionic diamnotic twins, share some but not all of their pregnancy environment. They refer to twins that share a single placenta (monochorionic) but have distinct amniotic sacs (diamniotic).

In this blog, we will discuss  and how you can recognise this type of pregnancy.

What do mono/di twins mean?

This type of twin pregnancy occurs when a single egg is divided into two embryos, but with the division occurring after the placenta's formation. As a result, the babies are genetically identical and share the same placenta, but they each have a personal protective amniotic sac.

This arrangement differs from other types of twin pregnancies. For instance, dichorionic diamniotic twins have separate placentas and amniotic sacs, while monochorionic monoamniotic twins share both, presenting a certain set of risks.

How can you tell if you have a mono/di pregnancy?

Since monochorionic diamniotic twins share a placenta, the ultrasound will reveal this feature, along with the fact that each baby has its amniotic sac. It is important to take the scans early to monitor the growth and development of babies since sharing a placenta can lead to complications such as Twin-to-Twin Transfusion Syndrome (TTTS). This is a condition where blood flow between the twins is unbalanced.

Doctors may perform tests to assess the babies’ health, including monitoring their heartbeats and examining placenta function. Regular checkups are essential throughout the pregnancy to ensure well-being.

Conclusion

An ultrasound scan can detect whether you are carrying mono/di twins. Due to the risks involved, early scans and careful monitoring are vital for this pregnancy. Constant monitoring ensures a healthy possible outcome for both babies.

To safeguard against the financial strain of medical costs associated with managing a mono/di pregnancy, it's wise to have robust health insurance plans in place. A comprehensive health insurance policy can cover the expenses of frequent ultrasounds, prenatal visits, and hospital stays.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Shavasana is an important yogic pose, typically practised at the close of a session. It allows you to release tension, unwind thoroughly and restore balance.  Savasana originates from the Sanskrit words 'sava', meaning corpse and 'asana', meaning posture, reflecting the pose's appearance. Keep reading to find out what is shavasna, its benefits, and how to do shavasna correctly.

What is shavasana?

Corpse pose, or savasana, is a restorative yoga posture commonly practised after a yoga session. In this position, you lie flat on your back with your arms and legs extended, allowing yourself to release tension. While it may seem simple, relaxing the body and mind can be surprisingly challenging.

This pose helps improve memory, concentration, and gut health. It can also help with diabetes-related issues, stimulate digestion, and activate the parasympathetic nervous system.

Steps for performing shavasana

Following the shavasana steps correctly is essential to gain maximum benefit. The steps are:

Step 1: Find a quiet space

Select a calm and peaceful location where you can lie down comfortably without interruptions.

Step 2: Lie down on your back

Position yourself on your back and keep your feet slightly apart. Keep your arms resting by your sides with palms facing upward.

Step 3: Close your eyes and focus on breathing

Slowly close your eyes and release any tension in your facial muscles. Direct your attention to your breathing. Take deep breaths through your nose and allow your belly to expand with each inhale.

Step 4: Relax your body

Begin at the top of your head and consciously relax each part of your body in sequence, forehead, eyebrows, eyes, cheeks, jaw, neck, and so on—until you reach your toes.

Step 5: Relax your mind

As you breathe deeply and relax, let any thoughts or worries drift away without clinging to them.

Step 7: Stay in this state for 5-10 minutes

Remain in this relaxed position for 5-10 minutes or longer, fully surrendering to the stillness.

Step 8: Transition slowly

To exit the pose, gently wiggle your fingers and toes. Then, take a deep breath and slowly roll onto one side before coming to a seated position.

Conclusion

Shavasana is simple but powerful in both the restoration of the body and the mind. It helps achieve relaxation, ultimately providing a source of well-being for the mind. Remember that yoga routines should be complemented by preventative healthcare such as regular health check-ups and a mediclaim policy that covers medical emergencies, allowing for effective and worry-free recovery.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Swaddling is an age-old practice that comforts newborns by mimicking the snugness of the womb. It helps soothe babies and improves their sleep quality during the primary stages of development. The process involves snugly wrapping your newborn in a breathable blanket, leaving their head uncovered. This practice keeps their arms tucked in while allowing some leg movement. Proper swaddling can make your baby feel secure and reduce the startle reflex that wakes them up. However, ensuring it is done correctly is vital to avoid risks. This guide will teach you how to swaddle a baby and the essential safety considerations to keep in mind.

How to safely swaddle a baby?

Swaddling your baby requires precision and care. Following these steps will ensure their comfort and safety:

• Use the right blanket: Choose a breathable blanket that is large enough to wrap around your baby. Cotton or muslin blankets are ideal to swaddle baby because they are lightweight and comfortable.
• Position your baby correctly: Lay your baby on their back on the blanket. Place their shoulders slightly below the top edge of the blanket.
• Wrap the arms securely: Fold one side of the blanket over your baby’s body and tuck it under their back. Keep their arms snug but not overly tight.
• Allow room for hip movement: Wrap the bottom of the blanket loosely around your baby’s legs. Ensure they have enough room to move their hips and legs freely.
• Monitor for signs of overheating: Always check for signs of overheating, like sweating or flushed cheeks.

Is swaddling safe for babies?

Swaddling can be safe when done correctly, but there are important considerations:

• Prevention of SIDS: Always place your baby on their back to sleep, whether swaddled or not. Sleeping on the stomach increases the risk of sudden infant death syndrome (SIDS).
• Avoid loose blankets: Loose blankets may cause suffocation. Ensure the swaddle is secure and not too tight that it hampers breathing or causes discomfort.
• Supervised swaddling during daytime: During the day, swaddling should be limited to supervised naps. This allows you to monitor your baby’s breathing and ensure they remain comfortable.

When to stop swaddling your baby

Knowing when to stop swaddling is crucial for your baby’s safety and development:

• If your baby begins rolling over, it may be time to stop. Rolling over while swaddled can cause them to get stuck in a face-down position.
• The startle reflex diminishes around three to four months of age. At this stage, many babies sleep better without being swaddled.
• A sleep sack is a safe alternative once you stop swaddling. It keeps your baby warm without restricting movement during sleep.
• If your baby seems restless or uncomfortable in a swaddle, it may be time to stop.

Conclusion

Swaddling is a comforting technique that gives babies a sense of security and helps improve their sleep. However, it must be done safely and discontinued at the right time. Always follow guidelines to ensure your baby’s comfort and safety.

Caring for your baby involves numerous considerations, including their health and well-being. Opting for a comprehensive health insurance policy ensures your baby receives the best care. Whether for regular check-ups or emergencies, health insurance provides your growing family peace of mind and financial security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Vakrasana, or the half spinal twist, can help improve spinal flexibility and overall wellness. This simple yet effective yoga posture, practised in a seated position for beginners, involves a gentle twist of the torso. Regular practice of vakrasana can enhance digestive capabilities and keep your posture erect.

What is vakrasana?

Originating from Sanskrit, 'Vakra' means twisted, and 'asana' means pose. This pose, also known as the Twisted Pose, helps ease the digestive process, increases lung capacity, and reduces body stiffness.

Vakrasana is another wonderful alternative to Ardha Matsyendrasana, in case you feel the former is too difficult to execute. It has been part of traditional hatha yoga, where this asana is practised as a seated pose.

Steps to perform vakrasana

It is important to follow the correct Vakrasana steps for the best results. The steps are as follows:

Step 1: Starting position

Sit with your legs extended before you. Keep your back upright and your hands on the ground beside your hips for support.

Step 2: Prepare the left twist

Slightly bend your left leg, keeping the sole of your left foot flat on the ground. Continue to keep your right leg extended straight on the floor.

Step 3: Twist the torso

Turn your torso to the left. Bring your right hand across your body to rest on or near your left toe, or hold your left ankle with your right hand for a deeper stretch.

Step 4: Position your left hand

Place your left hand on the floor behind your back to provide stability and support during the twist.

Step 5: Align the neck and spine

Let your neck follow the direction of the twist so it stays in line with your torso. Ensure your spine is elongated and not slouching during the pose.

Step 6: Hold the pose

Maintain steady breathing while holding this position for at least 30 seconds.

Step 7: Release the pose:

Slowly untwist by first releasing your hands, then returning your torso to face forward.

Straighten your left leg to return to the starting position.

Step 8: Repeat on the other side

Switch sides by bending your right leg and twisting your torso to the right. Follow the same steps for the opposite direction.

Conclusion

Vakrasana is a beneficial yoga posture that increases flexibility in the spine, tones the waist, and supports overall well-being. While practising yoga is essential for your wellness, it's equally important to complement it with comprehensive health coverage. A good mediclaim policy covers preventive care and routine checkups. It also offers financial protection in the event of a medical emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Makarasana, or the Crocodile Pose, is an accessible yoga posture that can benefit practitioners of all levels. In its simplest form, it is a relaxing and restorative pose useful for relaxation and stress relief. Regularly practising this pose can help manage emotions, reduce stress, and enhance well-being, making it a great addition to any yoga routine. Keep reading to understand what makarasana is, its benefits, and the steps to perform it.

What Is Makarasana?

Makarasana is a reclined yoga pose that can relax the body, calm the muscular system, and act as a base for meditation or pranayama. The name comes from the Sanskrit words “makar”, which means crocodile and “asana”, which means pose.

Another advantage of this pose is its ability to help facilitate diaphragmatic breathing, which is a part of yogic breathwork. It encourages deeper breaths and tones the vagus nerve while activating the relaxation response in the body and calms the nervous system.

Steps for Performing Makarasana

It is important to follow the given Makarasana steps for the best results.

Step 1: Start in thunderbolt pose (Vajrasana)

Kneel down and extend your arms until your hands touch the floor or yoga mat. Gradually extend your legs behind you.

Step 2: Lower your body

Begin by lowering your legs so the tops of your feet rest on the ground. Lower your hips, stomach, chest, and shoulders onto the mat. Keep your face down, with your elbows tucked in and palms facing downward.

Step 3: Position your hands

Bring your hands to the front of the mat. Cross your arms slowly in front of you to create a support base for your forehead to rest on.

Step 5: Add a back stretch

To deepen the stretch, lift your upper body as in Upward Facing Dog (Urdhva Mukha Svanasana). This variation opens your chest, releases tension in your shoulders and back, and enhances flexibility in your lower back.

Step 6: Release the pose

Return to the starting position by lowering your chest gradually. Carefully rotate your arms back to avoid shoulder strain.

Conclusion

This simple yoga asana is often recommended for relaxation and stress relief. To enhance your health and well-being, consider regular consultations and explore an extended mediclaim policy that covers routine check-ups and preventive care. These plans not only provide financial protection but also ensure you're well-prepared for any health concerns that may arise.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Dhanurasana, also called Bow Pose, is a posture that improves flexibility in the spine and strengthens the back muscles. Named after the silhouette that this pose creates—an archer’s bow—it signifies strength, balance, and energy. Whether you are a beginner or a seasoned practitioner, learning the correct dhanurasana steps will help you leverage its physical and mental benefits.

What is dhanurasana?

Dhanurasana comes from the Sanskrit words 'dhanu', meaning bow, and 'asana', meaning posture. To do this posture, you must lie on your stomach, grip your ankles, and then raise your legs, thighs, and chest to form a bow with your body.

This active pose strengthens the spine and improves posture by opening the chest, shoulders, and hip flexors. It also improves flexibility and enhances core strength.

Steps for performing dhanurasana

Here is how to do dhanurasana, step-by-step:

Step 1: Starting position

Lie on a yoga mat and extend your legs. Place your arms alongside you, with palms facing upwards.

Step 2: Bend the knees

Bring your knees toward your back, keeping them hip-width apart for stability.

Step 3: Reach back

Reach your arms behind you and hold the outer edges of your ankles.

Step 4: Inhale and lift

With a deep breath, exhale and lift your chest and thighs off the mat. Press your feet into your hands to deepen the lift and stretch.

Step 5: Engage your core

Pull your abdominal area toward your spine to activate your core. This helps stabilise the pose and supports your lower back.

Step 6: Open the chest

Lift your chest further, opening it fully. Keep your gaze forward or slightly upward, ensuring your neck remains relaxed.

Step 7: Hold the pose

Stay in the posture for 20-30 seconds or as long as you're comfortable, maintaining steady, deep breaths.

Step 8: Release and relax

Exhale slowly, release your grip on your ankles and lower your body to the mat. Then, rest in the prone position.

Conclusion

Dhanurasana is a powerful yoga pose that increases flexibility, strengthens the back, and promotes general health. This pose can relieve stress, build strength, and bolster physical resilience. But just as with any physical activity, listening to your body and not pushing yourself too hard to avoid injury is very important. Yoga is one of the best ways to maintain your health, but remember, preventative health check-ups and a comprehensive mediclaim policy can provide added peace of mind, ensuring you're covered in any unexpected medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Bridge pose (setu bandhasana) is an excellent yoga pose that improves postural alignment and supports spinal health. This simple yet powerful pose can help with flexibility, core strength, and stress relief. It can help you improve overall wellness and is a worthwhile addition to a yoga routine for overall wellness. Read on to find out what a bridge pose is, its benefits and how to do bridge pose for best results.

What is setu bandhasana?

Setu Bandha Sarvangasana/Setu Bandhasana, is also called Bridge Pose or Supported Bridge Pose.

The setu bandhasana steps involve creating a bridge-like shape with the body using all the limbs. This pose may help release tension from the back, tone the abdominal muscles, and improve digestion. It also helps stretch and strengthen the neck, spine, and hips.

Steps to perform setu bandhasana

Following the correct setubandhasana steps is essential to gain maximum benefit. The steps are given below.

Step 1: Start by lying down

Lie on your back and bend your knees. Plant your feet firmly on the mat and bring them as close to your glutes as possible without straining.

Step 2: Position your arms

Position your arms alongside your body, palms facing down.

Step 3: Engage and lift

Press your feet firmly into the mat as you inhale and lift your hips upward. Focus on initiating the lift from your pubic bone rather than your navel.

Step 4: Adjust your shoulders and arms

Press your upper arms firmly into the mat or clasp your hands beneath your back. Roll your shoulders underneath your body and tighten the muscles around your collarbones.

Step 5: Maintain alignment

Keep your thighs parallel and hip-distance apart by gently drawing them toward one another. Press firmly through your heels, and lengthen your spine by reaching the backs of your thighs toward your knees.

Step 6: Release the pose

Exhale as you release the pose and slowly lower your body to the mat.

Conclusion

Adding yoga (particularly postures like setu bandhasana) into our everyday routine helps us maintain balance, improve flexibility, and enhance posture. In addition to practising appropriate natural therapy like yoga, it is equally important to be prepared for unexpected health issues that may arise. Having the right health insurance plan can provide peace of mind and ensure you're covered when you need it most.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Introducing juice to babies can be a complicated process for many parents. While fruit juice may seem healthy, it's important to understand when and how to introduce it to your baby’s diet. Parents must make informed decisions about introducing juice, which can impact a baby's overall nutrition, hydration, and health. In this blog, we will explore when can babies have juice and what is the optimal quantity to offer as they grow older.

When Can Babies Drink Juice?

It’s important to wait until your baby is at least six months old before offering juice. By this age, your baby’s digestive system has matured enough to handle small amounts of juice, but breast milk or formula should still be the main source of nutrition.

Before six months, babies don’t need juice because their nutritional needs are best met through breast milk and formula. Introducing juice too early can lead to a range of issues, such as digestive issues, increased risk of obesity, and tooth decay.

When introducing juice to your baby, choose a single-fruit juice, like apple, pear, or prune juice. These are usually well-tolerated by infants and are less likely to cause allergic reactions. Always consult with your paediatrician to understand what age can babies have juice to ensure that it is appropriate for your baby’s needs.

How Much Juice Can Toddlers and Big Kids Drink?

When your baby becomes a toddler, their nutritional needs change, and juice may become a regular part of their diet. Here’s how much juice toddlers and older children can have:

1. Toddlers (Aged 1 to 3 years)

For toddlers between 1 and 3 years, the recommended daily amount of juice is no more than 120 millilitres (ml), or roughly half a cup. Toddlers are transitioning from breast milk or formula to solid foods at this stage. Whole foods, such as fruits and vegetables, should, therefore, be their primary source of nutrients.

2. Children (Aged 4 to 6 years)

For children aged 4 to 6 years, the daily juice intake can be slightly higher, around 180 millilitres (about 3/4 of a cup). However, the same principle applies: juice should not replace meals or be the primary fluid consumed throughout the day.

3. Older Children (Aged 7 to 18 years)

The recommended daily juice intake for children aged 7 to 18 is 250 millilitres (1 cup). At this stage, children consume a wider variety of foods, including whole vegetables and fruits, so juice should only be used as a supplement to their diet.

As with younger children, it is crucial to choose 100% fruit juice minus added sugars and opt for juices with a lower glycaemic index to prevent blood sugar spikes.

Conclusion

Introducing juice into your baby’s diet requires careful consideration. It should be done gradually and in moderation. While juices are packed with vitamins and hydration, they should not replace formula and breast milk in the early stages.

Maintaining the health of your little ones is important, and having the right health insurance plans can make a big difference. A health plan ensures you can access medical advice and care whenever needed. Explore health insurance options today and invest in your child’s future health.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Babbling is a significant milestone in a baby's development. Infants are born with the ability to make sounds, but babbling is the first indicator of emerging speech. Read on to explore what is babbling, when it starts, and how parents can encourage this behaviour.

What Does Babbling Mean?

Babbling, meaning the repetitive consonant-vowel sounds produced by babies, is a key milestone in their early speech development. While these sounds might not form real words, they are crucial for speech development.

Babbling includes a variety of sounds like “ba-ba-ba” or “da-da-da.” The sounds help babies practise the vocal skills needed for later speech.

When Do Babies Babble?

Knowing when do babies start babbling is important for parents. Babies typically begin babbling at around six months of age. This is when they start making repetitive sounds. The babbling process is gradual, and it usually begins with simpler sounds and progresses to more complex combinations.

When babies reach eight to ten months, their babbling becomes more varied, including different consonant sounds and a wider range of syllables. They may start combining syllables in a way that resembles speech.

By twelve months, some babies may begin to say simple words, such as “mama” or “dada,” though this varies from child to child. However, not all babies babble at the same time.

How To Help Your Baby Babble

Encouraging your baby to babble is essential to support their speech and language development. You can do several things to help your baby reach this milestone.

1. Talk to your baby often

Babies learn language by listening to others. The more you talk to your baby, the more they will be exposed to language. Talk to them about what is happening around them, describe actions, or chat during everyday activities.

2. Respond to their sounds

When your baby makes sounds or babbles, respond as if you are having a conversation. This helps them understand that communication is a two-way process.

3. Use simple words and phrases

While talking to your baby, use simple and clear words. This will make it easier for them to pick up on language patterns.

4. Encourage play with sounds

Sing songs, make different animal noises, or use toys that make sounds. Musical toys or instruments can also be fun to engage your baby in sound play.

Conclusion

Babbling is an important stage in a baby's speech development that signals the start of communication through sounds.

To ensure your baby’s healthcare needs are met, consider investing in health insurance plans. A reliable health insurance plan can offer financial protection for your baby’s regular check-ups and vaccinations and ensure that their development, including speech milestones, is closely monitored.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Baby massage is a time-tested practice that has been cherished in many cultures worldwide. Massages involve gently rubbing a baby’s body with oil or lotion to promote relaxation, bonding, and physical well-being. A baby's overall development and health can be greatly impacted by massage, even though it may seem like a simple act.

Benefits of Baby Massage

Massage offers various physical, emotional and developmental advantages for your little one. Here are some of the major baby massage benefits:

1. Promotes Better Sleep

Baby massage helps calm the baby by reducing stress and aiding relaxation. The soothing strokes stimulate the production of melatonin (a hormone responsible for regulating sleep).

2. Enhances Bonding Between Parent and Baby

The close physical contact during a massage enhances the emotional connection between the parent and the baby. The interaction releases oxytocin in both the parent and the child.

3. Improves Circulation and Muscle Development

Massaging a baby stimulates blood flow, which supports overall physical development. Moreover, it aids in the delivery of oxygen and nutrients to growing muscles and tissues. The improved circulation can also enhance the baby’s flexibility and muscle tone.

4. Supports Neurological Development

The tactile stimulation provided by massage plays a crucial role in the baby’s brain development. It encourages the creation of neural pathways that enhance sensory awareness and cognitive growth.

How to Massage a Baby?

Massaging your baby is a simple yet rewarding practice that requires gentle techniques. These steps can help you understand how to massage newborn baby.

1. Start with Gentle Strokes

Begin the massage with light and gentle strokes. Use your palms or fingertips to apply pressure that is comfortable for the baby. Start from the baby’s legs and gradually move upwards, covering the arms, chest, back, and face.

2. Focus on the Legs and Feet

Massaging the legs and feet helps improve circulation and relax the baby. Gently rub the thighs, knees, and calves in an upward motion. Apply mild pressure on the foot soles with your thumbs, moving in circular patterns.

3. Massage the Stomach to Aid Digestion

Use two fingers and gently massage the stomach in a clockwise direction. This technique is particularly effective for relieving gas and aiding digestion.

4. End with the Face and Head

Gently massage the baby’s forehead, cheeks, and chin using your fingertips. Use light circular motions around the jawline, which can provide relief during teething. Avoid using oil or lotion on the face unless it is made especially for this purpose.

Conclusion

Massage therapy for babies is more than just a relaxing activity; it is a valuable practice that helps support a baby’s physical, emotional and neurological development. In addition to adopting healthy practices like baby massage, consider securing comprehensive health insurance plans for your family that cover regular checkups and preventive care. A robust policy also provides financial coverage during medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Snoring is a common sound you might hear when your baby sleeps, and while it can be disruptive, it’s usually not a cause for concern. However, if snoring is accompanied by signs like extreme restlessness, choking, or gasping, it may require attention.

In most cases, baby snoring is simply due to their tiny nasal passages. Even slight dryness or excess mucus in their nostrils can result in noisy breathing.

Read on to learn more about what causes snoring in babies, whether it’s normal, and what steps you can take to address it.

Is It Normal for a Baby To Snore?

Generally, soft breathing noises (snoring) that don't disturb your infant's sleep tend to be normal. A study reveals that snoring in newborns is almost harmless, and nearly 3% to 9% of infants at 3 months snore regularly.

What Causes a Baby To Snore?

Babies may snore due to the following reasons:

• Developmental causes: Many infants have a soft larynx (voice box). Air moves past the larynx whenever your baby breathes, causing the voice box to vibrate and generate more noise during sleep. This condition is known as laryngomalacia, and most babies in this state can breathe easily with no feeding issues. They also grow normally, and the condition improves on its own as the child gets older.
• Congestion or nasal discharges: Upper respiratory infections are a common cause of baby snoring. Nasal congestion makes it more difficult for babies to breathe through their noses, and this issue often worsens during sleep, leading to snoring.
• Genetic defects: Some babies are born with defects like a deviated septum, which can cause frequent snoring. Also, babies born with genetic conditions like Down's syndrome tend to snore during sleep.

What To Do About Baby Snoring

Eventually, most babies outgrow the snoring phase. However, you can take the following measures in the meantime to reduce baby snoring:

• Run a humidifier in your baby's room: The humidifier helps moisten dry air and ease nasal congestion. Additionally, avoid turning up the heat too high if your central heating is on. Doing this can worsen your child's nasal congestion.
• Spray the nasal saline solution in your baby's nostrils: Spraying the nasal saline solution helps loosen congestion and relieve snoring.
• Use a bulb syringe to remove mucus: Use a syringe to suction mucus from your child’s nostrils.

Conclusion

Snoring is a common phenomenon that typically doesn’t warrant any concern. However, if your baby also displays unusual symptoms like respiratory distress, it’s best to seek immediate medical attention.

The specialist may also conduct necessary tests and screenings to rule out any concerns. An appropriate mediclaim policy can cover the cost of preventative check-ups for your baby during this delicate period, safeguarding their well-being.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Parents often worry about making the right food choices for their babies. An optimal diet not only supports future development but also helps in establishing balanced eating habits. One of the most popular and nutritious options for babies is yogurt.

Yogurt (or curd) is tasty, easy for little ones to eat, and packed with iron and other vital nutrients, making it an excellent choice for their diet. If you're unsure about when to introduce curd to a baby, keep reading!

When Can a Baby Have Yogurt?

The American Academy of Pediatrics suggests beginning complementary foods like yogurt for a baby at around six months. This period is essential as it aligns with key developmental milestones when babies are ready to begin consuming solid foods.

However, not all yogurts are suitable for babies. It's best to choose plain, whole milk yogurt—free of sugars, flavourings, or additives. Greek yogurt is an excellent option too, as it’s thicker and packed with more protein.

Benefits of Yogurt for Your Baby

The following are some key benefits of curd for babies:

1. Probiotics: Probiotics, which are plentiful in yogurt, play a crucial role in developing a healthy digestive system. For babies, establishing a well-functioning gut microbiome is vital for the immune function and breakdown of food.
2. Vitamin D, Calcium, and Proteins: Yogurt contains calcium and vitamin D, which help form strong teeth and bones. It also contains protein, which is important for muscle development.
3. Ease of Digestion: Plain yogurt for a baby is an excellent first food to introduce. Its creamy texture makes it easier for babies to digest than other solid foods.
4. New Flavours: Yogurt helps babies develop a taste for different flavours and textures, making it easier to introduce other foods later on. Begin with plain, unsweetened yogurt, before mixing in fresh fruit for added variety.
   
   

Conclusion

While the benefits of curd for babies are numerous, every baby reacts to foods differently. It is wise to consult your paediatrician before introducing new foods to your baby's diet. With the right health insurance plan, you can ensure your child receives quality medical care without the stress of bills and payments. It also provides protection in case of any unexpected health emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Ardha Chandrasana, also dubbed the half moon pose, is a remarkable yoga pose that helps improve balance, flexibility, and strength. It stretches and strengthens the muscles of the legs, hips, and even spine. It also aids in opening up the chest and improving body alignment. Read on to understand the details of the asana, the advantages it provides and how to perform it for best results.

What is Ardha Chandrasana?

Ardha Chandrasana is a standing pose that features balancing on one leg while the other is extended to the side. The body leans forward and forms a half-moon shape, with the raised leg lifted at a 90-degree angle. This pose stretches the sides of the body, strengthens the legs, and enhances general posture.

Steps to perform Ardha Chandrasana

Performing Ardha Chandrasana might seem demanding initially, but regular practice will make it easier. Below are the Ardha Chandrasana steps to help you get started with this pose:

1. Start in Tadasana (mountain pose)

The Ardha Chakrasana steps begin by standing tall with your feet together and arms at your sides. Ground your feet firmly and engage your core.

1. Move into Warrior III (Virabhadrasana III)

Slowly transfer your weight onto your right foot. Lift your left leg off the ground and extend it behind you while keeping your torso parallel to the floor. Keep your arms stretched forward.

1. Open body to the side

Now, slowly open your body to the left side. Start rotating your torso and hips, lifting your left leg to the side. Imagine the movement creating a half-moon shape with your body. Keep your left leg straight and keep your foot at hip height.

1. Place your right hand on the ground

Bring your right hand down to the floor directly under your shoulder. Keep your gaze forward or at the floor, depending on what feels comfortable for the neck.

1. Lift your left arm

Extend your left arm upwards. Your left arm should align with your left leg, and your chest should be open. Look toward your left hand or keep your gaze before you to maintain balance.

1. Hold and breathe

Hold the stance for 15-30 seconds, breathing deeply throughout. Focus on engaging the core to maintain balance and stability.

1. Release the pose

Gently lower your left leg and return to Warrior III. Then, step your left foot back to the ground and return to Tadasana. Repeat the pose on the other side.

Conclusion

Ardha Chandrasana is an excellent yoga posture for improving balance, flexibility, and strength. It has many health benefits, including strengthening the core, improving focus and coordination, and stretching the legs and spine.

While practising yoga is essential for overall health, it's equally important to complement it with comprehensive health coverage. A good health insurance policy covers preventive care and routine checkups. It also offers financial protection during an unforeseen medical event.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Chakrasana, also known as Wheel Pose, is named for the nearly wheel-like structure the body forms during the asana. It is an excellent full-body pose that should be performed near the end of a yoga session. Read on to learn more about this pose, its benefits, and the right chakrasana steps.

What Is Chakrasana?

‘Chakrasana’ comes from the Sanskrit terms "chakra," meaning wheel, and "asana," denoting posture. There are numerous benefits to practising Chakrasana. It improves posture and body strength by strengthening the arms, legs, abdomen, spine, and other muscle groups. By opening the chest, Chakrasana helps expand lung capacity, which can lead to better respiratory health and increased energy.

Steps for Performing Chakrasana

Here’s how to perform Chakrasana:

• Place your feet slightly apart and stand upright.
• Put your hands on your lower back and tilt your pelvis forward. Breathe out.
• Your upper body should be curved back and your thighs should bear the weight of your body.
• Continue to bend backwards and slowly extend your arms over your head.
• Bend till you touch the ground with your palms.
• Straighten your palms right away to support your body and prevent a fall. Your body should form an arch.
• Take steady breaths and hold your posture for a short while.

Here are some important tips you must follow for proper posture:

• Your feet must stay parallel to one another and hip-width apart.
• Elbows and knees must be positioned directly above the wrist and foot, respectively, rather than flaring out to the sides.
• You should bend your elbows slightly and avoid straining them.
• Move the body weight from the legs onto the hands by pressing from the heels, rolling the thighs inward, and drawing the navel in.
• Keep your neck straight while you stare toward the area between your palms and lift your chin away from your chest.

To get out of the posture, exhale and bring the chin towards the chest. Gently bring the back of the head, upper back, and hip down in that order. Then, release the hands and legs and relax the whole body.

Conclusion

The Wheel Pose, or Chakrasana, has various advantages that improve mental and physical well-being. It strengthens arms, legs, and back muscles, reduces stiffness, enhances flexibility, and improves posture. The pose also activates the core muscles and boosts metabolism. As you prioritise your physical health, it's also important to safeguard your well-being with frequent check-ups and medical insurance. Having comprehensive medical coverage ensures that you're protected in case of illness or injury without worrying about the associated medical expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

New parents often wonder, “When can I start solid food for my baby?” since the introduction of solid foods is a major turning point in a baby's growth. The shift from a high-milk diet to solid foods lays the foundation for your baby’s growth and nutritional habits. Introducing solids too early or too late can affect their development and digestion. Knowing when and how to start solid food for your baby is essential for their well-being.

When Can My Baby Begin Solid Foods?

Here are key considerations to know when solid food can be given to baby:

1. Signs of Readiness

Before introducing solid foods, ensure your baby shows clear signs of readiness. These include the ability to sit up with minimal support, good head and neck control, and showing interest in food.

2. Health Considerations

Before starting solid foods, it's important to speak with your paediatrician, particularly if your child was born prematurely or has any health issues.

3. Risks of Early Introduction

Introducing solids before four months can increase the risk of choking, digestive issues, and food allergies. Additionally, early introduction may lead to reduced intake of breast milk or formula, which are essential for your baby’s growth in the first six months.

4. Individual Growth Patterns

Each baby develops at their own pace. While six months is a general guideline, some babies may not be ready until slightly later.

How Do I Feed My Baby?

Feeding your baby solid foods requires patience and careful planning. Here are some important steps to follow:

1. Start With Single-Ingredient Foods

Begin with simple, single-ingredient purees such as mashed banana, cooked carrot, or sweet potato. Wait three to five days before introducing a new food to ensure no negative side effects, such as rashes or stomach pain.

2. Choose the Right Consistency

For the initial stage, ensure the food is smooth and easily swallowable. Purees and mashed foods are ideal. By 9–12 months, they can transition to small, soft pieces of food.

3. Follow Responsive Feeding

Observe your baby's signals of hunger and fullness. Opening the mouth and reaching for the spoon are signs of hunger, while turning away or refusing food indicates they are full.

4. Create a Calm Eating Environment

Ensure feeding sessions are calm and free from distractions like television or loud noises. A high chair with proper support helps them stay comfortable and reduces the risk of choking.

Conclusion

Your baby's transition to solid foods is an exciting time that calls for careful preparation and close attention to detail. When your infant exhibits readiness, proceed with introducing solid foods, typically around six months. Additionally, ensuring your family’s health and well-being is equally important. A mediclaim policy can provide financial security during unexpected medical emergencies. It offers coverage for hospitalisation, treatments and more, which can help you focus on your baby’s growth without stress.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Nature comprises many wonders, and phytonutrients are among its most potent gifts. These compounds, extracted from plants, not only enhance the colour and taste of vegetables and fruits but also contribute significantly to good health.

Many people are unaware that every time they enjoy a platter of colourful vegetables or a sip of a green smoothie, they are enriching their bodies with these complex and beneficial compounds. Discover more about phytonutrients and how incorporating them into your diet can safeguard your well-being.

What do phytonutrients mean?

Research indicates that the word 'phyto' is derived from the Greek word for 'plant' and refers to 'nutrients', substances essential for the proper functioning of the human body. Plants naturally contain substances called phytonutrients that help shield them from illnesses, pests, and damaging UV rays.

For humans, these compounds act as a health shield, particularly reducing susceptibility to chronic conditions such as coronary heart disease, diabetes, and even certain cancers.

Types of phytonutrients

There are many types of phytonutrients, each being different and having its own benefits. Some of these are as follows:

• Carotenoids

These pigments are responsible for imparting red, orange, and yellow hues to fruits as well as vegetables. They promote eye function, reinforce the immune system, and provide protection against free radical damage.

Where to find them: Carrots, sweet potatoes, pumpkins, and green leafy vegetables such as spinach.

• Flavonoids

They are renowned for managing inflammation and protecting the heart. Furthermore, these nutrients are believed to enhance cognitive functions.

Where to find them: Berries, apples, onions, tea, and dark chocolate.

• Glucosinolates

These phytonutrients are predominantly located within thousand heads of cabbage and help the human body detoxify and possibly minimise the prevalence of cancer.

Where to find them: Broccoli, cauliflower, brussels sprouts, and kale.

• Resveratrol

It is thought to boost heart health while possessing anti-ageing properties.

Where to find it: Red grapes, red wine, peanuts and blueberries.

• Saponins

These are believed to lower blood cholesterol levels while also enhancing the immune system.

Where to find them: Beans, lentils, and chickpeas.

• Lignans

These compounds may enhance hormonal balance and, therefore, lower the prevalence of hormone-dependent cancers.

Where to Find: Whole grain, sesame seeds, and flaxseeds

Conclusion

While individuals tend to focus primarily on vitamins and minerals, phytonutrients offer their own unique benefits. They help repair the body, reduce the risk of chronic diseases, and support the body in returning to its optimal state.

The good news is that incorporating phytonutrients into your daily meals doesn’t require much effort. Experts suggest "creating a rainbow on your plate" by incorporating a diverse range of colourful fruits and vegetables, a simple yet effective way to enhance your health. To ensure overall wellness, reconsider your dietary habits and take proactive steps like regular check-ups with your physician, complemented by a comprehensive health insurance policy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

As a new parent, it’s natural to wonder when your baby can start drinking water. During the first few months, milk serves as your baby’s primary source of nutrition and hydration. However, you may be curious about the right time and method to introduce water into their diet. This guide will help you understand when can babies have water and how much is appropriate.

What Age Can Babies Have Water?

Infants under six months should not have water. Breast milk or formula fully meets their nutritional needs during this period. Offering water too early can bloat their small stomachs, leaving less room for essential nutrients and causing complications.

Here’s a breakdown of when to start water for babies:

• Babies under six months

Babies should not have any water before they are six months old. During this period, breast milk and formula provide all the hydration and nutrients they require. Water intoxication can occur when kids younger than six months old are given the liquid, which can disrupt their capacity to absorb nutrients from milk.

• After six months

You can introduce small amounts of water once your baby turns six months old and begins eating solid foods. At this point, babies learn how to eat and drink from a cup, and offering them sips of water helps them practice their motor skills.

• By one year old

When your baby turns one, you can increase the amount of water they drink. At this age, they eat more solids and become more active, so staying hydrated is important.

How Much Water Should I Give My Child?

Knowing how much water to offer your baby or toddler is as important as knowing when to introduce it.

• Six to Twelve Months: Small amounts of water are enough for babies between six and twelve months. You can offer around 118–236 ml per day. If your baby refuses water, don’t worry too much — some babies take time to adjust to drinking from a cup.
• One to Three Years: As your child grows, their water intake requirements will increase. The recommended amount for toddlers is about 1–1.5 litres (4–5 cups) of fluids per day, which includes water, milk, and other liquids.

Conclusion

Introducing water to your baby is an important milestone, but timing and moderation are key. Wait until your baby is six months old to start offering small amounts of water, and gradually increase the quantity as they grow and begin eating solid foods.

Additionally, tailored health insurance plans can provide peace of mind during these developmental stages. It ensures access to quality pediatric care and covers unforeseen medical expenses, allowing you to focus on your child’s health and well-being without financial stress.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Modern conveniences like clean water and dishwashers have simplified everyday tasks, including cleaning baby bottles. As a result, many parents might question the need for sterilization. However, despite the effectiveness of dishwashers, sterilizing feeding items remains a recommended practice to ensure your baby’s safety and hygiene.

Read on to explore how to sterilize baby bottles to ensure your baby remains safe and protected from contaminants.

Ways to Sterilize Baby Bottles

There are various ways to sterilize baby bottles and nipples. The same methods can also be used for sippy cups and pacifiers.

Here's how to sterilize baby bottle:

Use Cold Water Sterilising Solution

• Wash your baby's bottles with warm, soapy water, and then rinse with cold water.
• Put the feeding bottle in the sterilizing solution (sterilizing bleach or tablet measured as one teaspoon per 1/2 gallon of water) in a container for a minimum of 30 minutes.
• Change the solution every 24 hours.
• Ensure the bottles or teats have no air bubbles trapped in them when placing the equipment in the sterilizing solution.
• Cover the feeding equipment under the solution with a floating cover to hold them in.

Steam Sterilising (Electric Steamer)

Electric sterilizing bottles use high-temperature steam to kill germs or bacteria on your baby's feeding bottles. Here’s how to use them:

• Plug in the steamer
• Load the feeding equipment with bottle openings facing down.
• Press the start button.

However, following the manufacturer's instructions for steam sterilizing is essential since many sterilizers operate differently.

Microwave

• Place the bottles, nipples, and rings in a microwave-safe bowl.
• Fill the microwave steam sterilizer with water halfway.
• Microwave the feeding equipment for about two minutes, depending on your appliance's wattage.

Sterilizing by Boiling

• Ensure the feeding items you want to sterilize are safe to boil. BPA-free bottles are often recommended.
• Boil the feeding bottle in a clean pan for at least 10 minutes, keeping the equipment under the water's surface. (Use a timer to turn off the heat.)
• Bottles and teats can be damaged when boiled. Always check them to avoid feeding your baby with cracked or damaged bottles.

Conclusion

Sterilizing your baby bottles is crucial. Germs grow faster if you add formula or breast milk to a partially used bottle or rinse used bottles instead of cleaning and sterilizing them. You're advised to sterilise your baby's feeding equipment until 12 months old. For babies below 3 months, prematurely-born infants, or those with weakened immune systems, it's recommended to sterilize their bottles at least once daily. This is the best way to safeguard bottle-fed babies from possible feeding-related illnesses like diarrhoea.

It’s also wise to invest in a tailored health insurance plan to ensure access to appropriate childcare, supporting your baby’s development without the burden of unexpected expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Hiccups in newborn babies are common and even a significant developmental milestone. Read on to learn more about when babies begin hiccupping and what to look out for to ensure healthy development and safety.

When Do Babies Start to Hiccup?

Babies start hiccuping in the womb. This is referred to as in-utero or fetal hiccups, and the fetus can begin as early as the first trimester (9-10 weeks gestation).

Once born, hiccups can continue from the first day of birth. It happens as a normal reflex and as the brain's control of the baby's diaphragm continues to mature. After birth, your newborn can have hiccups multiple times daily, lasting 5 to 10 minutes or even longer.

Why Do Babies Get Hiccups?

The possible causes of baby hiccups include:

• Overfeeding
• Fast feeding
• Bottle feeding
• Feeding the baby when irritable, crying, or moving around
• Gastroesophageal Reflux (GERD)

How to Prevent Baby Hiccups

If hiccuping persists for an extended period and starts causing discomfort to your baby, there are ways you can help. Here’s how to stop hiccups in newborn babies:

• Slow down feeds: Take breaks between feedings.
• Practice paced bottle feeding: This gives your baby control over the feeding pace, allowing them to take breaks.
• Tip your baby's feeding bottle: Tipping the feeding bottle helps limit the amount of air your child swallows.
• Hold your baby upright when feeding and immediately after: Positioning the infant upright when feeding, and a few minutes after feeding can reduce hiccups.
• Feed the baby when they're calm, rather than when crying or irritable: It helps prevent hiccup triggers.
• Ensure your baby latches properly: A good latch helps prevent babies from swallowing air as they breastfeed.
• Post-feeding rest: Limit your baby's movement and activities immediately after feeding.

Conclusion

Hiccups are seldom a sign of an underlying medical issue, but it's still important to be mindful of them, as they can sometimes be disruptive. As babies grow, hiccups naturally become less frequent, and by 6 to 9 months, you’ll likely notice them occurring far less often.

If your baby's hiccups persist and cause distress, visit your paediatrician or a medical practitioner for further examination. To support your baby’s early development, it is also advisable to acquire reliable health insurance to ensure you get quality healthcare services without worrying about the associated expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Are you worried about what to do if your newborn bumps their head? Head bumps are a common occurrence, especially for babies who have begun to explore their surroundings. Fortunately, most head bumps aren’t cause for concern and only result in minor or superficial injuries.
However, it’s crucial to know how to comfort your baby, ensure their safety, and recognise when to seek medical attention. Read on to explore why babies hit their heads and what steps you can take to handle the situation.

Why Babies Hit Their Heads

The following are some reasons why a child may hit their head:

• For self-comfort
• Self-stimulation
• To soothe themselves to sleep
• As a way of releasing anger or frustration
• To relieve pain that may accompany teething or an ear infection
• To seek attention

What To Do If Your Baby Hits Their Head

If your baby hits their head, avoid panicking. This can distress your baby further and make the situation worse. Here’s what to do in this situation:

• Give the baby some comfort.
• Gently apply pressure to any area with swelling or bleeding.
• Use soap and water to wash any cuts or bruises, and apply an antibacterial cream.
• Apply ice packs (towel-wrapped) immediately to ease the bump and prevent further swelling. Do not apply the ice directly on the baby's skin.

Conclusion

As your baby’s motor skills develop, head bumps are likely to happen. While these incidents are rarely a cause for concern, it’s essential to know how to respond to ensure your child’s well-being. If you observe any worsening symptoms, consulting a healthcare provider is crucial. Reliable health insurance plans can make it easier to access the care your child needs while covering the associated costs, ensuring their overall wellness during this critical stage of growth.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.