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  • Health insurance options for low income individuals

    by Nitin Vishwakarma | Feb 24, 2025

    Low-income individuals, at times, cannot afford medical care, particularly those involving highly specialised treatments. The situation for those living below the poverty line (BPL) in India is further complicated by the high cost of medical bills that they must pay as a result. To address the financial demands of the underprivileged and address their need for medical treatment, the government has introduced several health insurance schemes. These schemes are designed to give those who may otherwise find it difficult to get timely, high-quality healthcare access a lifeline by delivering comprehensive, reasonably priced medical coverage. Let us explore the health insurance for below-poverty-line schemes created to promote the well-being of the underprivileged.

    Health insurance plans for people below the poverty line

    Following are the major below-poverty-level health insurance schemes —

    With the goal of the universal health coverage (UHC) project in mind, the government introduced the Ayushman Bharat Yojana based on the National Health Policy's guidelines. The Pradhan Mantri Jan Arogya Yojana (PMJAY) is a healthcare plan that targets the underprivileged and marginalised segments of society. The plan, which has an annual fee of INR 30, provides coverage of up to INR 5 lakh per family each year. Additionally, coverage for pre-existing conditions begins from day one.

    Individuals below the poverty line, particularly those employed in the unorganised sector, are the main target of the Rashtriya Swasthya Bima Yojana (RSBY). Up to INR 30,000 in annual coverage is provided under this initiative for workers and their families. Pre-existing conditions are covered from day one for policyholders, who can also take advantage of cashless hospitalisation. The central government contributes 75% of the yearly premium rate, while the state government pays the remaining 25%; those eligible for this scheme pay an annual renewal or registration charge of INR 30. The respective State Governments are responsible for covering the cost of the smart card as well as any associated program administration costs.

    Employers in non-seasonal enterprises with ten or more employees are covered by the Employment State Insurance Scheme (ESIS). In addition to financial benefits for illness or disability, it covers hospitalisation costs for the employee and any dependents. Family members get benefits, including a monthly pension, in the tragic event that an employee passes away from accidents linked to their job.

    To give farmers and those living in poverty access to healthcare, the maharashtra government launched the Mahatma Jyotiba Phule Jan Arogya Yojana. It pays for hospital stays related to medical and surgical treatments falling within 34 specialities. It has a floater sum insured of INR 1,50,000 per family, which can be increased to INR 2,50,000 per family in the event of a kidney transplant. There is no waiting period associated with this health insurance scheme. Furthermore, the Maharashtra government bears the whole cost of the premium for this policy.

    For migrant workers employed in the State, the Kerala government implemented the Awaz Health Insurance Scheme. Hospitalisation coverage against accidental death and disability is offered. This scheme is open to anybody between the ages of 18 and 60. Up to INR 15,000 in hospitalisation costs, INR 1 lakh in accidental permanent disability, and INR 2 lakh in accidental death are covered.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Understanding High-Functioning Depression Symptoms

    by Nitin Vishwakarma | Feb 24, 2025

    Some people use the term high-functioning depression as a form of persistent depressive disorder (PPD); however, high depression symptoms are different and are neither a diagnosis nor a clinical disorder, and many mental healthcare professionals also disagree with the use of such a term. People with high depressive disorder can lead a normal life. They can balance their relationships and work with it because no certain diagnostic signs and symptoms are involved with this condition. People with persistent depressive disorder experience lengthy instances of depression with periods of normal mood for a minimum of 2 years. It is important to study the different forms of depression by ascertaining its signs and symptoms to treat the condition at the earliest.

    Symptoms and Diagnosis of High-Functioning Depression

    Many studies on depression have reported that high-functioning depression is not a disorder, and there are no objective clinical symptoms for this term. However, many people confuse high-functioning depression symptoms with PPD, which involves low-grade symptoms related to depression that persist for at least two years. A person with PPD may experience low mood as well as two of the symptoms listed below.

    • Changes in appetite

    Our digestive systems and brains are strongly connected, so when you feel depressed or deal with the physical side effects of depression, it can lead to loss of appetite, indigestion, diarrhoea, constipation, nausea, etc. 

    • Oversleeping or insomnia

    People dealing with depression may face sleep problems, including insomnia or sleeping too much, as it can affect the body as well as the mind due to changes in neurotransmitters and brain functions.

    • Extreme fatigue

    Lack of energy and fatigue may be linked to dysfunction in the release of neurotransmitters from the brain affecting norepinephrine or dopamine levels in the blood, which result from a person taking antidepressant medications like tricyclic antidepressants, selective serotonin reuptake inhibitors, and serotonin-norepinephrine reuptake inhibitors. It is always advisable to talk to your healthcare provider to make changes in your drug regime.

    • Low self-esteem

    People living with depression may experience a lack of self-confidence and may find difficulty in communicating with people due to changes in brain activity.

    • Difficulty concentrating and making decisions

    Depression can cause difficulty in concentrating on important tasks, and a person may feel confused most of the time in making decisions on their own.

    If a person has high depressive symptoms, he/she should see a doctor, protect oneself from the immediate danger of self-harm, and contact an available emergency helpline dealing with depressive disorder patients. It is wise to buy a health insurance policy to cover the essential costs to meet the expenses for frequent health check-ups while coping with this condition.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Guide to individual vs family insurance deductibles

    by Nitin Vishwakarma | Feb 24, 2025

    You must have come across the terms — individual and family deductibles. A deductible is the amount you must pay before your insurer begins to cover your health care costs. Once you meet your deductible, your plan will help you pay for your medical bills. This is known as coinsurance. Before selecting your health insurance plan, you must understand the difference between these two terms, as it will help you make a well-informed decision.

    What is the difference between individual and family deductible?

    The core difference between individual and family deductibles is that the former provides coverage for an individual, where one person is required to pay the amount for coinsurance to kick in. A family floater plan covers all members of the household, and everyone shares the sum insured. Hence, a family deductible is the maximum amount you must pay before the insurance coverage begins. Also, remember that when it comes to individual vs family deductibles, family deductibles are higher than individual deductibles, as a family floater plan offers coverage for more than one person or multiple people.

    Age is a determinant in your health insurance plan’s premiums. An individual healthcare policy premium is determined by looking at the age of the single person (i.e., the policyholder) as well as other parameters. Premiums for family floaters are determined by looking at the age of the oldest family member and other factors. A plan with a low premium and a high deductible could mean higher out-of-pocket expenses; conversely, a policy with a lower deductible will have lower out-of-pocket expenses but higher premiums.

    Before choosing the policy, always keep your objective of buying a health insurance policy in mind in terms of inclusions, scope of coverage, premium costs, payouts, and your needs and pocket.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Symptoms of bipolar disorder

    by Nitin Vishwakarma | Feb 24, 2025

    Bipolar disorder, also referred to as manic depression, is a psychiatric condition characterised by intense mood fluctuations from highs (mania or hypomania) to lows (depression). These mood swings encompass periods of elevated mood states as well as episodes of deep depression. When we say highs, we are talking about periods where people feel overly happy, energetic, or irritable. Then, there are the lows where the same person might feel sad or hopeless and lose interest in most daily activities.

    Understanding the symptoms of bipolar disorder isn't always straightforward, but we must stay informed. We will also see whether health insurance covers such ailments. So, let us demystify it.

    What are the symptoms of bipolar disorder?

    Recognising the bipolar symptoms as part of a broader pattern can prompt individuals or their loved ones to seek professional help.

    Manic episodes in people with bipolar I disorder can be so intense that a single episode can last for at least seven days. It usually takes at least two weeks for a depressive episode to pass. Mania is characterised by a lot of symptoms — like being elated or irritated, having a lot of energy, not needing to sleep, having thoughts that race, speaking quickly and under pressure, being overconfident, and doing hazardous things like spending too much money or putting your business in jeopardy. When someone is depressed, they may feel sad or hopeless for an extended period, sluggish, uninterested in their typical activities, worthless, and have suicidal thoughts or ideas about dying. 

    Symptoms of bipolar II disorder include at least a single episode of hypomania lasting four days; a person may experience at least three symptoms of hypomania, like an abnormal increase in energy and activity levels, as well as feelings of joy, impatience, or both. In addition to these symptoms, they may exhibit an inflated sense of self-worth, less sleep requirement, increased talkativeness, and distractibility. These incidents are obvious to those around you, but they won't get in the way of your social or professional life. A person can also experience an episode of major depression lasting two weeks, showing five or more symptoms. One may show symptoms of psychosis, but only in the case of depression.

    A person with cyclothymia or cyclomic disorder experiences hypomanic and depressed episodes multiple times over the course of at least two years. While not quite hypomanic or depressive, these symptoms are severe enough to impair functioning to warrant further evaluation. It is possible for people with cyclothymia to have stable moods for brief periods, but these are often shorter than two months. This milder type of bipolar illness is characterised by sporadic mood swings.

    Wrapping up

    Individuals diagnosed with bipolar disorder can also experience symptoms not related to any other mental/medical health issue or any form of substance abuse. Weight swings, disturbed sleep habits, and problems with focus and memory are just some of the cognitive and physical changes brought on by bipolar illness. A person's professional and personal lives can become even more complicated as a result of this.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Understanding indemnity health insurance plans

    by Nitin Vishwakarma | Feb 24, 2025

    Health insurance providers offer several plans these days. If you have heard about indemnity healthcare plans and are thinking about what they are, here, we will answer the question, “What is an indemnity health insurance plan?”

    An indemnity health insurance plan is a form of coverage that is not only flexible but also provides the policyholder with autonomy in decisions relating to healthcare. You have the option of purchasing indemnity health insurance as an individual cover or as a family floater plan.

    Unlike other policies, an indemnity health insurance plan allows the policyholder to select the hospital as well as the doctor of his/her choice. However, these plans require more out-of-pocket expenses on the part of the policyholder.    

    Importance of choosing indemnity health insurance

    An indemnity health insurance plan offers several benefits.

    Medical costs have gone up to 8-10% annually. Treatment options that require surgery cost around lakhs of rupees. If you have purchased an indemnity health insurance plan, then the same would be taken care of, and you will not be required to pay from your pocket, leaving aside the deductibles and expenses not covered under the policy. 

    These policies provide you with the option to choose the hospital of your choice. Moreover, they provide the benefit of a cashless facility, so you don’t have to pay hefty medical bills upfront.  

    The insurance provider will pay the entire medical bill on your behalf up to the sum insured. These types of policies not only cover pre- and post-hospitalisation charges but also other expenses related to surgery, ICU-related expenditures, daycare treatment, doctor’s fees, ambulance charges, and diagnostic tests. Indemnity health insurance plans also cover expenses related to the treatment of COVID-19 infections.  

    An indemnity health insurance plan is a low-cost plan. The majority of health insurance plans are offered with a deductible, which is the amount the policyholder must pay from his/her pocket. If you opt for a higher deductible, the premium of your health insurance plan is reduced. As you are ready to pay from your pocket, the insurer’s risk decreases, and you get an option to enjoy a low-cost indemnity health insurance plan.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Understanding panic attacks & panic disorder guide

    by Nitin Vishwakarma | Feb 24, 2025

    A panic attack is a quick episode where one expresses too much fear, triggered by extreme physical reactions. It happens without any apparent cause or real danger and can be terrifying. People who experience panic attacks for the first time may think that they're losing control. Some may even believe that they're experiencing a heart attack or about to die.

    Many people experience panic attacks during stressful situations. The episodes present without warning but last for a short time. However, some people have incidents that happen in a row, making the attack last much longer. 

    If you've had sudden, recurrent panic attacks and spent most of your days in constant fear of a repetitive attack, you're likely to have a condition known as panic disorder. This is a form of anxiety disorder characterised by multiple unpredicted panic attacks. It happens with no warning and without a specific trigger. However, not everyone who encounters a panic attack will develop panic disorder.

    What are the symptoms of a panic attack?

    Panic attacks strike at any time without warning. They can occur when at work, when driving a car, while at the shopping centre, or even when deep asleep. The attacks may happen occasionally or frequently. The symptoms can vary, starting suddenly and peaking within minutes.

    The notable symptoms of a panic attack may include any of the following:

    • Sense of impending doom or danger
    • Fear of death
    • Rapid heart rate
    • Hot flushes
    • Sweating
    • Chills
    • Trembling or shaking
    • Chest pain or tightness
    • Lack of control
    • Shortness of breath 
    • Chills
    • Nausea
    • Abdominal cramps
    • Headache
    • Tingling sensation or numbness at the fingers or toes
    • The feeling of detachment from reality
    • Dizziness or lightheadedness

    After experiencing a panic attack, most people tend to have extreme fear of repeated attacks. Some may even fear having other panic attacks so much that they can avoid situations that may trigger the episodes. However, those who encounter recurrent attacks of stress, anxiety, and panic could have a panic disorder.

    What causes panic attacks?

    There are no specific panic attack causes. However, some factors are key players. They include:

    • Extreme fear or prolonged stress
    • Genetics
    • Changes in the way some parts of the brain functions
    • Having a personality that is more sensitive to negative emotions

    Furthermore, a panic attack may initially come unexpectedly and without warning. But, over time, it can get triggered by particular situations, like fear of recurrent attacks. Research is still underway as to why panic attacks happen even when there's no apparent danger. However, it's evident that your risk of developing a panic disorder is higher if you have:

    • Mental health conditions like depression and other anxiety disorders
    • Adverse childhood experiences (ACEs)
    • A history of panic attacks or anxiety disorders in the family

    Postpartum depression treatment

    Postpartum depression usually happens after a mother delivers a baby. With such episodes, you may feel hopeless, anxious, sad, or even disconnected from your little one for weeks or months. 

    The treatment for postpartum depression varies depending on an individual’s symptoms and severity. Your nurse, medical practitioner, or specialist can help you manage the condition. Treatment may include any or a combination of the following:

    • Counselling sessions with a mental health counsellor
    • Drugs (antidepressants or anti-anxiety medications that are safe to use while breastfeeding)
    • Cognitive behavioural therapy
    • Support group participation

    Postpartum depression can also lead to an anxiety disorder and even panic attacks.

    Note: Anytime you feel like you're encountering symptoms of postpartum depression, ensure you talk to your doctor or nurse. They will help you find the right treatment and other necessary support channels. It's also important for pregnant women to stay armed with health insurance. The cover will help cater financially for any issue that may arise pre- and post-delivery.

    Conclusion

    Panic attacks usually happen suddenly and for no clear reason. It varies from one person to another and can be mild, moderate, or severe. The attacks often include feelings of fear or worry, and the more you fear repetitive episodes, the higher the chances for other attacks. If you experience recurrent attacks, you may need to seek panic disorder treatment. Often, the condition may affect your quality of life significantly. However, treatment can be effective. Your treatment will depend on the symptoms and severity of your particular condition.

    Panic attack treatment aims to reduce the number of episodes you experience and ease your symptoms. Hence, it would help if you didn't neglect visiting your healthcare provider. You may have to undergo tests to rule out other medical conditions that may present similar symptoms, such as thyroid disorders, respiratory issues, or heart disease. Hence, it's important to have reliable health insurance that can cater to the necessary costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Mediclaim Options for Parents Above 70 Years

    by Nitin Vishwakarma | Feb 24, 2025

    People in India who are over 70 years of age or older are more prone to health issues. The financial burden associated with medical crises and age-related illnesses is significantly reduced when senior citizens have health insurance. A healthcare plan provides an essential safety net, ensuring access to timely and high-quality healthcare, especially for senior citizens who are more likely to develop chronic conditions. So, let’s explore the various Mediclaim policies for parents above 70 years available in India.

    Health Insurance Plans for Individuals above 70 years in India

    When purchasing health insurance coverage for someone over the age of 70, there are several alternatives available. Let us examine a few of the well-known and well-recognised categories of Mediclaim policies for parents above 70 years.

    Senior citizens’ healthcare plans cover all age-related clinical conditions and medical expenses like hospitalisation, pre- and post-hospitalisation expenditures, daycare treatments, and more. Such health plans usually cover pre-existing conditions after the completion of the waiting period, but the premiums are likely to be higher, and initial medical tests could be required before approval.

    One can also consider a family floater plan when it comes to health insurance for parents above 70 years. The main objective of a family floater policy is to cover not only the whole family but also elderly members, with a fixed sum insured that can be utilised by any family member when necessary for medical expenditures. Nonetheless, such coverage may be inadequate for the elderly, given the fact that the sum insured might not be enough to pay for their healthcare requirements.

    If you opt for a critical illness insurance plan, you can obtain coverage for severe illnesses like cancer, heart attacks, and stroke, among others. After being diagnosed with the covered illness, the policyholder gets the entire compensatory amount as a lump sum payment. Although critical illness insurance plans can be helpful for senior citizens, these policies may not cover all medical costs completely.

    A top-up plan is an add-on cover that can be used to enhance the scope of coverage for existing healthcare plans. Senior citizens who already have healthcare policies can opt for top-up plans for extra coverage for specific procedures/treatments.

    Wrapping Up

    A senior citizens’ healthcare plan is an apt choice for parents aged over 70. However, one can customise an existing health plan with necessary add-ons and enhance its scope of coverage.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What is highway hypnosis?

    by Nitin Vishwakarma | Feb 24, 2025

    Have you ever embarked on a journey behind the wheel, only to arrive at your destination without recollecting the miles in between? This enigmatic phenomenon is highway hypnosis, a trance-like state that can occur even in the most alert drivers. Here, we delve into the captivating world of highway hypnosis, exploring its meaning, causes, and potential consequences. Join us on a journey through the mysteries of the mind that can leave us driving on autopilot, unaware of the road beneath us, and learn how to safeguard yourself against this surreptitious danger on the open road.

    Highway Hypnosis meaning

    • Definition

    Highway hypnosis, also known as road hypnosis or white-line fever, is a psychological phenomenon that occurs when a person driving a vehicle enters a trance-like state.

    • Recollection gap

    It involves a peculiar experience where the driver may not recollect the specific moments, distances covered, or events during their journey.

    • Hypnotic effect

    During highway hypnosis, drivers continue to operate the vehicle but become mentally detached, akin to being in a hypnotic trance.

    • Variable duration

    This phenomenon can affect drivers for short or extended periods, leading to lapses in attention and concentration.

    • Monotony and repetition

    Highway hypnosis is often triggered by monotonous driving conditions, such as long stretches of straight roads, little traffic, and a lack of significant visual stimuli.

    • Potential risks

    While not as immediately dangerous as falling asleep at the wheel, this condition can impair a driver's ability to react swiftly to unexpected situations, making it a road safety concern.

    • Preventative measures

    Drivers can mitigate the risk of highway hypnosis by taking breaks, staying alert, and engaging in activities to maintain focus during extended drives.

    Conclusion

    Now you know the meaning of highway hypnosis. It is a mysterious and potentially dangerous phenomenon. It can strike anyone navigating long, monotonous roads, leading to lapses in awareness and compromised reaction times. While not as immediate a threat as falling asleep at the wheel, it poses undeniable risks. To safeguard against this subconscious trance, drivers must prioritise rest, hydration, and regular breaks during extended journeys. Awareness and proactive measures are essential for road safety, ensuring that the journey to one's destination remains efficient and secure for everyone on the road. Additionally, having a comprehensive car insurance policy provides financial protection against accidents and unforeseen incidents, ensuring peace of mind while traveling long distances.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Understanding heart cancer causes

    by Nitin Vishwakarma | Feb 24, 2025

    Heart cancer is an infrequent health condition but can be dangerous since it can cause pericarditis, heart failure and arrhythmias. Heart cancer always has symptoms, but some people with heart cancer are most likely to experience chest pain, anaemia, shortness of breath, fever, cough, etc. The causes of heart cancer are unexplained. Still, we have mentioned some reasons that can help you get quick treatment.

    How is heart cancer caused?

    The possible risk factors of heart cancer may differ according to the type of tumour, which are primary and secondary. However, some of the causes of primary and secondary heart cancer are:

    • Heart cancer may occur due to the abnormal growth of cancer cells in the cardiac system.
    • People who have AIDS or smoke have a higher risk of getting this cancer, but there is no confirmed data.
    • According to scientific research, genetics may make some individuals more susceptible to primary heart cancer. However, our understanding of the genetic factors underlying most cases is still developing.Angiosarcoma may cause primary heart cancer.
    • Some toxins and radiation are responsible for the growth of primary tumours. The cause could be associated with a mutation (alteration) in a gene known as protection of telomeres protein 1 (POT1).
    • Secondary heart cancer mainly occurs from cancer that impacts another part of the body and migrates from different body organs to the heart. It can spread from blood, the thymus gland and other organs.
    • Gorlin syndrome
    • Carney complex
    • Tuberous sclerosis
    • Mutations of specific genes like CDKN2A, PDGFRA or MDM2
    • Women are more likely to get heart cancer than men.
    • Family history of heart tumour or heart cancer
    • Being 50 or more than 50 years
    • Specific ethnic and racial group
    • Spreading of cancer cells to the heart due to the lymphatic or circulatory system.
    • The cancer spreads to the heart from the lungs, stomach, breast, melanoma, kidney and blood or bone marrow.

    Conclusion

    The symptoms of heart cancer are hard to identify in the early stage, and sudden unexplained heart failure is a significant sign of this issue. However, understanding heart tumour causes is also very challenging as no confirmed data is available for its reason. So, you must consider the above possible causes and symptoms of heart cancer and quickly consult with an expert to get possible help without delay. Having a robust health insurance plan can ensure timely access to diagnostic tests, consultations, and treatments, reducing the financial burden and enabling prompt medical care for managing heart-related conditions effectively.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of stomach cancer?

    by Nitin Vishwakarma | Feb 24, 2025

    A commonly encountered cancer is gastric cancer, also called stomach cancer in the medical field. Stomach cancer occurs in the body when the cancerous cells grow in the stomach. There are various types of stomach cancer, which can happen in any part of the stomach. It does not usually cause any signs in its early stage. Still, people with stomach cancer may experience different symptoms, including pain, heartburn, indigestion, black-coloured stool, low appetite, etc. Thus, it is crucial to get proper treatment to avoid undesirable circumstances. There are various risk factors associated with stomach cancer, so we have mentioned some causes.

    How is stomach cancer caused?

    There are no apparent causes of stomach cancer. Still, we have mentioned some of the possible reasons, which may include:

    • Smoking and tobacco
    • According to experts, abnormal growth of cancer cells in the gut can lead to damage in the lining of some parts of the stomach, which may be the starting point of the disease.
    • Infection with the helicobacter pylori
    • Heavy alcohol consumption
    • Being ages more than 60 years
    • The growth of cancer cells may be due to various reasons.
    • Being overweight or obese
    • Certain genes
    • History of stomach polyps or stomach ulcers
    • Family history of gastric cancer
    • Type-A blood
    • A diet rich in smoked, pickled and salted foods while lacking in fresh fruits and vegetables
    • Working in metal, coal, rubber or timbre industries
    • Pernicious anaemia (low red blood cells)
    • Stomach operation for an ulcer
    • Some hereditary factors include peutz-jeghers syndrome, familial polyposis and hereditary nonpolyposis colorectal cancer

    Conclusion

    Stomach cancer is a dangerous health condition which requires a quick and routine diagnosis. People above 60, with habits of tobacco, smoking, regular alcohol consumption, a history of specific health issues and abnormal diet, are most likely to get stomach cancer. Thus, it would be best to quickly consult with the doctor when one experiences stomach cancer symptoms and get the best possible treatment without delay. Having a comprehensive health insurance plan can provide financial support for diagnostic tests, specialist consultations, and advanced treatments, ensuring timely care without the added stress of medical expenses.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of ovarian cancer

    by Nitin Vishwakarma | Feb 24, 2025

    Cancer is the uncontrolled growth of cells that form tumours. It can occur in any part of the body, and when this growth occurs in the ovaries or the fallopian tubes, medical professionals define it as ovarian cancer. The ovaries, small organs in the female reproductive system where eggs form, are the starting point for ovarian cancer. According to recent research, most ovarian tumours begin in fallopian tubes.

    However, in most cases, the symptoms do not show up till the last stage, so detecting the presence of tumours, if any, is even more complicated. Ovarian cancer is treated just like any other cancer with the help of surgery, chemotherapy and other treatments used to cure cancer.

    In this blog, we will talk about the causes of ovarian cancer in detail.

    Causes of ovarian cancer

    The causes of ovarian cancer are unknown, but some factors increase your chance of developing the disease. These risk factors include:

    1. Family history- Family history of the disease is one of the major causes of ovarian cancer development. If your mother, sister or daughter has ever suffered from the disease, it increases your chances of developing cancer. Moreover, a family history of breast, endometrial or colon cancer also puts you at higher risk of developing ovarian cancer.
    2. Obesity- Maintaining a healthy weight is crucial because it is related to disease-free life. Obesity is directly related to an increase in fat tissues in the body, which ultimately is associated with the production of hormones that promote the growth of the tumour, putting you at increased risk of developing ovarian cancer. Moreover, obesity increases the chances of developing ovarian cancer by 2%.
    3. Endometriosis- Another significant cause related to the development of ovarian cancer is endometriosis. It is a situation where there is an outgrowth of cells in the uterus lining. Women with endometriosis are at an increased risk of suffering from the disease.
    4. Age- The cause of ovarian cancer is directly related to age. Belief holds that women over 50 face an increased risk of developing the disease. Yet, healthcare professionals diagnose most cases of ovarian cancer after age 65.
    5. Hormone replacement therapy- One of the major causes of ovarian cancer is hormone replacement therapy. It is said to increase the risk of developing ovarian, breast and endometrial cancer. Many believe that using hormone replacement therapy for five years leads to an additional one ovarian cancer diagnosis per 1,000 therapy users.
    6. Diabetes- Women with diabetes are also at higher risk of developing ovarian cancer. Diabetes increases your chances of developing ovarian cancer by 20 to 25% compared to prediabetic women.
    7. No pregnancy- Not being able to get pregnant once in a lifetime also puts you at the risk of developing ovarian cancer compared to women who have had at least one pregnancy.
    8. Menstruation age- Another major cause of ovarian cancer is menstruation. Women who have early periods, usually at 12, have more menstrual cycles in their lifetime, and starting menopause at a later age puts you at increased risk of developing the disease. 

    Conclusion

    The causes of ovarian cancer are still unknown, but there are many factors that put you at an increased risk of developing the disease. Although some factors like family history and infertility are not in anybody’s control, we cannot do anything. But factors like awareness concerning age-related complications, diabetes and hormonal factors are somewhat in control. By understanding and addressing these issues, we can lessen the chances of developing ovarian cancer. Having a comprehensive health insurance plan can help cover the costs of regular screenings, diagnostic tests, and treatments, ensuring timely intervention and financial support for managing ovarian cancer effectively.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Understanding brain cancer causes

    by Nitin Vishwakarma | Feb 24, 2025

    Brain cancer is a formidable adversary, affecting thousands of lives worldwide. Understanding the causes and risk factors behind this devastating disease is crucial in its prevention and early detection. While the exact cause of brain cancer remains elusive, several factors can increase a person's susceptibility to this condition. In this blog, we will delve into the potential causes and risk factors associated with brain cancer, shedding light on the complex interplay of genetics, environment, and lifestyle.

    How is brain cancer caused?

    Brain cancer is multifaceted, and its causes are not always clear-cut. However, research and medical observations have identified several things that may contribute to an increased risk of developing brain cancer. Here, we'll explore these causes of brain cancer in detail:

    • Age

    One of the most notable risk factors for brain cancer is age. Brain tumours are more commonly diagnosed in both children and older adults. However, it's important to note that people of any age can develop brain cancer.

    • Gender

    While men are generally more likely to develop brain tumours, specific types of brain tumours, such as meningioma, are more common in women.

    • Home and work exposures

    Some studies suggest a potential link between exposure to certain chemicals like solvents, pesticides, oil products, rubber, or vinyl chloride and an increased risk of brain cancer. However, scientific evidence supporting this connection is still inconclusive.

    • Family history

    Approximately 5% of brain tumours may be associated with hereditary genetic factors or conditions. It includes li-fraumeni syndrome, neurofibromatosis, tuberous sclerosis, turcot syndrome, and von hippel-lindau disease. Moreover, some families show clusters of brain tumours without an apparent hereditary link, which remains under investigation.

    • Exposure to infections, viruses, and allergens

    Infection with the epstein-barr virus (EBV), known for causing mononucleosis, has been linked to an increased risk of central nervous system (CNS) lymphoma. Other viruses and allergens are being studied for their potential associations with brain tumours, with some evidence suggesting that a history of allergies or skin conditions may reduce the risk of glioma.

    • Electromagnetic fields

    The role of electromagnetic fields in brain cancer risk, such as those emitted by power lines or cell phone use, remains debatable. Most studies in adults have not found a significant link, but the world health organization (WHO) recommends precautions like limiting cell phone use and using hands-free headsets.

    • Race and ethnicity

    There are notable variations in brain tumour incidence among different racial and ethnic groups. For example, in the United States, white individuals are more likely to develop gliomas. In comparison, black individuals are more susceptible to meningiomas. Moreover, people from northern Europe have a higher incidence of brain tumours than those in Japan.

    • Ionising radiation

    Exposure to ionising radiation, including previous treatments involving X-rays of the brain or head, has been identified as a risk factor for brain tumours.

    • Head injury and seizures

    Serious head trauma has been studied for its potential link to brain tumours, particularly meningiomas. Additionally, a history of seizures is associated with brain tumours, although the causality remains uncertain, as brain tumours can also cause seizures.

    • N-nitroso compounds

    Some studies have suggested that dietary N-nitroso compounds, formed in the body from nitrites or nitrates found in certain foods like cured meats, cigarette smoke, and cosmetics, might increase the risk of brain tumours. However, further research is needed to establish a definitive link.

    Conclusion

    Brain cancer is a complex disease influenced by various factors, including genetics, environmental exposures, and lifestyle choices. While we cannot always pinpoint the exact cause of an individual's brain cancer, understanding the risk factors associated with this condition is crucial. By recognising these risk factors, individuals and healthcare professionals can work together to develop strategies for prevention, early detection, and improved treatment outcomes. As ongoing research unravels the mysteries of brain cancer, we can hope for more effective measures to combat this formidable foe and enhance the quality of life for those affected by it. Having a comprehensive health insurance plan can provide financial support for advanced diagnostic tests, treatments, and ongoing care, ensuring timely access to the best available resources for managing brain cancer.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Complete guide to endometrial cancer causes

    by Nitin Vishwakarma | Feb 24, 2025

    Endometrial cancer also known as uterine cancer is a cancer that starts from the endometrium, which is the inner lining of the uterus.

    As per the national cancer institute (NCI), it is estimated that approximately 3 in every 100 women may face the possibility of receiving a uterine cancer diagnosis at some point in their lives.

    Early detection and diagnosis increase the chances of recovery from endometrial cancer.

    In this blog, we will try to look at the causes of endometrial cancer.

    1. Hormone levels: Female sex hormones estrogen and progesterone are responsible for the health of the endometrium. When these hormones cause a shift in estrogen levels then it tends to increase, then the risk of being diagnosed with endometrial cancer rises.
    2. Number of years of menstruation: Having your periods at the early age of 12 years old and then entering menopause at a later stage increases your chances of suffering from endometrial cancer.
    3. Pregnancy history: When you are not able to conceive specifically due to infertility issues then your chances of having endometrial cancer are even higher.
    4. Polycystic ovarian syndrome (PCOS): PCOS is a hormonal disorder where the estrogen levels are more, and progesterone levels are less in the body. This leads to hormonal imbalance making you more prone to develop endometrial cancer.
    5. Estrogen replacement therapy (ERT): ERT at times is used to alleviate symptoms associated with menopause. ERT uses only estrogen putting you at a heightened risk of developing endometrial cancer.
    6. Obesity: As per the data provided by the American cancer society (ACS) women with a BMI of 25 TO 29.9 are two times more likely to develop endometrial cancer in comparison to women with lower BMI.
    7. Diabetes: According to the American cancer society, women suffering from type 2 diabetes are two times more likely to suffer from endometrial cancer.
    8. History of cancer: If you have a family history of lynch syndrome, breast cancer, or ovarian cancer raises your risk of endometrial cancer. Furthermore, undergoing radiation therapy in the pelvic region elevates the risk of developing endometrial cancer.

    We have tried to cover some of the major causes of endometrial cancer. However, the causes may differ from person to person and affect people differently. Having a comprehensive health insurance plan can help cover the costs of screenings, consultations, and treatments, ensuring timely and effective care while alleviating financial stress.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of lymphoma cancer

    by Nitin Vishwakarma | Feb 24, 2025

    Lymphoma refers to the cancer of the lymphatic system and it affects the white blood cells which are known as lymphocytes. There are basically two types of lymphoma hodgkin lymphoma and non-hodgkin lymphoma.

    Lymphoma can affect the following parts of lymphatic system –

    • Lymph nodes
    • Spleen
    • Thymus gland
    • Bone -marrow
    • Tonsils

    Lymphoma is more common in people who suffer from various problems of the immune system. The chances of developing lymphoma are even higher if you are a drug addict. It can affect people of any age, but children and young adults of 15-24 years are mostly affected by it. As per specialists, lymphoma cancer is completely curable.

    In this blog, we will look at the causes of lymphoma cancer in detail.

    Causes of lymphoma cancer

    There are certain risk factors that are associated with causes of lymphoma cancer.

    1. Age - Although the chances of developing lymphoma cancer in children and young adults are more it has also been linked to people older than 60 years of age or so.
    2. Immunodeficiency - People with weak immune systems are at higher risk of developing lymphoma cancer. Also, those who are infected with HIV/AIDS, organ transplant, etc are at a higher risk.
    3. Infection - Other major causes of lymphoma cancer are infections. If you are suffering from viral and bacterial infections like epstein-barr virus (EBV), hepatitis C, human T-cell leukemia/lymphoma (HTLV-1), and helicobacter pylori infection, you are more prone to developing lymphoma cancer.
    4. Sex - Sex is also related to the occurrence of lymphoma cancer. Certain types of hodgkin lymphoma cancer are more likely to occur in men and others are more likely to occur in women.
    5. Body weight and diet - According to the american cancer society (ACS) being overweight or obese may to some extent be related to the development of lymphoma cancers. Although there is a need for the research to confirm the linkages.
    6. Family history - Family history of the disease is also one of the major causes of lymphoma cancer. If any of your siblings or family relative has had lymphoma cancer then your chances of suffering from the disease too increase.
    7. Chemicals - Certain types of chemicals that are used on vegetation in order to protect them from insects and diseases are at times held responsible for the development of lymphoma cancer.

    Conclusion

    Lymphoma cancer is a cancer of the lymphatic system that alters the body’s system to fight germs. A number of factors that are responsible for the development of lymphoma cancer have been discussed in the blog above. Lymphoma is a serious illness and can be treated successfully. Having a robust health insurance plan can help cover the costs of diagnostic tests, specialized treatments, and follow-up care, ensuring access to timely medical attention while alleviating financial stress.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Understanding Unruptured Aneurysm Causes & Risk Guide

    by Nitin Vishwakarma | Feb 19, 2025

    Aneurysm can occur in your brain without much evident symptoms. Usually, aneurysms are small, especially if you do not have any major health condition. However, they may get large and cause health conditions which may make your regular life relatively difficult. There are different types of aneurysm – ruptured aneurysm, leaked aneurysm, and unruptured aneurysm. In this blog, we will discuss the unruptured aneurysms causes along with some important additional information on unruptured aneurysms.

    Brain aneurysms also called cerebral aneurysm or intracranial aneurysms is the bulging of a blood vessel in the brain. The bulge may or may not rupture. If it does, this could be a life-threatening condition. However, the aneurysm may not rupture but balloon significantly which can cause some difficult health conditions. An unruptured aneurysm can create pressure on the nerves and tissues of the brain. This can cause medium to severe pain above and behind an eye, pupil dilation, double or weakened vision, and numbness in the face.

    Treating the condition of an unruptured aneurysm requires a proper understanding of unruptured aneurysm causes.

    How is an Unruptured Aneurysm Caused?

    Discussed below are some of the major unruptured aneurysms causes –

    • Normal biological process – The flowing of blood through the blood vessels or the arteries is a basic human anatomical process. However, over time the constant pounding of the blood against the blood vessels can lead to an unruptured aneurysm.
    • Genetic cause or inheritance – There is a range of inherited factors that can cause or increase the chances of developing unruptured aneurysms. These factors include Vascular Ehlers-Danlos syndrome, autosomal dominant polycystic kidney disease, Marfan syndrome, fibromuscular dysplasia and arteriovenous malformation. Having a sibling or a parent with an unruptured aneurysm can also be a cause.
    • Lifestyle – Unruptured aneurysm causes also include poor lifestyle choices. Habits like smoking or drinking alcohol significantly weaken your arteries and significantly increase the chances of developing unruptured aneurysms. While this should be avoided by all means, studies have shown that substance abuse, especially that of cocaine can cause aneurysms.
    • Hypertension or high blood pressure – While this is not a definitive cause, it has been observed that hypertension or high blood pressure can also be the cause of unruptured aneurysms.
    • Inflammation in the body – Inflammation in the body is a common health condition and can be triggered by a multitude of causes. From a viral fever to a small gastrointestinal issue can cause inflammation in the body. Prolonged inflammation in the body can impact the arteries and thus can cause unruptured aneurysm.
    • Born with brain aneurysms – Sometimes people are born with ballooned arteries in their brain, and thus suffer from unruptured aneurysms.

    Conclusion

    While an unruptured aneurysm is not life-threatening and it is the leakage and the ruptured aneurysm that is more dangerous, the unruptured aneurysm can cause some major health issues like severe headache, weakened vision, numbness etc. It is extremely important to rightly diagnose the unruptured aneurysm cause for appropriate and timely treatment. Furthermore, some unruptured aneurysms may even rupture. To avoid such complicacy, treat your aneurysm symptoms immediately. Having a robust health insurance plan can help cover the costs of diagnostic tests, specialist consultations, and treatments, ensuring you receive timely care and reducing the financial burden associated with managing aneurysms.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Essential Guide to Childhood Diabetes Causes

    by Nitin Vishwakarma | Feb 19, 2025

    Usually, the common type of diabetes that is seen in children is diabetes Type 1. In this type of diabetes, the pancreas stops making insulin. The insulin hormone allows sugar or glucose to be absorbed in the body as energy. Now, as mentioned it is Type 1 diabetes that is usually prevalent in children. However, nowadays children are getting Type 2 diabetes. It used to be called adult-onset diabetes, but now there is an increasing number of Type 2 diabetes in children as well.

    Let us discuss and understand what are the causes of diabetes in children so that you can be better informed about managing this condition.

    How is Childhood Diabetes Caused?

    Discussed below are the main causes of diabetes in children. Here we will discuss the causes of both Type 1 and Type 2 diabetes in children -

    • Type 1 diabetes cause: The exact cause of Type 1 diabetes in children is not known yet. Generally, this type of diabetes happens when our immune system – which fights and protects our body from external bacteria and viruses, mistakenly damages the cells that create insulin in the pancreas. Note that genetic and environmental factors can also play a major role in this process of the immune system of the body attacking its own pancreas
    • Type 2 diabetes cause: The exact cause of Type 2 diabetes is also unknown. However, in general, it is the family history and genetics that are seen as major causes of Type 2 diabetes. Another major cause of diabetes in children, when it comes to Type 2 diabetes is obesity or overweight. The fatter the body tissue, the more resilient the body becomes to insulin. Thus body fails to process sugar (glucose) properly.

    Conclusion

    For the right treatment, knowing the cause of diabetes is necessary. Both Type 1 and Type 2 diabetes can have adverse effects on your child’s health. If not treated and managed in time, in the long run, both forms of diabetes can lead to major health issues in your children. Having a comprehensive health insurance plan can help cover the costs of regular check-ups, medications, and specialized treatments, ensuring your child receives the care they need for effective diabetes management without financial stress.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Complete guide to depression physical symptoms

    by Nitin Vishwakarma | Feb 19, 2025

    While discussions surrounding depression primarily focus on its emotional toll, it's crucial to acknowledge its physical manifestations. Beyond the visible signs, depression can silently affect the body, often unnoticed. In this exploration, we aim to uncover these physical symptoms in straightforward terms. From fatigue to unexplained aches, depression manifests in various bodily cues. By understanding these signals, we can enhance our comprehension of depression's holistic impact and foster more empathetic support systems. This blog aims to explore the physical symptoms of depression, shedding light on a crucial aspect of mental health.

    What are the physical symptoms of depression?

    More than just a bout of the blues, people with depression should not get discouraged because it isn't a weakness, and you can treat it with medication, psychotherapy or both. It is important to study signs and symptoms of physical depression that likely result from psychological changes occurring in the body because it may require long-term treatment. Some of the physical signs of depression are:

    • Sleep problems

    People dealing with depression may face sleep issues, including insomnia, as it can affect your body as well as your mind. Trouble falling asleep or prolonged sleep is common in people who are depressed due to changes in neurotransmitters and brain functions. This disorder can worsen body pain leading to fatigue.

    • Chest pain

    Chest pain can also be a sign of depression if you have a history of heart disease. Studies show that heart attack survivors are more likely to be depressed.

    • Aching muscles and joints

    People living with other underlying conditions may experience muscle and joint pain. With such ongoing pain, a person may raise his risk of developing depression due to changes in the level of neurotransmitter chemical senses in the brain. Studies show that individuals who are depressed are more likely to get regular pain in muscles and joints due to changes in brain activity.

    • Digestive problems

    The brain and digestive systems are strongly connected. When you are depressed or dealing with a physical side effect of depression, it can affect your gut, leading to indigestion, diarrhea, constipation, nausea and more.

    • Fatigue

    Fatigue is one of the most common physiological symptoms of depression. The lack of energy and fatigue may be related to the hampered release of neurotransmitters from the brain, affecting norepinephrine or dopamine levels in the blood that occur when a person is depressed. Fatigue is a side-effect of anti-depressant medications like tricyclic antidepressants and serotonin-norepinephrine reuptake inhibitors used in the treatment of depression. It is always advisable to talk with your healthcare provider to make changes in your drug regime.

    • Changes in appetite or weight

    People with depression may either feel less hungry or start consuming food in excess, resulting in a lack of energy or weight loss or gain. Studies have reported some eating disorders like bulimia and anorexia linked with depression.

    How to cope with physical symptoms of depression

    Managing physical side effects of depression can be challenging and involves plenty of self-care. Here are a few ways you can cope with your condition:

    • Regular exercise: Engaging in physical activity, even in small amounts, can help alleviate some of the physical symptoms of depression. Exercise releases chemicals called endorphins, which are natural mood lifters, and can also improve sleep and overall energy levels.
    • Healthy diet: Consuming a balanced diet packed with fresh fruits, veggies, millets and whole grains, and lean proteins can support both physical and mental health. Avoiding excessive sugar, caffeine, and processed foods may help stabilise energy levels and mood.
    • Adequate sleep: Establishing a regular sleep schedule and practicing good sleep hygiene can improve both the quality and quantity of sleep. This includes creating a relaxing bedtime routine, avoiding screens before bed, and ensuring your sleep environment is conducive to rest.
    • Stress management: Learning and practicing stress-reduction techniques like meditation, deep breathing exercises, or muscle relaxation can help alleviate physical symptoms of clinical depression.
    • Mind-body practices: Consider incorporating mind-body practices such as yoga into your routine. These practices combine physical movement with mindfulness and can help reduce overall stress.
    • Seek help: Receiving social support is crucial for recovering from depression and anxiety. This support can come in various forms, encompassing both emotional and physical assistance from sources like your doctor, family, or friends. These individuals provide a safe space where you can freely express your thoughts and feelings, aiding in a more comprehensive understanding of your mental state.

    Furthermore, joining support groups dedicated to individuals facing similar challenges can offer valuable counseling and opportunities for social interaction within a supportive community. If you ever find yourself in immediate danger due to depressive behavior, reaching out to emergency helplines specializing in depressive disorders is imperative.

    Moreover, purchasing a health insurance policy can provide financial coverage for frequent health checkups and hospitalization expenses, offering additional peace of mind as you navigate your recovery journey.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Common Diseases in Rainy Season: Prevention & Care Guide

    by Nitin Vishwakarma | Feb 19, 2025

    The rainy season provides respite from the scorching summer heat, but it also brings with it a host of diseases and infections. The humid weather and stagnant water are ideal for germs to flourish and mosquitoes to breed. Malaria, dengue, chikungunya, and typhoid are common diseases that people get, leading to their hospitalization.

    Knowledge of common diseases in the rainy season will enable you to take precautions and stay safe during monsoon.

    Common Diseases in the Rainy Season

    Here is a list of some seasonal diseases in the rainy season:

    • Dengue: Like most common diseases during the monsoon, dengue is spread mainly through mosquitoes, especially the Aedes Aegypti species. The symptoms of this disease are fever, severe headache, joint and/or muscle aches, and rash. In its severe state, dengue is known as dengue hemorrhagic fever, which, if not treated on time, can lead to serious health issues.
    • Chikungunya: Also transmitted by infected mosquitoes, chikungunya presents signs such as fever, severe joint and muscle pain, headache, nausea, vomiting, fatigue, and an erythematous rash. The joint pain makes a patient immobile for months during a chikungunya attack.
    • Typhoid: Typhoid is an infectious disease caused by bacterium Salmonella Typhi and spread through food or water. Its symptoms include high fever, weakness, abdominal pain, headache, and loss of appetite.
    • Malaria: One of the monsoon-related diseases, malaria is caused by mosquito bites that transmit the Plasmodium parasites. The symptoms of malaria include fever, chills and sweating, headache, nausea, muscle pain, and difficulty breathing. If not treated early, malaria can be fatal.
    • Digestive infections: Gastroenteritis and food poisoning are some of the diseases in monsoon that affect many people.

    Conclusion

    The rainy season provides relief from the sweltering sun, but it also gives rise to infections and diseases. Many rainy season diseases’ symptoms include diarrhea, vomiting, upset tummy, and fever as the food and water are contaminated by bacteria and parasites. To prevent yourself and your family, always drink clean water, practice good hygiene, and avoid contaminated food. Immediately visit a doctor if you experience any symptoms of monsoon-related diseases. It is also advisable to get health insurance to cover medical and hospital costs.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Complete Guide to Mesothelioma Symptoms & Detection

    by Nitin Vishwakarma | Feb 19, 2025

    Mesothelioma is a cancerous outbreak in the mesothelium layer of the body. It is a thin layer that covers several organs of the body, including the lungs, stomach, heart, and testicles. The primary function of the mesothelium is to protect the organs and provide a response in case of injury or infection. To prevent or get timely treatment it is very important to know the symptoms of mesothelioma.

    Pleural mesothelioma refers to a cancer in the mesothelium of the lungs, also called the pleura. It can be detected by taking note of the pleural mesothelioma symptoms.

    What are the symptoms of Mesothelioma?

    A pleural mesothelioma shows itself through problems in the lungs. Most of the peritoneal mesothelioma symptoms start with regular cough and cold. Thus, doctors often fail to diagnose it when the patient visits them. If you experience any of the following symptoms on a regular basis or for a prolonged time you should immediately get in touch with a specialised oncologist.

    Listed below are some of the most common symptoms of mesothelioma include:

    • Shortness of breath
    • Dry cough
    • Persistent chest pain Blood with cough
    • Fluid in the lungs
    • High fever
    • Sudden weight loss
    • Unusual lumps of tissue under the chest

    Symptoms of mesothelioma can differ according to the area in which it has affected. Since it is present mostly in the heart, testicles, and stomach, it can lead to testicular cancer and stomach cancer, respectively.

    Conclusion

    Mesothelioma is a malignant form of cancer, so the earlier it gets detected, the higher your chances of recovery. If you have a history of cough and cold, it may mask the cancer. Should you feel that you have been experiencing more than three of the symptoms of mesothelioma that we have mentioned, get in touch with a specialist right now and get yourself checked for mesothelioma. A comprehensive health insurance plan can help cover the costs of screenings, consultations, and treatments, ensuring you have the financial support needed for timely and effective care.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Essential Guide to Ear Infection Symptoms & Signs

    by Nitin Vishwakarma | Feb 19, 2025

    An ear infection refers to any viral or bacterial infection that occurs in the middle ear. It is the part of the ear behind the eardrum that contains tiny vibrating bones that allow hearing. Symptoms of ear infections are more common in infants and young children. Children have shorter Eustachian tubes, which allow viruses and bacteria to enter the ear easily.

    Some sure signs of an ear infection include ear pain, pus formation, fever, and nausea, as well as balance problems. Typically, they go away in a few days, but persistent ones will require medication.

    What are the Symptoms of Ear Infection?

    An ear infection can affect different parts of the ear. It may be caused either by a virus, bacteria, or fungi. If any of the symptoms mentioned below continue even after 3 days, we should consult with a specialist immediately. Some common symptoms of ear infections in adults include:

    • Continued ear pain, either sharp or dull
    • Pus draining from ear hole
    • Loss of balance or problems in standing straight
    • High fever of 100° or higher
    • Nausea

    In the case of infants who cannot speak out, some ways to tell if they have an ear infection are:

    • Trouble in sleeping
    • Fussiness with the ear
    • Crying more than usual
    • Hearing problems and not responding to sounds

    If we feel that we are showing any of these symptoms and they are not going away, we should definitely consult with an ear specialist and get proper medication.

    Conclusion

    An ear infection is not fatal in any way and, most times, will go away on its own. If we notice symptoms of ear infection in infants and young children though, it is better to consult a doctor than let it persist. Taking note of symptoms of ear infection and maintaining proper hygiene, like ear cleaning and earwax clearing, can help prevent ear infections in the future. Having health insurance can provide peace of mind by covering pediatric consultations, treatments, and necessary medications, ensuring timely care for ear infections without financial stress.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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