As cars become increasingly common on Indian roads, the demand for two-wheelers is soaring thanks to their convenience and cost-effectiveness. A bike is the perfect answer for complex commuting issues such as unreliable and overcrowded public transport and work-hour traffic. A bike promises a quick, easy, cheap, and enjoyable mode of transport.

Bikes are a great way to get around and are often used as a symbol of freedom, adventure, and style. They let you explore the city at your own pace, avoid the hassle of finding a spacious parking spot, and save money on fuel and maintenance. They also let you express your personality and taste, as there are many models and brands to choose from. Today, we will discuss some of the best bikes under 1 lakh.

Detailed List of the Best Automatic Bikes in India

It is necessary to learn the key features of each model to choose a bike within your budget. Take a thorough look at the models below to find the one that matches your style:

1. Hero HF Deluxe

The Hero HF Deluxe is an excellent pick if you want a reliable and efficient bike for your daily commute. This bike has a 97.2 cc BS6 engine that delivers 7.9 bhp of power and 8.05 Nm of torque, along with the best-in-class mileage of 65 km. The Hero HF Deluxe also comes with advanced features such as xSens technology, which adjusts the air-fuel mixture for optimal performance, and the i3S system, which saves fuel by switching off the engine when idle. The bike has a sleek design with alloy wheels, tubeless tires, and a long seat for comfort. You can choose from 11 colours and six variants, starting from ₹56,194 (ex-showroom).

2. TVS Sport

TVS Sport is a commuter bike that combines performance, efficiency, and style. It has a 109.7 cc fuel-injected engine that delivers a power of 8.29 PS and a torque of 8.7 Nm. It also features the Eco Thrust Fuel Injection Technology that gives it 15% more mileage than its predecessors. TVS Sport has a sleek design and a sporty look, with a length of 1950 mm, a diameter of 705 mm, and a height of 1080 mm. Its wheelbase is 1236 mm and has a ground clearance of 175 mm, making it suitable for Indian roads. It also has a 10-litre fuel tank capacity and a kerb weight of 110 kg. TVS Sport is available in seven attractive colours and delivers a top speed of 90 km/h, starting at ₹46,375 (ex-showroom).

3. Honda Shine 100

Honda Shine 100 is a new commuter bike that combines style, performance, and affordability. It has a 4-stroke SI engine with PGM-FI technology, delivering 7.38 ps of power and 8.05 N-m of torque. It has a 4-speed gearbox and a multi-plate wet clutch for smooth and easy riding. It has drum brakes on both wheels with a Combi-Brake System and an equaliser for enhanced safety and stability. It has a diamond-type frame and a telescopic front suspension for durability and comfort. It has a long seat of 677 mm and a ground clearance of 168 mm for optimum ergonomics. The price of the Honda Shine 100 starts from ₹64,900 (ex-showroom).

4. Hero Splendor Plus

The Hero Splendor Plus is a practical, stylish, all-rounder motorcycle with unmatched performance and fuel efficiency. A 97.2 cc air-cooled engine with programmed fuel injection produces 7.91 bhp of power and 8.05 Nm of torque. The engine has a 4-speed gearbox and an integrated braking system for enhanced safety. The bike has a tubular double cradle frame, telescopic front, and a 5-step adaptable rear suspension for a comfortable ride. The bike also has a 9.8-litre fuel tank, a digital-analogue instrument cluster, and a 12V halogen headlight. The Hero Splendor Plus is available in 11 colour options, starting at ₹75,141(ex-showroom). 

5. Hero Passion Plus

The Hero Passion Plus is one of the best bikes that offers a blend of elegance, efficiency, and comfort. This bike runs on a 97.2 cc air-cooled, four-stroke engine that produces 7.91 bhp at 8000 rpm and 8.05 Nm at 6000 rpm. The Hero Passion Plus has a smooth and durable body that can cope with any road situation. The bike has an 11-litre fuel tank and a 115-kg kerb weight. The bike has a digital console, a self-start system, and a charging point for your ease. The Hero Passion Plus also has a drum brake on both wheels and a double cradle frame for steadiness. It has a starting price of ₹76,301 (ex-showroom). 

6. TVS Star City Plus

TVS Star City Plus is a bike that combines style, comfort, and fuel efficiency. It has a 109.7 cc BS6 engine producing power of 8.08 bhp and torque of 8.7 Nm. It also has ETFi technology that improves its mileage by 15% compared to the previous model. You can select from three variants: Mono Tone, Dual Tone, and Disc, based on your preference for drum or disc brakes. The bike also has a full LED headlamp, a USB mobile charger, a five-step adjustable rear shock absorber, and a dual-tone seat. The TVS Star City Plus comes at a starting price of ₹63,338 (ex-showroom).

7. Bajaj Platina 110

The Bajaj Platina 110 is a bike for those who value fuel efficiency, reliability, and comfort. Its 115.45 cc DTS-i engine produces 8.6 PS and 9.81 Nm of torque, making it a powerful and smooth ride. It also has an ABS feature that ensures safe and accurate braking, even on rough roads. You can choose between two models, Drum and ABS, which cost ₹70,400 and ₹79,821, respectively (ex-showroom, Delhi). The bike has a stylish look, a large seat, and a 10.5-litre fuel tank. It also has tubeless tyres, alloy wheels, and a 35/35W headlamp. The Bajaj Platina 110 bike can adapt to the terrain and offer a pleasant riding experience.

8. Honda Livo

The Honda Livo bike offers a simple and elegant ride for urban riders. The bike is powered by a 109.51 cc single-cylinder engine that produces 8.67 bhp and 9.3 Nm of torque. The bike also has a 4-speed gearbox, a digital instrument cluster, an LED headlamp and tail lamp, and a combi-brake system. The Honda Livo is priced at ₹77,800 (ex-showroom) and offers a mileage of 74 kmpl.

9. Benling Aura

The Benling Aura is an electric bike that offers green riders an eco-friendly and futuristic ride. The bike is powered by a 2.5 kW BLDC motor that produces a top speed of 60 kmph. The bike also comes with a 72 V 40 Ah lithium-ion battery that offers a range of 120 km on a single charge. The bike also has a digital instrument cluster, LED headlamp, tail lamp, and reverse gear. The Benling Aura is priced at ₹91,667 (ex-showroom) and offers a running cost of 0.2 ₹/km.

10. Hero Glamour 125

The Hero Glamour 125 might be the perfect choice for you if you want a commuter bike that is powerful and stylish. This bike has a muscular and sleek design that will catch everyone’s eye on the road. The bike runs on a 125 cc, single-cylinder, air-cooled engine that produces 10.6 bhp of maximum power and 10.6 Nm of maximum torque. It also features Hero’s i3S technology that conserves fuel whenever you stop. The bike has a 5-speed transmission and can operate on E20 fuel as well. The Hero Glamour 125 has a combined braking system with drum brakes on both wheels for safety. 

Conclusion

There are many budget-friendly bikes under 1 lakh and above. These bikes are not only inexpensive, but their running costs are also lower. Moreover, regardless of the bike you buy, you must invest in bike insurance. Bike insurance covers most instances that can damage your two-wheeler. These incidents include earthquakes, cyclones, floods, riots, accidents, and fires. Even if you lose your bike in a theft, the insurer pays for the bike’s insured declared value. When buying insurance, assess your needs and explore various add-ons to increase the coverage scope.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Bikes are the preferred mode of transportation for many Indians, particularly those who commute frequently. When choosing a bike, consumers often overlook one crucial aspect: curb weight, favouring factors like engine performance. Selecting a lightweight bike in India will reduce fuel expenses and enhance handling, simplifying navigating the busy streets.

Top Lightweight Bikes in India

Here is a list of the best lightweight bikes:

• Kawasaki KX65

Ready to experience the excitement of motocross and take to the trails? You only need to consider the Kawasaki KX65! With its decisive 64cc BS6 Phase 2 engine and solid chassis, this gorgeous lime green dirt bike is the perfect option for aspiring racers looking to hone their off-road abilities. With top speed and fantastic mileage, the KX65 is built to make every ride an adventure. This bike is your pass to the thrilling world of motocross as it is considered one of the best lightweight bikes in India, and it's all at a fair price. Prepare yourself for the ride of your life, then!

• TVS XL 100

The TVS XL 100 is your answer if you're looking for a lightweight bike in India. The air-cooled 99.7 cc engine produces tremendous power, delivering an exciting ride at 6000 RPM. Its large gasoline tank helps provide up to an excellent 67 km/l. The dependent drum braking system is placed on the front and rear wheels of the bike. So it will be easy to ride smoothly. Customers are offered more colours, such as black, red, black, blue, and sparkling silver. The TVS XL 100 is the best lightweight bike option for anyone searching for a dependable and fashionable vehicle ideal for pleasure trips and daily transportation.

• Honda Shine 100

Are you looking for a lightweight, strong, and dependable bike? The Honda Shine is what you need! Some colour options are athletic blue metallic, grey metallic, matte sangria red metallic, black, and rebel red metallic. The Honda Shine is an excellent choice for those who want to drive confidently because of its exceptional mileage and dependable performance.

Conclusion

A few things to consider when selecting a lightweight bike in India are comfort, style, performance, and fuel efficiency. Specific models have proven dependable for novice and experienced riders alike. These motorcycles satisfy various styles and preferences and provide excellent mileage and smooth handling. By weighing your alternatives and ensuring you enjoy every road trip, you can choose a lightweight bike that matches your lifestyle, improves your riding experience, and fits within your budget.

Remember that bike insurance provides coverage against accidents, theft and damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The 400cc bike culture in India combines modern power with vintage appeal. From classic Royal Enfields to sporty KTM 390s, there is a bike to fit every rider’s taste. This blog highlights some of the top 400cc motorcycles in India.

Top 400 cc bikes in India

1. KTM RC 390

A sporting powerhouse, this 400cc bike offers enormous torque and acceleration, making it ideal for daily rides. When you get your hands on a model like this, investing in comprehensive bike insurance for financial protection against accidents, damages and theft is essential.

2. Royal Enfield SCRAM 411

The Scram 411, the newest Royal Enfield lineup model, is an adventure bike with robust torque and a smooth power delivery system. It’s one of the best 400 cc bikes in India.

3. Bajaj Dominar 400

The Bajaj Dominar 400 comes next on the list of the best 400cc bikes in India. It can go from 0-100 kilometres/hour in a mere 7.1 seconds, making it one of the fastest 400 cc bikes in India.

4. Bajaj Pulsar NS400Z

This Bajaj Pulsar model is a great option if you’re looking for a bike with many features and different riding modes at an affordable price.

5. Benelli Imperiale 400

The iconic Benelli Moto-B line, which debuted in the 1950s, is reinterpreted in the iconic retro bike Benelli Imperiale 400.

6. Triumph Speed 400

Are you looking for a powerful yet stylish motorcycle? The Triumph Speed 400 is the popular choice. The Speed 400 provides the highest level of performance and safety with its incredible features, which include Bosch dual-channel ABS, LED lighting and switchable traction control, making it one of the best 400 cc bikes in India.

7. Harley Davidson X440

The Harley-Davidson X440 is the most reasonably priced Harley-Davidson motorcycle in India, thanks to a partnership with Hero MotorCorp. It is equipped with a brand-new 440cc single-cylinder air-oil engine that, at 6000 and 4000 rpm, delivers 28 PS and 38 Nm.

8. Kawasaki Eliminator 450

The appealing look and craftsmanship of a Kawasaki bike make it ideal for all-around performance.  It is the best choice for many riders because of its low seat height.

Conclusion

The 400cc bike market in India has a wide variety of choices, ranging from vintage cruisers to contemporary sport bikes. There is a bike to fit your demands, regardless of whether power, style, or price are your top priorities.

It’s also important to have good bike insurance to enjoy your ride with complete peace.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When purchasing a bike, it is important to consider your and your family’s safety. Other things to remember are comfort, aesthetics, and fuel efficiency. This article covers some of the best family bikes in India that you should consider.

Top Family Bikes in India

1. Hero HF Deluxe: Because of its comfort, ease of maintenance, and reasonable cost, the Hero HF Deluxe is a highly recommended family bike. Its 97.2 cc BS6 engine produces 8.02 PS at 8000 rpm and offers a great ride on city roads.
2. TVS Radeon: The TVS Radeon may be the perfect option if you’re searching for a family bike with a displacement of 110 cc. Family rides are also appropriate for this bike because of its roomy single-piece seat.
3. Bajaj Platina 100: With its minimal maintenance costs and excellent fuel efficiency, the Bajaj Platina 100 is one of the most affordable family bikes in India.
4. Bajaj CT 110X: The Bajaj CT 110X is a top family bike among Indian people. This model is a best-selling option for family members shopping for motorcycles for their tough and functional style.
5. Honda CD 110 Dream: Are you looking for a family-friendly bike that looks stylish? The Honda CD 110 Dream is the answer. Its vivid paint jobs and bold body graphics enhance its aggressive appearance.
6. Bajaj CT 125X: Among the 125cc family bikes, the Bajaj CT 125X is among the least expensive models. In addition to an engine bash plate, this bike comes equipped with a rear seat baggage rack and a USB charger. It’s a great two-wheeler for family rides because it has a flat, single-piece seat.
7. Hero Splendor Plus: Another excellent bike for families is the Hero Splendour Plus, an expensive and high-end displacement version of the Splendour.
8. TVS Star City Plus: The TVS Star City Plus is another strong contender in the list of best family bikes in India. It is intended to be both safe and comfortable.

Conclusion

Consider comfort, fuel economy, and style when selecting a family motorbike in India. Models such as the Hero HF Deluxe, TVS Radeon, Bajaj Platina 100, and Honda CD 110 Dream combine these features to provide great options for family bikes. Remember to get bike insurance for coverage against unforeseen events.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

With the increasing levels of pollution worldwide, authorities are implementing stringent measures to control the emission of harmful gases and pollutants. One significant initiative in the two-wheeler industry is the introduction of BS6 (Bharat Stage 6) compliant motorcycles designed to regulate the emission of nitrogen dioxide (NO2) and other pollutants. In this article, we will explore some of the best BS6 bikes available in India. These vehicles are equipped with electronic fuel injection systems, which help optimise fuel efficiency and reduce emissions.

Top BS6 Bikes in India

Some of the benefits of owning BS6 bikes in India:

• These are powerful machines with high fuel efficiency.
• The carbon emission in these bikes is significantly low.
• Electrical fuel injection has been introduced.
• The BS6 fuel has less sulphur, which makes the emission less harmful.

Some of the best BS6 bikes are listed below:

1. Kawasaki Ninja ZX-10R

• This is one of the best BS6 bikes in India. It is super efficient and cost-effective.
• Many electronic aids are available to the rider, such as traction control, a quick shifter, and multiple riding modes.
• The bike has a stylish design.

2. Royal Enfield Continental GT 650

• It is a motor racing bike, making it a powerful option for drivers.
• It is an attractive bike that performs well in the city and excels on the highway.
• It works with tubeless tyres, which provide a great grip on the road.

3. KTM Duke 390

• It has an LC4c engine.
• It has adjustable compression and rebound settings
• A new seat height adds to the comfort.
• Longer wheelbases for better road grip and smooth riding.

4. TVS Apache RR 310

• It has a new urban driving mode for smoother riding in the city.
• The speed of the bike can be smoothly adjusted.
• The race commuter helps the driver with navigation and other forms of notifications.

Conclusion

BS6 bikes have been introduced to help keep the environment clean and green. Additionally, it is crucial for all motorcycle owners to prioritise bike safety. It is mandatory to carry or apply for two wheeler insurance online for the safety of the vehicle, as it helps reclaim losses, especially in the event of an accident or theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Riding a bike offers an exhilarating experience, with the rush of speed, the wind against your face, and an unmatched sense of freedom. Motorcycles are popular among commuters, office-goers, and younger adults alike. In this article, we will explore the best 110cc bikes available in India. Beyond the thrill of riding, these bikes are popular for their practicality and affordability, making them an ideal choice for everyday transportation.

Top 110cc Bikes in India

A 110 cc bike is a practical choice for people commuting to work or making shorter trips in their locality. It is convenient and fuel-efficient for transportation. With the growing population, traffic has been increasing endlessly on the roads. Manoeuvring 110 cc bikes in India is easy and convenient.

Some of the best 110cc bikes in India are listed below.

1. TVS Sport

• The bike has a stylish design.
• It is an affordable option.
• It has an electric start.
• Good pick-up and mileage.
• It is durable.

2. Bajaj Platina 100

• It is made with advanced technology, can run on bad roads, and will accommodate the bike and the rider comfortably.
• It has a DTS-i engine for good mileage.
• A fuel-efficient machine.
• It has an efficient electric start.

3. TVS Radeon

• It has a 4-stroke DuraLife engine, which makes it a wonderful bike for daily commuters.
• It is fuel efficient with a great mileage.
• Due to fuel economy it is great for long journeys.

4. TVS Star City Plus

• It has a great fuel economy, making it an affordable option.
• The engine is smooth, making the driving experience enjoyable.
• Due to the low friction, the bike's components are safer, which will result in low maintenance costs.

Conclusion

Riding a bike is fun. However, due diligence should be exercised while riding a bike, as the speed of the vehicle can pose significant risks if not handled responsibly. It is prudent for bike owners to acquire comprehensive two wheeler insurance online. This policy is especially helpful during emergencies and can cover the costs of maintenance and routine wear and tear.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Motorbikes are among the most dependable vehicles in India, especially in urban areas with narrow streets and massive traffic. The 180cc bikes in India are feature-laden two-wheeler companions with balanced power, affordability, and style. Whether daily commuting or weekend rides, these bikes, with a mix of sporty design and reliability, offer great performance. Let's see some of the best 180cc bikes available in India.

Top 180cc Bike Models in India

• Bajaj Pulsar 180F

Bajaj Pulsar 180F has a 178.6cc engine and offers 16.8 bhp and 14.52 Nm torque. This semi-faired design gives the bike a rather dashing look. Dual disc brakes and ABS add to the safety and ensure a smooth ride.

• Honda XBlade 180

It has an 184.4cc engine, sharp designs, and offers excellent performance. This bike also has an attractive yet potent fully digital meter and sporty exhaust. It is apt for people searching for an affordable bike that delivers good performance. It is one of the best 180cc bikes in India.

• Hero Xtreme 200S

This motorcycle has a 199.6 cc engine that delivers 17.8 bhp and offers an excellent torque of 16.45 Nm. It has a full LED headlamp, Bluetooth connectivity, a sporty design as well as the most essentials, which make it perfect for riders.

• Bajaj Avenger Street 180

The Bajaj Avenger Street 180 features a relaxed riding posture for cruiser enthusiasts. It is fitted with a 178.6 cc motor that provides 15.5 bhp and 13.7 Nm of torque. The low seat height and elongated handlebars make this motorcycle a good cruiser to lounge around on.

• The TVS Apache RTR 180

One of the most expensive bikes, it has a 177.4-cc engine that produces 16.79 bhp and 15.5 Nm of torque. This street bike has features like single-channel ABS and a digital console, which makes it stand out from other motorcycles.

Conclusion

While choosing from the best 180cc bikes in India, compare factors like pricing, purpose, maintenance cost, mileage, features, brand reputation, and after-sales service. Also, get two-wheeler insurance online as it provides financial protection against unforeseen circumstances.  

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The motorcycle spectrum in India offers a variety of options, but cruiser bikes stand out due to their comfort and style for those seeking them. These bikes are designed for long distances, featuring powerful engines and ergonomic seating, making them ideal for touring. In this blog, we'll delve into the best cruiser bikes in India, highlighting what truly makes them unique.

Top Cruiser Bikes in India

Some of the best cruiser bikes in India are as follows:

1. Royal Enfield Bullet 350

Royal Enfield Bullet 350 is a classic model with an elegant look. The bike’s simplicity of design makes it a popular choice among bike enthusiasts. Due to its lightweight make, everyone from a novice to an experienced rider can easily handle it.

Key Features

• Engine: 349 cc, single-cylinder, air-cooled
• Power:2 PS at 6,000 rpm
• Torque: 27 Nm at 4,000 rpm
• Transmission: 5-speed manual
• Fuel Mileage: Approximately 37 km/l

2. Benelli Imperiale 400

This motorcycle blends Italian design and modern engineering. Its retro build perfectly complements a mighty engine, providing a smooth driving experience. It is one of the most popular motorcycles for cruiser enthusiasts.

Key Features

• Engine: 374 cc, air-cooled, single-cylinder
• Power: 21 PS at 6,000 rpm
• Torque: 29 Nm at 3,500 rpm
• Transmission: 5-speed manual
• Mileage: Nearly 35 km/l

3. Harley-Davidson Sportster S

This motorcycle stands out as one of the best cruiser bikes, featuring bold styling and impressive performance mileage. It is designed for riders who seek a thrilling combination of speed and power, integrating modern technology with the timeless appeal of Harley classics.

Key Features

• Engine: 1252 cc, V-twin, liquid-cooled
• Power: 121 PS at 7,500 rpm
• Torque: 95 Nm at 6,000 rpm
• Transmission: 6-speed manual
• Fuel Economy: Approximately 11.8 km/l

4. Jawa Perak

The Jawa Perak is a bobber-style cruiser with a design that captures attention, along with impressive performance figures. Its low-slung, minimally dressed, yet refined engine makes it perfect for both city commutes and long road trips.

Key Features

• Engine: 334 cc, single-cylinder, liquid-cooled
• Power: 30 PS at 8,000 rpm
• Torque: 32 Nm at 6,500 rpm
• Gears: 6-speed manual
• Fuel Economy: Approximately 34 km/l

Conclusion

Choosing the best cruiser bike can provide you with the right experience. Whatever cruiser bike you opt for in India, there is surely a model suited for every rider. Additionally, make sure to complement your motorcycle purchase by investing in comprehensive bike insurance online or offline to financially safeguard yourself and your bike as you hit the open roads.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The excitement over sports bikes in India is unimaginable. With that interest, the demand for performance-oriented motorcycles is also on the rise. Whether you want to upgrade your collection or look for a companion that pushes the boundaries of performance, handling, and technology, there are many best sports bikes to count on.

Top Sports Bikes in India

1. Aprilia RSV4

This bike is a masterpiece. It was designed by the Aprilia Racing Division and is equipped with the latest technology. It is available in a single colour and variant. This Italian company’s flagship superbike is the top contender in the highly competitive sports bikes segment.

Key features:

• Engine: 1099 cc, V4 engine producing 217 hp
• Top speed: Over 300 km/h
• Weight: Over 200 kg
• Electronics: Advanced rider aids like traction control, cornering ABS, and wheel control
• Unique feature: Aerodynamic winglets for enhanced downforce and stability
• Price: ₹31.26 lakh onwards
• Anti-locking braking system

2. Honda CBR650R

The Honda CBR650R is the ideal middle-weight bike for riders who seek performance and all-day usability. Its liquid-cooled, inline four-cylinder engine linked to a six-speed gearbox offers a balance between high performance and comfort.

Key features:

• Engine: 649 cc, inline-four
• Top speed: About 240 km/h
• Weight: Over 210 kg
• Braking: Dual-channel ABS with radial-mount callipers.
• Price: ₹8.89 lakh onwards 
• Full-LED lighting
• LCD instrument cluster
• Honda Selectable Torque Control (HSTC)
• Honda Ignition Security System (HISS)
• Emergency Stop Signal (ESS) technology

3. KTM 390 Duke

For many, the hunt for the best sports bikes in India ends with this street bike, available in only one variant and two colour options. KTM 390 Duke is a budget-friendly and high-performance bike. It is currently the most potent and advanced Duke model in India. The model boasts comprehensive features and radical styling.

Key features:

• Engine: 373 cc, single cylinder; 43.5 hp
• Top speed: About 167 km/h
• Weight: Over 165 kg
• Braking: ABS standard
• Price: ₹3.11 lakh onwards
• New split-seat setup
• Boomerang-shaped DRLs 
• Fuel tank capacity: 15 litres
• Smartphone connectivity
• Turn-by-turn navigation

This Austrian brand’s bike is undoubtedly one of the best sports bikes, with aggressive looks and top-class performance.

Conclusion

Undoubtedly, sports bikes are expensive purchases. Any damage to them will result in hefty repair and restoration expenses. Thus, more than a standard insurance coverage may be required for them. Get comprehensive bike insurance online with essential add-ons for a robust safety net against unforeseen damages and accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The commuter bikes in India are ideal for daily riders who seek the benefit of practicality and fuel efficiency. For every commuter, these bikes have to be comfortable, affordable, and offer great performance. This article highlights some of the best commuter bikes in India to help you choose the right ride that fits your needs.

Top Commuter Bikes in India

1.  Bajaj Platina 110

Mileage: The Bajaj Platina 110 offers the best mileage, around 70-80 km/l. It's perfect for long-distance commuting.

Suspension: Its SNS (Spring-in-Spring) suspension allows for superb comfort on bumpy roads.

Features: The bike features anti-skid braking, LED DRLs, and a digital console for a modern touch.

Engine: Comes with 115cc engine that is sufficient for city rides.

Price: ₹70,400 onwards.

2. Honda Shine

Engine: The bike has a 124cc engine producing 10.74 bhp, and hence, offers a smooth ride.

Mileage: With a mileage of about 55-65 km/litre, it is useful for daily commutes.

Ergonomics: Its seating posture and suspension make it suitable for long daily rides.

Reliability: Honda Shine is robust and supported by the trust and large service network of Honda.

Price: ₹80,250 onwards.

3. TVS Raider 125

Engine: The TVS Raider 125 is armed with a 124.8cc engine that puts out 11.2bhp.

Mileage: It offers about 56-65 km/l, which is both economical and potent.

Features: It has an all-digital display, under-seat storage, and first-in-class riding modes.

Style: One of the best commuter bikes, it has bold designs and tech-savvy features. The bike caters to young riders.

Price: ₹95,219 onwards 

4. Hero Glamour

The Hero Glamour is a perfect bike that seamlessly balances form and function, making it one of the best motorcycles for urban commutes. This bike is a good, reliable option for those who want to combine style and fuel savings.

Engine: 124.7 cc single-cylinder, air-cooled.

Mileage: 55-60 kmpl.

Features: i3S technology, semi-digital instrument cluster.

Price: ₹87,748 onwards.

Conclusion

When choosing the best commuter bikes in India, the factors that matter most are fuel efficiency, comfort, and features. If you want to opt for something highly economical, the blog provides some excellent models for you. Remember to buy comprehensive bike insurance online to ensure a smooth ride and coverage for accidents, theft and damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Among many off-road bikes in India, bikers continue to look for rugged, performance-oriented, and style-driven models. 

Let's explore some of the best off-road bikes in India, specifying their details to help you decide on the best motorcycle.

Top Off-Road Bikes in India

1. Yezdi Scrambler

It combines retro styling with modern technology, such as dual-channel ABS, a 5-inch LCD instrument cluster, better ground clearance, and suspension, to create a style that performs well on extreme terrains.

Key features:

• Engine: 334cc, single-cylinder
• Power: 29.8 bhp at 7,300 rpm
• Torque: 28.2 Nm at 6,500 rpm
• Weight: 182 kg

2. KTM 250 Adventure

The KTM 250 Adventure features a light chassis and agile handling, outfitted with a tubular trellis frame and long-travel suspension. Its advanced rider technology, consisting of an assist-and-slide slipper clutch and LED lighting, puts it at the top of off-road bikes for free souls.

Key specifications:

• Engine: 248.8cc, single-cylinder
• Power: 30 bhp at 9,000 rpm
• Torque: 24 Nm at 7,500 rpm
• Weight: 177 kg

3. Royal Enfield Himalayan 450

The Himalayan 450 has been constructed for cross-country terrains with a robust chassis and comfortable seating. It comes with a digital-analog instrument cluster. Moreover, its off-road-oriented suspension makes it an ideal option for travellers who love to ride on mountainous and rocky roads.

Key features:

• Engine: 450cc, single cylinder
• Power: 40 bhp at 8,000 rpm
• Torque: 37 Nm at 6,500 rpm
• Weight: 199 kg

4. BMW G 310 GS

With its agility and power, this ergonomically designed bike has ABS, an adjustable brake, and clutch levers. It has a long-travel suspension, which offers a smooth ride. This makes it one of the preferred choices for any adventure.

• Engine: 313cc, single-cylinder
• Power: 34 bhp at 9,500 rpm
• Torque: 28 Nm at 7,500 rpm
• Weight: 169.5 kg

Conclusion

The right off-road bike selection is vital to having an exciting ride. Each of the best off-road bikes in India provides a unique power, agility, and comfort for daring riders to navigate the challenging tracks. With these models, your off-road adventures will be exciting and unforgettable.

Whether you are required to travel through rugged terrains or on scenic routes, investing in bike insurance online will protect you during your adventure. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Low-maintenance bikes always remain the best choice for most people. These are best in fuel efficiency and need fewer repairs, thus minimising servicing hassles. So, for those wanting to invest in a good, reliable two-wheeler, this blog provides a list of the best low-maintenance bikes in India that stand out for their affordability and performance.

Top Low-Maintenance Bikes in India

The bike models mentioned below epitomise hassle-free biking in India, where affordability blends reliability. Each one is engineered to be maintenance-friendly while offering great fuel economy, ideal for a daily commute.

1. Hero HF 100

• Price: Around ₹59, 000
• Weight: 110 kg
• Fuel efficiency: 70-80 km/l
• Engine: 97.2cc, 4-stroke, single-cylinder engine

  Key features:

• Extremely lightweight, making it easy riding in city traffic
• Fuel-efficient and low maintenance costs
• Basic styling with fewer electronics, hence lesser repair costs

This bike is one of the best low-maintenance bikes available in India. It is perfect for those looking for a hassle-free bike.

2. Hero Splendor Plus

• Price: ₹74,491 onwards
• Weight: 112 kg
• Mileage: 65-75 km/l
• Engine: 97.2cc, air-cooled, single-cylinder engine

Key features:

• i3S technology (idle stop-start system) for better fuel efficiency.
• Low maintenance because of its plain design.

This Hero Splendor Plus is one of the most amazing low-maintenance bikes in India. It has stood the test of time, with solid build quality as well as offering economical performance. 

3. TVS Sport

• Price: Starting from ₹59, 881
• Weight: 110 kg
• Fuel efficiency: 70-75 km/l
• Engine: 109.7 cc, air-cooled, single-cylinder  

Key features:

• A very impressive fuel-efficient bike for long distances  
• Durable, sporty model 
• Low running cost

For those looking for a bit more style while keeping maintenance low, the TVS Sport is among the best low-maintenance bikes.

Conclusion

The low-maintenance bikes for the budget-conscious Indian commuter are cost-effective and reliable, delivering better mileage, lower servicing costs, and excellent durability performance. With models like Hero HF 100, Hero Splendor Plus, and TVS Sport, these bikes ensure smooth rides with visits to the garage at an absolute minimum. Also, remember to have two-wheeler insurance to safeguard your investment and ensure peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Liquid-cooled bikes form the benchmark for superior performance and durability. Motorcycle enthusiasts in India love to have these bikes because they ensure stabilised performance during long rides or extreme conditions, as liquid coolant prevents overheating. This blog explores some of the best liquid-cooled engine bikes in India that blend comfort and performance.

Top Liquid-Cooled Engine Bikes in India

The liquid-cooled bikes in India combine power, design, and innovation, making them distinctive from other motorcycles. The engine of these bikes uses liquid cooling that can withstand high temperatures. Hence, choosing the right coolant composition ensures the optimal performance of these bikes.

Here is a list of the best liquid-cooled engine bikes in India:

1. Bajaj Dominar 400

• Engine: Liquid-cooled, single-cylinder 373.3 cc
• Power output: 40 PS at 8,800 RPM
• Torque: 35 Nm at 6,500 RPM
• Weight: 193 kg

Unique features:

• Dual-channel ABS for safety
• LED headlamp and taillamp
• A slipper clutch ensures shifts with a lesser jerk
• Muscular shape 

2. Yamaha R15 V4

• Engine: 155 cc liquid-cooled, single-cylinder engine
• Power output: 18.4 PS at 10,000 RPM
• Torque: 14.2 Nm at 7,500 RPM
• Weight: 142 kg

Unique features:

• VVA (Variable Valve Actuation) for better mid-range performance
• Full LED lighting system
• Traction control system and quick shifter (optional).
• Aerodynamic body with sporty looks, taking a cue from Yamaha's bigger superbikes.

3. Bajaj Pulsar NS200

• Engine: 199.5 cc liquid-cooled, single-cylinder engine
• Power output: 24.5 PS at 9,750 RPM
• Torque: 18.74 Nm at 8,000 RPM
• Weight: 156 kg

Unique features:

• Perimeter frame for stability at high speeds
• Nitrox mono-shock suspension
• Two disc brakes for enhanced braking power

Conclusion

The right bike selection makes your riding experience significantly better. The best liquid-cooled engine bikes in India are great option for both city commuting and weekend touring. Liquid-cooled engine bikes offer several advantages for Indian roads, including balanced cooling, no-to-minimal overheating, enhanced thermal and fuel efficiency, and decreased water loss. Make sure to invest in comprehensive two-wheeler insurance when buying such a bike. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

As long as thrilling performance and style go together, the best bikes in India with a 200cc engine will be in demand. These bikes suit both a daily commuter and a biking enthusiast. Most 200cc bikes are usually lightweight, accelerate quickly, and are easy to control. A few of the best 200cc bikes in India are listed below, representing power, agility, and good value for money.  

Top 200cc Bikes in India

1. KTM 200 Duke

The KTM 200 Duke is a hot favourite among those seeking a performer bike. Its sporty design is combined with dynamism in handling.

• Weight: 159 kg
• Engine: 199.5 cc, 4-stroke, single-cylinder
• Power: 25 PS at 10,000 RPM
• Torque: 19.2 Nm at 8,000 RPM

Key features:

• Liquid cooling system for optimum performance
• Lightweight trellis frame for great handling
• Upright sitting position for comfort
• Dual-channel ABS for improved safety

2. Hero XPulse 200 4V

This is one of the most incredible 200cc bikes in India, designed for the adventure enthusiast. Its robust build, high front visor, and comfortable seat are best suited for off-roading. It has impressive mileage, and the price leaves most satisfied, making it one of the top picks in the segment.

• Weight: 158 kg
• Engine: 199.6cc, oil-cooled, single-cylinder
• Power: 19.1 PS at 8,500 RPM
• Torque: 17.35 Nm at 6,500 RPM

Key features:

• 220mm ground clearance for rough terrains
• Long-travel suspension for smooth off-roading
• Bluetooth connectivity with turn-by-turn navigation
• Knuckle guards and bash plate for added protection

3. Honda Hornet 2.0

It is a fashionable, agile bike for city riders. It has all the features of an excellent bike—a good companion for young professionals who want a reliable day-to-day commuter without spoiling their style quotient.

• Weight: 142 kg
• Engine: 184.4cc, air-cooled, single-cylinder
• Power: 17.26 PS at 8,500 RPM
• Torque: 16.1 Nm at 6,000 RPM

Key features:

• Digital cluster for better instrumentation
• The safety of single-channel ABS
• Modern LED headlamps and X-shaped tail lamp design
• Superb durability and reliability

Conclusion

The best 200cc bikes in India offer a wide range of features, such as endurance riding or high-speed commuting. These bikes are the best buy for beginner-level bikers, as they are safer than other powerful motorbike options. Make sure to check out the two-wheeler insurance cost and road taxes before finalising your purchase decision. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Looking for a bike with the perfect balance of power and style? The 350cc bikes in India are some of the most versatile two-wheelers, with solid performance alongside great design. Whether you yearn to find a rush of adrenaline on the highways or require an efficient companion for your daily commute, these bikes pack a punch.

This article explores some of the best 350cc bikes in India.

Top 350cc Bikes in India

1. Royal Enfield Classic 350

The Royal Enfield Classic 350 boasts a rugged vintage look and consistency in terms of reliability.

Key features:

• Engine: 349cc
• Max power: 20.2 HP at 6,100 rpm
• Torque: 27 Nm
• Mileage: 35 kmpl
• Top speed: 120 kmph
• Fuel capacity: 12.5 litres
• Weight: 195 kg

2. Honda CB350

The Honda CB 350 is the perfect blend of retro designs combined with modern specifications. It has been designed using the latest technology and has a strong engine.

Key Features:

• Engine: 348.36cc
• Max Power: 21 PS at 5500 rpm
• Torque: 30 Nm
• Mileage: 42.17 kmpl
• Top speed: 121 kmph
• Fuel capacity: 15 litres
• Weight: 181 kg

3.  Bajaj Dominar 350

Bajaj Dominar 350 is known for its good cruiser performance, aggressive posture, and comfortable ergonomics, making it perfect for long rides.

Key features:

• Engine: 348.77cc
• Max power: 27 PS at 8500 rpm
• Torque: 23.5 Nm
• Mileage: 35.03 kmpl
• Top speed: 132 kmph
• Fuel capacity: 13 litres
• Weight: 180 kg

4. Royal Enfield Meteor 350

The Royal Enfield Meteor 350 is a cruiser motorbike. Known for smooth rides, this cruising bike gives refined power and is one of the most comfortable and reliable 350 cc bikes in India.

Key features: 

• Engine: 349 cc
• Max power: 20.2 PS at 6100 rpm
• Torque: 27 Nm at 4000 rpm
• Mileage: 35 kmpl
• Top speed: 120 kmph
• Fuel capacity: 15 litres
• Weight: 191 kg

Conclusion

The best 350cc bikes available in Indian markets combine performance, style, and comfort. Purchasing a new bike also means adhering to set guidelines. Thus, buying comprehensive two-wheeler insurance is the best way to ensure your bike is covered against financial losses during any mishap.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you're looking for the perfect fuel efficiency combined with high performance in a motorcycle, the best 160cc bikes in India should be your first choice. These bikes are great for your daily travels and have enough power to give you exciting rides on highways.

Top 160cc Bikes in India

• Suzuki Intruder 155

The first on our list is the Intruder 155, an excellent cruiser bike with a fantastic engine. Its low-slung handlebars and comfy seats make it perfect for leisure rides and long-distance journeys. Its classic cruiser look would add style to your trip as well. Whether you want to sail through the busy traffic in the city or hit the open highway, this bike promises a smooth and enjoyable ride every single time. For a motorcycle balancing comfort and performance, the Intruder 155 is worth a look. Because of its features, it is one of the best 160cc bikes in India.

• Suzuki Gixxer

Another bike you can consider is the best-selling model, the Suzuki Gixxers, due to its excellent engines and other notable features. Well-known for its sporting looks and thrilling ride, it strikes an ideal balance of power and flair. The Gixxer, which, though air-cooled single cylinder, weighed around 141 kg, has a maximum speed of 125 kmph. It has disc brakes, so it's a good option for riders who desire a little of both performance and dependability.

• Yamaha MT-15

The brand-new MT-15 Version 2.0, which is considered one of the best 160cc bikes in India, has an LCD instrument cluster and Bluetooth connectivity, among many other unique features. The Yamaha Y-Connect app allows you to connect your phone to access several helpful features, including service reminders, updates on your most recent parking location, and SMS, email, and call notifications. This bike is something to consider if you're looking for a sensible and dependable ride. Furthermore, its outstanding performance stands out in India's competitive 160cc bike industry. The MT-15 is equipped to handle both cruising and commuting rides.

Conclusion

India's 160cc market balances performance and mileage, perfect for long-distance rides and daily commutes. Whether you need high-tech features, mileage, or an attractive design, there's a model for you. The best 160cc bikes in India combine performance with utility to offer the perfect and reliable ride. Remember to get two-wheeler insurance for financial coverage against accidents, damage, and theft.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Electric bikes have become the preferred vehicles for many due to their sleek designs, cost-effectiveness, and eco-friendly benefits.

The long-range electric bikes in India offer a range of 200 to 300 km. This article will highlight the most in-demand electric bikes in India.

Highest Range Electric Bikes in India

With the advent of new technology, electric bikes are in high demand. In future, with the potential shortage of fossil fuel, this technology will provide a low-cost solution for transportability.

The best long range electric bikes in India can cover a distance of 140 to 300 km, which makes them suitable for long rides as well.

The list of long-range electric bikes in India, known for their superb features and powerful performance, include:

1. Ultraviolette F77

• The F77 MACH 2 powers this machine.
• The look and the performance of the machine make heads turn.
• It has a range of 323 km.
• It can run at a high speed of 155 km/h.

2. Komaki Ranger

• It is an electric cruiser with several new features.
• A backrest has been added to it that Provides comfort to the driver as well as the co-passenger.
• New additional headlamps have been added. 
• An additional 50-litre storage feature has been added to it.
• The present range of the bike is 250 km.

3. Srivaru Motors Prana

• All lights in the electric bike are LED.
• It has a range of 150 km. 
• The speed of the bike is 123 km/h.
• It has dual disc brakes for the front tyre and a regenerative brake for the back tyre.

Conclusion

Every electric bike is a great investment for those seeking sustainable, long-distance rides. However, before riding these fast bikes on the road, people should purchase two wheeler insurance online. It is wise to protect yourself and your electric bike with an insurance policy to mitigate the negative effects of damage, theft or accident.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Many of you might have heard about the anti-skid braking system in vehicles.  Do you know what is anti-lock brakes in detail? The Anti-Lock Braking System (ABS) is a remarkable technological advancement in ensuring automotive safety. With this the wheels won’t get locked during braking, allowing the driver to maintain traction. The ABS has reshaped how one approaches vehicle braking, making it safer and more controlled. This blog delves into the advantages of the Anti-Lock Braking System and its significant impact on road safety.

What are the Advantages of Anti-Lock Braking System?         

Here are the advantages of anti-lock braking system:

• Enhanced Stability

The foremost advantage of ABS is its capacity to bolster vehicle stability during abrupt braking. Traditional brakes, when applied forcefully, can lead to wheel lock-up. ABS intervenes by regulating brake pressure on each wheel independently, enabling the driver to steer while braking. It reduces the likelihood of skidding or losing control.

• Reduced Stopping Distances

ABS is engineered to optimise braking effectiveness. Preventing wheel lock-up allows tires to maintain traction with the road, resulting in significantly shorter stopping distances. It is especially vital on slippery or wet surfaces. Reduced stopping distance can mean the difference between a near miss and a collision.

• Improved Steering Control

With ABS, drivers can maintain steering control even during hard braking. It is invaluable when evasive manoeuvres are necessary to avoid obstacles. ABS ensures that the wheels do not skid, enabling the driver to steer effectively.

• Minimised Accident Risk

By preventing wheel lock-up and maintaining stability, ABS plays a crucial role in reducing the risk of accidents. It is especially important in adverse weather conditions or situations demanding sudden stops to avert collisions.

• All-Around Safety

ABS doesn't focus solely on preventing front wheel lock-up but it also considers the rear wheels. This all-encompassing safety feature ensures the vehicle remains stable and controllable during braking.

Conclusion

Here we have discussed in detail what ABS is and its advantages. ABS significantly bolsters road safety by averting wheel lock-up and optimizing brake performance. As a standard feature in modern vehicles, including two-wheelers, it ensures safer and more controlled driving. For enhanced safety and financial security, pairing ABS with a reliable two-wheeler insurance plan ensures complete protection for you and your vehicle. The Anti-Lock Braking System is not just a technology but a guardian of lives on the road.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Have you ever experienced a situation where you had to apply sudden brakes on your bike and felt the wheels skid and lose control? If yes, then you know how scary and dangerous it can be. Skidding can cause you to fall off the bike, collide with other vehicles or objects, or injure yourself and others. You need a safety feature to help you brake effectively without locking the wheels to avoid such mishaps. That feature is called Anti-Lock Braking System or ABS in short.

What are anti-lock brakes?

• ABS stops the wheels from getting stuck when you brake hard or suddenly. You can maintain steering control and stability on slippery or uneven surfaces as a rider.

• It operates by constantly monitoring the wheel's speed using sensors. If it detects that a wheel is about to lock up, it reduces the brake pressure by opening a valve. This allows the wheel to rotate freely and regain traction. Then, it closes the valve and reapplies the brake pressure.

• Its components include speed sensors, valves, pumps, and controllers. The speed sensors measure the rotation of the wheels and send signals to the controller. The controller is an electronic unit that compares the wheel speeds and decides when to activate or deactivate the valves. The valves are located in the brake lines and control the flow of brake fluid to the callipers.

• There are two types of ABS: single-channel and dual-channel. Single-channel ABS is usually found on low-priced bikes and only works on the front wheel. Dual-channel ABS works on both the front and rear wheels independently.

Conclusion

ABS can help you avoid skidding, reduce stopping distance, and improve braking performance. It can also give you more confidence and comfort while riding your bike. However, ABS is not a substitute for safe riding habits. You should always follow the traffic rules, keep a proper distance from other vehicles, and wear protective gear while riding your bike. Additionally, ensuring your bike is covered with a reliable two wheeler insurance policy can provide financial protection against unforeseen accidents or damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the relevant industry. It is advised to verify the relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

An individual in India can opt for several modes of transportation, but the two-wheeler is the preferred choice to dodge the dense crowds and traffic. Hence, bike insurance, whether to cover own damage or third-party cover, is a must-have. Some people may get confused about their benefits, so here we are to clarify about own damage vs third-party bike insurance.

Own Damage Vs Third-Party Bike Insurance

The benefits and coverage of the own damage vs third-party bike insurance have been discussed below and compared based on several factors. It is important to buy the right insurance plan that covers all the aspects while maintaining your budget. When purchasing bike insurance, it makes sense to consider factors such as bike value, model, engine power, age, and locality.

Conclusion

Third-party insurance covers liabilities for accidents involving others, while own-damage policies cover the insured bike. Compensation exclusions include illegal driving, out-of-area accidents, or non-accidental damages. Optional add-ons enhance policy flexibility for personal requirements.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.