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  • Different Types of Bike Wash

    by Almog Ramrajkar | Mar 21, 2025

    Keeping a bike clean is an important aspect of bike maintenance, whether it's an expensive sports bike or a mid-range everyday commuter bike. Regular washing can help improve the bike’s appearance and prolong its lifespan by preventing corrosion and wear caused by grime and dirt.

    In India, where dust and pollution can accumulate quickly, it is crucial to understand the different   and their benefits.

    List of various types of bike wash

    You can choose the appropriate bike cleaning method based on the amount of time, budget, and tools you have. Some of the methods of bike cleaning are:

    1.       Water wash

    The simplest method of bike cleaning is the water wash. It involves rinsing the bike with water and then scrubbing it with a soft brush or cloth. You can use a water wash to remove light dirt, handprints, and dust. However, it may not be sufficient for stubborn grime and stains.

    2.       Shampoo wash

    Shampoo wash is one of the most popular, hassle-free, and affordable types of bike wash. The process involves using a bike shampoo mixed with water to break down dirt and grease. It’s essential to use a shampoo designed for vehicles to prevent paintwork damage.

    3.       Foam wash

    The bike foam wash comprises a cannon or spray to apply thick foam over the bike. The unique formulation clings to the surface longer than shampoo, loosening dirt and grime efficiently. The process is more expensive than shampoo wash but useful for deep cleaning.

    4.       Dry wash

    For quick wiping, dry wash products can be sprayed directly onto the bike's surface and wiped off with a microfiber cloth. This method is ideal when water access is limited or you need to clean your bike on the go.

    5.       Kerosene/diesel wash

    While not commonly recommended due to potential damage to paint and seals, some people use kerosene or diesel for heavy-duty cleaning of the engine and chain. It’s crucial to rinse thoroughly afterward to avoid residue.

    6.       Pressure wash

    Pressure washers can be effective in removing stubborn dirt. However, you must maintain a safe distance from components that can be damaged under pressure. A medium-pressure setting is recommended to prevent any damage to bike components.

    Conclusion

    Based on the extent of dirt and grime, you can easily alternate between these various types of bike washes. Regular cleaning enhances your bike's appearance and lets you spot potential issues before they escalate.

    While regular bike washes are important, it's also wise to prioritise routine maintenance and a comprehensive bike insurance policy. An all-inclusive insurance plan will safeguard your investment against unpredicted damages or accidents, allowing you to ride with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Types of Two-Wheeler Batteries

    by Almog Ramrajkar | Mar 21, 2025

    From daily commutes to long trips, modern two-wheelers rely heavily on their batteries for the best performance and range. With new types of bike battery technologies emerging every year, it’s important to stay updated on the available options so you can choose the one that best suits your riding goals and preferences.

    Read on to discover the various types of two-wheeler batteries perfect for Indian roads.

    List of various types of two-wheeler batteries

    Traditionally, the Indian two-wheeler market offers the following types of bike batteries:

    1.       Conventional lead-acid batteries

    These classic batteries remain popular due to their affordability and widespread availability. They contain lead plates submerged in sulphuric acid, delivering reliable performance for standard motorcycles. However, they require regular maintenance, such as monitoring fluid levels and adding distilled water to prevent damage.

    2.       Maintenance-free batteries

    As the name suggests, maintenance-free batteries do not require regular water top-ups. Built with sealed technology, they enhance reliability and longer service life than conventional batteries, making them ideal for modern biking experiences. The design prevents acid leaks, protecting valuable inner elements from corrosion.

    3.       Gel batteries

    Gel batteries use a gel-like electrolyte instead of liquid, which helps resist vibration and ensures efficient performance in extreme temperatures. They are particularly suited for high-performance motorcycles and do not require frequent replacement.

    4.       AGM (Absorbed Glass Mat) batteries

    AGM batteries are the premium bike batteries in the market, featuring fibreglass mat technology that holds the electrolyte. These advanced power sources provide high performance, excellent vibration resistance, and minimal maintenance requirements. AGM batteries are also less prone to sulfation—a common issue that affects battery lifespan.

    5.       Lithium-ion batteries

    These are the latest advancements in motorcycle batteries, offering significantly lighter weight and longer lifespans. While the initial cost might be high, superior performance and faster charging capabilities reduce the overall cost spent on your battery. Lithium-ion batteries are increasingly popular among sportbike enthusiasts due to their efficiency and reduced weight.

    Conclusion

    The right battery can significantly improve your two-wheeler’s performance and riding experience. Make sure to choose one that will add value to your overall investment. Just as you prioritise high performance and reliability for your bike, it’s equally important to protect it long-term with comprehensive insurance.

    An appropriate bike insurance online can cover accidents, own damage, and theft. By pairing a dependable battery with a tailored insurance plan, you can ride with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Two-Wheeler Road Tax in Telangana

    by mohit bohra | Mar 21, 2025

    A one-time bike life tax in Telangana is levied when you buy a new bike or renew a vehicle's registration with the state. The tax depends on the age of the two-wheeler, its cost, the capacity of the engine, and whether the vehicle will be used for personal or commercial purposes.

    Telangana Road Tax for Bikes

    The two-wheeler road tax in Telangana depends on the age of the vehicle. It is collected as a percentage of the original cost of the bike. The newer the vehicle, the higher the percentage levied. 

    Tax slabs for two-wheelers in the state are as follows: 

                                       

    Age of Vehicle       

    % of vehicle cost ( Lifetime Tax) costing less than Rs 50,000

    % of vehicle cost ( Lifetime Tax) costing more than Rs 50,000

    Brand New Vehicle (First-time registration)  

    9%

    12%

    Less than 2 years   

    8%

    11%

    2-3 year

    7%

    10%

    3-4 years

    6%

    9%

    4-5 years

    5%

    8%

    5-6 years

    4%

    7%

    6-7 years

    3.5%

    6.5%

    7-8 years

    3%

    6%

    8-9 years

    2.5%

    5.5%

    9-10 years

    2%

    5%

    10-11 year

    1.5%

    4.5%

    Above 11 years         

    1%

    4%

    Conclusion

    Paying two-wheeler road tax in Telangana is the most essential duty of bike owners to ride legally on the roads. Timely payment helps avoid penalties. Besides, maintaining updated two-wheeler insurance protects against accidents, damages, and theft.

  • Motorcycle Helmet Size Guide: Measure & Fit

    by Almog Ramrajkar | Mar 21, 2025

    Selecting the correct motorcycle helmet is crucial for both rider safety and comfort during journeys. However, accurate head measurement and helmet size selection are common points of confusion for many riders. This guide will walk you through a motorcycle helmet size guide, helping you make a better decision and enjoy a safe and comfortable ride.

    Step-by-Step Guide for Choosing a Motorcycle Helmet

    Use this motorbike helmet size guide to ensure a perfect fit for optimal safety and comfort.

    Measure Your Head

    Accurately measuring your head is the most crucial step in choosing the right motorcycle helmet. A soft measuring tape should be wrapped around the broadest area of your skull, directly above your ears and eyebrows. Measure in centimetres, which is the standard unit. The following is a general size guide:

    • Small (53-54 cm)
    • Medium (55-56 cm)
    • Large (57-58 cm)
    • X-Large (59-60 cm)

    However, as sizing may vary between brands, always refer to the specific brand's size chart for the most accurate fit.

    Try the Helmet On

    The helmet should fit snugly around your head without being uncomfortably tight. It should feel secure and well-fitted, with no noticeable pressure points. For full-face helmets, check that the chin bar is not pressing against your skin, as this could become uncomfortable during long rides. For open-face helmets, ensure the sides do not press tightly against your ears.

    Check the Fitment of the Strap

    The strap should be snug and securely fastened without causing discomfort. A well-adjusted chin strap ensures the helmet stays in place during an accident. Ideally, you should be able to fit one finger between the strap and your chin for a comfortable yet secure fit.

    Test the Helmet for Comfort

    The final step in choosing a helmet is to ensure it is comfortable for long rides. Wear the helmet for 15–20 minutes to check for any pressure areas or discomfort before making your final decision.

    Pay attention to areas where the helmet touches your head, especially the forehead, ears, and neck. If the helmet is uncomfortable, consider adjusting the fit or trying a different design.

    Conclusion

    A helmet is a vital safety accessory that ensures a secure and comfortable ride, but it’s just one part of staying protected on the road. Equally important is safeguarding your bike with the right insurance policy.

    Road conditions can be unpredictable, and having comprehensive bike insurance provides financial security against accidents, theft, and damages. Make sure to choose a policy that best suits your needs, so you can ride with confidence and peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Bike Road Tax in Maharashtra

    by mohit bohra | Mar 21, 2025

    Every motor vehicle owner must pay mandatory taxes and fees when registering their vehicle. The two-wheeler road tax in Maharashtra is compulsorily included in the total vehicle cost and is a one-time payment. Other fees and taxes are registration fees, fitness certificates, and pollution under control (PUC) certificate charges.

    Road Tax for Two-Wheelers In Maharashtra

    For new two-wheelers, the minimum tax is ₹1,500, and the rest of the amount is charged based on engine capacity:

    • Below 99cc motorcycles: 10% of the vehicle cost
    • Between 99cc and 299cc motorcycles: 11% of the vehicle cost
    • Above 299cc motorcycles: 12% of the vehicle cost

    Second registration for older vehicles:

    The percentage of bike road tax in Maharashtra for re-registered vehicles is 95.8% for 1-2-year-old vehicles and as low as 32.7% for those aged more than 12. 

    Conclusion

    Bike owners must pay taxes on time to avoid fines and penalties. Additionally, they must get two-wheeler insurance for financial protection for their bikes. A proper understanding of road tax and insurance obligations helps avoid penalties and keeps rides hassle-free throughout Maharashtra.

  • Two-Wheeler Road Tax in Punjab

    by mohit bohra | Mar 21, 2025

    Understanding the two-wheeler road tax in Punjab is important if you want to buy a new bike. This guide offers essential insights to help you comprehend and navigate the tax requirements as a bike owner. It will ensure that you are well-informed and pay the right tax as the law demands.

    Road Tax for Bikes in Punjab

    The road tax for two-wheelers in Punjab is structured based on the cost of the vehicle. Motorcycles priced at or below ₹1 lakh are taxed at 7.5%. This makes it cost-effective for entry-level models. A 10% tax is applicable for those priced between ₹1 lakh and ₹2 lakh — it is suited to mid-range motorcycles. Bikes exceeding ₹2 lakh attract an 11% tax. Payments can conveniently be made online or at local RTO offices, simplifying the process for bike owners.

    Conclusion

    Understanding the two-wheeler road tax in Punjab in detail helps you plan your finances effectively when considering purchasing a bike. Make sure that you always get comprehensive bike insurance to safeguard your two-wheeler against potential risks.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best value bikes under 1.5 lakh featuring dual-channel ABS

    by Almog Ramrajkar | Mar 21, 2025

    Choosing the perfect bike can be exciting yet overwhelming, especially when you're on a budget. Safety should always be a top priority when making your selection. If you're looking for an affordable bike that doesn't compromise on safety features, you're in the right place.

    This blog looks at some of the best dual-channel anti-lock braking system (ABS) bikes under 1.5 lakh. If you want an ABS bike under 1 lakh, consider single-channel models.

    List of bikes under ₹1.5 lakh with dual channel ABS

    ABS is one of the most important features of modern motorcycles. Single-channel ABS supports front-wheel braking, while a dual-channel handles both front and back wheels.

    An ABS system ensures the wheels do not lock up during emergency braking, especially on slippery or wet roads. The anti-lock mechanism increases the stopping power but reduces the braking distance, preventing skidding and improving rider control and safety.

    The following are some dual-channel ABS bikes under ₹1.5 lakh, each offering exceptional features, affordability, and safety. Please note that the prices listed are approximate.

    1.   Bajaj Pulsar NS200

    Price: ₹1.58 lakh (approx.)

    Engine: 199cc

    Power: 24.5 PS

    Torque: 18.74 Nm

    Features:

    • The bike features a 6-speed gearbox, offering smooth gear shifting.
    • Dual-channel ABS provides improved braking safety.
    • The front suspension includes upside-down forks, enhancing handling.
    • The bike has a full LED lighting system, including headlamps and DRLs.
    • The instrument cluster comprises a digital speedometer, trip meter, and analogue tachometer.

     

    2.   Bajaj Pulsar N250

    Price: ₹1.49 lakh (approx.)

    Engine: 249cc

    Power: 24.1 PS

    Torque: 21.5 Nm

    Features:

    • The suspension includes upside-down forks (USD) and a Nitrox mono-shock for better handling.
    • Braking is handled by dual-channel ABS with front and rear petal discs for improved safety.
    • The digital console is Bluetooth-connected and offers turn-by-turn navigation.
    • Traction control, assist, slipper clutch, and larger tyres enhance grip and safety.
    • The aerodynamic design features LED projector headlamps and updated graphics for a modern look.

     

    3.   TVS Apache RTR 160 4V

    Price: ₹1.24 lakh (approx.)

    Engine: 159cc

    Power: 17.31 PS

    Torque: 14.73 Nm

    Features:

    • The bike accelerates from 0-60 km/h in 4.8 seconds.
    • It has a telescopic front fork and mono-shock rear suspension.
    • Disc brakes are available, with the option of dual-channel ABS.
    • The design showcases sharp, aggressive styling with LED DRLs.
    • It features SmartXonnect for Bluetooth connectivity and turn-by-turn navigation.

     

    4.   Bajaj Pulsar N160

    Price: ₹1.34 lakh (approx.)

    Engine: 164.82cc, oil-cooled

    Power: 15.68 bhp

    Torque: 14.65 Nm

    Features:

    • The bike features dual-channel ABS with 300mm front and 230mm rear discs for enhanced braking performance.
    • It has telescopic front forks and an advanced monoshock rear for improved suspension.
    • The bi-functional LED projector headlamp improves visibility while riding.
    • Love this bike for Bluetooth connectivity, a gear position indicator, and a mobile charging port are included for convenience.
    • The design is sleek, with aggressive styling and an ergonomic seat height of 795mm for comfort.

     

    5.   Royal Enfield Hunter 350

    Price: ₹1.49 lakh (approx.)

    Engine: 349cc

    Power: 20.2 bhp

    Torque: 27 Nm

    Features:

    • The design is retro-inspired with modern ergonomics and a 790mm seat height for comfort.
    • Dual-channel ABS, 300mm front and 270mm rear discs ensure safety.
    • The 17" alloy wheels with tubeless tyres offer easy manoeuvrability.
    • The bike features a digi-analog instrument cluster and is compatible with Royal Enfield Tripper navigation.

     

    6.   Hero Xtreme 160R

    Price: ₹1.11 lakh (approx.)

    Engine: 163cc

    Power: 14.79 PS

    Torque: 14 Nm

    Features:

    • The bike has 276mm front and 220mm rear petal discs and dual-channel ABS for improved braking performance.
    • It features a telescopic front suspension and an adjustable mono-shock rear for better ride quality.
    • The sleek design includes an LED headlight, a tail lamp, and a sporty muffler cover.
    • The technology consists of an inverted LCD screen and Bluetooth connectivity.
    • It offers wide rear tyres and a new, comfortable pillion seat.

    Conclusion

    There are several excellent motorcycles available under ₹1.5 lakh that feature dual-channel ABS, offering both a thrilling riding experience and enhanced safety, particularly during emergencies. Whether you're drawn to sporty looks, style, or something in between, always prioritise safety when making your choice.

    It’s essential to remember that while these bikes offer great value for money, each has strengths and unique features. Choosing the right one ultimately depends on your riding style, performance preferences, and safety needs. Additionally, it's important to consider getting bike insurance for damage coverage in case of accidents, theft or loss. This ensures you can ride without worrying about the financial fallout from worst-case scenarios.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Scooters Under 80,000 in India Top Picks

    by Almog Ramrajkar | Mar 21, 2025

    Scooters are loved worldwide for their lightweight build and compact design, which facilitate easy navigation on busy roads. The market continues to impress enthusiasts through stylish, feature-packed, and budget-friendly scooter options.

    However, choosing a good two-wheeler that suits your pocket can be challenging, as many varieties are available. If you're seeking an affordable yet stylish scooter, keep reading to discover the best options priced below ₹80,000.

    List of scooty bikes under 80000 in India

    The following are some of the best scooters under 80000 available in the Indian market:

     

    1. TVS Jupiter - ₹ 79,720 (Approx.)(Avg. Ex-Showroom price)

     

    With its sleek design, lightweight frame, and fuel-efficient engine, this scooter caters to all kinds of riders, including students, working professionals, and homemakers. TVS Jupiter is a versatile, budget-friendly two-wheeler ideal for urban and semi-urban commutes. Its new engine and many exciting features attract new buyers. TVS Jupiter has better mileage than 78% of scooters.

     

    • Mileage:84 kmpl
    • Engine Capacity: 3 cc
    • Fuel Tank Capacity: 1 litres
    • Kerb Weight: 106 kg
    • Transmission: Automatic

     

    1. Honda Dio - ₹ 75,242 (Approx.)(Avg. Ex-Showroom price)

     

    Honda Dio is perfect for enthusiasts looking for an easy-to-maintain scooter with good pickup speed and mileage. Users state it as a high-performing, affordable, and long-lasting two-wheeler that offers an amazing riding experience. The kerb weight of the Honda Dio Deluxe is lower than 60% of tourer bikes.

     

    • Mileage: 48 kmpl
    • Engine Capacity: 51 cc
    • Fuel Tank Capacity: 3 litres
    • Kerb Weight: 103 kg
    • Transmission: Automatic

     

    1. Hero Pleasure Plus - ₹70,610  (Approx.)(Avg. Ex-Showroom price)

     

    Often considered the best scooty under 80000, the Hero Pleasure Plus has a graceful design with smooth lines that wrap around its body. This lightweight scooter features retro designs that stand out on the roads. The slim design ensures the scooter is easy to manoeuvre in busy city stress and tight urban roads.

     

    • Mileage: 50 kmpl
    • Engine Capacity: 9 cc
    • Fuel Tank Capacity: 8 litres
    • Kerb Weight: 104 kg
    • Transmission: Automatic

     

    Conclusion

    Finding a good scooter that suits your pocket and preference is now easier than ever. Whether you want a simple, low-maintenance option or a stylish, budget-friendly model with customisable features—the market has numerous varieties that can cater to your needs.

    When purchasing a scooter, remember to acquire comprehensive two wheeler insurance to ensure legal compliance. An appropriate policy also offers financial protection during unforeseen events like accidents, theft, and third-party damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cruiser Bikes Under 1.5 Lakhs: Budget Guide 2025

    by Almog Ramrajkar | Mar 21, 2025

    Cruiser bikes are perfect for riders who love comfortable long rides on stylish, classy motorcycles. Slightly different from sports motorcycles, these bikes are known for their relaxed seating position, smooth handling, and strong build. In India, the market is packed with a variety of cruiser bikes catering to different preferences and budgets.

    Here's a detailed guide to help you find the perfect  . These cruisers are designed to make any trip a joy ride.

    List of Best Cruiser Bikes Under 1.5 Lakhs

    Cruiser bikes under ₹1.5 lakhs offer a variety of features that cater to both performance and style. These bikes are made for comfort and endurance, with features like powerful motors that promise exhilarating rides and chic styles. Every option is trusted across parameters, whether it's up-to-date technology, fuel efficiency, mileage, or sturdy structure.

    Discover a smooth and fulfilling riding experience as you choose your ideal cruiser bike under 1.5 lakh:

    1. Royal Enfield Hunter 350

     

    • Price: ₹1.49 to 1.75 lakhs (approx.)
    • Engine: 349cc
    • Mileage: 36 kmpl
    • Fuel Type: Petrol

     

    The Royal Enfield Hunter 350 is a dashing favourite. It features a 5-speed gearbox and a 13-litre fuel tank. The motorcycle has disc brakes at both ends and has a kerb weight of about 177 kg. Design highlights include a shorter wheelbase, lighter overall weight, and tighter geometry for enhanced manoeuvrability. The bike’s digi-analog instrument cluster retains the charm of the analogue era with the functionality required today.

     

    2. TVS Ronin 225

     

    • Price: ₹1.35 to 1.72 lakhs (approx.)
    • Engine: 225cc
    • Mileage: 42 kmpl
    • Fuel Type: Petrol

     

    The TVS Ronin is equipped with a 5-speed gearbox, 14-litre fuel tank, and assist-and-slipper clutch. The overall frame is double-cradle split synchro stiff for a relaxed riding posture and enhanced comfort. Design highlights include a digital instrument cluster, LED lighting, and a matt black muffler guard.

     

    3. Keeway SR125

     

    • Price: ₹1.20 lakhs onward (approx.)
    • Engine: 125cc
    • Mileage: 50 kmpl
    • Fuel Type: Petrol

     

    The Keeway SR125 features a 5-speed transmission and a chain drive system. The bike has a fuel tank capacity of 14.5 litres and a kerb weight of 120 kg. The seating design is ergonomic, with a wheelbase of 1,285 mm and a seat height of 780 mm. The SR125 is equipped with telescopic front forks and preload adjustable dual rear shocks. Braking is managed by a 300 mm front disc and a 210 mm rear disc, complemented by a Combined Braking System (CBS).

     

    4. Bajaj Avenger Street 160

     

    • Price: ₹1.18 lakhs onward (approx.)
    • Engine: 160cc
    • Mileage: 45 kmpl
    • Fuel Type: Petrol

     

    Among the best cruiser bikes under 1.5 lakhs, the Bajaj Avenger Street 160 is a sleek, high-impact machine. Best suited to busy urban settings, it features a 5-speed gearbox and a 13-litre fuel tank. The motorcycle has telescopic front forks with a double anti-friction bush and a 5-step adjustable twin shock absorber at the rear. Braking capacity is handled by a 280 mm front disc with single-channel ABS and a 130 mm rear drum brake.

     

    5. Bajaj Avenger Cruise 220

     

    • Price: ₹1.45 lakhs onward (approx.)
    • Engine: 220cc
    • Mileage: 40 kmpl
    • Fuel Type: Petrol

     

    The Bajaj Avenger Cruise 220 is designed for comfort with a low-slung, wider seat and upright handlebars. The cushioned backrest enhances comfort for both the rider and the pillion. The motorcycle features a 5-speed gearbox and a 13-litre fuel tank. Safety is addressed with a 280 mm front disc brake equipped with single-channel ABS and a 130 mm rear drum brake.

     

    6. Kawasaki W175

     

    • Price: ₹1.22 onwards (approx.)
    • Engine: 177cc
    • Fuel Type: Petrol

     

    The lightweight, retro-styled 2024 Kawasaki W175 is designed for the quintessential Indian urban rider. It has a 5-speed transmission and time-saving fuel injection system. The bike features a 30 mm telescopic front fork and dual rear shocks, providing a comfortable ride.

     

    7. Keeway SR 250

     

    • Price: ₹1.49 lakhs onward (approx.)
    • Engine: 223cc
    • Mileage: 36 to 40 kmpl
    • Fuel Type: Petrol

     

    The Keeway SR 250 is a neo-retro motorcycle designed for daily use. The bike has a dry weight of 125 kg and a tank capacity of 14.5 litres. The SR 250 is equipped with telescopic front and rear suspension, a 300 mm front disc brake, a 210 mm rear disc brake, and dual-channel ABS.

    Conclusion

    Choosing the best cruiser bike under ₹1.5 lakh depends on your individual needs and preferences, but you'll find plenty of options that meet various criteria. Whether you prioritise engine power, mileage, or aesthetic styling, there's a wide variety within this budget range. Don’t forget to secure bike insurance to protect your investment; it provides financial support in case of accidents or theft. With the right insurance policy, you can enjoy your rides with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Full Helmets Vs Half Helmets: A Comprehensive Guide to Choosing the Right One for You

    by Almog Ramrajkar | Mar 21, 2025

    Helmets are crucial for your safety. They keep your head and face protected while riding, and can be a lifesaver in case of accidents. When it comes to helmets, there are two major options available: full helmets and half helmets.

    It is important to understand their differences so that you can make an informed decision for your safety.

    In this blog, we’ll delve into the features, advantages, and disadvantages of full helmets vs half helmets, offering a comprehensive comparison to aid you in making the best choice for your riding needs. 

    What is full helmet?

    Otherwise known as a full-face helmet, a full helmet covers the whole head, including the face, jaw, and chin. It typically has a solid outer shell made from durable materials like polycarbonate or fibreglass. It features a padded interior for impact absorption as well as comfort. The whole helmet completely protects the head, making it popular among safety-conscious bikers.

    Advantages of full face helmets

    Let us understand the benefits of using full-face helmets:

    • Enhanced Protection: Full helmets give maximal protection as they cover the entire head and face. Notably, they feature a chin bar that shields both the chin and the jaw in the event of a crash.
    • Impact Absorption: The combination of a cushioned interior and a firm outer shell serves to absorb impact. This mitigates the risk of serious head injuries.
    • Aerodynamic Design: To reduce wind resistance and drag, full helmets are designed to be aerodynamic. This adds to comfort and functionality during rides.
    • Integrated Visor: Most full helmets have an integrated visor that shields the eyes from the elements—wind, debris, harmful ultraviolet radiation, etc. This helps to enhance visibility while riding, adding to the safety of the rider.

    Disadvantages of full face helmets

    Let us dive into the disadvantages of full-face helmets:

    • Restricted Peripheral Vision: Although full helmets offer good overall visibility, they can limit peripheral vision and make it harder to see vehicles on the side or any obstacles on the road.
    • Heat and Discomfort: Full helmets trap heat and sweat, causing discomfort to riders during summers.
    • Communication Challenges: It may be difficult to communicate with other vehicles on the road, or even hear surrounding sounds. This is because the helmet’s enclosed design reduces sound audibility.

    What is half helmet?

    Also known as an open-faced helmet, a half helmet provides protection for the upper and back parts of the head, while leaving the face exposed.

    It generally has a lighter and more ventilated design, which makes it a favoured option for riders who prefer a more ventilated helmet option.

    Advantages of half helmet

    Half helmets have certain advantages, they are:

     

    • Greater Visibility: Half helmets provide riders with a wider range of view to make it easier to scan their surroundings.
    • Enhanced Airflow: The open style does not trap heat and sweat, and keeps riders cool in summers as it allows for better airflow.
    • Easier Communication: As the face is exposed, riders can communicate more easily with others. This makes it particularly suitable for group rides.
    • Easy for Riders with Glasses: Half helmets do not interfere with the eyewear because of their open design. Hence, they are often more convenient for riders who wear glasses.

    Disadvantages of half helmet

    There are certain disadvantages of half helmets, let’s discuss them here:

    • Reduced Protection: The most vulnerable areas, face and chin, are left exposed and are therefore less protected.
    • Increased Exposure to Elements: Riders in half helmets are more exposed to wind, dust, and debris, causing discomfort and distraction.
    • Higher Noise Levels: Half helmets offer less noise reduction compared to full helmets and pose a safety concern due to the lack of protection for the face.
    • Lack of Integrated Visor: Riders have to use separate eye protection and this may be uncomfortable.

    Full helmet vs half helmet: Which one is better?

    In the end, the choice between a half helmet vs full helmet depends on your riding style and preference. If you prioritise safety, then you should go for a full helmet, as it offers superior protection and impact absorption. Moreover, it is perfect for longer rides or high-speed travel where the risk of accidents is greater.

    On the other hand, a half helmet may be a better pick if you enjoy taking leisurely rides in warm weather and prefer a more open design. It is more convenient for short trips and offers great airflow and visibility. However, riders should be aware of the greater risk associated with it.

    Conclusion

    Safety considerations and personal preference are the major factors to consider while deciding between a full helmet or a half helmet. Regardless of your choice, it is important to understand that safety gear is just one part of protecting yourself on the road. Having proper bike insurance is equally important. Good insurance helps cover bike repair costs, offering you financial protection in case of accidents, loss or theft. Therefore, investing in a proper helmet as well as bike insurance ensures complete protection so that you can ride freely.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Where to Find the Engine Number on a Bike?

    by mohit bohra | Mar 20, 2025

    If you're wondering where is the engine number on a bike, you are not alone. Understanding where to find the bike engine number is critical for tasks such as registration, insurance, and maintenance. This article will help you know where to find the engine number on a bike.

    How To Find the Engine Number of Your Bike?

    Want to know where the engine number is located on a bike? Well, there are some general spots that you should check first. The answer to where is bike engine number is is to find it either on the frame or the engine itself. Usually, a bike's engine number can be found on the side of the engine casing; look for a small, generally engraved or stamped number.

    Still, trying to figure out where to find the motorcycle engine number? Refer to your bike's owner manual. Most of the time, it is included in a diagram showing where it is. You could also try looking at the VIN plate. Quite often, the engine number is also found on the plate.

    Most bikes also have the engine number inscribed under the seat or on the frame near the seat post. Removing the seat may help you find it.

    Dirt and grime can often obscure the engine number. If you still cannot read it, you may seek the help of a mechanic or dealership.

    In connection with your two-wheeler insurance, ensure that you record the correct engine number while registering for it. Any incorrect information creates a problem in the policy or when making a claim.

    Conclusion

    The question where is the engine number on a bike does not seem that tough. Right? The above tips will help you trace your bike's engine number for maintenance, registration, and insurance purposes.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bike Road Tax in Delhi

    by mohit bohra | Mar 20, 2025

    Understanding the requirements for bike road tax in Delhi can seem overwhelming. However, with the right guidance, it may look quite straightforward. We are here to provide an essential overview to ensure you meet all the necessary regulations efficiently when purchasing a bike. Let us begin.

    Two-Wheeler Road Tax in Delhi 

    The two-wheeler road tax in Delhi varies by type and engine capacity. Mopeds and auto cycles under 50 cc are taxed at ₹650 per year. Motorcycles and scooters above 50 cc face a levy of ₹1,220 annually. Tricycles incur a tax of ₹1,525 each year. These rates apply regardless of the vehicle’s age or purchase price. It ensures simplicity and uniformity in tax assessment for bike owners in Delhi. 

    Conclusion

    Stay informed about the road tax in Delhi, as it ensures compliance and smooth riding. You must also get appropriate bike insurance to safeguard your journey against potential risks on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Bikes VS Motorcycle

    by mohit bohra | Mar 20, 2025

    Have you ever thought about why everyone is interested in debating on the topic “bike vs motorcycle?” If yes, let us take a quick rundown on bike and motorcycle difference. It will help you choose the right ride for your lifestyle and needs.

    Difference Between Bike and Motorcycle

    Images of lightweight, pedal-powered bicycles suited for leisurely park rides or quiet city commutes come to mind when we discuss bikes. In contrast, motorcycles evoke thoughts of powerful engines designed for speed and long-distance travel on open roads. The difference between these two is not just in the names. It extends to their functionality, lifestyle suitability, and usage.

    Bicycles encompass traditional pedal bikes and modern electric variants. They are noted for their environmental benefits and health perks. They offer an economical mode of transportation ideal for avoiding urban congestion and promoting physical fitness. Bicycles generally have lower maintenance and operational costs as they do not require fuel — this makes them cost-effective over time.

    Meanwhile, motorcycles are built for power and endurance and they are equipped to manage long journeys and high speeds. They cater to those seeking thrill and a sense of freedom, attributes less pronounced in bicycle riding. This power comes with higher costs related to fuel, maintenance, and more substantial insurance premiums, given the higher risk factors.

    Insurance is crucial for both types of vehicles but it serves different functions. Bike insurance typically covers theft, damage, and some liability and it is important for protecting pricier e-bikes. Motorcycle insurance is a legal necessity and it extends to these areas and critically covers potential accident costs. Motorcycles' speed and exposure mean that accidents can lead to significant financial repercussions.

    Motorcycle and bike insurance is designed to fit the particular dangers related to each type. Appropriate insurance will guarantee the financial and physical safety of the rider throughout their journey and shield the investment in the vehicle. Selecting the correct insurance will offer you peace of mind and a safer experience independent of the type of bike ride or motorbike excursion chosen.

    Conclusion

    Understanding the differences between bikes and motorcycles helps align choices with lifestyle needs. Bikes are great for urban commuting whereas motorcycles cater to those seeking speed and adventure. Knowing these distinctions aids in selecting the right vehicle for your lifestyle.

  • Bike Road Tax in West Bengal

    by mohit bohra | Mar 20, 2025

    With a road network extending over 95,000 kilometres, the state of West Bengal boasts countless vehicles. Whether purchasing a new two-wheeler or already having one in use, paying bike road tax in West Bengal is mandatory. This blog talks about different road tax slabs in the state.

    Road Tax For Two-Wheelers in West Bengal

    The road tax in West Bengal for two-wheelers depends on various factors, such as the vehicle's engine capacity and its private or commercial use.

    On the basis of engine capacity, the two-wheeler tax in West Bengal levied is as follows:

     

    Engine Capacity (cc) 

     Lifetime Road Tax in West Bengal

    Up to 80cc

     Rs 1,560

    80cc to 170cc      

    Rs 3,125

    170cc to 250cc

    Rs 4,685

    Over 250cc

    Rs 6,250

     

    Also, the two-wheeler road tax in West Bengal depends upon the make and model of the vehicle. Exclusive or imported bikes may be charged higher rates.

    Conclusion

    Every two-wheeler owner in West Bengal has to pay bike road tax. To avoid any hassle, pay West Bengal two-wheeler road tax online or offline. Additionally, it's essential to maintain valid two-wheeler insurance to ensure extensive coverage and compliance with legal requirements.

  • Best Adventure Bikes Under 2.5 Lakhs: Top Options 2025

    by Almog Ramrajkar | Mar 20, 2025

    Adventure biking has become a growing trend in India with many enthusiasts seeking a versatile motorcycle capable of tackling both urban roads and rugged terrains. Adventure bikes are strong, reliable and suitable for off-road travel. For those who wish to explore the thrill of adventure biking without going over budget, there are excellent options available within the ₹2.5 lakh segment. In this blog, we’ll look at some of the  , detailing their features, specifications, and suitability for riders.

    List Of Best Adventure Bikes Under 2.5 Lakhs

    The following are some of the best cruiser bikes under INR 2.5 lakh:

    1.     KTM 250 Adventure

    The KTM 250 Adventure is a highly capable bike in the adventure category, renowned for its performance and reliability. Starting at ₹2.4 lakh (approx., ex-showroom), it provides a well-balanced combination of power and specifications.

    • Engine and Performance: It is powered by a 249cc liquid-cooled, single-cylinder engine that produces 26.1 bhp and 24 Nm of torque. The bike’s 6-speed gearbox ensures smooth transitions and excellent performance on highways and off-road trails.
    • Key Features: The KTM 250 Adventure is equipped with off-road ABS for enhanced braking safety. It also has a 14.5-litre fuel tank that provides a decent range for long rides.
    • Design and Build: Its rugged build, 200 mm ground clearance, and kerb weight of 177 kg make it an excellent choice for off-road adventures while also ensuring easy handling in urban environments.

     

    2.     Suzuki V-Strom SX 250

    The Suzuki V-Strom SX 250 is a recent addition to Suzuki’s adventure bike segment. It has quickly gained popularity for its versatility and reliability. Starting at ₹2.20 lakh (approx., ex-showroom), it combines the adventure-ready design of the V-Strom series with modern features.

     

    • Engine and Performance: The V-Strom SX 250 features a 249cc oil-cooled, single-cylinder engine that outputs 26.5 PS and 22.2 Nm of torque. This engine, paired with a 6-speed gearbox, ensures smooth performance for highway cruising and off-road trails.
    • Key Features: Equipped with dual-channel ABS, LED lighting, and an advanced digital instrument cluster with smartphone connectivity, it offers a premium experience. Its 12-litre fuel tank ensures sufficient range for long rides.
    • Design and Build: The bike's sturdy design, ground clearance of 205 mm, and lightweight frame (167 kg kerb weight) make it agile for both city commutes and rugged terrains.

     

    3.     Royal Enfield Scram 411

    For those who love the rugged capabilities of the Himalayan but seek a more street-focused design, the Royal Enfield Scram 411 is an ideal option. It’s priced at approximately ₹2.05 lakh (approx., ex-showroom).

     

    • Engine and Performance: The Scram 411 shares the same 411cc single-cylinder engine as the Himalayan, delivering 24.3 bhp and 32 Nm of torque. The engine is reinforced with a 5-speed gearbox that provides smooth performance for city rides and occasional off-road excursions.
    • Key Features: The bike has a 15-litre fuel tank, dual-channel ABS, and 200 mm of ground clearance. It is appropriate for mixed-use riding because of these attributes.
    • Design and Build: At 185 kg, the Scram 411 is slightly lighter than the Himalayan, making it more agile in urban conditions while retaining its off-road prowess.

     

    4.     Hero XPulse 200 4V

    The Hero XPulse 200 4V is one of the most affordable adventure bikes in India, priced between ₹1.51 lakh and ₹1.67 lakh (approx., ex-showroom). Despite its budget-friendly nature, it packs a punch in terms of features and usability.

     

    • Engine and Performance: It is powered by a 199cc oil-cooled, single-cylinder engine that produces 18.9 PS and 17.35 Nm of torque. The bike’s 5-speed gearbox ensures decent performance across various terrains.
    • Key Features: The XPulse 200 4V is equipped with single-channel ABS and a 13-litre fuel tank. Its 220 mm ground clearance and lightweight design (159 kg kerb weight) make it highly manoeuvrable.
    • Design and Utility: This bike is built for off-road adventures. It's long-travel suspension and rugged tyres. It also includes features like a fully digital instrument cluster with Bluetooth connectivity.

     

    5.     Honda CB200X

    Starting at ₹1.47 lakh (approx., ex-showroom), the Honda CB200X offers a unique combination of adventure styling and commuter-friendly performance. Starting at ₹1.47 lakh (approx., ex-showroom).

     

    • Engine and Performance: The bike is equipped with a 184.4cc single-cylinder engine that delivers 17.03 bhp and 15.9 Nm of torque. The 5-speed gearbox ensures smooth and consistent power delivery.
    • Key Features: The CB200X comes with single-channel ABS and a 12-litre fuel tank. It has a ground clearance of 167 mm, which is adequate for mild off-road trails and city rides.
    • Comfort and Design: With its lightweight build (147 kg kerb weight) and upright seating position, the CB200X is a comfortable bike for daily commutes and weekend getaways.

    Conclusion

    Adventure biking is no longer reserved for premium motorcycles. With several affordable options under ₹2.5 lakh, riders can now explore challenging terrains and scenic routes without stretching their budget.

    Choosing the right bike ultimately depends on your riding style, preferences, and budget. Whether you're an experienced adventurer or a beginner eager to explore, these affordable bikes offer the perfect introduction to the world of adventure biking. Remember, as you tackle unpredictable terrain, it’s wise to secure your journey with an appropriate bike insurance policy that can cover the costs of routine maintenance while also offering financial protection in the event of an accident or even theft.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best Cruiser Bikes Under 10 Lakhs: Premium Guide 2025

    by Almog Ramrajkar | Mar 20, 2025

    Comfortable riding and mellow style are the hallmarks of cruiser bikes that make them a top choice for motorbike lovers. Are you looking to hit the highway without breaking the bank?

    This blog will explore the best cruiser bikes under 10 lakhs. These bikes combine functionality, convenience, and aesthetics to make you relish every ride. Whether you’re an experienced rider or a novice, there’s a cruiser for everyone in this price range. Many of these bikes offer impressive performance while also providing the comfort needed for long-distance rides.

    With their timeless design and ease of handling, these cruisers allow you to experience the thrill of the open road without compromising on style or comfort.

    List Of Best Cruiser Bikes Under 10 Lakhs

    The following are some top options for cruiser bikes under 10 lakh:

    ●       Royal Enfield Classic 350

    Price: ₹1.9 lakhs to ₹2.3 lakhs (approx.)

     

    Many cruiser bike lovers consider the Royal Enfield Classic 350 a timeless option. This motorcycle exemplifies classic biking through two key features: retro design and robust build. It runs on a 349cc engine, making it ideal for seamless, long-distance rides. Other great features of this ride are its comfortable seats, cool sound, and top-notch handlebars. The Classic 350 also offers excellent fuel efficiency, which adds to its appeal for both short commutes and long highway journeys. With its solid suspension system and smooth handling, it provides a relaxed and enjoyable ride, making it a favourite among both seasoned riders and beginners.

    ●       Bajaj Avenger Cruise 220

    Price: ₹1.45 lakhs (approx.)

     

    The Bajaj Avenger Cruise 220 is another popular pick for fans of cruiser bikes. This 220cc engine bike has great torque and functions efficiently. Its low-lying seat and wide handlebars offer a relaxed riding experience, which is excellent for long-distance journeys. In addition to its modern features, the Avenger Cruise 220 also features a stylish design, all in one affordable package, making it a top pick in the segment. Its durable build, smooth ride, and excellent handling make it an ideal option for riders who want both style and performance on the road.

    ●       Kawasaki Vulcan S

    Price: ₹7.1 lakhs (approx.)

     

    If you're in search of something that turns heads, then the Kawasaki Vulcan S might be the bike you’re looking for. This motorcycle has a distinct design that sets it apart from conventional cruisers. With its high-impact 649cc engine, it generates sufficient power for both city cruising and highway rides. Additionally, the Vulcan S accommodates riders of varying heights with its adjustable ergonomics, allowing everyone to find a comfortable and personalised seating position.

    ●       Honda Rebel 500

    Price: ₹4.5 lakhs onwards (approx., expected)

     

    If you're looking for a contemporary take on the classic cruiser style, the upcoming Honda Rebel 500 is the perfect choice. Its 471cc parallel-twin engine strikes an excellent balance between power and efficiency. Both seasoned and novice riders will find this lightweight motorcycle easy to handle. It also features comfortable seats for a relaxed riding position. With its modern design, smooth performance, and user-friendly features, the Honda Rebel 500 is ideal for anyone seeking a stylish yet practical cruiser for everyday use and long rides.

    ●       TVS Ronin

    Price: ₹1.35 lakhs to ₹1.72 lakhs (approx.)

    This 255cc motorcycle is perfect for city cruising and weekend getaways. Its contemporary styling and features—such as LED lighting and a digital instrument cluster—make it a favourite among tech-savvy riders. For younger riders seeking style, performance, comfort, and ease of operation, the Ronin is one of the top choices. Its lightweight design and smooth handling further enhance its appeal, making it ideal for both daily commuting and leisurely rides. Whether navigating city streets or exploring nearby routes, the Ronin offers a versatile, enjoyable riding experience for riders of all skill levels.

    ●       Yamaha XSR155

    Price: ₹1.8 lakhs (approx., expected)

     

    Equipped with a 155cc engine that delivers high performance and agility, the Yamaha XSR155 is an upcoming lightweight cruiser, expected to be favoured by younger riders. Inspired by vintage culture and powered by modern technology, it appeals to urban riders. Its easy-to-handle design makes it perfect for novice riders. The XSR155 is set to be an exciting, budget-friendly option, combining classic aesthetics with contemporary features to offer a unique riding experience. Whether you're a city commuter or a weekend explorer, this bike promises to deliver a smooth, enjoyable ride.

    Conclusion

    Finding a cruiser two-wheeler within a budget of 10 lakhs is easier than you might think. With a variety of options available, you can find a bike that meets your specific requirements and budget.

    When choosing a cruiser bike, it’s important to consider factors such as engine size, agility, comfort, and design.

    Additionally, securing comprehensive bike insurance is an essential part of the buying process. It not only safeguards your new cruiser against damages but also offers protection in the event of accidents, theft, or natural disasters. A comprehensive policy covers both own damage and third-party liabilities, including bodily injuries or property damage caused to others. This ensures you're financially protected, making your experience on the road safer and more enjoyable.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 5 Lakhs: Luxury Rides 2025

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes are a favourite among bike enthusiasts. Their comfort, style, and long-distance capabilities make these motorcycles unique. Cruiser bikes come with powerful engines and designs meant for relaxed riding positions, irrespective of whether you’re on a ride through a city or on a long-distance adventure.

    The good news is that you don’t have to go over budget to own one, as there are several options available in different price ranges.

    Read on to explore some of the best cruiser bikes under 5 lakhs.

    List of Best Cruiser Bikes Under 5 Lakhs

    Several excellent bike options under INR 5 lakh combine style, power, and value for money. Here’s a curated list of sleek models to help you find your perfect ride:

     

    1. Honda Hness CB350

     

    • Price: ₹2.1 Lakhs onward (approx.)
    • Engine: 348 CC
    • Mileage: 35 to 45 kmpl

     

    The Honda CB350 runs on a 348.36cc air-cooled, single-cylinder engine, delivering 15.5 kW at 5,500 rpm with 30 Nm of torque at 3,000 rpm. It features a 5-speed gearbox and a 15-litre fuel tank. The motorcycle has disc brakes on both ends, dual-channel ABS, and rides on alloy wheels with tubeless tyres. The CB350 also includes a digital-analogue instrument cluster and full LED lighting.

     

    1. Royal Enfield Interceptor 650

     

    • Price: ₹3.03 Lakhs onward (approx.)
    • Engine: 64b CC
    • Mileage: 23 kmpl

     

    The Royal Enfield Interceptor 650 is a modern classic motorcycle that combines retro styling with contemporary performance. The bike runs on a 648cc air/oil-cooled, parallel-twin engine generating 52 Nm of torque at 5,250 rpm and 47.4 horsepower at 7,250 rpm, paired with a 6-speed gearbox. The bike features a 13.7-litre fuel tank, ensuring ample range for long rides. Its design includes a classic round headlamp, twin-pod instrument cluster, and a comfortable seat, all contributing to its timeless appeal.

     

    1. Royal Enfield Classic 350

     

    • Price: ₹1.99 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 35 to 41 kmpl

     

    The Royal Enfield Classic 350 is a new iteration of the iconic 1950s design, blending classic aesthetics with contemporary performance. It is powered by a 349cc air-oil cooled, single-cylinder engine, delivering 27 Nm of torque at 4,000 rpm and 20.2 hp at 6,100 rpm, paired with a 5-speed gearbox. The motorcycle features a 13-litre fuel tank, ensuring ample range for long rides. Its design includes a classic round headlamp, a twin-pod instrument cluster, and a comfortable seat, all contributing to its timeless appeal.

     

    1. Harley Davidson X440

     

    • Price: ₹2.39 Lakhs onward (onwards)
    • Engine: 440 CC
    • Mileage: 35 kmpl

     

    Often touted as one of the best cruiser bikes under 5 lakhs, the Harley-Davidson X440 is a modern cruiser that combines classic styling with contemporary performance. It is powered by a 440cc single-cylinder, air-oil cooled engine, producing 38 Nm of torque at 4,000 rpm and 27 horsepower at 6,000 rpm. The bike uses a 6-speed transmission, optimised for both highway cruising and city commuting. The X440 features a 13.5-litre fuel tank, ensuring ample range for long rides.

     

    1. Triumph Speed 400

    • Price: ₹2.40 Lakhs onward (approx.)
    • Engine: 398 CC
    • Mileage: 30 kmpl

     

    The Triumph Speed 400 is a high-impact motorcycle that combines iconic styling with contemporary performance. It is powered by a 398.15cc liquid-cooled, single-cylinder engine, producing 40 PS at 8,000 rpm and 37.5 Nm of torque at 6,500 rpm. The engine has a 6-speed gearbox and features a slip clutch for smoother gear changes. The Speed 400 features a 13-litre fuel tank, ensuring ample range for long rides.

     

    1. Royal Enfield Bullet 350

     

    • Price: ₹1.73 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 35 kmpl

     

    As every Royal Enfield fan will tell you, the Bullet 350 is timeless. The motorcycle’s latest model is part of the Royal Enfield heritage spanning over nine decades. The 349cc single-cylinder, air-cooled engine produces 27 Nm of torque at 4,000 rpm and 20.4 PS at 6,100 rpm, and is paired with a 5-speed manual gearbox. The widespread popularity of the Royal Enfield Bullet 350 comes as no surprise, thanks to its kerb weight of 195 kg and seat height of 805 mm, making it suitable for a wide range of riders.

     

    1. Jawa 42 Bobber

     

    • Price: ₹2.13 Lakhs onward (approx.)
    • Engine: 334 CC
    • Mileage: 30.56 kmpl

     

    The Jawa 42 Bobber is a stylish motorcycle that combines classic design with modern features. It is powered by a 334cc air-cooled engine producing 29.9 PS of power and 32 Nm of torque. The bike uses a versatile 6-speed manual transmission. Its kerb weight of 185 kg and seat height of 740 mm makes it suitable for various riders. It comes with a 12.5-litre fuel tank, offering a good range for longer rides.

     

    1. Royal Enfield Meteor

     

    • Price: ₹2.05 Lakhs onward (approx.)
    • Engine: 349 CC
    • Mileage: 42 to 41 kmpl

     

    The Royal Enfield Meteor 350 is powered by a 349cc air-oil cooled, single-cylinder engine producing 27 Nm of torque at 4,000 rpm and 19 horsepower at 6,100 rpm. The engine has a 5-speed gearbox and ops include electronic fuel injection for smooth power delivery. The bike is accessible for a range of riders due to its 191 kg kerb weight and 765 mm seat height. It comes with a 15-litre fuel tank, offering a good range for longer rides.

    Conclusion

    The best cruiser bikes under ₹5 lakhs come from a wide range of options suiting different preferences. Whether you prioritise aesthetics, tech, or ergonomics, every bike has an ideal balance of features.

    From the timeless appeal of Harley Davidson and Royal Enfield to the modern charm of Triumph and Jawa, these cruiser bikes deliver great value for money. As you choose the one that best fits your style, don’t forget to acquire appropriate bike insurance. A good insurance policy keeps you and your ride protected from financial strain in case of emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 3 Lakhs: Premium Picks 2025

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes have a charm of their own. Each combines comfort, power, and the iconic styling of its respective brand. They are your perfect companions whether you are heading out on a leisurely long ride or want a comfortable yet stylish bike for daily commutes. If you’re on a budget, here is our curation of the best cruiser bikes under 3 lakhs. With powerful engines and timeless designs ensuring ergonomic, relaxed riding postures, cruiser bikes are all about enjoying the journey as much as the destination.

    List of Best Cruiser Bikes Under 3 Lakhs

    Cruiser bikes are ideal for long rides and daily city travel because they combine comfort, style, and performance via distinctive features. The following are some of the best options:

     

    1. Royal Enfield Meteor 350

    • Price Range: ₹2.06 to 2.3 lakhs (approx.)
    • Engine: 349cc air/oil-cooled engine; 20.2 bhp; 27 Nm
    • Top Speed: 114 kmph
    • Mileage: 41.88 kmpl

     

    The Royal Enfield Meteor 350's powerful engine is paired with a 5-speed manual transmission. Its ergonomic design includes a split seat with backrest, forward-set footpegs, and raised handlebars for comfort. The semi-digital cluster integrates Tripper navigation with turn-by-turn directions. Safety features include dual-channel ABS and an LED headlamp.

     

    2. Honda CB350RS

     

    • Price Range: ₹2.15 to 2.19 lakhs (approx.)
    • Engine: 348 cc air-cooled, 4-stroke OHC single-cylinder engine; 15.5 kW; 30 Nm
    • Top Speed: 150 kmph
    • Mileage: 36 kmpl

     

    For more seamless gear shifting, the Honda CB350RS features a 5-speed gearbox with a slipper clutch and assist. The bike's half-duplex cradle frame and telescopic front suspension, along with the wider 150/70-17 rear tyre, enhance stability and handling. The bike also includes essential safety features like a dual-channel ABS and an emergency stop signal.

     

    3. Triumph Speed 400

     

    • Price Range: ₹2.4 lakhs (approx.)
    • Engine: 398.15 cc liquid-cooled, single-cylinder engine; 40 PS; 37.5 Nm
    • Top Speed: 160 kmph
    • Mileage: 34 kmpl

     

    The 2025 Triumph Speed 400 comes with a 6-speed gearbox and a slip clutch for smoother gear changes. The bike features a strong steel frame, inverted front forks, and rear monoshock equipment with adjustable preload, providing 130mm front and 120mm rear travel for a comfortable ride. Braking is managed by a 300mm front disc and 230mm rear disc, both equipped with ABS for added safety. It rides on 17-inch alloy wheels with 110/80 R17 front and 150/70 R17 rear tyres.

     

    4. Royal Enfield Goan Classic 350

     

    • Price Range: ₹2.35 to 2.38 lakhs (approx.)
    • Engine: 349 cc air-oil cooled, single-cylinder engine; 20.2 bhp; 27 Nm
    • Top Speed: 114 kmph
    • Mileage: 36.2 kmpl

     

    Among India’s best cruiser bikes under 3 lakhs, The Royal Enfield Goan Classic 350 is a stunning bike. Technical details include a 5-speed gearbox, 1,400mm wheelbase, 170mm ground clearance, and a comfortable 750mm seat height with raised handlebars. Weighing 197 kg, it has a 13-litre fuel tank, making it practical for long journeys.

     

    5. Harley-Davidson X440

     

    • Price Range: ₹2.4 to 2.79 lakhs (approx.)
    • Engine: 440 cc single-cylinder, air-oil cooled engine; 27 bhp; 38 Nm
    • Top Speed: 135 kmph
    • Mileage: 35 kmpl

     

    The Harley-Davidson X440 is equipped with 6-speed transmission optimised for both highway cruising and short travels within the city. The motorcycle's design includes a classic turtle tank, wide and flat handlebars for a commanding rider position, and a comfortable saddle-style seat suitable for long rides. The chassis comprises a KYB USD 43mm dual cartridge front fork and gas-filled twin rear shocks with 7-step preload adjustment, ensuring confident handling.

     

    6. Jawa Perak

     

    • Price: ₹2.13 lakhs (approx.)
    • Engine: 334 cc single-cylinder, liquid-cooled engine; 30.64 PS; 32.74 Nm
    • Top Speed: 140 kmph
    • Mileage: 34.05 kmpl

     

    The Jawa Perak is a bobber motorcycle with a distinctive floating seat design. Specs include electronic fuel injection, a 6-speed gearbox, 185 kg overall weight, and low-slung single seat. The Perak is equipped with telescopic front forks and a monoshock rear suspension, ensuring a comfortable ride.

     

    7. Honda Hness CB350

     

    • Price Range: ₹2.1 to 2.16 lakhs (approx.)
    • Engine: 348 cc air-cooled engine; 15.5 kW; 30 Nm
    • Top Speed: 125 kmph
    • Mileage: 45.8 kmpl

     

    The Honda CB350 is a classy-looking bike built with a half-duplex steel cradle frame. The bike features a pioneering assist slipper clutch, 5-speed gearbox, disc brakes at both ends, and a 15-litre fuel tank. Its kerb weight is 181 kg.

     

    8. Royal Enfield Bullet 350

     

    • Price Range: ₹1.74 to 2.16 lakhs (approx.)
    • Engine: 349 cc single-cylinder engine; 20.2 bhp; 27 Nm
    • Top Speed: 110 kmph
    • Mileage: 37 kmpl

     

    The regal-looking Royal Enfield Bullet 350 is a fan favourite, and this model has evolved over several decades. The bike includes a 5-speed gearbox and a 13-litre fuel tank. With a kerb weight of 195 kg, it is equipped with disc brakes at both ends.

    Conclusion

    The best cruiser bikes under ₹3 lakhs offer something for every kind of rider. Whether you’re looking for timeless classics or the latest modern marvel, you’ll easily find a model to suit your style and needs. Each of these motorcycles combines performance, comfort, and style, ensuring a smooth ride for both daily commutes and adventurous journeys.

    When you buy a new bike, it’s important to get the right insurance. Bike insurance protects you from unexpected mounting costs due to accident-related damages and theft. It’s also required by law in India, so make sure to choose a plan that suits your budget and needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cruiser Bikes Under 2 Lakhs: Top Performance & Value

    by Almog Ramrajkar | Mar 20, 2025

    Cruiser bikes are all about style, relaxed riding posture, and smooth performance. These bikes make perfect companions for riders who enjoy long-distance journeys or want a comfortable bike for daily commutes.

    If you’re searching for a cruiser bike under ₹2 lakhs, you’ll find many excellent ones that combine good looks, power, and value for money. In this guide, we’ll look at some of the best cruiser bikes under 2 lakh.

    List of Best Cruiser Bikes Under 2 Lakhs

    Are you on a budget but craving a stylish and powerful cruiser? Check out these top cruiser bikes under ₹2 lakhs, packed with great features and value:

     

    1. Royal Enfield Hunter 350

    The Royal Enfield Hunter 350 blends the brand’s rugged legacy with a more modern style. Powered by a 349.34 cc engine, it provides great performance. It is suitable for both city traffic and highway cruising. It offers a mileage of 36.2 kmpl and a top speed of 114 kmph. Priced between ₹1.74 lakh and ₹2.02 lakh (approx.), this bike offers solid value for its build quality and riding experience.

     

    1. TVS Ronin

    The TVS Ronin is an attractive cruiser with a 225.9 cc engine that delivers a smooth ride. It offers an impressive mileage of 42 kmpl, making it suitable for both city commutes and long journeys. With a top speed of 120 kmph, Ronin is a versatile choice for riders who want both power and fuel efficiency. Priced between ₹1.57 lakh and ₹2 lakh (approx.), it’s a stylish yet affordable option for cruiser lovers on a budget.

     

    1. Jawa 42

    The Jawa 42 is a bonafide head-turner with its retro design and modern performance. Powered with a 294.72 cc engine, it offers a thrilling top speed of 130 to 140 kmph. While its mileage is a bit lower at 33 kmpl, its performance and style more than make up for it. Priced between ₹1.98 lakh and ₹2.26 lakh (approx.), the Jawa 42 is perfect for riders who appreciate classic charm paired with a powerful, smooth engine.

     

    1. Bajaj Avenger Street 160

    The Bajaj Avenger Street 160, being budget-friendly, is a great option for first-time buyers. Its 160 cc engine provides decent power for short rides around the city or highway. It's practical and economical, with a mileage of 47.2 kmpl and a top speed of 105 kmph. This bike is lightweight, comfortable, and manageable and comes at a cost of ₹1.39 lakh (approx.). This makes it the perfect choice for novice and recreational riders.

     

    1. Bajaj Avenger Cruise 220

    The Bajaj Avenger Cruise 220 is designed for long rides. It offers a relaxed seating position and a powerful 220 cc engine. It delivers a mileage of 40 kmpl and can reach top speeds of 120 kmph. Its classic cruiser design, chrome accents, and spacious seating make it perfect for riders who love highway adventures. With a price tag of ₹1.70 lakh (approx.), it offers a premium experience on a budget, making it a favourite among cruiser enthusiasts.

     

    1. Komaki Ranger (Electric Cruiser)

    The Komaki Ranger is an electric cruiser with a sleek and modern design. It has a strong 5 kW motor and a remarkable 200–250 km range between charges. It is convenient for daily usage because it takes 4 to 5 hours to charge. Priced at approximately ₹1.92 lakh, it's a stylish, eco-friendly choice for riders looking for sustainability, style and freedom from fuel costs.

     

    1. Bajaj Avenger 220 Street

    The Bajaj Avenger 220 Street is a sporty cruiser with a powerful 220 cc engine. With a top speed of 120 kmph and a mileage of 40 kmpl, it offers a comfortable and smooth ride. This bike is perfect for weekend trips and city drives because of its fashionable style and comfortable seating. At ₹1.66 lakh (approx.), it's a cost-effective choice that appeals to both novice and expert bikers by combining comfort, performance, and style.

     

    1. ABZO VS01 (Electric Cruiser)

    The ABZO VS01 is a modern electric cruiser bike that blends efficiency and style. With a powerful 6.3 kW motor, it offers a range of 180 kmpl on a single charge. The charging time is approximately 6 hours, making it practical for daily use. Priced at approximately ₹1.51 lakh, it's a great option for riders who wish to conserve the environment without sacrificing style.

     

    1. Cyborg Armour (Electric Cruiser)

    The Cyborg Armour is another excellent electric cruiser in this price range. It has a 4-5 kW motor for powerful and smooth rides and can travel 150 km between charges. Charging takes about 4-5 hours, making it convenient for everyday use. For those looking for a stylish, comfortable, and environmentally friendly bike, the Cyborg Armour, which costs ₹1.90 lakh, is ideal.

    Conclusion

    Whether you’re looking for petrol-powered classics or modern electric models, there’s no shortage of fantastic cruiser bikes under ₹2 lakhs. The Royal Enfield Hunter 350 and Jawa 42 are ideal for riders who love timeless designs, while the Bajaj Avenger series offers comfort and affordability. For eco-conscious riders, electric cruisers like the Komaki Ranger and Cyborg Armour are excellent choices.

    Simply pick a bike that suits your style and needs, and feel the thrill of cruising!

    To safeguard your investment and ride with confidence, be sure to purchase the right bike insurance. An appropriate policy will offer financial coverage in the event of damage, accident or theft, allowing you to enjoy your ride for longer.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Adventure Bikes Under 2 Lakhs in India

    by Almog Ramrajkar | Mar 20, 2025

    The growing popularity of adventure motorcycles in India stems from the need for bikes that offer performance, versatility, and durability. Built to conquer any terrain—from city streets to challenging trails—these bikes provide an excellent opportunity to explore the great outdoors.

    Owning and riding an adventure bike is all about the experience, whether it's tackling steep trails, enjoying night highway cruises, or simply relishing the thrill of navigating unfamiliar roads. However, one significant hurdle is the steep price tag of reliable, high-end adventure bikes in India.

    Surprisingly, there are a few adventure bikes currently available under INR 2 lakh in India, making it a more accessible price range for passionate bikers looking for their next ride. Here’s a list of the best adventure bikes under 2 lakh that offer great value without breaking the bank.

    List of Best Adventure Bikes Under INR 2 Lakh

    Adventure bikes are a type of rugged bikes that are purposefully designed for long-distance touring, off-roading on a variety of terrains and across distances, and, of course, regular commuting.

    This means that adventure bikes have a specific, rugged look and build quality that can handle dirt, dust, and other obstacles. Additionally, adventure bikes are typically equipped with reliable fuel tanks, advanced long-travel suspension, and knobby tyres to tackle any terrain. They also feature larger engines that generate higher power, ensuring the bike can handle challenging landscapes with ease.

    While premium adventure bikes come with all these features, the following list of the best adventure bike models under INR 2 lakh is a budget category that might not offer everything. Yet, they are exceedingly popular as an entryway into adventure bikes for many.

     

    1.     Hero XPulse 200 4V

    Price: Starts at INR 1.51 lakh (approx.)

     

    Hero XPulse 200 4V is the most affordable ADV in the country, frequently touted as the best adventure bike under 2 lakh. It is an upgraded version of the XPulse 200 with features like a light weight of 159 kg, a refined 200 cc engine that generates 18.9 bhp at 8500 rpm, a good 220 mm ground clearance, and off-road-friendly ergonomics. The XPulse 200 4V is the perfect entry point into the adventure biking world for aspiring bikers in India. It also offers an excellent mileage of around 32.9 kmpl. It comes in 3 variants: Standard, Dakar, and Pro Daka.

     

    2.     Honda CB200X

    Price: Starts at INR 1.51 lakh (approx.)

    The second bike on our list of affordable adventure bikes is another crowd-pleaser: the Honda CB200X. Its latest edition, launched in 2024, comes with a new slipper clutch and assist. Weighing in at around 147 kg, it’s even lighter than the XPulse 200 4V. The Honda CB200X packs a punch with its 12L petrol tank, generating 17 bhp at 8500 rpm. It offers 167 mm of ground clearance and an impressive 42.5 kmpl of mileage. If you're looking for a stylish and efficient adventure tourer, the Honda CB200X is definitely worth considering.

    Honourable Mentions

    While not priced strictly below the INR 2 lakh mark, the following adventure bikes in India are definitely worth a look if you can stretch your budget a little.

    1.     Yezdi Adventure

    Price: Starts at INR 2.12 lakh

    The name says it all: Yezdi Adventure brings in a 300cc engine to deliver a higher power output of 29.89 bhp at 8000 rpm—enough muscle for your offroad adventures. It offers an optimal blend of high-performance and advanced features, such as an adjustable screen. What makes it especially capable for Indian roads is its good ground clearance of 220 mm and telescopic fork suspension. The tall stance and industrial look certainly make it worth consideration!

     

    2.     Suzuki V-Strom SX

    Price: Starts at INR 2.14 lakh

    The Suzuki V-Strom SX is a spectacular option worth considering. It excels in long touring, offering an impressive 36 kmpl mileage from its 249 cc engine, which generates 26.1 bhp at 9000 rpm. With features like travel suspension and a ground clearance of 205 mm, it is well-suited for Indian road conditions. However, the absence of off-road ABS may be a deal-breaker for some riders.

     

    Conclusion

    Although there are a limited number of options for adventure bikes in the under-2 lakh price bracket, each offers a thrilling experience. Once you become accustomed to the ergonomics and handling of adventure bikes, you can always consider upgrading to premium models to satisfy your thrill-seeking needs.

    Additionally, whichever adventure bike you purchase, don’t forget to get reliable, trustworthy bike insurance coverage to maintain your motorcycle’s parts and extend longevity without worrying about the associated costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

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