Braking systems are key to keeping riders safe, especially when it comes to motorcycles. Over the years, braking technology has evolved significantly with the Anti-lock Braking System (ABS) standing out as a game changer. However, many riders still opt for nonABS bikes due to various reasons such as cost, weight and personal preference. Keep reading to understand the difference between ABS and non-ABS bikes so you can make an informed decision about which one suits you best.

What Is Non-ABS Bikes?

Non-ABS bikes are motorcycles that operate without an anti-lock braking system. These bikes depend solely on the rider's skill to control brake pressure. While they are the traditional choice and remain popular in many regions, they lack the advanced safety mechanisms offered by ABS technology.

Non-ABS bikes are often seen as the "pure" riding experience by enthusiasts who appreciate the simplicity of their mechanics. However, this simplicity also comes with potential risks, particularly in challenging road conditions.

How Does Non-ABS Bikes Work?

The braking system in a non-ABS bike is straightforward. When the rider applies the brakes, hydraulic pressure is transmitted to the brake pads, causing them to press against the discs or drum, slowing the bike down. However, there’s no system to regulate the pressure, which means excessive braking can lead to the wheels locking up.

In situations like emergency braking or riding on wet or slippery roads, the lack of modulation in brake pressure increases the likelihood of skidding. The rider’s skill and reflexes are the only factors preventing a loss of control, making it a less forgiving option for beginners.

Pros & Cons of Non-ABS Bikes

The following are the advantages and disadvantages of non-ABS bikes:

Pros

1. Affordability: Non-ABS bikes are generally more cost-effective compared to their ABS counterparts. The absence of advanced braking technology reduces manufacturing costs, making these bikes accessible to a larger audience.
2. Lighter Weight: Non-ABS bikes tend to be lighter because they don’t have the additional components required for the ABS system. This can result in a marginally better performance in terms of speed and handling.
3. Simplicity in Maintenance: Maintaining a non-ABS bike is relatively simple. With fewer parts involved, servicing and repairs are straightforward and less expensive.

Cons

1. Higher Risk of Skidding: One of the most significant drawbacks of non-ABS bikes is their vulnerability to skidding during sudden braking. This risk is particularly high on wet or uneven surfaces.
2. Rider-dependent Braking: In a non-ABS bike, braking efficiency relies entirely on the rider’s skill. This can be challenging for beginners who lack experience in managing brake pressure effectively.
3. Limited Safety: Without an anti-lock mechanism, there’s a higher probability of accidents caused by locked wheels, especially in emergency braking scenarios.

What is ABS Bikes?

Anti-lock Braking System is a revolutionary technology that enhances motorcycle safety by preventing the wheels from locking up during braking. This system is designed to provide better control and stability, especially during emergency braking or on slippery surfaces.

ABS bikes are equipped with sensors and controllers that monitor the speed of the wheels. When the brakes are applied, the system ensures that the wheels maintain traction with the road, reducing the chances of skidding.

How Does ABS Bikes Work?

The working of ABS in motorcycles involves continuous monitoring of wheel speed through sensors placed on both the front and rear wheels.

Here’s how it functions:

• The sensors detect the speed of the wheels in real-time.
• If the system detects a significant reduction in wheel speed that could lead to a lock-up, it modulates the brake pressure by rapidly applying and releasing it.
• This modulation allows the wheels to maintain traction, preventing skidding and ensuring that the rider retains control over the bike.

ABS works seamlessly to provide a safer riding experience, especially in adverse conditions such as rain or loose gravel.

Pros & Cons of ABS Bikes

The following are the advantages and disadvantages of ABS bikes:

Pros

1. Improved Safety: The main benefit of ABS bikes is that they can avoid wheel lock-up, which drastically lowers the chance of sliding incidents.
2. Enhanced Control: ABS ensures that the bike remains stable during braking, allowing riders to steer even in emergency situations.
3. Versatile Performance: ABS performs efficiently across various terrains making it ideal for both city commuting and long-distance touring.
4. Beginner-friendly: ABS bikes are an excellent choice for new riders who may not have mastered the art of manual braking.

Cons

1. Higher Cost: ABS-equipped bikes are more expensive due to the advanced technology involved. This can be a deterrent for the more budget-conscious buyers.
2. Complex Maintenance: Repairs and servicing of ABS systems require specialised tools and expertise, leading to higher maintenance costs.
3. Added Weight: The inclusion of ABS components increases the overall weight of the bike, which may slightly impact performance.

Difference Between ABS and Non-ABS Motorcycles

Understanding the differences between ABS and non-ABS bikes can help you make a conscious decision based on your priorities.

Conclusion

When considering ABS vs non ABS bikes, the right choice depends on your riding style, experience level, and budget. While non-ABS bikes offer a raw and traditional riding experience, they require more skill and caution, particularly in challenging conditions. On the other hand, ABS bikes prioritise safety and control, making them ideal for riders who value advanced technology and peace of mind.

Regardless of the braking system you choose, protecting your motorcycle with a comprehensive two wheeler insurance policy is crucial. Insurance covers accidental damages and theft and offers financial protection against third-party liabilities. Investing in the right insurance ensures you can enjoy your ride with confidence, knowing you’re covered in any unforeseen incidents.

So, which one fits your style—ABS or non-ABS? Make your choice wisely, and ride safely!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

When it comes to bikes, wheels are more than just a functional part. Choosing the appropriate wheels for your bike can make a dramatic difference in performance, durability, and even aesthetics. Whether you’re a daily commuter, a touring enthusiast, or an off-road adventurer, deciding between spoke wheels and alloy wheels can be a tough call. Each type of wheel has its own set of strengths and weaknesses, making them suitable for different riding conditions.

This blog covers everything you need to know about these two types of wheels to help you decide what’s best for your ride.

What Is Spoke Wheels?

Spoke wheels are the older and more traditional type of bike wheels. They consist of a hub, a rim, and multiple thin, tensioned metal wires known as spokes, which connect the hub to the rim. Spoke wheels are commonly found on off-road bikes, adventure motorcycles, and classic cruisers due to their durability and timeless design.

Benefits of Spoke Wheels

The following are the major advantages of spoke wheels:

1. Excellent Durability on Rough Terrains
   

   Because of its shape, spoke wheels can easily navigate uneven and rugged terrain. They are perfect for extended rides across difficult terrain and off-road bicycling because of their shock-absorbing capabilities.

2. Flexible and Sturdy
   

   The multiple spokes distribute weight and pressure evenly across the wheel. This makes them more resistant to damage from impact compared to rigid wheels like alloy wheels.

3. Easier Repairs
   

   It is possible to replace a broken spoke separately rather than having to replace the complete wheel. This makes repairs relatively easy and affordable, especially in remote areas where service facilities are limited.

4. Classic and Timeless Design
   

   For riders who value the vintage and rugged look, spoke wheels are unmatched. They give bikes a vintage character, which makes them popular with fans of classic motorcycles.

Spoke Wheels - Disadvantages

The following are some disadvantages of spoke wheels:

1. High Maintenance
   

   Spoke wheels require regular tuning and adjustments to maintain their balance and structural integrity. Over time, the spokes can loosen, affecting performance.

2. Incompatible with Tubeless Tyres
   

   Most spoke wheels are designed for tube-type tyres, which are more prone to punctures and harder to repair on the go compared to tubeless tyres.

3. Heavier Design
   

   Spoke wheels are generally heavier than alloy wheels which can impact the overall speed and fuel efficiency of the bike.

What Is Alloy Wheels?

Alloy wheels are made from lightweight metals such as aluminium or magnesium. These wheels are cast or forged into a single solid piece, providing a sleek and modern design. Alloy wheels are commonly found on sports bikes and commuter motorcycles.

Benefits of Alloy Wheels

The following are some notable benefits of alloy wheels:

1. Lightweight Construction
   

   Alloy wheels are much lighter than spoke wheels, which improves the bike's speed, handling, and fuel efficiency. This makes them an excellent choice for riders who prioritise performance.

2. Supports Tubeless Tyres
   

   Unlike spoke wheels, alloy wheels are compatible with tubeless tyres, which are safer and easier to repair. Tubeless tyres are less likely to deflate suddenly, offering a more secure ride.

3. Low Maintenance
   

   Once installed, alloy wheels require minimal maintenance. They don’t need regular tuning like spoke wheels, which is a big plus for riders who prefer hassle-free upkeep.

4. Stylish and Modern Look
   

   Alloy wheels are available in a variety of modern and eye-catching designs, making them a popular choice for modern bikes. They enhance the bike’s overall aesthetics and add a sporty touch.

Alloy Wheels - Disadvantages

The following are some disadvantages of alloy wheels:

1. Less Durable on Impact
   

   Alloy wheels are rigid and cannot absorb shocks as effectively as spoke wheels. This makes them more prone to cracks and damage when subjected to heavy impacts, especially on rough roads.

2. Expensive Repairs
   

   If an alloy wheel gets damaged, it usually requires complete replacement rather than repair, which can be costly.

3. Not Ideal for Off-Roading
   

   Alloy wheels are best suited for smooth roads and highways. They lack the flexibility and durability needed to handle extreme off-road conditions.

Differences: Spoke Wheels Vs Alloy Wheels

The following are the key differences between alloy wheels vs spoke wheels:

Now comes the big question: spoke wheels vs. alloy wheels – which is better? The answer is contingent upon your riding preferences, terrain, and style.

• Choose Spoke Wheels If:
  • You frequently ride on rugged terrains or take your bike off-road.
  • You own an adventure or cruiser bike and prefer a classic, retro look.
  • You don’t mind regular maintenance and adjustments for optimal performance.
• Choose Alloy Wheels If:
  • You ride mostly on smooth roads or highways.
  • You own a commuter or sports bike and value speed, performance, and fuel efficiency.
  • You prefer a low-maintenance, modern-looking wheel with advanced features like tubeless tyres.

Conclusion

In the alloy vs spoke wheels debate, there's no one-size-fits-all answer. Both kinds of wheels are appropriate for various bike models and riders, each with unique benefits and drawbacks. While spoke wheels excel in off-road durability and classic aesthetics, alloy wheels shine in lightweight performance and modern design.

So, take a good look at your riding habits, the type of roads you’ll be on, and your bike’s overall style before making a decision. And remember, whatever wheels you choose, ensure your bike’s safety with a reliable bike insurance policy. Buying bike insurance online is easy and hassle-free, letting you enjoy your rides without worrying about possible dangers.

Choose wisely, stay safe, and enjoy your rides!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Planning a trip to Ladakh? It’s one adventure every biker wants to tick off their bucket list. The thrill of riding through breathtaking mountains, rugged roads and serene valleys is unmatched. However, embarking on this journey requires more than just luck–it needs the right bike. The best bikes for a Leh Ladakh trip are the ones that combine strength, power and comfort, ensuring you can tackle difficult roads with ease.

But before you hit the road, don’t forget to invest in comprehensive two-wheeler insurance. Remote places like Ladakh come with their own challenges, and having the right insurance ensures you are covered for unexpected incidents.

This blog explores the 10 best motorcycles to conquer the incredible roads of Ladakh.

List of Bikes for Leh Ladakh Road Trip

1.     Royal Enfield Himalayan

Royal Enfield Himalayan, built for adventure, is a great choice for a trip to Ladakh. It has a rugged build, high ground clearance and a powerful 411cc engine specifically designed for off-road adventures. With long suspension travel and a comfortable seat, it is ideal for long drives on uneven terrain.

Price:  Rs. 2.15 lakh (approx.)

Key features: 411cc engine, dual-channel ABS, comfortable seats, and high floor clearance.

2.     KTM 390 Adventure

The KTM 390 Adventure is a good choice for those who prefer a lightweight yet capable bike. Its powerful engine, advanced electronics, and quick handling make it versatile for mountain riding. The bike is equipped with off-road ABS and a slipper clutch for better handling on challenging roads.

Price: Rs 3.39 lakh (approx)

Key features: 373cc engine, off-road ABS, lightweight frame, TFT display.

3.     Bajaj Dominar 400

The Bajaj Dominar 400 combines power, comfort and affordability, making it popular for long-distance road trips. Its 373cc engine provides plenty of power for steep climbs, while its ergonomic design ensures comfort on long drives.

Price: Rs.2.29 lakh (approx)

Key features: 373cc engine, dual-channel ABS, LED headlights, and tour-friendly ergonomics.

4.     Hero XPlus 200 4V

It is a perfect choice for those on a budget. The Hero XPulse 200 4V is an adventure bike perfect for the rugged terrain in Ladakh. Its lightweight frame and proper suspension setup ensure easy handling, while the 200cc engine delivers enough power for off-road adventures.

Price: Rs.1.44 lakh (approx)

Key features: 200cc engine, rally kit compatibility, high floor clearance, comfortable seat.

5.     Royal Enfield Interceptor 650

If you’re looking for a blend of retro style and power, the Royal Enfield Interceptor 650 is the ideal choice. Its 648cc parallel twin engine makes operation easy, while its rugged cabin can handle the rough terrains of Leh Ladakh.

Price: Rs.3.03 lakh (approx)

Key features: 648cc engine, dual-channel ABS, retro design, comfortable seats.

6.     Suzuki V-Strom SX

The Suzuki V Strom SX is designed for adventure touring. Its tall chariot stance and powerful 249cc engine make it a reliable companion on the high-altitude roads of Ladakh. The bike is equipped with traction control and other features for better safety.

Price: Rs.2.12 lakh (approx.)

Key features: 249cc engine, traction control, straightforward ergonomics, lightweight build.

7.     Yamaha FZ-X

The Yamaha FZ-X strikes a great balance between affordability and performance. Its neo-retro design, reliable engine and comfortable suspension system make it a good choice for a Ladakh trip.

Price: Rs.1.37 lakh (approx)

Key features: 149cc engine, neo-retro styling, high ground clearance, lightweight design.

8.     Jawa Perak

Known for its exquisite bobber design, Jawa Perak has the resources to tackle the rough roads of Ladakh. Its 334cc engine and sturdy cabin provide the much-needed power and stability in challenging terrains.

 Price: Rs.2.15 lakh (approx.)

Key features: 334cc engine, single seater system, dual-channel ABS, retro appeal.

9.     Honda CB500X

For spendthrift riders, the Honda CB500X is a premium adventure bike perfect for Ladakh’s demanding trails. Its 471cc parallel twin engine, long travel suspension and advanced safety features ensure a smooth ride on the hills.

Price: Rs.5.81 lakh (approx.)

Key features: 471cc engine, advanced braking system, upright riding position.

10. TVS Ronin

The TVS Ronin, with its unique styling and all-rounder capabilities, is a versatile bike for a Ladakh trip. Its 225cc engine offers a perfect balance between power and performance, making it suitable for city rides and steep mountain roads.

Price: Rs.1.49 lakh (approx.)

Key features: 225cc engine, comfortable seats, all-terrain capability, retro-modern design.

Conclusion

The bike you pick will play a big role in making your trip to Ladakh unforgettable. Whether it’s the adventure-ready Royal Enfield Himalayan or the budget-friendly Hero XPulse 200, there’s a bike for every type of rider.

Also, remember to have adequate two-wheeler insurance before you start your journey. Good insurance is as important as picking the right bike for your journey. It’s better to be safe than sorry, especially in rough terrains.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

For motorbike enthusiasts, the thrill of riding a powerful machine and feeling the rush of the open road is like no other. Whether you crave heart-thumping speed, rugged off-road adventures or the elegance of a sleek cruiser, there’s a motorcycle option for you.

Let’s explore the top contenders for the best 650cc bikes in India this year.

List of Bikes Above 650cc

1. Royal Enfield Continental GT 650

Price: Rs.3.18 lakh (approx.)

The Royal Enfield Continental GT 650 is a dream come true if you like a retro aesthetic. Its timeless café racer design pairs perfectly with a reliable 648cc parallel-twin engine that produces 47 bhp and 52 Nm of torque. This bike is all about blending old-school charm with modern performance.

Why Choose It?

•   Classic retro-inspired styling
•   Comfortable riding posture
•       Dual-channel ABS and smooth slipper clutch

2. Kawasaki Z900

Price: Rs.9.38 lakh (approx.)

This bike comes with aggressive styling and advanced electronics that are built for thrill seekers. If raw power and agility excite you, then the Kawasaki Z900 is sure to impress you. Powered by a 948cc inline-four engine, it produces 123.64 bhp and 98.6 Nm of torque.

Why Choose It?

•   Traction control and multiple riding modes
•   Sharp, naked sports bike design
•       LED lighting for better visibility

3. BMW S 1000 RR

Price: Rs.20.75 lakh (approx.)

The BMW S 1000 RR is not just a bike—it’s a statement. Known for its track-ready prowess, it houses a 999cc inline-four engine delivering 206.51 bhp and 113 Nm of torque. The sleek aerodynamics and cutting-edge electronics make it a showstopper.

Why Choose It?

•   Dynamic traction control and quick shifter
•   Aerodynamic winglets for stability
•       Full-colour TFT display

4. Suzuki Hayabusa

Price: Rs.16.91 lakh (approx.)

A legend in the motorcycle world, the Suzuki Hayabusa is synonymous with speed and luxury. With its 1340cc engine generating 190 bhp and 150 Nm of torque, it’s ideal for long-distance touring and exhilarating rides.

Why Choose It?

•   Enhanced aerodynamics and refined engine
•   Dual-channel ABS for safety
•     Iconic design with modern touches

5. Ducati Panigale V4

Price: Rs.27.72 lakh (approx.)

A true masterpiece, the Ducati Panigale V4 is designed for track enthusiasts. It’s powered by a 1103cc V4 engine that pumps out 212.5 bhp and 124 Nm of torque. With its jaw-dropping design, this bike is a feast for the eyes and the heart, making every ride unforgettable.

Why Choose It?

•   Aerodynamic winglets and cornering ABS
•   Dynamic suspension for precise control
•   Premium Italian design and craftsmanship

6. Triumph Tiger 900 Rally Pro

Price: Rs.15.7 lakh (approx.)

For off-road travellers, the Triumph Tiger 900 Rally Pro is an unbeatable friend. Its 888cc inline-three engine produces 94 bhp and 87 Nm of torque, making it perfect for off-road escapades in rough terrain and long journeys.

Why Choose It?

•   Adjustable suspension for varied terrains
•   Multiple riding modes and TFT display
•       Rugged build for off-road adventures

7. Harley-Davidson Sportster S

Price: Rs.18.79 lakh (approx.)

When talking of bikes, how could Harley Davidson not come into the picture? Harley’s Sportster S brings a modern twist to classic cruisers. With its 1250cc V-twin engine delivering 121 bhp, this bike is built for riders who value comfort and style.

Why Choose It?

•   TFT touchscreen display with connectivity
•   Lightweight chassis for easier handling
•       All-LED lighting system

8. Honda CBR1000RR-R Fireblade

Price: Rs.23.56 lakh (approx.)

This superbike is a beast on the track, boasting a 999cc inline-four engine that delivers 217 bhp and 113 Nm of torque. It’s lightweight, agile, and packed with top-tier electronics.

Why Choose It?

•   Aerodynamic design with winglets
•   Quick shifter and cornering ABS
•       Advanced performance features

9. KTM 890 Adventure

Price: Rs.11.5 lakh (approx.)

The KTM 890 Adventure is perfect for riders who crave versatility. It's equally comfortable on city streets and rugged trails, powered by an 889cc parallel-twin engine with 105 bhp and 100 Nm of torque.

Why Choose It?

•   Adjustable suspension for a smooth ride
•   Lightweight frame and off-road capability
•     Intuitive TFT display

Conclusion

The bikes above 650cc in India have a lot to offer. From adrenaline-pumping speedsters to rugged adventurers, these machines cater to every riding style and preference.

While purchasing a premium motorcycle is a thrilling experience, ensuring adequate bike insurance is equally important. A comprehensive insurance policy provides financial protection against damages, theft and third-party liabilities, allowing you to enjoy your ride without worries. When selecting insurance, compare policies to find the best coverage for your best 650cc bike.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The Indian two-wheeler market is a centre for innovation and efficiency, working to provide for riders from all walks of life. The year 2025 is expected to see the release of a new range of motorcycles featuring thrilling designs and impressive features. For those seeking a dependable and budget-friendly option, bikes under ₹80,000 offer the perfect blend of performance, mileage, and affordability.

In this guide, we’ve listed the best bikes under ₹80,000. From impressive fuel economy to high-tech features, each of these models promise high performance without compromising on quality or style.

Read on to explore the best bikes under 80000 to help you plan for your next purchase.

List Of Best Bikes Under 80000

Some of the top contenders in the under-₹80,000 price bracket are as follows:

1. Hero Passion Plus

This high-tech 97.2 cc engine-powered two-wheeler is an efficient option. Delivering a power output of 5.9 kW @ 8000 rpm and 8.05 Nm @ 6000 rpm torque, the Hero Passion Plus provides riders with a smooth and reliable driving experience.

With decent mileage and an 11-litre fuel tank capacity, it allows you to cover extra miles without frequent refuelling. The 80/100-18 front and rear tyres ensure maximum stability for a safe and comfortable ride.

This model is available in a single variant, the Passion Plus 13S Drum Brake, and comes in four exciting colour options.

Specifications and Features:

• Mileage: 60 kmpl
• Engine:2 cc
• Top speed: 85 km/hr
• Tyres: Tubeless
• Fuel capacity: 11 L
• Speedometer: Analogue
• Starting: Air Cooled

2. TVS Fiero 125

The TVS Fiero 125 is a well-known and popular motorcycle that is celebrated for its exceptional performance and advanced technology. Blending style, power, and efficiency, it’s sure to turn heads wherever you ride.

Powered by a 124.8cc engine, the Fiero 125 delivers a notable power output of 11.2 bhp @ 7,500 rpm and a torque of 11.2 Nm @ 6,000 rpm, offering riders a thrilling and adaptive experience. Its large fuel tank capacity ensures extended rides with fewer stops, making it ideal for both city commutes and highway adventures.

Equipped with a high-performance disc braking system, the bike offers superior control and safety. These features and its ability to handle rough terrains provide riders with a smooth, stable, and comfortable experience. The TVS Fiero 125 is available in a single variant, the Fiero 125 Standard.

Specifications and Features:

• Mileage: 67 kmpl
• Engine:8 cc
• Cooling system: Air cooled
• Ignition: Digital
• Body type: Commuter
• Transmission: Manual
• Gear Box: 5 Speed
• Suspension Front: Telescopic front fork
• Suspension Rear: Monoshock

3. Hero Splendor Plus Xtec

The Hero Splendor Plus Xtec is an excellent choice for anyone seeking a technologically advanced and dependable two-wheeler. This motorcycle offers a superior riding experience, supported by its high-tech features and specifications. With a power output of 7.91 bhp @ 8000 rpm, it delivers a unique combination of performance and style that’s sure to turn heads wherever it goes.

The Hero Splendor Plus Xtec is available in two variants:

• Splendor Plus Xtec Drum
• Splendor Plus Xtec Disc

Specifications and Features:

• Mileage: 60 kmpl
• Engine:2 cc
• Top speed: 87 km/hr
• Tyres: Tubeless
• Fuel capacity: 9 L
• Speedometer: Digital
• Starting: Electric start

4. Bajaj CT 125 X

The Bajaj CT 125 X features advanced specifications and is regarded as one of India's most popular two-wheelers. Its efficient and powerful 124.4 cc engine produces 10.7 bhp @ 8000 rpm and 11 Nm @ 5500 rpm torque, delivering a strong and smooth performance.

The bike offers a respectable mileage of 60 kmpl, ensuring a superior riding experience. Coupled with an 11-litre fuel tank capacity, it provides a commendable driving range. The Bajaj CT 125 X also has impressive braking and suspension features, enabling smooth navigation even on rough terrains. Additionally, its enhanced and robust braking system ensures maximum control for a safe and enjoyable ride.

Bajaj CT 125 X has two different variants, including;

• CT 125 X Drum
• CT 125 X Disc

Specifications and Features:

• Mileage: 60 kmpl
• Engine:4 cc
• Top speed: 95 km/hr
• Tyres: Tubeless
• Fuel capacity: 11 L
• Speedometer: Analogue
• Starting: Kick and self-start
• Cooling system: Air cooled
• Tyres: Tubeless
• Wheel type: Alloy
• Body type: Commuter
• Transmission: Manual

5. Honda CD 110 Dream

This Honda model is among the most reliable commuter bikes in the Indian market, offering a comfortable experience for everyday urban rides. It is also one of the most affordable and durable bikes, featuring practical elements that ensure fuel efficiency on both short and long distances.

Whether navigating city streets or covering long distances, you can trust this two-wheeler to deliver a smooth ride with excellent mileage. With a maximum output of 8.67 horsepower at 7500 rpm and 9.30 Nm of torque at 5500 rpm, the engine provides enough power for daily commuting without sacrificing fuel efficiency. Additionally, the model includes a modern suspension system for effortless riding, complemented by an advanced braking system for added safety.

The motorcycle also features a durable build, a well-cushioned seat, and a streamlined fuel tank. Its user-friendly design ensures ease of use, convenience, and a comfortable riding experience.

It has one available variant, namely CD 110 Dream Deluxe.

Specifications and Features:

• Mileage: 65 kmpl
• Engine: 110 cc
• Top speed: 86 km/hr
• Tyres: Tubeless
• Fuel capacity:1 L
• Speedometer: Analogue
• Starting: Kick and self-start
• Cooling system: Air cooled
• Wheel type: Alloy
• Body type: Commuter
• Transmission: Manual

6. Bajaj Platina 100

The Bajaj Platina 100 is one of the best-priced bikes in its category. It stands out as an entry-level, budget-friendly commuter motorcycle, offering comfortable rides and exceptional fuel efficiency. Its robust build and practical design are well-suited for riders who frequently commute.

Powered by a 102 cc engine with a 4-Stroke, DTS-i, single-cylinder configuration, it delivers 7.77 bhp at 7,500 rpm and an impressive 8.3 Nm of torque at 5,500 rpm, making it ideal for daily commutes.

The Bajaj Platina 100 is available in one variant: the Platina 100 ES Drum-2021.

Specifications and Features:

• Mileage: 75 kmpl
• Engine: 102 cc
• Top speed: 90 km/hr
• Tyres: Tubed
• Fuel capacity: 11 L
• Speedometer: Analogue
• Starting: Electric start

7. Honda Shine 100

The Honda Shine 100 is a perfect blend of style and functionality. Users appreciate how it combines both aesthetic appeal and practicality. The two-wheeler boasts a sleek design and modern features, including an analogue-digital instrument cluster.

Highly reliable and durable for daily use, the bike has a solid build and starts effortlessly. It is powered by a 100 cc engine that delivers 7.5 bhp at 7,500 rpm and 8.05 Nm of torque at 5,000 rpm, making it a dependable choice for everyday commuting.

Specifications and Features:

• Mileage: 65 kmpl
• Engine: 100 cc
• Top speed: 85 km/hr
• Tyres: Tubed
• Fuel capacity: 9 L
• Speedometer: Analogue
• Starting: Self and Kickstart
• Cooling system: Air cooled
• Wheel type: Alloy
• Body type: Commuter

Conclusion

The year 2025 promises to be an exciting one for motorcycle enthusiasts in India, with the arrival of unique and thrilling new bikes. The range of motorcycles under ₹80,000 showcases diverse styles, high performance, and quality to suit various types of riders. From beginners to experienced enthusiasts, there is a model to match every preference.

Remember, regardless of your level of experience, it’s wise to protect your investment with the right bike insurance online and comply with all legal requirements. A suitable plan will provide financial coverage in the event of accident, theft, or damage from wear, ensuring the longevity of your bike and allowing you to enjoy it for years to come.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

A bike’s engine is arguably the most important component of the vehicle, determining its operation, speed, and even sound. Engines are designed differently depending on the motorcycle's intended use. In this article, we'll examine the different types of motorcycle engines to help you quickly identify the one that fits your needs perfectly.

List of types of motorcycle engines

There are various engine configurations, each with its own unique characteristics, catering to different types of riders. Here are five important types:

1. Two-stroke engines

These engines are characterised by their lightweight and simple design. A two-stroke engine completes two cycles of combustion: compression and power. It is relatively small, making it suitable for small motorcycles and scooters.

• Advantages: Lightweight, easy maintenance.
• Disadvantages: Higher emissions, less fuel-efficient.
  

2. Four-stroke engines

Four-stroke engines are the most prevalent today. They operate in four stages: intake, compression, combustion, and exhaust. These engines are ideal for commuting and touring, as they deliver power more smoothly and are more fuel-efficient.

• Advantages: Efficient and reliable.
• Disadvantages: More complex and costly to maintain.

3. Single-cylinder engines

A single-cylinder engine is as basic as it gets. This type is ideal for entry-level motorcycles and off-road bikes, as it is lightweight, small, and economical.

• Advantages: Cost-effective and low maintenance.
• Disadvantages: More vibrations and less power than multi-cylinder engines.

4. Twin-cylinder engines

Commonly found in mid-range bikes, twin-cylinder engines offer a good balance between power and efficiency. The two cylinders work together to deliver both strong power and good fuel economy.

• Advantages: Compact design, decent performance.
• Disadvantages: It can vibrate more at higher speeds.

5. Multi-cylinder engines

These engines, with three or more cylinders, are built for performance and speed. Typically found in high-end racing or touring motorcycles, they deliver a large amount of power very smoothly.

• Advantages: High power, smooth operation.
• Disadvantages: Expensive and complex to maintain.

Conclusion

Your riding habits, needs, and budget should guide your engine choice. Understanding the different types of bike engines will help you make an informed decision and compare bike options more effectively.

Once you've selected the right engine and bike, it's wise to protect your investment with bike insurance online. This provides financial coverage in case of theft, accidents, or repairs, ensuring your bike stays secure. Remember, the longevity and protection of your bike deserve as much attention as its specifications!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Are you seeking the perfect balance of style, performance, and practicality when choosing a scooter? 125cc scooters have gained popularity by offering a combination of fuel efficiency, premium features, and sporty designs.

These scooters deliver an enjoyable riding experience and make daily commuting a breeze. Read on to find the best BS6 125cc scooter in India that you should consider in 2024.

List of 125cc scooter models in India 2024

Here’s a quick look at some of the top 125cc scooters:

1. Honda Activa 125

This scooter is backed by a trusted brand, which contributes to its prominence and smooth performance. It effortlessly handles everyday tasks, thanks to features like LED lighting, a digital-analog meter, external fuel filling, and more. With its impressive mileage, it proves to be an excellent choice for daily commuting.

2. TVS Ntorq 125

Powered by a robust engine and featuring an eye-catching design, this scooter is perfect for speed enthusiasts who value cutting-edge technology. With app connectivity, voice assist, and a fully digital console, it offers a modern and dynamic riding experience.

3. Suzuki Access 125

This scooter, which was created with young families in mind, is the ideal mix of power and fuel economy. For riders of all ages, its ergonomic design and roomy under-seat storage make it a sensible option.

4. Hero Maestro Edge 125

An underrated option, this scooter stands out for its accessibility and comfort. With a semi-digital console and premium fuel-injection technology, the Hero Maestro stands out for its balance of performance and reliability.

5. Aprilia SR 125

This sporty scooter is designed to captivate thrill-seekers, offering exceptional handling and a powerful engine. With its sleek design and high-tech features, every ride promises to be an extraordinary experience.

6. Vespa ZX 125

Infused with a strong sense of nostalgia, the Vespa stands out effortlessly from the crowd. Its timeless design, paired with a durable structure, ensures it's not only a stylish ride but also an incredibly comfortable one.

Conclusion

The quest for the best 125cc scooter goes beyond just finding one with attractive looks or sufficient power. It's about selecting a reliable companion for your daily commute. The market offers something for everyone, from the sporty Aprilia to the stylish Vespa and the practical Suzuki Access.

Once you've made your choice, don’t forget to insure your scooter with two wheeler insurance. This is a legal requirement and provides coverage for theft, accidents, or unforeseen repairs and losses. A fully insured scooter ensures you can enjoy every ride with peace of mind!

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Are you looking for a reliable scooter that offers a stress-free ride and does not significantly impact the environment? Then BS6 two-wheel scooters are the mainstream product you are looking for.

These scooters cut down pollution and come with some noteworthy features, making them a win-win for the consumers. But what are some of the best BS6 scooters in 2024? Let’s look at some of the best options to help you choose the best.

List of BS6 scooters in India

The two-wheelers have undergone a massive change in the BS6 upgrade, especially when it comes to emissions and performance. Here are some of the noteworthy options to consider:

1. Honda Dio 110

Stylish and sporty, this scooter boasts sharp contours and practical features like a silent starter and side-stand engine inhibitor. It’s perfect for city commutes.

•   Engine: 109.51cc
•   Mileage: 50 kmpl
•   Top speed: 83 kmph

2. Yamaha RayZR 125 Fi Hybrid

Built on the innovative concept of ‘Armoured Energy,’ the Yamaha RayZR 125 Fi Hybrid is a remarkable BS6 scooter designed for a smooth and dynamic riding experience.

Powered by a BS6-compliant, fuel-injected (FI), air-cooled 125cc blue-core engine, it delivers excellent performance with efficiency. The scooter is available in many vibrant colours, including Matte Black, Metallic Black, Light Grey Vermillion, Matte Copper, Matte Red, Black Metallic X, Cyan Blue, and many more to please your choice.

•   Engine: 125cc
•   Mileage: 71.33 kmpl
•   Top speed: 91 kmph

3. TVS Jupiter 110

Comfy and tough are features of the Jupiter 110, which also features an LED lighting system and a resilient build. Perfect for everyday use.

•   Engine: 109.7cc
•   Mileage: 49.5 kmpl
•   Top speed: 85 kmph

4. Honda Activa 6G

The Activa 6G falls under a variety of consumer tastes; its low maintenance is combined with an eye-catching design.

•   Engine: 109.51cc
•   Mileage: 47 kmpl
•   Top speed: 85 kmph

5. Yamaha Fascino 125

With its vintage aesthetics and lightweight body, the Fascino 125 is an excellent choice if you are looking for a stylish but easy-to-handle scooter. Its curvy aesthetics elevate the overall appeal of your ride.

•   Engine: 125cc
•   Mileage: 49 km
•   Top speed: 90 kmph

These models testify to the variety and creativity in the Indian market, as there’s something for all kinds of riders. There is a BS6 scooter available for you, regardless of your preference for aesthetics, mileage, or pure power.

Conclusion

It is not all about selecting a vehicle; if you choose the best BS6 scooter, you must consider joining a movement that aims to restore the planet while having a well-performing vehicle. One thing, however, should be remembered: the need to get bike insurance as it is equally important. Not only does it protect you from unplanned costs, but it is also a law requirement.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Looking for a stylish and efficient bike that doesn’t stretch your budget? The Indian two-wheeler market offers a variety of options under ₹90,000 that cater to commuters, enthusiasts and first-time buyers. Whether you need a fuel-efficient model for daily commutes or a sporty design to make a statement, there’s a perfect choice for you. And don’t forget—when you purchase your bike, securing bike insurance online is a must for a smooth riding experience and peace of mind.

List of best bikes under 90000

Here’s a curated list of the best bikes under 90000 in India for 2024. These models combine affordability with performance, making them ideal for diverse needs:

1. Hero Splendor Plus

• Price: ₹75,440
• Engine: 97.2 cc
• Mileage: 60-70 km/l
• Highlights: Renowned for reliability, low maintenance, and high resale value. It’s a perfect bike for daily commuters who prioritise efficiency over features.

2. Honda Shine 100

• Price: ₹65,000
• Engine: 98.98 cc
• Mileage: 65-70 km/l
• Highlights: Designed for smooth performance with a refined engine, comfortable seating, and Honda’s trusted build quality.

3. TVS Radeon

• Price: ₹62,400
• Engine: 109.7 cc
• Mileage: 65-70 km/l
• Highlights: Classic design with modern features like LED DRLs, a synchronised braking system, and a durable build.

4. Bajaj Platina 110

• Price: ₹70,400
• Engine: 115.45 cc
• Mileage: 70-75 km/l
• Highlights: Known for comfort, thanks to its long-travel suspension and anti-skid braking system, it’s ideal for rural and urban roads alike.

5. Hero HF Deluxe

• Price: ₹59,998
• Engine: 97.2 cc
• Mileage: 65-70 km/l
• Highlights: A no-frills commuter bike with excellent mileage and low running costs, making it a great option for budget-conscious buyers.

6. TVS Sport

• Price: ₹64,800
• Engine: 109.7 cc
• Mileage: 75-80 km/l
• Highlights: Offers a good balance of mileage and style with a sporty design and an efficient engine.

7. Bajaj CT 125X

• Price: ₹73,600 (ex-showroom, Delhi)
• Engine: 124.4 cc
• Mileage: 55-60 km/l
• Highlights: Built for rugged use. Features like a semi-knobby tyre and a strong chassis make it ideal for tough terrains.

Conclusion

Choosing the right bike under ₹90,000 depends on your specific requirements like mileage, engine performance, or design. Whether you’re a student, a working professional, or someone thinking of upgrading their existing scooter, the above list covers reliable and affordable options. Don’t forget to secure your ride with bike insurance online, ensuring protection against unforeseen damages or losses. With proper insurance and the right bike, you’re all set for a safe and enjoyable journey.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

The Indian two-wheeler market is booming with many options for bike enthusiasts, offering a range of models that deliver style, power, and performance. If your budget is up to ₹1.9 lakh, there are some incredible bikes to choose from, perfect for city commutes or adventurous rides. This guide highlights the best bikes under 1.9 lakh in 2024, ensuring great value for money. Additionally, investing in proper bike insurance is essential for protecting your ride and staying stress-free on the road.

List of best bikes under 1.9 lakh

Here’s a curated list of top bikes under ₹1.9 lakh, catering to diverse riding needs:

1. Yamaha R15 V4

•     Price: ₹1.80 lakh (ex-showroom)
•     Engine: 155cc, single-cylinder, liquid-cooled
•     Features: Quick shifter, traction control, and sporty design.
•     Why choose it: A perfect pick for racing enthusiasts with its sleek design and high-performance engine.

2. KTM Duke 200

•     Price: ₹1.88 lakh (ex-showroom)
•     Engine: 199.5cc, single-cylinder, liquid-cooled
•     Features: Trellis frame, aggressive styling, and dual-channel ABS.
•     Why choose it: Offers unmatched performance and handling for city and highway rides.

3. Royal Enfield Meteor 350

•     Price: ₹1.87 lakh (ex-showroom)
•     Engine: 349cc, single-cylinder, air-oil cooled
•     Features: LED lighting, Tripper navigation, and relaxed cruiser ergonomics.
•     Why choose it: Ideal for those looking for a comfortable cruiser with a modern touch.

4. Honda CB300F

•     Price: ₹1.85 lakh (ex-showroom)
•     Engine: 293cc, single-cylinder, oil-cooled
•     Features: Dual-channel ABS, fully digital console, and refined engine.
•     Why choose it: Offers premium looks and smooth performance, perfect for daily rides and occasional touring.

5. TVS Apache RTR 200 4V

•     Price: ₹1.45 lakh (ex-showroom)
•     Engine: 197.7cc, single-cylinder, oil-cooled
•     Features: Adjustable suspension, riding modes, and Bluetooth connectivity.
•     Why choose it: A value-packed bike with advanced features and impressive performance.

6. Suzuki Gixxer SF 250

•     Price: ₹1.88 lakh (ex-showroom)
•     Engine: 249cc, single-cylinder, oil-cooled
•     Features: Aerodynamic design, digital instrument cluster, and dual-channel ABS.
•     Why choose it: Offers a sporty feel with excellent handling and long-distance comfort.

7. Bajaj Dominar 250

•     Price: ₹1.80 lakh (ex-showroom)
•     Engine: 248.8cc, single-cylinder, liquid-cooled
•     Features: Dual-channel ABS, full-LED lighting, and a muscular build.
•     Why choose it: A great choice for riders seeking a bike with robust performance.

8. Hero Xpulse 200 4V

•     Price: ₹1.44 lakh (ex-showroom)
•     Engine: 199.6cc, single-cylinder, oil-cooled
•     Features: Off-road capabilities, LED headlamps, and smartphone connectivity.
•     Why choose it: Best for adventure enthusiasts looking for an affordable off-road bike.

Conclusion

Choosing the best bikes under 1.9 lakh depends on your riding preferences—be it sporty performance, adventure, or cruising comfort. Popular options like the Yamaha R15 V4, Royal Enfield Meteor 350, and Suzuki Gixxer SF 250 cater to different styles and needs. While picking the perfect bike, remember to secure it with comprehensive bike insurance to safeguard against unforeseen situations. With the right bike and insurance, you're ready to hit the road with confidence and style.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Looking for a stylish, powerful, and affordable bike that fits your budget? India’s two-wheeler market offers plenty of options under ₹1.4 lakh, catering to commuters, enthusiasts, and adventurers alike. Whether you want a sporty design, fuel efficiency, or smooth performance, there’s a bike for everyone in this price range. Along with choosing the best bike under ₹1.4 lakh, don’t forget to get bike insurance online for hassle-free rides and financial protection. Let’s explore the best bike options available in 2024.

List of best bikes under 1.4 lakh

Here are the top bikes you can consider under ₹1.4 lakh, offering excellent value for money:

1. Bajaj Pulsar NS125

•     Price: ₹1.05 lakh (ex-showroom)
•     Engine: 124.4cc, single-cylinder, air-cooled
•     Features: Sporty design, digital instrument cluster, and Nitrox suspension.
•     Why choose it: Perfect for city rides with a blend of style, performance, and fuel efficiency.

2. TVS Apache RTR₹ 160 2V

•     Price: ₹1.23 lakh (ex-showroom)
•     Engine: 159.7cc, single-cylinder, oil-cooled
•     Features: LED headlamps, digital console, and glide-through technology.
•     Why choose it: Great handling and sporty appeal make it ideal for beginners and experienced riders alike.

3. Hero Xtreme 160R

•     Price: ₹1.36 lakh (ex-showroom)
•     Engine: 163cc, single-cylinder, air-cooled
•     Features: Fully digital instrument cluster, hazard lights, and lightweight build.
•     Why choose it: Offers a combination of excellent mileage, comfort, and sharp design.

4. Honda SP 125

•     Price: ₹88,000 - ₹93,000 (ex-showroom)
•     Engine: 124cc, single-cylinder, air-cooled
•     Features: Silent-start ACG technology, digital console, and superior mileage.
•     Why choose it: Best suited for daily commutes with low maintenance costs and high reliability.

5. Yamaha FZ-FI V3

•     Price: ₹1.15 lakh (ex-showroom)
•     Engine: 149cc, single-cylinder, air-cooled
•     Features: Fuel injection, single-channel ABS, and sporty design.
•     Why choose it: Known for smooth handling and durability, making it ideal for city and highway use.

6. Suzuki Gixxer

•     Price: ₹1.39 lakh (ex-showroom)
•     Engine: 155cc, single-cylinder, air-cooled
•     Features: Fully digital console, ABS, and a premium design.
•     Why choose it: Offers a great riding experience with impressive build quality.

7. Bajaj Avenger Street 160

•     Price: ₹1.38 lakh (ex-showroom)
•     Engine: 160cc, single-cylinder, air-cooled
•     Features: Low-slung cruiser styling, comfortable seating, and alloy wheels.
•     Why choose it: Ideal for riders looking for a cruiser under ₹1.4 lakh.

8. Royal Enfield Hunter 350

•     Price: ₹1.49 lakh (on-road)
•     Engine: 349cc, single-cylinder, air-cooled
•     Features: Retro-modern design, robust build, and great torque.
•     Why choose it: A great option for Royal Enfield fans.

Conclusion

Choosing the best bike under ₹1.4 lakh depends on your priorities—whether it’s sporty looks, daily commuting, or long rides. Popular choices like the TVS Apache RTR 160, Hero Xtreme 160R, and Bajaj Avenger Street 160 cater to diverse riding preferences. While deciding on your dream bike, don’t forget to secure it with bike insurance online, which ensures financial safety and peace of mind on the road. With a wide range of options in this budget, you’re sure to find a bike that perfectly matches your needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

According to the Motor Vehicles Act of 1988, it is essential to have a driving licence for two-wheeler and four-wheeler vehicles in India. One of the most vital documents in this process is RTO Form 4, which is important while applying for a driving licence.

It is illegal to drive a motor vehicle in India if you do not have a driving licence. Therefore, to obtain it, you must follow certain procedures. You must apply for a learner’s licence first, and then after a month of its issuance, you can apply for a permanent driving licence.

In this blog, we look at step-by-step methods on how to download the form, fill it out and submit it efficiently.

What is RTO Form 4?

Form 4 is a legal document that must be filled and submitted at the Regional Transport Office to apply for a driving licence in India. This application validates that the person can legally drive a motor vehicle within the boundaries of the country. Without RTO Form 4, it is impossible for you to obtain a driving licence. 

Form 4 verifies the identity of the person and their appearance during the driving test. Remember, applicants must be 18 years or above to apply for a driving licence. 

How to Fill RTO Form 4?

Filling out RTO Form 4 accurately is essential for a hassle-free experience while applying for a driving licence. It has three categories:

• The first part consists of the licensing authority’s address, type of vehicle and a box to attach your passport-size image. 
• In the second part, you’ll need to fill in your personal details. 
• The third part consists of a certificate of driving competency. 

Here’s a step-by-step guide: 

• Write down the address of the RTO, attach your passport-size photograph, and select the vehicle type for which you’re applying for a licence. 
• Point 1, 2 and 3 requires your name, your father/husband’s name and permanent address. 
• In case you’re residing at a temporary address, mention that in point 4, include the period of stay at the current location in point 5.
• Fill your date and place of birth in point 6 and 7. 
• People born outside India should mention their year of migration in point 8. 
• Point 9 requires your educational qualifications. 
• In point 10, mention two visible identification marks (birthmarks, moles on face, arms or legs). 
• Mention your blood group in point 12. 
• Point 13 requires you to mention if you already have a valid driving licence. If yes, you need to specify the vehicle category.
• Enter information regarding the dates of all convictions that were ordered on any permits in your name in point 14.
• In point 15, mention if you have been previously disqualified from obtaining a driving licence. If yes, state the reason in the second line.
• Mention your physical fitness evaluation from a driving test in point 16. Mention the date, name of the testing authority, and the result.
• Point 17 needs you to mention if you have submitted three passport-size photographs. 
• In point 18, include the date and name of the issuing authority about your learner’s licence.
• Mention the name and address of the driving school in point 19, if you have a driving certificate.
• In point 20, you need to mention if you had submitted a parent/guardian consent form while applying for a learner's licence. Similarly, in point 21, mention if you provided a medical fitness certificate when the learner’s licence was issued. 
• In point 22 and 23, mention whether you were excused from the medical and preliminary exam according to Rule 6 and Rule 11(2) of the Central Motor Vehicles Rules, 1989. 
• Mention the fees paid while applying for a driving license in point 24. 

The RTO official will sign the form, mentioning the date and registration number of the vehicle used for the exam. You must also sign here.

Once the application is accepted, you will be informed via email or called at the RTO for further verification. 

How to Download Form 4?

Downloading the RTO Form 4 is quite simple with these steps:

1. Visit the site- https://parivahan.gov.in/parivahan//en/content/download-forms
2. Under the Driving Licence section, choose ‘Application for Licence to Drive’, and click on Form 4.
3. Once redirected to Form 4, click on the download option. 

Documents Required for Form 4

You must attach the following supporting documents while filling out the RTO Form 4 to verify your application:

Conclusion

One of the most important processes when applying for a driving licence is completing the RTO Form 4. Accurately completing the form and submitting it successfully helps verify personal details and eventually prepare for the driving test. Always ensure the details are accurate and the attached documents are complete to prevent any errors or delays at the RTO.

While applying for a driving licence, don’t overlook the importance of maintaining an up-to-date car insurance policy. A valid insurance policy not only protects you financially but also ensures compliance with legal requirements.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Electric scooters have gained widespread popularity for their convenience, eco-friendliness, and efficiency in urban transportation. As with any vehicle, the braking system is crucial in ensuring safety and performance.

Understanding the various types of electric scooter brakes is essential, whether you're choosing a new scooter or maintaining your current one. They can greatly influence your overall riding experience. Read on to learn about the various types of electric scooter brakes.

Various types of electric scooter brakes

Here are the most common electric scooter brakes:

1. Disc brakes

Disc brakes are among the most efficient braking systems for electric scooters. They use a rotor attached to the wheel and a calliper that applies pressure to generate stopping power. A key advantage of disc brakes is their excellent stopping power, even in slippery conditions.

This makes disc brakes ideal for high-speed scooters that require quick and reliable braking. However, they require regular maintenance and can be more expensive to replace than other systems.

2. Drum brakes

Drum brakes operate within an enclosed system where brake shoes press against a rotating drum inside the wheel. They are durable and resistant to weather conditions, making them low-maintenance.

However, their stopping power is less effective than disc brakes, particularly for high-speed scooters. Additionally, prolonged use can cause overheating, which may reduce braking efficiency.

3. Regenerative brakes

Regenerative brakes convert kinetic energy into electrical energy, slowing the scooter while charging the battery. This feature improves energy efficiency and helps extend the scooter’s battery life.

However, regenerative braking alone is usually not powerful enough for emergency stops, so it is often paired with mechanical braking systems to ensure rider safety.

4. Electronic brakes

Electronic brakes use the scooter’s motor to slow down by reversing its direction or reducing its speed. They are lightweight, low-maintenance, and do not require physical components like pads or discs.

However, they may not provide sufficient stopping power independently. Therefore, electronic brakes are often used as supplementary braking systems.

Conclusion

Choosing the right braking system for your electric scooter is essential for safety and performance. Understanding the types of electric scooter brakes will help you make an informed choice. When riding, ensure you wear protective gear like helmets and gloves to maximise safety.

It is also important to obtain the appropriate two wheeler insurance policy to comply with legal requirements. A comprehensive plan financially protects against accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

The motorcycle industry is constantly evolving, leading to the introduction of advanced features to bikes. One such innovation is the rear suspension, which significantly improves both comfort and stability. A well-designed motorcycle suspension ensures shock absorption while riding and braking.

Whether you’re a beginner or a seasoned rider, understanding the different motorcycle rear suspension types can help you make an informed decision. Let us examine the various types of rear suspensions to choose from.

Various types of rear suspension motorcycle

Motorcycle rear suspension systems vary based on design, performance, and riding conditions. Here are the primary types of rear suspension motorcycle systems:

1. Dual shock suspension

Dual shock suspension is among the oldest suspension systems. It features two shock absorbers mounted on either side of the rear wheel, helping absorb bumps and maintain balance.

This design is found in older motorcycles and budget-friendly bikes. It offers limited performance compared to modern suspension systems.

2. Mono shock suspension

Mono shock suspension utilises a single centrally mounted shock absorber that joins the swingarm to the motorcycle frame. This system improves handling, reduces overall weight, and enhances ride stability.

It is commonly used in sports bikes and off-road motorcycles, providing better control during high-speed rides and rough terrain.

3. Paralever suspension

Paralever suspension, a patented BMW innovation, integrates the rear suspension with the driveshaft, reducing torque effects during acceleration and braking. Commonly used in BMW motorcycles, this suspension offers a smooth and more controlled ride, making it ideal for adventure motorcycles.

4. Softail suspension

Softail suspension mimics the look of a rigid-frame motorcycle while providing rear suspension functionality. The shock absorbers are hidden within the frame, enhancing the bike’s aesthetics while ensuring a smooth ride.

This type is widely used in cruisers and custom motorcycles, balancing style and comfort.

5. Swingarm suspension

The swingarm suspension is among the most versatile and widely used systems. It features a pivoting arm connecting the rear wheel to the motorcycle frame, with a single or dual shock absorber setup. This design provides a balance of durability, flexibility, and ride quality.

Conclusion

Choosing the right suspension type depends on your riding preferences, performance expectations, and comfort requirements. While dual shock suspension is cost-effective, mono shock and para lever systems provide superior handling and stability. However, while riding, safety should always be a top priority. Remember to wear proper protective gear, such as helmets, gloves, and padded clothing.

Additionally, acquiring bike insurance is not only essential for your safety, but it’s also a legal requirement. A comprehensive insurance policy offers valuable financial protection against accidents, theft, and third-party damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

These days, there is a growing demand for two-wheelers in India, especially among people seeking a dependable and reasonably priced form of transportation. The ₹60,000 budget offers many wonderful options that are not only affordable but also provide exceptional performance and mileage. Read on to explore the best bikes under ₹60000 in 2024.

List Of Best Bikes Under ₹60000

The following are some of the best bikes under ₹60,000:

• TVS XL 100

The TVS XL 100 is a moped equipped with a 99.7cc engine, delivering 6.5 Nm of torque. It offers a mileage of approximately 55 kmpl, with a starting ex-showroom price of ₹44,999.

• TVS Radeon

The TVS Radeon features a powerful 109.7cc engine that produces 8.7 Nm of torque. It offers a mileage of approximately 64 kmpl, with a starting ex-showroom price of ₹59,880.

• Hero HF 100

The Hero HF 100, with its 97.2cc engine, is a reasonably priced option. It delivers 8.05 Nm of torque, offering a mileage of approximately 70 kmpl. The ex-showroom price is ₹59,018.

• TVS Sport

Often considered the best bike under ₹60k, the TVS Sport comes with a 109.7cc engine. It delivers 8.7 Nm of torque. With a mileage of approximately 80 kmpl, it is ideal for long-distance driving. Ex-showroom prices start at ₹59,881.

• Hero HF Deluxe

Popular commuter bikes like the Hero HF Deluxe are renowned for their reliability and excellent mileage. Its 97.2cc engine delivers 8.02 PS of power and 8.05 Nm of torque. With a mileage of approximately 65 kmpl, it is well-suited for daily use. The ex-showroom price is around ₹59,998.

Conclusion

There are several bikes available on the Indian market that offer high-performance features at an affordable price. If you are planning to buy a bike, don’t forget to get two wheeler insurance to ensure financial protection for both you and your bike in the event of accidents, theft, or unforeseen damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

For Indian motorcycle enthusiasts, 2024 is set to be an exciting year, with many major manufacturers preparing to release new models. Customers seeking high-end features and performance will find these bikes—priced up to ₹4.5 lakh—very appealing. In this article, we will look at the best bikes under ₹4.5 lakh in India in 2024.

Upcoming Bikes Under ₹ 4.5 Lakh

The following are some great bike models under ₹4.5 lakh in India:

KTM 390 Enduro R

The pricing of the KTM 390 Enduro R is anticipated to be approximately Rs 3.30 lakh (ex-showroom). With its traditional enduro-style and minimal body panels, the KTM 390 Enduro R offers improved off-road performance. Featuring a single LED headlight up front, it shares its rear-end design with the 390 Adventure.

Royal Enfield Himalayan 650

It is expected to cost between Rs 4.0 and Rs 4.2 lakh (ex-showroom). With its broad handlebars, muscular tank, and high flyscreen, it has a characteristic ADV-like style, making it a great contender for individuals looking to buy a bike on a fixed budget.

Royal Enfield Classic 650

The highly anticipated Royal Enfield Classic 650 is expected to go on sale in January 2025, with a price tag of approximately Rs 3.2 lakh (ex-showroom). Sharing the 650cc platform with its siblings—the Royal Enfield Interceptor 650, Continental GT 650, Super Meteor 650, Bear 650, and Shotgun 650—the Classic 650 features a slightly modified 647.95cc air-/oil-cooled parallel-twin engine. This engine delivers 47.6 PS of power and 52 Nm of torque, paired with a 6-speed gearbox, promising a robust and exhilarating riding experience.

Conclusion

In 2024, a wide range of new bikes priced up to ₹4.5 lakh are expected to be introduced in India, catering to the diverse needs of customers across various market segments. Each of these bikes promises to offer top-notch features and performance within their respective niches. When purchasing a bike, it's crucial to also invest in bike insurance to ensure safety and protection for both you and your vehicle. With the right insurance coverage, you'll be financially safeguarded against theft, accidents, and repair costs, allowing you to enjoy your new bike with peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

With the rapid growth of the Indian motorcycle sector, several exciting new models priced up to ₹3.5 lakh are expected to be launched in 2024.

These bikes will feature cutting-edge technology, strong engines, and eye-catching looks to accommodate all rider types. In this article, we will look at the best bikes under ₹3.5 lakh that will be introduced in India in 2024.

Upcoming Bikes Under ₹3.5 Lakh

The following are some good bike options under ₹₹3.5 Lakh:

• CF Moto 400NK

The 400NK model from Chinese manufacturer CF Moto is set to be released in India in the near future. It will feature a modern design and a 400cc engine, priced between ₹2 lakh and ₹2.5 lakh, making it one of the best bikes in ₹3.5 lakhs.

• Benelli New TNT 300

Benelli plans to launch an updated version of the TNT 300, featuring enhanced performance and more advanced features. With an expected price range of ₹3 lakh to ₹3.5 lakh, it is set to be a popular option in the premium market.

• Benelli 402 S

Another highly anticipated Benelli bike model, the 402 S, features a contemporary design and a 400 cc engine. With an expected price of between ₹2.5 lakh to ₹2.7 lakh, the bike is positioned to be a desirable mid-range bike option for daily commuters.

• Harley-Davidson Nightster X440

Attached to one of the most iconic bike brands in the world, the Harley-Davidson Nighter X440 features a classic cruiser design and a powerful 440cc engine. A serious contender among other premium cruiser options, the bike has a price range of ₹2.9 lakh to ₹3.5 lakh.

• KTM New 390 Adventure

KTM has recently released an updated version of the popular 390 Adventure, featuring more advanced features and improved off-road performance. The base model is priced around ₹3.5 lakh.

Conclusion

In 2024, many great bikes under ₹3.5 lakh will be launched to suit a variety of rider preferences. Whether you're an adventure enthusiast or prefer traditional designs, you're sure to find the perfect option. If you're planning to buy a bike this year, it's highly recommended to get two wheeler insurance to protect both you and your bike from unexpected events like accidents or injury. This security measure allows you to cruise on the roads stress-free.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

As per the Motor Vehicles Act in India, every bike owner must have a basic third-party insurance policy covering damages to a third party’s life or property.

Riders are increasingly seeking comprehensive coverage that minimises out-of-pocket expenses when purchasing bike insurance. A zero-depreciation policy is a popular choice, as it ensures that depreciation costs are not deducted from claim settlements.

What is zero depreciation in bike insurance?

A zero depreciation cover is an add-on to comprehensive bike insurance that ensures full claim payouts without deducting depreciation. In case of an accident or damage, the insurance company covers the entire repair and replacement cost.

Are tyres covered in zero depreciation bike insurance?

While depreciation is covered for most parts of a vehicle, tyres are typically not covered for the following reasons:

1. Wear and tear

Tyres are subject to constant wear and tear. Parts of a bike that need to be regularly replaced or refilled, like oil, filters, and tyres, are considered consumable items. As this is more of a natural process, it is generally not covered under zero depreciation.

2. Cost of replacement

The cost of replacing tyres is considered rather inexpensive to most people when compared to other parts. Moreover, tyres are replaced more frequently when compared to other parts.

3. Industry standards

Most insurance companies provide coverage only for the main structural components of the vehicle, like the engine, exhaust, transmission, etc. Tyres typically do not fall under this category as they require frequent replacement.

What happens if your tyres are damaged?

If your tyres are damaged, consider:

• Standard bike insurance: Covers tyre damage but deducts depreciation.
• Add-on coverage: Covers tyre damage and labour costs. Check policy details for specific coverage.            

Conclusion

Zero depreciation policies cover most vehicle parts but exclude tyres due to frequent wear and replacement. For tyre damage, standard coverage or third party bike insurance may help. Some insurers offer tyre add-ons for repairs or replacements, so reviewing policy terms is essential.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

How often do you consider the role of your motorcycle's chain in your daily rides? A motorcycle chain carries power from the engine to the back wheel and propels you forward. It thus ensures a smooth ride. Given India's diverse terrains and road conditions, understanding different motorbike chain types is essential to choosing the right one for the efficiency and safety of your rides.

List of Motorbike Chain Types

Let us explore the different types of motorcycle chains available in India and how each can cater to your specific biking needs.

• Standard Roller Chains: These are the most basic form of motorcycle chains. They have a series of metal links that include outer and inner plates. These chains are connected via pins surrounded by bushings, over which cylindrical rollers are placed. The rollers connect with the teeth of the sprockets for efficient power transfer. However, these chains are not sealed, meaning they do not have built-in lubrication systems and are thus more susceptible to dirt accumulation and wear. Cleaning and lubrication should be part of their regular maintenance to prevent rust and ensure longevity.

• O-Ring Chains: These are a step up in durability and maintenance requirements. They include a crucial addition—O-shaped rubber rings inserted between the chain's links. These rings keep lubrication in and keep dirt and debris out. Their design is much like that of standard chains. However, they have the added benefit of the O-rings, which minimise wear and tear by maintaining lubrication over extended periods. This makes O-Ring chains more suitable for riders who don’t want to do frequent chain maintenance.

• X-Ring Chains: These are designed to provide an even higher level of performance. They feature seals with an X-shaped cross-section. Due to the minimal surface contact area, this design reduces friction between the chain's moving parts more effectively than O-rings. X-Ring chains also offer superior durability and less power loss, which is why they are chosen for motorcycles intended for high performance. They also tend to last longer than O-ring chains despite being more expensive.
  
  

Conclusion

Choosing the right motorcycle chain is necessary for your bike's performance and maintenance. It is equally important to pair this choice with reliable bike insurance that covers damage and maintenance costs. This ensures optimal performance and financial protection for your motorcycle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

In India, a driving license is a vital document issued by the Regional Transport Authority (RTA) or the Regional Transport Office (RTO) of your state. It is a legal driving permit. There are different types of driving license in India, issued depending on the kind of vehicle you drive. For those just starting, a learner's license is the first step, followed by a permanent license once you have passed the driving tests.

Various Types of Driving License
Let us take a closer look at the various four-wheeler and motorcycle license classes in India —

1. Personal Use Licenses:

• MC 50CC (Motorcycle 50cc): Available to individuals who wish to drive motorcycles with an engine capacity of 50 cc or less. Applicants must be at least 16 years old.
  
  
• MCWOG/FVG (Motorcycle Without Gear): This category of motorcycle license covers two-wheelers without gears, including mopeds and scooters. The minimum age to obtain the license is 16.
  
  
• LMV-NT (Light Motor Vehicle-Non Transport): Available to drivers over 18 years of age for using two-wheelers for non-commercial transport purposes.
  
  
• MC EX50CC: Intended for motorcycles with a displacement of more than 50cc. It requires applicants to be at least 18 years old.
  
  
• MCWG or MCYCLWG (Motorcycle With Gear): Permits the holder to operate motorcycles with gears. The eligibility is a minimum age of 18.

2. Commercial Use Licenses:

• MGV (Medium Goods Vehicle): For operating medium-sized goods vehicles. Applicants need to be at least 20 years old.

• LMV (Light Motor Vehicle): Includes vehicles like motorcars, jeeps, and taxis, with a minimum age requirement of 18.

• HMV (Heavy Motor Vehicle): For driving heavy motor vehicles. The applicants must be at least 18 years old.

• HGMV (Heavy Goods Motor Vehicle): This is specifically for vehicles used for heavy goods transportation. The driver must be at least 18 years old.

• HPMV/HTV (Heavy Passenger Motor Vehicle/Heavy Transport Vehicle): For heavy vehicles carrying passengers, like buses, available to those who are at least 18.

• Trailer: It is a special license to operate heavy trailers. Applicants need to hold a heavy vehicle driving license already.
  
  

Conclusion

You should be aware of the different motorcycle license classes in India to apply for the right one. A valid license is mandatory for riding on the road and failing to have one can result in fines. Equally important is bike insurance, which acts as a shield against accidents, theft, and damage.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information