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  • 5 types of motorcycle engines explained

    by Almog Ramrajkar | Apr 04, 2025

    A bike’s engine is arguably the most important component of the vehicle, determining its operation, speed, and even sound. Engines are designed differently depending on the motorcycle's intended use. In this article, we'll examine the different types of motorcycle engines to help you quickly identify the one that fits your needs perfectly.

    List of types of motorcycle engines

    There are various engine configurations, each with its own unique characteristics, catering to different types of riders. Here are five important types:

    1. Two-stroke engines

    These engines are characterised by their lightweight and simple design. A two-stroke engine completes two cycles of combustion: compression and power. It is relatively small, making it suitable for small motorcycles and scooters.

    • Advantages: Lightweight, easy maintenance.
    • Disadvantages: Higher emissions, less fuel-efficient.
    1. Four-stroke engines

    Four-stroke engines are the most prevalent today. They operate in four stages: intake, compression, combustion, and exhaust. These engines are ideal for commuting and touring, as they deliver power more smoothly and are more fuel-efficient.

    • Advantages: Efficient and reliable.
    • Disadvantages: More complex and costly to maintain.
    1. Single-cylinder engines

    A single-cylinder engine is as basic as it gets. This type is ideal for entry-level motorcycles and off-road bikes, as it is lightweight, small, and economical.

    • Advantages: Cost-effective and low maintenance.
    • Disadvantages: More vibrations and less power than multi-cylinder engines.
    1. Twin-cylinder engines

    Commonly found in mid-range bikes, twin-cylinder engines offer a good balance between power and efficiency. The two cylinders work together to deliver both strong power and good fuel economy.

    • Advantages: Compact design, decent performance.
    • Disadvantages: It can vibrate more at higher speeds.
    1. Multi-cylinder engines

    These engines, with three or more cylinders, are built for performance and speed. Typically found in high-end racing or touring motorcycles, they deliver a large amount of power very smoothly.

    • Advantages: High power, smooth operation.
    • Disadvantages: Expensive and complex to maintain.

    Conclusion

    Your riding habits, needs, and budget should guide your engine choice. Understanding the different types of bike engines will help you make an informed decision and compare bike options more effectively.

    Once you've selected the right engine and bike, it's wise to protect your investment with bike insurance online. This provides financial coverage in case of theft, accidents, or repairs, ensuring your bike stays secure. Remember, the longevity and protection of your bike deserve as much attention as its specifications!



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Top 125cc scooters in India 2024

    by Almog Ramrajkar | Apr 04, 2025

    Are you seeking the perfect balance of style, performance, and practicality when choosing a scooter? 125cc scooters have gained popularity by offering a combination of fuel efficiency, premium features, and sporty designs.

    These scooters deliver an enjoyable riding experience and make daily commuting a breeze. Read on to find the best BS6 125cc scooter in India that you should consider in 2024.

    List of 125cc scooter models in India 2024

    Here’s a quick look at some of the top 125cc scooters:

    1. Honda Activa 125

    This scooter is backed by a trusted brand, which contributes to its prominence and smooth performance. It effortlessly handles everyday tasks, thanks to features like LED lighting, a digital-analog meter, external fuel filling, and more. With its impressive mileage, it proves to be an excellent choice for daily commuting.

    1. TVS Ntorq 125

    Powered by a robust engine and featuring an eye-catching design, this scooter is perfect for speed enthusiasts who value cutting-edge technology. With app connectivity, voice assist, and a fully digital console, it offers a modern and dynamic riding experience.

    1. Suzuki Access 125

    This scooter, which was created with young families in mind, is the ideal mix of power and fuel economy. For riders of all ages, its ergonomic design and roomy under-seat storage make it a sensible option.

    1. Hero Maestro Edge 125

    An underrated option, this scooter stands out for its accessibility and comfort. With a semi-digital console and premium fuel-injection technology, the Hero Maestro stands out for its balance of performance and reliability.

    1. Aprilia SR 125

    This sporty scooter is designed to captivate thrill-seekers, offering exceptional handling and a powerful engine. With its sleek design and high-tech features, every ride promises to be an extraordinary experience.

    1. Vespa ZX 125

    Infused with a strong sense of nostalgia, the Vespa stands out effortlessly from the crowd. Its timeless design, paired with a durable structure, ensures it's not only a stylish ride but also an incredibly comfortable one.

    Conclusion

    The quest for the best 125cc scooter goes beyond just finding one with attractive looks or sufficient power. It's about selecting a reliable companion for your daily commute. The market offers something for everyone, from the sporty Aprilia to the stylish Vespa and the practical Suzuki Access.

    Once you've made your choice, don’t forget to insure your scooter with two wheeler insurance. This is a legal requirement and provides coverage for theft, accidents, or unforeseen repairs and losses. A fully insured scooter ensures you can enjoy every ride with peace of mind!



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best BS6 scooters in India 2024

    by Almog Ramrajkar | Apr 04, 2025

    Are you looking for a reliable scooter that offers a stress-free ride and does not significantly impact the environment? Then BS6 two-wheel scooters are the mainstream product you are looking for.

    These scooters cut down pollution and come with some noteworthy features, making them a win-win for the consumers. But what are some of the best BS6 scooters in 2024? Let’s look at some of the best options to help you choose the best.

    List of BS6 scooters in India

    The two-wheelers have undergone a massive change in the BS6 upgrade, especially when it comes to emissions and performance. Here are some of the noteworthy options to consider:

    1. Honda Dio 110

    Stylish and sporty, this scooter boasts sharp contours and practical features like a silent starter and side-stand engine inhibitor. It’s perfect for city commutes.

    •   Engine: 109.51cc
    •   Mileage: 50 kmpl
    •   Top speed: 83 kmph
    1. Yamaha RayZR 125 Fi Hybrid

    Built on the innovative concept of ‘Armoured Energy,’ the Yamaha RayZR 125 Fi Hybrid is a remarkable BS6 scooter designed for a smooth and dynamic riding experience.

    Powered by a BS6-compliant, fuel-injected (FI), air-cooled 125cc blue-core engine, it delivers excellent performance with efficiency. The scooter is available in many vibrant colours, including Matte Black, Metallic Black, Light Grey Vermillion, Matte Copper, Matte Red, Black Metallic X, Cyan Blue, and many more to please your choice.

    •   Engine: 125cc
    •   Mileage: 71.33 kmpl
    •   Top speed: 91 kmph
    1. TVS Jupiter 110

    Comfy and tough are features of the Jupiter 110, which also features an LED lighting system and a resilient build. Perfect for everyday use.

    •   Engine: 109.7cc
    •   Mileage: 49.5 kmpl
    •   Top speed: 85 kmph
    1. Honda Activa 6G

    The Activa 6G falls under a variety of consumer tastes; its low maintenance is combined with an eye-catching design.

    •   Engine: 109.51cc
    •   Mileage: 47 kmpl
    •   Top speed: 85 kmph
    1. Yamaha Fascino 125

    With its vintage aesthetics and lightweight body, the Fascino 125 is an excellent choice if you are looking for a stylish but easy-to-handle scooter. Its curvy aesthetics elevate the overall appeal of your ride.

    •   Engine: 125cc
    •   Mileage: 49 km
    •   Top speed: 90 kmph

    These models testify to the variety and creativity in the Indian market, as there’s something for all kinds of riders. There is a BS6 scooter available for you, regardless of your preference for aesthetics, mileage, or pure power.

    Conclusion

    It is not all about selecting a vehicle; if you choose the best BS6 scooter, you must consider joining a movement that aims to restore the planet while having a well-performing vehicle. One thing, however, should be remembered: the need to get bike insurance as it is equally important. Not only does it protect you from unplanned costs, but it is also a law requirement.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best bikes under ₹90,000 in 2024

    by Almog Ramrajkar | Apr 04, 2025

    Looking for a stylish and efficient bike that doesn’t stretch your budget? The Indian two-wheeler market offers a variety of options under ₹90,000 that cater to commuters, enthusiasts and first-time buyers. Whether you need a fuel-efficient model for daily commutes or a sporty design to make a statement, there’s a perfect choice for you. And don’t forget—when you purchase your bike, securing bike insurance online is a must for a smooth riding experience and peace of mind.

    List of best bikes under 90000

    Here’s a curated list of the best bikes under 90000 in India for 2024. These models combine affordability with performance, making them ideal for diverse needs:

    1. Hero Splendor Plus

    • Price: ₹75,440
    • Engine: 97.2 cc
    • Mileage: 60-70 km/l
    • Highlights: Renowned for reliability, low maintenance, and high resale value. It’s a perfect bike for daily commuters who prioritise efficiency over features.
    1. Honda Shine 100

    • Price: ₹65,000
    • Engine: 98.98 cc
    • Mileage: 65-70 km/l
    • Highlights: Designed for smooth performance with a refined engine, comfortable seating, and Honda’s trusted build quality.
    1. TVS Radeon

    • Price: ₹62,400
    • Engine: 109.7 cc
    • Mileage: 65-70 km/l
    • Highlights: Classic design with modern features like LED DRLs, a synchronised braking system, and a durable build.
    1. Bajaj Platina 110

    • Price: ₹70,400
    • Engine: 115.45 cc
    • Mileage: 70-75 km/l
    • Highlights: Known for comfort, thanks to its long-travel suspension and anti-skid braking system, it’s ideal for rural and urban roads alike.
    1. Hero HF Deluxe

    • Price: ₹59,998
    • Engine: 97.2 cc
    • Mileage: 65-70 km/l
    • Highlights: A no-frills commuter bike with excellent mileage and low running costs, making it a great option for budget-conscious buyers.
    1. TVS Sport

    • Price: ₹64,800
    • Engine: 109.7 cc
    • Mileage: 75-80 km/l
    • Highlights: Offers a good balance of mileage and style with a sporty design and an efficient engine.
    1. Bajaj CT 125X

    • Price: ₹73,600 (ex-showroom, Delhi)
    • Engine: 124.4 cc
    • Mileage: 55-60 km/l
    • Highlights: Built for rugged use. Features like a semi-knobby tyre and a strong chassis make it ideal for tough terrains.

    Conclusion

    Choosing the right bike under ₹90,000 depends on your specific requirements like mileage, engine performance, or design. Whether you’re a student, a working professional, or someone thinking of upgrading their existing scooter, the above list covers reliable and affordable options. Don’t forget to secure your ride with bike insurance online, ensuring protection against unforeseen damages or losses. With proper insurance and the right bike, you’re all set for a safe and enjoyable journey.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best bikes under 1.9 lakh in India 2024

    by Almog Ramrajkar | Apr 04, 2025

    The Indian two-wheeler market is booming with many options for bike enthusiasts, offering a range of models that deliver style, power, and performance. If your budget is up to ₹1.9 lakh, there are some incredible bikes to choose from, perfect for city commutes or adventurous rides. This guide highlights the best bikes under 1.9 lakh in 2024, ensuring great value for money. Additionally, investing in proper bike insurance is essential for protecting your ride and staying stress-free on the road.

    List of best bikes under 1.9 lakh

    Here’s a curated list of top bikes under ₹1.9 lakh, catering to diverse riding needs:

    1. Yamaha R15 V4

    •     Price: ₹1.80 lakh (ex-showroom)
    •     Engine: 155cc, single-cylinder, liquid-cooled
    •     Features: Quick shifter, traction control, and sporty design.
    •     Why choose it: A perfect pick for racing enthusiasts with its sleek design and high-performance engine.
    1. KTM Duke 200

    •     Price: ₹1.88 lakh (ex-showroom)
    •     Engine: 199.5cc, single-cylinder, liquid-cooled
    •     Features: Trellis frame, aggressive styling, and dual-channel ABS.
    •     Why choose it: Offers unmatched performance and handling for city and highway rides.
    1. Royal Enfield Meteor 350

    •     Price: ₹1.87 lakh (ex-showroom)
    •     Engine: 349cc, single-cylinder, air-oil cooled
    •     Features: LED lighting, Tripper navigation, and relaxed cruiser ergonomics.
    •     Why choose it: Ideal for those looking for a comfortable cruiser with a modern touch.
    1. Honda CB300F

    •     Price: ₹1.85 lakh (ex-showroom)
    •     Engine: 293cc, single-cylinder, oil-cooled
    •     Features: Dual-channel ABS, fully digital console, and refined engine.
    •     Why choose it: Offers premium looks and smooth performance, perfect for daily rides and occasional touring.
    1. TVS Apache RTR 200 4V

    •     Price: ₹1.45 lakh (ex-showroom)
    •     Engine: 197.7cc, single-cylinder, oil-cooled
    •     Features: Adjustable suspension, riding modes, and Bluetooth connectivity.
    •     Why choose it: A value-packed bike with advanced features and impressive performance.
    1. Suzuki Gixxer SF 250

    •     Price: ₹1.88 lakh (ex-showroom)
    •     Engine: 249cc, single-cylinder, oil-cooled
    •     Features: Aerodynamic design, digital instrument cluster, and dual-channel ABS.
    •     Why choose it: Offers a sporty feel with excellent handling and long-distance comfort.
    1. Bajaj Dominar 250

    •     Price: ₹1.80 lakh (ex-showroom)
    •     Engine: 248.8cc, single-cylinder, liquid-cooled
    •     Features: Dual-channel ABS, full-LED lighting, and a muscular build.
    •     Why choose it: A great choice for riders seeking a bike with robust performance.
    1. Hero Xpulse 200 4V

    •     Price: ₹1.44 lakh (ex-showroom)
    •     Engine: 199.6cc, single-cylinder, oil-cooled
    •     Features: Off-road capabilities, LED headlamps, and smartphone connectivity.
    •     Why choose it: Best for adventure enthusiasts looking for an affordable off-road bike.

    Conclusion

    Choosing the best bikes under 1.9 lakh depends on your riding preferences—be it sporty performance, adventure, or cruising comfort. Popular options like the Yamaha R15 V4, Royal Enfield Meteor 350, and Suzuki Gixxer SF 250 cater to different styles and needs. While picking the perfect bike, remember to secure it with comprehensive bike insurance to safeguard against unforeseen situations. With the right bike and insurance, you're ready to hit the road with confidence and style.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Best bikes under 1.4 lakh in India 2024

    by Almog Ramrajkar | Apr 04, 2025

    Looking for a stylish, powerful, and affordable bike that fits your budget? India’s two-wheeler market offers plenty of options under ₹1.4 lakh, catering to commuters, enthusiasts, and adventurers alike. Whether you want a sporty design, fuel efficiency, or smooth performance, there’s a bike for everyone in this price range. Along with choosing the best bike under ₹1.4 lakh, don’t forget to get bike insurance online for hassle-free rides and financial protection. Let’s explore the best bike options available in 2024.

    List of best bikes under 1.4 lakh

    Here are the top bikes you can consider under ₹1.4 lakh, offering excellent value for money:

    1. Bajaj Pulsar NS125

    •     Price: ₹1.05 lakh (ex-showroom)
    •     Engine: 124.4cc, single-cylinder, air-cooled
    •     Features: Sporty design, digital instrument cluster, and Nitrox suspension.
    •     Why choose it: Perfect for city rides with a blend of style, performance, and fuel efficiency.
    1. TVS Apache RTR₹ 160 2V

    •     Price: ₹1.23 lakh (ex-showroom)
    •     Engine: 159.7cc, single-cylinder, oil-cooled
    •     Features: LED headlamps, digital console, and glide-through technology.
    •     Why choose it: Great handling and sporty appeal make it ideal for beginners and experienced riders alike.
    1. Hero Xtreme 160R

    •     Price: ₹1.36 lakh (ex-showroom)
    •     Engine: 163cc, single-cylinder, air-cooled
    •     Features: Fully digital instrument cluster, hazard lights, and lightweight build.
    •     Why choose it: Offers a combination of excellent mileage, comfort, and sharp design.
    1. Honda SP 125

    •     Price: ₹88,000 - ₹93,000 (ex-showroom)
    •     Engine: 124cc, single-cylinder, air-cooled
    •     Features: Silent-start ACG technology, digital console, and superior mileage.
    •     Why choose it: Best suited for daily commutes with low maintenance costs and high reliability.
    1. Yamaha FZ-FI V3

    •     Price: ₹1.15 lakh (ex-showroom)
    •     Engine: 149cc, single-cylinder, air-cooled
    •     Features: Fuel injection, single-channel ABS, and sporty design.
    •     Why choose it: Known for smooth handling and durability, making it ideal for city and highway use.
    1. Suzuki Gixxer

    •     Price: ₹1.39 lakh (ex-showroom)
    •     Engine: 155cc, single-cylinder, air-cooled
    •     Features: Fully digital console, ABS, and a premium design.
    •     Why choose it: Offers a great riding experience with impressive build quality.
    1. Bajaj Avenger Street 160

    •     Price: ₹1.38 lakh (ex-showroom)
    •     Engine: 160cc, single-cylinder, air-cooled
    •     Features: Low-slung cruiser styling, comfortable seating, and alloy wheels.
    •     Why choose it: Ideal for riders looking for a cruiser under ₹1.4 lakh.
    1. Royal Enfield Hunter 350

    •     Price: ₹1.49 lakh (on-road)
    •     Engine: 349cc, single-cylinder, air-cooled
    •     Features: Retro-modern design, robust build, and great torque.
    •     Why choose it: A great option for Royal Enfield fans.

    Conclusion

    Choosing the best bike under ₹1.4 lakh depends on your priorities—whether it’s sporty looks, daily commuting, or long rides. Popular choices like the TVS Apache RTR 160, Hero Xtreme 160R, and Bajaj Avenger Street 160 cater to diverse riding preferences. While deciding on your dream bike, don’t forget to secure it with bike insurance online, which ensures financial safety and peace of mind on the road. With a wide range of options in this budget, you’re sure to find a bike that perfectly matches your needs.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • RTO Form 4: How to Download & Fill

    by Almog Ramrajkar | Apr 04, 2025

    According to the Motor Vehicles Act of 1988, it is essential to have a driving licence for two-wheeler and four-wheeler vehicles in India. One of the most vital documents in this process is RTO Form 4, which is important while applying for a driving licence.

    It is illegal to drive a motor vehicle in India if you do not have a driving licence. Therefore, to obtain it, you must follow certain procedures. You must apply for a learner’s licence first, and then after a month of its issuance, you can apply for a permanent driving licence.

    In this blog, we look at step-by-step methods on how to download the form, fill it out and submit it efficiently.

    What is RTO Form 4?

    Form 4 is a legal document that must be filled and submitted at the Regional Transport Office to apply for a driving licence in India. This application validates that the person can legally drive a motor vehicle within the boundaries of the country. Without RTO Form 4, it is impossible for you to obtain a driving licence. 

    Form 4 verifies the identity of the person and their appearance during the driving test. Remember, applicants must be 18 years or above to apply for a driving licence. 

    How to Fill RTO Form 4?

    Filling out RTO Form 4 accurately is essential for a hassle-free experience while applying for a driving licence. It has three categories:

    • The first part consists of the licensing authority’s address, type of vehicle and a box to attach your passport-size image. 
    • In the second part, you’ll need to fill in your personal details. 
    • The third part consists of a certificate of driving competency. 

    Here’s a step-by-step guide: 

    • Write down the address of the RTO, attach your passport-size photograph, and select the vehicle type for which you’re applying for a licence. 
    • Point 1, 2 and 3 requires your name, your father/husband’s name and permanent address. 
    • In case you’re residing at a temporary address, mention that in point 4, include the period of stay at the current location in point 5.
    • Fill your date and place of birth in point 6 and 7. 
    • People born outside India should mention their year of migration in point 8. 
    • Point 9 requires your educational qualifications. 
    • In point 10, mention two visible identification marks (birthmarks, moles on face, arms or legs). 
    • Mention your blood group in point 12. 
    • Point 13 requires you to mention if you already have a valid driving licence. If yes, you need to specify the vehicle category.
    • Enter information regarding the dates of all convictions that were ordered on any permits in your name in point 14.
    • In point 15, mention if you have been previously disqualified from obtaining a driving licence. If yes, state the reason in the second line.
    • Mention your physical fitness evaluation from a driving test in point 16. Mention the date, name of the testing authority, and the result.
    • Point 17 needs you to mention if you have submitted three passport-size photographs. 
    • In point 18, include the date and name of the issuing authority about your learner’s licence.
    • Mention the name and address of the driving school in point 19, if you have a driving certificate.
    • In point 20, you need to mention if you had submitted a parent/guardian consent form while applying for a learner's licence. Similarly, in point 21, mention if you provided a medical fitness certificate when the learner’s licence was issued. 
    • In point 22 and 23, mention whether you were excused from the medical and preliminary exam according to Rule 6 and Rule 11(2) of the Central Motor Vehicles Rules, 1989. 
    • Mention the fees paid while applying for a driving license in point 24. 

    The RTO official will sign the form, mentioning the date and registration number of the vehicle used for the exam. You must also sign here.

    Once the application is accepted, you will be informed via email or called at the RTO for further verification. 

    How to Download Form 4?

    Downloading the RTO Form 4 is quite simple with these steps:

    1. Visit the site- https://parivahan.gov.in/parivahan//en/content/download-forms
    2. Under the Driving Licence section, choose ‘Application for Licence to Drive’, and click on Form 4.
    3. Once redirected to Form 4, click on the download option. 

    Documents Required for Form 4

    You must attach the following supporting documents while filling out the RTO Form 4 to verify your application:

    Identity Proof

    Aadhaar card, Voter’s ID card, Passport, PAN card, Ration card

    Address Proof

    Aadhaar card, Electricity bill, Passport, Ration card, Telephone bill, Voter’s ID card

    Age Proof

    Birth Certificate, Affidavit from Executive or Judiciary Magistrate

    Qualification Proof

    Copy of Board/University certificates. 

     

    Conclusion

    One of the most important processes when applying for a driving licence is completing the RTO Form 4. Accurately completing the form and submitting it successfully helps verify personal details and eventually prepare for the driving test. Always ensure the details are accurate and the attached documents are complete to prevent any errors or delays at the RTO.

    While applying for a driving licence, don’t overlook the importance of maintaining an up-to-date car insurance policy. A valid insurance policy not only protects you financially but also ensures compliance with legal requirements.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Types of electric scooter brakes

    by mohit bohra | Apr 04, 2025

    Electric scooters have gained widespread popularity for their convenience, eco-friendliness, and efficiency in urban transportation. As with any vehicle, the braking system is crucial in ensuring safety and performance.

    Understanding the various types of electric scooter brakes is essential, whether you're choosing a new scooter or maintaining your current one. They can greatly influence your overall riding experience. Read on to learn about the various types of electric scooter brakes.

    Various types of electric scooter brakes

    Here are the most common electric scooter brakes:

    1. Disc brakes

    Disc brakes are among the most efficient braking systems for electric scooters. They use a rotor attached to the wheel and a calliper that applies pressure to generate stopping power. A key advantage of disc brakes is their excellent stopping power, even in slippery conditions.

    This makes disc brakes ideal for high-speed scooters that require quick and reliable braking. However, they require regular maintenance and can be more expensive to replace than other systems.

    1. Drum brakes

    Drum brakes operate within an enclosed system where brake shoes press against a rotating drum inside the wheel. They are durable and resistant to weather conditions, making them low-maintenance.

    However, their stopping power is less effective than disc brakes, particularly for high-speed scooters. Additionally, prolonged use can cause overheating, which may reduce braking efficiency.

    1. Regenerative brakes

    Regenerative brakes convert kinetic energy into electrical energy, slowing the scooter while charging the battery. This feature improves energy efficiency and helps extend the scooter’s battery life.

    However, regenerative braking alone is usually not powerful enough for emergency stops, so it is often paired with mechanical braking systems to ensure rider safety.

    1. Electronic brakes

    Electronic brakes use the scooter’s motor to slow down by reversing its direction or reducing its speed. They are lightweight, low-maintenance, and do not require physical components like pads or discs.

    However, they may not provide sufficient stopping power independently. Therefore, electronic brakes are often used as supplementary braking systems.

    Conclusion

    Choosing the right braking system for your electric scooter is essential for safety and performance. Understanding the types of electric scooter brakes will help you make an informed choice. When riding, ensure you wear protective gear like helmets and gloves to maximise safety.

    It is also important to obtain the appropriate two wheeler insurance policy to comply with legal requirements. A comprehensive plan financially protects against accidents, theft, and damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Different motorcycle rear suspension types

    by mohit bohra | Apr 04, 2025

    The motorcycle industry is constantly evolving, leading to the introduction of advanced features to bikes. One such innovation is the rear suspension, which significantly improves both comfort and stability. A well-designed motorcycle suspension ensures shock absorption while riding and braking.

    Whether you’re a beginner or a seasoned rider, understanding the different motorcycle rear suspension types can help you make an informed decision. Let us examine the various types of rear suspensions to choose from.

    Various types of rear suspension motorcycle

    Motorcycle rear suspension systems vary based on design, performance, and riding conditions. Here are the primary types of rear suspension motorcycle systems:

    1. Dual shock suspension

    Dual shock suspension is among the oldest suspension systems. It features two shock absorbers mounted on either side of the rear wheel, helping absorb bumps and maintain balance.

    This design is found in older motorcycles and budget-friendly bikes. It offers limited performance compared to modern suspension systems.

    2. Mono shock suspension

    Mono shock suspension utilises a single centrally mounted shock absorber that joins the swingarm to the motorcycle frame. This system improves handling, reduces overall weight, and enhances ride stability.

    It is commonly used in sports bikes and off-road motorcycles, providing better control during high-speed rides and rough terrain.

    3. Paralever suspension

    Paralever suspension, a patented BMW innovation, integrates the rear suspension with the driveshaft, reducing torque effects during acceleration and braking. Commonly used in BMW motorcycles, this suspension offers a smooth and more controlled ride, making it ideal for adventure motorcycles.

    4. Softail suspension

    Softail suspension mimics the look of a rigid-frame motorcycle while providing rear suspension functionality. The shock absorbers are hidden within the frame, enhancing the bike’s aesthetics while ensuring a smooth ride.

    This type is widely used in cruisers and custom motorcycles, balancing style and comfort.

    5. Swingarm suspension

    The swingarm suspension is among the most versatile and widely used systems. It features a pivoting arm connecting the rear wheel to the motorcycle frame, with a single or dual shock absorber setup. This design provides a balance of durability, flexibility, and ride quality.

    Conclusion

    Choosing the right suspension type depends on your riding preferences, performance expectations, and comfort requirements. While dual shock suspension is cost-effective, mono shock and para lever systems provide superior handling and stability. However, while riding, safety should always be a top priority. Remember to wear proper protective gear, such as helmets, gloves, and padded clothing.

    Additionally, acquiring bike insurance is not only essential for your safety, but it’s also a legal requirement. A comprehensive insurance policy offers valuable financial protection against accidents, theft, and third-party damage.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Bikes Under ₹60,000

    by Almog Ramrajkar | Apr 03, 2025

    These days, there is a growing demand for two-wheelers in India, especially among people seeking a dependable and reasonably priced form of transportation. The ₹60,000 budget offers many wonderful options that are not only affordable but also provide exceptional performance and mileage. Read on to explore the best bikes under ₹60000 in 2024.

    List Of Best Bikes Under ₹60000

    The following are some of the best bikes under ₹60,000:

     

    • TVS XL 100

    The TVS XL 100 is a moped equipped with a 99.7cc engine, delivering 6.5 Nm of torque. It offers a mileage of approximately 55 kmpl, with a starting ex-showroom price of ₹44,999.

    • TVS Radeon

    The TVS Radeon features a powerful 109.7cc engine that produces 8.7 Nm of torque. It offers a mileage of approximately 64 kmpl, with a starting ex-showroom price of ₹59,880.

     

    • Hero HF 100

    The Hero HF 100, with its 97.2cc engine, is a reasonably priced option. It delivers 8.05 Nm of torque, offering a mileage of approximately 70 kmpl. The ex-showroom price is ₹59,018.

     

    • TVS Sport

    Often considered the best bike under ₹60k, the TVS Sport comes with a 109.7cc engine. It delivers 8.7 Nm of torque. With a mileage of approximately 80 kmpl, it is ideal for long-distance driving. Ex-showroom prices start at ₹59,881.

     

    • Hero HF Deluxe

    Popular commuter bikes like the Hero HF Deluxe are renowned for their reliability and excellent mileage. Its 97.2cc engine delivers 8.02 PS of power and 8.05 Nm of torque. With a mileage of approximately 65 kmpl, it is well-suited for daily use. The ex-showroom price is around ₹59,998.

    Conclusion

    There are several bikes available on the Indian market that offer high-performance features at an affordable price. If you are planning to buy a bike, don’t forget to get two wheeler insurance to ensure financial protection for both you and your bike in the event of accidents, theft, or unforeseen damages.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Upcoming Bikes Under ₹4.5 Lakhs

    by Almog Ramrajkar | Apr 03, 2025

    For Indian motorcycle enthusiasts, 2024 is set to be an exciting year, with many major manufacturers preparing to release new models. Customers seeking high-end features and performance will find these bikes—priced up to ₹4.5 lakh—very appealing. In this article, we will look at the best bikes under ₹4.5 lakh in India in 2024.

    Upcoming Bikes Under ₹ 4.5 Lakh

    The following are some great bike models under ₹4.5 lakh in India:

     

    KTM 390 Enduro R

    The pricing of the KTM 390 Enduro R is anticipated to be approximately Rs 3.30 lakh (ex-showroom). With its traditional enduro-style and minimal body panels, the KTM 390 Enduro R offers improved off-road performance. Featuring a single LED headlight up front, it shares its rear-end design with the 390 Adventure.

    Royal Enfield Himalayan 650

    It is expected to cost between Rs 4.0 and Rs 4.2 lakh (ex-showroom). With its broad handlebars, muscular tank, and high flyscreen, it has a characteristic ADV-like style, making it a great contender for individuals looking to buy a bike on a fixed budget.

    Royal Enfield Classic 650

    The highly anticipated Royal Enfield Classic 650 is expected to go on sale in January 2025, with a price tag of approximately Rs 3.2 lakh (ex-showroom). Sharing the 650cc platform with its siblings—the Royal Enfield Interceptor 650, Continental GT 650, Super Meteor 650, Bear 650, and Shotgun 650—the Classic 650 features a slightly modified 647.95cc air-/oil-cooled parallel-twin engine. This engine delivers 47.6 PS of power and 52 Nm of torque, paired with a 6-speed gearbox, promising a robust and exhilarating riding experience.

    Conclusion

    In 2024, a wide range of new bikes priced up to ₹4.5 lakh are expected to be introduced in India, catering to the diverse needs of customers across various market segments. Each of these bikes promises to offer top-notch features and performance within their respective niches. When purchasing a bike, it's crucial to also invest in bike insurance to ensure safety and protection for both you and your vehicle. With the right insurance coverage, you'll be financially safeguarded against theft, accidents, and repair costs, allowing you to enjoy your new bike with peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Upcoming Bikes Under ₹3.5 Lakhs

    by Almog Ramrajkar | Apr 03, 2025

    With the rapid growth of the Indian motorcycle sector, several exciting new models priced up to ₹3.5 lakh are expected to be launched in 2024.

    These bikes will feature cutting-edge technology, strong engines, and eye-catching looks to accommodate all rider types. In this article, we will look at the best bikes under ₹3.5 lakh that will be introduced in India in 2024.

    Upcoming Bikes Under ₹3.5 Lakh

    The following are some good bike options under ₹₹3.5 Lakh:

    • CF Moto 400NK

    The 400NK model from Chinese manufacturer CF Moto is set to be released in India in the near future. It will feature a modern design and a 400cc engine, priced between ₹2 lakh and ₹2.5 lakh, making it one of the best bikes in ₹3.5 lakhs.

    • Benelli New TNT 300

    Benelli plans to launch an updated version of the TNT 300, featuring enhanced performance and more advanced features. With an expected price range of ₹3 lakh to ₹3.5 lakh, it is set to be a popular option in the premium market.

    • Benelli 402 S

    Another highly anticipated Benelli bike model, the 402 S, features a contemporary design and a 400 cc engine. With an expected price of between ₹2.5 lakh to ₹2.7 lakh, the bike is positioned to be a desirable mid-range bike option for daily commuters.

    • Harley-Davidson Nightster X440

    Attached to one of the most iconic bike brands in the world, the Harley-Davidson Nighter X440 features a classic cruiser design and a powerful 440cc engine. A serious contender among other premium cruiser options, the bike has a price range of ₹2.9 lakh to ₹3.5 lakh.

    • KTM New 390 Adventure

    KTM has recently released an updated version of the popular 390 Adventure, featuring more advanced features and improved off-road performance. The base model is priced around ₹3.5 lakh.

    Conclusion

    In 2024, many great bikes under ₹3.5 lakh will be launched to suit a variety of rider preferences. Whether you're an adventure enthusiast or prefer traditional designs, you're sure to find the perfect option. If you're planning to buy a bike this year, it's highly recommended to get two wheeler insurance to protect both you and your bike from unexpected events like accidents or injury. This security measure allows you to cruise on the roads stress-free.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Tyre Coverage in Zero Depreciation Bike Policies

    by mohit bohra | Apr 02, 2025

    As per the Motor Vehicles Act in India, every bike owner must have a basic third-party insurance policy covering damages to a third party’s life or property.

    Riders are increasingly seeking comprehensive coverage that minimises out-of-pocket expenses when purchasing bike insurance. A zero-depreciation policy is a popular choice, as it ensures that depreciation costs are not deducted from claim settlements.

    What is zero depreciation in bike insurance?

    A zero depreciation cover is an add-on to comprehensive bike insurance that ensures full claim payouts without deducting depreciation. In case of an accident or damage, the insurance company covers the entire repair and replacement cost.

    Are tyres covered in zero depreciation bike insurance?

    While depreciation is covered for most parts of a vehicle, tyres are typically not covered for the following reasons:

    1. Wear and tear

    Tyres are subject to constant wear and tear. Parts of a bike that need to be regularly replaced or refilled, like oil, filters, and tyres, are considered consumable items. As this is more of a natural process, it is generally not covered under zero depreciation.

    1. Cost of replacement

    The cost of replacing tyres is considered rather inexpensive to most people when compared to other parts. Moreover, tyres are replaced more frequently when compared to other parts.

    1. Industry standards

    Most insurance companies provide coverage only for the main structural components of the vehicle, like the engine, exhaust, transmission, etc. Tyres typically do not fall under this category as they require frequent replacement.

    What happens if your tyres are damaged?

    If your tyres are damaged, consider:

    • Standard bike insurance: Covers tyre damage but deducts depreciation.
    • Add-on coverage: Covers tyre damage and labour costs. Check policy details for specific coverage.            

    Conclusion

    Zero depreciation policies cover most vehicle parts but exclude tyres due to frequent wear and replacement. For tyre damage, standard coverage or third party bike insurance may help. Some insurers offer tyre add-ons for repairs or replacements, so reviewing policy terms is essential.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

     

  • Popular Types of Bike Chains in India

    by mohit bohra | Apr 02, 2025

    How often do you consider the role of your motorcycle's chain in your daily rides? A motorcycle chain carries power from the engine to the back wheel and propels you forward. It thus ensures a smooth ride. Given India's diverse terrains and road conditions, understanding different motorbike chain types is essential to choosing the right one for the efficiency and safety of your rides.


    List of Motorbike Chain Types

    Let us explore the different types of motorcycle chains available in India and how each can cater to your specific biking needs.

     

    • Standard Roller Chains: These are the most basic form of motorcycle chains. They have a series of metal links that include outer and inner plates. These chains are connected via pins surrounded by bushings, over which cylindrical rollers are placed. The rollers connect with the teeth of the sprockets for efficient power transfer. However, these chains are not sealed, meaning they do not have built-in lubrication systems and are thus more susceptible to dirt accumulation and wear. Cleaning and lubrication should be part of their regular maintenance to prevent rust and ensure longevity.

     

    • O-Ring Chains: These are a step up in durability and maintenance requirements. They include a crucial addition—O-shaped rubber rings inserted between the chain's links. These rings keep lubrication in and keep dirt and debris out. Their design is much like that of standard chains. However, they have the added benefit of the O-rings, which minimise wear and tear by maintaining lubrication over extended periods. This makes O-Ring chains more suitable for riders who don’t want to do frequent chain maintenance.

     

    • X-Ring Chains: These are designed to provide an even higher level of performance. They feature seals with an X-shaped cross-section. Due to the minimal surface contact area, this design reduces friction between the chain's moving parts more effectively than O-rings. X-Ring chains also offer superior durability and less power loss, which is why they are chosen for motorcycles intended for high performance. They also tend to last longer than O-ring chains despite being more expensive.

    Conclusion

    Choosing the right motorcycle chain is necessary for your bike's performance and maintenance. It is equally important to pair this choice with reliable bike insurance that covers damage and maintenance costs. This ensures optimal performance and financial protection for your motorcycle.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • Types of Driving Licenses in India

    by mohit bohra | Apr 02, 2025

    In India, a driving license is a vital document issued by the Regional Transport Authority (RTA) or the Regional Transport Office (RTO) of your state. It is a legal driving permit. There are different types of driving license in India, issued depending on the kind of vehicle you drive. For those just starting, a learner's license is the first step, followed by a permanent license once you have passed the driving tests.

    Various Types of Driving License
    Let us take a closer look at the various four-wheeler and motorcycle license classes in India —


    1. Personal Use Licenses:

    • MC 50CC (Motorcycle 50cc): Available to individuals who wish to drive motorcycles with an engine capacity of 50 cc or less. Applicants must be at least 16 years old.

    • MCWOG/FVG (Motorcycle Without Gear): This category of motorcycle license covers two-wheelers without gears, including mopeds and scooters. The minimum age to obtain the license is 16.

    • LMV-NT (Light Motor Vehicle-Non Transport): Available to drivers over 18 years of age for using two-wheelers for non-commercial transport purposes.

    • MC EX50CC: Intended for motorcycles with a displacement of more than 50cc. It requires applicants to be at least 18 years old.

    • MCWG or MCYCLWG (Motorcycle With Gear): Permits the holder to operate motorcycles with gears. The eligibility is a minimum age of 18.

     

    2. Commercial Use Licenses:

    • MGV (Medium Goods Vehicle): For operating medium-sized goods vehicles. Applicants need to be at least 20 years old.
    • LMV (Light Motor Vehicle): Includes vehicles like motorcars, jeeps, and taxis, with a minimum age requirement of 18.
    • HMV (Heavy Motor Vehicle): For driving heavy motor vehicles. The applicants must be at least 18 years old.
    • HGMV (Heavy Goods Motor Vehicle): This is specifically for vehicles used for heavy goods transportation. The driver must be at least 18 years old.
    • HPMV/HTV (Heavy Passenger Motor Vehicle/Heavy Transport Vehicle): For heavy vehicles carrying passengers, like buses, available to those who are at least 18.
    • Trailer: It is a special license to operate heavy trailers. Applicants need to hold a heavy vehicle driving license already.

    Conclusion

    You should be aware of the different motorcycle license classes in India to apply for the right one. A valid license is mandatory for riding on the road and failing to have one can result in fines. Equally important is bike insurance, which acts as a shield against accidents, theft, and damage.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • Bike Cleaning Kit Essentials

    by mohit bohra | Apr 02, 2025

    Maintaining your bike's cleanliness is crucial for its performance and longevity. An appropriate bike cleaning kit ensures that your bicycle remains in top condition, reducing wear and tear. Regular cleaning can also prevent issues that might lead to costly repairs, potentially impacting your bike insurance premiums. Let's explore the essential items every cyclist should have in their bike wash kit.

    Essentials in a bike cleaning kit

    A comprehensive bike cleaning kit should include the following items:

    • Bike Cleaner: A specialised solution designed to remove dirt and mud without damaging the bike's finish. It's more effective than household cleaners and ensures a thorough cleaning.
    • Degreaser: Essential for breaking down and removing built-up grease from the drivetrain components like the chain, cassette and derailleurs. A good degreaser ensures smooth gear transitions and prolongs component life.
    • Chain Lubricant: After cleaning, applying a quality chain lube reduces friction and prevents rust, ensuring efficient power transfer and extending the chain's lifespan.
    • Brush Set: A variety of brushes, including a soft washing brush, detailing brush and a two-prong brush, help clean different parts of the bike, from the frame to hard-to-reach areas. These tools ensure that every component is free from dirt and debris.
    • Microfiber Cloths: Soft, non-abrasive cloths are ideal for drying and polishing the bike after washing, preventing water spots and giving the bike a pristine finish.
    • Bucket and Sponge: A dedicated bucket and sponge prevent cross-contamination of dirt and cleaning solutions, ensuring an effective cleaning process.
    • Protective Spray: After cleaning, applying a protective spray can help repel dirt and prevent corrosion, keeping the bike looking new and reducing maintenance needs.

     

    Investing in these essentials ensures that your bike remains in optimal condition, providing a smoother and more enjoyable riding experience.

    Conclusion

    A well-maintained bike not only performs better but also lasts longer. Equipping yourself with a comprehensive bike cleaning kit is a proactive step in ensuring your bicycle's health. Regular cleaning and maintenance can help prevent potential issues. In addition to proper care, having comprehensive bike insurance provides an added layer of protection against accidents, theft, or unforeseen damages. Prioritise your bike's care, and it will serve you reliably on all your rides.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • Things in an E-Bike Kit

    by mohit bohra | Apr 02, 2025

    Transforming a normal bicycle into an electric bike (e-bike) is an exciting project that enhances your riding experience. An e-bike kit contains essential components to electrify your bike, providing extra power and efficiency.

    Things in an E-bike kit

    An e-bike kit typically includes the following key components:

    • Motor: The heart of the e-bike, the motor provides the necessary power to help your pedalling. Motors come in various types, such as mid-drive motors and hub motors, each offering different performance characteristics.
    • Battery: The energy source for the motor batteries is usually lithium-ion due to their high energy density and lightweight nature. The battery's capacity determines the range of your e-bike.
    • Controller: This component controls the flow of power from the battery to the motor, guaranteeing steady acceleration and general performance control of the e-bike.
    • Throttle: Allows the rider to control the motor's power output, enabling acceleration without pedalling. Some kits offer pedal-assist systems (PAS) that provide power only when you pedal.
    • Display Unit: Provides real-time information such as speed, battery level, and assistance mode, helping riders monitor their ride and manage battery usage effectively.
    • Sensors: Components like speed sensors and cadence sensors detect your pedalling speed and effort, allowing the system to adjust motor assistance accordingly.
    • Brakes: Upgraded braking systems, often with motor cut-off features, ensure safety by stopping the motor when brakes are applied.
    • Wiring and Connectors: Essential for connecting all electrical components, ensuring seamless communication and power distribution throughout the system.

    Conclusion

    Converting your bicycle with an e-bike kit involves integrating several key components, including the motor, battery, controller, and more. Understanding these parts ensures a successful conversion and a safe riding experience. Additionally, investing in bike insurance for your e-bike can provide financial protection against theft, damage or liability, offering peace of mind as you enjoy your enhanced ride.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • Biking Gear Essentials for Bikers

    by mohit bohra | Apr 02, 2025

    Riding a bike is exciting, but safety and comfort should always come first. Having the right biking gear protects you from accidents, bad weather, and road hazards. A well-equipped biking kit not only makes your rides safer but can also reduce risks linked to bike insurance. Whether you ride for fun or daily commuting, this guide covers the must-have gear for every biker.

    Biking gear essentials for bikers

    Every biker needs a proper biking kit to stay safe and comfortable on the road. Here are some key essentials:

    • Helmet
      • The most important safety gear that protects your head.
      • Choose a high-quality helmet with proper ventilation and a snug fit.
    • Riding Jacket and Pants
      • These protect against injuries and harsh weather.
      • Look for lightweight, breathable materials for comfort.
    • Gloves
      • Improve grip and protect your hands from dust, heat, and injuries.
      • Opt for padded gloves with strong stitching for durability.
    • Boots
      • Keep your feet safe and provide better control over the bike.
      • Choose waterproof, non-slip boots for a better riding experience.
    • Knee and Elbow Guards
      • Reduce impact in case of falls or accidents.
      • Look for flexible, lightweight guards that don’t restrict movement.
    • Eye Protection
      • Shields your eyes from dust, wind, and harsh sunlight.
      • Sunglasses or riding goggles with UV protection work best.
    • Rain Gear
      • Waterproof jackets and pants keep you dry during sudden rain.
      • Pick breathable fabric to avoid discomfort.
    • Additional Accessories
      • Bluetooth Headsets: Useful for hands-free communication on long rides.
      • Tool Kit & First Aid Kit: A must-have for emergencies on the road.

    Conclusion

    Having the right biking gear is essential for a safe and smooth ride. From helmets and jackets to gloves and boots, each piece plays a role in keeping you protected. A well-prepared biking kit not only enhances your riding experience but also helps reduce risks while on the road. It is prudent to also acquire comprehensive bike insurance. An appropriate policy can provide extra peace of mind, offering financial protection against accidents, theft, or damage.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • Best Motorcycle Hitch Carriers in India

    by mohit bohra | Apr 02, 2025

    In India, motorcycle enthusiasts need secure, convenient ways to transport their bikes. Motorcycle hitch carriers offer reliable support and stability during transit. These best motorcycle hitch carriers are designed for various bike sizes, ensuring safety and durability. This article reviews top hitch carriers that meet diverse transport needs.

    List of best motorcycle hitch carriers

    Choosing the right hitch carrier can transform your transit experience by combining safety, ease of use, and long-term durability. Below are some standout options, each offering unique features and benefits:

    • Cam-Loc Carrier: The All-Rounder
      • Features:
        • Strong, adjustable frame adaptable to different bike sizes
        • Quick-release mechanism for hassle-free mounting and removal
        • Corrosion-resistant materials for longevity
      • Pros:
        • Simple installation process and universal fit
        • Cost-effective and reliable for daily use
      • Cons:
        • May require additional accessories for larger motorcycles

     

    • Motorcycle Carrier: The Heavy-Duty Option
      • Features:
        • Reinforced steel construction designed for heavier bikes
        • Advanced locking system ensuring maximum security
        • Weatherproof design suitable for all climates
      • Pros:
        • Exceptional stability, even on rough roads
        • Ideal for riders prioritising enhanced safety and durability
      • Cons:
        • Higher price point reflecting its premium build

     

    • Steel Motorcycle Carrier: The Compact and Convenient Choice
      • Features:
        • Lightweight yet robust design
        • Foldable arms for easy and convenient storage when not in use
        • Streamlined structure for quick adjustments
      • Pros:
        • Perfect for urban riders and short trips
        • Easy to handle and store
      • Cons:
        • Limited capacity for very large or custom motorcycles

     

    • Aluminum Motorcycle Carrier: The Premium Selection
      • Features:
        • Ergonomic design with advanced safety features
        • Integrated locking mechanism enhancing overall security
        • High-quality materials that withstand extensive use
      • Pros:
        • Top-tier build quality that offers peace of mind
        • Can positively influence bike insurance terms through improved security
      • Cons:
        • Premium pricing may not suit every budget

    Each carrier is designed to meet different needs—from the budget-friendly all-rounder to the robust heavy-duty model. Consider your motorcycle’s size and specific transport requirements when choosing among these carriers. With proper installation and regular maintenance, these carriers provide dependable performance, ensuring your bike stays safe during every journey.

    Conclusion

    Selecting the right motorcycle hitch carrier is crucial for safe and efficient bike transport. The options discussed offer a variety of features to match different needs, from robust security to ease of use. With proper care, these best motorcycle hitch carriers will reliably protect your motorcycle on every adventure.

    Bike safety and maintenance extends beyond secure transportation. In addition to choosing the best hitch carrier, it's wise to invest in an appropriate bike insurance policy to protect your investment while on the road. Comprehensive plans offer financial coverage for damage, accidents, and more, giving you the peace of mind to fully enjoy your rides without worry.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

  • Types of Motorcycle Carburetors

    by mohit bohra | Apr 02, 2025

    A motorcycle carburetor is a crucial component that mixes air and fuel in the correct amount for combustion. While modern bikes increasingly use fuel injection systems, many motorcycles still rely on carburetors for their simple design and reliability. Understanding the types of motorcycle carburetor helps riders understand their bike’s performance and maintenance needs.

    Various types of motorcycle carburetor

    Motorcycle carburetors are categorised based on their operation and airflow mechanisms.

        1. Constant Velocity (CV) Carburetor

    • One of the most common carburetor types motorcycles use today.
    • Uses a diaphragm-controlled slide to regulate airflow, ensuring a consistent throttle response.
    • Provides better fuel efficiency and smooth acceleration, making it ideal for commuter bikes.
    • However, it has a slightly delayed response compared to manual carburetors.

        2. Slide or Flat-Slide Carburetor

    • Uses a manually controlled throttle slide for a direct and fast power response.
    • Provides a stronger and quicker throttle reaction compared to CV carburetors.
    • Often used in high-performance or racing motorcycles.
    • Requires frequent tuning and adjustments for optimal function.

        3. Butterfly Carburetor

    • Features a rotating butterfly valve to control the air intake.
    • Simple in design and commonly found in older motorcycles.
    • Offers moderate throttle response but is less efficient than newer carburetor models.
    • Best suited for classic bikes that do not require high-speed performance.

        4. Downdraft Carburetor

    • Positioned vertically, allowing fuel and air to mix more effectively.
    • Often used in high-performance motorcycles due to its efficient power delivery.
    • Provides excellent throttle response and high-speed performance.
    • However, it requires more space, making it less common in compact bike designs.

        5. Updraft Carburetor

    • Air enters from the bottom and mixes with fuel before reaching the engine.
    • Mostly found in vintage motorcycles and older bike models.
    • Offers slow throttle response and lower efficiency.
    • Less suitable for modern motorcycles that require high-speed performance.

    Here is a comparison between different Carburetor types:

     

    Carburetor Type

    Throttle Response

    Fuel Efficiency

    Best For

    Maintenance Needs

    Constant Velocity (CV)

    Smooth

    High

    Commuter bikes

    Low

    Slide/Flat-Slide

    Quick

    Moderate

    Racing bikes

    High

    Butterfly

    Moderate

    Low

    Older motorcycles

    Low

    Downdraft

    High

    Moderate

    High-performance bikes

    Moderate

    Updraft

    Slow

    Low

    Vintage motorcycles

    Moderate to High

    Conclusion

    Choosing the right motorcycle carburetor depends on your bike’s performance needs. CV carburetors are ideal for daily riders looking for efficiency, while flat-slide carburetors cater to those who prefer quick throttle response. Older bikes may still rely on butterfly or updraft carburetors, whereas high-performance models benefit from downdraft carburetors. Regular maintenance helps improve efficiency and can also reduce potential repair costs. Additionally, it is wise to invest in a comprehensive bike insurance policy that provides financial coverage for damage, accidents, theft, and more. With the right protection in place, you can ride with confidence, free from the worry of unexpected repair costs or frequent maintenance expenses.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information

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