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Har Business ka Protection, Ek click pe!

Personalised protection for your business - tailored to your type, size, and sales.

68 Lakh+

Policies issued*

2.4 lakh+

Claims settled^

One of the market leaders#

Quick policy
issuance

24X7 claim
support

Customised policies,
as per business

One policy, many
risks covered

Built to protect what keeps your business running

Running a business means facing risks every day - from market changes to unexpected losses. As per the India Risk Report 2025, nearly 36% enterprises do not evaluate the cost of insuring their risks.

That’s why our MSME Suraksha Kavach Advance is designed to help you stay prepared, no matter what comes your way. It offers protection across the three essentials that keep your business moving forward:

Assets

Safeguard your property, machinery, and stock against damage or loss.

Example: If a short circuit damages your equipment or stock, your cover helps you recover the loss quickly.

Employees

Protect and support the people who power your business.

Example: If an employee meets with an accident while working, medical expenses and compensation are covered under the policy.

Liability

Stay covered for third-party or legal liabilities that could affect your operations.

Example: If a client or visitor gets injured on your premises, your policy can cover the legal and compensation costs.

Simple, transparent claims - handled your way 

We’ve made our claim process simple, clear, and digital - so help arrives when you need it most.

Claim up to ₹5 lakh with minimal documentation - settled in as quickly as 10 days, so your business continues to grow without interruption

  • Claim Process
  • Virtual Claim
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3. Upload documents via the secure link provided.

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5. We review and process your claim.

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3. Our surveyor guides you through a live inspection.

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4. Get a settlement offer link.

Ratings and Reviews

Disclaimer

  • *Based on the analysis from April 2020 to March 2025. Products considered are Fire, Engineering, Marine, Corporate Health & Personal Accident, Liability & Employee's compensation insurance.
  • ^Numbers are for FY 2024-25 for Commercial lines of business, this includes claims paid and repudiated.
  • #As on April FY 2025-26 Source : General Insurance Council.
Product Name UIN
MSME Suraksha Kavach - Advance IRDAN115RP0001V01202425

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