Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 

What Is a Car Inspection?

Car inspection is a process to assess a vehicle's condition for insurance purposes. It includes visual checks, insurance evaluations, and detailed 12-point assessments for safety and compliance.

  • 26 Mar 2025
  • 3 min read
  • 7 views

Introduction

Car ownership sounds great, but it is seldom a simple process, as it involves a lot of responsibilities. One such obligation is related to auto insurance, which necessitates a car inspection. This procedure evaluates a car’s condition in order to provide insurance coverage.

Would you like to know when and how to begin the car inspection process? Read on to learn more about what is a car inspection and what do you need for car inspection.

Meaning of car inspection

All around the world, governments have made it mandatory for car owners to obtain car insurance in order to undergo a four-wheeler inspection. The insurance company generally conducts a motor vehicle or car inspection when you contact them to purchase an insurance policy.

Also to note, this inspection will be performed at the insurance company's expense. Convincing the insurance company that there is no appreciable risk associated with your car's condition is the goal of the inspection.

How does car inspection work?

The following types of inspection methods are most common:

  1. Inspection with Courtesy

It is a visual examination of the most prevalent parts of an automobile, such as the wipers, lights, and oil. This type of inspection typically takes place when changing tyres or oil.

  1. Inspection of Insurance

Most regions require this type of vehicle inspection for cars that are ten years old or older. The primary focus of this inspection will be the state of your car's vital components, such as the exhaust, suspension, brakes, and other components.

  1. A 12-point Evaluation

It's a methodical approach to inspect cars. During this type of inspection, the auto insurance company will primarily look over the following aspects of your vehicle.

  • To guarantee optimal tread life, the insurance company will balance your tyres and occasionally rotate them.
  • Along with measuring the tread depth, they will also inspect the tyres for debris, bulges, and cracks.
  • They'll make sure your car's wheels are properly aligned and balanced.
  • The car's fluid levels—including those of the brake, anti-freeze, and windscreen washer fluids—will all be taken into account.

Conclusion

Every owner is required to undergo a car inspection. Governments, however, are often relenting in certain circumstances, which can help avert such an inspection. Additionally, the insurance company won't inspect your vehicle if you renew your policy on time.


 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Also read:

  • Looking for tailored advice?

    Schedule a call with our insurance advisors

  • OR
  • Call us:

    1800 2666
Please enter valid name
Please enter a valid mobile number
Please select the Category

Subscribe to our newsletter

Understand insurance better by reading our helpful guides, articles, blogs and other information.

Please enter valid name
Please enter valid Email

Error message here