Children's Day is a fun time to celebrate the happiness and innocence of kids, but while we enjoy the day, it's also important to think about your children's future, especially their health. Medical emergencies can come without warning, and with rising healthcare costs, one of the best ways to protect your child is by getting health insurance. A comprehensive health insurance plan not only helps with medical expenses but ensures your child receives the best care possible. This Children's Day, give your child the gift of health and security by choosing the right insurance policy.

What is children's health insurance?

Children’s health insurance is an insurance product that covers medical costs for kids. It can either be a separate policy or part of a family floater plan. These plans usually cover expenses like doctor visits, hospitalisations, treatments, surgeries, and even vaccinations. Some standard health insurance policies also cover critical illnesses children might contract (like severe infections) or congenital disorders (only internal congenital diseases). The goal is to ensure you can focus on your child's recovery rather than worrying about the medical bills.

Benefits of health insurance for children

The following are significant advantages of investing in health insurance for children -

1. Financial protection

Children's health insurance helps cover medical costs, which can quickly escalate and lead to exorbitant bills. Whether it's a minor illness or a bigger one, the insurance plan makes sure you're not paying large sums out of pocket.

2. Wide coverage

Most children's health insurance plans cover a variety of aspects like doctor visits, surgeries, hospital stays, and aftercare. This gives your child complete medical coverage in case of medical emergencies or planned hospitalisations.

3. Cashless hospitalisation

Many health insurance companies partner with hospitals, allowing you to get treatment without paying upfront. The insurer settles the bill directly with your chosen healthcare establishment, making it much easier for you during emergencies.

4. Coverage for critical illnesses

Some plans also cover severe health issues like cancer or cardiac ailments. These treatments can be costly, but with insurance by your side, your child can get the necessary care without straining your finances.

5. Preventive care

Many plans cover routine check-ups and vaccinations helping you keep track of your child's health and ensuring he/she stays protected from illnesses.

Conclusion

This Children's Day, while we celebrate the joy that kids bring into our lives, let's also think about securing their future. Health insurance ensures your child can receive the best medical care without you worrying about the cost. By choosing the right health insurance plan, you're not just protecting your finances but also giving your child the gift of a healthier, safer future.

Diabetes, also known as diabetes mellitus, is a chronic disease that impacts how the blood sugar in our body gets utilised. There are two main types of this condition, depending on the cause: type 1 and type 2 diabetes. Type 1 diabetes occurs when less or no insulin is secreted by the pancreas because the immune system attacks and kills the islet cells of the gland. In type 2 diabetes, either the pancreas doesn't make enough insulin or the cells do not utilise the insulin well. In both types, the blood sugar level of the body increases. Let us learn about diabetes diagnosis.

Diagnosis of Diabetes

The doctor may recommend different tests to diagnose diabetes The tests are:

• Fasting plasma glucose test:

  The fasting plasma glucose (FPG) test measures the blood glucose level after a person has gone fasting for at least 8 hours. This can detect diabetes or pre-diabetes.

• Hemoglobin A1C (HbA1C) test:

  The A1C test also known as hemoglobin A1C, HbA1C, glycated haemoglobin, or glycohaemoglobin test is a blood test that provides average levels of blood glucose over the last 3 months in a person's blood sample. This test can be done without fasting. This test is done to diagnose pre-diabetes or type 2 diabetes. The result of the A1C test is reported in the form of percentages such as A1C of 8%

• Random plasma glucose test:

  In a random plasma glucose test, the blood sugar level is tested irrespective of when the person had the last meal. The test result along with symptoms is used to diagnose diabetes. Prediabetes cannot be determined.

• Glucose challenge test or one-hour glucose tolerance test:

  This test is recommended for testing gestational diabetes. A medical lab technician will draw a sample of a patient's blood 1 hour after giving her a sugary drink to consume. In case the reading of blood glucose level is too high i.e., 140 mg/dL to 190 mg/dL, then a person may need a three-hour glucose tolerance test.

• Oral glucose tolerance test:

  The oral glucose tolerance test (OGTT) is performed to detect type 2 diabetes. A modified version of this is used to check gestational diabetes. This test measures the body's response to glucose. A person needs to fast for at least 8 hours and then a blood sample is withdrawn to measure the fasting glucose level. For type 2 testing, the person will be then given a glucose solution to drink and the sugar level will be measured again after 2 hours. In the case of pregnant women, the second blood glucose test is done every hour for 2 to 3 hours.

diabetes diagnostic criteria include

• A fasting plasma glucose level ≥ 126 mg/dl or
• A 2-hour plasma glucose level ≥ 200 mg/dl or
• Random plasma glucose ≥ 200 mg/dl or
• HbA1c ≥ 6.5%

Conclusion

People with type-1 and type-2 diabetes have an increased risk of getting other health complications like cardiovascular diseases, diabetic neuropathy, diabetic nephropathy, diabetic retinopathy, etc. It is always recommended to monitor diabetes very closely if a person has any of the diabetes types. Regular workouts and a healthy diet can help a diabetic person manage blood sugar levels. The individual may also need injectable insulin or an insulin pump to manage this condition. We can get a diabetes health insurance plan that covers all the complications associated with this condition like strokes, kidney disease, loss of vision, and limb amputation.

The thyroid gland is a butterfly-shaped gland present on the floor of the neck. Thyroid hormones play an important role in regulating metabolism, growth, and brain development. Thyroid cancer occurs when abnormal growth of cells starts in the gland. This condition might not show any symptoms at first but with time it grows and can cause signs and symptoms, such as swelling in the neck area, voice changes, and difficulty swallowing.

Thyroid hormones can affect nearly every organ in our body and control many functions. So, it is always advisable to seek medical help when diagnosed with a condition related to the thyroid gland.

Diagnosis of Thyroid Cancer

For thyroid cancer diagnosis, the doctor may recommend certain tests, which are listed below.

• Physical Examination :

  The doctor will examine the neck of the patient to feel for any lumps in the thyroid and ask for details regarding any previous exposure to any radiation and family history of thyroid cancer.

• Thyroid function test :

  It involves a blood test to check the levels of various thyroid hormones like T4, free T4, T3, and TSH. The quantity of measured thyroid hormones in blood will help the doctor assess the health of the thyroid gland.

• Biopsy :

  A biopsy is performed by removing a small sample of tissue from the thyroid gland to check for the presence of cancerous cells. The fine needle aspiration technique is usually employed for this. Biopsy helps confirm the diagnosis of cancer. However, some types of thyroid cancer, follicular thyroid cancer, and Hurthle cell thyroid cancer do not give a proper result with this test. In such a case, another biopsy is done or the healthcare provider may remove the thyroid nodule for molecular marker testing.

• Ultrasound test :

  In ultrasound scanning, images of the thyroid gland are created by high-frequency sound waves. The appearance and stage of the thyroid nodule can be analysed by the test and from the images.

• Imaging test using a radioactive tracer :

  In this procedure, radioactive iodine is injected into the veins of the patient or asked to swallow. If thyroid cancer cells are present in the body, they will take up this iodine. A special camera will detect the radioactive emission from the area and a computer connected to it produces the image.

• Imaging tests :

• Computed Tomography (CT) scan :

  This technique uses powerful X-ray to take a series of images and finally a computer creates a detailed picture of the body part.

• Positron Emission Tomography (PET) :

  This scan is done to take a three-dimensional image to look for thyroid nodules.

• Magnetic Resonance Imaging (MRI) :

  It is a powerful technique that uses magnetism and radio waves to make pictures of the thyroid gland.

• Genetic testing :

  Medullary thyroid cancers are known to be caused by genetic inheritance from parents to children. If a person is diagnosed with this cancer, it is advisable to meet a genetic counselor to conduct genetic testing.

Conclusion

Thyroid cancer treatment type is determined based on the age of the patient, the type and stage of the nodule, and the overall health. Most thyroid cancers are curable with the appropriate therapy. Undergoing regular health check-ups can help diagnose the condition at the earliest. After treatment, the patient needs to take synthetic thyroid hormones for the whole life to support vital body functions. Many health insurance policies cover the treatment expense of several types of cancer. This will ease the financial burden on patients.

Cervical cancer is a type of cancer in which abnormal growth of cells starts in the cervical region. The lowest part of the uterus that joins the vagina is called the cervix. This leads to the development of precancerous cells. However, not all precancerous cells will turn to cancer. Different strains of the human papillomavirus (HPV) are the major cause of most cervical cancer. The body's immune system generally prevents the virus from causing problems and it usually goes away on its own in most cases. However, this virus can survive for years in the body of some and causes cervical cells to become cancerous.

Let's check how is cervical cancer detected.

Diagnosis of Cervical Cancer

Cervical cancer diagnosis is done using the following tests:

• Colposcopy :

  This procedure is done using an instrument called a colposcope which has a bright light and a magnifying lens. The lens magnifies the cells of the cervix and vagina and allows the healthcare provider to examine these regions.

• Biopsy :

  For conducting biopsy, the doctor removes a sample of tissue from the suspected area using a flexible tube put into the cervix. The sample is then sent to a pathologist for examination. Biopsy helps in a definite diagnosis. There are also other types of biopsies like:

• Loop electrosurgical excision procedure (LEEP):

  During this procedure, an electrical current is passed through a thin wire loop inserted into the cervix. The hook removes tissues from the suspected area and this sample is sent to a laboratory to diagnose cervical cancer. LEEP is also used to remove pre-cancer or early-stage cancer cells.

• Cone biopsy :

  In cone biopsy, a cone-shaped piece of tissue is surgically removed from the cervix to diagnose cervical cancer. It is also called conization. It is also done as a treatment oprtion to remove a precancer or an early-stage cancer tissue.

• Endocervical curettage :

  Endocervical curettage is employed to look into areas inside the cervix that are usually not visible during colposcopy. In this procedure, a curette, a spoon-shaped instrument, is used to scrape tissue samples from inside the cervix.

• Pelvic examination :

  For pelvic examination, the doctor will insert a speculum into the vagina and keep the region open to look inside the vagina to check the cervix. The doctor will look for any unusual changes in the person's uterus, ovaries, vagina, and nearby organs.

• Pap test :

  This test involves a microscopic examination of cells collected from the lining of the cervix to detect any abnormal changes in their growth. The tissue sample is collected by scraping some cells from the inside and outside of the cervix.

• Transvaginal ultrasound (also called ultra-sonography):

  In this method, high-energy sound waves produced from a transducer inserted into the vaginal canal create echoes in the body. The echoes are converted into pictures of the cervix, uterus, ovaries, and fallopian tubes.

Conclusion

Having knowledge about cervical cancer, anyone can make informed decisions about their health checkups and consultation with a doctor. Timely diagnosis and medical care also prevent the invasion of cancerous cells to other areas or organs of the body and the health from getting worse. The treatment for cervical cancer is based on the age and health condition of the patient, the stage of cancer, metastasis, etc. Surgery, radiation chemotherapy, or a combination of these are the usually followed treatment options. Having health insurance will benefit the patients in times like this when several tests and long-term treatments are needed.

Endometrial cancer occurs in the uterus, which is the hollow, pear-shaped pelvic organ where the growth of cells begins in the layer of the uterus cell lining, called the endometrium. The general term that describes this disease is uterine sarcoma.

Endometrial cancer diagnosis can be done early because it develops symptoms like irregular vaginal bleeding, pain during intercourse, difficult or painful urination, and pain in the pelvic area. If detected early, this type of cancer in the uterus is highly treatable.

Diagnosis of endometrial cancer

During endometrial diagnosis, doctors will enquire about symptoms based on medical history and conduct a thorough physical exam. Gynecologic oncologists may use the following procedures to make a diagnosis:

• Biopsy :

  In this procedure, the surgical removal of tissue is done using a flexible tube that is put into the uterus to collect an endometrial tissue sample and sent to a pathologist to examine the growth of cancerous cells so that it cannot spread further to nearby organs. This endometrial biopsy procedure is done in a doctor's office.

• Pelvic exam :

  In this examination, the doctor will insert a speculum into the vagina and widely open the legs to see the cervixand feel the uterus, ovaries, and fallopian tubes for any lump. The doctor may ask for the Pap test in which they use a thin tool to scrape some cells from the uterus lining, and the sample scraping is sent to a pathology lab to check for cancer cell growth.

• Pap test :

  This test involves a microscopic examination of cells collected from the lining of the uterus and cervix, used to detect abnormal changes in the growth of the cells.

• Transvaginal ultrasound(also called ultrasonography) :

  This method uses high-energy sound waves to create echoes that form a picture of the uterus using a small transducer placed inside the vagina.

• Magnetic Resonance Imaging :

  This effective technique uses magnets and radio waves to make pictures of the uterus.

• Computed Tomography (CT) scan :

  This technique involves the use of powerful X-ray that makes detailed pictures inside of our body scan.

• Hysteroscopy :

  Hysteroscopy involves inserting a thin, long tube through the vagina and cervix to reach the uterus, which has a light and camera that provides detailed images of the uterus.

• Dilation and curettage (D & C) :

  If the endometrial biopsy sample does not provide enough tissue and the biopsy indicates cancer, but the results aren't clear, then the D & C method is used to remove uterine tissue.

Conclusion

Uterine cancer includes endometrial and uterine sarcoma, the most common cancer affecting a person's reproductive system. With knowledge about uterine cancer causes and risk factors - anyone can make informed decisions about their health, as early detection is a key that can help the patient prevent the worsening of the condition. Also, health insurance can ensure an effective treatment.

Bone cancer is a rare malignant disease of bone that, in most cases, arises due to unknown reasons. The primary bone cancer is among many subtypes - Osteosarcoma, Chondrosarcoma, and Ewing sarcoma are the most common. Every subtype differs in its molecular features, imaging characteristics, and incidences. In all cases, learning how is bone cancer detected can help to ensure effective treatment.

Diagnosis of bone cancer

Broadly, the following tests are performed during bone cancer diagnosis:

• Plain Film Radiograph - It is also known as the plain X-ray of the bone and is the simplest imaging modality. This gives information regarding the changes, such as:
  • Destruction of bone due to growing tumour
  • Changes in osteoblastic or osteolytic activities of bone
  • An appearance of permeative bone due to the growth of tumours in some parts of bone and other parts being normal. It happens mainly in small cell tumours and Ewing's sarcoma.
  • Onion skinning - The growing tumour lifts the partially-formed periosteal bone, usually seen in Ewing's sarcoma.
  • Sunburst Here, due to considerable periostitis, vertical osteoid calcification occurs.
• Bone MRI (Magnetic Resonance Imaging) - It is the process of imaging internal structures of bone and soft tissues through large magnets and radio waves. MRI helps find neurovascular abnormalities.
• CT (Computed Tomography) Scan of the bone - A CT scan is done when the MRI is not possible, or the MRI gives contradicted or unclear results. It is also done to identify the metastatic or aggressive bone tumours.
• Bone Scintigraphy (Bone Scan) - A whole-body bone scan or scintigraphy is done to detect malignant bone cancer that has spread to different body parts. It is a type of advanced medicine that uses Technetium-99m as an active agent to record scintillation. from bone cell activity.
• Positron emission tomography (PET) Scan - It utilises radio-labelled F-18 fluoro-deoxy-glucose (FDG), and its uptake by body cells is measured by PET scan. The cancerous cells are more metabolically active than normal body cells, allowing more FDG uptake so it diagnoses abnormal cells in bone.
• Blood tests - After the diagnosis of bone cancer has been confirmed, blood tests are used to determine the patient's baseline blood characteristics. Blood markers are monitored in follow-up to assess whether recurrence has occurred.
• Bone Biopsy is usually performed for a definitive diagnosis, histopathological assessment & tumour grading.

Conclusion

The bone cancer diagnosis involves imaging tests and biopsy methods. The different imaging techniques allow a doctor to get a detailed view of the bone and internal structures. The treatment of bone cancer requires a multimodal approach and is mostly done at specialised bone cancer centres. Of course, these treatments come with an extra financial burden that can be managed well with a health insurance policy.

Breast cancer is a cancer that starts in the cells of the breast. It is one of the most common causes of cancer-related death among women all over the world. It has the highest incidence in high-income countries with increasing trends in low to middle-income countries. The risk factors for breast cancer include both modifiable and non-modifiable factors. The non-modifiable reasons are genetic background, age, family history, early menarche, late menopause, etc. The modifiable reasons are delayed childbearing age, avoiding lactation, a sedentary lifestyle, radiation use, hormonal therapy, smoking, etc.

Early breast cancer diagnosis along with comprehensive treatment strategies enhances the chances of survival with good quality of life. A doctor often uses several tests to confirm the presence of this condition.

The following diagnostic tests are performed to detect and stage breast cancer:

• Clinical breast examination (CBE) - It can be done either as breast self-examination (BSE) following adequate steps or it will be done by a doctor as Clinical breast Examination (CBE). This is the first step of breast cancer detection and the doctor checks both breasts, and lymph nodes, and feels if there is the presence of any lump in any area of the breasts.
• Breast ultrasound - The presence of lumps or any abnormalities is an indication for going into diagnostic breast ultrasound. Here special sound waves are used to produce an image of the internal region of the breast. Any abnormalities present can be visualized better through these images. Ultrasound is mainly useful as an addition to CBE in giving details on the size and extent of breast cancer. It helps to distinguish the benign cysts and solid lesions.
• Mammogram - Mammogram is a specialized x-ray of the breast. It can be done as a screening mammogram and as a diagnostic mammogram. The screening mammogram tells about the presence of any abnormal growth. The diagnostic mammogram gives more details about the type of abnormality present. Besides, mammography is helpful for breast conservation therapy as it properly selects a patient for undergoing breast conservation surgery versus mastectomy.
• Breast MRI (Magnetic Resonance Imaging) - A breast MRI gives details of the breast's internal structures. It is often used as an adjunct to the breast ultrasound and a mammogram.
• Breast biopsy - It can be done as a needle biopsy or as a surgical excision. Needle biopsy is the preferable choice for initial diagnosis. Surgical excision is considered in case of limited resources. In both methods, once the tissue is obtained, it is analysed by expert pathologists. Biopsy is useful for differentiating benign and malignant forms and determining the invasiveness of breast cancer.
• Blood test for breast cancer markers - Certain biological molecules always send signals through their abnormal expression inside the body. Such biomarkers are used to confirm the presence of breast cancer along with other tests described above. The presence of some markers provides information regarding the stage of cancer and about the use of particular breast cancer therapy. For example, if the breast cancer is ER +ve (Oestrogen Receptor positive) then the use of oral medicines like tamoxifen and aromatase inhibitors is effective.

Conclusion

Breast cancer can be treated with a good prognosis, provided the detection is done on time. The outcome of the treatment depends upon the stage, size, and type of breast cancer. The Presence of oestrogen receptors and progesterone receptors in the cancerous tissue plays an important role in the therapeutic outcome of breast cancer. The common treatment options for breast cancer are surgical removal, chemotherapy, radiotherapy, and targeted therapies. The economic burden of such expensive treatments can be minimized with the help of health insurance policies.

Deworming is a very important health activity that involves the use of medication to get rid of worms, parasites, or helminths present in the body. These worms are capable of infecting children as well as adults and cause various health complications. A broad range of evidence supports the fact regular deworming is very effective in enhancing the overall health of an individual, especially in places prone to worm infection.

In this article, we will be discussing all the aspects associated with deworming, from preventive measures to cures, and how having a health insurance plan can be beneficial in case of deworming.

What is Deworming?

Deworming involves using medication to remove parasitic infections from the body. These infections are caused by worms generally lodged in the intestines, which cause many health problems. The very common types of worms that are known to infect humans include roundworms, tapeworms, and hookworms. Deworming is effective in controlling these parasites and hence improving health. Understanding the health insurance coverage for these treatments can help families handle the associated costs. 

Why is Deworming in Adults and Children Important?

Deworming in adults and children should not be ignored as parasites can cause serious health consequences if not treated timely. In children, worm infections can cause malnutrition, anaemic conditions, stunting at different ages, and disruptions in mental development.

In adults, these infections lead to intestinal disorders, lethargy, and even suppression of bodily immunity. People who reside in tropical and sub-tropical regions are frequently infected by worms, but regular deworming can guarantee them normalcy. Thus, it is always recommended that one has a health insurance plan if one resides in these regions.

Symptoms of Deworming in Children and Adults

When discussing the symptoms of worm infection, it is important to understand that they often differ between the types of worms.

• Abdominal pain: Painful sensation experienced in the abdominal region that is often accompanied by distension.
• Diarrhoea or constipation: Extreme constipation or diarrhoea may indicate the presence of worms, as parasites tend to interfere with bowel movements.
• Weight loss: Sometimes infected persons avoid eating even small amounts of food, and this can result in loss of weight and dehydration.
• Fatigue and weakness: Weakness, tiredness, and general lassitude.
• Anaemia: Blood loss is also common in the case of hookworm infection, wherein patients become iron deficient.
• Itching and rash: In children infected with pinworm, rashes around the bottom or itching are too frequent.
• Loss of appetite: There is a growing decline in the desire to have food, which is why health deteriorates.

How to Treat a Worm?

Antiparasitic medications specific to the type of worm are a must to cure worm infections. The medicines often prescribed included albendazole, mebendazole, or ivermectin. In most instances, these medications are administered only once, or for up to 5 days depending on the severity of the infection.

Health Benefits of Deworming in Adults and Children

Deworming has several health benefits, and they include the following:

• Increase the efficiency of nutrient absorption: The absence of worms allows the proper absorption of nutrients, which translates to good health and growth, particularly for children.
• Enhanced immune function: Elimination of parasitic worms will lower the burden on the immune system, thus allowing it to be more effective against pathogens.
• Better growth and development in children: In most cases, deworming is all that is needed to correct stunted growth and enhance cognitive functioning in children.
• Increased energy levels: Many people tend to feel healthier and more energetic once worms are out of the body.
• Reduced risk of anaemia: This is especially crucial in regions where hookworm infection is rampant; deworming can arrest anaemia and the accompanying hazards.

Preventing Worms Naturally: How to Do it?

Preventing worm infections without the use of drugs involves maintaining proper hygiene and a clean environment. Some important ways to incorporate cleanliness are:

• Regular hand washing: Frequent washing of hands with soap and clean water, particularly after using the toilets and before meals, helps avoid worm transmission.
• Proper food handling: Eating properly cooked food and washing fruits and vegetables before eating reduces the chances of swallowing worm eggs or larva.
• Use of Shoes: This is especially pertinent in places where hookworm infections occur; wearing shoes acts as a barrier to worms entering the body via the skin.
• Restrictions to contact with soils: Infection can also be minimised by restricting children from playing in areas that are contaminated with infected soil.

Home Remedies for Deworming for Adults in India

The most popular treatment strategies to kill worms in India involve the use of home medicines. Examples include:

Pumpkin seeds: These are well known because of their anthelmintic properties that help heal the body from worms. Swallowing a handful of raw pollen or melon seeds in the morning on an empty stomach helps enhance this effect.

Raw garlic: Garlic has antiparasitic, nontoxic properties, and therefore, any parasite in the body can be expelled by taking in raw garlic or including it in food.

Turmeric as an antiparasitic agent: Turmeric has anti-inflammatory and antiparasitic effects; hence, it can aid in deworming. A simple intake of turmeric powder or swallowed with warm water thrice every week is helpful.

The Treatment for Worms

In addition to offering medication to combat worm infections, it is important to make certain lifestyle changes. Taking antiparasitic medications as prescribed by healthcare providers is one such remedy. Regular hygiene and careful selection of diet in addition to medication will also go a long way in reducing chances of reinfection and enhance health.

Conclusion

Deworming is an important health measure, especially in countries where worm infections are prevalent. Proper deworming can have a favourable influence not only on children but also on adults' health since it involves recognising worm infection symptoms, availing proper treatment, and adopting effective preventive measures.

A combination of appropriate deworming treatment, hygienic measures, and proper nutrition can help avert such infections, improve the quality of life, and shield from problems later in life that parasitic worm infection can cause. With health insurance, families can ensure they can easily manage the expenses associated with deworming.

Medical emergencies arise without warning. A health insurance policy offers financial coverage to meet such contingencies and cover a significant treatment cost. Medical insurance can equip us with a support system to handle expenses related to critical illnesses like cancer, cardiac arrest, or many other ailments, which can significantly affect our finances. Also, with timely investment in the right health insurance, we can put off the burden of treatment from our shoulders for unforeseen illnesses that have the chance of developing as we age, owing to our lifestyle.

The Indian government offers tax benefits under section 80D on health insurance premium payments to encourage people to secure their health.

What is Section 80D in Income Tax?

Under section 80D of Income Tax, every person or Hindu undivided family can claim tax deductions for health insurance premiums paid in a particular financial year. Deductions are also available for top-up health and critical illness plans.

The expenses that can be claimed for deduction under section 80D include health insurance premiums paid for the taxpayer and their family, medical costs incurred for senior citizen parents and spending on preventive health checkups.

Section 80D deductions are only permitted in cases where the premium has been paid through a method other than cash. The idea is that the premium payment should be made via a bank. The deductions are meant to encourage citizens to stay proactive about health. Through timely check-ups, we can identify illnesses early and mitigate health issues at an early stage.

Who Is Eligible For Deduction Under Section 80D?

Those eligible for tax deduction under section 80D of the Income Tax Act are the following:

• Individuals
• HUF(Hindu undivided family)

Companies, trusts, firms or any other entity are not eligible to claim a deduction under this section.

As per section 80D of the Income Tax Act, taxpayers are eligible to get a deduction of up to ₹25,000 in tax on health insurance premiums paid during every financial year. The amount can increase up to ₹50,000 per financial year if any premium is paid for senior citizens. However, the senior citizen should not have any health insurance to claim this deduction. We can also take advantage of the additional deduction of ₹5000 on the expenses incurred for preventive health check-ups for ourselves, our spouse, our dependent children, or our parents.

Please note that the Income Tax Act does not define the full scope of medical expenditures.

It typically includes the costs of medical consultations, medicines, impairment aids, and more.

In total, a claim for deduction up to ₹1 lakh can be made under section 80D. This covers the premium paid for health insurance policies for ourselves, our parents, spouses, and dependent children and expenses on preventive health check-ups.

Vitamins are essential substances necessary for our bodies normal functioning. They help prevent diseases, maintain strength, and promote general well-being. But how do we know if we're getting enough of them?

This is where a vitamins blood test comes in handy. In this blog, we will explain what vitamin deficiency tests are, the symptoms of vitamin deficiencies, and how to test for them. We will also discuss who should take these tests, what at-home tests include, and what to do with the results.

What Is a Vitamin Deficiency Test?

A vitamin deficiency test is a basic yet effective tool in your healthcare arsenal. It determines whether your body has sufficient vitamins essential for its operation. It's a way to check your nutrient levels, helping you understand which vitamins are adequate and which you might need to supplement.

These tests can be conducted using different methods, but the most common one is a blood test for vitamin deficiency. This involves drawing a small amount of blood and having it tested in a laboratory. The results can indicate if you are deficient in certain vitamins, such as B12, D, or iron.

But why is this important? Vitamins are like the fuel that keeps your body's engine running efficiently. When your vitamin stores are depleted, it affects everything from your energy levels to your immunity.

What Are the Symptoms of Vitamin Deficiencies?

A lack of vitamins in the body can have subtle symptoms that can be hard to notice. Here are some common signs to watch out for:

• Fatigue and weakness
• Brittle hair and nails
• Slow wound healing
• Mood changes or depression
• Bone pain

Unfortunately, one challenge with vitamin deficiencies is that their signs are similar to those of other conditions. For instance, constant fatigue might make you think you are just stressed or overworked, while the true reason could be a lack of vitamin B12.

Therefore, it is necessary to monitor, listen to, and respond to your body's signals properly. If you have constant ailments, it is time to get a vitamin deficiency check. As mentioned before, these signs are not specific to a deficiency, but they are enough to suspect one.

How to Test for Vitamin Deficiency?

It may sound complicated to check for vitamin deficiency, but there are various approaches to do this:

1. Blood Tests: A vitamin blood test is an effective way to determine the presence and concentration of vitamins in your body. Your doctor may prescribe these tests based on the signs and symptoms you present or your overall health condition.
2. At-Home Test Kits: These tests are rapidly gaining popularity. They allow you to collect a small amount of blood at home and then mail it to a laboratory.
3. Physical Examination: A doctor might detect vitamin deficiencies during a routine examination. For example, they may notice changes in the skin or eyes that suggest a specific deficiency.
4. Dietary Assessment: A nutritionist can review your diet and suggest the possibility of vitamin deficiencies. While not a conclusive test, it can be quite helpful in providing a general idea.

Who Should Take a Vitamin Deficiency Test?

While beneficial for everyone, there are certain people who are more susceptible to deficiency:

• Older adults: Older adults do not digest food in the same manner as younger individuals, which may cause issues.
• Vegetarians and vegans: Vegetarian diets may lack vitamins primarily gained through animal products.
• Pregnant women: Pregnant women have higher nutritional requirements, which may be hard to meet.
• People with chronic diseases: Conditions like Crohn's disease affect nutrient absorption in the body.
• Those on restrictive diets: Diets that eliminate certain food groups can lead to deficiencies.

What Is Included in an At-Home Vitamin Deficiency Test

The at-home vitamin deficiency test kit usually includes:

• Detailed instructions
• A lancet for finger-pricking
• A collection tube for the blood sample
• A prepaid envelope for the return of the sample to the lab

This process is usually quick and efficient, allowing you to monitor your health from the comfort of your home.

What to Do with the Results of the Nutrient Test?

Once you've received your vitamin deficiency test results, here are the key steps you can follow:

Understand Your Results: The report will usually show the amounts of each vitamin tested and sometimes a standard range for these amounts. Take some time to understand these details.

Consult a Professional: Any result that falls outside the normal range should be discussed with a healthcare provider.

Dietary Changes: If the deficiency is relatively minor, modifying your diet to include vitamin-rich foods may be sufficient.

Supplementation: Your doctor may sometimes prescribe vitamin supplements. It is always advisable to seek professional advice before using supplements, especially regarding the appropriate dosage.

Follow-Up Testing: Your doctor may recommend a repeat test after some time has passed since you modified your diet or started taking vitamin supplements.

Conclusion

Vitamin deficiency tests are crucial for effective health management. They provide valuable insights into your body's nutritional status, helping you make informed decisions about your diet and overall health. Regular testing, whether through your doctor or at-home kits, is essential for identifying deficiencies and adjusting your nutrition accordingly. Additionally, comprehensive health insurance can cover these tests and ensure that you receive the necessary care and guidance for maintaining optimal health.

If you or your parents are about to enter the fifth decade, thoughts naturally turn to planning for the remaining years. While 50 may seem relatively young, major medical issues can strike at any time. Without proper coverage, the costs of sudden illness or injury can significantly impact financial security. In this article, we’ll talk about the benefits of having health insurance for 50-year-olds.

Is Health Insurance Necessary at 50?

Health problems are more likely to happen as you grow older. So, getting the best health insurance for 50-year-olds is more important than ever. The earlier you get health insurance, the more benefits and options it brings. Here's why:

• Reduced Policy Benefits:

  Getting full policy benefits after 50 years gets harder. Older people often have trouble getting more or better coverage- they are more likely to get health problems like diabetes.

• Financial Security:

  Health insurance for parents above 50 years is very important as they may have health problems as they age. Healthcare costs are increasing, so insurance is important if you depend on a set income like a pension.

• Risk Covered:

  The medical exams we do before getting insurance often limit the amount that you can claim as an aged individual. Your insurance company may lower the amount you can get if you already have health problems.

• More Wait Time:

  The waiting time before your insurance starts can overlap at the time you need the coverage the most.

• Early Coverage:

  Getting health insurance early is a good idea, but know that it is not too late if you haven't yet got insurance. Health insurance for seniors provides the coverage you need even though it might have some problems.

• More Premium Costs:

  Insurance rates are mostly based on a person's age. The rates usually go up when a person turns 50. This can be because they are in a higher-risk group.

Conclusion

By now, we have understood that availing the best health insurance for 50 year olds is a must for protecting both health and finances. Taking on this duty will help us go through our later years with knowledge and foresight. So go ahead and cover your family with the right insurance!

A personal accident insurance plan offers crucial financial protection if you suffer from accidental injuries, disability or death. But when an emergency strikes, many people are unsure how to make a claim and access the benefits they’re entitled to. Understanding the claim process in advance can help you act quickly and avoid delays.

In this guide, we break down the steps to claim personal accident insurance, whether for hospital expenses, disability or loss of life, so you or your loved ones can get timely support when it matters most.

Types of claims under personal accident insurance

Under a personal accident insurance plan, you can make different types of claims depending on the nature of the incident. In case of accidental death, the nominee receives the full insured amount. If the accident results in permanent total disability, such as the loss of both eyes, hands or legs, the full sum is also paid.

For permanent partial disabilities like losing one limb or eye, a portion of the insured amount is given based on severity. Temporary total disability claims provide weekly compensation if injuries temporarily prevent you from working. Some policies also cover medical expenses and ambulance charges related to the accident.

What documents are required for personal accident health insurance claim process?

Certain vital documents are necessary for personal accident or medical insurance plans to ensure the smooth processing of insurance claims. Here's what you should have available.

• Completed claim form
• Photocopy of the insurance policy
• Medical certificates and bills
• Discharge summary (for inpatient claims)
• FIR or police report - if there has been an accident
• Report on cause of death (in cases where the claimant dies)
• Identity proof of the claimant
• Information on bank accounts to facilitate the process of claim settlement

Steps to claim a personal accident insurance plan

Let us start with the steps on how to claim personal accident insurance:

Notify Your Insurance Provider

The first step for claiming a personal accident insurance plan is immediately reporting the occurrence to your insurance company. Many insurers have a time limit for reporting claims, so you must save time. You can usually notify them through:

• A call to their claim's hotline number
• Their website or mobile app, as the case may be
• Email or physical mail (please refer to your policy on this)

Fill Out the Claim Form

After informing your insurer, you will get a claim form. This is where you'll need to provide detailed information about:

• How the accident occurred
• The injuries you sustained
• Any medical treatments you have ever had

Gather Supporting Documents

Your insurer is likely going to request proof before attending to your claim. Here's a quick list of documents you might need:

• Medical records and bills
• Police reports (if applicable)
• Pictures of the bruises or the area of the accident
• Witness statements

Submit Your Claim and Wait for Processing

Once you complete the form and gather all the documents your insurance company may ask for, send the documents to your insurance company. They will analyse your claim and sometimes contact you to request additional information.

Why personal accident claims get rejected?

Personal accident insurance offers financial support for accidental injury, disability or death, but claims can be rejected for several reasons. Common causes include missing or incorrect details in the claim form, a delay in reporting the accident or not informing the insurer within the required time.

Claims may also be denied if the accident falls under exclusions like self-harm, intoxication or adventure sports. Inadequate documentation, such as missing medical records or police reports, can lead to rejection, as can an inactive or lapsed policy. Claims based on pre-existing conditions or those found to be fraudulent are also likely to be rejected.

What to do if a personal accident claim is rejected?

If your personal accident insurance claim is rejected, start by carefully reading the rejection letter to understand the reason. Common issues include incomplete documentation, delays in filing or claims that fall outside policy coverage. Revisit your policy to confirm what is and isn’t covered. Contact the insurer’s customer service for clarification and guidance.

If missing or incorrect documents caused the rejection, gather and resubmit the correct paperwork. You can also file a formal appeal or request reconsideration, attaching all required supporting documents to strengthen your case.

Conclusion

Understanding how to claim personal accident insurance is crucial for effectively utilising your insurance plan, especially when selecting the right health insurance for parents. By following the steps outlined and having the necessary documents, you can ensure smooth claims process and receive the support you need during difficult times. Always remember that insurance companies are there to assist you with all your needs in this process.

If you are still unsure about how to claim your insurance, please fill out the form on this page to receive expert advice tailored to your specific needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Liver cancer occurs from the abnormal growth of liver cells. The liver is a vital organ in the upper right portion of the abdomen. Hepatocellular carcinoma, hepatoblastoma, and intrahepatic cholangiocarcinoma are the different types of liver cancer. Among these types, hepatocellular carcinoma, which occurs in the hepatocyte cells, is the most common. Signs and symptoms of liver cancer include appetite loss, unexplained weight loss, pain in the upper abdomen, nausea, vomiting, extreme tiredness, jaundice, and abdominal swelling. A healthcare provider recommends diagnostic tests based on these symptoms. Early liver cancer diagnosis often allows for more treatment options.

Diagnosis of liver cancer

Liver cancer diagnosis requires various types of tests and procedures. A health insurance plan usually covers the costs related to the diagnostic tests.

• Blood tests: Liver function tests help assess liver function abnormalities, such as by determining the alanine aminotransferase, aspartate aminotransferase, alkaline phosphatase, albumin, bilirubin, and globulin levels.
• Imaging tests: To confirm any liver abnormalities, the imaging tests conducted include ultrasound, magnetic resonance imaging (MRI), and computerised tomography (CT).
• Liver biopsy: Any abnormality found during the imaging scans needs confirmation. In such a backdrop, conducting a biopsy of the tissue sample removed from the abnormal liver area is essential. The doctor makes a small cut on the neck and a small hole in the jugular vein with a needle. A thin, flexible tube, called a catheter, is inserted through the veins to the liver. A biopsy needle is then threaded through the catheter and into the liver to take a tissue sample. The tissue sample is taken to the laboratory to determine the presence of cancerous cells.
• Staging of liver cancer: Once it is confirmed, it becomes crucial to decide on the stage. Staging helps in determining the location and metastasis of the liver cancer. The Roman numerals I to IV or the letters A to D are used to stage the condition. The doctor decides the treatment modalities based on the stage of the disease.

Conclusion

Early detection of liver cancer is vital. Healthcare providers usually recommend blood tests and imaging scans such as ultrasound, MRI, and CT to help detect the condition. When abnormalities surface, the doctor usually recommends a tissue biopsy. Staging the condition using Roman numerals or letters of the alphabet helps determine the cancer's extent and guide treatment decisions. Prompt diagnosis and accurate staging are crucial for tailoring treatment and improving outcomes. Regular check-ups and screenings are essential for at-risk patients, as these procedures help detect liver cancer early and prevent its spread.

Abnormal cell growth in the gallbladder can cause gallbladder cancer. Gallbladder cancer is uncommon, and early detection can treat the condition successfully. Even so, cancer in the gallbladder is usually detected very late, given the absence of specific signs and symptoms. Some common symptoms of gallbladder cancer include pain or lumps in the abdominal area, jaundice, and nausea or vomiting. An accurate gallbladder cancer diagnosis is crucial for planning treatment either through medication or by surgery.

Diagnosis of gallbladder cancer

Based on the signs and symptoms, various tests and procedures are recommended for diagnosing gallbladder cancer and determining its stage.

• Blood tests: These include the bilirubin test, aspartate aminotransferase, alanine aminotransferase, gamma-glutamyl transferase, and albumin to determine whether there is a problem with the liver or gallbladder. Tumour markers associated with gallbladder cancer (for example, CEA and CA 19–9) can also be detected in the blood.
• Imaging tests: Ultrasound, computerised tomography (CT scan), and magnetic resonance imaging (MRI) of the abdominal area can provide a clear picture of any abnormality with the gallbladder.

Determining the stage of the cancer plays a crucial role in deciding upon treatment options and prognosis. The stages of gallbladder cancer range from 0 to IV. Stage 0 is the initial stage when the cancer is confined to the gallbladder, while at a later stage, the cancer has spread to nearby organs. Diagnostic procedures recommended to stage gallbladder cancer include:

• Exploratory surgery: The doctor may recommend surgery to look for signs of gallbladder cancer metastasis to other organs. A tiny camera is inserted into the abdomen through a small incision, and surrounding organs are observed for signs of cancer invasion.
• Cholangiography: This procedure is used for the examination of the bile ducts. The imaging of the ducts is usually done either by MRI, endoscopy, or direct insertion of a needle from the skin into the abdomen. In this procedure, a dye is injected into the bile ducts, followed by an imaging scan using magnetic resonance cholangiography and endoscopic retrograde cholangiography. Any blockage in the bile ducts can also be detected using these tests.
• A series of scans are required for people diagnosed with gallbladder cancer to determine the extent of cancer metastasis. A scan is recommended based on individual circumstances. Standard imaging scans recommended for gallbladder cancer are CT scans and MRIs of the chest and abdomen.

Conclusion

Gallbladder cancer is a rare but deadly disease if detected late. Early diagnosis is important for successful treatment. Blood tests and imaging scans are recommended based on the symptoms. Ultrasound, MRI, and CT scans are conducted to look for gallbladder abnormalities. Once the disease is diagnosed, the staging of the disease is critical for considering treatment options. Further diagnostic tests recommended for gallbladder cancer diagnosis are exploratory surgery and cholangiography. A timely diagnosis is critical for successful treatment. A health insurance plan usually covers the cost of tests recommended for gallbladder cancer diagnosis. Therefore, health insurance can provide financial benefits and peace of mind.

The oesophagus is a long, muscular tube-like structure that starts from the throat, connecting the mouth to the stomach. Cancer of the oesophagus usually starts in the cells that line it. One of the major risk factors for this condition is tobacco use. Signs and symptoms that indicate oesophageal cancer are difficulty swallowing, unexplained weight loss, heartburn, pressure in the chest or chest pain, coughing or hoarseness, and indigestion problems. If a person has the indications of oesophageal cancer, then various tests and a biopsy are done to confirm the preliminary diagnosis. Therefore, opting for a health insurance plan that covers diagnostic tests is a smart move. 

Diagnosis of oesophageal cancer

If a person has symptoms related to oesophageal cancer, then the doctor usually recommends the following tests and procedures for oesophageal cancer diagnosis:

• Barium swallow study: This is an imaging test in which a patient swallows a liquid containing barium. Barium coats the inner layer of the oesophagus and makes it more clear on X-rays. Any changes in the oesophageal tissues can be easily visualised through X-rays.
• Endoscopy: In endoscopy, a flexible tube containing a video lens called an endoscope is passed down the throat into the oesophagus. With the help of the camera, healthcare providers can visualise any changes in the inner lining of the oesophagus.
• Tissue biopsy: During endoscopy, if the doctor suspects any abnormal changes in the oesophagus, a tissue sample is removed from the problematic area. Tissue samples are then sent for analysis to determine the presence of cancer cells.

If a tissue biopsy confirms oesophageal cancer, then other tests are done to determine whether the cancer has spread to other body parts and lymph nodes. These tests may include:

• Endoscopic ultrasound
• Bronchoscopy: A bronchoscopy is done to check if oesophageal cancer has spread to the windpipe or trachea.
• Computerised Tomography (CT): This imaging test produces detailed cross-sectional images of the organs and is done to understand if oesophageal cancer has spread to lymph nodes or other nearby organs.
• Magnetic Resonance Imaging (MRI): This imaging technique is usually done to look for the spread of the cancer to the spinal cord and brain.
• Positron Emission Tomography (PET): In this technique, a special camera is used to detect the presence of cancer cells. For a PET scan, the patient is injected with a radioactive form of sugar, which is absorbed by the cancer cells.

Conclusion

When a person shows signs and symptoms related to oesophageal cancer, specific diagnostic tests and procedures are recommended by the doctor. The treatment for this condition depends on the type of cells that are involved in the formation of malignancy. Early detection of oesophageal cancer can help plan timely treatment and recovery.

Abnormal cell growth that occurs in any part of the kidney gives rise to kidney cancer. Apart from removing waste through urine, the organ also regulates blood pressure and maintains electrolyte balance. About 90% of all kidney cancers in adults are renal cell carcinomas that develop in the cells that line the tubules of the nephron (the functional unit of the kidneys). At earlier stages, there are usually no signs or symptoms. Indications that develop gradually over time include blood in the urine, lower back pain, tiredness, fever, and unexplained weight loss. Based on the symptoms and medical history, healthcare providers recommend different tests and procedures to diagnose the disease.

Diagnosis of kidney cancer

Kidney cancer diagnosis is done through several biochemical, cellular, and imaging tests. Having a health insurance plan that covers the cost of these diagnostic tests and treatments can be beneficial.

• Blood and urine tests: Kidney cancer may disrupt the release of the hormone erythropoietin, which is essential for the formation of red blood cells. Therefore, kidney cancer may result in anaemia. Blood in the urine is one of the signs of kidney disease. Blood and urine tests may give the doctor some information about the signs and symptoms of the patient.
• Imaging tests: Imaging of the kidneys using techniques like X-rays, Computerised Tomography (CT), Magnetic Resonance Imaging (MRI), and Ultrasound can help find any abnormality in the kidney.
• Biopsy: If blood tests and imaging scans suggest any abnormality in the kidney tissues, then a biopsy is needed for confirmation. In a biopsy, a small tissue sample from the abnormal area of the kidney is removed and sent to the laboratory to look for signs of cancer.

When a kidney lesion is diagnosed as cancer, the next step is to identify the stage of the cancer. Stages of kidney cancer are assigned from stage I to stage IV and require additional imaging scans to determine its spread to other organs and lymph nodes.

Conclusion

Kidney cancer often manifests without early symptoms. As it progresses, signs and symptoms may emerge. Diagnosis relies on various tests, including blood and urine analysis to detect abnormalities, imaging tests to identify kidney issues, and potentially a biopsy to confirm cancerous tissue. Staging, from I to IV, determines the cancer progression and treatment decisions. Early diagnostic measures are invaluable in managing kidney cancer, a condition impacting both waste elimination and overall health.

Prostate cancer is the cancer of a small gland in males that produces seminal fluid. This cancer is commonly found among men. Symptoms of prostate cancer include trouble with urination, blood in the urine, interruption in the urine flow, bone pain, unexplained weight loss, and erectile dysfunction. For planning an effective treatment strategy, early diagnosis of prostate cancer is crucial.

Based on the disease symptoms, healthcare providers might recommend testing for prostate cancer diagnosis. In this article, we will explore the methods by which prostate cancer is detected.

Diagnosis of Prostate Cancer

Diagnostic tests for prostate cancer diagnosis range from simple physical examination tests to advanced diagnostic procedures.

• Digital rectal exam (DRE): the prostate lies adjacent to the rectum; therefore, the doctor examines the prostate by inserting a gloved lubricated finger into the rectum. During examination, if any abnormality in the shape, size, or texture of the organ is detected, further tests are recommended.
• Blood test for prostate-specific antigen (PSA): PSA is normally produced by the prostate gland, and a small amount of antigen is normally present in the blood. However, a higher-than-normal concentration of PSA in the blood indicates some kind of prostate abnormality. If the DRE test and PSA blood test show any abnormalities, the following tests are recommended to diagnose prostate cancer.
• Ultrasound: In this imaging test, a small probe is inserted through the rectum that uses sound waves to produce an image of the prostate gland.
• Magnetic resonance imaging (MRI): an MRI scan of the prostate provides a more detailed picture of the prostate gland and abnormalities. With the help of an MRI scan, a doctor can plan to remove an abnormal tissue sample.
• Prostate tissue biopsy: to confirm the presence of cancerous cells in the prostate, a prostate tissue biopsy is recommended. During the biopsy, a small sample of the abnormal cells is collected with the help of a needle, which is then analyzed in the laboratory for the presence of cancerous cells.

If the presence of cancerous cells is confirmed, then in the next step, the aggressiveness or grade of the cancer is determined. The following techniques are used to determine the aggressiveness of the cancer:

• Gleason score: prostate cancer is graded using the Gleason score, ranging from 2 (non-aggressive) to 10 (very aggressive), with 6 as low-grade, 7 as medium-grade, and 8 - 10 as high-grade. Most assessments fall within the range of 6 to 10.
• Genomic testing: Genomic testing examines prostate cancer cells for gene mutations, offering prognostic insights. While not widely used, it can aid treatment decisions in specific cases but is not necessary for all prostate cancer patients.

Lung cancer is one of the most deadly forms of cancer, often resulting in a grim prognosis if not caught early. With millions of people being affected by it annually, it's essential to know how lung cancer is detected. Early detection and lung cancer diagnosis can majorly increase your chances of surviving this severe disease.

In this article, we will discuss some common methods used to detect lung cancer.

Diagnosis of Lung Cancer

If a person is suffering from a persistent cough with breathlessness without any infection, then the healthcare provider may recommend the following tests and procedures for lung cancer diagnosis:

• Imaging tests: An abnormal growth or small nodule can be detected using a chest X-ray. In some cases, when the lesion is very small, an X-ray cannot detect the lesion. In such cases, a computed tomography (CT) scan is used.
• Cytological analysis of the sputum sample: persistent cough is one of the symptoms of lung cancer. Microscopic analysis of the sputum produced by the diseased person can provide important information about the lung cancer cells present in the sputum sample.
• Lung tissue biopsy: In a biopsy, a small sample of the abnormal cells present in the lungs is removed and sent to laboratories for analysis. A biopsy can be done in different ways, as mentioned below:
• Bronchoscopy: In this procedure, a bronchoscope (a slim tube with a camera at one end) is inserted through the nose or mouth into the airways. The healthcare provider may look into the abnormal mass present in the lungs and remove it.
• Mediastinoscopy: In this procedure, the doctor makes a cut at the bottom of the neck. Through this cut, a thin tube with a camera is inserted in the chest to look for abnormal cells. The doctor also takes a sample from the lymph nodes during this procedure.
• Needle biopsy: In this procedure, a local anaesthetic is used to numb the skin area. With the help of a CT scanner or ultrasound, an abnormal cell mass in the lungs is located, and a needle is inserted directly through the skin to the lungs to remove the tissue.
• A biopsy sample is analysed for the presence of cancer cells and the type of lung cancer. Determining the type of cancer and cancer stage is important for disease prognosis and treatment planning.
• To determine the stage of the cancer, further imaging tests like a CT scan, a bone scan, a magnetic resonance imaging (MRI) scan, and a positron emission tomography (PET) scan are recommended by the health care provider.

Conclusion

If you were wondering how is lung cancer detected, we hope this article has helped. Detecting lung cancer early is an important part of managing the disease, but the process can be complex and daunting. Trips to the doctor's office, scans, and biopsies can all add up, leaving patients wondering how they'll pay for it all. That's where health insurance comes in. With quality health insurance, patients can have peace of mind knowing that they have access to the resources they need to diagnose and treat their condition.

The pancreas is an important organ located in the abdomen and plays a major role in our bodies. Apart from being connected to our digestive system, it also produces hormones like insulin, which helps regulate blood sugar levels. One of the most severe forms of cancer-pancreatic cancer- is often not talked about. Pancreatic cancer occurs when cancerous cells start growing inside the pancreas. Early detection is the key when it comes to managing this disease. This article will explore what tests may be used to make a pancreatic cancer diagnosis.

Diagnosis of Pancreatic Cancer

So, how is pancreatic cancer detected? Tests recommended by healthcare providers for pancreatic cancer diagnosis are:

• Imaging techniques: Imaging tests provide a means to look within the body to view any issues with the organs properly. These tests can assist with determining the location of the abnormal cell growth and metastasis of the cancer. These tests include computed tomography (CT), positron emission tomography (PET), magnetic resonance imaging (MRI), as well as an ultrasound.
• Endoscopic ultrasound: An ultrasound device with endoscopy functions can be a powerful tool for providing images of the digestive tract and nearby organs. Here, a thin tube with a camera (an endoscope) is inserted into the digestive tract through the mouth. After insertion, the ultrasound device present on the endoscope produces images of the pancreas and other internal organs through sound waves.
• Tissue biopsy: Here, a small tissue sample is taken from the patient and sent over to a diagnostic laboratory to check for the presence of abnormal cancerous growth. Tissue is collected with the help of an endoscopic ultrasound by inserting a needle through the skin into the pancreas. This procedure is also referred to as fine needle aspiration.
• Blood tests: Pancreatic cancer cells make specific types of proteins called tumour markers, which are released into the blood. Blood tests are usually done to detect the presence of these tumour markers. One such tumour marker is CA19-9. All types of pancreatic cancer cells do not make CA19-9; therefore, this test can be used for the detection of some types of cancer.
• Gene testing: Cancer runs in the family; therefore, gene or genetic testing is done to detect inherited DNA changes that increase the risk of cancer formation. Genetic testing is also helpful in deciding the treatment plan for the patient.
• After the diagnosis of cancer, the healthcare provider reviews the test results and determines the extent of cancer metastasis. This is called the staging of the cancer. The cancer prognosis and treatment plan depend on the cancer stage. Pancreatic cancer is assigned a stage from 0 to 4. In the 0-stage stage, cancer is limited to the pancreas, while in stage 4, cancer spreads to other parts of the body.

Conclusion

Pancreatic cancer occurs due to abnormal cancerous growth in the pancreas. Early diagnosis of pancreatic cancer is an important step towards improving treatment outcomes. A variety of tests recommended for the diagnosis of pancreatic cancer include endoscopic ultrasound, tissue biopsy, blood tests, and gene testing. A diagnosis of pancreatic cancer can be extremely taxing, placing an emotional and financial burden on you. A comprehensive health insurance plan can help cover the high cost of these diagnostic tests and can provide financial benefits to the patient.

Stomach cancer, or gastric cancer, occurs when cancer cells in the stomach grow out of control. Although stomach cancer can occur in any part of the stomach, most cases occur due to abnormal cell growth at the junction of the oesophagus and stomach. Cancerous growth in the stomach starts as a tumour mass that progresses slowly and may spread to nearby organs like the liver and pancreas. If a person has symptoms related to stomach cancer, then a doctor may recommend diagnostic tests to detect the cancer. Having a health insurance plan that covers diagnostic tests for cancer diagnosis and treatment can be helpful in such cases. Read on to learn more about how stomach cancer is detected.

Diagnosis of stomach cancer

For a stomach cancer diagnosis, the following tests and procedures are recommended by the doctor.

• Endoscopy: to look for signs of cancer, like abnormal growth, a tiny camera is inserted inside the stomach. In this procedure, a thin, lighted tube called an endoscope is inserted through the mouth, down the throat, and into the stomach. This procedure is called endoscopy.
• Collection of tissue samples: The endoscope may also contain a tool to remove the tissue samples. During the endoscopy procedure, if some abnormal growth or abnormal areas are found inside the stomach, a tissue sample is taken. The biopsy sample is then sent to the laboratory for testing. If the biopsy sample comes back positive for stomach cancer, then the healthcare provider might recommend other tests to see if the cancer has invaded other tissues. These tests help in determining the stage of the cancer. Knowledge about the cancer stage is important to understand the prognosis. Procedures and tests that are recommended to assess the stage of the cancer are
• Blood test: A blood test can be helpful in determining the overall health of a person. If stomach cancer has spread to the liver, then a blood test may show abnormal liver function markers. A blood test can also be used to look for circulating tumour DNA in the blood, which usually occurs when stomach cancer is in an advanced stage.
• Ultrasound of the stomach: Ultrasound is an imaging technique that can be helpful in diagnosing how far stomach cancer has spread into the stomach.
• Computed tomography (CT) scan: In a CT scan, an x-ray machine linked to a computer is used to make a series of pictures inside the stomach from different angles. In this procedure, a dye may be swallowed by the patient or injected into the veins to give a clearer picture of the organs and tissues. Positron emission tomography (PET) is another procedure that is also used for the detection of cancer cell metastasis.
• Surgery: Sometimes, the procedures mentioned above do not give a clear picture of cancer metastasis. In such cases, surgery is recommended by the healthcare provider to make sure there are no abnormal growths in the liver or other areas of the belly.

Stages of stomach cancer can be categorized from 0 stage to 4 stage, as shown in the table below:

• Stage 0: When the abnormal cell mass is small and resides on the surface of the stomach
• Stage 1: When abnormal cancerous cell mass grows into the inner layers of the stomach.
• Stages 2 and 3 are when cancerous cell mass invades deeper inside the walls of the stomach.
• Stage 4 is when cancer cells spread and metastasize into the lymph nodes and nearby organs.

Conclusion

If you were wondering how to detect stomach cancer early, we hope this has heaped. Stomach cancer usually develops in the inner lining of the stomach and spreads to deeper tissues. In the early stages of stomach cancer, a person might suffer from unexplained weight loss and stomach pain. Diagnostic tests for stomach cancer include an endoscopy and a biopsy of the stomach tissue. Other tests include blood tests, CT scans, PET scans, and surgery.