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  • Health Benefits of Ragi Flour

    by Almog Ramrajkar | Apr 22, 2025

    Ragi, also known as finger millet, is an ancient grain and one of the most nutritious cereals, with a unique flavour and texture. You can use it favourably when preparing different recipes. Some important health benefits of ragi flour are that it boosts weight loss, strengthens bone density, enhances milk production in lactating mothers, helps control high blood pressure, and promotes a gluten-free diet.

    This blog explores how you can benefit your health by consuming ragi flour.

    What are the Health Benefits of Ragi Flour?

    Ragi is a healthy and multi-purpose grain, which you can incorporate into your diet for various health benefits as follows:

    • Aids in Weight Loss

    Ragi is an ideal food if you’re looking to shed some weight. The grain is rich in protein and enables you to reduce cravings, keeping you full for longer. It’s also extra nutritious, hence perfect for your weight-loss meal plan.

    • Strengthens Bone Density

    Finger millet is a great source of natural calcium, which helps strengthen your bones and teeth. It works best for consumption by growing children. It also helps restore optimum bone density among the elderly and reduces your risk of osteoporosis and fractures.

    • Boosts Milk Production in Lactating Mothers

    Ragi can be one of the best foods if you’re pregnant or breastfeeding. It helps boost milk production and can also enhance the nutritional content of your breast milk for your baby’s benefit.

    The grain contains significant calcium and iron content, which can stimulate breast milk production. It can also aid in balancing hormonal activities in your body, especially during pregnancy or lactation.

    • Regulates Blood Pressure

    The millet is rich in dietary fibre. Hence, consuming ragi helps in flushing out toxins from your body. This prevents improperly processed foods from getting clogged in your blood vessels. As a result, it enhances the free flow of blood and nutrients to and from your heart, which also helps lower blood pressure.

    • Protects Against Cardiovascular Diseases

    Ragi contains numerous vitamins and dietary fibre and has no sodium or cholesterol. These factors help increase good (HDL) cholesterol while reducing fatty deposits (LDL) in heart vessels, improving overall heart health.

    • Prevents Body from Anaemia

    Finger millet is a power-packed food and an excellent source of iron. It enables the production of red blood cells, which prevents your body from anaemia.

    • Promotes a Gluten-Free Diet

    Ragi is a great food choice if you are gluten-intolerant. This type of grain is naturally gluten-free, safe, delicious and nutrient-rich. So, you don’t have to worry about the possibility of some hidden gluten, and you can substitute it for wheat.

    It helps to consume ragi in the morning. Since it’s fibre-rich, its digestive process may take longer. Hence, eating ragi at night is not favourable, especially if you have some digestive issues.

    Conclusion

    Ragi is an excellent food choice if you're looking to improve your overall health. It is ideal for everyone, especially for vegetarians looking to gain proteins, essential vitamins and minerals like calcium and iron.

    Most importantly, even with a healthy lifestyle, you should consider investing in comprehensive health insurance to protect yourself from unpredicted health situations. In such instances, the cover will save you from costly medical bills. 



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health benefits of wheat flour

    by Almog Ramrajkar | Apr 22, 2025

    Updated on - 30 Jan 2026

    Wheat flour is a staple ingredient in kitchens worldwide, forming the base for foods such as bread, chapati and noodles. It is valued not only for its versatility in cooking but also for its nutritional content. Rich in carbohydrates, proteins and essential nutrients, wheat flour can support energy levels and overall health when included in a balanced diet.

    Knowing about its importance, varieties and usage in meals can help you make healthier choices. In this blog, let's look at the health benefits of wheat flour and how it fits into everyday nutrition.

    What are the health benefits of wheat flour?

    Consuming wheat flour can give you several health benefits, such as:

    1. Can improve mental health

    Whole wheat flour is rich in niacin, which may promote brain health and mental functioning. Also, Vitamins B and E found in whole wheat can aid in energy production and maintaining your body’s healthy DNA. Vitamin B complex, a water-soluble vitamin, may help reduce inflammation in the brain, while Vitamin E can help protect against memory decline. Regular consumption of whole wheat may support cognitive function and mood, particularly in individuals with nutrient deficiencies.

    2. May aid digestion

    Whole wheat is a good source of dietary fibre, which supports regular bowel movements and overall digestive health. The fibre also helps maintain a healthy gut environment, while vitamins and minerals in whole wheat contribute to overall wellness. Including whole wheat in your diet can help maintain digestive health.

    3. Can provide antioxidant support

    Whole wheat flour is rich in phenolic compounds, which may act as natural antioxidants. Therefore, as an antioxidant, whole wheat flour can protect the body’s cells from oxidative stress. These compounds support overall cellular health and may contribute to reducing the risk of chronic conditions linked to free radical damage.

    4. Reduces risk of type 2 diabetes

    Wheat is rich in magnesium and has a lower glycemic index than refined grains. Consuming whole wheat flour can help regulate your blood sugar levels. If you are diabetic, you can notice a significant improvement, especially if you substitute whole wheat for foods like white rice.

    Nutritional value of wheat flour

    Wheat flour is a blend of carbohydrates, proteins, vitamins, minerals and fibre. Here is a general idea of what you get from 100 grams of whole wheat flour (values may vary slightly depending on brand or type):

    • Calories: Around 340 kcal
    • Carbohydrates: 72 g
    • Protein: 13.2 g
    • Fibre:7 g
    • Fat: 2.5 g
    • Iron: 3-4 mg
    • Magnesium: 130-150 mg
    • Phosphorus: 300 mg
    • Potassium: 350 mg
    • B Vitamins (especially B1, B3 and B6): Present in small but essential amounts.

    Is wheat flour good for skin and hair health?

    Yes, wheat flour can be good for the skin and hair as long as it is included in moderation, within a balanced diet. Wheat flour contains vitamin E and zinc, both of which are good for the skin. These nutrients help fight free radicals, delay signs of ageing and support healthy skin repair. Moreover, whole wheat contains fibre that may help flush out toxins from the body for clearer and healthier-looking skin.

    Some people also use wheat flour in home remedies for glowing skin. For instance, a face pack of wheat flour, milk and honey can improve skin texture and remove tan. However, these results may vary from person to person.

    Additionally, protein and zinc in wheat flour promote hair strength and growth. Vitamin B6 present in whole wheat also helps prevent hair fall by improving the blood circulation to the scalp. Thus, regular consumption of whole wheat foods may help you get stronger, shinier hair over time.

    Possible side effects of excess wheat flour consumption

    While wheat flour has many benefits, overconsumption of it, especially refined wheat flour (maida), may invite various health problems, like:

    • Weight gain: Refined flour has fewer nutrients and less fibre. It may cause spikes in blood sugar, leading to an increase in appetite and overeating, which leads to weight gain.
    • Digestive problems: Excessive consumption of wheat may result in bloating or gas in the stomach for some individuals, particularly those sensitive to gluten.
    • Gluten intolerance: Those with gluten allergies or celiac disease are recommended to avoid wheat and wheat products entirely.
    • Blood sugar imbalance: Consuming excessive amounts of whole wheat, without balancing it with other foods, may affect blood sugar levels.

    Even on a balanced diet, sudden health problems may occur. It is, therefore, advisable to prepare for such situations by investing in a health insurance policy. With health insurance for the family, you can give all your family members the right medical care without worrying about the hospital bills.

    Difference between refined and whole wheat flour

    Here are the major differences between the two:

    Feature

    Whole wheat flour

    Refined wheat flour (maida)

    Texture

    Made by grinding whole wheat grains, including the bran, germ and endosperm

    Made by removing bran and germ, keeping only the endosperm

    Fibre content

    Coarse and slightly brown in colour

    Very fine and white

    Nutrients

    High

    Very low

    Glycaemic index

    Retains vitamins, minerals and antioxidants

    Loses most nutrients during refining

    Health benefits

    Supports digestion, heart and metabolism

    Provides quick energy but fewer nutrients

    Tips to include wheat flour in a balanced diet

    Here are some tips to follow while including wheat flour in a balanced diet:

    • Choose whole wheat flour: It is recommended to choose whole wheat over refined flour to enjoy maximum health benefits.
    • Mix flours: Combine wheat flour with other nutritious flours like ragi, jowar or besan to make multigrain rotis. This increases both flavour and nutrition.
    • Watch portion sizes: Eating too many wheat-based foods may increase calorie intake. That is why it is necessary to pay attention to portion size and balance it with vegetables and proteins.
    • Add fibre: Incorporate salads, sprouts and fruits along with wheat-based meals for better digestion.
    • Avoid over-processing: Avoid over-kneading or overcooking wheat dough. It might make the food heavy to digest and decrease its nutritional value.
    • Stay hydrated: It is important to drink plenty of water throughout the day to allow the fibre in wheat to function properly. Adequate hydration helps the fibre move smoothly through the digestive system, preventing constipation.

    Conclusion

    Wheat flour offers a range of nutritional benefits. It can help provide energy, support digestion, contribute to bone health and promote heart health. Among the different types, whole wheat flour is considered the healthier choice as it contains more fibre and essential nutrients compared to refined flour. However, like all foods, moderation is key. Consuming too much wheat may cause an imbalance in your diet. The best approach is to combine whole wheat with other grains and a variety of fruits, vegetables and proteins.

    As you take steps to eat better and live healthier, it’s important to also be prepared for health expenses. Get personalised guidance to find a health insurance plan that fits your needs by filling out the form on this page.

    FAQs

    1. Is wheat flour suitable for people with diabetes?

    Yes, it contains a lower glycemic index compared to refined flour and therefore can be consumed in moderation on a diabetic diet.

    2. Can I consume wheat flour every day?

    Yes, but it is best when combined in moderation with other grains, vegetables and proteins for a balanced and diverse diet.

    3. Is whole wheat flour good for weight loss?

    Whole wheat flour is rich in fibre and can keep you full for a longer period of time, helping with weight control.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Cashew Oil

    by Almog Ramrajkar | Apr 22, 2025

    Cashew oil, derived from cashew nuts, is a nutrient-rich oil that has gained popularity due to its numerous health benefits. Packed with essential fatty acids, vitamins and antioxidants, cashew oil offers a wide array of advantages for both internal and external health. Let’s delve into the key health benefits of cashew oil and how it can support your journey to wellness.

    What Are the Health Benefits of Cashew Oil?

    1. Boosts Heart Health

    Cashew oil is an excellent source of monounsaturated and polyunsaturated fats, which have been shown to reduce levels of LDL (bad cholesterol) and increase HDL (good cholesterol). This balance supports cardiovascular health and lowers the risk of heart disease. By incorporating cashew oil into your diet, you help maintain a healthy heart and overall well-being.

    1. Improves Skin Health

    Rich in vitamins E and K, cashew oil nourishes and hydrates the skin. These vitamins are known for their antioxidant properties, which protect the skin from environmental stressors. Cashew oil also has anti-inflammatory benefits making it a great choice if you have eczema or acne. Its ability to lock in moisture helps maintain soft and radiant skin.

    1. Supports Immune Function

    Cashew oil is packed with antioxidants like vitamin E and zinc, which play a critical role in strengthening the immune system. These antioxidants protect the body from oxidative stress, reduce cellular damage and enhance the body's ability to fight infections, thereby promoting overall health.

    1. Promotes Hair Growth

    Cashew oil is beneficial not only for the skin but also for hair. The oil’s rich content of essential fatty acids, vitamins and minerals helps strengthen hair follicles, reduce hair breakage and promote healthy growth. Regular use of cashew oil can result in shinier, more manageable hair and can prevent split ends.

    1. Aids in Bone Health

    Cashew oil is a great source of magnesium and calcium, two essential nutrients that are vital for maintaining strong bones. Magnesium plays a crucial role in calcium absorption and the regular use of cashew oil may help prevent bone density loss, which is especially important as people age.

    1. Enhances Joint Health

    The anti-inflammatory properties of cashew oil can help alleviate joint pain and swelling, making it beneficial for individuals suffering from arthritis or other inflammatory conditions. Regular use can reduce discomfort, improving mobility and joint health.

    1. Supports Weight Management

    Despite being an oil, cashew oil can aid in weight management. Its healthy fat content promotes satiety, helping to curb unhealthy cravings. When consumed in moderation, cashew oil supports a balanced diet helping with weight management and preventing overconsumption of less healthy fats.

    1. Improves Eye Health

    Cashew oil contains zeaxanthin, an antioxidant that helps protect the eyes from harmful UV rays. This compound is essential in reducing the risk of age-related macular degeneration and maintaining overall eye health. Including cashew oil in your diet can contribute to better vision and long-term eye care.

    Conclusion

    Cashew oil is a versatile and nutrient-packed oil with a wide range of health benefits. Whether used in cooking, skincare, or hair care, its rich content of essential fatty acids and antioxidants makes it an excellent choice for overall health.

    If you’re looking to maximise your health and secure your future, pairing healthy lifestyle habits with comprehensive health insurance plans ensures financial peace of mind in case of unexpected health events. Let cashew oil and a strong health insurance plan guide your wellness journey.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Extra-Virgin Olive Oil

    by Almog Ramrajkar | Apr 22, 2025

    Extra-virgin olive oil is well known for its numerous health advantages and deep flavour. In addition to its culinary use, this oil has been used for thousands of years for its medicinal properties. Many people all over the world, especially in Mediterranean countries, consume it on a daily basis. Let’s explore the health benefits of extra-virgin olive oil.

    What are the Health Benefits of Extra-Virgin Olive Oil?

    • Rich in Healthy Fats

    Extra-virgin olive oil is full of healthy monounsaturated fats. By reducing blood levels of dangerous cholesterol, these fats strengthen the heart and reduce the risk of heart disease.

    • Packed with Antioxidants

    Rich in antioxidants, this oil helps shield your body from dangerous chemicals known as free radicals. Antioxidants are essential for lowering inflammation and shielding cells from harm, which helps delay ageing.

    • Supports Heart Health

    Extra-virgin olive oil can help lower the risk of heart disease. The healthy fats and antioxidants in the oil help reduce blood pressure, lower cholesterol levels, and prevent blood clots, all of which contribute to better heart health.

    • May Reduce the Risk of Chronic Diseases

    Using extra-virgin olive oil regularly has been linked to a decreased risk of chronic diseases like diabetes, Alzheimer's, and even some types of cancer. Because of its anti-inflammatory properties, which reduce the risk of some ailments, it is an excellent addition to a balanced diet.

    • Improves Digestion

    Extra-virgin olive oil can also help improve your digestion. It is well known to lessen heartburn and indigestion symptoms. Additionally, it promotes bile synthesis, which is necessary for fat digestion.

    • Helps with Weight Loss

    Despite being an oil, extra-virgin olive oil can help with weight management. The healthy fats in the oil can make you feel full for longer periods, preventing overeating. The oil can help the body burn fat more efficiently.

    • Promotes Skin Health

    Extra-virgin olive oil's antioxidants and anti-inflammatory compounds are also good for your skin. It can shield the skin from pollutants and sun damage and help lessen the appearance of ageing.

    • Boosts Brain Health

    Extra-virgin olive oil may also support brain function. Its anti-inflammatory qualities may lessen the chance of cognitive decline and help shield the brain from harm.

    Conclusion

    Including extra-virgin olive oil in your daily diet is an easy and delicious way to improve your health. Whether you use it in salads, cooking, or as a dressing, the benefits are many. It supports heart health, improves skin texture and aids in digestion. You should also get a medical insurance policy to protect your health and cover unanticipated medical expenses.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best Body Cooling Drinks for Summer

    by Tanmay Ahuja | Apr 22, 2025

    With temperatures rising, it is essential to keep the body hydrated. Excessive heat can lead to severe health risks, including heatstroke, heart attack, or stroke. Proper hydration helps prevent these heat-related issues.

    Although drinking water is the best source of fluid, juices, milk, and herbal teas can add to the amount of water consumed in a day. These liquids provide added nutrition apart from hydration.

    In this blog, we have listed some of the best refreshing drinks for the summer.

    List of instant body cooling drinks for summer

    A few body cooling drinks to consume during the summer are:

    • Coconut water: Packed with natural electrolytes, coconut water is an excellent way to stay hydrated. It prevents dehydration and helps maintain electrolyte balance.
    • Buttermilk (chaas): A probiotic-rich drink, buttermilk cools the body and aids digestion. You can add cumin and coriander powder for enhanced flavour.
    • Raw mango drink (aam panna): Made from green mangoes, this tangy drink ranks high among the beloved cooling drinks for summer. Aam panna is an excellent source of vitamins and minerals.
    • Sugarcane juice: Rich in antioxidants and natural sugars, sugarcane juice is an instant body cooling drink. It helps in detoxifying the liver and keeps the body hydrated.
    • Lemonade: This refreshing mix of lemon juice, water, and honey or sugar is rich in vitamin C and helps maintain hydration.
    • Roasted gram flour drink (sattu): A healthy summer drink, sattu or roasted Bengal gram flour is believed to have cooling properties and is a good source of protein and fibre.
    • Barley water: Barley water is an amazing cooling drink that helps digestion and flushes out toxins. A dash of lemon enhances its taste and benefits.
    • Cucumber juice: A fantastic way to cool down your body is by drinking cucumber juice. Blending it with mint and lemon further enhances its hydrating properties.

    Conclusion

    Maintaining hydration levels with summer cooling drinks is extremely important, as even mild dehydration can cause fatigue, dizziness and headaches. In extreme cases, dehydration can lead to hospitalisation. Since one can never predict the future, a comprehensive individual health insurance policy or health insurance for family can help you and your family by covering hospitalisation expenses in emergencies.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Expert Summer Skin Care Tips for Healthy and Radiant Skin

    by Tanmay Ahuja | Apr 22, 2025

    Summer is a time of intense heat and high humidity. Excessive exposure to harsh sunlight can damage your skin in many ways. Prolonged exposure to harsh sunlight often leads to dehydration, causing skin damage, rashes, and sunburn. Excessive sweating can also contribute to body odour and breakouts. Therefore, taking care of your skin during the summer is crucial.

    Follow the best skincare for summer to protect your skin from such issues.

    Best summer skincare tips

    Your skin, the largest sense organ in your body, needs extra attention during summer. A proper summer skincare routine can help keep it supple and healthy. Without proper care, you may experience several issues, including:

    • Skin dryness
    • Premature skin ageing
    • Loss of skin elasticity
    • Hyperpigmentation, uneven skin tone and much more

    Below listed are a few summer skin care tips:

    • Wash your face and body properly to keep your skin clean and breathable.
    • Regular exfoliation is essential to remove dirt from clogged pores.
    • Always moisturise and apply a broad-spectrum sunscreen from a good brand to protect your skin. It is one of the vital summer skin care tips.
    • Include products in your skincare products containing vitamin C, E, etc., in your daily skincare regime.
    • Include a lot of fruits and veggies in your diet.
    • Hydrate your body with plenty of fluids, natural juices, and water. The best choice is homemade fruit juices made with seasonal fruits.
    • Avoid heavy make-up and give your skin cells more breathing time.
    • Wear natural and summer-friendly fabrics like cotton, linen, etc.

    Conclusion

    While the above-mentioned summer skincare tips can help protect your skin, unexpected issues may still arise, leading to medical expenses. In such cases, consulting a specialist is essential. Comprehensive health insurance plans can cover the cost of consultations or medical tests and keep your finances safe. Similarly, severe conditions like skin cancer or other serious skin problems need immediate medical attention. A critical illness insurance plan gives financial support for expensive treatments, giving you peace of mind and access to the best care when needed.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Blackberry

    by Almog Ramrajkar | Apr 22, 2025

    Blackberries are juicy and delicious berries packed with nutrients. Whether eaten fresh, blended into smoothies, or baked into sweets, blackberries are a great addition to a well-balanced diet. In this guide, we will take a quick look at the health benefits of blackberry.

    What Are the Health Benefits of Blackberry?

    The following are the benefits of consuming blackberries:

    • Antioxidant Rich: Blackberries are loaded with antioxidants like anthocyanins which give the berries their dark color. Antioxidants reduce your chance of contracting chronic diseases like cancer and heart disease by shielding your cells from harm brought on by free radicals.
    • Boosts Immune System: Your immune system is strengthened by the vitamin C found in these berries.
    • Supports Brain Health: Compounds that are found in blackberries have the potential to enhance brain function. They improve memory and thinking skills while reducing inflammation in the brain. Eating blackberries regularly may lower the risk of age-related brain diseases like Alzheimer’s.
    • Good for Heart Health: The fibre and antioxidants in blackberries help reduce bad cholesterol levels and lower blood pressure.
    • Aids Digestion: Blackberries are high in dietary fibre, which promotes good digestion and prevents constipation.
    • Strengthens Bones: Strong bones require calcium and vitamin K, both of which are abundant in blackberries. Additionally, they lower the chance of bone diseases like osteoporosis.
    • Improves Skin Health: Regularly consuming blackberries can improve skin health. As vitamin C helps produce collagen, it helps keep your skin firm and youthful, while antioxidants shield your skin from damage and pollutants.
    • Helps Manage Diabetes: Blackberries have a low glycemic index, meaning they don’t cause a big spike in blood sugar levels. This also makes them a great snack for people with diabetes.

    Conclusion

    Blackberries are full of vital vitamins and minerals that can improve heart and brain health as well as strengthen your immune system. Incorporating them into your diet is an easy and tasty way to support your overall well-being. Additionally, yearly checkups and acquiring comprehensive health insurance ensure you're prepared for any unexpected health needs, further complementing a healthy lifestyle.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Ladyfinger

    by Almog Ramrajkar | Apr 22, 2025

    Ladyfinger, also known as bhindi or okra, is a staple in most Indian households. But did you know that it is an underrated nutritional powerhouse? It has a lot of important minerals, including vitamins A, C, and K1. It is also a good source of dietary fibre and minerals, including calcium, magnesium and potassium.

    What Are the Benefits of Ladyfinger?

    The following are some benefits of consuming ladyfinger:

    • Vitamin C: Ladyfinger is an excellent source of vitamin C, which contributes to overall immunity management by boosting white blood cell production. It relieves constipation by cleaning the intestinal tract.
    • Vitamin K1: It is rich in vitamin K1, which boosts red blood cell production, platelets and haemoglobin. Vitamin K aids the liver in the creation of essential proteins that cause blood to clot.
    • Reduces Risk of Stroke and Heart Ailments: It minimises the risk of stroke and heart ailments as it contains low levels of sodium and cholesterol. Stroke is caused by accumulation of plaque (fat deposits) in the body. Ladyfinger helps prevent this plaque development as it contains antioxidants and vitamin C.
    • Eye Health: Another benefit of ladyfinger is that it improves eye health. It contains vitamin A, which reduces the risk of developing vision-related illnesses like cataracts and glaucoma.
    • Blood Sugar: Some animal research also suggests that it can reduce blood sugar. Some research has been done on humans with promising results. A study of over 300 people found that eating ladyfinger reduced their fasting blood glucose levels.
    • Weight Management: Another benefit of ladyfinger is its high water content and low calories. It contains dietary fibre with a high satiety index, keeping us full for hours.
    • Pregnancy: There are many benefits of ladyfinger for pregnant women. It is a good source of folate, which helps reduce birth defects in babies. This folic acid is especially important between the fourth and twelfth weeks of pregnancy, as this is when the neural tubes develop in babies.

    Conclusion

    While ladyfinger has many benefits, we should always consume it in moderation. People with kidney stones, allergies or gastrointestinal problems should be careful. Some studies have also found that ladyfinger may interfere with the absorption of medicines like metformin, which treats diabetes.

    In addition to adopting a healthy diet, it is prudent to consult a healthcare professional at regular intervals, especially if you suffer from a pre-existing condition like diabetes. These visits are covered under any good health insurance policy. A comprehensive health insurance policy also covers miscellaneous costs, medicines and hospitalisation. You can opt for the plan that suits your needs and lifestyle.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Maize Flour

    by Almog Ramrajkar | Apr 22, 2025

    Corn flour, sometimes referred to as maize flour, is a common ingredient in many kitchens worldwide. It is made by grinding dried maize kernels into a fine powder. Due to its versatility, maize flour can be used to make a variety of items, including bread, tortillas, porridge, and baked goods. In addition to its taste and usefulness, maize flour is a great addition to a well-balanced diet thanks to its high vitamin content and several health benefits.

    What are the Health Benefits of Maize Flour?

    The following are some key benefits of consuming maize flour:

    • Rich in Energy: Maize flour is a great source of carbohydrates. Because of this, it's an excellent option for anyone who needs a quick boost, such as athletes or those who lead active lives.
    • Gluten-Free Option: Maize flour is a healthy and safe substitute for wheat flour for people with celiac disease or gluten intolerance. It allows those with these conditions to enjoy baked goods and other foods without worrying about health problems caused by gluten.
    • Good for Digestion: Maize flour contains dietary fiber, which supports healthy digestion. Fiber helps prevent constipation, improves bowel movements, and promotes gut health by feeding beneficial bacteria.
    • Rich in Antioxidants: Maize flour contains antioxidants that may reduce the risk of long-term illnesses, such as cancer, heart disease, and age-related conditions.
    • Source of Essential Vitamins and Minerals: Maize flour contains important nutrients like vitamin B6, folate, magnesium, and potassium. These nutrients support various bodily processes, including heart and brain health, as well as the maintenance of strong bones and muscles.
    • Helps Manage Weight: Because it is filling and rich in fiber, maize flour can help control appetite and prevent overeating. This makes it an excellent choice for people who are trying to maintain or reduce their weight.

    Conclusion

    Incorporating nutrient-rich foods like maize flour into your diet not only supports overall wellness but can also play a role in reducing healthcare expenses. In addition to a good diet, it is prudent to acquire a comprehensive health insurance plan that provides protection in the event of medical emergencies. By promoting good digestion, eye health, energy levels, and weight management, maize flour can help prevent illnesses and reduce the need for medical treatments, complementing the benefits of health insurance plans.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Jowar Flour

    by Almog Ramrajkar | Apr 22, 2025

    A popular grain in Indian cooking, jowar flour is wholesome and nourishing. In addition to being gluten-free, the grain has numerous health advantages. Read on to learn of the advantages of incorporating it into your diet.

    What Are the Health Benefits of Jowar Flour?

    The following are the major benefits of consuming jowar flour:

    • Beneficial for Individuals with Diabetes

    The low glycaemic index of jowar flour helps to maintain stable blood sugar levels. Patients with diabetes can benefit from its ability to increase insulin sensitivity.

    • Improves Heart Health

    Jowar flour’s antioxidant and potassium contents help to maintain heart health. It helps to lower bad cholesterol and regulate blood pressure in the human body.

    • Strengthens Bones

    Jowar flour helps to strengthen bones because it is high in calcium, magnesium, and phosphorus. It helps to minimise the risk of osteoporosis and other bone-related disorders.

    • Rich in Antioxidants

    Antioxidants like tannins and phenols, which are found in jowar, combat free radicals and shield the body from illness. Additionally, it lowers the chance of age-related issues, including cancer.

    • Gluten-free Food Option

    Since it is gluten-free, those with coeliac disease or gluten allergies can easily use it as a flour substitute.

    • Source of Energy

    Jowar flour contains a lot of carbs, which give the body sustained energy. Eating it increases productivity and lessens weariness.

    • Beneficial for Skin and Hair

    The minerals and vitamins Jowar flour contains support healthy hair and radiant skin. It supplies the body with nourishment from within.

    • Helpful in Weight Management

    Jowar flour curbs the tendency to overeat by extending feelings of fullness. It is easy to control weight because it is high in nutrients and low in calories.

    • Promotes Digestive Health

    The high fibre content of jowar flour helps to maintain a healthy digestive system. It alleviates issues like indigestion and constipation. Frequent ingestion can also help avoid stomach issues.

    Conclusion

    Jowar flour has a lot of health benefits. You can prevent illnesses and nourish your body by incorporating it into your diet. Alongside adopting a balanced diet that meets your specific requirements, getting frequent health check-ups and acquiring a comprehensive health insurance policy are vital for remaining safeguarded against medical emergencies.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Stay Safe This Summer: Effective Remedies for Common Summer Diseases

    by Tanmay Ahuja | Apr 22, 2025

    Summer is the most challenging time for your skin as summer skin diseases are prevalent. Excessive sweating and overexposure to harsh sunlight can ultimately damage your skin. Dryness, rashes, and swelling are widespread skin diseases in summer season

    List of common skin diseases in summer season

    Sun exposure for an extended period can damage the skin and trigger summer skin diseases. Here are some of the common skin diseases in summer season:

    1. Skin infections and heat rash

    During summer, your skin experiences excessive sweating, which can accumulate dirt. Sweaty and damp skin can cause many skin diseases during summer, such as fungal infections like ringworm and athlete's foot. Your skin pores get clogged, resulting in itchy, bumpy skin with redness and inflammation.

    Remedies:

    • Keep your skin clean.
    • Apply suitable rash creams on affected areas

    2. Sunburn and heatstroke

    Sunburn and heatstroke occur when exposed to the sun for a long time. Severe sun exposure can result in skin peeling, redness, swelling, dehydration, and irritations. 

    Remedies:

    • Wear hats and sunglasses.
    • Apply a wide-spectrum sunscreen to protect the skin from UV rays.

    3. Acne

    Excessive sweating, oil production, dirt-clogged pores, and humidity can cause skin bacterial growth and acne.

    Remedies:

    • Wash your face twice a day.
    • Use lightweight, oil-free moisturisers and sunscreen.
    • Avoid touching your face frequently.
    • Keep makeup minimal.

    4. Contact dermatitis and Eczema

    Hot weather, sweat, and allergens can trigger acute skin diseases in summer, such as contact dermatitis and Eczema. They can cause itchy skin with redness and irritation.

    Remedies:

    • Opt for cool baths instead of hot showers.
    • Use natural skincare products.
    • Wear breathable fabrics.

    Conclusion

    Sun exposure can irritate the skin barrier, causing acne, infection and other issues. Although you can try home remedies to soothe irritation, often dermatologist-recommended treatments are necessary for effective protection and healing. A reliable family health insurance covers the cost of these treatments. You should also get tailored health insurance for parents to address their medical needs.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Tax saving investment options under section 80C

    by Tanmay Ahuja | Apr 22, 2025

    Tax saving is an important part of financial planning. Section 80C of the Income Tax Act in India allows taxpayers to reduce their taxable income by investing in certain financial instruments. The maximum deduction allowed under this section is ₹1.5 lakh per year. Individuals can save taxes and grow their wealth over time by choosing the right investments. Below are some of the best tax-saving investments under 80C.

    Equity linked saving scheme (ELSS)

    It is a type of mutual fund that primarily invests in equities. It offers tax benefits and has the potential for high returns.

    • Lock-in Period: 3 years (shortest among 80C options)
    • Returns: Market-linked, higher potential returns compared to other 80C options
    • Risk Factor: High, as it is equity-based
    • Tax Treatment: Gains above ₹1 lakh are taxed at 10% under Long-Term Capital Gains (LTCG)

    Investments in tax saving FDs

    Tax-saving fixed deposits (FDs) are one of the safest investment options under 80C for risk-averse investors.

    • Lock-in Period: 5 years
    • Returns: 5% to 7% per annum (varies by bank)
    • Risk Factor: Low, as returns are fixed
    • Tax Treatment: Interest earned is taxable

    Investments in PPF (Public Provident Fund)

    PPF is a long-term savings option backed by the government, ideal for those looking for a secure investment.

    • Lock-in Period: 15 years (partial withdrawal allowed from the 7th year)
    • Returns: Around 7.1% per annum (government revises rates quarterly)
    • Risk Factor: Very low, as it is government-backed
    • Tax Treatment: Completely tax-free (EEE - Exempt, Exempt, Exempt)

    Investments in EPF (Employee Provident Fund)

    EPF is a retirement savings investment under 80C for salaried employees, with contributions from both employer and employee.

    • Lock-in Period: Until retirement (partial withdrawals allowed under specific conditions)
    • Returns: Around 8.25% per annum
    • Risk Factor: Low, as it is government-regulated
    • Tax Treatment: Tax-free if withdrawn after 5 years of service

    Investments in NPS (National Pension System)

    NPS is a government-backed retirement scheme offering market-linked returns.

    • Lock-in Period: Until retirement (60 years of age, partial withdrawal allowed)
    • Returns: Varies (market-linked)
    • Risk Factor: Moderate, as it involves equity and debt investments
    • Tax Treatment: Partial exemption, with tax benefits on maturity and withdrawals

    Investments in ULIP (Unit Linked Insurance Plans)

    ULIPs offer life insurance and investment benefits, with a portion of the premium invested in equities or debt.

    • Lock-in Period: 5 years
    • Returns: Varies based on fund choice (equity, debt, or balanced)
    • Risk Factor: Moderate to high, depending on fund allocation
    • Tax Treatment: Gains are tax-free under Section 10(10D) if annual premium is below ₹2.5 lakh

    Investments in Sukanya Samriddhi Yojana

    This scheme is designed for the benefit of the girl child and offers high returns with tax saving under 80C.

    • Lock-in Period: 21 years (partial withdrawal allowed for education after 18 years)
    • Returns: Around 8.2% per annum
    • Risk Factor: Very low, as it is government-backed
    • Tax Treatment: Completely tax-free (EEE status)

    Conclusion

    Investing under Section 80C helps reduce tax liability while also building wealth. The right choice varies based on individual financial goals, risk appetite, and investment horizon. Those seeking high returns can opt for ELSS or NPS, while risk-averse individuals may prefer PPF or tax-saving FDs. A well-balanced portfolio with a mix of this list of investments under 80C can provide financial security and tax efficiency.

    Apart from these investments, individuals should also consider medical insurance for additional tax benefits. Under Section 80D, the premium amount paid for health insurance for parents and self can provide further tax deductions, reducing overall taxable income.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Section 80DD vs Section 80U: Key Differences

    by Tanmay Ahuja | Apr 22, 2025

    The Indian government provides tax benefits to individuals who have disabilities or take care of disabled family members. Two important sections in the Income Tax Act that help with this are Section 80DD and Section 80U. While both sections provide tax deductions, they apply to different situations.

    This blog will explain what these sections mean and the differences between 80DD vs 80U

    Section 80DD of the Income Tax Act: What is it? 

    Section 80DD helps individuals or Hindu Undivided Families (HUFs) who financially support a disabled family member. The 80DD income tax deduction goes to the caregiver, not the disabled person.

    Who can claim?

    • Any individual or HUF looking after a dependent with a disability.

    Who is considered a dependent?

    • For individuals: Spouses, children, parents, brothers, or sisters.
    • For HUFs: Any family member.

    What expenses are covered?

    • Medical treatment, nursing, and rehabilitation of the disabled person.
    • Payments for a health insurance policy that ensures future care for the disabled person.

    How much deduction can you get?

    • ₹75,000 if the disability is between 40% and 80%.
    • ₹1,25,000 for severe disabilities (80% or more).

    Section 80U of the Income Tax Act: What is it? 

    Section 80U of the Income Tax Act provides tax relief directly to people who have a disability. Unlike Section 80DD, this deduction is for the disabled person, not their caregiver.

    Who can claim?

    • Only a resident individual with a certified disability.

    What are the requirements?

    • A medical certificate is needed as proof of disability.

    How much deduction can you get?

    • ₹75,000 for disabilities between 40% and 80%.
    • ₹1,25,000 for severe disabilities (80% or more).

    What disabilities qualify?

    Some of the recognised disabilities include:

    • Blindness or low vision
    • Hearing impairment
    • Intellectual disability
    • Autism
    • Cerebral palsy
    • Locomotor disability

    Difference between 80DD and 80U 

    Feature

    Section 80DD

    Section 80U

    Who can claim?

    Family member taking care of a disabled dependent

    A person with a disability

    Who benefits?

    The dependent with a disability

    The individual who has a disability

    Proof required?

    Medical certificate + proof of expenses or insurance policy

    Only a medical certificate

    Deduction amount

    ₹75,000 (40%-80% disability), ₹1,25,000 (80% and above)

    ₹75,000 (40%-80% disability), ₹1,25,000 (80% and above)

    Type of expenses covered

    Medical treatment, rehabilitation, critical illness insurance

    No need to show any expenses

    Conclusion 

    Both Section 80DD and Section 80U provide tax benefits related to disabilities, but they apply to different people. 

    It is important to understand the difference between 80DD and 80U and have the necessary medical certificates to claim these deductions. These tax benefits always help minimise the financial burden on disabled individuals and their families, encouraging better healthcare and support.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Section 80DD vs Section 80DDB: Key Differences

    by Tanmay Ahuja | Apr 22, 2025

    Tax benefits play a crucial role in financial planning. The Indian Income Tax Act provides deductions under various sections to ease taxpayers' financial burdens. Two important provisions, Section 80DD and Section 80DDB, offer deductions for medical expenses. While both sections focus on healthcare costs, they differ in purpose, eligibility, and deduction limits. In this blog, let us look at the difference between 80DD and 80DDB.

    What is Section 80DD of Income Tax Act?

    Section 80ddb of Income Tax Act provides tax deductions to individuals or Hindu Undivided Families (HUFs) who incur expenses for the medical care of a disabled dependent. This includes expenditures for nursing, rehabilitation, training, and insurance policies designed for the dependent's welfare.

    Covered disabilities

    • Mental illnesses and neurological disorders (Autism, Cerebral Palsy, Parkinson'sParkinson's Disease).
    • Visual impairments (Blindness, Low Vision).
    • Locomotor disabilities.
    • Hearing impairments.

    What is Section 80DDB of Income Tax Act?

    Section 80dd of Income Tax Act allows tax deductions for individuals and HUFs who incur medical expenses for themselves or dependents suffering from specified diseases. This section helps those dealing with high treatment costs for critical illnesses.

    Covered diseases

    • Neurological diseases (Dementia, Parkinson's, etc.)
    • Malignant Cancers
    • AIDS
    • Chronic Kidney Failure
    • Haematological disorders (Haemophilia, Thalassemia)

    Difference between 80DD and 80DDB

    80DD vs 80DDB provide tax relief for medical expenses, but they differ in their scope and applicability.

    Feature

    Section 80DD

    Section 80DDB

    Purpose

    Covers expenses for dependents with disabilities

    Covers treatment costs for specified diseases

    Who can claim?

    Individual or HUF with a disabled dependent

    Individual or HUF paying for medical treatment

    Deduction amount

    ₹75,000 (40%-80% disability) ₹1,25,000 (80%+)

    ₹40,000 (below 60 years) ₹1,00,000 (60+ years)

    Medical certificate

    Yes, from a government hospital

    Yes, from a specialist doctor

    Insurance impact

    Not affected by insurance

    Deduction reduced if expenses are reimbursed

    Conclusion

    Sections 80DD and 80DDB provide valuable tax benefits for medical expenses. If you are supporting a disabled dependent, section 80DD helps cover medical and rehabilitation costs. If you or your family members need treatment for critical illnesses, section 80DDB offers tax relief.

    While these deductions reduce tax liability, medical expenses can still be overwhelming, especially for serious illnesses or long-term treatments. This is where comprehensive health insurance plans become essential. Thus, a good policy ensures financial protection, access to quality treatment and reduced out-of-pocket expenses.

    For senior citizens, healthcare costs can be even higher due to age-related illnesses. Moreover, a senior citizen health insurance policy provides cashless hospitalisation, coverage for critical illnesses, and higher sum insured options.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Aarogya Raksha Hospital List

    by Tanmay Ahuja | Apr 22, 2025

    Healthcare expenses are rising, making medical treatment a financial burden for many families. The Aarogya Raksha policy aims to ease this burden by offering affordable health insurance coverage. It provides financial support for medical treatments at a wide network of hospitals. In this blog let us look at the Arogya Raksha policy hospital list.

    What is Aarogya Raksha policy?

    Aarogya Raksha Policy is a government‐backed healthcare initiative that ensures citizens have access to affordable treatment. Moreover, it covers medical services, supporting both preventive and emergency care.

    Aarogya Raksha hospital list

    The hospitals under the Aarogya Raksha scheme are divided into two categories: government and private hospitals. Each category has been chosen based on its commitment to quality care and prompt services. The network covers hospitals in urban, semi‐urban, and rural areas, ensuring that geographical location does not become a barrier to receiving timely medical attention.

    Patients can select a facility based on their needs, urgency, and the level of specialised care required.

    Government hospital

    Government hospitals are the backbone of public health. They offer cost‐effective and accessible services to a wide community. They typically include:

    Hospital Name

    Code

    Location

    Area Hospital, Peddapuram

    Ah-pdp

    East Godavari

    Area Hospital, Tadipatri

    Aht-ant

    Anantapur

    Area Hospital-Badrachalam

    Ah-bdcm

    Badradri

    Area Hospital-Chandragiri

    Ah-chgri

    Chittoor

    Area Hospital-Golconda

    Ah-glnd

    Hyderabad

    Private hospital

    Private hospitals offer modern facilities and a personalised approach. They often provide shorter waiting times and advanced treatments. The Arogya Raksha Hospital list includes:

    Hospital Name

    Code

    Location

    Abhilash Netra Vydya Sala

    Anvs-kdp

    YSR Kadapa

    Abhinav Nursing Home

    Anh-vzr

    Vizianagaram

    Agraseni Hospital

    Ash-knl

    Kurnool

    Ahalya Hospital

    Ahly-gnt

    Guntur

    Ahalya Nursing Home

    Anh-gnt

    Guntur

    Conclusion

    Choosing the right hospital for treatment is essential when using the Aarogya Raksha policy. Both government and private hospitals have their advantages depending on the needs of the patient. Even though government hospitals offer cost-effective treatments, private hospitals provide quicker access to specialised care.

    Despite the benefits of government schemes, health emergencies can be unpredictable, and not all treatments may be covered under Aarogya Raksha. That is when having a comprehensive health insurance policy becomes essential. Good health insurance for parents and yourself can provide broader coverage, including critical illness treatments, specialist consultations and advanced medical procedures. Thus investing in health insurance ensures financial security and access to the best medical care when needed.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Discover the Health Benefits of Grapeseed Oil

    by Almog Ramrajkar | Apr 22, 2025

    Grapeseed oil is a popular cooking and skincare ingredient made by extracting oil from grape seeds. Since these seeds are a result of the winemaking process, they are used effectively rather than going to waste. Rich in healthy components such as vitamin E, fatty acids, and antioxidants, it provides a host of health benefits.

    Read on to discuss the health benefits of grapeseed oil and how it may enhance your general health.

    What Are the Health Benefits of Grapeseed Oil?

    The following are the key benefits of consuming grapeseed oil:

    • Rich in Antioxidants: Antioxidants like flavonoids, phenolic acids, and vitamin E are abundant in grapeseed oil. These substances aid in protecting your body from free radicals, which can contribute to faster ageing and illnesses like cancer.
    • Supports Heart Health: Grapeseed oil contains healthy fats, particularly omega-6 fatty acids. Moderate consumption of these fats may help lessen the risk of heart disease by boosting HDL (good cholesterol) and lowering LDL (bad cholesterol).
    • Promotes Healthy Skin: Vitamin E and other antioxidants in grapeseed oil are beneficial for skin health. Grapeseed oil can reduce inflammation, increase skin suppleness, and prevent UV rays damage. Another common component of moisturisers, grapeseed oil keeps your skin nourished and smooth.
    • Boosts Wound Healing: Wounds heal more quickly thanks to grapeseed oil's antibacterial and anti-inflammatory properties. Additionally, it has linoleic acid which is necessary for skin regeneration and healing.
    • Improves Hair Health: Grapeseed oil can help strengthen hair and reduce dandruff due to its moisturising properties. Massaging it into your scalp boosts blood circulation, promoting healthy hair growth.
    • Reduces Inflammation: Numerous illnesses, such as diabetes and arthritis, are associated with chronic inflammation. Grapeseed oil has anti-inflammatory chemicals that also reduce the associated symptoms that come with it.
    • Helps with Weight Management: The healthy fats in grapeseed oil can increase feelings of fullness, helping you control your appetite.

    Conclusion

    Grapeseed oil is not only a versatile cooking ingredient but also a natural way to support your health. Whether you use grapeseed oil in your diet or as part of your beauty routine, it offers several benefits that make it a beneficial addition to your lifestyle. In addition to adopting a healthy diet it's wise to take other wellness measures, such as regular consults with your healthcare provider. These and any medical emergencies can be covered with the help of a comprehensive health insurance plan.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Avocado Oil: Key Health Benefits

    by Almog Ramrajkar | Apr 22, 2025

    Avocados are a nutrient-rich type of berry that contains many nutrients. Alongside the flesh of the avocado, its oil derivative also offers numerous benefits when incorporated into healthy diets. Read on to learn more about the health benefits of avocado oil.

    What are the Health Benefits of Avocado Oil?

    The amazing health benefits of avocado oil stem from its impressive nutritional profile. It contains healthy monounsaturated fatty acids. Additionally, its rich content of carotenoids, antioxidants, and essential vitamins like A and K make it one of the healthiest edible oils.

    The following are some key benefits of consuming avocado oil:

    • Protects against chronic diseases: The healthy unsaturated fats found in abundance in avocado oil make it particularly helpful in preventing cardiovascular illnesses. Avocado oil helps lower the levels of bad cholesterol, thereby acting as a protective mechanism for the heart.
    • Beneficial for the eyes: The naturally occurring carotenoid lutein found in avocado oil has antioxidant properties that immensely benefit the eyes. Consuming the oil in appropriate amounts maintains eye health and affords protection against age-related eye diseases.
    • Protects against free radicals: Free radicals are unstable compounds that are harmful for the body since they lead to an increase in oxidative stress. This can cause serious health complications through damage to the body’s cells. Avocado oil can help counter this harm with its antioxidant-rich nature.
    • Natural Anti-Inflammatory: Chronic illnesses like arthritis persist due to inflammation in the joints. Osteoarthritis, the most common type of arthritis, is caused by a breakdown of joint cartilage. Avocado oil can alleviate the stiffness associated with this type of arthritis.

    Conclusion

    Avocado oil offers numerous health benefits when used as a cooking oil, making it a great addition to a balanced lifestyle. Incorporating such healthy substitutions can promote overall well-being. In addition to maintaining a healthy diet, it is important to have regular consultations with your health insurance provider, which can be covered by a comprehensive health insurance policy. A medical insurance plan can also provide financial protection in the event of a medical emergency.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Canola Oil: Heart-Healthy Benefits

    by Almog Ramrajkar | Apr 22, 2025

    Canola oil is a common cooking oil used across households in India. Derived from the crossbreeding of the rapeseed plant, it offers many health benefits, making it a versatile choice for cooking.

    Read on to learn more about the health benefits of canola oil.

    What Are the Health Benefits of Canola Oil?

    Canola is a good source of many nutrients and minerals, making it a helpful addition to household cooking.

    The notable health benefits of canola oil are as follows:

    • Heart healthy: Canola oil is rich in monounsaturated fats, including omega-9, which help regulate cholesterol levels in the body. The phytosterols in canola oil reduce cholesterol absorption through other food items as well, reducing the risk of blockage and improving heart health.
    • Helpful for diabetics: Canola oil can be a viable cooking oil option for individuals suffering from diabetes. The oil can regulate blood sugar levels due to its low saturated fat content. This works to eventually stimulate insulin secretion.
    • Nutrient dense: Canola oil is a great source of vitamins E and K, both incredibly important for overall wellness. This makes the oil rich in antioxidants and compounds that improve the blood's clotting function.
    • Great for weight loss: Canola oil contains only 7% saturated fat. This is one of the lowest among common cooking oils. To paint a more accurate picture, olive oil is 14% saturated fat. This makes canola oil great for those looking to lose weight or improve wellness.

    Conclusion

    Although canola oil has numerous health benefits, it is essential to consume it in moderation to take full advantage of its health benefits. Along with adopting a healthy diet, it is necessary to regularly seek input from your healthcare provider. Regular check-ups can also help you keep track of your overall wellness. Comprehensive health insurance plans can cover the cost of this essential care and protect you during medical emergencies.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Groundnut Oil: Health Benefits for Everyday Cooking

    by Almog Ramrajkar | Apr 22, 2025

    Groundnut oil is a common cooking oil made from peanuts. Known for its versatile nature and high smoking point, this oil offers numerous health advantages when used in household cooking. If you’re looking to make some health changes to your diet, groundnut oil can offer the nutrient boost you need.

    Read on to explore the various health benefits of groundnut oil.

    What Are the Health Benefits of Groundnut Oil? 

    The following are some of the key advantages of using groundnut oil in cooking:

    • Heart Health: Groundnut oil is rich in heart-friendly monounsaturated and polyunsaturated fats. These fats lower the levels of bad cholesterol, consequently reducing the risk of heart disease.
    • Rich in Antioxidants: Groundnut oil is packed with Vitamin E, a powerful antioxidant. This reduces the chance of developing chronic illness.
    • Better Skin Condition: Vitamin E in groundnut oil is also thought to reduce the appearance of harsh lines and wrinkles on the face, promoting a youthful appearance and improving skin health.
    • Increasing Immunity: Groundnut oil contains high levels of various nutrients. These support the immune system, making the oil a great complementary cooking ingredient.
    • Supports Brain Function: The healthy nutrients like vitamins A and E in this oil improve cognitive function. It improves memory and concentration levels while reducing neurological disorders in older adults.
    • Aids in Weight Management: Groundnut oil promotes feelings of satiety, which can curb overeating, thereby supporting weight loss. However, the oil must be consumed in moderation as it is also calorie-dense.
    • Improves Digestion: Groundnut oil’s mild composition makes it easy on the stomach, thus reducing various digestive issues.

    Conclusion

    Groundnut oil is a nutrient-dense kitchen staple that helps increase both physical and mental fitness. The various benefits of this oil make it an ideal option for daily cooking.

    While groundnut oil can improve your health, ensure that you safeguard your health with preventative healthcare, such as a comprehensive health insurance plan that can provide financial coverage for any health issues.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Sesame Oil: Key Advantages

    by Almog Ramrajkar | Apr 22, 2025

    Sesame oil, made from sesame seeds, is a popular cooking oil across the world. In addition to being used in food, it is also employed in traditional medicine and skincare because of its rich flavour and aroma. Rich in minerals, this golden oil offers a number of health advantages.

    Let's examine why adding sesame oil to your diet is thought to be beneficial.

    What Are the Health Benefits of Sesame Oil?

    Packed with healthy fats, vitamins, and antioxidants, there are numerous health benefits of sesame oil.

    • Rich in Healthy Fats: Sesame oil is high in unsaturated fats, which are good for heart health. These fats minimise the risk of heart disease by increasing HDL (good cholesterol) and decreasing LDL (bad cholesterol).
    • Full of Antioxidants: Sesamol and sesaminol, two potent antioxidants included in this oil, aid in the body's defence against free radicals. Antioxidants minimise the risk of chronic diseases by preventing cell damage and reducing inflammation.
    • Supports Heart Health: Sesame oil can improve heart function and blood circulation. The healthy fats and antioxidants in sesame oil moderate blood pressure and reduce the chances of blockages.
    • Improves Skin Health: Because of its healing and moisturising qualities, sesame oil is frequently utilised in skincare products. Its Vitamin E content protects and nourishes the skin. Additionally, it helps with small cuts, eczema, and dry skin.
    • Boosts Oral Health: In traditional practices like Ayurveda, sesame oil is used for oil pulling. Swishing sesame oil in your mouth can reduce harmful bacteria, prevent bad breath, and improve gum health.
    • Reduces Inflammation: Because of its inherent anti-inflammatory qualities, sesame oil can help reduce pain and swelling in ailments like arthritis.
    • Supports Bone Health: Calcium, magnesium, and zinc—all necessary for strong, healthy bones—can be found in sesame oil. By using sesame oil in your diet, you can prevent osteoporosis and other issues related to your bones.
    • Regulates Blood Sugar: For people with diabetes, sesame oil can help regulate blood sugar levels. Sesame oil enhances the body's ability to absorb glucose.

    Conclusion

    Sesame oil is a natural powerhouse of health benefits. Whether you use it in cooking, apply it on your skin, or try oil pulling, it can improve your overall well-being. The heart, skin, hair, and more are all supported by sesame oil, which is abundant in heart-healthy fats, antioxidants, and vital nutrients. Even though natural treatments like sesame oil might improve your health it's crucial to get quality health insurance to make sure you're protected against unforeseen medical problems.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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