Have you ever heard of "tomato fever" - a new and rare viral disease closely related to hand, foot, and mouth disease? While it primarily affects children under 5, it is important for adults to be aware of its symptoms and causes. This highly contagious infection is characterized by round and painful red blisters that can grow to the size of a tomato. Although not life-threatening, it poses a significant risk. Read on to discover the causes of tomato fever and learn how to protect your child from this emerging threat.

What is tomato flu?

Tomato flu is a viral infection primarily affecting children under five years of age. It is characterised by red rashes, skin irritation, and dehydration. The infection gets better on its own and does not have a single cure. However, certain medication is used to treat the symptoms. While tomato fever shares symptoms with hand, foot, and mouth disease (HFMD), it is considered a separate illness.

Causes of tomato fever

The precise cause of the tomato virus outbreak is still unknown, but researchers and medical experts are conducting further investigations to look for the cause of the virus causing tomato fever. Some studies have shown that tomato fever causes include:

• Viruses belonging to the genus enterovirus, most commonly the coxsackievirus, which is highly contagious and can spread infection through close contact and air. It is recommended that infected children are kept away from healthy children as this virus can spread from general practices like touching dirty surfaces, using diapers, and if the child puts objects directly into their mouths infected with the saliva of the patient.
• Some studies suggest that the causes of tomato fever are attributed to viruses carried by mosquitoes, especially the one that causes chikungunya.
• Scientists have determined that tomato fever could be the side effect of diseases like dengue or chikungunya, and coxsackievirus could be one of the sources of the fever. However, there is no exact cause known for this fever.

Treatment of tomato flu

Since tomato flu is a viral infection, it does not require antibiotics. The treatment revolves around managing the symptoms through over-the-counter medication, rest and proper diet-

• Hydration

  Ensuring the patient drinks plenty of fluids to prevent dehydration.

• Fever Management

  Administering paracetamol or ibuprofen to reduce fever and body pain.

• Isolation

  Infected individuals should be kept in isolation to prevent the spread of the virus.

• Antihistamines and Ointments

  To relieve itching and skin irritation.

• Proper Rest

  Encouraging adequate rest to speed up recovery.

Conclusion

Although it may seem a little overwhelming to see reports of another new virus causing infection among young children, it is important not to panic but to stay informed! By being vigilant and taking charge, we can ensure early intervention before it becomes a life-threatening situation. Understanding the causes of tomato fever can be our shield against this harmful disease. Also, ensure that you have a medical insurance plan in place to safeguard yourself against any financial stress. Additionally, critical illness insurance provides financial assistance for severe complications that may arise due to viral diseases.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

In the past, penile cancer was an exceedingly uncommon ailment, with little concern for most individuals. However, the scene has moved, and this once-rare condition is currently on the top, turning out to be more predominant. Penile cancer is a sort of disease that develops in the male reproductive organ- the penis. Penile cancer fundamentally influences the penile skin, especially the prepuce, and is more normally seen in men beyond 50 years old, frequently connected to compromised immune systems. Let us take a look at the main causes of penile cancer, and its associated risk factors.

How is Penile Cancer Caused?

Listed below are the main causes of penile cancer:-

1. HPV

HPV, short for human papillomavirus, is a highly dangerous virus that can be transmitted through sexual contact. Infection with this virus increases the chances of developing penile cancer. You can catch HPV through various routes:

- Direct skin-to-skin contact in the genital area

- Engaging in vaginal, anal, or oral sex

- Sharing intimate objects like sex toys

2. Weakened immune system

People dealing with conditions that weaken the immune system, such as AIDS, face an expanded risk of developing penile cancer.

3. Smoking

While it's generally recognized that smoking is one of the main causes of lung and oral cancer, it's important to note that it can also raise the risk of creating penile cancer.

Health insurance has become a necessity as medical expenses are on the rise. Unexpected health issues can put immense financial pressure on families. While individual health insurance policies provide essential coverage, managing multiple plans for each family member can be complex and costly. This is where a family floater health insurance plan comes into play, offering a convenient and often more affordable way to protect your loved ones under one comprehensive policy.

What is a family floater health insurance?

A family floater insurance is a type of medical insurance policy that covers all family members under a single sum insured. Instead of buying separate policies for each individual, the entire family shares the insured amount. Typically, the policyholder, spouse and children are covered, although some plans also allow for the inclusion of dependent parents or parents-in-law.

For example, if a family has a floater plan with a sum that is insured of ₹10 lakhs, any member of the family can use that amount in case of hospitalisation or medical treatment, up to the total limit.

How does a family floater plan work?

In a family floater policy, the sum insured acts like a common pool of funds accessible by all insured members. This means that if one member of the family is hospitalised and needs ₹4 lakhs for treatment, the remaining ₹6 lakhs can still be used by any of the other covered members within the policy term.

Most family floater plans come with a yearly premium, and the coverage continues as long as the premium is paid on time and the policy is renewed without lapse.

Benefits of a family floater health insurance plan

Mentioned here are a few key benefits of availing such a plan:

• More coverage amount

Each family member has access to the shared pool of the sum insured, thereby enjoying an enhanced coverage individually. For example, if an individual insurance would provide a family member an insurance coverage up to ₹2 lakh, a family floater policy covering a family of four will be giving a coverage of ₹8 lakh.

• Lesser premium

You need to pay lesser insurance premium for Family Health Insurance as compared to Individual Plans.

• Tax benefits

Like other health plans, a family floater plan too lets you can avail tax deduction on the insurance premium paid u/s Sec.80D of Income Tax Act, 1961.

• Easy renewability

You can avoid the hassle of renewing multiple policies if you have one common plan like the family floater.

• Continuous coverage

Individual medical insurance generally expires on death of the insured. Family health insurance plans offer coverage against medical expenses even if a particular plan member passes away.

How to choose a family floater plan?

Here are a few careful considerations:

• Assess your family's healthcare needs: Take into account the age, medical history and lifestyle of all family members.
• Compare sum insured and premium: Make sure the sum insured is enough to cover potential medical expenses for multiple members, and check if the premium is reasonable for the coverage provided.
• Check the insurer’s network hospitals: Ensure the plan offers cashless treatment at hospitals that are easily accessible to you.
• Understand the waiting periods: Most policies have waiting periods for pre-existing conditions or specific treatments.
• Look for additional benefits: Features like maternity cover, annual health check-ups and no-claim bonus add value to the policy.

Conclusion

A family floater health insurance plan is a practical way to ensure your family's health and financial security. Consider investing in a health insurance policy for family, as it safeguard your savings while ensuring access to quality treatment.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The Government of India has decided to put 42 non-scheduled anti-cancer drugs under price-control for affordable cancer care in the country by capping trade margins at 30% on these drugs. The move is expected to reduce their retail prices by 85 percent, covering 72 formulations and 355 pharmaceutical brands across the country.

The decision to bring these 42 non-scheduled cancer-curing drugs under price control through trade margin rationalization was approved by the National Pharmaceutical Pricing Authority (NPPA), under Para 19 of the Drugs Prices Control Order of 2013. As per the data available with NPPA, the 85% reduction in the MRP of these drugs will entail a minimum savings of ₹105 crores to the consumers.

“Currently, there are 57 anti-cancer drugs already under the price control as scheduled formulations. Now, additional 42 non-scheduled anti-cancer medicines have been selected for price regulations by restricting trade margins on the selling price up to 30%,” the NPPA notification said.

“These would cover 72 formulations and 355 brands as per the data available. More data is being collected from hospitals and drug manufacturers to finalize the list,” it added. The NPPA has asked the manufacturers to recalculate the prices and submit more details within next seven days. The revised prices can come it effect from March 8, 2019.

The chairman of NPPA, Shubhra Singh believed that this move by the government can be a significant step towards its attempt to provide affordable healthcare for cancer treatment in India. Presently, there are over 1.5 million cancer patients in the country, with many of them quitting the treatment mid-way owing to the high cost of drugs, expensive treatment charges and lack of health insurance.

Read the following points before zeroing-in on an Accident Insurance policy

Weighing the pros and cons before making a long-term financial commitment is always a good idea. One such decision is to invest in an accident insurance policy.

Why Accident Insurance

Human life is full of uncertainties. Besides being emotionally draining, an accidental death of a loved one also has a direct bearing on the family's finances. A permanent disability caused by accident can deprive a person from earning a livelihood.

What is Accident Insurance Policy

Accident insurance policy is a type of health insurance policy that secures your finances from losses arising out of accidental death or permanent total disablement caused by an accident. Such a policy enables you to safeguard your family members from financial uncertainties arising from a mishap.

What factors to Consider While Buying Accident Insurance

Various insurers offer accident insurance policies. In order to choose the right policy for you, consider the following factors:

Risks Covered

Understanding the insured risks is important while buying an accident insurance policy. You might consider the following questions before purchasing. What are the risks covered by the plan you opt for? Are these risks applicable to you or your family? Uncertainties that are not covered by the policy, are these insurable under an add-on cover?

Affordability

The premium for an accident insurance policy is based on the policy duration and the sum assured. As per your budget, you can choose the term of the policy and opt for a suitable sum insured. You may also avail discounts by choosing a policy for a longer term than the minimum one-year duration. As your affordability and the scope of risks changes, you may want to revise your sum insured. Make sure you ask the right questions to know policy details.

Claim Settlement ratio

Choose a company with a healthy claim-settlement ratio. Anything above 95% is considered a healthy ratio. Many factors affect the claim-settlement ratio of a company, such as cases of claims that are repudiated due to many reasons. You may find out about the company's performance through reviews and survey statistics.

Ease of claim settlement and various channels for claim settlement

Claims can be settled over the telephone or by intimating the company in writing. Your company must guide you through the procedure of claim settlement. Know of the maximum duration for settlement of a claim. There may be exceptions in certain cases; enquire about these exceptions.

Redressal mechanism

You must also know of the various channels at your disposal in case of any grievances. Insurance Regulation and Development Authority of India, IRDAI, is the insurance regulator in the country and all grievances can be routed to it.

The buyer is responsible for the contract he signs. He must be vigilant about the policy before signing the documents, during the policy term, and at the time of claims as well.

One such accident insurance policy is the Personal Protect insurance. This can provide a beneficial cover for a wide range of accident related losses. To find out more on what this personal accident insurance covers

Urethral cancer is an ailment where cancerous cells develop in the delicate tissues of the urethra, a crucial tube responsible for transporting urine from the bladder to beyond the body's walls. Although it can occur in both genders, it is more likely to develop in males due to differences between the male and female anatomy. Despite its rarity, understanding this condition is essential for prevention, early detection and effective treatment. In this article, we’ll take a closer look at the common causes of urethral cancer so that you or your loved one can make informed decisions regarding their preventative healthcare needs.

How is Urethral Cancer Caused?

Listed below are the main urethral cancer causes, along with its risk factors:

1. History of Bladder Cancer: If you've had bladder cancer disease previously, you're more in danger of developing urethral cancer. This is because the bladder and urethra are connected and have a portion of similar sorts of cells.
2. STDs: Sexually transmitted diseases, like human papillomavirus (HPV), can make it more likely for you to get urethral cancer. Among the types of HPV, one form called HPV type 16 is especially known for causing this cancer. It's essential to practice safe sex and get the HPV vaccination to reduce the possibility of this occurrence.
3. UTIs: Regular UTIs (urinary tract infections) can provoke persistent irritation in your urethra, which could increase the risk of getting urethral cancer disease. That is why it's crucial to keep a healthy urinary system.
4. Age and Gender: Urethral cancer is more normal in older adults and more often diagnosed in men than women.
5. Chemical Exposure: In certain instances, heightened exposure to specific chemicals, such as those utilized within the textile or chemical sectors, has been associated with an elevated likelihood of developing urethral cancer.
6. Tobacco and Smoking: Smoking, as with numerous other forms of cancer, can raise the likelihood of developing urethral cancer.

Anal cancer is an uncommon, however serious, disease that impacts the anus, which marks the end of your large intestine, where waste exits your body. It's essential to realize what can prompt this kind of disease so we can attempt to prevent it or track it down. There are several potential causes for anal cancer that range from human papillomavirus (HPV) to smoking and dietary factors, but what do we know about these risks? In this article, we will explore all aspects regarding the causes of anal cancer – so you can make informed choices going ahead!

How is Anal Cancer Caused?

Numerous factors can prompt anal cancer, and it's often not just one thing. Here are a few of the main anus cancer reasons:

1. HPV (Human Papillomavirus): This is an infection that spreads through sex, and studies have shown it increases the risk of developing anal cancer. To bring down this risk, it's a really great idea to practice safe sex and get the HPV vaccine.
2. Anal Intercourse: Performing anal intercourse, particularly without protection, can raise the possibility of getting anal cancer.
3. Weak Immune System: If your immune system isn’t strong, you may be more in danger of developing anal cancer. This includes individuals with HIV or people who have had organ transfers. Our immune system shields us from sicknesses, including cancer.
4. Smoking: Smoking is harmful to your wellbeing, and it can likewise build the risk of anal cancer. There are unsafe things in tobacco smoke that can harm the cells in the anus and lead to cancer.
5. Age and Gender: Anal cancer is more common in older people, usually over 50, and it's more often reported in women.
6. Diet: Eating good foods like natural products, veggies, and whole grains can assist with preventing anal cancer. However, a non-nutritious diet with not much fibre and too many processed foods can raise the risk.
7. Genes: If somebody in your family had anal cancer previously, it could mean you have a higher chance of developing it as well. Thus, if you have close relatives who have anal cancer, it would be a good idea to talk with your doctor.

Appendiceal cancer is a rare type of cancer that starts in the appendix, a small tube attached to your large intestine. The causes of appendiceal cancer are still mostly unknown. Several factors, including age, gender, particular medical conditions, and genetic factors like a family history of certain disorders, have been linked to an increased chance of this cellular failure, even if the causes of appendiceal cancer are unknown. In this article, we’ll explore the causes and risk factors of this condition.

How is Appendiceal Cancer Caused?

The exact causes of appendiceal cancer are not well understood, and there are no identified avoidable risk factors. Several factors have been observed in association with this condition, including:

1. Pernicious Anaemia:

• It has been studied that vitamin B12 deficiency, which causes pernicious anaemia, could be a risk factor.

2. Atrophic Gastritis:

• It has been proposed that this long-lasting stomach lining inflammation, also known as atrophic gastritis, may be one of the appendiceal cancer causes.
• The development of cancer may be influenced by persistent inflammation.

3. Zollinger-Ellison Syndrome:

• An increased risk of appendix cancer has been linked to Zollinger-Ellison syndrome, a rare digestive tract condition characterised by excessive production of stomach acid.

4. Family history of MEN1:

• People who have a family history of MEN1, a genetic condition that predisposes people to cancers in hormone-producing glands, may be more likely to develop appendiceal cancer.

5. Smoking:

• It has been proposed that smoking might be a potential appendix cancer cause.
• The appendix could potentially develop malignant alterations as a result of the toxins found in cigarette smoke.

A vital component of the digestive system, the small intestine performs a variety of functions, including producing hormones for digesting and housing immune cells that guard against mouth infections. Despite being uncommon, small intestinal cancer requires early detection and thorough management for improved patient outcomes. In order to properly handle this relatively uncommon malignancy and give people impacted the best care possible, it is imperative to know the exact cause of small intestine cancer. Read on to know more about the causes and risk factors of this condition.

How is Small Intestine Cancer Caused?

Let us explore how small bowel cancer develops and the elements that influence it in order to have a greater understanding of the causes of small intestine cancer:

1. Genetic Alterations:

• The root cause of small bowel cancer is genetic abnormalities.
• The cells are forced to grow quickly as a result of these genetic alterations, eluding the normal cell cycle that would normally cause them to die.
• This uncontrolled growth of cells plays a crucial role in the development of tumours and the spread of small bowel cancer, adding to its difficult and complex nature.

2. Uncontrolled Growth:

• Cancerous cells persist and multiply, whereas healthy cells normally experience programmed cell death.
• A tumour could develop as a result of this unregulated proliferation's excessive cell accumulation.
• Small bowel cancer is known for its rapid, uncontrolled cell development, which adds to the disease's difficult-to-treat and potentially invasive nature.

3. Invasion and Spread:

• The small intestine's healthy tissue may eventually become invaded with such unusual cells over time.
• Additionally, they could separate from the primary tumour and spread via the lymphatic or circulatory systems to different parts of the body.

Every day, you make decisions in your life that affect your health, but did you know that something as small as what you eat can increase your risks for duodenal cancer? First, let’s take a look at some background information on this disease: Duodenal cancer refers to any form of malignancy occurring in the duodenum – the first part of the small intestine - which has multiple functions within digestion, including connecting the stomach and jejunum. In this article, we will explore some causes of duodenal cancer, giving you deeper insight into protective measures they might take.

How is Duodenal Cancer Caused?

The following reasons are usually found to be associated with duodenal cancer occurrence:

• Diet: Diet is considered to play a significant role in eating food, specifically red meat, ultra-processed food, and smoked and cured food.
• Bowel disease: Patients of any type of bowel disease that includes chronic inflammatory bowel disease (IBD), Crohn’s syndrome and others have more chances of developing duodenal cancer. Research has shown people with Crohn’s syndrome have 60% more chances to develop duodenal and other small bowel cancers.
• Genetic mutations: Mutations associated with genetic diseases like nonpolyposis colorectal cancer (HNPCC), familial adenomatous polyposis (FAP), and Peutz-Jeghers syndrome predispose a person to duodenal cancer.
• Celiac disease: Patients who suffer from long-standing celiac disease are at risk for developing duodenal cancer.
• Family History: People with first-degree relatives having any form of small or large bowel cancer are at higher risk of developing duodenal cancer.
• Lifestyle factors: People with an unhealthy lifestyle that includes regular smoking, alcohol consumption, a diet low in fresh fruit and vegetables and less physical activity. are at higher risk of developing duodenal cancer.
• Benign polyps in the duodenum: Any type of non-cancerous benign growth in the duodenum may cause a higher chance of developing duodenal cancer.
• Ulcer: You may be wondering, “Can duodenal ulcer cause cancer?”. Studies have shown that ulcers in the duodenum can lead to cancer, but this occurrence is very rare.

Are you concerned about the potential causes of spleen cancer? While this type of cancer is relatively rare, understanding the different risk factors associated with it can help you keep an eye out for any changes or symptoms that might indicate something more serious. In this blog post, we'll explore some of the common causes and risk factors behind spleen cancer. Knowing what you're up against will put your mind at ease and give you a starting point as far as early detection goes. Keep reading to learn more – your health could depend on it!

What causes spleen cancer?

In most cases, spleen cancer is diagnosed as a secondary cancer, so it is important to focus on the stage of primary cancer and prevent spreading it up to the spleen. So, what causes spleen cancer? The following reasons are usually found to be associated with occurrence of primary splenic malignancy:

• Hypersplenism – It refers to an overactive spleen that can lead to quick removal of blood cells so that the person may have very little amount of blood cells.
• Splenic rupture – The spleen surface breaks, and it represents a medical emergency. It might occur due to any accident or a forceful blow on the abdomen. Sometimes, an enlarged spleen may also cause splenic rupture. Timely medical intervention allows a person to survive splenic rupture but makes him/her prone to frequent spleen infections and cancer.
• Presence of splenic abscesses – Splenic abscesses due to other reasons might be a reason behind primary spleen cancer. It is frequently found in patients with underlying disorders such as:
  • Trauma
  • Infections
  • Recent surgery
  • Emboli
  • Immunosuppression
  • Hematologic malignancy
• Presence of non-Hodgkin lymphoma – Primary splenic malignancy is a type of non-Hodgkin lymphoma that affects the lymphatic system.
• Risk factors – Like male gender, advanced age, family history of lymphoma, frequent infections, weak immunity, and chronic hepatitis c infection.

Causes of secondary spleen cancer –

• Presence of other cancers - Cancers like leukaemia, lymphoma, breast cancer, melanoma and lung cancer are known to spread to the spleen and cause secondary spleen cancer.

Risk factors of spleen cancer

Various factors may increase the risk of developing spleen cancer:

• Age: Older individuals are more susceptible to spleen cancer.
• Gender: Males may have a slightly higher risk compared to females.
• Immune System Disorders: Health issues that weaken the immune system can increase vulnerability.
• Exposure to Certain Chemicals: Contact with specific industrial chemicals has higher risk.

Can spleen cancer be prevented?

While there's no guaranteed way to prevent spleen cancer, certain measures may reduce the risk:

• Healthy Lifestyle: Balanced diet with regular exercise supports overall health.
• Avoiding Harmful Chemicals: Limiting exposure to known carcinogens can decrease risk.
• Regular Medical Check-ups: Routine health screenings can aid in the early detection of potential issues.

To minimise health risks caused by spleen cancer and other medical issues, health insurance for senior citizens becomes a crucial step in battling illnesses in old age.

Conclusion

With early diagnosis, treatment of spleen cancer can be straightforward and successful. Surgical resection or splenectomy is often the go-to option, but there are other therapeutic choices available too. Remember, the key to effective cancer treatment lies in timely detection and intervention. Stay vigilant and listen to your body's warning signs. By understanding the causes of spleen cancer, you can even help prevent this condition. Also, ensure that you have a medical insurance plan in place to safeguard yourself against any financial stress.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Are you aware of the causes of thyroid cancer? It is an important question to ask, especially if you live in India, given that it is a very common form of cancer in the country. Recent studies have shown that exposure to radiation and certain chemicals may contribute to a person's risk. Understanding these potential factors is key to safeguarding your overall health. In this article, we will explore some common causes of thyroid cancer to understand this disease better.

How is Thyroid Cancer Caused?

Certain factors that can increase the chances of developing thyroid cancer include:

• Toxic adenomas: If any sort of nodule or lumps of cell growth is seen in the thyroid gland, it is said to be a thyroid nodule, which upsets the body’s chemical balance by making thyroid hormones that can lead to a condition called goiter.
• Thyroiditis: This is the inflammation of our thyroid gland, which is mostly painless and may appear post-delivering a baby in women, a condition known as postpartum thyroiditis. If in case the thyroid has not recovered, it may lead to hypothyroidism and later into the cancer stage. which is one of the common reasons for thyroid cancer.
• Genetic mutation: Gene mutations (changes) that cause endocrine diseases like multiple endocrine neoplasia type 2A (MEN2A) or type 2B (MEN2B) syndrome can increase the risk of thyroid cancer
• Low iodine intake can increase the chances of developing thyroid cancer.
• Family history: If a first-degree female relative like a mother, sister, or daughter has any history of thyroid cancer, she is at a greater risk of getting thyroid cancer.
• Being overweight or obese: A person who is obese is at increased risk for getting this cancer.
• Radiation therapy: If a person has been treated with radiation therapy, like in the case of radiation therapy for neck and head regions related to a disease, then he/ she is at increased risk of developing thyroid cancer and exposure to radioactive material from nuclear weapons or a power plant accident can also makes a person more vulnerable to develop cancer.

Breast cancer is perhaps the most commonly diagnosed cancer among women today, and its prevalence raises many fears among female patients. It’s often difficult to discern what exactly causes it, yet there are certain risk factors that could possibly lead to breast cancer in any woman—what you eat, your age when you have children and whether or not you were ever pregnant can all make a difference. In the next section, we will discuss the key causes of breast cancer so that all women may gain knowledge on how best to avoid developing it. Whether you're curious about your own risks or just looking for more information about this disease, read on!

How is Breast cancer caused?

The causes of breast cancer are many, but genetic mutations also play a major role in the occurrence of breast cancer. The genes that are responsible for the cause of breast cancer include breast cancer gene 1(BRCA1) and breast cancer gene 2 (BRCA2). The genes named TP53 and CHEK2 have also been seen to be associated with an increased risk of breast cancer. However, researchers have studied several other causes of breast cancer that may increase the chances of developing breast cancer. These include:

• Exposure to oestrogen: The major cause of breast cancer almost everyone ignores is the female hormone oestrogen, which can activate the breast cancer cells and cause them to grow. This hormone is stimulated in the body when the ovaries, where the eggs are stored, begin to produce oestrogen at the start of puberty to regulate the menstrual cycle. A person is at risk of developing this cancer when the amount of oestrogen in the body increases up to a certain level than normal.
• Hormone Replacement Therapy (HRT): Hormone replacement therapy (HRT) has been studied to increase the risk of developing this cancer if the women take this therapy for a prolonged period, probably more than a year.
• Women who are aged 50 or older are more at risk to get breast cancer than younger women.
• Breast cancer can form in both males and females, but the maximum number of cases of breast cancer are reported in women
• Personal history of cancer. The odds of developing this form of cancer could go up slightly if we have been diagnosed with cancer in the past.
• Family history. If a first-degree female relative like a mother, sister, or daughter has any history of breast cancer, she is at a greater risk of getting breast cancer.

Uterine cancer occurs when there is growth of abnormal cells in the uterus, and it is beyond control. Statistics reveal that 66,000 women in the US are most likely to get diagnosed with one of the types of uterine cancer.

Uterine carcinoma has two subtypes — endometrial cancer and uterine sarcoma. Endometrial cancer starts in the uterus lining. It is responsible for almost 95% of all cases of uterine cancer. It is more common than uterine sarcoma, which tends to develop in muscle tissue (myometrium) and is uncommon.

Here, we will discuss the causes of uterine cancer and the associated risk factors.

How is uterine cancer caused?

Causes of uterine cancer are many and may vary from individual to individual. Some of the causes are:

• Age: This is directly related to an increased risk of developing uterine cancer. It usually occurs after menopause.
  
  
• Family history: A family history of the disease is one of the significant causes of uterine cancer, particularly among individuals with conditions like Lynch syndrome and hereditary nonpolyposis colorectal cancer (HNPCC).

• Increased number of menstrual cycles: Women who experience early menstruation, typically at 12, undergo more menstrual cycles throughout their lifetime, increasing their risk of developing uterine cancer.
  
  
• Infertility: Obesity also contributes to the development of endometrial cancer. Fat in the body has the potential to alter hormonal levels, which ultimately affect the proper functioning of the body, leading to the development of several diseases and health problems.
  
  
• Hormone therapy for breast cancer: Another major cause of uterine or endometrial cancer is the intake of Tamoxifen, a hormone therapy medication for breast cancer. People with breast cancer who take this hormone therapy medicine may be at risk of developing uterine cancer.
• No pregnancy: Not being able to get pregnant even once can also be responsible for the development of uterine cancer in comparison to women who have had at least one pregnancy.
  
  
• Other ovarian diseases: Women who suffer from one or the other forms of ovarian tumours tend to have increased oestrogen levels and low levels of progesterone, again known as one of the causes of uterine cancer.

• Treatment for various health conditions: Radiation therapy used in the treatment of uterine cancer, Oestrogen Replacement Therapy, and hormone therapy for breast cancer treatment are some of the causes linked to the development of uterine cancer.
  
  
• Polycystic ovarian syndrome: PCOS, or polycystic ovarian syndrome, is related to an imbalance in the hormone level of females, leading to excess production of oestrogen or androgen hormone and too little progesterone production. Too much oestrogen production and too little progesterone put females at risk of developing uterine cancer.
  
  
• Endometrial hyperplasia: This is a condition that leads to the thickening of the uterus lining. It tends to occur when a build-up of cells and glandular structures leads to the thickening of the uterus. Although hyperplasia is not cancer, this condition may increase the chances of the development of uterine cancer.
  
  
• Women with diabetes or high blood pressure: Women with type 2 diabetes and high blood pressure remain at an increased risk of developing uterine cancer.  
  

Bone marrow cancer occurs when cells within the bone marrow start to grow abnormally or excessively. The bone marrow is a vital part of the body’s blood-producing system. A combination of factors can affect it. This article explores the bone marrow cancer causes and risk factors associated with it, shedding light on potential contributors such as exposure to radiation, specific viruses, immune system suppression, genetic predispositions and prior cancer treatments.

How is Bone Marrow Cancer Caused?

Here are the leading causes of bone marrow cancer, including:

• Exposure to atomic radiation, which can damage bone marrow cells.

• Infection by specific viruses, including HIV, hepatitis, retroviruses and herpes viruses, can disrupt normal cell growth.
• A compromised immune system or plasma disorder makes the body less capable of regulating cell growth.
• Genetic conditions or a history of bone marrow cancer in the family can lead to bone marrow cancer. It indicates a hereditary predisposition.

• Previous chemotherapy or radiation therapy may damage healthy bone marrow cells.
• Lifestyle factors such as smoking and obesity potentially increase the risk.
• Exposure to toxic chemicals found in solvents, fuels, cleaning products and agricultural items may contribute to developing bone marrow cancer.

Most insurance companies have been asked, although not mandated by the Insurance Regulatory Development Authority of India (IRDAI) to cover Ayurveda, Yoga, Unani, Siddha and Homeopathy (AYUSH) treatment in their health policies.

While the demand for health insurance cover for AYUSH has increased, there are relatively few hospitals that cater to these. This is proving to be a major deterrent for the success of the AYUSH health insurance.

The pattern of treatment under AYUSH differs widely from allopathy and this is considered to be the major cause of confusion amongst patients as to whether or not hospitalisation is needed for reimbursement under the cover. This also creates difficulties for the insured to ask for claim under such treatment procedures.

In general, the in-patient hospitalisation expenses are covered under the AYUSH health policy. Given that allopathy is still the preferred form of treatment, most people do not opt for AYUSH cover. Moreover, most companies charge 10% higher premium for AYUSH as compared to normal health policy. However, in the ICICI Lombard Health Insurance policy, AYUSH is a part of the cover with no additional charges.

As more people turn to holistic and preventive healthcare, traditional systems like AYUSH are gaining popularity. Recognising this shift, many health insurance providers now include AYUSH treatment coverage in their policies. This addition allows policyholders to access alternative therapies without bearing high out-of-pocket expenses. Let us get to know more about this treatment.

What is AYUSH treatment?

AYUSH stands for Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homoeopathy. These systems focus on natural healing, preventive care and overall wellness. Backed by the Ministry of AYUSH, they are increasingly integrated into mainstream healthcare.

Each method offers a unique approach:

• Ayurveda: Herbal treatments and lifestyle modifications
• Yoga & Naturopathy: Physical and natural therapies
• Unani and Siddha: Herbal formulations and holistic healing
• Homoeopathy: Diluted remedies for various ailments

What is covered under AYUSH treatment?

Health insurance plans offering AYUSH coverage typically include:

• In-patient hospitalisation in recognised AYUSH hospitals
• Consultation, therapy and medication expenses
• Some policies also cover pre- and post-hospitalisation costs

Coverage applies only when treatment is taken at government-approved or accredited AYUSH facilities.

Benefits of AYUSH treatment

AYUSH treatments offer numerous advantages, especially for those seeking a more natural and holistic approach to healthcare:

• Fewer side effects due to natural ingredients.
• Preventive care to manage chronic conditions early.
• Cost-effective compared to modern medical treatments.
• Personalised approach for better long-term outcomes.

Why should I choose health insurance with AYUSH treatments coverage?

Choosing a medical insurance plan that includes AYUSH coverage provides more flexibility and ensures a broader range of treatment options for you and your family.

• AYUSH coverage combines both modern treatments and traditional treatments.
• The coverage also manages certain chronic and lifestyle conditions like arthritis, asthma and stress, effectively.
• Natural AYUSH therapies are often more affordable than conventional treatments.
• Family health plans with AYUSH coverage allow members to select treatments suited to their individual health needs.
• AYUSH coverage ensures quality care at government-approved hospitals.

Conclusion

AYUSH coverage under health insurance is a smart addition for those who value natural and preventive care. The coverage also supports treatment flexibility and broader wellness while offering financial protection. When selecting medical insurance for parents, consider one that includes alternative therapies, in case they ever need them.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Tongue cancer, or oral cancer, is a relatively rare form of the disease that affects many people. It’s growing more common over time, most likely due to higher use of tobacco and alcohol products. Unfortunately, it can be easily missed by patients or health care providers, leading to a delay in diagnosis resulting in poorer outcomes. Whether you know someone with tongue cancer, have been recently diagnosed yourself, or just want to know what you can do to reduce your risk for developing it - learning about the causes of tongue cancer is essential in awareness and prevention.

How is Tongue Cancer Caused?

Some of the important reasons and risk factors responsible for tongue cancer are mentioned below: 

• Genetic mutation – There are two very well-known genes whose alteration has been found to be linked with the incidence of various types of head and neck cancer, including tongue cancer. These two genes are EGFR (Epidermal Growth Factor Receptor) and p53 (Tumor suppressor protein 53).
• Smoking – Smoking is one of the major and most common tongue cancer reasons. The propensity of tongue squamous cell carcinoma in regular smokers is about 10 times higher than in non-smokers. The cigarette smoke contains many known cancer-causing agents such as polycyclic hydrocarbons and nitroso compounds. These compounds can cause damage to cellular DNA in the tongue, causing it to overgrow.
• Tobacco chewing – Similar to smoking, tobacco chewing is also an important causative agent for tongue cancer. Here, the harmful cancer-causing chemicals are directly released into the oral cavity and over the tongue.
• Alcohol consumption – Regular and heavy alcohol users are also at higher risk of developing tongue cancer. Alcohol is known to be metabolised into aldehyde which can change DNA functioning.
• HPV infection – Human papillomavirus infection is another reason behind tongue cancer incidence. Persistent HPV infection has shown a strong link to the incidence of tongue cancer and other oropharyngeal cancer (up to 70 % of cases of oropharyngeal cancer linked to HPV infection).
• Poor oral hygiene – Poor oral hygiene, which includes not cleaning teeth and gums regularly, poor diet, betel chewing and exposure to radiation. can enhance the risk of tongue cancer.
• Weak immunity – People with weak immunity are often at risk for developing many forms of cancers, including tongue cancer.

Throat cancer refers to cancer that occurs in different parts of the throat and includes cancer of the larynx (voice box), pharynx, and sometimes thyroid gland. this cancer can be a life-threatening disease, and it's important to understand the causes of this illness. Unfortunately, throat cancer is not as widely debated and discussed as other types of cancers - such as breast and prostate - so many people aren't aware of the risk factors connected to it. In this article, we examine some common causes of throat cancer that everyone should be aware of in order to take proactive steps towards better prevention or screening methods.

How is Throat Cancer Caused?

There are a wide range of causes of throat cancer. The common reasons and risks for throat cancer occurrence are below mentioned:

• Oral HPV infection – Infection with the human papillomavirus enhances the chances of developing throat cancer. Particularly, the individuals infected with HPV type 16 have shown a propensity towards throat cancer incidence.
• Genetic mutations: A certain mutation or change in the genetic material of the throat cells allows them to overgrow. Such genetic changes could be acquired or passed from parents to offspring, making them prone to cancer.
• Family history – People who have a family history or personal history of any form of head and neck cancer are prone to develop throat cancer.
• Chewing betel quid – Chewing betel quid that includes betel leaves, areca nut, and many stimulants has been documented as one of the major throat cancer reasons. This is common in many Asian countries, correlating with higher throat cancer incidences for these reasons.
• Tobacco products – Consistent consumption of tobacco products in any form, like smoking cigarettes, cigars, pipes, chewing tobacco, or even sniffing tobacco products, have been linked to throat cancer incidence.
• Alcohol consumption – Regular and heavy alcohol use has been found to be associated with a higher incidence of certain head and neck cancer,s including throat cancer. Research studies have shown that even moderate drinkers have 1.8-fold higher risks of pharyngeal cancers and 1.4-fold higher risks of laryngeal cancer (voice box) cancers than non-drinkers.
• Poor diet – A diet without sufficient fruits and vegetables is also a reason behind the increased risk of throat cancer.
• EBV infection – Infection with the Epstein-Barr virus (EBV), which is a gamma human herpes virus type 4, can also increase the risk of throat cancer incidence.

Liver cancer is an often misunderstood and overlooked type of cancer that can have far-reaching impacts on a person’s health. Several risk factors, including genetics, lifestyle choices, and medical conditions, cause this devastating disease. To help further understand what causes liver cancer and how to reduce its likelihood of occurrence in individuals, we will take a look at the various risks associated with liver cancer development in this article. Ultimately, through understanding the key causes of liver cancer and taking charge of our health choices, we can work towards reducing the number of lives affected by this disease each year.

How is Liver Cancer Caused?

So, what are the causes of liver cancer? Liver cancer arises when the DNA of liver cells experiences mutations, leading to a cascade of changes within the body. DNA serves as the blueprint for vital chemical processes, dictating the functioning of every cell. Altered DNA instructions can disrupt the balance, giving rise to uncontrolled cell growth and the formation of cancerous masses known as tumours.

Although certain cases of liver cancer can be traced back to chronic hepatitis infections, there are instances where the cause remains elusive. Unravelling the intricate puzzle of this disease is key to understanding its origins in individuals without underlying health conditions.

The following are some of the common risk factors that cause liver cancer.

Factors that increase your risk of liver cancer are:

1. Chronic HBV or HCV infection: Hepatitis B or C viruses can significantly raise your chances of developing liver cancer.
2. Cirrhosis: This irreversible liver condition, characterised by the formation of scar tissue, increases the likelihood of liver cancer.
3. Certain inherited liver diseases: Hemochromatosis and Wilson's disease are examples of liver diseases that can heighten the risk of liver cancer.
4. Diabetes: Individuals with diabetes have a higher susceptibility to liver cancer.
5. Nonalcoholic fatty liver disease: The accumulation of fat in the liver can increase the risk of liver cancer.
6. Exposure to aflatoxins: Aflatoxins, poisonous substances produced by certain moulds, can contaminate improperly stored crops like grains and nuts, leading to an increased risk of liver cancer if consumed.
7. Excessive alcohol consumption: Drinking more than a moderate amount of alcohol daily for an extended period can cause irreversible liver damage and raise the risk of liver cancer.

Esophageal cancer affects the esophagus, the muscular tube connecting your throat to your stomach. It is a challenging disease, with the early signs being unable to swallow solid food (solid food dysphagia), which can progress into difficulty in liquid food swallowing. While it may seem like an elusive condition that’s hard to predict or prevent, identifying some of the primary causes of esophageal cancer can help you understand how you could reduce your personal risk for this serious health issue. In this article, we will go over what causes esophageal cancer and the potential factors that may lead to this severe condition.

How is Esophageal Cancer caused?

Broadly, the causes of esophageal cancer can be categorised as follows:

• Genetic mutations – Mutations in certain genes (e.g. gene TEC (tylosis with esophageal cancer)) might be the reason behind certain esophageal cancers
• Family history – A family history of certain genetic syndromes like Howel-Evans syndrome (palmoplantar keratosis), Bloom syndrome (one of the reasons associated with leukemia, lymphomas), Wilms tumour (or chromosomal breakage syndrome); etc., have been found to increase the propensity of esophageal cancer.
• Gastroesophageal reflux disease (GERD) - The presence of GERD has shown a strong correlation to the development of esophageal cancer.
• Presence of diseases - Diseases like gastrectomy, atrophic gastritis, and caustic strictures. is known to increase the chances of esophageal cancer occurrence.
• Infections – Infections like the Human papillomavirus (HPV) infection can increase the chances of esophageal cancer.
• Lifestyle factors – Lifestyle factors play a major role in esophageal cancer incidence. These include –
  • Smoking and Alcohol – Smoking and alcohol consumption on a regular basis may cause damage to esophageal cells and further development of esophageal cancer.
  • Unhealthy Diet – A diet without sufficient fruits and vegetables and rich in processed food increases the chances of esophageal cancer.
  • Drinking beverages – Having more beverages on a daily basis, particularly that of high temperature, are known to enhance the chances of esophageal cancer.
  • Obesity & high body mass index – Both are known risk factors for esophagus cancer.
• Barrett esophagus – Barrett's esophagus can lead to a unique replacement of tissue in your esophagus, resembling that of your intestines and is one of the most common diseases that can cause esophageal cancer.