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  • Best Exercises For Plantar Fasciitis

    by icicilombard 002 | Nov 24, 2023

    Plantar fasciitis commonly causes pain and discomfort in the heel and sole of the foot. While various treatment approaches are available, exercise can significantly contribute to managing and alleviating the symptoms associated with this condition. In this discussion, we will delve into some exercises that effectively address plantar fasciitis, offering individuals potential relief and enhancing overall foot health.

    List of the best exercises for plantar fasciitis

     

    Numerous exercises prove effective in treating plantar fasciitis. Let’s explore some exercises for plantar fasciitis below:

     

    • Calf stretches

     

    • Plantar fascia stretch

     

    • Foot strengthening exercises

     

    • Toe stretching

     

    • Low-impact aerobic exercises

     

    1.      Calf stretches

     

    Calf stretches rank as one of the most effective exercises for plantar fasciitis. These stretches help alleviate strain on the foot by extending the calf muscles, thereby reducing stress on the plantar fascia. To perform a basic calf stretch, stand with one foot forward and the other behind, keeping both your heels on the ground. Slowly lean forward until you can feel a stretch in the calf muscle. Repeat this stretch multiple times on both sides, holding it for approximately 30 seconds. To enhance the stretch’s effectiveness, you can use a towel or a resistance band wrapped around the ball of your foot, then pull your toes towards your torso. 

    2.      Plantar fascia stretch

     

    As the name suggests, this exercise specifically targets the plantar fascia. Sit on a chair and place one ankle on the opposite knee. Next, gently pull the toes towards the shin until you feel a stretch in the arch of the foot. Hold this stretch for about 30 seconds and repeat it several times on both feet. You can perform this exercise multiple times throughout the day, promoting flexibility in the plantar fascia.

    3.      Foot strengthening exercises

     

    One can alleviate plantar fasciitis symptoms by strengthening the foot muscles. Exercises like towel curls can prove beneficial. Place a towel on the floor and scrunch it up towards your body using your toes to perform this exercise. Repeat this exercise several times; you can gradually increase the resistance using a thicker towel or add small objects for your toes to grip. Additionally, you can include other exercises like marble pickups or toe curls with resistance bands in your foot-strengthening routine.

    4.      Toe stretching 

     

    With toe stretches, you can relieve tension in the muscles and ligaments of the foot, aiding in the management of plantar fasciitis symptoms. You can perform a simple toe stretch by sitting on a chair and crossing one ankle over the opposite knee. Gently grasp the toes and stretch them upwards until you feel a mild stretch. Hold this stretch for about 15-20 seconds and repeat it several times on each foot.

    5.      Low-impact aerobic exercises

     

    Engaging in low-impact aerobics, such as swimming or cycling, can enhance your overall fitness, all the while reducing the strain on your feet. These exercises improve cardiovascular health, without subjecting the plantar fascia to undue stress. Specifically, for those dealing with plantar fasciitis, swimming provides an excellent method to develop foot and leg muscles without overburdening them with excess weight.

  • Best Exercises For Lats

    by icicilombard 002 | Nov 24, 2023

    Fitness enthusiasts perform countless exercises for various muscle groups to achieve their ideal physique. Among these muscle groups, let us concentrate on the latissimus dorsi, or lats, today. The lats often take precedence for their role in attaining a "V-taper" shape. They are considered essential for enhancing the function, stability and appearance of the upper body.

    List of the best exercises for lats

     

    Listed below are some of the best exercises for lats:

     

    • Wide-grip pull-up

     

    • Pendlay row

     

    • Straight-arm lat pushdown

     

    • V-bar sternum pull-up

     

    • One-arm lat pulldown

     

    1.      Wide-grip pull-up

     

    Wide-grip pull-ups are a superior exercise for targeting the lats, primarily because they emphasise scapular depression, humeral adduction, and retraction. Grab the pull-up bar with hands wider than shoulder-width apart. Engage your core, pull your body up until your chin clears the bar, and then lower yourself, maintaining control. Avoid swinging or using momentum.

     

    This exercise predominantly involves the latissimus dorsi, which serves as the primary mover, enabling powerful arm extension and shoulder adduction. The wide grip directs tension towards the laterally positioned lats fibres, optimising muscle activation. Additionally, wide-grip pull-ups activate synergistic muscle groups like the rhomboids, teres major, biceps brachii, and infraspinatus, making it a potent comprehensive exercise for overall upper body development. 

    2.      Pendlay row

     

    One of the most effective exercises for lats is the pendlay row, which requires significant recruitment of the scapular retractors, particularly the latissimus dorsi. Get into a bent-over position with a strict horizontal back angle and keep your torso parallel to the floor. Engage the latissimus dorsi to the maximum extent during each repetition. The Pendlay Row stimulates the lats through a combination of eccentric loading and concentric contraction during the pulling phase, offering balanced stimulus for muscle growth. It’s important to emphasise that maintaining proper form and executing the right techniques are crucial for fully reaping the benefits of this exercise.

    3.      Straight-arm lat pushdown

     

    Incorporate the straight-arm lat pushdown into your workout routine to isolate the lats. Holding a cable attachment overhead and extending your arms straight down while maintaining a slight backward lean keeps the lats under tension throughout the movement. The straight-arm position in this exercise eliminates the involvement of the biceps brachii, transferring the workload primarily to the lats, which enables a stronger mind-muscle connection.

     

    4.      V-bar sternum pull-up 

    Often, most of us underestimate the effectiveness of the V-bar sternum pull-up as an exercise that significantly targets the lats. When you use a V-bar attachment and pull towards the sternum, this exercise places a heightened emphasis on scapular depression and humeral adduction, resulting in greater activation of the latissimus dorsi. The V-bar sternum pull-up’s unique movement pattern and grip width allow the lats to contract through a wider range of motion, leading to increased muscle stimulation and growth.

    5.      One-arm lat pull down 

    Completing our list of the best exercises for lats is the one-arm lat pull down. This unilateral movement presents an excellent opportunity to boost lat activation while reducing any muscular imbalances between the left and right sides of your body. When you perform this exercise, you can concentrate on attaining the ideal lat contraction and involve your core to stabilise the body throughout the motion.

    The one-arm lat pull down permits a more controlled and deliberate execution, ensuring maximum tension on the lats to attain the desired muscle growth.

  • Top Yoga Asanas For Students During Examinations

    by icicilombard 002 | Nov 24, 2023

    Recently, there has been much focus on the value of helping students in managing their stress, particularly as the academic environment becomes more demanding. Students are searching for doable remedies to handle the daily stress they face. Yoga is a potential remedy in this situation. It gives students a comprehensive approach to stress management and promotes physical and mental well-being. This is because yoga places an emphasis on mindful movement and deep breathing.

     

    List of best yoga asanas for students to beat the exam stress

     

    Here is a list of the best yoga asanas that can help students in managing exam stress:

     

    ·       Kakasana

     

    Kakasana, or the Crow Pose, is a yoga asana that strengthens the upper body, particularly the shoulders, arms and wrists. It engages the core muscles and improves one's balance. Practising Kakasana encourages focus and concentration, which is crucial for effective studying and exam preparation, making it the best yoga for students. By challenging one’s physical limits and helping to develop mental resilience, Kakasana can enhance a student’s ability to cope with exam stress.

     

    ·       Padmasana

     

    Padmasana, also known as the Lotus Pose, is a sitting position that encourages serenity and peace. This yoga asana for students stretches the hips and lower back, reducing tension that sometimes results from prolonged periods of sitting while studying. Padmasana promotes mental clarity and lowers anxiety levels by fostering deep breathing and improved blood circulation. Regular practice of Padmasana before studying or exams can facilitate a calm and focused state of mind, enabling students to perform at their best.

     

    ·       Padahasthasana

     

    Padahasthasana, or the Standing Forward Bend, is a forward bending posture that helps release tension in the spine, hamstrings and calves. It is considered to be great brain yoga for students. This asana rejuvenates the nervous system, enabling students to alleviate physical and mental fatigue often experienced during long study sessions. The deep stretch involved in Padahasthasana also stimulates blood flow to the brain, enhancing alertness and cognitive function. Including Padahasthasana in a student’s daily routine can help combat mental exhaustion and enhance overall well-being.

     

    ·       Paschimottanasana

     

    Paschimottanasana, or the Seated Forward Bend, is a yoga asana that involves a deep stretch of the entire backside of the body, from the heels to the neck. This pose is particularly beneficial for students as it relieves lower back pain caused by prolonged sitting and desk work. Paschimottanasana also helps stretch the hamstrings, improves digestion, and calms the mind. By incorporating this asana into their routine, students may experience improved focus, reduced anxiety, and enhanced vitality.

     

    ·       Sirshasana

     

    Sirshasana, commonly referred to as the Headstand Pose, is an advanced inverted posture that requires balance and strength. It can be a part of student yoga for concentration and memory. Although this asana may require more practice and caution, it provides numerous benefits. Sirshasana increases blood flow to the brain and also promotes a unique perspective, reducing mental rigidity and fostering creativity. In addition, Sirshasana can help regulate hormonal balance, contributing to emotional stability, which is particularly important during stressful exam periods. 

  • Before and After Donating Blood: What to Eat?

    by icicilombard 002 | Nov 24, 2023

    Blood donation is of great importance, and the demand for blood donation always remains high. However, there are still many people that do not volunteer for this cause due to various reasons. There are many factors which might prevent them from donating blood.

     The biggest reason can be a lack of knowledge among them. Many people who donate blood for the first time have several questions. Two of the most common questions include ‘What to eat before donating blood?’ and ‘What to do after donating blood?’

     Read on to find the answers to these common yet vital questions that cross your mind.

    How is donated blood used to help others?

    Donated blood is a lifeline for many patients. It is separated into components such as red cells, platelets and plasma, each serving distinct medical purposes. These components assist accident victims, surgical patients and those battling illnesses like cancer. For instance, individuals like James Harrison, known as the "man with the golden arm," have made significant impacts by donating blood that helped treat Rhesus disease, saving millions of babies. 

    Dos and don'ts before donating blood

    Keep this list of dos and don’ts in mind if you are planning on donating blood:

    Dos:

    • Hydrate: Consume ample water before donating to maintain blood volume.
    • Balanced Diet: Eat iron-rich foods such as red meat, fish, poultry, beans and spinach to bolster iron levels.
    • Rest: Ensure a good night's sleep prior to donation.
    • Check Your Medical Coverage: If you are a senior citizen, having health insurance for senior citizens can be beneficial in case of any post-donation complications.

    Don'ts:

    • Avoid Fatty Foods: Steer clear of high-fat meals before donating, as they can affect blood tests.
    • Medications: Refrain from taking aspirin at least two days before donating platelets.

    What to avoid before blood donation?

    Before donating blood, it's advisable to avoid alcohol and fatty foods. Alcohol can lead to dehydration, while fatty foods can interfere with blood testing processes. Additionally, ensure you're not on medications that could affect your eligibility to donate. Having medical insurance can offer protection if any health concerns arise post-donation.

    What to eat before donating blood?

    Blood donation can be the safest way to help people suffering from critical medical issues. However, to do so, you must be safe and healthy, especially before donating blood. So, you should always pay close attention to what to eat before blood donation. Some nutritional elements that are vital for blood donation are:

    • Iron

    Iron is important for haemoglobin production. This means that the amount of iron in your body can affect your entire blood-pumping system. Vegetables such as spinach, peas, kale, and beans can provide enough iron before blood donation.

    • Vitamin C

    Vitamin C will complement the iron in your body. It will increase the capacity of your body to absorb iron more effectively. One can easily consume vitamin C through fruits such as kiwi, papaya and mango. You can also have vegetables like tomatoes to fulfil your body’s vitamin C requirements.

    What to eat after donating blood?

    Blood donation may cause dizziness and weakness, but that is temporary. As we all know, our bodies recover the blood that we donate in very little time. Want to know what to eat after blood donation? Just read on!

    Some nutrients that can help you after blood donation are:

    • Vitamin B complex

    Vitamin B does not simply mean a single nutrient but many of them, such as B-2 and B-6. These nutrients will assist your body in building new red blood cells. Vitamin B will also speed up the procedure of recovery after blood donation. Having dairy products or some fruits like bananas will be enough.

    • Water

    Water is essential as our bodies cannot build blood cells without it. So, one should have a sufficient quantity of water after donating blood.

    Conclusion

    Blood donation is not complicated or dangerous. It isn’t harmful to the body of the donor. However, the donor needs to know what to eat after blood donation to recover faster. Donating blood improves your cardiovascular health. It also speeds up the process of creating new red blood cells in your body. Thus, donating blood benefits both the recipient and the donor! Understanding the role of donated blood and adhering to recommended guidelines can make your contribution even more meaningful. Additionally, ensuring you have medical insurance or health insurance for senior citizens can safeguard your health, providing financial security in case of any post-donation health concerns.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Can You Offer Plasma Donation After COVID Vaccine?

    by icicilombard 002 | Nov 24, 2023

    Blood and plasma donation is a very generous act. Every year, hundreds of people require blood and plasma for various treatments. These requirements can arise due to different types of emergencies, such as blood loss or during transfusion. However, there are only a few people who voluntarily donate their blood or plasma. This rate has declined even further due to people unwilling to donate or receive blood after the COVID-19 vaccination. So, everyone volunteering for plasma donation after COVID vaccine should read further for clarity on the subject.

     

     

    Can I donate plasma after getting the COVID vaccine?

     

    Want to know the answer to the question: ‘Can you donate plasma after the COVID vaccine?’ Well, that’s a yes. However, you should consider these factors:

     

    • You must provide the name of your vaccine’s manufacturer.
    • You can't donate plasma if you notice the symptoms or effects of COVID-19.
    • The government should approve your vaccine's manufacturer.
    • Never attempt to donate blood after COVID-19 vaccination if you don't feel well. Doing so can be harmful for both the donor and the receiver.

     

    Points to remember before blood or plasma donation

     

    Blood donation is a humane act, but it can become harmful if you don't consider the following points —

     

    • Have a proper meal: Doctors always advise that one must eat a healthy and balanced meal before plasma donation. This would ensure that your body has enough strength even after blood donation.
    • Medical prescriptions: Experts recommend that one must always carry his/her medical prescription. This is because one must not take certain medicines before blood or plasma donation.
    • Preventive measures: Blood donation after the vaccine may require some measures. These could be related to what you eat or certain medicines that you must not take immediately after donating blood. Always follow them to stay safe, as not adhering to such measures may lead to clinical issues.
  • Side Effects Of Donating Blood

    by icicilombard 002 | Nov 24, 2023

    Donating blood is a respectable act that helps lives. However, recognising the potential side effects is important. While most people experience no untoward impact, some might experience mild reactions like confusion, exhaustion, or swelling at the needle site. In rare cases, donors might face more serious complications like infections or allergic reactions.

     

    However, it’s essential to note that stringent medical screening processes and trained professionals minimise these risks. Understanding the potential side effects equips donors with knowledge, ensuring a safe and confident blood donation experience that contributes to the crucial supply of life-saving blood for those in need.

     

    List of blood donation’s side effects

     

    Blood donation stands as a noble act, a cornerstone of life-saving efforts. Yet, even within its altruistic intentions, donors and recipients should be aware of potential side effects of blood donation.

     

    Donors might experience dizziness and light-headedness after donating blood, often due to a sudden drop in blood pressure. While a brief rest helps the body adjust, temporary fatigue can still set in as the body works to replenish the lost fluids and red blood cells. Bruising at the needle insertion site is also a common side effect, though excessive bruising could indicate other concerns.

     

    Some donors may feel pain or discomfort around the insertion site, which can be managed with cold compresses and over-the-counter pain relievers. Hematomas, or localised blood collections outside blood vessels, can typically resolve without intervention. Fainting, though rare, remains one of the potential long-term side effects of blood donation during or after donation, requiring donors to communicate their discomfort for appropriate assistance.

     

    Benefits of blood donation

     

    While side effects are possible, it’s important to remember that blood donation also offers numerous benefits. By donating blood, individuals save lives, aiding patients undergoing surgeries, trauma victims, and those with medical conditions requiring blood transfusions.

     

    Blood donation also has potential health benefits for the donors themselves. Regular blood donation can reduce the overall blood viscosity, lowering the risk of certain cardiovascular diseases. Moreover, it prompts the body to produce new blood cells, which can positively impact overall health.

  • Everything You Need To Know About Viral Fever

    by icicilombard 002 | Nov 24, 2023

    Viral fever is one of the most common yet elusive adversaries in illnesses affecting people. Characterised by a range of symptoms and caused by various viral infections, almost everyone experiences this fever at some point in their lives.

     

    While viral fever typically manifests with symptoms such as high body temperature, body aches, and fatigue, its diverse viral origins make it a diagnostic challenge for medical professionals. While it does cause discomfort, viral fevers often go away on their own with proper rest and hydration. Understanding what is viral fever and looking closely at its symptoms, causes, diagnosis, and treatment is crucial for effective management and recovery.

     

    What is viral fever?

     

    In essence, viral fever arises from viral infections that trigger the body’s defence mechanism. When this happens, your immune system elevates your body temperature to hinder the virus’s growth. By fostering an unwelcoming environment, this heightened body temperature (fever) enhances immune functions.

     

    Depending on the severity, viral fevers encompass a spectrum of symptoms, ranging from mild to more pronounced. Understanding viral fevers is pivotal for timely intervention and effective management of such infections. Let’s understand what the symptoms of viral fever are.

     

    Symptoms of a viral fever

     

    The symptoms of a viral fever can differ significantly based on the virus responsible for the infection and the individual’s general well-being. This could include elevated body temperature, exhaustion, debility, headache, muscular discomfort, shivering, perspiration, coughing, and a sore throat.

     

    People might additionally encounter gastrointestinal issues such as nausea, vomiting and diarrhoea. Notably, these signs might coincide with those of other ailments, underscoring the significance of an exact diagnosis.

     

    Causes of viral fever

     

    The next question that may arise in your mind would be: what causes viral fever? Let’s discuss it now. Many viruses originating from various sub-types or variants, such as influenza, rhinovirus, and adenovirus, can initiate viral fevers. These remarkably transmissible viruses can propagate through direct interaction, airborne dissemination, or contact with polluted surfaces.

     

    Crowded environments, suboptimal hygiene habits, and inadequate sanitation can amplify the swift dissemination of viral infections. Pre-existing health ailments, a compromised immune system, and the absence of vaccination can heighten vulnerability to viral fevers.

     

    How is a viral fever diagnosed?

     

    Accurately diagnosing a viral fever involves thoroughly assessing a patient’s symptoms and medical history, potentially augmented by laboratory tests. Medical practitioners may conduct blood tests to pinpoint particular viruses or indicators of infection. Some viruses can be promptly detected through rapid diagnostic tests, expediting identification. Differentiation between viral and bacterial infections is crucial due to the substantial divergence in treatment strategies for these two infections.

     

    How are viral fevers treated?

     

    In contrast to bacterial infections, viral infections do not react to antibiotics. Consequently, treating viral fevers helps to ease the symptoms and improves the body’s immune reaction. Adequate rest, staying hydrated, and over-the-counter medications can effectively address fever, pain, and general discomfort. Doctors might recommend antiviral medications, such as those used to treat severe viral infections like influenza, in certain cases.

     

    It’s also important to take preventive measures. Immunisation against specific viruses can reduce the risk of viral fever in the long run. These preventive measures include practising good hygiene, getting vaccinated, and avoiding close contact with infected individuals, which can collectively contribute to reducing the occurrence of viral fevers.

  • Health Benefits Of Eggplant

    by icicilombard 002 | Nov 24, 2023

    Do you know the benefits of eggplant? Brinjals, or eggplants, are more than just a flavourful vegetable. Eggplant offers several health benefits too, thanks to its rich nutritional profile and unique combination of compounds. From antioxidants that shield cells from damage to its contribution to heart health and blood sugar regulation, this vegetable has captured the attention of health-conscious individuals. Beyond its delicious taste, eggplant’s potential to enhance overall well-being makes it a valuable inclusion in a balanced diet. Let’s explore the myriad advantages that this vegetable brings to the table. 

    List of health benefits of eggplant

    Below are some of the benefits of eggplant:

    • Rich in antioxidants: Eggplant is a potent source of antioxidants, including vitamins A and C. These antioxidants play a crucial role in protecting yourself from damage caused by harmful free radicals. By neutralising these radicals, eggplants support cellular health and reduce the risk of chronic diseases. 
    • Polyphenol powerhouse: This humble vegetable is high in polyphenols, natural plant compounds linked to various health benefits. Polyphenols may aid in improving sugar metabolism, making them potentially beneficial for individuals with diabetes. Additionally, they could promote heart health by reducing inflammation and improving blood vessel function. 
    • Nutritional value: The nutritional value of brinjal lies in its low-calorie content coupled with its abundant essential nutrients. It’s a good source of dietary fibre, supports digestive health, and helps with weight management. This vegetable also provides important minerals such as potassium, which is vital for maintaining healthy blood pressure levels. 
    • Heart health support: The fibre and antioxidants present in eggplants contribute to heart health. Fibre lowers cholesterol levels; as these both bind together in the digestive tract and prevents cholesterol absorption into the bloodstream. Antioxidants in eggplants protect blood vessels and reduce the risk of heart-related complications.
    • Brain boosting potential: Anthocyanins, a type of antioxidant found in eggplants, have been linked to cognitive benefits. These compounds help protect brain cells from oxidative stress and reduce cognitive decline as you age.
    • Weight management: Eggplant can be a valuable addition to your weight management plan due to its low-calorie and high-fibre content. The fibre helps you feel fuller for long, reducing the likelihood of overeating.

     

    • Blood sugar regulation: The polyphenols in eggplants, particularly nasunin, have the potential to improve insulin sensitivity and regulate blood sugar levels. This makes eggplant a beneficial vegetable for individuals dealing with diabetes.
    • Digestive health: The dietary fibre in eggplant aids in promoting healthy digestion. It helps with regular bowel movements, thereby helping to prevent constipation. Additionally, fibre contributes to a healthy gut microbiome, which is essential for overall digestive well-being.
    • Anti-inflammatory properties: Eggplant contains compounds with anti-inflammatory properties, such as nasunin. This helps reduce the risk of many chronic diseases.
    • Contributes to healthy skin: The antioxidants in eggplants protect skin from oxidative stress. Including eggplant in your diet may help improve your complexion and also reduce signs of ageing.
    • Bone health support: Eggplant contains small amounts of important minerals such as manganese, which play a role in bone health. Manganese aids the formation and maintenance of strong bones and connective tissues.
    • Cancer-fighting potential: Eggplants contain compounds such as chlorogenic acid and nasunin that exhibit potential anti-cancer properties. These compounds help neutralise harmful free radicals, reducing the risk of cellular damage and potentially lowering the risk of certain types of cancers.
    • Vision protection: The rich content of antioxidants, including vitamins A and C in eggplant, is beneficial for eye health. These antioxidants help protect the eyes from oxidative stress and age-related macular degeneration (AMD).
    • Kidney health: Eggplant is a natural diuretic due to its high water content and potassium levels. Therefore, it can aid in healthy kidney function by promoting regular urination to flush out toxins.
    • Blood pressure regulation: The presence of potassium in eggplant helps regulate blood pressure by counteracting the effects of sodium. Maintaining a proper balance between these minerals is essential for cardiovascular health. 
  • Loading In Health Insurance Policies

    by icicilombard 002 | Nov 24, 2023

    Health insurance, a pillar of financial security, stands as a shield against the uncertainties of medical expenses. Amid the comprehensive terms and conditions of insurance pricing, the concept of ‘loading’ emerges as an intriguing yet vital element.

    This blog unravels the concept of loading in health insurance policies, shedding light on its significance and how it influences coverage dynamics. By understanding loading charges in health insurance, you can make knowledgeable decisions that align with your health and financial needs.

     

    What is loading in health insurance policies?

    In health insurance, the premiums are usually calculated as per an individual’s age, assuming he/she has no pre-existing health concerns. The premium loading represents an additional cost applied to this base premium, due to factors like medical history, unhealthy lifestyle habits, or even the nature of their occupation. Loading essentially acknowledges the higher risk factor of covering the particular person, and accounts for the same in the policy premium.

    The practice of loading is not a punitive measure but rather a pragmatic approach taken by insurance providers to manage risk. When certain policyholders have an increased likelihood of requiring medical coverage, the loading charges help ensure that the insurance company can adequately cover potential expenses while maintaining the viability of the policy.

     

    How does loading work in health insurance?

    Loading in health insurance operates as a mechanism to address the increased risk associated with certain individuals, ensuring that their coverage remains viable and sustainable. Insurance companies thoroughly evaluate of each applicant’s risk profile. They use factors such as medical history, pre-existing conditions, and lifestyle habits to identify individuals deemed ‘risky’ due to their unique circumstances. 

    Once the individual declares his/her existing health issues, medication, medical history, etc., the loading charges get calculated. Loading charges in health insurance represent the additional cost required to cover the heightened risk. They are added to the standard premium, resulting in a higher overall cost for policyholders with higher risk profiles.

    Transparency is a key element of loading. Policyholders are informed about the additional cost and the reason behind it. This transparency empowers individuals to make well-informed decisions about their health insurance coverage based on their unique risk factors.

     

    How does loading impact your health insurance premium?

    Loading has a direct impact on the cost of a health insurance premium. The extent of loading depends on various factors, including the degree of risk associated with your profile. For instance, if you have a medical history that suggests higher susceptibility to certain conditions or if your occupation exposes you to potential health risks, the loading charges will reflect these factors.

    It’s important to note that loading is not a penalty; it’s a measure to ensure that the insurance company can adequately cover the potential cost associated with the policyholder’s unique risk factors. Loading allows insurance companies to maintain a balanced risk pool and offer coverage to individuals with varying risk profiles.

  • What Is Considered The Normal Heart Rate For Men and Women?

    by icicilombard 002 | Nov 24, 2023

    Did you know that the normal heart rate for women is slightly higher than that of men?

    Your heart rate is nothing but the number of times your heart beats per minute. This rhythmic beat of the heart is a symphony of life that sustains us all. Monitoring your heart rate can tell you more about your cardiovascular health. However, the normal heart rate can vary based on several factors, including age, activity level and, interestingly, gender.

    For adults, the usual resting heart rate (when not physically exerting but at rest) is generally between 60 and 100 beats per minute (bpm). It is important to note that these values are not strict boundaries, and some individuals may fall slightly above or below this range without necessarily indicating a health concern.

    What is a good heart rate as per gender? 

    When we dive into the gender dimension, certain distinctions can be seen. On average, the normal heart rate for men ranges from 70-72 beats per minute. On the other side of the spectrum, adult women exhibit a slightly higher average heart rate, usually falling between 78 and 82 beats per minute. Women’s hearts tend to beat faster than men's due to hormonal variations, particularly during the menstrual cycle.  

    These differences clearly showcase how biology and physiology make us unique. It’s important to keep in mind that various factors beyond gender influence heart rates. Age, fitness level, and even emotional states can cause fluctuations. Athletes and individuals who engage in regular cardiovascular exercise tend to have lower resting heart rates, often below 60. This is a sign of an efficient heart that pumps blood more effectively due to exercise conditioning. 

  • How To Increase Your Height?

    by icicilombard 002 | Nov 24, 2023

    Do you always wonder: how can I increase my height? Well, before we dive into this question, it’s important to know that several factors influence one’s height. The onset of puberty can trigger accelerated growth, although the pace varies among individuals. Genetic elements play a significant role, accounting for approximately 80% of a person’s height. Other factors such as nutrition and exercise make up the remaining portion. Remember, there are no shortcuts to instantly increase your height, but there are certain steps you can take to influence your height and growth. Let’s explore how to increase your height with some effective strategies. 

    Potential ways to increase your height naturally

    Here are some ways to help you stand a little taller and feel more self-assured:

    • Nutrition-rich diet: A diet rich in essential nutrients such as protein, vitamins and minerals is vital. Protein, in particular, supports the growth and repair of tissues, including bones. Incorporate lean meats, dairy products, eggs, legumes and nuts into your diet. Vitamin D and calcium are extremely crucial for bone health and development. Dairy products, green leafy vegetables and fortified foods are excellent sources of calcium and essential vitamins.
    • Hydration matters: Staying hydrated is often overlooked, but it is integral to growth. Sufficient water intake helps maintain the elasticity of your cartilage, a critical component in bone development. It supports overall body functions, including those related to growth. So, the next time you think about how to increase your height, drink a glass of water right away.
    • Regular exercise: Engaging in physical activity has numerous benefits and can positively impact your height. Incorporating exercises that promote stretching and elongation contributes to improved posture and spinal alignment. You can also add yoga, Pilates, swimming, and hanging exercises to your routine. These activities encourage a straighter spine and help create the illusion of added height.
    • Quality sleep:During sleep, the body releases growth hormones that contribute to bone development. Get 7-8 hours of quality sleep each night to support optimal health.
    • Posture awareness: Maintaining proper posture can instantly make you appear taller. Do practise some spine straightening exercises. Also, take note of your posture throughout the day and maintain the right posture, as this can impact your height perception.
    • Stress reduction: Chronic stress can hinder growth potential. Engaging in stress-relief activities such as meditation, deep breathing exercises, and pursuing hobbies can contribute to overall being and subsequent growth.
    • Avoid tobacco and alcohol: Both tobacco and excessive alcohol consumption can impact bone health. It’s best to minimise or avoid the same.
    • Inappropriate exercises: While exercise is essential, lifting extremely heavy weights during adolescence can potentially stunt growth. Opt for exercises that align with your age and developmental stage.
  • Health Insurance Coverage With Pre- And Post-Natal Expenses

    by icicilombard 002 | Nov 24, 2023

    Welcoming a new life into the world is a joyous occasion, but it’s no secret that it comes with a range of medical expenses. From pre-natal check-ups, labour and delivery, to post-natal care, the journey of pregnancy involves various medical needs.

    This is where maternity insurance coverage steps in, by providing financial assistance during these crucial stages. Health insurance coverage with maternity cover not only offers a safety net for the financial aspect of childbirth but also extends its embrace to encompass the critical phases before and after delivery. Let’s explore how health insurance policies have evolved to become an essential pillar of support for expectant parents, alleviating financial worries and prioritising maternal and infant health at every step of the way. Moreover, understanding pre-natal care meaning and postnatal care meaning will help you make a well-informed choice when picking a maternity coverage policy for yourself or a loved one.

    What is the maternity cover in a medical insurance policy?

    Maternity coverage in a medical insurance policy is a specialised form of coverage that caters to the various healthcare needs of expectant mothers. Recognising the various medical expenses associated with pregnancy, this policy goes beyond standard health insurance by encompassing a range of pre-natal, childbirth and post-natal services. It typically covers expenses such as pre-natal check-ups, tests, ultrasounds, consultations, hospitalisation for delivery and post-birth treatment. By providing comprehensive coverage throughout the entire journey of pregnancy, this policy not only eases financial burden but also emphasises the importance of holistic maternal health care. 

    Does a maternity insurance policy cover pre- and post-natal expenses?

    A comprehensive maternity insurance policy covers both pre and post-natal expenses, recognising the holistic nature of medical healthcare. During the pre-natal phase, this policy takes care of essential pre-birth expenses, including doctor visits, diagnostic tests, ultrasounds and consultations. The services are crucial for monitoring the health and development of both the expectant mother and unborn child. Alleviating the financial burden that comes with these frequent check-ups, the policy ensures that expecting mothers can focus on their well-being without any added stress.

    Further, the coverage extends to post-natal care, which is equally vital for the mother’s recovery and the infant’s health. Post-natal expenses covered by the policy may include hospital stays, doctor’s follow-up visits, medications and any necessary medical interventions. This support ensures that the new mother gets the medical assistance she needs to recover from childbirth and adapt to the postpartum period. 

    In essence, a maternity insurance policy is a comprehensive solution that accompanies women throughout their entire pregnancy journey, from the early stages of pre-natal care to the crucial phase of post-natal recovery. By offering financial coverage for these medical expenses, the policy not only promotes a smooth recovery for the mother but also ensures the best possible start for the newborn.

  • What Is The Normal Range Of TSH Amongst Men And Women?

    by icicilombard 002 | Nov 22, 2023

    Unlock the secrets of thyroid health with a comprehensive guide to Thyroid Stimulating Hormone (TSH) levels. From normal ranges across ages to gender-specific considerations, this guide illuminates the critical indicators of thyroid function. Whether it's high TSH signaling hypothyroidism or low TSH indicating hyperthyroidism, empower yourself with insights for a balanced and healthier life. Consult with healthcare professionals for personalised advice and routine thyroid screenings.

    Thyroid health is a fundamental aspect of one’s overall well-being and a critical indicator is the Thyroid Stimulating Hormone (TSH) level. The pituitary glands produce this hormone to regulate thyroid activity. Although the TSH range generally remains stable, variations can arise due to factors such as age, gender, and specific medical conditions.

    The ranges tend to increase as a person gets older. Doctors generally consider the normal range to be 0.4 to 4.0 mU/L.

    High TSH levels: Elevated TSH levels often signal an underactive thyroid gland (hypothyroidism). This means the thyroid isn't producing enough hormones, leading to symptoms such as weight gain, sensitivity to cold, and fatigue.

    Low TSH levels: This can point to an overactive thyroid gland (hyperthyroidism) where excessive hormone production occurs. Symptoms may include anxiety, weight loss and rapid heart rate.

    TSH levels for different individuals

    Here’s a glimpse of the normal TSH levels by age:

     

    Age Group

    TSH Normal Range (mIU/L)

    Newborns

    In the first few days of life, TSH levels can be higher, ranging from 1.0 to 39.0 mIU/L. These levels gradually stabilise as the baby adapts to its external environment.

    1-6 months

    TSH levels range from 0.6 to 10.0 mIU/L for babies.

    6 months-1 year

    TSH levels range from 0.5 to 7.0 mIU/L for infants between the ages of 6 months to 1 year.

    Children

    As children grow, TSH levels remain within the range of 0.7 to 6.4 mIU/L. These values reflect the thyroid's ongoing development and maturation.

    Adolescents

    TSH levels range from 0.4 to 4.0 mIU/L for teenagers.

    Adults

    The general normal TSH range for adults is 0.5 to 4.1 mIU/L. This range is typically an indication of the optimal functioning of thyroid and overall hormonal balance.

    Pregnant women

    TSH levels range from 0.6 to 4.0 mIU/L.

    Elderly adults

    For older individuals, TSH levels may slightly increase, ranging from 0.4 to 5.2 mIU/L. Age-related changes can influence this variation in thyroid function.

  • Diabetes Diet Chart Plan For Indians

    by icicilombard 002 | Nov 22, 2023

    In a diverse country like India, where food serves as sustenance and reflects culture and tradition, managing diabetes through dietary choices can pose distinctive challenges. Diabetes, a chronic metabolic disorder marked by elevated blood sugar levels, has emerged as a significant health concern in India, attributed to changing lifestyles, urbanisation, and genetic predisposition. While there is no one-size-fits-all solution for diabetes management, a meticulously designed Indian diabetic diet plan is pivotal in regulating blood sugar levels and overall well-being. Here, we will examine an Indian diabetic diet chart tailored to the specific requirements of individuals dealing with diabetes.

    Diabetic diet chart plan

     

    Below is a comprehensive 7-day Indian diabetic diet plan focusing on balanced meals and mindful food choices.

     

     

    Breakfast

    Mid-morning snack

    Lunch

    Evening snack

    Dinner

    Monday

    1 serving of oats porridge with a handful of mixed nuts and seeds

     

    1 small bowl of yogurt

     

    2 whole-grain rotis, 1 cup of mixed vegetable curry, and ½ cup of brown rice

     

    1 small bowl of roasted chana

     

    Grilled chicken or fish (100g), 1 cup of sautéed vegetables and ½ cup of salad with quinoa

    Tuesday

    1 serving of vegetable poha with added veggies

     

    Handful of mixed nuts (about 20g)

     

    2 methi (fenugreek) rotis, 1 cup of paneer (cottage cheese) curry, and a small bowl of salad

    1 small bowl of fruit chaat

     

    1 serving of lentil soup, 2 whole-grain rotis, and 1 cup of mixed vegetable stir-fry

    Wednesday

    2 scrambled egg whites with 2 slices of whole-grain toast

     

    Cucumbers and carrots with 2 tablespoons of hummus

     

    A cup of brown rice, a cup of palak (spinach) curry, and a small bowl of curd

    1 small bowl of roasted makhana

     

    Tofu (150g) and stir-fried vegetables with ½ cup of quinoa

     

    Thursday

     

    2 ragi (finger millet) dosas with a side of coconut chutney

     

    1 medium-sized apple

     

    2 whole-grain rotis, a small bowl of cucumber salad and 1 cup of chana masala (chickpea curry)

    3-4 whole-grain crackers with 1 small bowl of low-fat cheese

     

    Grilled fish (100g), 1 cup of sautéed veggies, and ½ cup of brown rice

     

    Friday

    1 serving of multigrain upma with added vegetables

    Handful of almonds (about 20g)

     

    1 cup of quinoa pulao with a small bowl of mixed vegetable raita

    1 small bowl of sprouts chaat

     

    1 serving of lentil soup, 2 whole-grain rotis, and a side of salad

     

    Saturday

     

    2 slices of whole-grain toast with ½ avocado and 1 poached egg

    1 small bowl of Greek yogurt with 1 tablespoon of flaxseeds

    2 whole-grain rotis, 1 cup of mixed vegetable curry, and a small bowl of curd

     

    Handful of roasted peanuts (about 20g)

     

    Tofu (150g) and broccoli stir-fry, ½ cup of quinoa salad

     

    Sunday

    2-egg vegetable omelette with 2 slices of whole-grain toast

     

     

    Small bowl of cottage cheese (paneer) cubes and cherry tomatoes

    2 whole-grain rotis, a small bowl of cucumber salad and 1 cup of mushroom curry

    Carrots with 2 tablespoons of hummus

     

    Grilled chicken (100g), 1 cup of sautéed spinach, and ½ cup of brown rice

  • Are Pre and Postnatal Expenses Covered Within Maternity Limit?

    by iciclombard 01 | Nov 22, 2023

    Thinking whether or not pre and postnatal expenses are covered within the maternity limit? When you are expecting a baby there is a lot to plan and prepare for. One essential aspect is healthcare, both before and after the birth. Luckily, health insurance policies can be a lifesaver in this regard. Let's explore how health insurance can help cover those crucial pre and post-natal expenses, making the journey to parenthood a bit less financially daunting.

     

    How does health insurance help to cover the pre and post-natal expenses?

    Health insurance offers a specific type of coverage known as “maternity cover". This is designed to provide financial assistance for prenatal and postnatal care costs. 

    Maternity coverage typically covers a range of childbirth-related expenses including: 

    • Hospitalisation cost associated with delivery
    • Fees related to the childbirth process
    • Expenses for prenatal and post-operative appointments
    • Medical examination charges

     

    • Prenatal care

    Prenatal care is crucial for a healthy pregnancy. Health insurance plans with maternity cover can help pay for doctor's visits, ultrasound scans, blood tests, and other necessary prenatal appointments.

    • Postnatal care

    After the baby arrives, post-natal care is essential for both the mother and the newborn. Health insurance can assist with expenses related to postpartum checkups, vaccinations, and any unforeseen medical needs.

    • Financial peace of mind

    Maternity cover provides peace of mind by helping you manage the financial burden associated with pregnancy and childbirth. It ensures that you can focus on what truly matters- the health and well-being of both you and your baby.

  • Global Development Delay Symptoms

    by iciclombard 01 | Nov 22, 2023

    Parenting is an incredible journey filled with the happiness of a baby attaining each developmental milestone, from those first tentative steps to hearing your child's first words. However, for some children, these development stages may not unfold as expected, raising concerns about Global Development Delay (GDD).

    Global development delay (GDD) refers to significant delays in reaching development milestones at particular growth periods, like motor, cognition, language, and social skills, usually diagnosed in early childhood.

    Here we’ll explore the signs and symptoms of global development delay, shedding light on a topic that many parents grapple with. This offers insights that can help navigate this challenging terrain.

     

    Signs and symptoms of global development delay

    Here are some common global development delay symptoms:

    • Delay in motor skills: Difficulty achieving developmental milestones like rolling over, sitting up, crawling, and walking.
    • Challenges with fine motor skills: Difficulty with tasks that require precision such as grasping objects or buttoning clothes. This can impact a child's ability to perform daily activities.
    • Problems understanding speech: Difficulty comprehending and following spoken instructions or conversations. Many struggle to respond appropriately to verbal communication.
    • Trouble with problem-solving:Difficulty in solving simple problems or understanding cause-and-effect relationships. May find it challenging to adapt to new situations or routines.
    • Issues with social skills: Difficulty in engaging with peers or forming age-appropriate relationships. Many may struggle with sharing, taking turns, or understanding social cues.
    • Delayed speech or nonverbal communication:Late or limited speech development is a hallmark of global development delay. Some children may rely on gestures or nonverbal communication to express themselves.
    • Memory Challenges: Difficulty in retaining and recalling information. May have trouble remembering simple instructions or details.
  • Dialysis Patient Diet Chart

    by iciclombard 01 | Nov 22, 2023

    Living with kidney disease and undergoing dialysis treatment can be challenging. One crucial aspect of managing this condition, along with medical treatment, is maintaining a proper diet. This is essential because when the kidneys are not working properly, they won’t be able to filter out the waste products well. Hence, it becomes necessary to eat right to manage kidney conditions.  Let's check what is the diet chart for kidney patients. This will offer valuable insights to help you make informed choices for a healthier life. 

     

    What is the diet chart for kidney patients?

    The primary goal of creating a kidney dialysis diet chart is to plan kidney-friendly eating to reduce the burden on the organs while ensuring that the body receives the necessary nutrients. Here are some key points to consider while making a dialysis diet chart:

    • Limit sodium intake 

    Dialysis patients should restrict sodium intake to manage blood pressure and fluid retention. Avoid high-sodium processed foods and reduce salt during cooking.

    • Protein management

    Adequate protein intake is crucial for maintaining muscle mass and overall health. However, excessive protein can lead to waste buildup in the blood

    • Phosphorus and potassium control 

    High levels of phosphorus and potassium can be harmful to dialysis patients. Foods like dairy products, beans, and bananas should be consumed in moderation.

    • Monitor calcium and vitamin D

    Kidney patients may develop bone problems due to calcium and vitamin D imbalances. Adequate intake of these nutrients is crucial, and supplements may be necessary.

    • Limit phosphate-rich foods

    Foods high in Phosphorus, such as colas, processed meats, and some dairy products, should be restricted.

    Here is a sample dialysis patient diet chart:

    Breakfast

    Lunch

    Snacks

    2 egg whites

    ¾ cup lentils

    Corn idli

    1 rice idli

    2 pieces chapati

    1 tablespoon coriander chutney

    1 tablespoon coriander chutney

    Half cup vegetable with cauliflower and leached potatoes

    1 cup water or unsweetened tea

    Half cup sambhar

    Half cup mixed fruits (apples and grapes)

     

  • Is Fruit Bad for Diabetes?

    by iciclombard 01 | Nov 22, 2023

    When it comes to managing diabetes, there is a lot of confusion surrounding fruit consumption. Some people believe that fruit sugar is harmful to those with diabetes, while others argue that fruits are an important part of a healthy diet. So, what's the real scoop? Let’s delve into the topic of whether or not fruit is bad for diabetes. We will shed light on the facts and dispel some common myths.

     

    Is fruit sugar bad for diabetes?

    Let's get straight to the point and address the question on everyone's mind: Is fruit sugar bad for diabetes? The answer is not as straightforward as a simple "yes" or "no". It depends on various factors and it is essential to consider the bigger picture. Here are some key points to keep in mind:

    • The type of sugar matters:

    Fruit contains natural sugars, primarily fructose. While these can affect blood glucose levels, they do so more slowly and moderately compared to the rapid spikes caused by added sugar and refined carbohydrates.

    • Fibre content:

    Fruits are a rich source of dietary fibre. Fibre helps slow down the absorption of sugars, which can help stabilise blood sugar levels.

    • Glycemic index (GI)

    Some fruits have a lower Glycemic Index and have a lesser impact on blood sugar levels. Examples of low-GI fruits include berries, cherries and apples.

    • Portion control:

    Like any other food, portion control is crucial for people with diabetes. Eating too much fruit in one sitting can lead to an abrupt increase in blood sugar levels.

    • Nutritional benefits:

    Fruits are the major source of essential vitamins, minerals and antioxidants and are a valuable part of a balanced diet for people with diabetes.

  • What are the Causes of Diphtheria?

    by iciclombard 01 | Nov 22, 2023

    Diphtheria is a fatal disease caused by a bacterium known as Corynebacterium diphtheriae. The number of cases reported globally is showing a sharp decline but is still considered endemic in certain parts of the world. Diphtheria is a contagious disease and there are two forms of it. The first one is classical respiratory diphtheria, which affects the nose, throat, tonsils, or larynx. It is the most prevalent type. The other one is cutaneous diphtheria, which is characterised by skin rashes, sores, and blisters that can appear anywhere on the body.

     

    Let’s check in detail what causes diphtheria.

     

    What causes Diphtheria?

    As mentioned earlier, Corynebacterium diphtheriae is the sole cause of diphtheria. The bacteria spread from one infected person to another mainly through airborne droplets that contain the pathogen from the sneezing or spitting by the patient. They can also be transmitted through touching an object contaminated by this microorganism. In the case of cutaneous diphtheria, touching the open sores of the patient will cause the other person to contract the disease.

     

    The bacteria, once entering the body, adhere to the lining of the respiratory system and multiply rapidly. They release a toxin that destroys the tissues of the respiratory tract. The dead or damaged tissues accumulate a bulky grey coating within two or three days post-infection. Thus, grey tissue builds up usually in the throat. This results in swallowing and breathing difficulties. The skin sores may also get covered with grey tissues and will not heal.

     

    Any person who is not immunised by the DPT vaccine coming in contact with an infected individual can develop diphtheria.

  • Best Exercises For Toning The Waist

    by icicilombard 002 | Nov 22, 2023

    Everyone wants a sculpted waistline but getting that coveted hourglass figure requires more than just wishful thinking. Targeted exercises for your waist will help with this fitness goal. We will explore various waist-slimming exercises designed to help sculpt and tone your midsection, providing a comprehensive slim waist workout that brings you closer to your goal.

     

    List of the best exercises for your waist

    Here are a set of exercises that can help you on your journey to a smaller, more defined waist:

    • Side planks
    • Russian twists
    • Bicycle crunches
    • Heel touchers 
    • Side crunch

    1. Side planks

    Add side planks to your waist-slimming exercise routine. Begin by lying on your side, propped up on one forearm, with legs extended and feet stacked. Next, align your head to your heels by lifting your hips off the ground. Engage your core muscles and hold for 20-30 seconds on each side. This exercise specifically targets the oblique muscles on the sides of your waist, enhancing both strength and definition. 

    2. Russian twists

    Russian twists are like a workout for your entire core. Begin by sitting on the ground. Then, bend your knees and raise your feet. Lean back slightly, ensuring a straight spine. Hold an exercise ball, then twist your torso from side to side, tapping the ball next to your hip each time. This movement contributes to cinching the waist and enhancing overall core strength.

    3. Bicycle crunches

    Bicycle crunches rank among the most effective exercises for a smaller waist, incorporating twisting and leg movement to sculpt the waistline. Lie on your back with your knees lifted and hands behind your head. Bring one elbow close to the opposite knee while extending the other leg. Now, alternate sides in a pedalling motion. This exercise engages the obliques and rectus abdominis muscles, promoting a slimmer waist and a more toned midsection.

    4. Heel touchers

    Heel touchers represent a dynamic exercise that focuses on the oblique muscles, aiding in achieving a more defined waistline. Lie on your back with your knees bent and feet resting flat on the floor, positioning your arms by your sides. While exhaling, elevate your shoulders off the ground and extend your right hand towards your right heel before lowering back down. Repeat the process on the left side. This motion actively engages the obliques, contributing to waist trimming and sculpting.

    5. Side crunches

    Side crunches are a focused exercise that isolates and strengthens the oblique muscles, lending a hand in creating a slimmer waistline. Lie on your back with your knees bent; your feet must remain flat on the floor. Rest your hands behind your head or place them at your sides. Lift your shoulders off the ground while simultaneously directing your right elbow toward your right hip. Lower your shoulders back down and repeat the same on your left side. This exercise directly focuses on the obliques, enhancing their tone and definition.

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