Introduction

Have you ever saw a ‘22’ in BH Number plate and wondered what does 22 mean?

The government of India introduced the BH(Bharat) series number plates to make it easier for individuals particularly especially defense personnel and central government employees to travel easily without any issues.

What Is 22 in BH Number Plate?

The "22" in a BH number plate is the year in which the vehicle was registered. In this case, the car was registered in the year 2022. In the similar fashion, vehicles registered in 2023 would have "BH 23", and so on.

As the BH series was introduced in 2021, you will see BH 21, BH 22, BH 23, BH 24 on the number plates.

Having a BH registration simplifies the state-wise road tax as the owners can easily travel easily between different states.

Conclusion

The "22" in a BH number plate simply means that the car was registered in 2022. So, if you see a BH25 number plate, then you will know that the car was registered in 2025. When purchasing car insurance for your BH series vehicle, ensure your policy offers nationwide coverage to match the pan-India mobility benefits of your registration, providing consistent protection regardless of which state you're driving in.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Have you ever spotted a car with a 21 BH number plate? You might be curious about what this means. The Indian government created the BH Series number plate as a new way to register vehicles. Let's take a closer look at what 21 BH means on a Bharat Series number plate and understand its importance.

What Is 21 In Bharat Series Number Plate?

The 21 BH in a Bharat Series (BH) number plate refers to the year of registration of the vehicle. The first two digits, in this case, 21, indicate that the vehicle was registered in the year 2021. This format helps in identifying the year when the vehicle was first registered under the 21BH RTO system.

Decoding BH Series Number Plate

The BH Series number plate follows a specific format:

• YY (Year of Registration): Represents the last two digits of the year of registration (e.g., 21 for 2021, 22 for 2022, etc.).
• BH (Bharat Series): Denotes that the vehicle is registered under the Bharat Series, allowing seamless movement across states.
• #### (Numerical Digits): A random four-digit number assigned to the vehicle.
• XX (Alphabetic Code): A two-letter combination assigned as per the vehicle registration system.

Conclusion

A 21 BH number plate signifies that the vehicle was registered in the year 2021 under the Bharat Series scheme. If you frequently relocate, opting for a 21 BH RTO code can be a convenient solution for hassle-free vehicle ownership. Additionally, maintaining comprehensive car insurance for your Bharat Series vehicle ensures protection across state lines, providing seamless coverage regardless of where your transferable job takes you.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Digital rearview mirrors have emerged as a smart feature that changes how drivers gauge their surroundings. This technology signifies a huge leap from regular rearview mirrors to a combination of mirrors, HD displays, and rear-mounted cameras, giving drivers an excellent view of objects behind the vehicle. Unlike conventional mirror views, which can be obstructed by passengers, cargo, or adverse weather conditions, digital rearview mirrors provide an unobstructed and crystal-clear view of what's behind the vehicle.

Let's explore some of the best cars with digital rearview mirrors.

List of cars with digital rearview mirror

Digital rearview mirrors are advanced systems that not only eliminate blind spots but also perform well in low-visibility situations such as rain, fog, or night driving. They can instantly adjust to changing conditions and remove headlight glare from passing vehicles. This technology allows drivers to switch between the normal mirror and digital display modes.

Here's the list of cars with digital rearview mirror installed:

1.     Land Rover Range Rover

The Range Rover showcases Land Rover's dedication to combining elegance with cutting-edge technology. Its digital rearview mirror technology is a huge improvement in driving aid, and the car's large size and high seating position make the integration of the rearview system even more attractive.

The Range Rover's digital rearview mirror stands out because it compliments its other high-end features. This technology perfectly matches the Range Rover's reputation as a vehicle that excels in urban environments and challenging terrain.

• Engine: 2996 cc - 2998 cc
• Mileage: 10.42 kmpl (Petrol AMT) / 13.16 kmpl (Diesel AMT)
• Power: 346 - 394 bhp
• Ex-showroom Price: Rs.2.40 - 4.98 Cr (approx)

2.     Lexus LM

The Lexus LM brings a fresh viewpoint to the luxury MPV market by adopting digital rearview mirror technology. This function is especially useful for the LM because the privacy screens and fancy rear seats might make it hard to see objects behind the car from the rearview mirror. The digital system ensures drivers are always aware of what's happening around them.

A digital rearview mirror is more than just a safety element in the LM; it's an important part of the luxury element. The system works harmoniously with the vehicle's other advanced features to create a safe driving experience.

• Engine: 2487 cc
• Mileage: 11.5 kmpl
• Power: 190.42 bhp
• Ex-showroom Price: Rs.2.10 - 2.62 Cr (approx)

3.     Land Rover Defender

The Land Rover Defender's digital rearview mirror technology illustrates how new technologies may enhance old off-road skills. The advanced system becomes particularly valuable when the Defender is packed with adventure gear or when standard vision is restricted during intensive off-road moves. The digital mirror's weather-resistant powers perfectly match the Defender's go-anywhere attitude.

Its ability to blend traditional toughness with cutting-edge technology sets the Defender apart. The digital rearview mirror can be especially useful when the vehicle has roof racks, bike cases, or other outdoor items that might block conventional mirror vision. Additionally, the system excels when towing heavy loads or navigating through challenging conditions, offering clear visibility regardless of what's stopping the traditional rearview.

• Engine: 1997 cc - 5000 cc
• Mileage: 6.8 kmpl (Petrol AMT) / 14.01 kmpl (Diesel AMT)
• Power: 296 - 518 bhp
• Ex-showroom Price: Rs.1.04 - 1.57 Cr (approx)

4.     Kia EV9

The Kia EV9 reflects the future of car technology, with its digital rearview mirror system matching its all-electric engine. As a spacious electric SUV, the EV9's adoption of this technology serves functional and stylistic purposes. The system stands out for merging with the vehicle's other electric-focused features. The high-resolution display seamlessly integrates with the EV9's suite of advanced driver assistance systems, providing a unified and futuristic driving experience.

• Range: 561 km
• Power: 379 bhp
• Battery Capacity: 99.8 kWh
• Ex-showroom Price: Rs.1.30 Cr (approx)

Conclusion

As digital rearview technology becomes more common, it will set new standards for safety and convenience in driving. While currently featured mainly in luxury cars, digital rearview mirrors offer clear benefits. Including them shows the automobile industry's commitment to improving overall driving performance. As technology improves, this feature will become more popular in standard cars, improving road safety for everyone.

When investing in a car with high-tech features, it's crucial to protect that investment with comprehensive car insurance that provides coverage in case of accidents, unexpected damage, or theft. Look for car insurance online and opt for a policy that covers the basics and accounts for the advanced features of modern vehicles, including repairs to digital systems and high-tech components.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Driving in poor visibility conditions, such as fog, heavy rain, or snow, can be extremely dangerous. Limited visibility is a leading cause of road accidents. To help improve safety in these conditions, vehicles are equipped with various safety features, and one such important add-on is fog lights. These specialised lights improve visibility in difficult weather conditions.

However, fog lights are often misused by drivers who use them all the time. While others think they are unnecessary. In this guide, we will understand the purpose of fog lights in car, their benefits, the myths surrounding them, and the best practices for using them correctly.

What are fog lights in cars?

Fog lights are an auxiliary vehicle lighting system designed to improve visibility in foggy, misty, rainy, or snowy weather conditions. Unlike regular headlights, which can reflect off fog and create glare, fog lights are positioned lower on the vehicle to cast a wide, horizontal beam closer to the road surface.

Key features of fog lights:

• Low mounting position: Usually installed lower on the front bumper to reduce glare from fog.
• Wide and short beam: The beam is directed downward to light up the road rather than dispersing into the fog.
• Typically yellow or white: These colours reduce glare and penetrate fog, rain, and snow more effectively than standard headlights.
• Separate from standard headlights: Fog lights have a dedicated switch and are not automatically turned on with headlights.
• Available in front and rear: Front fog lights help drivers see better, while rear fog lights make the vehicle more visible to others.

Types of fog lights

The purpose of fog lights

Regular headlights, especially high beams, can reflect off fog, snow, or heavy rain, creating glare and making it harder to see. Fog lights help counter this issue by illuminating the road surface directly. Here are some of its main purposes:

• Foggy conditions: Standard headlights struggle to penetrate dense fog, but fog lights cut through it to reveal the road ahead.
• Heavy rain: During heavy rainfall, fog lights help reduce the reflection off wet surfaces and improve visibility.
• Snowfall: Snowfall can cause light to scatter, making visibility difficult; fog lights help by focusing illumination closer to the ground.
• Dusty environments: Fog lights can help improve visibility while driving in desert areas or construction zones.
• Rural or unlit roads: Some drivers use fog lights on poorly lit roads where standard headlights alone may not be sufficient.

Benefits of fog lights

Installing fog lights in your car provides several benefits, particularly in areas prone to poor weather. Here are some of the benefits of fog lamp in car:

• Improved visibility: They offer a clear view of the road in front of the vehicle in low-visibility conditions.
• Enhanced safety: They help reduce the risk of accidents by improving visibility.
• Reduced glare: Normal headlights cause glare in rain or fog while fog lights light up the path ahead without the risk of creating a glare.
• Better road awareness: Rear fog lights ensure that other drivers can see your car even in dense fog.
• Stylish look: Many vehicles have LED fog lights that enhance the overall aesthetics.

Fog lights common myths

Many misconceptions surround fog lights, which often lead to their misuse. Let's address some of the most common myths.

• Myth 1: Fog lights should be used all the time.

Reality: Fog lights should only be used when visibility is low. Using them unnecessarily can cause glare and make visibility difficult for other drivers.

• Myth 2: Fog lights are as bright as high beams.

Reality: Fog lights have a different beam pattern; they do not project light far ahead but focus on illuminating the road surface.

• Myth 3: Rear fog lights are unnecessary.

Reality: Rear fog lights are crucial for making your vehicle visible to drivers behind you in poor weather conditions.

• Myth 4: Fog lights make your car faster or more powerful.

Reality: Fog lights only affect visibility and safety. They do not improve the car's performance.

• Myth 5: Fog lights can replace headlights.

Reality: Fog lights are supplementary and should never be used as a replacement for standard headlights.

Conclusion

Fog lights are essential for driving in unpredictable weather and poor visibility conditions.  By increasing a car's visibility to other drivers, they lessen glare, increase visibility, and help reduce the risk of accidents. However, incorrectly using LED fog lights for cars can create hazards for other drivers. When used responsibly, fog lights provide added safety and confidence, especially while driving in harsh weather conditions.

It is also important to look for car insurance online and opt for a policy that provides coverage in case of accidents, theft or loss of expensive parts and accessories. Bad weather increases the risk of accidents, so having comprehensive car insurance can help cover damage and repairs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

A catalytic converter is an important part of a car's exhaust system. The converter helps to reduce the harmful gases that come out of a vehicle's engine, oxidising them into non-toxic by-products making the air safer to breathe. Without a catalytic converter, cars would release more pollution into the environment, posing a threat to both human health and nature.

This blog covers everything from what is a catalytic converter, how it works, and its significance for cars.

What is a catalytic converter in a car?

A catalytic converter is a component of a car's exhaust system designed to convert engine emissions into less hazardous forms before they are released into the atmosphere.

Here are some key facts about catalytic converters:

• Catalytic converters are usually made of stainless steel and contain a ceramic or metal core coated with platinum, palladium, and rhodium (catalysts).
• Converters are located between the engine and the exhaust pipe.
• They work best when the engine is warm, requiring high temperatures to function properly.
• Most modern petrol and diesel cars have a catalytic converter as part of their exhaust system.

Types of catalytic converters:

The purpose of a catalytic converter

A catalytic converter aims to reduce air pollution by reducing harmful car engine emissions. When fuel burns inside an engine, it produces several harmful gases. Without a catalytic converter, these gases would go straight into the atmosphere, contributing to air pollution and posing health problems.

Let us understand in detail about what does a catalytic converter do:

• They reduce harmful gases:
  • Carbon monoxide (CO): poisonous and harmful to humans.
  • Nitrogen oxides (NOx) contribute to acid rain and smog.
  • Hydrocarbons (HC) can cause respiratory problems and smog formation.
• They make cars meet legal requirements: In many countries, vehicles must meet strict emission standards. A catalytic converter helps cars pass these tests.
• They contribute to public health: By reducing harmful gases, catalytic converters help prevent breathing problems and other health issues caused by air pollution.

How does a catalytic converter work?

A catalytic converter works through a chemical reaction that transforms harmful gases into less toxic substances. Inside the converter, precious metals act as catalysts to facilitate this process.

The process inside a catalytic converter:

• Hot exhaust gases enter the catalytic converter: These gases include carbon monoxide (CO), hydrocarbons (HC), and nitrogen oxides (NOx).
• Chemical reactions occur on the catalyst's surface: The metals inside the converter (platinum, palladium, and rhodium) help quicken the oxidation of harmful gases into safer ones.
• Conversion into less harmful gases:
  • Carbon monoxide (CO) → Carbon dioxide (CO₂) (which is not toxic)
  • Hydrocarbons (HC) → Carbon dioxide (CO₂) + Water (H₂O)
  • Nitrogen oxides (NOx) → Nitrogen (N₂) + Oxygen (O₂) (which are natural parts of the air)
• Clean gases exit the exhaust pipe: The transformed gases are released into the air, reducing pollution and making the emissions safer.

Factors that affect a catalytic converter's performance:

• Temperature: It needs to be hot (around 400-600°C) to work effectively.
• Type of fuel: Unleaded petrol and low-sulphur diesel help keep the converter clean.
• Condition of the engine: A well-maintained engine helps the catalytic converter function properly.
• Contaminants: Lead, oil, or coolant leaks can damage the catalytic converter.

Benefits of a catalytic converter

There are many benefits of catalytic converters, not just for cars but also for the environment and human health.

1. Reduces pollution

• Lowers the emission of harmful gases like carbon monoxide and nitrogen oxides.
• Helps maintain air quality standards, especially in cities with heavy traffic.

2. Helps meet legal emission standards

• Most countries have strict laws on vehicle emissions.
• A working catalytic converter ensures that cars comply with environmental regulations.

3. Improves fuel efficiency

• A well-maintained catalytic converter ensures better engine performance, which in turn leads to efficient fuel usage.

4. Reduces the risk of respiratory diseases

• Lower emissions mean fewer harmful gases in the air, reducing the risk of asthma, lung infections, and other respiratory problems.

5. Increases vehicle lifespan

• A working catalytic converter helps maintain the health of the engine and exhaust system.

Conclusion

A catalytic converter is important in reducing harmful emissions, protecting the environment, and ensuring vehicles meet legal standards. Regular car maintenance is important to keep a catalytic converter working properly. Using good-quality fuel, checking for engine issues, and keeping the exhaust system in good condition will help the converter last longer.

Additionally, it is important to consider protection against any unforeseen events. Securing insurance is a great way to ensure safety, and while you look for car insurance online, opt for a comprehensive policy that provides coverage against accidents, theft, damage, repair costs, and even third-party liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Car headlight technology has advanced significantly in recent times. In newer car models, the traditional halogen bulbs have given way to LED and HID (High-Intensity Discharge) lights. HID headlights are popular for bright illumination, wider coverage, and energy efficiency.

Many luxury cars come with HID headlights because they look sleek and high-tech. The bright white light they produce gives the vehicle a premium, stylish appearance.

In this blog, we’ll cover everything from what are HID headlights, their purpose and benefits, along with tips on what are the best HID headlights for your car.

What are HID headlights in cars?

HID car headlamps produce light using an electrical arc between two electrodes instead of a traditional filament. They are also known as xenon headlights because the arc chamber contains xenon gas, which generates a bright and efficient light output when heated by the electric arc.

How do HID headlights work?

• HID lights produce light by creating an electrical arc between two electrodes mounted in a quartz housing that contains xenon gas and some metallic salts.
• When the gas molecules and salts are heated, plasma produces a powerful light more intense than LEDs or halogen bulbs.
• An electronic ballast in the HID bulb regulates the electrical current needed to maintain a steady light output.

The purpose of HID lights

HID headlights serve multiple purposes:

• Improved night visibility: HID lights produce a brighter and wider beam, making it easier to see objects, road signs, and pedestrians at night. Their bluish-white light resembles natural daylight, reducing eye strain for drivers.
• Enhanced road safety: Since HID lights illuminate more of the road, they help you spot obstacles or hazards much earlier. Other drivers and pedestrians can see your vehicle more clearly, lowering the chances of accidents.
• Energy efficiency: HID headlights use less power than halogen bulbs, reducing the load on a car’s electrical system. They also generate more light per watt, making them an energy-efficient choice.
• Stylish and modern look: HID bulbs do not require elaborate reflective headlight housing, unlike halogen bulbs. This allows auto designers to play with interesting and elegant headlight shapes. Many high-end cars have HID headlights as standard due to their sleek and high-tech appearance. The bluish-white glow adds a premium look to any vehicle.
• Longer lifespan compared to halogen: HID headlights typically last two to three times longer than halogen bulbs, reducing the need for frequent replacements.

Benefits of HID headlights

HID headlights have several advantages over traditional bulbs. Here are some of their key benefits:

• High brightness: HID lamps are much brighter, providing a higher lumen of light compared to halogens. They can light up a wider area, which is useful for driving on dark or rural roads.
• Increased safety: Better visibility means fewer accidents, especially during night driving. Other drivers can spot your car from a greater distance, improving overall road safety.
• Lower power consumption: Unlike halogen bulbs, HID lights use less power, which can improve fuel efficiency in some vehicles.
• Durability and longevity: HID bulbs last around 2,000–3,000 hours, making them a cost-effective option.
• Customisation options: HID headlights come in different colour temperatures, allowing car owners to choose between warm white, pure white, or even bluish tones.

HID headlights: Common myths

There are many misconceptions about what are HID bulbs for cars. Let’s clear up some of the most common myths:

• Myth 1: HID lights are illegal

Fact: Only HID headlights without projectors are unlawful in India.

• Myth 2: HID lights consume more power

Fact: HID headlights are more energy-efficient than halogen bulbs. They produce more light while using less power.

• Myth 3: HID headlights are difficult to install

Fact: Most HID conversion kits are easy to install and have detailed instructions. However, professional installation is advised for best results.

• Myth 4: HID lights blind other drivers

Fact: When installed correctly and aligned properly, HID lights do not blind other drivers. Problems occur when low-quality kits or improper installations cause glare.

• Myth 5: HID lights are only for luxury cars

Fact: HID lights were once exclusive to high-end cars but now are widely available for most vehicles through aftermarket kits. If you want to upgrade your car’s headlights, check if it has projector headlights and not reflector type.

Conclusion

HID headlights have revolutionised automotive lighting with their superior brightness, efficiency, and durability. Compared to traditional halogen lights, they offer better visibility, improved safety, and a stylish look. HID lights are popular among car owners who want to enhance their night driving experience.

As you enjoy the benefits of HID headlights, it is equally important to protect your vehicle with comprehensive insurance that covers expenses incurred in case of accidents, theft, damage, and even third-party liabilities. Look for car insurance online and opt for a policy that financially aids you against any unexpected road hiccups.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Hatchbacks have remained a top choice among Indians due to their affordability, fuel efficiency, and practicality. In a country where narrow roads and traffic congestion are common, these vehicles offer the ideal solution for city driving. With a budget of ₹10 lakh, buyers have access to a wide range of hatchbacks that offer premium features, great mileage, and impressive safety ratings.

List of best hatchback cars under 10 lakh

Here's a list of the best hatchback cars under 10 lakhs.

1. Maruti Suzuki Swift

Maruti Suzuki Swift is India's best automatic hatchback, known for its sporty design, impressive performance, and fuel efficiency. Fourth-generation Swift features a sleek, modern design with a glossy black grille, boomerang DRLs, and C-shaped tail lamps.

• Ex-showroom Price: ₹6.49 lakh - 9.64 lakh (approx.)
• Engine: 1197 cc
• Torque:8 - 111.7 Nm
• Power: 8 - 80.46 bhp
• Transmission: Manual / Automatic
• Mileage:8 / 25.75 kmpl
• Fuel: CNG / Petrol

2. Tata Tiago

The Tata Tiago stands out with its bold front grille, LED headlamps, and stylish dual-tone alloy wheels. With a spacious cabin with premium materials, it features a 7-inch infotainment system and a digital instrument cluster. The Tata Tiago is the best hatchback car under 10 lakhs that prioritises safety with dual front airbags, ABS with EBD, and an electronic stability program.

• Ex-showroom Price: ₹5 - 8.45 lakh (approx.)
• Engine: 1199 cc
• Torque: 95 Nm - 113 Nm
• Power:41 - 84.82 bhp
• Transmission: Manual / Automatic
• Mileage: 19 - 20.09 kmpl
• Fuel: CNG / Petrol

3. Tata Altroz

The Tata Altroz is a feature-rich hatchback with style, comfort, and advanced safety features. It is considered one of the safest hatchbacks in the segment, boasting a 5-star Global NCAP Safety Rating.

• Ex-showroom Price: ₹6.65 lakh - ₹11.30 lakh (approx.)
• Engine: 1199 cc - 1497 cc
• Torque: 95 Nm - 113 Nm
• Power:49 - 88.76 bhp
• Transmission: Manual / Automatic
• Mileage:64 kmpl
• Fuel: CNG / Petrol / Diesel

4. Hyundai i20

Hyundai i20, a stylish and feature-packed automatic hatchback car under 10 lakhs, combines style, performance, and advanced features. This hatchback truly stands out with its new grille, LED headlamps, and stylish alloy wheels. It offers a spacious cabin, a 26.03 cm HD infotainment system, and a premium 7-speaker Bose sound system.

• Ex-showroom Price: ₹7.04 lakh - 11.25 lakh (approx.)
• Engine: 1197 cc
• Torque: 114.7 Nm
• Power: 82 - 87 bhp
• Transmission: Manual / Automatic
• Mileage: 16 - 20 kmpl
• Fuel: Petrol

5. Toyota Glanza

With its fuel-efficient engine and feature-rich cabin, the Toyota Glanza offers style and practicality with modern design. It is available in multiple colours and offers a spacious cabin, a 9-inch SmartPlaycast infotainment system, and a heads-up display (HUD).

• Ex-showroom Price: ₹6.90 lakh - 10 lakh (approx.)
• Engine: 1197 cc
• Torque: 5 Nm - 113 Nm
• Power:43 - 88.5 bhp
• Transmission: Manual / Automatic
• Mileage:35 - 22.94 kmpl
• Fuel: Petrol / CNG

6. Renault KWID

The Renault KWID is a perfect entry-level hatchback that combines SUV-inspired styling, high ground clearance, and cost-effectiveness, making it ideal for city driving. The vehicle has 14+ safety features, tyre pressure monitoring system, and front and rear seat belt reminders.

• Ex-showroom Price: ₹4.70 lakh - 6.45 lakh (approx.)
• Engine: 999 cc
• Torque: 91 Nm
• Power:06 bhp
• Transmission: Manual / Automatic
• Mileage: 46 - 22.3 kmpl
• Fuel: Petrol

7. Citroën C3

The Citroën C3 brings bold styling, an SUV-like stance, and a powerful engine, making it one of the most exciting hatchbacks in India. Its features include fog lamps, squared-off tail lamps, a rear bumper-mounted number plate recess, and a spacious cabin with a 10.25-inch infotainment system and practical storage spaces.

• Ex-showroom Price: ₹6.16 lakh - 10.15 lakh (approx.)
• Engine: 1198 cc - 1199 cc
• Torque: 115 Nm - 205 Nm
• Power:46 - 108.62 bhp
• Transmission: Manual / Automatic
• Mileage: 19.3 kmpl
• Fuel: Petrol

Conclusion

Whether it's fuel efficiency, safety, premium features, or sporty performance, your requirements and budget will determine your choice. However, while you look for the perfect hatchback, it is essential to ensure their protection. Look for car insurance online and invest in a policy that provides comprehensive coverage against accidents, theft, or damage to your vehicle. The right insurance protects you from financial stress and covers third-party liability, medical expenses, and even damages caused by vandalism and natural calamities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Mumbai's bustling streets, monsoon flooding, and long highways require cars that can handle various driving conditions. In 2025, the car market has several choices suitable for Mumbai city driving.

This curated list of the best cars for Mumbai focuses on key factors like manoeuvrability in crowded spaces, fuel economy, practicality, and comfort. Read on for a quick overview of the price, mileage (depending on variant and fuel type), and key features.

List of best cars for Mumbai

You can confidently choose the best car for Mumbai roads from the list below.

1.     Maruti Suzuki Swift

The Swift is the best car on Mumbai's roads as its dimensions make it perfect for navigating crowded streets, while its surprisingly spacious interior offers comfort despite the small footprint. Its quick handling and small turning circle make it useful for navigating the city's narrow roads and securing parking spaces in Mumbai's bustling neighbourhoods.

• Engine: 1197 cc
• Mileage:8 - 25.75 kmpl
• Ex-showroom price: 6.49 - 9.64 Lakh (approx.)

2.     Hyundai Grand i10 Nios

The Grand i10 Nios offers a luxurious feel, making it the best budget car in Mumbai. Its comfortable ride and great noise insulation are helpful in Mumbai's stop-and-go traffic. The smart entertainment system ensures you stay connected during your commute, while its well-tuned suspension effectively absorbs the occasional road imperfections.

• Engine: 1197 cc
• Mileage: 16 - 18 kmpl
• Ex-showroom price: 5.98 - 8.62 Lakh (approx.)

3.     Tata Altroz

With its prestigious 5-star Global NCAP rating, the Altroz stands out as Mumbai's safety winner. Its strong build quality instils trust during Mumbai's intense rainy seasons, while its slightly raised sitting position offers a better vision in traffic. The large boot fits everything from shopping runs to travel bags, making it a flexible partner for different Mumbai lifestyles.

• Engine: 1497 cc (Diesel); 1199 cc (Petrol)
• Mileage: 19 - 26.2 kmpl
• Ex-showroom Price: 6.50 - 11.16 Lakh (approx.)

4.     Honda City

The Honda City offers the right mix of status and utility. It truly shines on Mumbai's major roads and motorways, where its polished ride quality and great NVH levels create a peaceful haven away from the urban chaos. Its ground clearance easily handles most urban obstacles. The CVT variant stands out as one of the best automatic cars in Mumbai, offering smooth and efficient driving in traffic.

• Engine: 1498 cc
• Mileage: 8 - 18.4 kmpl
• Ex-showroom Price: 11.82 - 16.55 Lakh (approx.)

5.     Maruti Suzuki Ciaz

The Maruti Suzuki Ciaz offers premium comfort with an amazing economy. Its standout feature is the vast rear legroom—a treat in space-constrained Mumbai. The Ciaz's balanced suspension soaks up Mumbai's road imperfections without compromise. The roomy trunk fits everything from work bags to weekend trip needs.

• Engine: 1462 cc
• Mileage: 04 - 20.65 kmpl
• Ex-showroom Price: 9.41 - 12.29 Lakh (approx.)

6.     Kia Seltos

With its striking form and tech-rich cabin, the Seltos brings urban elegance to the small SUV market. Its high driving position provides a commanding view of Mumbai's busy streets, while its quick handling defies its SUV proportions. The panoramic sunroof offers a refreshing view of the sky in a city dominated by high-rises.

• Engine: 1493 cc - 1497 cc
• Mileage: 17 kmpl (Petrol) / 20.7 kmpl (Diesel)
• Ex-showroom Price: 11.13 - 20.51 Lakh (approx.)

7.     Hyundai Creta

The Creta perfectly matches SUV status with a city-friendly size. Its automatic version is considered one of the best automatic cars in Mumbai. The Creta's smooth ride quality turns Mumbai's potholed roads into minor problems, while its feature-rich cabin creates a premium refuge from the urban chaos outside.

• Engine: 1482 cc - 1497 cc
• Mileage: 4 - 18.4 kmpl (Petrol) / 19 - 21.8 kmpl (Diesel)
• Ex-showroom Price: 11.11 - 20.42 Lakh (approx.)

8.     Tata Nexon EV

The Nexon EV offers Mumbai's eco-conscious car buyers a sustainable driving future. It has zero engine emissions, and its quick torque delivery provides a distinct edge when pulling into Mumbai's fast-moving traffic. The car's quiet operation creates a calm driving experience, even amidst the hustle and bustle of city life.

• Range: 275 - 489 km
• Battery Capacity: 30 - 46.08 kWh
• Ex-showroom Price: 12.49 - 17.19 Lakh (approx.)

9.     MG Comet

The MG Comet is Mumbai's ideal urban EV, with measurements best suited for congested areas. Its compact size makes it highly mobile in crowded places and offers parking possibilities. The low maintenance translates to significant long-term savings.

• Range: 230 km
• Battery Capacity:3 kWh
• Ex-showroom Price: 7 - 9.81 Lakh (approx.)

Conclusion

Mumbai's unique driving environment demands cars that can adapt to diverse situations—from slow traffic to fast-moving highways. Given the city's diverse terrain and weather conditions, certain preventive measures should be taken to protect your vehicle in case of unforeseen circumstances.

Comprehensive car insurance is a financial buffer from damage, accidents, and theft that protects your vehicle and covers third-party liabilities. A good policy ensures you're safeguarded against legal and medical expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

When purchasing a car, most buyers consider factors like price, mileage, and features. However, resale value is often overlooked. Resale value is an essential consideration for long-term financial planning. Cars with high resale value offer better returns when upgrading or selling.

Several factors influence a vehicle's resale value, including brand reputation, reliability, fuel efficiency, maintenance costs, and demand in the used car market. In India, Maruti Suzuki, Toyota, Hyundai, and Honda are known for producing cars that retain their value well over time. This article includes some of the best car for resale value, focusing on their specifications, engine performance, transmission options, and unique features.

List of best high-resale value cars

Here are some of the best cars with high resale value in India.

1.   Maruti Suzuki Dzire

The Maruti Suzuki Dzire is one of India's most popular compact sedans, known for its fuel efficiency, reliability, and affordability. Its consistent demand in both new and used car markets makes it one of the best cars with good resale value.

Why it has a high resale value:

• Fuel-efficient petrol and CNG options.
• Extensive service network across India.
• Trusted brand reputation of Maruti Suzuki.

2.     Toyota Innova Crysta

The Toyota Innova Crysta is an MPV (Multi-Purpose Vehicle) that enjoys unmatched reliability and comfort, making it a preferred choice for families and commercial fleet operators.

Why it has a high resale value

• Unmatched durability and low maintenance costs.
• High demand in both personal and commercial segments.
• Toyota’s strong reputation for reliability and resale value.

3.     Hyundai Creta

The Hyundai Creta is among the best-selling compact SUVs in India. Known for its modern design, premium features, and multiple engine choices, it holds its resale value exceptionally well.

Why it has a high resale value

• Premium SUV appeal with strong demand in the used car market.
• Multiple engine and transmission options cater to diverse buyers.
• Hyundai’s reliability and resale track record.

4.     Maruti Suzuki Swift

The Maruti Suzuki Swift has been a household name in India for years. It is a fuel-efficient and stylish hatchback that retains a significant portion of its value even after years of use.

Why it has a high resale value

• High demand in urban and rural markets.
• Maruti Suzuki’s affordability and service support.
• Proven reliability and resale strength.

5.     Honda City

The Honda City is a legendary sedan that has been one of the most aspirational cars in its segment. With a premium feel, reliable performance, and smooth CVT gearbox, it remains a sought-after car with the best automobile resale value.

Why it has a high resale value

• Premium appeal and brand trust of Honda.
• Efficient engines and refined performance.
• High demand in the sedan segment.

6.     Mahindra Thar

The Mahindra Thar is an iconic off-road SUV with a loyal customer base. Due to its rugged design, 4x4 capabilities, and lifestyle appeal, it enjoys excellent resale value.

Why it has a high resale value

• Strong interest in both urban and rural markets.
• Mahindra’s reliability and off-road heritage.
• Limited supply ensures high resale demand.

7.     Tata Harrier

The Tata Harrier is a premium mid-size SUV with a bold design and solid road presence. It enjoys high resale value due to its build quality, safety ratings, and feature-rich cabin.

Why it has a high resale value

• High safety ratings (Global NCAP-tested).
• Powerful diesel engine with great highway performance.
• Tata’s rising reputation for quality and reliability.

Conclusion

Choosing the best cars for resale value is a smart financial decision, as it reduces depreciation losses and ensures better returns when selling or upgrading. When buying a new car, it's advisable to consider factors like brand reputation, ease of maintenance, fuel economy, and resale trends.

Another important aspect of maintaining a car's value is having the right car insurance. A comprehensive car insurance policy will cover unexpected costs to repair damages because of accidents, theft, or natural disasters, which helps maintain its resale value. It also provides coverage against third-party liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

The demand for commercial cars is increasing rapidly every day. The growth is driven by expanding businesses, rising urban transportation needs, and the shift to electric vehicles (EVs). With ride-hailing services, corporate fleets, and logistics sectors booming, selecting the right commercial car is crucial for long-term profitability and efficiency. Factors like fuel efficiency, maintenance costs, seating capacity, and durability play a key role in making the right choice. Whether you need a reliable taxi, a comfortable tourism vehicle, or a high-capacity goods carrier, this article lists India's best commercial cars for 2025.

List of best cars for commercial use

The best commercial cars offer good fuel efficiency, low maintenance costs, and reliability for long-term use. If you're also looking for the best car for commercial use in 2025, check out the list below.

1.     Maruti Suzuki Dzire

The Maruti Suzuki Dzire is a highly popular compact sedan for taxi services due to its excellent fuel economy, comfortable cabin, and affordable maintenance. It is economical for city-based taxi operations and is available in petrol and CNG variants.

• Category: Taxi & ride-hailing
• Price: ₹6.84 lakh – ₹10.19 lakh (ex-showroom)
• Engine: 1.2L Petrol / CNG
• Mileage: 24.79 km/l (petrol) | 31.12 km/kg (CNG)
• Seating capacity: 5

2.     Hyundai Aura

The Hyundai Aura is one of the best sedan car for commercial use. It offers good mileage and a stylish design. Its CNG variant reduces fuel costs, making it a great option for ride-hailing services like Uber and Ola.

• Category: Taxi & ride-hailing
• Price: ₹6.54 lakh – ₹9.11 lakh (ex-showroom)
• Engine: 1.2L Petrol / CNG
• Mileage: 17 - 21 km/l (petrol) | 22 km/kg (CNG)
• Seating capacity: 5

3.     Toyota Innova Crysta

The Toyota Innova Crysta is a premium MPV and a favourite choice for tourist operators. It is well-known for its spacious interiors, comfortable ride quality, and durable engine, making it ideal for long-distance travel and premium taxi services.

• Category: Tourism & long-distance travel
• Price: ₹19.99 lakh – ₹26.82 lakh (ex-showroom)
• Engine: 2.4L Diesel
• Mileage: 13.5 - 15 km/l
• Seating capacity: 7-8

4.     Maruti Suzuki Ertiga

The Maruti Suzuki Ertiga is a budget-friendly MPV suitable for city taxis and outstation travel. Its fuel-efficient engine and comfortable seating make it a cost-effective option.

• Category: Tourism & city taxi
• Price: ₹8.84 lakh – ₹13.13 lakh (ex-showroom)
• Engine: 1.5L Petrol / CNG
• Mileage: 20.51 km/l (petrol) | 26.11 km/kg (CNG)
• Seating capacity: 7

5.     Force Urbania

The Force Urbania is a new-age luxury van with premium interiors and advanced safety features. It is designed for premium intercity travel and corporate transport.

• Category: Premium tourism van
• Price: ₹30.51 lakh – ₹37.21 lakh (ex-showroom)
• Engine: 2.6L Diesel
• Mileage: 11 km/l
• Seating capacity: 10-17

6.     Tata Ace EV

Tata Ace EV is an electric mini truck ideal for urban logistics and last-mile deliveries. Its running cost is significantly lower than petrol or diesel variants, making it an excellent choice for businesses looking to cut fuel expenses.

• Category: Small goods carrier
• Price: ₹8.72 lakh (ex-showroom)
• Engine: Electric Motor (21.3 kWh battery)
• Range: 154 km per charge
• Payload capacity: 600 kg

7.     Ashok Leyland Saathi

The Ashok Leyland Saathi is a diesel-powered small commercial vehicle suitable for cargo transport. Its durability and high payload capacity make it ideal for small businesses and logistics companies.

• Category: Small goods carrier
• Price: ₹6.50 lakh (ex-showroom)
• Engine: 1.5L Diesel
• Power: 45 hp
• Payload capacity: 1,120 kg

8.     Tata Tigor EV

Tata Tigor EV is a budget-friendly electric sedan suitable for commercial fleet operators. With government subsidies on EVs, it is an attractive option for ride-sharing services.

• Category: Electric taxi & corporate fleet
• Price: ₹12.49 lakh – ₹13.75 lakh (ex-showroom)
• Engine: Electric Motor (26 kWh battery)
• Range: 315 km per charge
• Seating capacity: 5

Conclusion

Choosing the best car for commercial purpose depends on your business needs. The Maruti Suzuki Dzire and Hyundai Aura are great choices for a budget-friendly city taxi. The Toyota Innova Crysta is a reliable tourism and long-distance travel option, while businesses focused on goods transport can consider the Tata Ace EV or Ashok Leyland Saathi. Choosing the right commercial car will help you reduce operating costs, improve efficiency, and maximise profits.

Getting the right car insurance is just as important as choosing the vehicle. Insurance protects you and your car from financial losses in case of accidents, theft, or damage. Many insurance policies also cover third-party liabilities. If you're looking for good car insurance, look for comprehensive policies that offer roadside assistance, passenger coverage, and cashless repairs at authorised service centres.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Those ugly scuffs and scratches on your car can be frustrating. Whether from a small parking lot incident or an accidental scrape, these flaws can affect your car's look and value. The good news is that the right method and tools can fix many paint scuffs and scratches at home. If you have been wondering how to remove scuffs from car, this blog will cover everything you need to know.

Guide on how to remove paint scuffs

Getting rid of paint scuffs and scratches doesn't have to be difficult. Here's how to remove scuff marks from car:

1.   Start with a clean surface

Before trying any fixes, fully clean the damaged area with car shampoo and water. Use a cotton towel to dry the area thoroughly—any leftover wetness or dirt could interfere with the repair process.

2.   Try simple home solutions

For small scuffs, you might not need specific products. Common home items can work effectively:

• Toothpaste: Apply a small amount on a wet microfiber cloth and rub in circular motions.
• Baking soda paste: Mix baking soda with water to make a gritty paste, which you can use like toothpaste.

3.   Use professional products for better results

For more noticeable scratches:

• Apply a professional scratch cleaner or cleaning compound
• Work the product in circle motions using medium pressure
• Wipe clean with a fresh microfiber towel to check progress
• Repeat if necessary

4.   Polish and protect

After removing the scuffs:

• Apply car shine to even out the gloss
• Seal the fix with quality car wax
• Consider a ceramic layer for long-term safety

When to Seek Professional Help

While many surface-level scuffs can be handled at home, deep scratches that reach the paint or metal should be left to experts. Signs that you need expert help include:

• Scratches you can feel with your fingernail
• Visible metal beneath the scratch
• Damage that spreads across multiple sides

Conclusion

With these simple methods and regular care, you can keep your vehicle looking its best and fix small damage before it becomes a bigger problem. While managing your car's exterior is crucial, protecting your investment with proper car insurance online is equally important. A comprehensive car insurance policy can be easily purchased online, providing financial protection in case of accidents, unexpected damage, or theft.

Getting car insurance online allows you to compare different policies, prices, and coverage options from multiple insurers to find the best protection for your vehicle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

While car loans help you get your dream vehicle, they often come with long-term financial commitments. And missing an Equated Monthly Installment (EMI) payment due to unforeseen circumstances can be stressful. This is where an EMI protector cover in car insurance comes into the picture. It ensures that if you are unable to pay your car loan EMIs due to a covered event, the insurer steps in to handle payments for a specified period.

What is an EMI protector cover?

• While not mandatory, an EMI protector is an add-on cover that acts as an extra layer of security for those relying on loans to buy their cars
• This cover helps car owners manage loan repayments in the event of a theft, accident, job loss, sudden hospitalisation, or other financial hardships.
• In such covered events, the insurer then pays a set number of EMIs, reducing the financial burden.

Why should you consider an EMI protector cover?

With rising car prices and interest rates, missing an EMI can lead to penalties and affect your credit score. Adding an EMI protector to your car insurance could be a smart decision as it could help ensure you do not lose your vehicle due to temporary financial difficulties.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Parking under trees might provide shade but also has unwanted tree sap. If you've found sticky sap spots on your car, don't worry. If you have been wondering, “how can I remove tree sap from my car?” effectively without damaging your paint.

Tips on how to remove dry tree sap from your car

If left ignored, tree sap can damage your car's paint. As the sap heats up in the sun, it forms and bonds with the paint, possibly eating through the clear protective coat. The good news is that you have several days to fix the problem before any major damage occurs.

Simple methods to remove tree sap

Here are some simple methods on how to remove tree sap from car:

1. Basic Hand Washing

• Start with the easiest solution: hot water and car wash soap
• Park in a shaded area (but not under trees!)
• Use a clean sponge or microfiber cloth
• Wash fully with hot water and soap
• Dry fully, and add car wax for protection

2. Using Household Items

If simple washing doesn't work, try these easily available solutions:

• Rubbing Alcohol: Apply with a clean cloth for about 30 seconds, then wipe away. Always rinse with soap and water afterwards.
• WD-40: Spray straight on the sap, let it sit for 5 minutes, then wipe clean.
• Cooking Oil: For fresh sap, add cooking oil (like coconut or olive oil), wait 5 minutes, then clean it.
• Baking Soda Paste: Mix with warm water, apply to the sap, then rinse with hot water.

3. Commercial Products

If home remedies aren't cutting it, try these speciality products:

• Goo Gone
• Turtle Wax Bug and Tar Remover
• Commercial sap removers

When to Seek Professional Help

If the sap has been baked on for weeks or your cleanup attempts have failed, visit an expert car detailer. They have the specialised tools and knowledge to remove tough sap without damaging your paint.

Conclusion

Avoid parking under trees, especially during spring, when sap production is strongest. While protecting your car from tree sap is important, ensuring your vehicle is properly covered is equally crucial. Consider exploring car insurance online. It offers financial protection against theft, accidents, and natural disasters. Apart from complete coverage, invest in third-party car insurance. It is a minimum legal requirement and offers important coverage for losses to other vehicles or property in case of an accident.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Imagine sitting in a car that drives itself while you relax, check your phone, or even take a nap. With advancements in automobile technology, self-driving cars, or driverless cars, are becoming a reality in many parts of the world. While not yet available in India, these driverless cars use advanced technology like sensors, cameras, and artificial intelligence to navigate roads, changing the way we imagine travel.

What are self-driving cars?

• As the name suggests, self-driving cars operate without a human driver.
• These self-driving cars rely on Artificial Intelligence, GPS, radar, and cameras to detect obstacles, follow traffic rules, and make driving decisions in real time.
• While fully autonomous cars are not yet common on Indian roads, features like adaptive cruise control and automatic braking are already available in some high-end vehicles.

Why having car insurance matters?

Even with advanced technology, car insurance remains crucial for self-driving or semi-automatic cars. Accidents, software malfunctions, and unexpected road conditions can pose risks, and having insurance could ensure financial protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

If you live or have ever travelled near military bases or cantonment areas, especially in cities like Pune, Pathankot, Ambala, or Delhi, you might have noticed number plates with an arrow, typically on army vehicles. These ‘arrow number plates’ are unique to the Indian Armed Forces and feature an upward-facing arrow, commonly known as the Broad Arrow, a symbol dating back to British rule.

What is an arrow number plate?

• These vehicle plates are strictly for defense use, meaning civilians cannot own or register their vehicle with this plate.
• Unlike regular registrations, vehicles using arrow number plates need to follow a distinct format issued by the Ministry of Defence instead of the Regional Transport Office.
• In these arrow number plates, the arrow features in the middle, followed by a code that identifies the year of purchase, category, and serial number of the vehicle.

Why it matters for you?

While military vehicles do not require car insurance, understanding different types of number plates helps differentiate official and private vehicles on the road. For civilians, having valid car insurance is mandatory under Indian law, ensuring financial protection in case of accidents, damages, or any liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Updated on - 02 Jan 2026

Have you noticed taxis, trucks or auto-rickshaws with yellow number plates and wondered what makes them different? Those vehicles aren’t just for getting around; they’re commercial vehicles, used to transport people or goods for a fee. Because they’re constantly on the move and part of the public transport network, they must follow stricter rules on safety, licensing and insurance.

This blog breaks downs everything you need to know about yellow number plate vehicles – who can use them, what permits are required and the key responsibilities that come with owning one.

Who Can Use Yellow Number Plates?

Vehicles used for commercial purposes, such as taxis, goods carriers, tourist vehicles or delivery vans, are required to have yellow number plates with black lettering. To operate such vehicles legally in India, the owner must register the vehicle as a commercial one and obtain the appropriate permit under the Motor Vehicles Act.

The driver must hold an appropriate driving licence. A commercial endorsement is required for heavy or transport vehicles, but light motor vehicles (LMVs) like small taxis can operate with a standard LMV licence.

Private vehicles cannot use yellow plates; they must display white number plates with black lettering instead.

Rules and regulations for yellow number plate vehicles

Here’s what you need to know about guidelines for yellow number plate vehicles:

• You need to register your four-wheeler as a commercial vehicle with the Regional Transport Office (RTO).
• Get the necessary permits and licence.
• Make sure your vehicle meets safety and pollution standards.
• Always display the yellow number plates clearly.
• Follow commercial traffic rules, which can be stricter and include higher taxes and tolls.
• Have valid and up-to-date commercial insurance.

Commercial vs private vehicles: Key distinctions

Commercial vehicles and private vehicles have distinct roles and legal requirements that shape how they are used and managed on Indian roads.

The table shows the distinction between the two:

Benefits and responsibilities of owning a yellow number plate vehicle

There are clear benefits to having a yellow number plate on your vehicle, but you also have some important duties to take care of:

Benefits:

• You will get legal permission to transport passengers or goods for a fee.
• Access to markets and licences for regulated commercial vehicles.
• Opportunity to earn money through commercial activities.

Responsibilities:

• You must follow strict commercial vehicle rules, as well as undertake regular fitness and safety checks of your four-wheeler.
• Get commercial vehicle insurance, which is different from private insurance.
• Pay higher road taxes and fees.
• Use the vehicle only for commercial purposes.
• Display the yellow number plate with black letters clearly.
• Keep permits and certificates up to date with timely renewals.

Penalties for misusing a yellow number plate

If you put a yellow plate on a personal car or don't follow the rules for commercial vehicles, you could get fined and face legal problems. Enforcement officials strictly look for any misuse, so it’s essential to use the correct number plate for your vehicle.

Things to consider before converting your vehicle to commercial use

Before converting your vehicle for commercial use, consider these important points:

• Confirm that your vehicle meets safety and pollution standards.
• Make sure to collect all the required documents, such as registration, insurance and pollution certificates.
• Pay all the additional costs for commercial registration and permits.
• Know you’ll need commercial vehicle insurance.
• Make sure the driver has an appropriate driving licence.
• Be ready for possible vehicle inspections by the RTO.
• Understand stricter rules and taxes for commercial vehicles.

How can insurance help

If you drive a commercial vehicle, having both health and car insurance is essential. Long hours on the road can take a toll, from fatigue and health issues to the risk of accidents. The right insurance coverage ensures you’re protected on all fronts, helping you manage unexpected medical costs and vehicle-related expenses with ease. It’s a smart way to stay safe, secure and financially prepared while doing your job.

Conclusion

If your vehicle has a yellow number plate, it signifies that it is registered for commercial use, whether for transporting passengers, delivering goods or providing other business-related services. Operating such a vehicle comes with specific responsibilities, including complying with safety regulations, maintaining valid permits and securing comprehensive car insurance. While these requirements may seem demanding, they are essential to ensure legal compliance, financial protection and the long-term safety of your business on the road.

Remember, buying car insurance online is one of the easiest ways to stay protected. It saves time, offers instant policy comparisons and gives you complete transparency on premiums and coverage.

While you take the right steps to financially protect your vehicle, get personalised insurance guidance by filling out the form on this page.

FAQs

1. Can I convert my private vehicle to a commercial one?

Yes, you can convert a private vehicle into a commercial one by applying at the RTO concerned. You’ll need to update the registration, pay fees, get a fitness certificate, commercial insurance and a valid permit. Once approved, your vehicle will receive a yellow number plate for legal use.

2. Are yellow-number-plate vehicles charged higher tolls and taxes?

Commercial vehicles with yellow number plates generally pay higher taxes and tolls since they’re used for business purposes and spend more time on the roads, leading to greater wear and tear on public infrastructure.

3. What happens if a private vehicle uses a yellow number plate?

Using a yellow number plate on a private car is illegal and can lead to fines or other legal penalties. Always ensure your vehicle displays the correct plate type to stay compliant and avoid unnecessary trouble.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Tar spots on your car can make it look unattractive and damage your paint if left unchecked. Whether you are driving through road work or past a newly built area, tar can easily splash onto your car. If you also wonder how to remove tarmac from car, this blog will cover everything you need to know.

Ways to get tar off your car

Here is how to remove road tar from a car:

Commercial Tar Removers

The most simple method is using a specialised tar cleaning tool. Products like  Vista Auto Care Tar & Bug Stain Remover and Turtle Wax Bug and Tar Remover are specially made for this purpose. Here's how to remove road tar from car using these products:

• Wash your vehicle first to remove the top dirt
• Apply the tar cleaner to a cotton cloth or straight on the tar spots
• Gently rub in circle movements with light pressure
• Wipe clean with a fresh cleaning cloth
• Repeat if necessary
• Finish with a coat of car wax to protect the paint

Common household solutions

Surprisingly, you can find effective tar removers right in your kitchen or garage:

Peanut Butter Method:

The oils present in peanut butter can break down tar effectively:

• Apply smooth peanut butter (not crunchy) to the tar spots
• Let it sit for about 30 minutes
• Wipe off with a clean cleaning cloth
• Wash the area thoroughly afterwards

WD-40 or Goo Gone:

These regular home goods work well, too:

• Spray the product on the affected area
• Allow it to soak for 10-30 minutes
• Wipe clean with a cleaning cloth
• Follow up with car soap to clear any residue
• Apply car wax to protect the finish

Important Tips for Safe Tar Removal

Here are some tips to keep in mind when removing tar from your car:

• Work in a shady place to prevent the cleaning products from drying too quickly.
• Always test your chosen method on a small, inconspicuous area first.
• Don't use excessive pressure when rubbing, as this could damage the paint.
• Take your time. Rushing the job could damage the paint.
• After tar removal, always rewax the treated areas.

Conclusion

Regular maintenance and prompt attention to tar spots will help keep your car looking great and protect its value in the long run. While keeping your car clean from the outside is important, having proper insurance coverage is equally important. A complete car insurance policy can protect you financially in an accident, theft, or natural disaster. Additionally, ensure you have third-party car insurance, legally required in India and covers losses to other vehicles or property.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Finding spray paint on your car can be unpleasant. However, there's no need to worry—there are several effective methods for safely removing spray paint without ruining your car's original finish. If you have been wondering, “how do you remove spray paint from a car?” effectively without damaging your paint.

Tips on how to remove spray paint from your car

Here’s how to remove spray paint from car:

1.   Using acetone or nail polish remover

• Start by getting acetone or a nail paint stripper containing acetone
• Apply it to a soft microfibre or terrycloth towel
• Gently rub the affected area using small circular motions
• Change it when it gets covered in paint
• Always wear safety gloves during this process
• Wash your car carefully afterwards to remove any residue

2.   Using WD-40

This professional-grade product is highly effective and safe for your car's paint:

• Wash and dry your car completely
• Get your WD-40 spray
• Spray it on the affected area
• Wait for a few minutes and let the liquid do its work
• Wipe off the area with a clean rag or a microfiber cloth
• Finish by cleaning your car to protect the paint

3.   Carnauba Wax Technique

A softer method that works well for lighter spray paint damage:

• Purchase liquid carnauba wax from an auto parts shop
• Apply a large amount to a soft sponge
• Use rolling motions to work the wax into the spray paint
• Continue until the paint starts lifting
• Buff off the wax with a clean cotton cloth

Tips on how to remove spray paint successfully

1. Test First

• Always test your chosen method on a small, unnoticeable place
• This ensures it won't hurt your car's original paint

2. Be Gentle

• Avoid using extra pressure when rubbing.
• Don't use gritty products or rubbing chemicals
• Take your time to avoid damage to the clear coat

3. Additional Tools

• Keep multiple clean microfiber cloths handy
• Wear safety gloves
• Have car wash materials ready for cleanup

Conclusion

While finding spray paint on your car can be upsetting, these methods provide effective cleanup solutions. The key is to act quickly and work carefully, avoiding violent methods that might damage your car's finish. Apart from keeping your vehicle looking good, protecting your investment with comprehensive car insurance is equally important.

Complete coverage protects you financially from accidents, thefts and any third-party liabilities. Check out car insurance online, get the best prices, and compare them with various providers.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Updated on - 02 Jan 2026

Fungus is not only unpleasant to look at, but it can also leave behind a musty smell and damage the interiors. In some cases, it can even trigger allergies or respiratory issues. While most people don’t expect fungus to grow inside their cars, the warm, damp and poorly ventilated environment of a vehicle makes it an ideal breeding ground.

Since fungus spreads quickly through airborne spores, ignoring it can lead to major problems, including health risks and deeper damage to your car’s upholstery. The good news? With the right approach, you can effectively eliminate it.

This article discusses the common signs of fungal growth and the methods for removing it from your car.

Tips on how to clean fungus from car seats

Fungus in your car isn't just an eyesore; it can also be bad for your health, especially if you have asthma or allergies. Some common reasons for fungus growth are spills of liquid, high humidity or driving in damp places. Here’s how to clean fungus from a car seat:

1. White vinegar solution

• Mix white vinegar with water in an 8:2 ratio
• Put the fluid on the affected area using a clean cloth or a spray bottle
• Let it soak for 15 to 20 minutes
• Use a wet-dry vacuum to clean the area
• Keep doors open to ventilate and remove the vinegar smell

2. Baking soda treatment

• Mix 1/4 cup of baking soda with 200ml of water
• Apply the solution to affected areas
• Scrub gently with a brush
• Wipe clean and allow to dry thoroughly
• Vacuum the area to remove any residue

3. Clove oil method

• Create a 1% solution (1/4 teaspoon of oil in one litre of water)
• Apply carefully to the affected areas
• Let it sit longer for better results
• Repeat the process if necessary
• Allow 1-2 days for full drying

4. To keep fungus from returning

• Keep your car interior dry
• Fix any leaks quickly
• Use a dryer if necessary
• Avoid eating in the car to avoid spills
• Regular cleaning and upkeep

Signs your car seats are affected by fungus

Watch out for these common indicators that suggest fungal growth in your car:

• Earthy or musty odour
• Damp or clammy seat surfaces
• Discoloured spots or patches
• Irregular patterns or clusters on the upholstery
• Growth in hidden or shaded areas
• Foggy or hazy windows caused by excess moisture
• Allergic reactions such as sneezing, coughing or skin irritation

Natural remedies vs chemical cleaners: Which works better?

Choosing the right cleaning method is crucial for effectively removing fungus. Depending on your priorities, you can opt for either natural remedies or chemical cleaners.

Chemical cleaners typically offer faster and more reliable disinfection. They are highly effective against stubborn fungal growth but must be used with caution, ensuring proper ventilation and protective gear.

Natural solutions, on the other hand, are ideal for mild to moderate fungal issues. They’re non-toxic and safer for children, pets and sensitive individuals. However, remedies like vinegar or baking soda may require more time, repeated application and thorough rinsing to achieve the desired results.

How to prevent fungus from returning in your car

Once the fungus is removed, the key is to prevent it from returning. Keeping your car’s interior clean, dry and well-ventilated is your strongest defence. Use moisture absorbers like silica gel packs, vacuum the seats regularly and clean spills immediately to prevent dampness. Improve airflow by opening windows periodically, running the AC or heater to remove moisture and checking for leaks or water intrusion that could create a humid environment.

Professional cleaning vs DIY: What’s best for your vehicle?

Your choice depends largely on the extent of the fungal damage. DIY cleaning works well for mild cases and is preferable if you want to handle the process yourself using easily available products. It’s cost-effective and lets you clean at your own pace.

Professional cleaning, however, delivers deeper results and longer-lasting protection. Experts use specialised tools and treatments that can help maintain your car’s interior quality and even support better resale value.

Remember, the right option comes down to your budget, time availability and how much expert attention your car’s interior truly needs.

Importance of regular car maintenance and hygiene

The presence of fungus often signals deeper issues, highlighting why consistent upkeep is essential. With regular maintenance and proper hygiene, you can benefit in several ways, such as:

• Safety: A clean interior helps reduce health risks, while routine checks on seats, belts and other components keep your car safe to use.
• Performance: Regular servicing ensures all systems run smoothly, helping your car perform better and last longer.
• Cost savings: Tackling small issues early prevents them from turning into major, expensive repairs.
• Resale value: A well-maintained, hygienic car interior enhances the vehicle’s market value when you decide to sell it.

How car insurance can help cover interior damage

Fungal damage often occurs due to moisture and poor upkeep, but in certain situations, your insurance may help. With a comprehensive car insurance policy, interior repairs or cleaning may be covered only if the fungal growth is a direct result of an insured event, such as flooding, water ingress from an accident or other covered external incidents. Comprehensive coverage acts as a financial safety net against various risks, such as damage, accidents and theft.

Remember, third party insurance is mandatory, but it will only protect you against liabilities to others, not your own vehicle.

If you feel it’s time to better prepare for future unwanted expenses, reviewing your insurance plan can help. You can fill out the form on this page to receive personalised guidance and suitable insurance options.

Conclusion

Addressing fungus in your car is an essential part of regular maintenance. Not only does it help preserve your car’s value, but it also keeps the interior clean, hygienic and fresh. By learning to identify early signs of fungal growth and choosing the right removal method based on your car’s condition, you can maintain a comfortable and healthy vehicle for years.

Alongside proper cleaning, consider exploring better car insurance online options to financially safeguard your vehicle against unexpected future expenses.

FAQs

1. Can a standard steam cleaner help remove fungus?

Steam cleaners are effective because the high temperature kills bacteria and fungal spores without harsh chemicals. However, it’s important to extract all moisture afterward; any dampness left behind can cause the fungus to return.

2. Can I use vinegar to remove fungus?

Vinegar is a natural antifungal agent. Apply it to the affected area and let it sit for at least an hour or overnight for tougher spots. Then, scrub and rinse for best results.

3. How should I clean fungus on the seat belt webbing?

Gently pull out the full length of the seatbelt, secure it so it doesn’t retract and clean it. Allow it to air-dry completely before letting it retract and wiping it down with a soft cloth.

4. Can fungus from a car seat cause vomiting?

In some individuals, especially those with allergies or weakened immune systems, exposure to fungal spores can trigger symptoms such as vomiting, coughing or respiratory irritation.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Have you ever needed to remove duct tape from your car? Whether for a quick repair or an old decoration, removing duct tape can be nerve-wracking, as you don't want to damage your car's paint job. If you are wondering, 'how do I remove duct tape residue from car' this guide will help you remove it effectively.

Tips on how to remove duct tape residue

Before cleaning, it's important to note that your car's paint is a significant investment that needs to be protected. Following these steps will help ensure you don't damage the finish while removing the stubborn tape. First, gather the tools you'll need:

• Soap and water
• A hot gun or hair dryer
• A plastic scraper
• Any glue remover
• Microfiber cloths
• Car wax

Start by carefully cleaning the area around the tape with soapy water. This will eliminate any dirt and debris that could scratch your paint. Make sure to dry the area completely before proceeding.

After this, use a hair dryer or heat gun to warm up the entire surface of the duct tape until it's hot to the touch. The heat helps soften the glue, making it easier to remove the tape without leaving residue behind. If you're using a heat gun, be careful not to hold it too close to the paint or in one spot for too long.

Once the tape is hot, slowly peel it off with a plastic scraper. If you feel too much pushback, stop and add more heat. Forcing the tape off could damage your paint or leave behind glue.

Dealing with stubborn residue

After removing the tape, you'll likely encounter some sticky residue. Here’s how to remove duct tape residue from car:

• Apply an automotive-specific glue remover like Goo Gone Automotive Spray Gel to the leftover residue.
• Let it sit for about five minutes to break down the adhesive.
• Using a clean microfiber cloth, work in circular motions to gently remove the residue.
• For tough spots, you may need to repeat the process.

Conclusion

The key is to be patient and gentle throughout the process. Rushing could damage the paint, which would be much more expensive than taking the extra time to remove the tape properly. While keeping your car's appearance is important, protecting it financially is equally crucial. Consider exploring car insurance online, which often offers cheap prices and easy coverage solutions.

Third-party car insurance is also important as it provides financial protection from damages to other vehicles and property in case of crashes. Complete coverage protects you financially from accidents, theft, and natural disasters.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.