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  • BSIV vs BSVI: Understanding the Key Differences

    by User Not Found | Apr 30, 2025

    The Bharat Stage (BS) Emission Standards are regulations designed to control air pollutants released from vehicles. All vehicles sold, registered, and driven in the country must comply with these standards, which were introduced by the Central Pollution Control Board, Government of India.

    BSIV and BSVI represent two iterations of these emission norms aimed at pollution control. In addition to adhering to BS norms to limit emission levels, it is also important to invest in good two wheeler insurance for your vehicle and conduct regular pollution checks.

    Read on to learn more about the difference between BSIV and BSVI engines.

     

    Difference Between BS4 and BS6 Engine

    The replacement of the BSIV with BSVI norms has led to significant changes in the type of engines used in vehicles. The differences are as follows:

    Year of Introduction:

    The Bharat Stage IV or BS4 norms were introduced in 2017.

    The Bharat Stage VI or BS5 norms were introduced in 2020.

    Type of Fuel:

    BSIV engines run on fuel that has 50 parts per million (ppm) of sulfur, which leads to more pollution. In contrast, BSVI engines use fuel with only 10 ppm of sulfur. This means BSVI fuel has five times less sulfur, making it much less harmful to the environment.

    Level of Emissions:

    BSIV engines emitted higher levels of toxic pollutants such as NOx, CO, PM, and HC compared to the newer standards. BSVI engines adhere to stricter emission norms. For petrol vehicles, the NOx emissions limit has been reduced from 80 mg/km to 60 mg/km, and for diesel vehicles, it has been reduced from 250 mg/km to 80 mg/km.

    Advanced Technologies:

    Much like the previous emission standards, BSIV engines do not have any sophisticated features. BSVI engines, however, come equipped with advanced Exhaust Gas After Treatment systems. These systems and filters collect and remove particulate matter from exhaust gases, measure emission levels, and more.

     

    Conclusion

    The difference between BSIV and BSVI engines lies in how they function. BSVI standards provide an effective solution for regulating emissions from both two-wheelers and four-wheelers in India.

    BSVI norms are an improvement, and thanks to these engines, automobiles are now cleaner and more efficient, contributing to a better environment. While BSVI engines offer many benefits, don't forget to invest in good two wheeler insurance to protect your vehicle while on the road and access financial protection in the event of an accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • 21 BH Number Plate Was Started In Which State?

    by User Not Found | Apr 30, 2025

    The 21 BH number plate is part of the Bharat Series (BH) vehicle registration system, designed to ease interstate vehicle movement in India. Many car owners often wonder which state started with the 21 BH number plate and how it impacts car ownership and insurance. Here, we will explore the origins of the 21 BH number plate and the state where it was first introduced.

     

     

    When And Where Did The Registration Of The BH Series Number Plate Begin?

     

    The Ministry of Road Transport and Highways (MoRTH) introduced the BH Series number plate in September 2021. The primary goal of this initiative was to provide a hassle-free registration system for individuals who frequently relocate due to job transfers, particularly in the government and private sectors.

    The registration process for the 21 BH number plate first started across multiple states, including Maharashtra, Karnataka, Delhi, and Tamil Nadu, among others. These states were among the first to adopt the BH series registration, ensuring seamless mobility for vehicle owners.

     

    Conclusion

    With the implementation of the 21 BH number plate, vehicle owners no longer need to go through the cumbersome process of re-registering their vehicles when moving from one state to another. If you have a 21 BH number plate, it is important to have comprehensive car insurance do safeguard your car from damage. With the right car insurance in place, you can enjoy seamless mobility and financial protection wherever your BH-registered vehicle takes you.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Tamil Nadu Road Tax For Other State Vehicles

    by User Not Found | Apr 30, 2025

    If you're travelling to Tamil Nadu with a vehicle registered in another state, it's important to understand the applicable Tamil Nadu road tax for other state vehicles. The state government imposes specific tax rules based on the duration of stay and vehicle type. Knowing the road tax structure can help you avoid fines and legal complications.

     

    Road Tax In Tamil Nadu For Other State Vehicles

     

    Tamil Nadu levies Tamil Nadu road tax for other state vehicles based on factors like duration of stay, vehicle category, and engine capacity.

     

    Here’s how the taxation works:

    • Short-Term Visitors: Vehicles entering Tamil Nadu for a temporary period (usually up to 12 months) may not need to pay road tax, provided they carry valid documents, including registration certificates and car insurance.
    • Long-Term Stay: If a vehicle remains in Tamil Nadu beyond 12 months, it must be re-registered under the Tamil Nadu RTO, and Tamil Nadu road tax for other state vehicles must be paid as per state regulations.
    • Commercial Vehicles: Non-Tamil Nadu commercial vehicles must obtain permits and pay applicable entry taxes before operating in the state.

     

    Conclusion

    The road tax is calculated based on the vehicle's cost, age, and engine capacity. It is advisable to check with the local RTO for the latest tax rates and exemptions. Additionally, having valid car insurance is necessary to ensure legal and financial protection while driving in Tamil Nadu.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Rules For BH Number Plate Requirements

    by User Not Found | Apr 30, 2025

    For those who frequently change accommodation owing to their job, the BH number plate rules offer an efficient solution for vehicle registration. The Ministry of Road Transport and Highways originally introduced this kind of registration so that a vehicle does not have to be re-registered whenever the owner moves from one state to another.

     

    Who is Eligible for a BH Series Number Plate?

    Not everybody can apply for a BH number plate.

    Here are the following rules to apply for the Bharat number plate:

    Government Employees: They include central or state government personnel, defence services, public sector banks, or administrative departments.

    Private Sector Employees: Individuals working with private companies with offices in four states or union territories will be eligible.

     

    Requirements For Obtaining A BH Series Licence Plate

    Application Process

    All you have to do to apply for a BH number plate:

    • Apply online via the Vahan portal.
    • Submit mandatory documents, including employment verification and address proof.
    • Pay road tax once every two years, based on the vehicle cost.

    As per BH number plate rules, this registration system is the most convenient way for frequent movers to register their vehicles without administrative headaches across state lines.

     

    Conclusion

    The BH number plate rules simplify car registration for professionals who frequently travel. BH-registered vehicle owners should have comprehensive car insurance to protect them from theft, accidents, or natural disasters.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Road Tax For Other State Vehicles In Gujarat

    by User Not Found | Apr 30, 2025

    When travelling to Gujarat with a vehicle registered in another state, it is essential to understand the applicable road tax for other state vehicles in Gujarat. Whether you are a short-term visitor or planning a long-term stay, knowing the taxation rules can help you avoid legal complications and unnecessary fines.

     

    Road Tax For Non-State Travellers In Gujarat

    The Gujarat government imposes road tax on vehicles registered in other states based on the duration of their stay. Here’s how it works:

    • Short-Term Visitors: If a vehicle is staying in Gujarat for a short period (typically up to 12 months), road tax may not be required. However, carrying valid vehicle documents, including car insurance, is mandatory.
    • Long-Term Stay: If a vehicle remains in Gujarat beyond 12 months, the owner is required to pay road tax and possibly re-register the vehicle under the Gujarat RTO.
    • Commercial Vehicles: Non-Gujarat commercial vehicles are subject to entry tax and additional permits, depending on the type and purpose of usage.

    Road tax rates vary depending on factors such as the vehicle type, engine capacity, and intended duration of stay. Checking with the local RTO for precise details is highly recommended.

     

    Conclusion

    Understanding road tax for other state vehicles in Gujarat is important for compliance with state laws. Whether you are visiting temporarily or planning an extended stay, staying informed about taxation and car insurance requirements ensures a smooth experience on Gujarat’s roads.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Rajasthan Road Tax Online For Other State Vehicles

    by User Not Found | Apr 30, 2025

    Personal vehicle owners also need to pay road tax in Rajasthan. The state charges a road tax on other state vehicles to maintain the road and ensure the safety of travellers. The tax is levied when vehicles within the state of Rajasthan for a long period, usually more than a specified period.

     

    Road Tax For Other State Vehicles In Rajasthan

    Vehicles that stay for some time (usually 30 days) must pay road tax. The amount of tax depends on the type of vehicle (two-wheeler, four-wheeler, commercial vehicle), engine capacity of the vehicle and the duration of stay.

    Individuals can pay Rajasthan road tax online by visiting the official website of the Rajasthan Transport Department (https://vahan.parivahan.gov.in/vahanservice/vahan/ui/statevalidation/homepage.xhtml).

    One has to enter the state as ‘Rajasthan’ and choose the relevant RTO. Then, one needs to add the relevant details like vehicle registration number and other details and proceed towards the payment gateways to pay the tax online.

     

    Conclusion

    Payment of this road tax is compulsory for long travel in Rajasthan. Online and proper documentation of the documents has made it easier for individuals to pay the road tax.

    One has to pay a penalty of 5% of the tax due for each month of default or part thereof if they fail to pay the Rajasthan road tax within the time frame. 

    Besides paying road tax dues, safeguard your vehicle and finances with full car insurance for a worry-free experience.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Eligibility Criteria For BH Number Plate In Karnataka

    by User Not Found | Apr 30, 2025

    For those who frequently change accommodation owing to their job, the Bharat number plate rules offer an efficient solution for vehicle registration. The Ministry of Road Transport and Highways originally introduced this kind of registration so that a vehicle does not have to be re-registered whenever the owner moves from one state to another.

     

    BH Number Plate Eligibility Criteria In Karnataka

    To apply for a BH number plate in Karnataka, you must meet these eligibility criteria:

    • Government employees: State or central government workers.
    • Private sector employees: Employees of organizations operating in four or more states/UTs.
    • Defence personnel: Individuals working in the defence sector.
    • Transferable jobs: Professionals with roles requiring frequent relocations.
    • Personal vehicles: Only non-commercial cars are eligible.

     

    Application Process

    All you have to do to apply for a BH number plate:

    • Apply online via the Vahan portal
    • Submit mandatory documents, including employment verification and address proof
    • Pay road tax once every two years, based on the vehicle cost

     

    Conclusion

    The BH number plate registration helps simplify the vehicle ownership process for frequent movers from one state to another, who will not need re-registration. Also, securing a car insurance policy enables you to be financially secure.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Documents Required For BH Number Plate

    by User Not Found | Apr 30, 2025

    For those who frequently change accommodation owing to their job, the Bharat number plate offers an efficient solution for vehicle registration. The Ministry of Road Transport and Highways originally introduced this kind of registration so that a vehicle does not have to be re-registered whenever the owner moves from one state to another.

     

    Documents Required For BH Number Plate In Maharashtra

    To apply for a BH number plate, you must meet these criteria:

    • A valid government-issued identification, such as an Aadhaar card, PAN card, or passport.
    • To confirm the applicant's residence address, provide a utility statement, rental agreement, or voter ID.
    • A work certificate or official letter from the employer is required. Government employees must submit their ID cards, while private-sector employees must provide Form 60 if their company operates in four or more states.
    • The car's registration certificate (RC), invoice, and a valid car insurance policy.
    • Pollution Under Control (PUC) Certificate

     

     

    Conclusion

    A seamless registration process depends on having the right paperwork for a BH number plate. It would be easier to get the BH number plate without needless hassles if your car insurance policy and other required documents are up to date.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • BH number plate registration rules in Telangana

    by User Not Found | Apr 30, 2025

    The BH number plate in Telangana is the most convenient way for frequent movers to register their vehicles without administrative headaches across state lines.

    Eligibility criteria for BH number plate in Telangana

    Not every person can get a BH number plate. The government has set clear rules to make sure it helps people whose jobs are transferable. Here is a complete list of those who are eligible:

    • The central government and state government employees.
    • People who work for the military or paramilitary groups.
    • People who work for public sector undertakings (PSUs).
    • Those work for private companies with offices in at least four states or union territories.

    Application process

    The steps to apply for a BH number plate registration in Telangana are as follows:

    • Click on the BH series registration option on the Vahan portal
    • Upload supporting documents for your job application and handle proof.
    • Pay the road tax, which is assessed based on the cost of the vehicle, for which one has to pay every two years.
    • Wait for an RTO to verify.

    Conclusion

    In Telangana, the BH number plate makes owning a car easier. For those who have a car insurance policy, frequent travel will be convenient, ensuring seamless compliance and safety. It's an excellent choice for people who move because it's good all over the country, the tax payment system is open, and the transfer process is easy. Overall, it can help make driving in India easier.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • BH number plate registration rules in Tamil Nadu

    by User Not Found | Apr 30, 2025

    Many people move from one state to another due to their employment. In such a scenario, it is time-consuming for vehicle owners to register their cars in the new state.

    The BH number plate registration in Tamil Nadu offers a hassle-free alternative and car owners may travel across states without re-registering.

    Eligibility criteria for BH number plate in Tamil Nadu

    Not every person can get a BH number plate. The government has set clear rules to make sure it helps people whose jobs are transferable. Here’s the list:

    • The central government and state government employees.
    • People who work for the military or paramilitary groups.
    • People who work for public sector undertakings (PSUs).
    • Those work for private companies with offices in at least four states or union territories.

    Application process

    To apply for a BH number plate registration in Tamil Nadu, complete the steps below:

    • Click the BH series registration option on the Vahan portal.
    • Upload supporting documents for your job application and handle proof.
    • Pay the road tax, which is assessed based on the cost of the vehicle, for which one has to pay every two years.
    • Wait for an RTO to verify, and then the BH series number plate will be issued.

    Conclusion

    The BH number plate in Tamil Nadu is a smart move that will make owning a car easier. It is a good idea for BH vehicle owners to get a comprehensive car insurance policy to safeguard their vehicle from accidents etc.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • BH number plate registration rules in Maharashtra

    by User Not Found | Apr 30, 2025

    The BH number plate in Maharashtra is the most convenient way for frequent movers to register their vehicles without administrative headaches across state lines.

    Eligibility criteria for BH number plate in Maharashtra

    Not every person can get a BH number plate. The government has set clear rules to make sure it helps people whose jobs are transferable. Here is a complete list of those who are eligible:

    • The central government and state government employees.
    • People who work for the military or paramilitary groups.
    • People who work for public sector undertakings (PSUs).
    • Those work for private companies with offices in at least four states or union territories.

    Application process

    The steps to apply for a BH number plate registration in Maharashtra are as follows:

    • Click on the BH series registration option on the Vahan portal
    • Upload supporting documents for your job application and handle proof.
    • Pay the road tax, which is assessed based on the cost of the vehicle, for which one has to pay every two years.
    • Wait for an RTO to verify.

    Conclusion

    The BH number plate in Maharashtra is a smart move that will make owning a car easier. It is ideal to have a comprehensive car insurance policy to safeguard BH-registered vehicles from accidents and ensure compliance. With the right car insurance in place, BH number plate holders can enjoy hassle-free ownership, financial protection, and complete peace of mind wherever they drive.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • BH number plate registration in Haryana

    by User Not Found | Apr 30, 2025

    It could be time-consuming to register a vehicle if you frequently change jobs. This may be easily handled with the BH number plate registration in Haryana, allowing car owners to travel between states without having to re-register. The Ministry of Road Transport and Highways introduced this approach to ensure that professionals who frequently move residences have perfect mobility.

    Eligibility criteria for BH number plate in Haryana

    Not every person can get a BH number plate. The government has set clear rules to make sure it helps people whose jobs are transferable. Here is a complete list of those who are eligible:

    • The central government and state government employees.
    • People who work for the military or paramilitary groups.
    • People who work for public sector undertakings (PSUs).
    • Those work for private companies with offices in at least four states or union territories.


    Application process

    To apply for a BH number plate registration in Haryana, complete the steps below:

    • Click the BH series registration option on the Vahan portal.
    • Upload supporting documents for your job application and handle proof.
    • Pay the road tax, which is assessed based on the cost of the vehicle, for which one has to pay every two years.
    • Wait for an RTO to verify, and then the BH series number plate will be issued.


    Conclusion

    The BH number plate in Haryana is a smart move that will make owning a car easier. For those with a car insurance policy, frequent travel becomes even more convenient, ensuring seamless compliance and safety. Overall, the BH number plate is an excellent choice for people who move because it can help make driving in India easier.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • BH number plate in Odisha for hassle-free mobility

    by User Not Found | Apr 30, 2025

    The BH series number plate is a special type of number plate in India, launched in 2021 by the Ministry of Road, Transport, and Highways (MoRTH).

    In Odisha, the vehicle registration system has become uniform with the introduction of BH number plates. This means that vehicle owners do not have to re-register their vehicles if they move to a new Indian city.

    Eligibility criteria for BH number plate in Odisha

    Registration for Odisha's BH number plates is available to both government and private employees. This includes national and state government employees, the military, and Public Sector Undertakings (PSUs). Private sector employees can also apply if their company has offices in at least four states or union regions. They will need to show proof of employment.


    Application process

    Steps to apply for a BH number plate registration in Odisha:

    1. Visit the Ministry of Road Transport and Highways’ parivahan website
    2. Click “Vehicle Registration” on the homepage and select “Bharat Series”
    3. Fill in the information about your vehicle registration
    4. Upload documents
    5. Complete the registration fee payment
    6. Once registered, you’ll receive an acknowledgement slip with a unique application number
    7. After your documents are verified, your number plate will be issued

     

    Conclusion

    The BH number plate registration helps simplify the vehicle ownership process for people who frequently move from one state to another.

    Also, securing a car insurance policy enables you to be financially secure.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Cars for Camping in India

    by User Not Found | Apr 30, 2025

    Camping is an enriching way to explore nature and escape the hustle of urban life. In India, a country with a vast and diverse landscape, camping presents the perfect opportunity to experience the great outdoors. However, you need the right vehicle to make the most of a camping adventure. A car suitable for camping must offer space, comfort, reliability, and off-road capability.

    While many vehicles can serve as makeshift campers with proper modifications, certain models in India excel in providing a reliable base for a camping trip.

    Read on to learn about the best car for camping in India.

    List of best cars for camping

    The following are the best car camping vehicles in India, ideal for rugged terrains, long-distance travel, and, most importantly, comfort when you're out in the wilderness.

    1.    Mahindra Thar

    Launched as an SUV focused on off-roading, the Mahindra Thar is one of India's most capable 4x4 vehicles. Its rugged design and exceptional off-road capabilities make it ideal for camping.

    • Engine:
      • Petrol: 2.0-litre mStallion turbocharged engine producing 150 bhp and 320 Nm of torque.
      • Diesel: 2.2-litre mHawk engine delivering 130 bhp and 300 Nm of torque.
    • Transmission: Available in both 6-speed manual and 6-speed automatic gearbox options.
    • Drivetrain: Available in Rear-Wheel drive (RWD) and Four-Wheel Drive (4WD) configurations
    • Ground clearance: 226 mm, making it well-suited for tackling rough terrains.
    • Seating capacity: 4-seater configuration with foldable rear seats for additional cargo space.
    • Price: Starting at ₹11.50 lakh (ex-showroom)

    2.    Toyota Fortuner

    The Toyota Fortuner is renowned for its strong build and exceptional off-road capabilities, making it a preferred camping choice.

    • Engine:
      • Diesel: 2.8-litre, 4-cylinder turbocharged engine producing 201 bhp and 500 Nm of torque.
      • Petrol: 2.7-litre engine delivering 164 bhp and 245 Nm of torque.
    • Transmission: Available in both 6-speed manual and 6-speed automatic transmissions.
    • Drivetrain: Offers 4x2 and 4x4 variants, catering to different terrain requirements.
    • Ground clearance: Approximately 225 mm, suitable for rough terrains.
    • Seating capacity: Comfortably seats seven passengers, with ample boot space for camping gear.
    • Price: Starting at around ₹33.78 lakh (ex-showroom)

    3.    Mahindra XUV700

    With its spacious cabin, advanced safety features, and multiple drivetrain options, the Mahindra XUV700 is designed to cater to diverse driving needs.

    • Engine:
      • Petrol: 2.0-litre turbocharged engine producing 197 bhp and 380 Nm of torque.
      • Diesel: 2.2-litre mHawk engine available in two tunes—153 bhp with 360 Nm, 182 bhp with 420 Nm (manual) or 450 Nm (automatic).
    • Transmission: 6-speed manual and 6-speed automatic options.
    • Drivetrain: The All-Wheel Drive (AWD) is available in select variants for mild off-roading.
    • Ground clearance: Approximately 200 mm, suitable for mild uneven terrain.
    • Seating capacity: Available in 5 and 7-seater configurations.
    • Price: Starting at ₹13.99 lakh (ex-showroom)

    4.    Tata Safari

    The Tata Safari combines comfort and ruggedness, making it one of the best camp car in India.

    • Engine:
      • 2 litre Kryotec diesel engine delivering 168 bhp and 350 Nm of torque.
    • Transmission: Available in 6-speed manual and 6-speed automatic options.
    • Drivetrain: Offers only Front-Wheel Drive (FWD).
    • Ground clearance: 205 mm.
    • Seating capacity: Available in 6 and 7-seater layouts, with flexible seating arrangements for camping equipment.
    • Price: Starting at ₹15.50 lakh (ex-showroom)

    5.    Force Gurkha

    Designed for serious off-road enthusiasts, the Force Gurkha is built to handle challenging terrains.

    • Engine:
      • 6-litre diesel engine producing 138 bhp and 320 Nm of torque.
    • Transmission: 5-speed manual gearbox.
    • Drivetrain: 4x4 with manual locking front and rear differentials.
    • Ground clearance: 233 mm, with a water-wading capacity of 700 mm.
    • Seating capacity: Typically a 4-seater, with ample space for gear; customisation options are available for camping needs.
    • Price: Starting at ₹16.75 lakh (ex-showroom)

    Conclusion

    The key to choosing the best car for camping lies in assessing its off-road capabilities, the terrain you'll be navigating, and the number of people accompanying you. Different camping trips require varying levels of vehicle performance, so make sure your car is equipped to handle the specific conditions you'll face, whether it's muddy trails, rocky paths or steep inclines.

    When planning a camping trip, it is equally important to take precautionary measures to ensure you're protected in case of any mishaps. Ensure you have a car insurance policy that acts as a safety net, providing financial security in case of accidents, theft, repair costs, and even third-party liability.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • BH number plate in Andhra Pradesh for hassle-free mobility

    by User Not Found | Apr 30, 2025

    The Andhra Pradesh BH registration series, which was introduced in August 2021, is intended for those who frequently move or have transferable jobs. It removes the trouble of re-registering cars whenever their owners relocate to a different Indian state.

    Eligibility criteria for BH number plate in Andhra Pradesh

    The BH number plate registration is available for both government and private employees. Government workers, including those in national and state governments, the military, and PSUs, are eligible. Private-sector employees can apply if their company operates in at least four states or union territories, provided they submit proof of employment.

    Online application process:

    • Log into MoRTH's Vahan portal
    • Private sector employees with offices in more than four states or UTs must submit Form 60 and provide their employment ID with a work certificate.
    • The series type "BH" is selected during application.
    • Required documents, such as the Working Certificate (Form 60) or a copy of the official ID card, are submitted.
    • The Regional Transport Office (RTO) approves the BH series.
    • Pay the necessary fee or motor vehicle tax online.

    Once these steps are completed, the Vahan portal generates BH series registration numbers in random order, applicable in all states of India.

    Conclusion

    The BH number plate registration helps simplify the vehicle ownership process for frequent movers from one state to another, who will not need re-registration. Also, securing a car insurance policy enables you to take care of monetary requirements that might arise from accidents. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What Does 22 Mean in the BH Number Plate?

    by User Not Found | Apr 30, 2025

    Introduction

    Have you ever saw a ‘22’ in BH Number plate and wondered what does 22 mean?

    The government of India introduced the BH(Bharat) series number plates to make it easier for individuals particularly especially defense personnel and central government employees to travel easily without any issues.

     

    What Is 22 in BH Number Plate?

    The "22" in a BH number plate is the year in which the vehicle was registered. In this case, the car was registered in the year 2022. In the similar fashion, vehicles registered in 2023 would have "BH 23", and so on.

    As the BH series was introduced in 2021, you will see BH 21, BH 22, BH 23, BH 24 on the number plates.

    Having a BH registration simplifies the state-wise road tax as the owners can easily travel easily between different states.

     

    Conclusion

    The "22" in a BH number plate simply means that the car was registered in 2022. So, if you see a BH25 number plate, then you will know that the car was registered in 2025. When purchasing car insurance for your BH series vehicle, ensure your policy offers nationwide coverage to match the pan-India mobility benefits of your registration, providing consistent protection regardless of which state you're driving in.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What does 21 BH Number Plate Mean?

    by User Not Found | Apr 30, 2025

    Have you ever spotted a car with a 21 BH number plate? You might be curious about what this means. The Indian government created the BH Series number plate as a new way to register vehicles. Let's take a closer look at what 21 BH means on a Bharat Series number plate and understand its importance.

     

    What Is 21 In Bharat Series Number Plate?

     

    The 21 BH in a Bharat Series (BH) number plate refers to the year of registration of the vehicle. The first two digits, in this case, 21, indicate that the vehicle was registered in the year 2021. This format helps in identifying the year when the vehicle was first registered under the 21BH RTO system.

     

    Decoding BH Series Number Plate

     

    The BH Series number plate follows a specific format:

    • YY (Year of Registration): Represents the last two digits of the year of registration (e.g., 21 for 2021, 22 for 2022, etc.).
    • BH (Bharat Series): Denotes that the vehicle is registered under the Bharat Series, allowing seamless movement across states.
    • #### (Numerical Digits): A random four-digit number assigned to the vehicle.
    • XX (Alphabetic Code): A two-letter combination assigned as per the vehicle registration system.

     

    Conclusion

     

    A 21 BH number plate signifies that the vehicle was registered in the year 2021 under the Bharat Series scheme. If you frequently relocate, opting for a 21 BH RTO code can be a convenient solution for hassle-free vehicle ownership. Additionally, maintaining comprehensive car insurance for your Bharat Series vehicle ensures protection across state lines, providing seamless coverage regardless of where your transferable job takes you.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Next-Gen Driving: Cars Featuring Digital Rearview Mirror Technology

    by User Not Found | Apr 30, 2025

    Digital rearview mirrors have emerged as a smart feature that changes how drivers gauge their surroundings. This technology signifies a huge leap from regular rearview mirrors to a combination of mirrors, HD displays, and rear-mounted cameras, giving drivers an excellent view of objects behind the vehicle. Unlike conventional mirror views, which can be obstructed by passengers, cargo, or adverse weather conditions, digital rearview mirrors provide an unobstructed and crystal-clear view of what's behind the vehicle.

    Let's explore some of the best cars with digital rearview mirrors.

    List of cars with digital rearview mirror

    Digital rearview mirrors are advanced systems that not only eliminate blind spots but also perform well in low-visibility situations such as rain, fog, or night driving. They can instantly adjust to changing conditions and remove headlight glare from passing vehicles. This technology allows drivers to switch between the normal mirror and digital display modes.

    Here's the list of cars with digital rearview mirror installed:

    1.     Land Rover Range Rover

    The Range Rover showcases Land Rover's dedication to combining elegance with cutting-edge technology. Its digital rearview mirror technology is a huge improvement in driving aid, and the car's large size and high seating position make the integration of the rearview system even more attractive.

    The Range Rover's digital rearview mirror stands out because it compliments its other high-end features. This technology perfectly matches the Range Rover's reputation as a vehicle that excels in urban environments and challenging terrain.

    • Engine: 2996 cc - 2998 cc
    • Mileage: 10.42 kmpl (Petrol AMT) / 13.16 kmpl (Diesel AMT)
    • Power: 346 - 394 bhp
    • Ex-showroom Price: Rs.2.40 - 4.98 Cr (approx)

    2.     Lexus LM

    The Lexus LM brings a fresh viewpoint to the luxury MPV market by adopting digital rearview mirror technology. This function is especially useful for the LM because the privacy screens and fancy rear seats might make it hard to see objects behind the car from the rearview mirror. The digital system ensures drivers are always aware of what's happening around them.

    A digital rearview mirror is more than just a safety element in the LM; it's an important part of the luxury element. The system works harmoniously with the vehicle's other advanced features to create a safe driving experience.

    • Engine: 2487 cc
    • Mileage: 11.5 kmpl
    • Power: 190.42 bhp
    • Ex-showroom Price: Rs.2.10 - 2.62 Cr (approx)

    3.     Land Rover Defender

    The Land Rover Defender's digital rearview mirror technology illustrates how new technologies may enhance old off-road skills. The advanced system becomes particularly valuable when the Defender is packed with adventure gear or when standard vision is restricted during intensive off-road moves. The digital mirror's weather-resistant powers perfectly match the Defender's go-anywhere attitude.

    Its ability to blend traditional toughness with cutting-edge technology sets the Defender apart. The digital rearview mirror can be especially useful when the vehicle has roof racks, bike cases, or other outdoor items that might block conventional mirror vision. Additionally, the system excels when towing heavy loads or navigating through challenging conditions, offering clear visibility regardless of what's stopping the traditional rearview.

    • Engine: 1997 cc - 5000 cc
    • Mileage: 6.8 kmpl (Petrol AMT) / 14.01 kmpl (Diesel AMT)
    • Power: 296 - 518 bhp
    • Ex-showroom Price: Rs.1.04 - 1.57 Cr (approx)

    4.     Kia EV9

    The Kia EV9 reflects the future of car technology, with its digital rearview mirror system matching its all-electric engine. As a spacious electric SUV, the EV9's adoption of this technology serves functional and stylistic purposes. The system stands out for merging with the vehicle's other electric-focused features. The high-resolution display seamlessly integrates with the EV9's suite of advanced driver assistance systems, providing a unified and futuristic driving experience.

    • Range: 561 km
    • Power: 379 bhp
    • Battery Capacity: 99.8 kWh
    • Ex-showroom Price: Rs.1.30 Cr (approx)

    Conclusion

    As digital rearview technology becomes more common, it will set new standards for safety and convenience in driving. While currently featured mainly in luxury cars, digital rearview mirrors offer clear benefits. Including them shows the automobile industry's commitment to improving overall driving performance. As technology improves, this feature will become more popular in standard cars, improving road safety for everyone.

    When investing in a car with high-tech features, it's crucial to protect that investment with comprehensive car insurance that provides coverage in case of accidents, unexpected damage, or theft. Look for car insurance online and opt for a policy that covers the basics and accounts for the advanced features of modern vehicles, including repairs to digital systems and high-tech components.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Car Fog Lights Explained: Types, Benefits and When To Use

    by User Not Found | Apr 29, 2025

    Driving in poor visibility conditions, such as fog, heavy rain, or snow, can be extremely dangerous. Limited visibility is a leading cause of road accidents. To help improve safety in these conditions, vehicles are equipped with various safety features, and one such important add-on is fog lights. These specialised lights improve visibility in difficult weather conditions.

    However, fog lights are often misused by drivers who use them all the time. While others think they are unnecessary. In this guide, we will understand the purpose of fog lights in car, their benefits, the myths surrounding them, and the best practices for using them correctly.

    What are fog lights in cars?

    Fog lights are an auxiliary vehicle lighting system designed to improve visibility in foggy, misty, rainy, or snowy weather conditions. Unlike regular headlights, which can reflect off fog and create glare, fog lights are positioned lower on the vehicle to cast a wide, horizontal beam closer to the road surface.

    Key features of fog lights:

    • Low mounting position: Usually installed lower on the front bumper to reduce glare from fog.
    • Wide and short beam: The beam is directed downward to light up the road rather than dispersing into the fog.
    • Typically yellow or white: These colours reduce glare and penetrate fog, rain, and snow more effectively than standard headlights.
    • Separate from standard headlights: Fog lights have a dedicated switch and are not automatically turned on with headlights.
    • Available in front and rear: Front fog lights help drivers see better, while rear fog lights make the vehicle more visible to others.

    Types of fog lights

    Type

    Description

    Front fog lights

    Located on the front bumper, they improve road visibility for the driver.

    Rear fog lights

    Positioned at the back of the car, they help other drivers see your vehicle in low visibility.

    LED fog lights

    Bright and energy-efficient, offering improved performance compared to halogen.

    Halogen fog lights

    Traditional fog lights are less bright than LEDs but still effective.

     

    The purpose of fog lights

    Regular headlights, especially high beams, can reflect off fog, snow, or heavy rain, creating glare and making it harder to see. Fog lights help counter this issue by illuminating the road surface directly. Here are some of its main purposes:

    • Foggy conditions: Standard headlights struggle to penetrate dense fog, but fog lights cut through it to reveal the road ahead.
    • Heavy rain: During heavy rainfall, fog lights help reduce the reflection off wet surfaces and improve visibility.
    • Snowfall: Snowfall can cause light to scatter, making visibility difficult; fog lights help by focusing illumination closer to the ground.
    • Dusty environments: Fog lights can help improve visibility while driving in desert areas or construction zones.
    • Rural or unlit roads: Some drivers use fog lights on poorly lit roads where standard headlights alone may not be sufficient.

    Benefits of fog lights

    Installing fog lights in your car provides several benefits, particularly in areas prone to poor weather. Here are some of the benefits of fog lamp in car:

    • Improved visibility: They offer a clear view of the road in front of the vehicle in low-visibility conditions.
    • Enhanced safety: They help reduce the risk of accidents by improving visibility.
    • Reduced glare: Normal headlights cause glare in rain or fog while fog lights light up the path ahead without the risk of creating a glare.
    • Better road awareness: Rear fog lights ensure that other drivers can see your car even in dense fog.
    • Stylish look: Many vehicles have LED fog lights that enhance the overall aesthetics.

     

    Fog lights common myths

    Many misconceptions surround fog lights, which often lead to their misuse. Let's address some of the most common myths.

    • Myth 1: Fog lights should be used all the time.

    Reality: Fog lights should only be used when visibility is low. Using them unnecessarily can cause glare and make visibility difficult for other drivers.

    • Myth 2: Fog lights are as bright as high beams.

    Reality: Fog lights have a different beam pattern; they do not project light far ahead but focus on illuminating the road surface.

    • Myth 3: Rear fog lights are unnecessary.

    Reality: Rear fog lights are crucial for making your vehicle visible to drivers behind you in poor weather conditions.

    • Myth 4: Fog lights make your car faster or more powerful.

    Reality: Fog lights only affect visibility and safety. They do not improve the car's performance.

    • Myth 5: Fog lights can replace headlights.

    Reality: Fog lights are supplementary and should never be used as a replacement for standard headlights.

    Conclusion

    Fog lights are essential for driving in unpredictable weather and poor visibility conditions.  By increasing a car's visibility to other drivers, they lessen glare, increase visibility, and help reduce the risk of accidents. However, incorrectly using LED fog lights for cars can create hazards for other drivers. When used responsibly, fog lights provide added safety and confidence, especially while driving in harsh weather conditions.

    It is also important to look for car insurance online and opt for a policy that provides coverage in case of accidents, theft or loss of expensive parts and accessories. Bad weather increases the risk of accidents, so having comprehensive car insurance can help cover damage and repairs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Guide To Catalytic Converters And Their Working Mechanism

    by User Not Found | Apr 29, 2025

    A catalytic converter is an important part of a car's exhaust system. The converter helps to reduce the harmful gases that come out of a vehicle's engine, oxidising them into non-toxic by-products making the air safer to breathe. Without a catalytic converter, cars would release more pollution into the environment, posing a threat to both human health and nature.

    This blog covers everything from what is a catalytic converter, how it works, and its significance for cars.

    What is a catalytic converter in a car?

    A catalytic converter is a component of a car's exhaust system designed to convert engine emissions into less hazardous forms before they are released into the atmosphere.

    Here are some key facts about catalytic converters:

    • Catalytic converters are usually made of stainless steel and contain a ceramic or metal core coated with platinum, palladium, and rhodium (catalysts).
    • Converters are located between the engine and the exhaust pipe.
    • They work best when the engine is warm, requiring high temperatures to function properly.
    • Most modern petrol and diesel cars have a catalytic converter as part of their exhaust system.

    Types of catalytic converters:

    Type

    Description

    Two-way catalytic converter

    Used in older petrol cars, to convert carbon monoxide (CO) and hydrocarbons (HC) into carbon dioxide (CO₂) and water.

    Three-way catalytic converter

    Found in most modern petrol cars, it converts nitrogen oxides (NOx), carbon monoxide (CO), and hydrocarbons (HC) into safer gases.

    Diesel oxidation catalyst (DOC)

    Used in diesel engines, it reduces carbon monoxide (CO) and hydrocarbons (HC). It often comes with a diesel particulate filter (DPF).

     

    The purpose of a catalytic converter

    A catalytic converter aims to reduce air pollution by reducing harmful car engine emissions. When fuel burns inside an engine, it produces several harmful gases. Without a catalytic converter, these gases would go straight into the atmosphere, contributing to air pollution and posing health problems.

    Let us understand in detail about what does a catalytic converter do:

    • They reduce harmful gases:
      • Carbon monoxide (CO): poisonous and harmful to humans.
      • Nitrogen oxides (NOx) contribute to acid rain and smog.
      • Hydrocarbons (HC) can cause respiratory problems and smog formation.
    • They make cars meet legal requirements: In many countries, vehicles must meet strict emission standards. A catalytic converter helps cars pass these tests.
    • They contribute to public health: By reducing harmful gases, catalytic converters help prevent breathing problems and other health issues caused by air pollution.

     

    How does a catalytic converter work?

    A catalytic converter works through a chemical reaction that transforms harmful gases into less toxic substances. Inside the converter, precious metals act as catalysts to facilitate this process.

    The process inside a catalytic converter:

    • Hot exhaust gases enter the catalytic converter: These gases include carbon monoxide (CO), hydrocarbons (HC), and nitrogen oxides (NOx).
    • Chemical reactions occur on the catalyst's surface: The metals inside the converter (platinum, palladium, and rhodium) help quicken the oxidation of harmful gases into safer ones.
    • Conversion into less harmful gases:
      • Carbon monoxide (CO) → Carbon dioxide (CO₂) (which is not toxic)
      • Hydrocarbons (HC) → Carbon dioxide (CO₂) + Water (H₂O)
      • Nitrogen oxides (NOx) → Nitrogen (N₂) + Oxygen (O₂) (which are natural parts of the air)
    • Clean gases exit the exhaust pipe: The transformed gases are released into the air, reducing pollution and making the emissions safer.

    Factors that affect a catalytic converter's performance:

    • Temperature: It needs to be hot (around 400-600°C) to work effectively.
    • Type of fuel: Unleaded petrol and low-sulphur diesel help keep the converter clean.
    • Condition of the engine: A well-maintained engine helps the catalytic converter function properly.
    • Contaminants: Lead, oil, or coolant leaks can damage the catalytic converter.

    Benefits of a catalytic converter

    There are many benefits of catalytic converters, not just for cars but also for the environment and human health.

    1. Reduces pollution
    • Lowers the emission of harmful gases like carbon monoxide and nitrogen oxides.
    • Helps maintain air quality standards, especially in cities with heavy traffic.
    1. Helps meet legal emission standards
    • Most countries have strict laws on vehicle emissions.
    • A working catalytic converter ensures that cars comply with environmental regulations.
    1. Improves fuel efficiency
    • A well-maintained catalytic converter ensures better engine performance, which in turn leads to efficient fuel usage.
    1. Reduces the risk of respiratory diseases
    • Lower emissions mean fewer harmful gases in the air, reducing the risk of asthma, lung infections, and other respiratory problems.
    1. Increases vehicle lifespan
    • A working catalytic converter helps maintain the health of the engine and exhaust system.

    Conclusion

    A catalytic converter is important in reducing harmful emissions, protecting the environment, and ensuring vehicles meet legal standards. Regular car maintenance is important to keep a catalytic converter working properly. Using good-quality fuel, checking for engine issues, and keeping the exhaust system in good condition will help the converter last longer.

    Additionally, it is important to consider protection against any unforeseen events. Securing insurance is a great way to ensure safety, and while you look for car insurance online, opt for a comprehensive policy that provides coverage against accidents, theft, damage, repair costs, and even third-party liabilities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

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