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  • How to apply online for the FAME subsidy in India?

    by User Not Found | Apr 28, 2025

    The Faster Adoption and Manufacturing of Electric Vehicles (FAME) India scheme is a government initiative aimed at promoting electric mobility by offering subsidies on electric vehicles (EVs). Under FAME II, individuals purchasing eligible electric two-wheelers, three-wheelers, and four-wheelers can avail of financial benefits.

     

    While FAME II is a national scheme, states like Delhi, Maharashtra, Gujarat, and Tamil Nadu offer additional EV incentives. For example, Delhi provides an extra subsidy on top of FAME benefits, while Maharashtra offers early-bird incentives for the first few buyers.

     

    Understanding how to apply for FAME 2 subsidy online can help make the transition to EVs more affordable.

     

    How to avail benefits under FAME India scheme

    • Ensure that your EV model is registered under the FAME II scheme. Approved models are listed on the official National Automotive Board portal.
    • Always purchase your EV from an authorised dealer or manufacturer that is part of the FAME programme.
    • Upon purchase, the subsidy is automatically deducted, reducing the overall cost of the vehicle.
    • After purchase, manufacturers or dealers upload purchase details to the FAME 2 subsidy application portal, which then gets verified by the government, with minimal input required from the buyer.

     

    Why FAME subsidy matters for car Insurance

    Since EVs have higher upfront costs, government subsidies like FAME II make them more accessible. A lower purchase price also affects car insurance premiums, making EV ownership a financially viable choice.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • PUCC Validity for Cars in India - Complete Guide

    by User Not Found | Apr 28, 2025

    Updated on - 12 May 2026

    As a vehicle owner in India, you must obtain and periodically renew your Pollution Under Control Certificate (PuCC) to comply with environmental regulations. This certificate is more than just a mandatory legal document; it ensures that your vehicle meets emissions standards and helps contribute to cleaner air.

    The PuCC includes details such as emission levels, test date, and the PuCC's validity. Failing a car PUC certificate validity check may result in fines and legal penalties for the vehicle owner. This blog will address PUCC and its importance.

    How Long Is a Pollution Under Control Certificate Valid?

    For brand-new cars, the PuCC is valid up to one year from the date of purchase. After this period, car owners must regularly renew the certificate by undergoing emission tests at authorised centres. Generally, the validity of a pollution under control certificate for existing cars is six months, though it may be shorter if the vehicle fails the emission test.

    Why a Valid PUCC is Important

    A valid PUCC confirms that your vehicle meets emission norms, helping reduce air pollution and protect public health. It is also a legal requirement in India. So if you are driving without one, it may lead to fines. Regular car PUC validity checks ensure better engine performance, improved fuel efficiency, and contribute to a cleaner environment for everyone.

    How PUCC Affects Your Car Insurance

    Maintaining a valid PuCC is essential not only for regulatory compliance but also for renewing car insurance policies. Insurance providers often require an updated PuCC to process policy renewals, reinforcing its importance for vehicle owners.

    Conclusion

    One easy yet crucial aspect of safe car ownership is keeping your PuCC current. It keeps you in compliance and helps you stay out of trouble with the law. In addition, you may contribute to better air quality, cleaner roads, and, yes, easier car maintenance. You can even expedite the renewal procedure for your insurance policy.

    FAQs

    1. Does a new car require a PUCC immediately after purchase?

    No. A new car is generally issued a PUCC that is valid for one year from the date of registration, so you don’t need to obtain it separately right after purchase.

    2. What penalties apply if my PUCC expires?

    Driving without a valid PUCC can attract fines under the Motor Vehicles Act, 1988. This is usually ₹1,000 if you are a first-time offender, but they might charge you more for repeated violations, along with taking possible legal action.

    3. Is a valid PUCC required for comprehensive car insurance renewal?

    Yes. Insurers may ask for a valid certificate when renewing your vehicle insurance. It shows your car is following regulations.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best hybrid cars in India under 20 lakhs

    by User Not Found | Apr 28, 2025

    A hybrid car combines the best of both petrol or diesel-powered vehicles and electric vehicles. They deliver a high mileage with low emissions that is further paired with less maintenance. If you are searching for a fuel-efficient vehicle, then the hybrid car is the best option.

    But the market is full of them, so how do you determine the right fit that is also within your budget? We have created a list of hybrid cars in India under 20 lakhs to ease your search. If that is your budget, then take a look at them and pick the one you want.

    List of best hybrid cars under 20 lakhs in India

    Here are some of India's best hybrid cars available under 20 lakhs that could meet your needs.

    1.      MG Hector Plus

    The MG Hector Plus has some of the most iconic designs that create a bold statement and complement an extraordinary style. It has a sleek rear cluster and a new brand front design that boosts its commanding presence.

    This is one of the best hybrid cars in India under 20 lakhs which also prioritises your safety by incorporating features like hot stamped B pillar, thick door panels and use of high-strength steel in the body.

    Check out its specifications to determine whether it will be suitable for your needs.

    • Ex-showroom price: Rs. 17.50 - Rs. 23.67 lakh (approx.)
    • Engine: 1451 cc - 1956 cc
    • Power: 04 - 167.67 bhp
    • Seat capacity: 7
    • Fuel tank capacity: 60 L
    • Length x width x height (mm): 4,699 x 1,835 x 1,760

    2.      Toyota Urban Cruiser Hyryder

    The Toyota Urban Cruiser Hyryder has many great features, including a fuel efficiency of 27.97* km per litre. It also has a 1.5L TNGA or K-series engine, depending on the variant you choose. You can further select from three transmission modes, including the 5-speed MT, 6-speed AT and e-drive.

    With a Global NCAP safety rating of 4-star, the car also has robust safety features with 6 units airbags, advanced body structure and cruiser control. The Urban Cruiser Hyryder's frame can disperse any impact energy, even when a collision occurs.

    Here is some information that will help determine whether the car is suitable for your needs.

    • Ex-showroom price: Rs. 11.40 - 19.99 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 63 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,365 x 1,795 x 1,645

    3.      Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara is popular for its large number of variants that all differ in specifications and prices. But no matter which variant you take, they are all hybrid cars under 20 lakhs in India.

    This car has a distinct design, industry-redefining fuel efficiency, segment-leading features and sophisticated interiors. It provides a variety of colours from blue, red, grey and white.

    Here are some of its specifications that help determine its suitability:

    • Ex-showroom price: Rs. 11.19 - 20.09 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 87 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,345 x 1,795 x 1,645

    FAQs

    1. Are hybrid cars better than other vehicles?

    Hybrid cars can be incredibly great if you are looking for improved fuel economy, lower emissions and dual advantages of electric and petrol power. They also need less maintenance, so they are convenient to use regularly.

    1. How do hybrid cars work?

    Hybrid cars combine an electric motor, a gasoline engine and a battery to deliver efficient performance. The motor operates the vehicle at low speed or under low power demands. At the same time, the gas engine comes into full throttle at higher speed and efficiency. At the same time, these cars can also work on electric power alone but only for short distances.

    1. How to determine whether a hybrid car is the right vehicle?

    By considering your driving needs, you can determine whether the best hybrid cars in India under 20 lakh are suitable for you. If you need a combination of an electric and petrol/diesel vehicle, then this might be a good option. But also take into account the fuel efficiency, environmental impact and the total cost of such a vehicle.

    Conclusion

    Buying the right vehicle depends on several factors. While we have included some of the best ones, you can also look into the upcoming hybrid cars in India under 20 lakhs if you find what you want.

    At the same time, a big part of getting your vehicle is prioritising good car insurance. You can look into getting it directly from an insurance company. But you can also compare its benefits with a third party car insurance. No matter which one you pick, some benefits like no claim bonus, zero depreciation, cashless garage network, etc., are available with premium policies.

  • What does PuCC mean?

    by User Not Found | Apr 28, 2025

    PuCC meaning in India refers to the Pollution under Control Certificate, which is a mandatory document for all motor vehicles, including two-wheelers and four-wheelers. This certificate ensures that a vehicle’s emissions comply with the government’s prescribed limits, keeping pollution under check. To enjoy a smooth riding or driving experience, you must regularly renew your PuCC from authorised emission testing centres, ensuring that the carbon emissions from your vehicle meet the emission standards set by the Central Pollution Control Board

     

    Key points about PuCC:

    • A valid PuCC indicates that a vehicle’s emissions are within the permissible limits.
    • If a vehicle does not have a valid PuCC, it is considered non-compliant with emission norms and may attract penalties.
    • While the first PuC certificate for a new vehicle is valid for one year, subsequent renewals typically last for six months.
    • This certificate is mandatory for vehicle insurance renewal, ensuring that vehicles meet regulatory standards before coverage is extended.

     

    Why keeping a valid PuCC is essential

    A valid PuCC is essential for vehicle owners in India to ensure compliance with environmental laws while also being a requirement for car insurance renewal. Failure to possess a valid or updated PuCC can result in fines and hinder insurance claims.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • What are the road tax rules in Maharashtra for other state vehicles?

    by User Not Found | Apr 28, 2025

    Maharashtra imposes road tax on all vehicles operating within the state, including those registered in other states. If a vehicle with an out-of-state registration is used in Maharashtra beyond a specific period, typically 12 months, owners may be required to pay road tax as per Maharashtra’s Motor Vehicles Act. Failure to comply can result in fines or vehicle seizure.

     

    How is road tax for other state vehicles in Maharashtra calculated?

    This road tax for other state vehicles depends on factors like the vehicle’s age, type, and fuel category.

    • The tax amount is based on the original cost of the vehicle and its depreciation over time.
    • It varies depending on the vehicle type (two-wheeler, four-wheeler, commercial, or private) as well as fuel type (petrol, diesel, CNG, or electric)
    • The road tax percentage reduces as the vehicle ages, with newer vehicles paying higher tax amounts.

     

    Importance of compliance and car insurance

    Paying the applicable Maharashtra road tax for other state vehicles ensures hassle-free travel within the state and avoids legal complications. Additionally, vehicle owners must ensure their car insurance policy remains valid, as authorities may check both road tax payment and insurance status during routine inspections.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How is road tax applied to other state vehicles in Telangana?

    by User Not Found | Apr 28, 2025

    Vehicles registered outside Telangana can operate in the state without paying road tax for a limited period. However, if the vehicle remains beyond 12 months, the owner of other state vehicles must pay a road tax, a mandatory levy imposed by the Telangana State Transport Department, and apply for re-registration. Usually, temporary visits for tourism, business trips, or short-term stays are generally exempt from the road tax.

     

    Failure to pay Telangana road tax on time can lead to fines, vehicle seizure, and issues with car insurance validity during inspections.

    How is road tax for other state vehicles in Telangana calculated?

    • The tax is based on the vehicle’s invoice value and depreciation over time.
    • Newer vehicles pay higher road tax, while older vehicles receive depreciation-based reductions.
    • Different rates apply for petrol, diesel, CNG, and electric vehicles.
    • Similarly, commercial and private vehicles are taxed at different slabs under Telangana’s Motor Vehicles Act.

     

    Ensuring compliance for a hassle-free experience

    If you’re a vehicle owner planning on staying long-term in Telangana, ensure to stay updated on tax rules and complete formalities on time. Keeping road tax and car insurance valid ensures hassle-free travel and avoids penalties. For re-registration, consult the local RTO for documents and fees.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Muscle Cars in India to Watch in 2026

    by User Not Found | Apr 28, 2025

    Muscle cars have won their place in automotive history and are gradually making their presence felt in India's changing car culture. These beasts are respected worldwide for their strong engines, unique body shapes, and unforgettable exhaust sounds. Let's discover the best muscle cars in India that have caught the attention of car enthusiasts in 2025.

    List of best muscle cars in India

    Muscle cars are American-made 2 door coupes with strong engines (usually V8s). These automobile icons mix raw power with bold, unique looks that continue to turn heads decades later. Here’s the list of best muscle cars:

    1.     Ford Mustang Boss 429 (1969)

    The Boss 429 Mustang is the highest version of Ford's pony car. With its NASCAR-spec big block V8 engine, this monster was built for one reason: pure, unadulterated speed. The Boss 429 has a 7.0L V8 engine capable of making 355 hp in the Shelby GT500 version.

    2.     Dodge Charger (1968)

    The 1968 Dodge Charger is one of the most powerful sports cars ever built. It was among the first cars to feature an aeroplane wing-inspired rear spoiler, mixing style with efficient function. Under the hood, the Charger packs a huge 6.3L V8 engine. The Charger offers an exciting driving experience that still impresses in 2025.

    3.     Chevrolet Camaro (1967)

    The 1967 Chevy Camaro was Chevrolet's answer to the Mustang, and it quickly established its famous position. Defined by its sharp yet powerful shape, the Camaro was built for speed. What's interesting about the Camaro is how overlooked its power was from the beginning. The Camaro was known as one of the most powerful muscle cars of its age.

     

    Disclaimer

    Most of the classic power cars described in this piece are not easily available in the Indian market through official means. Enthusiasts usually import these cars from other countries through the Completely Built Up (CBU) method, which includes large import fees and taxes. This results in American muscle in India prices being costly.

    Conclusion

    The love for fast cars is timeless. Their unique V8 rumble and elegant yet sporty forms continue to excite automobile fans worldwide, including in India. Getting proper car insurance is important for those investing in these automobile icons. Given muscle cars' high worth, comprehensive car insurance protects against possible damage, theft, or crashes. Today, car insurance online sites make comparing plans from multiple sources easier than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Hydrogen Cars Launching in India 2026

    by User Not Found | Apr 28, 2025

    The future of automobile technology in India seems promising and exciting. The commitment to green hydrogen adoption indicates a secure market for India's hydrogen-powered automotive, towards zero-emission, eco-friendly transport. The anticipated hydrogen-powered vehicles, including cars, trucks, buses, and SUVs, will enhance sustainability and cater to a wide audience's transport needs.

     

    Read on to discover some of the best upcoming hydrogen fuel cell cars in India.

    List of upcoming hydrogen cars in India

    Here are some of the anticipated hydrogen-powered cars in India.

    1.   Toyota Mirai- (starting from Rs 60 lakh (ex-showroom)

    Toyota Mirai is one of the best hydrogen cars in India, which gives a sneak peek of the exciting future of automobiles. Since 2014, the Toyota Mirai has been launched, and the car has gone through several makeovers.

    Features and specifications:

    • 3-inch infotainment system
    • 8-inch digital driver's display
    • Wireless charger
    • Head-up display
    • Digital rearview mirrors
    • Variants: Available in three trims
    • Engine: 3698 cc
    • Power: 152 bhp
    • Fuel: Hydrogen
    • Range: Around 646 km on a full tank

    2.   MG Euniq 7

    Having showcased their first fuel cell vehicle in India in a 2023 auto expo, MG plans to launch the Euniq 7 MPV in India, though they haven't yet announced the date. The fuel cell reinforces MG's capability of operating under sustainable transport, adding to the world's eco-friendly driving experience.

    Features and specifications:

    • Sliding doors
    • Panoramic sunroof
    • Digital driver display
    • Electronic parking brakes
    • Electronically-operated rear doors
    • Power output: 150 kW (approximately 200 bhp)
    • Emission: H2O (Water) is the only byproduct
    • Fuel: Hydrogen
    • Range: Approximately 650 km on a single refill

    3.   Hyundai Nexo

    Hyundai NEXO is a compelling hydrogen-powered transport alternative. It is a promising hydrogen fuel cell SUV offering advanced technology and superior efficiency. The vehicle can be refuelled in only 5 minutes, showcasing the potential of being among the best upcoming hydrogen cars in India.

    Features and specifications:

    • 3-inch touchscreen display and navigation
    • Ventilated seats
    • Wireless charging
    • Remote smart parking
    • Heated steering wheel
    • Hyundai SmartSense ADAS
    • Fuel: Hydrogen
    • Range: Up to 666 km on a single hydrogen tank

     

    Conclusion

    Although India is still in the early stages of hydrogen fuel cell technology, the future of hydrogen-powered vehicles looks promising. Government initiatives like the Production Linked Incentive (PLI) scheme push the automotive sector towards sustainable transport solutions.

    Also, investing in third party or comprehensive car insurance is essential to cover specific requirements for hydrogen fuel cell cars. Third party car insurance protects you financially against damage caused to third parties, helping you avoid unnecessary financial stress. At the same time, you enjoy the benefits of

    benefits of owning an advanced, eco-friendly vehicle. Choosing the right car insurance also ensures broader protection against unforeseen risks while driving such innovative vehicles.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Fastest Hatchbacks in India You Can Buy in 2026

    by User Not Found | Apr 28, 2025

    In the dynamic world of automobile performance, hatchbacks have transformed from mere city passengers to strong, high-performance machines. Let's examine the most exciting, fastest hatchback cars in India.

    List of fastest hatchback in India

    Here’s the list of the fastest hatchback in India:

    1.   Mercedes-Benz AMG A 45 S

    The Mercedes-Benz AMG A 45 S is a true winner when luxury meets raw speed. This isn't just a car; it's a statement of engineering greatness. The small hatchback breaks normal expectations with its turbocharged engine. Its clever all-wheel-drive system ensures maximum grip, while the advanced suspension keeps the car fixed.

    • Engine: 1991 cc
    • Mileage: 10 kmpl
    • Top Speed: 270 kmph
    • Ex-showroom Price: 94.80 Lakh

    2.   Mini Cooper JCW

    The Mini Cooper John Cooper Works (JCW) version brings British racing DNA to the Indian car scene. With a rich racing history, this hatchback is more than just a car. Its small size masks its great performance powers. The JCW model turns the classic Mini design into a performance-oriented machine. It hits a great mix between everyday usability and track-day excitement.

    • Engine: 1998 cc
    • Mileage: 15 kmpl
    • Top Speed: 246 kmph
    • Ex-showroom Price: 44.90 - 55.90 Lakh

    3.   Hyundai i20 N-Line

    Hyundai has successfully filled the gap between cost and speed with the i20 N-Line. Designed for the young, eager driver, it brings sports looks and real performance qualities to the mass market. The i20 N-Line offers a surprisingly exciting driving experience with its small engine and excellent tuning. It's proof of Hyundai's drive to make performance available to a wider public.

    • Engine: 998 cc
    • Mileage: 20 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.99 - 12.56 Lakh

    4.   Tata Altroz Racer

    The Tata Altroz Racer marks a major milestone for Indian car production. It shows that homegrown names can fight with foreign players in the speed car market. With carefully designed changes, the Altroz Racer turns the normal hatchback into an exciting driving machine. It's a great moment for Indian car fans, who can now enjoy world-class speed from a local maker.

    • Engine: 1199 cc
    • Mileage: 18 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.49 - 11 Lakh

    Conclusion

    These hatchbacks reflect more than just fast cars. They represent the changing automobile environment in India, where speed, technology, and ease are merging. When buying these fastest hatchback cars, securing appropriate protection for your vehicle is as important as maintaining it. A car insurance policy is a legal requirement and a crucial shield for your vehicle. Comprehensive car insurance financially protects against natural disasters, theft and accidental damage. The digital transformation of insurance services has made comparing policies, filing claims, and managing coverage more accessible than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Electric Cars with 600 KM Range in India

    by User Not Found | Apr 28, 2025

    India's electric car market now offers models that cover long distances on a single charge. This development solves one of the most important barriers to EV vehicles. Let's discover these amazing 600 km range electric car in India that are changing the scene of electric travel.

    List of electric cars with 600 KM range

    Here’s the list of 600 km range electric car:

    1. Mahindra BE 6

    Mahindra's BE 6 marks a milestone in India's local car tech. This car's amazing range proves Mahindra's commitment to electric travel. This makes it one of the cheaper choices in the long-range EV market. The design theory mixes future elements with practical usefulness. They have produced a forward-looking, instantly workable vehicle for Indian road conditions.

    • Range: 683 km
    • Battery Capacity: 79 kWh
    • Ex-showroom Price: 18.90 - 26.90 Lakh

    2. Mahindra XEV 9e

    The Mahindra XEV 9e takes the company's electric goals to a more luxury market. It shows how battery management systems and car design can create different drive experiences. The XEV 9e offers a more upscale experience with improved internal comforts and technology features. The vehicle blends the efficiency needed for Indian roads with bits of luxury.

    • Range: 656 km
    • Battery Capacity: 79 kWh
    • Ex-showroom Price: 21.90 - 30.50 Lakh

    3. Hyundai Ioniq 5

    The Hyundai Ioniq 5 brings global electric car greatness to Indian shores. It enters the luxury market with a unique retro-futuristic design language. The large cabin offers comfort levels that beat standards for its outward measurements. The vehicle's fast-charging powers further improve its usefulness for longer trips.

    • Range: 631 km
    • Battery Capacity: 6 kWh
    • Ex-showroom Price: 46.05 Lakh

    4. Kia EV6

    The Kia EV6 is at the peak of electric range currently offered in India. It brings world-class electric vehicle technology to Indian roads, with a speed that matches expensive sports cars. The EV6 is at the top end of the market. It offers a complex design, cutting-edge technology and driving qualities that set new standards for electric cars.

    • Range: 708 km
    • Battery Capacity: 4 kWh
    • Ex-showroom Price: 60.97 - 65.97 Lakh

    Conclusion

    These cars mark a major development in India's electric transport environment. With ranges topping 600 kilometers, they successfully remove range worry. Getting proper insurance coverage becomes important when buying these electric cars. Standard car insurance plans are changing to meet the unique aspects of EVs. 

    Comprehensive car insurance for electric vehicles includes coverage against natural disasters, theft, and third-party risks.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Air Filter for Cars in 2026

    by User Not Found | Apr 28, 2025

    The car air filter you choose can impact your vehicle's overall performance, fuel efficiency and longevity. The best air filter for a car can ensure the engine gets clean air for combustion, functions efficiently and prevents dirt and other contaminants from clogging the engine.

    Maintaining a clean and functioning air filter can save you money. Read on to discover the best automotive air filters of 2025.

    List of best air filters for cars

    Here's a list of some good air purifiers for cars:

    1. ACDelco

    ACDelco OE Engine Air Filters are popular for their high-quality design, tight seals and excellent filtration. They trap airborne and damaging foreign particles, ensuring clean air intake and optimal engine performance and durability.

    2. WIX filter

    Known for its superior filtration, WIX offers excellent dirt-trapping capacity, contributing to engine protection, extended life and functioning under varied driving conditions. The solid design ensures the filter can withstand harsh engine environments.

    3. UNI filter

    Uni Filter is one of the best air filter automotive types, and it is notable for its excellent dirt-stopping capacity, reusable, two-stage foam and ease of cleaning. It offers an economical and lasting air filtration solution.

    4. Apexi filter

    A cold air intake filter test revealed Apexi as the cleanest and best cold air intake filter of all the tested filters. It also had the highest power increase, with a 14 PS increase. The Apexi filters stand out mainly for their design and ease of maintenance, with a high potential for improved airflow.

    Conclusion

    Your car's air filter plays a key role in maintaining optimal performance. Regularly checking and replacing it ensures better fuel efficiency, improved engine performance and a longer vehicle lifespan. While inspecting and changing your air filter is simple, choosing the right type for your car is equally important.

    Alongside this, don't forget the importance of securing a third party car insurance. Additionally, opting for comprehensive four-wheeler insurance provides enhanced protection, safeguarding your investment and offering financial security against accidents, theft, damage and more.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Get Rid of Odour from Car Interiors?

    by User Not Found | Apr 28, 2025

    A fresh-smelling car interior significantly improves the driving experience. However, unwanted odours can quickly become a nuisance. Whether from food spills, pet accidents, cigarette smoke or mildew, these smells can make even short drives unpleasant.

    If you are dealing with the same crisis and wondering how to remove bad odour from car interiors, this guide provides practical solutions.

    Tips on how to get rid of smell in car

    Understanding how to get rid of smell in car spaces requires identifying the source first and then applying the right treatment methods. The most effective tips on how to remove smell from car include:

    1. Clean your car regularly

    Vacuum the carpets and upholstery weekly to eliminate dirt and debris that cause odours, especially during the monsoon or with daily use. Wipe surfaces with a mild cleaner and clean spills or stains immediately.

    You can also steam clean stubborn stains that cause odours. However, allow adequate drying time to prevent mildew formation.

    2. Use natural odour absorbers

    Sprinkle baking soda on carpets and upholstery. Let it sit for a few hours before vacuuming. You can also place activated charcoal under the car seats to absorb odours.

    Furthermore, try silica gel packets in storage compartments to reduce moisture.

    3. Add essential oils and air fresheners

    Add essential oils, such as tea tree, sandalwood or jasmine oil, to cotton balls or air fresheners to mask unpleasant odours. However, use them sparingly to avoid overwhelming scents.

    4. Keep your car ventilated

    Open windows or sunroofs while the AC is running to circulate fresh air and replace the cabin air filter, which can harbour odour-causing particles. Clean air vents using compressed air and disinfectant spray. For persistent smells, consider professional AC cleaning.

    5. Targeted treatment for specific odours

    • Cigarette smoke: Mix white vinegar and water to wipe down surfaces.
    • Food smell: Use chemical-based cleaners formulated explicitly for food spills.
    • Pet odours: Enzyme-based pet smell neutralisers work best.
    • Mildew: A solution of diluted hydrogen peroxide can kill odour-causing mould.

    Conclusion

    By following these simple tips, you can keep your car smelling fresh and looking clean. However, maintaining your car’s overall health goes beyond addressing odours and stains—it also involves regular servicing, proper care of its components and securing a reliable four-wheeler insurance policy.

    In addition to third-party cover, comprehensive car insurance provides valuable financial protection against unexpected damages, including accidents, theft, natural disasters and more.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • What does a black number plate mean: Car registration guide

    by User Not Found | Apr 28, 2025

    Updated on - 13 Jan 2026

    Are you planning to start a self-drive car hire business or lease your personal cars to hotel guests to earn additional income? Understanding what the black number plate means for vehicles is the first step towards operating legally in India. The number plate is mandatory for all vehicles used for commercial self-drive purposes. While this opens up legitimate business opportunities, it also entails higher car insurance costs, stricter rules and regulations, frequent renewals and mandatory paperwork.

    This guide explains what a black number plate is, its eligibility requirements, application steps, cost and impact on insurance, so that you can make the right decision before entering the commercial vehicle market.

    What is a black number plate?

    Black number plates feature yellow or white writing on a black background and are specially designated for commercial vehicles that are used for personal purposes. Examples include hire cars and self-driven cars offered by travel agencies and rental companies. These plates were introduced to create a separate category for commercial vehicles that don’t fall under the traditional yellow plate category used by taxis, goods carriers and private transportation. Personal car owners who intend to offer their private vehicle as a self-driven rental car must convert their registration to a black number plate.

    These unique plates help law enforcement and other road users quickly distinguish between cars used for business purposes and those used for personal reasons. They also indicate that the vehicle owner has obtained proper commercial registration, pays the appropriate commercial vehicle road tax, holds the particular car insurance policy and follows commercial vehicle regulations.

    When are black number plates used?

    Black number plates are mandatory in the following driving situations:

    1. Commercial self-drive and rental vehicles: Black plates are primarily used for self-driven rental cars and vehicles leased out by car rental companies, where no driver is provided.
    2. Private commercial use: When individuals want to use their personally-owned car (even if it’s just one car) for commercial use for additional income.
    3. Business leasing and luxury hotels: Companies, resorts and hotels that have registered their cars under a commercial registration but lease the vehicles to employees or guests to drive them personally.

    Requirements and regulations

    To obtain a black number plate in India, you must meet specific eligibility criteria and adhere to established rules. They are:

    • The vehicle should be registered under the Motor Vehicle Act, explicitly for commercial leasing purposes or self-driven rentals.
    • The individual or company must be registered as a car hire firm or have a valid and up-to-date GST registration.
    • If converting from a private white plate to a commercial black plate, the owner must submit an application for change along with the company registration or GST documents.
    • The vehicles must have at least third-party car insurance coverage at least and pay commercial road tax.
    • The owners are subject to stricter traffic penalties for traffic violations. They must maintain proper records for vehicle usage, regular maintenance and inspections, earnings, permits and tax payments.
    • A commercial driving licence is not required to drive black number-plated vehicles. A regular driving license and a clean driving record are sufficient.

    Documents required for the application and cost

    To obtain a black number plate, you must submit the following documents:

    1. Form 20 (application for registration)
    2. Form 21 (vehicle sales papers)
    3. Form 22 (road safety/fitness certificate)
    4. Proof of valid car insurance

    Plate printing typically costs ₹500–₹1,000, which includes compliance with High Security Registration Plate (HSRP) standards. The self-drive commercial permit fee generally ranges from ₹5,000 to ₹10,000, depending on the specific state regulations in which the vehicle is registered.

    Importance and benefits

    The black number plate system plays an integral part in regulating India’s rapidly growing vehicle rental and ride-sharing industry.

    It creates a transparent framework that bridges the gap between private white-plated vehicles and traditional yellow-plated commercial taxis. The visual identification system helps maintain order in the transportation sector while protecting both service providers and consumers. It also legitimises the ride-sharing and car hire industry, helping prevent tax evasion and ensuring fair competition in the market.

    The black number plate offers several advantages:

    • Easy identification: Helps law officers quickly identify rental and business cars, making it easier to conduct targeted inspections and enforce commercial vehicle regulations specific to these services.
    • Regulatory compliance: Ensures proper registration and tracking of business cars meant for personal driving. This enables authorities to maintain accurate databases of semi-commercialised cars used for income generation.
    • Brand trust: Allows customers to verify they’re using legally registered rental services. This provides peace of mind that the vehicle and the company comply with safety standards and carry a suitable commercial insurance policy.

    Impact of black number plates on car insurance

    Switching to a black number plate significantly impacts your vehicle’s car insurance costs and requirements. This makes it vital to understand the financial implications before converting to commercial registration.

    • Higher premium: When you convert your vehicle into a black number plate for commercial purposes, your car insurance policy costs usually go up.
    • Reason for increased premium: The premium increases because commercial vehicles are used more frequently, cover longer distances and carry multiple passengers. This raises the chances of accidents and claims.
    • Stricter insurance requirements: Insurers mandate frequent renewals, regular vehicle inspections and continuous coverage for black number-plated vehicles.
    • Heavy penalties: Driving a black number-plated vehicle without valid insurance can result in penalties up to INR 5,000 for repeated offences, vehicle seizure by authorities and even cancellation of commercial registration.

    Conclusion

    Essentially, the black number plates represent a middle ground between private vehicles and commercial vehicles, i.e., India’s growing self-drive car rental sector. Understanding the black number plate meaning is essential if you are planning to enter the car hire industry, as it involves a different set of traffic laws, safety permits and insurance premiums.

    The initial cost of investment may seem substantial, but obtaining proper commercial registration will protect you from legal trouble and fines.

    While you take the effort to drive legally in India, let us ensure financial safeguard for your vehicle with the right car insurance policy. Fill out the form on the page to get a personalised commercial car insurance solution with suitable add-ons that meet your specific needs.

    FAQs

    1. What is a black number plate used for in India?

    Black number plates with yellow text are designated for self-drive commercial vehicles, such as rental cars offered without a driver by companies or individuals.

    2. Can I use my personal car with a black number plate for business?

    Yes, if you register it for commercial use under the Motor Vehicles Act and comply with insurance and tax requirements, you can lease it for self-drive rentals or hotel guest use.

    3. Do I need a commercial driving licence to drive a black number plate vehicle?

    No. A regular driving license is sufficient since these vehicles are meant for self-drive use, not chauffeur-driven services.

    4. Can hotels or resorts use black number plate vehicles for guests?

    Yes. If the vehicle is registered for commercial use, hotels and resorts can lease them to guests for self-driving purposes.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Protect Your Car from Rats & Rodents?

    by User Not Found | Apr 25, 2025

    As car owners, we often focus on safeguarding our vehicles from accidents and theft, but another threat can cause significant damage: rats and rodents. These unwanted critters, generally attracted to the warm, sheltered environment like the car’s hood, can chew through wires, insulation, and other critical components, leading to costly repairs.

    This blog will give you valuable insights if you want to know how to protect your car from rats. Here, we have some smart solutions on how to protect car wires from rats and keep unwanted rodents away.

    Ways of protecting your car from rats

    Follow these practical tips to keep pests and rodents at bay:

    • Keep food away: Do not store food near or inside your car. This includes pet food, bird seeds, or any other edible items, along with used wrappers that might attract rodents.
    • Clean your car frequently: Consider cleaning your car every week, especially the interiors, using a vacuum cleaner with powerful suction. This is important if you park your vehicle outside or have children and pets spilling food inside.
    • Seal holes and gaps: Regularly inspect your car’s engine and undercarriage for any gaps or holes. Seal these openings with mesh or caulk to prevent rodents from entering.
    • Use natural rodent repellents: Place cotton balls soaked in peppermint oil around the engine compartment. Sprinkle black pepper, cayenne pepper, or cloves near entry points. You can also use neem oil or camphor, as these have strong smells that rats dislike.
    • Use safe areas: Park your car in a well-lit or sealed garage. Move your vehicle regularly to discourage rodents from nesting. Keep your garage clean.
    • Electronic devices: Consider installing ultrasonic repellent devices in the engine compartment or strobe lights that activate when the car is parked to deter nocturnal rodents.
    • Inspect your car regularly: Check your car’s wiring and insulation for signs of gnawing. To prevent chewing, use rodent-deterrent tape on wires.

    Conclusion

    Learning how to protect car from rats is essential for vehicle longevity. However, even with the best precautions, accidents can happen. That’s why having comprehensive car insurance is crucial. It covers unintentional accidents caused by rodents and other external factors, ensuring financial protection against unforeseen, expensive repairs.

    When buying car insurance online, opt for a policy that covers accidents, theft, natural events, third-party protection, and irreparable damages.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tips to Remove Corrosion from Your Car Battery

    by User Not Found | Apr 25, 2025

    Battery corrosion is a common issue that affects vehicles, particularly during monsoon seasons when humidity levels rise. The whitish-green or blue powdery substance that forms on battery terminals can cause starting problems and reduce your battery's lifespan.

    Learning how to remove battery corrosion is an essential maintenance skill that can save you from unexpected breakdowns during long journeys. This guide provides simple, effective tips on how do you get rid of battery corrosion without professional help.

    How to remove car battery corrosion easily

    Before starting the process, wear protective gloves and eyewear. Follow these steps to remove car battery corrosion effectively:

    1. Disconnect the battery

    Turn off the engine and remove the negative terminal (usually black, marked with a ‘-’) first, then the positive terminal (typically red, marked with a ‘+’).

    2. Prepare a cleaning solution

    A paste made from baking soda and water effectively neutralises acidic corrosion.

    3. Clean the terminals

    Use a wire brush or an old toothbrush to apply the paste onto the corroded areas. Scrub gently but thoroughly until all corrosion is removed.

    For severe cases, commercial-grade battery cleaners can be more effective.

    4. Rinse and dry

    Rinse the battery terminals with clean water to remove any residue. Make sure the mixture doesn’t enter the battery vents and casing. Use a cotton cloth to dry the terminals completely.

    5. Apply petroleum jelly

    Protect the terminals from future buildup by coating them with a layer of petroleum jelly or dielectric grease.

    6. Reconnect terminals

    Attach the positive terminal first, then the negative and ensure they are securely fastened before restarting the engine.

    Conclusion

    Corrosion is often a sign of battery ageing, overcharging, overfilling with water or underlying electrical system issues—problems that should not be ignored. Now that you know how to get rid of battery acid corrosion, you can extend your battery’s lifespan and avoid costly repairs. To keep your car in top condition, schedule regular servicing and maintenance.

    Additionally, protecting your vehicle with reliable four-wheeler insurance provides financial and legal security against unexpected incidents and expenses. A comprehensive car insurance policy covers accidents, theft, and third-party damages.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best electric cars under 25 lakhs in India

    by User Not Found | Apr 25, 2025

    As India embraces the electric vehicle (EV) revolution, car manufacturers are introducing attractive options that balance sustainability with affordability.

    EVs are becoming more accessible, efficient and feature-rich. If you want to switch to electric vehicles without going over budget, here's a look at some of the best electric cars under 25 lakhs.


    Top electric cars under 25 lakhs in India: Price, features & specifications

    From small city runners to feature-packed SUVs, these vehicles represent the future of travel—cleaner, smarter, and more cost-effective. Whether you're a tech lover, an environmentally conscious driver, or simply looking to reduce your running costs, an electric car in this price range will suit your needs. Here are the most exciting electric cars under 25 lakhs in India, each with unique features and powers.

    1.   Mahindra BE 6

    The Mahindra BE 6 is a game-changer in the electric SUV market. Its remarkable range makes it impressive, and it leads the pack in this price class. The vehicle's current design shows Mahindra's growth in the EV space, while its complete feature set makes it a strong competitor for tech-savvy buyers.

     

    • Ex-showroom Price: 18.90 to 26.90 Lakh (approx.)
    • Range: 535 to 682 km
    • Charging Time: 8 Hours (AC), 20 minutes (DC)
    • Features: Auto Park Assist, In-Car Camera, 360 camera & Sensors, Digital Instrument Cluster, Wireless Charger, Automatic Climate Control, Cruise Control, Parking Sensors, Power Windows and many more.

    2.    Hyundai Creta Electric

    Hyundai's Creta Electric shows the brand's commitment to sustainable travel. The electric version brings familiar ease with futuristic technology. Its relatively quick charging time sets it apart, making it useful for daily commutes and weekend getaways. With ADAS in this price range, it stands out for bringing advanced safety technology to a broader audience.

     

    • Ex-showroom Price: 17.99 to 23.5 Lakh (approx.)
    • Range: 390 to 473 km
    • Charging Time: 4 Hours (AC), 58 minutes (DC)
    • Features: 8-way Powered Driver Seat With Memory Function, a Digital Instrument Cluster, a Wireless Charger, Keyless Entry, Automatic Climate Control, Rear AC Vents, Voice Commands, a Sunroof, Advanced Internet Features, ADAS, an Air Purifier, and many more.

    3.    Tata Curvv EV

    The Tata Curvv EV reflects the company's futuristic approach to electric transport. Its coupe-SUV shape breaks conventional design rules,  offering something fresh for style-conscious buyers. The amazing range and modern internet features make it an appealing package for those wanting a mix of efficiency and luxury.

    • Ex-showroom Price: 17.49 to 21.99 Lakh (approx)
    • Range: 502 to 585 km
    • Charging Time: 8 Hours (AC), 40 minutes (DC)
    • Features: Panoramic Glass Roof,, a Wireless Charger, an Auto-Dimming IRVM, Keyless Entry, a 12.3-inch touchscreen with wireless Apple CarPlay and Android Auto, Voice Commands, and more.

    4.    MG Windsor EV

    MG's Windsor EV is an attractive option for urban families. While it may not boast the longest range in its class, it offers a well-rounded mix of comfort and convenience.

    • Ex-showroom Price: 14 to 16 Lakh (approx.)
    • Range: 331 km
    • Charging Time: 5 Hours (AC), 55 minutes (DC)
    • Features: Reclining Rear Seats, a Panoramic Glass Roof, a Digital Instrument Cluster, an Auto-Dimming IRVM, a Rear Camera, Rear AC Vents, Voice Commands, Cruise Control, Parking Sensors, Advanced Internet Features, and many more.

    5.    Tata Punch EV

    The Tata Punch EV is a compact SUV with small dimensions that make it perfect for crossing busy city streets.   It offers amazing range and is a practical option for daily city commutes. The quick charge time is particularly helpful for urban users needing chargeup during short breaks.

    • Ex-showroom Price: 9.99 to 14.29 Lakh (approx.)
    • Range: 315 to 421 km
    • Charging Time: 6 Hours (AC), 56 minutes (DC)
    • Features: Electric Parking Brake (with Auto Hold), a Touch-based Climate Control Panel, Ventilated seats, a 360-degree Camera, an Air Purifier, Advanced Internet Features, Cruise Control, a Sunroof, and many more.

    6.    MG Comet EV

    At the entry level, the MG Comet EV makes a good case for first-time EV buyers. Its small size and unique design make it stand out in urban traffic. While the range might seem small compared to others on this list, it is sufficient for city travel. The dual-display setup and linked features offer a quality experience at an affordable price. The focus on easy movement and parking make it appealing to new drivers.

    • Ex-showroom Price: 7 to 9.65 Lakh (approx.)
    • Range: 230 km
    • Charging Time: 7 Hours (AC), 60 minutes (DC)
    • Features: Dual 10.25-inch display setup, Distinct design with premium elements like LED head and tail lamps, LED DRLs and dual-tone paint, Easy to park with a rear parking camera, Auto-Dimming IRVM, Keyless Entry, Voice Commands, Advanced Internet Features and many more.

     

    Conclusion

    The development of electric cars in India goes beyond mere specifications. Manufacturers are not just focused on range and charging times but also stress the overall ownership experience. Modern features and smartphone connections ensure these vehicles stay current with technological developments.

    While you consider switching to EVs, you should take certain preventative measures to safeguard your investment. Invest in good car insurance that provides coverage in case of accidents, repair costs and even theft. Electric cars often have different considerations for insurance than standard internal combustion engines.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • How to get rid of car AC smell?

    by User Not Found | Apr 25, 2025

    When you turn on your car's AC and are greeted with a foul smell, it's more than just an inconvenience—it can also pose a risk to your respiratory health. Due to India's tropical climate, smelly car AC is a common and recurring problem. It occurs when moisture or dirt accumulates in the AC system, creating the perfect breeding ground for mould and bacteria to grow.

    If you are struggling with how to get rid of car AC smell, this blog provides effective ways to eliminate AC odours.

    Ways to eliminate odour from a car air conditioner

    Here are useful and fool-proof tips on how to get rid of AC smell in cars and restore fresh air circulation:

    1. Replace the cabin air filter

    The cabin air filter traps dust, pollen, and allergens before they enter your car. Over time, this filter becomes clogged and may harbour fungus and microorganisms. Replacing it with a HEPA filter every 15,000-30,000 kilometres can significantly reduce AC odour.

    1. Run the fan without AC

    Before turning off your vehicle, turn off the AC, but keep the fan running for 5-10 minutes. Alternatively, you can activate the defrost mode. This helps quickly dry out the evaporator and prevents moisture buildup that causes unpleasant smells.

    1. Clean the AC system with disinfectants

    Using an AC disinfectant spray or cleaner is an easy DIY solution. Spraying disinfectant into the air vents while the fan runs can help kill bacteria and mould inside the system. Specialised AC cleaning sprays are readily available on Amazon and other marketplaces.

    1. Clear the condensation drain line

    A blocked drain line can accumulate water in the evaporator, fostering bacterial growth. The drain line is generally located below the passenger side of the engine. Unclogging this line using a vacuum cleaner or water and vinegar solution can initiate proper drainage and prevent odours. For severe blockages, seek professional help.

    1. Use AC foam cleaners

    Foam cleaners designed for evaporators can deeply cleanse the system, removing trapped contaminants and odours. These products expand inside the evaporator, effectively eradicating bacteria and mildew.

    Conclusion

    Understanding how to get rid of car AC odour on your own is crucial to prevent unnecessary service centre trips and expenses.

    However, protecting your vehicle goes beyond regular maintenance. You must consider a car insurance policy to help you with the expensive repair costs caused by unforeseen incidents. Choose comprehensive car insurance that covers non-collision damages, premium accessories and tyres, and natural calamities, apart from the mandatory third-party liability.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • The advantages of Nitrogen Vs Air in car tyres

    by User Not Found | Apr 25, 2025

    Tyre performance gets the least attention in vehicle maintenance and is sometimes the most neglected car maintenance component, although tread depth, pressure, wheel alignment, and rotation play a big role in how a car drives, handles, and consumes fuel efficiently. Properly filled tyres also ensure adequate contact with the road, which is necessary for safe driving. Tyres were traditionally filled with compressed air. Nitrogen inflation is a recent technology that has received both positive and sceptical reviews. Some say the nitrogen tyres are long-lasting and have fewer pressure changes.

    Are nitrogen-filled tyres truly better than regular air-filled ones?  Let us explore the advantages and disadvantages of nitrogen vs. air in tyres.


    Advantages of Nitrogen in Tyres

    We must study chemistry to determine whether nitrogen or air should be used in tyres. Nitrogen is an inert gas that is lighter than regular air. Nitrogen molecules are larger and diffuse at a slower rate than air molecules. Nitrogen is also a dry gas with less moisture content than atmospheric air. Combining these properties results in the fantastic benefits of using nitrogen-filled tyres.

    • Longer-lasting tyre life: Car tyres last longer when pressure fluctuations are minimal. Additionally, if a tyre remains at the right pressure for longer, it wears out evenly. Thus, nitrogen gas is best for filling tyres. Compressed air tyres do not hold pressure for long, while nitrogen tyres keep a steady pressure for longer because the larger molecules take longer to seep out of the rubber. Moreover, atmospheric temperature affects air pressure, as cool air contracts and hot air expands. This changes the tyre air pressure as weather conditions change outside. Nitrogen tyres won't be affected by temperature drop or increase.
    • Lower chances of tyre metal parts rusting: Moisture condensation in tyres can seep into wheel rim and tube caps, causing rust to form. On the other hand, since nitrogen is an inert gas and moisture-free, this is not a possibility in nitrogen-filled tyres.
    • Better fuel economy: Adequately pressured tyres result in steady drives and better driver handling, which impacts fuel consumption. Thus, nitrogen for car tyres is a good way to enhance your vehicle’s long-term mileage.
    • Lower blowout risk: Blowouts occur when the tyre is under-inflated or overinflated. The consistent pressure in Nitrogen tyres reduces the likelihood of a blowout.


    Disadvantages of Nitrogen in Tyres

    Before deciding on nitrogen gas tyres, knowing their disadvantages is important:

    • Nitrogen is more expensive to fill tyres than regular compressed air, which is usually free at most filling stations.
    • Nitrogen filling stations aren't as widely available as regular air compressors.
    • Nitrogen filling takes longer because it requires a more complex process than regular air filling.
    • More frequent maintenance and regular pressure checks are recommended
    • There is no significant performance difference between well-cared-for-air-filled tyres vs nitrogen tyres


    Nitrogen vs Air in tyres: Which one is better?

    The decision to have nitrogen or air tyres is personal, depending on what is best for you and your car. Nitrogen might be better if you want steady tyre pressure for longer-lasting tyre life and road performance. However, you need to be ready to pay the corresponding price.

    You can have excellent performance from air tyres with maintenance and care. You will enjoy considerable long-term cost savings and adequate tyre performance with air-filled tyres.

    Tips for optimal tyre performance

    • Regularly check your tyre pressure—ideally every two weeks for air-filled tyres and always before long journeys—to ensure safety and optimal performance.
    • Always follow the recommended tyre pressure settings for your car. You can find this in the car manual or the tyre sidewall.
    • Rotate your tyres (position) once in six months. Check your car manual for instructions. Tyre rotation distributes wear a tear.
    • Balance your tyres and align the wheel angles. This essential check gives you a smooth ride and preserves tyre life.
    • Check your tyre tread (grooves in the rubber) depth. It should not drop below 1.6 millimetres.
    • To prevent damage, don’t spin the wheels or overload a car.


    Conclusion

    To conclude, the air vs nitrogen choice is yours. Nitrogen car tyres aren’t necessarily a game-changer for every car owner. The more important thing is to focus on regular tyre care and maintenance to extend tyre life, and improve drive safety and fuel economy.

    Tyres are a big investment. You can protect yourself from heavy expenses in case of accidents by buying a car insurance policy with an add-on that covers tyre damage and replacement costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Best iMT Cars in India 2026

    by User Not Found | Apr 25, 2025

    Intelligent Manual Transmission (iMT) has revolutionised the driving experience for many Indian consumers. This technology balances fully automatic and manual transmissions, allowing drivers to change gears manually without using a clutch. The system uses electronic sensors, hydraulic actuators, and transmission control units to automatically engage and release the clutch when the driver moves the gear lever. Let’s explore some of the best iMT cars in today's Indian market.

    List of best iMT cars in India

    Here’s the list of some of the best iMT cars:

    1.  Kia Sonet

    The Kia Sonet is among the most accessible iMT cars under 10 lakhs. Its compact dimensions provide an ideal mix of city-friendly and highway capabilities. The Sonet's iMT implementation is refined for its price point, offering smooth transitions between gears. Its compact size and the convenience of iMT make it especially popular among first-time SUV buyers.

    • Engine: 998 cc
    • Mileage: 4 kmpl
    • Ex-showroom Price: 8 - 15.60 Lakh

    2.  Kia Carens

    The Kia Carens represents the brand's successful entry into the competitive MPV market with iMT technology. The power and fuel efficiency combination makes it great for families who take frequent long-distance trips.

    How the iMT system supports its family-oriented design sets the Carens apart. Eliminating clutch operation greatly lowers driver fatigue during extended journeys or stop-and-go traffic situations.

    • Engine: 1482 cc
    • Mileage: 18 kmpl
    • Ex-showroom Price: 10.60 - 19.70 Lakh

    3.  Kia Seltos

    The Kia Seltos has established itself as a benchmark in the mid-size SUV segment, and its iMT variants further enhance its appeal. The Seltos stands out for its sophisticated implementation of iMT technology. Its commanding road presence, comprehensive feature list and convenience of iMT technology make it particularly appealing to tech-savvy buyers.

    • Engine: 1482 cc
    • Mileage: 7 kmpl
    • Ex-showroom Price: 11.13 - 20.51 Lakh

    Conclusion

    The rise of iMT technology marks an important evolution in the Indian automotive market. Whether navigating busy urban streets or travelling on highways, iMT-equipped cars offer a compelling mix of control, convenience, and efficiency. When buying any of these innovative iMT vehicles, it's crucial to consider appropriate insurance coverage. Car insurance online platforms have made getting comprehensive or third-party car insurance significantly convenient. Comprehensive coverage financially protects against damages, thefts, and accidents. While comprehensive coverage is suggested, third-party car insurance represents the minimum legal requirement.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Top Electric Cars to Consider Under 20 Lakhs in India

    by User Not Found | Apr 25, 2025

    The world is gravitating towards clean energy, so technologies like electric vehicles (EVs) are gaining more traction in India. The rising demand for sustainable transportation is encouraging manufacturers to launch electric cars that are both affordable and efficient.

    If you are looking to purchase electric cars under 20 lakhs, this blog provides a rundown of the best options available in India, along with their features and specifications.

     

    Top electric cars under 20 lakhs in India: Price, features & specifications

    Here’s a look at 9 of the top electric cars under 20 lakhs that you can consider:

     

    • Mahindra BE 6

    Ex-showroom Price: ₹18.9 to 26.9 Lakh (approx.)

    Range: 535 to 682 km/charge

    Charging Time (approx): 6-8 hours (AC) / 20 minutes (DC)

     

    The Mahindra BE 6 is distinguished by its top-notch range and its ability to charge swiftly. This SUV is set to be a versatile choice for many as it is built for both urban and long-distance travel.

     

    • Hyundai Creta Electric

    Ex-showroom Price: ₹17.9 to 23.5 Lakh (approx.)

    Range: 390 to 473 km/charge

    Charging Time (approx): 4 hrs (AC) / 58 minutes (DC)

     

    The Hyundai Creta Electric combines style and performance. It comes with advanced features and a spacious interior, making it a favourite among families.

     

    • MG Windsor EV

    Ex-showroom Price: ₹13.9 to 16 Lakh (approx.)

    Range: 331 km/charge

    Charging Time (approx): 6.5 hours (AC) / 55 minutes (DC)

     

    The MG Windsor EV does not compromise on quality. It is an affordable car with a decent range and is ideal for daily city commutes.

     

    • Tata Curvv EV

    Ex-showroom Price: ₹17.49 to 22 Lakh (approx.)

    Range: 430 to 502 km/charge

    Charging Time (approx): 6.5 hrs (AC) / 40 minutes (DC)

     

    With its modern make and robust performance, Tata Curvv EV offers a competitive range and quick charging, making it a strong contender in the EV market.

     

    • Tata Nexon EV

    Ex-showroom Price: ₹12.5 to 17.19 Lakh (approx.)

    Range: 426 to 465 km/charge

    Charging Time (approx): 2 hrs (AC) / 60 minutes (DC)

     

    The Tata Nexon EV stands out as a leading electric car, offering stylish design, advanced functionalities, and a seamless driving experience.

     

    • Tata Tigor EV

    Ex-showroom Price: ₹12.49 to 13.7 lakh (approx.)

    Range: 315 km per charge

    Charging Time (approx): 9 hrs (AC) / 59 minutes (DC)

     

    The Tigor is a compact sedan that boasts manoeuvrability through heavy traffic, quiet operation, and comfy interiors for stress-free driving. It packs enough range for both daily commutes and occasional highway trips.

     

    • Tata Tiago EV

    Ex-showroom Price: ₹7.9 to 11.4 Lakh (approx.)

    Range: 250 – 315 km/charge

    Charging Time (approx): 2.6 hrs (AC) / 57 minutes (DC)

     

    The Tiago is a compact hatchback that is affordable and capable of executing advanced functions, making it a good pick for first-time EV buyers.

     

    • Mahindra XUV 400 EV

    Ex-showroom Price: ₹16.74 to 17.69 Lakh (approx.)

    Range: 375 to 456 km/charge

    Charging Time (approx): 6.3 hours (AC) / 50 minutes (DC)

     

    The Mahindra XUV 400 EV combines style and efficiency, making it ideal for families. With a sleek design, advanced safety features, and ample cabin space, it offers a premium look while delivering an impressive driving experience.

     

    • Citroen eC3

    Ex-showroom Price: ₹12.7 to 13.4 Lakh (approx.)

    Range: 320 km/charge

    Charging Time (approx): 10 hours (AC) / 57 minutes (DC)

     

    The Citroen eC3 is a stylish hatchback that is a practical choice for city traffic. It has a lightweight design, user-friendly features and offers easy manoeuvrability for people dwelling in urban areas.

     

    • Tata Punch EV

    Price: ₹9.99 to 14.29 Lakhs (approx.)

    Range: 412 km/charge

    Charging Time (approx): 5 hrs (AC) / 56 minutes (DC)

     

    The Tata Punch EV is a compact SUV that offers efficient city driving. It features a good range and is built in a way that allows for easy manoeuvrability in urban environments.

     

    P.S.: The charging time of each model depends on factors like battery size, state of charge, and the charging station’s power.

     

    Conclusion

    The demand for electric vehicles in India is rising, and automakers are stepping up to meet this growing need. With a strong push toward sustainable transportation, the market now offers a variety of EVs that not only help reduce environmental impact but also come with stylish designs, advanced features, and cost-effective benefits.

    However, while purchasing an EV, it's essential to consider additional factors, one of the most important being car insurance. A comprehensive insurance plan protects your investment against accidental damage, theft, natural calamities, and third-party liabilities, ensuring peace of mind as you embrace the future of mobility.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

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