Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 
  • FASTag transaction history: A complete guide

    by User Not Found | Apr 29, 2025

    FASTag has changed toll payments on Indian roads by eliminating the need for cash transactions and cutting wait times at toll plazas. This digital toll payment method uses Radio Frequency Identification (RFID) technology to take toll charges from a prepaid card instantly.

    As a FASTag user, knowing your transaction history is crucial for controlling costs and ensuring accurate toll payments. If you're wondering how do I check FASTag transaction history, read below to get a detailed insight on the steps involved. 

    What is a FASTag transaction history?

    A FASTag transaction history is a complete record of all actions connected with your FASTag account. It records every toll payment made through your FASTag, giving important information such as:

    • Transaction date and time
    • Name, location and code of the toll station
    • Transaction amount
    • Vehicle license number
    • Vehicle class
    • Transaction ID
    • Transaction status
    • Balance in your FASTag wallet

    How to check the FASTag transaction history: Common steps for any bank

    Checking your FASTag transaction information is simple. Here's how to check FASTag transactions across different banks and FASTag issuers:

    Mobile banking apps

    Mobile banking apps enable you to check your FASTag transaction records. Here's how to check transaction history of FASTag through banking apps:

    • Download your bank's mobile app from the Google Play Store or Apple App Store
    • Log in to your account using your credentials
    • Navigate to the FASTag or funds section. Look for "FASTag Recharge" or similar options
    • Enter your car registration number or wallet ID
    • View your transaction log showing all recharges and payments

    Online banking portal

    Here's how to see FASTag transactions through your bank's website

    • Visit your bank's official website
    • Log in using your credentials
    • Navigate to the FASTag section
    • Access your purchase records
    • View or download your full transaction statement

    NETC portal

    The National Electronic Toll Collection (NETC) site lets you check your FASTag accounts regardless of your FASTag issuer. Here's how to view FASTag transactions through the NETC portal:

    • Visit the NETC site
    • Log in using your credentials
    • Access your FASTag transaction history

    Check by vehicle registration number

    You can also check your FASTag transaction history by vehicle number through the following steps:

    • Visit your bank's website or the NETC page
    • Look for an option to search by car number
    • Enter your vehicle's plate number
    • View the transaction history for that car

    SMS Alerts

    FASTag providers send SMS alerts for each transaction. Check for these alerts on your mobile number to keep track of your recent activities.

    Customer Care

    If you can't view your transaction information online, you can call your FASTag issuer's customer care service. They can also send your purchase information via SMS or email upon request.

    Why monitor your FASTag transaction?

    Regularly checking your FASTag transaction information offers several key benefits, such as:

    1. Expense tracking: Monitoring your transaction records lets you track toll costs over time.
    2. Identifying discrepancies: Sometimes, toll plazas might incorrectly charge your FASTag account. Regularly checking your transaction information lets you quickly spot any gaps or suspicious activities.
    3. Account reconciliation: Comparing your FASTag bill with your payment method and bank account helps ensure accuracy in your financial records.
    4. Payment proof: Your FASTag account is proof of payment for toll charges, which can be useful for tax reasons or cost claims.

    Benefits of checking FASTag transaction history

    Checking your FASTag account online offers several advantages:

    1. Convenience: Access your transaction information anytime, anywhere, without visiting a branch
    2. Transparency: Confirm toll charges and verify payments
    3. Simplified record-keeping: Easily track and plan your toll costs
    4. Easy spending reporting: Streamline spending claims and tax reports

    FAQs

    • How often should I check my FASTag transaction history?

    You should check your FASTag transaction records at least once a month or more frequently if you frequently travel on highways.

    • Can I download my FASTag transaction information for record-keeping?

    Yes, most bank sites and the NETC website allow you to download your FASTag transaction log as a PDF or Excel file.

    • What should I do if I notice a wrong charge in my FASTag transaction history?

    If you spot any difference, instantly call your FASTag issuer's customer care service with the transaction information. They will examine and resolve the issue.

    Conclusion

    With FASTag now required for all four-wheelers across India, it is important to understand how to check your transaction records. Regularly tracking your FASTag transactions ensures transparency, helps budget management and lets you quickly identify and fix any issues. When driving, ensure legal compliance by using FASTag, following speed limits and carrying essential documents such as your vehicle's Registration Certificate (RC), a valid driving licence and a third-party car insurance policy.

    Additionally, opting for a comprehensive car insurance policy provides broader protection against accidents, theft, natural calamities, fire damage and third-party liabilities, ensuring peace of mind on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

    Related Articles

    How to Get FASTag easily?

    How to Get a Refund from FASTag

    FASTag Exemption List

    Benefits of Using FASTag for Your Car

    New FASTag Rules And Regulations You Must Know

  • How to protect yourself from FASTag scams

    by User Not Found | Apr 29, 2025

    FASTag has made toll payments more convenient and streamlined. However, it can leave you vulnerable to potential scams as it streamlines your toll payments. From phishing to cloning to fake customer support—these FASTag scan scams and fraud FASTag incidents are on the rise. You need to recognise and understand these threats to protect your money and personal information. This blog helps you enjoy the convenience of FASTag without worry.

    List of best FASTag scams and fraud

    FASTag scams come in different forms, all aiming to steal money or personal details. Here's how they work:

    1. Phishing scams: These involve scammers sending misleading communications, such as emails or SMS, that mimic legitimate FASTag service providers. The messages often contain links to fraudulent websites that steal login credentials and financial information.
    2. Fake customer support: Scammers set up bogus customer support numbers or online profiles. When contacted, they dupe users into divulging sensitive information or making payments into fraudulent accounts.
    3. Cloning and misuse: Criminals employ sophisticated equipment to clone FASTag RFID tags. This helps them to charge transactions to the victim’s account without their knowledge.
    4. Fraudulent FASTag sales: Scammers sell invalid FASTags on unofficial platforms. Unsuspecting buyers find these tags non-functional at toll plazas. This results in financial losses without any recourse.

    How to prevent FASTag scams and fraud?

    Awareness and vigilance are your best defences against FASTag fraud scams. Here are some ways to identify and prevent falling victim to these fraudulent schemes:

    • Spotting unsolicited messages: Be wary of unexpected emails or messages asking for FASTag details or payments. Legitimate providers never solicit such information through insecure platforms.
    • Verifying websites and links: Always check the authenticity of any website or link connected to FASTag transactions. Look for secure URLs starting with "https://" and verify that the domain name matches the official service provider’s.
    • Recognising fake customer support: Verify any customer support interaction by cross-checking phone numbers and communication channels with those listed on the official FASTag or NPCI website.
    • Monitoring for unusual charges: Regularly review transaction histories for unauthorised or suspicious charges and report them promptly.

    Safety tips to stay protected from FASTag scams and fraud

    Here are some essential safety measures to secure your FASTag transactions and personal information further:

    1. Use trusted UPI apps for recharges: Opt for reputable UPI apps linked to your bank or official third-party providers when recharging your FASTag. Always confirm the app's authenticity by checking user reviews and developer information before downloading.
    2. Maintain accurate FASTag details: Regularly verify and update your vehicle number and FASTag details to prevent mischarges or fraud. This also helps ensure that all transactions are correctly logged under your account, minimising the risk of unauthorised use.
    3. Secure Internet connections: Always ensure a stable and secure Internet connection when managing your FASTag account or making online transactions. To protect against data theft, avoid using public Wi-Fi networks for financial transactions.
    4. Protect your UPI PIN: Enter your UPI PIN discreetly during transactions and avoid sharing it with others, even in seemingly trivial situations. Regularly changing your PIN can also improve security and prevent unauthorised access.
    5. Save transaction references: Record all transaction references or screenshots of successful recharges for future verification. This practice helps in disputing any unauthorised transactions and provides evidence for investigations if fraud occurs.

    FAQs

    1. What is a FASTag scam?

    A FASTag scam involves criminals using deceptive methods to steal from users, usually through fake customer support or phishing.

    1. How can I spot a FASTag fraud?

    Be wary of unsolicited requests for FASTag information or money, and always verify customer support contacts.

    1. What should I do about a new FASTag scam?

    Report any new FASTag scam immediately to your service provider and the NPCI to prevent further issues.

    1. How can I avoid a FASTag fraud scam?

    Secure your transactions, monitor your account activity closely, and never share personal details unless you are sure they are legitimate.

    Conclusion

    FASTag brings convenience to your travels. However, it also draws the attention of scammers. Staying informed about your FASTag transactions can help you avoid these pitfalls. Just as car insurance, especially third party car insurance coverage, is essential to protect against unforeseen damages and liabilities on the road, staying proactive with your FASTag can help prevent potential financial fraud. Always keep up with the latest safety measures and contact your service provider if you spot any discrepancies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Renault Triber safety ratings: Global / Bharat NCAP

    by User Not Found | Apr 28, 2025

    The Renault Triber is a compact multi-purpose vehicle (MPV) designed to meet the needs of Indian families. Its modular seating ͏arrangement͏, accommodating up͏ ͏to ͏seven ͏͏passengers, and a͏ ͏͏9͏99͏c͏c͏͏ petrol ͏engine delivering 53k͏͏Wpower make i͏͏t͏͏ a ͏versatile choice͏ for urban and ͏suburban ͏͏͏commutes.

    Safety, ͏͏a͏ paramount͏ concern ͏͏for potential buyers͏, is ͏assessed͏ through ͏programmes ͏like͏ ͏t͏͏he Global New Ca͏͏r ͏͏Assessment Programme (NCAP), that evaluate vehicle ͏safety features. The Triber safety rating reflects Renault’s focus on balancing affordability and safety, making it a practical option for budget-conscious consumers.

    Renault Triber: A brief history

    Since its debut, the Triber has carved a niche in the Indian automotive market. Built on the Renault–Nissan CMF-A+ platform, it shares design elements with models like the Renault Kiger and Nissan Magnite. Launched in 2019, the Triber’s emphasis on space optimisation, affordability and fuel efficiency has boosted its popularity among practical buyers.

    Renault Triber Global NCAP safety ratings

    Safety has been a significant consideration in the Triber’s design. In June 2021, the Global NCAP conducted crash tests on the vehicle. T͏͏h͏͏e Renault Triber Global NCAP rating was:

    • Adult occupant protection: The Triber secured a 4-star rating, scoring 11.62 out of 17 points.
    • Child occupant protection: The safety rating of Renault Triber was three stars, scoring 27 out of 49.

    Renault Triber adult occupant protection rating

    The Triber car safety rating was four stars for adult occupant protection in the crash tests. Key ͏finding͏͏͏s ͏include:

    • Frontal impact performance: The driver and front passenger demonstrated good protection for the head and neck. Chest protection was rated adequate, while knee protection was deemed marginal due to potential contact with hazardous structures.
    • Structural assessment: The bodyshell was classified as unstable, indicating a limited ability to withstand additional loading in more severe collisions.

    Renault Triber child occupant protection rating

    The Triber NCAP rating for child occupant protection was three stars.

    • The vehicle is not equipped with ISOFIX anchorages for secure child seat attachment.
    • The child dummy exhibited excessive forward movement during the frontal crash test, indicating inadequate restraint.
    • The lack of side airbags and stronger child restraint systems highlights areas for improvement.

    Renault Triber safety features list

    The Renault Triber safety rating shows the car ͏comes with different safety features, including:͏

    • ͏͏Dual front airbags: This is standard across all variants, providing primary protection in frontal collisions for driver and passenger.
    • ABS (Anti-lock Braking System) and EBD (Electronic Brakeforce Distribution): Enhances braking stability and prevents wheel lock-up during sudden braking.
    • Hill͏͏͏ Start͏ ͏Assist: ͏Helps prevent rollback while starting ͏on͏ ͏a͏͏͏͏͏n ͏incline͏͏.
    • Traction Control System (TCS): Improves vehicle stability and grip on slippery surfaces.
    • Tyre Pressure Monitoring System: Monitors tyre pressure and alerts the driver of low pressure.
    • Electronic Stability Programme (ESP): Helps maintain control by adjusting engine power and braking.
    • Rear door child lock: Prevents accidental opening of rear doors from inside.
    • Pedestrian protection: Minimises injury risk in case of an accident
    • Impact-sensing unlock: For quick access in emergencies
    • Rear parking sensors: Assist drivers in manoeuvring the vehicle safely in reverse.
    • Speed alert systems: Warns drivers when the vehicle exceeds certain speed thresholds.
    • Side airbags and ISOFIX child seat anchors (available in higher variants)
    • Seatbelt reminders: For front and rear occupants, enhancing in-cabin safety.

    FAQs

    1. What are the different types of NCAP programmes worldwide?

    Major NCAP programmes include Global NCAP, Euro NCAP (Europe), US NCAP (United States), Latin NCAP (Latin America), ASEAN NCAP (Southeast Asia), China NCAP, Japan NCAP, and Bharat NCAP (India).

    1. Did Global NCAP note any weaknesses in the Renault Triber’s child occupant protection?

    Global NCAP noted that the child safety score was affected by the lack of three-point seat belts for all rear seats and limited ISOFIX anchor availability.

    1. What is ͏t͏͏he͏ difference between Global N͏C͏A͏P͏͏ and Bharat NCAP?

    While Global NCAP tests cars globally with standardised protocols, Bharat NCAP focuses on Indian road conditions, driving behaviours, and vehicle specifications.

    Conclusion

    The Renault Triber NCAP rating proves its͏ strength in protecting adult passengers. However, its weaker child safety performance demands proactive measures͏, such as͏ upgraded child-seat systems and stricter adherence to safety protocols. Pairing͏ these precautions with͏͏ comprehensive four͏ wheeler insurance ͏and mandatory third͏ party car͏ insurance ensures ͏holistic protection against financial and physical risks͏. A good car insurance policy not only ensures your car's safety but also protects your passengers, your financial security, and others who may be involved in an accident.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Renault Kiger safety ratings: Global / Bharat NCAP

    by User Not Found | Apr 28, 2025

    You can't control the roads, but you can control how well your family is protected in case of an accident. That's why choosing a safer car is crucial. The New Car Assessment Programme (NCAP) provides independent crash test ratings, helping you make informed decisions and pushing manufacturers to improve safety standards.

    The Renault Kiger car has gained attention for its design, affordability and safety ratings. In this blog, you learn more about the Renault Kiger safety rating, its performance in the Global NCAP assessments, and the safety features available.

    Renault Kiger: A brief history

    The Renault Kiger was introduced in 2021 as a compact SUV for the urban Indian market. Renault's global and Indian teams collaborated on this compact SUV. The Kiger is built on the CMF-A+ platform, which it shares with the Renault Triber and Nissan Magnite.

    Renault Kiger Global NCAP safety ratings

    The Renault Kiger NCAP ratings have been a focal point for potential buyers. In the Global NCAP crash tests, the Kiger has a 4-star rating in adult occupant protection with a score of 12.34 out of 17 points. This rating makes it one of the safest automobiles in its category. However, the Kiger scored 21.05 out of 49 points for child occupant protection, resulting in a 2-star rating. While the adult protection rating is competitive, the child protection score highlights room for improvement.

    Renault Kiger adult occupant protection rating

    The Kiger safety rating for adult protection reflects its strong structural design and effective restraint systems. Some of the highlights of the Kiger NCAP rating are:

    • The frontal impact test revealed complete neck and head protection for the driver and front passenger.
    • In crash testing, chest protection was rated as marginal. Additionally, knee protection was weak, with the test revealing a risk of knee impact against potentially dangerous structures behind the dashboard.
    • The bodyshell was rated unstable, which may not withstand further loading with more severe impacts.

    Renault Kiger child occupant protection rating

    The Renault Kiger global NCAP rating for child occupant protection was lower due to suboptimal restraint performance.

    • According to the Kiger Global NCAP rating report, the non-standard ISOFIX child seat anchors provided basic security.
    • The rear seats allowed for limited forward movement in the event of a crash, indicating the need for stronger child safety measures.

    Renault Kiger safety features list

    The Kiger car safety rating is supported by advanced safety features protecting adult and child occupants. These include:

    • Airbags: Up to four airbags in higher variants protect driver and passenger
    • Anti-͏͏͏lock ͏Braking͏ System͏ (ABS͏)͏: Prevents wheel lock-up during ͏͏emergency͏ ͏braking.
    • Electronic Stability Programme (ESP): The system helps maintain vehicle stability during sharp turns or slippery conditions.
    • Traction Control System: Limits wheel slip during acceleration, enhancing grip and control.
    • Brake Assist͏: Provides͏͏ additional braking power in ͏͏͏emergency situations.
    • Rear parking sensors and reverse camera: Improves safety while reversing.

    FAQs

    1. How does the Renault Kiger perform in side-impact tests?

    The Kiger demonstrated adequate side-impact protection, with minimal intrusion into the passenger compartment.

    1. Are there any safety recalls for the Renault Kiger?

    No major recalls have been reported, but owners should check with Renault for updates.

    1. Is the Renault Kiger's safety rating valid for all markets?

    NCAP ratings are based on specific regional standards, so they may not apply uniformly worldwide.

    1. What is the significance of ISOFIX anchorages in child safety?

    ISOFIX anchorages provide a standardised and secure method to install child seats, enhancing child occupant safety during collisions.

    Conclusion

    The Renault͏ Ki͏͏ger Global NC͏AP ͏͏rating emphasises the brand's efforts to͏ prioritise safety in its vehicle lineup. Although the vehicle has several safety features, potential buyers must invest in dependable third party car insurance.

    However, a comprehensive car ͏insurance ͏policy is advisable as it provides all-around protection to your vehicle and financially aids against accidents, damage or theft. It gives them extra security to handle unforeseen events͏ on the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tata Tiago safety ratings: Global/Bharat NCAP

    by User Not Found | Apr 28, 2025

    The automobile industry is fiercely competitive in India, as new models come in with advanced features and performance. Safety is a priority for family cars, and Tata Motors has ensured it. One of the most popular choices from Tata Motor's lineup is the Tata Tiago. Their models have undergone several crash tests under the Global NCAP (New Car Assessment Program). So, what was the Tata Tiago safety rating in the Global NCAP? Let us find out in this blog.

    Tata Tiago: A brief history

    Tata Motor's Tiago has made its mark in the Indian automobile industry with its combination of performance, style, and reliability. Since its launch in April 2016, it has been one of the top models in the compact hatchback segment. However, the Tiago stands out for its construction and advanced range of features.

    The Tata Tiago quickly became popular in the Indian market thanks to its premium interiors, youthful design, and impressive safety features. In 2018, the Tiago further evolved with the introduction of the rugged NRG variant. The launch of Tiago EV in 2022 and the i-CNG AMT variant in 2024 marked the brand's push for eco-friendly options in the next-generation model. In terms of safety, the Tiago continued to excel, as demonstrated by the NCAP rating of Tata Tiago.

    Tata Tiago global NCAP safety ratings

    Tata Motor's 5-door sedan model Tiago has performed remarkably well in the Global NCAP crash tests. It has earned a 4-star safety rating for adult occupant protection. However, the Tata Tiago NCAP rating for child occupant protection was 3-star. A detailed insight into the safety ratings is provided below:

    Tata Tiago adult occupant protection rating

    The overall score for adult occupant protection in the Tiago NCAP rating was 12.52 out of the maximum 17. It received a 4-star safety rating for all adult occupants, offering decent protection to the driver and front passenger.

    According to the Global NCAP crash tests, the driver and passenger's head and neck received 'good' protection. The remark for the driver's chest protection was 'marginal,' while that for the passenger was 'adequate.' There is impact from dangerous structures behind the front compartment. Hence, there was 'minimal' protection to the driver's and passenger's knees. However, there was adequate protection for the driver and good protection for the passenger's shin bones. The bodyshell was 'unstable' and incapable of handling further loadings. The footwell area was unstable, too.

    Tata Tiago child occupant protection rating

    The safety rating of Tata Tiago for child occupant protection is 3-star. It scored 34.15 points out of the possible 49 and signifies adequate protection for child occupants. According to the Global NCAP protocols, a 3-year-old and an 18-month-old child dummy were used. Both were placed in the rear-facing position with adult seat belts.

    In both cases, the seatbelt was able to prevent forward movement in case of a crash. The CRS (Child Restraint System) for the 18-month-old dummy was permanent, and both dummies received 'good' chest and head protection. The recommended child restraint system was compatible with the car. However, the Tiago offers only a lap belt in the rear centre position with no ISOFIX anchorages. The model, therefore, does not provide a three-point belt in all seating positions, reducing the Tiago safety rating to 3-stars for child occupants.

    Tata Tiago safety features list

    Now that you are familiar with the safety rating of Tiago let's look at some of its most significant safety features:

    1. Dual Airbags: The driver and passenger airbags reduce the impact of collision.
    2. ABS (Anti-lock Braking System): The ABS prevents the locking up of wheels during intense braking. 
    3. EBD (Electronic Brakeforce Distribution): The EBD maintains a balance between the braking forces of the front and rear wheels.
    4. CSC (Corner Stability Control): The CSC offers additional stability and balance while cornering.
    5. Rear Parking Sensors: The rear parking sensors assist with safe parking.
    6. Seat Belt Reminder: It alerts everyone in the vehicle to wear seatbelts to avoid injuries in a collision.
    7. Child Safety Lock: This lock prevents children from accidentally opening the rear doors.
    8. Speed Dependent Auto Door Locks: The system automatically locks doors based on vehicle speed.

    FAQs

    1. What is the Tata Tiago Global NCAP rating?

    Tata Motor's Tiago received a 4-star safety rating in the Global NCAP crash test series.

    1. What is the engine immobilizer feature in the Tata Tiago?

    Tata Tiago comes with an engine immobiliser feature. It is an advanced safety feature to prevent unauthorized engine starts.

    Conclusion

    The Tata Tiago is a top choice for families and city drivers. A powerful blend of style and performance, it also prioritises the safety of its passengers. The 4-star safety ratings of Tiago, combined with comprehensive car insurance, make it a reliable companion on the road. Secure your peace of mind while driving with car insurance online for your Tata Tiago. Good insurance provides financial coverage in case of accidents, repairs, theft and damage from natural calamities.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Ertiga safety ratings: Global/Bharat NCAP

    by User Not Found | Apr 28, 2025

    The Maruti Suzuki Ertiga has been a popular choice for families and fleet operators thanks to its performance, space, and practicality. However, the aspect of safety is paramount when it comes to choosing a family car. The Global NCAP (New Car Assessment Program) is a recognised organisation that evaluates the safety of new vehicles in terms of crashes or collisions. This blog gives you detailed information about the Ertiga NCAP rating

    Ertiga: A brief history

    The Maruti Suzuki Ertiga is a hit with Indian families due to its various features and affordable pricing. Since 2012, this multi-purpose vehicle (MPV) has been targeting the Indian automobile market. The latest models of Tiago, introduced in 2022, offer practical build, spacious interiors and fuel efficiency. However, there is always room for improvement, especially when it comes to safety levels. The Maruti Ertiga safety rating went down from 3-star to 1-star in 2024. 

    Ertiga global NCAP safety ratings

    The Global NCAP rating is a stringent test for evaluating the safety levels of cars. Under its Safer Cars For India (2019) program, the Ertiga performed well and earned a 3-star rating for adult and child occupant protection. However, the latest round of crash tests under Global NCAP's Safer Cars for Africa program was held in 2024. The Maruti Ertiga safety rating plummeted to 1-star for adults and 2-star for child occupant protection. Provided below is a detailed insight into the 2024 Maruti Suzuki Ertiga safety rating:

    Ertiga adult occupant protection rating

    The safety rating of Ertiga in adult occupant protection tests is 1-star. It could only secure 23.63 points out of the maximum 34, 69.5%. According to the Global NCAP protocols, the key parameters included frontal, side and side pole impact.

    In the frontal impact test, the Ertiga scored 7.937 points, with 'good' neck and head protection for the front occupants. The driver's chest received only 'marginal' protection, while the passenger's chest received 'good' protection. There was 'marginal' protection for the driver's and passenger's knees due to the hazardous structure behind the dashboard that came in contact. The driver's and passenger's tibias also received 'adequate' protection.

    The Ertiga scored 14.693 points on the side impact test. The rating was 'good' for head, abdomen and pelvis protection and 'adequate' for chest protection. Due to the unavailability of curtain airbags, the Global NCAP didn't test for the side pole impact. The safety rating of Ertiga for the body shell and footwell area was 'unstable' and, hence, unable to withstand additional loadings.

    Ertiga child occupant protection rating

    The Ertiga car safety rating for child occupant protection is 2-star. With 19.40 points out of 49, it received a score of 39.77%. The Ertiga global NCAP rating was 14.77 points out of 24 as the dynamic score. The CRS (Child Restraint System) installation score was 4.63 out of 12 points and nil out of 13 for the vehicle assessment score.

    The Global NCAP tests child safety with dummies of 3-year-old and 18-month-old children. ISOFIX mounts and top restraints were used to install the child seats facing forward. During the frontal impact test, the tester noticed successful prevention of head exposure for the seat of the 3-year-old dummy, while limited protection to the chest and neck. The 18-month-old dummy experienced high-speed deceleration with poor protection to the chest and neck. In the side impact test, both dummies received full protection.

    Ertiga safety features list

    Following Ertiga's Global NCAP ratings, let's look at some safety features of this popular choice:

    • Dual front airbags in order to protect the driver and front passenger in a collision.
    • The ABS (anti-lock braking system) prevents wheel lockup on hard braking.
    • The EBD (electronic brakeforce distribution) distributes the brake force between the front and rear wheels.
    • The ISOFIX child seat anchors simplify child seat installation.
    • Pre-tensioner seatbelts automatically tighten during a collision.
    • The reverse parking sensors assist in safe reverse parking.

    FAQs

    1. What is the Global NCAP safety rating for the Maruti Suzuki Ertiga?

    The Ertiga car safety rating under the Global NCAP protocols is 1-star. It shows a poor safety level, with 23.63 points out of 34 for adults and 19.40 points out of 49 for children.

    1. What are the key factors for Ertiga's low safety levels in the Global NCAP ratings?

    The Ertiga's overall structure received a rating of 'unstable' according to the revised Global NCAP protocols. The footwell area received an 'unstable' remark, too, as the pedal displacement increased injury hazards to the lower tibias of the driver.

    1. Does the Maruti Suzuki Ertiga have ABS and EBD?

    The Ertiga has an Anti-lock Braking System (ABS) and Electronic Brakeforce Distribution (EBD). These features become important for maximum safety in situations that need sudden braking.

    Conclusion

    The Ertiga's 1-star safety ratings under the new Global NCAP test show how car features affect passenger safety. Car insurance is necessary for every owner to improve their safety on the road. The right comprehensive car insurance plan covers numerous risks and damages to ensure peace of mind while driving.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • MPFI vs Carburettor Engine: Key Differences

    by User Not Found | Apr 28, 2025

    Updated on - 18 May 2026

    The main difference between a carburettor engine and MPFI engine is how fuel is delivered into the cylinders. The carburettor engine is an old technology that mixes air and fuel mechanically. On the contrary, MPFI (Multi-Point Fuel Injection) is an advanced internal combustion engine that uses electronic fuel injectors to supply fuel into the cylinders.

    Read this blog for a detailed breakdown of the MPFI engine vs carburetor engine.

    What Is an MPFI Engine?

    MPFI is an internal combustion engine that supplies the exact fuel amount directly into the cylinder via multiple ports using modern fuel injection technology. This is an advanced form of engine with enhanced performance.

    What Is a Carburettor?

    A carburettor engine is an internal combustion engine that mixes air and fuel using a mechanical device before supplying it to the cylinders. The engine uses a simpler and older technology to mix fuel and air.

    Difference between Carburettor Engine and MPFI Engine

    Carburettor and MPFI engines vary in many aspects, like fuel delivery and performance, and knowing these differences can guide you in choosing a vehicle while considering long-term maintenance and car insurance aspects. Here are the key differences between an MPFI engine and carburettor engine:

    Fuel Delivery

    • Carburettor engine: Mixes air and fuel mechanically before sending it to the engine cylinders.
    • MPFI engine: Uses electronic injectors to spray fuel directly into the cylinders in a controlled manner.

    Mechanism

    • Carburettor engine: Relies on vacuum pressure to draw fuel into the airstream.
    • MPFI engine: Controlled by an Engine Control Unit (ECU), which adjusts fuel delivery based on engine conditions.

    Design and Maintenance

    • Carburettor engine: Simpler design, making it easier and more cost-effective to repair and maintain.
    • MPFI engine: More advanced and complex, requiring specialised tools and expertise for servicing.

    Air–Fuel Mixture

    • Carburettor engine: Provides a relatively fixed and less precise air–fuel ratio, leading to lower efficiency.
    • MPFI engine: Offers precise control over the air–fuel mixture, improving fuel efficiency.

    Emissions

    • Carburettor engine: Produces higher emissions due to incomplete combustion.
    • MPFI engine: Generates fewer emissions as fuel burns more completely.

    MPFI Engine vs Carburettor Engine Difference: Which Is Best?

    The MPFI engines are considered better since they have better fuel efficiency than carburettor engines and enhanced performance in power output. The specific fuel delivery enables complete combustion, minimises fuel wastage and boosts acceleration.

    Conclusion

    The key MPFI engine vs. carburettor engine difference is how fuel is supplied to the engine's cylinders. Note that even with the best engine, you still need to insure your vehicle. The policy financially safeguards you from the high costs of vehicle repairs, replacements, or legal fees resulting from road accidents, car theft, or other unpredicted events.

    Consider getting a comprehensive car insurance policy that offers broad coverage for a wider range of risks.

    FAQs

    1. Does engine type affect car insurance?

    Although engine type does not directly affect the premium you pay, it still can have an impact on things that insurers may take into account when determining coverage and pricing, such as performance, vehicle value, and repair expenses.

    2. Which engine type is more fuel-efficient: MPFI or carburettor?

    Compared to carburettor engines, MPFI engines are often more fuel-efficient because they regulate the air-fuel mixture more precisely, minimising waste and enhancing overall combustion. This also makes them more environment-friendly.

    3. Is third-party car insurance enough for MPFI or carburettor vehicles?

    Third party insurance is mandated for car owners by the Motor Vehicles Act, 1988, and covers damages to others, but it does not cover your own vehicle. For better coverage, especially for newer MPFI vehicles, a comprehensive policy is usually more suitable.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Electric Cars with 500KM+ Range in India 2026

    by User Not Found | Apr 28, 2025

    India has experienced a major change in the automobile scene, with electric vehicles gaining ground. One of the biggest worries for possible EV buyers has always been range. However, several manufacturers have now launched models that offer amazing ranges. Let's discover some of the most exciting 500 km range electric car in the Indian market.

    List of electric cars with 500 KM range

    Here’s the list of some of the best 500km range electric car:

    1.   Tata Curvv EV

    The Tata Curvv EV, with its sleek coupe-SUV style, stands out on Indian roads while providing usefulness and economy. The level of its effectiveness says a lot about Tata's technical skills. The car strikes the right balance between speed and price, making EV technology available to more customers. Its low-price plan makes it easy to enter the long-range EV market.

    • Range: 502 km
    • Battery Capacity: 55 kWh
    • Ex-showroom Price: 17.49 - 21.99 Lakh

    2.   BYD Atto 3

    The Atto 3 is unique because it uses cutting-edge Blade Battery technology, which is known for being very safe and effective. The car's interior has features like a rotating navigation screen and high-quality materials. BYD's commitment to sustainability can be seen with eco-friendly materials throughout the vehicle's construction.

    • Range: 521 km
    • Battery Capacity: 48 kWh
    • Ex-showroom Price: 24.99 - 33.99 Lakh

    3.   Mercedes-Benz EQB

    The Mercedes-Benz EQB brings German luxury into the electric SUV space. It works smoothly with Mercedes's world of linked services, giving buyers a tech-forward experience. The vehicle's MBUX navigation system with EV-specific features helps drivers maximize range and find charging spots. Answering real issues of luxury EV ownership in India.

    • Range: 535 km
    • Battery Capacity: 5 kWh
    • Ex-showroom Price: 72.20 - 78.90 Lakh

    4.   Audi e-Tron GT

    The top Audi e-Tron GT marks the peak of electric speed in India. This four-door grand tourer blends stunning power with surprising flexibility. What separates the e-Tron GT is its focus on driving performance. Despite its speed, the car doesn't compromise on comfort.

    • Range: 500 km
    • Battery Capacity: 93 kWh
    • Ex-showroom Price: 1.72 Cr

    Conclusion

    As charging infrastructure grows, these long-range EVs will be crucial in driving electric mobility. Protecting your investment with a four wheeler insurance is important when investing in electric cars. Comprehensive car insurance for electric vehicles offers security against natural disasters, theft, and third-party risks. As the EV market changes, insurance companies are creating customised plans that handle the unique needs of electric cars.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • How to apply online for the FAME subsidy in India?

    by User Not Found | Apr 28, 2025

    The Faster Adoption and Manufacturing of Electric Vehicles (FAME) India scheme is a government initiative aimed at promoting electric mobility by offering subsidies on electric vehicles (EVs). Under FAME II, individuals purchasing eligible electric two-wheelers, three-wheelers, and four-wheelers can avail of financial benefits.

     

    While FAME II is a national scheme, states like Delhi, Maharashtra, Gujarat, and Tamil Nadu offer additional EV incentives. For example, Delhi provides an extra subsidy on top of FAME benefits, while Maharashtra offers early-bird incentives for the first few buyers.

     

    Understanding how to apply for FAME 2 subsidy online can help make the transition to EVs more affordable.

     

    How to avail benefits under FAME India scheme

    • Ensure that your EV model is registered under the FAME II scheme. Approved models are listed on the official National Automotive Board portal.
    • Always purchase your EV from an authorised dealer or manufacturer that is part of the FAME programme.
    • Upon purchase, the subsidy is automatically deducted, reducing the overall cost of the vehicle.
    • After purchase, manufacturers or dealers upload purchase details to the FAME 2 subsidy application portal, which then gets verified by the government, with minimal input required from the buyer.

     

    Why FAME subsidy matters for car Insurance

    Since EVs have higher upfront costs, government subsidies like FAME II make them more accessible. A lower purchase price also affects car insurance premiums, making EV ownership a financially viable choice.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best hybrid cars in India under 20 lakhs

    by User Not Found | Apr 28, 2025

    A hybrid car combines the best of both petrol or diesel-powered vehicles and electric vehicles. They deliver a high mileage with low emissions that is further paired with less maintenance. If you are searching for a fuel-efficient vehicle, then the hybrid car is the best option.

    But the market is full of them, so how do you determine the right fit that is also within your budget? We have created a list of hybrid cars in India under 20 lakhs to ease your search. If that is your budget, then take a look at them and pick the one you want.

    List of best hybrid cars under 20 lakhs in India

    Here are some of India's best hybrid cars available under 20 lakhs that could meet your needs.

    1.      MG Hector Plus

    The MG Hector Plus has some of the most iconic designs that create a bold statement and complement an extraordinary style. It has a sleek rear cluster and a new brand front design that boosts its commanding presence.

    This is one of the best hybrid cars in India under 20 lakhs which also prioritises your safety by incorporating features like hot stamped B pillar, thick door panels and use of high-strength steel in the body.

    Check out its specifications to determine whether it will be suitable for your needs.

    • Ex-showroom price: Rs. 17.50 - Rs. 23.67 lakh (approx.)
    • Engine: 1451 cc - 1956 cc
    • Power: 04 - 167.67 bhp
    • Seat capacity: 7
    • Fuel tank capacity: 60 L
    • Length x width x height (mm): 4,699 x 1,835 x 1,760

    2.      Toyota Urban Cruiser Hyryder

    The Toyota Urban Cruiser Hyryder has many great features, including a fuel efficiency of 27.97* km per litre. It also has a 1.5L TNGA or K-series engine, depending on the variant you choose. You can further select from three transmission modes, including the 5-speed MT, 6-speed AT and e-drive.

    With a Global NCAP safety rating of 4-star, the car also has robust safety features with 6 units airbags, advanced body structure and cruiser control. The Urban Cruiser Hyryder's frame can disperse any impact energy, even when a collision occurs.

    Here is some information that will help determine whether the car is suitable for your needs.

    • Ex-showroom price: Rs. 11.40 - 19.99 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 63 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,365 x 1,795 x 1,645

    3.      Maruti Suzuki Grand Vitara

    The Maruti Suzuki Grand Vitara is popular for its large number of variants that all differ in specifications and prices. But no matter which variant you take, they are all hybrid cars under 20 lakhs in India.

    This car has a distinct design, industry-redefining fuel efficiency, segment-leading features and sophisticated interiors. It provides a variety of colours from blue, red, grey and white.

    Here are some of its specifications that help determine its suitability:

    • Ex-showroom price: Rs. 11.19 - 20.09 lakh (approx.)
    • Engine: 1462 cc - 1490 cc
    • Power: 87 - 101.64 bhp
    • Seat capacity: 5
    • Fuel tank capacity: 45 L
    • Length x width x height (mm): 4,345 x 1,795 x 1,645

    FAQs

    1. Are hybrid cars better than other vehicles?

    Hybrid cars can be incredibly great if you are looking for improved fuel economy, lower emissions and dual advantages of electric and petrol power. They also need less maintenance, so they are convenient to use regularly.

    1. How do hybrid cars work?

    Hybrid cars combine an electric motor, a gasoline engine and a battery to deliver efficient performance. The motor operates the vehicle at low speed or under low power demands. At the same time, the gas engine comes into full throttle at higher speed and efficiency. At the same time, these cars can also work on electric power alone but only for short distances.

    1. How to determine whether a hybrid car is the right vehicle?

    By considering your driving needs, you can determine whether the best hybrid cars in India under 20 lakh are suitable for you. If you need a combination of an electric and petrol/diesel vehicle, then this might be a good option. But also take into account the fuel efficiency, environmental impact and the total cost of such a vehicle.

    Conclusion

    Buying the right vehicle depends on several factors. While we have included some of the best ones, you can also look into the upcoming hybrid cars in India under 20 lakhs if you find what you want.

    At the same time, a big part of getting your vehicle is prioritising good car insurance. You can look into getting it directly from an insurance company. But you can also compare its benefits with a third party car insurance. No matter which one you pick, some benefits like no claim bonus, zero depreciation, cashless garage network, etc., are available with premium policies.

  • What does PuCC mean?

    by User Not Found | Apr 28, 2025

    PuCC meaning in India refers to the Pollution under Control Certificate, which is a mandatory document for all motor vehicles, including two-wheelers and four-wheelers. This certificate ensures that a vehicle’s emissions comply with the government’s prescribed limits, keeping pollution under check. To enjoy a smooth riding or driving experience, you must regularly renew your PuCC from authorised emission testing centres, ensuring that the carbon emissions from your vehicle meet the emission standards set by the Central Pollution Control Board

     

    Key points about PuCC:

    • A valid PuCC indicates that a vehicle’s emissions are within the permissible limits.
    • If a vehicle does not have a valid PuCC, it is considered non-compliant with emission norms and may attract penalties.
    • While the first PuC certificate for a new vehicle is valid for one year, subsequent renewals typically last for six months.
    • This certificate is mandatory for vehicle insurance renewal, ensuring that vehicles meet regulatory standards before coverage is extended.

     

    Why keeping a valid PuCC is essential

    A valid PuCC is essential for vehicle owners in India to ensure compliance with environmental laws while also being a requirement for car insurance renewal. Failure to possess a valid or updated PuCC can result in fines and hinder insurance claims.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • How is road tax applied to other state vehicles in Telangana?

    by User Not Found | Apr 28, 2025

    Vehicles registered outside Telangana can operate in the state without paying road tax for a limited period. However, if the vehicle remains beyond 12 months, the owner of other state vehicles must pay a road tax, a mandatory levy imposed by the Telangana State Transport Department, and apply for re-registration. Usually, temporary visits for tourism, business trips, or short-term stays are generally exempt from the road tax.

     

    Failure to pay Telangana road tax on time can lead to fines, vehicle seizure, and issues with car insurance validity during inspections.

    How is road tax for other state vehicles in Telangana calculated?

    • The tax is based on the vehicle’s invoice value and depreciation over time.
    • Newer vehicles pay higher road tax, while older vehicles receive depreciation-based reductions.
    • Different rates apply for petrol, diesel, CNG, and electric vehicles.
    • Similarly, commercial and private vehicles are taxed at different slabs under Telangana’s Motor Vehicles Act.

     

    Ensuring compliance for a hassle-free experience

    If you’re a vehicle owner planning on staying long-term in Telangana, ensure to stay updated on tax rules and complete formalities on time. Keeping road tax and car insurance valid ensures hassle-free travel and avoids penalties. For re-registration, consult the local RTO for documents and fees.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Top Muscle Cars in India to Watch in 2026

    by User Not Found | Apr 28, 2025

    Muscle cars have won their place in automotive history and are gradually making their presence felt in India's changing car culture. These beasts are respected worldwide for their strong engines, unique body shapes, and unforgettable exhaust sounds. Let's discover the best muscle cars in India that have caught the attention of car enthusiasts in 2025.

    List of best muscle cars in India

    Muscle cars are American-made 2 door coupes with strong engines (usually V8s). These automobile icons mix raw power with bold, unique looks that continue to turn heads decades later. Here’s the list of best muscle cars:

    1.     Ford Mustang Boss 429 (1969)

    The Boss 429 Mustang is the highest version of Ford's pony car. With its NASCAR-spec big block V8 engine, this monster was built for one reason: pure, unadulterated speed. The Boss 429 has a 7.0L V8 engine capable of making 355 hp in the Shelby GT500 version.

    2.     Dodge Charger (1968)

    The 1968 Dodge Charger is one of the most powerful sports cars ever built. It was among the first cars to feature an aeroplane wing-inspired rear spoiler, mixing style with efficient function. Under the hood, the Charger packs a huge 6.3L V8 engine. The Charger offers an exciting driving experience that still impresses in 2025.

    3.     Chevrolet Camaro (1967)

    The 1967 Chevy Camaro was Chevrolet's answer to the Mustang, and it quickly established its famous position. Defined by its sharp yet powerful shape, the Camaro was built for speed. What's interesting about the Camaro is how overlooked its power was from the beginning. The Camaro was known as one of the most powerful muscle cars of its age.

     

    Disclaimer

    Most of the classic power cars described in this piece are not easily available in the Indian market through official means. Enthusiasts usually import these cars from other countries through the Completely Built Up (CBU) method, which includes large import fees and taxes. This results in American muscle in India prices being costly.

    Conclusion

    The love for fast cars is timeless. Their unique V8 rumble and elegant yet sporty forms continue to excite automobile fans worldwide, including in India. Getting proper car insurance is important for those investing in these automobile icons. Given muscle cars' high worth, comprehensive car insurance protects against possible damage, theft, or crashes. Today, car insurance online sites make comparing plans from multiple sources easier than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Upcoming Hydrogen Cars Launching in India 2026

    by User Not Found | Apr 28, 2025

    The future of automobile technology in India seems promising and exciting. The commitment to green hydrogen adoption indicates a secure market for India's hydrogen-powered automotive, towards zero-emission, eco-friendly transport. The anticipated hydrogen-powered vehicles, including cars, trucks, buses, and SUVs, will enhance sustainability and cater to a wide audience's transport needs.

     

    Read on to discover some of the best upcoming hydrogen fuel cell cars in India.

    List of upcoming hydrogen cars in India

    Here are some of the anticipated hydrogen-powered cars in India.

    1.   Toyota Mirai- (starting from Rs 60 lakh (ex-showroom)

    Toyota Mirai is one of the best hydrogen cars in India, which gives a sneak peek of the exciting future of automobiles. Since 2014, the Toyota Mirai has been launched, and the car has gone through several makeovers.

    Features and specifications:

    • 3-inch infotainment system
    • 8-inch digital driver's display
    • Wireless charger
    • Head-up display
    • Digital rearview mirrors
    • Variants: Available in three trims
    • Engine: 3698 cc
    • Power: 152 bhp
    • Fuel: Hydrogen
    • Range: Around 646 km on a full tank

    2.   MG Euniq 7

    Having showcased their first fuel cell vehicle in India in a 2023 auto expo, MG plans to launch the Euniq 7 MPV in India, though they haven't yet announced the date. The fuel cell reinforces MG's capability of operating under sustainable transport, adding to the world's eco-friendly driving experience.

    Features and specifications:

    • Sliding doors
    • Panoramic sunroof
    • Digital driver display
    • Electronic parking brakes
    • Electronically-operated rear doors
    • Power output: 150 kW (approximately 200 bhp)
    • Emission: H2O (Water) is the only byproduct
    • Fuel: Hydrogen
    • Range: Approximately 650 km on a single refill

    3.   Hyundai Nexo

    Hyundai NEXO is a compelling hydrogen-powered transport alternative. It is a promising hydrogen fuel cell SUV offering advanced technology and superior efficiency. The vehicle can be refuelled in only 5 minutes, showcasing the potential of being among the best upcoming hydrogen cars in India.

    Features and specifications:

    • 3-inch touchscreen display and navigation
    • Ventilated seats
    • Wireless charging
    • Remote smart parking
    • Heated steering wheel
    • Hyundai SmartSense ADAS
    • Fuel: Hydrogen
    • Range: Up to 666 km on a single hydrogen tank

     

    Conclusion

    Although India is still in the early stages of hydrogen fuel cell technology, the future of hydrogen-powered vehicles looks promising. Government initiatives like the Production Linked Incentive (PLI) scheme push the automotive sector towards sustainable transport solutions.

    Also, investing in third party or comprehensive car insurance is essential to cover specific requirements for hydrogen fuel cell cars. Third party car insurance protects you financially against damage caused to third parties, helping you avoid unnecessary financial stress. At the same time, you enjoy the benefits of

    benefits of owning an advanced, eco-friendly vehicle. Choosing the right car insurance also ensures broader protection against unforeseen risks while driving such innovative vehicles.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Fastest Hatchbacks in India You Can Buy in 2026

    by User Not Found | Apr 28, 2025

    In the dynamic world of automobile performance, hatchbacks have transformed from mere city passengers to strong, high-performance machines. Let's examine the most exciting, fastest hatchback cars in India.

    List of fastest hatchback in India

    Here’s the list of the fastest hatchback in India:

    1.   Mercedes-Benz AMG A 45 S

    The Mercedes-Benz AMG A 45 S is a true winner when luxury meets raw speed. This isn't just a car; it's a statement of engineering greatness. The small hatchback breaks normal expectations with its turbocharged engine. Its clever all-wheel-drive system ensures maximum grip, while the advanced suspension keeps the car fixed.

    • Engine: 1991 cc
    • Mileage: 10 kmpl
    • Top Speed: 270 kmph
    • Ex-showroom Price: 94.80 Lakh

    2.   Mini Cooper JCW

    The Mini Cooper John Cooper Works (JCW) version brings British racing DNA to the Indian car scene. With a rich racing history, this hatchback is more than just a car. Its small size masks its great performance powers. The JCW model turns the classic Mini design into a performance-oriented machine. It hits a great mix between everyday usability and track-day excitement.

    • Engine: 1998 cc
    • Mileage: 15 kmpl
    • Top Speed: 246 kmph
    • Ex-showroom Price: 44.90 - 55.90 Lakh

    3.   Hyundai i20 N-Line

    Hyundai has successfully filled the gap between cost and speed with the i20 N-Line. Designed for the young, eager driver, it brings sports looks and real performance qualities to the mass market. The i20 N-Line offers a surprisingly exciting driving experience with its small engine and excellent tuning. It's proof of Hyundai's drive to make performance available to a wider public.

    • Engine: 998 cc
    • Mileage: 20 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.99 - 12.56 Lakh

    4.   Tata Altroz Racer

    The Tata Altroz Racer marks a major milestone for Indian car production. It shows that homegrown names can fight with foreign players in the speed car market. With carefully designed changes, the Altroz Racer turns the normal hatchback into an exciting driving machine. It's a great moment for Indian car fans, who can now enjoy world-class speed from a local maker.

    • Engine: 1199 cc
    • Mileage: 18 kmpl
    • Top Speed: 190 kmph
    • Ex-showroom Price: 9.49 - 11 Lakh

    Conclusion

    These hatchbacks reflect more than just fast cars. They represent the changing automobile environment in India, where speed, technology, and ease are merging. When buying these fastest hatchback cars, securing appropriate protection for your vehicle is as important as maintaining it. A car insurance policy is a legal requirement and a crucial shield for your vehicle. Comprehensive car insurance financially protects against natural disasters, theft and accidental damage. The digital transformation of insurance services has made comparing policies, filing claims, and managing coverage more accessible than ever.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Electric Cars with 600 KM Range in India

    by User Not Found | Apr 28, 2025

    India's electric car market now offers models that cover long distances on a single charge. This development solves one of the most important barriers to EV vehicles. Let's discover these amazing 600 km range electric car in India that are changing the scene of electric travel.

    List of electric cars with 600 KM range

    Here’s the list of 600 km range electric car:

    1. Mahindra BE 6

    Mahindra's BE 6 marks a milestone in India's local car tech. This car's amazing range proves Mahindra's commitment to electric travel. This makes it one of the cheaper choices in the long-range EV market. The design theory mixes future elements with practical usefulness. They have produced a forward-looking, instantly workable vehicle for Indian road conditions.

    • Range: 683 km
    • Battery Capacity: 79 kWh
    • Ex-showroom Price: 18.90 - 26.90 Lakh

    2. Mahindra XEV 9e

    The Mahindra XEV 9e takes the company's electric goals to a more luxury market. It shows how battery management systems and car design can create different drive experiences. The XEV 9e offers a more upscale experience with improved internal comforts and technology features. The vehicle blends the efficiency needed for Indian roads with bits of luxury.

    • Range: 656 km
    • Battery Capacity: 79 kWh
    • Ex-showroom Price: 21.90 - 30.50 Lakh

    3. Hyundai Ioniq 5

    The Hyundai Ioniq 5 brings global electric car greatness to Indian shores. It enters the luxury market with a unique retro-futuristic design language. The large cabin offers comfort levels that beat standards for its outward measurements. The vehicle's fast-charging powers further improve its usefulness for longer trips.

    • Range: 631 km
    • Battery Capacity: 6 kWh
    • Ex-showroom Price: 46.05 Lakh

    4. Kia EV6

    The Kia EV6 is at the peak of electric range currently offered in India. It brings world-class electric vehicle technology to Indian roads, with a speed that matches expensive sports cars. The EV6 is at the top end of the market. It offers a complex design, cutting-edge technology and driving qualities that set new standards for electric cars.

    • Range: 708 km
    • Battery Capacity: 4 kWh
    • Ex-showroom Price: 60.97 - 65.97 Lakh

    Conclusion

    These cars mark a major development in India's electric transport environment. With ranges topping 600 kilometers, they successfully remove range worry. Getting proper insurance coverage becomes important when buying these electric cars. Standard car insurance plans are changing to meet the unique aspects of EVs. 

    Comprehensive car insurance for electric vehicles includes coverage against natural disasters, theft, and third-party risks.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Best Air Filter for Cars in 2026

    by User Not Found | Apr 28, 2025

    The car air filter you choose can impact your vehicle's overall performance, fuel efficiency and longevity. The best air filter for a car can ensure the engine gets clean air for combustion, functions efficiently and prevents dirt and other contaminants from clogging the engine.

    Maintaining a clean and functioning air filter can save you money. Read on to discover the best automotive air filters of 2025.

    List of best air filters for cars

    Here's a list of some good air purifiers for cars:

    1. ACDelco

    ACDelco OE Engine Air Filters are popular for their high-quality design, tight seals and excellent filtration. They trap airborne and damaging foreign particles, ensuring clean air intake and optimal engine performance and durability.

    2. WIX filter

    Known for its superior filtration, WIX offers excellent dirt-trapping capacity, contributing to engine protection, extended life and functioning under varied driving conditions. The solid design ensures the filter can withstand harsh engine environments.

    3. UNI filter

    Uni Filter is one of the best air filter automotive types, and it is notable for its excellent dirt-stopping capacity, reusable, two-stage foam and ease of cleaning. It offers an economical and lasting air filtration solution.

    4. Apexi filter

    A cold air intake filter test revealed Apexi as the cleanest and best cold air intake filter of all the tested filters. It also had the highest power increase, with a 14 PS increase. The Apexi filters stand out mainly for their design and ease of maintenance, with a high potential for improved airflow.

    Conclusion

    Your car's air filter plays a key role in maintaining optimal performance. Regularly checking and replacing it ensures better fuel efficiency, improved engine performance and a longer vehicle lifespan. While inspecting and changing your air filter is simple, choosing the right type for your car is equally important.

    Alongside this, don't forget the importance of securing a third party car insurance. Additionally, opting for comprehensive four-wheeler insurance provides enhanced protection, safeguarding your investment and offering financial security against accidents, theft, damage and more.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Get Rid of Odour from Car Interiors?

    by User Not Found | Apr 28, 2025

    A fresh-smelling car interior significantly improves the driving experience. However, unwanted odours can quickly become a nuisance. Whether from food spills, pet accidents, cigarette smoke or mildew, these smells can make even short drives unpleasant.

    If you are dealing with the same crisis and wondering how to remove bad odour from car interiors, this guide provides practical solutions.

    Tips on how to get rid of smell in car

    Understanding how to get rid of smell in car spaces requires identifying the source first and then applying the right treatment methods. The most effective tips on how to remove smell from car include:

    1. Clean your car regularly

    Vacuum the carpets and upholstery weekly to eliminate dirt and debris that cause odours, especially during the monsoon or with daily use. Wipe surfaces with a mild cleaner and clean spills or stains immediately.

    You can also steam clean stubborn stains that cause odours. However, allow adequate drying time to prevent mildew formation.

    2. Use natural odour absorbers

    Sprinkle baking soda on carpets and upholstery. Let it sit for a few hours before vacuuming. You can also place activated charcoal under the car seats to absorb odours.

    Furthermore, try silica gel packets in storage compartments to reduce moisture.

    3. Add essential oils and air fresheners

    Add essential oils, such as tea tree, sandalwood or jasmine oil, to cotton balls or air fresheners to mask unpleasant odours. However, use them sparingly to avoid overwhelming scents.

    4. Keep your car ventilated

    Open windows or sunroofs while the AC is running to circulate fresh air and replace the cabin air filter, which can harbour odour-causing particles. Clean air vents using compressed air and disinfectant spray. For persistent smells, consider professional AC cleaning.

    5. Targeted treatment for specific odours

    • Cigarette smoke: Mix white vinegar and water to wipe down surfaces.
    • Food smell: Use chemical-based cleaners formulated explicitly for food spills.
    • Pet odours: Enzyme-based pet smell neutralisers work best.
    • Mildew: A solution of diluted hydrogen peroxide can kill odour-causing mould.

    Conclusion

    By following these simple tips, you can keep your car smelling fresh and looking clean. However, maintaining your car’s overall health goes beyond addressing odours and stains—it also involves regular servicing, proper care of its components and securing a reliable four-wheeler insurance policy.

    In addition to third-party cover, comprehensive car insurance provides valuable financial protection against unexpected damages, including accidents, theft, natural disasters and more.






    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • How to Protect Your Car from Rats & Rodents?

    by User Not Found | Apr 25, 2025

    As car owners, we often focus on safeguarding our vehicles from accidents and theft, but another threat can cause significant damage: rats and rodents. These unwanted critters, generally attracted to the warm, sheltered environment like the car’s hood, can chew through wires, insulation, and other critical components, leading to costly repairs.

    This blog will give you valuable insights if you want to know how to protect your car from rats. Here, we have some smart solutions on how to protect car wires from rats and keep unwanted rodents away.

    Ways of protecting your car from rats

    Follow these practical tips to keep pests and rodents at bay:

    • Keep food away: Do not store food near or inside your car. This includes pet food, bird seeds, or any other edible items, along with used wrappers that might attract rodents.
    • Clean your car frequently: Consider cleaning your car every week, especially the interiors, using a vacuum cleaner with powerful suction. This is important if you park your vehicle outside or have children and pets spilling food inside.
    • Seal holes and gaps: Regularly inspect your car’s engine and undercarriage for any gaps or holes. Seal these openings with mesh or caulk to prevent rodents from entering.
    • Use natural rodent repellents: Place cotton balls soaked in peppermint oil around the engine compartment. Sprinkle black pepper, cayenne pepper, or cloves near entry points. You can also use neem oil or camphor, as these have strong smells that rats dislike.
    • Use safe areas: Park your car in a well-lit or sealed garage. Move your vehicle regularly to discourage rodents from nesting. Keep your garage clean.
    • Electronic devices: Consider installing ultrasonic repellent devices in the engine compartment or strobe lights that activate when the car is parked to deter nocturnal rodents.
    • Inspect your car regularly: Check your car’s wiring and insulation for signs of gnawing. To prevent chewing, use rodent-deterrent tape on wires.

    Conclusion

    Learning how to protect car from rats is essential for vehicle longevity. However, even with the best precautions, accidents can happen. That’s why having comprehensive car insurance is crucial. It covers unintentional accidents caused by rodents and other external factors, ensuring financial protection against unforeseen, expensive repairs.

    When buying car insurance online, opt for a policy that covers accidents, theft, natural events, third-party protection, and irreparable damages.





    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Tips to Remove Corrosion from Your Car Battery

    by User Not Found | Apr 25, 2025

    Battery corrosion is a common issue that affects vehicles, particularly during monsoon seasons when humidity levels rise. The whitish-green or blue powdery substance that forms on battery terminals can cause starting problems and reduce your battery's lifespan.

    Learning how to remove battery corrosion is an essential maintenance skill that can save you from unexpected breakdowns during long journeys. This guide provides simple, effective tips on how do you get rid of battery corrosion without professional help.

    How to remove car battery corrosion easily

    Before starting the process, wear protective gloves and eyewear. Follow these steps to remove car battery corrosion effectively:

    1. Disconnect the battery

    Turn off the engine and remove the negative terminal (usually black, marked with a ‘-’) first, then the positive terminal (typically red, marked with a ‘+’).

    2. Prepare a cleaning solution

    A paste made from baking soda and water effectively neutralises acidic corrosion.

    3. Clean the terminals

    Use a wire brush or an old toothbrush to apply the paste onto the corroded areas. Scrub gently but thoroughly until all corrosion is removed.

    For severe cases, commercial-grade battery cleaners can be more effective.

    4. Rinse and dry

    Rinse the battery terminals with clean water to remove any residue. Make sure the mixture doesn’t enter the battery vents and casing. Use a cotton cloth to dry the terminals completely.

    5. Apply petroleum jelly

    Protect the terminals from future buildup by coating them with a layer of petroleum jelly or dielectric grease.

    6. Reconnect terminals

    Attach the positive terminal first, then the negative and ensure they are securely fastened before restarting the engine.

    Conclusion

    Corrosion is often a sign of battery ageing, overcharging, overfilling with water or underlying electrical system issues—problems that should not be ignored. Now that you know how to get rid of battery acid corrosion, you can extend your battery’s lifespan and avoid costly repairs. To keep your car in top condition, schedule regular servicing and maintenance.

    Additionally, protecting your vehicle with reliable four-wheeler insurance provides financial and legal security against unexpected incidents and expenses. A comprehensive car insurance policy covers accidents, theft, and third-party damages.




    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Error message here