A car's windshield plays a crucial role in both safety and visibility, but when it shatters due to an unexpected impact, extreme weather or a flying stone, it can create a significant hazard. Not only does this disrupt your ability to drive safely, but it also compromises the vehicle's structural integrity, putting both you and your passengers at risk. This is an inconvenience as it compromises visibility, safety and the car's structural integrity.

Understanding what to do when your back windshield shatters  in advance can help you stay calm and make the right decision when a crisis strikes. This blog offers the steps to fix shattered car windshields.

Fixes for the car windshield shattered?

If you ever have a situation where your car’s windshield shattered, here's what to do:

1. Stay calm and pull over safely: If your windshield breaks while driving, remain calm and gradually slow down. Find a safe location away from the busy traffic to park your vehicle.
2. Assess the damage: Analyse the extent of the damage to understand if there are minor cracks or a complete shatter. Be careful not to touch the glass with bare hands.
3. Cover the opening temporarily: If you must drive before replacing the windshield, use clear plastic or a temporary cover to shield the car's interior from dust, debris and weather conditions.
4. Contact a professional: Visit a trusted auto repair shop that specialises in your vehicle's make and model as soon as possible. A minor crack might be repairable, but a severely shattered windshield will require a complete replacement.
5. Document the damage: Take clear photos of the damage from multiple angles for the car insurance claim. Note the date, time and possible cause of the damage.

Conclusion

A shattered windshield is more than just an inconvenience—it is a safety hazard that requires prompt attention, especially if you are on the road. Knowing the steps to fix shattered car windshields can save you time and money and potentially prevent injuries.

Moreover, having the right car insurance plays a vital role in covering repair or replacement costs. While the mandatory third party car insurance policy can protect others against the damage caused by the shatter, it will not cover the windshield repair expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

FASTag is an electronic toll collection system in India that uses Radio Frequency Identification (RFID) scanners to collect toll charges automatically on state and national highways. Introduced by the National Highways Authority of India (NHAI), it eliminates cash transactions at toll plazas, reducing queues and traffic congestion. The rechargeable FASTag stickers are affixed to a car’s windshield and linked to the owner’s bank account.

Understanding the different types of FASTags is important since they are mandatory for all four-wheelers.

Various types of FASTag used in India

FASTag types are broadly classified based on vehicle type, usage, and the issuing body to ensure appropriate toll deduction and smooth travel.  

Types of FASTtag based on vehicle:

1. Private vehicle FASTtag: It is issued for personal use vehicles like cars, jeeps, vans, and SUVs. This FASTag offers cashback benefits.
2. Commercial vehicle FASTag: This FASTag is designed for trucks, buses, and multi-axle vehicles used for goods or passenger transport. It is ideal for logistics companies and tourist buses and ensures efficient toll payments for large-scale operations.
3. Government vehicle FASTag: This category is designated for police vehicles, ambulances, and other exempted services. This FASTag type is issued directly by authorised agencies for toll exemption.
4. Rental vehicle FASTag: Designed for rental car service providers and fleet owners, this FASTag enables centralised toll tracking and seamless digital expense management.

Different types of FASTags based on issuing bodies:

1. Bank-specific FASTag: It is issued by banks in association with the National Payments Corporation of India (NPCI). This FASTag is available from 25+ banks, including SBI, HDFC, ICICI, and Axis Bank.
2. Prepaid wallet FASTag: This FASTag is available from digital wallet providers like Amazon Pay, Airtel Payments Bank, and PhonePe. It offers a convenient payment option without a bank account.
3. NHAI FASTag: The National Highways Authority of India (NHAI) issues this directly at toll plazas. It requires a prepaid wallet and is particularly beneficial for vehicles needing immediate FASTags access.

Conclusion

FASTags simplify toll payments for passengers by offering reliability, transparency, and contactless transactions. Choosing a FASTag type that aligns with your vehicle usage and travel needs will maximise its benefits. Additionally, ensure that your FASTag and bank account remain active and functional to avoid penalties and delays.

As a car owner, it is also essential to protect your vehicle from potential financial liabilities. So, pairing your FASTag with car insurance will ensure complete coverage for your vehicle. You can opt for comprehensive or third-party car insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

A clean car is not just about appearance; it also enhances your driving experience. Cars should pass a basic level of hygiene check in order to be comfortable for the driver and passengers. It also helps with the overall maintenance and durability. But simply giving the car exterior a quick wipe or wash from time to time isn’t enough.

Over time, dust, grime, odour and other pollutants can accumulate inside your car. Thus, maintaining a clean interior is important in creating a healthy and hygienic cabin. Sure, you can always get your car serviced, but it can cost a lot.

Read on to learn how to clean the car interior like a pro.

Recommended products for your car interior

To begin with, it is essential to acquire the appropriate equipment and products to clean your car’s interior. Here is a list of what you’ll typically require:

• All-purpose cleaner: Use an all-purpose cleaner for wiping down dashboards, doors, and consoles of your vehicle. Find a cleaner which is safe for plastics, rubber, and leather.
• Leather conditioner: Apply conditioner to keep your leather seats or trim supple and soft. Pick a leather conditioner made for automobile leather.
• Glass cleaner: Choose a cleaner that is safe for tinted surfaces to avoid damage and acquire a streak-free finish.
• Fabric cleaner: Use a fabric cleaner made for automobile fabrics. Some of these cleaners also work as stain removers.
• Spray protectant: Spray a protectant to shield your interior against water, UV rays, and dirt. Pick a spray that's safe for your car’s interior materials.
• Disinfecting wipes: Keep disinfecting wipes handy to immediately clean up spillages or mess.
• Garbage bags: Place garbage bags in your car for easy disposal of trash.

Cleaning equipment to clean your car

Next up, we have a list of a few essential products that’ll help you clean your car effectively.

• Car vacuum cleaner: Essential for removing debris, dust, and dirt out of your car’s interior. Ideally, it should come with attachments for different surfaces.
• Microfiber towels: Excellent for wiping and polishing surfaces without leaving behind lint or scratches. They can be used for dashboards, windows and other components.
• Brushes and scrubbers: Useful to remove stubborn stains or dirt buildup from your car. Opt for a soft-bristled brush to clean without damaging the interior.
• Applicator: A sponge or foam applicator might be useful for transferring cleaners or protectants to bigger surfaces.
• Gloves for protection: Important for protecting your hands from chemicals and dirt while cleaning your car’s interior.
• Detailing spray bottle: Useful while mixing and spritzing cleaning products. It also comes in handy while spot-cleaning particular areas.

Step by step: Detailing a car interior

Follow these suggestions and make use of the equipment and products to get a deep clean.

1. Prepare your workspace: Clean your car in a dry, well-ventilated location to avoid exterior debris and dust.
2. Remove all loose items: Remove any loose items from your vehicle, including floor mats, flooring liners and ashtrays. This will make all areas simpler to reach and clean.
3. Vacuum the whole interior: The first thing is to vacuum the carpets, floors and seats completely. Use attachments to reach hard-to-reach spaces and crevices.
4. Wash the upholstery: Use fabric cleaner on the seats and carpets, especially on stains. Let it soak for some time before vacuuming once more.
5. Clean the leather seats and trim: Clean leather surfaces with a leather cleaner. After cleaning, apply a leather conditioner to hydrate and protect the leather.
6. Clean dash, doors and consoles: Dab an all-purpose cleaner onto a microfiber towel and wipe them down, paying particular attention to buttons, vents and other points.
7. Clean the windows and mirrors: Wipe the windows and mirrors inside and out with the help of a clear glass cleaner and a soft cloth.
8. Spray with protectant: Once things are dry, squirt a protectant spray on areas including the dashboard, seating, and carpets to avoid future stains and dirt.
9. Replace items removed: Reinstall any floor mats, floor liners or ashtrays you removed earlier.

• Deodorise: Always deodorise the cabin during your detailing session, no matter whether your car’s interior smells bad or not. You can use car perfume or air freshener to deodorise.
• Final inspection: Give the interior of your car a final wipe-down to ensure things are in place and spotless.

Conclusion

Giving your car’s interior a deep clean at least twice a year can ease your worries about car hygiene and contribute to healthier, more enjoyable drives. If you travel around with children or the elderly, then clean interiors are a must to prevent any allergic reactions or the spread of infection.

Maintaining a clean and well-kept car can help protect your investment, which is why it is a good idea to ensure you invest in comprehensive car insurance. A solid policy will provide coverage against any sudden mishaps while ensuring you’re protected in case of accidents, damage and theft. Opting for comprehensive insurance will also make sure you are covered in case of damages caused by vandalism or natural disasters, giving you peace of mind and a good driving experience.

Cleaning your car is not complex at all. Make sure that you have the correct supplies and equipment handy, and create a schedule for frequent clean-ups.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

In the world of automobile engineering, few materials have transformed racecar design quite like carbon fiber. This composite material is made of thin carbon strands knitted together and set in resin. It offers an unbeatable mix of strength and lightweight qualities that standard materials cannot match. Today, we'll explore the interesting world of cars with carbon fiber bodies.

List of cars with carbon fiber bodies

Here’s a list of carbon fiber body car:

1. Lamborghini Revuelto

The Lamborghini Revuelto is a testament to what can be achieved when carbon fiber technology meets Italian design excellence. Its carbon fiber aerodynamic features enhance its visual appeal. This produces significant downforce without affecting its amazing design. Each carbon fiber component serves form and function, a feature of Lamborghini's design philosophy.

• Engine: 6498 cc
• Power: 11 BHP
• Top Speed: 350 kmph
• Ex-showroom Price: 8.89 Crore

2. Mclaren 750S

The McLaren 750S reflects the latest version of the company's supercar spirit. The car's specs are a direct result of McLaren's intense approach to weight reduction through carbon fiber application. Every component, from the frame to the aerodynamic elements, has been examined and improved.

• Engine: 3994 cc
• Power: 740 BHP
• Top Speed: 332 kmph
• Ex-showroom Price: 5.91 Crore

3. Mclaren 720S

The 720S properly shows how carbon fiber allows speed and a driving experience that ties the driver to the road with new clarity. The car's rapid reactions and feedback are helped by the hardness of its carbon fiber structure, which allows the suspension to work with precision.

• Engine: 3994 cc
• Power: 711 BHP
• Top Speed: 341 kmph
• Ex-showroom Price: 4.65 - 5.04 Crore

4. Mclaren GT

The GT shows that carbon fiber construction isn't limited to track-focused supercars. This grand tourer blends carbon fiber's lightweight benefits with a more polished, comfy approach. The McLaren GT features a custom carbon fiber frame that keeps exceptional stiffness while providing more internal room and comfort.

• Engine: 3994 cc
• Power: 612 BHP
• Top Speed: 326 kmph
• Ex-showroom Price: 3.72 Crore

Conclusion

Carbon fiber body car have become the pinnacle of modern supercars. Its exceptional qualities allow engineers to push the limits of car design. Building vehicles that perform at levels that would be impossible with conventional materials. Owners should invest in comprehensive four-wheeler insurance to protect these carbon fiber wonders. Third party car insurance meets legal requirements by covering losses to other vehicles and property. Owners should also opt for high-value four-wheeler insurance that protects them financially from damages, accidents, and thefts.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

India has experienced a remarkable change in its automotive landscape. Once considered a niche market, electric vehicles are now making their presence felt across different segments. However, the latest offerings in the Indian market have completely transformed this view. Today's premium electric cars combine impressive range capabilities with breathtaking acceleration and top speeds that rival or beat their combustion engine counterparts. Let’s explore some of the most powerful electric car in India.

List of fastest electric car in India

1. Lotus Eletre R

This electric hyper-SUV marks Lotus's bold entry into the electric vehicle market. The Eletre R blends long-distance capability with supercar-like performance. Its distinctive aerodynamic design features active elements that improve efficiency and stability at high speeds.

• Range: 600 km
• Top Speed: 265 kmph
• Battery Capacity: 112 kWh
• Ex-showroom Price: 2.55 - 2.99 Cr

2. Lotus Emeya

The Lotus Emeya brings the brand's performance DNA to a sleek four-door format. It delivers exhilarating performance while keeping a more practical profile. Its carefully crafted interior combines minimalist design elements with premium materials, giving a distinctly British take on luxury electric vehicles.

• Range: 610 km
• Top Speed: 250 kmph
• Battery Capacity: 102 kWh
• Ex-showroom Price: 2.34 Cr

3. <h3>Porsche Taycan Turbo

The Porsche Taycan Turbo displays German engineering brilliance. Its driving dynamics stay true to Porsche's heritage. Its precise steering and exceptional handling make it feel more like a sports car than a luxury sedan. The Taycan's advanced thermal management system allows repeated high-performance driving without major power degradation.

• Range: 683 km
• Top Speed: 260 kmph
• Battery Capacity: 4 kWh
• Ex-showroom Price: 2.53 Cr

4. Mercedes-AMG EQS 53 4Matic+

The Mercedes-AMG EQS 53 4Matic+ brings AMG's performance mindset to Mercedes' electric flagship sedan. The EQS features the revolutionary Hyperscreen dashboard, which spans the full width of the cabin. Its aerodynamic body has one of the lowest drag coefficients of any production car. The AMG variant adds performance-focused tuning to the electric powertrain.

• Range: 526 km
• Top Speed: 250 kmph
• Battery Capacity: 8 kWh
• Ex-showroom Price: 45 Cr

Conclusion

The arrival of these high-performance electric vehicles in India marks a major milestone. Proper four wheeler insurance coverage becomes crucial when investing in these premium electric vehicles. Comprehensive car insurance provides financial security against various risks on the road. Insurance policies usually cover damages from accidents, theft, natural disasters, and other unforeseen events. When selecting an insurance plan, vehicle owners should consider coverage limits, deductibles, and extra benefits.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Bug residue on your car is a common and frustrating annoyance. Insects leave acidic compounds that can damage your paint if not removed quickly. Many drivers struggle when regular washes fail to remove stubborn bug residue. This becomes even more challenging during peak insect seasons.

Knowing how to remove bugs from car is key to protecting its finish and long-term value. This guide offers effective, paint-safe methods on how to get bugs off car.

Tips to remove bugs from your car

Follow these practical techniques to remove bugs from cars safely:

• Pre-treatment methods: Remove bugs as soon as possible before they harden and bond with the paint. Regularly wash the front bumper and front fascia.
• Shampoo and water: Combine baby shampoo, vinegar and warm water. Dip a cloth into it, wring it thoroughly and gently wipe the bug splatters. Be sure not to use too much water to avoid harming the car’s paint or decals.
• Baking soda treatment: Mix water and baking soda to form a paste, then apply it to the affected spot. Let it sit for about 30 minutes before rinsing with warm water and drying with a clean cloth.
• Bug and tar remover: For tougher splatters, use a bug and tar remover, available at most auto parts stores. Spray the product onto the area, let it sit for a few minutes and then wipe with a soft cloth.
• Specialised tools: Products like bug sponges with fine mesh surfaces, detailing clay bar kits and soft detailing brushes for grilles and emblems can also remove bugs and dried residues.
• Regular waxing: Apply wax or ceramic coating when the car is clean and dry. Reapply every 3-4 months. Consider adding protective films for frequently affected areas. These add a protective barrier which keeps your car's finish shiny while making it harder for insects and bird droppings to stick.

Conclusion

Removing bugs from the car requires patience and the proper methodology. By following these tips, you can get rid of spattered dead insects, bird droppings and other contaminants from your car. However, adequate car care goes beyond regular cleaning; it involves consistent maintenance, attention to key components and adequate car insurance.

In India, third party car insurance is mandatory, but for enhanced protection, it's wise to opt for comprehensive coverage. This ensures you're safeguarded against theft, natural disasters and accidents.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

FASTag has simplified toll payments in India, making highway travelling seamless and cashless. However, maintaining an active FASTag KYC status is important to ensure uninterrupted service. If you fail to update and verify your KYC (Know Your Customer) information, your FASTag account – regardless of its valid balance – will be deactivated without prior notice. If you are wondering how to check FASTag KYC status or need help updating it, this guide will walk you through the process step by step.

Simple steps to check FASTag KYC status

There are multiple convenient ways to check and update your FASTag KYC status online. These include:

Method 1: Through the issuer's website or mobile application

Step 1: Visit the website or mobile app of your FASTag provider, such as your bank, NPCI, or Amazon Pay.

Step 2: Enter your details, such as your FASTag ID, vehicle registration number, or username/password, to access your account.

Step 3: Go to the FASTag section status.

Step 4: Your status will be displayed as "Active," "Pending," or "Incomplete.”

Step 5: If your status shows "Pending" or "Incomplete,” update your KYC online using your PAN and Aadhaar card.

Method 2: Through the customer care centre

Step 1: Call the customer care number of your FASTag issuer.

Step 2: Provide your FASTag ID or vehicle registration number.

Step 3: The representative will inform you about your FASTag KYC status check results.

Step 4: Follow their guidance to update your KYC if required.

Method 3: Through branch visit

If you are unable to update FASTag KYC status online, you can complete the process at the nearest POS (point-of-sale) centre:

Step 1: Visit the nearest bank branch or POS centre where your FASTag was issued.

Step 2: Provide your FASTag details.

Step 3: Submit self-attested copies of the KYC documents if your FASTag KYC status is incomplete.

Step 4: Your KYC will be updated in 2 – 5 working days.

Conclusion

Regularly checking your FASTag KYC status will ensure your account remains functional. In addition, having a valid car insurance policy is equally crucial for hassle-free travel, especially when crossing state borders. At a minimum, every vehicle owner should have third-party car insurance, which is mandatory by law in India. However, opting for a comprehensive policy not only fulfils legal requirements but also provides financial protection against accidents, theft, and irreparable damages.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Tyre pressure plays a big role in your car’s overall safety, performance and fuel efficiency. Maintaining the correct pressure ensures optimal traction and handling, and helps maximise your car’s mileage. Typically, the manufacturer provides a recommended car tyre pressure to help you achieve the best driving experience while enhancing your vehicle’s performance.

While most cars have different recommended tyre pressures based on the type of vehicle and the size of the tyres, anywhere between 28 and 36 PSI is the norm. However, it is crucial that you learn about the ideal tyre pressure for cars to avoid premature wear and tear, and compromised fuel economy.

Where can I find the correct pressure for my tyres?

There are several ways of discovering the correct car tyre pressure:

• Owner's Manual: Your vehicle’s owner’s manual includes a dedicated section on tyre pressure, outlining the recommended settings. These guidelines are ideal, as they are based on the manufacturer’s precise knowledge of your specific make and model requirements.

• Driver’s Side Door Jamb: You can also find tyre pressure information on a sticker located on the driver's side door jamb. This sticker generally lists details about the tyres, such as suggested PSI (pounds per square inch) for rear and front tyres.

• Information from the Tyre Manufacturer: Occasionally, the tyres themselves have text marked all over their sides. Note that the numbers here might indicate the maximum pressure the tyre can withstand and not what is optimal. Therefore, it is best to follow exactly what the manufacturer suggests.

• Dealer or Service Centre: In case you cannot locate the information in your manual or on the door jamb, contacting a dealer or even a professional repair shop will help.

How to check the tyre pressure

The easiest way to check for car tyre pressure is to visit a petrol station with a tyre air or nitrogen filling facility, and ask them to perform the check. Many newer vehicles also have a TPMS (Tyre Pressure Monitoring System), which warns you in case your tyre pressure is not appropriate. This information is useful, but it's always best to manually check your tyre pressure, as sensors can sometimes be inaccurate or malfunction.

Thus, knowing how to do it by yourself is a handy skill to have:

1. Gather tools: You will require a tyre pressure gauge. These are fairly affordable and sold at any car parts store or supermarket. They include pen-style gauges or digital ones.
2. Find the valve stem: The valve stem is typically black and extends out from the wheel. This is exactly where you will mount the gauge.

3. Apply the gauge: Take the cap out of the valve stem and securely place the gauge onto it. You will hear a hiss whenever you turn the gauge on. If you hear a continual hiss, you might not be filling the gauge properly, and air may instead be escaping.

4. Read the measurement: When attached properly, the gauge will display the current pressure. In case you are using a pen-style pressure gauge, the pressure is determined by the distance the internal stick pops out. On digital gauges, the pressure is shown on an LCD display.

5. Compare to recommended pressure: If your tyres are below the recommended level, you will have to pump in more air. In case they're above the recommended level, you might have to blow some air out. You can get this done at the petrol pump, or you can purchase an air compressor to connect to the valve stem and fill in air. To release air, lightly tap the metallic stem within the valve, then check the pressure once again.

6. Replace the cap: When you've established the pressure reading, make sure to screw the cap back on the stem to seal away dirt and moisture.

7. Check all tyres: Front and rear tyres may have different pressures, so check the particular recommendations for each.

Tip: Check when the tyres are cold, i.e., when the car has not been driven around lately or parked in the sun. Tyre pressure increases when tyres are hot or even when the weather is very hot, as gas expands when it heats.

What is the ideal tyre pressure for cars?

The optimal tyre pressure differs by the make and model of your automobile. That is why you must check your particular vehicle specifications rather than guessing a broad range of values. Many passenger cars typically have recommended tyre pressures ranging from 28 to 36 PSI. However, this can vary, so always refer to your vehicle’s specifications to ensure optimal type pressure.

Conclusion

To ensure the durability of tyres and your vehicle’s optimal performance, always follow the ideal tyre pressure recommended in the owner’s manual. Monitoring tyre pressure regularly can help you avoid poor braking, overheating and lower mileage. Additionally, always keep tyre pressure-checking equipment handy for a quick check, especially if you suspect something wrong.

Apart from regular maintenance, it is important to take measures to safeguard your car against any possible damage. Investing in good car insurance is a smart move.  It ensures financial protection by providing coverage in case of accidents, risks of theft, and natural disasters, whether it is repair costs or medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Car scratches can be frustrating for every car owner. Be it a minor cuff caused by a light brush with an object or a deep slash from an accident, every scratch on a car’s body can feel like a big deal. These scratches diminish your car’s sleek appearance and often come with a time-consuming and costly repair process.

In reality, learning how to remove scratches from a car is an easy skill to master and can be a valuable one for frequent drivers. It is important to understand that not every scratch is removable by hand. Some scratches may be deeper, requiring professional repair.

How to remove a scratch from your car in simple steps

It is important to know if you can fix the scratch yourself or need professional help. You can handle the repair for small and manageable scratches. You simply need to follow a step-by-step process that requires a certain combination of tools and materials. Let’s learn.

1. Step 1: Examine and Identify the Scratch

To begin, determine the scratch severity. Car paint is put on in 3 layers: the primer, the base layer, and the clear coat. You need to identify which paint layer the scratch has penetrated.

• The primer is the first layer on the car’s metal body. Its role is to prepare a uniform base for the base paint layer to be applied. It also helps in protecting the car’s body from corrosion.
• Next, we have the base layer, the second layer of a car’s paint. It gives the car its main colour and is usually applied in multiple coats to ensure a uniform look.
• Finally, we have the clear coat or the finishing coat, which gives the car a glossy, polished look.

Any one of these layers can get scratched. Here are a few identifiers:

• Primer scratch: Since the primer is the deepest layer, scratches that go this deep are more severe and can be harder to repair. A clear identification mark is a grey-white appearance and peeled-off layers of paint around the scratch. If not fixed, these scratches could start rusting.
• Base layer scratch: Base layer scratches are easier to remedy and spot. Unlike primer scratches, base coat scratches don’t reveal the car’s metal surface.
• Clear coat scratch: The most easy-to-remove scratches are ones that only affect the top coat. They are barely visible unless you inspect them closely.

2. Step 2: Gather Your Supplies

You might require different supplies depending on the scratch type: 

• Light abrasive compound: For small scratches on the clear coat.
• Touch-up paint: For scratches deep into the base coat and primer.
• Clear coat scratch fix kit: For scratches on clear coats.
• Polishing compound: For tiny, shallow scratches.
• Clay bar: For minor scratches and surface contaminants.
• Primer and paint pen: For more severe scratches that show through the primer layer.
• Water and soap: To clean the area.

3. Step 3: Clean the Area

Before you start treating your car scratches, scrub the scratch with water and soap to ensure that there is no dirt or debris in the scratched area. Then, ensure that the scratch surface is dry before proceeding.

4. Step 4: Remove the Scratch

How you remove scratches from your car will depend upon the type of scratch you are treating.

• For Clear Coat Scratches: Use a mild abrasive compound or perhaps a clear coat scratch repair kit. Take the compound, and with the help of a soft towel, rub it in a circular motion around the scratch. Eliminate excess compound with a paper towel. You can also use a clay bar to fix minor scratches. Start by cleaning the area with a clay bar lubricant, then gently rub the clay bar over the surface to smooth it out. Finally, wipe the area clean with a microfiber cloth for a polished finish.
• For Scratches in the Paint or the Base Coat: Apply touch-up paint to match your car's colour. Make sure that you paint in thin layers and let each layer dry prior to applying the next. Cover with a clear coat to seal the repair.
• For Primer Scratches: It’s advisable to consult a professional for deep, tough primer scratches. However, if you are confident about doing it yourself and have some experience with the process, apply the primer and then use the paint pen to restore the colour. Let the primer dry first before filling in the scratch. Finish it up with a clear coat.
  

5. Step 5: Polish and Protect Your Car

After the scratch is treated, buff the spot with a polishing compound to make it look new. Use a clean towel to rub the compound in a circular motion. At last, apply wax to seal the repaired area and keep your vehicle looking great.

Conclusion

While accidental scratches on the road are unavoidable, you can always learn to fix them yourself with the right tools and techniques. Even though a DIY kit is cost-effective, professional detailing and paintwork in certain situations may be needed for severe damage.

While prevention is better than dealing with damage, it is essential to take proactive measures to ensure peace of mind. Invest in a comprehensive car insurance policy that provides financial aid for a range of unexpected events, including scratches. The right policy will help you avoid hefty costs and ensure coverage in case of accidents, theft, and severe damages that require professional attention.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Sustainability has become an integral part of our lives, resulting in more conscious choices, be it what we wear, how we travel, or even what we drive. As the world embraces sustainable alternatives, the demand for electric vehicles continues to rise.

Electric vehicles (EVs) differ from their traditional counterparts primarily because of their engines. While the internal combustion engine is the chief technology in fuel-based cars, EVs are powered by electric motors.

Read on to explore the different types of motor used in electric vehicles. There are five main types.

List of motors used in electric vehicle

An electrical motor converts the electrical energy stored inside the battery of an EV into mechanical energy. This differs significantly from internal combustion engines, which burn fuel like petrol or diesel to generate energy that powers a car and its systems.

There are five types of motors used in electric vehicles, and each comes with its own set of benefits and drawbacks. Let us learn more about each of them to understand these nuances better:

1. Brushed DC motors

Brushed DC motors were among the first electric motors used in EVs. Although, they are not as common today as they used to be.

Let us have a look at their advantages:

• Cost-effective operation and simplicity in design.
• DC series motors, a subtype of brushed DC motors, deliver higher efficiency and more power output.
• Lesser consumption of energy, especially at lower speeds.
• High precision of operation, enabling greater control of both speed and torque.

Brushed DC motors work by passing a direct current through coils to generate magnetic fields and enable rotational motion. They achieve this through various parts of the motor, such as a rotor, a stator, and a commutator. Ultimately, brushed DC motors are highly suitable for low-cost electric vehicles.

However, they are not without their share of disadvantages:

• Lower efficiency than other standard types of motors.
• Generate high heat during operation, resulting in the need for proper ventilation.
• Require regular maintenance to ensure longevity.

2. Brushless DC motors

Brushless DC (BLDC) motors are a more efficient, modern, and popular alternative to brushed DC motors. The major difference between the two is the lack of brushes in Brushless DC motors.

Brushed DC motors use brushes to create contact between a stator and rotor, while a brushless DC motor utilises an electronic commutator that redirects current between the stator and the rotor.

In contrast, brushless DC motors are more compact. This means that they do not run into the same heat management issues as brushed DC motors. 

The benefits of brushless DC motors in electric vehicles include:

• Lower maintenance
• Improved power-to-weight ratio
• Enhanced longevity
• Quieter operation

However, brushless DC motors are generally more expensive. Nonetheless, they are well-suited for lightweight EVs.

3. Induction motors

Induction motors do not have a commutator, unlike DC motors. Induction motors used in electric vehicles use the principle of electromagnetic induction, allowing the transfer of current and power between a rotor and a stator.

Also known as asynchronous motors, induction motors in EVs have many advantages:

• Provides for higher torque density at lower speeds, which is advantageous for EVs.
• Enhanced power efficiency and reduced risk of overheating.

However, despite being more advanced than DC motors, induction motors also have disadvantages:

• Limited range in terms of speed adjustment.
• More expensive to produce

4. Permanent Magnet Synchronous Motors (PMSMs)

PMSMs are advanced types of motors used in electric vehicles today. They operate using permanent magnets, generating a magnetic field between the rotor and stator. This results in a variety of operational benefits:

• These offer higher power density, achieved by generating a comparable torque and speed output using less current.
• More flexibility in design, thanks to the unique rotor design and the use of variable frequency drives.
• Customisable winding options for different use cases.
• Low maintenance, greater reliability, and improved longevity.

The main drawback of PMSMs is their complex manufacturing process, which makes them more expensive than regular EV motors.

5. Switched Reluctance Motors (SRMs)

An SRM is a type of AC electric motor that uses electromagnets to generate torque through the principle of magnetic reluctance. During operation, this reluctance generates enough force to drive the rotor and provides a higher degree of accuracy in torque control.

SRMs have certain advantages, they are:

• Exceptional power efficiency, torque control, and reliability.
• Reduced noise of operation.
• Low heat dissipation
• They are simple to design, produce, and install, making them ideal for affordable EVs.
• High fault tolerance
• Cost-effective
• Low maintenance

Conclusion

As innovation in EVs continues, we are sure to see enhanced designs and motors used in them. For now, each of the five main EV motors offers distinct advantages in terms of torque control, power output optimisation, noise and heating, maintenance costs, durability, and more. Knowing which one is installed in your vehicle will allow you to understand your EV’s power dynamics and guide you on maintaining it.

It is crucial to take preventative measures to safeguard your vehicle in case of any unexpected mishaps. A reliable electric car insurance policy acts as a safety net and provides coverage against accidents, damage, theft, and motor malfunctions. With the right policy, you can drive with peace of mind, knowing you're protected from any issues that may arise with your vehicle or its motor.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Electric vehicles (EVs) rely on battery-powered electric motors rather than traditional internal combustion engines. These batteries can be recharged using external sources like standard wall outlets or dedicated EV supply equipment (EVSE).

Understanding the types of EV chargers is important, as each varies in speed, functionality, and application. In this guide, we'll explore the various electric car charger types and EV charging connectors to help you make informed charging decisions.

Types of EV chargers you need to know

There are two EV charging connector types: the Alternating Current (AC) type and the Direct Current (DC) type. Regular charging stations provide AC plug-in charging, which is slow and takes longer to charge the EV battery. On the other hand, DC charging is rapid but costs more.

Furthermore, there are three main levels of electric car chargers:

• Level 1 (Alternating Current, 120V)
• Level 2 (Alternating Current, 240V)
• Level 3 (Direct Current)

These levels indicate how quickly you can recharge your electric vehicle. The higher the level of the charger, the faster it will charge.

1. Level 1 AC chargers

Type: AC

Charging Speed: Slow

Outlet: 120 V

Power Delivery: 1 to 1.4 kW

An electric car typically comes with a Level 1 charger, the most common type of EV charger available. Many EV owners use it for its convenience and compatibility. These chargers plug into a standard 120V power outlet and can take 8 to 24 hours to fully charge an EV, depending on battery size.

The J1772 connector is the typical connector for Level 1 AC charging.

 It is advisable to use a Level 1 AC charger for the following reasons:

• If you have the facility to charge the EV overnight and you do not need to drive long distances
• If you own a hybrid EV, then your smaller battery can easily be charged by a Level 1 charger.

2. Level 2 AC Charger

Type: AC

Charging Speed: Fast

Outlet: 240 V

Power Delivery: 6.2 to 19.2 kW

Level 2 AC chargers are more efficient than Level 1 AC chargers. They are compatible with a 240 V power supply, resulting in up to 8 times faster charging. Level 2 chargers are available at EV charging stations and facilities like malls or restaurants.

It is advisable to make use of a Level 2 AC charger in the following situations:

• If you want quicker charging.
• If you frequently return home with an almost empty battery, then upgrading to the Level 2 AC charger is a must, as it can restore an empty EV battery to 100% overnight with ease.

Level 2 charging requires a corresponding electrical system to support it.  Not all EVs have fast charging equipment. Most EVs can’t handle the maximum of 19.2 kW that a Level 2 charger can deliver. 

The standard J1772 connector or even the higher-end, seven-pin Mennekes Type 2 connector is suitable for Level 2 fast chargers.

3. Level 3 DC Charger

Type: DC

Charging Speed: Rapid

Outlet: 400 to 800 V

Power Delivery: 50 to 300 kW

The fastest EV chargers on the market are Level 3 chargers. DC chargers, also known as rapid chargers, can supercharge your EV battery on the go. They can reach almost 80% battery level in as little as 30 minutes.

It is advisable to use a Level 3 DC charger if you frequently take long road trips in your EV.

Level 3 DC chargers operate on very high voltage and require sockets with additional pins. DC charging should only be conducted at dedicated charging stations.

In India, the DC-001 connector is fairly standard, offering up to 15 kW of power. Other common connectors for Level 3 DC chargers are CHAdeMO, CCS connectors, and GB/T connectors.

Conclusion

Ultimately, the choice of your EV charger depends on your driving needs and your vehicle’s battery capacity. Level 1 AC chargers may be too slow for frequent drivers, while Level 2 AC chargers might require additional power capacity and home charging equipment. Level 3 DC chargers offer the fastest charging, provided your car’s battery supports them.

Additionally, it is important to remember the safety regulations for EV charging and acquire a car insurance add-on that covers potential costs from faulty chargers or mishaps during the charging process. An appropriate electric car insurance policy can also offer protection for other road-related emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

Motorcycles and automobiles feature various engine types, each designed to offer specific performance traits. The more common ones include long-stroke and short-stroke engines. Each engine type has distinct features, performance capabilities, and applications, making them ideal for different purposes. Understanding these characteristics is vital to choosing the right engine for your needs. Keep reading to learn more about the advantages, disadvantages, and uses of the two engines.

What is a long stroke engine?

A long-stroke engine, also known as an under-square engine, has a stroke length that exceeds its bore diameter. In other words, the piston in this engine is longer than the diameter of the cylinder itself.

Hence, long-stroke engines can generate more torque at lower revolutions per minute (RPMs). This function makes them highly suitable in places where low-end power is vital, such as cruisers and touring motorbikes.

Advantages of long stroke engines

Long-stroke engines have several benefits. Some of them are as follows:

• Torque Production: Long-stroke engines produce excellent torque at lower RPMs. The high production is a great advantage for bikes carrying heavy loads or seamless cruising on long rides.
• Fuel Efficiency: Long-stroke engines are generally more fuel-efficient due to their design, leading to thermal efficiency while driving.
• Smooth Power Delivery: These engines are easier to handle because they provide a more linear power delivery, especially during city traffic or long rides.
• Lower Emissions: Long-stroke engines are better for the environment as their efficient combustion means lower emissions.
  
  

Disadvantages of long stroke engines

Long-stroke engines, however, also have some drawbacks. Some prominent ones are as follows:

• Lower RPM Range: Their peak power output is limited as they typically do not rev as high as short-stroke engines
• Increased Friction: Over time, increased friction from the longer stroke may lead to greater wear and tear
• Weight: Long-stroke engines weigh more than their counterparts due to their design, which may affect the motorcycle's overall weight.
• Less Top-End Power: Although great at low-end torque, long-stroke engines may struggle to generate power at higher RPMs, making them less suitable for high-speed racing.
  
  

What is a short stroke engine?

Short-stroke engines, also called over-square engines, have a bore larger than the stroke.

This configuration allows the engine to rev and produce peak power at higher RPMs, making them a better choice for performance-oriented motorbikes and sports cars. These engines deliver high-speed performance, quick acceleration, and a more responsive throttle, which is especially desirable in racing and performance applications.

Advantages of short stroke engines

Short-stroke engines offer several advantages. Some notable benefits are as follows:

• High RPM Capability: Short-stroke engines can achieve peak power by reaching higher RPMs, making them ideal for racing.
• Lighter Weight: Short-stroke engines are usually lighter, which can translate to better overall vehicle performance.
• Faster Acceleration: This engine type can rev swiftly and accelerate faster, making it the preferred engine for riders who love an adrenaline rush and thrill while driving.
• Better Valve Timing: The design of the short-stroke engine improves engine responsiveness through quicker valve timing.
  
  

Disadvantages of short stroke engines

Despite their advantages, short-stroke engines come with some drawbacks. These are as follows:

• Lower Torque at Low RPMs: Short-stroke engines usually struggle to generate torque at lower RPMs, making them less suitable for heavy-duty use or cruising.
• Less Fuel-Efficient: Short-stroke engines can be less fuel-efficient than long-stroke engines due to their build.
• Higher Heat Loss: The larger surface area of the piston in short-stroke engines causes greater heat dissipation than its counterpart. As a result, this engine suffers from reduced performance while driving.
• Complex Design: The engineering that short-stroke engines demand can make them more complex and potentially more expensive to manufacture and maintain.
  
  

Long Stroke & Short Stroke Engines: Which One Is Better?

Ultimately, choosing between the two engines depends on your preference and how you plan to use the bike. If you want a motorcycle with smooth power, great torque at lower speeds, and good fuel efficiency, a long-stroke engine is a good choice, especially for long-distance rides. On the other hand, if you prefer high-speed performance and quick acceleration, a short-stroke engine is better. It’s also ideal for sports bikes and racing, where you need peak power and fast-revving.

Conclusion

Whether you’re a motorbike enthusiast or a potential buyer, it’s important to know the difference between the engines. When choosing between long-stroke vs short-stroke engines, think about what you value most in a motorcycle: low-end torque and fuel efficiency or high RPM power and acceleration.

Whichever engine you choose, protecting you and your vehicle is very important. For this, appropriate car insurance is the answer. At tailored policy safeguards you from unforeseen mishaps, like theft or accident, ensuring you're financially covered while out on a ride.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Among the various property security and traffic management solutions available, boom barrier systems are the most effective and widely used methods for controlling vehicle access. You will likely see these automated gates if you have driven through a parking lot, toll plaza, or secured facility. But what is a boom barrier exactly, and how do its various types cater to different needs? 

Read on to understand what are boom gates and how they help property managers and homeowners improve security.

What is a boom barrier system?

A boom barrier system is an automated gate that controls vehicle entry and exit in residential and commercial complexes. It consists of a horizontal bar or pole (boom) that pivots to allow or stop vehicles from passing. These systems are electronically controlled and can be linked to access control methods, such as key cards, smartphone apps, RFID tags, CCTV, token systems, or manual operator control.

They also have safety features like sensors, variable speed control, and anti-tailgating to prevent unauthorised access, doubling security.

Different types of boom barriers

Boom barriers come in various types engineered for specific applications:

1.     Manual boom barriers

Manual boom barriers are operated by hand using simple levers or cranks. They are cost-effective and suitable for low-traffic areas with minimal security needs.

2.     Automatic boom barriers

Electric motors power these barriers independently using sensors or access control devices. Automatic barriers, which come with obstacle detectors, are suitable for high-traffic zones like toll booths.

3.     Hydraulic boom barriers

These barriers, known for their durability, use hydraulic cylinders for smooth operations. They are ideal for heavy-duty applications or places requiring fast and frequent operations.

4.     RFID boom barriers

Designed with RFID technology, these barriers allow only authorised vehicles with RFID tags to pass without manual intervention. RFID barriers are perfect for parking lots, toll booths, and gated communities.

5.     Solar-powered boom barriers

They are eco-friendly options using solar panels and are ideal for remote locations or areas with limited electricity access.

6.     Parking boom barriers

These are simple hydraulic, electrical, or manual boom barriers developed for parking lots and residential complexes. They are usually 3 – 6 meters long and often integrated with ticketing systems or card readers.

7.     Swing boom barriers

Also known as swing arm barriers, these boom gates open horizontally to allow vehicles or people to pass. They are ideal for places where a compact barrier is needed, such as controlling pedestrians in metro stations.

Conclusion

For frequent travellers and car owners, understanding what is boom barrier technology can help improve property and vehicle security. It is equally vital for car owners to safeguard their vehicles with comprehensive car insurance.

Car insurance safeguards your vehicle against unforeseen incidents while protecting you and third parties financially and legally.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Due to non-compliance concerns, the Reserve Bank of India (RBI) has instructed Paytm Payments Bank (PPBL) to discontinue issuing new FASTags and pause its operations. As a result, users must deactivate Paytm FASTag accounts and acquire new ones from the 32 authorised banks listed on NHAI's (National Highway Authority of India) website.

This shift is crucial for frequent travellers who rely on FASTags for cashless toll payments. If you're a Paytm FASTag user and want to know how to close Paytm FASTag account, this blog will walk you through the process step-by-step.

Steps on how to deactivate a Paytm FASTag

Here's the step-by-step Paytm FASTag deactivation process:

1.     Through the Paytm app

• Open the Paytm application on your smartphone and log in to your Paytm account.
• Enter 'FASTag' on the search bar and choose 'Manage FASTags' from the options provided
• Click on 'Help' at the top right corner of the taskbar.
• Select 'Need help with on-order related queries?'.
• Click on 'Chat with us' and select your language.
• Choose 'Queries related to updating the FASTag profile' from the drop-down menu.
• Select 'I want to close my FASTag'. Provide the necessary details, such as your account number and the reason for deactivation.

2.     By contacting customer support

• Call Paytm's customer care number, 1800-120-4210.
• Verify your identity by providing necessary KYC details, such as vehicle registration number and FASTag ID.
• Request the executive to close your Paytm FASTag account.
• Follow the instructions provided by the representative.
• Note down the ticket number or reference ID for future correspondence.

3.    Through Email

• Send an email to help@paytm.com.
• Mention ‘FASTag Deactivation Request’ in the subject line.
• Include your registered mobile number, vehicle registration number and FASTag ID.
• State your request to close Paytm FASTag.
• Wait for a confirmation email acknowledging your request.

Conclusion

Before closing your account, ensure that your FASTag balance is utilised or request a refund of the remaining amount. Once you have deactivated your account, remove the Paytm FASTag from your vehicle to avoid confusion at toll plazas and get a new one from an authorised bank.

In addition to a valid FASTag, a third-party car insurance policy is mandatory in India. Opting for comprehensive car insurance not only fulfils RBI's regulatory requirements but also offers extensive coverage against natural calamities, theft, accidents and third-party liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 12 Jun 2026

FASTag is an electronic system launched in India to streamline highway toll payments. It uses RFID technology to deduct toll payments from a linked prepaid or savings account and send them to NHAI, or the National Highway Authorities of India. FASTag aims to reduce traffic congestion at toll booths and promote a hassle-free travel experience.

Want to know how to add a vehicle number in FASTag? This blog has detailed information that you may find helpful.

Steps To Update Your Vehicle Registration Number for FASTag

Here are the steps on how to link FASTag with a vehicle number:

• Choose an Issuing Bank: Pick the bank that will issue your FASTag. Several banks offer FASTag services. You can check the NPCI (National Payments Corporation of India) website for a list of participating banks.
• Log in to Your FASTag Account: You can log in using your credentials on the bank's website or mobile app. If you have not registered, you must create an account by providing your vehicle registration number, KYC documents, and other details.
• Add Your Vehicle Details: The next step in 'how to add vehicle registration number in FASTag account' is adding auto details for registration. You must enter your vehicle registration number, make, model, and colour. Additionally, specify your vehicle's class (e.g., car/jeep/van or truck/bus) for toll charges.
• Upload Required Documents: Now upload your documents, including your Aadhaar card, PAN card, driving licence, and vehicle registration certificate (RC) to verify ownership.
• Make Payment: The website will direct you to the payment gateway once the files are uploaded. You can use net banking, UPI, debit/credit card, or other payment modes.
• Receive FASTag: After payment confirmation, your bank will dispatch the FASTag to your registered address. As instructed, fix the FASTag card on your vehicle's windscreen.

Updating your vehicle registration details in FASTag is not the same as applying for a new tag. Since FASTag is linked to a specific vehicle, there is a request process to make the change. Here’s how you can update it:

• Go to your FASTag account through your issuing bank’s website or mobile app
• Open the profile or service section and raise a request to update vehicle details
• Upload the updated Registration Certificate (RC) and any required KYC documents
• Wait for the bank to verify your submitted details
• Follow the bank’s instructions, which may include updating the details or issuing a new FASTag

Note: FASTag is linked to a specific vehicle, so in some cases (such as ownership transfer), you may need to deactivate the old FASTag and apply for a new one.

Conclusion

Understanding the answer to ‘How do I add a vehicle number to FASTag?’ helps in managing toll payments. With multiple banks and digital platforms offering FASTag services, the process is now more convenient than ever. Managing such updates alongside car insurance online helps maintain compliance and convenience.

A reliable car insurance policy protects you against unexpected expenses such as accidents, theft, or auto damage. It also covers third-party liabilities, providing financial security on the road.

FAQs

1. Is it possible to update or change the vehicle number in FASTag?

You can ask your FASTag issuer to change your vehicle details through their app or website. Though direct modifications to the car number may not be allowed. They may need to check your documents or ask you to cancel your FASTag and get a new one linked to the updated registration number.

2. What documents are required to add a vehicle number in FASTag?

RC copy, ID proof, and vehicle details are usually needed.

3. How long does it take to update vehicle details in FASTag?

It typically takes a few hours to a couple of days.

4. Is FASTag linked with insurance details?

No, but keeping records updated alongside third party car insurance is advisable.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure/policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

FASTag is an electronic payment system for paying tolls at highway booths. Each time you pass the booth, the system automatically scans the FASTag card and deducts the amount from the linked bank account. The transaction details are sent to you on the registered mobile number.

This blog provides a step-by-step guide on changing FASTag mobile numbers quickly and without hassle. Whether you've changed numbers or lost access to an old number, follow this simple guide on how to change FASTag mobile number.

Steps for FASTag mobile number change

If you are looking for how to change phone number in FASTag, you can do it through online or offline methods. Here's a step-by-step guide to the online method:

• Log in to your FASTag provider's portal or mobile app with your credentials.
• Click on the profile: Navigate to your profile, and look for the 'My Account' section.
• Choose options to update mobile number: Click on the option to update your mobile number. Enter the new number you want to link to your FASTag account.
• Upload documents: You may need to upload certain documents for verification.
• Verify with OTP: Enter the OTP for verification
• Confirmation: Once verified, you will receive confirmation on your new number.

How to change FASTag registered mobile number offline?

Here are the steps to update the number offline:

• Visit the nearest issuing bank branch or FASTag Point of Sale
• Request the 'mobile number update' form at the customer service desk and fill out the details accurately.
• Submit a copy of your identification proof and the filled-out form.
• A bank representative verifies your details and processes the request.
• Once the information is processed successfully, you will receive a confirmation on the new contact number.

Documents required when applying for mobile updation in your FASTag

Here are the documents you need to complete mobile updation:

• Aadhaar Card
• PAN Card
• Driving License
• Passport
• Voter ID

In some cases, you might need to provide your vehicle's registration documents for additional verification.

Things to keep in mind when changing FASTag mobile number

Here are some key points to keep in mind:

• Ensure you have a valid ID proof handy
• Make sure the new mobile number is active

Conclusion

Updating your phone number on FASTag is an easy and quick process. Knowing how to change mobile number in FASTag ensures seamless transactions is just one part of the job. Equally important is having a complete car insurance online plan.

Third-party car insurance keeps you safeagainst financial losses caused by accidents or other liabilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Related Articles

How to Link FASTag to Bank Account?

How to Add a Vehicle Number in FASTag?

How to Check FASTag KYC Status Easily?

How to find the FASTag customer ID Using the vehicle number?

How to Get FASTag Quickly in a Day?

FASTag has transformed how toll payments are made in India by offering travellers a queue-less and cashless experience. However, there are instances when users might need to seek a refund—such as incorrect toll deductions, account closure, or when reclaiming a security deposit. For example, the National Highway Authority of India (NHAI) has asked Paytm FASTag users to move to other banks by March 15, 2024, to avoid penalties. If you are experiencing similar problems and wondering how to get FASTag money back from your wallet or how to get FASTag refund without additional costs, follow this guide for a smooth transfer.

Steps to get a refund from FASTag

The refund process might vary slightly based on your FASTag service provider, but the general steps remain the same everywhere:

1.  Log in to your account

Visit your FASTag service provider’s website or mobile application. Use your login credentials, such as your registered mobile number, bank account details, FASTag ID, or vehicle number, to access your account.

2.  Navigate to ‘FASTag’ account

Go to your FASTag account section, check your balance, and confirm your eligible refund amount.

3.  Opt for refund

Locate the ‘Manage Account,’ ‘Close Account,’ or ‘Refund’ section in the application or portal. Some providers have these options under ‘Account Settings’ or ‘Wallet.’ You may also contact your FASTag issuer or bank to process the refund.

4.  Provide necessary information

Fill out the refund request form, specifying your reason for closure. Attach required supporting documents, such as transaction IDs, vehicle information, bank details, and an ID proof for verification. Make sure they are accurate and complete to prevent delays or overcharges.

5.  Submit your request

Submit your request. Save the confirmation text and e-mail received from the issuer for future reference.

6.  Track your refund status

The verification process might take a few working days. Monitor your account regularly and contact the issuer’s customer support if the refund is not completed within the expected time.

7.   How to get a refund from FASTag for security deposit

Please choose or tick the ‘Security Deposit Refund’ option while closing your FASTag account. You might need to provide additional KYC (know your customer) forms, like the original security deposit receipt.

Conclusion

For a smooth FASTag refund process, keep records of all your transactions, including updated bank and contact information. Report any discrepancies immediately for proactive action.

In addition to managing your toll payments efficiently through FASTag, obtaining comprehensive car insurance is crucial for hassle-free travel in India. Purchasing car insurance online ensures financial and legal protection against unanticipated incidents like third-party injury, irreparable damage, or theft.

Stay informed and agile to ensure your vehicle and finances are well-secured.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Since its introduction in 2014, FASTag has made toll collection across India rapid, convenient, and cashless for travellers and toll booths. However, many new car owners often wonder how to link FASTag to bank account for automatic toll deductions.

This blog will teach you to connect your FASTag to your bank account.

Steps to link FASTag to bank account

Learning how to connect FASTag with a bank account or payment wallet reduces the hassle of waiting at a toll booth or managing exact change. Here are a few ways you can do that:

1. Linking via the bank's portal/mobile application

• Log in to your bank's website or app
• Navigate to the "FASTag Account" section
• Click on "Link Bank Account" and enter your vehicle registration number or FASTag ID
• Enter the bank account number you want to link with the FASTag
• Confirm the details and verify with an OTP
• An SMS and confirmation email will be sent to you

2. Linking at the bank

• Visit your bank branch along with your vehicle registration certificate (RC) and ID proof
• Fill out the FASTag application form provided at the enquiry counter
• Provide the required KYC, such as account details and vehicle registration number
• Once applied, the bank will process the request and notify you when the linking is completed

3. Linking via Prepaid Wallets

Many digital wallets, such as  Google Pay, Airtel Payment Bank, Amazon Pay, and PhonePe, offer FASTag services.

• Open your wallet app and navigate to the FASTag section
• Add your FASTag bank from the list provided
• Provide vehicle registration number or FASTag ID
• Enter bank account details and tap the link account
• The wallet service provider will automatically retrieve and link your bank account with your FASTag
• Recharge your wallet regularly, or set up auto-recharge

Conclusion

Knowing how to link bank account with FASTag will save you time and effort at toll booths. Additionally, obtaining car insurance is just as essential if you are purchasing a new vehicle. A comprehensive car insurance policy covers auto damages in unexpected situations and provides financial security when needed.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Updated on - 02 Jan 2026

Are you tired of your car’s current colour and thinking about giving it a fresh new look? Repainting or changing your car’s colour can instantly transform its appearance and make it stand out. However, in India, this isn’t just a simple cosmetic decision; it’s a legally regulated process.

Since the car’s colour is officially recorded on your Registration Certificate (RC), any alteration must follow the Regional Transport Office (RTO) guidelines. Failing to do so can result in penalties, registration suspension and insurance claim issues.

This article explains everything you need to know to legally and smoothly change your car’s colour – from RTO approval and documentation to important insurance considerations.

What is the procedure for changing the car colour?

Here are the steps to changing your car's colour:

• Get mandatory approval from the RTO: Visit your local Regional Transport Office (RTO) and fill out the Form NAMV (Notice for Alterations in Motor Vehicles). It includes details like your car model and the desired new colour.
• Submit necessary documents: Along with Form NAMV, submit your car's Registration Certificate (RC), Pollution Under Control (PUC) certificate, insurance papers and identity proof at the RTO.
• Change the colour: Get your car painted or wrapped at a professional workshop once approved. Ensure that the final colour matches what the RTO approved.
• Re-inspection and RC update: After repainting, visit the RTO for vehicle inspection. Once approved, the RTO will update the colour details on your RC.

Things to keep in mind while changing car colour

Here are a few factors to consider when changing your car's colour:

• The new colour should not resemble official or emergency vehicles, like police cars or ambulances.
• Changing your car's colour without RTO approval can lead to penalties or even vehicle detention.
• Choose high-quality respraying or vinyl wrapping to maintain vehicle resale value.
• The updated RC is mandatory for resale or insurance claims.

Inform the car insurance company about the colour change

Once your car's colour is changed and updated, notify your insurer. Failing to update your car insurance policy may lead to claim rejection or policy cancellation. Most insurers require this update for both comprehensive and third-party car insurance policies.

Steps to update the new colour in your RC book

Legally changing your car’s colour involves completing essential steps, such as:

Step 1: Get RTO approval

• Go to the regional transport office.
• Fill in and complete the NAMV.
• Submit the completed form and the required supporting documentation for validation.
• You may require additional documents, such as the regional RC book, a copy of a current car insurance policy, the PUC certificate and proof of identification and address.
• Include a sample of the new suggested car colour with your application.
• Pay the relevant RTO fees.
• Before authorising, the RTO may need to inspect your car to confirm its current condition.

Step 2: Get your car repainted (after approval)

• You can start the colour change as soon as you have the official RTO clearance.
• Visit a qualified and experienced workshop to get your car repainted.
• Ensure the final colour is exactly the shade approved by the RTO for your application.

Step 3: Get the updated RC

• Give your freshly painted car to the RTO for the required inspection.
• After confirming that the new colour corresponds with the authorised application, the officer concerned will enter it into the central database.
• Pay any outstanding official fee after verification and receive the new registration certificate.

Legal implications of changing your car colour

While you are allowed to change your car’s colour, it is legally mandatory to obtain prior approval from the RTO and update the new colour in your RC. Failure to do so can lead to serious consequences such as heavy fines, suspension of your RC or even rejection of future insurance claims.

To stay compliant, you must apply for RTO approval before repainting, ensure that the approved colour is updated in your RC and notify your insurer about the change. Following the correct legal procedure helps you avoid penalties and ensures that your vehicle remains fully authorised to use.

How changing your car colour affects your car insurance

Changing your car’s colour may not directly impact your insurance premium. Generally, insurance costs are calculated based on factors such as the vehicle’s model, engine capacity, safety features and age. However, if the repainting is elaborate, customised or significantly enhances the vehicle’s appearance or value, it could increase your car’s Insured Declared Value (IDV), which may, in turn, affect the premium.

It is essential to inform your insurance provider once the colour change is completed and updated in your RC. Failing to do so may lead to complications during claim settlements or, in some cases, rejection of claims altogether.

Before proceeding with a colour change, review your existing insurance policy and clarify any doubts with your insurer.

Fill out the form on this page and get personalised advice on car insurance.

Tips for maintaining your car’s new paint colour

To ensure your investment lasts for years, it is important to maintain your car the right way:

• Wait before washing: After repainting, wait at least two weeks before washing your car.
• Use the correct cleaning technique: To rinse the mitt, use pH-balanced car cleaning solution and clean water.
• Use soft material: Use a fresh soft microfiber cloth for every wash. It captures dirt and prevents scratches and swirl marks.
• Avoid harsh chemicals: Household detergents and abrasive brushes can strip away the protective wax coating and damage your car’s clear coat.
• Apply a protective coating: For more protection, wax your car every few months and apply a paint sealer or a long-lasting ceramic coating to improve durability against environmental factors.
• Use a car cover: When parking outside for extended periods, use a high-quality car cover. This protects from pollutants, excessive dust and sun damage.
• Park in the shade: Keep your car out of direct intense sunlight because paint oxidation and colour loss are mostly caused by intense UV radiation.

Conclusion

Changing your car’s colour can give it a fresh, distinctive look, but it’s essential to follow the proper legal and administrative procedures. Obtaining RTO approval and updating your Registration Certificate are mandatory steps to stay compliant. Remember, enhancing your car’s appearance is only part of the process; ensuring that your legal documentation and comprehensive car insurance are updated is equally important. By following the correct procedure, you can enjoy your car’s new stylish look and be legally protected.

FAQs

1. Does a fully vinyl car require RTO clearance?

Prior RTO clearance is still needed for a fully vinyl car wrap that totally changes the colour listed on your registration certificate (RC). Any alteration that modifies the vehicle officially registered or coloured is subject to regulatory requirements.

1. How long does the car colour-changing RTO process take?

Obtaining the initial permission typically takes 7 to 15 working days, although this timeframe may vary significantly depending on the RTO office. After the painting job is finished, further time will be needed for the final inspection and re-issue of the new RC book.

3. Can a car that is under loan or hypothecation be repainted?

It is possible to repaint it, but the bank or other financial institution holding the hypothecation must first obtain a No Objection Certificate (NOC) for you. Along with your application for a colour change, you must submit this NOC to the RTO.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

Buying a new car comes with multiple expenses, and road tax is one of the most significant. This tax varies from state to state and can greatly influence the vehicle’s final on-road price. Some states in India have notably lower road taxes, making car registration more affordable. Knowing which states offer the lowest car registration charges in India can help you save money while staying compliant with legal requirements.

In this guide, we’ll explore the states with the lowest road tax in India and how choosing the right location can benefit car buyers.

List of states with lowest road tax

Here’s a list of the states offering the lowest RTO tax in India:

Conclusion

Choosing a state with the lowest RTO charges in India can significantly reduce the overall cost of car ownership. States like Himachal Pradesh offer lower tax rates, making vehicle registration more affordable.

However, road tax is just one factor to consider when buying a car. A comprehensive car insurance policy is equally essential to protect your vehicle from theft, accident and damage. Additionally, mandatory third party insurance covers liabilities for injuries or damages caused to others.
To maximise your savings, strike the right balance between lower road tax and adequate insurance coverage, ensuring both affordability and long-term financial security.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.