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  • AB-MGRSBY: Healthcare Coverage for Rajasthan Families

    by Almog Ramrajkar | May 12, 2025

    The Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana ( ) is a state government-funded health scheme that aims to financially help lower-income and vulnerable families in Rajasthan. It can help people who don’t have family health insurance.

    What is Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana (AB-MGRSBY)?

    Initiated by the Rajasthan government, the AB-MGRSBY is a health insurance program to support families below the poverty line. It focuses on providing cashless treatment for various medical conditions.

    Key specifications of AB-MGRSBY

    The key specifications of this scheme are:

    • Up to Rs 5 lakh in health coverage per household every year.
    • Costs are settled directly between the hospital and the insurance provider.
    • Primarily targets lower-income and vulnerable families.

    Features and benefits of AB-MGRSBY

    The AB-MGRSBY is a beneficial family health insurance plan. The scheme:

    • Protects you from high medical bills by covering hospitalisation and treatment costs.
    • Covers both planned treatments and emergency care.
    • Provides cashless hospitalisation.
    • Covers treatment for pre-existing conditions and offers comprehensive care.

    What is not covered under AB-MGRSBY?

    Some of the exclusions are:

    • Beauty treatments
    • Procedures or treatments that are not medically required
    • Vaccinations
    • Congenital anomalies
    • Outpatient consultations and minor procedures done on an outpatient basis

    Eligibility for Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana

    To be eligible for this scheme, one must be a Rajasthan resident and belong to lower-income or vulnerable families. Applicants are required to submit proof of both these criteria.

    How to enrol in AB-MGRSBY?

    There is no separate enrolment process for this scheme. Beneficiaries can access related information on the Jan Soochna portal and identify themselves under this scheme.

    Documents required to apply for AB-MGRSBY

    The following documents are required to avail of the scheme:

    • An Aadhar card, voter ID, or any government-issued ID.
    • Utility bills, ration cards, or any official document showing your address.
    • Eligibility letter for Ayushman Bharat scheme.
    • BPL card, if available.

    AB-MGRSBY Swasthya Marg darshak

    An AB-MGRSBY Swasthya Marg Darshak is a health guide who helps you avail the benefits of this scheme. They will be present in the network hospitals and help the patients with all the formalities, ensuring they receive hassle-free treatment.

    What is the registration process for AB-MGRSBY?

    Eligible families don’t need separate AB-MGRSBY registration to avail of benefits. If they qualify for the Pradhan Mantri Jan Arogya Yojana or the Bhamashah Swasthya Bima Yojna, they are also eligible for this scheme. However, they need to check the Jan Soochna portal for details.

    How to claim Ayushman Bharat Mahatma Gandhi Rajasthan Swasthya Bima Yojana?

    To claim benefits:

    • Visit a hospital recognised under the AB-MGRSBY network.
    • Show required documents.
    • Contact Swasthya Marg Darshak if necessary.
    • The hospital will provide treatment and directly bill the insurance provider.
    • The claim is verified, and the costs are settled.

    AB-MGRSBY package list

    The package list details the types of treatments and procedures covered under the Ayushman Bharat Mahatma Gandhi Rajasthan health insurance scheme:

    • Common surgeries and emergency operations
    • Essential tests like blood work, X-rays, and MRIs
    • Comprehensive care for both planned and emergencies

    List of hospitals empanelled under AB-MGRSBY

    There is no AB-MGRSBY official website to access the list of hospitals empanelled under this scheme. Some of the empanelled hospitals are:

    • Govt Amrit Kaur Hospital, Beawer
    • Yagya Narayan Hospital, Ajmer
    • Government Sub Division Hospital, Kekri
    • Anand Multispeciality Hospital and Research Center, Ajmer

    A detailed list can be accessed here.

    AB-MGRSBY toll-free numbers

    In case of any queries, the following toll-free numbers can be contacted:

    • 14555
    • 1800-111-565
    •  

    FAQs

    • Who is eligible under this scheme?

    Residents of Rajasthan belonging to lower-income and vulnerable families can apply for this scheme. 

    • Is there any limit to the services covered?

    The scheme covers a variety of treatments, including emergency services, surgeries, and diagnostic tests.

    Conclusion

    The AB-MGRSBY scheme secures vulnerable families in Rajasthan by providing them with medical insurance. With medical costs rising dramatically in the country, any emergencies can wipe off your savings. To enjoy financial security and access to appropriate healthcare, family health insurance is a smart investment. It covers unexpected medical expenses, allowing you to focus on your family's well-being without the burden of high costs.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Homoeopathic Solutions for Constipation Relief

    by Almog Ramrajkar | May 12, 2025

    Updated on - 02 Feb 2026

    Constipation can slow down your whole day and leave you feeling heavy, uncomfortable and distracted. When this happens often, it is natural to look for gentle options that bring relief without strong side effects. Many people turn to homoeopathy because it uses tiny doses of natural substances to support smoother digestion and easier bowel movements.

    In this blog, you’ll learn how homoeopathic remedies may help with constipation and how the right health insurance plan can support your overall care.

    Best Homoeopathic Remedy for Constipation

    Singling out the best homoeopathic remedy for constipation may not be an easy task; hence, a bunch of them have been provided below:

    • Nux Vomica: This medicine is for people who lead sedentary lifestyles, consuming fatty foods and drinks in excess. Symptoms include an ineffectual urge to defecate, a feeling of stool being incomplete and occasional abdominal pain or bloating.
    • Bryonia: It is used when the stool is dry, hard and difficult to pass. There may be a sense of fullness and dryness in the abdomen, accompanied by irritability and excessive thirst. Bryonia helps when a cold worsens things and lack of activity causes constipation.
    • Alumina: This medicine suits those whose stool is hard, dry and comes out with difficulty; they rarely experience the urge to defecate despite always having a sense of rectal fullness. Alumina is most effective on older persons whose skin and mucous membranes become very dry.
    • Sepia: It can help relieve constipation in females, especially during menopause or pregnancy. The sensation of heaviness/fullness in the lower part of the belly, along with a strong desire that is usually ineffective, are distinct features of this condition. Sepia also works well for people who have faced long-term psychological trauma.
    • Lycopodium: This remedy is suitable for bloated stomachs, gas formation and a partially evacuated feeling in the bowels after the passing of hard or compacted faeces. Symptoms usually aggravate later in the day. Lycopodium is one of the best homoeopathic remedies for constipation.
    • Silicea: Recommended if you feel like your rectum is blocked up. Silicea serves people who have low natural immunity, are prone to common colds and other minor infections, and those who are often challenged by antibiotic-associated constipation.

    Lifestyle Tips to Support Constipation Relief

    Along with homoeopathic care, a few simple habits can make a big difference. Staying well hydrated helps soften stool and supports smoother movement. Eating fibre-rich fruits and vegetables recommended by your doctor or nutritionist can also improve regularity.

    Light daily activities such as morning walks stimulate bowel function, while limiting outside or fast food prevents worsening symptoms. Following a consistent toilet routine trains your body over time and encourages more natural, predictable bowel movements.

    When to Consult a Doctor for Chronic Constipation

    You should seek medical advice if constipation lasts longer than two weeks or if you frequently experience strong abdominal pain. Medical attention is also important if you notice blood in your stool, lose weight without trying or find that constipation affects your daily routine.

    If home remedies or over-the-counter solutions stop working, consult a doctor promptly. Early evaluation can help detect underlying issues and prevent more serious digestive problems.

    Health Insurance Coverage for Digestive Health Treatments

    Investing in a comprehensive health insurance policy is one of the best ways to safeguard yourself and your family against unexpected medical expenses. From routine check-ups to specialised treatments, the right plan can reduce financial stress and ensure timely access to quality healthcare. With adequate coverage in place, you can focus on your well-being without worrying about rising medical costs. To explore suitable health insurance options, simply fill out the form on this page and get expert guidance tailored to your needs.

    Conclusion

    Homoeopathic remedies can support constipation relief in a gentle way, but the real change often comes from understanding your body and making choices that help it function better. Think of homoeopathy as one part of a broader approach that includes hydration, fibre-rich meals and daily movement. If your symptoms keep returning, it’s a sign your body needs closer attention, not stronger home remedies.

    Reaching out to a doctor early can prevent bigger issues and help you find a long-term solution that truly fits your lifestyle. And as you prioritise your well-being, having health insurance for family ensures you can access timely medical care and guidance without financial stress.

    FAQs

    1. Can homoeopathic treatment cure chronic constipation?

    Homoeopathy may help improve chronic constipation by addressing triggers like stress, diet habits or sluggish digestion, but results depend on the individual. It is most effective when paired with medical evaluation to rule out conditions such as thyroid issues or IBS, which may need additional treatment.

    2. Are homoeopathic remedies safe for children with constipation?

    Many homoeopathic remedies are considered gentle, but children can become constipated due to dehydration, low fibre or underlying medical issues. A doctor should confirm the cause before starting any remedy to ensure the treatment is appropriate and safe for their age.

    3. How long does homoeopathic treatment take to show positive effects?

    The response varies depending on the severity of constipation and overall health. Acute cases may show improvement quickly, while chronic constipation often requires a longer, more consistent treatment plan. Tracking symptoms helps the practitioner adjust remedies more effectively.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Green Tea Vs Milk Tea - Which Is Healthier?

    by Almog Ramrajkar | May 12, 2025

    The debate over green tea vs milk tea and which option is healthier has been raging for generations and will likely continue through posterity. Tea, in its many avatars, has become the beverage of choice for almost the entire world. Let us too join the bandwagon and try to decide for ourselves whether green tea or milk tea is the healthier choice.

    Green Tea vs Milk Tea - Which is Healthier?

    Here is a comparison of these forms of tea that are popular over other variants:

    • Antioxidants: Green tea is rich in antioxidants, which aid in reducing inflammation and can lower the chances of chronic diseases. In contrast, regular consumption of milk tea could reverse these benefits. Looking at the difference between green tea and milk tea, this is one important aspect that sets them apart.
    • Calorie Count: Green tea is extremely low in calories while milk tea contains calories that spike further with sugar. A teaspoon of sugar adds about 16 calories to your milk tea. 
    • Caffeine Levels: Both tea varieties have caffeine, but the caffeine content in green tea is lower compared to milk tea. This could be the reason why milk tea gives us a higher energy boost compared to green tea. However, drinking several cups of milk tea may increase your blood pressure and set your heart racing.
    • Digestive Health: Green tea is also used in aiding digestion along with the maintenance of gut health. Milk tea is not good for the stomach, especially for the lactose intolerant. The difference between green tea and milk tea is clear in this regard — green tea does not make your stomach ache.
    • Hydration: Milk tea contains milk and may dehydrate your body while green tea has the opposite effect. Therefore, if a milk vs green tea battle ensues to decide which beverage would be the best for keeping you hydrated and healthy, green tea offers all the benefits.
    • Bone Health: The only positive thing that can be said about milk tea is that it is a depository of calcium. However, if milk tea is taken with a generous helping of sugar, this foregoing benefit may be compromised.

    Conclusion

    Hence, the outcome of the milk tea vs green tea debate is clear—green tea is much healthier. If you wish to reduce your future health insurance costs, a switch to green tea appears to be a wise decision.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Homeopathy for Kidney Stones: A Natural Approach

    by mohit bohra | May 12, 2025

    Kidney stones remain a painful problem and can be recurrent. Some people look for a more natural and drug-free method of dealing with this condition. Therefore, it is evident that homeopathy can be used to treat kidney stones effectively. The homeopathy for kidney stones is directed toward individual signs and is relatively non-invasive. Let us understand how homeopathy can assist in treating kidney stones.

    Is Homeopathy Effective for Kidney Stones?

    The homeopathic treatment system differs from orthodox medicine in treating kidney stones. Contrary to conventional treatments, where the main goal is to pulverise or expel the stones, homeopathy is based on the principles of individuality. It seeks to treat the roots of the problem and help the body’s self-healing mechanisms.

    Here's how homeopathy might help with kidney stones

    • Pain management: Some claim homeopathic treatments can alleviate pain from kidney stone formation. For instance, Berberis vulgaris is prescribed for stinging, burning pains, especially in the kidney region.
    • Stone prevention: To homeopaths, specific remedies can prevent the formation of stones because the body has the wrong mineral ratios. Certain remedies, such as Lycopodium, are believed to be beneficial.
    • Supporting kidney function: Some remedies used include Cantharis to improve the kidneys and urinary system.
    • Individualised treatment: A homeopath will discuss your symptoms, lifestyle, and health status before suggesting a remedy. This kind of individualisation is one of the most significant principles of homeopathy.

    However, it is significant to mention that even though a large population uses homeopathy for their ailments, empirical proof of its efficacy in treating kidney stones is scant. Further studies have to be conducted to determine the medication's effectiveness in detail.

    If you're considering trying homeopathy for kidney stones, here are a few things to keep in mind:

    • It is always advisable to seek advice from a competent homeopath or a healthcare practitioner.
    • Do not cease any medications prescribed to you without consulting your physician.
    • Homeopathy should not be used as a traditional medicine for treating kidney stones.

    It is also essential to consider health insurance plans to cover treatment costs.

    It is essential to know that preventing kidney stones is as crucial as treating them. Some ways to prevent kidney stones include drinking water, eating balanced meals, and visiting a doctor for check-ups.

    Conclusion

    Homeopathy for kidney stones is gentle and natural, which benefits many patients. Even though it is not a medicine, some patients have reported that it helped them minimise the manifestations and improve the function of their kidneys. It is always a good practice to consult healthcare professionals to make the right decisions concerning your health.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Normal Spirometry Values By Age

    by Almog Ramrajkar | May 12, 2025

    Spirometry is a test to check the condition of the lungs.  It is a simple procedure in which a person is asked to breathe out into a machine. This helps to determine the abnormality from the normal spirometry values for a patient. A spirometry test is performed on a patient with wheezing, shortness of breath, or cough.

    What is a Normal Reading on a Spirometer?

    The normal spirometry values by age would differ from person to person, as age is not the only criterion. Before the test is run on the patient, the doctor calculates the normal result for the person based on his age, height, race, and gender.

    Spirometry results depend on two factors. The first is FVC, or the forced vital capacity, in which a person needs to breathe out in a machine after breathing in. The results are compared to the normal results calculated by the healthcare provider. If the result is low, it shows the possibility of restrictive lung disease. 

    The second factor for normal spirometry levels is to measure FEV1. In this test, the patient is asked to breathe out in one second. This is again compared to the normal result. A low result shows that there is trouble or obstruction in the breathing of the patient.

    To check the normal functioning of the lungs, a ratio is calculated, which is FEV1/FVC. This helps to determine lung function. A higher ratio shows healthy functioning of the lungs, and a lower ratio shows obstructive breathing.

    Conclusion

    The spirometry test may indicate a serious disease that requires further investigation and even hospitalisation. Therefore, it is advisable to get health insurance to cover healthcare expenses related to doctor consultations, tests and medicine.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • NT Scan vs Double Marker Test: Key Differences Explained

    by Almog Ramrajkar | May 12, 2025

    Terms like NT scan and double marker test come up frequently when discussing pre-natal testing. You may find these two tests, their variations, and what they can reveal about your baby's health and development confusing if you are expecting a little one. Although these tests have somewhat different uses, both are vital in early pregnancy. The NT scan is conducted through ultrasound and primarily measures the fluid at the back of the baby's neck. It indicates potential genetic issues.

    On the other hand, the double marker test involves analysing blood to assess the risk of chromosomal abnormalities. These tests, taken together, offer a thorough early evaluation. They help predict health outcomes and manage pregnancy risks. Knowing the difference between NT scan and double marker test will enable you to negotiate your pregnancy process. It will also help you to be informed and ready for forthcoming decisions.

    Double Marker Test Vs. NT Scan

    NT Scan is a specialised ultrasound done between the 11th and 14th weeks of pregnancy. This scan measures the transparent gap in the tissue at the back of the baby's neck. A thicker layer can be an early sign of possible problems.

    On the other hand, the double marker test is a type of blood test done to gauge the level of certain compounds in the mother's blood, free Beta-hCG and PAPP-A. Unusual amounts of these markers can point to a higher fetal risk of chromosomal abnormalities. Unlike the NT Scan, which provides a visual assessment through ultrasound, the double marker test offers biochemical insights. This makes them complementary rather than competitive tests.

    Both NT Scan double marker tests can also hint at the baby’s gender based on chromosomal patterns – it adds another layer of anticipation for expectant parents. However, it is important to discuss with your healthcare provider whether NT Scan and double marker test gender prediction suit you.

    Conclusion

    Deciding on NT Scan vs double marker test or opting for both depends mainly on the advice of your healthcare professional and what you are most comfortable with. These tests are not just procedures but stepping stones to a healthy pregnancy. They give reassurance and crucial information about your baby's development and reflect an incredible journey of growth — both for you and your baby. Remember that every test is a gateway to better health and understanding; it makes way for informed choices throughout your pregnancy. These tests can also help identify the need for more targeted follow-ups and ensure potential issues are managed proactively. Getting health insurance to cover medical and surgical expenses during your pregnancy is always advisable. It is beneficial for both the baby and the mother. 


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Understanding What is Hypoglycemia?

    by Almog Ramrajkar | May 12, 2025

    Hypoglycemia is when blood sugar levels fall below normal, and as a result you could feel weak, exhausted, and mentally disoriented. This condition needs to be treated right away, and having a health insurance policy always comes in handy in such situations.

    What Is Hypoglycemia (Low Blood Sugar)?

    Hypoglycemia is when there is less glucose in the blood than usual. Patients with diabetes, particularly those on insulin or other diabetes drugs, are most commonly affected by this ailment. Hypoglycemia manifests as a rapid heartbeat, perspiration, trembling, lightheadedness, hunger, and agitation. Seizures, unconsciousness, and confusion are possible outcomes in severe cases of the illness. Hypoglycemia should be treated immediately, usually by consuming sugary meals or beverages as soon as possible. If not addressed promptly, it may be fatal.

    You have now understood what is hypoglycemia.

    Conclusion

    Knowing hypoglycemia meaning or hypoglycemia definition is vital to managing this condition. Hypoglycemia indicates that your body is in danger and you need to immediately seek medical attention. Take prompt action and always have a health insurance to cover hospital charges and other medical bills.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Understanding the Meaning of Antibodies

    by mohit bohra | May 12, 2025

    Antibodies are produced by the body to fight the sickness it has contracted. The body produces immunoglobulin, which helps fight bacteria, toxins, viruses and fungi. Interested in knowing the antibodies meaning? Read further.

    Antibodies Definition

    The following points explain the definition of antibodies:

    • Our immune system produces antibodies to fight toxins called antigens. 
    • To understand antibodies' definition, you need to know how antigens come in contact with our cells and produce clone cells.
    • These clone cells help in releasing millions of antibodies in the bloodstream which helps in fighting the antigens.
    • The definition of anti-body can be best understood as a blood protein our immunity produces to fight a particular antigen.

    Conclusion

    When a body comes into contact with an antigen, it causes sickness. The antigen can be a bacteria, fungi, or virus. An affected person needs immediate attention from a doctor or, at times, even hospitalisation. The presence of health insurance helps the insured get immediate attention from medical professionals and covers treatment costs.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Circuit Training Benefits

    by Almog Ramrajkar | May 12, 2025

    Circuit training is a high-intensity exercise course that keeps you on your feet. If you find yourself tiring of the same fitness routine, circuit training can infuse energy and variation into your workouts. Circuit training is essentially rotating (or “circuiting”) across many types of exercises with very little downtime in between workouts.
    Circuit training is of two types: strength training and high-intensity interval training (HIIT). This article will explore the circuit training advantages.

    Benefits of circuit training

    Circuit training’s appeal lies in its efficiency and variety. As you cycle through many types of exercises, you access a treasure trove of benefits. Some typical circuit training benefits are as follows:

    • A quick total body workout: Circuit training takes you through a host of exercises that target various muscle groups, allowing you to get in a full-body resistance-based workout very quickly (usually 3 to 40 minutes but can even be 10 to 15).
    • Increases muscular endurance and strength: Circuit training commonly incorporates resistance exercises like squats, lunges, push-ups and more, making muscle endurance a hallmark of this training. With consecutive training, your muscles will be able to execute more repetitions without the onset of fatigue. Simultaneously, this promotes increased strength.
    • Cardiovascular health: The intensity associated with circuit training, especially HIIT, can boost heart health by increasing oxygen uptake capabilities.
    • Encourage commitment and prevent boredom: One of the most significant benefits of circuit training is also one the simplest. Circuit training keeps workouts refreshing and interesting. Some friendly competition can also encourage social connection and encourage individuals to stick to their routines.

    Conclusion

    Circuit training is the perfect workout for beginners and advanced athletes. It’s also easy to customise your own circuit workout, making it a great way to reach your goals at the gym.

    Remember to supplement your circuit training with other wellness practices like a balanced diet and timely health check-ups.

    A health insurance policy can allow access to both preventative and emergency care by covering costs associated with the same. If you want an extra layer of protection or know that you present an increased risk for certain conditions, it can also be advantageous to acquire critical illness insurance.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Use a Rowing Machine?

    by Almog Ramrajkar | May 12, 2025

    A rowing machine is a specialised piece of machinery that you can find at most gyms. By aligning the body horizontally and pulling motions, a rowing machine offers many benefits for the body. However, this is dependant on appropriate use.
    Proper form and timing allow you to leverage all the benefits of a rowing machine. This blog will take you through how to use rowing machine properly and for best results in the long term.

    How to use a rowing machine properly?

    While the machine often looks intimidating to beginners, the basic principle behind a rowing machine is the typical movement its named after. You have to simulate the rowing mation, exactly like you would in the real environment.

    1. Begin with your seat at the front. Keep your knees bent and body compressed. Grasp the handle of the machine with body hands.
    2. Push yourself back using only your legs before then pulling back both arms. Your hands should come to rest near your sternum.
    3. Move your arms back to the start position and then bring your legs back in.
    4. Remember this order: legs, arms, arms, legs.

    It is your lower body generating the power. Your legs should be the force driving the exercise, not your arms even though they are involved.

    Some common mistakes to avoid:

    • Hunching your back
    • Over-gripping the handle
    • Making a scooping motion in place of a linear rowing motion
    • Pulling back with your arms raised too high
    • Parting your knees

    Conclusion

    A rowing machine is an easy and even enjoyable way to strengthen your muscle groups and get in a full-body workout. Depending on your goals in the gym, you can use the machine for an intensive cardio workout or even a cooldown exercise.

    Remember that workouts with equipment like the rowing machine are only a part of a larger wellness routine. You must simultaneously develop balanced eating habits and seek health check-ups as needed.

    A health insurance plan can help with access to quality healthcare and offer financial protection in the event of an emergency. You can browse through individual health insurance plans to find one that meets your unique health requirements.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Rowing Machine Benefits

    by Almog Ramrajkar | May 12, 2025

    A rowing machine is a special piece of equipment you may have seen at your nearest gym. A rowing machine aligns the body horizontally to mimic the motion of rowing, as the name suggests.
    If you frequent the gym, you may not naturally gravitate toward rowing machines. The required movement needs the body to be aligned appropriately. However, once you get the hang of the right posture, you can leverage the many rowing machine benefits.

    Benefits of a rowing machine

    Because of how the machine is set up and designed, it’s often associated with leg workouts. However, a rowing machine offers more than that and, when used effectively, functions as a full-body workout.  The following are some rowing machine advantages:

    • Flexible use cases: A rowing machine can be used differently based on your fitness goals. You can adjust both the machine and your body positioning to use it for cardio workouts, strength training or recovery exercises.
    • Low impact, high intensity: A rowing machine can help you burn calories without excessive strain, making it accessible to all kinds of athletes. Your joints remain protected, but you can reap the benefits of cardio-intensive training.
    • Improves posture: When used appropriately, a rowing machine can improve posture. The repetitive movement trains the body to align better, preventing musculoskeletal issues.
    • Improves cardiovascular health: Most workouts promote heart health, but a rowing machine’s aerobic exercise creates a greater cardiac load, supporting the heart’s ability to pump blood.

    Conclusion

    Every stroke of the rowing machine works out the hamstrings, arms, legs and glutes, among other muscle groups. When practiced in short bursts (10 mins can mean 200 strokes!), it can offer numerous benefits for wellness.

    The next time you visit your gym, try beginning your workout with a rowing machine. Remember to supplement your efforts with a balanced diet and preventative healthcare. A medical insurance plan can support access to preventative and emergency services and cover the associated costs. Depending on your specifications, you can choose individual plans or health insurance for family.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Jump Rope?

    by Almog Ramrajkar | May 12, 2025

    Jump rope is an easy and flexible cardio exercise that offers a host of muscular and cardiovascular benefits. The exercise can find a place in any kind of fitness routine due to its accessible nature. It requires minimal equipment and has an easy learning curve. Once you get the hang of the exercise, you can vary its intensity and even add additional movement to focus on specific muscle groups.

    This blog will teach you how to jump rope.

    How to skip rope?

    Rope skipping is easy to pick up. In fact, chances are you used to do this exercise as a child. Once you’ve selected the appropriate jump rope, it’s time to find your pace. Here’s how to skip rope for beginners:

    1. The most important step is to narrow down the right space. Make sure your environment is clear of all obstacles within your radius. Importantly, you have to consider vertical space when selecting your environment. Since the rope will be looped upward, you want to make sure your ceiling isn’t too low. If this isn’t possible, you may want to begin skipping outdoors.
    2. Once you have the right space, assume appropriate form. Stand with your feet shoulder-width apart (or less, if you’re uncomfortable). Keep your knees a little bent, back straight and hands by your hips. Your movement should come from the wrist!
    3. Start by bouncing up and down on the balls of your feet. Go slow and find your rhythm. Make adjustments if you feel discomfort. Try keeping your elbows close to your body.
    4. For the first few swings, just swing the rope over your head and stop before your toes before making a small, halting jump. You can also practice something known as a Toe Catch: bring the rope over your head, catch it under your toes and roll it under your feet and release it out back.
    5. Slowly increase your speed as you get comfortable. Make changes as you grow more confident and find what feels the best!

    Conclusion

    With a few hours of practice, you’ll be sure to master the essentials of jump rope. Remember that the appeal of the exercise lies in its flexibility and accessibility to all age groups, so keep making adjustments to your routine.

    To fully leverage the benefits of this workout, remember to incorporate it into a larger routine. It is also important to have a balanced diet and opt for regular medical check-ups. Health insurance plans can provide access to appropriate healthcare and cover treatment costs in the event of an emergency or otherwise. This can be advantageous for older adults, with senior citizen health insurance offering tailored benefits.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Jump Rope Benefits

    by Almog Ramrajkar | May 12, 2025

    Jump rope is an accessible and easy form of exercise. Simple to implement as part of a routine, jumping rope reinforces key muscle groups, steadily elevates heart rate and has even been found to decrease feelings of anxiety. Jump rope can also be modified based on what kind of athlete you are or what you’re hoping to get out of it. This simple cardio exercise has flexible pacing, strength and movement. This blog will elaborate on the jump rope benefits.

    Benefits of skipping rope

    Skipping rope has long been used as a cardio exercise, meaning a lot of its benefits involve the heart and muscular system. Some primary skipping rope benefits are:

    • Boosts heart health: Cardiovascular diseases are some of the most common yet debilitating issues. No matter the intensity of your rope skipping, you’re getting some beneficial anaerobic exercise that increases your heart rate and lowers blood pressure. Rope skipping has also been found to raise the ceiling for oxygen consumption.
    • Tune motor skills: Jump rope requires hand-eye coordination. Because the body makes small, quick movements and engages multiple areas, the exercise steadily improves balance, stability, and motor skills.
    • Increases bone density and supports joints: Regular skipping has been found to increase bone mineral density and reinforce joints. This makes the exercise particularly beneficial for perimenopausal individuals who are at risk of conditions such as osteoporosis.
    • Increases running speed: Cardio exercises like jump rope can steadily increase the body’s capacity to reach high speeds, making you agile.
    • Ease neurological distress: Sustained, repetitive exercises like rope skipping can help ease anxiety by increasing the likelihood of tryptophan—the precursor to serotonin, the "happiness hormone"—crossing the blood-brain barrier.

    Conclusion

    Jump rope can offer practitioners various benefits, acting as a touch-off point for greater wellness. Consider incorporating the exercise into a larger exercise routine. Remember to supplement your exercise with a nutrient-rich diet and regular health consultations. A health insurance policy can also safeguard your health by allowing access to quality and affordable healthcare. If you identify a greater risk for certain conditions, you can also consider critical illness insurance. This can help cover the sudden onset and subsequent treatment of serious illnesses.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Restless Leg Syndrome (RLS): Treatment

    by Almog Ramrajkar | May 12, 2025

    RLS is a neurological condition that causes the patient to compulsively move their legs, at the risk of uncomfortable sensations, including itching, aching, throbbing or crawling. RLS is typically diagnosed with a thorough medical review, and treatment is typically set up to address individual symptoms and elevate the patient’s quality of life.

    Treatment of RLS

    Although there is no specific “cure” for RLS, treatment of the condition is primarily focused on lifestyle changes and the addressal of symptoms. The following are some typical RLS treatments:

    • Avoid stimulating agents: Patients are advised to completely cut out stimulants like caffeine or nicotine to avoid exacerbating the neurological symptoms.
    • Leg exercises: Setting up a routine for leg stretching and flexing can provide the brain temporary relief. However, medical practioners caution patients against high-intensity workouts before bedtime as this can worsen nightime symptms.
    • Devise a care routine: Hot and cold packs are often used as RLS therapy, especially in the midst of an episode. Experiment and see what works for you to craft a tailored care routine. This can be calming baths, massages, yoga or tai chi.
    • Medications: Depending on the nature of a patient’s RLS, appropriate medication can be prescribed as part of treatment. Since the condition can be triggered by dopamine receptor issues or an iron deficiency, corresponding supplements can provide relief.
    • Alternative therapy: Foot wrapping, compression therapy and mild electric stimulation can counteract most of the typical symptoms of RLS.

    Conclusion

    With conditions like RLS, what works for one patient may not do much for another. It is necessary to make lifestyle changes, seek prescriptions and use alternate therapies to build a routine that you know provides the best relief.
    However, it is always advisable to work under the guidance of a professional and seek consults at regular intervals. Health insurance can also provide access to the necessary healthcare while covering the long-term associated costs. Look for an individual health insurance plan that suits your requirements.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Restless Leg Syndrome (RLS): Symptoms

    by Almog Ramrajkar | May 12, 2025

    Restless Leg Syndrome is a typically rare neurological condition that manifests as an overwhelming urge to move the legs, hence the name. The condition is very uncomfortable for the patient, causing itching, crawling or even pulsing sensations in the legs. The syndrome’s effects are particularly exacerbated at nighttime or when a person is at rest.

    This blog will elaborate on the symptoms of the condition.

    Symptoms of RLS

    The syndrome becomes increasingly debilitating as the patient ages, underscoring the need for early identification and intervention. The following are some commonly observed symptoms of RLS:

    • Overwhelming urge to move the legs: RLS begins with an urge to move the legs. While many individuals have compulsive leg shaking habits, RLS compels the patient to move, with their brain rewarding them by alleviating the extremely uncomfortable feeling.
    • Discomfort around the legs at periods of rest: If you’re beginning to notice the urge to move your legs, pay attention to timing. RLS flares up during periods of rest or at night-time, when the body tends to be idle. The syndrome may also cause twitching in the legs at night.
    • Uncomfortable sensations: Restless Leg Syndrome is distinct because it causes the patient to feel itching, crawling, pulling, electric, throbbing or aching sensations in their legs in addition to compulsive movement.
    • Distinct relief when moving the legs: Because the condition is neurological, the brain generates feelings of extreme relief when the patient moves their legs.

    Conclusion

    Also called Willis-Ekbom disease, Restless Leg Syndrome may manifest in an individual for a variety of reasons, including genetic. Although the condition has no known cure, targeted treatment of the RLS symptoms can elevate a patient’s quality of life.
    A tailored medical insurance plan can help patients access necessary treatment while offering financial coverage for the same. Patients may also review the details of their health insurance for family to access quality healthcare while ensuring affordability.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Restless Leg Syndrome (RLS): Causes

    by Almog Ramrajkar | May 12, 2025

    If you have an urge to move your leg as soon as it comes to a resting position, you may have a condition called restless legs syndrome. It is a neurological problem that can lead to uncomfortable sensations like throbbing and itching and can even compromise the quality of your sleep. Understanding what causes RLS can help you seek the right medical attention In

    Causes of RLS

    While the restless legs syndrome is quite common in India, the exact cause behind it is still unknown. However, there are a few speculated reasons for the RLS causes, including dopamine deficiency in the basal ganglia, the part of the brain responsible for movement, which requires dopamine for proper functioning.

    Some of the speculated RLS causes are:

    • Genetics: RLS can be inherited if one of your parents passes on the genetic predisposition for the condition.
    • Low Iron Levels: Even with normal blood iron levels, low iron levels in the brain can still contribute to RLS.
    • Medical Condition: Certain medical conditions, such as anaemia, diabetes and kidney disease, can lead to secondary RLS, meaning the condition arises as a result of these underlying health issues.
    • Medicines: Some medicines like antihistamines, antinausea and antidepressants can trigger or worsen RLS symptoms.

    Conclusion

    RLS is a condition that affects many people, but a lack of awareness may prevent it from being recognised as a medical issue. Now that you are informed, ensure that neither you nor anyone in your family has to live with it untreated. While looking for health insurance plans, be sure to check whether it covers conditions like RLS. This is especially important when choosing senior citizen health insurance, as it’s essential to look for comprehensive coverage that includes RLS and other common health concerns. A good policy ensures coverage against a range of medical conditions, including both common and chronic diseases, as well as unexpected health emergencies, providing financial protection and peace of mind.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Stop Snoring?

    by Almog Ramrajkar | May 12, 2025

    Snoring is seen as a harmless nuisance, but it can be a serious problem that disrupts sleep and negatively impacts relationships. More than just an annoying noise, snoring can be a sign of an underlying disorder, such as obstructive sleep apnea (OSA), which can increase the risk of developing heart disease and other serious health complications. Therefore, identifying how to stop snoring while sleeping becomes even more important.

    This article helps you learn the steps to stop snoring to live healthily.

    Steps to stop snoring 

    If you're wondering how to stop snoring, some simple lifestyle changes can help.

    Change your sleeping position

    Sleeping on your side helps with snoring as it stops your tongue from falling back into the throat.

    Use nose strips

    Using nasal strips can help open your nasal passages, allowing air to move through slower and eventually reducing snoring.

    Weight loss

    If you have gained extra weight around your neck, it can narrow your airways and make breathing harder. Weight loss can significantly help you stop snoring.

    Avoid taking alcohol before bed

    Substances like alcohol and sedatives can relax the muscles in your throat, obstructing airways and causing snoring. Try to consume alcohol or any other sedatives at least 3-4 hours before sleeping.

    Sleep on a supportive pillow

    Changing your pillows can help you reduce or even stop snoring. You should sleep on a pillow that aligns with your head and neck. This helps minimise snoring.

    Get enough sleep

    Disturbed sleep can relax muscles in your throat, causing airway obstruction and increasing the risk of snoring.

    Conclusion

    Incorporating these lifestyle changes can significantly reduce or even stop snoring for many people. However, if snoring persists despite these efforts, it may be a sign of a more serious condition. Having a health insurance policy is an important initiative to live a healthy life. Investing in policies like critical illness insurance ensures you're covered for any medical consultations or treatments, allowing you to prioritise your well-being and maintain a healthy, restful life.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Bedtime Snacks for Better Sleep

    by Almog Ramrajkar | May 12, 2025

    Improve your sleep quality with three effective meditation techniques. Learn how guided meditation, simple breathing exercises, and progressive muscle relaxation can help calm your mind and prepare your body for restful sleep.

    It is common to have hunger pangs between dinner and bedtime hours, and it becomes so easy to reach the food you are craving for. But what you eat before your bedtime can significantly impact your sleep. Therefore, replacing anything with the best food before bed is what you need to do. Fortunately, there are tons of healthier bedtime snacks to help you sleep better.

    This article covers the healthier bedtime snack options that can improve your sleep.

    List of bedtime snacks

    Here is a list of healthier bedtime snacks that improve your sleep significantly:

    1. Banana with almond butter

    The combination of Bananas and almonds are a great source of magnesium and protein. Magnesium is known as a natural muscle relaxant, helping you sleep better. Bananas are also rich in potassium, which is useful for sleep quality.

    1. Kiwi slices

    Slices of one or two kiwis can help you feel refreshed. Kiwis are packed in vitamin C and E and other antioxidants, contributing to better sleep.

    1. Oatmeal

    A hot or cold oatmeal bowl can help you prepare your body for sleep. Oats are rich in magnesium and melatonin, the sleep hormone.

    1. Nuts

    A handful of nuts, such as almonds and walnuts, can help you improve sleep quality. Both walnuts and almonds are enriched in fibre, antioxidants, melatonin and magnesium, which help promote sleep.

    1. Whole grain toasts

    Whole-grain toast with peanut butter or avocado can be filling and sleep-inducing. Both peanut butter and avocado are good sources of magnesium.

    1. Smoothie bowl

    A smoothie bowl of yoghurt, fruits (like berries and grapes) and peanut butter can be a great source of protein, fibre and magnesium, making it one of the best bedtime snacks for helping you sleep better.

    1. Dark Chocolate

    Dark chocolate is a good source of magnesium and serotonin, which can help improve overall sleep quality. It is suggested that you choose dark chocolate with at least 70% cocoa.

    Conclusion

    You can choose any of the snacks from the above list before bedtime. However, if you still experience disturbed sleep frequently, consulting an expert healthcare professional is suggested. Moreover, investing in health insurance policies like individual health insurance can help you better handle your healthcare decisions and improve overall health.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • 3 Ways to Meditate for Better Sleep: Simple Techniques

    by Almog Ramrajkar | May 12, 2025

    Sound sleep at night is essential for overall well-being, and sleep meditation is an excellent tool for helping you unwind, relax, and drift into deep sleep. Meditation for better sleep can help calm the mind, slow down breathing, and lower heart rate, making it easier to fall asleep faster and stay asleep longer.

    Whether you struggle with racing thoughts at night or simply want to improve sleep quality, practicing meditation can be a game-changer. Here are three easy meditation techniques to incorporate into your bedtime routine.

    Ways to meditate for better sleep

    Here are three ways you can do meditation for better sleep:

    1. Guided meditation

    Guided sessions are a great starting point if you're new to meditation. They involve listening to an instructor or a recorded session that walks you through relaxation techniques. This method helps shift focus away from stress and thoughts, allowing you to enter a restful state. You can use guided meditation apps or sleep-focused YouTube videos to ease yourself into the practice. These sessions often include soothing music, visualisation, and breathing exercises to help you drift off effortlessly.

    1. Simple breathing technique

    Controlled breathing techniques can work wonders for calming the nervous system before bed. One popular method is the 4-7-8 breathing exercise, which helps regulate breathing and shift your focus away from stress. Follow these simple steps before bedtime:

    • Inhale deeply through your nose for four seconds.
    • Hold your breath for seven seconds.
    • Slowly exhale through your mouth for eight seconds.
    • Repeat this cycle four times.

    This is beneficial for reducing anxiety and quieting an overactive mind, making it easier to relax and fall asleep.

    1. Progressive muscle relaxation

    This technique involves meticulously tensing and relaxing various body muscle tissues. The idea is to enhance awareness of tension and actively release it, promoting full-body relaxation. To practice:

    • Lie down in a comfortable position.
    • Start at your feet, tensing the muscles for a few seconds, then slowly releasing the tension.
    • Move up through your body—calves, thighs, abdomen, arms, shoulders—repeating the process.
    • As you continue, concentrate on the sensation of relaxation.

    With consistent practice, progressive muscle relaxation can train your body to recognise and release tension more efficiently, improving overall sleep quality.

    Conclusion

    Meditation for better sleep is a simple yet effective practice that can transform your bedtime routine. Over time, your mind and body will naturally associate meditation with relaxation, making it easier to fall asleep and wake up refreshed. Consulting a healthcare professional or exploring medical insurance options may be beneficial if sleep troubles persist despite regular meditation practice. Investing in health insurance for family members ensures access to medical care and support when needed.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Tips to Fall Back Asleep After Waking Up at Night: Effective Solutions

    by Almog Ramrajkar | May 12, 2025

    Waking up in the middle of the night can be frustrating, especially when falling back asleep feels impossible. The struggle is real, whether it's stress, an uncomfortable sleep environment, or an overactive mind. Fortunately, there are effective ways to get your sleep back on track. Here’s how to fall back asleep without tossing and turning for hours.

    Tips to fall back asleep

    Here is a list of tips on how to fall asleep after waking up:

    1. Avoid checking the clock

    One of the worst habits when you wake up at night is looking at the clock. Watching the minutes pass increases anxiety and makes it harder to fall asleep. Instead of stressing over lost sleep, turn your clock away or place your phone out of reach. This removes the temptation to check the time and allows your body to relax naturally.

    1. Practice deep breathing or meditation

    A racing mind is often the culprit behind sleepless nights. If you’re struggling, try deep breathing exercises or meditation. Slow, controlled breaths signal your body to relax, reducing stress and promoting sleep. Progressive muscle relaxation, where you tense and release each muscle group, can also help ease tension and make it easier to fall back asleep.

    1. Keep the lights low

    Exposure to artificial lighting, especially from screens, can interfere with melatonin production, the hormone responsible for sleep. So, use a dim nightlight or keep lighting minimal to avoid signalling your body to wake up completely.

    1. Get out of bed if necessary

    Lying awake for too long can make your brain associate your bed with wakefulness rather than rest. If you’ve been awake for more than 20 minutes, get up and do something relaxing. Read a book, listen to soft music, or engage in a calming activity. Avoid screens and bright light; return to bed when you feel drowsy.

    1. Be mindful of what you eat and drink

    Certain foods and drinks can disrupt sleep, especially if consumed too late. Caffeine, alcohol, and heavy meals can keep you awake longer than expected. Instead, opt for light snacks like a banana or warm milk if you need something before bed.

    Conclusion

    If waking up at night is a frequent problem, it might be time to evaluate your overall sleep habits. A comfortable mattress, a relaxing bedtime routine, and good sleep hygiene can make a significant difference. Additionally, managing stress and ensuring you have access to health insurance plans, including senior citizen health insurance, can help address underlying health concerns affecting sleep.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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