Close ILTakeCare Suggestion
IL TakeCare app – For all your insurance & wellness needs

Policy purchase, claims, renewal & more

 
  • Work From Home Challenges And How To Overcome Them

    by mohit bohra | Oct 27, 2023

    Another reason could be our work-life itself! That, more than any other aspect of our life, has been impacted by the pandemic. Let’s focus on some of the challenges that we may be facing while working from home. A research by Michael Leiter from University of Deakin and Christina Maslach, published in 1999, identifies six areas of work life that have an impact on us. Any imbalance in these areas is bound to have an effect on us.

    We’re taking a closer look at these areas marked out by the researchers and how they factor into the present day scenario, to better arrive at work from home tips that would actually work for you!

    WORKLOAD

    One of the assumptions about the work from home routine was that it would give us the time for personal pursuits as well. Since we no longer had to spend hours commuting or weren’t bound by office timings, we could do a lot more in the same amount of time. Cut to the present, the general feeling is that our workload has only increased. Because we’re working from home, the lines between office and after-office hours have become more blurred and in some cases, non-existent. If you feel continuously exhausted and overworked rethink the following:

    • Your work schedule.
    • Saying yes to everything.
    • Not setting aside time where you’re doing nothing!
    • Ignoring your hobbies or workout regime.

    CONTROL

    It’s easier to set boundaries when you’re working out of an office space. In that respect, working from home can be a challenge. You can just switch off from work the moment you walk out of the office doors. At home, it’s more difficult to completely disengage. There’s a lack of structure that leads to extremes. You either tend to master your procrastination skills or you feel the need to constantly check mails, reply to them, and answer all calls to maximize your productivity. The former creates a daunting backlog of work. The latter leaves very little time for other equally important stuff like cooking a proper meal, doing the laundry, stocking on grocery. Soon you start to feel like you no longer have a handle on things. This lack of control, too, can easily spur anxiety. Here’s how can avoid this downward spiral:

    • Set aside a designated time to get off work.
    • Try not to reply to mails or calls unless absolutely necessary.
    • Cook yourself a proper meal- a work from home ‘tip’ we swear by!
    • Do the adult stuff- like paying the bills on time and health insurance that provides adequate coverage.
    • Don’t be too hard on yourself if you haven’t finished every single office task.
    • Prioritize your tasks every day!

    REWARD

    Has your feedback been ignored? Put in long hours for a project only to see it shelved? Feel demotivated or uninspired? If yes, then this can add to the anxiety you might already be experiencing while working from home. We feel you! After all a little pat on the back goes a long way. But if you don’t see that pat coming, it’s easy to feel and believe that your work has been overlooked or gone unnoticed. Here’s what you can do about it:

    • List down the projects and the work you’ve put into each, against them.
    • If you don’t get to interact often with your superior(s), write a mail to him/her mentioning the above.
    • Take those leaves and give yourself some TLC! This is a great way to reward yourself.

    COMMUNITY

    One of the biggest work-from-home challenges has been to not in give into that feeling of isolation. When you’re in the midst of people inspirations come easily, discussions bring about improvement to an idea and the banter keeps your spirits up. If you’re working home and living alone, this sense of isolation is amplified. Here’s how you can counter it:

    • Ensure you are catching up with your team on a regular basis.
    • Schedule calls with various stake-holders. This will help you to always be in the know and on top of developments that may be taking place in other teams.
    • Appreciate good work when you see it! Drop in a short mail or text letting someone know that you really liked their work.

    FAIRNESS

    Do you feel that you’re not being treated fairly at work? Do other people get the appreciation that you deserve? You feel left out of discussions? It’s ok to feel all that and more! But it’s not alright to let these feelings overwhelm you to a debilitating extent. Here’s a way that will help you deal with it better:

    • Talk it out! People have a blind spot at times. Pointing out your contribution or their biases in a polite manner may rectify the situation.

    ICICI Lombard also provides health insurance plans like Family Health Insurance , Health Booster , Arogya Sanjeevani Policy , Corona Kavach PolicyPersonal Accident Insurance  which offers people with the much needed financial backup during any medical emergencies.     

     

  • 11 Basic Accident Insurance Terms Explained

    by mohit bohra | Oct 27, 2023

    A list of terms you must know:

    Personal accident insurance secures you from an unpredictable future and lets you live an anxiety free life. However, while buying a policy you may find yourself stuck with jargons, clauses, and details. Thus, stay informed and leave no stone unturned while choosing a well-tailored policy. Read on for the common terms you will come across in the policy document.

    Cashless Facility

    The insurer pays for all the expenses incurred during the treatment of the insured. Adhering to the policy terms and conditions, the payments are made directly to the medical service provider. It even extends to approved pre-authorization.

    Premiums

    The value of premiums is calculated based on sum insured, policy duration, and add-ons. Assessing your current income, future potential income, and extent of liability, you can determine the sum insured.

    Companies even offer customers optimizing an insurance plan and premiums to suit their budget needs. In addition, one can even opt for additional riders to include more risks to be covered in the policy.

    Benefits

    A good accident insurance policy must include family benefits, daily allowance during hospitalization and child education support in case of an accident. Look out for other benefits that suit your requirements and budget needs.

    Exclusions

    Familiarize yourself with the exclusions and limitations for which the insurer is not liable under the policy. Some of the major exclusions that accident insurance does not cover are death, injury, illness, or disablement due to:

    • Deliberate self-injury
    • Suicide or attempted suicide
    • Influence of intoxicating substances such as liquor or drugs
    • Participation in adventure sports
    • Mental or nervous disorders
    • Venereal diseases
    • War, nuclear perils, childbirth or pregnancy

    Insurer

    Nowadays, insurance companies offer a wide range of customizable accident insurance policies. You can choose an insurance provider with an impeccable track record by checking their:

    • Claim settlement ratio
    • Feedback response
    • Customer support
    • Quality rating
    • Premium cost-effectiveness with respect to other companies

    Better Safe than Sorry

    It is never too late to opt for accident insurance even if you have a life insurance policy. It covers a gaping hole of the life insurance by offering additional coverage in case of disability. Further, no matter what the magnitude of accident, you and your family can return to the same financial condition prior to the loss. Thus, before an accident makes a huge dent in your savings, Personal Accident Insurance to make a well-informed decision. Also, don't forget to safeguard your finances with a suitable health insurance policy.

  • Super Top-up Plans in Health Insurance

    by icicilombard 002 | Oct 27, 2023

    In today's world, medical expenses are rising rapidly, making comprehensive health coverage essential. While a standard health insurance policy offers financial protection, it may not always be sufficient for major medical emergencies. This is where a Super Top-up Health Insurance Plan becomes valuable. It provides additional coverage beyond your existing policy, ensuring that you are financially secure in case of high medical expenses.

    What is super top-up health insurance plan?

    A top-up plan is a deductible plan which enhances your base health policy.  Super top-up plan is a top-up plan on energy drinks. It takes into account the aggregate of hospitalisations in a policy year. Unlike a regular health insurance policy, which covers expenses from the first rupee, a super top-up plan only kicks in after you have exhausted the deductible amount, making it a cost-effective way to enhance your coverage.

    Features and benefits of a super top-up health insurance plan

    A super top-up health insurance has the following key components and benefits-

    • Higher Coverage at Lower Cost: A super top-up plan offers a higher sum insured at an affordable premium.
    • Cumulative Coverage: It covers multiple hospitalisations in a policy year after crossing the deductible limit.
    • Works with Any Base Policy: It can supplement an existing individual, family, or maternity insurance policy.
    • No Impact on Base Policy: Claims made under a super top-up plan do not affect the base health insurance policy.
    • Pre and Post-Hospitalisation Cover: Many plans offer coverage for expenses incurred before and after hospitalisation.

    Who should buy a super top-up health plan?

    Some of the reasons why you can consider buying a super top-up plan are-

    • Individuals with an Existing Health Insurance Policy: If your current policy has limited coverage, a super top-up plan helps bridge the gap.
    • Families Looking for Cost-Effective Coverage: It is an excellent option for those seeking additional protection for the entire family at a lower premium.
    • Senior Citizens & Maternity Coverage Seekers: A super top-up plan can be beneficial for senior citizens or those opting for a maternity insurance policy, as healthcare costs in these categories can be significant.
    • Self-Employed or Professionals Without Employer Coverage: A super top-up plan ensures comprehensive protection even without corporate insurance benefits.

    Difference between super top-up and top-up health plan

    Both these plans differ in how they are structured, health plans that are efficiently structured can help bring cost down. Top-up plans consider each hospitalisation as singular and a new one. So if you anticipate multiple hospitalisations, each of them will have to exceed the deductible. This is one of the major and most cost-effective differentiators of a super top-up plan.

    Super top-up’s cost-benefit lies in its coverage of multiple treatments in a year. It considers the total treatment expenses in a year for claiming, hence you end up saving on huge medical bills in such a policy.

    Conclusion

    Most comprehensive insurance doesn’t cover every specific illness. They are designed to suit a wide range of uses and demographics. Hence, if you need a very specific treatment, the cost can go much higher and some of it won’t be covered by your basic health insurance policy.

    Whereas, a super top-up also offers specialised coverage such as Donor Expenses, and gives enhanced coverage over and above your normal policy. Instead of buying a new insurance policy entirely to meet you increased medical requirement, it is a much feasible option to attach a top-up to your regular health insurance policy

    Whether you are an individual, a family, or someone planning for maternity insurance policy, opting for a super top-up plan can provide financial security and peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Symptoms You Should Never Ignore

    by mohit bohra | Oct 27, 2023

    7 Common But Risky Symptoms You Should Never Ignore

    Time to time, we all have our may days where we feel completely drained out, distressed and exhausted. Did you know that common health symptoms pose a greater barrier to your wellness? You can prevent the despair by being aware of potential risks some common symptoms bring with them. Be careful of the following seven risky symptoms that you may be ignoring without much thought:

    Heart Beats, Wrong Reasons

    If you experience extreme displeasure followed by breathing difficulty, applying pressure or holding your chest tight, you need to see the doctor. This pain can extend across the arm and trigger the tendency of feeling nauseated along with perpetual vomiting and sweating.

    This could possibly be the advent of a heart attack. It could also signal a gastrointestinal reflux that implies the retraction of materials from the stomach to the oesophagus, due to poor digestion.

    Throbbing Head

    Headaches can cause great havoc and ruin your day. Intense headaches can be worse, almost toppling your ability to concentrate. In extreme cases, if you have frequent headaches, it could signal an aneurysm, a burst in your blood vessels, or meningitis.

    Unwelcome Weight Loss

    Weight Loss is not always healthy. Often this can be a great sign for trouble. Excessive weight loss in a very short time could signal serious diseases such as cancer, endocrine disorders, diabetes, parasite infections, hyperthyroidism or even depression.

    Swollen Shocks

    A swollen leg because of fluid accumulation may signal heart failure or thyroid inception. If there is pain at the back of the lower leg too, a blood clot could be possible. The most common way to spot irregular blood circulation is the swelling of the legs. Hence, it is extremely necessary to seek medical attention as soon as possible.

    Painful Stomach Churns

    We often ignore stomach aches. Prolonged pain could be potential occurrence of an aortic aneurysm or other discrepancies in the blood flow. Paired up with nausea or vomiting, this could also be a result of gall bladder stones, intestinal swelling, and appendicitis or bowel syndromes.

    Tired all the time

    Feeling tired is a very natural phenomenon yet sometimes this feeling means caution. Excessive fatigue could be a symptom for uterine or gastrointestinal cancer. You can also feel dreary due to thyroid, anaemia or depression. You should see the doctor when long hours of sleep are powerless in relieving you of stress.

    Relentless High Fever

    Please seek medical attention for temperature levels above 103 degrees Fahrenheit or if you have fever around 100 degrees for several weeks consistently. This could be due to a urinary tract infection, pneumonia, or inflammation of the heart’s lining. Meningitis, sinusitis, cancer or leukaemia could also be possible critical outcomes.

     

    Medical treatments today demand a great share of your wallet and often we drag ourselves until the last minute of chronicity to seek medical attention. In order to save yourself from the incessant expenditures that are attached to medical treatments, it is always best to have a comprehensive medical health insurance.

    ICICI Lombard provides you with the best health insurance policy. We offer different types of health insurance that include exclusive family health insurance plans, maternity insurance, super top up mediclaim policy, with several benefits etc.

    Our well-packaged family health insurance plans come with dedicated wellness programs that allows you to use your wellness points against costs not covered in your base plans. Wellness points can be reimbursed against diagnostic tests, OPD expenses, dental treatments, and much more as per policy terms and conditions.  

  • Which Are The Best Exercises For A Neck Hump?

    by iciclombard 01 | Oct 26, 2023

    A neck hump is usually referred to as a dowager’s hump or buffalo hump. It is a common concern for many adults. It may be caused by poor posture, long hours spent on mobile devices or computers and sometimes underlying medical conditions. While it may seem like just a cosmetic issue, it can lead to discomfort, stiffness and even long-term health problems if left unaddressed.

    What is a neck hump?

    A neck hump is a rounded area at the base of the neck, typically where the neck meets the upper back. It often looks like a small hump or bump and can become more noticeable over time. This condition is usually the result of poor posture, particularly forward head posture, where the head leans forward and the shoulders slump. It may also be caused by osteoporosis, spinal conditions or the long-term use of certain medications.

    Exercises for neck hump: Does working out help?

    Yes, specific exercises and stretches can help reduce or even reverse a neck hump, especially when it is related to posture. Strengthening the upper back and neck muscles and improving flexibility can make a significant difference. However, it is essential to be consistent and patient.

    It’s also important to recognise when a neck hump might be linked to a medical issue rather than just posture. In such cases, it is advisable to consult a healthcare professional before starting any exercise routine.

    Exercises for neck hump: How to fix it?

    Here are some effective exercises and stretches that may help correct a neck hump:

    • Chin tucks

    Chin tucks are a fundamental exercise designed to strengthen and realign the muscles in the front of your neck, ultimately aiding in reducing a neck hump. To perform this exercise, sit or stand up straight with your shoulders relaxed. Gently draw your chin towards your throat without tilting your head up or down. Imagine creating a double chin. Hold this position for a few seconds before releasing.

    • Neck retractions

    Neck retractions, also known as “neck nods”, are a targeted exercise aimed at elongating the cervical spine and countering the effects of poor posture. Begin by sitting comfortably with your shoulders relaxed. Slowly glide your head backwards, ensuring your chin remains level and does not jut forward. Hold the retracted position for a few seconds before returning to the starting point.

    • Neck stretches

    To perform this exercise, sit or stand upright and gently tilt your head to one side, aiming your ear toward your shoulder. Hold the stretch for approximately 20 seconds, feeling the gentle elongation along the opposite side of your neck. Repeat the stretch on the other side.

    • Shoulder blade squeezes

    Start by sitting up straight and relaxing your shoulders. Slowly draw your shoulder blades together as if you are gently pinching a pencil between them. Hold the squeeze for a few seconds, focusing on engaging your upper back muscles before releasing.

    • Back extensions

    To perform this exercise, lie face down on the floor with your arms extended forward. Lift your chest and head off the ground using your upper back muscles to initiate the movement. Hold the lifted position for a few seconds before lowering your back down.

    Possible risks of exercises for neck hump

    While exercise can be helpful, it’s important to be cautious. Performing exercises incorrectly or aggressively can lead to strain or injury. Those with underlying conditions like osteoporosis or spinal disorders should always seek medical advice before beginning any new workout. Similarly, if the neck hump is painful, growing rapidly or causing other symptoms like tingling or weakness, it may need professional evaluation.

    This is particularly important for older adults, who might be more prone to age-related bone and joint issues. Supporting them with regular check-ups and treatment is vital, and this is where health insurance policy for family can be incredibly helpful. Having a proper health insurance policy ensures they receive the right care when needed.

    Conclusion

    When tackling the concern of a neck hump, incorporating these exercises into your workout routine can make a noticeable difference. You are on the path to a healthier, more balanced neck and back by targeting specific muscle groups, improving posture and enhancing flexibility. Remember, consistency is the key. Combine these exercises for neck hump with proper posture and a healthy lifestyle for the best result. Embrace the power of exercise to banish the neck hump and cultivate confidence in your appearance.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Which Are The Best Exercises To Reduce Love Handles?

    by iciclombard 01 | Oct 26, 2023

    Love handles, those double pockets of fat around the waist, can become a frustrating challenge for many. While spot reduction is a myth, targeted exercise can help tighten and tone the surrounding muscles, contributing to a more sculpted waistline. Let’s delve into five fantastic exercises that can make up an effective love handle workout to say goodbye to those pesky handles and hello to a more confident you. Do complement the love handle workout with a balanced diet and holistic fitness approach for the best results.

    What are love handles?

    Love handles refer to the pockets of fat that appear on the sides of your waist. They usually become more noticeable when wearing tight clothing or bending sideways. Despite the name, there’s nothing particularly lovely about them when they affect your confidence or health.

    This type of fat is known as subcutaneous fat and can be stubborn to lose. It builds up due to a combination of factors like unhealthy diet, lack of exercise and even hormonal imbalances.

    Do love handles pose risks?

    While love handles may seem like just an aesthetic issue, they might also be a sign of increased fat accumulation around the abdomen. This type of fat, especially visceral fat, is linked to serious health problems such as:

    • Heart disease
    • Type 2 diabetes
    • High blood pressure
    • Stroke

    Managing waist fat is not just about looking better, it’s about improving your overall health. This is particularly important as we age. Many families worry about healthcare costs for ageing parents, especially if health problems develop. This is where health insurance becomes essential. The insurance ensures they receive proper care when needed without the financial stress that can come with unexpected medical expenses.

    Exercises for reducing love handles

    Here are some of the most effective exercises:

    • Russian twist

    Russian twists are dynamic and engaging exercises targeting the oblique muscles and trim love handles. To perform this exercise, sit on the floor with your feet flat and your knees bent. Lift your feet off the ground while you lean back slightly, maintaining a straight back. Holding a weight or a suitable object, twist your torso to the right and the left.

    • Bicycle crunches

    Begin by lying on your back with your hands behind your head and your legs lifted off the ground. As you bring your right elbow to your left knee, simultaneously extend your right leg. Alternate sides, creating a pedalling motion while engaging your core and obliques. T

    • Side planks

    Start by lying on your side, supporting your body weight on one forearm with one foot stacked on top of the other. Lift your hips off the ground, aligning your head and heels in a straight line. Hold this position, feeling the deep engagement of the obliques and the lateral core muscles.

    • Standing side crunches

    While on your feet, stand with your feet hip-width apart and your hands gently clasped behind your head. Slowly bend to the right side to bring your right elbow towards your hip. Return to the upright position and repeat on the left side.

    • Woodchoppers

    Stand with your feet shoulder-width apart and a weight held with both hands above one shoulder. As you chop diagonally across your body, pivot your feet and engage your core to complete the motion.

    Diet tips to reduce love handle fat

    Here are some simple but effective dietary changes:

    • Cut back on sugar and refined carbs: These are stored as fat, especially around the belly.
    • Increase protein intake: Protein keeps you quite full and helps build lean muscle.
    • Eat more fibre: Soluble fibre from fruits, vegetables and oats can help reduce belly fat.
    • Stay hydrated: Sometimes, thirst might be mistaken for hunger. Water aids digestion and reduces bloating.
    • Avoid processed foods: Try to stick to whole, natural foods whenever possible.

    Conclusion

    Love handles may seem like a small issue, but they can reflect deeper health concerns. When you combine targeted exercises with a balanced diet, you can reduce excess fat and improve your well-being. It's also wise to think ahead about long-term health, especially for ageing family members.

    Along with fitness and nutrition, senior citizen health insurance ensures they are covered for unexpected health needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Maternity Health Insurance

    by Almog Ramrajkar | Oct 25, 2023

    Planning for a family is a joyful journey, but it also comes with responsibilities, especially financial ones. One of the most important decisions you can make is securing the right health insurance cover, particularly maternity health insurance. It provides financial help during pregnancy and childbirth which ensures you receive proper medical care without unnecessary stress.

    What is maternity insurance?

    Maternity insurance is a type of health insurance policy that covers expenses related to pregnancy, delivery and postnatal care. It may come as a standalone policy or be included as a benefit in a comprehensive health insurance plan. The aim is to help ease the financial burden associated with maternity care and hospitalisation.

    What is covered under maternity insurance?

    While policies may vary, most maternity insurance plans typically cover the following:

    • Pre-natal consultations and check-ups
    • Hospitalisation expenses for normal or caesarean delivery
    • Post-natal care for the mother
    • Vaccinations for the newborn
    • Medical expenses for any complications during pregnancy

    What are the benefits of health insurance with maternity coverage?

    The primary benefit of maternity health insurance is financial protection. Pregnancy and delivery costs can be quite high, especially in private hospitals. Maternity coverage helps you manage these costs effectively.

    Other key benefits include:

    • Cashless hospitalisation: Many insurers have tie-ups with hospitals, allowing cashless treatment during delivery.
    • Coverage for complications: In case of medical emergencies during pregnancy, maternity insurance can help cover the costs.
    • Newborn coverage: Some policies extend health insurance to the newborn, covering medical tests and vaccinations.

    Health insurance policies with maternity benefits are often part of a family health plan, which can also include coverage for other members of the household including elderly parents.

    When to buy maternity health insurance?

    Maternity health insurance typically comes with a waiting period ranging from 9 months to 4-6 years. Therefore, it is best to purchase a policy well in advance, ideally before you plan to conceive. Waiting until after pregnancy is confirmed may result in your claim being denied due to pre-existing conditions.

    When considering family health insurance, it is also a good time to think about senior citizen health insurance. As your family grows, so do your healthcare responsibilities. Senior citizen plans are made specifically for individuals over 60 and offer benefits like annual health check-ups, higher coverage for hospitalisation and cashless treatment at network hospitals.

    Conclusion

    Maternity health insurance is a smart and necessary investment for anyone planning to start a family. It provides financial relief and also ensures access to quality medical care during one of life’s most important phases. Alongside, including senior citizen health insurance in your plan ensures that both new life and the elderly in your family receive the care they deserve. Planning with the right health insurance means a healthier, more secure future for the entire family.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best Exercises for Lower Chest Workouts

    by Almog Ramrajkar | Oct 19, 2023

    Updated on 15 july 2025

    A well-built chest is a crucial part of an overall healthy body. It provides support, better posture and promotes well-rounded fitness. Many people tend to focus on the upper and middle parts of the chest, while the lower chest is often left out. But working on this area can greatly improve the shape of your chest and add to your overall build. Strengthening your chest muscles boosts appearance while also helping with daily movement, confidence and a sense of well-being.

    In this blog, we will take you through some of the best lower chest workouts, at home and in the gym, to help you build strength, muscle and balance. Let’s begin!

    Best exercises for the lower chest

    Some of the best exercises for the lower chest are:

    • Decline bench press
    • Dips
    • Decline dumbbell flyes
    • Cable crossovers (low pulley)
    • Decline push-ups

    Decline bench press

    Incorporate this into your routine to enhance lower chest development effectively and safely. The steps are as follows:

    • Setup: Adjust the bench angle (15–30 degrees). Lie down with your head lower than your hips, and grip the barbell slightly wider than your shoulders.
    • Stability: Plant feet firmly, arch back slightly and retract shoulder blades for stability.
    • Descent: Bring the barbell to the lower chest, allowing elbows to flare naturally (45 degrees).
    • Pressing: Explosively push the barbell up, maintaining control. Engage the lower chest muscles.
    • Breathing: Inhale while lowering, exhale while pressing.
    • Reps: Perform the desired reps with proper form. Gradually add weights for progress.

    Dips

    Dips, the best exercise for the lower chest, are a potent bodyweight exercise significantly targeting the lower chest muscles. The steps are as follows:

    • Setup: Find parallel bars or use sturdy surfaces. Grip the bars firmly with palms facing down.
    • Stance: Lift yourself up, arms fully extended. Lean slightly forward to emphasise the lower chest.
    • Descent: Lower your body with control, bending your elbows to around 90 degrees.
    • Ascent: Push through your palms, extending your arms without locking your elbows.
    • Breathing: Inhale during descent, exhale during ascent.
    • Reps: Perform reps, maintaining proper form for optimal lower chest engagement.

    Decline dumbbell flyes

    Sculpting a defined lower chest is achievable with decline dumbbell flyes. The steps are as follows:

    • Setup: Lie on a decline bench (15–30 degrees), holding dumbbells above your chest.
    • Descent: Lower dumbbells with a slight bend in the elbows, feeling a stretch in the lower chest.
    • Contraction: Lift dumbbells back up, squeezing chest muscles.
    • Form: Keep controlled movements and focus on lower chest engagement.
    • Breathing: Inhale while lowering, exhale while lifting.
    • Repetitions: Perform reps while maintaining proper form. Gradually increase weights for progress.

    Cable crossovers (low pulley)

    Cable crossovers using a low pulley effectively isolate and strengthen the lower chest muscles. The steps are as follows:

    • Setup: Attach D-handles to low pulleys. Stand between the pulleys, feet shoulder-width apart.
    • Grip: Grab handles underhand, palms facing up.
    • Stance: Slightly lean forward, maintaining elbow bend.
    • Movement: Pull the handles forward and downward in an arc, crossing at the base. Focus on lower chest engagement.
    • Contraction: Hold briefly, feeling the stretch.
    • Return: Slowly reverse to start.

    Decline push-ups

    Decline push-ups, the best workout for the lower chest, are a dynamic bodyweight workout that successfully targets the lower chest muscle mass. The steps are as follows:

    • Starting: Anticipate a push-up position with your feet on a solid surface.
    • Alignment: Preserve your body in an immediate line from head to heels, engaging your centre for stability.
    • Descent: Bring your chest closer to the ground, maintaining the right form.
    • Push-up: Push your frame again up to the beginning position, focusing on the decreased chest contraction.
    • Respiration: Inhale as you descend, exhale as you push up.
    • Repetitions: Perform a fixed number of repetitions, regularly increasing in intensity as you progress.

    How often should you train your lower chest?

    Aim to train your lower chest once or twice per week, allowing 48-72 hours of rest in between sessions. A targeted focus once or twice per week is ideal. Make sure that you do not overtrain your muscles and take breaks as and when required.

    How many sets and reps should I do for the lower chest?

    Here is a guideline combining compound and isolation movements in chest workouts:

    • Compound lifts (decline press, dips):
      3–5 sets × 6–10 reps
    • Isolation movements (flyes, cable crossovers, decline push-ups):
      3–4 sets × 10–20 reps

    Conclusion

    Incorporating all these workouts for the lower chest into your fitness regime with proper form and steady progress can yield desirable results in your lower chest improvement journey. Also, you must understand that consistency, suitable weight choices and a balanced average chest education plan are key elements in achieving your fitness objectives.

    Continually consult a health expert before starting a new exercise routine, particularly when you have any pre-existing clinical conditions. As you focus on building a stronger, healthier body, it’s equally important to protect your well-being with the right coverage— a health insurance plan for yourself ensures you’re financially supported during medical needs, while a health insurance for family extends this vital protection to your loved ones, securing comprehensive care for everyone.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of Tomato Fever in Children

    by iciclombard 01 | Oct 17, 2023

    Have you ever heard of "tomato fever" - a new and rare viral disease closely related to hand, foot, and mouth disease? While it primarily affects children under 5, it is important for adults to be aware of its symptoms and causes. This highly contagious infection is characterized by round and painful red blisters that can grow to the size of a tomato. Although not life-threatening, it poses a significant risk. Read on to discover the causes of tomato fever and learn how to protect your child from this emerging threat.

    What is tomato flu?

    Tomato flu is a viral infection primarily affecting children under five years of age. It is characterised by red rashes, skin irritation, and dehydration. The infection gets better on its own and does not have a single cure. However, certain medication is used to treat the symptoms. While tomato fever shares symptoms with hand, foot, and mouth disease (HFMD), it is considered a separate illness.

    Causes of tomato fever

    The precise cause of the tomato virus outbreak is still unknown, but researchers and medical experts are conducting further investigations to look for the cause of the virus causing tomato fever. Some studies have shown that tomato fever causes include:

    • Viruses belonging to the genus enterovirus, most commonly the coxsackievirus, which is highly contagious and can spread infection through close contact and air. It is recommended that infected children are kept away from healthy children as this virus can spread from general practices like touching dirty surfaces, using diapers, and if the child puts objects directly into their mouths infected with the saliva of the patient.
    • Some studies suggest that the causes of tomato fever are attributed to viruses carried by mosquitoes, especially the one that causes chikungunya.
    • Scientists have determined that tomato fever could be the side effect of diseases like dengue or chikungunya, and coxsackievirus could be one of the sources of the fever. However, there is no exact cause known for this fever.

    Treatment of tomato flu

    Since tomato flu is a viral infection, it does not require antibiotics. The treatment revolves around managing the symptoms through over-the-counter medication, rest and proper diet-

    • Hydration

      Ensuring the patient drinks plenty of fluids to prevent dehydration.
    • Fever Management

      Administering paracetamol or ibuprofen to reduce fever and body pain.
    • Isolation

      Infected individuals should be kept in isolation to prevent the spread of the virus.
    • Antihistamines and Ointments

      To relieve itching and skin irritation.
    • Proper Rest

      Encouraging adequate rest to speed up recovery.

    Conclusion

    Although it may seem a little overwhelming to see reports of another new virus causing infection among young children, it is important not to panic but to stay informed! By being vigilant and taking charge, we can ensure early intervention before it becomes a life-threatening situation. Understanding the causes of tomato fever can be our shield against this harmful disease. Also, ensure that you have a medical insurance plan in place to safeguard yourself against any financial stress. Additionally, critical illness insurance provides financial assistance for severe complications that may arise due to viral diseases.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Family Floater Health Insurance Plan

    by mohit bohra | Oct 17, 2023

    Health insurance has become a necessity as medical expenses are on the rise. Unexpected health issues can put immense financial pressure on families. While individual health insurance policies provide essential coverage, managing multiple plans for each family member can be complex and costly. This is where a family floater health insurance plan comes into play, offering a convenient and often more affordable way to protect your loved ones under one comprehensive policy.

    What is a family floater health insurance?

    A family floater insurance is a type of medical insurance policy that covers all family members under a single sum insured. Instead of buying separate policies for each individual, the entire family shares the insured amount. Typically, the policyholder, spouse and children are covered, although some plans also allow for the inclusion of dependent parents or parents-in-law.

    For example, if a family has a floater plan with a sum that is insured of ₹10 lakhs, any member of the family can use that amount in case of hospitalisation or medical treatment, up to the total limit.

    How does a family floater plan work?

    In a family floater policy, the sum insured acts like a common pool of funds accessible by all insured members. This means that if one member of the family is hospitalised and needs ₹4 lakhs for treatment, the remaining ₹6 lakhs can still be used by any of the other covered members within the policy term.

    Most family floater plans come with a yearly premium, and the coverage continues as long as the premium is paid on time and the policy is renewed without lapse.

    Benefits of a family floater health insurance plan

    Mentioned here are a few key benefits of availing such a plan:

    • More coverage amount

    Each family member has access to the shared pool of the sum insured, thereby enjoying an enhanced coverage individually. For example, if an individual insurance would provide a family member an insurance coverage up to ₹2 lakh, a family floater policy covering a family of four will be giving a coverage of ₹8 lakh.

    • Lesser premium

    You need to pay lesser insurance premium for Family Health Insurance as compared to Individual Plans.

    • Tax benefits

    Like other health plans, a family floater plan too lets you can avail tax deduction on the insurance premium paid u/s Sec.80D of Income Tax Act, 1961.

    • Easy renewability

    You can avoid the hassle of renewing multiple policies if you have one common plan like the family floater.

    • Continuous coverage

    Individual medical insurance generally expires on death of the insured. Family health insurance plans offer coverage against medical expenses even if a particular plan member passes away.

    How to choose a family floater plan?

    Here are a few careful considerations:

    • Assess your family's healthcare needs: Take into account the age, medical history and lifestyle of all family members.
    • Compare sum insured and premium: Make sure the sum insured is enough to cover potential medical expenses for multiple members, and check if the premium is reasonable for the coverage provided.
    • Check the insurer’s network hospitals: Ensure the plan offers cashless treatment at hospitals that are easily accessible to you.
    • Understand the waiting periods: Most policies have waiting periods for pre-existing conditions or specific treatments.
    • Look for additional benefits: Features like maternity cover, annual health check-ups and no-claim bonus add value to the policy.

    Conclusion

    A family floater health insurance plan is a practical way to ensure your family's health and financial security. Consider investing in a health insurance policy for family, as it safeguard your savings while ensuring access to quality treatment.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of Anal Cancer

    by Almog Ramrajkar | Oct 16, 2023

    Anal cancer is an uncommon, however serious, disease that impacts the anus, which marks the end of your large intestine, where waste exits your body. It's essential to realize what can prompt this kind of disease so we can attempt to prevent it or track it down. There are several potential causes for anal cancer that range from human papillomavirus (HPV) to smoking and dietary factors, but what do we know about these risks? In this article, we will explore all aspects regarding the causes of anal cancer – so you can make informed choices going ahead!

     

    How is Anal Cancer Caused?

    Numerous factors can prompt anal cancer, and it's often not just one thing. Here are a few of the main anus cancer reasons:

    1. HPV (Human Papillomavirus): This is an infection that spreads through sex, and studies have shown it increases the risk of developing anal cancer. To bring down this risk, it's a really great idea to practice safe sex and get the HPV vaccine.
    2. Anal Intercourse: Performing anal intercourse, particularly without protection, can raise the possibility of getting anal cancer.
    3. Weak Immune System: If your immune system isn’t strong, you may be more in danger of developing anal cancer. This includes individuals with HIV or people who have had organ transfers. Our immune system shields us from sicknesses, including cancer.
    4. Smoking: Smoking is harmful to your wellbeing, and it can likewise build the risk of anal cancer. There are unsafe things in tobacco smoke that can harm the cells in the anus and lead to cancer.
    5. Age and Gender: Anal cancer is more common in older people, usually over 50, and it's more often reported in women.
    6. Diet: Eating good foods like natural products, veggies, and whole grains can assist with preventing anal cancer. However, a non-nutritious diet with not much fibre and too many processed foods can raise the risk.
    7. Genes: If somebody in your family had anal cancer previously, it could mean you have a higher chance of developing it as well. Thus, if you have close relatives who have anal cancer, it would be a good idea to talk with your doctor.
  • Causes of Appendiceal Cancer

    by icicilombard 002 | Oct 16, 2023

    Appendiceal cancer is a rare type of cancer that starts in the appendix, a small tube attached to your large intestine. The causes of appendiceal cancer are still mostly unknown. Several factors, including age, gender, particular medical conditions, and genetic factors like a family history of certain disorders, have been linked to an increased chance of this cellular failure, even if the causes of appendiceal cancer are unknown. In this article, we’ll explore the causes and risk factors of this condition.

     

    How is Appendiceal Cancer Caused?

    The exact causes of appendiceal cancer are not well understood, and there are no identified avoidable risk factors. Several factors have been observed in association with this condition, including:

    1. Pernicious Anaemia:
    • It has been studied that vitamin B12 deficiency, which causes pernicious anaemia, could be a risk factor.
    1. Atrophic Gastritis:
    • It has been proposed that this long-lasting stomach lining inflammation, also known as atrophic gastritis, may be one of the appendiceal cancer causes.
    • The development of cancer may be influenced by persistent inflammation.
    1. Zollinger-Ellison Syndrome:
    • An increased risk of appendix cancer has been linked to Zollinger-Ellison syndrome, a rare digestive tract condition characterised by excessive production of stomach acid.
    1. Family history of MEN1:
    • People who have a family history of MEN1, a genetic condition that predisposes people to cancers in hormone-producing glands, may be more likely to develop appendiceal cancer.
    1. Smoking:
    • It has been proposed that smoking might be a potential appendix cancer cause.
    • The appendix could potentially develop malignant alterations as a result of the toxins found in cigarette smoke.
  • AYUSH coverage in health insurance

    by iciclombard 01 | Oct 12, 2023

    Most insurance companies have been asked, although not mandated by the Insurance Regulatory Development Authority of India (IRDAI) to cover Ayurveda, Yoga, Unani, Siddha and Homeopathy (AYUSH) treatment in their health policies.

    While the demand for health insurance cover for AYUSH has increased, there are relatively few hospitals that cater to these. This is proving to be a major deterrent for the success of the AYUSH health insurance.

    The pattern of treatment under AYUSH differs widely from allopathy and this is considered to be the major cause of confusion amongst patients as to whether or not hospitalisation is needed for reimbursement under the cover. This also creates difficulties for the insured to ask for claim under such treatment procedures.

    In general, the in-patient hospitalisation expenses are covered under the AYUSH health policy. Given that allopathy is still the preferred form of treatment, most people do not opt for AYUSH cover. Moreover, most companies charge 10% higher premium for AYUSH as compared to normal health policy. However, in the ICICI Lombard Health Insurance policy, AYUSH is a part of the cover with no additional charges.

    As more people turn to holistic and preventive healthcare, traditional systems like AYUSH are gaining popularity. Recognising this shift, many health insurance providers now include AYUSH treatment coverage in their policies. This addition allows policyholders to access alternative therapies without bearing high out-of-pocket expenses. Let us get to know more about this treatment.

    What is AYUSH treatment?

    AYUSH stands for Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homoeopathy. These systems focus on natural healing, preventive care and overall wellness. Backed by the Ministry of AYUSH, they are increasingly integrated into mainstream healthcare.

    Each method offers a unique approach:

    • Ayurveda: Herbal treatments and lifestyle modifications
    • Yoga & Naturopathy: Physical and natural therapies
    • Unani and Siddha: Herbal formulations and holistic healing
    • Homoeopathy: Diluted remedies for various ailments

    What is covered under AYUSH treatment?

    Health insurance plans offering AYUSH coverage typically include:

    • In-patient hospitalisation in recognised AYUSH hospitals
    • Consultation, therapy and medication expenses
    • Some policies also cover pre- and post-hospitalisation costs

    Coverage applies only when treatment is taken at government-approved or accredited AYUSH facilities.

    Benefits of AYUSH treatment

    AYUSH treatments offer numerous advantages, especially for those seeking a more natural and holistic approach to healthcare:

    • Fewer side effects due to natural ingredients.
    • Preventive care to manage chronic conditions early.
    • Cost-effective compared to modern medical treatments.
    • Personalised approach for better long-term outcomes.

    Why should I choose health insurance with AYUSH treatments coverage?

    Choosing a medical insurance plan that includes AYUSH coverage provides more flexibility and ensures a broader range of treatment options for you and your family.

    • AYUSH coverage combines both modern treatments and traditional treatments.
    • The coverage also manages certain chronic and lifestyle conditions like arthritis, asthma and stress, effectively.
    • Natural AYUSH therapies are often more affordable than conventional treatments.
    • Family health plans with AYUSH coverage allow members to select treatments suited to their individual health needs.
    • AYUSH coverage ensures quality care at government-approved hospitals.

    Conclusion

    AYUSH coverage under health insurance is a smart addition for those who value natural and preventive care. The coverage also supports treatment flexibility and broader wellness while offering financial protection. When selecting medical insurance for parents, consider one that includes alternative therapies, in case they ever need them.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Causes of Liver Cancer

    by Almog Ramrajkar | Oct 12, 2023

    Liver cancer is an often misunderstood and overlooked type of cancer that can have far-reaching impacts on a person’s health. Several risk factors, including genetics, lifestyle choices, and medical conditions, cause this devastating disease. To help further understand what causes liver cancer and how to reduce its likelihood of occurrence in individuals, we will take a look at the various risks associated with liver cancer development in this article. Ultimately, through understanding the key causes of liver cancer and taking charge of our health choices, we can work towards reducing the number of lives affected by this disease each year.

     

    How is Liver Cancer Caused?

    So, what are the causes of liver cancer? Liver cancer arises when the DNA of liver cells experiences mutations, leading to a cascade of changes within the body. DNA serves as the blueprint for vital chemical processes, dictating the functioning of every cell. Altered DNA instructions can disrupt the balance, giving rise to uncontrolled cell growth and the formation of cancerous masses known as tumours.

     

    Although certain cases of liver cancer can be traced back to chronic hepatitis infections, there are instances where the cause remains elusive. Unravelling the intricate puzzle of this disease is key to understanding its origins in individuals without underlying health conditions.

     

    The following are some of the common risk factors that cause liver cancer.

     

    Factors that increase your risk of liver cancer are:

    1. Chronic HBV or HCV infection: Hepatitis B or C viruses can significantly raise your chances of developing liver cancer.
    2. Cirrhosis: This irreversible liver condition, characterised by the formation of scar tissue, increases the likelihood of liver cancer.
    3. Certain inherited liver diseases: Hemochromatosis and Wilson's disease are examples of liver diseases that can heighten the risk of liver cancer.
    4. Diabetes: Individuals with diabetes have a higher susceptibility to liver cancer.
    5. Nonalcoholic fatty liver disease: The accumulation of fat in the liver can increase the risk of liver cancer.
    6. Exposure to aflatoxins: Aflatoxins, poisonous substances produced by certain moulds, can contaminate improperly stored crops like grains and nuts, leading to an increased risk of liver cancer if consumed.
    7. Excessive alcohol consumption: Drinking more than a moderate amount of alcohol daily for an extended period can cause irreversible liver damage and raise the risk of liver cancer.
  • Causes of Esophageal Cancer

    by Almog Ramrajkar | Oct 12, 2023

    Esophageal cancer affects the esophagus, the muscular tube connecting your throat to your stomach. It is a challenging disease, with the early signs being unable to swallow solid food (solid food dysphagia), which can progress into difficulty in liquid food swallowing. While it may seem like an elusive condition that’s hard to predict or prevent, identifying some of the primary causes of esophageal cancer can help you understand how you could reduce your personal risk for this serious health issue. In this article, we will go over what causes esophageal cancer and the potential factors that may lead to this severe condition.

     

    How is Esophageal Cancer caused?

    Broadly, the causes of esophageal cancer can be categorised as follows:

    • Genetic mutations – Mutations in certain genes (e.g. gene TEC (tylosis with esophageal cancer)) might be the reason behind certain esophageal cancers
    • Family history – A family history of certain genetic syndromes like Howel-Evans syndrome (palmoplantar keratosis), Bloom syndrome (one of the reasons associated with leukemia, lymphomas), Wilms tumour (or chromosomal breakage syndrome); etc., have been found to increase the propensity of esophageal cancer.
    • Gastroesophageal reflux disease (GERD) - The presence of GERD has shown a strong correlation to the development of esophageal cancer.
    • Presence of diseases - Diseases like gastrectomy, atrophic gastritis, and caustic strictures. is known to increase the chances of esophageal cancer occurrence.
    • Infections – Infections like the Human papillomavirus (HPV) infection can increase the chances of esophageal cancer.
    • Lifestyle factors – Lifestyle factors play a major role in esophageal cancer incidence. These include –
      • Smoking and Alcohol – Smoking and alcohol consumption on a regular basis may cause damage to esophageal cells and further development of esophageal cancer.
      • Unhealthy Diet – A diet without sufficient fruits and vegetables and rich in processed food increases the chances of esophageal cancer.
      • Drinking beverages – Having more beverages on a daily basis, particularly that of high temperature, are known to enhance the chances of esophageal cancer.
      • Obesity & high body mass index – Both are known risk factors for esophagus cancer.
    • Barrett esophagus – Barrett's esophagus can lead to a unique replacement of tissue in your esophagus, resembling that of your intestines and is one of the most common diseases that can cause esophageal cancer.
  • Understanding Psoriasis: Causes & Symptoms

    by icicilombard 002 | Oct 11, 2023

    Psoriasis is a skin disease affecting over 125 million people worldwide. It causes red, dry and scaly patches on the skin that can be itchy or sore. These patches often appear on areas like the elbows, scalp, knees and lower back, but they can show up anywhere. Importantly, psoriasis is not contagious, which means you can't catch it from someone else.

    In this blog, we’ll explain what psoriasis is, how it’s different from eczema and what causes it.

    What is psoriasis?

    Psoriasis is a chronic skin problem that is characterised by red, dry and scaly skin areas. These patches can be sore or itchy and are often seen on the elbows, knees, scalp and lower back, but they can show up anywhere on the body. Psoriasis happens because the immune system makes skin cells grow too quickly. Instead of taking weeks, the skin cells build up in just a few days, leading to thick patches.

    Psoriasis is not contagious, which means you can't catch it from someone else. It can come and go, with times when it gets worse (called flare-ups) and times when it gets better. There’s no cure, but treatments like creams, light therapy or tablets can help manage the condition.

    Difference between eczema and psoriasis

    Eczema and psoriasis are both skin conditions, but they are not the same. Here are the key differences:

    Feature

    Eczema

    Psoriasis

    Cause

    Often linked to allergies or irritation

    Caused by an overactive immune system

    Appearance

    Red, dry, cracked skin (can ooze)

    Red patches with thick, silvery scales

    Itching

    Very itchy

    Can be itchy, but also painful or sore

    Common areas

    Bends of arms/knees, face, hands

    Elbows, knees, scalp, lower back

    Age group

    Often starts in childhood

    Often starts between ages 15-35

    Triggers

    Allergens, soaps, stress, heat

    Stress, infections, cold weather, alcohol

    What causes psoriasis?

    The exact cause of psoriasis is unknown, but studies show it is related to an overactive immune system, in which a person’s immune system gets attacked by healthy skin cells by mistake, causing inflammation and impacting other organs and tissues in the body. Moreover, scientists do not fully understand what triggers the faulty immune cell activation against its cells, but they know that its activation involves a combination of genetics and environmental factors.

    Some external factors that may increase the risk of developing psoriasis in a person include:

    • Problems with the immune system

    One of the main types of cells of the immune system is called a T-cell which usually travels through the body to detect and fight invading germs, such as bacteria. But in the condition of psoriasis, the immune cells start to attack healthy skin cells causing the deepest skin layer to produce new skin cells within 3-4 days, which usually takes a month. This triggers the immune system to produce more T-cells. However, the exact reason for this problem is not known but certain factors like genes and environmental factors may play a role.

    • Genetics

    People living with psoriasis are also known to have a family history of this condition, and researchers have pinpointed some genes that may contribute to its development. Different combinations of these genes may likely make people more prone to developing the condition.

    However, having these genes does not necessarily mean a person will develop psoriasis and most of them play an important role in the function of the immune system which during the condition of psoriasis activates the immune response.

    • Other reasons for psoriasis

    In case of early psoriasis, the symptoms may go unnoticed but later get triggered with involvements of certain factors like:

    • An injury to the skin like a cut, scrape, insect bite or sunburn; often known as the Koebner response.
    • Drinking excessive amounts of alcohol
    • Smoking
    • Stress
    • Hormonal changes in women during puberty and menopause
    • Certain medicines like anti-malarial, and anti-inflammatory including ibuprofen, and ACE inhibitors
    • Throat infections usually occur in children and young adults and sometimes trigger a form of psoriasis called guttate psoriasis which develops after a streptococcal bacteria infects the throat that may later develops into psoriasis.
    • Some other immune disorders, such as HIV, heart-related disease, malaria or mental health problems

    Conclusion

    Living with psoriasis can be very challenging, but understanding the condition can help manage it better. Although there is no cure, treatments like creams, light therapy or tablets can make a big difference. It’s also important to know your triggers and see a doctor for the right diagnosis and treatment.

    If someone in your family has psoriasis, having medical insurance like a family health insurance can be very helpful. With the right plan, you could get faster access to specialists, dermatologists and private treatments, which can make managing psoriasis easier and less stressful.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Everything You Need to Know About Fallopian Tube Cancer

    by icicilombard 002 | Sep 13, 2023

    Fallopian tube cancer or tubal cancer is a rare form of cancer in women associated with BRCA 1 and BRCA 2 gene mutations. It develops in the fallopian tubes that connect the ovaries and the uterus. Ignoring the early symptoms can eventually cause the removal of the uterus and the fallopian tubes and ovaries. Our focus should be on understanding how fallopian cancer begins and recent advancements in its diagnosis and treatment, especially in the early stages.

     

    What is Fallopian Tube Cancer? 

    The fallopian tubes are part of the female reproductive system on each side of the pelvis. Fallopian tube cancer usually begins in the tube or oviduct gland cells that carry eggs from the ovaries to the uterus. These eggs are released each month and pass out as menstrual blood if not fertilised by sperm. Studies have reported that fallopian cancer cases are rare, with only 1,500-2,000 cases reported globally to date.

     

    Symptoms of Fallopian Tube Cancer 

    Fallopian tube cancer symptoms are difficult to detect early and easy to dismiss as nothing serious. It is always worthwhile to consult a gynaecologist in case of irregular menstruation, any abnormalities related to the reproductive system, or if you have a history of cancer risk in the family. The symptoms of fallopian tube cancer usually are:

    • Vaginal bleeding not associated with menstruation
    • Irregular periods
    • Watery or white vaginal discharge that contains blood
    • Back pain
    • Bleeding from the vagina after menopause
    • Swelling in the lower abdomen
    • Pain in the lower belly
    • Constipation
    • Experiencing pain during intercourse
    • Fatigue
    • Frequent urination

    Causes of Fallopian Tube Cancer

    The causes behind fallopian tube cancer are still not clear, but the cancer typically starts somewhere else in the body before spreading to the fallopian tubes as metastatic cancer. Experts say fallopian tube cancer may account for up to 70% of all epithelial ovarian cancers. The exact reason is yet to be ascertained, but women who have never given birth or breastfed a child post-delivery may have a higher chance of developing it. The risk factors behind fallopian tube cancer are:
    • Women aged between 50 and 60 years are at a higher risk
    • Post-menopause conditions can also lead to this disease; if not treated properly it triggers the cells of the female reproductive system to mutate
    • Early menstruation (before age 12) or late menopause
    • Inherited gene mutations (such as BRCA)
    • A family history of ovarian or breast cancer
    • Infertility or having no pregnancies
    • Obesity during early adulthood


    How is Fallopian Tube Cancer Diagnosed? 

    It can be difficult to diagnose fallopian tube cancer as the symptoms are not discernible in the initial stages. Even so, the doctor will first enquire about any suspected symptoms based on medical history and conduct a thorough physical examination. Subsequently, the gynecologic oncologist may recommend any of the following procedures:

    1. Biopsy: In this procedure, tissue in the affected area is surgically removed and sent to a pathologist to determine the presence of cancerous cells. This method can stop such cells from spreading to nearby organs. 
    2. CA 125 blood test: This test measures the level of CA 125 protein that sometimes indicates the presence of ovarian cancer in the blood.
    3. Pelvic examination: The doctor inserts a speculum into the vagina to inspect the cervix, uterus, ovaries, and fallopian tubes for any lump. The doctor may ask for a Pap test, whereby a thin tool is used to scrape some cells from the cervix, and the sample is sent to a pathology lab to check for cancer cells.
    4. Ultrasound: In this method, high-energy sound waves are used to create echoes that form a picture of the pelvic area tissues.
    5. Magnetic Resonance Imaging: This powerful technique uses magnets and radio waves to take pictures of the fallopian tubes.
    6. Computed Tomography (CT) scan: This technique uses a powerful X-ray that takes detailed pictures of the interior body parts.


    How is Fallopian Tube Cancer Treated? 

    The treatment for fallopian tube cancer is similar to ovarian cancer treatment, through two main methods—surgery and chemotherapy. 

    Oncologist surgeons try to remove the fallopian tubes and the uterus, cervix, ovaries, and other affected areas. Chemotherapy is suggested if surgery cannot remove all of the cancer —HIPEC (hyperthermic intraperitoneal chemotherapy). This procedure involves placing heated chemotherapy in the fallopian tube area that removes the tumour and reduces the recurrence chance. The chemotherapy drugs commonly used to kill cancer cells are carboplatin and paclitaxel. Targeted therapy treatment is mainly used to identify and attack specific cancer cells using two types of targeted therapy, tyrosine kinase inhibitors and mammalian target of rapamycin inhibitors. Researchers and scientists are still looking for ways to cure fallopian tube cancer completely, and several clinical trials are underway.

    With cancer comes the burden of hefty treatment costs that eventually exhaust people’s lifetime savings, let alone the tension and anxiety of what is to become of a loved one. Hence, a health insurance plan that ensures adequate health coverage and helps to settle cancer treatment costs is highly recommended for everyone. For one, you can explore the ICICI Lombard health insurance policy and learn about the amazing benefits it provides to the insured.

     

    Pregnancy After Fallopian Tube Cancer 

    Women affected with fallopian tube cancer may fail at childbearing, but proper diagnosis and adequate treatment can address this issue. However, pregnancy becomes difficult if the patient is in the fourth stage of cancer, as the fallopian tubes, ovaries, and uterus are affected by cancer cells.

    The treatment procedure comprises: 

    • Surgery to remove ovaries, fallopian tubes, and uterus can negate pregnancy chances forever.
    • Chemotherapy can also damage the fallopian tube by inducing early menopause. 
    • However, pregnancy is possible if both ovaries are removed and the embryo and eggs are frozen before surgery. Consulting a doctor is highly recommended before conceiving to avoid any sort of risk during pregnancy.
  • Everything You Need to Know About Thymus Cancer

    by icicilombard 002 | Sep 13, 2023

    What is thymus cancer? This is a common question exasperated patients ask their doctors. Let us find out what thymus cancer is and gain knowledge about this rare cancer type. The thymus is a small organ in the upper chest above the heart and behind the sternum (breastbone). Thymus cancer occurs when cells mutate, become malignant, and grow out of control. This cancer type is common among middle-aged adults and individuals 70 years or older.

     

    What is Thymus Cancer? 

    The thymus is a small gland that plays a vital function in maintaining the body’s immune system. The thymus produces white blood cells called lymphocytes that protect us from viral and bacterial infections. The two main types of thymus cancer are thymoma carcinoma and thymic carcinoma. Thymoma cancer is more common, grows slowly, and can spread to other body parts. Thymic carcinoma develops more quickly and also spreads to other body parts. 

     

    Symptoms of Thymus Cancer 

    Most thymus cancer patients do not show symptoms until the tumour grows large enough to start pressing on nearby organs or blood vessels in the chest. The symptoms can include persistent cough, difficulty breathing, chest pain, drooping eyelids, loss of appetite, double vision, dizziness, low red blood cell count, and unexplained weight loss. Many people develop an autoimmune disorder called myasthenia gravis (weakening of skeletal muscles) with the onset of this thymus tumour. 

    How is Thymus Cancer Diagnosed? 

    A thymus tumour can be detected with imaging tests such as chest X-ray, CT scan, Magnetic Resonance Imaging (MRI) Scan, Positron Emission Tomography (PET) Scan, and blood test. The doctor will enquire the patient about their health history, symptoms, risk factors, and family history regarding the disease. Once the tumour is surgically removed, the surgeon sends it to the pathologist who examines the tumour for cancerous growth. Doctors sometimes inject a special dye called contrast medium on the patient before the scan for clearer details of the image. 

    The TNM staging system is used to assess the various stages of thymus cancer, from stage 1 to stage 4, based on the size of the tumour (T), spread to lymph nodes (N), and the indication of metastasis (M), or its spread to other parts of the body. Stage 1 is non-invasive, while stage 4 indicates the cancer’s spread to distant organs such as the liver or kidneys. Diagnosis is most critical as it helps healthcare professionals determine the ways to treat the cancer.

  • Everything You Need to Know About Pancreatic Cancer

    by icicilombard 002 | Sep 13, 2023

    Your pancreas typically produces essential enzymes that help break down the food you consume. The other role it is involved in includes releasing hormones that regulate the amount of sugar that should remain in your bloodstream. Understandably, you will experience significant adverse effects when the pancreas gets affected by cancer cells. Swift and appropriate action may help ease pancreatic cancer symptoms, boost your emotional state, and enhance your chances of recovery.

     

    What is Pancreatic Cancer?

    This type of cancer develops when your pancreatic cells lose their normal functioning power, leading to uncontrolled growth. This abnormal increase in cell numbers results in the accumulation of cancerous cells, forming a tumour mass. These malignant tumours indicate their capacity to grow and spread to distant areas of your body. As the tumour progresses, it can hinder your pancreas' proper functioning, invade nearby blood vessels and adjacent organs, and eventually spread to remote body locations through metastasis. Pancreatic cancer is detected late, often when it has spread rapidly, and has a poor prognosis.

     

    Symptoms of Pancreatic Cancer

    So, what are the symptoms of pancreatic cancer? You can take appropriate medical action if you know them. The following are some symptoms to look out for:

    • Chills, sweats, and unexplained fever
    • Stool may float, seem oily, smell particularly bad, and have an odd colour as your body is not digesting fats properly
    • Experience discomfort in your upper abdomen, back, or arms as the cancer grows and puts pressure on nearby structures
    • Feel a burning sensation in your stomach or other discomfiture in your gastrointestinal tract
    • Loss of weight for no apparent reason, which can progress rapidly
    • Notice your stomach feeling bloated
    • Feel nauseous and tend to vomit
    • Painful swelling in the arm or leg can occur from blood clots

    Causes and Risk Factors of Pancreatic Cancer

    By knowing what is pancreatic cancer and its causes and risk factors, you can take adequate steps to stay healthy. The following is a commonly known list of causes and risk factors of pancreatic cancer.

    Men are more often diagnosed with cancer compared to women. Having diabetes for a prolonged period or developing new-onset diabetes in adulthood can raise the risk of cancer. Smoking tobacco can double or triple your chances of developing cancer. Alcohol abuse, leading to repeated pancreatic inflammation, also contributes to the risk. 

    Your risk is higher if your family has a history of cancer or genetic conditions linked to other cancers. Genetic counselling may be worth considering if your family history involves cancers with shared genetic mutations.

    Your likelihood of developing cancer rises as you get older. Most pancreatic cancer patients are over 45 years old, with 90% older than 55 and 70% older than 65. Black individuals have a higher risk of cancer than Asian, Hispanic, or White individuals. Those of Ashkenazi Jewish heritage also face an elevated risk.

    A diet high in fat and obesity are linked to an increased risk of pancreatic cancer. 

    Types of Pancreatic Cancer

    The following are some of the most commonly known types of pancreatic cancer.

    Endocrine pancreatic tumours, also termed pancreatic neuroendocrine tumours (PNETs) or islet cell tumours, emerge from the endocrine pancreas, wherein hormones such as insulin are produced and released into the bloodstream. 

    Cancer that starts from acinar cells at the tips of the ducts producing pancreatic juices is typically detected more often in younger individuals than in adenocarcinomas. This cancer type grows slower and usually has a more positive outlook. 

    Pancreatoblastoma often affects children and is sometimes linked to genetic conditions such as Beckwith-Wiedemann syndrome and familial adenomatous polyposis (FAP). Regarding exocrine pancreatic cancer, more than 80% are adenocarcinomas, mainly ductal adenocarcinomas. These cancers form in the cells lining the pancreatic ducts. 

    Pancreatic Lymphoma can develop in various parts of the body, given the widespread nature of the lymphatic system. Cystic tumours result in fluid-filled sacs within the pancreas. 

    While most pancreatic cysts are harmless, certain cystic tumours can transition into malignant growths. Pancreatic cancer belongs to the exocrine category; it develops from cells that produce pancreatic digestive juices.

  • Everything You Need to Know About Stomach Cancer

    by icicilombard 002 | Sep 13, 2023

    Our stomach plays a vital role in digesting food. Situated in the gastrointestinal (GI) tract, the stomach is just one part of the long tube that essentially begins at our mouth and ends at the anus, the exit point for waste. Enzymes and digestive juices combine to break down food, easing its movement into the small intestine. Hence, the onset of stomach cancer can cause significant discomfort and emotional stress by disrupting the stomach’s functions. Detecting stomach cancer in its early stages can help overcome it and significantly improve the overall quality of life.

     

    What is Stomach Cancer?

    Gastric cancer, often known as stomach cancer, involves the abnormal growth of cells that usually begins in the stomach lining. Stomach cancer can develop in any part of your stomach. Most cases of stomach cancer develop in the main section of your stomach, referred to as the stomach body.
    Lymphomas, or cancers that originate from immune cells called lymphocytes, can begin in your stomach's wall. Gastrointestinal stromal tumours (GISTs) can start from primitive cells in your stomach's wall called interstitial cells of Cajal. Some GISTs tend to invade nearby areas or metastasise. Roughly, 90% to 95% of stomach cancer instances are categorised as adenocarcinomas. These cancer types originate from the epithelial cells that make up the innermost lining of your stomach, called the mucosa.

    Symptoms of Stomach Cancer

    The following are some of the common gastric cancer symptoms.
    • Your bowel habits might change, either with more frequent trips or having difficulty passing stool
    • You might feel fullness or a bloated sensation after eating
    • Your desire to eat might decrease
    • You might sense food getting stuck in your throat when eating
    • You could experience pain or uneasiness in your stomach area
    • You might feel discomfort or a burning sensation in your upper abdomen
    In more advanced stages of the tumour in stomach, you might experience more severe stomach tumour symptoms, such as:
    • A possibility of vomiting blood or noticing blood in your stool
    • Loss of a significant amount of weight without any apparent reason
    • Feelings of extreme tiredness and lack of energy

     

    Causes of Stomach Cancer

    Several of the following factors can trigger tumour in stomach.
    • Inheriting genetic mutations such as those causing familial adenomatous polyposis or hereditary nonpolyposis colorectal cancer heightens the likelihood of cancer
    • A family history of stomach cancer increases your susceptibility
    • A diet rich in smoked, pickled, and salted foods while lacking in fresh fruits and vegetables increases your risk
    • If you have had a partial gastrectomy for ulcer disease, your risk can be higher, especially after about two decades
    • Remember that regular alcohol consumption is generally linked to a greater likelihood of cancer
    • If you are aged 60 and above, you become more vulnerable to this type of cancer

    How is Stomach Cancer Diagnosed?

    The following are some of the common methods used to diagnose gastric cancer.

    Utilising X-rays from various angles, a CT scan constructs detailed 3D images of your body's interior. A contrast medium (dye) may be used to enhance image clarity, which can be either swallowed or injected into a vein to improve image quality. An MRI employs magnetic fields to create detailed body images.

    Endoscopic Ultrasound combines endoscopy with ultrasound imaging to visualise internal organs. Ultrasound waves create images that help doctors assess the extent of the cancer spread to nearby organs and tissues.

    Laparoscopy is a popular minor surgical procedure that involves inserting a laparoscope into your abdomen to check for cancer spread in the abdominal lining or liver. These areas might not be easily detected by CT or PET scans. In PET-CT Scan, a radioactive sugar substance is introduced into your body. Energy-consuming cells, including cancer cells, absorb this substance. A PET-CT scan combines PET and CT scans to create images revealing areas of active energy use.

    For a barium swallow test, you need to consume a liquid containing barium to enhance the visibility of abnormalities during X-ray imaging. A biopsy procedure typically involves removing a small tissue sample for microscopic examination. While other tests might suggest the presence of cancer, only a biopsy procedure can confirm the diagnosis definitively.

    Your doctor examines your body's interior by using a gastroscope or endoscope, a flexible tube with a light. A tissue sample can be taken for biopsy to detect signs of cancer.

Error message here