People often seek alternative treatments for issues like pain, discomfort or sinus problems when conventional methods like medications or surgeries don't provide relief. While many alternative therapies claim to offer complete cures for problems such as sinus issues, sciatic pain or lower back pain, their effectiveness is often unproven. Reflexology is a technique frequently touted as a solution for these problems, though it lacks substantial scientific evidence. In this blog, we'll explore reflexology and its potential benefits.

What is reflexology therapy?

Reflexology has historically been significant in Chinese culture. It is believed to help balance the body's qi (chi), or vital energy, promoting overall well-being.

Reflexology is a massage therapy in which gentle pressure is applied to dedicated points on the bottom of the feet to relieve a problem in any other part of the body. While mainly performed on the bottom part of the leg, the therapist may also target some points behind the ears and on the hands. However, studies on this therapy aren't conclusive, which is why it's mostly considered another form of foot massage.

What are the uses of reflexology?

If you go to a reflexologist, they may present reflexology as a treatment for your specific issue. However, this is not entirely accurate. Reflexology should be considered a complementary approach rather than a primary treatment. It is not a comprehensive solution for medical conditions such as sciatic pain, back pain, sinus issues or labour pain.

How does reflexology therapy work?

This therapy is based on the principle of applying pressure to specific reflex points on the feet. During a reflexology session, the therapist will have you lie down on a bed or recliner to allow easy access to your feet.

As the therapist starts applying pressure, it should activate your sympathetic nervous system, which is commonly known as the fight-or-flight response, leading to a sense of relaxation. However, the same triggering effect is experienced in a normal foot massage.

What are the different types of reflexology massage?

While the most commonly known reflexology massage is foot reflexology, there are a total of four types of this therapy based on different body parts:

• Foot
• Hand
• Ear
• Facial

Benefits of reflexology therapy

While it's hard to establish proof in favour of reflexology therapy based on current evidence, there are many claims about the benefits of reflexology. Here are some of its claimed benefits:

1. Stress and anxiety reduction

It is said to be beneficial against stress and anxiety. If not supported by the pieces of evidence, this benefit of reflexology is quite promising if you consider it a foot massage.

2. Pain management

It is also linked to pain management for chronic pain in the lower back and many other parts of the body.

3. Improved circulation

Based on the fact that the nervous system of the human body is interlinked to all parts of the body, it is stated that reflexology aids in blood circulation.

4. Improved sleep

Another promising benefit of reflexology massage is improved sleep, which is again when you assume it is a type of foot massage.

5. Enhanced immune function

Although there is not enough evidence, if true, it can benefit the body's ability to fight infections and bacteria.

Potential risks of reflexology

There are potential side effects of reflexology. It may cause discomfort, especially for individuals who are not accustomed to massages. Additionally, people with certain medical conditions may experience adverse effects from reflexology.

Some known side effects include pain and bruising, which are not common to everyone but may occur in individuals with sensitive skin.

Who should avoid reflexology therapy?

It should be avoided by those with conditions like gout and blood clots, as it can interfere with blood flow and lead to complications. Pregnant ladies should also avoid it. Always seek professional advice before opting for reflexology.

FAQs

1. What is the purpose of reflexology?

The purpose of reflexology is to provide you with relaxation from stress, anxiety and different types of pain.

2. What is the theory behind reflexology?

Reflexology is based on triggering the reflexes believed to be present on your feet, ears, hands, etc. It activates your body's fight-or-flight reflex and provides relief from anxiety, stress and pain.

3. How is reflexology different from massage?

Reflexology therapy has many similarities with other types of massages, but it is mostly differentiated by being considered a treatment.

Conclusion

Reflexology may provide you with relief from stress and anxiety as it is ultimately a type of massage. Even when the other claims are not backed by scientific evidence, you can opt for it if your doctor allows it. However, it's important to remember that while reflexology may offer certain benefits, comprehensive medical insurance ensures you're covered for unexpected medical expenses. In today's world, where medical conditions are increasingly common, securing health insurance for family is essential for peace of mind and financial protection during uncertain times.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

With 53% of Indian residents reporting the impact of stress in their daily lives, the need for a better method of self-care has become prominent. That said, acupressure is one of the popular, more natural ways to impact a person's emotional and physical well-being positively.

In this blog, let's explore some of the uses and benefits of acupressure.

What is acupressure?

As an ancient healing method based on the concept of traditional Chinese medicine, the principles of acupressure are pretty simple. It involves applying pressure to specific points on the body to give it a reset. These specific points are commonly known as acupressure points.

What are the uses of acupressure therapy?

The use of acupressure goes way beyond just pain relief. Here are some of the uses:

• Reducing stress and anxiety
• Easing chronic pain like migraines, back pain or joint aches
• Helping with nausea (especially for pregnant women or chemo patients)
• Improving digestion and easing bloating
• Boosting sleep quality
• Increasing energy levels
• Supporting emotional balance

Especially for seniors, acupressure is a game-changer as it helps with fatigue, stiffness and poor blood circulation.

How does acupressure work?

Acupressure is based on the understanding that specific points on the body are connected to various organs and systems through energy pathways known as "meridians." When there's a blockage in this flow, your body tends to let you know through pain, tightness or a general sense of imbalance.

The experts would press and work on the points connected to the troubled area by releasing the blockage and letting the energy flow better. When done right, your body releases endorphins (feel-good chemicals) and your blood flow improves — both of which contribute to healing and improved overall well-being.

What are the acupressure points?

If you're looking for "what are the acupressure points," here are a few you should know:

• LI4 (He Gu): Between your thumb and index finger — press here for headache relief.
• PC6 (Neiguan): On the inner wrist — great for nausea or calming anxiety.
• ST36 (Zusanli): Below your kneecap — it boosts your immune system and energy.
• SP6 (Sanyinjiao): Just above the ankle — used for menstrual cramps and digestion issues.

Treating these points well will help your body feel better.

Benefits of acupressure therapy

Here are some of the benefits of acupressure:

• Pain relief: Helps relieve chronic aches, migraines and muscle soreness.
• Stress busting: Promotes relaxation and helps calm the mind.
• Better digestion: Aids in easing bloating and supports a healthier digestive process.
• Sleep improvements: Encourages relaxation, which may lead to deeper and more restful sleep.
• Immunity boost: Regular sessions are believed to strengthen the immune system and help the body fend off common illnesses.

Different types of acupressure, such as Shiatsu and Jin Shin, may be more effective for addressing specific concerns, depending on your individual needs.

Potential risks of acupressure

Some side effects of acupressure you might experience include:

• Mild bruising or soreness
• Feeling dizzy or light-headed right after
• Worsening of pain if you're too rough
• Allergies to oils or lotions used during the session

While these acupressure tips are generally safe, these are a few risk factors you might want to consider. For example, this is considered a complementary method and cannot be a replacement for medical treatments.

You might want to consult with a physician if you have an existing condition.

Who should avoid acupressure?

Acupressure may not be suitable for everyone. You might want to consider alternatives if you:

• Are pregnant
• Have open wounds, bruises or fractures
• Have serious heart conditions or a pacemaker
• Are undergoing cancer treatments

FAQs

1. Can I do acupressure all by myself?

With a little practice, you can easily do self-acupressure at home.

2. How long should I support each point?

Usually, 1–3 minutes is enough. If it hurts, reduce the intensity.

3. Are acupressure and acupuncture the same thing?

They're not the same thing. Acupuncture uses needles; acupressure uses a firm touch. Same points, different methods.

4. How often can I try acupressure?

It's generally safe to practice acupressure a few times a week or whenever you feel your body could benefit from the support.

Conclusion

Acupressure highlights the remarkable connection between the mind and body. Whether it's a simple headache or a particularly stressful day, this practice offers a practical and accessible way to restore balance and well-being. While natural therapies like acupressure can be incredibly helpful, it's also important to check out health insurance plans, especially senior citizen health insurance, to ensure that all your health needs, including alternative treatments, are well-covered. Since health emergencies can arise unexpectedly, having the right coverage helps protect your finances and provides peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Jamun juice is steadily gaining popularity—and with good reason. Extracted from the jamun fruit, also known as Indian blackberry, this deep purple juice is rich in essential nutrients and offers a variety of health benefits. Let’s explore the health benefits of jamun juice and why it’s a good choice to include in your daily routine.

What is jamun juice?

Jamun juice is made by squeezing or blending the Jamun fruit. The fruit is sweet and slightly sour, and its deep purple colour is a sign of its rich antioxidant content. There are many benefits of jamun juice for diabetes. Here are some key facts:

• Made from the Jamun fruit (Indian blackberry)
• Rich in vitamins such as vitamins A and C
• Contains minerals like iron, calcium and potassium
• High in fibre and antioxidants

Can we drink jamun juice daily?

You can drink the juice every day for the many benefits of jamun juice, however, it should be consumed in moderation. One small glass (about 100–150 ml) a day is usually enough. It’s best to drink it on an empty stomach in the morning or around 30 minutes before meals.

Things to keep in mind:

• Diabetic people should check their sugar levels as jamun helps control blood sugar.
• Don’t drink too much, as it may cause acidity in some people.
• Always choose fresh or natural jamun juice without added sugar.

What are the benefits of jamun juice?

Here are a few benefits of drinking jamun juice.

Health benefits:

• Good for people with diabetes.
• Helps with constipation and gas.
• Rich in vitamin C and antioxidants.
• Low in calories and high in fibre.
• Helps control blood pressure and cholesterol.

Skin benefits:

• Clears acne and pimples
• Gives glowing skin
• Fights early signs of ageing

Conclusion

Incorporating jamun juice into your routine is a simple, natural way to support overall wellness. But while natural remedies can enhance your well-being, they aren't a substitute for medical care when it's truly needed.

Just as jamun juice supports your health from within, health insurance offers essential protection when unexpected medical issues arise. If you're not covered through your employer, individual health insurance plans are available to ensure you have access to quality healthcare when you need it most.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 03 Feb 2026

The jamun fruit, also known as Java plum or Indian blackberry, is a seasonal favourite across India. Loved for its tangy-sweet flavour and rich purple hue, this fruit is packed with nutrients such as fibre, vitamin C, antioxidants and iron. However, like all fruits, jamun should be consumed in moderation. Whether you enjoy it for its health benefits or simply as a refreshing monsoon treat, it’s important to understand its possible side effects.

In this blog, look at what happens when you eat jamun daily, who should avoid it and how to include it safely in your diet.

What happens if we eat jamun daily?

Eating jamun every day can offer several health benefits. Its low glycaemic index and bioactive compounds help regulate blood sugar levels, which makes it especially beneficial for people managing diabetes. The fruit’s fibre supports healthy digestion, while its iron and vitamin content boost immunity and overall vitality.

However, excessive consumption of jamun can sometimes cause acidity, nausea or fluctuations in blood sugar. That’s why, alongside a healthy diet, it’s equally important to have a good health insurance policy. In case any unexpected complications or health issues arise, your insurance ensures you get timely medical attention without financial strain.

What are the side effects of jamun?

The following are some jamun fruit side effects:

• Drop in blood sugar: Jamun is known to lower blood sugar levels. People with hypoglycaemia or those taking diabetes medication should monitor their intake carefully.
• Allergic reactions: In rare cases, individuals may develop allergic symptoms such as itching, rashes or swelling after eating jamun.
• Throat irritation: Eating too many raw jamuns may cause a sore or dry throat due to their astringent nature.
• Constipation: Excessive consumption can slow digestion and lead to constipation in some people.

Who should avoid eating jamun regularly?

Certain groups of people should avoid or limit their intake of jamun fruit due to possible health effects. Those with low blood sugar or on diabetes medication should be cautious, as jamun can further reduce glucose levels and cause weakness or dizziness. Similarly, individuals with low blood pressure or taking antihypertensive medicines should limit consumption, since the fruit may slightly lower blood pressure.

People who have a history of kidney stones or consume a high-oxalate diet are also advised to avoid jamun, as its natural compounds might increase oxalate accumulation. Individuals with sensitive digestion or known fruit allergies may experience discomfort, bloating or allergic reactions such as itching and rash.

Pregnant or breastfeeding women should eat jamun only in moderation and seek medical advice before including it in their diet. Those scheduled for surgery or anaesthesia should completely avoid it, as jamun can interfere with blood sugar management during recovery.

How to consume the jamun fruit?

To enjoy eating and avoid jamun side effects, follow these simple tips:

• Eat fresh and ripe jamuns.
• Wash the fruit well before eating.
• Do not eat seeds; they are hard and bitter.
• Eat a small portion (a handful) once a day.
• Avoid eating it on an empty stomach.
• You can also enjoy it as juice, chutney or dried powder.

When to seek medical help for adverse reactions to jamun?

It’s important to seek medical advice if, after consuming jamun, you experience the following issues:

• Palpitation, confusion, sweating and dizziness, particularly if you’re diabetic, as these signal low blood sugar levels.
• Sudden swelling of the face/tongue/lips or breathing issues. This is a potential allergic reaction.
• Mouth sores, irritation and persistent throat pain after eating jamun.
• Bloating, constipation or severe stomach pain beyond a day or two.
• Unusual drop in blood pressure (feeling very faint) or irregular heartbeat.
• Suspicion of stone formation, blood in urine or signs of kidney pain.

Conclusion

Jamun is a seasonal and highly nutritious fruit that provides many advantages, but it also comes with certain side effects. For Indian households, integrating this fruit into a balanced diet is a wise choice, but it's also important to stay prepared for health emergencies. Having good health insurance for family ensures that if any unwanted complication takes place, whether it's from diet or illness, you can seek care without any stress.

If you’re looking for personalised guidance on health insurance, simply fill out the form on this page, and our experts will help you choose the most suitable plan for your needs.

FAQ

1. Can we eat jamun every day?

Yes. You can eat jamun daily, but in moderation (for instance, 100 to 150 grams each day). Also, make sure you have no conflicting health issues.

2. Is it possible for jamun to lower the blood sugar too much?

Yes, particularly in individuals who are on diabetic medications or have naturally low sugar levels. During such cases, jamun might further lower the sugar and cause hypoglycaemia.

3. Can someone with kidney stones avoid jamun entirely?

Not necessary entirely, but yes, they should be mindful. It’s because jamun has compounds, such as oxalates, that can lead to the development of kidney stones if you eat the fruit way too much. That’s why moderation is important.

4. How should jamun be eaten to avoid the side effects?

You should eat ripe jamun and make sure to wash it well before eating. Avoid consuming large quantities and do not eat the fruit on an empty stomach. Don’t rush to drink milk or water immediately after eating it. If you have any health issues, consult your physician.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Aromatherapy is one of the easiest and most natural self-care options you can find to support your mind and body. Whether you're looking to ease stress, improve sleep or lift your mood, essential oils offer a gentle yet effective way to care for yourself. If you've recently invested in aromatherapy oils, now is the perfect time to understand how they work, how to use them safely and what benefits and risks they may bring.

What is aromatherapy?

Let's start with the aromatherapy definition. It is a holistic practice that uses the natural aroma of plant-based essential oils to promote both physical and emotional well-being. While most people think it's primarily for stress relief, it offers a wide range of benefits that extend beyond relaxation, supporting everything from sleep quality to minor pain relief.

What are the uses of aromatherapy?

Here are the various aromatherapy uses:

1. Stress and anxiety relief: Aromatherapy is widely recognised for its calming effect, making it a helpful tool in stress and anxiety management.
2. Mood enhancement and good quality sleep: Using calming oils like lavender can help elevate your mood and support good sleep quality.
3. Relief from minor pains: Aromatherapy can offer a natural approach to easing minor physical pains like headaches, migraines and muscle tension.
4. Relaxation: Adding a few drops of lavender oil to your diffuser can help create a calming atmosphere that supports relaxation and sleep.

Techniques of aromatherapy

There are a few easy ways to enjoy aromatherapy:

• Inhalation: Use a diffuser to disperse essential oils into the air, inhale the scent from a steam bowl or place a few drops on a cloth or tissue for direct inhalation.
• Topical application: Essential oils can be diluted with a carrier oil and applied to your skin during massages or added to a warm bath.
• Aromatherapy massage: Get massage therapy with aromatherapy oils for deeper physical relaxation and stress relief.

If you're new to natural aromatherapy, inhalation is generally the simplest and safest method to begin with.

Types of oils used during aromatherapy

Here are the various types of aromatherapy oils and their key features:

1. Lavender oil- Known for its calming properties, lavender oil is commonly used to promote relaxation and improve sleep quality.
2. Peppermint oil- Often used to relieve headaches and boost mental clarity, peppermint oil provides a cooling, refreshing sensation.
3. Eucalyptus oil- Especially helpful for respiratory issues, eucalyptus oil is a go-to choice for easing congestion and clearing a stuffy nose.
4. Tea tree oil- Tea tree oil is commonly used for skin care and natural cleaning with its strong antibacterial and antifungal properties.
5. Chamomile oil- Known for its soothing effects, chamomile oil supports emotional calm and can also help with certain skin irritations.

Benefits of aromatherapy massage

Aromatherapy massage combines the power of essential oils with the healing touch of a professional. Some benefits of aromatherapy massage include:

• Lower stress levels
• Deeper muscle relaxation
• Better sleep
• A lifted mood

The massage format is a part of aromatherapy and one of the best ways to feel the benefits of aromatherapy.

Potential risks of aromatherapy

Some risks of aromatherapy to be aware of are:

• Skin irritation may occur if oils are too strong or not diluted.
• Allergic reactions to certain oils.
• Headaches or nausea from strong scents.
• Possible breathing issues, especially for people with asthma.

Testing a small amount first and using trusted products can help lower the risks.

Who should avoid aromatherapy?

While many people can enjoy aromatherapy safely, a few groups should be extra careful:

• Pregnant or breastfeeding females
• People with asthma or breathing problems.
• People with sensitive skin or known allergies.
• People on medications that might interact with essential oils.

Always consult a professional before using essential oils.

FAQs

1. Is it safe to use aromatherapy every day?

Yes, but using small amounts and taking occasional breaks is smart.

2. Will my health insurance cover aromatherapy sessions?

Usually not, unless it's tied to a medical treatment plan.

3. Can kids use aromatherapy?

Only with a doctor's advice and using very mild oils at low concentrations.

Conclusion

Aromatherapy is the easiest self-care method and an affordable one. That said, it's important to remember that aromatherapy is a complementary therapy. It's not a replacement for medical treatments. That's why investing in a health insurance policy is essential. It provides financial protection in case of unexpected illnesses, accidents or medical emergencies. Most standard individual health insurance covers doctor visits, hospitalisation, prescription medications, diagnostic tests and sometimes mental health support. Although therapies like aromatherapy may not be included under basic plans, insurance ensures that your essential healthcare needs are taken care of.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Asthma affects millions of people worldwide, and if left unmanaged, it can lead to serious respiratory complications. World Asthma Day 2025 offers a valuable opportunity to learn more about this condition, raise awareness and take the right action to support yourself and others. If you or someone close to you lives with asthma, gaining the right knowledge is crucial to understand the condition in order to manage it effectively.

What is world asthma day?

Every year, world asthma day is observed on the first Tuesday of May. The global initiative for asthma (GINA) organises this day to improve asthma care and educate people about managing the disease. This day serves as a reminder to recognise the difficulties faced by people with asthma and encourage timely treatment.

Importance of asthma awareness day

You might wonder why a whole day is dedicated to asthma. The reason is that asthma can be a dangerous problem if you don't treat it properly. Millions of children and adults suffer from it, and many still lack access to proper diagnosis, treatment and ongoing care.

Asthma Awareness Day plays a crucial role in spreading accurate information and encouraging early intervention. It also urges governments and healthcare organisations to improve policies, allocate more resources and make asthma care accessible to all.

Overview of world asthma day 2025

World asthma day 2025 will be observed on Tuesday, May 6. This day helps you understand asthma and take proactive steps to manage your respiratory health. Asthma awareness week activities will focus on the following points:

• Helping people create personal asthma action plans
• Spreading updated asthma management guidelines
• Encouraging regular doctor visits
• Highlighting the role of affordable healthcare and insurance

How is international asthma day celebrated globally?

Different countries celebrate world asthma day in various ways, but the goal is always the same— better asthma care and awareness. Here's how it's observed around the world:

• Clinics and hospitals offer free lung tests and doctor consultations.
• Medical experts talk about early detection and treatment options.
• Teachers and students learn about asthma and how to help classmates who have it.
• People share tips, personal stories and support using hashtags like #worldasthmaday.
• Yoga and breathing exercises are promoted to strengthen lung health.

Tips for asthma management & prevention

Managing asthma well can help you avoid attacks and live a normal life. Here are some tips that can help:

• Take prescribed medicine regularly, even if you feel fine.
• Avoid dust, smoke, pollen, cold air and other things that make symptoms worse.
• Learn how to use your inhaler properly. Always keep it with you.
• Note when and how often you feel tightness in your chest or have shortness of breath.
• Visit your doctor for routine checkups and update your action plan if needed.
• Before securing any health insurance policy, check whether it includes asthma treatment.
• Gentle exercises like walking or swimming can improve lung strength without overstraining.

FAQs

1. Can asthma be cured?

No, but with the right care, you can control it and live a normal life.

2. How can we support and help during world asthma day?

You can share information, support local events and talk about asthma openly to help break the stigma.

Conclusion

World Asthma Day 2025 is a timely reminder that while asthma cannot be cured, it is a manageable condition—especially when taken seriously. Whether you're managing asthma yourself or supporting a loved one, this is the perfect opportunity to learn, take action and join the awareness movement.

Alongside proper medical care and lifestyle adjustments, financial preparedness is equally important. A comprehensive health insurance policy—and in some cases, critical illness insurance—can offer vital support by covering the costs of ongoing treatment, medications and hospital visits, giving you one less thing to worry about.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Dumbbells are one of the most popular tools for working out. They are used for strength training, muscle building and improving cardiovascular health. Staying physically active not only boosts overall wellness but can also positively influence the benefits of your health insurance plans by promoting a healthier lifestyle.

Pros & cons of dumbbells

Training using dumbbells benefits your body in many ways. However, like any equipment, they also come with some drawbacks. Let’s take a closer look at the pros and cons to help you decide if they suit your workout needs.

Pros:

• Easy to use: Dumbbells are simple to use and don’t need any special setup. Just pick them up and start your workout.

• Great for beginners: They are perfect if you're new to strength training, as they allow you to start with light weights and move up slowly.

• Improves balance and coordination: Since each arm works on its own, dumbbells help improve muscle balance and coordination.

• Versatile: You can use dumbbells for many types of exercises like bicep curls, shoulder presses, squats, and more.

• Takes up less space: Compared to large gym machines, dumbbells don’t need much room, making them great for home workouts.

• Builds strength on both sides: One of the most important advantages of dumbbell exercises is that they stop one side of your body from doing more work than the other, helping build even strength.

• Range of motion: They allow your body to move more naturally than using machines, which can lead to better muscle growth.

Cons:

• Risk of injury: If you don’t use the right form or lift too heavy, dumbbells can cause injuries.

• Not ideal for very heavy lifting: For people who want to lift very heavy weights, dumbbells might not be enough.

• Takes more control: Since you control the weight in each hand, it can be harder to balance compared to machines.

• Can be costly: A full set of dumbbells for home use (especially adjustable ones) can be expensive.

• Limited progress at gyms: Some small gyms may not have dumbbells heavy enough for advanced lifters.

Conclusion

Dumbbells are great for building strength and staying fit, but it's important to prioritise overall well-being, especially with age.  Having the right health insurance in place can give you peace of mind in case of any workout-related injuries or health concerns. For older adults, senior citizen health insurance can offer extra support by covering check-ups, treatments, and other medical needs that may come with age.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The bench press is one of the most popular and effective exercises in strength training. Whether you’re a beginner or an advanced lifter, this compound movement can help you build upper body strength quickly. It involves lowering a barbell to the chest and pushing it back up using controlled power. While it may look like a simple chest workout, the muscles bench press targets are several.

Muscles you can work on in the bench press

The bench press mainly works on the chest muscles, but it also engages several others.

• Pectoralis major (chest): It is the main muscle used during a bench press. It helps push the weight away from your chest. As you get stronger, your chest appears more defined and fuller.
• Deltoids (shoulders): The front part of your shoulder, called the anterior deltoid, helps in raising your arms and stabilising the bar. It works alongside the chest muscles to lift the weight efficiently.
• Triceps brachii (back of arms): These muscles help extend your elbows when you push the bar away from your chest. Strong triceps also improve your performance in other upper-body exercises.
• Serratus anterior (side of ribs): These muscles support your shoulder blades and keep them stable during the lift. Though often ignored, they play a key role in upper body strength.
• Latissimus dorsi (back): While not the main muscle, your lats help control the bar's movement and maintain a strong posture during the lift.
• Core muscles: Your abdominal muscles, obliques and lower back help stabilise your body on the bench. This prevents injuries and supports a smoother lift.

All these muscles work together to give you strength, control and balance during the lift. When you feel the burn in your body after a proper session, that’s how you know the bench press muscle worked exactly where it should.

Conclusion

The bench press can help activate your shoulders, arms, back and even your core. That’s why it remains a favourite among fitness lovers and bodybuilders. While training hard is important, taking care of your long-term health is also critical. Combining smart workouts with a good health insurance policy helps you stay ready for life’s surprises. It will financially support you in case of any unexpected health issues. Getting the critical illness insurance add-on can be a smart move. It covers serious conditions like heart disease or stroke.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Regular exercise offers tremendous benefits for your physical and mental well-being. However, many people diminish these benefits by making avoidable mistakes during their fitness journey.

Whether you're just starting or have been exercising for years, knowing these common pitfalls can help you get better results with fewer setbacks. Read on to discover some common workout mistakes that you should be aware of.

Mistakes to avoid during workouts

Here are some crucial errors to watch out for in your exercise routine:

1. Overtraining: Many enthusiastic exercisers push too hard too soon. Remember that fitness is a gradual process, not an overnight transformation. Your body needs time to adapt to new stresses. Excessive training without proper recovery may lead to injuries, exhaustion and diminished results.
2. Neglecting warm-ups and cool-downs: These essential components of a workout routine are often rushed or skipped entirely. An adequate warm-up increases blood flow to the muscles and helps prepare the body for more intense activity. Similarly, cooling down helps your body transition safely back to a resting state and loweres muscle soreness.
3. Poor hydration habits: When you're dehydrated, your energy levels drop, muscle function declines and recovery slows. Make sure you're properly hydrated before, during and after workouts to maintain performance and support recovery.
4. Incorrect technique: Improper form reduces the effectiveness of your exercises and significantly increases injury risk. Take time to learn proper techniques, use mirrors to check your form or consider working with a qualified trainer initially to establish good habits.
5. Insufficient rest periods: Without adequate rest between sessions, your muscles can't repair and strengthen properly. Include rest days in your schedule and ensure you're getting enough sleep.
6. Unbalanced training approach: A complete fitness programme should include cardiovascular exercise, flexibility work and strength training. Focusing exclusively on one type of training creates imbalances and limits overall fitness development.

Conclusion

While exercise is essential for good health, how you exercise matters greatly. By avoiding these common mistakes in gym, you'll create a safer, more effective fitness routine that delivers sustainable results. Combine smart training with balanced nutrition and adequate rest for the best results. Don’t overlook routine medical check-ups—they are key to long-term health and early detection.

To further safeguard your well-being, ensure you have the right health insurance policy that covers medical costs, treatments and hospital stays. Additionally, a critical illness insurance plan offers specialised coverage for serious health conditions, providing both support and peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Push ups are among the most effective bodyweight exercises which help build strength and core stability. However, doing them incorrectly can reduce their effectiveness and cause strain or injury. Whether you’re a beginner or experienced, it’s easy to slip into bad habits.

We’ll highlight some of the common push up mistakes in this post and how to fix them for better results.

Common mistakes to avoid while doing push-ups

Proper push-up technique is essential for maximising benefits and preventing injury. Based on insights from Outside Online, here are five common push-up mistakes to avoid:

1. Incomplete Range of Motion: Not lowering your chest close enough to the floor or failing to fully extend your elbows reduces the effectiveness of push ups. Aim to bend your elbows to at least 90 degrees during the descent and fully extend them upon rising. If achieving full range is challenging, consider modifying the exercise by performing push-ups on your knees or with hands elevated on a stable surface.
2. Incorrect Hand Placement: Positioning your hands too far forward while doing push ups can strain your shoulders and wrists. Ensure to align your wrists directly under your shoulders to maintain proper form and reduce undue stress.
3. Misaligned Hips: Allowing your hips to sag or rise disrupts the straight-line alignment from head to heels, diminishing core engagement and increasing injury risk. Focus on keeping your body in a rigid plank position throughout the movement.
4. Elbow Positioning: Flaring elbows out excessively during the push ups can lead to shoulder discomfort. Instead, angle your elbows back toward your hip bones to engage the correct muscles and protect your joints.
5. Neglecting Core Engagement: Failing to activate your core muscles can result in a lack of stability and proper form during push-ups. Engaging your core helps maintain a straight body line and supports overall movement efficiency.

Conclusion

By addressing these common errors, you can enhance your push-up performance, ensuring the exercise is both safe and effective. While regular exercise is essential for staying healthy at any age, it’s equally important to be prepared for unexpected health issues. That’s why senior citizen health insurance can be a smart investment.

Investing in health insurance plans offers added protection and peace of mind as you continue working toward a healthier lifestyle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Rowing is a full body workout which combines strength, endurance and technique. Whether on a rowing machine or rowing on the water, with proper form you can maximise performance and prevent injuries. However, many beginners and sometimes even the experienced rowers make mistakes. These mistakes apart from reducing efficiency, put unnecessary strain on the body.

In this blog, we’ll cover the most common rowing machine mistakes and how you can avoid them.

Common mistakes to avoid during rowing exercise

When using a rowing machine, it's critical to maintain proper form for maximum effectiveness and to prevent injury. Here are five common mistakes to avoid during rowing exercise:

1. Using Only Your Arms: Relying solely on your arms for rowing reduces efficiency and can lead to fatigue. Instead, initiate the stroke by pushing with your legs, then engage your core and finally pull with your arms. This sequence ensures a powerful and balanced stroke.
2. Pulling with Arms Too Early: Starting the pull with your arms before your legs have fully extended disrupts the stroke's rhythm and reduces power. Focus on fully extending your legs before engaging your arms to pull the handle towards your torso.
3. Bending Knees Too Soon During Recovery: During the recovery phase, if you bend your knees before your arms and torso have moved forward, the handle may have to manoeuvre around your knees, disrupting the stroke's fluidity.
4. Collapsing Your Chest Forward: Slouching or collapsing your chest can lead to poor posture and potential back strain. Maintain a tall posture. Keep your chest up and shoulders relaxed during the stroke to promote better breathing and efficiency.
5. Leaning Too Far Back at the Finish: Excessive backwards lean at the end of the stroke can strain your lower back and doesn't contribute to additional power. Aim to lean back only slightly, about 20–30 degrees, to maintain control and effectiveness.

Conclusion

By being mindful of these common errors and focusing on proper technique, you can enhance your rowing workouts and reduce the risk of injuries. While fitness is a great step toward wellness, unexpected health challenges can still arise. That’s why it’s wise to invest in a health insurance policy.

Consider critical illness insurance—it offers financial support when you need it most, giving you peace of mind as you focus on staying active and healthy.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Dopamine supports our ability to experience pleasure, maintain focus and sustain motivation throughout daily activities. A dopamine deficiency can lead to a myriad of symptoms such as fatigue, irritability, sleeplessness, feeling unmotivated and mood disturbances.

If you are experiencing any symptoms associated with low dopamine levels, here's how to increase dopamine levels in the body through natural methods.

How to increase dopamine levels?

Here's how to increase dopamine levels naturally:

1. Stop substance abuse: Alcohol, nicotine and recreational drugs can impair dopamine regulation, so it's important to quit these substances. These substances often provide an artificial dopamine spike followed by a significant crash, creating a cycle that can ultimately damage your brain's natural dopamine production system.
2. Regulate sleep: Follow a routine bedtime, create a restful environment and don’t use electronic devices before bedtime. Quality sleep is essential for dopamine regulation as your brain performs critical restoration during deep sleep.
3. Stress regulation: Chronic stress can reduce dopamine levels in the brain. Opt for mindfulness practices, practise meditation or seek professional help. Create strong personal and professional boundaries and interact in social settings.
4. Diet management: A diet high in saturated fats can lower levels of dopamine in the body. Better dietary choices can stop the dysregulation of dopamine in the brain. Incorporate foods rich in tyrosine and magnesium to support dopamine production. Examples are dark chocolate, lean proteins, nuts and leafy greens.
5. Engage in feel-good habits: Activities that boost dopamine levels naturally like enjoyable hobbies, spending time outdoors and exercise. Even a brisk 20-minute walk can trigger a noticeable improvement in dopamine activity. Creative pursuits like painting, playing music or writing can stimulate dopamine release through the satisfaction of making something new.
6. Set and achieve goals: The anticipation and achievement of goals triggers dopamine release. Break larger goals into manageable tasks that provide frequent opportunities for success. Each small victory provides a dopamine boost that motivates you toward the next step.

Conclusion

It is important to remember that while natural methods can be helpful in increasing dopamine levels in the body, prolonged or excessive symptoms require medical intervention. If symptoms persist, consult a medical professional.

They can recognise and diagnose any underlying medical conditions that cause low dopamine levels or offer supplements and medications when necessary. An appropriate individual health insurance plan covers the cost of these consultations and treatment, providing peace of mind and financial protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Dopamine is a neurotransmitter that regulates motivation, mood, behaviour and emotional responses. Often referred to as one of the "feel-good" hormones, it drives our brain's reward and pleasure systems. When dopamine levels drop, it can disrupt these essential functions, leading to a range of physical, emotional and cognitive symptoms.

This deficiency may stem from several factors, including chronic stress, an unhealthy diet, substance use or underlying medical conditions. Recognising the signs early is crucial. Read on to explore the common symptoms of dopamine deficiency.

Symptoms of dopamine deficiency

Some signs of dopamine deficiency are:

1. Motor symptoms: Individuals may experience physical manifestations including tremors, rigidity, impaired balance, muscle stiffness in limbs and frequent muscle cramps that can affect daily activities.
2. Lack of motivation: A notable reduction in drive and initiative often occurs, making it difficult to begin or complete tasks that previously seemed manageable or enjoyable.
3. Mood disturbances: Changes in emotional state are common, including increased anxiety, unpredictable mood swings and heightened irritability in situations that wouldn't normally trigger such reactions.
4. Low concentration: Difficulty focusing on tasks, conversations or activities may become apparent, with attention wandering and productivity decreasing noticeably.
5. Irregular sleep patterns: Sleep disturbances frequently accompany dopamine deficiency, potentially involving insomnia, excessive sleeping or difficulty establishing a regular sleep schedule.
6. Cognitive effects: Impairments in cognitive function can emerge and affect memory formation, information recall and overall mental clarity.
7. Reduced pleasure response: Perhaps most characteristic of dopamine deficiency is anhedonia—the diminished ability to experience pleasure from activities that were once enjoyable—often accompanied by social withdrawal and flattened emotional responses.
8. Changes in appetite and weight: Dopamine regulates hunger signals and reward sensations from food. Deficiency can lead to unusual appetite changes (increased cravings, particularly for sugary or high-calorie foods, or loss of appetite) and weight fluctuations.
9. Fatigue: Persistent tiredness that isn't relieved by rest is a common but significant symptom of this deficiency.

Conclusion

Recognising these symptoms early can help address potential dopamine deficiency before it significantly impacts the quality of life. While these signs may indicate low dopamine levels, they can also be associated with other conditions.

If you're experiencing these symptoms, consult with a healthcare professional for diagnosis and treatment. An appropriate medical insurance policy covers these consultations and treatment, ensuring financial protection and peace of mind. Additionally, it is wise to consider health insurance for family to ensure complete protection for you and your loved ones.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Dopamine is a key neurotransmitter that helps regulate mood, motivation and our sense of pleasure. When dopamine levels drop, it can lead to symptoms like fatigue, low motivation, mood swings and trouble focusing—all of which can affect day-to-day life.

This kind of deficiency can be triggered by a mix of factors, such as chronic stress, poor sleep, overuse of certain substances and more. However, there are effective ways to manage and treat the deficiency of dopamine. Read on to discover the treatment methods for dopamine deficiency.

How to treat low dopamine symptoms?

Some dopamine deficiency treatment methods are:

1. Dietary adjustments: Incorporate foods rich in tyrosine and magnesium to support dopamine production. Beneficial options include lean proteins, eggs, legumes, nuts, bananas, avocados, dark leafy greens and dark chocolate in moderation.
2. Lifestyle modifications: Engage in activities that naturally boost dopamine levels, such as regular exercise, meditation, hobbies, time outdoors, socialising and setting achievable goals.
3. Improved sleep routine: Establish consistent sleep patterns to regulate dopamine production. Maintain a sleep schedule, create a restful bedroom environment, limit evening screen time, avoid caffeine and alcohol near bedtime and practice relaxation techniques before sleeping.
4. Stress management: Implement strategies to combat chronic stress, which depletes dopamine levels. Try deep breathing exercises, effective time management and professional support when needed.
5. Addressing substance use: Reduce or eliminate alcohol, nicotine and recreational drugs to help restore natural dopamine function, as these substances significantly impact neurotransmitter regulation.
6. Medical assessment: Seek professional evaluation for persistent symptoms to rule out conditions associated with dopamine dysregulation, such as Parkinson's disease, depression and schizophrenia.
7. Pharmacological interventions: Consider medication under medical supervision, including dopamine agonists, certain antidepressants, medications that inhibit dopamine breakdown or supplements like L-tyrosine.

Conclusion

Addressing dopamine deficiency requires a comprehensive approach that includes addressing diet, lifestyle, sleep quality and stress management. By implementing these strategies consistently, many individuals experience significant improvements in mood, motivation and overall quality of life.

While natural methods may be effective for mild to moderate symptoms, persistent issues may signal deeper issues and should be assessed by a medical professional. Robust health insurance plans cover the cost of these consultations and treatment, alleviating financial strain and providing peace of mind. For older adults, senior citizen health insurance offers tailored coverage that ensures timely and affordable care.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Dopamine is a neurotransmitter that plays a key role in regulating mood, motivation, behaviour and emotions. Referred to as the "feel-good" neurotransmitter, dopamine helps create feelings of pleasure and reward.

When dopamine levels are insufficient, various symptoms can emerge, including fatigue, lack of motivation, sadness and difficulty concentrating. These symptoms often signal an underlying imbalance—understanding the dopamine deficiency causes is the first step toward addressing it. Read on to discover the key factors that can lead to low dopamine levels.

Causes of dopamine deficiency

Several factors can contribute to dopamine deficiency, such as:

1. Sleep deprivation: Quality sleep is essential for dopamine production and regulation. When you don't get enough sleep, your body experiences a reduction in D2 dopamine receptors, which affects how dopamine is processed in your brain. This disrupts normal dopamine production cycles, leaving you feeling unrested even after sleeping.
2. Chronic stress: Prolonged exposure to stress from work, financial difficulties or personal challenges significantly alters your brain chemistry. Chronic stress can deplete dopamine reserves as your brain diverts resources to cope with ongoing stressors.
3. Diet high in saturated fats: Foods high in saturated fats, like fried foods and processed desserts, can trigger an initial dopamine rush followed by a crash. Regularly consuming these foods can disrupt your central nervous system's normal functioning and lead to dopamine dysregulation, ultimately resulting in deficiency.
4. Substance abuse: Many drugs directly impact the dopamine system, causing an artificial surge in dopamine levels. While this creates temporary euphoria, repeated use damages dopamine receptors and production pathways. This damage can lead to chronic dopamine deficiency, even after substance use stops.
5. Medical conditions: Conditions like Parkinson's disease, schizophrenia and depression are associated with dopamine dysregulation. In Parkinson's disease, for example, the cells that produce dopamine progressively break down or die.
6. Nutritional deficiencies: Your body needs specific nutrients to produce dopamine, including tyrosine, folate, B vitamins and iron. Deficiencies in these nutrients can impair dopamine synthesis.

Conclusion

Dopamine deficiency can result from multiple factors, including lifestyle choices, environmental stressors and underlying health conditions. Recognising these causes is the first step toward addressing the issue. While lifestyle modifications can support healthy dopamine levels, persistent symptoms warrant professional medical attention.

An appropriate health insurance policy can cover the cost of these consultations and treatment, if required. In addition, critical illness insurance provides financial protection and peace of mind in the event of serious medical conditions.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 06 Feb 2026

Health insurance is an important part of everyone’s life. It functions as a financial safety net and helps reduce stress related to hospitalisation, doctor consultations and treatment costs. Regularly checking your health insurance policy status ensures that you stay informed about important details such as coverage, premium payments and renewal dates. This helps you confirm that your policy remains active and ready for use during medical emergencies.

This blog talks about how to quickly and effectively check your health insurance policy status, both online and offline.

How to check your health insurance policy’s status online?

To check your health insurance policy status online, you need to follow the steps mentioned below:

• Visit the website or app of your health insurance provider.
• Click on the ‘Customer Login’ or ‘Sign In’ option.
• Use your registered mobile number, email ID or policy number to log in.
• Go to the ‘My Policies’ or ‘Policy Status’ section.
• Select your health insurance policy to view details.
• Check coverage, renewal date and premium status.
• Download or save the policy document for reference.

How to check your health insurance policy’s status offline?

The offline process for checking your health insurance policy status is slightly more time-consuming than the online one. Here’s how you can do it:

• Visit the closest branch office of your insurance provider.
• Carry your policy number, ID proof and any related documents.
• Request the representative to check your policy status.
• They will verify your details and share the policy information.
• You can also ask for a hard copy of your policy status or renewal details.
• Alternatively, contact customer care through the toll-free number for quick assistance.

Importance of checking health insurance validity

Checking the validity of your health insurance policy is important for the following reasons:

• It keeps you up-to-date on your eligibility to make medical claims when needed.
• It helps with the timely payment of premiums, avoiding penalties for late renewal.
• It lets you to track any updates or changes made by the insurer.
• It keeps you informed about your policy’s coverage, inclusions and exclusions.

Documents required to verify your health insurance policy

To verify your health insurance policy, you need to collect in place some important documents. Keep your policy number handy, as it is the primary reference for any verification process.

A valid ID proof, such as Aadhaar, PAN card, driver’s license or passport, is required to confirm your identity. For family health insurance, you may also need dependent details like names, dates of birth and relationship with the primary policyholder.

Having your premium payment receipts or policy certificate can speed up the verification process, especially when checking the status offline or contacting customer support.

What to do if your policy has lapsed?

 In case your health insurance policy has lapsed, follow these steps:

• Check to see if your policy offers any grace period. Many insurance plans give a 15 to 30-day grace period, during which you can renew the policy without fines.
• Get in touch with the customer service of your insurance provider to understand the steps you can take to reinstate your policy.
• You can buy a new policy if renewing the previous one is not possible.

How to read and understand your policy details

You should absolutely know how to read and understand your policy details because this information helps you choose the best plan for yourself. Start by reviewing the sum insured, which is the maximum amount your insurer will pay for medical expenses during the policy term.

Check the coverage inclusions and exclusions carefully. This includes hospitalisation, day-care procedures, pre- and post-hospitalisation expenses and specific treatments covered under your plan. Exclusions might include cosmetic procedures, certain pre-existing conditions or some treatments not listed in the policy.

Also, note important details like the premium amount, policy term, waiting periods and co-payment clauses.

Common issues while checking policy status and how to resolve them

One common issue is difficulty logging in to the insurer’s website or mobile app due to forgotten credentials. You can resolve this by using the ‘Forgot Password’ option or contacting customer support for assistance.

Another problem is wrong information in policy details, such as incorrect name, coverage amount or expiry date. These can be corrected by submitting a request to your insurer along with supporting documents like ID proof and policy certificate.

Some policyholders face delays in updating their status after payment or renewal. If this happens, keep your payment receipt handy and follow up with the insurer until the system reflects the updated status.

Benefits of regularly monitoring your health insurance policy

Regularly checking your health insurance policy helps you stay informed and protected:

• Know how long your coverage remains active.
• Identify pending renewals or missed premium payments.
• Spot and correct any errors in policy details early.
• Make informed decisions about policy upgrades or changes.
• Reduce the risk of claim rejection during emergencies.

Tips to ensure your health insurance remains active

You can keep your health insurance active by following these simple steps:

• Make sure to pay on time to keep your coverage active.
• Set auto-debit or reminders to ensure timely payments.
• Update your contact details with the insurer for renewal alerts.
• Review policy documents regularly for coverage and exclusions.
• Check that all family members are correctly listed and ages updated.
• Keep records and payment proofs for easy claim processing and dispute resolution.

How to contact customer support for policy assistance

If you face issues with your health insurance policy, the customer support team of your insurer can help resolve them quickly. You can reach them through toll-free helpline numbers, which are listed on the insurer’s website and policy documents.

Most insurers now provide live chat or AI assistant options or email support through their online portals for queries related to claims or coverage details. You’ll need to share your policy number and registered details for verification before assistance is provided.

If the issue remains unresolved, you can escalate your complaint through the insurer’s grievance redressal system or approach the Insurance Ombudsman for further help.

Conclusion

Regularly checking your health insurance policy status helps you stay informed about your coverage and renewal timelines. Being up to date reflects nicely, making sure your claims are processed without delay and that there are no surprises when you need medical support the most.

If you have additional plans like a critical illness insurance cover, it becomes even more important to monitor both policies closely. Consistent policy monitoring, whether online or offline, gives you peace of mind and keeps your health protection uninterrupted. If you need personalised health insurance advice, fill out the form on this page.

FAQs

1. Can I check my health insurance policy status using my Aadhaar number?

Yes, some insurers allow policyholders to link their Aadhaar to their health insurance account, enabling easy status checks through the insurer’s portal or mobile app.

2. What should I do if I notice an error in my policy details while checking the status?

Report it immediately to your insurer through their customer service or grievance portal. Immediate correction ensures smooth claim settlements in the future.

3. Does my critical illness insurance policy need to be monitored separately?

Yes, it’s a separate plan from standard health insurance, so you must track its validity, premium payments and coverage terms independently to ensure uninterrupted protection.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Every year since 2017, International Universal Health Coverage Day is celebrated on 12 December. The 2024 theme for UHC Day, “Health: It’s on the government,” aims to highlight the government's responsibility to invest in people's health and make healthcare affordable or free for all, especially the marginalised section of society.

What is Universal Health Coverage?

The main idea behind Universal Health Coverage (UHC) is that people should have access to good quality and affordable health care everywhere. This means that people should be able to access quality healthcare where and when needed without having to bear financial hardships. 

The Current State of Universal Health Coverage Globally

According to a WHO report, the current state of Universal Health Coverage globally is not satisfactory. There has not been any significant progress in this regard since 2021. Between 2000 and 2021, the number of people not covered by essential health services reduced by 15%. However, there has been minimal progress since 2015, and the world still needs to make significant progress towards UHC by 2030. The WHO report shows that around 4.5 billion people were not covered by essential healthcare services by 2021.

Progress towards UHC had already slowed down before the COVID-19 pandemic. The UHC service coverage index stagnated at 68 from 2019 to 2021. Moreover, according to the report, around 2 billion people faced severe financial hardships to get quality healthcare in 2019. People living in rural areas and those with elderly family members have faced catastrophic financial hardships. So, globally, there has not been any significant progress towards ‘UHC by 2030’, and the crisis has only deepened since the COVID-19 pandemic. Around 84% of countries reported disruption of essential healthcare services even in 2022. Inequalities continue to pose a major challenge for UHC.

Importance of Building Awareness

Considering that a large part of the global population lacks access to quality health care, it is essential to build awareness regarding UHC. It is also about promoting health equity and empowering individuals and communities. Improved awareness regarding UHC will help ensure equitable access to healthcare for economically weak and vulnerable communities as well as reduce healthcare-related disparities. Moreover, strong awareness about the UHC will encourage people to demand more effective policies from the government and advocate for their health rights. When people are aware of the UHC, they will be better informed regarding their rights to healthcare and how to navigate complex healthcare systems.

Spreading awareness about UHC will also help improve public health outcomes. In the longer run, UHC awareness can help reduce healthcare costs since the focus of UHC is not just on treatment but also on preventive care. UHC also offers important social and economic benefits, making it critical to build awareness. Apart from helping improve the workforce’s overall health, UHC can reduce the economic burden of diseases and improve social and economic stability. All these factors show that it is crucial to build awareness regarding UHC.

How Individuals Can Contribute to UHC Awareness

Besides celebrating Universal Health Coverage Day, here’s how individuals can contribute to building UHC awareness —

• Read about UHC policies to keep yourself updated, and try learning about your local healthcare rights and any regional and national health initiatives to communicate more effectively about UHC’s significance.
• Share factual and accessible information via social media channels to grow awareness about UHC. Make posts regarding how UHC fosters health equity, its significant benefits, and challenges to its implementation.
• Share accurate information through social networks to dispel any misconceptions related to UHC.
• You can also host workshops at your community and workplace or with local organisations to discuss UHC, its goals, principles, and benefits.
• In communities with limited healthcare literacy, people need to understand basic healthcare terms and concepts to empower them to participate in discussions and decisions regarding UHC.
• Participating in advocacy campaigns can help promote health equity and UHC. You can attend events, sign petitions, and write to local representatives.
• People in healthcare, education, or administrative sectors can volunteer time and expertise to local clinics and NGOs to help spread awareness regarding available healthcare resources.
• Support healthcare professionals in your area to organise health screenings and share information about UHC.
• Create support groups for people focusing on local needs and discuss health issues and regional challenges to increase coverage and better healthcare access.
• Share information on preventive measures like regular check-ups, vaccinations, and lifestyle changes, which will help reduce disease burden and support the basic UHC goal.
• Encourage your friends, family, and community members to adopt healthier lifestyles.
• Others may not have access to platforms to share their healthcare experiences and you can help amplify their voices. You can be of significant help to people from low-income and marginalised communities as well as those living in rural areas.

Conclusion

UHC can improve access to healthcare, increase health equity, reduce financial barriers, and strengthen health systems. As part of the Sustainable Development Goals, it offers an opportunity to promote a comprehensive and coherent approach to healthcare. UHC holds immense potential, but our collective responsibility is to spread awareness to achieve higher health equity. Also, remember to invest in a comprehensive health insurance plan to remain prepared for unexpected medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Cervical Health Awareness Month is held every January to emphasise the significance of cervical health. It also focuses on measures to prevent cervical cancer and other related conditions from occurring. Cervical cancer stands out as a preventable cancer, but it affects countless women across the globe. Promoting awareness of periodic screenings is crucial to lessening the chances of developing cervical cancer as well as seeking timely medical intervention.  

Understanding Cervical Health: Why It Matters?

The “cervix” is a small but crucial part of a woman’s reproductive system. It connects the vagina with the uterus. The cervix also plays a vital part in menstrual health and pregnancy. If any cervix-related problem occurs, it can cause complications such as infertility, premature birth, and miscarriage. It's vital to maintain cervical health to improve reproductive health.

Cervical health has a massive influence on general well-being. Ailments that affect the cervix can lead to emotional stress, irregular bleeding, and physical pain. You can opt for preventive care as it will support both mental and physical health, enhancing the quality of life.

Common Cervical Health Issues

Recognising cervical health issues and understanding the indications, causes, and treatment modes will enable you to take care of your cervical health. Let’s look at some such ailments.

1. Cervical Cancer

• What it is: The form of carcinoma occurs when there is abnormal cell growth in the cervix. This happens because of high-risk strains of the Human Papillomavirus, which causes changes in the cells.
• Symptoms: During the early phase, cervical cancer is difficult to detect as you will not experience any symptoms. However, in advanced stages, you will experience pain during intercourse, pelvic pain, and vaginal bleeding.
• Prevention: Periodic HPV testing and Pap smear are vital for early identification. Doctors may also prescribe the HPV vaccine.

2. Cervicitis

• What it is: The cervicitis is an inflammation that occurs in the cervix. This happens due to infections, which include STIs, such as Gonorrhoea or Chlamydia.
• Symptoms: Bleeding between two cycles of menstruation, pain during sex, and abnormal vaginal discharge are noticeable symptoms.
• Prevention: It's crucial to practice safe sex and opt for treatment for infections and periodic STI screenings.

3. HPV (Human Papillomavirus)

• What it is: The Human Papillomavirus consists of more than 100 virus strains. Some of these strains cause cervical cancer. The majority of sexually active individuals might encounter this condition at some point.
• Symptoms: Many HPV infections don't show any symptoms and go away by themselves. However, some strains cause abnormal changes in the cells in the cervix or genital warts.
• Prevention: Taking the HPV vaccine can help prevent HPV. Periodic screenings can identify cell changes during the early phase.

Importance of Regular Cervical Screenings

The cervical cancer month encourages all women to opt for cervical screenings as it is an effective way to maintain the health of the cervix. Identifying all the changes during the early stage will enable them to seek medical attention before they turn severe.

Doctors may advise HPV tests. Women who are over the age of 30 might also have to get the HPV test done along with a Pap smear. A Pap Test (or Pap Smear) is done to collect the cells from the cervix to look for abnormalities.

Cervical cancer is known to advance gradually. Hence, early screening helps in diagnosing and treating the ailment more effectively. Detecting all cervical problems at the early phase helps avoid costly treatments, such as chemotherapy and surgery.

So, how often should women get screened? Women should get screened as per their age —

• Ages between 21 and 29: Women should have a Pap smear every three years if the results are normal.
• Ages between 30 and 65: Women can opt for a Pap smear every three years or combine Pap and HPV testing every five years.
• Over the age of 65: Women with a history of normal screening results may no longer need regular screening.

Conclusion

Cervical cancer is known as the 4th most common form of carcinoma in women across the globe. However, it is preventable. Detecting its symptoms during the early phase will help you stop the cancer from progressing further. However, getting the best treatment can also cause financial strain. That’s why opting for a health insurance policy will help significantly as you can avail of quality healthcare and focus on recovery without worrying about the financial aspect.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Jamun, also known as the Indian blackberry, is a tasty fruit with many health benefits. People in India have used jamun seed powder in traditional medicine for many years. In this blog, we’ll explore the benefits of eating jamun seeds powder and how you can use it in your daily life.

What is jamun powder?

Jamun seed powder is made by drying and grinding the seeds of the jamun fruit. It is a natural remedy used in Ayurvedic and traditional medicine.

Here are a few key points about jamun seed powder:

• Made from the seeds of jamun fruits (Syzygium cumini)
• Has a slightly bitter taste
• Rich in nutrients like antioxidants, fibre, and plant compounds
• Often used as a natural supplement, especially for managing diabetes

Jamun powder benefits

Here are some of the most common benefits of jamun seed powder:

• Helps control blood sugar: It supports insulin function and helps manage diabetes naturally.
• Improves digestion: It can reduce acidity, bloating and help with stomach issues.
• Good for the heart: Jamun powder benefits by helping in managing healthy blood pressure and good cholesterol levels.
• Rich in antioxidants: These fight free radicals and may help prevent cell damage.
• Supports weight loss: It can help with appetite control and improve metabolism.
• Boosts immunity: Its natural compounds help strengthen the immune system.
• Improves skin health: Regular use may help reduce acne and promote clearer skin.

How to use jamun seed powder?

There are simple ways to get the health benefits of jamun powder:

• With warm water: Mix 1 teaspoon of jamun seed powder in a glass full of warm water. Drink it once or twice a day, preferably on an empty stomach.
• With honey: Mix with a spoon of honey for better taste and added benefits.
• In smoothies or juices: Add a small amount to your drink for a health boost.
• As a face pack: Mix with rose water or yoghurt to apply on the face for clearer skin.

Conclusion

Jamun seed powder is a natural and effective way to support your health. It’s easy to use and can be a great addition to a healthy lifestyle.

If you're looking after your well-being, it's also wise to explore health insurance plans that fit your needs. For older adults, senior citizen health insurance can provide valuable support with medical costs and peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Ref links:

https://www.ndtv.com/health/5-reasons-why-you-should-consume-jamun-seed-powder-regularly-4096942

https://www.hindustantimes.com/lifestyle/health/consume-jamun-seed-powder-every-day-to-manage-diabetes-and-blood-pressure-know-all-benefits-101686116477342.html

Health problems can come unexpectedly and bring emotional and financial stress. That’s why many people choose insurance to help during difficult times. Two popular types of health-related insurance are cancer insurance and critical illness insurance. In this blog, we’ll explain cancer insurance vs critical illness insurance and how to decide which one might be better for you.

What is cancer insurance?

Cancer insurance is a health policy that provides financial support if you're diagnosed with cancer. It offers a one-off payment that you can use for medical treatment, private care, travel costs or everyday living expenses during recovery.

Understanding what is cancer insurance is good if you're looking for focused protection, especially if you have a family history of cancer or higher personal risk.

What is critical illness insurance?

Critical illness insurance offers broader coverage. It pays a lump sum if you're diagnosed with an illness like a heart issue, stroke, kidney failure or certain types of cancer.

The money can be used to cover treatment, replace lost income, pay for care or manage household expenses while you recover.

Knowing what is critical illness insurance and applying while you're in good health usually means lower premiums and fewer medical exclusions.

Difference between cancer insurance vs critical illness insurance

Here are the differences between critical illness insurance vs cancer insurance:

Critical illness vs cancer insurance – what to choose?

Choose cancer insurance if:

• You only want cancer cover.
• You have a family history of cancer.
• You’re looking for a cheaper option.

Choose critical illness insurance if:

• You want broader protection for different illnesses.
• You can afford higher premiums.
• You don’t want to take chances with other serious health conditions.

It’s also possible to have both types of health insurance policy if your budget allows.

Conclusion

Cancer insurance and critical illness insurance are useful in different ways. Cancer insurance gives focused cover at a lower cost, while critical illness insurance offers wider protection. Choosing between critical illness vs cancer insurance now can help you feel more secure about the future.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.