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  • Benefits of Zumba

    by Tanmay Ahuja | Jul 02, 2025

    Zumba is more than a dance class—it’s a dynamic, full-body workout that makes exercise feel like a party. With rhythmic music and simple choreography, it encourages movement, supports weight management and promotes an active lifestyle. Whether new to fitness or a regular at the gym, Zumba offers a well-rounded and engaging exercise option.

    No prior dance experience is necessary; the focus is on participation and consistency. Regular Zumba sessions can contribute to both physical and mental well-being. Read on to discover the top Zumba benefits.

    List of benefits of Zumba

    Here are some of the major benefits of Zumba:

    1. Burns calories quickly

    A typical Zumba for weight loss session can help you burn anywhere between 300 to 600 calories in an hour. The combination of fast and slow rhythms keeps your heart rate up, making it an effective workout for supporting weight management.

    2. Improves heart health

    Zumba is a great form of cardio that increases heart rate and helps enhance blood circulation. Many people choose it because it provides the benefits of a traditional workout without the boredom.

    3. Builds endurance and stamina

    Each Zumba session gradually improves your stamina. The continuous dance movements help strengthen your heart and lungs, enhancing cardiovascular endurance.

    Over time, you may experience higher energy levels and feel less fatigued during daily activities.

    4. Boosts mental health

    Zumba benefits both physical and mental health. The dance moves and upbeat music stimulate the release of endorphins—commonly known as ‘happy hormones’.

    These natural chemicals help reduce stress, alleviate anxiety and elevate overall mood.

    5. Tones the entire body

    Zumba engages all major muscle groups—from the arms and core to the legs—through varied, rhythmic movements. With regular sessions, it helps improve muscle tone, balance and flexibility across the body.

    Conclusion

    Zumba offers an ideal blend of fun, fitness and well-being. Each session is energising—strengthening your body, supporting heart health and calming the mind. When choosing a form of physical activity, it’s important to find something sustainable and enjoyable. Exercise shouldn’t feel like a chore.

    Complement regular movement with a balanced, nutritious diet, mental wellness practices and routine medical check-ups. Preventive care and early intervention are essential for long-term health. A comprehensive individual health insurance policy can help cover the cost of consultations, treatments, hospital stays and more—offering peace of mind and financial protection during medical emergencies.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Beginner-Friendly Swimming Workouts

    by Tanmay Ahuja | Jul 02, 2025

    Swimming is an excellent exercise for beginners. It's low-impact, easy on the joints and helps improve lung capacity and build stamina. Even if you’ve never been in a pool before, swimming is a great way to start your fitness journey. You can begin at your own pace, gradually building confidence and comfort in the water.

    Over time, you’ll learn to move more efficiently, breathe more deeply and feel stronger. Read on to discover five easy and effective routines designed specifically for swimming for beginners.

    5 swim workouts for beginners

    These swimming workouts are designed to build strength, improve breathing and enhance control in the water. Try these beginner-friendly workouts:

    1. Freestyle intervals

    Swim 25 metres freestyle at a slow, steady pace. Rest for 30 seconds between each lap and repeat the set 8 times. It improves stamina and encourages controlled, rhythmic breathing in the water.

    2. Kickboard laps

    Using a kickboard, swim 25 metres, focusing only on your legs. Rest for 20 seconds between each lap and repeat 6 times.

    This exercise helps strengthen your legs and improves overall body balance in the water.

    3. Breaststroke sets

    Swim 50 metres breaststroke, then rest for 1 minute. Repeat this set 5 times. Breaststroke is beginner-friendly and helps improve your timing, rhythm and energy control in the water.

    4. Stroke switch drill

    Swim 25 metres freestyle, then 25 metres backstroke. Rest for 30 seconds and repeat the set 4 times. Switching strokes targets different muscle groups and keeps your body fully engaged throughout the workout.

    5. Float and swim

    Float on your back for 2 minutes, then swim 25 metres freestyle. Repeat this sequence 5 times. It helps develop body control, boosts confidence and improves your breathing technique.

    Conclusion

    Swimming is a powerful full-body workout ideal for beginners of all ages. These simple routines can help you get started safely and confidently. With consistency, swimming can become a natural and enjoyable part of your overall fitness routine.

    While focusing on physical health, don’t forget the importance of mental well-being and proper nutrition. Regular medical check-ups are also key to early intervention and preventive care. A reliable medical insurance policy can cover these costs and provide financial support during emergencies. Additionally, opting for comprehensive health insurance for family ensures that you and your loved ones stay protected and financially secure in the face of unexpected medical events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Biotin

    by Tanmay Ahuja | Jul 02, 2025

    Vitamin B7, commonly called biotin, is essential for overall health. It helps convert food into energy and is an important part of the B vitamin family. Biotin is especially recognised for its benefits to skin, hair and nail health.

    Biotin is found in foods such as eggs, seeds, salmon and sweet potatoes. Read on to discover the many advantages of biotin and why including it in your daily routine might be helpful.

    List of benefits of biotin

    Some notable biotin benefits are:

    Healthier hair

    • Promotes hair growth
    • Helps reduce hair loss
    • Improves hair strength
    • Low biotin levels may lead to thinning hair

    Stronger nails

    • Helps make nails thicker and stronger
    • Reduces chances of nails breaking, splitting or cracking

    Better skin health

    • Keeps skin healthy and hydrated
    • May reduce dryness, flakiness and irritation
    • Can help enhance skin texture and reduce acne

    Supports metabolism

    • Helps turn food (carbohydrates, fats and proteins) into energy
    • Supports a healthy metabolism and energy levels

    May support health during pregnancy

    • Supports baby’s growth and development
    • Helps maintain the mother’s health
    • Biotin needs may increase during pregnancy
    • Pregnant women should consult their doctor before taking supplements

    Supports brain function

    • May support memory and brain function

    May aid in blood sugar regulation

    • Can support blood sugar management in individuals with diabetes
    • Can support the body’s use of insulin

    Conclusion

    Biotin supports several vital processes in the body and most people can meet their daily biotin needs through a balanced diet. Alongside good nutrition, a holistic approach to health—including physical activity, mental well-being and routine medical care—is essential. Regular consultations and preventive check-ups play a key role in maintaining overall health.

    Suitable health insurance plans cover the cost of these visits and offer financial protection against unforeseen medical events. Additionally, senior citizen health insurance provides essential support for older adults by covering regular health check-ups and treatments. It helps manage age-related health needs while offering financial security and peace of mind for both seniors and their families.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Foods rich in biotin

    by Tanmay Ahuja | Jul 02, 2025

    If you’ve been facing issues with hair fall or brittle nails, chances are that you’ve been recommended biotin. Also called Vitamin B7 or Vitamin H, biotin is a helpful compound thought to boost skin, hair and nail health.

    Biotin essentially aids the body in breaking down food to generate energy and is water-soluble, meaning you must consume it consistently to reap its benefits; the body cannot store it. While biotin supplements are sold across all drug stores, you can get the right amounts through conscious eating. This blog will break down the biotin rich foods.

    List of foods rich in biotin

    The following biotin foods can offer significant health benefits:

    • Eggs, especially egg yolks, are rich in B-complex vitamins and other nutrients.
    • Milk is a good source of many helpful nutrients like proteins and calcium. Daily consumption can also ensure your body is nourished with biotin.
    • Nuts and seeds are easy-to-consume sources of biotin. However, your intake depends on the type of nut or seed you consume. For example, sunflower seeds (highest concentration), almonds and walnuts offer a larger amount of the nutrient.
    • Legumes are another accessible source of biotin. Peas, beans and lentils are all but staple parts of the Indian diet and are packed with biotin. Peanuts and soybeans offer the highest concentration.
    • Liver meat is a rich source of animal-based biotin. Cooked chicken or beef liver can be incorporated into your diet to increase your biotin levels.
    • A cup of common portobello mushrooms can also supply you with biotin.
    • Sweet potato is a filling and tasty source of the nutrient.

    Conclusion

    Biotin is a helpful compound that has made its way onto many household medicine shelves. However, you can easily leverage the benefits of the compound through its natural sources while also enjoying the benefits of a balanced diet.

    Remember that biotin is not a “cure-all” for healthy nails, hair and skin. It may provide reinforcement, but true change comes from a balanced diet and a suitable lifestyle. Your skin, hair and nails are typically indicators of general wellness, and it is important to seek preventative healthcare as needed. A health insurance policy offers access to quality healthcare and covers emergency treatment. If you’ve identified an increased risk for certain illnesses or simply wish to remain vigilant about your health, critical illness insurance can support you with associated treatment costs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Stationary bike workout plans

    by Tanmay Ahuja | Jul 02, 2025

    Cycling indoors on a stationary bike is one of the best ways to boost your fitness without leaving the comfort of your home. It's a low-impact exercise that offers various benefits for your health, from enhancing cardiovascular endurance to strengthening your legs.

    If you’re aiming to lose weight, increase endurance or simply improve your overall fitness, a well-planned bike workout routine can help you achieve your goals more efficiently. Read on to explore structured exercise bike workout plans tailored to different fitness levels.

    List of stationary bike workout plans

    Stationary bike workouts cater to different fitness goals and experience levels. Some efficient stationary bike workouts to incorporate into your routine are:

    • Beginner ride: A gentle 20-minute session with light resistance, perfect for those new to cycling or fitness in general.
    • Interval training: To support healthy fat reduction over time, alternate 1 minute of high resistance pedalling with 2 minutes of light pedalling, repeated for 6 rounds.
    • Fat-burner ride: 30–40 minutes at a moderate pace with medium resistance, designed to maximise fat loss while maintaining a steady heart rate.
    • Hill climb workout: Increase resistance every 3 minutes to simulate cycling uphill, helping build strength in your legs.
    • Pyramid workout: For an intense endurance challenge, start with 20-second sprints and 20-second rest and gradually increase the duration to 1 minute.
    • Tabata ride: Perform 20-second sprints followed by 10 seconds of rest, repeating 8 times per round for 4 rounds to boost both strength and stamina.
    • Endurance ride: A long, steady 45–60-minute ride at a consistent pace, perfect for increasing stamina and endurance over time.
    • Speed training: Sprint as fast as possible for 30 seconds. Rest for 1-2 minutes to recover, to improve your cycling speed and performance.

    Conclusion

    Stationary bike workouts offer flexibility, variety and impressive results. Whether you’re cycling for weight loss, endurance or recovery, there’s a plan suited to your needs. Incorporating these sessions into your fitness routine can lead to noticeable improvements in no time.

    While prioritising fitness is important, holistic well-being goes beyond workouts. A balanced diet, regular mindfulness practices and routine medical check-ups are essential for long-term health. Preventive care and timely intervention play a key role in managing overall wellness. An appropriate individual health insurance policy can cover these consultations and medical needs, alleviating the stress of unexpected expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Stationary bike benefits

    by Tanmay Ahuja | Jul 02, 2025

    Staying fit doesn’t require a gym membership or a complex routine. A stationary bike offers a powerful, low-impact workout from the comfort of your living room. Whether starting your fitness journey or looking for a new way to exercise, indoor cycling is a convenient and effective option.

    It’s a year-round solution that isn’t affected by weather. Read on to discover key stationary bike benefits that make it more than just another piece of home equipment.

    Benefits of stationary bike workouts

    A stationary bike is ideal for both beginners and fitness enthusiasts who want a practical way to stay fit. Some exercise bike benefits are:

    • Improves heart health: Regular cycling strengthens the heart and enhances blood circulation.
    • Supports weight management: It helps you stay active, which may assist in managing body weight over time.
    • Builds leg strength: Pedalling tones your calves, thighs and glutes over time.
    • Protects joint health: It provides smooth movement, making it safe for people with arthritis or knee issues.
    • Boosts mental health: Cycling can reduce stress and improve mood by releasing endorphins.
    • Controls blood sugar: It can help improve insulin sensitivity and manage diabetes.
    • Lowers blood pressure: Consistent workouts can reduce hypertension and improve overall heart function.
    • Increases lung capacity: It enhances breathing efficiency and strengthens respiratory muscles.
    • Supports injury recovery: It offers a gentle rehab option for those healing from physical injuries.
    • Improves balance and coordination: It engages the core muscles, which may help reduce the risk of falls—especially in older adults.
    • Offers workout flexibility: You can adjust resistance levels and choose different routines to match your fitness goals.

    Conclusion

    A stationary bike is more than just a fitness tool—it’s a long-term investment in your health. It supports weight management, boosts cardiovascular endurance and promotes joint-friendly movement. Thanks to its low-impact nature, it’s a safe and flexible option for individuals of all ages.

    To support overall well-being, complement regular exercise with a balanced diet, mindfulness practices and routine medical check-ups. These check-ups play a key role in preventive care and early intervention. The right medical insurance policy ensures you're covered for these essentials, offering peace of mind and financial protection. Additionally, health insurance for family ensures you and your loved ones are protected during unforeseen medical events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Jawa 42: Price, Specifications, Features

    by Tanmay Ahuja | Jul 01, 2025

    The Jawa 42 is a perfect blend of vintage charm and modern engineering, known for its impressive performance and great value for money. The new Jawa 42 features a refined and updated engine, softer suspension and smoother transmission.

    Read on for a detailed overview of the Jawa 42 specifications, price and features.

    Jawa 42 price

    The price of Jawa 42 varies based on the variant and colour, RTO charges, location and insurance. Ex-showroom prices in Delhi are:

    • Single channel spoke:1,72,942 - Rs.1,74,942 (approx.)
    • Dual channel spoke:1,82,942 - Rs.1,84,942 (approx.)
    • Dual channel alloy:1,95,142 - Rs.1,98,142 (approx.)

    Jawa 42 specifications

    The Jawa 42 specifications and technical details include:

    • Engine: 294.72 cc, single-cylinder, liquid-cooled, DOHC
    • Maximum power: 27.32 PS
    • Maximum torque: 26.84 Nm
    • Fuel system: Fuel injection
    • Transmission: 6-speed gearbox
    • Fuel tank capacity: 12.5 litres
    • Mileage: Approx. 33 km/l
    • Brakes: Front: 280 mm disc; rear: 240 mm
    • Suspension: Front: telescopic fork; rear: twin shock absorber, gas filled with adjustable preload
    • Kerb weight: 182 kg
    • ABS: Single/dual channel (depending on variant)

    Jawa 42 features

    The Jawa 42 features enhance its appeal, making it a stylish yet practical choice. Its features include:

    • Retro-modern design with contemporary detailing
    • Updated digital-analogue instrument cluster
    • Efficient fuel injection system for smooth power and delivery
    • Available in three variants, 14 colours, including 6 matte-finished body parts for a rugged look
    • Sporty handlebars for comfortable riding posture
    • Ergonomically designed, comfortable seating for long rides
    • Advanced braking system with ABS for safety on both rough and wet terrains.
    • Black alloy wheels that enhance durability and aesthetics

    Conclusion

    The Jawa 42 is a well-rounded motorcycle with a seamless combination of performance, unbeatable style and affordability. Whether you are considering the bike for daily travel or for adventure rides, its impressive features make it a worthy investment.

    However, when riding, it’s essential to prioritise safety by wearing proper gear, following traffic rules and speed limits and carrying valid documents such as your RC (Registration Certificate), licence and third-party bike insurance.

    Additionally, a comprehensive bike insurance policy offers broader protection against accidents, theft, damage and natural calamities, ensuring peace of mind every time you hit the road.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Gond Katira Benefits for Periods: Natural Relief Explained

    by Tanmay Ahuja | Jul 01, 2025

    Periods can sometimes be challenging, bringing along discomfort, cramps and fatigue. Many people look for natural remedies to alleviate their symptoms and support their menstrual health. One such remedy that has gained attention is gond katira (also known as tragacanth gum). In this blog, we will explore gond katira benefits for periods and how to consume it.

    Is gond katira good for periods?

    Gond katira is a natural remedy that many people use during their periods. It comes from the sap of the Astragalus tree and is known for its cooling and hydrating effects. These qualities of gond katira for periods make it helpful for managing common issues during menstruation, like discomfort or dehydration.

    Gond katira benefits for periods

    Gond katira offers several benefits that can make the menstrual period more manageable. Here are some key advantages of gond katira for heavy periods:

    • Relieves menstrual cramps: Due to its anti-inflammatory and soothing properties, gond katira can help alleviate the pain and discomfort associated with menstrual cramps.
    • Reduces fatigue: Periods can sometimes make you feel tired and low on energy. Gond katira can boost your energy levels naturally.
    • Improves digestion: It supports digestive health by acting as a mild laxative, which can help alleviate bloating, constipation or indigestion.
    • Balances hormones: Some believe gond katira helps balance hormones, which may contribute to more regular and less painful periods.

    How to consume gond katira for periods?

    Now that you know the answer to "is gond katira good for periods?”, here's how you can use it:

    Soaked gond katira drink

    • Soak 1 to 2 teaspoons of gond katira in water overnight.
    • Strain the water and consume the jelly-like substance.
    • Add a little honey or lemon for added taste and benefits.

    Gond katira with milk

    • Soak gond katira overnight and mix it into warm milk the next morning.
    • This drink can be soothing and help with both hydration and cramps.

    Gond katira in desserts

    • Gond katira is often used in Indian sweets like gond katira ka halwa.

    With water and jaggery

    • Soak gond katira overnight, and consume it mixed with jaggery and water.

    Conclusion

    However, it's important to remember that while natural remedies can complement your wellness routine, having the right health insurance is equally crucial. Policies like individual health insurance ensure you're covered for any medical needs, and provide peace of mind in case of unexpected medical expenses.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Side Effects of Gond Katira: When to Use with Caution

    by Tanmay Ahuja | Jul 01, 2025

    Gond Katira is a natural gum derived from the sap of plants, particularly those in the Astragalus genus. It is popularly used in traditional medicine, food and skincare. However, like any natural remedy, Gond katira may have some side effects. In this blog, we will explore the possible side effects of gond katira, who should avoid it and the recommended daily intake.

    What are the side effects of gond katira?

    Though Gond Katira is generally safe, consuming too much or using it incorrectly may cause:

    • Digestive problems – Excessive intake can lead to bloating, gas or loose stools.
    • Choking hazard – When not mixed properly with water, Gond Katira can expand and cause choking.
    • Low blood sugar – It may lower blood sugar levels, which can be risky for diabetics.
    • Allergic reactions – Some people may be allergic to gond katira, leading to skin rashes, itching or breathing difficulties.

    Is gond katira safe for everyone?

    Gond Katira is not suitable for everyone. Here’s who should be careful:

    Group

    Safety Concerns

    Pregnant & breastfeeding women

    Limited research; best to consult a doctor.

    Children

    Risk of choking; should be given in very small amounts.

    Diabetics

    May lower blood sugar too much when taken with medication.

    People with allergies

    Can cause allergic reactions in some individuals.

    Those with digestive issues

    May worsen bloating or diarrhoea if consumed in excess.

    Gond katira side effects for female

    Women may experience hormonal changes or digestive issues, especially when consumed in excess.

    Gond katira side effects for male

    Men may also experience digestive discomfort or dehydration if they do not consume it with enough water.

    How much gond katira should you consume daily?

    To avoid katira gond side effects, it is important to consume the right amount. The recommended daily intake is:

    • For general health – ½ to 1 teaspoon (soaked in water before use).
    • For cooling effects in summer – 1 teaspoon in a glass of water or milk.
    • For digestive benefits – ½ teaspoon mixed with lemonade or yoghurt.

    Note: Always soak Gond Katira in water for at least 2–3 hours before consuming it.

    Conclusion

    Gond katira is a natural and beneficial ingredient when consumed in moderation. However, it's important to also prioritise your health by having the right medical insurance. Having the right health insurance for family ensures access to professional advice and treatment when needed, providing peace of mind and financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Uses of Gond Katira: How to Incorporate This Natural Resin

    by Tanmay Ahuja | Jul 01, 2025

    Gond Katira (tragacanth gum) is a natural resin with incredible health benefits. It is rich in fibre, supports digestion and prevents constipation. Beyond gut health, it supports muscle recovery, enhances skin health, and boosts immunity. Additionally, Gond Katira aids in weight management by promoting a feeling of fullness, helping to curb overeating. In this blog, let's take a look at the many uses of Gond Katira.

    How to use gond katira?

    Gond Katira is quite versatile and can be consumed in multiple ways. Here’s how to use gond katira:

    • Soak gond katira overnight in water until it swells, then mix it with milk or lemonade for a refreshing drink.
    • Blend the soaked resin into sherbets, fresh juices or smoothies to enhance their texture and nutritional value.
    • Incorporate it into puddings, kheer or falooda to improve consistency while adding cooling benefits.
    • Use gond katira as a natural thickener in soups, sauces, and gravies to enhance their texture
    • Apply it as a face mask to hydrate the skin, reducing irritation and providing a natural cooling effect.
    • The lubricating properties help ease joint stiffness and improve flexibility, making it beneficial for bone health.
    • Aids digestion by reducing bloating may prevent constipation and soothes the stomach.

    What is the best way to consume gond katira in summer?

    In summer, gond katira helps prevent heatstroke and keeps the body hydrated. Here are some of the best way to consume gond katira during hot weather:

    • Soak overnight and add to chilled water or milk.
    • Mix soaked gond katira with fresh lemon juice.
    • Blend with rose syrup and chilled water.
    • Add to mango or watermelon smoothies.
    • Use in falooda for a refreshing dessert.
    • Mix with chaas for a cooling drink.
    • Enhances hydration when added to coconut water.
    • Gives a rich texture to summer milkshakes.
    • Blend with basil seeds and mint leaves for extra cooling.
    • Helps maintain body fluids in extreme heat.

    Conclusion

    Gond katira is a natural remedy for heat-related issues, making it a must-have in summer. However, summer heat can bring unexpected health concerns like dehydration and heat exhaustion, among other things. This is where having a health insurance policy becomes crucial. Medical emergencies can arise anytime especially for elderly family members. Thus investing in health insurance for parents ensures they receive timely care without financial strain.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Gond Katira: Health and Skincare Advantages

    by Tanmay Ahuja | Jul 01, 2025

    Gond katira, also known as tragacanth gum, is a natural resin that is rich in soluble fibre and turns into a jelly-like substance when soaked in water. It is widely used in summer drinks and is a remedy for various health conditions. Apart from health benefits, Gond Katira is also valued for its skin-enhancing properties. In this blog, you can take a look at the benefits of eating gond katira.

    What are the benefits of gond katira?

    Here are some of the benefits of Gond Katira:

    • Helps in maintaining body temperature, especially during hot weather.
    • The gum also acts as a natural coolant and reduces heat-related illnesses.
    • Boosts digestion and relieves constipation due to its high fibre content.
    • Aids in weight management by keeping the stomach full for longer.
    • Improves respiratory health by soothing coughs and sore throats.
    • Enhances reproductive health in women.
    • Helps control excessive sweating and heat rashes.

    Benefits of gond katira in summer

    Gond Katira is quite an excellent natural remedy for staying cool and hydrated during extreme summer temperatures. Here are some of the benefits of gond katira in summer:

    • Can prevent heatstroke by cooling the body from within.
    • Reduces nosebleeds caused by excessive heat exposure.
    • Lowers the risk of dehydration by retaining body fluids.
    • Balances electrolyte levels while preventing fatigue and dizziness.
    • Soothes irritation from excessive sun exposure.
    • Prevents acidity and bloating, which worsen in hot weather.
    • Supports liver health by flushing out toxins.

    Gond katira benefits for skin

    Here are some gond katira benefits for skin:

    • Treats acne and pimples by reducing inflammation.
    • Acts as a natural moisturiser, preventing dryness and flakiness.
    • Soothes sunburn and skin irritation due to its cooling effect.
    • Enhances skin glow by detoxifying the body.
    • Helps in tightening sagging skin.
    • Works as a natural face mask for a youthful glow.

    Conclusion

    Gond Katira is a powerful natural ingredient with multiple health and skincare benefits. However, staying healthy requires more than natural remedies. Sudden health issues like dehydration, heatstroke or skin infections may require medical care. This is where health insurance plans play a crucial role. Medical emergencies can be unpredictable but having the right coverage ensures financial protection. Senior citizen health insurance is especially important, as older adults are prone to heat-related illnesses. A good health plan provides timely medical attention without financial stress.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • What is Gond Katira: Understanding This Natural Coolant

    by Tanmay Ahuja | Jul 01, 2025

    Gond Katira is an organic gum found in the sap of certain trees, like Astragalus. It has often been used as traditional medicine and food. Due to its cooling qualities, the gum is frequently used in summertime desserts and beverages. People also use it for its health benefits, which include improving digestion and strengthening the body. In this blog, we will explore what is Gond Katira and why it is a great addition to your diet.

    Gond Katira: What is it?

    Here are some facts you should know about gond katira:

    • When soaked in water, it swells and turns into a jelly-like substance.
    • It is frequently added to beverages, confections and herbal treatments due to its mild flavour.
    • It is known for its cooling effect, making it a popular ingredient in summer drinks.

    Nutrition value in Gond Katira

    Gond Katira is packed with several nutrients that are beneficial for health. Let us look at some of the key nutritional value of gond katira per 100g:

    • Calories: 70 g
    • Carbohydrates: 35 g
    • Fibre: 30 g
    • Protein: 5 g
    • Fat: 0 g
    • Sodium: 0-9 mg

    How long does it take for Gond Katira to swell and become gelatinous?

    • Gond Katira needs to be soaked in water for 6 to 8 hours to fully swell.
    • In warm water, it may take less time to expand, around 4 to 5 hours.
    • Once soaked it turns into a soft, jelly-like substance that can be mixed with drinks or desserts.
    • If not used immediately, it should be stored in the fridge to keep it fresh.
    • It is best consumed within a day to get the maximum benefits.

    Conclusion

    Gond Katira is a natural ingredient that is good for your health. It has minerals like calcium and fibre, helps digestion and cools the body. It's easy to use and can be added to drinks, desserts and herbal remedies. With its ability to swell into a jelly-like texture, it makes for a refreshing addition to summer beverages.

    Medical treatments can be expensive and sudden health issues can strain finances. This is why having individual health insurance is important. A good health insurance policy helps cover hospital bills, medical treatments and emergency care ensuring you receive the best healthcare without financial stress.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Calculate Insurance Claim Settlement: Complete Guide

    by Almog Ramrajkar | Jun 26, 2025

    Understanding the claim settlement process and the Claim Settlement Ratio (CSR) is an important step before selecting a health insurance plan. It is a factor that provides insights into whether the insurance provider is a reliable one and how efficient they are when it comes to settling a claim- things that are crucial when you need your health insurance claim in case of an emergency.

    What is a claim settlement ratio in health insurance?

    A claim settlement ratio or CSR is a percentage figure showing how many insurance claims were settled by an insurance company compared to the total number of claims raised by the policyholders during a financial year.

    Importance of claim settlement ratio (CSR) in health insurance

    CSR is a critical metric for policyholders because:

    1. Reliability Indicator: A high CSR signifies that the insurer has a consistent track record of settling claims, indicating trustworthiness.
    2. Financial Stability: It reflects the insurer's financial health and ability to pay claims.
    3. Informed Decision-Making: Prospective policyholders can compare CSRs to choose an insurer that is more likely to settle claims promptly.

    Types of claim settlement processes

    1. Health insurance companies typically offer two main types of claim settlement processes:
    2. Cashless Claims: Policyholders receive treatment at network hospitals without paying upfront; the insurer settles the bills directly with the hospital.
    3. Reimbursement Claims: Policyholders pay for the treatment initially and later submit the necessary documents to the insurer to get reimbursed.

    How do you calculate a claim settlement ratio?

    The claim settlement ratio of an insurance company is calculated using the following formula:

    CSR = (Total number of claims settled in a year) / (Total number of claims in a year) x 100

    The CSR of an insurance company serves as an indicator of the overall financial health and credibility of the company. The higher the claim settlement ratio, the higher the chances of your claim being settled smoothly.

    Every year, the Insurance Regulatory and Development Authority (IRDA) publishes the claim settlement ratio of all the registered insurance providers. You can easily check the credibility of an insurance company by going through the list of IRDA Claim Settlement Ratio for FY 2023-24.

    What is the claim settlement process?

    The claim settlement process involves several steps:

    1. Notification: Inform the insurer about the hospitalization or treatment as per the policy's stipulated time frame.
    2. Documentation: Submit the required documents, including claim forms, medical reports and bills.
    3. Assessment: The insurer evaluates the claim against the policy terms.
    4. Approval/Rejection: Based on the assessment, the claim is either approved and paid or rejected with the reasons provided.

    Timely communication and accurate documentation are important for a smooth claim settlement process.

    How does claim settlement ratio help you choose the right health insurer?

    A high CSR indicates the insurer has a strong track record of honouring claims, suggesting reliability. When selecting a health insurance plan or critical illness insurance, considering the CSR helps ensure that you choose an insurer likely to provide timely financial support during medical emergencies.

    FAQs

    • What is considered an ideal claim settlement ratio?

    A claim settlement ratio (CSR) above 90% is generally considered good. It indicates that the insurer has a high rate of settling claims, making them a reliable choice for policyholders. A higher CSR suggests a smoother claims experience, increasing the chances of claim approval.

    • Where can I find the claim forms and the list of required documents for submission?

    Claim forms and the list of necessary documents can be found on the official website of your insurance provider. You can also get them by visiting the insurer’s branch office or by contacting their customer support. Many insurers also provide digital forms that can be downloaded and submitted online for convenience.

    • Why is it important to submit all the required documents when filing a claim?

    Submitting all the necessary records and documents ensures that your claim is processed without delays or complications. Insurance companies require specific paperwork to verify the claim’s authenticity, assess the coverage and determine the amount payable. Incomplete or missing documents may lead to claim rejection or prolonged processing time.

    • How many health insurance claims can be made in a year?

    There is no fixed limit on the number of claims a policyholder can file in a year, as long as they stay within the sum insured under their policy. However, specific policies may have sub-limits or restrictions based on the nature of the treatment, so it's advisable to check the policy terms before making multiple claims.

    • What is the average time taken by a health insurance claim to be processed?

    The time taken to settle a health insurance claim varies based on the insurer and the type of claim. Cashless claims at network hospitals are typically approved within a few hours to a day. Reimbursement claims, where policyholders submit documents after treatment, may take anywhere between 7 to 30 days for processing, depending on the insurer’s verification process.

    Conclusion

    Among several factors that help one choose the ideal health insurance plan is the CSR or claim settlement ratio. A higher CSR reflects an insurer's reliability and efficiency in handling claims, providing policyholders with confidence that their legitimate claims will be processed on time. In addition to CSR, you should check the features of the policy, ICR or incurred claim ratio, rates of premium to be paid and the quality of customer support to make sure that the insurance provider has the best overall services that will come in handy in time of need.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is advised to verify the currency and relevance of the data and information before taking any major steps. Please read the sales brochure / policy wordings carefully for detailed information about on risk factors, terms, conditions and exclusions. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • A Guide to Existential Therapy: Uses, Techniques and Benefits

    by Tanmay Ahuja | Jun 23, 2025

    Have you started to feel overwhelmed without a reason? You’re not alone. Many people go through this realisation and often question the meaning and purpose of their lives. If you’ve found yourself thinking along these lines, existential therapy could be a helpful solution.

    Unlike traditional therapies, existential therapy offers a more profound approach. It encourages you to explore fundamental questions about your existence, like freedom, responsibility and meaning.

    In this blog, we’ll take a closer look at what is existential therapy, its uses, benefits and all about holistic well-being.

    What is existential therapy?

    Existential therapy is a kind of psychotherapy that employs existential philosophy. This philosophy focuses on your free will and self-determination. The core idea behind existential therapy meaning is that psychological problems don’t always stem from mental illness. Instead, they often arise from the inherent challenges of being human, such as isolation, death, freedom and the search for purpose.

    Existential therapy theory has its roots linked to philosophers like Søren Kierkegaard, Friedrich Nietzsche and Jean-Paul Sartre. A key belief in this approach is that individuals have the freedom to determine their oath in life, and with that freedom comes the responsibility for their choices. Therapists using this method help clients explore their beliefs, values and assumptions, encouraging them to live more authentically and build a life that feels meaningful.

    What are the uses of existential therapy?

    If you’re wondering, what is existential therapy used to treat? Here’s a list:

    • Depression and anxiety
    • It helps people who are going through grief and loss
    • Life transitions and identity crisis
    • Addiction and substance abuse
    • Solve relationship issues
    • It helps deal with a general sense of meaninglessness or dissatisfaction with life

    How does existential therapy work?

    Unlike therapies that focus mainly on symptom relief, existential therapy encourages you to face your deeper fears and insecurities. It doesn’t aim to eliminate anxiety, but rather helps you understand and respond to it in a meaningful way. The therapist acts as a guide and not an authority figure, in this approach.

    Sessions often involve open-ended questions that prompt reflection on your values, beliefs and goals, helping you align your actions with your true self.

    What are the different techniques of existential therapy?

    Here are the commonly used types of existential therapy techniques:

    • Phenomenological Exploration: Encourages non-judgmental reflection on personal experiences to build self-awareness.
    • Socratic dialogue: Involves open-ended questioning to help you examine your beliefs, behaviours and choices.
    • Mindfulness: While not a core technique, being fully present can support anxiety management and deepen self-reflection.
    • Authenticity and values clarification: Helps you identify and live in alignment with your core values for a more authentic life.

    Benefits of existential therapy

    The positive impact of existential treatment has been broadly acknowledged. Here are some of the key benefits of existential therapy:

    • Greater self-awareness: Helps you learn about your motivations, fears and desires.
    • Improved sense of responsibility: Encourages responsibility and accountability for your actions and choices.
    • Better emotional resilience: Builds psychological strength to face life’s uncertainties.
    • Clarity of purpose: Helps build a clearer sense of meaning and direction.
    • Stronger relationships: Enhances your ability to connect with others and build stronger bonds.

    Potential risks of existential therapy

    Here are some potential risks of existential therapy:

    • Emotional discomfort: Exploring deep themes like death or freedom may initially increase anxiety.
    • Lack of structure: The open-ended, philosophical nature can feel abstract or overwhelming for some.
    • Not ideal for severe mental illness: It may not be appropriate as a standalone approach for acute psychiatric disorders.

    Who should avoid existential therapy?

    While existential therapy can be transformative, it may not suit everyone. Individuals with severe depression or psychosis often require more structured, intensive care. Those seeking short-term, solution-focused therapy or who are uncomfortable with deep philosophical reflection may also find this approach less effective.

    In such cases, a more structured therapeutic method aligned with psychiatric treatment may be more appropriate.

    FAQs

    • How long does existential therapy last?

    The duration varies. Some people might see improvement from short-term interventions, while others need to engage in long-term therapy.

    • Is existential therapy evidence-based?

    While some sources suggest a growing body of evidence supporting existential therapy's effectiveness, it's generally considered to have a less robust evidence base compared to some other evidence-based therapies. Always consult a professional to determine whether existential therapy is the right choice for your specific goals.

    • Can I use existential therapy alongside other treatments?

    Yes, existential therapy may be used alongside other treatments, such as Cognitive Behavioural Therapy (CBT), medication or group therapy. Combining approaches can offer a more comprehensive treatment plan, addressing both existential concerns and other mental health needs. It's important to consult with your therapist or healthcare professional to determine the best approach for your situation.

    Conclusion

    If you are troubled with questions about purpose, freedom and authenticity, existential therapy may provide valuable insights to help you navigate these concerns. For those considering therapy, it’s important to explore your options for mental health coverage. Securing a comprehensive health insurance policy can make professional therapy more accessible, ensuring you get the support you need. Additionally, a critical illness insurance plan can offer financial security in case of a serious diagnosis. Ultimately, mental health is just as vital as physical health and both deserve the right care and support systems.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • All You Need to Know About Holistic Therapy

    by Tanmay Ahuja | Jun 23, 2025

    In today's time, mental health has become one of the most important aspects of a healthy lifestyle. While mental illness wasn't given the right attention for a very long time, there has been a significant shift in recent years. With growing awareness, the approaches to addressing mental health issues have also evolved.

    In addition to traditional treatments, holistic therapy treatments offer an alternative approach that focuses on healing the mind, body and spirit.

    However, a basic definition doesn’t fully capture the depth of holistic therapy—so let’s explore it further in this blog.

    What is holistic therapy?

    Holistic therapy is a healing approach that views the individual as a whole, considering the entire body rather than focusing on specific symptoms and problems. It is often compared to traditional mental therapy, but the difference is the additional practices used in holistic therapies.

    The roots of holistic therapy treatments stretch back centuries, with practices similar to modern holistic methods found in ancient Indian Ayurveda and Chinese medicine. While these traditions laid the groundwork, the popularity of holistic therapy grew significantly during the COVID-19 pandemic, as more people turned to alternative treatments for overall well-being.

    What are the uses of holistic therapy?

    Different types of holistic therapy can be used for a range of problems, including:

    • Mental health disorders: Helps treat anxiety, depression, PTSD and other stress-related conditions using a combination of talking, meditation and body-focused techniques like holistic massage
    • Chronic illness: Aids in managing pain and emotional strain for chronic conditions such as fibromyalgia and irritable bowel syndrome.
    • Recovery from addictions: Supports individuals in overcoming addictions like smoking and drinking, often linked to underlying traumas and habits.
    • Grief and trauma: Assists in healing from emotional trauma and grief through holistic energy healing

    How does holistic therapy work?

    The success of holistic therapy lies in its personalised approach, starting from the first session. The therapist assesses emotional, physical and spiritual imbalances and connects them. Treatment may include psychotherapy, mindfulness exercises, physical therapies (like massages and acupuncture), nutritional guidance and, if needed, spiritual counselling. The ultimate goal is long-term, sustainable wellness, rather than just alleviating symptoms.

    What are the different types of holistic therapy?

    There are several types of holistic treatments. Some of them are as follows-

    • Integrative therapy: Combines various traditions and techniques to address individual needs.
    • Somatic therapy: Uses breathwork, meditation and movement to help heal mental issues and trauma.
    • Mind-body therapy: Focuses on improving body function and relaxation.
    • Spiritual therapy: Utilises spiritual beliefs to enhance mental well-being.

    Benefits of holistic therapy

    The main holistic therapy benefits are:

    • Comprehensive healing: Holistic therapy addresses the physical, emotional and spiritual aspects of an individual, aiming for complete and balanced healing.
    • Stress reduction: By incorporating a holistic energy healing process, the therapy helps manage stress, often a hidden root cause of various conditions.
    • Improved self-awareness: It encourages individuals to gain deeper insight into their thoughts, emotions and behaviours, promoting healthier life choices.

    Potential risks of holistic therapy

    While holistic therapy offers a comprehensive approach to healing individuals, there can be some potential risks associated with it:

    • Lack of regulation: The field of holistic therapy is not strictly regulated, making it difficult to identify qualified practitioners. Inexperienced or uncertified therapists may risk worsening a condition.
    • Delay in medical treatment: Relying solely on holistic treatment for serious medical conditions can delay critical diagnosis, potentially leading to severe consequences. It’s important to use it as a complementary approach when appropriate.
    • Overwhelming emotional experience: Revisiting past traumas during sessions can be emotionally intense, sometimes leaving individuals feeling vulnerable or overwhelmed.

    Who should avoid holistic therapy?

    Holistic therapy must be avoided by people who are:

    • Dealing with severe mental health conditions such as bipolar disorder or schizophrenia, where clinical psychiatric care is essential for effective treatment.
    • Experiencing serious physical illnesses that require immediate or intensive medical intervention. In such cases, it's important to consult your healthcare provider before exploring holistic approaches.

    FAQs

    • How many holistic therapy sessions are needed?

    The number of sessions varies as per the individual’s condition.

    • Does insurance cover holistic therapy?

    A comprehensive health insurance plan with mental health coverage may provide reimbursement for practices like acupuncture and psychotherapy from licensed practitioners.

    • How much does holistic therapy cost?

    The cost of this therapy varies based on several sessions, the condition of the patient and the expertise of the therapist.

    Conclusion

    Holistic therapy is indeed an option for people dealing with physical, mental or emotional stress. However, consulting your doctor first before opting for the alternative therapy is essential. In addition to exploring therapeutic options, safeguarding your health with a comprehensive individual health insurance is equally important. A reliable health insurance plan not only supports treatment for physical ailments but also extends coverage for mental health care, offering both medical and financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

  • Top Uses of Peppermint Oil for Health & Wellness

    by Tanmay Ahuja | Jun 17, 2025

    Peppermint oil is a powerhouse of natural benefits. This essential oil has been used for centuries in traditional remedies. Today, it's gaining popularity for its wide range of uses, from soothing digestive issues and easing headaches to supporting skin health. In this blog, let us discover the uses of peppermint oil.

    Peppermint oil uses

    Here are a few peppermint oil uses:

    • Helps with digestion

    Peppermint oil is best known for helping with stomach issues. It can ease symptoms of bloating, gas and discomfort.

    • Soothes headaches and body pain

    Thanks to its cooling effect, peppermint oil can give quick relief from headaches and sore muscles. Rubbing a bit of diluted oil on your temples or neck may reduce tension headaches.

    • Eases cold and sinus symptoms

    The menthol in peppermint oil works like a natural decongestant. Inhaling peppermint oil through steam can help clear blocked noses and ease sinus pressure during colds.

    • Good for hair and scalp

    Peppermint oil has a soothing effect that can help with dandruff and itching when mixed into shampoos or oils.

    • Calms itchy skin

    If you’re dealing with itchy skin or irritation, diluted peppermint oil can help. Its cooling effect can reduce the urge to scratch and calm the skin.

    • Supports oral health

    Peppermint oil is often found in toothpaste and mouthwash because it fights bad breath and has antibacterial properties.

    Who shouldn’t use peppermint oil?

    Peppermint oil is beneficial, but it’s not safe for everyone. It should be avoided in infants and young children, as it can cause breathing issues. Pregnant or breastfeeding women should consult a doctor before use. It can also interact with certain medications. Those with sensitive skin should do a patch test first, as it may cause irritation. As with most uses for peppermint essential oil, it’s important to always dilute it with a carrier oil and avoid contact with the eyes and inner to ensure safe application.

    Conclusion

    Peppermint oil can be a simple, natural way to support your overall well-being. Just as we take care in choosing remedies that support our health, selecting the right individual health insurance plan is just as essential. Whether you're managing everyday wellness or preparing for unexpected medical needs, health insurance gives you the peace of mind and protection you deserve.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Tea Tree Oil for Skin

    by Tanmay Ahuja | Jun 17, 2025

    In the ever-growing world of skincare, natural remedies are making a comeback. One of them is tea tree oil that has been a staple in skincare since centuries. This essential oil has earned a reputation as a powerful, multi-tasking solution for a variety of skin concerns. Let’s explore how this plant-based oil can transform your skin.

    Advantages of tea tree oil on face

    Here are the tea tree oil benefits for skin:

    • Fights acne

    Benefits of tea tree oil on face can help keep pimples and breakouts under control. It targets the bacteria that cause acne and calms redness or swelling.

    • Controls oiliness

    If your skin tends to get oily, tea tree oil can help balance oil production, leaving your face feeling fresh, not greasy.

    • Soothes irritation

    Its natural anti-inflammatory properties can help calm itchy, irritated or inflamed skin, making it useful for sensitive or reactive skin types.

    • Helps combat infections

    It’s often used to manage fungal infections like athlete’s foot and toenail fungus due to its antifungal properties.

    • Supports healing of minor cuts or blemishes

    Tea tree oil can help protect small cuts or blemishes from infection and may speed up healing while reducing the chance of scarring.

    FAQs

    • Can tea tree oil be used daily on the face?

    It depends on your skin type.. Always monitor how your skin reacts and reduce frequency if you notice irritation.

    • Does tea tree oil expire?

    Yes, like all essential oils, tea tree oil has a shelf life. It may lose effectiveness and could irritate the skin once it expires.

    • Is it safe to mix tra tree oil with other skincare products?

    Tea tree oil can be safely mixed with moisturisers, serums or masks. However, avoid combining it with products containing AHA/BHA or retinol, as it may cause irritation or dryness.

    Conclusion

    There are various advantages of tea tree oil on face—from fighting acne to soothing inflammation and promoting overall skin clarity.

    While taking care of your skin externally is important, don’t forget the role of overall health in maintaining healthy skin—especially as we age. Just as you choose the right products for your face, selecting the right health insurance plans is essential for long-term wellness. For older adults, exploring options like senior citizen health insurance can provide peace of mind and support for both preventive and ongoing care needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Renal diet guide: Purpose, plan and tips

    by Tanmay Ahuja | Jun 03, 2025

    If you have kidney problems, following a renal diet is one of the best things you can do to protect your health. This helps reduce the workload on your kidneys and prevents further damage. This blog tells you about the renal diet, its benefits, side effects, food choices and helpful tips to incorporate the diet smoothly into your routine.

    What is the purpose of a renal diet?

    The purpose of a renal diet is to limit certain nutrients so that your kidneys do not have to work hard. If your kidneys are not functioning properly, it will be tough to flush waste from your blood. By including this diet in your routine, it can help your kidneys stay healthy. By following a renal diet, you control the intake of:

    • Sodium (salt)
    • Potassium
    • Phosphorus
    • Protein

    What are the benefits of renal diet?

    A renal diet for kidney disease can make it easier to handle issues like high blood pressure or diabetes. Below are the benefits of renal diet:

    • Slows down kidney damage.
    • Reduces swelling, high blood pressure and fluid build-up.
    • Helps you avoid heart problems or bone disease.
    • Improved energy levels.

    Renal diet plan side effects

    By working with your healthcare team, you can prevent or control the side effects of the renal diet. You should ask your dietitian or doctor before changing your diet. Although a renal diet plan is very helpful, it may cause some side effects at first:

    • Tiredness because of lower protein intake.
    • Changes in your appetite or weight.
    • You could experience constipation due to fibre changes.
    • Feel dehydrated if fluid restrictions are too tight.

    Foods to include in your renal diet menu plan

    The renal diet example mentioned below is easier for your kidneys to handle and helps you feel satisfied and energised. Some renal diet foods are:

    • Apples, berries, grapes and peaches
    • Cauliflower, cabbage and bell peppers
    • White rice, pasta and white bread
    • Chicken, turkey and eggs (small amounts)
    • Olive oil and unsalted butter

    What food should you avoid during a renal diet plan?

    Reducing these foods protects your kidneys and keeps you feeling your best. Foods having high potassium, phosphorus and sodium must be avoided in renal diet meal plan, like:

    • Processed meats like bacon and sausage
    • Canned soups and salty snacks
    • Bananas, oranges and tomatoes
    • Potatoes (unless you leach them first)
    • Dairy products like cheese and milk
    • Dark-coloured sodas
    • Whole grains that are high in phosphorus

    How to create a renal diet menu plan

    You can follow these few easy steps:

    • Asking your doctor or dietitian will help you know how much sodium, phosphorus and potassium should be taken.
    • Concentrate on the food you can eat.
    • Combine fruits, vegetables, grains and proteins wisely.
    • Smaller portions mean less work for your kidneys.
    • Eating at home and reducing phosphorus and salt.

    Tips for following a renal diet

    Here are some renal diet tips:

    • Low-sodium and low-phosphorus options.
    • Avoid processed foods.
    • Drink the recommended amount of fluids.
    • Instead of salt, use garlic, lemon and herbs for flavour.

    FAQs

    • Will I lose weight on a renal diet?

    People can lose weight with a renal diet, and it also depends on their bodies.

    • Can I still enjoy snacks?

    You can enjoy eating snacks that are included in your diet plan by your dietitian.

    • Who would benefit from a renal diet?

    A renal diet benefits individuals with chronic kidney disease, dialysis patients and those with conditions like high blood pressure or diabetes, helping to slow kidney damage and manage symptoms.

    • What is a good breakfast option for a renal diet?

    Oatmeal, made with water or rice milk, topped with fresh blueberries or sliced apples. A slice of white toast with unsalted butter or low-sodium jam, along with herbal tea or a small cup of black coffee.

    • Can I consume milk in a renal diet?

    Dairy alternatives such as unenriched rice milk and almond milk are lower in potassium, phosphorus and protein compared to cow’s milk, making them suitable substitutes for individuals following a renal diet.

    Conclusion

    If you have kidney issues, following a renal diet can be helpful. Besides eating right, it is also essential to invest in proactive measures to secure your finances during uncertain times. Invest in a health insurance policy, including critical illness insurance, ensures coverage for medical emergencies such as hospitalisation, doctor consultations, specialised treatments, medications and more, providing peace of mind in times of need.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • GM diet plan: Everything you must keep in mind

    by Tanmay Ahuja | Jun 03, 2025

    According to widespread belief, the General Motors diet plan might help you shed as much as 6.8 kg in an incredibly short span, i.e., a week. According to various claims, General Motors Corporation originally crafted this rigorous plan to ensure employee health and well-being. However, researchers and practioners have had conflicting opinions about the effectiveness and safety of the 7 day GM diet.

    This article sheds light on the GM diet plan’s details, benefits, side effects, and more.

    What is the purpose of GM diet?

    The GM diet program is supposed to help you burn fat and lose weight very fast with no negative impact on energy level and mood. The diet’s purpose is to create a calorie scarcity in your body, which means the number of calories you take in is fewer than what you burn.

    What are the benefits of GM diet?

    Besides facilitating weight loss, this is how the GM diet benefits followers:

    • Meals include more fruits and vegetables, which are low-calorie, high-fibre, and keep you full for long.
    • Getting rid of foods that are processed, made from refined carbohydrates, or contain added sugars lowers your risk of developing diabetes, obesity, and cardiac ailments.
    • Since the GM diet plan involves ample hydration, some followers claim it detoxifies the body.
    • Though unsupported by research, benefits might include better mood, enhanced skin quality, and improved metabolism.

    GM diet plan side effects

    Though it might seem exciting to lose a considerable amount of weight in just 7 days, many health professionals warn against the various GM diet side effects:

    • Lack of enough protein in the 7 day GM diet might make you feel hungry frequently.
    • Not enough healthy fats might negatively affect your blood cholesterol level.
    • Low amounts of calcium, iron, and vitamin B12 might adversely affect other bodily functions.
    • Weight loss might be temporary since the GM diet doesn’t focus on long-term healthy cooking habits, exercise, or lifestyle changes.
    • You might experience muscle weakness or headaches.

    Foods to include in your GM diet menu plan

    Each day of the General Motors diet plan focuses on a certain food group or food. The diet encourages you to consume:

    • Vegetables
    • Fruits
    • Milk
    • Meat or cottage cheese
    • Soy milk is allowed in place of regular milk

    You must also specifically avoid sweeteners.

    What foods should you avoid during a GM diet plan?

    The GM diet plan prohibits the following:

    • Foods made from refined carbohydrates
    • Processed foods (e.g., chips, ice cream, biscuits)
    • Items with added sugar (e.g., sodas, candy, sauces)
    • Alcohol
    • Beans

    How to create a GM diet menu plan

    Here are the guidelines for every day of the GM diet program, so you can create a menu plan easily. 

    Day 1

    • Consume only fruits and a wide variety (no limit on quantity)
    • Avoid bananas
    • Eating melon might accelerate weight loss

    Day 2

    • Eat only raw or cooked vegetables (no limit)
    • Have potatoes only for breakfast

    Day 3

    • Enjoy all fruits and vegetables (no maximum amount) except potatoes and bananas

    Day 4

    • Consume 3 glasses of milk (preferably skimmed)
    • Apart from milk, you may only consume bananas, but not more than 8 small or 6 large ones

    Day 5

    • Consume fish, chicken, or meat (5 grams roughly)
    • Cottage cheese can replace meat for vegetarians
    • To wash out excess uric acid from the intake of protein, drink more water than usual
    • Additionally, you can only eat 6 tomatoes (whole)

    Day 6

    • Follow day 5 guidelines except the last one
    • You can consume an unlimited amount of any vegetable except potato

    Day 7

    • Have only brown rice, vegetables, fruits, and fruit juices (unsweetened)
    • There is no limit on the quantity

    Tips for following a GM diet

    Be mindful of these GM diet tips to maximise the benefits and minimise risks:

    • Avoid deep-frying vegetables and meats, and keep seasoning to a minimum.
    • Drink enough water throughout the day to avoid tiredness and boost digestion.
    • You can engage in yoga for the first 3 days and then start exercises like walking or light-intensity cardio.
    • On any day of the diet, to satisfy hunger pangs, consume ‘wonder soup’– a mix of celery, cabbage, tomatoes, carrots, and pepper.
    • To sustain the loss in weight after completing the GM diet plan, take meals that are low in carbohydrates but high in protein.
    • Consult a physician before starting the diet, and keep individual health insurance handy for emergencies. That way, you will be covered for specific needs.

    FAQs

    • How much weight is it possible for me to lose with a GM diet plan?

    It is believed that you can lose up to 6.8 kg within 7 days by following this diet plan.

    • What foods can I have when following the General Motors diet plan?

    You can have vegetables, fruits, meats, milk as well as unsweetened green tea and coffee.

    • What do I need to prepare the GM diet wonder soup?

    Besides carrots and tomatoes, you can use celery, cabbage, as well as pepper to make the soup.

    Conclusion

    In a nutshell, the GM diet plan involves the consumption of different foods on different days. The stringent diet plan offers both advantages and disadvantages, so it's necessary to exercise caution. As per some claims, benefits include weight loss, healthier eating, detoxification, better metabolism, improved skin, and elevated mood. Side effects might include temporary weight loss, nutritional deficiencies, weakness, and headaches.

    Seek advice from a healthcare specialist before you choose to go on the diet. They can assess various health parameters and decide if the diet is right for you. Make sure your medical insurance is updated and comprehensive to stay financially covered for check-ups and emergencies.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Anti-inflammatory diet: Plan, tips and benefits

    by Tanmay Ahuja | Jun 03, 2025

    What you eat has a significant impact on how you feel each day. An anti-inflammatory diet can aid in minimising body inflammation, lower the chances of chronic health conditions and improve your overall physical well-being. By making informed food choices and adopting simple lifestyle changes, you can take appropriate steps toward better health. This blog will help you get started and stay on track with an anti-inflammatory way of eating.

    What is the purpose of anti-inflammatory diet?

    The purpose of this diet is to reduce inflammation in your body. Inflammation is a natural response that occurs when the body works to fight infections or repair injuries.

    However, once it becomes chronic, it can lead to conditions such as diabetes, arthritis and other health complications. Following this diet can improve your immune system and support the body’s natural healing processes.

    What are the benefits of anti-inflammatory diet?

    There are various health benefits of anti inflammatory diet:

    • Reduced joint pain: Helps ease stiffness and discomfort by lowering inflammation in joints.
    • Improved digestion: Supports a healthier gut and reduces symptoms like bloating or indigestion.
    • Higher energy levels: Provides steady energy by balancing blood sugar and reducing fatigue.
    • Clearer skin: Minimises skin flare-ups by calming internal inflammation.
    • Aids in weight management: Encourages balanced eating habits that support a healthy weight.
    • Promotes long-term wellness: Lowers the risk of chronic diseases and supports overall vitality.

    Anti-inflammatory diet side effects

    Most people experience only positive changes when they start an anti-inflammatory diet. However, you might notice some small side effects of anti inflammatory diet, especially if you drastically cut out processed foods:

    • Headaches : Mild headaches may occur as your body detoxes from processed foods.
    • Increased hunger: You might feel hungrier than usual as your body adapts to lighter, whole foods.
    • Mood changes: Temporary irritability or mood swings can happen during the adjustment phase.

    These symptoms are typically brief and fade within a few days as your system adapts to healthier eating. However, it is always best to consult a healthcare professional before changing your diet.

    Foods to include in your anti-inflammatory diet menu plan

    You can include a range of foods to eat to decrease inflammation. Foods that lower inflammation in the body are:

    • Broccoli, spinach, oranges and berries.
    • Brown rice, oats and quinoa provide important fibre.
    • Olive oil, avocados and nuts help reduce inflammation.
    • Foods that are rich in omega-3 fatty acids.
    • Foods that offer plant-based protein and fibre.
    • Turmeric, ginger and garlic have natural anti-inflammatory properties.

    What food should you avoid during an anti-inflammatory diet plan?

    Below are the inflammatory foods to avoid during the diet:

    • Packaged snacks, fast food and sugary drinks
    • White bread, pastries and cereals
    • Bacon, sausages and beef
    • Fast foods
    • Excessive alcohol

    How to create an anti-inflammatory diet menu plan

    Planning your meals helps you avoid unhealthy choices during busy days. Creating a diet to reduce inflammation offers significant benefits for your overall health. Here’s a simple way to build yours:

    • Fill half your plate with colourful vegetables and fruits at each meal.
    • Swap white bread and pasta for brown rice, oats or quinoa.
    • Include fish, chicken or plant-based proteins like beans.
    • Drizzle olive oil on your salads or cook with avocado oil.
    • Season your meals with turmeric, ginger and cinnamon instead of heavy sauces.

    Tips for following an anti-inflammatory diet

    Tips for anti inflammatory diet meals are:

    • Spend a little time each week to plan what you will eat.
    • Only get groceries related to your diet.
    • Wash and cut fruits and veggies in advance.
    • Drink plenty of water throughout the day.
    • Follow a healthy lifestyle and exercise regularly.

    FAQs

    • Can I follow an anti-inflammatory diet if I have health problems?

    It is advisable to consult your doctor before starting any diet.

    • How soon will I see the results?

    You may start feeling better in a few days, but noticeable changes usually take a few weeks.

    • Is the anti-inflammatory diet suitable for vegetarians or vegans?

    Yes, the diet can be easily adapted to plant-based lifestyles using legumes, tofu, seeds and vegetables.

    • Do I need supplements on an anti-inflammatory diet?

    Whole foods should provide most nutrients, but supplements like omega-3s or vitamin D can be helpful if recommended by a professional.

    Conclusion

    Choosing anti inflammatory diet can be one of the best steps to maintain your health. Apart from eating right, you need to take the required measures to secure your finances during emergencies. You can invest in good health insurance plans like individual health insurance, which covers consultation, treatments, hospitalisation and medication.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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