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  • Individual vs Family Floater Health Insurance: Key Differences

    by User Not Found | Aug 08, 2025

    Buying health insurance is an important decision, especially when choosing between individual health insurance and family floater plans. Though they seem similar at first glance, they work quite differently and can affect your coverage and long-term costs. Knowing how they differ is crucial because that knowledge helps you choose what suits your family best.

    What is individual health insurance?

    Individual health insurance is a type of health plan that provides medical coverage to a single person. All costs, whether it is hospitalisation, surgeries, doctor consultations or diagnostics, are covered under that person’s policy.

    What is family floater health insurance?

    A family floater health insurance policy offers health coverage to the entire family under one policy. The entire household, which usually has spouses, children and sometimes parents, shares one sum insured.

    What is the difference between individual and family floater health insurance?

    Now, let us compare individual and family floater health insurance plans:

    Basis  

    Individual health Insurance

    Family floater health insurance

    Coverage       

    One person per policy

    The entire family is covered under one policy

    Sum Insured 

    Dedicated to one individual   

    Shared among all covered members

    Premium       

    Based on the individual’s age/health       

    Based on the eldest family member’s age

    Cost-effectiveness     

    Higher total cost for multiple members         

    More affordable for young, healthy families

    Claim Process           

    Only the insured person can claim   

    Any member can claim, up to the available sum insured

    Suitability      

    Ideal for those with specific medical needs or higher health risks    

    Suitable for nuclear families or young couples with children

     

     

    What are the benefits of family floater health insurance plan?

    Family floater vs individual health insurance comparisons often lean in favour of floaters when budget and simplicity matter most. Let us understand why families prefer floater plans:

    • Cost efficiency: A single premium covers everyone. This makes it a cheaper option than paying for several individual policies.
    • Simplified management: One policy means less paperwork, easier renewals and a single insurer to deal with.
    • Flexible usage: Any family member can use the available sum insured when needed.
    • Tax benefits: Under Section 80D, you can claim up to ₹25,000 for yourself, spouse and children and also up to ₹50,000 for senior citizen parents. The total deduction can go up to ₹1,00,000. Preventive check-ups are included within these limits, up to ₹5,000.
    • Suitable for nuclear families: Shared coverage works perfectly for families that rarely need simultaneous treatment.

    What are the benefits of an individual health insurance plan?

    The benefits of an individual health insurance plan include:

    • Personalised coverage: Individual health insurance can be customised for one person. It is a good choice for individuals with chronic conditions or special requirements.
    • Dedicated sum insured: No one else can use your cover, so you are fully protected.
    • Guaranteed access: There won’t be any worries about someone else using the coverage before you do.
    • Tax savings: Premiums are eligible for deduction under Section 80D of the Income Tax Act, up to ₹25,000.

    Individual vs family floater health insurance: Which is better?

    So, family floater or individual health insurance which is better? It depends on your situation. Choose individual health insurance if you or a family member has a medical history, prefer guaranteed coverage and can afford separate premiums.

    Opt for a family floater plan if you're generally healthy, want to save on premiums and need a single, manageable policy for younger family members with fewer medical needs.

    Conclusion

    If you are thinking about which is better, family floater or individual health insurance plan, the right choice boils down to your family’s medical history, financial situation and preferences. Family floater plans are great for affordability and ease, but individual policies provide personal and predictable protection. In many cases, families combine both for optimal coverage.

    FAQs

    • What is the main difference between individual vs family health insurance?

    The main difference between family floater and individual health insurance plans is who the coverage applies to. With individual health insurance, the sum insured is reserved for one person. However, in a family health insurance policy, the entire family shares the same coverage limit.

    • How does family floater vs individual health insurance compare in terms of cost?

    A family floater plan is usually more economical because one premium covers all family members. But, individual health insurance might be a smarter choice for personalised coverage if one member is older or has health issues.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • ILTC Health Insurance App: Features & Benefits

    by User Not Found | Aug 08, 2025

    Dealing with health insurance isn’t always the smoothest experience. It can be overwhelming to keep track of renewal dates, manage paperwork, and figure out claims. To simplify this experience, ICICI Lombard introduced the IL TakeCare (ILTC) App, a user-friendly digital platform designed to help you take control of both your health and insurance. Here's a closer look at how it works.

    What is IL Take Care app?

    The IL TakeCare App is a digital platform developed by ICICI Lombard to manage insurance and basic healthcare needs. It supports services across health and motor insurance by combining practical tools like policy access, claim submission and teleconsultation in one mobile app.

    You can also use this app to access your insurance documents, check health vitals through a face scan, book medical consultations and locate nearby network hospitals or garages.

    Features of ILTC health insurance app

    The app brings together a wide range of features to simplify both health and insurance management. Using just your phone’s camera, the face scan tool tracks vital health indicators like heart rate, blood pressure, and stress levels.

    The app enables 24/7 doctor consultations and ambulance requests in case of emergencies, along with lab test bookings and digital report access. Policyholders can seamlessly manage, renew, and access all ICICI Lombard health and motor insurance policies.

    Additional features like the CalScan food label scanner promote healthier eating, while in-app updates keep users informed about motor insurance news and trends. The built-in locator helps find nearby cashless hospitals and authorised garages, and a digital health card ensures quick, paperless admission at network hospitals.

    Benefits of ILTC health insurance app

    The IL TakeCare app streamlines the management of health and insurance needs through a single, easy-to-use platform. It offers 24/7 access to policy details, doctor consultations, and insurance renewals, making the process more convenient and eliminating the need for physical paperwork or branch visits. With features like real-time claim tracking and instant teleconsultations, users can save time while staying in control of their coverage.

    The app also promotes proactive health management by tracking vital signs, physical activity, sleep, and nutrition. In case of emergencies, users can quickly access ambulance services and locate nearby cashless hospitals or authorised garages.

    For motor insurance, the InstaSpect feature allows hassle-free self-inspection of vehicles using just a smartphone.

    How does the ILTC medical insurance app work?

    Using the IL TakeCare app is straightforward and designed for ease. Simply download it from Google Play or the App Store and log in with your mobile number and OTP.

    Once logged in, you can link your ICICI Lombard policy to access details and your digital health e-card. The app lets you monitor your health using the face scan feature or by syncing with Google Fit or Apple Health. You can consult certified doctors through the Hello Doctor feature via video or audio and receive digital prescriptions. It also helps you locate nearby cashless hospitals and authorised garages using GPS.

    For claims, you can submit documents, conduct self-inspections, and track the status in real time. Policy renewal is equally seamless—just review the details, confirm the premium, and make the payment within the app.

    How to download the ILTC health insurance app?

    Getting started with the ILTC health insurance app is simple. Android users can download it from Google Play by searching for ‘IL TakeCare’ and tapping ‘Install,’ while iPhone users can find it on the App Store under ‘IL TakeCare Insurance App’ and tap ‘Get.’

    The app ensures secure access through OTP verification and uses encrypted channels to protect your personal information.

    How to renew health insurance with ILTC app?

    Renewing your health insurance on the ILTC app takes just a few minutes. Here is what you should do:

    1. Open the app and log in.
    2. Go to the ‘My Policies’ section.
    3. Tap on the policy due for renewal.
    4. Review your details and premium.
    5. Choose your payment method and confirm.
    6. Get an updated e-card instantly in the app.

    Conclusion

    The IL TakeCare app from ICICI Lombard brings real utility to the way health insurance is managed. It simplifies everyday tasks and keeps essential features easily accessible for anyone using ICICI Lombard’s health insurance services. As a complete health insurance app, it helps users stay organised, informed and better prepared to manage their insurance and overall well-being.

    FAQs

    • What is the benefit of using a medical insurance app like IL TakeCare?

    A health insurance app like IL TakeCare helps you manage policies, book doctor consultations and file claims all in one place. It saves time and effort.

    • How secure is the iltakecare login process?

    The IL take care insurance app login process uses OTP verification and encrypted access to ensure your personal and policy data remains protected at all times.

    • Where can I download the icici lombard medical health insurance application?

    You can find the ICICI Lombard health insurance app, IL TakeCare, on the Google Play Store and Apple App Store by searching for ‘iltakecare app download.’


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • World Lung Cancer Day: History and Importance

    by User Not Found | Aug 08, 2025

    Imagine a world where early detection of lung cancer could save several lives every year. While it may not get as much attention as other health observances, World Lung Cancer Day plays an important role in turning that vision into a reality. This day helps spread awareness, supports people living with lung cancer and encourages better care and early check-ups. Read on to find out how celebrating this day makes an impact.

    What is World Lung Cancer Day?

    World Lung Cancer Day is held every August 1st. It helps people learn about lung cancer and why finding it early really matters. The day is coordinated by organisations such as the Forum of International Respiratory Societies (FIRS) and the International Association for the Study of Lung Cancer (IASLC). It emphasises the importance of early screenings, prevention strategies and advocating for policy changes.

    World Lung Cancer Day history

    World Lung Cancer Day was introduced in 2012 with the aim of spreading awareness about lung cancer. The event has grown with global campaigns, educational events and fundraising efforts since its launch.

    World Lung Cancer Day significance

    World Lung Cancer Day plays a critical role in:

    • Raising awareness: It helps dispel myths that lung cancer only affects smokers and highlights risks for non-smokers due to genetics, pollution and other factors.

    • Encouraging early screenings: Early detection significantly improves survival rates. This makes regular screenings essential.
    • Supporting patients and families: It raises awareness and provides vital information and emotional support.

    • Promoting lifestyle changes: It encourages quitting smoking, avoiding secondhand smoke and adopting healthier habits to reduce cancer risk.

    • Providing support: The day stresses the importance of financial planning, like critical illness insurance. This eases the emotional and financial burdens on patients.

    • Advocating for research funding: It calls for more investment in lung cancer research to improve treatments and patient outcomes.

    Measures to prevent lung cancer

    Lung cancer is considered one of the most preventable types of cancers, especially through lifestyle changes and environmental measures. Here are some major preventive measures to follow:

    • Quit smoking: Smoking is the leading factor contributing to the development of lung cancer. Giving up this habit can lower the chances of getting lung cancer and other lung-related illnesses.

    • Avoid exposure to secondhand smoke: Inhaling secondhand smoke can also significantly increase your risk of lung cancer, even if you don’t smoke.

    • Reduce exposure to carcinogens: Minimise exposure to known carcinogens like radon, asbestos and certain chemicals in the workplace.

    • Maintain a healthy lifestyle: Adopting a balanced diet, staying active and managing a healthy weight can support overall well‑being and can significantly lower lung cancer risk.

    Role of community and support systems

    The importance of community support in the fight against lung cancer cannot be overstated. Patient support groups offer emotional, social and practical help, providing safe spaces for individuals to connect, share experiences and learn about treatment and coping strategies.

    Caregivers, often family members, are equally crucial, offering physical care, emotional support and help with daily tasks throughout the patient’s journey.

    Healthcare providers also deserve recognition for their ongoing dedication to improving outcomes. From diagnosis to treatment, they deliver the care and guidance patients rely on. Together, these groups form the backbone of lung cancer support, making a meaningful difference every day.

    Conclusion

    World Lung Cancer Day serves as a great opportunity to raise awareness and change how we approach lung cancer. It is a day to support patients, promote early detection and push for better treatment options.

    This day is also a reminder to take proactive steps in securing financial protection, such as health insurance. It will only help ease the burden that often accompanies a lung cancer diagnosis. Diagnosed individuals can then focus completely on health and recovery when they have the right coverage.

    FAQs

    1. When is World Lung Cancer Day observed?

      It is observed on August 1st every year to increase awareness about lung cancer and promote ways to prevent it.

    2. What is the focus of International Lung Cancer Day?

      It emphasises early detection, better treatment and global support for those affected by lung cancer.

    3. How does World Lung Cancer Awareness Day contribute to prevention?

    It educates the public on preventive actions like quitting smoking to lower the risk of lung cancer.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • World Polio Day: History and Prevention Guide

    by User Not Found | Aug 07, 2025

    Polio is a highly infectious disease spread by a virus that multiplies within the intestinal tract and can attack the nervous system. This can sometimes result in paralysis or even death. However, thanks to sustained global immunization efforts, many countries have successfully eradicated the disease, leading to a 99% decline in cases worldwide.

    World Polio Day serves as a reminder of the progress made so far and the continued commitment needed to eliminate a virus that once paralysed thousands of children every year. This blog dives deeper into the history and significance of this day.

    What is World Polio Day?

    World Polio Day is observed every year on 24th October to honour decades of progress in the battle against polio. The number of polio cases has dropped considerably in the last 35 years, from 350,000 cases in 1988 to less than 10 cases globally in recent years.

    Yet, the virus still exists in a few countries. This means that the fight isn’t over just yet. Observing this day is a reminder that ongoing efforts are essential to protect every community and ensure polio remains in the past.

    World Polio Day history

    World Polio Day was established in the year 1985 by Rotary International to honour the birth of Dr Jonas Salk, the scientist who led the first team to develop the Inactivated Poliovirus Vaccine (IPV) in 1955. In 1962, Dr Albert Sabin introduced the Oral Polio Vaccine (OPV), which further advanced immunisation efforts due to its ease of administration.

    The Global Polio Eradication Initiative started in 1988 through a collaboration between WHO, Rotary International, the Centres for Disease Control and UNICEF. At that time, polio was still endemic in 125 countries. Today, due to sustained global efforts, that number has dwindled to just two: Pakistan and Afghanistan.

    In 2002, the WHO declared the European Region polio-free, and since then, World Polio Day is celebrated every year on 24 October.

    World Polio Day significance

    World Polio Day plays a key role in educating the public that polio, though rare, still exists and could resurge without continued vaccination. It also recognises the power of global partnerships that have driven progress through cooperation and innovation.

    Why celebrate World Polio Day?

    World Polio Day celebration is all about pushing forward. What it aims to achieve is:

    • Acknowledge progress made in disease elimination over the past three decades.
    • Educate the next generation on the importance of vaccines in global health.
    • Remind leaders and communities that efforts must continue until polio is eradicated from every corner of the globe.
    • Encourage people to contribute by donating time, money or spreading awareness.
    • Emphasise health security because eradicating a disease like polio means preventing its potential return and safeguarding global health.

    Measures to prevent polio

    While polio has no cure, it is entirely preventable. Some of the other major prevention strategies include:

    • Timely immunisation with both IPV and OPV as part of national vaccination programmes.
    • Receiving booster doses as recommended by health authorities.
    • Improving hygiene and sanitation, especially in regions where the virus is still a threat.
    • Promoting public education to counter misinformation and raise awareness.
    • Strengthening surveillance and enabling early detection of any outbreaks.
    • Practising respiratory hygiene, like covering the mouth when coughing or sneezing.

    Role of community and support systems

    Polio eradication is a shared responsibility that depends on the coordinated efforts of many. Parents ensure children receive all recommended vaccine doses, while healthcare workers bring immunisation to even the most remote areas.

    Volunteers and NGOs raise awareness and support community outreach, often bridging gaps in access. Influencers and local leaders help build trust by addressing doubts and misinformation, making vaccination more widely accepted.

    Conclusion

    World Polio Day reminds us that continued awareness, vaccination and community action are essential to eliminate the disease completely. It also reminds us how important it is to be ready for life’s unexpected turns.

    Diseases like polio can have lasting effects. This is why having a reliable health insurance policy is crucial. These offer financial protection and also help you focus on the health and safety of your loved ones.

    FAQs

    1. When is International Polio Day celebrated?

      World Polio Day is celebrated every year on 24th October to raise awareness about polio prevention and global vaccination efforts.

    2. What is the history behind World Polio Day?

      Rotary International established World Polio Day in honour of Dr Jonas Salk, who developed the first effective polio vaccine.

    3. How is National Polio Day celebrated?

      Polio Day is marked by global events, awareness drives, vaccination campaigns and discussions on the World Polio Day theme each year.

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Which Are The Best Exercises To Reduce Love Handles? test

    by Adnan Ansari | Aug 05, 2025

    Last updated on: 4 Jul 2025

    Love handles, those double pockets of fat around the waist, can become a frustrating challenge for many. While spot reduction is a myth, targeted exercise can help tighten and tone the surrounding muscles, contributing to a more sculpted waistline. Let’s delve into five fantastic exercises that can make up an effective love handle workout to say goodbye to those pesky handles and hello to a more confident you. Do complement the love handle workout with a balanced diet and holistic fitness approach for the best results.

    What are love handles?

    Love handles refer to the pockets of fat that appear on the sides of your waist. They usually become more noticeable when wearing tight clothing or bending sideways. Despite the name, there’s nothing particularly lovely about them when they affect your confidence or health.

    This type of fat is known as subcutaneous fat and can be stubborn to lose. It builds up due to a combination of factors like unhealthy diet, lack of exercise and even hormonal imbalances.

    Do love handles pose risks?

    While love handles may seem like just an aesthetic issue, they might also be a sign of increased fat accumulation around the abdomen. This type of fat, especially visceral fat, is linked to serious health problems such as:

    • Heart disease
    • Type 2 diabetes
    • High blood pressure
    • Stroke

    Managing waist fat is not just about looking better, it’s about improving your overall health. This is particularly important as we age. Many families worry about healthcare costs for ageing parents, especially if health problems develop. This is where health insurance becomes essential. The insurance ensures they receive proper care when needed without the financial stress that can come with unexpected medical expenses.

    Exercises for reducing love handles

    Here are some of the most effective exercises:

    • Russian twist

    Russian twists are dynamic and engaging exercises targeting the oblique muscles and trim love handles. To perform this exercise, sit on the floor with your feet flat and your knees bent. Lift your feet off the ground while you lean back slightly, maintaining a straight back. Holding a weight or a suitable object, twist your torso to the right and the left.

    • Bicycle crunches

    Begin by lying on your back with your hands behind your head and your legs lifted off the ground. As you bring your right elbow to your left knee, simultaneously extend your right leg. Alternate sides, creating a pedalling motion while engaging your core and obliques. T

    • Side planks

    Start by lying on your side, supporting your body weight on one forearm with one foot stacked on top of the other. Lift your hips off the ground, aligning your head and heels in a straight line. Hold this position, feeling the deep engagement of the obliques and the lateral core muscles.

    • Standing side crunches

    While on your feet, stand with your feet hip-width apart and your hands gently clasped behind your head. Slowly bend to the right side to bring your right elbow towards your hip. Return to the upright position and repeat on the left side.

    • Woodchoppers

    Stand with your feet shoulder-width apart and a weight held with both hands above one shoulder. As you chop diagonally across your body, pivot your feet and engage your core to complete the motion.

    Diet tips to reduce love handle fat

    Here are some simple but effective dietary changes:

    • Cut back on sugar and refined carbs: These are stored as fat, especially around the belly.
    • Increase protein intake: Protein keeps you quite full and helps build lean muscle.
    • Eat more fibre: Soluble fibre from fruits, vegetables and oats can help reduce belly fat.
    • Stay hydrated: Sometimes, thirst might be mistaken for hunger. Water aids digestion and reduces bloating.
    • Avoid processed foods: Try to stick to whole, natural foods whenever possible.

    Conclusion

    Love handles may seem like a small issue, but they can reflect deeper health concerns. When you combine targeted exercises with a balanced diet, you can reduce excess fat and improve your well-being. It's also wise to think ahead about long-term health, especially for ageing family members.

    Along with fitness and nutrition, senior citizen health insurance ensures they are covered for unexpected health needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Your best health insurance guide for Bengaluru

    by User Not Found | Jul 28, 2025

    Bangaluru is renowned for its IT hubs, beautiful weather and a mix of tradition and modern living. It's no surprise that many people move here. But like most big cities, Bengaluru has its own challenges. Healthcare costs are one of them. Even though the city has some of the best hospitals and medical facilities, the expenses are really high. That’s why having good health insurance in Bangalore is not just useful, but necessary.

    Why do you need health insurance in Bengaluru?

    While living in Bengaluru, you’ll face certain health-related challenges:

    • Medical care is expensive: A health insurance policy helps manage high costs from doctor visits, tests or hospital stays.
    • Lifestyle issues: Long work hours, traffic stress and pollution can affect your health over time. Which results in heart disease, diabetes or other chronic disorders.
    • Sudden medical emergencies: Accidents and health problems often come without warning. Having insurance makes it easier to deal with such situations.
    • A major health problem is that almost 50% of people in Bengaluru have diabetes, obesity, hypertension, dengue and mental illness as per a study conducted by Bruhat Bengaluru Mahanagara Palike (BBMP).

    These numbers highlight the increasing health risks in the city, making a robust health insurance policy an important choice.

    Benefits of health insurance in Bengaluru

    Here are some of the key benefits to look for:

    Wide Coverage

    Covers expenses before and after hospitalisation, OPD visits, ambulance costs and even consumables.

    No Claim Bonus

    Get an increase in your sum insured (10%-50%) for every claim-free year.

    Paperless Process

    Digital policy issuance with no physical paperwork needed, making it quick and eco-friendly.

    Copayment option

    If you share a portion of the bill, your premium amount may be lower.

    No room rent limit

    You have the Freedom to pick any hospital room without restrictions on rent charges

    Types of health coverage in Bengaluru

    Health insurance in Bangalore is designed to meet different needs. Here are the main types:

    • Individual Health Insurance: This plan provides medical coverage for a single individual. It includes hospital expenses, doctor fees and more.
    • Family Floater Plans: One single policy that covers all family members, usually including spouse, children and sometimes parents.
    • Critical Illness Insurance: Designed for serious illnesses like cancer, stroke or organ failure. It pays a lump sum amount to help with high treatment costs.
    • Top-Up & Super Top-Up Plans: These plans add extra protection to your existing health policy. You can include features like room rent waiver, OPD expenses or accidental coverage.
    • Senior Citizen Health Insurance: Aimed at older adults, these plans cover age-related medical needs and often include regular health check-ups and hospitalisation benefits.

    How to buy/renew health insurance in Bengaluru?

    Health insurance in Bengaluru is easy to buy and renew, and can be done online or offline:

    1. Compare plans: You need to visit trusted insurance websites to compare their features and prices.
    2. Select a policy: Choose the one that fits your needs, whether it's individual, family floater or critical illness insurance.
    3. Fill in the details: Enter your personal information and medical history accurately.
    4. Make payment: Pay the premium online through UPI, net banking or a card.
    5. Policy issued: Once approved, you’ll receive your policy via email. No paperwork needed.

    A grace period is extra time (usually 15-30 days) given after your health insurance policy expires, allowing you to renew it without losing benefits.

    How to make a health insurance claim in Bengaluru?

    Here are a few ways to make a health insurance claim:

    • Cashless Claim
    • Go to a network hospital listed by your insurer.
    • Show your health card and submit the pre-authorisation form.
    • The insurance provider directly covers the treatment expenses with the hospital.
    • Compensation Claim
    • Get treated at any hospital of your choice.
    • Pay the bills and collect all original documents.
    • Submit them to your insurer within the given time.
    • You'll receive the claim payout directly into your bank account from the insurance provider.

    Conclusion

    Living in Bengaluru offers a high quality of life, with access to top-notch infrastructure, healthcare and modern amenities. However, this quality comes at a cost, especially when it comes to medical care. With rising healthcare expenses and increasing lifestyle-related health risks, choosing the right health insurance plan is not just a smart decision but a necessary one. A well-chosen policy ensures you're financially protected during medical emergencies and gives you peace of mind in a fast-paced city life.

    FAQs

    • Can I buy health insurance online in Bengaluru?

    Yes, most health insurance offers online purchase with instant policy issuance.

    • Do all hospitals in Bengaluru accept cashless claims?

    Only if they are part of your insurer’s network. You should always check the list before admission.

    • Can senior citizens get health insurance in Bengaluru?

    Yes, many companies offer senior citizen health insurance with benefits fitted for older adults.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Everything you need to know about health insurance in Mumbai

    by User Not Found | Jul 28, 2025

    Mumbai’s fast-paced lifestyle, long commutes, unpredictable weather and constant stress can take a toll. In a place where time is always running and medical costs can rise just as fast, having the right health insurance is a necessity.

    With a wide range of plans available, choosing the right health insurance in Mumbai can make all the difference to your peace of mind and long-term well-being.

    Why do you need health insurance in Mumbai?

    Key reasons why health insurance is a must-have for Mumbai residents include:

    1. High lifestyle disease rates: Mumbai’s fast-paced urban lifestyle often comes with long working hours, irregular eating habits, limited physical activity and high stress levels. Over time, this leads to a growing number of lifestyle-related illnesses such as diabetes, hypertension, heart disease and obesity.
    2. Vector-borne diseases: Frequent floods and stagnant water make dengue and malaria common. While some cases are mild, severe infections can lead to hospitalisation or even require ICU care.
    3. Rising cost of healthcare: A 2023 report revealed that healthcare expenses in India have doubled over the last five years. Mumbai is among the most expensive cities in India when it comes to medical treatment. Health insurance helps cushion these costs, ensuring you get quality care without draining your savings.
    4. Unexpected emergencies: Accidents and sudden illnesses can occur at any time. With the high cost of living in Mumbai, managing out-of-pocket costs during an emergency can be challenging.

    Benefits of health insurance in Mumbai

    Here are the key advantages of health insurance in Mumbai:

    Feature

    Details

    Easy online access

    You can easily buy or renew your medical insurance online in just a few steps.

    Tax benefits

    You can get tax benefits on your health insurance premium as per section 80D of the Income Tax Act.

    Pandemic coverage

    Health insurance plans now include coverage for illnesses like COVID-19, so you won’t have to worry about bills during an epidemic.

    Coverage for all ages

    Health insurance plans are available for everyone, from infants to senior citizens.

    Critical illness protection

    You can opt for critical illness insurance that covers life-threatening conditions, such as cancer or heart disease.

    Cashless hospitals

    Get treatment at top hospitals in Mumbai without paying upfront.

    No claim bonus

    If you don’t raise any claim during the year, your sum insured increases on renewal.

    Types of health coverage in Mumbai

    The types of health coverage available in Mumbai are:

    • Individual health insurance plan: Ideal for people who want personal coverage. The premium depends on age and gender.
    • Family health insurance plan: Perfect for families, this plan covers everyone under a single policy. This plan is affordable, offers good coverage and its benefits are comparable to the best health insurance policies.
    • Senior citizen health insurance: Designed for individuals above 60, it covers pre-existing illnesses and regular medical treatments, making it a suitable option for elderly parents.
    • Critical illness insurance: This coverage protects against serious conditions, such as cancer or heart disease and provides a lump sum payout.

    How to buy/renew health insurance in Mumbai?

    Simple steps to purchase the health insurance policy:

    1. Visit a trusted health insurance website and navigate to the ‘Health’ option.
    2. Select who you want to include in the plan: yourself, spouse, kids, or parents.
    3. Click on ‘Get Plan’ and enter your birthdate, mobile number, email and pincode.
    4. Analyse the plans, add-ons and terms and conditions carefully.
    5. You’ll see the premium amount. If everything appears satisfactory, proceed with the payment.
    6. Your policy document will be sent to your registered email.

    Now, if you want to renew your health insurance:

    1. Go to the official health insurance website and navigate to the ‘Renew’ option.
    2. Enter your policy number and other details.
    3. Review your current plan and add any extra covers if needed.
    4. Proceed to payment.

    How to make a health insurance claim in Mumbai?

    Here’s how you can make a health insurance claim in Mumbai:

    1. Cashless Claim:
    • Visit a hospital that is covered under the insurer’s network of hospitals.
    • Inform the insurance desk and provide all necessary information and documents.
    • The hospital fills out the form and forwards it to the insurer. The insurer must provide approval.
    • Once treatment is done, the insurer will directly settle bills with the hospital as per your health insurance policy
    1. Reimbursement Claim:
    • Get treated at any hospital and pay upfront.
    • Collect all medical bills and receipts.
    • Initiate a reimbursement claim online.
    • Upload or submit these documents.
    • After verification, the insurer will refund the amount covered by your medical insurance in Mumbai.
    • You can also visit the insurer's branch or call the helpline.

    Conclusion

    Life in Mumbai can be uncertain, but your health insurance plan shouldn’t be. With the best health insurance policy in Mumbai, you can stay prepared for emergencies and make sure you and your loved ones are always protected.

    FAQs

    • What is the correct age to buy medical insurance in Mumbai?

    The moment you start earning a regular income, consider getting health insurance. Getting medical insurance early can save you money.

    • What type of health insurance is best for families in Mumbai?

    A family health insurance plan is ideal for Mumbaikars. It covers all members under one policy, offers affordable premiums and provides access to cashless treatment, making it a smart and budget-friendly choice for households in the city.

    • How to select appropriate health insurance in Mumbai?

    Choose a plan with adequate coverage, a strong network of hospitals and easy claim procedures. Consider your age, health needs and family size before selecting.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Probiotics: Food List, Health Benefits & Side Effects

    by User Not Found | Jul 24, 2025

    Probiotics have gained immense attention, especially among those who are striving to improve their gut health. These live bacteria help keep our digestive system balanced and support immune function. While they can be a great addition to your diet, probiotics are not for everyone. Some individuals might experience probiotics side effects or have difficulty tolerating them, depending on their specific health conditions. That's why it is important to understand how they work and whether they are right for you. Let’s explore this in more detail.

    What are probiotics?

    We naturally host trillions of microbes in our gut. While some can cause illness, many are beneficial. Probiotics help keep harmful microbes under control, support digestion and play a role in immunity and nutrient absorption.

    When the balance of good and bad bacteria gets disrupted through a condition known as dysbiosis, it can result in issues like constipation, weakened immunity, bloating and even mood swings. Probiotics can help restore that balance.

    There are different types of probiotics, and the most common ones include:

    • Lactobacillus: It is found in yoghurt and fermented foods and can help with digestion and may reduce diarrhoea.
    • Bifidobacterium: This is found in dairy products and can help ease irritable bowel syndrome (IBS) symptoms.
    • Saccharomyces boulardii: It is a yeast-based probiotic useful in treating diarrhoea caused by antibiotics.

    These beneficial microbes are available as dietary supplements, fermented foods and topical applications. However, you should keep in mind that not all probiotics are the same. Different strains serve different purposes, so it is crucial to choose the right one based on your health needs.

    List of foods rich in probiotics

    Here are some of the best probiotic foods:

    1. Curd: Curd, especially the homemade kind, is one of the richest sources of probiotics. It contains over 250 strains of Lactobacillus, which aid digestion and help regulate bowel movements.
    2. Buttermilk: Traditional Indian buttermilk contains live cultures and lactic acid bacteria that promote the health of your gut.
    3. Paneer: Fermented paneer can be a good probiotic and high-protein food.
    4. Idlis and dosas: These are made from fermented rice and lentils and are staples in South Indian cuisine. They are light on the stomach and help promote gut-friendly bacteria.
    5. Fermented pickles: Naturally fermented pickles made without vinegar are loaded with probiotics that support our digestive health.
    6. Beetroot: Fermented beetroot juice improves digestion and is suitable for lactose-intolerant people.
    7. Whole wheat bread: Some whole wheat breads contain fermented fibres that act as food for good bacteria.
    8. Apples: These are rich in fibre and polyphenols. They help feed the good bacteria in your gut and promote regular bowel movements.
    9. Green peas: These are a rare plant-based probiotic. Just one serving can provide your daily probiotic needs.
    10. Kefir: This fermented milk drink contains over 60 strains of bacteria and yeast. It helps with metabolism, immunity and digestion.

    Probiotics side effects

    Probiotics are generally considered safe. However, they can cause side effects in some people, especially when introduced suddenly. The most common side effects of probiotics are:

    1. Digestive changes: In the first few weeks, temporary bloating, gas, diarrhoea or constipation may occur. These symptoms usually subside as the body adjusts.
    2. Thirst and constipation: Some yeast-based probiotics can cause increased thirst and constipation.
    3. Headaches: Certain fermented foods, such as sauerkraut, yoghurt and kimchi, contain amines, like histamine, which may trigger headaches in sensitive individuals.
    4. Histamine intolerance: Some probiotic strains, such as Lactobacillus buchneri, L. helveticus and L. hilgardii, may raise histamine levels in the gut. This can cause allergy-like symptoms, like rashes, itchy eyes or nasal congestion.
    5. Allergic reactions: Probiotics may contain common allergens like dairy, egg, soy or yeast. Always check labels if you have any food allergies or intolerances.
    6. Issues with synbiotics: Some probiotic supplements also include prebiotics like inulin and lactulose. These fibres can cause gas and bloating in some individuals, especially when taken in large amounts.

    Who should not take probiotics?

    Probiotics are beneficial for most. However, they may also pose risks for certain people. They include:

    • People who have weakened immune systems as a result of chemotherapy, HIV/AIDS or immunosuppressant drugs.
    • Premature infants or newborns with low immunity.
    • Post-surgical patients, especially those with central venous catheters.
    • People with histamine intolerance, as some strains may aggravate symptoms.
    • Those with severe allergies to dairy, soy or yeast.
    • People with acute pancreatitis. Research suggests an increased risk of mortality when probiotics are used.

    Conclusion

    Probiotics are a powerful way to support your gut, boost immunity and aid digestion, but only when used responsibly. You can include them in your diet through curd, kefir, idlis, dosas and other foods rich in probiotics.

    Looking after your gut is a great step towards better health, but don’t forget the bigger picture. Investing in a reliable individual health insurance plan or critical illness insurance can offer you peace of mind for life’s unexpected turns. A solid health insurance policy not only helps cover the cost of medical treatments but also ensures you have access to timely care and support when you need it most.



    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Prawns: Health Benefits & Side Effects

    by User Not Found | Jul 23, 2025

    Prawns are among the most popular seafood choices across the world. Their delicious taste and tender meat make them a culinary favourite in many cuisines. But this seafood has more than just its flavour and taste. Prawn is often called a superfood because of its rich source of nutrients. From being rich in protein to essential vitamins, they are worth adding to your diet.

    Although prawns are a healthy addition to any diet, they are not always suitable for all. There are a few side effects that have been linked to its consumption, especially when not cooked properly. Let’s look at the health benefits of prawns and their side effects in this guide.

    Health benefits of prawns

    Prawns are rich in nutrients and low in calories, which makes them a nutrition-packed food choice. They offer proteins, essential vitamins and minerals without any supplements. Except for a few disadvantages of eating prawns, there are mostly health benefits that make them a popular seafood choice:

    • A rich protein source: Prawns are a delicious and low-calorie source of protein. They can offer about 20 grams of high-quality protein with each 100-gram serving. Protein is important for all general functions of your body, from tissue repair to muscle growth.
    • Low-calorie superfood: With minimum fat and low calories, prawns provide all the crucial nutrients required by your body. Such nutrient-filled properties make prawns a superfood, allowing you to feel satisfied without affecting your calorie goals.
    • Packed with omega-3 fatty acids: Omega-3 fatty acids have many health benefits, like reducing triglyceride levels, inflammation and blood pressure. Plus, they support brain functions and circulation.
    • Rich in essential vitamins and minerals: A healthy and functional human body requires essential minerals and vitamins. When you add prawns to your diet, it can increase your intake of vitamin B12, zinc, magnesium and selenium.
    • Promotes an overall healthy body functioning: Prawns can help you maintain an overall healthy body functioning. Zinc and selenium in prawns may boost immunity. Omega-3 fatty acids may reduce the risk of heart ailments and improve brain health. Calcium and phosphorus may help in maintaining strong teeth and bones. Finally, vitamin E improves hair and skin health.

    Disadvantages of eating prawns

    Regardless of their numerous health benefits, prawns may not be suitable for everyone. Overconsumption or poor handling can lead to prawns' side effects, as listed below:

    • High cholesterol: Excessive consumption can lead to higher levels of cholesterol.
    • Allergic reactions: Allergic reactions to prawns are common with symptoms like hives, itching and rashes and might even cause anaphylaxis.
    • Mercury toxicity: Prawns, among other seafoods, can contain mercury. It can cause mercury contamination if overconsumed.
    • Excessive sodium: The sodium levels in prawns can be higher, leading to risks of hypertension or heart conditions.
    • Digestive discomfort: Overconsumption of prawns or improper cooking can cause digestive issues like nausea, bloating, diarrhoea or gas.

    Can I eat prawns everyday?

    Prawns are nutritious and delicious, but daily consumption may not be ideal. For every food or nutrition choice, moderation and balance are significant. If you have no seafood allergies or any pre-existing conditions, eating prawns in moderation could be beneficial. However, overconsumption can cause increased cholesterol levels and allergies (in some cases). It is always ideal to consume in moderation and enjoy its various health benefits. 

    What to avoid after eating prawns?

    Although prawns are a delicacy and staple in various cuisines, pairing them with certain foods can cause health risks. It can lead to allergic reactions, stomach issues or even cause food poisoning. You should avoid eating citrus fruits, dairy products, vitamin C-rich foods and desserts. Alcohol and cold drinks should be avoided, along with starchy foods and tea. 

    Conclusion

    A delicious and nutrient-rich seafood with numerous benefits, prawns help in immune support, heart health and weight management. However, they also come with a few side effects, which can be avoided with a balanced intake. That’s why making smart dietary choices is as essential as choosing the right health insurance. For comprehensive medical coverage, individual health insurance offers benefits that suit your personal needs. Meanwhile, critical illness insurance provides support for long-term critical illnesses. By balancing a healthy lifestyle, nutritious diet and the right insurance plans, you can protect both your health and your future well-being.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Fish Oil: Health Benefits & Side Effects

    by User Not Found | Jul 22, 2025

    Fish oil is a well-known dietary source of omega-3 fatty acids, making it an essential nutrient for human health. It is most commonly found in fish like salmon and sardines and is rich in DHA (docosahexaenoic acid), EPA (eicosapentaenoic acid) and omega-3 fatty acids. These nutrients are essential for normal body functions but are not produced by the body itself.

    While supplements can help, especially for people with high triglycerides or existing heart disease, eating fish is generally the better option. Fish oil offers many benefits, but can also cause side effects ranging from mild to serious. This guide will explain the uses, benefits and possible fish oil side effects.

    Fish oil benefits

    There are multiple research and studies on the benefits and side effects of fish oil. Based on the intake and dosage, fish oil can offer numerous health benefits, impacting both physical and mental health. Here are some of the benefits of fish oil supplements on the human body:

    • Lower risks of heart disease: Fish oil is believed to reduce levels of cholesterol, triglycerides and blood pressure. It can also prevent plaques that can harden arteries, leading to heart disease.
    • Improve eye health: While fish oil does not help with dry eye disease, it is known to reduce the risk of other eye conditions. Especially when eye health declines with age and increases the risk of age-related macular degeneration (AMD), including fish oil in the diet may help lower this risk.
    • Reduce inflammation: Fish oil and particularly omega-3, is known for its anti-inflammatory properties. It can help minimise chronic inflammatory conditions. Additionally, it could also help in reducing joint pain and stiffness, especially for people suffering from rheumatoid arthritis.
    • Improve symptoms of mental health conditions: Studies show that the human brain contains about 20% polyunsaturated fatty acids, including omega-3. Hence, fish oil and omega-3 can improve brain functions, making them an essential component in your diet.
    • Support pregnancy and early life development: Omega-3 and DHA are crucial for fetal eye and brain development. Fish oil supplements may improve the cognitive and visual development of the child.

    Is fish oil good for you?

    Fish oil is generally good for your health; however, it should be taken according to the recommended dosage. Many studies have explored the benefits and side effects of fish oil for human health. It is, however, important to consider the quality and dosage of the supplement. Poor-quality fish oil supplements or overconsumption can lead to health complications.

    If you consume fish as part of your diet regularly, you can avoid taking a supplement. On the contrary, if fish is not included in your diet, fish oil supplements can help you meet your omega-3 needs. Regardless of your intake type, you must consult a professional before taking fish oil or any other supplement.

    Fish oil side effects

    Fish oil is typically considered safe when consumed in moderation. Yet, it can cause certain side effects, especially due to poor quality or overconsumption. The fish oil side effects can be mild or serious, depending on a variety of factors.

    Mild side effects of fish oil:

    • Stomach upset or nausea.
    • Loose stools.
    • Gastrointestinal issues or heartburn.
    • Fishy burps and breath.

    Serious (or moderate) side effects of fish oil:

    • Increased risks of bleeding.
    • Atrial fibrillation (in people with cardiovascular disease).
    • Lower immune functioning.
    • Risks of vitamin A toxicity, and in the long run, it could lead to liver damage or failure.
    • Low blood pressure.

    Is it okay to have fish oil every day?

    There are various fish oil benefits, but the right amount depends on your age, health condition and dietary needs. While general guidelines suggest around 1,100 mg for women and 1,600 mg for men, individual needs may vary. It’s best to consult a healthcare professional before adding fish oil or any supplement to your routine, especially if you have existing health concerns.

    Conclusion

    Fish oil supplements can be an essential addition to your daily diet, provided that you include them within recommended dosage limits. Focusing on proper nutrition and supplements is just as important as protecting yourself and your family with the right health insurance policy. Health insurance, such as critical illness insurance, can offer financial support in case of a serious diagnosis. Additionally, senior citizen health insurance plans also offer comprehensive protection for ageing adults. Such insurance plans, along with the right diet, can offer protection against financial burdens as well as health ailments.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Omega 3: Health Benefits & Side Effects

    by User Not Found | Jul 22, 2025

    A polyunsaturated fatty acid (PUFA) with numerous health benefits, omega-3 is an essential nutrient for the overall proper function of the human body. First, what are fatty acids? These are made up of carbon, oxygen and hydrogen atoms, forming chain-like chemical molecules. Fatty acids are usually of two types, saturated and unsaturated. Saturated fats are often seen as “unhealthy,” while unsaturated fats are known as the “healthy” ones. Omega-3 is part of the unsaturated group.

    In this blog, we’ll explore the main benefits of omega 3 and also look at some possible side effects you should know about.

    Health benefits of Omega 3

    Omega-3 fatty acids form a vital part of your cell membranes, and they are found naturally in some foods and artificially in dietary supplements. Regardless of the intake type, omega 3 benefits by supporting cell interactions, providing energy and are a healthy alternative to saturated fats.

    While there can be some omega 3 side effects, the benefits are significant. Here are some key ways they can support your health:

    1. Reduce risks of cardiovascular disease: Studies have shown that consumption of omega-3 in any form can reduce the risks of heart disease. It may improve HDL cholesterol, lower LDL cholesterol levels and even reduce triglyceride levels. Additionally, small doses can help maintain blood pressure levels.
    2. Moderates certain mental conditions: The human brain is made of 60% fat, and omega-3 is a major part of it. These fatty acids are required for brain cell structures and their development. Including omega-3 in the daily diet may help in the prevention or recovery of certain mental health conditions, such as schizophrenia and bipolar disorder.
    3. May improve eyesight: Omega-3 fatty acids have moisture retention qualities, making them beneficial for preventing dry eyes. Underconsumption of omega-3 can lead to higher risks of developing eye disorders. On the other hand, regular consumption may prevent risks of degenerative eye ailments, such as AMD (age-related macular degeneration).
    4. Promotes healthy skin: The moisture-retaining qualities of omega-3 also help in keeping your skin moisturised and reducing dryness or irritation. Omega-3 can also help repair cell membranes and damaged skin cells.
    5. May reduce rheumatoid arthritis: Joint pain with swelling are common side effects of rheumatoid arthritis. Omega 3 fatty acids can help to reduce stiffness, joint pains and inflammation.

    What are Omega 3 side effects?

    The side effects of omega 3 can range from minor to serious, depending on how your body reacts to it. The minor side effects are as follows:

    • Fishy aftertaste, breath or body odour
    • Diarrhoea, stomach ache or upset stomach
    • Excessive burping
    • Other gastrointestinal signs, such as nausea

    In rare cases, more serious side effects may occur, such as:

    • Allergic reactions— rashes, breathing problems, swollen mouth or tightness in the chest.
    • Abnormal heartbeat
    • Dizziness or fainting
    • Swollen arms or legs
    • Unexplained chest pain
    • Sudden and unexplained belling

    Is it good to take Omega 3 everyday?

    The right daily amount of omega-3 has not been established by experts yet. However, it depends on your gender and age. For men (adults), the average daily recommended amount is 1.6 g, while for women (adults), it is 1.1 g. Like any nutrient, too much omega-3 can be harmful. Taking high doses over a long time may weaken your immune system and increase the risk of bleeding. It’s best to stick to the recommended amounts unless advised otherwise by a doctor.

    Can I take Omega 3 without consulting a doctor?

    Omega-3 fatty acids are nutrients naturally found in foods like flaxseed and fish. Since it is an essential fatty acid, your body cannot make it and you must get it from natural foods or supplements. While omega-3 is generally safe, it’s still wise to consult a doctor before starting supplements— especially if you have a medical condition, take medications or plan to take high doses.

    Conclusion

    Some of the best sources of omega-3 are found naturally in foods. Oily fish like salmon, tuna and sardines, along with plant-based options like walnuts, hazelnuts and flaxseeds, are rich in omega-3 fatty acids.

    When it comes to your health, neglecting such seemingly minor nourishment can lead to major risks. Hence, a complete diet and health insurance plans are significant. When you invest in health insurance or senior citizen health insurance (for those aged 60 years or above), you benefit from coverage of your medical expenses. Additionally, opting for health insurance for family is an even better way to protect your loved ones from the high costs of medical care.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best Foods for Hair Growth

    by iciclombard 01 | Jul 17, 2025

    Updated on 7 Jan 2026

    A dry cough often lingers long after an illness has passed, making your throat feel itchy and irritated. Unlike a wet cough, which produces mucus, a dry cough feels scratchy and uncomfortable. It can make talking, eating or even sleeping harder than it should be. The good news is that there are many home remedies that can help cure a dry cough, and you probably already have most of them in your kitchen.

    What causes a dry cough?

    A dry cough can happen for many reasons. Here are some of the most common causes:

    • Allergies: Dust, pollen or pet dander can cause coughing.
    • Post-nasal drip: Mucus from the nose drips down the throat, causing irritation.
    • Viral infections: After recovering from a cold or flu, a dry cough may linger for weeks.
    • Air pollution or smoke: These can irritate your throat and lungs.
    • Acid reflux: Stomach acid rising up can make you cough, especially at night.
    • Certain medications: Blood pressure medicines like angiotensin-converting enzyme (ACE) inhibitors can cause coughing.

    Top home remedies for dry cough

    Here are some tried-and-tested home remedies to ease your dry cough:

    Honey

    Honey is a natural home remedy for sore throat and dry cough that is safe for all ages. Its efficacy spans all age groups, providing reliable comfort during the day and night. To use, mix a teaspoon of honey in a warm drink, like herbal tea or warm water, with a squeeze of lemon. Consume this mixture before bedtime for soothing relief. Honey is notably safe for adults and children aged one and above.

    Turmeric

    Curcumin in turmeric fights inflammation, beats viruses and acts as a shield against bacteria. Blend a teaspoon of turmeric powder with warm milk, give it a nice stir and drink it before going to bed. This natural remedy stands out among severe cough home remedies to improve your health.

    Ginger

    This fantastic root is famous as one of the best home remedies for dry cough, calming throat irritation and making coughing less troublesome. It offers relief and helps you breathe easier. Soak fresh ginger slices in hot water. Adding honey and a squeeze of lemon will give it a lovely twist. Drink this warming ginger tea throughout the day to relieve coughing symptoms. 

    Marshmallow root

    Marshmallow root is a traditional herbal remedy often used to soothe dry coughs and irritated throats. Combine one tablespoon of the dried root with hot water to prepare marshmallow root tea. Steep the root for 10-15 minutes. After that, filter it and drink many cups of this tea daily. This mixture creates a barrier in your throat that soothes inflammation. To relieve discomfort and restore your throat to a happier, healthier state, embrace marshmallow root tea.

    Peppermint

    Tea with peppermint leaves is excellent for sore throats. Brew hot water with dried peppermint leaves and let it steep; now strain and drink it. Consume this minty tea to ease coughing and pain when your throat feels irritated. The next time you feel under the weather, try it. It tastes good and can help to calm your itchy throat.

    Masala chai

    Masala chai, or masala tea, is more than just a comforting Indian beverage. It can also be a helpful home remedy for a dry cough. First, heat milk and black tea leaves in a pot while adding a flavourful blend of ginger, cinnamon, cardamom and cloves. After a quick simmer, strain the tea and enjoy the rich aroma. It is a soothing option because of its ability to reduce the discomfort of dry coughs.

    Cayenne pepper

    Chilli peppers include cayenne pepper, which is useful for soothing sore throats. Combine a tiny amount of cayenne pepper, warm water and honey to give it a try. For cough relief, cautiously and slowly sip this concoction. It may appear a little spicy, but it can work surprisingly well at soothing your throat. Cayenne can relieve irritation; you can start with a tiny amount and adjust it to your taste.

    Saltwater gargle

    Make a simple saltwater gargle by mixing a teaspoon of salt with warm water. It is the best home remedy for dry cough at night. This efficient remedy relieves coughing and sore throats. Gargle with it for 15-30 seconds, then spit it out. You can do this as often as necessary to clear your throat. Using this simple technique, you can get comfort at night and help yourself feel better again.

    How to prevent dry cough?

    Prevention is always better than cure. Here are some tips:

    • Avoid smoke, strong perfumes and dusty environments.
    • Drink water regularly to keep your throat hydrated.
    • Use an air purifier or humidifier if your home has dry or dusty air.
    • If you are prone to allergies, keep your home clean and stay away from known triggers.
    • Wash your hands often to avoid infections that could lead to a cough.
    • Manage acid reflux with proper diet and eating habits.

    Conclusion

    A dry cough can be annoying, but in most cases, it's not serious. With a few simple home remedies and some extra care, you can find relief without needing medication. If the cough lasts more than a few weeks or worsens over time, it’s best to see a doctor to rule out any underlying issues.

    A reliable health insurance plan ensures you are covered if things get more serious. It gives you access to proper treatment without financial stress. If you are looking after loved ones, consider getting a family health insurance policy. It’s a smart way to protect everyone in your home under a single plan.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Yoga Mudras

    by User Not Found | Jul 17, 2025

    Updated on 7 Jan 2026

    Have you ever wondered why some treatments require a hospital stay while others let you go home the same day? The answer lies in whether the care is in-patient or out-patient. Knowing the difference can be very helpful since it directly affects your treatment plan, your recovery and even how they appear on your health insurance bill.

    Let’s break it down simply so you know what to expect and how to plan when you or a loved one needs medical attention.

    What is in-patient care?

    In-patient care is when a patient is admitted for an overnight stay (24 hours or more) in a hospital for medical treatment. This may be for in-depth monitoring and observation, either briefly or for an extended period of time. In-patient care may be required in case of a medical emergency and for pre-planned surgeries or treatment such as:

    • Traumatic injuries
    • Stroke treatment
    • Critical illnesses
    • Heart attack treatment
    • Hip bone fracture
    • Respiratory system failure
    • Septicemia
    • Rehabilitation therapy
    • Orthopaedic surgeries
    • Cardiac surgeries

    What is out-patient care?

    The term out-patient refers to someone who receives medical care without getting admitted for an overnight stay at the hospital. Some out-patient procedures can even be performed at the doctor’s clinic or an out-patient surgery centre. These procedures include:

    • Doctor consultations
    • Tests such as X-rays, blood tests, CT scans, MRIs, etc.
    • Dental procedures such as root canal treatment, cavity removal, tooth extraction and related surgeries
    • Minor surgeries & treatments like stitches for injuries, wounds, etc.
    • Chemotherapy
    • Kidney dialysis and other treatments for long-term diseases

    Difference between in-patient and out-patient care

    Certain factors that help us differentiate between in-patient care and out-patient care are listed in the table below:

    Factors

    In-patient Care

    Out-patient Care

    Definition

    Patient receives treatment and surgical procedures by being admitted to a hospital for a continuous period of 24 hours or more.

    Patient receives medical treatment without being admitted into a hospital, or gets admitted and discharged on the same day.

    Type of medical care

    Long-term or complex treatment processes

     

    Short-term medical care

    Cost

    Usually more expensive as it includes the cost of treatment, medical facility, food, lodging, etc.

    Costs are substantially lesser than in-patient care.

    Healthcare professionals

    Involves specialists and a larger group of doctor teams like physicians, surgeons, anaesthesia doctors, radiologists, cardiologists, physical therapists, etc.

    Involves primary care physicians and specialists, pathologists, technicians, nursing staff, pharmacists, etc.

    How to decide if you need in-patient vs out-patient care?

    This decision is usually made by your doctor based on your health condition.

    • If your treatment is complex or you need monitoring, you will likely be admitted.
    • If it’s a small procedure or test, and you are fit to go home after, it’ll be treated as out-patient.

    Sometimes, a procedure might start as out-patient but turn into in-patient care if complications arise. That’s why it's good to check with your doctor and your health insurance provider before going ahead.

    What are in-patient vs out-patient costs?

    Costs can vary widely between in-patient and out-patient care.

    • In-patient care usually costs more because it includes your stay, meals, medication, equipment and nursing care.
    • Out-patient care incurs lower costs since these are minor treatments performed faster and may not include room rent.

    From an insurance point of view:

    • Most health insurance plans cover in-patient care easily.
    • Out-patient care might not be covered unless your plan has an OPD benefit. It’s a good idea to read your policy or ask your insurer to understand what's included.

    Conclusion

    Whether it’s a quick visit to the doctor or a planned surgery, knowing the difference between in-patient and out-patient care helps you understand what kind of treatment you are getting and how it may be billed. This knowledge becomes even more important when you are relying on health insurance to cover your medical costs.

    A good health insurance policy for your family should offer clear benefits for both in-patient and out-patient services. Some plans cover only hospital stays, while others also include OPD expenses like doctor visits, tests and minor procedures. Before choosing or using your health insurance, take a few minutes to check what’s covered so you are not caught off guard later.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Drinking Carrot Juice

    by User Not Found | Jul 17, 2025

    Updated on 7 Jan 2026

    A glass of carrot juice is a great way to kick-start your day, as it is packed with essential nutrients that replenish and rejuvenate your body. Whether you are chasing health goals or are looking for a refreshing drink, carrot juice is a great add-on.

    Discover more benefits of drinking carrot juice in this blog.

    Does carrot juice cleanse your body?

    Every juice you drink has some kind of cleansing effect on your body. However, when it comes to carrot juice, its nutritional profile is so rich that the drink can have a variety of health-boosting effects. Right from reducing liver inflammation to supporting glowing skin, the benefits are many. Carrot is a powerhouse of multivitamins and minerals that your body will thank you for.

    Health benefits of carrot juice

    What if we told you that drinking carrot juice daily can improve your digestion, enhance skin health and even support your immunity, all at once? Sounds too good to be true? But not when it comes to carrot juice.

    Here are some of the benefits of drinking carrot juice:

    Improved eye health

    Ever wondered why carrots are so orange? It is because they contain beta-carotene, a superhero that turns into vitamin A in your body. And guess what? Vitamin A is like the spotlight for your eyes, ensuring you see well, even in the dark! It helps prevent night blindness and promotes eye health by combating free radicals.

    Boosted immunity

    Have you ever imagined that a simple sip of juice could be beneficial against germs? Well, that is the magic of carrot juice! It is not just a tasty treat; it’s nature’s secret weapon against illnesses. Carrot juice uses a combination of vitamins that act as your shield, protecting you against disease-causing microorganisms. Imagine each sip infusing your body with strength to ward off sickness. So, the next time you raise a glass of carrot juice, know you are taking a sip of power.

    Fighting cancer

    It is believed that carrot juice might have the power to fight cancer, as it comprises nutrients and antioxidants that could battle cancer cells. Scientists are studying this vegetable’s properties and how it could become a new way to treat cancer.

    Balanced blood sugar

    Consider your favourite juice as a protector against blood sugar fluctuations. With its low glycaemic index and fibre-rich composition, carrot juice is a potent ally in managing blood sugar levels. Acting as a reliable sidekick, it promotes gradual energy release, preventing sudden crashes and spikes. Carrot juice offers a natural approach to stabilising energy throughout the day.

    Glowing skin

    Imagine taking a step toward healthier, glowing skin with every sip of your favourite juice. It’s not just a treat for your taste buds; carrot juice offers skin benefits too, as it is packed with vitamins and antioxidants that your skin adores. So, as you enjoy the tangy sweetness of carrot juice, know that you are treating your skin to a revitalising and enriching experience.

    Heart health

    Your heart deserves a cheerleader, and carrot juice is up for the job! It is loaded with heart-loving nutrients, such as potassium. However, the benefits do not stop there; carrot juice offers a treasure trove of goodness to ensure your heart’s well-being and happiness.

    Liver’s function

    Have you ever considered treating your liver to a refreshing drink that is also a detox superstar? Carrot juice, packed with antioxidants and phytonutrients, acts as a cleanser for your liver. This colourful drink boosts your liver, helping it detox and stay healthy. It's a great way to care for your liver and keep your whole body feeling healthy. Try this tasty beverage to support your liver and enjoy good health.

    What is the best time to drink carrot juice?

    To get the maximum benefits of drinking carrot juice, it is advisable to consume it in the morning. Moreover, try to drink it on an empty stomach; this may maximise nutrient absorption and provide enough energy and hydration to kickstart your day.

    However, drinking carrot juice in the evening and afternoon also has its perks. If you take it in the afternoon, it provides relief from tiredness and if you drink it in the evening, it helps detoxify your body before dinner.

    Caution: Remember, do not drink more than 200 ml a day to get the maximum benefits of carrot juice without witnessing any potential side effects.

    Potential risks of carrot juice

    Drinking carrot juice in moderation (approximately 200 ml) is generally considered safe and can be consumed daily. However, when consumed in large volumes for more than 4 weeks may turn your skin yellow.  It is recommended to consult with a licenced dietitian before incorporating juices into your daily diet.

    Conclusion

    Carrot juice is not only a delicious drink option but also a strong ally in your quest for health. It offers a pleasant and natural approach to improving your health.  Just like carrots are your health’s trusted friend, health insurance plans are your best friend in difficult times. These policies protect individuals from high medical costs by covering expenses related to illness, injury, hospitalisation and preventive care.

    You can also buy a ‘health insurance policy for family’ to cover all your family members. Make sure you invest in a good insurance plan for a safer and better tomorrow.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • CNG Two Wheelers for a Greener India

    by User Not Found | Jul 11, 2025

    For a nation stricken with air pollution, where millions of commuters prefer two wheelers, a sustainable and eco-friendly alternative to fossil fuels is the need of the hour. As per the International Organisation of Motor Vehicle Manufacturers (OICA) 2015 Statistics, the domestic motor vehicle sales in India between April 2015 and March 2016 were approximately 20.47 million units, of which two-wheelers were 16.5

    million, constituting 80% of the total sales.

    Another study by the Centre for Science and Environment (CSE) reveals that two-wheelers account for 31% of vehicular pollution, whereas four-wheelers constitute 20%.

    Considering the number of two-wheelers on Indian roads, the total pollution caused by them is approximately 50% more than that of four-wheelers. The search for alternate fuels for two-wheelers is on the rise, and Compressed Natural Gas (CNG) seems to be the road ahead.

    Why should you use CNG motorcycles?

    A Natural Gas Vehicle (NGV) or a CNG-fuelled vehicle is a vehicle that uses CNG as a cleaner alternative to fossil fuels. CNG offers several benefits over fossil fuels, such as:

    • Engine parts corrode gradually with CNG than with fossil fuels
    • Offers high mileage
    • Almost 30% less emissions
    • Cleaner emissions with an extremely low carbon content

    The operational cost of CNG fuelled vehicle is 60% less than petrol and 28% less than diesel vehicle. Interestingly, replacing a diesel bus with a CNG bus is equivalent to taking 21 cars off the road. With deteriorating air quality in Indian metros, CNG fuelled vehicles are paving the way towards cleaner and reduced emissions.

    Benefits of CNG

    Choosing a CNG-powered two-wheeler brings with it a host of benefits:

    • Lower emissions: CNG burns cleaner than petrol, producing significantly less carbon monoxide, hydrocarbons and particulate matter.
    • Cost-effective fuel: On average, CNG costs much less than petrol or diesel, leading to savings in the long term.
    • Quieter engine performance: CNG engines generally run quieter, adding to rider comfort.
    • Reduced maintenance: Cleaner combustion leads to less residue build-up in the engine, potentially reducing the frequency and cost of maintenance.
    • Eco-friendly reputation: Using a CNG two-wheeler signals a conscious lifestyle choice and contributes positively to your environmental footprint.

    While investing in a CNG bike, it is also wise to consider two wheeler insurance to protect your eco-conscious choice. Opting for comprehensive bike insurance ensures coverage not just against accidents but also against theft, fire and natural disasters.

    Challenges for CNG bikes

    Despite their advantages, CNG-powered motorcycles also face certain challenges:

    • Limited availability: There are only a few models available in the Indian market, with Bajaj leading the charge.
    • Refuelling infrastructure: While metros have a decent number of CNG stations, smaller cities and rural areas still lack coverage, limiting accessibility.
    • Performance trade-offs: Some users might find CNG bikes slightly less powerful or responsive compared to their petrol counterparts, especially in high-speed or long-distance travel.
    • Storage concerns: CNG tanks may take up additional space or alter the design aesthetics of the two-wheeler.

    CNG-fuelled two wheeler feasibility and the road ahead

    The government of India has launched 10 Honda Activa CNG scooters along with a two-wheeler CNG kit approved by the Automotive Research Association of India (ARAI) in Delhi. The Activa is launched at ₹ 65,000 and offers a mileage of 120 km/litre with a running cost of 60-65 paise/km, which is half that of petrol.

    Although the two-wheelers have not yet been launched for the general public but their promising mileage and cost effectiveness, accompanied by low and clean emissions, will make them a daily sight very soon. Once they hit the road, don’t forget to buy bike insurance for your CNG fuelled two-wheeler.

    Conclusion

    CNG two-wheelers, with the promise of low carbon emissions, affordability and convenience, are emerging as a good option on Indian roads. While they are not as mainstream as petrol bikes or electric scooters, CNG two-wheelers are becoming popular.

    As more riders opt for CNG-powered motorcycles, supported by infrastructure growth and the safety net of comprehensive bike insurance, we move one step closer to a healthier, greener future for all.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the topic featured in the article. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.

  • Health Insurance for Hypertension Patients

    by User Not Found | Jul 11, 2025

    High blood pressure, or hypertension, is a widespread health condition that affects millions globally. While it may not show clear symptoms at first, it can lead to serious complications such as heart disease, stroke and kidney damage over time. Managing hypertension requires regular checkups, medications and sometimes long-term treatment—all of which can become expensive without proper coverage.

    In this blog, we’ll explore why having health insurance is essential for individuals with hypertension, what features to look for in a good policy and tips for effectively managing the condition to stay healthy and reduce healthcare costs.

    What is hypertension?

    Hypertension occurs when the force of blood against the walls of your arteries is consistently too high. Blood pressure is measured with two numbers: systolic (top number) and diastolic (bottom number). A normal reading is around 120/80 mmHg. If your reading is consistently 140/90 mmHg or higher, you may have high blood pressure.

    Hypertension does not always show signs until it leads to bigger problems like heart attacks, strokes or kidney disease. That’s why routine check-ups and appropriate treatment are crucial for early detection and effective management.

    Types of hypertension

    There are mainly two types of hypertension:

    • Primary (essential) hypertension:

    It develops slowly over time and usually has no clear cause. It may be linked to genetics, lifestyle or ageing.

    • Secondary hypertension:

    This type is caused by a different medical condition, such as kidney disease, hormone problems or side effects from certain medicines. It often appears suddenly and can lead to higher blood pressure levels than primary hypertension.

    Who should buy health insurance for high blood pressure?

    Anyone diagnosed with high blood pressure or at risk of developing it should consider getting health insurance. This includes:

    • Adults over 40 years old
    • People with a family history of hypertension
    • Individuals who are overweight or obese
    • Smokers and heavy drinkers
    • People with sedentary lifestyles
    • Those with high levels of stress
    • Senior citizen health insurance for parents or older family members

    Importance of health insurance for people with hypertension

    Managing hypertension often involves regular doctor visits, blood tests and long-term medication. In some cases, hospitalisation may be needed due to severe complications. Health insurance can help by:

    • Reducing the financial burden of treatment
    • Giving access to quality healthcare services
    • Supporting early diagnosis through routine check-ups
    • Providing coverage for related illnesses and emergencies

    Benefits of buying health insurance for hypertension

    Here are the key benefits of getting a health insurance plan that covers hypertension:

    • Coverage for pre-existing conditions

    Many insurance providers now cover hypertension as a pre-existing condition after a waiting period.

    • Cashless hospitalisation

    Most plans offer cashless treatment at network hospitals, so you don’t have to pay upfront during emergencies.

    • Regular health check-ups

    Many policies include annual or bi-annual check-ups that help you keep track of your blood pressure and overall health.

    • Daycare procedures & OPD coverage

    Some policies cover daycare procedures and outpatient treatments, including doctor consultations, tests and medicines.

    • Mental health support

    Stress and anxiety can affect blood pressure. Some health insurance plans offer mental health support or counselling services.

    Inclusions & exclusions of health insurance for hypertension

    Inclusions (these may vary depending on the insurer):

    • Hospitalisation due to hypertension-related issues
    • Doctor consultations and diagnostic tests
    • Cost of prescribed medicines
    • Pre- and post-hospitalisation expenses
    • Emergency ambulance services

    Exclusions:

    • Claims made during the waiting period for pre-existing diseases
    • Non-medical expenses (like gloves, masks, etc.)
    • Cosmetic treatments or surgeries
    • Self-inflicted injuries or issues caused by alcohol or drug abuse
    • Experimental or unproven treatments

    It’s important to read the policy document carefully and understand what is covered and what isn’t.

    Tips to manage hypertension

    Here are some simple but effective tips:

    • Eat a healthy diet: Focus on fruits, vegetables, whole grains and low-salt meals.
    • Exercise regularly: Aim for thirty minutes of physical activity most days.
    • Reduce salt intake: Too much salt raises your blood pressure.
    • Limit alcohol and caffeine: Drink in moderation and avoid energy drinks.
    • Maintain a healthy weight: Being overweight increases your risk.
    • Manage stress: Practice yoga, meditation or deep breathing exercises.
    • Take your medicines as prescribed: Never skip or stop medication without consulting your doctor.
    • Check blood pressure regularly: Use a home monitor or visit a clinic.

    FAQs

    • Can I buy health insurance if I already have high blood pressure?

    Yes, you can. However, there may be a waiting period before the insurance covers hypertension-related claims.

    • Will the premium be higher for someone with hypertension?

    It might be slightly higher, as insurers consider it a higher risk. However, this varies from company to company.

    • Is a medical test needed before buying health insurance?

    In most cases, yes. Especially if you’re above a certain age or have existing health conditions.

    • Can I get a policy without disclosing my hypertension?

    No. You must declare all health conditions honestly. Hiding information can lead to claim rejection.

    Conclusion

    Hypertension is a long-term condition that requires continuous care and monitoring. While it can often be handled through lifestyle changes and medication, the costs can add up over time, especially if complications arise. Having a good health insurance plan in place ensures peace of mind, access to the best medical care and financial security.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Effects of Cabbage

    by User Not Found | Jul 02, 2025

    Cabbage, with its vibrant green layers and crunchy texture, is often celebrated for being rich in fiber, vitamins and antioxidants. While it’s a staple on many healthy-eating lists, it’s essential to know that even nutritious vegetables like cabbage come with their side effects—especially when consumed in excess or raw form.

    Read on to discover the possible side effects of cabbage.

    Is cabbage hard to digest?

    One of the main side effects of eating cabbage is digestive distress. Like other cruciferous vegetables, cabbage contains complex carbohydrates and fibers that are hard for some people to break down. They include raffinose—an indigestible sugar that can cause gas, bloating and stomach cramps.

    However, cooking cabbage can help make it easier to digest and reduce these symptoms.

    What are the side effects of eating cabbage?

    One of the lesser-known negative effects of cabbage on ladies is its possible interference with thyroid function. Cabbage contains goitrogens, compounds that may interfere with iodine absorption and hinder thyroid hormone production. This can be a concern for those with hypothyroidism or iodine deficiency.

    Another factor to consider is that cabbage is high in vitamin K. While this is great for bone health, it can interfere with blood-thinning medications.

    Additionally, eating raw cabbage side effects include increased flatulence, abdominal discomfort and even diarrhoea in some cases.

    How to eat cabbage in moderation?

    If you're planning on including cabbage in your daily meals, here are a few tips:

    • Keep portions reasonable.
    • Combine cabbage with other vegetables to get a broader nutrient range.
    • Try cooking methods like steaming or roasting to improve digestibility.
    • Listen to your body. If cabbage causes discomfort, reduce the quantity or swap it for a different green.

    Conclusion

    The potential side effects of cabbage shouldn’t put you off including this nutritious vegetable in your diet, but they are worth being aware of. Awareness helps you make better dietary choices. For holistic wellness, it's important to eat a balanced diet, avoid foods that trigger adverse reactions and stay physically active. Regular medical check-ups are vital in preventive care and early intervention.

    The right health insurance policy can ensure that you and your family are covered for unexpected health issues, offering financial support and peace of mind. Investing in comprehensive health insurance for family means you're better prepared to handle health concerns as they arise.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Side Effects of Broccoli

    by User Not Found | Jul 02, 2025

    Broccoli has long held a top spot in the world of superfoods and for good reason. It is packed with fiber, vitamins, antioxidants and essential minerals.

    While most people benefit from including broccoli in their diet, it's important to understand the potential side effects of eating broccoli everyday, especially if consumed in large quantities.

    Is broccoli healthier when eaten raw or cooked?

    Raw broccoli has more nutrients, including vitamin C and certain antioxidants. However, cooking it (especially steaming) can make it easier to digest and reduce the goitrogenic compounds that affect the thyroid.

    What are the side effects of broccoli?

    Some disadvantages of eating broccoli are:

    • Digestive issues and bloating

    Broccoli is high in fiber, which is beneficial for gut health, but in excess, it can cause bloating, gas and stomach cramps.

    • Thyroid function interference

    Broccoli, a cruciferous vegetable, contains compounds known as goitrogens. These chemicals can disrupt the thyroid gland’s ability to absorb iodine, particularly when broccoli is consumed raw and in large quantities.

    • Allergic reactions

    Some individuals might experience an allergic reaction to broccoli. Symptoms can include skin itching, swelling or even difficulty breathing. If you notice any of these after eating broccoli, it's essential to seek medical advice immediately and consider an allergy test.

    • Interaction with medications

    Another disadvantage of eating broccoli is its possible interaction with blood-thinning medications. Vitamin K, which is abundant in broccoli, aids in blood coagulation.

    If you are on anticoagulant drugs such as warfarin, consuming large amounts of broccoli may reduce the effectiveness of your medication.

    Recommended intake of broccoli

    For optimal health benefits, experts suggest including 2 to 3 cups of broccoli in your diet each week.

    However, eating too much broccoli has side effects that shouldn’t be ignored.

    Conclusion

    Understanding the side effects of broccoli—especially when consumed in excess—can help you make smarter dietary choices. If you experience any side effects or have pre-existing conditions, it's best to consult a healthcare professional for personalised advice.

    A suitable health insurance policy can help cover the cost of consultations and treatment in case of adverse reactions. Additionally, having critical illness insurance can offer financial protection and support during more serious health challenges.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Side Effects of Raw Mango

    by User Not Found | Jul 02, 2025

    Raw mangoes, with their tangy and refreshing flavour, are a favourite summer treat for many. They are rich in vitamin C and pectin, which help boost your immune system and support digestion.

    While they’re undoubtedly nutritious in moderation, regularly eating raw mangoes may not suit everyone. Understanding the potential side effects of raw mango can help you make informed health choices.

    Is it safe to eat raw mangoes every day?

    Unripe or green mangoes contain a compound called urushiol. This substance can irritate the mouth, throat and stomach when consumed in excess. The high citric acid content in raw mangoes may lead to gastric discomfort and inflammation, especially in individuals with sensitive digestive systems.

    What are the side effects of eating raw mango?

    Enjoying a few slices of raw mango now and then is generally safe for most people, but overconsumption can lead to several unpleasant symptoms.

    Here are some of the side effects of green mango to keep in mind:

    • Digestive problems: The high fiber content in raw mangoes can cause bloating, diarrhea and stomach cramps if consumed excessively.
    • Allergic reactions: Some people are allergic to mango peel or pulp. Symptoms may include rashes, swelling or itching. In rare cases, mango allergies may trigger anaphylaxis.
    • Tooth sensitivity: The citric acid in raw mangoes can erode enamel and increase sensitivity in people with dental issues.
    • -Blood sugar spikes: Despite being unripe, raw mangoes contain natural sugars that may raise blood glucose levels—something people with diabetes should watch out for.

    Can raw mangoes cause allergies?

    Yes, raw mangoes can cause allergic reactions. There are two types of mango allergies: immediate and delayed. Immediate allergic reactions can occur within an hour and include hives, swelling, vomiting, or even difficulty breathing.

    Delayed reactions, often caused by contact with mango peel, may result in rashes or itchiness around the mouth or eyes.

    Conclusion

    While raw mangoes offer numerous health benefits, moderation is essential. Overconsumption or ignoring signs of an allergy can lead to anything from mild digestive discomfort to more serious health issues. If you experience any allergic reactions or other symptoms, stop consuming them and consult a healthcare professional promptly.

    A robust medical insurance plan can help cover the costs of consultations and treatments, should the need arise. Additionally, having health insurance for family ensures that you and your loved ones are protected during emergencies—providing both financial relief and peace of mind.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Side Effects of Mango

    by User Not Found | Jul 02, 2025

    Mangoes are one of the most loved fruits of summer. However, if you're someone who loves indulging in mangoes every day, it's important to be aware of some potential side effects of mango consumption.

    Read on to discover some common mango fruit side effects, especially when eaten in excess.

    Is it okay to eat a mango everyday?

    Yes, eating a mango daily is generally safe as long as you don’t overdo it. A typical recommendation is about 2 cups or roughly 350 grams, of mango per day.

    What are the side effects of mango fruit?

    The following are some of the most common harmful effects of mango:

    • Digestive discomfort

    Dietary fibre is great for the gut, but only when taken in moderation. Eating too much mango can cause bloating, gas, abdominal cramps or even diarrhoea due to its high fibre content.

    • Unwanted weight gain

    While mangoes are low in fat and relatively moderate in calories, their natural sweetness and flavour can tempt you into consuming more than necessary, potentially leading to excess calorie intake.

    • Possible allergic reactions

    One of the lesser-known side effects of mango is its potential to trigger allergies. Some people may experience itching, swelling, hives or anaphylaxis, in rare cases.

    If you notice any discomfort or symptoms after consuming mangoes, it’s best to consult a healthcare professional immediately.

    • Blood sugar spikes

    Individuals with diabetes or insulin resistance should be mindful of mango intake. Mangoes have a high glycemic index, which means they can cause a spike in blood sugar levels if eaten in excess.

    • Vitamin A excess

    Mangoes are rich in vitamin A, which is generally beneficial. However, excessive consumption can cause harmful effects such as dizziness, nausea, or even hair loss due to vitamin A toxicity.

    Is mango good or bad for your stomach?

    Yes, in moderation! The dietary fibre and amylase enzymes in mangoes aid digestion and help relieve constipation—just be sure not to overdo it.

    Conclusion

    like allergic reactions and digestive issues. However, uderstanding how excessive mango consumption can affect your body will help you savour this fruit safely. If you have any specific health concerns, it’s wise to consult your healthcare provider.

    Health insurance plans cover the costs of consultations and medical care should any side effects arise. For older adults, senior citizen health insurance is essential, ensuring comprehensive coverage for routine care and unforeseen health issues.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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