There are several ways to check the status of your health insurance claim. You can check it online on your insurer's website or in person at a branch office. If you purchased your policy through an intermediary, they may also provide you with claim information.

Policyholders seeking medical treatment at a network hospital do not need to go through this process. That is because the Third Party Administrator or TPA at the relevant hospital has already processed their documents, allowing you to receive cashless treatment.

How to Check Your Health Insurance Policy Status Online & Offline?

You can check your health insurance claim status either online or offline. The online method allows you to follow up from the comfort of your home. For the offline method, you must visit your insurance provider’s branch office and connect with an executive or reach out to your insurance agent who helped you buy the policy in the first place.

Importance of Checking the Health Insurance Validity

Checking the validity of your health insurance policy is important for the following reasons-

1. It keeps you up-to-date on your eligibility to make medical claims when needed.
2. It helps with the timely payment of premiums, avoiding penalties for late renewal.

How to Check Your Health Insurance Policy's Status Online?

To check your claim status online, you need to follow the steps mentioned below: 

• Visit your insurer's official website.
• Navigate to the health insurance page. Once there, click on the claim links to get redirected to the claim page.
• The page will show you two options—retail or corporate. Click on the "Retail User" tab.
• Enter the claim number and click on "Proceed."
• The real-time status of your claim request will be displayed on the screen. 

You can also check your claim status by sending an email to the customer support email address. Attach a copy of your policy documents and mention the acknowledgement number you received when submitting your claim in the email.

How to Check Your Health Insurance Policy's Status Offline?

The offline process for checking your claim status is slightly more time-consuming than the online one. Here’s how you can do it:

• Visit the nearest branch of your insurer. Carry your policy documents with you. An executive will assist you in learning about your claim status.
• You can also call the toll-free number listed on the insurer's website. Before informing you of the status, the customer service representative will ask for your policy details and the claim reference number.

Remember, checking your health insurance claim status offline could demand more effort and be time-consuming compared to the online method.

What to Do if Your Policy Has Lapsed?

 In case your health insurance policy has lapsed, follow these steps-

1. Check to see if your policy offers any grace period. Many insurance plans give a 15 to 30-day grace period, during which you can renew the policy without fines.

2. Get in touch with the customer service of your insurance provider to understand the steps you can take to reinstate your policy.

3. You can buy a new policy if renewing the previous one is not possible.

FAQs

1. How often should I check my health insurance status?

You should check your health insurance policy once every month to keep track of the renewal and payment deadlines.

2. Can I check my policy status without going online?

Yes, you can call the customer support department of your insurance provider and get an update on your policy.

3. What happens if I do not pay the premium for my health insurance policy on time?

If you miss a payment deadline for your policy, it may lapse, and you will lose coverage until it is renewed.

4. How to reinstate a lapsed policy?

You can make the premium payment during the grace period to reinstate a lapsed policy. Many insurers provide this facility.

Conclusion

Being aware of your health insurance plan status is important to stay on top of premium payments, which is essential to make any claims in case of an emergency. It is a simple and effective way to prevent a policy lapse. The insurance status can be checked online and offline. If your policy has lapsed, get in touch with the insurance provider to mitigate the issue so that your health and mental peace are always safeguarded.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Every year since 2017, International Universal Health Coverage Day is celebrated on 12 December. The 2024 theme for UHC Day, “Health: It’s on the government,” aims to highlight the government's responsibility to invest in people's health and make healthcare affordable or free for all, especially the marginalised section of society.

What is Universal Health Coverage?

The main idea behind Universal Health Coverage (UHC) is that people should have access to good quality and affordable health care everywhere. This means that people should be able to access quality healthcare where and when needed without having to bear financial hardships. 

The Current State of Universal Health Coverage Globally

According to a WHO report, the current state of Universal Health Coverage globally is not satisfactory. There has not been any significant progress in this regard since 2021. Between 2000 and 2021, the number of people not covered by essential health services reduced by 15%. However, there has been minimal progress since 2015, and the world still needs to make significant progress towards UHC by 2030. The WHO report shows that around 4.5 billion people were not covered by essential healthcare services by 2021.

Progress towards UHC had already slowed down before the COVID-19 pandemic. The UHC service coverage index stagnated at 68 from 2019 to 2021. Moreover, according to the report, around 2 billion people faced severe financial hardships to get quality healthcare in 2019. People living in rural areas and those with elderly family members have faced catastrophic financial hardships. So, globally, there has not been any significant progress towards ‘UHC by 2030’, and the crisis has only deepened since the COVID-19 pandemic. Around 84% of countries reported disruption of essential healthcare services even in 2022. Inequalities continue to pose a major challenge for UHC.

Importance of Building Awareness

Considering that a large part of the global population lacks access to quality health care, it is essential to build awareness regarding UHC. It is also about promoting health equity and empowering individuals and communities. Improved awareness regarding UHC will help ensure equitable access to healthcare for economically weak and vulnerable communities as well as reduce healthcare-related disparities. Moreover, strong awareness about the UHC will encourage people to demand more effective policies from the government and advocate for their health rights. When people are aware of the UHC, they will be better informed regarding their rights to healthcare and how to navigate complex healthcare systems.

Spreading awareness about UHC will also help improve public health outcomes. In the longer run, UHC awareness can help reduce healthcare costs since the focus of UHC is not just on treatment but also on preventive care. UHC also offers important social and economic benefits, making it critical to build awareness. Apart from helping improve the workforce’s overall health, UHC can reduce the economic burden of diseases and improve social and economic stability. All these factors show that it is crucial to build awareness regarding UHC.

How Individuals Can Contribute to UHC Awareness

Besides celebrating Universal Health Coverage Day, here’s how individuals can contribute to building UHC awareness —

• Read about UHC policies to keep yourself updated, and try learning about your local healthcare rights and any regional and national health initiatives to communicate more effectively about UHC’s significance.
• Share factual and accessible information via social media channels to grow awareness about UHC. Make posts regarding how UHC fosters health equity, its significant benefits, and challenges to its implementation.
• Share accurate information through social networks to dispel any misconceptions related to UHC.
• You can also host workshops at your community and workplace or with local organisations to discuss UHC, its goals, principles, and benefits.
• In communities with limited healthcare literacy, people need to understand basic healthcare terms and concepts to empower them to participate in discussions and decisions regarding UHC.
• Participating in advocacy campaigns can help promote health equity and UHC. You can attend events, sign petitions, and write to local representatives.
• People in healthcare, education, or administrative sectors can volunteer time and expertise to local clinics and NGOs to help spread awareness regarding available healthcare resources.
• Support healthcare professionals in your area to organise health screenings and share information about UHC.
• Create support groups for people focusing on local needs and discuss health issues and regional challenges to increase coverage and better healthcare access.
• Share information on preventive measures like regular check-ups, vaccinations, and lifestyle changes, which will help reduce disease burden and support the basic UHC goal.
• Encourage your friends, family, and community members to adopt healthier lifestyles.
• Others may not have access to platforms to share their healthcare experiences and you can help amplify their voices. You can be of significant help to people from low-income and marginalised communities as well as those living in rural areas.

Conclusion

UHC can improve access to healthcare, increase health equity, reduce financial barriers, and strengthen health systems. As part of the Sustainable Development Goals, it offers an opportunity to promote a comprehensive and coherent approach to healthcare. UHC holds immense potential, but our collective responsibility is to spread awareness to achieve higher health equity. Also, remember to invest in a comprehensive health insurance plan to remain prepared for unexpected medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information. 

Cervical Health Awareness Month is held every January to emphasise the significance of cervical health. It also focuses on measures to prevent cervical cancer and other related conditions from occurring. Cervical cancer stands out as a preventable cancer, but it affects countless women across the globe. Promoting awareness of periodic screenings is crucial to lessening the chances of developing cervical cancer as well as seeking timely medical intervention.  

Understanding Cervical Health: Why It Matters?

The “cervix” is a small but crucial part of a woman’s reproductive system. It connects the vagina with the uterus. The cervix also plays a vital part in menstrual health and pregnancy. If any cervix-related problem occurs, it can cause complications such as infertility, premature birth, and miscarriage. It's vital to maintain cervical health to improve reproductive health.

Cervical health has a massive influence on general well-being. Ailments that affect the cervix can lead to emotional stress, irregular bleeding, and physical pain. You can opt for preventive care as it will support both mental and physical health, enhancing the quality of life.

Common Cervical Health Issues

Recognising cervical health issues and understanding the indications, causes, and treatment modes will enable you to take care of your cervical health. Let’s look at some such ailments.

1. Cervical Cancer

• What it is: The form of carcinoma occurs when there is abnormal cell growth in the cervix. This happens because of high-risk strains of the Human Papillomavirus, which causes changes in the cells.
• Symptoms: During the early phase, cervical cancer is difficult to detect as you will not experience any symptoms. However, in advanced stages, you will experience pain during intercourse, pelvic pain, and vaginal bleeding.
• Prevention: Periodic HPV testing and Pap smear are vital for early identification. Doctors may also prescribe the HPV vaccine.

2. Cervicitis

• What it is: The cervicitis is an inflammation that occurs in the cervix. This happens due to infections, which include STIs, such as Gonorrhoea or Chlamydia.
• Symptoms: Bleeding between two cycles of menstruation, pain during sex, and abnormal vaginal discharge are noticeable symptoms.
• Prevention: It's crucial to practice safe sex and opt for treatment for infections and periodic STI screenings.

3. HPV (Human Papillomavirus)

• What it is: The Human Papillomavirus consists of more than 100 virus strains. Some of these strains cause cervical cancer. The majority of sexually active individuals might encounter this condition at some point.
• Symptoms: Many HPV infections don't show any symptoms and go away by themselves. However, some strains cause abnormal changes in the cells in the cervix or genital warts.
• Prevention: Taking the HPV vaccine can help prevent HPV. Periodic screenings can identify cell changes during the early phase.

Importance of Regular Cervical Screenings

The cervical cancer month encourages all women to opt for cervical screenings as it is an effective way to maintain the health of the cervix. Identifying all the changes during the early stage will enable them to seek medical attention before they turn severe.

Doctors may advise HPV tests. Women who are over the age of 30 might also have to get the HPV test done along with a Pap smear. A Pap Test (or Pap Smear) is done to collect the cells from the cervix to look for abnormalities.

Cervical cancer is known to advance gradually. Hence, early screening helps in diagnosing and treating the ailment more effectively. Detecting all cervical problems at the early phase helps avoid costly treatments, such as chemotherapy and surgery.

So, how often should women get screened? Women should get screened as per their age —

• Ages between 21 and 29: Women should have a Pap smear every three years if the results are normal.
• Ages between 30 and 65: Women can opt for a Pap smear every three years or combine Pap and HPV testing every five years.
• Over the age of 65: Women with a history of normal screening results may no longer need regular screening.

Conclusion

Cervical cancer is known as the 4th most common form of carcinoma in women across the globe. However, it is preventable. Detecting its symptoms during the early phase will help you stop the cancer from progressing further. However, getting the best treatment can also cause financial strain. That’s why opting for a health insurance policy will help significantly as you can avail of quality healthcare and focus on recovery without worrying about the financial aspect.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The Atkins Diet is an eating plan which includes low-carbohydrate and focuses on high-protein and high-fat foods. It helps the body switch from burning glucose to burning fat for energy.

One variation of this diet is the Fasting Atkins Diet, which combines intermittent fasting with the low-carb principles of the traditional Atkins plan. Keep reading to learn more.

What is Fasting Atkins Diet?

Fasting Atkins Diet combines intermittent fasting and the Atkins low-carb eating plan. Intermittent fasting involves switching between eating and fasting periods, while the Atkins Diet limits carbohydrate intake to encourage fat-burning. When these two are combined, it can help improve metabolism and enhance fat loss.

The Fasting Atkins Diet can be followed in different ways. Some people follow a 16:8 fasting schedule, where they eat within an eight-hour window and fast for 16 hours. Others prefer alternate-day fasting, where they eat normally on some days and restrict calories on others. Regardless of the method, the key principle of the Atkins Diet remains the same — reducing carbohydrate intake to get to ketosis, where the body burns fat for fuel instead of glucose.

Benefits of Fasting Atkins Diet

The Fasting Atkins food plan provides several health benefits.

1. Weight loss

This diet promotes fat-burning by restricting carbohydrate intake and extending fasting periods. When the body depletes its glucose stores, it uses stored fat for energy when it runs out of glucose, leading to weight loss.

2. Improved blood sugar control

Reducing carbohydrate intake helps stabilise blood sugar levels and lowers the risk of insulin resistance.

3. Reduced cravings and appetite

Eating low-carb, high-protein foods helps control hunger and reduces sugar cravings.

4. Better heart health

The diet may help reduce risk factors for heart disease by lowering harmful cholesterol (LDL) and increasing good cholesterol (HDL).

Meal plans for Fasting Atkins Diet

The meal plan for the Fasting Atkins Diet depends on individual preferences and fasting schedules. Here is a sample Fasting Atkins Diet plan for a 16:8 fasting schedule:

Foods list in Fasting Atkins Diet

Choosing the right foods is important. Some of the recommended items for the Fasting Atkins diet programme are:

• Proteins: Chicken, beef, fish, turkey, eggs, and tofu.
• Healthy fats: Avocados, nuts, olive oil, and coconut oil.
• Low-carb vegetables: Leafy greens, broccoli, cauliflower, bell peppers, and zucchini.
• Dairy products: Cheese, butter, Greek yoghurt, and heavy cream.
• Beverages: Water, herbal teas, black coffee, and bone broth.

Tips for following Fasting Atkins Diet

Successfully following the meal plan requires careful planning and discipline. Here are some important tips to stay on track:

• Start slowly: If you are new to fasting, begin with a shorter fasting period, like 12 hours, before progressing to 16 hours or longer.
• Plan your meals: Prepare your meals beforehand to ensure you stick to the low-carb diet and do not break ketosis with unhealthy food choices.
• Monitor carbohydrate intake: Monitor your daily carbohydrate consumption. Staying below 50 grams of net carbs per day helps maximise fat burning.
• Get enough electrolytes: During fasting, the body may lose sodium, potassium, and magnesium. Consuming bone broth, salted nuts, or electrolyte supplements can help prevent imbalances.
• Avoid overeating after fasting: Breaking a fast with a large, high-carb meal can lead to blood sugar spikes and fatigue. Instead, start with a small portion of protein and healthy fats.
• Listen to your body: Pay attention to how your body responds to fasting and low-carb eating. Adjust your eating schedule or increase your calorie intake if you experience dizziness, weakness, or extreme fatigue.

Conclusion

The Fasting Atkins Diet combines the benefits of intermittent fasting with the low-carb approach of the Atkins Diet, promoting healthy weight management, improved metabolism, and better blood sugar control.

In addition to maintaining a healthy diet, it is important to protect overall well-being with mediclaim policy. An individual health insurance policy ensures financial security in case of medical emergencies, helping you stay focused on your health and fitness goals.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

A carnivore diet is all about meat. While quite a few influencers promote it, the benefits have not been proven by any credible research. Although many people consider this a fad diet, it is an intriguing concept. So, let’s learn more about this diet.

What is carnivore diet?

As the name suggests, this diet limits you to eating only meat and a few other animal products. Although it allows eggs and certain dairy products, the carnivore diet list excludes all other foods, including vegetables, fruits, grains, legumes, nuts, and seeds. 

This diet emerged from the controversial belief that our ancestors survived mainly on animal products. This belief also claims that many chronic diseases prevalent today are caused by high-carb diets.

Benefits of carnivore diet

While studies have not proved them, some of the benefits credited to a carnivore diet are:

• Easier weight management due to the exclusion of carbohydrates.
• Easily regulated blood sugar levels since carbs and sugars are avoided.
• Easier blood pressure management due to the exclusion of processed carbohydrates.

Despite the benefits attributed to this diet, you should also be aware of the downsides of this fad diet.

• High consumption of saturated fats may increase bad cholesterol levels.
• Eating high amounts of processed meats, such as salami and bacon, may increase your sodium levels.
• Excessive consumption of red meat may increase your risk of certain types of cancer.
• The exclusion of all fruits and vegetables may cause vitamin and mineral deficiencies. 
• A lack of fibre may cause digestive problems.

Meal plans for carnivore diet

If you are curious and want to try this diet, here’s a sample meal plan for a week:

• Monday:

• Breakfast: eggs and salami

• Lunch: chicken patty

• Dinner: fish fillet

• Tuesday:

• Breakfast: eggs and bacon

• Lunch: red meat jerky

• Dinner: chicken liver

• Wednesday:

• Breakfast: eggs and sausage

• Lunch: pork chops

• Dinner: mackerel

• Thursday:

• Breakfast: shredded chicken

• Lunch: sardines and trout

• Dinner: meatballs and cheese

• Friday:

• Breakfast: eggs and shrimp

• Lunch: lamb roast

• Dinner: flank steak

• Saturday:

• Breakfast: trout and bacon

• Lunch: chicken liver

• Dinner: prawns cooked in butter

• Sunday:

• Breakfast: salmon

• Lunch: crab cooked in lard

• Dinner: bone broth

You may snack on hard-boiled eggs, sardines or tinned fish, cheese sticks, or skinless chicken wings between meals. 

Foods list in carnivore diet

Carnivore foods include eggs, fish, seafood, and meats such as chicken, lamb, goat, red meat, pork, venison, turkey, etc.  Bone marrow and organ meat are also included. In addition, you can also consume limited amounts of hard cheese, heavy cream, and butter. The diet emphasises eating fatty meats to be able to meet your daily calorific needs.

It also encourages drinking plenty of bone broth and water but discourages consuming plant-based beverages, tea, and coffee. 

Along with excluding vegetables, the diet also excludes herbs and seasoning. Instead, you can season your food with salt and pepper.

Tips for following carnivore diet

A carnivore diet can be quite restrictive. While it may help you temporarily lose weight, this diet is not recommended for the long term. Of course, you could experiment with it for a day or two.

Conclusion

An only-meat diet might sound like a lot of fun for non-vegetarians, but the limited foods included in this diet can quickly make it lose its charm. The lack of variety may also have long-term health implications. 

If you are pregnant or breastfeeding, do not try this diet to lose your pregnancy weight. It can cause severe nutritional deficiencies. Similarly, do not try this diet if you have been diagnosed with kidney disease, heart disease, diabetes, or high blood pressure. You should not even consider trying this diet if you have ever suffered from an eating disorder. 

Instead, ensure you have a balanced diet where your proteins are accompanied by plenty of fruits and vegetables, grains, healthy fats, and dairy products. A balanced diet, regular exercise and the best health insurance will offer peace of mind and financial protection in unforeseen circumstances. You can also opt for individual health insurance to cover your specific medical needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Sorghum is a highly nutritious and versatile grain that has been cultivated for thousands of years. Believed to have originated in central Africa, it is a staple food item across continents. In India, Sorghum is better known as a millet.

Sorghum is essential to food security, particularly in the hot climate of dry and semi-arid regions. High in carbohydrates and naturally gluten-free, it is a great alternative option for individuals who have coeliac disease or gluten intolerance.

This wonder grain is full of vital elements like fibre, protein, and minerals. This blog covers everything from what is Sorghum, its uses, various types, and health benefits.

What is sorghum?

Sorghum is a cereal grain that belongs to the Poaceae (grass) family. It is widely grown in African nations, China, India, Australia, South American countries, and the U.S. Sorghum is well-known for its capacity to flourish in a variety of challenging circumstances, like regions that are prone to drought.

The physical characteristics of Sorghum include a wide colour palette. The grains are small, round, and vary in colour, including off-whites and creams, red tints, maroon and brown, yellow, and black. The grain's shade depends on its variety and local growing conditions. The plant itself resembles maize, with tall stalks and broad leaves.

Types of sorghum

Sorghum is of different kinds, each serving different purposes. Below are the main varieties:

1.    Grain sorghum (food-grade sorghum):

used primarily for human consumption.

2.    Forage sorghum:

used for livestock feed.

3.   Sweet sorghum:

used for making sorghum syrup and sweeteners.

4.    Biomass sorghum:

used for renewable energy production via biofuels, ethanol, and chemicals.

Sorghum nutrition

From easy digestion to strengthening the immune system and promoting cardiovascular health, sorghum is an essential cereal.

Below is a breakdown of sorghum’s nutrition value per 100g serving:

Uses of sorghum

Here are some common examples of what is sorghum used for:

1.     Culinary uses

• Whole grains: cooked like rice or quinoa, and used in salads and side dishes.
• Flour: used in gluten-free baking— breads, cakes, and pancakes.
• Porridge: a popular breakfast food in Africa and India.
• Popped sorghum: a smaller, healthier alternative to popcorn.
• Beverages: used to make traditional beers and fermented drinks.

2.     Animal feed

• Sorghum is widely used as livestock feed due to its high nutritional value.
• Forage sorghum is grown specifically for feeding cattle, poultry, and other farm animals.

3.     Industrial and biofuel production

• From the sugar-rick stem of the plant, sweet sorghum is processed to produce ethanol, a renewable energy source.
• Sorghum stalks are used in making biodegradable packaging materials.
• Used as a protein extender in adhesives and other industrial applications.

FAQs

1. Is sorghum gluten-free?

Sorghum is naturally gluten-free and is a safe grain for those with gluten intolerance or coeliac disease.

1. How do you cook sorghum?

You can cook Sorghum like rice. Rinse the grains and boil them in water (1:3 ratio of Sorghum to water) for about 40-50 minutes until tender.

1. Does sorghum have antioxidants?

Some sorghum types, especially the darker varieties, are full of antioxidants.

1. Can sorghum be eaten raw?

Sorghum grains are usually cooked or ground into flour before consumption.

1. Does sorghum help with mental health?

The Sorghum's antioxidant and Vitamin B6 content together work to regulate the nervous system, and thus elevate mood, and can help with long-term neurological problems.

1. How should sorghum be stored?

Store sorghum grains in an airtight container in a cool, dry place. Sorghum flour should be refrigerated for freshness.

1. Does sorghum have any side effects?

Sorghum is generally safe to eat, but excessive consumption may cause bloating due to its high fibre content.

Conclusion

Sorghum is an ancient grain because of how early humans cultivated it. It is also a universally familiar food item to people across the world. The different types of Sorghum are incredibly rich in nutrients. The grain is versatile in its health benefits to humans and animals alike.

Whether you consume whole grains, flour, or beverages, Sorghum is among the best additions to a healthy diet. And while eating healthy is key to good health, it helps to have health insurance plans in place. Illness is unpredictable, and health insurance covers hospital stays, doctor visits, and treatments, protecting you financially in the event of an emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The Fasting Mimicking Diet (FMD) is a scientifically designed diet that offers the benefits of fasting without complete food deprivation. It limits calorie intake while maintaining essential nutrients that help the body reach a fasting state. Dr Valter Longo developed the FMD, which supports longevity, cellular repair and overall health improvement. Unlike traditional fasting, which involves extended periods without food, this diet allows small, nutrient-dense meals that trick the body into thinking it is fasting.

The FMD is beneficial for individuals who find complete fasting difficult. Let’s explore the FMD in detail, including its benefits, mimic fasting diet plan, and useful tips.

What is Fasting Mimicking Diet?

The Fasting Mimicking Diet plan is a well-structured eating plan, typically for five days, that provides a low amount of calories while maintaining important and necessary nutrients. It is designed to mimic the effects of fasting.

Key aspects:

• Caloric restriction: The diet provides around 1,100 calories on the first day and approximately 750 calories per day for the next four days.
• Macronutrient balance: It focuses on healthy fats, limited proteins and low carbohydrates.
• Autophagy activation: The body undergoes a process of cellular cleaning and repair, and removing damaged cells.
• Ketosis: The body shifts to a fat-burning mode like traditional fasting with reduced carbohydrates.

Benefits of Fasting Mimicking Diet

The FMD offers several health benefits, many of which are supported by scientific research.

• Cellular rejuvenation: The diet activates autophagy where the body regenerates new cells and removes damaged cells, potentially reducing the risk of chronic diseases.
• Weight management: Ketosis helps the body burn fat, which leads to easy weight management.
• Improved metabolic health: The FMD may regulate blood sugar levels, improve insulin sensitivity and support cardiovascular health.
• Reduced inflammation: Many chronic conditions are linked to inflammation, and this diet may help reduce inflammatory markers.
• Brain health support: The diet promotes the production of brain-derived neurotrophic factor (BDNF), which may reduce the risk of neurodegenerative diseases by improving cognitive function.

Meal plans for Fasting Mimicking Diet

The FMD diet includes nutrient-dense, plant-based meals. Here’s a sample fasting-mimicking diet plan:

Foods list in Fasting Mimicking Diet

Below is a categorised list of recommended fasting mimicking diet food list:

• Healthy fats: Olive oil, avocado, coconut oil, nuts, seeds, and nut butter.
• Low-carb vegetables: Spinach, kale, broccoli, zucchini, cauliflower, and asparagus.
• Plant-based proteins: Lentils, chickpeas, tofu, and tempeh (in limited amounts).
• Herbal teas: Green tea, chamomile tea, and other caffeine-free herbal infusions.
• Soups and broths: Vegetable broths, miso soup, and low-calorie soups made with mushrooms or tomatoes.
• Fermented foods: Sauerkraut, kimchi, and pickled vegetables to support gut health.
• Berries and low-sugar fruits: Blueberries, raspberries, and small portions of apples.
• Avoid highly processed foods, refined sugars, dairy, and high-protein animal products.

Tips for following Fasting Mimicking Diet

To successfully follow the FMD and gain maximum benefits, consider these tips:

• Plan ahead: Preparing meals in advance ensures you stick to the recommended foods and portion sizes.
• Stay hydrated: Drink enough water and herbal teas to stay hydrated.
• Avoid strenuous exercise: While mild activities like yoga and walking are fine, avoid intense workouts.
• Listen to your body: Some fatigue is normal, but consider adjusting the plan if dizziness or extreme weakness occurs.
• Ease back into regular eating: Transition to a balanced diet once the five-day cycle is complete.

Conclusion

The Fasting Mimicking Diet offers a structured way to achieve the benefits of fasting without complete food deprivation. However, following it correctly is essential to maximise its effectiveness.

For long-term health and financial security, it is also crucial to have reliable health insurance plans. Individual health insurance policies cover medical expenses and ensure access to quality healthcare in case of emergencies. With a balanced lifestyle, healthy diet and proper healthcare insurance plans, you can take a proactive approach towards long-term well-being.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Stress is a part of life, but when it becomes chronic, it can negatively affect mental and physical health. While occasional stress is normal, prolonged stress can cause anxiety, high blood pressure, digestive issues, and weakened immunity.

Fortunately, diet can be a helpful tool in managing stress. This blog explores the best foods to relieve stress and promote a healthy mind and body.

Top foods to help relieve stress

A well-balanced diet is good for stress management. Stress reducing foods have specific properties that lower cortisol levels, boost serotonin production and provide calming nutrients. The following are some of the foods that reduce stress and anxiety.

1.     Water

Proper hydration is important for overall health and stress management. Even mild dehydration can result in fatigue, irritability, and difficulty concentrating, which can amplify stress.

Drinking enough water throughout the day helps keep the body functioning optimally, maintaining energy levels and cognitive function. Water also aids in flushing out toxins, keeping the body refreshed and reducing physical stress. Drinking at least 6-8 glasses of water daily, but individual needs may vary based on activity level and climate.

2.     Fruit juice

Fresh fruit juices, especially those made from citrus, berries, and pomegranates, are excellent for stress relief. Natural fruit juices have high levels of vitamins, antioxidants, and natural sugars that help stabilise mood and energy. Vitamin C in fruit juices has been shown to lower cortisol levels.

Additionally, potassium and magnesium in fresh juices support muscle relaxation and lower blood pressure. Avoid packaged juices with added sugars, as they can contribute to energy spikes and crashes that increase stress.

3.     Oranges

This super-tasty and refreshing citrus fruit is considered the best food to reduce stress. Vitamin C in oranges helps lower stress levels by reducing cortisol production. This essential vitamin also strengthens the immune system, which can weaken due to prolonged stress. Oranges provide natural sugars and fibre that offer a quick energy boost and do not cause fluctuations in blood sugar levels.

4.     Nuts and seeds

Nuts and seeds are good sources of magnesium, healthy fats, and protein, which help regulate stress levels. Almonds, walnuts, sunflower seeds, and flaxseeds contain omega-3 fatty acids that assist brain function and reduce anxiety. Magnesium also helps with muscle relaxation and better sleep quality, which are important for managing stress.

5.     Leafy greens

Leafy greens like spinach and kale are packed with stress-reducing nutrients like magnesium, folate, and vitamin C. All these nutrients help produce dopamine, the neurotransmitter that promotes relaxation and happiness. Magnesium can help regulate the nervous system, preventing stress-related tension and headaches.

6.     Eggs

Eggs have B vitamins, essential amino acids, and protein, all contributing to stress reduction. B vitamins, particularly B6 and B12, support brain function and help produce serotonin, a neurotransmitter that regulates mood. Eggs also contain choline, which plays a role in reducing anxiety and promoting cognitive health.

7.     Blueberries

Blueberries contain anthocyanins that help reduce inflammation and protect the brain from stress-related damage. They support the production of dopamine and serotonin, which enhance mood and reduce anxiety. The fibre in blueberries helps regulate blood sugar levels, preventing energy fluctuations that can contribute to stress.

Adding blueberries to yoghurt, smoothies, or oatmeal is a delicious way to enjoy their benefits. Although blueberries may not be available or expensive in India, they can be substituted with black jamun, amla, or black grapes.

8.     Avocado

Avocados are packed with healthy fats, B vitamins, and potassium, all of which are required in foods to relieve stress and anxiety. The monounsaturated fats in avocados help brain health and reduce inflammation caused by stress. B vitamins are important in nervous system function, allowing the body to handle stress more efficiently. Potassium in avocados helps regulate blood pressure and prevent stress-related heart issues.

9.     Sunflower seeds

Sunflower seeds have magnesium, vitamin E and healthy fats that help in muscle relaxation and prevent tension headaches caused by stress. Vitamin E has antioxidants which protect cells from stress-related damage. Sunflower seeds also contain tryptophan, an amino acid that supports serotonin production, improving mood and promoting relaxation.

10. Broccoli

Broccoli has a lot of nutrients that help combat stress quite effectively. It contains folate, vitamin C, and fibre, which support brain function and improve mood stability. Folate is one of the main nutrients of foods that reduce stress hormones and promote serotonin production which helps to prevent mood swings caused by stress. Vitamin C in broccoli lowers cortisol levels and strengthens the immune system. The fibre in broccoli supports gut health, which has been linked to improved mental well-being.

FAQs

• Can diet alone reduce stress?

Diet plays a big role in stress management but it should be combined with healthy habits like exercise, proper sleep, and relaxation for the best results.

• How quickly do stress-reducing foods work?

The effects of stress-relieving foods vary. Some, like oranges and fruit juices, provide an immediate boost, while others, like nuts and leafy greens, offer long-term benefits when consumed regularly.

• Can too much caffeine increase stress?

Excessive caffeine intake is known to elevate cortisol levels, which leads to increased stress and anxiety.

• Are processed foods bad for stress management?

Processed foods with sugar and unhealthy fats can cause energy crashes and increase stress levels. Whole, natural foods with fibre are the best option for maintaining a balanced mood.

Conclusion

Eating the right foods that are rich in vitamins, antioxidants, and healthy fats can support stress management and promote overall well-being. While diet plays an important role in long-term stress management, there are certain measures you need to take for an added layer of security.

A health insurance policy ensures financial security and access to quality healthcare when medical intervention is required.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Gluten is a plant protein. It is found in grains and is responsible for the chewy texture of bread made from these grains. Some people are sensitive or intolerant to gluten. As a result, they are advised to have a gluten-free diet. So, what does this mean? What are the best gluten-free diet foods for you? Keep reading to find out.

What is a gluten-free diet?

A gluten-free diet restricts the use of gluten-rich ingredients. The gluten-rich foods list includes barley, malt, rye, and wheat-based products. So, these are the foods to avoid. 

In addition, if your gluten-free meal plan includes processed foods, you want to ensure that they are not manufactured in a facility that manufactures wheat-based food.  

Benefits of a gluten-free diet

Some of the benefits associated with following this diet include:

• Reduced risk of bloating, abdominal discomfort, and gas
• Higher energy levels
• Optimised nutrient absorption
• Easier weight management
• Easier management of inflammatory disorders
• Lower risk of autoimmune flare-ups
• Healthy blood sugar levels
• Clearer skin
• Higher cognitive functioning
• Healthy gut 

Meal plans for a gluten-free diet

Building a meal plan for a gluten-free diet isn’t very difficult. You must ensure a balanced meal and not miss out on any essential nutrients. Here’s a sample weekly meal plan.

• Monday

• Breakfast: Omelette and grilled vegetables

• Lunch: Millet chapattis, dal, vegetable and salad

• Dinner: Jowar wrap with paneer and vegetables

• Tuesday

• Breakfast: Chia pudding

• Lunch: Rajma, rice and salad

• Dinner: Chole paneer salad

• Wednesday

• Breakfast: Millet upma

• Lunch: Bajra chapattis, kadhi and sprouts

• Dinner: Chickpea pasta with vegetables 

• Thursday

• Breakfast: Berry smoothies

• Lunch: mixed vegetable fried rice

• Dinner: Methi thepla with chutney

• Friday

• Breakfast: Millet pancake

• Lunch: Palak paneer with jawar roti and salad

• Dinner: Dal tadka with jeera rice and mixed vegetables

• Saturday

• Breakfast: Millet idli and chutney

• Lunch: Potato-pea gravy with rice and raita

• Dinner: Lauki kofta with bajra roti and salad

• Sunday

• Breakfast: poached eggs with gluten-free oat bread

• Lunch: Tawa pulao 

• Dinner: Beetroot jowar wrap with tandoori paneer

Foods list in gluten-free diet

A variety of foods without gluten are available in nature. This includes:

• All types of non-coated or battered poultry, meat, and fish
• Eggs
• Unflavoured dairy products
• All vegetables and fruits
• Grains such as rice, quinoa, corn, millet, amaranth, tapioca, and sorghum
• Chickpea flour, almond meal, soy flour, potato flour, corn flour, corn starch, coconut flour and tapioca flour.
• Nuts and seeds
• Almost all cooking oils, margarine, and butter
• Herbs and spices
• Most beverages except beer

Tips for following a gluten-free diet

Following a gluten-free diet means better planning. After all, you can’t just pick up a sandwich when hungry. Here are a few tips to get you started:

• Always read the ingredient list on packaged food.
• If you are visiting friends or relatives, consider carrying a gluten-free roll or a bowl of gluten-free pasta.
• If you share your kitchen with others, keep a separate set of utensils to avoid cross-contamination.
• Plan your grocery lists.
• Plan your meals around fruits and vegetables.
• Replace pasta with spiralised vegetable noodles.
• Snack on nuts and seeds to ensure adequate fiber, calcium, and zinc.

Conclusion

Certain foods cause discomfort, bloating, and upset stomachs. This may indicate a food intolerance, allergy, or sensitivity. A gluten-free diet is for individuals who cannot tolerate grain-based foods. Following a diet plan will greatly improve the quality of life and well-being of individuals with gluten sensitivity.

You should always prioritise your health by availing of individual health insurance. Choosing health insurance plans isn’t just about comparing costs. Assess your healthcare needs, look into the coverage offered, check the provider networks, and ensure you understand the plan’s maximum reimbursement limits. When covered by a good insurance policy, you’ll never have to think twice before seeking medical attention.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Opting for a well-balanced, low-carb diet is a practical approach to overall health. A typical low-carb diet either restricts carbohydrates or completely avoids them. Many people follow low-carb diet plans to eliminate the risk of lifestyle diseases and to boost energy levels.    

What is low-carb diet? 

A low-carbohydrate diet is a meal plan that avoids food items containing high levels of carbohydrates or added sugar. At the same time, it includes moderate to higher levels of protein and fat. According to nutritionists, the amount of carbohydrates in a low-carb diet ranges from a minimum of 20gm to a maximum of 120gm. However, this quantity should be decided depending on a person’s body conditions. The different ways to follow a low-carb diet plan are:

• Keto diet
• Paleo diet
• Atkins diet
• Eco-Atkins diet
• Low-carb Mediterranean diet
• Dukan diet  
• Zero-carb diet

Benefits of low-carb diet 

When you restrict your carbohydrate intake, the body uses stored glucose as its primary energy source. This process, known as dietary ketosis, can help you lose weight.

Tailored no-carb diet plans are created to align with one’s health conditions, personal preferences, and wellness goals. A no-carb diet helps:

• Reduce obesity and aid in weight loss.
• Reduce blood pressure and blood sugar 
• Lower triglycerides
• Increase good cholesterol
• Improve metabolism
• Relax brain cells and give better results in conditions like epilepsy, Parkinson’s, and Alzheimer’s.

Meal plans for low-carb diet  

After a health checkup, a healthy meal chart can be prepared, including food items from the low-carb foods list.

• Breakfast:

  Start the day with scrambled eggs, tomatoes, avocado, and capsicum sauteed in butter and feta cheese. It tastes delicious and serves as a healthy starter for the day. 

• Lunch:

  Sauteed veggies with sprouted daal is an ideal low-carb lunch recipe. If you prefer non-vegetarian items, go for a grilled chicken salad with vegetables mixed with garlic, pepper, and olive oil. 

• Snacks:

  For low-carb, healthy snacks, choose foods with high fibre and protein, and avoid processed foods. Berries, avocados, almonds, boiled egg and cheese are good choices.  

• Dinner:

  For dinner, opt for a creamy broccoli and cheese soup with butter, sauteed onion, cheese, and suitable spices. This keto-friendly soup is not only filling but also satisfying. 

Foods list in low-carb diet  

Following a low-carb diet may be difficult initially. However, tasty dishes can be prepared with easily available low-carb substitutes. The given low-carb diet food list includes healthy vegetables, nuts, fruits, and other low-calorie food items.

• Cauliflower instead of potatoes
• Zucchini
• Leafy vegetables for healthy soups
• Broccoli
• Eggs  
• Avocado  
• Nuts and seeds  
• Fish and Meat  
• Fruits and berries
• Dairy  
• Oil 

Tips for following low-carb diet    

Here are a few tips and tricks that can help you overcome cravings at the initial stage: 

• Thoroughly understand different types of carbohydrates and their function in the body. Learn about different types of low-carb diet plans.
• Do thorough research about different low-carb alternatives and prepare a low-carbohydrate food list. Choose items from this list and prepare a healthy, tasty, low-carb meal plan. 
• Between meals, you can eat low-carb snacks like roasted makhana, plain kale chips, nuts, boiled eggs, etc.
• When you are on a low-carb diet, you may feel dehydrated because carbohydrates are the water-holding elements in your body. When you restrict carb intake, there can be a sudden change in water and sodium levels. So, it is crucial to take electrolytes and plain water frequently. You can also include coconut water and fruit juices in your diet. 

Conclusion

Apart from diet, other factors like regular exercise, stress management and healthcare plans also contribute to a better life. A good health insurance plan can cover unexpected medical expenses. You can also opt for individual health insurance plans that offer personalised coverage, financial security and added protection against rising medical costs. A proactive approach can help you lead a healthy and stress-free life. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The high protein diet has become a buzzword in health and fitness. A protein-rich diet can be a great way to achieve your fitness goals, including weight loss, muscle building or strength training. But what exactly does it involve, and how can you make it work for you? 

In this blog, we’ll explain everything you need to know about a protein diet, including a five-day meal plan, food lists, and practical tips for getting started.

What is a high protein diet?

A high-protein diet involves increasing protein intake while keeping carbs and fats in moderation. Dietary protein helps the body repair tissues, build muscle, and stay strong. It’s found in various foods, from chicken and eggs to lentils and nuts.

Benefits of a high protein diet

Unlike other restrictive diets, a protein-rich diet includes all food groups. It focuses on adding more protein to meals, which can help you feel fuller for longer and support your overall health.

Here are some of the potential benefits:

1. Builds and repairs muscles.
2. High-protein foods take longer to digest and keep you feeling full longer.
3. Protein provides more calories per gram compared to fats and carbs.
4. Adequate protein intake is linked to stronger bones and may reduce the risk of osteoporosis.
5. Protein metabolism takes longer, preventing sudden spikes in blood sugar levels.

Meal plans for a high protein diet

To help you get started, here’s a five-day high-protein meal plan:

These meals ensure you get a steady protein intake throughout the day, keeping you energised and satisfied.

Foods list in high protein diet

Choosing the right foods is key to following a high-protein diet successfully. Here’s a list of protein sources to help you plan your meals:

Animal-based proteins

• Chicken and turkey – Lean and versatile sources of high-quality protein.
• Fish (salmon, tuna, mackerel) – Rich in protein and omega-3 fatty acids.
• Eggs – A budget-friendly, nutrient-dense protein source.
• Lean beef – Provides protein, iron, and essential amino acids.
• Dairy (milk, greek yoghurt, cottage cheese, hard cheese) – Excellent for protein and calcium intake.

Plant-based proteins

• Lentils and beans (dal, kidney beans, black beans, chickpeas) – High in protein and fibre.
• Soy-based products (tofu, tempeh, edamame) – Complete plant-based protein options.
• Quinoa – A rare plant protein that contains all nine essential amino acids.
• Nuts and seeds (almonds, chia seeds, flaxseeds, pumpkin seeds, sunflower seeds) – Ideal for snacks and added texture in meals.
• Whole grains (oats, brown rice, barley, millet) – Offer moderate protein along with essential fibre.

Protein supplements (optional)

• Whey protein – Fast-digesting protein, great for post-workout recovery.
• Plant-based protein powders (pea, hemp, rice protein) – Ideal for vegans or those with dairy allergies.

Best high-protein snack ideas

• Greek yoghurt with chia seeds
• Hard-boiled eggs
• Roasted chickpeas or edamame
• Protein bars (low sugar, high fibre options)
• Peanut butter on whole-grain toast

Including a variety of these foods ensures balanced nutrition while meeting your protein-rich diet needs.

Tips for following a high protein diet

Starting a high protein diet need not be overwhelming. Here are some practical tips to help you stay on track, along with the reasoning behind them:

1. Start your day with protein to kickstart your metabolism and keep you full longer. A sense of satiation curbs the urge to snack. Eggs, greek yoghurt, or protein shakes are great breakfast choices.
2. Snack smart on nuts, seeds, boiled eggs, or roasted chickpeas to curb hunger between meals. High-protein snacks also provide sustained energy, preventing energy spikes and crashes.
3. Balance your meals: While protein is the star of a high-protein diet, it’s important to pair it with healthy carbs to get all the essential nutrients your body needs.
4. Stay hydrated: A high-protein diet can increase your body’s need for water, as protein metabolism produces waste products that must be flushed out. Drinking plenty of water helps kidneys do their job easily.
5. Watch portion sizes: Take only a palm-sized serving of protein per meal. While protein is essential, overeating can lead to excess calories.

Conclusion

A high-protein diet can improve your overall health. A healthy lifestyle is about more than following a diet plan. Regular exercise, good sleep, work-life balance and stress management are equally important. And while you are focusing on your health, don’t forget to secure it. 

Health insurance plans, including family health insurance and individual health plans, give you access to premium medical facilities. Medical insurance ensures you are covered for medical expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Nigella seeds, derived from the nigella sativa plant, have been used in traditional medicine for their various health benefits. These seeds are packed with nutrients and bioactive compounds that can promote overall well-being.

Let us explore some nigella sativa benefits that you should know about.

Significant benefits of nigella seeds

Here is a list of some of the benefits of nigella seeds:

• Enhances immune function

Compounds like thymoquinone, present in nigella seeds, are effective antioxidants and anti-inflammatory agents. They contribute to a bolstered immune response by defending cells from free radical damage and also lessening systemic inflammation.

• Boosts digestive health

The carminative and laxative qualities of nigella seeds can help maintain a healthy gastrointestinal tract. They ease gas, bloating and regulate bowel movements.

• Lower blood sugar

There are studies indicating that nigella seeds help regulate blood glucose. These seeds contain antioxidants that improve insulin sensing and sugar metabolism.

• Anti-cancer effect

Nigella seeds contain certain compounds that can have anti-cancer properties. Many test tube studies have shown that nigella seeds can destroy or deactivate breast, colon and prostate cancer cells. However, the effect on humans is yet to be established.

• Improve heart health

Nigella seeds can improve cardiovascular health by maintaining a healthy cholesterol level and decreasing artery inflammation. Research indicates that it brings down LDL cholesterol (bad) and triglyceride levels while raising HDL cholesterol (good) due to the presence of sterol.

• Improve liver function

Nigella seeds are also believed to possess hepatoprotective (protect and enhance liver function) qualities. A review confirms their antioxidative activity protects liver cells against free radical damage and toxins.

• Antibacterial properties

Despite limited human studies, research indicates the effectiveness of nigella seeds in fighting bacterial infection. It can also inhibit the growth of different types of bacteria.

How to consume nigella seeds?

Black nigella seed benefits are easy to derive, thanks to their ease of consumption. Here are different ways you can add it to your diet:

• Adding them to food: You can use nigella seeds as a spice for a dash of added flavour. It also goes well with salads.
• Making a tea: Steep nigella seeds in hot water to make a tea and consume it several times a day. Pair it with honey or lemon for an improved taste.
• Using the oil: Nigella seed oil promotes healthy skin and hair, or can be taken internally as a supplement. Experts typically recommend one teaspoon a day.
• Adding to smoothies: It can be added to smoothies and other beverages for an extra boost of nutrition.
• Infused in water: Soak 8-10 high-quality nigella seeds in water overnight and have them the next day for improved digestion and easing constipation.

Importance of health insurance

Nigella seeds in diet has been a tradition in many regions of the world for centuries. However, certain studies have shown that the seeds can have side effects, such as slower blood clotting, which may be a concern for people on blood-thinning medicines. Also, applying nigella seed oil to the skin may induce dermatitis in some people. Therefore, it’s important to consult a professional before incorporating them into your routine, especially for those with underlying health conditions or allergies.

Apart from consuming health-friendly foods, taking precautions is essential if any medical emergencies arise. Having comprehensive family health insurance or individual health insurance ensures that you can access quick and reliable treatment if needed. With the right coverage, you won’t have to worry about medical expenses, knowing you’re protected throughout the process.

FAQs

• Are kalonji and nigella seeds the same?

Nigella seeds are called “kalonji” in Hindi. Other names of nigella seeds are black cumin and kala jeera.

• Can we drink nigella seed water daily?

You can drink nigella-infused water daily as part of your digestive health routine and to hydrate yourself. Make sure it is in moderation.

• What is the best time to consume nigella seeds?

To make the most of nigella seeds, you should ideally consume them on an empty stomach in the morning.

Conclusion

While more research is needed to truly establish the health benefits of nigella seeds, the consensus points towards consuming them for holistic health. However, as with any dietary change, it’s important to be prepared for unexpected health concerns. Comprehensive health insurance ensures coverage against various medical needs like preventive care, treatments, consultations, medications, and even chronic disease management.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

In a world full of wellness trends, the best detox drinks for weight loss have become popular for people striving towards weight management. These refreshing beverages promise to cleanse your body of toxins while supporting a healthy lifestyle.

This article dives into everything you need to know about the best detox drinks for weight loss— what they are, how much to consume for best results, and some fantastic recipes to try at home.

Importance of detox drinks for weight loss

Detox drinks offer a dual benefit: promoting weight loss and aiding the body's natural detoxification process.

Here are some of its known benefits:

• Improved digestion: These drinks often contain ingredients that stimulate digestion, ensuring better nutrient absorption and reducing bloating.
• Hydration: Many detox drinks encourage increased water intake, which is essential for maintaining a healthy metabolism.
• Metabolism boost: Certain ingredients, like lemon and ginger, are known for their metabolism-boosting properties.
• Curbing cravings: Detox drinks can help reduce cravings for unhealthy snacks by keeping you fuller for longer.

Are detoxes and cleanses safe?

The answer largely depends on the ingredients and how they're used. Homemade detox drinks, made from natural fruits, vegetables, and herbs, are generally safe. However, relying solely on detox drinks for weight loss or consuming store-bought options with artificial additives can pose risks.

Key points to consider:

• Balanced nutrition: Detox drinks should complement a healthy diet, not replace meals.
• Medical conditions: People with specific health issues or those on medication should consult their doctor before joining detox programs.
• Moderation: Excessive consumption can cause side effects like nutrient deficiencies or electrolyte imbalances.

Common ways to cleanse and detox

While detox drinks are one of the easiest ways to cleanse the system, there are other ways to support detoxification:

• Juice: Extracting juice from fresh fruits and vegetables.
• Tea: Herbal teas like green tea, dandelion tea, and chamomile can aid in cleansing.
• Smoothies: Blending whole fruits and vegetables for fibre-rich detox options.
• Flavoured water: Drinking plenty of water infused with fruits and herbs.
• Healthy eating: Focusing on whole, unprocessed foods supports your body's natural detox systems.

Detox drinks: 10 homemade recipes for weight loss

Here are ten simple and effective weight loss detox drinks homemade recipes you can easily prepare:

1. Lemon and ginger detox water

Ingredients:

• 1 lemon.
• 1-inch piece of ginger.
• 1 litre of water

Benefits: Boosts metabolism, improves digestion, and enhances immunity.

2. Cucumber and mint-infused water

Ingredients:

• ½ cucumber (sliced).
• A handful of mint leaves.
• 1 litre of water

Benefits: Hydrates and cools the body while flushing out toxins.

3. Apple cider vinegar drink

Ingredients:

• 2 spoons of apple cider vinegar.
• 1 glass of water.
• 1 teaspoon honey.

Benefits: Reduces appetite and stabilizes blood sugar levels.

4. Green tea detox

Ingredients:

• 1 green tea bag.
• A slice of lemon.
• 1 teaspoon honey

Benefits: High in antioxidants and great for boosting metabolism.

5. Watermelon and mint cooler

Ingredients:

• 1 cup watermelon chunks.
• A handful of mint leaves.
• 1 cup water.

Benefits: Refreshing, hydrating, and rich in antioxidants.

6. Turmeric and lemon detox tea

Ingredients:

• 1 teaspoon turmeric powder.
• Juice of 1 lemon.
• 1 glass of warm water.

Benefits: Anti-inflammatory properties and supports liver health.

7. Pineapple and cucumber juice

Ingredients:

• 1 cup pineapple chunks.
• ½ cucumber.
• 1 cup water

Benefits: Aids digestion and reduces bloating.

8. Berry detox smoothie

Ingredients:

• 1 cup of mixed berries.
• 1 cup of almond milk.
• 1 tablespoon of chia seeds

Benefits: Packed with antioxidants and fibre.

9. Aloe vera and lemon water

Ingredients:

• 1 tablespoon aloe vera gel.
• Juice of 1 lemon.
• 1 glass of water

Benefits: Improves digestion and supports detoxification.

10. Orange and carrot cleanser

Ingredients:

• 1 orange.
• 2 carrots.
• 1 cup water

Benefits: Loaded with vitamin C and beta-carotene for glowing skin and improved digestion.

FAQs

• Can detox drinks replace meals?

Detox drinks should not replace balanced meals. They serve best as a supplement to a healthy diet.

• How often should I take detox beverages?

Aim to include one or two detox drinks in your daily routine for best results.

• Are detox drinks suitable for everyone?

While they are generally safe, people with specific health conditions or dietary restrictions should consult a healthcare professional before consuming detox drinks.

• Can detox drinks help with bloating?

Many detox drinks contain ingredients like ginger, cucumber, and mint, which can reduce bloating and improve digestion.

• Are there any risks to detox drinks?

Overconsumption or relying solely on detox drinks without a balanced diet causes nutritional imbalances.

Conclusion

Detox drinks are essential to a healthy lifestyle, offering numerous digestive and dietary benefits. Incorporating detox drinks into your routine helps you achieve your fitness goals naturally and without side effects. For optimal results, it's important to complement these drinks with regular exercise, a balanced diet, and sufficient rest.

Besides detox drinks for a healthy lifestyle, you must take certain measures to ensure you're protected in any medical emergencies. Remember, investing in your health goes beyond what you consume—having comprehensive health coverage, such as a well-rounded health insurance plan, is essential towards your wellness journey. So, start sipping, stay active, and embrace a healthier you.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The prerequisite to weight management is a well-balanced diet, regular exercise, and a healthy lifestyle. One way to support this is to include soups in your diet. Soups can help with portion control, increase fibre intake, and provide essential nutrients while satisfying your meals.

Here, we will explore the best soups for weight loss, their benefits, and some delicious varieties, which can help you reach your wellness target.

How soups support weight loss?

Soups are a great addition to any weight management plan as they are low in calories but high in essential nutrients. They’re packed with water and fibre, and helps prevent overeating. The combination of hydration and fibre makes soups an ideal option for portion control, allowing you to enjoy satisfying meals without guilt.

Key ingredients for weight-loss soups

Here are some must-have ingredients that can be essential for soups to be effective in your weight-loss journey.

• Vegetables: Low-calorie, nutrient-dense vegetables like spinach, carrots, cabbage, and tomatoes can be included in your soup recipe.
• Lean proteins: Chicken, lentils, and legumes add protein while keeping the calorie count low.
• Spices and herbs: Garlic, ginger, turmeric, and pepper can enhance flavour and boost metabolism.
• Low-Sodium broths: Avoid high-sodium bases and use homemade broths to control salt intake.
• Healthy fats: Olive oil or a handful of nuts can provide healthy fats without sabotaging your weight-loss efforts.

Best types of soups for weight loss

Below are some of the best soups for weight loss that are nutritious and satisfying:

1.      Vegetable and garlic soup

This classic soup combines the goodness of assorted vegetables and the metabolism-boosting properties of garlic. The high antioxidant and fibre content can help you keep your gut healthy and curb cravings.

2.      Moong dal and carrot soup

Rich in protein and fibre, moong dal (split green gram) paired with carrots creates a hearty soup that is believed to be perfect for shedding pounds.

3.      Tomato soup

A staple in weight-loss diets, tomato soup is low in calories and high in vitamins A and C. Its tangy taste and hydrating properties make it ideal for a healthy meal.

4.      Spinach soup

Spinach is a nutrient-dense leafy green that’s perfect for weight management. Spinach soup is rich in iron and magnesium, with few calories.

5.      Cabbage soup

Cabbage soup has become an important part of many weight-management routines owing to its high vitamin and mineral content. The soup helps detoxify the body, and can help promote digestion.

6.      Chicken soup

For non-vegetarians, chicken soup can be a healthy and comforting option. The low-calorie broth is rich in protein as it is prepared with lean chicken and an assortment of vegetables. Chicken soup can help build muscle mass while keeping you full.

Tips for preparing weight-loss soups

To maximise the benefits of soups for weight loss, keep these tips in mind:

• Avoid cream and butter: Stick to lighter options like low-fat milk or yoghurt if you want your soup to be creamy.
• Use fresh ingredients: Fresh vegetables and proteins provide more nutrients than processed options.
• Control portions: While soups are low in calories, eating too much can still lead to excess calorie intake.
• Go for homemade broths: Store-bought broths often contain high sodium levels, while homemade broths allow you to control the ingredients.
• Experiment with spices: Adding metabolism-boosting spices like turmeric, ginger, and black pepper can enhance health benefits.

Benefits of including soups in your diet

For those looking to manage their weight, soups can offer several benefits:

• Hydration: Soups contain a high water content, keeping you hydrated.
• Low-calorie meals: They may provide essential nutrients while keeping calorie intake in check.
• Improved digestion: Ingredients like garlic, ginger, and vegetables are known to promote better digestion.
• Detoxification: Soups with cabbage, spinach, and tomatoes may aid in flushing out toxins from your body.
• Convenience: Soups are easy to prepare, store, and reheat, making them a practical option for busy lifestyles.

FAQs

1. Can I eat soup every day for weight loss?

You can include soups daily, provided they are balanced and low in calories. Rotate the ingredients to ensure variety and avoid nutrient deficiencies.

2. Are creamy soups bad for weight loss?

Creamy soups are full of calories and fats. You can opt for lighter versions using low-fat dairy or plant-based milk.

3. How do soups compare to salads for weight loss?

Both are excellent for weight management. Soups offer the added advantage of warmth and hydration, making them more comforting and filling.

4. Can soups replace a full meal?

Soups with balanced ingredients like protein, vegetables, and healthy fats can be a complete meal.

5. Does health insurance cover weight-loss programs?

While most health insurance plans don’t directly cover weight-management programs, they may cover nutritionist consultations or obesity-related treatments.

Conclusion

Soups can be adaptable, full of nutrients, and simple to prepare. The possibilities are endless, from vegetables and garlic to moong dal and carrots, or even a classic chicken soup. Using wholesome ingredients and avoiding excess salt or cream while experimenting with flavours is prudent. Healthy meals are a great way to invest in your well-being, and for an added layer of security, you can opt for health insurance. Investing in a good policy can facilitate access to preventive care and medical services, essential to maintaining a healthy lifestyle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The Mediterranean diet has gained worldwide recognition due to its appealing taste and impressive health benefits. This heart-healthy and nutritionally balanced diet is traditional to people in the Mediterranean regions such as Greece, Italy, parts of the Middle East and North Africa.

Here, we'll discuss the Mediterranean diet, health benefits, and share sample meal plans, food suggestions, and tips to help you embrace this flavourful and healthy way of eating.

What is the Mediterranean diet?

Mediterranean diets include foods traditionally consumed in the region, featuring colourful vegetables, fruits, whole foods, beans, nuts, seeds, olive oil, and lean meats such as fish and poultry. Dairy, red meat, and seafood are enjoyed in moderation, while wine is an occasional treat.

The Mediterranean diet emphasises balance and variety, unlike other restrictive diets. Its goals are to eat nutritious and satisfying meals and practice mindful eating while promoting shared family meals.

Benefits of the Mediterranean diet

The Mediterranean diet is widely recommended owing to its countless health benefits. Here are some key advantages:

• Heart health: They’re high in healthy fats, which means they can help reduce bad cholesterol (LDL) while increasing good cholesterol (HDL).
• Weight management: Whole, unprocessed foods help with weight management. The fibre and healthy fats make your stomach feel full, lowering unhealthy snacking habits.
• Improves brain function: An antioxidant-rich diet with fruits and vegetables helps protect brain cells from cognitive decline.
• Reduces inflammation: The Mediterranean diet is rich in anti-inflammatory foods, such as olive oil, nuts, fruits, vegetables, and fish, which help lower the risk of chronic inflammatory
• Improves blood sugar control: High-fibre foods and whole grains help stabilise blood sugar levels, which may be beneficial for people with or at risk for type 2 diabetes.

Meal plans for Mediterranean diet

The Mediterranean diet meal plan is simple, wholesome, and tasty. Here’s a simple 3-day meal plan to help you get started with it:

Foods list in the Mediterranean diet

The Mediterranean diet food plan includes a variety of fresh, whole foods that are both delicious and nutritious. Here’s a breakdown of the Mediterranean food list:

Tips for following the Mediterranean diet

If you are new to the Mediterranean style diet, here are some simple tips to help you stick to it:

• Stock your pantry with Mediterranean staples like olive oil, whole grains, nuts, and legumes. This makes it easier to prepare meals without resorting to processed foods.
• Planning your meals helps you avoid junk foods and ensures healthy eating habits.
• Add more vegetables to your diet. Aim to fill at least half of your plate with colourful veggies.
• Choose healthy fats like olive oil as your primary cooking oil and snack on nuts and seeds instead of chips or cookies.
• Add fish to your meal twice a week. Grilled or baked fish is a delicious and healthy option.
• Eat small portions of red meat, or limit your weekly intake
• Enjoying meals with others is an important part of the Mediterranean lifestyle. Eating together makes meals more enjoyable, encouraging mindful eating.
• Drink plenty of liquids and stay hydrated throughout the day.
• Don’t stress about following the diet perfectly. It’s okay to indulge in occasional treats

Conclusion

The Mediterranean diet is simple, delicious and improves overall health. Fresh, whole foods and healthy fats reduce the risk of chronic diseases while making meals tasty and satisfying. With some planning and basic ingredients, you can easily adapt this lifestyle into your daily routine.

In addition to adopting a nutritious diet, securing health insurance to protect your well-being is essential. Whether it is family health insurance that provides coverage for an entire family, or individual health insurance to ensure personal coverage, having the right policy offers peace of mind. It financially aids you against unexpected medical emergencies due to accidents and illnesses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Fibre plays a crucial role in digestion, weight management, and preventing various diseases, including heart disease, diabetes, and bowel disorders. However, many people do not consume enough fibre every day. The recommended daily intake for adults is 28-34g, although most people only consume around 15g.

Read along to learn all about a high fibre diet.

What is high fibre diet?

A high fibre diet includes foods that are rich in fibre, a type of carbohydrate that the body cannot fully digest. Unlike other nutrients, fibre goes through the digestive system mostly intact, providing several benefits along the way.

There are two types of fibre:

• Soluble fibre: It dissolves in water and forms a gel-like substance that slows digestion. It is found in oats, beans, lentils, apples, citrus fruits, and carrots.
• Insoluble fibre: This does not dissolve in water and adds bulk to stool. It helps reduce constipation and is found in whole grains, nuts, seeds, potatoes (with skin), and some vegetables.

How much fibre do you need?

Benefits of high fibre diet

A high-fibre diet meal plan provides the following benefits:

• Digestive health: It prevents constipation and reduces the risk of digestive problems like diverticulitis and haemorrhoids.
• Weight management: Fibre-rich foods keep you feeling full for longer. It also helps control cravings and prevents overeating.
• Cholesterol levels: Soluble fibre binds with cholesterol inside the digestive system and helps to remove it from the body.
• Blood sugar levels: Fibre slows down sugar absorption in the bloodstream and can help prevent and manage type 2 diabetes.

Meal plans for high fibre diet

A high-fibre diet should include a balance of vegetables, fruits, whole grains, nuts, legumes, and seeds. Below is a sample fibre diet meal plan for a day:

Breakfast:

• Porridge made with oats, topped with banana, flaxseeds, and chopped nuts.
• Wholemeal toast with peanut butter.
• A glass of fresh orange juice.

Mid-morning snack:

• A handful of almonds and walnuts.
• An apple or pear.

Lunch:

• Lentil soup with wholemeal bread.
• A large salad with mixed greens, chickpeas, cherry tomatoes, and sunflower seeds.
• A bowl of Greek yoghurt with berries.

Afternoon snack:

• Carrot and cucumber sticks with hummus.
• A handful of pumpkin seeds.

Dinner:

• Grilled salmon with quinoa and steamed broccoli.
• Wholegrain pasta with a vegetable-based tomato sauce and kidney beans.
• A side of avocado and tomato salad.

Foods list in high fibre diet

Eating a variety of fibre-rich foods ensures you get both soluble and insoluble fibre. A high fibre foods list includes:

• Fruits: Apples, pears, oranges, berries (strawberries, raspberries and blueberries), bananas, figs, and prunes
• Vegetables: Broccoli, carrots, spinach, kale, sweet potatoes (with skin), and brussels sprouts
• Whole grains: Oats, brown rice, wholemeal bread, wholegrain pasta, quinoa and barley
• Legumes: Chickpeas, lentils, black beans, kidney beans and green peas
• Nuts and seeds: Chia seeds, flaxseeds, almonds, walnuts, sunflower seeds and pumpkin seeds

Tips for following high fibre Diet

Eating more fibre content food isn’t difficult. Here are some simple tips to help:

• Start slowly: Increase fibre intake gradually to prevent bloating or stomach discomfort.
• Stay hydrated: Fibre absorbs water, so staying hydrated is essential.
• Eat whole grains: Swap white bread, pasta, and rice with wholemeal versions. Look for “whole grain” or “wholemeal” on food labels.
• Consume fruits and vegetables: Include fruits and vegetables in every meal. Also, keep the skin on where possible.
• Snack on fibre-rich foods: Choose nuts, seeds, and fresh fruits instead of processed snacks.

Conclusion

A high fibre diet is a simple yet powerful way to improve digestion, maintain a healthy weight, and helps reduce the risk of various diseases. By having more whole grains, fruits, vegetables, legumes, nuts, and seeds, you can easily reach the recommended daily fibre intake.

Along with eating well, having a mediclaim policy will provide you protection against healthcare expenses. Many insurance plans cover doctor visits, specialist care, and hospital treatment. Choosing a good individual health insurance plan gives you peace of mind, knowing you can get the care you need without worrying about financial strain.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Among highly recommended healthy diets, the Paleolithic diet focuses on eating foods similar to those consumed by our Stone Age ancestors. This celebrated diet, well-known as the paleo diet plan, recommends foods eaten and available during the Palaeolithic era.

If you’re curious about how to get started with a Paleo Diet food plan, what to eat, and how to make it work for your lifestyle, this guide is for you.

What is the paleo diet?

The eating habits of our hunter-gatherer ancestors inspired the paleo diet. This diet emphasizes fresh fruits, vegetables, nuts, seeds, and meats and skips processed foods, grains, and dairy, which became staples only after the advent of agriculture.

The paleo diet promotes better health by eliminating modern processed foods that may contribute to chronic diseases.

Benefits of the paleo diet

The Paleo Diet is believed to offer several potential health benefits. While individual results may vary, here are some ways it can help:

1. Can support weight management by cutting out processed foods and sugars.
2. Can improve blood sugar levels by focusing on whole food consumption.
3. Can enhance digestive health and reduce bloating by eliminating processed foods and grains.
4. Can boost nutrient intake through increased consumption of vitamins, minerals, and antioxidant-rich foods.

Meal plans for the paleo diet

To help you get started with the Paleo diet, here’s a simple and beginner-friendly paleo diet food list for a 5-day meal plan. This plan includes easy-to-make dishes using readily available natural, nutrient-dense ingredients, ensuring a smooth transition to Paleo eating.

A woman’s diet during pregnancy is important as it directly affects both the mother’s and baby’s health. Every food choice contributes to the growth and development of the child, which is why it is imperative to select foods rich in essential nutrients. Citrus fruits like oranges, lemons, grapefruits, and sweet lime are among the best healthy food options, packed with vitamins and minerals.

Here, we will learn more about the benefits and diet incorporation of citrus fruits during pregnancy.

Importance of citrus fruits during pregnancy

Here are some key benefits of consuming citrus food during pregnancy:

• Rich in vitamin C.
• Boosts immunity and can help prevent infections.
• Aids digestion.
• Helps maintain hydration.
• Contains folic acid that is believed to support baby’s brain and spinal cord development.
• Relieves morning sickness.

Oranges

Oranges, loved for their sweet, juicy flavour, are among the most well-known citrus fruits good for pregnancy.

Nutritional benefits

The health benefits of oranges are:

How to include

Here are some ways to include oranges in your diet:

• Eat fresh oranges as a snack.
• Drink fresh orange juice (without added sugar).
• Add orange slices to salads and smoothies.
• Use orange zest in desserts and dishes for extra flavour.

Lemons

Lemons are refreshing and tangy, commonly used to reduce nausea and morning sickness during pregnancy.

Nutritional benefits

The health benefits of lemons are:

How to include

Here are some ways to include lemons in your diet:

• Add lemon juice to warm water for a refreshing drink.
• Squeeze a fresh lemon over salads and soups.
• Use lemon in herbal teas to soothe nausea.
• Mix lemon juice with honey and water as a natural energy drink.

Grapefruits

Grapefruits have a slightly bitter taste but are incredibly nutritious as they contain vitamin C and fibre.

Nutritional benefits

The health benefits of grapefruits are:

How to include

Here are some ways to include grapefruits in your diet:

• Eat fresh grapefruit slices for breakfast.
• Drink grapefruit juice for a refreshing boost.
• Add grapefruit to fruit salads for a tangy taste.
• Use grapefruit zest in baking and cooking.

Sweet lime (Mosambi)

Sweet lime is a mild and sweet citrus fruit that is easy on the stomach, making it the perfect snack for pregnant women.

Nutritional benefits

The health benefits of sweet lime are:

How to include

Here are some ways to include sweet lime in your diet:

• Drink fresh mosambi juice in the morning.
• Eat mosambi slices as a light snack.
• Mix mosambi juice with other fruit juices for variety.
• Use mosambi in fruit salads and desserts.

Precautions while consuming citrus fruits

While citrus fruits are highly beneficial, here are some precautions to keep in mind:

• Too much citrus can cause acidity or heartburn.
• Choose fresh fruits and juices over packaged ones that are loaded with sugars and preservatives.
• Some people may have citrus allergies, so introduce it into the diet slowly if you’re unsure.
• Rinse your fruits thoroughly before consuming them to remove pesticides or chemicals.

FAQs

1. Can I eat citrus fruits every day during pregnancy?

You can consume citrus foods every day but in moderation.

2. Can citrus fruits cause acidity during pregnancy?

Consuming citrus fruits in excess can trigger heartburn or acidity due to their acidic nature.

3. Is it safe to drink citrus juices during pregnancy?

Drinking citrus juices daily during pregnancy is safe. Opt for fresh, homemade juice instead of packaged ones.

4. Can citrus fruits help with morning sickness?

The tangy flavour of citrus fruits like lemons can help reduce nausea and morning sickness.

5. What is the best time to eat citrus fruits during pregnancy?

Citrus fruits can be eaten at any time, but consuming them in the morning or before meals may help with digestion.

Conclusion

Citrus fruits like oranges, lemons, grapefruits, and sweet lime are great additions to a pregnancy diet. However, consuming them in moderation is important to avoid acidity and discomfort. Along with a balanced diet, having a reliable health insurance plan is crucial during pregnancy. Maternity care can be costly, and a well-chosen insurance plan ensures you receive the best medical care without financial strain. It helps cover routine check-ups, scans, and any unexpected health concerns, providing peace of mind for you.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The West Bengal Health Scheme (WBHS) provides financial relief to state government employees, pensioners, and their families by ensuring cashless treatment at recognised hospitals.

West Bengal Health Scheme (WBHS): Overview

It is a scheme for state government employees, pensioners, and their dependents. It covers medical expenses up to Rs 1.5 lakh (extendable in special cases) at recognised government and private hospitals across India for specified illnesses and treatments.

Features and benefits of West Bengal Health Scheme

Key features of the WB Health Scheme are:

• Cashless treatment: No need to pay upfront
• High coverage limit: Up to ₹1.5 lakh per family per year
• Extended coverage: In critical cases, treatments are covered beyond the limit
• Senior citizen health insurance: Covers pensioners and their dependents
• Reimbursement option: If treatment is done in a non-empanelled hospital, expenses can be reimbursed
• Wide network: Includes government and private hospitals across India

List of diseases covered under WB Health Scheme

The scheme covers a wide range of illnesses and treatments.

• Cardiac diseases
• Cancer treatments
• Neurological disorders
• Orthopaedic treatments
• Kidney-related diseases
• Liver diseases
• Accident and trauma care

Note: Routine OPD consultations, cosmetic surgeries, and experimental treatments are not covered.

Inclusions and exclusions of West Bengal Health Scheme

The scheme includes major treatments but has certain exclusions.

What’s included?

• Hospitalisation costs (room rent, doctor’s fees, and surgery costs)
• Pre and post-hospitalisation expenses (up to 30 days before and after hospitalisation)
• Critical illnesses
• Diagnostic tests (if linked to hospitalisation)

What’s excluded?

• OPD consultations (Unless part of hospitalisation)
• Cosmetic surgeries
• Non-essential medicines
• Fertility treatments

Eligibility criteria for West Bengal Health Scheme

To enrol in the scheme, applicants must meet specific requirements.

Who Can Apply?

• State government employees (Permanent or retired)
• Pensioners
• Family members of employees/pensioners
• Employees of government-aided institutions

Note: Private sector employees are not eligible.

How to apply online for WBHS?

The WB Health Scheme online registration process is simple.

• Visit the West Bengal Health Scheme website- https://healthscheme.wb.gov.in/
• Click on “Online Enrollment”
• Enter your date of entry into Govt services
• Fill out the application form
• Upload requested documents
• Submit form
• The respective government department will verify and approve the application.

Once approved, the applicant receives a West Bengal Health Scheme ID card, which must be used for cashless treatments.

Throughout history, humans have battled against deadly diseases that have claimed millions of innocent lives. While some have been eradicated through vaccination and medical intervention, others continue to maintain an alarming presence. So, let us read on to understand which is the dangerous disease in the world.

Here are some of the world most dangerous disease.

10 most deadliest diseases

For centuries, mankind has experienced deadly diseases that have not only altered the course of history but also led to the development of new medicines.

Below are 10 of the deadliest diseases in the world.

1. Bubonic plague

One of the most dangerous disease in the world was the Bubonic plague or the Black Death that swept through Europe, Asia, and Africa in the 14th century. It resulted in millions of deaths, and was Yersinia pestis, a bacterium that is spread by fleas living on rodents.

2. Spanish flu or influenza

The 1918 Spanish flu was considered one of the deadliest disease in the world. It spread to one-third of the world's population, killing over 50 million people. The H1N1 virus spread rapidly, partly due to the lack of vaccines and antibiotics at the time.

3. Smallpox

Smallpox is an infectious and deadly disease caused by the Variola virus. It is said to have caused about 300 million deaths in the 20th century. Characterised by high fever and rashes, it has a 30% mortality rate.

4. Cholera

Cholera is a severe diarrhoeal disease caused by the Vibrio cholerae bacterium and is spread mainly through contaminated water. Since the 19th century, it has been responsible for multiple pandemics, claiming millions of lives. Symptoms include severe dehydration, diarrhoea, and vomiting.

5. HIV/AIDS

HIV (Human immunodeficiency virus), causes acquired immunodeficiency syndrome or AIDS, has taken over 40 million lives since 1980. The virus attacks and kills a certain type of white blood cell in the body, which weakens the immune system. Millions of people are currently living with HIV/AIDS worldwide.

6. Ebola

Ebola virus disease (EVD) is transmitted through direct contact with infected bodily fluids. Symptoms include high fever, internal haemorrhage, and organ failure. With a mortality rate as high as 80 to 90%, it is considered one of the most dangerous disease in world.

7. Coronavirus

SARS-CoV-2 is a novel coronavirus that emerged in late 2019 in China, causing the COVID-19 pandemic. The disease spread quickly and resulted in millions of deaths. Though the symptoms are often mild with flu-like symptoms in the acute stage, it can evolve into severe pneumonia or respiratory failure with complications in different organs.

8. Malaria

Malaria is a potentially life-threatening disease spread through the bites of female Anopheles mosquitoes. Symptoms include fever, chills, and eventual organ damage.

9. Tuberculosis (TB)

Tuberculosis (TB) is an infectious disease caused by Mycobacterium tuberculosis. Although it primarily targets the lungs, it can also affect other parts of the body. TB ranks among the primary causes of mortality globally, especially in underdeveloped regions.

10. Dengue fever

Dengue fever, a viral infection transmitted by female Aedes mosquitoes, has symptoms like fever, intense body aches, and, in severe cases, internal bleeding. In 2024, over 14 million cases and 10,000 deaths were reported from dengue globally.

FAQs

• What is the deadliest disease in history?

The 1918 Spanish influenza is history's deadliest disease. The epidemic claimed approximately 50 million lives globally.

• Is Ebola more deadly than COVID-19?

Although Ebola exhibits a considerably higher fatality rate (up to 90%), COVID-19's extensive global transmission resulted in a higher number of deaths.

• Can smallpox return?

Smallpox was declared eradicated in 1980, with existing samples only housed within secure laboratories.

• How to differentiate between malaria and dengue?

Female Anopheles mosquitoes transmit malaria, while virus-infected female Aedes mosquitoes transmit dengue.

• How to effectively prevent deadly diseases?

Fundamental measures such as vaccination, strict hygiene practices, improved sanitation infrastructure, and timely medical interventions can prevent deadly diseases from spreading.

Conclusion

Although advancement in medical science has managed to eliminate several lethal diseases, others still present a significant challenge to the global health system. Prevention strategies, including vaccination and ongoing medical research, are vital for combating these serious health threats.

However, the unpredictable nature of health risks emphasises the need for proactive financial planning. Health insurance provides a safety net, helping cover the costs of medical treatments, hospitalisations, and surgeries, alleviating the financial burden of unexpected illnesses. Additionally, critical illness insurance offers coverage specifically for life-threatening diseases, ensuring that you're financially protected when facing the most serious health challenges.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.