by
yogini mohod
| May 06, 2026
Pain looks for a release. For some people, that release becomes self-harm. It often stays hidden, spoken about only when it can no longer be ignored.
Most people who self-harm are not seeking attention. They are trying to cope, to find some form of relief. That shift in understanding matters. It changes how you see it, how you respond, and how you support someone through it.
Whether you are going through this yourself or watching someone you care about struggle, understanding self-harm and self-injury is a good place to start.
What are Self-Inflicted Injuries?
If you have ever wondered what self-inflicted injuries or what is self harm and self injury, here is a clear answer. Both terms refer to deliberately hurting one's own body, usually not with the intent to end one's life. It is often a way of coping with emotional pain that feels too heavy to carry or too difficult to put into words. That does not make it less serious. In fact, health experts point out that people who engage in self-harm may face a higher risk of suicidal behaviour later if they do not receive timely support.
Common Types of Self-Inflicted Injuries
Self-harm shows up in more ways than you realise. Cutting is the most widely known, but others include scratching until the skin bleeds, burning, hitting or banging parts of the body, and repeatedly picking at wounds. The physical signs are not always obvious. Someone may wear long sleeves in warm weather to hide injury marks, avoid certain conversations, or seem emotionally withdrawn. Low self-esteem and difficulty expressing feelings are also common signs worth paying attention to.
What Triggers Self-Harm?
People do not wake up one day and decide to hurt themselves. It usually builds up over time. For many, it starts as a way to handle feelings like loneliness, shame, guilt, grief, or the kind of emotional weight that follows trauma.
Bullying, difficult relationships, or simply feeling out of control can push someone toward it, too. It often shows up alongside other mental health conditions like anxiety, depression, PTSD, bipolar disorder, OCD, or struggles with eating and substance use.
Treatment and Support Options
The good news is that people do get better. Treatment usually begins with a proper mental health assessment, so the right kind of help can be put in place. That might mean therapy, medication for any related conditions, and care for physical injuries.
Some people need just a few counselling sessions, while others need more structured care or a hospital-based programme. It really depends on the person. And it is not only about professional help, but family and friends also matter here. Showing up without judgment, keeping the conversation open, and nudging someone toward help without pushing them away can be more useful.
Does Health Insurance Cover Treatment for Self-Inflicted Injuries?
This is a question many families have, and it is worth looking into carefully. Under the Mental Healthcare Act, 2017, mental illness is covered under health insurance plans in India. That said, the actual coverage for self-harm-related treatment depends on the specific policy. Exclusions, waiting periods, hospitalisation requirements, and other terms all affect what gets approved.
Critical illness insurance is generally for a fixed list of serious medical conditions and works differently in certain situations. Reading your policy closely before you need it is always a good idea.
Conclusion
Most people avoid these conversations not because they do not care, but because they do not know where to start. What if they say the wrong thing? What if it makes things worse? That fear is understandable, but staying silent can cause more harm than an imperfect conversation ever would.
Also, knowing what your health insurance plans cover for mental health treatment, and where critical illness insurance fits in, means one less thing to figure out in an already difficult moment.
FAQs
1. How is self-harm different from a suicide attempt?
Self-harm usually does not involve the intent to end one's life, though both are serious. The behaviour is usually a way to cope with emotional pain. However, people who self-harm may face a higher risk of suicidal behaviour over time if they do not receive proper support, which is why early intervention matters.
2. Can someone recover fully from self-harm?
Yes. With the right support, including therapy and in some cases medication, many people do recover. Recovery takes time and looks different for everyone, but it is very much possible. A non-judgmental environment and consistent professional care make a significant difference.
Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.