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  • Newly Married? Make These Key Changes in Your Health Insurance Policy

    by Tanmay Ahuja | Oct 06, 2024

    Marriage is an important milestone that brings about many changes in a couple's lifestyle, responsibilities, and finances. If you have recently tied the knot and are reviewing your savings and investments, remember to update your health insurance policy to reflect this significant life change. Read on to learn about the adjustments you must make to your healthcare plan after marriage.

    Important adjustments to your health insurance plan after marriage

    The following are some essential adjustments you must make to your health insurance plan after marriage -

    1. Add your spouse to your health plan: If you are covered under health insurance, you can add your spouse to the existing plan by filling out the form and submitting the required documents. These include your marriage certificate and the KYC documents of your spouse, such as his/her identity proof, age proof, and photographs.

    The insurer will add your spouse to the existing health plan at the time of policy renewal. When you add your spouse, your individual health plan will become a family floater, and the policy premium will be adjusted accordingly.

    1. Review policy coverage: After adding your spouse to your health plan, carefully review your health insurance coverage. Consider any necessary adjustments based on your spouse's medical history and healthcare needs. This will ensure appropriate protection for both of you.
    1. Consider add-on covers: Maternity cover is an essential add-on to consider after marriage. You can also evaluate other options, like top-up coverage and critical illness coverage, based on your healthcare requirements.
    1. Opt for another insurance provider: If you are unhappy with the family floater coverage your current insurer offers, you can consider porting your plan to another insurer.

    Health insurance for family

    Health insurance is a valuable investment for families. It covers a range of medical expenses of the insured members and saves them from using up all their savings. The following are the features of a family health insurance policy -

    1. Covered members: A family floater covers the policyholder, his/her spouse, dependent children, and parents.
    2. Coverage: A family healthcare policy covers hospital bills, pre- and post-hospitalisation expenses, home healthcare, daycare procedures, organ donor expenses, alternative treatments, and more.
    3. Sum insured: Since the policy covers more than one member, the sum insured is higher than individual health insurance plans. Any covered member can use the sum insured to cover his/her medical bills.
    4. Premiums: A family floater is more economical than individual health plans.
    5. Cashless hospitalisation: The covered members can opt for cashless treatment at any network hospital of the insurer.
    6. Add-on covers: Policyholders can enhance the coverage of a family health plan with essential add-ons. These include critical illness cover, personal accident cover, maternity cover, etc.

    Conclusion

    Health insurance ensures quality healthcare and financial security during medical emergencies. Hence, when you get married, remember to add your spouse to your existing health plan to take care of his/her healthcare needs. If you are not covered under a health insurance policy, invest in one without delay.

  • How to Detect Ovarian Cancer?

    by Tanmay Ahuja | Oct 04, 2024

    Ovarian cancer is one of the most lethal cancers affecting women, found more commonly in developed countries. The incidence rate of ovarian cancer increases with age, and parity surely plays an important role. It has been found that the higher age of women at the time of childbirth is linked to a lower incidence rate of ovarian cancer. Additionally, smoking and positive family history also enhance the chances of getting ovarian cancer. The early symptoms of the disease are non-specific, so in most cases, ovarian cancer diagnosis occurs at a later stage, limiting the treatment options.

    Diagnosis of Ovarian Cancer?

    Timely ovarian cancer diagnosis plays an important role in the treatment. The earlier ovarian cancer is detected, the better prognosis it receives. The following diagnostic tests are performed to detect ovarian cancer:

    • Gynaecologic evaluation and Pelvic examination -

      A detailed gynecologic evaluation is done with proper pelvic examination. This test gives the doctor information regarding the ovaries and other internal organs, such as the uterus, vagina, and rectum, by feeling them for any unusual findings.
    • CT Scan (Computed Tomography Scan) -

      This scan can give images of ovaries and can identify the presence of any abnormal growth.
    • Ultrasound -

      It is a technique in which sound waves are used to create an image of internal organs, and so can tell about any abnormal growth if present. To gain a better insight into ovaries, a transvaginal ultrasound is usually performed.
    • Blood test -

      It is one of the easiest tests and is often done at first once the patient is suspected of ovarian cancer. This is done to check for the presence of specific markers in blood. These biomarkers are molecules in blood which can indicate cancer by merely its presence in blood or by its abnormally increased level in the blood.
    • Biopsy -

      A small tissue segment is obtained from the ovaries. The tissue section is then analysed microscopically to detect the presence of any abnormal cells. The pathologist examines the tissue section with the help of special stains. An ovarian biopsy is mostly done during a laparotomy or laparoscopy. It is done to remove ovarian tumours. It is also done to stage cancer and identify the spread of cancer.
    • Genetic testing -

      It is done to stage ovarian cancer. Once the presence of ovarian cancer is confirmed, advanced genetic testing is done to identify the mutations present in cells and identify the stage depending upon the aggressiveness of the cancer.

    Conclusion

    Correct diagnosis and detailed pathological reports are important and necessary for characterisation of the ovarian cancer and for making treatment decisions. Surgical management of ovarian cancer is mostly the first choice, along with chemotherapy and radiotherapy.  Most of the treatments for ovarian cancer are expensive and can put an extra economic burden, so opting for health insurance would surely help you to reduce this extra load.

  • Foods High in Potassium That Are Healthy

    by Tanmay Ahuja | Oct 03, 2024

    Potassium is a mineral that is crucial for supporting healthy muscles, nerves, and fluid balance in the body. Foods that contain potassium are indispensable for a healthy lifestyle. Plenty of delicious and nutritious alternatives are available to help you increase potassium consumption. Spinach, beans, bananas, and sweet potatoes are nutrient-rich foods that support body processes, promote heart health, lower blood pressure, and improve overall health.

    List of foods rich in Potassium

    Here are some potassium-enriched foods that are readily available in the marketplace and easy to consume by people of all ages:

    • Bananas: The banana is renowned for being one of the potassium-enriched foods, supplying approximately 400 mg of this essential mineral in a medium-sized fruit. Potassium is crucial for sustaining healthy blood pressure levels and supporting other vital biological processes, such as nerve communication and muscle contractions. Bananas are a naturally sweet and nutrient-rich food, and adding them to your diet is a perfect way to ensure you get enough potassium.
    • Sweet potatoes: A nutritional powerhouse, sweet potatoes provide roughly 450 mg of potassium in a little over 100 grams of the tuber. In addition to potassium, they include a lot of complex carbohydrates, dietary fibre, and other vitamins. This combination makes sweet potatoes an excellent option for heart health as potassium helps regulate blood pressure, fibre enables proper digestion, and vitamins improve general health. Sweet potatoes enhance the flavour and nutritional value of your dishes.
    • Spinach: This leafy green vegetable is a potassium powerhouse, providing around 840 mg of potassium in a single cup when cooked. This vital element supports bone health and is critical for preserving normal blood pressure levels. By including foods that contain potassium such as spinach in your diet, you are supporting overall well-being and also providing salads, soups, and other foods with a wholesome and versatile element.
    • Avocado: This potassium-rich fruit is known for its creamy texture and flavour, and offers approximately 700 mg of potassium per serving. Avocados are a good source of potassium, healthful monounsaturated fats, dietary fibre, and a variety of vitamins, including folate and vitamin K. Given the interaction of potassium and good fats, which help blood pressure regulation, avocados are a heart-friendly food choice. Consuming avocados can be a nutritious and appealing addition to your diet.
    • Oranges: This fruit is a refreshing source of potassium, with one medium-sized orange containing around 240 mg of this essential mineral. In addition to their delicious flavour and taste, oranges contribute to hydration and electrolyte balance. They are a helpful addition to your diet, especially in hot weather or after exercise. The potassium content in oranges maintains healthy muscles and supports optimal nerve function.
    • Beans: Providing 600–700 mg of potassium per cup when cooked, beans, especially kidney and black beans, are potassium powerhouses. In addition to having a high potassium level, beans are a great source of dietary fibre and plant-based protein. Beans are crucial to a balanced diet as the available nutrients help maintain healthy blood pressure levels and support fullness.
    • Salmon: A 3.5-ounce portion of cooked salmon, a nutrient-rich seafood, has about 400 mg of potassium. Salmon's popularity stems from its omega-3 fatty acids, which, in addition to potassium, promote heart health by lowering inflammation and raising good cholesterol levels. Including salmon in your diet improves your overall cardiovascular health in addition to adding flavour.

    You must include potassium-enriched foods in your diet to keep your health at its best. Each food, from the well-known banana to the nutrient-rich sweet potato, leafy greens, avocado, orange, bean, and salmon, delivers a unique combination of flavours and nutrients. Potassium is crucial for maintaining electrolyte balance, supporting muscle and nerve function, and controlling blood pressure. By combining a nutritious diet with comprehensive health insurance, you can take proactive steps towards safeguarding your overall well-being.

  • Foods High in Omega-3 That Are Healthy

    by Tanmay Ahuja | Oct 03, 2024

    Are you trying to exercise healthier food practices but don't know where to start? It can be difficult rummaging through the grocery store trying to decide which foods are best for your health. Luckily, there are certain foods that are well-established as healthy, and foods containing omega-3 fatty acids are one of them. Omega-3s are “healthy fatty that can boost your heart health. In this article, we will explore nutritious sources of omega-3s that you can add into your diet plan.

    List of Foods Rich in Omega-3

    • Mackerel : Mackerel, a small fatty fish, is often enjoyed in many countries by being smoked and consumed as whole filets. Besides being tasty and easy to prepare, mackerel is super healthy. It's loaded with Omega-3, giving you 4,580 mg of EPA and DHA (combined), the main omega-3 forms, in every 100 grams.
    • Cod Liver Oil: Cod liver oil a supplement, extracted from cod fish livers, is one of the major omega-3-containing foods. It's also rich in vitamins D and A. One tablespoon provides 170% DV for vitamin D, 453% for vitamin A. However, avoid taking more than one tablespoon due to potential harm from excessive vitamin A. Omega-3 content is 2,438 mg of EPA and DHA per tablespoon.
    • Oysters: When it comes to omega-3 containing food, don't overlook oysters. A mere six of these delectable shellfish (3 oz or 85 g) deliver an impressive 329 mg of EPA and DHA combined. Whether you choose to enjoy them as a starter, a quick snack, or a hearty meal, oysters are a culinary gem appreciated worldwide.
    • Sardines: Sardines are frequently enjoyed as appetisers, snacks, or gourmet delights. When consumed in their entirety, sardines offer exceptional nutrition, encompassing nearly all the essential nutrients your body requires. Sardines are a remarkable choice for those seeking foods rich in omega-3. Canned Atlantic sardines deliver an impressive 1,463 mg of EPA and DHA combined per cup (149 g).
    • Caviar: Caviar stands out as a valuable dietary source of choline and boasts abundant omega-3 fatty acids, containing a noteworthy 1,046 milligrams of EPA and DHA combined in just one tablespoon (16 grams).
    • Flaxseed: These tiny seeds, usually brown or yellow, are often processed to get their valuable oil. They're suitable for a special kind of healthy fat called alpha-linolenic acid (ALA), a super-healthy fat. People often take flaxseed oil as a supplement to be more beneficial. In simple terms, you get about 2,350 milligrams of ALA in a tablespoon of whole seeds (about 10.3 grams), or 7,260 milligrams in a tablespoon of oil (about 13.6 grams).
    • Chia Seeds : Chia seeds are a nutritional powerhouse packed with manganese, selenium, magnesium, and other nutrients. In a standard 1-ounce (28-gram) serving of chia seeds, you'll find 5 grams of protein, which includes all eight essential amino acids and 5000mg of ALA.

    Various whole foods are rich in omega-3 fatty acids, which offer many health advantages, including reducing inflammation and a lower risk of heart disease. If your diet lacks omega-3-rich foods and you suspect a deficiency, consult a healthcare professional for advice. Having comprehensive health insurance may cover the cost of consultations and further testing.

  • Foods High in Iron That Are Healthy

    by Tanmay Ahuja | Oct 03, 2024

    Iron is vital for many body functions, like carrying oxygen, making red blood cells, and keeping the immune system strong. Sadly, many people lack enough of this element. Deficiency can cause anaemia, weakness, tiredness, trouble concentrating, and getting sick easily.

    To prevent or fix iron problems, eat foods with iron every day. It is worth mentioning that the body absorbs heme iron from animal sources better than non-heme iron from plant sources. However, we can make it better by consuming it along with vitamin C foods like oranges, tomatoes, or amla. Let's look at some food sources of iron.

    List of foods rich in iron

    Here is a list of healthy foods rich in iron. The daily requirement for iron is 8-18 mg for non-pregnant adults.

    • Spinach: This green leafy vegetable is very popular and is an excellent iron source. A cup of cooked spinach offers approximately 6.4 mg of iron, accounting for 36% of adults' daily value. Spinach also contains vitamin A, vitamin C, folate, calcium, and antioxidants that benefit our health in various ways. We can add spinach to our salads, soups, curries, parathas, or smoothies and enjoy its fresh and mild flavour.
    • Tofu: Tofu is a soy-based product that is widely used in Asian cuisines. It is high in protein, calcium, and iron. Tofu also has a low glycemic index and can aid in reducing blood pressure and cholesterol levels. You can use this as a meat substitute or add it to your stir-fries, curries, sandwiches, or salads.
    • Lentils: It is a staple food in India and a rich plant-based protein and iron source. They also contain fibre, folate, potassium, and magnesium that support our digestive and heart health. We can make delicious dishes with lentils, such as dal, khichdi, sambar, or salad.
    • Pumpkin Seeds: Pumpkin seeds are edible seeds often roasted and eaten as a snack. They are packed with iron, protein, healthy fats, and minerals. Pumpkin seeds also have anti-inflammatory and antioxidant properties. They shield our cells from damage and lower our risk of chronic diseases. We can munch on pumpkin seeds as they are or sprinkle them on our soups, salads, or oatmeal.
    • Broccoli: Broccoli, a cruciferous vegetable, is both low in calories and rich in nutrients. A cup of chopped raw broccoli provides around 0.7 mg of iron, constituting 4% of the daily value for adults. Broccoli also contains vitamin C, K, folate, fibre, and sulforaphane - a compound with anti-cancer and anti-inflammatory effects. We can eat broccoli raw or cooked as a side dish or add it to our pasta, pizza, or salad.
    • Legumes: They are a group of plant foods that include beans, peas, chickpeas, soybeans, peanuts, and others. These beans contain protein, fibre, iron, and various minerals. One cup of cooked black beans supplies approximately 3.6 mg of iron. This proportion makes up to 20% of the daily value for adults. Legumes also have a low glycemic index and can aid in controlling blood sugar and cholesterol levels. We can make various dishes with legumes such as rajma, chana masala, hummus, or peanut butter.
    • Raisins: They are dried grapes that are sweet and chewy. They are a good source of iron, carbohydrates, and antioxidants. One ounce (28 grams) of raisins contains about 0.8 mg of iron, 4% of the DV for adults. Raisins also contain boron - a mineral that supports bone health and prevents osteoporosis. We can eat raisins as a snack or add them to our cereals, muffins, or halwa.

    Adding these iron-rich foods to our diet can improve our iron levels, boost our health, and make us feel energetic and lively. But remember, eating a mix of foods is vital to getting all the necessary nutrients. Also, if we have specific dietary restrictions or health concerns, it is necessary to consult with a dietitian for personalised guidance on meeting our iron needs. We must also have health insurance to deal with health issues related to iron deficiency.

  • Foods High in Chromium That Are Healthy

    by Tanmay Ahuja | Oct 03, 2024

    Chromium is a trace element in the human body. It is not considered an essential mineral but it helps our body process proteins, carbs, and fats. Since chromium is non-essential, a deficiency of this mineral won't be felt as any symptoms of a health issue. But eating foods with a lot of chromium is still a good idea. This article provides a list of eight foods that are rich in this mineral. Adding these to our diet will help with lowering triglycerides and improving insulin sensitivity.

    List of foods rich in Chromium

    Some of the foods rich in chromium are listed below. It can also be consumed as a dietary supplement. The daily requirement of chromium is 35 mcg.

    • Grape Juice: Grape juice is a high source of chromium, providing 7.5 micrograms or 21% of the Daily Value in a 1-cup (240 mL) serving. Vitamin C in grape juice may contribute to a higher absorption of chromium in our body. Savour grape juice by itself or incorporate it into a fruit smoothie.
    • Whole Wheat Flour: Eating foods made from whole wheat can help us get more chromium. English muffins and bread made from whole grain are good sources of the mineral. Almost any recipe can incorporate whole wheat flour as a substitute for all-purpose flour.
    • Brewer's yeast: A tablespoon (12 grams) of brewer's or baker's yeast supplies 9% of the Daily Value (DV) for chromium, offering a convenient method to increase the mineral intake. People use brewer's yeast as a health booster. They add it to recipes to get more protein, feel more energetic, and strengthen the immune system. Using brewer's yeast with medication may help in regulating blood sugar in type 2 diabetes.
    • Orange Juice: A cup (240 mL) of orange juice supplies 2.2 micrograms of chromium, equal to 6% of the Daily Value (DV). This amount is less than one-third of what is found in a serving of grape juice. A glass of orange juice provides about 6% of the required chromium. Orange juice also has healthy things like flavonoids and carotenoids that can help our heart and reduce inflammation.
    • Beef: A 3-ounce (85-gram) portion of beef gives 2 micrograms or 6% of the Daily Value (DV). Other animal proteins (turkey and chicken) may have less chromium than beef but still contribute to our mineral intake. Beef, turkey, and chicken have vitamin B12, also known as cobalamin. Our body needs this vital element to make DNA and red blood cells and keep our nerves working.
    • Tomato Juice: A highly nourishing and energising choice, tomato juice is a delightful beverage. A serving of a single cup (240 mL) delivers 1.5 mcg or 4% of the Daily Value (DV) for chromium. It also contains abundant vitamins A, C, and E. The antioxidants present, especially lycopene, are connected to a lower chance of getting prostate cancer.
    • Apples: Apples are renowned for their health benefits, and they contain some chromium as well. The soluble fibre and polyphenols found in the fruit correlate with a decreased risk of heart disease, making them a valuable addition to a healthy diet.

    Chromium, a trace mineral, has the potential to support the regulation of blood sugar and cholesterol levels by aiding in the processing of carbohydrates and fat metabolism. Chromium is available in both vegetarian and non-vegetarian foods. Having health insurance is a great way to deal with the financial needs arising from medical treatments. It provides a means for optimal healthcare access when needed.

  • World Pneumonia Day 2024: 5 Myths Around the Disease Debunked

    by Tanmay Ahuja | Oct 01, 2024

    Did you know pneumonia shares some symptoms with the common cold and is often mistaken as "just a bad cold?" However, pneumonia is more severe and can be life-threatening in some cases. It is an infection in one or both lungs, making it difficult for the person to breathe, along with other severe symptoms. There are many other common myths about this respiratory illness, which we have debunked in this blog. World Pneumonia Day, which falls on November 12, is a reminder that pneumonia can affect anyone and lead to death if left untreated.

    Myth vs. facts - Pneumonia

    Myth 1: Pneumonia is nothing more than a bad cold.

    Fact: Pneumonia is unlike your common cold, though some symptoms are similar. The common cold is a viral infection affecting the upper respiratory tract and does not require urgent treatment. Pneumonia, on the other hand, is an infection of the lungs. A person with pneumonia has difficulty breathing, fever, chills, and cough with phlegm. It can become severe and, in some cases, cause death, especially among children and people with low immunity.

    Myth 2: Pneumonia is contagious.

    Fact: Several types of pneumonia exist, but not all types are contagious. Bacterial and viral pneumonia are contagious, and their transmission occurs through airborne droplets. Viral pneumonia is more common compared to the other types. Fungal pneumonia, aspiration pneumonia (caused by inhaling food, liquid or vomit), or chemical pneumonia (caused by inhaling toxic substances) are not contagious.

    Myth 3: Pneumonia affects only older people.

    Fact: Pneumonia can strike anyone, regardless of age. Anyone can develop pneumonia, though older people, children, and those with chronic health conditions are at greater risk due to low immunity. Healthy people can also develop pneumonia, especially after a flu or respiratory illness or if they are exposed to toxic chemicals, smoking, or pollution for long periods.

    Myth 4: Bronchitis and pneumonia are the same.

    Fact: Bronchitis and pneumonia are different illnesses. Pneumonia is more severe than bronchitis. Bronchitis is an inflammation or infection of the bronchial tubes or airways that bring air to the lungs, whereas pneumonia is an infection of the lungs, making breathing difficult.

    Myth 5: Vaccines cause pneumonia.

    Fact: Pneumococcal vaccines do not cause pneumonia. Vaccines help prevent the infection and reduce the risk of severe pneumonia. Hence, pneumococcal vaccines are recommended for children, the elderly, and those with chronic health conditions because of weak immunity. Like with other vaccines, the pneumonia vaccine may have mild side effects.

    Health insurance for pneumonia

    Most health insurance plans cover respiratory illnesses, including pneumonia. In some cases, pneumonia can lead to complications, requiring hospitalisation. Having a comprehensive health insurance plan will ensure you are financially prepared for such medical emergencies.

    Conclusion

    World Pneumonia Day is observed to spread awareness and educate people about the treatment and misconceptions associated with this lung disease. If you experience any pneumonia-related symptoms, consult a healthcare provider immediately.

  • How to Prevent Conjunctivitis?

    by Tanmay Ahuja | Sep 23, 2024

    In a condition commonly known as pink eye or conjunctivitis, the conjunctiva, a transparent membrane that covers the eyelid and eyeball, becomes inflamed. A viral/bacterial infection or allergic reaction causes pink eye; in the case of babies, an incomplete opening of the tear duct causes it. Pink eye can be irritating at times but does not affect your vision.

    Pink eye symptoms include

    • Redness
    • Itching
    • Sensitivity to light
    • Watery eyes
    • Swelling
    • Burning in the eyes
    • Crusting of eyelids or eyelashes

    This blog aims to explore the ways of how to prevent conjunctivitis.

    Ways to Prevent Conjunctivitis

    To prevent the spread of pink eye, consider the following tips.

    • You should avoid touching and rubbing your eyes with your hands as it may worsen the situation.
    • You should keep your hands clean and remember to wash them for about 20 seconds, especially if you come in contact with someone suffering from conjunctivitis or you touch their personal items.
    • You should use a clean towel and wash the used cloth daily.
    • Avoid sharing your towel and clothes with other persons who are not infected, as they may develop the infection after coming into contact.
    • You should change your pillowcase daily and clean it with soap and warm water.
    • You should avoid sharing items like makeup, eyedrops, towels, bedsheets, contact lenses, eyeglasses, etc.
    • You should not use the same eye products for the eye that is infected and refrain from applying these to the other one.
    • You should not use contact lenses until your doctor permits you to do the same.
    • Remember to clean and store your contact lenses the way your doctor has asked you to.
    • Avoid sharing eye products and discard items used during the infection.

    Newborns are more prone to developing pink eye or conjunctivitis because of the bacteria in the mother's birth canal. In some instances, these bacteria cause the infants to develop an infection known as ophthalmia neonatorum. It is a severe form of conjunctivitis virus, and the newborn baby needs immediate care and treatment to help preserve his/her eyesight. This is why doctors administer antibiotic ointment treatment to babies eyes right after birth, as they believe it prevents the spread of any infection.

    Conclusion

    Pink eye or conjunctivitis is not a serious problem. You can take care of it with the advice of a medical expert. Here, we have tried to discuss the ways for conjunctivitis prevention. All we need to do is keep the above-discussed ways in mind and avoid unnecessary outings. You can easily cure pink eye; if you feel it is severe, you can visit your doctor anytime. Moreover, you can purchase health insurance that covers you and your family during health emergencies.

  • Best Time to Visit Japan

    by Tanmay Ahuja | Sep 19, 2024

    Japan extends from the subarctic to the subtropical latitudes. It has a beautiful climate and is known for its scenic beauty, artistic and architectural marvels, and rich cultural history. The country has something for every traveller, from Hokkaido's snowy mountains and volcanoes to Okinawa's tropical islands and coral reefs. Here, we will explore the best time to visit Japan.

    What is the Best Time to Visit Japan?

    When it comes to exploring Japan, the spring months from March to May and September to November are the best times to visit.

    • Spring (March to May):

    The best time to go to Japan is during the spring months. The temperature ranges from 10 degrees Celsius to 20 degrees Celsius, making it ideal for outdoor activities and participating in festivals. March signifies the shift from winter to spring and brings pleasant weather, especially in Tokyo and Kyoto. April is known for Hanami - flower viewing across the country.

    • Summer (June to August):

    Summer in Japan is hot and humid, particularly in July and August. The temperature rises to 30 degrees Celsius. During summer, you get to witness festivals like Gion Matsuri in Kyoto and fireworks display. However, in Hokkaido, the weather is cool, and fields are filled with beautiful flowers, making it a favorite travel destination.

    • Autumn (September to November):

    Autumn is also the best time to visit Japan. The temperatures hover around 10°C to 25°C. The weather is beautiful for travelling across the country. The view of fall foliage is stunning in the Kyoto, Nikko, and Japanese Alps. The leaves turn red, orange and yellow in October and November, making the view more spectacular.

    • Winter (December to February):

    Winters in Japan vary by region. The heavy rainfall in Hokkaido and the Japanese Alps makes them ideal destinations for those who love skiing and snowboarding. Central and southern Japan witness milder winters, with temperatures hovering around 5°C to 10°C.

    Importance of Travel Insurance When Travelling to Japan?

    If you are planning a visit Japan, make sure you invest in a good travel insurance. Below are some of the benefits that a right travel insurance policy offers:

    • Allows access to health care in times of medical emergency.
    • Offers coverage in case of trip cancellation.
    • Offers support in case of delayed luggage, flight cancellation, loss of luggage, etc.
    • Covers personal liability.
    • Provides quick evacuation assistance in case of an emergency.

    Conclusion

    The best time to visit Japan is in spring and autumn. The pleasant weather, vibrant seasonal attractions, and beautiful landscapes will make your journey memorable and enjoyable. Remember to avail a travel insurance plan to cover yourself against unwanted events while on a trip to this amazing land.

  • What Is a Kidney Function Test?

    by Tanmay Ahuja | Sep 19, 2024

    Kidneys play a crucial role in our body by filtering wastes and fluids and by secreting urine. Understanding your kidney function is essential for maintaining overall health. Kidney function tests are key in assessing renal performance. Physicians define kidney function test as a measure of the kidneys’ efficiency. To maintain good urinary health, it is necessary to understand the various types of tests available and the reasons why an individual may need the test. Read on to learn what happens before and after the various kidney function tests. By the end of this article, you will have a clear understanding of the kidney function tests’ meaning and their importance.

    What Are Kidney Function Tests?

    What is a kidney test? Kidney function tests are clinical investigations that determine the state of the kidneys in an individual. It is a method of diagnosing the condition of your kidneys without having to perform an internal examination.

    These tests can be carried out using either blood or urine samples. Various measurements are taken to indicate how well your kidneys are functioning. Lifestyle changes that impact your kidneys can affect their functions, such as filtering your blood and regulating your blood pressure. If you still have questions about what are the tests for kidney function and why you need them, it may be wise to consult your healthcare provider and initiate the process to determine if your kidneys are performing these tasks appropriately.

    Why Might I Need a Kidney Function Test?

    Here are some of the reasons your doctor may recommend that you undergo a kidney function test:

    • You have symptoms that may be associated with kidney issues, such as leg swelling or difficulty in passing urine
    • You have a condition that can harm your kidneys, such as diabetes or hypertension
    • You are on medications that can potentially harm your kidneys
    • You have a family history of kidney disease

    What Are the Types of Kidney Function Tests?

    Depending on the patient’s comfort, there are various options for a kidney function test. Let’s take a look at some of them:

    • Urine Tests: These tests examine your urine to check for any indications of the state of your kidneys. The most common of the two is known as a urinalysis.
    • Blood Tests: These tests check the levels of waste products in your blood that the kidneys should remove from the bloodstream. Blood tests are also of various types:
      • Creatinine test
      • Blood urea nitrogen test
      • Glomerular Filtration Rate (GFR) test
    • Imaging Tests: In some cases, a doctor may use an ultrasound/CT scan to note the size and shape of your kidneys.
    • Biopsy: This is only done if other tests indicate a major issue. It involves examining a small tissue sample from the kidney under a microscope.

    What Happens During a Kidney Urine Test?

    A kidney urine test, also known as urinalysis, is one of the easiest tests that can be performed on the kidneys. Here’s what you can expect:

    1. You will be provided with a clean receptacle to urinate into, typically a small plastic cup.
    2. You will be asked to provide a "clean catch" sample. For this purpose, you may be provided with sterile wipes to clean yourself. You should also wash your hands before beginning the process.
    3. After cleaning the area, urinate into the cup so that it is at least half full. For the ‘clean catch’ method, you will be directed by your physician to place the cup to catch the urine stream.
    4. You may do this at the doctor’s office or home. If you are at home, then you must deliver the sample to the laboratory as soon as possible.

    The lab will then check your urine for various criteria, such as:

    • Protein
    • Blood
    • Sugar
    • Signs of infection

    What Happens During a Kidney Blood Test?

    What tests are for kidneys when it comes to blood testing? There are a few, but they require a similar procedure from the patient. Here's what to expect:

    • A nurse or technician will use an antiseptic wipe to clean a portion of your arm.
    • They will place a band around your upper arm to make the veins easy to locate.
    • With a small needle, they will puncture a vein in your arm and draw some blood.
    • The entire process usually takes no more than five minutes.

    The blood sample is then sent for laboratory analysis, where technicians will evaluate creatinine and urea levels. These are waste products that healthy kidneys should remove from the blood.

    What Can I Expect After a Kidney Test?

    When you are finished with a kidney test, your doctor will clarify the findings for you. They will discuss the meaning of the numbers and whether any further tests or treatments are needed. If your test results are normal, this means that your kidneys are functioning properly.

    If there are any exceptions, your doctor will explain the next course of action. This might involve changes in lifestyle, drug prescriptions, or additional tests. Understanding what are the tests for kidneys and what to expect can help you feel more comfortable and prepared.

    Results and Follow-Up

    Getting your test results may be a little stressful, but it is also a crucial part of taking care of yourself. If your results indicate any problems, don’t worry. Most kidney issues can be treated with the right medical intervention and lifestyle changes.

    Your healthcare provider will guide you through all the steps and describe them in detail. The best way to identify such issues is through periodic checkups, kidney function tests, and ensuring that your kidneys remain healthy. If you have a history of urinary disease and require frequent kidney function tests, it may be wise to consult the details of your health insurance plan to deal with the associated costs. This is essential to access affordable and high-quality healthcare.

  • Allopathy vs Homoeopathy: Key Differences Explained

    by Tanmay Ahuja | Sep 18, 2024

    Updated on 18 Nov 2025

    Healthcare systems across the world follow different treatment approaches. Among them, allopathy and homoeopathy are two well-known branches of medicine that often generate debate. Understanding their distinctions can help you make informed decisions regarding your healthcare. Whichever is your choice,  health insurance policies offered by many insurers cover allopathy and homoeopathy treatments, ensuring financial security when medical expenses arise.

     This blog explores the key differences between allopathy and homoeopathy.

    What is allopathy?

    Allopathy refers to conventional or modern medicine. It is widely practised by certified medical professionals across the globe. Allopathic treatment is based on scientific research, laboratory testing and clinical trials. It typically involves:

    • Use of pharmaceutical drugs: Prescribed to address symptoms or underlying causes.
    • Surgical interventions: Recommended in cases where medication alone is insufficient.
    • Evidence-based treatment: Allopathy relies on measurable results and peer-reviewed studies.

    Allopathy generally works on the principle of using drugs or interventions that counteract or suppress the symptoms of a disease.

    What is homoeopathy?

    Homoeopathy is an alternative system of medicine developed in the late 18th century. It follows the principle of “like cures like”, meaning a substance that causes certain symptoms in a healthy person may help cure similar symptoms in a sick person when administered in very diluted doses. Homoeopathy generally focuses on:

    • Individualised treatment: Remedies are prescribed based on the patient’s overall physical and emotional state.
    • Natural sources: Medicines are prepared from plants, minerals, and animal-based substances.
    • Dilution and potency: Remedies are repeatedly diluted and shaken, a process believed to enhance their healing potential.

    Homoeopathy views illness as an imbalance in the body’s vital force and aims to stimulate the body’s natural healing response.

     

    Key differences between allopathy and homoeopathy

    While both systems aim to treat illnesses, their approaches differ greatly. Key distinctions include the following:

    Comparison table: Allopathy vs Homoeopathy   

    Aspect

    Allopathy

    Homoeopathy

    Basis of treatment

    Science and evidence-based, symptom-focused

    Holistic, individualised

    Medicines

    Pharmaceutical drugs, surgeries

    Diluted natural substances

    Relief

    Often quick

    May take longer

    Side effects

    Possible, depending on treatment

    Usually considered minimal

    Global acceptance

    Widely accepted worldwide

    Practised but less widespread

               

    When to choose allopathy or homoeopathy?

    Deciding between allopathy and homoeopathy often depends on the nature of the illness, personal preferences and access to healthcare. Acute conditions, accidents or emergencies are generally treated under allopathy due to the need for rapid response. Homoeopathy, on the other hand, is sometimes chosen for chronic issues or wellness management.

    It is also important to remember that medical treatments can be expensive. Having an individual health insurance plan helps manage hospital bills, doctor consultations and treatment charges. Insurance provides a financial safety net, ensuring that you can focus on your recovery instead of worrying about expenses.

    Conclusion

    Allopathy and homoeopathy are distinct systems of medicine, each with its own philosophy and treatment methods. Choosing between them depends on the type of illness, urgency of treatment and personal comfort level.

    While you focus on maintaining your health and well-being, let us support you in times of medical need. Get tailored health insurance advice and solutions by filling out the form on this page.

     

    FAQ

    • Is homoeopathy recognised as a medical system in India?

    Yes, homoeopathy is recognised and regulated in India by the Ministry of AYUSH.

    • Can I use both allopathy and homoeopathy together?

    Some people use both under guidance, but you should always consult a qualified doctor before combining treatments.

    • Does health insurance cover both allopathic and homoeopathic treatments?

    Insurance coverage depends on the insurer and the type of policy you choose. Some plans may include alternative treatments, but you should always check the policy wording.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • How to Detect Brain Tumor Cancer?

    by Tanmay Ahuja | Sep 16, 2024

    Brain tumors are conditions where brain tissues or any tissues nearby the brain are uncontrollably growing, such as the pituitary and pineal glands, nerves, or membranes covering the brain. The brain tumor itself is of multiple subtypes designated depending upon the cell type of brain affected. In this article, we discuss "how is brain tumor detected".

    Diagnosis of brain tumor

    Depending upon the symptoms, a brain specialist would perform diagnostic tests that usually include the following:

    • MRI (Magnetic Resonance Imaging) - This is often the most common imaging technique done for patients having symptoms of brain tumor.
    • CT Scan (Computed Tomography Scan) - This technique is often recommended to those patients who cannot undergo an MRI scanning procedure due to some medical issues.
    • EEG (Electroencephalography) - This is particularly done to record brain activities in some brain tumor patients with seizures. Here, small sensors are fixed over the scalp, and the electrical signals produced by the brain are recorded.
    • WADA (intracarotid sodium amobarbital procedure (ISAP)) testing - It helps the doctor to make surgical plans in Long term Epilepsy Associated brain Tumors (LEAT) patients. This test has two parts: angiography and Memory, speech, & muscle test.
    • Brain biopsy - A small part of the tissue is removed from the brain tumor and is particularly done to identify the type and nature of the tumor.
    • Lumbar puncture - This is done to obtain cerebrospinal fluid (CSF) from the spine to detect the presence of cancer cells. This is often done to identify the cancerous stage of the tumor.

    Conclusion

    Brain tumors are detected through various diagnostic tests, including MRI, CT scans, EEG, WADA testing, biopsies, and lumbar punctures, each targeting specific symptoms and tumor characteristics. Most diagnostic techniques for identifying brain tumors are not cheap, so having good health insurance always helps to reduce the financial burden.

  • How to Detect Eye Cancer?

    by Tanmay Ahuja | Sep 16, 2024

    Eye or ocular cancer occurs when abnormal cells grow in and around the eyes. This is not a typical cancer form; hence, it is crucial to understand its nature. When it comes to the detection of eye cancer, doctors use various modes for diagnosis.

    So, how do we go about understanding eye cancer detection? Keep reading to get a detailed knowledge of how is eye cancer detected and in what way health insurance can assist you. 

    Diagnosis of Eye Cancer

    Detecting eye cancer or conducting diagnostic tests for retinoblastoma diagnosis requires a thorough investigation.

    Eye check-ups can assist in spotting any alterations or abnormalities that have a chance of causing cancer. An alternate method is imaging tests, like MRI or CT scans and optical coherence tomography, which give a prominent, detailed eye view. In similar veins, your doctor can opt for a biopsy and extract a small portion of eye tissue for further examination.

    Let's look at some of these options in detail -

    • Eye Exam: This is a comprehensive examination of the eyes employed for the detection of any abnormalities. Ophthalmologists carefully examine the eye structures, covering the retina. This is to identify any signs of cancerous growth.
    • Eye Ultrasound: This procedure provides detailed images of the internal structures of the eyes. This imaging technique assists in diagnosing eye cancer by capturing the size of the tumour. Further, it also detects the tumour location and characteristics.
    • Imaging of the Blood Vessels (Angiogram): An angiogram, or angiography, involves injecting a contrast dye into your bloodstream. This process assists in capturing images of the blood vessels surrounding the retina and the tumour so that the concerned doctors can better apprehend its growth extent and plan the right treatment.
    • Eye Biopsy: In most cases, a biopsy confirms the presence of cancerous cells. During the ongoing process, a small tissue sample gets collected from the eye for a microscopic examination.
    • Optical coherence tomography: This eye imaging test employs light waves and creates detailed cross-sectional images of the retina and its surrounding areas. It also helps in the identification of any abnormalities or alterations in the structure of the eyes.

    Check with your insurer to see if your policy covers eye cancer screenings and their associated treatments. This is to ensure detailed healthcare coverage. 

    Conclusion

    Having a good health insurance plan can always provide us with peace of mind related to varied medical concerns, such as eye cancer. Your healthcare policy can give you access to vital tests, consultations with specialists, and treatments without worrying about the financial burden. Prioritising your health and securing the right health insurance coverage acts as a safeguard against the unexpected.

  • Prevention of Heart Palpitations

    by Tanmay Ahuja | Sep 12, 2024

    Hеart palpitations, irrеgular or rapid hеartbеats, can bе unsеttling and concеrning. Howеvеr, proactivе mеasurеs can significantly rеducе thеir occurrеncе and promotе cardiovascular hеalth. This blog will еxplorе еffеctivе stratеgiеs and lifеstylе adjustmеnts to prеvеnt hеart palpitations, еmpowеring individuals to prioritisе hеart hеalth and еnjoy a stеady and rhythmical hеartbеat.

    What arе thе Prеvеntion of Hеart Palpitations?

    Curious about how can I prеvеnt palpitations? Undеrstanding prеvеntivе mеasurеs is crucial for managing hеart hеalth. Lеt's еxplorе еffеctivе stratеgiеs to kееp your hеartbеat stеady and rhythmical.

    • Rеlaxation Tеchniquеs:

      Intеgratе mеditation, yoga or dееp brеathing еxеrcisеs into your daily rеgimеn to allеviatе strеss and inducе rеlaxation, thеrеby prеvеnting palpitations.
    • Avoid Stimulants:

      Stееr clеar of substancеs likе caffеinе, nicotinе and cеrtain mеdicinеs or еnеrgy drinks, as thеy can triggеr rapid or irrеgular hеartbеats.
    • Stay Away from Illеgal Drugs:

      Rеfrain from using illicit substancеs, as thеy can significantly disrupt normal hеart rhythms and incrеasе thе likеlihood of еxpеriеncing palpitations.
    • Maintain a Hеalthy Lifеstylе:

      Focus on rеgular еxеrcisе, a balancеd diеt and amplе slееp to bolstеr hеart hеalth and lowеr thе likеlihood of palpitations.
    • Stay Hydratеd:

      Maintain sufficiеnt hydration by consuming amplе watеr daily, as dеhydration may worsеn palpitations for cеrtain individuals.
    • Monitor Your Alcohol Intakе:

      Limit alcohol consumption, as еxcеssivе drinking can also contributе to hеart palpitations.

    Conclusion

    Undеrstanding how to avoid hеart palpitations is crucial for cardiovascular hеalth. Through rеlaxation tеchniquеs and lifеstylе adjustmеnts, individuals can mitigatе risks. Remember rеgular hеalth chеck-ups and comprehensive health insurance covеragе fostеr ovеrall wеll-bеing.

  • Treatment of Heart Palpitations

    by Tanmay Ahuja | Sep 12, 2024

    Heart palpitations make it seem like your heart is skipping beats, racing, or pounding, and you might sense this in your chest, throat, or neck. They can happen at any time, even when you're resting. Usually, palpitations are not serious, but seeing a doctor is a good idea if they are connected to a weird heart rhythm.

    What are the Treatments for Heart Palpitations?

    The right cure for heart palpitations depends on the cause. To begin with, you may not need any treatment. However, if you have heart disease or an irregular heart rhythm, your provider may suggest medication, a procedure, surgery, or a device to address the problem. For a successful and quick recovery, ensure you attend all follow-up appointments.

    If feeling nervous or stressed makes your heart beat fast, you can try calming activities such as yoga, meditation, or exercises that help you breathe. And, if coffee or other drinks with caffeine make your heart race, it might be a good idea to drink less of such stuff.

    Heart palpitations from smoking, alcohol, caffeine, spicy or rich food, or intense workouts often go away on their own. If you have heart disease or an irregular heart rhythm, you may need professional treatment for heart palpitations.

    Conclusion

    Heart palpitations, like your heart is racing or pounding, are usually harmless. If accompanied by dizziness or fainting, it may signal a serious issue. Begin consultations with your healthcare provider as early as possible. You can also check whether your existing health insurance policy covers necessary medical expenses for your condition.

  • World Arthritis Day: How Health Insurance Can Come In Handy For Senior Citizens

    by Tanmay Ahuja | Sep 11, 2024

    Every year, October 12 marks World Arthritis Day. Arthritis is an ailment that many people, particularly those in the age bracket of 60 and above, deal with. The ache and stiffness in the joints can make everyday tasks like walking or holding a cup challenging. The number of people being diagnosed with this painful ailment is rising manifold. According to statistics presented in ‘Number of cases of arthritis in senior citizens across India from 2011 to 2050', until 2020 40.8 million senior citizens were affected by this condition. And the report forecasted this number to increase to 96.7 million by 2050.

    This World Arthritis Day, let's pause a bit and see how we can support our elderly loved ones deal with this group of conditions. And how choosing the right health insurance policy can help them avail timely diagnosis and medical attention.

    Understanding Arthritis in Seniors

    Arthritis is a group of conditions categorised by stiffness and inflammation in the joints. Pain in the joints reduces one's mobility and affects his/her quality of life. The most common types in older adults are osteoarthritis and rheumatoid arthritis. Osteoarthritis happens when the protective cartilage between the joints wears down or undergoes changes in structure, making movement painful. Rheumatoid arthritis is diagnosed when the body's immune system attacks the joints, resulting in swelling and pain.

    Although there is no cure for this ailment, with the right care, senior citizens can manage the symptoms of this chronic condition. Individuals diagnosed with arthritis require ongoing medical care, and this is where a comprehensive healthcare policy can come in handy in availing quality healthcare.

    Choosing the right health insurance policy for Arthritis care

    When it comes to arthritis, having adequate health insurance is vital. Here are some factors to consider when selecting a healthcare plan for arthritis care:

    1. Doctor Visits: Senior citizens coping with arthritis need regular check-ups with specialists. See to it that the insurance plan covers these visits.
    2. Medications: Managing arthritis often requires ongoing medication. Your chosen health insurance plan must cover the medication expenses.
    3. Physical Therapy: This can help keep the joints moving and reduce pain. A good health insurance plan should cover these sessions.
    4. Surgery: Sometimes, surgeries, like joint replacement, are necessary. So, your health insurance plan should cover such procedures.
    5. Help at Home: As arthritis progresses, some senior citizens might need domiciliary care. Check if the insurance plan covers domiciliary treatment.
    6. No Upfront Payments: Choose a plan that offers cashless hospitalisation, so if senior citizens need to go to the hospital, they don't have to worry about cash for treatment.
    7. Wellness Programs: Some offer wellness programs to help with exercise and diet, which can help manage arthritis.

    A comprehensive healthcare plan will help cover expenses related to doctor consultations, medicines, physical and occupational therapy, and surgical interventions. Although arthritis is not considered a critical illness, a critical illness insurance plan may cover certain arthritis-related conditions, such as cardiomyopathy. Hence, investing in both, a standard health insurance policy and a critical illness insurance policy, will offer complete peace of mind.

    Conclusion

    Arthritis can be a life-altering condition, but having adequate health insurance can make things easier. On World Arthritis Day, why not check if your loved ones have the necessary insurance coverage? With adequate and reliable insurance coverage, they can get regular check-ups, the medicines they need, and treatment. Let's underline this year's theme - It's in Your Hands, Take Action.

  • World Elderly Day: Supporting Our Seniors As They Age

    by Tanmay Ahuja | Sep 11, 2024

    Celebrated on October 1 every year, World Elderly Day is dedicated to honouring and appreciating senior citizens. It's a day to recognise their contribution to society and consider how we can better support them as they grow older. As our loved ones age, it's important to ensure they get the right care and support they need. World Elderly Day also serves as a reminder for our elders to focus on their well-being.

    Understanding World Elderly Day: A global tribute to senior citizens

    The United Nations commemorates World Elderly Day to raise awareness of the issues senior citizens face and celebrate their significant contribution to our society. The day highlights the importance of providing respect, care, and dignity they deserve. Many face declining health, social isolation, and economic hardship as they age. Addressing these concerns can build a society where the elderly are respected and enjoy security and comfort in their golden years.

    To help the elderly, especially those living alone, taking good care of their nutrition is essential. Providing regular groceries or hiring a cook can significantly lessen their burden of daily chores and help them focus on taking care of themselves. In addition, making sure they take their medications on time is crucial for maintaining their health and preventing further medical issues. These small but necessary steps can make a significant difference in the lives of senior citizens.

    How to choose the right health insurance plan for senior citizens

    As our loved ones age, their health issues become more complex, and they need frequent medical attention. Selecting the appropriate senior citizens' health insurance plan ensures they get the necessary medical care without paying a heavy premium. Here are some key factors to consider when choosing a health insurance policy for the elderly:

    1. Coverage for pre-existing conditions: Many older individuals have pre-existing health conditions that may require treatment and medication regularly. Choosing a health insurance plan that covers these conditions without long waiting periods is essential. Some policies may exclude certain pre-existing conditions or charge higher premiums, so check the document carefully before making a decision.
    2. Comprehensive hospitalisation benefits: Senior citizens may need hospitalisation due to age-related health issues. A good health insurance plan should cover hospitalisation costs, including room rent, ICU costs, surgeries, and other associated expenses. In addition, some plans reimburse daycare treatments that do not require overnight hospitalisation but still incur high medical costs.
    1. Cashless treatment: Cashless treatment facility is an important feature to look for in health insurance plans for the elderly. With this facility, policyholders can receive treatment at network hospitals without having to pay upfront. The insurer settles the bill directly with the healthcare establishment, reducing the financial burden on the elderly and their families.
    1. Adequate sum insured: Healthcare costs increase with age, so choosing a policy with a higher sum insured is important for adequate coverage.
    1. Preventive health screening: Regular health check-ups are essential for early detection and prevention of diseases in the elderly. Many senior citizen health insurance plans offer coverage for preventative health check-ups, ensuring that older people can seek timely diagnosis and treatment without worrying about the associated costs.
    1. Coverage for domiciliary treatment: As mobility decreases with age, it may not be possible to shift senior citizens to a hospital. Also, doctors may allow senior citizens to undergo treatment at home if they need regular care. Consider a health insurance policy that includes domiciliary treatment, allowing your loved ones to receive care in the comfort of their own home.

    Conclusion

    Celebrating World Elderly Day is a way to recognise the wisdom, experience, and love that the elderly bring to our lives. It also serves as a reminder to cherish and support them. By selecting the right health insurance plan, we can ensure our loved ones receive the best possible care. A variety of senior citizens' health insurance is available in the market, so ensure that you scour through the options and select the best that suits your elders' needs and your pockets.

  • Is Massage Therapy Covered by Health Insurance?

    by Tanmay Ahuja | Sep 10, 2024

    With regard to keeping up with our well-being, we frequently consider traditional medicines and treatments. However, there is a developing interest in elective therapies like massage therapy for overseeing different medical problems. One inquiry that regularly emerges is whether healthcare coverage includes massage therapy. In this blog, we'll explore the answer to the question: does health insurance cover massage therapy?

    Is Massage Therapy covered by Health Insurance?

    Here are some vital points to consider regarding whether health insurance covers massage therapy.

    • Medical Necessity:

      Health insurance might provide coverage for the expenditures incurred for massages considered medically significant. In such cases, a healthcare provider should recommend the therapy as a component of a treatment plan.
    • Policy Terms:

      Even when health insurance covers massage therapy, there may be limitations or maximum amounts payable during a policy term. These limits can vary significantly from one insurance plan to another.
    • Types of Massage:

      The type of massage and its purpose can also affect coverage. Generally, insurance is more likely to cover therapeutic or medically oriented massages rather than those for relaxation or stress relief.
    • Out-of-Network Providers:

      Insurance plans frequently maintain networks of preferred healthcare providers. If you choose a massage specialist outside your insurance provider's network, your coverage may get restricted, and you may need to cover more costs out of pocket.

    Conclusion

    Whether your health insurance will pay for massage therapy mainly depends on the details of your policy and whether it’s medically required. It's essential to consult with both your healthcare provider and your insurance provider to see whether you meet all requirements for receiving coverage for such alternative modes of treatment.

  • Treatment of Mycoplasma Genitalium

    by Tanmay Ahuja | Sep 03, 2024

    Mycoplasma genitalium (or M genitalium) is a sexually transmitted disease caused by bacteria. Studies revealed that a majority of people, particularly men who are infected with it, do not experience any symptoms. This makes the treatment of mycoplasma genitalium by healthcare professionals very important.

    What is The Treatment of Mycoplasma Genitalium?

    The suggested approach for M genitalium treatment involves a two-step sequential therapy:

    • Suppose a test shows that the Mycoplasma genitalium infection is sensitive to macrolides (a type of antibiotic). In that case, the recommended treatment is to take doxycycline for seven days, followed by an initial dose of azithromycin, followed by 500 mg once daily for an additional three days.
    • However, if the infection is resistant to macrolides, the suggested treatment involves taking doxycycline for seven days and moxifloxacin for seven days.

    When resistance testing remains unavailable, and a nucleic acid amplification test (NAAT) detects the infection, the recommended treatment is to use administer doxycycline (orally, 100 mg twice daily) for one week. Subsequently, continue this process again with moxifloxacin(400 mg orally once daily) over another seven-day period.

    To put it simply, the treatment plan hinges on whether or not the infection exhibits sensitivity or resistance to specific antibiotics. In instances where testing is unavailable, the recommendation of a particular antibiotic sequence relies upon the detection method employed.

    Conclusion

    The treatment for this infection can seem complex, but a healthcare professional will help you understand this process better. We also suggest purchasing health insurance to ease the financial burden of treatment costs.

  • Types of Mental Health Disorders

    by Tanmay Ahuja | Aug 30, 2024

    Mental illness suggests various conditions that impact how an individual thinks, feels, and behaves. If the conditions become severe, an individual may not be able to function normally in daily life. Factors such as genetic, biological, environmental, and psychological may combine to trigger mental illnesses. They do not go away on their own and need medication, therapy, or a combination of both. Qualified professionals are out there to help people with mental issues, which are not something to be embarrassed about but genuine problems not taken on voluntarily.

    Let's check out the types of mental health disorders that are most common.

    Are There Different Types of Mental Health Disorders?

    Yes, there are over 200 different types of mental disorders. Some of them include:

    • Anger issues

    Anger is not categorised as a mental disorder per se. However, a high level of unresolved anger can affect lives and relationships, eventually affecting the quality of life. Anger is often linked to inflammation, which leads to chronic diseases and various mental health conditions. Therefore, its management in a healthy way is necessary. A combination of some medications and psychotherapy, including talk therapy, can help manage anger issues constructively.

    Involvement in distracting activities, such as dancing, walking, journaling, listening to music, cycling, or swimming, can vent energy in a positive direction and prevent anger from escalating.

    • Anxiety and panic attacks

    Patients with this type of mental disorder exhibit conditions that include nervousness, panic, and fear, along with sweating and rapid heartbeat. Depression, social phobias, specific phobias, and panic disorders are also related to anxiety disorders. Anxiety and panic attacks are often treated through medication and cognitive behavioural therapy personalised for the patient.

    • Bipolar disorder

    In this chronic mood disorder type, a patient feels intense shifts in mood, energy levels, and behaviour along with depressive episodes. This condition can be managed through medication, changes in lifestyle, top therapy, and other treatments.

    • Body dysmorphic disorder

    This mental illness deters the patient from seeing and feeling positive about their own body and appearance, leading to negative thoughts and emotions about their looks. This mental outlook undermines their physical and psychological well-being. Psychotherapy and medication can help treat conditions such as BDD, enabling a person to manage their thoughts and behaviour.

    • Depression

    A person suffering from depression has consistent feelings of sadness, which changes their thought process, eating, sleeping, and acting habits, complicating their day-to-day life. Therapies to treat depression include CBT, brains, stimulating therapy, medications, and changes in lifestyle.

    • Disassociation and disassociative disorders

    Disassociative disorders include three categories, namely disassociative identity disorder, disassociative amnesia, and derealisation/personalisation disorder, which often develop after a patient undergoes trauma. The conditions are treatable through psychotherapy, including cognitive behavioural therapy or dialectical behaviour therapy.

    • Eating issues

    Eating disorders are common among people of all genders, ages, races, body types, and sizes. The symptoms vary from person to person. This disorder is treatable through psychotherapy that includes talk therapy, medication, and nutrition counselling.

    Conclusion

    It is important to get mental health disorders diagnosed through healthcare providers who are proficient in treatment. Through tests, they can determine the condition and the extent of mental health disorder. Preventing behavioural disorders is unavoidable, but with health insurance coverage, treatment is manageable and helps the patient lead a wholesome and fulfilling life.

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