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  • A Health Insurance Checklist

    by iciclombard 01 | Apr 16, 2024

    Buying health insurance plans can be one of the most confusing decisions for anyone. There are a multitude of options available in the marketplace, but the widely varying premiums and coverage options make it very difficult for us to zero down on a particular policy.

    Well, worry no more! Listed below is a detailed checklist that is an absolute must-have for anyone looking to buy health insurance. Make sure you are thinking through each of the points detailed here before making a decision.

    Family coverage

    While individual policies for each member of the family would be ideal and provide the best coverage, it may not be a financially feasible decision because of the significant premium payout. However, when you go in for family plan, make sure you check the "Sum Insured" before choosing your plan. Any expenses above this amount will not be covered, so it's important to take adequate cover right from the start. Remember, this amount cannot be increased once you've made a claim. You also need to ensure that the amount is sufficient for hospitalisations for more than one family member.

    Network hospitals

    While it may not seem relevant now, travel is a significant deterrent when someone is hospitalised. Hence, when choosing an insurer, make sure that they have reputable hospitals from your vicinity, within their network. This will also help you receive cashless treatment, a boon when you have so many other things to worry about!

    Reputation in the marketplace

    While this may seem like an obvious point, it deserves special mention. Look up your insurer's reputation online, and speak to friends and others who have some experience with insurance. Find out about their claim settlement process, the size of their network. Don't go for too-good-to-be-true providers, because when you need them the most, they will prove to be just that.

    Pre-existing conditions

    Many of us have pre-existing health conditions for which we need coverage. Any mention of a pre-existing condition could impose a waiting period on your insurance plan. Make sure you check the waiting period carefully. While some cap it off at 2 years, others can go up to 4 years! Certain procedures like knee replacement, cataract operations, etc., could also have a waiting period.

  • Beginner's Guide To Health Insurance

    by iciclombard 01 | Apr 16, 2024

    Well, whatever the case maybe, not any longer. This handy guide helps you to address your basic doubts about health insurance.

    Let's Start

    So, what are mediclaim, health insurance and medical insurance? Well, all refer to the same thing - an insurance plan that protects you against medical emergencies, monetarily, of course. These plans cover expenses related to hospitalization, including eligible pre as well as certain post-hospitalization expenses.

    Summarizing Quickly The Indian Scenario

    Insurance Regulatory and Development Authority (IRDA) regulates the insurance sector in India. Any person seeking to insure himself/herself against medical expenses needs to buy a mediclaim policy by paying the requisite insurance premium on the policy. On incurring hospitalization expenses, he/she can then make a claim to the health insurance company.

    Apart from the standard policies that cover expenses right from ambulance charges to operation theatre charges, a number of diverse policies are designed that cater to certain unique requirements of each person. Some of these innovative policies are as follows:

    Family Medical Insurance Policy

    These are family floater health plans that cover all family members under a single policy instead of individual policies for each member.

    Upside: Flexibility of utilizing the sum insured by any member of the policy. E.g. If the sum insured is Rs.3 lakhs for Mr. Sharma and Mrs. Sharma; Mrs. Sharma alone can utilize the entire limit of Rs. 3 lakhs.

    Downside: Members prone to illness may exhaust the cover leaving other family members with no cover or an insufficient cover.

  • A Guide To Buy Cheap Health Insurance

    by iciclombard 01 | Apr 16, 2024

    It has become really difficult for the modern man to cope with these expenses without having a back-up plan. The best option in this respect is to buy a health insurance plan. You need to buy a health insurance plan even if you are covered with an group (employer) health insurance plan.

    With a huge variety of health insurance plans available on the market these days, the task of selecting the best and cheap health insurance policy has become difficult and confusing for a common man.

    Thankfully, reputed insurance companies offer comparative health insurance quotes to help their customers choose the best plan. The quotes also make this process quick and easy. All you need to do is share all of your health insurance needs and the company will offer you a choice of policies that may meet your budget and insurance needs.

    Usually, the health insurance quotes are displayed on the insurance website to help visitors and prospective clients to compare cheap health insurance plans. You may easily choose a plan that ensures low premiums. It is also important to check the health plan details to choose a plan that ideally meets your budget and specific requirements. With the help of these quotes, you may even compare features of various health insurance plans and check out the best health policy.

    Locating the best Health Insurance

    The World Wide Web is the best place to look for health insurance plan. The place ensures 100 per cent comfort and saves time. You can get insurance right from the comfort of your home. In fact, you can do it whenever and wherever you want. These plans are a perfect fit for taking care of medical care and other health needs.

    The Healthcare Facilities in India

    Most of the renowned hospitals in India are located in the major metro cities such as Delhi, Chandigarh, and Bangalore. The hospitals here are of best quality and claim to offer the best and latest treatment options. These medical centres are also equipped with high quality equipment. The doctors are highly qualified and experienced. However, the healthcare facilities and treatment offered are very expensive here. In case of a health emergency, you may have to exhaust all your savings.

    The dental care facilities are also expensive. It is not possible to cope with these expenses without having an insurance plan. Buying a health insurance policy in India will help you take care of a number of emergencies (as stated in the policy) without worrying about finances.

    Why Buy Health Insurance?

    There are many reasons to buy a health insurance plan. One of the major reasons behind this is the immense benefits it offers to the buyers. These days, the insurance plan offer cashless facilities, cover against various illnesses, personal accident, injury and a lot more.

    Apart from these facilities, the health insurance in India also offers tax benefits to the buyers. As per the rules specified by the government of India, it has been mentioned that health insurance buyers will get tax benefits. As per the Income Tax Act of 1961, special provision has been made to minimize burden through tax deductions under the following sections:

    80D

    80DD

    80DDB

    Why Compare Health Insurance Quote?

    A health insurance quote is an information guide on a specific insurance plan. With these quotes, you can come to know about various insurance companies and their exciting offer. Hence, it is advisable that potential customer compare many health insurance quotes prior to making a decision.

    These quotes are widely available online these days. You can access treatment with the treatment anywhere across the world. You may even purchase on the internet. These quotes are easily available on the internet. All you require doing is to request for these quotes and read them carefully to know what they have to offer.

    Since every individual is different, the need for health insurance differs too. What suits your friend may prove to be a misfit for you. Hence, it is crucial to make a list of health insurance requirements and use it when buying one. Equating a health insurance quote with your list of requirements is the best way to invest in the right policy.

    One of the major advantages of using a health insurance quote is that it allows you to reach out to the most affordable plan. Comparing a number of plans offered by the company will let you decide on the most affordable plan.

    Most health insurance experts recommend their clients to compare insurance plan as it helps them get a clear idea of what a company is offering to its clients. The comparison process should be adopted before deciding on a plan. Buying health insurance is a crucial investment. Not taking care about buying the one that fits into your specific requirements or budget.

    Health insurance quotes are available online for free. You don't need to pay anything to avail these quotes. If buying an affordable health insurance plan is your prime motive, comparing quotes can really help.

  • 5 Superfoods For Boosting Your Immune System

    by iciclombard 01 | Apr 16, 2024

    YOU ARE WHAT YOU EAT.

    This saying rightly points out the fact that being healthy starts with eating healthy. We all know a diet rich in fruits, vegetables, lean meat, and essential fats is ideal for a healthy life. Additionally, certain superfoods can augment a balanced diet and support our body’s response to fighting illnesses. These superfoods are a kind of health ammo that strengthen and support our immune system against various ailments.

    You don’t need to spend a bomb to buy snake oil or manuka honey to boost immunity. Our list of immunity-boosting foods contains ingredients and items that are readily available in local Indian markets. These are neither expensive nor exotic, but they promise to build your immunity against a wide range of illnesses. While these superfoods don’t guarantee protection from the COVID-19 disease(only hand hygiene and social distancing do!), they can definitely fortify your immunity and help you fight infections in case you do fall sick. If you have a health insurance, then it will cover you from any financial losses occurred due to any diseases or infections.

    1. GARLIC

    Garlic does more than just adding flavor to our Indian curries and vegetable preparations. A key ingredient in most of our pantries, this superfood can help boost the immune system and help fight viral infections. Garlic is especially protective against the flu and common cold. It contains a strong concentration of allicin and other sulfur-containing compounds, which are thought to give garlic its medicinal properties. When garlic is crushed or chewed, its main active ingredient allicin is released. Not only does it reduce your risk of falling ill with the flu, but it also reduces the severity of cold and flu symptoms..

    How to boost your immunity with garlic: Use peeled, crushed garlic pods to add some zing to your meals.

    2. CITRUS FRUITS

    Vitamin C, found in citrus fruits, is considered to be instrumental in increasing white blood cell production in the body. Since white blood cells form an important part of the immune system, they are vital in battling infections. Meeting the daily requirement of Vitamin C—75 mg for women and 90 mg for men—can go a long way in boosting your immunity. This vitamin is also claimed to be an effective treatment for the most frequent infectious disease that we catch in our lives – the common cold. It is said to make cold symptoms less severe and also decrease the duration of the illness.

    How to boost your immunity with citrus fruits: Snack on oranges, lemons, kiwis or other citrus fruits between meals.

    3. YOGHURT

    The immune system is also involved in keeping the gastrointestinal tract clean and preventing pathogens from entering your bloodstream. This is where the role of yoghurt as an immunity-boosting superfood comes in. Yoghurt supports the immune system by inhibiting a variety of pathogenic bacteria and yeasts in the digestive tract and maintaining good gut health. Packed with live strains of lactobacillus, which is a kind of beneficial bacteria (also called probiotic), yoghurt changes the intestinal microflora and thereby promotes a healthy gut. It may enhance resistance to infection and hasten recovery.

    How to boost immunity with yoghurt: Enjoy a cup of yoghurt for breakfast with nuts, fruits or cereal.

  • Hospital Daily Cash Allowance: What Is It and Why Is It Crucial?

    by iciclombard 01 | Apr 08, 2024

    Updated on 13 Dec 2025

    Even with comprehensive health insurance, hospitalisation often brings out-of-pocket expenses that policies may not cover. Costs for transportation, meals or time away from work can quickly add up, creating additional financial stress. To manage all these expenses, many health insurance providers offer a hospital daily cash allowance. This particular benefit provides a fixed, regular amount for each day you are hospitalised, providing financial relief beyond the normal hospital expense coverage.

    What is the daily cash benefit in health insurance?

    As the name suggests, it is a daily cash allowance designed to help cover expenses beyond the hospital bills. Policy providers offer daily hospital allowances either as a part of the insurance policy or as an additional rider. Before buying any health insurance policy or a daily hospital allowance rider, you must ensure:

    • The daily cash limit offered to you
    • Your eligibility for the policy
    • Coverage span of the policy

    Why is the daily cash benefit important?

    Here are some reasons that make the daily cash benefit so essential:

    1. Covers miscellaneous costs: The daily cash benefit helps in paying for transportation, food and various other out-of-pocket expenses.
    2. Supports the family's needs: This specific benefit also helps cover for relatives who stay back with the patient.
    3. Income replacement: When the patient is the main earner of the family, the daily allowance will provide a small but steady monetary support to the family.
    4. Peace of mind: Knowing that you have additional funds during hospitalisation helps in lowering the stress level.

    How does the daily cash benefit work?

    The daily cash benefit works in a straightforward way. A fixed amount is set when the insurance plan is chosen, and most providers require a minimum 24-hour hospital stay to make a claim. This benefit does not cover daycare procedures or minor surgeries that don’t involve overnight hospitalisation.

    Daily cash limit and coverage span of the policy also vary according to the policy provider. Usually, policy providers offer a cash limit between ₹1000 - ₹1,500 with a coverage span that varies from 3 to 10 consecutive days. Those admitted to the Intensive Care Unit (ICU) may avail cash benefits in excess of the upper cash limit, but the number of covered days will be reduced proportionately.

    Persons with pre-existing medical conditions need to go through a waiting period during which they cannot make a claim. Therefore, you need to carefully assess the eligibility conditions and your medical history before buying a policy to avoid any conflict arising at the time of claim.

    What is required to submit a claim under hospital daily cash benefit?

    To claim the daily cash benefit, an insured individual needs to do the following:

    • Submit the discharge summary and hospital admission as evidence.
    • Provide all the hospital reports and bills to confirm the stay duration.
    • Fill in the claim form within the given time.
    • In case of cashless plans, some insurance firms will credit the daily benefit directly after confirmation.

    Conclusion

    The daily cash allowance is an excellent addition to the medical or senior citizen health insurance plan. It makes sure that you get extra monetary help for the non-medical costs during hospitalisation. This benefit adds a layer of stability and peace of mind, ensuring that recovery can remain the focus without worrying about incidental expenses.

    If you’d like guidance in finding the right health plan, consider filling out the form on this page. An advisor can walk you through your options and help you select coverage that suits your needs.

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Details On Health Insurance

    by iciclombard 01 | Apr 08, 2024

    For rudimentary understanding it provides financial cover-up in case of illness, health issues. For same one needs to be in agreement with the insurer to invest premium amount for tackling unforeseen health issues for self and family.

    Medical coverage is important for every individual as in this dynamic and fast growing scenario, people are compromising with the physical capabilities to excel more and more in their career, they usually ignore the health factors in a day to day life which cumulates to the major health problems down the line. Gradually body starts losing the immunity to fight with the internal and external agents causing health issues. Hence it becomes mandatory to prepare oneself for the upcoming health challenges to ensure the financial assistance at the time of crisis.

    Medical coverage plans comes with the flexibility of both types of payments cashless and reimbursements in case of in-network and out of network respectively. For in-network, one can avail the facility by showing the medical cards and expenses to be taken care by the insurance company itself through the TPA (Third party administrator) which depends upon the entitlement. In case of out-of-network, upfront payments should be done by the user and the amount would be reimbursed upon the submission of bills. To avail these facilities one should be hospitalized for 24 hours. However in certain cases like a disease diagnosed after converge and which is to be treated in near future, tests pertaining to surgery/operations, same could be provided without the former condition. In addition, few policies give benefits for routine check-ups also. Coverage in limited to Contact lenses, hearing aids and spectacles are also not covered. Also, there are no short term policies available for health cover for less than a year.

    Sum insured can be on individual or floater basis for self and dependent. It also offers an arrangement called Cumulative Bonus, which says that for every claim free year; there will be increase in sum insured by certain percentage(with capping). For any claims, it will be reduced by certain % for next year. Premium depends on certain factors like age, medical history. For older people, premium rates would be on higher side so as in case of bad medical history.

    IRDA has taken a major step i.e.Health Insurance Plan Portability which allows a user to switch the policy from one provider to another (subjected to sum insured). IRDA is playing a active role by not only doing the vigilance on existing policies but also by providing as ear to the grievances and concerns related to services offered by the insurance providers. For same one can register their complaints through IGMs website and can connect via Toll free 155255. After registration of a complaint companies got 15 days time to work-upon and to resolve the issues.

    Above all, medical covers provide opportunity to save tax and to lessen pressure on one’s pockets.

  • Importance Of The Insurance Proposal Form

    by Almog Ramrajkar | Apr 04, 2024

    Insurance, at the very basic level, is an agreement between the insurer and the insured. This agreement is based on the information that the insured provides in the proposal form. Hence, this form becomes the single most important document in the whole insurance policy.

    The insurance form varies from insurer to insurer, and needs to be filled either by pen or by typing (if it is an online policy). No matter how you fill it, it is imperative that that the form is filled by the one in whose name the policy will be, and not by the insurance agent. Some people sign the blank insurance form and hand it over to the agent, this is not the correct practice and can lead to regret later.

    Care must be taken that the information provided is thorough and accurate, especially when it comes to your contact details, whether it's a health insurance policy, car or motorcycle insurance policy, or any other type of policy. Because, it is using these contact details that the insurer will contact you when a claim needs to be settled. Furthermore, insurance is based on the principle of good faith, so whatever information you provide must be true and complete, otherwise, it can lead to repudiation of your claim.

    There are many points you need to take care of when filling the insurance proposal form, but here are some of the most crucial ones.

    Correct Name

    Your name is the most obvious thing that you need to get right. Remember that an agent can always misspell it, creating trouble for you. Attention also needs to be paid to the fact that it is written in block letters, so that the writing is clear and there is no case for misunderstanding. Ensure that the name is exactly the same as it is in your bank account.

    Proper Address

    Most people don’t pay attention to the small details, such as the difference between current and permanent address. Some people find it easier to write ‘same as current address’, in the permanent address column, even if their permanent address is different. This is especially true for those living on rent. Providing both addresses will ensure that you receive important correspondence on time.

    Date of Birth (DOB)

    Your age is a major factor when it comes to premium calculation. Hence, it is necessary to correctly write your DOB with supporting documents. The supporting document should preferably be either a school leaving certificate, passport or birth certificate as these are considered as standard proof of age. There are alternatives too, like PAN card, driving license and self-declaration etc. but these can attract extra premium.

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Things To Remember While Using A Room Heater

    by Almog Ramrajkar | Apr 03, 2024

    Winter is just around the corner, and it’s time for you to take out your stacked woolen wear, buy cold creams and brace yourself to tackle the harsh weather conditions. A prudent option to counter the winter blues and keep your living space warm is to invest in an electric room heater, which is both comforting and economical.

    However, according to the National Fire Protection Agency, approximately one-third of all house fires during the winters are caused by space-heater related issues. That’s a lot of danger for such a small appliance, which is why it is essential to keep certain safety tips in mind while using these portable space heaters:

    Buy certified space heaters

    All the electric appliances are tested and certified as per the Bureau of Indian Standards (BIS) on the basis of certain safety parameters. The manufacturers of these products are required to provide crucial information about the construction and usage of the appliances. Hence, you should always buy a BIS-certified room heater, that will be risk-free and safe to use at home.

    Keep heaters away from objects and people

    Electric heaters generate a lot of hot air by converting electrical energy into heat. This makes them dangerous for pets and children as they can get electric shocks or serious burns by accidental contact with the appliance. Also, it should be kept away from objects that may catch fire, including decorations, clothes, rugs, furniture, etc.

    Place the heater away from water

    Try not to use your space heater in your bathroom, kitchen, or any other area where it could be exposed to water. Even if you do need to use the heater in such areas, makes sure it’s placed at a safe distance away from potential splashes of water or leaks. If your heater comes in direct contact with the water, it could damage the electrical system, start a fire, or pose a threat of shock or electrocution to anyone nearby.

    Plug directly into the wall outlet

    You should always try to avoid using extension cords and plug your room heater directly into an electrical wall outlet. Electric heaters draw a lot of power and using an extension cord increases the chances of overheating, electric fires, or shock injuries. Even you if need to use the extension cord, make sure it is appropriately rated and sized for heavy appliances.

    Do not over load the socket

    Never overload the socket where electric heater is plugged. Plugging the space heater in the same circuit along with other electrical appliances into a receptacle will create excessive heat in the circuit and may start an electrical fire or a short circuit. This could lead to damage to the costly appliance and the electrical system of your house.

    Don’t leave the heater unattended for long

    You should never leave your room heater unattended for a prolonged period. Always remember to switch off and unplug the appliance before leaving the room or going to bed. Prolonged usage of heaters in closed rooms can be dangerous as it can create carbon monoxide poisoning which can cause headache, dizziness, nausea and weakness.

    Look for heater with additional safety features

    There are many portable heater models available in the market that include a variety of safety features that help take a lot of worry out while using them. For example, a heater with tip-over protection will automatically shut-off if it’s tipped over for any reason, and a cool-touch housing on the front that prevents accidental burns if a person accidentally comes in contact with the heater. These are useful safety features, particularly if you have active children or pets at home.

    Inspect and maintain your heater regularly

    You should occasionally inspect your room heater to make sure it’s clean and working properly. Check for damage in the unit and cord, and whether it’s heating sufficiently. In case of any discrepancies, contact the service centre and get it resolved immediately.

    As important as it is to take adequate safety measures, it’s equally necessary to stay financially secured in case of an unforeseen incident. That is why you must buy an accident insurance policy to protect yourself against mishaps and tackle such situations with ease. Don't forget to explore your options for comprehensive health insurance coverage to ensure holistic protection for you and your loved ones

     

     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It may contain outdated data and information regarding the Insurance industry and products. It is advised to verify the currency and relevance of the data and information before taking any major steps. ICICI Lombard is not liable for any inaccuracies or consequences resulting from the use of this outdated information.  

  • Amazing Health Benefits of Jaggery

    by iciclombard 01 | Apr 01, 2024

    Updated on - 02 Feb 2026

    Jaggery has been a staple sweetener in Indian homes for centuries. Made from unrefined sugarcane juice or palm sap, it retains natural minerals and nutrients often lost in refined sugar. For those looking to satisfy their sweet cravings while making healthier choices, jaggery can be a smart alternative. Its earthy taste and nutritional perks make it more than just a sweet treat.

    This blog explores the key health benefits of jaggery, how to include it in your diet safely and what to watch out for.

    What are the Health Benefits of Jaggery?

    Jaggery is a type of unrefined sugar. Jaggery may help with conditions like cough, cold, anaemia and asthma if regularly taken. Below are a few of the potential benefits of jaggery that are discussed below:

    1. Powerful Antioxidant: Excess free radicals can damage our cells and make us sick. Jaggery contains a wealth of antioxidants, which may help fight free radicals.
    2. Liver Detoxification: Have jaggery daily; it may help get rid of toxins from the liver and body.
    3. Aids in the Digestive Process: Jaggery can prevent bowel problems like constipation and indigestion by activating the digestive organs.
    4. Provides a Source of Energy: Jaggery comprises a complex chain of sucrose and takes more time to digest than refined sugar. This means energy is released slowly and for a long-sustained period.
    5. Provide Relief for Asthma and Allergies: Jaggery is an excellent source of iron, and regular consumption of it improves haemoglobin levels. By improving haemoglobin levels, breathing and oxygen-carrying capacity are improved, relieving people with allergic asthma. The anti-allergic effect of jaggery also comes from selenium.
    6. Relieves Menstrual Pain: Jaggery is rich in folate and iron, which promote blood circulation during menstruation to alleviate pain.
    7. Prevents Anaemia: Jaggery is rich in iron and is beneficial to people with iron-deficiency anaemia.
    8. Improves Skin Health: Jaggery removes toxins from the blood, purifying the blood. This results in clear and healthy skin without acne or other skin infections.
    9. Improves Heart Health: Jaggery contains a lot of potassium, which is important for regulating blood pressure and heart function and can help to prevent heart diseases. Magnesium present in jaggery protects blood vessels.

    How Jaggery Helps in Digestion

    In many Indian households, a small piece of jaggery is eaten after meals to aid digestion. It stimulates digestive enzymes and helps move food through the intestines more smoothly. For example, instead of a synthetic digestive aid, a bit of jaggery with warm water may soothe the gut after a heavy meal.

    However, jaggery is not a substitute for medications and should be used as a complementary aid rather than a treatment for digestive disorders.

    Jaggery for Detoxification and Cleansing

    Jaggery is valued for supporting the body’s natural detoxification. Its nutrients can help the liver flush out toxins more efficiently and aid overall metabolism. Consuming small amounts of jaggery daily may help you feel lighter and counteract the effects of environmental pollutants. However, for effective cleansing, it should be combined with a balanced diet and adequate hydration rather than relied on as a sole detox method.

    Benefits of Jaggery for Skin and Hair

    Jaggery supports both skin and hair health. Its iron content promotes proper blood circulation, which is essential for glowing skin and strong hair. The antioxidants in jaggery help fight free radicals, reducing cell damage and slowing down ageing.

    By aiding blood purification, it may also help lower blemishes or acne. For hair, improved circulation and nutrients support growth, reduce dullness and prevent breakage. Replacing a spoon of white sugar with jaggery can give your hair and skin a natural boost.

    How Jaggery Supports Heart Health

    Jaggery can play a supportive role in heart health, though it is not a substitute for medication. Its potassium content helps balance sodium levels, which may aid in blood pressure control.

    Jaggery also releases energy slowly compared to refined sugar, helping prevent sharp spikes in insulin and blood sugar, both of which are risk factors for heart conditions. Consuming it in moderation, along with regular exercise and a balanced diet, is beneficial.

    For added financial protection during medical care, consider a health insurance policy, such as a senior citizen plan, individual health insurance or family health insurance.

    Jaggery vs. Sugar: Which is Better?

    In the comparison between jaggery and refined sugar, jaggery has certain advantages, though it is not a miracle sweetener. Unlike sugar, jaggery retains antioxidants and minerals that are lost during processing. It may also be gentler on digestion and support mild detoxification.

    Energy from jaggery is released more steadily and slowly. However, jaggery is still high in carbohydrates and calories, which means it can raise blood sugar, affect dental health and contribute to weight gain if consumed excessively.

    How Much Jaggery Should You Consume Daily?

    Moderation is key when consuming jaggery, as it is still a sugar. Many dieticians recommend 10 to 15 grams per day, roughly equivalent to one small piece or cube. Jaggery can be enjoyed after meals or dissolved in warm water as a post-meal drink.

    However, if you have diabetes, follow a strict-calorie diet, or have high blood sugar, consult a physician before including jaggery, as it can still raise blood sugar levels despite being healthier than refined sugar.

    Possible Side Effects of Overeating Jaggery

    While jaggery offers several health benefits, consuming it in excess can pose risks. Its high sugar and calorie content may lead to weight gain, elevated blood sugar levels and a higher risk of type 2 diabetes or metabolic issues.

    The sticky texture and sweetness can also promote dental cavities if proper oral hygiene is not maintained. Some jaggery may be processed with chemical additives or in unsanitary conditions, which can cause stomach upset or allergic reactions.

    Conclusion

    Jaggery is more than just a traditional sweetener; it supports digestion, heart health and the wellbeing of your hair and skin, while serving as a healthier alternative to refined sugar. Consuming it in moderation allows you to enjoy these benefits without unwanted side effects. Beyond diet, safeguarding your health with the right policy, like health insurance plans is essential.

    These plans provide financial security, covering hospitalisation, treatments, diagnostics and consultations. Take charge of both your health and finances by filling out the form on this page for personalised guidance and insurance solutions.

    FAQs

    1. Is jaggery safe for people with diabetes?

    Although jaggery retains many of the nutrients compared to refined sugar, it’s still pretty high in glucose and sucrose. Individuals with diabetes need to use jaggery very cautiously, preferably under proper medical guidance.

    2. Can children consume jaggery daily?

    Yes, however, children should consume it in small quantities. Using jaggery in place of processed sweets stands out as a healthier alternative. But you should make sure to use only a small amount, and it should be a part of a balanced diet with protein, vegetables and fruits.

    3. How should one store the jaggery to keep it fresh and safe?

    You must store the jaggery in a dry and cool place, especially within an airtight container. Moisture can cause the jaggery to soften excessively, or it might attract pests. Purchase firm jaggery blocks, without any visible foreign particles or mould. Apart from that, when purchasing jaggery, always get it from local producers or reliable brands to avoid adulteration.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • 5 Health Benefits of Corn

    by iciclombard 01 | Apr 01, 2024

    Corn, or maize (Zea mays), is a healthy grain that belongs to the grass family. We typically enjoy this little grain in the form of popcorn or by sprinkling a dash of salt and spice over it. However, many people are unaware that corn, when consumed as a whole grain, is seen to have numerous health benefits as it contains antioxidants, vitamins, minerals, and fibre. The fibre present in corn is insoluble fibres that make this cereal a low-glycemic index food, which means you won’t experience blood sugar spikes after consuming them, making them a healthy snack. Let’s explore some more of the many health benefits of corn in this article.

    What are the Health Benefits of Corn?

    Some of the health benefits of corn are given below:

    1. Eye health: Eye health can deteriorate with age, injury, diseases, or infection. It is thus important tot take care of our eyes through diet. The major antioxidants called carotenoids present in corn are lutein and zeaxanthin, which are linked to a lowered risk of developing cataracts and macular degeneration.
    2. Improved digestion and gut health: Insoluble fiber present in corn helps bulk up stools and prevents constipation. Consumption of popcorn can reduce the risk of developing diverticulosis, which is caused by the formation of pouches in the colon wall, causing pain, bloating, gas, and rarely bleeding and infection. Prebiotics present in corn also feed healthy gut bacteria, which improves the digestion process.
    3. Protects the heart: Corn oil contains the heart-healthy vitamin ubiquinone, which can help lower the risk of heart damage. Some plant compounds present in corn may reduce cholesterol absorption and improve cardiovascular health.
    4. Rich source of nutrients: Corn contains a ton of nutrients that can boost our health. About half a cup of corn contains 7 mg of vitamin C, 4 mg of calcium, 40 microgrammes of folate, 294 g of potassium, and 32 mg of magnesium.
    5. Moderately regulates blood sugar: Corn is low in sugar, and is great for feeling full on fewer calories. Corn also has a low glycemic index, which helps in maintaining blood sugar levels.
  • 5 Health Benefits of Cloves

    by iciclombard 01 | Mar 27, 2024

    The aromatic spice known as cloves has long been used in cuisines around the world mainly for its distinctive flavour. Cloves originate from the Syzygium aromaticum flower bud and have a warm and pungent taste. However, beyond their flavour profile, cloves also contain powerful antioxidants and essential oils that have been shown to provide significant health advantages. Studies have unveiled cloves' antimicrobial, anti-inflammatory, and pain-relieving properties which may help address a variety of health concerns. In this article, we will explore the various health benefits of cloves and ways they can support your wellness.

    What are the Health Benefits of Cloves?

    Listed below are the main benefits of cloves that can help boost your health:

    1. High in antioxidants

     Cloves are rich in antioxidants, namely eugenol that combat damage caused by free radicals (harmful substances generated in the body). Incorporating cloves into your diet enhances overall health and can help alleviate various respiratory conditions like cold, cough, bronchitis, sinusitis, asthma, and many more. However, caution is needed as high eugenol amounts are toxic, especially for children.

     

    1. Can kill bacteria

    Cloves are more than just a spice—they're bacteria-fighting too! They can help destroy bacteria in food, help with gum health, and even assist in managing stomach-related problems like nausea and indigestion. It's a health ally you certainly need in your spice rack!

     

    1. Contains important nutrients

    Cloves are a valuable spice that contains important nutrients like fibre, vitamins, and minerals.

    One teaspoon of ground cloves provides:

    • 6 calories
    • 1 gram of carbs and fibre
    • 55% of the DV for manganese
    • 2% of the DV for vitamin K

    Cloves are rich in manganese, a mineral essential for brain function and strong bones.

     

    1. Can help protect against cancer

    Studies suggest that clove compounds could help combat cancer cells. However, further research is essential to confirm these potential benefits.

     

    1. May promote bone health

    In India, millions of older adults are affected by low bone mass, increasing the chances of getting osteoporosis and fractures. Cloves, containing bone-preserving compounds like eugenol and manganese, show potential in animal studies, necessitating further research to confirm benefits for human bone health.

  • How to Download Income Tax Return Acknowledgement?

    by iciclombard 01 | Mar 19, 2024

    Wondering how to download income tax return acknowledgement? Before answering it, let us define what income tax return acknowledgement is.

    The Income Tax Department of India sends this as proof of filing the income tax return to the taxpayer's registered email address. The income tax filing process concludes once you confirm receiving the ITR acknowledgement document.

    We will explain the steps to download ITR acknowledgement in the following passage.

    Steps to Download Income Tax Return Acknowledgement

    • Taxpayers can automatically download income tax return acknowledgement from the e-filing website of the income tax department. The ITR-V (verification) copy should be duly signed in ''blue ink'' and submitted to the Income Tax Department.
    • You can generate and forward income tax return acknowledgement to the Income Tax Department. If you have yet to receive an acknowledgement, the assessee can download it from the Income Tax E-filing Portal by visiting its web address and following the steps mentioned below.

    Step 1: Visit the Income Tax E-filing website, log in with valid credentials, and click on the Forms/Returns link

    Step 2: Select ''Income Tax Return'' and ''Assessment Year” options and click ''Submit''

    Step 3: Select and click on the mentioned acknowledgement number of the ITR and download ITR-V

    With these simple steps, you now know how to download the acknowledgement of your income tax return.

    • While downloading income tax return acknowledgement for sending it to CPC, taxpayers must follow specific points, such as the document should be printed in dark blank ink, the original signature in blue ink, the barcode and signature should be visible, do not use a stapler on the downloaded form, enclose the ITR acknowledgement in an A-4 size white envelope, and more.

    People with taxable income should file their ITR for FY 2023-24 by 31st July 2024. Beyond the due date, people will have to pay a late fee. For late filers or missed filing, 31st December 2024 is the last date for ITR filing.

  • How to File Income Tax Return Online?

    by icicilombard 002 | Mar 12, 2024

    how to file income tax returns online has become increasingly convenient and efficient in recent years. With tax procedures digitalised, taxpayers can now submit their returns from the comfort of their homes.

    File Income Tax Return Online


    Here, we’ll outline the steps for filing your income tax return online for the financial year 2022-23 (assessment year 2023-24), ensuring a smooth and hassle-free process.

    Step 1: Gather Necessary Documents


    Before completing the online filing, ensure you have all the relevant documents. This encompasses your PAN (Permanent Account Number), Aadhaar Card, Form 16 (issued by your employer), investment details, bank statements, and any other pertinent financial documentation.

    Stеp 2: Choosе thе Right Onlinе Platform


    Sеvеral authorisеd platforms arе availablе for е-filing incomе tax rеturns, including thе official govеrnmеnt portal and privatе wеbsitеs. Ensurе you sеlеct a rеliablе platform that mееts your nееds and providеs a sеcurе еnvironmеnt for submitting your tax rеturn.

    Stеp 3: Register/Login to thе Portal


    If you’rе a first timе usеr, you’ll nееd to rеgistеr on thе chosеn platform using your PAN. Proceed with the registration process, which commonly entails furnishing fundamental personal details and establishing login credentials. If you are a rеturning usеr, simply log in using your еxisting crеdеntials.

    Stеp 4: Sеlеct thе Appropriatе ITR Form


    Choosе thе corrеct Incomе Tax Rеturn (ITR) form basеd on your sourcеs of incomе and еligibility criteria. For most individuals with salary incomе and health insurancе, Form ITR 1 or ITR 2 may bе applicablе. Ensurе you sеlеct thе form that bеst suits your financial situation to avoid complications latеr on.

    Stеp 5: Entеr Pеrsonal and Incomе Dеtails


    Oncе you’vе sеlеctеd thе appropriatе ITR form, procееd to fill in your pеrsonal and incomе dеtails accuratеly. This includes information such as your PAN, Aadhaar Numbеr, salary dеtails, incomе from othеr sourcеs and any othеr rеlеvant dеtails. You must also select the reason for filing the Income Tax Return. You will have to choose the right one applicable to you from three options:

    • taxable income exceeds the basic exemption limit
    • meets the specific criteria, and it is mandatorily required to file an ITR
    • others

    Stеp 6: Vеrify and Validatе Information


    Aftеr еntеring all thе nеcеssary dеtails, takе thе timе to rеviеw your information carеfully. Ensurе accuracy and complеtеnеss to avoid discrеpanciеs or dеlays in procеssing your rеturn. Many onlinе platforms providе validation tools to hеlp idеntify еrrors or missing information bеforе submission.

    Stеp 7: Calculatе Tax Liability and Claim Dеductions


    Usе thе onlinе calculator providеd by thе platform to computе your tax liability basеd on thе information providеd. Takе advantagе of dеductions availablе undеr various Sеctions of thе Incomе Tax Act, including Sеction 80D for prеmiums in hеalth insurancе policy. Ensurе you claim all еligiblе dеductions to minimisе your tax burdеn.

    Stеp 8: Filе and Submit Your Rеturn


    Oncе you’vе rеviеwеd and vеrifiеd all thе information, procееd to filе your incomе tax rеturn еlеctronically. Most platforms allow you to е-filе dirеctly through thе portal, еliminating thе nееd for physical submission. Aftеr submission, you’ll rеcеivе an acknowlеdgmеnt confirming thе rеcеipt of your rеturn.

  • 4 Health Benefits of Dragon Fruit

    by iciclombard 01 | Feb 27, 2024

    Exotic fruits have always piqued people's interest, particularly those with striking shades and unusual shapes. When someone comes across a dragon fruit for the first time, its looks immediately draw that person's attention. Dragon fruit has white flesh with tiny black seeds, and its skin is a beautiful pink colour with green scales, hence the name. You may not have tried it, but you must have heard of this exotic fruit. The dragon fruit's silky, crunchy texture and sweet and refreshing flavour will delight you pleasantly. You do some research online and discover that the dragon fruit is also packed with nutrition.

    Let's discuss the benefits of dragon fruit in some detail. 

    What are the Health Benefits of Dragon Fruit?

    1. 
    Highly Nutritious: You are in for a treat when you eat this fruit. Not only does it delight your tongue with its sweet and tangy flavour, but it also nourishes your body with vital nutrients. Dragon fruit is a powerhouse of vitamin C, iron, and magnesium. And if you want to boost your gut health, dragon fruit has you covered. It has prebiotic fibres, which feed the good bacteria in your intestines, enhancing the digestion process. 

    But that is not all. Dragon fruit also contains antioxidants, such as betalains and flavonoids. They shield your body cells from damage.

    And if you want to boost your gut health, dragon fruit has you covered. It has prebiotic fibres, which feed the good bacteria in your intestines, enhancing the digestion process. 

    2. Fights Chronic Diseases: Dragon fruit can serve as an ally against chronic diseases. It helps ward off cancer, heart disease, and diabetes. You risk contracting these life-threatening diseases when your body accumulates excess free radicals. Free radicals are harmful molecules that have the potential to damage your cells, induce inflammation, and cause oxidative stress. 

    Antioxidants, like those found in dragon fruit, can neutralize these free radicals and protect your cells from harm. 

    3. Promotes Gut Health: One vital benefit of dragon fruit is boosting your gut health. Your gut is not just a place where food is processed. It is also a complex ecosystem of bacteria that affects your health. Gut bacteria help you break down food, make vitamins, and protect you from harmful invaders. But sometimes, an imbalance leads to digestive troubles, such as gas, cramps, or loose stool. Dragon fruit can help you maintain a healthy gut flora by providing prebiotic fibres, such as oligosaccharides, that nourish the good bacteria in your intestines.

    4. Promotes Skin Health: Dragon fruit can help you maintain healthy and beautiful skin by promoting hydration, wound healing, and anti-ageing effects. Dragon fruit can also boost the production of collagen, the protein that essentially gives your skin its firmness and elasticity.

  • 9 Health Benefits of Sunflower Seeds

    by iciclombard 01 | Feb 26, 2024

    Sunflower seeds are technically the fruits collected from the head of the sunflower plant. The seeds are enveloped in greyish-black shells and are white in colour. They have a nutty flavour and boast significant nutrient value as well. There are many ways to consume sunflower seeds, from roasting and eating as is to incorporating them into salads, soups, and even snacks. Doing so not only enhances their nutritional value but also improves the overall taste of a dish. Sunflower seeds are packed with essential nutrients such as healthy fats, vitamins, and beneficial plant compounds that offer numerous health benefits.

    What are the Health Benefits of Sunflower Seeds?

    Regular consumption of sunflower seeds may have health advantages, including reducing the risk of high blood pressure and coronary heart disease. Nutrients present in sunflower seeds may increase your body's immunity against diseases and boost your energy level. Adopting a healthy lifestyle and exercising is one of the criteria for maintaining good health. So, let's explore the positive effects of sunflower seeds on your health.

    1. Immune booster: The immune-boosting effects of sunflower seeds are attributed to the zinc, vitamin E, and selenium present in them. While zinc and selenium reduce inflammation, antioxidants in sunflower seeds prevent the generation of free radicals and subsequently, life-threatening diseases.
    1. Cardioprotective: Eating sunflower seeds, which contain healthy fats and essential nutrients such as magnesium and potassium, can protect your heart by reducing blood pressure, lowering cholesterol, and preventing irregular heartbeats.
    1. Cholesterol-lowering properties: Sunflower seeds are capable of reducing LDL (bad) cholesterol, given their high fibre content. Vitamin B3 lowers total cholesterol, and vitamin B5 raises HDL cholesterol, providing a collectively positive effect on the heart.
    2. Diabetes control: Sunflower seeds are also helpful in reducing blood sugar levels in type 2 diabetic patients.
    3. Brain health: Sunflower seeds contain vitamin B6, which is known to elevate mood, memory, and concentration power.
    4. Anticarcinogenic: Sunflower seeds contain a phytosterol called beta-sitosterol, which is known to inhibit the growth of tumour cells.
    5. Weight loss: Eating sunflower seeds makes feel full for longer, given their high protein and fibre content. This results in lower consumption of calories and weight loss.
    6. Women’s health: Consumption of sunflower seeds is also known to relieve premenstrual syndrome-related symptoms.
    7. Energy source: Seeds of sunflowers are rich sources of thiamine, which plays a role in the breakdown of carbohydrates, proteins, and fats into energy. Therefore, the seeds function as an instant source of energy.
  • Exploring the Health Benefits of Basil Seeds

    by iciclombard 01 | Feb 26, 2024

    Scientifically recognised as Ocimum basilicum, the basil plant holds a position of prominence among global herbs; its utility spans an array of culinary traditions. Basil seed water--a delightful, health-imbuing drink is formulated by steeping these seeds in water. Notably distinguished for its taste, it integrates seamlessly into various international cuisines; Thai and Italian serve as compelling examples thereof. Today, we will delve into the myriad health benefits these tiny seeds offer.

     

    What are the Health Benefits of basil seeds?

    Listed below are a few amazing health benefits of basil seeds:

    1. Nutrient-rich

    Packed with vital nutrients, such as antioxidants, calcium, and vitamin K, basil seeds enhance overall wellness and health.

    1. Hydration

    Drinking basil seed water helps you stay hydrated, which is important for body processes. It is a popular drink to stay cool and hydrated on the inside for summer season in India.  

    1. Aids relieve constipation

    Basil seeds are known for their tendency to expand when soaked in water, which helps in digestive processes by maintaining regular bowel movements and helping to reduce constipation.

    1. Promotes digestion

    Due to their high fibre content, basil seeds help regulate weight by promoting satiety, curbing cravings, and promoting a healthy digestive system, all of which help an individual maintain a healthy weight.

    1. Helps with blood sugar levels

    Blood sugar levels could be positively impacted by basil seeds, according to studies. Their breakdown after consumption releases sugar slowly into the bloodstream, reducing rises and falls and promoting improved blood sugar regulation, making this one of the main benefits of basil seeds.

    1. Antioxidant-rich

    Polyphenols, which are antioxidants included in basil seeds, have been associated with a lower risk of cardiovascular disease, maintenance of normal cholesterol levels, and support of heart function.

    1. Supports immune system

    The abundance of nutrients and antioxidants found in basil seeds can support the immune system and provide defence against a range of illnesses and infections.

    1. Promotes skin health

    The antioxidants in basil seeds fight free radicals, which are known to wreak havoc on the skin and accelerate ageing. Due to its antioxidant qualities, consuming basil seed water on a regular basis may promote healthier, more vibrant skin.

  • 6 Health Benefits of Banana

    by iciclombard 01 | Feb 26, 2024

    Bananas are among the most delicious, readily available, and energy-boosting fruits. Surprisingly, botanically, a banana is a type of berry that grows in clusters. There are varieties of bananas available that one can enjoy as a vegetable in its raw form or as a ripe fruit. Eating a few small-sized bananas at a time may help you feel satiated for a long duration and also provide a good amount of fibre, carbohydrates, natural sugar, vitamins, and minerals. The health benefits of bananas and their energy-boosting properties make them an excellent choice to start your day.   

    What are the Health Benefits of bananas?

    Bananas are a great addition to your diet when you consider its availability, taste, and health benefits. Even raw bananas can make for good savoury snacks when cooked combined with the right ingredients. Both raw and ripe bananas are rich in fibre and micronutrients, making them a healthy choice.  

    Here are the following health benefits of bananas:

    1. Improve digestion

    Bananas are rich in natural sugar and carbohydrates; however, the glycaemic index (a measurement of how quickly a food spikes the blood sugar level in our body, once consumed) of bananas is low. Fibre in bananas aids digestion. Bananas also contain probiotics, i.e., the good bacteria for your gut health. It also helps to reduce bloating by reducing gas and water retention in the stomach.

    1. Improve heart health

    Bananas are rich in potassium and other minerals that help to improve heart health. These minerals help maintain blood pressure and the passage of electrical impulses from the brain.

    1. Enhance bone health

    Ripe bananas contain a modest amount of calcium that supports bone health. The fructooligosaccharide (FOS) is a prebiotic found in bananas that helps the digestive system absorb nutrients, particularly calcium.

    1. Improve muscle health

    Muscle soreness or aches after strenuous activity or exercise might be due to a person’s low potassium level. Eating bananas helps to get lean and strong muscles. It can also help you to recover fast after a workout session.

    1. Improve kidney health

    Potassium in bananas improves kidney function and health.

    1. Helps fight anaemia

    Bananas are a rich source of folate, which helps in reducing paleness and fatigue due to anaemia.

  • 6 Health Benefits of Tomatoes You Must Know About

    by iciclombard 01 | Feb 26, 2024

    More than being a major ingredient in various delicious and savoury recipes, tomatoes provide a rich mixture of phytochemicals and micronutrients. One of the most abundant phytochemicals in tomatoes is lycopene, a powerful antioxidant with several health benefits. Another essential antioxidant in tomatoes is beta-carotene, which our body uses to make vitamin A. In addition to antioxidants, tomatoes are rich in micronutrients such as folate, potassium, iron, and vitamin C. The health benefits of tomatoes are tremendous, making this fruit an excellent addition to your daily diet.     

    What are the Health Benefits of Tomatoes?

    As it is packed with several micronutrients, the tomato is one of the most significant contributors to a healthy diet. More importantly, it can be enjoyed raw or cooked without losing nutritional value. Most tomato products consumed regularly, such as juice, soup, ketchup, and puree, comprise tomato in processed forms.

    Below are the following health benefits of tomatoes:

    1. Reduces cancer risk

    Tomatoes have shown their impact on reducing the risk of cancer. Lycopene and beta carotenoids are well-known antioxidants that reduce the damaging effect of free radicals produced during various physiological and pathological processes, thereby reducing cancer risk.

    1. Lowers heart disease risk

    Tomatoes are also known to reduce the risk of developing heart disease. Studies have shown that the lycopene content in this fruit can protect against heart disease. Regular tomato consumption has reduced plasma cholesterol and triglycerides and raised plasma high-density lipoprotein (HDL) cholesterol, thus helping prevent heart diseases.

    1. Reduces neuronal diseases and protects brain health

    Various neuronal (neurodegenerative) diseases, including stroke, Alzheimer’s, Parkinson’s, etc., are known to be associated with unhealthy diet. Studies have demonstrated that the antioxidant lycopene in tomatoes has a protective effect on the brain and prevents such neuronal diseases. 

    1. Mitigates digestion-related issues

    Studies have shown that tomatoes can help build a healthy gut microbiome that helps promote gut health and aid better digestion. Eating tomatoes also helps eliminate constipation, given their high fibre content. Further, this must-have culinary ingredient helps fight metabolic syndrome and related diseases. 

    1. Reduces type-2 diabetes risk

    Tomatoes contain high levels of antioxidants and anti-inflammatory compounds that help reduce the risk of type-2 diabetes.   

    1. Supports immune function

    Tomatoes boost immunity, given their high vitamin C content. Besides, phytochemicals such as antioxidants play a supportive role in building good immunity. 

  • 7 Health Benefits Of Kale

    by icicilombard 002 | Feb 23, 2024

    Kale is a fascinating leafy vegetable that offers numerous health benefits. There are several varieties of kale, including curly kale with broad, ruffled leaves, and dinosaur kale with narrower, wrinkly leaves. A few other types, such as Redbor and Russian kale, have red or purple leaves, but they are uncommon. This article explores seven science-backed kale vegetable benefits to health.

    What are the different benefits of kale?

    Kale is among the most nutritious leafy greens and is rich in essential micronutrients and antioxidants. The various health benefits of kale can be summed up thus:

    • Powerful source of antioxidants
    • Vitamin C powerhouse
    • Effectively manages cholesterol levels
    • Contributes to strong bones
    • Rich in anti-cancer compounds
    • Helps in weight-management
    • Lowers blood pressure levels

     

    1. Source of antioxidant

    Antioxidants in foods help our bodies to fight against pathogens that can make us ill or age faster. Kale has plenty of antioxidants. The flavonoids in kale can reduce swelling, keep our hearts healthy, and shield us from long-term illnesses. These properties have shown great promise in studies with test tubes and animals. Kale features antioxidants such as quercetin and kaempferol, which offer different health benefits, including anti-inflammatory properties. 

     

    1. Vitamin C powerhouse

    Kale contains much more vitamin C than many other veggies. Vitamin C helps our immune system fight off sickness. It also helps our body produce collagen, keeps our skin healthy, and helps our body absorb iron. Along with other vegetables and fruits rich in vitamin C, adding kale to our diet provides a significant supply of vitamin C, which will do wonders for our well-being. The high vitamin C content in kale also means this leafy vegetable is very good for the eyes. Kale contains two powerful carotenoid antioxidants—lutein and zeaxanthin—in large amounts. 

     

    1. Effectively manages cholesterol levels

    Cholesterol helps our body function properly as it helps build cell membranes and digest fats by transforming them into bile acids. Kale contains substances that help lower overall cholesterol levels by binding the bile acids and preventing them from being reabsorbed. Also, steamed kale is particularly effective in binding the bile acids, thus helping reduce cholesterol levels significantly. It is the liver that produces bile acids from cholesterol. Once they have served their purpose, the bile acids revert to cholesterol and get absorbed in the body. Kale prevents this process by binding the bile acids in the digestive system.

     

    1. Strong bones

    Calcium is needed to maintain the well-being of our muscles, bones, and teeth. Vitamin K is also critical for bone health. Just eating one cup of raw kale gives us almost 70% of the vitamin K we need every day. Further, kale has approx. 250 mg of calcium per 100 g, comparatively higher than 110 mg per 100 g of whole milk. Kale is a truly versatile ingredient that can add a hint of colour and flavour, too, besides providing loads of calcium and other beneficial minerals.

     

    1. Anti-cancer compounds

    Kale contains compounds that may help protect from cancer. Sulforaphane in kale has been shown to stop cancer development at a tiny level. Kale also has indole-3-carbinol, which is believed to help prevent cancer. Studies suggest kale and similar veggies may reduce the risk of different cancers. Kale contains substances that seem to fight cancer in tests, but whether they can do the same in humans isn't clear yet. Studies are ongoing and may soon yield positive results.

     

    1. Helps in weight management

    Kale may help with weight management for several reasons. First, one cup of kale has about just 7 calories. And, though it is very low in calories, it fills you up. It is not very energy-dense as it has lots of water, and eating such foods has been linked to weight loss in studies. Also, kale contains some fibre, which is important for weight loss. There aren't studies exclusively on kale and weight loss, but it appears to be a good addition to a weight loss diet. To sum up, kale makes a great choice for weight loss diets.

     

    1. Lowers blood pressure

    Some foods can help lower blood pressure naturally. Kale is one such vegetable. It may help in reducing high blood pressure as it contains magnesium, calcium, potassium, vitamins, and fibre. A study in Japan has shown that kale consumption in powder form can reduce systolic blood pressure (SBP) but not diastolic blood pressure (DBP). Researchers in Australia are also conducting similar studies on kale and its blood pressure-reducing properties.

  • 10 Benefits Of Kiwi To Maintain Holistic Health

    by icicilombard 002 | Feb 23, 2024

    Join us as we delve into how kiwi fruit can improve your well-being. With its sweet and refreshing flavor, and amazing health benefits, kiwi deserves to be a part of your daily diet.

    Many people believe that orange is a good source of vitamin C, but kiwi fruit contains more beneficial nutrients and compounds. Kiwi fruit benefits your body in more ways than you can imagine, which is why it has earned the status of ‘superfood’. The kiwi fruit offers many health benefits, given its abundant content of vitamins K and D. Vitamin K helps in blood clotting, while vitamin D is necessary for robust bone health. Again, this fruit contains actinidain, an enzyme that helps in better digestion. Kiwi also contains mood-elevating compounds such as serotonin, while its potassium content benefits renal well-being. Let's look at the kiwi fruit benefits in detail. 

    What are the different benefits of kiwi?

    1. Synergy of vitamins K and D: Vitamin K in kiwi is imperative for blood clotting, a crucial aspect of wound healing. Recent research underscores its collaboration with vitamin D to promote better absorption and fortify the body's immune system. Including kiwi in your everyday dietary regimen may contribute to bone health and immune resiliency.
    1. Digestive aid with enzymes: The enzyme actinidain in kiwi offers an herbal digestive solution, breaking down proteins effectively. This attribute is ideal for those grappling with digestive problems.
    1. Mood-enhancing properties: Kiwi contains mood-enhancing compounds such as serotonin and other antioxidants, which help treat mood and sleep disorders. Making kiwi part of your diet may not only satiate your flavour buds but also boost your emotional well-being.
    1. Potassium for kidney stone prevention: Kiwi's rich potassium content is crucial in preventing kidney stones by regulating fluid balance. By making kiwi a dietary staple, you will not only get to savour its delightful flavour but also help your kidneys perform at their optimum level.
    1. Rich antioxidant content: Laden with antioxidants, including vitamins C and E, the kiwi is an effective natural defence against oxidative stress. These antioxidants tackle free radicals, safeguarding the body’s cells and negating the risk of contracting ailments.
    1. Improves cardiovascular health: Kiwis contain fibre, potassium, and antioxidants that promote cardiovascular health. Regular consumption of the fruit helps lower blood pressure, regulate cholesterol levels, and mitigate the risks of heart-related issues.
    1. Boosts immunity: Kiwi's high vitamin C content transforms it into an immunity powerhouse. Vitamin C's role in white blood cell formation makes the kiwi a delectable treat to help boost your immune system, especially when everyone is susceptible to colds and flu.
    1. Enhances skin health: The abundance of nutrients and antioxidants in kiwi contributes to skin fitness through collagen production. This facilitates sustained skin elasticity, thereby reducing symptoms of ageing.
    1. Improves respiratory health: Being a good source of vitamin C, kiwi may offer comfort to those vulnerable to respiratory issues. Vitamin C is essential in improving lung function and alleviating respiratory problems. Hence, a kiwi a day could do wonders by keeping lung pollutants at bay!
    1. Weight management support: As a low-calorie, nutrient-dense fruit, the kiwi can be a treasured asset for weight watchers. The fibre content promotes satiety and digestion, and assists in controlling calorie intake. Incorporating kiwi as a snack aligns with a balanced food regimen for individuals focused on weight management.

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