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  • Top Health Benefits of Avocado

    by Almog Ramrajkar | Mar 26, 2025

    Have you been struggling with bad breath for a long time? The chief cause of bad breath is poor digestion and an upset stomach. Avocado helps fight the adamant bacteria that trigger bad breath in your mouth. This fruit belongs to the berry family, and the antioxidant properties and high fibrous content help deal with constipation and bad breath. Avocados are a repository of nutrients, vitamins, and essential minerals. So, what are you waiting for? Keep reading the blog to learn more about the benefits of avocado fruits.

    What are the Health Benefits of Avocado?

    A 100-gram avocado fruit contains 6.7 grams of fibre, far higher than other berries. Consumption of avocados lowers the risk of obesity, heart ailments, and diabetes while acting as your weight-loss companion. The other health benefits of avocado fruits are:

    • Combats cancer: Antineoplastic properties in avocados kill the rapidly multiplying cancerous cells in the body. A high concentration of phytochemicals increases cell viability and reduces cell proliferation. A recent study has established the case of avocados for fighting certain site-specific cancers in men.
    • Deals with bad cholesterol: Avocados lower bad cholesterol and triglycerides by up to 22% and increase good cholesterol levels by up to 11%.
    • Tackles obesity: The antioxidative and anti-inflammatory properties of avocado reduce impairments caused by obesity. It also lowers the harm caused by excess weight on blood lipids. Shedding extra kilograms lowers the risk of type 2 diabetes.
    • Improves brain functioning: The presence of lutein in avocados improves cognitive functioning. Research shows that consumption of avocados for 12 weeks improves attention capacity. It may also reduce the risk of Alzheimer’s disease. Folate in avocados lowers the risk of depression. 
    • Suitable for the eyes: Lutein in avocados improves vision and protects our eyes from damage through direct exposure to the sun.
    • Improves hearing capabilities: Medical research indicates that avocados help protect sensory hair cells in the inner ear. However, human trials in this respect are pending.
    •  Liver’s friend: High glutathione levels in avocado make it a powerful antioxidant. Our liver desperately craves this antioxidant to filter out harmful substances. Vitamins C and E neutralise free radicals in no time, thereby protecting our liver. 
    • Optimal diet for infants: Regularly consumed fruits such as bananas, grapes, and apples are high in sugar. However, avocados are low in sugar, fibrous, and contain monounsaturated fatty acids. The fruit has the required flavours and texture essential for baby food.

    Conclusion

    Avocados have much more to offer than merely being a raw material for guacamole. It is rightly termed a superfood owing to the manifold health benefits it provides. Undoubtedly, the avocado is a jack-of-all-trades in the fruit kingdom. Along with regular avocado consumption, ensure you have health insurance to sail past the challenges that medical emergencies can bring to your life.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best Foods for Common Cold

    by mohit bohra | Mar 26, 2025

    The most annoying thing to get is a cold. The runny nose, burning throat, and weariness make even the strong person immobilised. When you're feeling poorly, eating nourishing foods is one of the most effective remedies.

    Some people can heal themselves with the foods they eat and support their bodies with nutrition. We’ll be looking at some of the best foods for a common cold and how they can help you recover faster.

    Foods to Eat with Common Cold

    If you are struck with a cold, you should concentrate on foods with high vitamins, antioxidants, and immune-boosting properties. These components will allow your body to fight the virus invading you and bring about healing.

    Here are the best foods for flu and cold:

    1. Turmeric

    Turmeric is primarily used in traditional medicine as an herb that fights inflammation and oxidative stress. It is regarded to be rich in antioxidants and anti-inflammatory properties.

    Taking warm milk or tea and adding a teaspoon of turmeric can relieve sore throats and inflammation and boost the body's defence system. Turmeric is often cited as one of the foods that is beneficial in treating flu or cold-related symptoms.

    2. Yogurt

    Gut microbes are well supported in healthy individuals and become more important when someone has a cold. As yogurt is a natural probiotic, it is important for gut health as it adds beneficial bacteria to the intestines to help with recovery. On the other hand, yogurt does not include sweeteners or sugars; these are bad for immunity.

    3. Sweet Potatoes

    Sweet potatoes are popular choice since they are hearty and have a lot of vitamin A, which can greatly help the immune system.

    These are wholesome and simple to cook; their taste makes them comfortable, and simply eating them adds more satisfaction to the warm meal. It is also quite helpful to have a warm meal that nourishes the body and aids in defence.

    4. Oatmeal

    Oatmeal has more than a psychological effect: it also contains beta-glucan, a fiber that can initiate immune cells. Warm oatmeal can relieve a sore throat and give the body energy through complex carbohydrates and other minerals. Consider integrating vegetables like berries or a slice of banana to increase its taste and make it nutrient-dense.

    Conclusion

    Eating the right foods can make a noticeable difference when feeling cold. These healing ingredients support your body and make recovery more comfortable. By incorporating these foods, you’re actively helping your immune system fight off the virus faster.

    Remember, good health practices and a solid health insurance plan can make all the difference in handling illnesses. So, the next time a cold sneaks up on you, reach for these foods and get you back on your feet.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Health Benefits of Cherries

    by icicilombard 002 | Mar 26, 2025

    Sweet dreams or tart cherries—what would you prefer? Choose cherries, and your dreams will be sweet forever! Cherries are a natural source of melatonin, the sleep hormone that maintains the circadian rhythms in our body, regulating the sleep-wake cycle. For instance, eating tart cherries at night signals our body to wind up and take rest. Cherries are packed with essential minerals, vitamins, and fibres. Undoubtedly, the cherry is a miracle fruit. So, without further ado, let's delve deeper into the other benefits of a cherry.

    What are the Health Benefits of Cherries?

    Cherries are rich in antioxidants and reduce inflammation in the body. The other benefits of a cherry include improved heart health, reduced blood pressure, good cholesterol, relief from arthritis, and post-exercise muscle pain alleviation. Now, let’s understand these benefits in some detail.

    • Healthy skin: Cherries are rich in vitamin C. Eating cherries can flush out the toxins from your skin and lead to healthy, glowing skin.
    • Improved gastrointestinal health: The fibre content in cherries regulates bowel movement by promoting the development of beneficial gut bacteria in our bodies.
    • Relaxes muscles: Vitamin B6 in cherries helps tired muscles relax. Specifically, tart cherries reduce muscle damage and soreness. The glycemic index (GI) gauges the ability of food to increase blood sugar levels. Low GI in cherries enhances performance during muscle training.
    • Relief from arthritis: Cherries lower the concentration of uric acid in our blood, thereby preventing gout attacks.
    • Enhanced brain capacity: Cherries are rich in anthocyanins, the water-soluble pigments that impart red, purple, and blue colours to fruits and vegetables. Research indicates that these particular compounds are beneficial for reducing cognitive decline. A study conducted on people with dementia over 70 years showed that consumption of cherry juice for 12 weeks improved verbal fluency and memory. Thus, cherries aid in building better memory, improved attention, and enhanced psychomotor speed.
    • Healthy heart: Anthocyanins in cherries also regulate blood pressure and prevent it from soaring sporadically. Approximately 150 grams of sweet cherries meet 10% of the daily potassium needs required to maintain a steady heartbeat and eliminate extra sodium from the body, thereby controlling your blood pressure.
    • Combats cancer: Sweet cherries are anti-carcinogenic. They reduce oxidative stress and chronic inflammation in the body. They also regulate cell death, metastisation, metabolic reprogramming, and the proliferation of cancerous cells. 

    Conclusion

    You must have chosen tart cherries by now. Cherry is a one-size-fits-all cure for almost all ailments. Make sure cherries are a part of your daily fruit basket. In case you were late to get information about the health benefits of a cherry, ensure that you at least have health insurance to sail past the burden that rising disease brings to our lives. 


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Best Foods for Dengue Fever

    by mohit bohra | Mar 26, 2025

    Dengue fever is a dangerous mosquito-borne viral disease. Its symptoms include joint pain, high fever, and headaches. Nutrition is an essential factor that can boost the immune system and speed up recovery. There are foods that can make recovery faster and provide nutrition to the body for dealing with dengue's symptoms. This blog discusses the best food for dengue fever.

    Foods to Eat with Dengue Fever

    Nutrition has a very important role while recovering from dengue. It provides strength to the body, increases the platelet count, and enhances immunity.

    Here is the best diet for dengue:

    1. Hydrating Fluids

    Hydration is very essential in recovery. Fluids containing electrolytes and vitamins are very useful to treat the symptoms.

    • Fresh coconut water:

      Contains electrolytes, thereby helping avoid dehydration.
    • Fresh fruit juices:

      Orange, papaya, and apple juice are very useful for supplementing vitamins A and C, which increase immunity.
    • Herbal teas:

      Ginger and chamomile tea help soothe the stomach.

    2. High-Vitamin Fruits

    Fruits high in vitamin content boost immunity to fight the virus.

    • Papaya

      : It has the characteristic property of raising platelet count that is associated with dengue recovery.
    • Oranges

      : Vitamin C helps in tissue recovery and provides immunity.
    • Kiwi

      : It is rich in antioxidants and vitamin C, which is needed for immunity support.

    3. Protein-Rich Foods

    Proteins are used for the recovery of body cells and tissues, providing the right amount of energy for the recovery process.

    • Eggs:

      Packed with amino acids which help in healing and can be digested very easily.
    • Chicken broth:

      It is filled with proteins and hydrations that repair cells
    • Lentils:

      This plant-based protein is easy on the stomach and rich in nutrients.

    4. Leafy Green Vegetables

    Leafy greens are filled with iron and folic acid that replace red blood cells and make health better.

    • Spinach:

      It contains iron that can correct low blood cell counts.
    • Kale:

      Rich source of vitamins C and A, which boost immunity.

    • Broccoli:

      Rich in vitamins A, C and E, which help the immune system to function properly.

    5. Omega-3 Rich Foods

    Omega-3s are anti-inflammatory compounds that reduce pain and discomfort in the joints.

    • Flaxseeds:

      Contains anti-inflammatory properties and thus lessens pains in the joints.
    • Walnuts:

      Healthy dose of fat for the body and raises the body’s immunity levels.
    • Salmon:

      Rich source of omega-3 and proteins, two important immunological necessities.

    Conclusion

    Recovery from dengue fever requires diet consciousness, focus on enhancing immunity, easy-to-digest nutrients, and hydration. Increasing platelet synthesis, reducing inflammation, and strengthening immunological function with an intake of fruits, green vegetables, high-protein diets, and beverages through meals will help promote recovery. Healthy dieting helps deal with dengue symptoms since it provides the body with nutrition to recover quickly. Remember to get a mediclaim policy to cover treatment costs.


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Health Benefits of Raspberries

    by icicilombard 002 | Mar 26, 2025

    Raspberries are more than just a delicious fruit; they are a powerhouse of health benefits. This article delves into the various advantages of incorporating raspberries into your diet. Interestingly, the cultivation of raspberries dates back to the Romans around the fourth century, with their origins traced to North Asia and Eastern Europe. In the following sections, we will uncover the nutritional profile of raspberries and discuss how these small yet potent berries can contribute significantly to overall health and well-being.

    Benefits of Raspberries

    Small but mighty, raspberries are a powerhouse of nutrition and health benefits. Packed with essential vitamins, minerals, and antioxidants, they are more than just a sweet addition to your diet. These vibrant berries have been linked to an array of health advantages, from reducing the risk of chronic diseases to promoting overall well-being. Their low-calorie yet nutrient-rich profile makes them ideal for a healthy lifestyle. With a high content of vitamin C, manganese, and dietary fibre, raspberries are a delicious and functional food supporting various health benefits:

    • Heart Health: Raspberries support cardiovascular health by potentially regulating blood pressure, reducing inflammation related to heart disease, and offering protection against high blood pressure.
    • Cancer Protection and Anti-Aging: Research suggests raspberries may offer some protection against cancer and have anti-ageing properties, helping to delay cell ageing and promote a youthful appearance.
    • Weight Management: A 2010 study by Park et al. indicates that ketones in raspberries may aid in weight loss, making them beneficial for weight management.
    • Skin and Eye Health: Raspberries contribute to skin health by reducing cell death, wrinkles, and dryness and protecting the eyes from harmful blue light.
    • Diabetes and Cholesterol Management: They lower the risk of diabetes, help to lower cholesterol levels, and improve insulin resistance, contributing to better metabolic health.
    • Digestive and Gut Health: Rich in fibre, raspberries prevent constipation and maintain a healthy digestive system.
    • Anti-Inflammatory and Anti-Microbial Properties: These berries can reduce inflammation and possess anti-microbial properties that contribute to overall health.
    • Hair and Scalp Health: Raspberries may improve blood flow in the scalp and promote hair growth.
    • Brain Function: Known as a brain-supporting food, raspberries can enhance cognitive function.
    • Nutritional Content: High in folate and other essential nutrients, raspberries support healthy cell division and blood clotting.

    Conclusion

    Raspberries have amazing health benefits. Have you ever thought about making them a regular part of your meals? It is not just tasty fruit but also seriously good for us! They boost our immunity, help with digestion and make our skin glow. It's like having health insurance in the form of these yummy berries.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Pineapple

    by icicilombard 002 | Mar 26, 2025

    Pineapple, known for its distinctive sweet and tangy flavour, is more than just a delightful treat. This popular fruit, ranking third behind bananas and citrus in global demand, holds an array of health benefits often overlooked. Rich in nutrients, pineapples offer various health-boosting properties, from enhancing immune function to aiding digestion. This article dives into the myriad ways pineapples contribute to overall health and wellness, revealing why this tropical fruit is a nutritional powerhouse.

    Benefits of Eating Pineapple

    Packed with vitamins, minerals, and unique enzymes, pineapples offer more than just a refreshing taste; they play a vital role in promoting overall health and well-being. From strengthening bones to boosting the immune system and enhancing skin health to aiding digestion, the benefits of this versatile fruit extend well beyond its culinary delights.

     Let's delve into the top ten health benefits of pineapples:

    • Cellular Protection: Pineapples protect cells from damage and have anti-ageing properties, helping to delay cell ageing and promote a youthful appearance.
    • Bone and Gum Health: Rich in manganese, pineapples strengthen bones and gums, contributing to overall skeletal and dental health.
    • Immune Support and Antimicrobial Properties: They boost the immune system, aid in fighting coughs and colds, and have properties that can kill bacteria quickly.
    • Cancer Risk Reduction: Pineapple may help reduce the risk of cancer due to its high content of various antioxidants and nutrients.
    • Muscle and Tissue Health: Bromelain in pineapples aids in muscle tissue repair and reduces muscle fatigue, especially post-exercise.
    • Skin and Hair Benefits: Consuming pineapple can improve skin health, reducing acne, sun damage, and uneven skin tone, and also promotes stronger, thicker hair.
    • Stress Relief and Mental Health: Pineapple has properties that help alleviate stress and enhance overall mental well-being.
    • Digestive and Reproductive Health: It aids digestion, offers relief during menstrual periods, and is believed to have positive effects on sexual health.
    • Weight Management and Liver Health: Studies suggest pineapples have anti-obesity effects and may benefit liver health.
    • Fetal Development: Pineapples support the development of a baby’s bones and immune system, making it beneficial during pregnancy.

    Conclusion

    As we can see, pineapples have many health benefits. Now, aren't you planning to include pineapple in your everyday diet? It is not just tasty fruit but also seriously good for us! They boost our immunity, help with digestion and make our skin glow. They are like a yummy health insurance plan – a simple way to invest in feeling good. Here's to keeping it simple, sweet, and healthy!


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Apple

    by icicilombard 002 | Mar 26, 2025

    Embark with us on a journey towards vitality and well-being! In our quest for a healthier lifestyle, we're peeling back the layers of a humble yet extraordinary fruit – the apple. These crisp, juicy delights not only tantalise our taste buds but also conceal a treasure trove of health benefits. Let's unravel the secrets that make apples not just a snack but a delicious prescription for a healthier life.

    What are the Health Benefits of Apple?

    • Nutritious Goodness: Packed with essential nutrients, apples are a powerhouse of vitamins and minerals. From vitamin C to potassium, these fruits contribute to your overall health and well-being.
    • Weight Loss Ally: If you're on a quest to shed those extra pounds, apples can be your trusted companion. High in fibre, they keep you feeling full for longer, curbing those unnecessary cravings.
    • Heart-Healthy Habit: Incorporating apples into your diet may promote cardiovascular health. The soluble fibre helps lower blood cholesterol levels, reducing the risk of heart disease.
    • Guarding Against Diabetes: Studies suggest a correlation between regular apple consumption and a reduced risk of developing type 2 diabetes. The natural sugars in apples are balanced by fibre, promoting stable blood sugar levels.
    • Gut-Friendly Goodness: Apples contain both soluble and insoluble fibres, aiding digestion and promoting a healthy gut. This can be especially beneficial for those struggling with digestive issues.
    • Cancer Prevention: The antioxidants present in apples, particularly flavonoids and polyphenols, have been linked to a lower risk of certain cancers. Including apples in your diet may act as a preventive measure against this formidable adversary.
    • Asthma-Fighting Fruit: Quercetin, found in apples, has anti-inflammatory properties that may help alleviate asthma symptoms. Regular consumption could contribute to respiratory health.
    • Brain Protector: An apple a day might not just keep the doctor away but could also protect your brain. Antioxidants in apples have been associated with a lower risk of neurodegenerative diseases, supporting cognitive function.
    • Gut-Friendly Goodness: Apples contain both soluble and insoluble fibres, aiding digestion and promoting a healthy gut. This can be especially beneficial for those struggling with digestive issues.
    • Cancer Prevention: The antioxidants present in apples, particularly flavonoids and polyphenols, have been linked to a lower risk of certain cancers.

    Conclusion

    As we navigate the complexities of health and well-being, it's comforting to discover that nature's remedies often lie in the simplest things. Apples, with their versatile taste and a myriad of health benefits, are a delicious way to embrace wellness. So, whether you're crunching into one for a midday snack or sipping on fresh apple juice, remember – you're not just enjoying a tasty treat; you're investing in your health. While natural remedies like apples contribute to overall wellness, having a comprehensive health insurance plan ensures you’re financially prepared for any medical uncertainties, giving you peace of mind and access to quality healthcare when needed.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Hibiscus Powder for Hair

    by Almog Ramrajkar | Mar 26, 2025

    Hibiscus powder is extracted from dried hibiscus flowers and is packed with nutrients that can transform the health of your hair. Whether you are dealing with thinning, hair fall, or dull locks, the benefits of hibiscus powder for hair make it a must-try natural solution.

    This article explores how hibiscus powder can improve hair growth and overall health, helping you achieve luscious locks.

    Benefits of hibiscus powder for hair growth

    Hibiscus powder has essential nutrients that can strengthen hair follicles and nourish the scalp. Here are some benefits of hibiscus powder for hair:

    1. Boosts hair growth

    Hibiscus powder is rich in amino acids, essential for producing keratin. It is the protein that forms the building blocks of hair. It also contains vitamins A and C, antioxidants, and natural emollients, which help improve blood circulation, prevent scalp dryness, and support overall hair health.

    Consistent use can help strengthen hair strands and promote thicker growth.

    1. Prevents hair fall

    Hair loss is among the most common concerns caused by stress, improper care, or health issues. Fortunately, hibiscus powder helps combat this problem by nourishing the hair follicles and strengthenin root health. The powder is rich in essential nutrients, antioxidants, and amino acids.

    Additionally, it promotes better scalp circulation, ensuring that hair receives the vital nutrients needed for growth. Regular use can help prevent premature hair thinning.

    1. Conditions hair naturally

    Hibiscus powder can be an excellent alternative to chemical-laden conditioners. It is a natural moisturiser that leaves hair soft, shiny, and frizz-free. The powder acts as a deep-conditioning agent, locking in moisture and preventing dryness that can lead to brittle strands and split ends. It is rich in mucilage, a natural substance that provides intense hydration.

    1. Delays premature greying

    One of the lesser-known benefits of hibiscus powder for hair is its ability to retain natural hair colour. Premature greying can often result from factors like oxidative stress, nutritional deficiencies, or excessive use of chemical-laden hair products.

    Hibiscus contains potent antioxidants, vitamins, and natural pigments that protect the hair from damage caused by free radicals. Regular application can slow down the process of premature greying.

    Conclusion

    Adding hibiscus powder into your hair care routine is an effective way to harness its many benefits, including promoting hair growth and lowering hair loss. Alongside external care, it is important to support your well-being with a balanced diet and regular physical activity.

    Additionally, prioritise long-term health by scheduling regular checkups and taking preventive measures. A comprehensive medical insurance policy can cover consultation and treatment costs, allowing you to focus on your recovery.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Hibiscus Oil

    by Almog Ramrajkar | Mar 26, 2025

    The focus on natural and organic solutions has increased the demand for essential oils for health and medicinal purposes. Essential oils are cherished for their therapeutic properties. One of the most remarkable among these is hibiscus oil, which is extracted from the flower. It contains essential nutrients, antioxidants, and bioactive compounds, offering health and beauty benefits. Whether incorporated into skincare, hair care, or aromatherapy, hibiscus oil is a natural powerhouse that enhances overall well-being.

    This article discusses the benefits of hibiscus oil for hair, skin, and overall well-being.

    What are the Benefits of Hibiscus Oil?

    Hibiscus essential oil is versatile and highly effective. Here’s a closer look at its top benefits:

    • Enhances skin health

    Hibiscus oil is excellent for skincare due to its high concentration of antioxidants, such as flavonoids and polyphenols. These compounds combat free radicals, which cause premature ageing. They also help minimise fine lines, wrinkles, and hyperpigmentation. Additionally, hibiscus oil contains natural acids that promote gentle exfoliation, improving skin texture and tone. Its hydrating properties lock in moisture, leaving the skin feeling soft, supple, and radiant.

    • Stimulates hair growth and strength

    A well-nourished scalp supports healthy hair growth, and hibiscus oil delivers that. It contains vitamins and amino acids that strengthen hair follicles, reduce breakage, and prevent hair thinning. A scalp massage using hibiscus oil enhances blood circulation, which promotes faster and healthier hair growth. The oil also has conditioning properties, helping to restore hair shine.

    • Alleviates stress and promotes emotional well-being

    The soothing aroma of hibiscus essential oil makes it a valuable addition to relaxation rituals. When diffused, it creates a calming environment, reducing stress and anxiety. Its mild sedative effects help promote relaxation, making it ideal for meditation and sleep support. To enhance its stress-relieving benefits, you can add a few drops to a warm bath or use it in massage therapy.

    • Boosts circulation and detoxification

    Good circulation is essential for health, and hibiscus oil helps improve blood flow when used in massage therapy. Enhanced circulation promotes the body’s detoxification processes, reduces swelling, and supports organ function. The oil’s mild warming effect also soothes muscle tension and promotes relaxation.

    Conclusion

    The benefits of hibiscus oil extend beyond beauty, offering holistic wellness advantages. It is abundant in antioxidants, antimicrobials, and anti-inflammatory compounds, making it suitable for skin and hair care routines.

    To maximise the benefits of hibiscus essential oil, ensure you get it from a trusted source. As you embrace wellness practices, it is also advisable to invest in a health insurance policy that safeguards you financially during medical emergencies. A comprehensive plan allows access to the necessary medical support and aids in recovery.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Understanding Chlamydia: Transmission & Prevention

    by mohit bohra | Mar 26, 2025

    Chlamydia is one of the most common STIs in the world. It may not always come with obvious signs. Knowing how it spreads and how to protect against the infection is essential, especially since it often goes unnoticed without symptoms. This article will answer the question, ‘Is chlamydia contagious?’ and how it’s transmitted.

    Is Chlamydia Communicable?

    Yes, the infection is highly contagious. It mainly spreads through semen and vaginal discharge. Many may wonder, ‘How long is the chlamydia contagious?’ The answer is the disease is transmissible from the moment of infection. The contagious period can be quite long. However, it depends on whether the person is receiving treatment and precautions are taken to prevent transmission.

    How Does Chlamydia Spread?

    Here are some specific ways this infection can be transmitted:

    • Unprotected sexual activity: Chlamydia spreads during unprotected vaginal, oral, or anal sex through the seminal or vaginal fluid.
    • Sharing sex toys: The bacteria responsible for chlamydia can survive on sex toys. If these are shared with another person without properly washing them, the infection passes to the subsequent user.
    • Mother to baby: If a pregnant woman is infected with chlamydia, the baby may get the disease during birth.

    Chlamydia is quite a deceptively robust disease, and once infected with it, that individual is infected for life unless snuffed out by a high dosage of antibiotics.

    In those who don’t take treatments, chlamydia can remain within the body and leap onto others, which is extremely undesirable. If the infected gets timely treatment, in most cases, the infection clears out in a few weeks.

    Conclusion

    Knowing how chlamydia is transmitted from one infected individual to another is critical for its prevention. If one is sexually active, regular tests when there are no signs of infection can easily identify the disease at an early stage. It is important to remember that taking such a course of action will protect both the individual and their partner. Having a health insurance plan can help cover the cost of diagnosis and treatment.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Kokum: Complete Guide 2024

    by mohit bohra | Mar 26, 2025

    Kokum, also known by the scientific name Garcinia indica, is an ingredient in Indian food and healthy drinks. Its antioxidant, vitamin, and mineral properties make it a very useful fruit. This blog discusses the major health benefits of kokum.

    Top 7 Health Benefits of Kokum Fruit

    1. Improves acidity and digestion

    Kokum is very helpful in reducing acidity and stomach pain. Its moisturising properties keep acids under control and strengthen the digestive system, making it effective in preventing digestive problems.

    1. Helps in reducing weight

    Hydroxycitric acid (HCA) in kokum prevents fat absorption and suppresses appetite. Consuming kokum can be a natural remedy for people to lose weight.

    1. Improves mood

    Ingredients in kokum can help improve a person’s mood. Its consumption reduces mental stress and increases serotonin levels in the body, improving mood and making you feel positive.

    1. Keeps the heart healthy

    Kokum has antioxidants that regulate cholesterol and promote heart health. It also balances blood pressure and reduces the risk of cardiovascular diseases. Consuming kokum regularly is a great way to keep your heart safe.

    1. Heals wounds and reduces inflammation

    Kokum is used to treat wounds, inflammation and cuts. It also has antibacterial and anti-inflammatory properties that help speed up wound healing. Application of its oil on the skin also provides relief from inflammation.

    1. Increases energy in the body

    Eating kokum helps to maintain energy in the body. It reduces fatigue and keeps you energised throughout the day. The nutrients kokum contains provide the body with energy and promote overall health.

    1. Improves skin and hair

    Kokum contains vitamin C and other nutrients that nourish the skin and hair. Regular consumption increases the radiance of the skin and strengthens the hair follicles. Kokum naturally detoxifies the body and leaves the skin healthy and glowing.

    Conclusion

    These Garcinia indica benefits make it a wonderful health product. However, it should be taken in moderation. It is also important to choose the right medical insurance to cover medical costs. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Green Chilli: Complete Guide

    by mohit bohra | Mar 26, 2025

    Green chilli is a spice that is an integral part of Indian cooking. Not only does it enhance the taste of food, but it also has many health benefits. This blog discusses the benefits of eating green chilli.

    Top 7 Health Benefits of Green Chilli

    1. Helps you lose weight:

    Green chillies are low in calories and speed up digestion. They provide energy to the body and burn calories, so adding them to your diet can be a good idea if you want to lose weight. 

    1. Strong immunity:

    Green chillies contain essential nutrients like vitamin C and B6, which help boost the immune system. Eating green chillies on a daily basis strengthens the immune system and prevents common diseases. 

    1. Improves digestion:

    Green chillies contain fibre, which aids digestion. They also encourage the secretion of gastric enzymes, which improve digestion and reduce gastrointestinal problems.

    1. Relief of pain and swelling:

    Capsaicin in green chillies is effective in reducing pain and inflammation. It is commonly used in painkillers and gels. Regular consumption of green chillies can provide relief from arthritis, joint pain and muscle pain. 

    1. Keeps the heart healthy:

    Green chillies contain potassium and iron, which contribute to better heart health. They help regulate cholesterol levels and maintain blood pressure, thus reducing the risk of heart and other cardiovascular diseases.

    1. Beneficial for skin and hair:

    Vitamins E and C in green chillies promote healthy skin. They stimulate blood circulation, improving skin tone and hair quality.

    1. Enhances mood:

    Eating raw green chilli makes you feel happier because it releases dopamine and endorphins. This is primarily because capsaicin's antidepressant qualities significantly contribute to maintaining a positive and rejuvenated mentality.

    Conclusion

    Given these health advantages of green chilli, adding them to your daily diet can be a good option. However, keep in mind that chillies should not be consumed in excess as they produce acidity and heat. Also choose the best health insurance to financially safeguard yourself against unwanted health problems.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Jasmine Oil

    by Almog Ramrajkar | Mar 26, 2025

    In recent years, there has been an increase in the interest in natural skincare remedies. Most people use essential oils as a holistic approach to beauty routines. Jasmine oil is among the essential oils most preferred for its potency and many health benefits. It is derived from the delicate flowers of the jasmine plant and is treasured for its captivating fragrance and therapeutic properties. Jasmine oil has been integral in traditional medicine and aromatherapy for centuries, offering mental and physical benefits.

    This article discusses the benefits of jasmine oil, which make it an organic wonder worth exploring.

    Jasmine Oil Benefits

    Jasmine oil is more than just an aromatic delight; it boasts numerous health and beauty benefits. These include:

    • Provides stress relief and emotional balance

    The calming scent of jasmine oil works wonders for mental health. Known for reducing stress and anxiety, it promotes relaxation by soothing the nervous system. Inhaling jasmine oil can uplift your mood, combat feelings of depression, and improve overall emotional resilience. Additionally, jasmine oil is used in aromatherapy to enhance serenity, making it an excellent choice for meditation, bedtime rituals, or stress relief after a long day.

    • Support skin nourishment

    Jasmine oil is valuable for skin care. Its antiseptic properties help treat acne, while its hydrating effects combat dryness and irritation. Regular use can result in glowing, radiant skin. Additionally, jasmine oil aids in fading scars, stretch marks, and blemishes, making it an excellent choice for natural skincare enthusiasts. Whether used as a diluted facial serum, blended into moisturisers, or added to DIY face masks, jasmine oil can leave the skin radiant and healthy.

    • Have aphrodisiac benefits

    Renowned for its sensual aroma, jasmine oil is considered a natural aphrodisiac. It has been used for centuries to enhance intimacy, improve libido, and strengthen emotional connections. Jasmine oil has an exotic and floral scent, which is calming and stimulates the senses to enhance attraction and intimacy. The oil’s ability to reduce stress and anxiety promotes a relaxed and confident state of mind, which can positively influence one’s mood and desire for intimacy. Whether diffused in a bedroom, added to massage oil, or used as a personal fragrance, jasmine oil can create a sensual ambience and strengthen emotional bonds between partners.

    • Supports respiratory health

    The aromatic compounds in jasmine oil can alleviate symptoms of colds and respiratory issues. Whether used in a diffuser or added to steam inhalation, it clears nasal passages and supports easier breathing. This is helpful for individuals suffering from allergies, sinus infections, and colds. Jasmine oil has natural anti-inflammatory properties and may help soothe irritated airways, reducing coughing or throat discomfort.

    Conclusion

    Undoubtedly, the benefits of jasmine oil are impressive. Known for its versatility, jasmine oil enhances physical and emotional health, nourishes the skin and reduces stress. Pairing holistic care like this with proactive measures, such as investing in a comprehensive health insurance policy, ensures you stay protected. The policy provides financial security and access to quality healthcare during medical emergencies. This allows you to focus on your well-being without the stress of unexpected medical expenses.


     

    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Essential Foods for Managing Kidney Stones

    by mohit bohra | Mar 25, 2025

    Kidney stones can be very painful. Some substances in the urine, like calcium, oxalate, and uric acid, can become concentrated and create crystals that form stones. Diet plays a big role in managing kidney stones. Some foods can help dissolve renal stones. Some of the best foods for kidney stones are listed here.

    Foods to Eat With Kidney Stone

    If you are diagnosed with renal calculi, then the following is the best diet for kidney stones.

    1. Water

    Water is very helpful in preventing kidney stones. Being hydrated dilutes stone-causing substances and passes them in the urine. You should drink at least 8-10 glasses of water every day, and in hot weather, you should drink more. You can also add lemon or lime to water because they contain citric acid, which blocks the formation of stones.

    1. Calcium and Oxalate Rich Food

    Eat foods rich in calcium, like milk, yoghurt, and cheese, together with oxalate-containing foods like peanuts, spinach, and beets. The oxalate and calcium will bind together in the stomach, thus limiting their entry into the kidney and forming calcium-oxalate stones.

    1. High-Fibre Foods

    Foods rich in fibre, such as whole grains, vegetables, and fruits, contain calcium-binding agents. These substances absorb calcium from the gut, reducing its concentration in the urine. This prevents calcium-oxalate stone formation in the kidneys.

    Conclusion

    Kidney stones are a treatable condition. A good diet can help manage or prevent them. You should educate yourself about what to eat and avoid in this condition. The best health insurance in the market covers kidney stone treatment but may not cover hospitalisation charges. Most of the policies pay for surgical treatment of renal stones.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits & Practice Guide for Sarvangasana

    by mohit bohra | Mar 25, 2025

    Sarvangasana, also known as the shoulder stand pose, is a yoga posture known for its many health benefits. Since it is advantageous for the entire body, it is also known as the queen of asanas. This yoga pose also improves your mental and emotional well-being. Take a look at some of the most significant benefits of Sarvangasana yoga.

    Benefits of Practising Sarvangasana

    Sarvangasana benefits your body in the following ways:

    1. Improves Blood Circulation

    Sarvangasana is an inversion pose, which means you have to position your body upside down. This facilitates fresh oxygen to reach your head, neck, and upper body. Improved blood flow is a big advantage of Sarvangasana, which helps with increased focus and memory. If you mostly spend time sitting or standing, the pose will help relieve pressure from your legs.

    1. Improves Immune System

    Sarvangasana also helps improve the immune system. It helps lymphatic drainage, which aids in the body's elimination of waste and toxins. This, in turn, improves the lymphatic system, which is important for fighting infections.

    1. Supports Thyroid Health

    Sarvangasana stimulates the Thyroid gland, which is responsible for regulating metabolism. The pose puts gentle pressure on the neck area, which helps maintain a balanced thyroid function, which is essential for managing body weight and energy levels.

    1. Increases Digestion

    The pose strengthens your digestive system. When the body inverts, blood flow is improved towards the abdominal organs. That is very important for good digestion and reduces issues like constipation. The posture helps reduce long-term digestion problems.

    1. Strengthens Muscles and Enhances Flexibility

    Sarvangasana involves the working of several muscle groups, including the shoulders, legs, and core. When you hold this pose, these muscles will strengthen with time. The asana also helps with flexibility. The neck, shoulders, and spine particularly benefit from it, which improves posture and balance.

    Conclusion

    Sarvangasana benefits your body in multiple ways. It is a very good addition to your regular yoga practice. However, the pose should be performed correctly, if possible, under the guidance of an instructor. This is particularly important if you are new to inverted poses. Sarvangasana can lead to better physical health and mental clarity. Just as important as that is getting medical insurance, which will help you in your medical care needs.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Giloy: Complete Guide 2024

    by mohit bohra | Mar 25, 2025

    Giloy, amrita, or guduchi, is an Ayurvedic medicinal plant known in medical terminology as Tinospora cordifolia. Due to its antioxidant, immune-boosting, and detoxifying properties, this excellent plant is also referred to as the "root of immortality”. This blog discusses the Giloy benefits for health.

    Top 7 Health Benefits of Giloy

    Here are the health benefits of Giloy, which range from digestion to immunity and collagen production to skin regeneration:

    1. Increases immunity

    Giloy is renowned for immune-boosting properties. It detoxifies and fights the free radicals in the body, ensuring healthy cellular function. This enhances the body's defensive capability from infections and seasonal diseases. 

    1. Develops Digestive System

    It has the marvellous advantage of relieving digestive issues such as constipation, acidity, and bloating. Giloy juice and tablets regulate digestive enzymes, ensuring better uptake of nutrients and relieving discomfort after meals. 

    1. Sustains Respiration Health

    Giloy is an anti-inflammatory agent that helps with chronic coughing and colds. It works as a natural decongestant, clearing blocked airways, and allowing easy breathing for people with sensitive respiratory systems. 

    1. Reduces Stress and Improves Brain Function

    Giloy helps the body cope with stress while enhancing mental clarity. It reduces anxiety, leading to good-quality sleep, which is essential for perfect cognitive functions and emotional health.

    1. Boosts Skin Health

    It improves the skin and removes blemishes, such as pimples and dark spots. Giloy, with its high levels of antioxidants, helps attain and maintain healthier, more radiant, glowing skin. It also removes toxins from the blood, leading to a clear complexion or texture. 

    1. Maintains Blood Sugar Levels

    Giloy has hypoglycemic properties. It can help manage blood sugar levels and is more beneficial to diabetic patients.

    1. Improves Liver Function

    Giloy detoxifies the blood, removing toxins and maintaining the system clean. This detox aspect further assists the liver's digestive and metabolic activities, creating more energy and overall wellness. 

    Conclusion

    Giloy benefits have earned it the title "queen of herbs". Its regular use can boost energy and immunity owing to its strengthening and rejuvenating qualities. 

    Also, remember that the best health insurance plan provides financial coverage against hospitalisation, OPD treatment, daycare treatment, emergency ambulances, and much more. 


    Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared. 

  • Best Foods for Pneumonia Recovery

    by mohit bohra | Mar 25, 2025

    Pneumonia is an infection that causes the air sacs of the lungs to inflame, resulting in coughing, breathing issues, fever, fatigue, and other symptoms. Medical treatments, including antivirals and antibiotics, help ease the symptoms, but diet is crucial in making life easier for those suffering from this condition. This blog discusses the best foods for pneumonia patients.

    Foods to eat with Pneumonia

    1.  Protein-Rich Food

    Protein strengthens tissues and builds antibodies, which are essential in fighting infection. To fight pneumonia, add chicken, eggs, fish, and lentils to your diet.

    2.  Vitamin C Rich Foods

    Oranges, lemons, kiwis, and vegetables like spinach, broccoli, and pepper are some of the best foods to eat during pneumonia. Flavourful and essential for immunity, these foods can be had as a snack or as part of a larger meal.

    3.  Zinc Rich Food

    Zinc helps support immunity and heals the body from the soreness and fatigue of infection. Grains, nuts, seeds, and seafood are great choices to be added to a pneumonia patient's diet.

    4.  Whole Grains

    Oats, brown rice, millet, and other foodgrains offer energy and dietary fibre, which is required for the proper functioning of body and gut health. These food items help in speedy recovery, making them one of the best foods in pneumonia.

    5.  Probiotics

    Add curd, yoghurt, and other probiotic and fermented food items to your diet as these help clean your gut and improve your immune response. Avoid consuming cold or frozen yoghurt and go for room temperature probiotic food items as cool temperatures can cause bouts of cough.

    6.  Herbs and Spices

    Traditional medicine practices have relied on herbs and spices like ginger and turmeric for soothing congestion and inflammation caused by pneumonia. Make tea or gargle with ginger and turmeric water or consume them with your meals to benefit from the immune-boosting properties of these spices.

    7.  Hydration

    Drink a proper quantity of water to aid the release of mucus, ensure proper circulation, and ease body aches. Coconut water and soups are also good options for pneumonia patients.

     

     

     

  • Health Benefits of Mayurasana: Complete Guide

    by mohit bohra | Mar 25, 2025

    Mayurasana, popularly known as a peacock pose, is a rewarding yogic asana with multiple health benefits. This ancient practice promotes power, balance, and attention, making it a beautiful addition to any routine. Let’s find out more about mayurasana:

    Top 7 Health Benefits of Mayurasana

    Here are the padma mayurasana benefits:

    1. Improve Your Posture

    The most important mayurasana benefits include correcting faulty body postures. Regular practice aligns the spine and strengthens the core muscles, reducing strain on the back and neck and improving general comfort.

    1. Improves Reproductive System

    Mayurasana significantly improves sexual health. It stimulates the reproductive system and, hence, provides fertility and successful reproductive body functioning. The psoe enhances blood supply to the pelvic region to promote reproduction.

    1. Improves Digestive System

    Mayurasana activates the digestive system since all the inner organs inside the abdomen work while doing it. It improves the overall circulation of blood toward the intestines and avoids common issues, such as constipation and bloating.

    1. Mental Wellness

    Mayurasana requires focus, which increases mindfulness and concentration. With consistent practice, this yoga reduces stress and anxiety and thereby enhances better mental health and emotional balance.

    1. Detoxifies the Body

    This asana is effective in detoxifying the body as it enhances the functions of the liver and promotes toxin removal from the body. In addition, detoxification increases immunity, which protects the body against illnesses.

    1. Enhances the Respiratory System

    Mayurasana helps open the chest and improves lung capacity. Regular practice facilitates improved respiratory function and can thereby enhance overall breathing. It is thus beneficial for those with specific respiratory conditions as the pose aids in more profound and effective inspiration.

    1. Strengthens Your Muscles

    This asana strengthens the arms, shoulders, and core while giving the back and legs more flexibility. Strengthening muscles with mayurasana also boosts athletic performance.

    Conclusion

    Follow mayurasana's steps and the benefits can be observed in the body and overall wellness. Doing yoga regularly promotes favourable health results like a healthy weight, controlled blood pressure, and good heart functioning.

    Remember to explore various options for medical insurance to ensure the best plan that can protect you financially against unforeseen incidents during the fitness journey and in general. 


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Benefits of Soya Bean

    by mohit bohra | Mar 25, 2025

    Soya beans are loaded with essential nutrients and provide various health benefits. They are high in fibre, rich in protein, and low in saturated fats. Soya beans help improve heart health, lower bad cholesterol levels, and aid digestion, among other health benefits. 

    Read on to explore the benefits of soya bean that make them an excellent addition to any diet.

    What are the benefits of soya bean?

    Regular consumption of soya beans can offer several benefits like:

    1. Rich in protein

    Soya beans contain nine essential amino acids, making them an excellent protein source. Protein is vital for muscle growth and plays a key role in improving skin and hair health.

    1. Lactose-free

    If you prefer dairy-free options or are lactose intolerant, soya-based milk, tofu, and yoghurt provide essential nutrients like calcium and protein without causing digestive discomfort. This makes soya beans a versatile and nutritious choice for those who need to avoid lactose.

    1. Cholesterol-free

    Soya beans are completely cholesterol-free. High cholesterol levels, particularly LDL cholesterol, are a significant risk factor for heart disease. Incorporating cholesterol-free foods like soya beans into your diet can support healthier blood lipid levels and reduce the likelihood of developing heart-related complications.

    1. Low in saturated fats

    Soya beans contain very little saturated fat, which benefits heart health. Diets high in saturated fats are often linked to increased risk of cardiovascular diseases. By replacing high-saturated-fat foods with soya-based products, you can limit the intake of unhealthy fats while still enjoying a protein-rich diet.

    This makes soya beans an excellent option for those who want to manage their weight and promote overall cardiovascular wellness.

    1. Provide omega-3 fatty acids

    Soya beans are a good source of omega-3 fatty acids, essential fats that support heart and brain health. They help reduce inflammation, lower the risk of heart disease, and promote cognitive function.

    Omega-3s also play a role in improving joint health and lowering the risk of inflammatory conditions.

    Conclusion

    Soya beans have many health benefits, including improved heart health and better digestion. Adding them to your daily diet improves well-being and reduces the possibility of chronic diseases like high blood pressure.

    Additionally, complement your good eating habits with regular exercise and proactive care. Early detection and preventive treatment can help support long-term health. An appropriate health insurance policy can cover the cost of consultations and treatment, providing financial protection and peace of mind during unforeseen medical events.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Insurance Without Waiting Period

    by mohit bohra | Mar 25, 2025

    Health insurance policies have become a necessity with the rising prevalence of diseases. However, one drawback that these policies had was that policyholders couldn’t claim until the waiting period was over. Keeping in mind this problem, insurance companies came up with the zero waiting period in health insurance.

    What is the Zero Waiting Period in Health Insurance?

    Health insurance without a waiting period means policyholders don’t have to wait even for a single day to claim their policy. They can avail of its benefits as soon as they buy it. So, policyholders can get financial assistance from their insurance provider in any emergency without having to worry about any waiting period.

    There is no waiting period for any accident-related hospitalisation claim under health insurance. In such instances, policyholders don’t have to serve any waiting period of 30 days. They can avail the advantages of their policy from day 1. This provides peace of mind and financial security to policyholders.

    However, one must review the terms and conditions of health insurance policies without a waiting period to know which benefits are immediately available and which are included.

    Health Insurance Plans With No Waiting Period For Pre-Existing Diseases

    Usually, most health insurance policies include a waiting period. This ranges from 2 to 4 years for pre-existing diseases. However, now many insurance companies have started health insurance policies without waiting periods for pre-existing conditions. It means policyholders can now claim from day 1 for their pre-existing diseases.

    Additionally, a few Indian health insurance companies provide an elective cover that waives the waiting period for pre-existing conditions. When purchasing the policy, all you need to do is pay a small additional premium to get this optional coverage.

    How Does Zero Waiting Period in Health Insurance Work?

    In the usual health insurance policies, the waiting period starts from the policy start date. Policyholders can only claim the benefits after a stipulated time. But, in insurance policies without a waiting period, the insured can claim from day 1.

    In some health insurance plans offering zero waiting periods, immediate coverage may apply to certain conditions like pre-existing diseases (PED). However, other treatments, such as cataract surgery, may still have an initial waiting period.

    Conclusion

    After understanding the benefits of health insurance policies with zero waiting periods, more people are keen on purchasing them. Many have now understood that spending on policies is not an expense, but an investment.


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

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