Watermelon is a refreshing summer fruit that acts as a natural coolant for the body. However, did you know that its seeds also contain numerous health benefits? While most people throw them away when consuming the fruit, watermelon seeds are high in fibre, protein and other nutrients, making them a healthy snack.

Read on to learn about the health benefits of watermelon seeds.

What Are the Health Benefits of Watermelon Seeds?

The following are some notable advantages of consuming watermelon seeds:

• Support for the Immune System

Watermelon seeds contain iron and zinc, which significantly boost immunity and aid our bodies in staving off the risk of disease.

• A Good Snack for Individuals with Diabetes

Watermelon seeds contain magnesium and have a low glycaemic index, which makes them a good supplement for people with diabetes, moderating their diets.

• Aids the Digestive System

The high fibre content of watermelon seeds aids in maintaining a healthy digestive system. It preserves gut health and relieves issues like constipation.

• Strengthens Bones

Watermelon seeds contain calcium, magnesium and phosphorus, which contribute to bone health. These nutrients also prevent issues such as osteoporosis.

• Beneficial for Skin and Hair

The antioxidants, fatty acids and proteins can support healthy hair and skin, working to offset the effects of oxidative stress.

• Promotes Heart Health

The magnesium and unsaturated fats found in watermelon seeds support heart health by regulating blood pressure and cholesterol levels.

Conclusion

It’s incredibly simple to incorporate watermelon seeds into your diet. While they can be consumed raw, roasting them maximises their health benefits and improved digestibility. Healthy snacks like watermelon seeds shield your body from common illnesses while aiding overall wellness. In addition to adopting a healthy diet, it is prudent to set up systems of complete wellness with your healthcare provider. This includes regular body check-ups and tests. These can be covered with a comprehensive health insurance policy. A health insurance plan can also financially protect you during medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Walnut oil, derived from pressed walnuts, is a versatile and nutritious oil that offers numerous health benefits. Rich in Omega 3, antioxidants and essential nutrients, walnut oil is a great addition to your skincare and diet. Read on to explore the health benefits of walnut oil.

What are the Health Benefits of Walnut Oil

The benefits of consuming walnut oil are as follows:

1. Supports Heart Health

Walnut oil is rich in omega-3 acids and polyunsaturated fats, which help lower LDL (bad cholesterol) and increase HDL (good cholesterol). This contributes to healthier arteries and reduces the risk of heart disease. Walnut oil may also help regulate blood pressure levels, making it a heart-friendly choice.

2. Boosts Brain Power

The omega-3s and antioxidants in walnut oil are excellent for brain health. These nutrients enhance memory, focus and cognitive function and protect brain cells from oxidative stress. Studies suggest that walnut oil may also reduce the risk of degenerative diseases, making it a brain-boosting addition to your diet.

3. Keeps Your Skin Healthy

Walnut oil is loaded with vitamin E and other antioxidants that keep the skin hydrated, smooth, and glowing. Its anti-inflammatory properties can help calm skin conditions like eczema, psoriasis and acne. Additionally, it fights free radicals, reducing signs of ageing like wrinkles and fine lines, leaving you with youthful and nourished skin.

4. Improves Hair Strength

Walnut oil nourishes the scalp, reduces dryness and strengthens hair follicles, which helps prevent hair fall and breakage. Regular application can also add a natural shine to your hair and combat dandruff, improving overall hair texture and appearance.

5. Reduces Inflammation

The anti-inflammatory compounds in walnut oil make it beneficial for those suffering from chronic inflammation. The oil also alleviates joint pain and stiffness associated with arthritis or other inflammatory conditions. This can enhance mobility and overall quality of life for individuals with these issues.

6. Balances Hormones

Walnut oil contains essential nutrients that help maintain hormonal balance. It can be particularly advantageous for women during menopause by helping to alleviate symptoms like hot flashes and mood swings. Its omega-3 content also plays a role in regulating hormonal activity.

Conclusion

Walnut oil is packed with nutrients that benefit your heart, brain, skin and more. Making it a part of your diet and skincare can lead to noticeable improvements in your overall wellness. In addition to taking steps towards better health, it is prudent to acquire a comprehensive health insurance plan. This ensures that you’re prepared to deal with medical emergencies. A balanced lifestyle and reliable coverage are key to a healthier, secure future.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Summer is the most challenging time for your skin as summer skin diseases are prevalent. Excessive sweating and overexposure to harsh sunlight can ultimately damage your skin. Dryness, rashes, and swelling are widespread skin diseases in summer season. 

List of common skin diseases in summer season

Sun exposure for an extended period can damage the skin and trigger summer skin diseases. Here are some of the common skin diseases in summer season:

1. Skin infections and heat rash

During summer, your skin experiences excessive sweating, which can accumulate dirt. Sweaty and damp skin can cause many skin diseases during summer, such as fungal infections like ringworm and athlete's foot. Your skin pores get clogged, resulting in itchy, bumpy skin with redness and inflammation.

Remedies:

• Keep your skin clean.
• Apply suitable rash creams on affected areas

2. Sunburn and heatstroke

Sunburn and heatstroke occur when exposed to the sun for a long time. Severe sun exposure can result in skin peeling, redness, swelling, dehydration, and irritations. 

Remedies:

• Wear hats and sunglasses.
• Apply a wide-spectrum sunscreen to protect the skin from UV rays.

3. Acne

Excessive sweating, oil production, dirt-clogged pores, and humidity can cause skin bacterial growth and acne.

Remedies:

• Wash your face twice a day.
• Use lightweight, oil-free moisturisers and sunscreen.
• Avoid touching your face frequently.
• Keep makeup minimal.

4. Contact dermatitis and Eczema

Hot weather, sweat, and allergens can trigger acute skin diseases in summer, such as contact dermatitis and Eczema. They can cause itchy skin with redness and irritation.

Remedies:

• Opt for cool baths instead of hot showers.
• Use natural skincare products.
• Wear breathable fabrics.

Conclusion

Sun exposure can irritate the skin barrier, causing acne, infection and other issues. Although you can try home remedies to soothe irritation, often dermatologist-recommended treatments are necessary for effective protection and healing. A reliable family health insurance covers the cost of these treatments. You should also get tailored health insurance for parents to address their medical needs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Rice bran oil is a nutritional powerhouse with a unique composition that promotes health and wellness. Known for its mild flavour and high smoke point, it is a preferred cooking oil in many households. Beyond its culinary appeal, rice bran oil boasts an array of benefits for the heart, skin and overall body.

Let’s look at the health benefits of rice bran oil and how it supports a healthy lifestyle.

What Are the Health Benefits of Rice Bran Oil?

The following are the notable benefits of consuming rice bran oil:

1. Promotes Heart Health

Thanks to the presence of oryzanol, a powerful antioxidant, rice bran oil helps lower bad cholesterol (LDL) and increase good cholesterol (HDL). This cholesterol-balancing property reduces plaque buildup in arteries and minimises the risk of heart disease, hypertension and stroke.

2. Enhances Skin Health

Loaded with antioxidants, vitamin E, and healthy fats, rice bran oil is a boon for the skin. It hydrates, nourishes and protects the skin barrier helping to maintain softness and elasticity. Its anti-inflammatory properties soothe irritated skin while antioxidants combat free radicals, reducing wrinkles, fine lines and other signs of ageing.

3. Boosts Immunity

The rich concentration of antioxidants in rice bran oil fortifies the immune system by protecting the body from oxidative stress and cell damage. The oil’s healthy fats also support cellular repair ensuring the body remains resilient against infections and diseases.

4. Supports Weight Management

Despite being calorie-dense, rice bran oil is light in texture and promotes satiety, which helps curb unhealthy snacking. Its composition of healthy fats is ideal to maintain or lose weight without compromising on essential nutrients.

5. Reduces Inflammation

The anti-inflammatory properties of rice bran oil make it a valuable addition for those suffering from chronic inflammatory conditions like arthritis. It helps reduce swelling and discomfort and promotes better joint mobility.

6. Aids Hormonal Balance

Gamma oryzanol, a substance that has been shown to promote hormonal balance, is abundant in rice bran oil. This is especially helpful for women going through menopause because it lessens symptoms like mood swings and hot flashes.

7. Improves Digestive Health

The light and easy-to-digest nature of rice bran oil makes it gentle on the stomach. It aids in better digestion and enhances nutrient absorption.

Conclusion

Rice bran oil is more than just a cooking ingredient; it’s a versatile health enhancer. Incorporating rice bran oil into your daily routine can be a step toward better health and wellness.

While adopting such healthy choices, don’t forget the importance of a robust medical insurance plan. Medical coverage ensures financial security during unexpected health emergencies, complementing your efforts to live a healthier lifestyle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Healthcare expenses are rising, making medical treatment a financial burden for many families. The Aarogya Raksha policy aims to ease this burden by offering affordable health insurance coverage. It provides financial support for medical treatments at a wide network of hospitals. In this blog let us look at the Arogya Raksha policy hospital list.

What is Aarogya Raksha policy?

Aarogya Raksha Policy is a government‐backed healthcare initiative that ensures citizens have access to affordable treatment. Moreover, it covers medical services, supporting both preventive and emergency care.

Aarogya Raksha hospital list

The hospitals under the Aarogya Raksha scheme are divided into two categories: government and private hospitals. Each category has been chosen based on its commitment to quality care and prompt services. The network covers hospitals in urban, semi‐urban, and rural areas, ensuring that geographical location does not become a barrier to receiving timely medical attention.

Patients can select a facility based on their needs, urgency, and the level of specialised care required.

Government hospital

Government hospitals are the backbone of public health. They offer cost‐effective and accessible services to a wide community. They typically include:

Private hospital

Private hospitals offer modern facilities and a personalised approach. They often provide shorter waiting times and advanced treatments. The Arogya Raksha Hospital list includes:

Conclusion

Choosing the right hospital for treatment is essential when using the Aarogya Raksha policy. Both government and private hospitals have their advantages depending on the needs of the patient. Even though government hospitals offer cost-effective treatments, private hospitals provide quicker access to specialised care.

Despite the benefits of government schemes, health emergencies can be unpredictable, and not all treatments may be covered under Aarogya Raksha. That is when having a comprehensive health insurance policy becomes essential. Good health insurance for parents and yourself can provide broader coverage, including critical illness treatments, specialist consultations and advanced medical procedures. Thus investing in health insurance ensures financial security and access to the best medical care when needed.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Grapeseed oil is a popular cooking and skincare ingredient made by extracting oil from grape seeds. Since these seeds are a result of the winemaking process, they are used effectively rather than going to waste. Rich in healthy components such as vitamin E, fatty acids, and antioxidants, it provides a host of health benefits.

Read on to discuss the health benefits of grapeseed oil and how it may enhance your general health.

What Are the Health Benefits of Grapeseed Oil?

The following are the key benefits of consuming grapeseed oil:

• Rich in Antioxidants: Antioxidants like flavonoids, phenolic acids, and vitamin E are abundant in grapeseed oil. These substances aid in protecting your body from free radicals, which can contribute to faster ageing and illnesses like cancer.

• Supports Heart Health: Grapeseed oil contains healthy fats, particularly omega-6 fatty acids. Moderate consumption of these fats may help lessen the risk of heart disease by boosting HDL (good cholesterol) and lowering LDL (bad cholesterol).

• Promotes Healthy Skin: Vitamin E and other antioxidants in grapeseed oil are beneficial for skin health. Grapeseed oil can reduce inflammation, increase skin suppleness, and prevent UV rays damage. Another common component of moisturisers, grapeseed oil keeps your skin nourished and smooth.

• Boosts Wound Healing: Wounds heal more quickly thanks to grapeseed oil's antibacterial and anti-inflammatory properties. Additionally, it has linoleic acid which is necessary for skin regeneration and healing.

• Improves Hair Health: Grapeseed oil can help strengthen hair and reduce dandruff due to its moisturising properties. Massaging it into your scalp boosts blood circulation, promoting healthy hair growth.

• Reduces Inflammation: Numerous illnesses, such as diabetes and arthritis, are associated with chronic inflammation. Grapeseed oil has anti-inflammatory chemicals that also reduce the associated symptoms that come with it.

• Helps with Weight Management: The healthy fats in grapeseed oil can increase feelings of fullness, helping you control your appetite.

Conclusion

Grapeseed oil is not only a versatile cooking ingredient but also a natural way to support your health. Whether you use grapeseed oil in your diet or as part of your beauty routine, it offers several benefits that make it a beneficial addition to your lifestyle. In addition to adopting a healthy diet it's wise to take other wellness measures, such as regular consults with your healthcare provider. These and any medical emergencies can be covered with the help of a comprehensive health insurance plan.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Avocados are a nutrient-rich type of berry that contains many nutrients. Alongside the flesh of the avocado, its oil derivative also offers numerous benefits when incorporated into healthy diets. Read on to learn more about the health benefits of avocado oil.

What are the Health Benefits of Avocado Oil?

The amazing health benefits of avocado oil stem from its impressive nutritional profile. It contains healthy monounsaturated fatty acids. Additionally, its rich content of carotenoids, antioxidants, and essential vitamins like A and K make it one of the healthiest edible oils.

The following are some key benefits of consuming avocado oil:

• Protects against chronic diseases: The healthy unsaturated fats found in abundance in avocado oil make it particularly helpful in preventing cardiovascular illnesses. Avocado oil helps lower the levels of bad cholesterol, thereby acting as a protective mechanism for the heart.
• Beneficial for the eyes: The naturally occurring carotenoid lutein found in avocado oil has antioxidant properties that immensely benefit the eyes. Consuming the oil in appropriate amounts maintains eye health and affords protection against age-related eye diseases.
• Protects against free radicals: Free radicals are unstable compounds that are harmful for the body since they lead to an increase in oxidative stress. This can cause serious health complications through damage to the body’s cells. Avocado oil can help counter this harm with its antioxidant-rich nature.
• Natural Anti-Inflammatory: Chronic illnesses like arthritis persist due to inflammation in the joints. Osteoarthritis, the most common type of arthritis, is caused by a breakdown of joint cartilage. Avocado oil can alleviate the stiffness associated with this type of arthritis.

Conclusion

Avocado oil offers numerous health benefits when used as a cooking oil, making it a great addition to a balanced lifestyle. Incorporating such healthy substitutions can promote overall well-being. In addition to maintaining a healthy diet, it is important to have regular consultations with your health insurance provider, which can be covered by a comprehensive health insurance policy. A medical insurance plan can also provide financial protection in the event of a medical emergency.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Canola oil is a common cooking oil used across households in India. Derived from the crossbreeding of the rapeseed plant, it offers many health benefits, making it a versatile choice for cooking.

Read on to learn more about the health benefits of canola oil.

What Are the Health Benefits of Canola Oil?

Canola is a good source of many nutrients and minerals, making it a helpful addition to household cooking.

The notable health benefits of canola oil are as follows:

• Heart healthy: Canola oil is rich in monounsaturated fats, including omega-9, which help regulate cholesterol levels in the body. The phytosterols in canola oil reduce cholesterol absorption through other food items as well, reducing the risk of blockage and improving heart health.
• Helpful for diabetics: Canola oil can be a viable cooking oil option for individuals suffering from diabetes. The oil can regulate blood sugar levels due to its low saturated fat content. This works to eventually stimulate insulin secretion.
• Nutrient dense: Canola oil is a great source of vitamins E and K, both incredibly important for overall wellness. This makes the oil rich in antioxidants and compounds that improve the blood's clotting function.
• Great for weight loss: Canola oil contains only 7% saturated fat. This is one of the lowest among common cooking oils. To paint a more accurate picture, olive oil is 14% saturated fat. This makes canola oil great for those looking to lose weight or improve wellness.

Conclusion

Although canola oil has numerous health benefits, it is essential to consume it in moderation to take full advantage of its health benefits. Along with adopting a healthy diet, it is necessary to regularly seek input from your healthcare provider. Regular check-ups can also help you keep track of your overall wellness. Comprehensive health insurance plans can cover the cost of this essential care and protect you during medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Sunflower oil is a versatile edible oil that is a mainstay of the culinary world. It is particularly appreciated for its mild, neutral flavor and its high smoke point that makes it conducive for high-heat cooking.

What are the Health Benefits of Sunflower Oil?

Sunflower oil is non-volatile and rich in beneficial fatty acids. Oleic acid is the primary monounsaturated fat (MUFA) found in this vegetable oil, with linoleic acid comprising its polyunsaturated fat (PUFA) component. It is also rich in Vitamin E, summing up a nutritional profile that is revered for its health benefits.

The many health benefits of sunflower oil derive from its character as a lipid with low saturated fat. Here’s an understanding of the wellness quotient of this healthy fat option:

• Preserve heart health: The MUFA present in sunflower oil is an excellent heart-healthy agent. It also is cholesterol-free which further enhances this benefit. Additionally, the Vitamin E content of the oil prevents the body’s cholesterol from oxidising and thus offers protection from associated cardiovascular and other health issues.
• Prevents arthritis: The PUFA content of sunflower oil, in the form of linoleic acid, helps reduce inflammation in the body. This compound activates certain bodily mechanisms that help reduce swelling and pain in the joints.
• Helpful against certain respiratory conditions: Sunflower oil can considerably reduce the potential of respiratory issues like asthma due to its high Vitamin E content. By preventing oxygen damage to the tissue and reversing allergic reactions, this seed-derived oil can be very helpful for those dealing with issues like shortness of breath or asthma.
• Good for brain and nerve health: The Vitamin E of sunflower oil also offers sufficient protection against nerve issues and degenerative disease.

Conclusion

Sunflower oil is most prominent as a heart-healthy oil due to its rich MUFA and PUFA profile. However, it is advised to keep your consumption in moderation to avoid potential harm.

In addition to tailoring a balanced diet, it is prudent to consult your healthcare professional at regular intervals and acquire a health insurance plan that offers comprehensive protection in the event of a medical emergency. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Groundnut oil is a common cooking oil made from peanuts. Known for its versatile nature and high smoking point, this oil offers numerous health advantages when used in household cooking. If you’re looking to make some health changes to your diet, groundnut oil can offer the nutrient boost you need.

Read on to explore the various health benefits of groundnut oil.

What Are the Health Benefits of Groundnut Oil? 

The following are some of the key advantages of using groundnut oil in cooking:

• Heart Health: Groundnut oil is rich in heart-friendly monounsaturated and polyunsaturated fats. These fats lower the levels of bad cholesterol, consequently reducing the risk of heart disease.
• Rich in Antioxidants: Groundnut oil is packed with Vitamin E, a powerful antioxidant. This reduces the chance of developing chronic illness.
• Better Skin Condition: Vitamin E in groundnut oil is also thought to reduce the appearance of harsh lines and wrinkles on the face, promoting a youthful appearance and improving skin health.
• Increasing Immunity: Groundnut oil contains high levels of various nutrients. These support the immune system, making the oil a great complementary cooking ingredient.
• Supports Brain Function: The healthy nutrients like vitamins A and E in this oil improve cognitive function. It improves memory and concentration levels while reducing neurological disorders in older adults.
• Aids in Weight Management: Groundnut oil promotes feelings of satiety, which can curb overeating, thereby supporting weight loss. However, the oil must be consumed in moderation as it is also calorie-dense.
• Improves Digestion: Groundnut oil’s mild composition makes it easy on the stomach, thus reducing various digestive issues.

Conclusion

Groundnut oil is a nutrient-dense kitchen staple that helps increase both physical and mental fitness. The various benefits of this oil make it an ideal option for daily cooking.

While groundnut oil can improve your health, ensure that you safeguard your health with preventative healthcare, such as a comprehensive health insurance plan that can provide financial coverage for any health issues.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Sesame oil, made from sesame seeds, is a popular cooking oil across the world. In addition to being used in food, it is also employed in traditional medicine and skincare because of its rich flavour and aroma. Rich in minerals, this golden oil offers a number of health advantages.

Let's examine why adding sesame oil to your diet is thought to be beneficial.

What Are the Health Benefits of Sesame Oil?

Packed with healthy fats, vitamins, and antioxidants, there are numerous health benefits of sesame oil.

• Rich in Healthy Fats: Sesame oil is high in unsaturated fats, which are good for heart health. These fats minimise the risk of heart disease by increasing HDL (good cholesterol) and decreasing LDL (bad cholesterol).

• Full of Antioxidants: Sesamol and sesaminol, two potent antioxidants included in this oil, aid in the body's defence against free radicals. Antioxidants minimise the risk of chronic diseases by preventing cell damage and reducing inflammation.

• Supports Heart Health: Sesame oil can improve heart function and blood circulation. The healthy fats and antioxidants in sesame oil moderate blood pressure and reduce the chances of blockages.

• Improves Skin Health: Because of its healing and moisturising qualities, sesame oil is frequently utilised in skincare products. Its Vitamin E content protects and nourishes the skin. Additionally, it helps with small cuts, eczema, and dry skin.

• Boosts Oral Health: In traditional practices like Ayurveda, sesame oil is used for oil pulling. Swishing sesame oil in your mouth can reduce harmful bacteria, prevent bad breath, and improve gum health.

• Reduces Inflammation: Because of its inherent anti-inflammatory qualities, sesame oil can help reduce pain and swelling in ailments like arthritis.

• Supports Bone Health: Calcium, magnesium, and zinc—all necessary for strong, healthy bones—can be found in sesame oil. By using sesame oil in your diet, you can prevent osteoporosis and other issues related to your bones.

• Regulates Blood Sugar: For people with diabetes, sesame oil can help regulate blood sugar levels. Sesame oil enhances the body's ability to absorb glucose.

Conclusion

Sesame oil is a natural powerhouse of health benefits. Whether you use it in cooking, apply it on your skin, or try oil pulling, it can improve your overall well-being. The heart, skin, hair, and more are all supported by sesame oil, which is abundant in heart-healthy fats, antioxidants, and vital nutrients. Even though natural treatments like sesame oil might improve your health it's crucial to get quality health insurance to make sure you're protected against unforeseen medical problems.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Water apple, also known as Syzygium aqueum, is a tropical fruit with high water content and a refreshing taste. Rich in essential nutrients, water apple is prized for its various health benefits, making it a valuable addition to a balanced diet. Including water apple in your meals can contribute to overall wellness, helping with hydration, immunity and more. Here’s a look at the top health benefits of water apple.

Top 7 Health Benefits of Water Apple

1.  Fights Free Radical Damage

One of the major benefits of water apples is their high vitamin C and flavonoid content. These antioxidants help neutralise free radicals in the body, preventing cellular damage and reducing the risk of chronic diseases, including heart disease and certain cancers. Regularly consuming water apples can be a natural way to keep cells protected.

2. Bolsters Immune Function

The health benefits of water apples also extend to the immune system. With its impressive vitamin C content, water apple strengthens the immune system, helping the body fight infections and recover from illnesses more quickly. This immune boost makes water apples a great choice, especially during cold and flu season.

3. Reduced Risk of Stroke

The potassium in water apple plays a crucial role in maintaining healthy blood pressure levels. By balancing sodium levels, potassium helps prevent high blood pressure, reducing the risk of stroke and other cardiovascular issues. Including the fruit in your diet is a heart-healthy choice that can support long-term wellness.

4. Boosts Good HDL

Another water apple fruit benefit is its effect on cholesterol levels. Water apple promotes an increase in HDL (good) cholesterol and helps reduce LDL (bad) cholesterol, thus supporting overall cardiovascular health and reducing the risk of heart disease.

5. Improves Metabolism

With its high fibre and essential nutrient content, water apple can help boost metabolism. Improved metabolism aids in efficient energy conversion, weight management and overall vitality, making water apple a beneficial choice for those aiming to enhance their body’s metabolic processes.

6. Prevents Constipation

The fibre in water apple aids in digestion, helping to prevent constipation and promote regular bowel movements. This fibre content supports digestive health by maintaining a healthy balance of gut bacteria and ensuring the smooth movement of food through the digestive tract.

7. Hydrates the Body

As the name suggests, water apple is high in water content, making it an excellent hydration option. Staying well-hydrated is crucial for optimal bodily functions, including kidney health, skin appearance, and energy levels. Water apple fruit benefits your hydration levels naturally, especially during hot weather.

Conclusion

Adding water apple to your diet is a simple and effective way to boost your health. The health benefits of water apples range from enhancing immunity and cardiovascular health to aiding in digestion and hydration. Incorporating water apple fruit along with a comprehensive health insurance plan can ensure that you’re protecting your health both naturally and financially. Whether you're looking to hydrate, strengthen immunity or boost metabolism, water apple is a nutritious addition that supports overall wellness. Enjoy this tropical fruit for its refreshing taste and its numerous health benefits!

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Singhara, also known as water chestnut, is a nutrient-rich fruit commonly available in Asia. Packed with antioxidants, vitamins and essential minerals, singhara is celebrated for its impressive health advantages. Adding singhara to your diet can support overall well-being. Let's explore the top singhara health benefits that make this fruit an excellent choice for a balanced diet.

Top 7 Health Benefits of Singhara

1.  Promotes Heart Health

One of the significant benefits of singhara is its role in supporting cardiovascular health. Singhara is low in cholesterol and sodium, which helps maintain healthy blood pressure levels. The potassium content in singhara also helps regulate blood pressure, making it an excellent choice for those looking to boost heart health naturally.

2. Aids in Weight Management

Singhara is a great snack for anyone aiming to manage their weight. It is low in calories but high in fibre. The fibre in singhara provides a sense of fullness, which helps reduce overeating. This nutrient-dense fruit is ideal for a balanced diet, especially for those mindful of weight management.

3.  Enhances Digestive Health

The fiber content in singhara supports a healthy digestive system. It promotes regular bowel movements, reduces constipation and maintains gut health. For individuals aiming to enhance digestion without relying on supplements, singhara provides natural and gentle digestive support.

4.  Rich in Antioxidants

One of the great health benefits of singhara is its high antioxidant content. These antioxidants, including flavonoids and polyphenols, help neutralise free radicals in the body, reducing the risk of chronic diseases. Consuming singhara regularly can boost the body’s natural defence against oxidative stress and inflammation.

5.  Strengthens Immunity

Singhara is a good source of vitamin C, which plays a vital role in boosting immunity. A strong immune system is essential for overall health and the natural immune-boosting properties of singhara make it a great addition to your diet, particularly during flu season.

6.  Improves Skin Health:

The presence of vitamin E and antioxidants in singhara contributes to glowing, healthy skin. These nutrients help fight skin ageing, reduce pigmentation and maintain skin elasticity. Regular consumption of singhara can keep your skin radiant and youthful-looking.

7.  Supports Bone Health

Singhara contains minerals like calcium, phosphorus, and magnesium, which are essential for bone strength. These nutrients contribute to maintaining healthy bones and preventing bone density loss as you age. Adding singhara to your diet supports bone health and overall physical resilience.

Conclusion

Incorporating singhara into your diet offers a variety of health advantages, from improving heart and digestive health to boosting immunity and enhancing skin radiance. The diverse benefits of singhara make it a valuable fruit to include in daily meals for overall wellness. Combined with the best health insurance, singhara can support a balanced approach to healthcare and preventive wellness. Embrace singhara for a nutritious, natural boost to your health regimen.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Garudasana is the combination of two words - “Garud”, meaning eagle, and “Asana”, implying a yoga pose. The benefits of the eagle pose include increased flexibility as it blends stretching, flexibility, and attention in the standing pose. This imparts postural and body awareness.

Top 7 Health Benefits of Garudasana

Garudasana is practised by asymmetrical two-fold twists of the arms and legs standing in one posture. This advanced yoga pose depicts core strength and flexibility of thighs, legs, and ankles.

Here are the benefits of garudasana pose:

1.  Improve body balancing:

The pose requires the individual to strike the right balance. Its practice helps the body regain its lost coordination and stabilisation.

2.  Improves flexibility:

To perform this yoga, the individual has to stretch out their shoulders, which heals the shoulder strain felt by long working hours over desktops. Also, shoulder stretching involves several joints and muscles, improving flexibility and range of motion.

3.  Improved focus:

This pose requires higher concentration so that the practitioners do not lose their balance. The stillness in this pose brings about inner awareness and soothes the body and mind.

4.  Releases stress:

This pose is known for effectively relieving stress and tension in the body. The sedentary lifestyle often results in complaints of muscle stiffness, which this yoga helps overcome through practice.

5.  Remedy for Sciatica:

Pinching the sciatic nerve results in sciatica pain, which affects an individual's back, hips, and legs. After an extended period, this pain leads to compression of the spinal nerve of the lower back. Garudasana benefits by relieving the pain from sciatica and toning the muscles in the lower back.

6.  Leg strengthening:

The eagle pose involves balancing one's body weight on a single leg. It exerts a burden on the bones of your lower leg, known as the tibia and fibula. This yoga practice also improves blood circulation through stretching and twisting. Muscle cramps and stiffness are relieved once this yoga poster is added to routine activities.

7.  Reduces neck and shoulder pain:

Garudasana can only be done by stabilising the shoulder and neck. Therefore, it is greatly helpful in relieving shoulder and neck aches.

Conclusion

Good exercises like yoga improve health to a large extent. However, one cannot neglect the chances of developing certain illnesses that require modern medicines and treatment. Having a comprehensive health insurance plan ensures an intact financial safety net for any unforeseen diseases.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Both carrots and beetroot are individually known for their nutritional values. Imagine how nutritious their combined juice would be when it comes to health and wellness. This blog discusses the health benefits of carrot beetroot juice. Read on.

Top 7 Health Benefits of Carrot Beetroot Juice

The advantages of carrot and beetroot juice are more than supporting your digestive and gut health. Here are its major benefits: 

1.  Antioxidant potential

This juice contains significant antioxidant capabilities. It helps fight inflammation, which is responsible for swelling and pain in body parts.

2.  Enhanced overall wellness

Beetroot and carrot juice benefits include appetite improvement and greater capacity for daily activity performance. Rich in vitamins A and C, this juice boosts the immune system, maintains the health of skin and mucous membranes, and fights infection.

3.  Improves eyesight

The high beta-carotene content of this juice is good for maintaining eyesight. Also, it helps prevent vision-related issues like night blindness and age-related macular degeneration.

4.  Support heart health

The carrot beetroot juice is known to lower blood pressure owing to its high nitrate content. This improves blood flow and reduces heart strain. The juice’s potassium content regulates blood pressure and supports cardiovascular health.

5.  Improves liver health and digestion

This juice contains betaine, which supports liver function and improves the detoxification process by assisting the liver in processing toxins. Also, it improves metabolic function and aids digestion by regulating bowel movement and preventing constipation. 

6.  Improves physical stamina and mental stress

The nitrate in beetroot and carrot juice improves physical performance and stamina by enhancing the efficiency of mitochondria (the energy-producing components of cells). The nitrates also improve blood flow to the brain, which enhances cognitive function capabilities and reduces the risk of dementia. The antioxidants in both vegetables protect brain cells from oxidative stress and damage, thus improving endurance and reducing fatigue.

7.  Promotes healthy weight management

Beetroot and carrot juice are low in calories but high in fiber, which makes them helpful in weight management. The fibre keeps you full and satisfied for a long time, eliminating hunger pangs.

Conclusion

Although healthy food habits reduce the risk of contracting diseases and infections, unforeseen illnesses can occur any time. To minimise the mental stress and financial burden of draining health issues, buying a suitable health insurance plan is always advisable. It helps you manage medical expenditures without depleting savings.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Bael, also known as the wood apple, is a tropical fruit celebrated in traditional medicine for its numerous health benefits. Known scientifically as Aegle marmelos, bael is rich in bioactive compounds like tannins, flavonoids and coumarins that provide powerful anti-inflammatory, anti-diabetic and digestive properties. Integrating bael benefits into your routine can promote wellness and support preventive health.

Top 7 Health Benefits of Bael

1.  Reduces Inflammation

One of the major health benefits of bael is its ability to reduce inflammation due to the presence of tannins and flavonoids in it. These compounds help soothe inflammation in the body, making bael useful for individuals with conditions like asthma and joint pain. Regularly consuming bael can provide natural relief from inflammation-related discomfort.

2.  Promotes Digestive Health

Bael benefits digestive health due to its fibre and tannin content, helping treat and prevent diarrhoea, dysentery and other gastrointestinal issues. The astringent properties of bael make it especially effective in reducing the severity of diarrhoea by firming up stool and balancing gut health.

3.  Helps Regulate Blood Sugar Levels

Bael contains bioactive compounds that help lower blood sugar levels, making it beneficial for individuals managing diabetes. By reducing blood glucose levels, bael helps stabilise blood sugar, which is crucial for diabetes management alongside a proper diet and a supportive health insurance policy.

4.  Boosts Immunity

Rich in vitamin C, bael can bolster the immune system, protecting the body from infections. Regular consumption of bael fruit helps increase immunity, reducing the frequency of common infections. This is particularly helpful for those looking to maintain strong immunity all the time.

5.  Supports Heart Health

One of the lesser-known bael benefits is its positive effect on heart health. The fruit helps in lowering cholesterol levels and regulating blood pressure, which are both important for a healthy cardiovascular system. The antioxidants in bael protect the heart by reducing oxidative stress and inflammation, supporting overall cardiac wellness.

6.  Improves Respiratory Health

For individuals with respiratory conditions like asthma, bael offers natural relief by reducing respiratory inflammation and soothing airways. Consuming bael may assist in making breathing easier, relieving symptoms of congestion, and enhancing lung function. This makes bael an excellent natural aid for managing respiratory discomfort.

7.  Detoxifies the Body

Bael fruit has natural detoxifying properties that help cleanse the liver and kidneys. Regular consumption removes toxins from the bloodstream, promoting clearer skin and better organ function. This detoxifying effect contributes to general health, leaving you feeling rejuvenated.

Conclusion

Adding bael to your diet is a simple way to take advantage of its powerful health properties, from immune support and inflammation reduction to heart and respiratory benefits. The health benefits of bael make it a valuable fruit for preventive health care. Incorporating bael benefits into your routine can enhance your well-being naturally and complement other healthcare strategies. Embrace this nutritious fruit as a daily addition to promote lasting health. Remember to get a comprehensive health insurance policy to financially safeguard yourself against unforeseen health events.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Health Insurance for the People Below Poverty Line in India

In India, families living below the poverty line encounter substantial challenges while trying to access healthcare due to financial constraints. Fortunately, these vulnerable families can now access healthcare as a fundamental human right, thanks to several programs designed to close this gap.

A vital support system in times of need, these programs ensure that medical help is accessible and affordable. By providing health protection and serving as a crucial lifeline, they demonstrate a commitment to the idea that all citizens should have access to necessary medical care, regardless of their financial condition.

Health Insurance Schemes for BPL Families

Health insurance scheme for BPL families is crucial to manage daunting healthcare costs. The government offers several schemes designed to ease this financial strain. These initiatives mark a significant step in differentiating regular health insurance plans from those tailored specifically for families below the poverty line.

Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana - PMJAY)

Ayushman Bharat, also known as PMJAY, aims to fulfil the Universal Health Coverage initiative for India's impoverished. It offers up to Rs. 5 lakhs of medical coverage per family annually for a nominal fee of Rs. 30. Coverage includes all pre-existing conditions from day one, and it prioritises immediate access to healthcare services. This scheme aims to provide substantial healthcare benefits to vulnerable populations nationwide, significantly easing the healthcare burden for enrolled families.

Rashtriya Swasthya Bima Yojana (RSBY)

The Rashtriya Swasthya Bima Yojana (RSBY) is designed to support impoverished families, particularly those in the unorganised sector, by providing annual medical coverage of up to Rs. 30,000. This scheme enables cashless hospitalisation and includes immediate coverage for pre-existing conditions. The government subsidises 75% of the insurance premium, while beneficiaries contribute a minimal amount of Rs. 30 per year.

This initiative ensures that all Below Poverty Line (BPL) families can participate in the scheme, with state governments funding the issuance of a smart card to streamline access to healthcare benefits.

Aam Aadmi Bima Yojana (AABY)

The Aam Aadmi Bima Yojana (AABY) is tailored for non-landowning rural households across 45 occupational groups and offers crucial accident insurance. The government fully funds the premiums and ensures no direct cost to the beneficiaries. This scheme provides a safety net of Rs. 30,000 for natural death, Rs. 75,000 for accidental death or permanent disability, and Rs. 37,500 for partial-permanent disability. It mainly supports the key earning members of the family and provides financial relief and security in the face of adversity, thereby safeguarding the economic stability of rural families.

Employment State Insurance Scheme (ESIS)

The Employment State Insurance Scheme offers robust protection for employees in non-seasonal factories with ten or more workers. It ensures comprehensive medical coverage, including hospitalisation, and provides cash benefits for disability or sickness. ESIS extends its benefits to the dependents of the workers and secures a pension for them if the employee suffers an accidental death at work. This scheme provides health security and reinforces financial stability for families. This scheme is a crucial support system for the industrial workforce.

Universal Health Insurance Scheme (UHIS)

To serve lower-income segments of society, including those below and above the Poverty Line, the government established the Universal Health Insurance Scheme (UHIS). This scheme provides coverage of up to Rs. 15,000 for a single illness and includes additional benefits such as maternity coverage of up to Rs. 5,000. It also offers accident insurance for the family's primary earner up to Rs. 25,000. The annual premium for this scheme starts at Rs. 100.

Conclusion

Introducing these health insurance schemes for BPL families marks a significant step towards equitable healthcare in India. These plans safeguard health and foster a sense of security among India's most vulnerable populations by lowering the financial barriers to medical services. It is about more than just healthcare—it is about building a foundation for a healthier and more secure future for every citizen.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Proteins called albumin and microalbumin are vital to human bodies particularly when it comes to kidney health. That being said, there are a few significant distinctions between albumin vs microalbumin that you should be aware of.

The quantity and size of albumin and microalbumin are the primary differences between albumin and microalbumin. Microalbumin is an early indicator of kidney damage, whereas albumin is a marker of big proteins that may indicate major renal problems. Early detection of microalbumin can help avoid renal disease, improving a person's overall health.

We'll go into detail regarding albumin and microalbumin in this article.

Albumin

Large proteins like albumin are mostly made by the liver. They are found in blood and aid in blood pressure regulation, nutrition transportation, and fluid balance maintenance in the body. Low albumin levels can cause several health issues, including high blood pressure, oedema (swelling), and nutritional deficiencies.

Albuminuria is the condition in which this protein enters the urine due to improper kidney function. This causes an excess of albumin in the urine, which may indicate renal issues. A routine urine test is typically performed to detect elevated albumin levels.

Microalbumin

The tiny protein microalbumin is often present in trace amounts in blood. When renal impairment occurs, this protein is also secreted in the urine, although in much smaller quantities than albumin. One of the first signs of kidney disease development is microalbuminuria.

The most common method of diagnosis is a urine test that looks for minute levels of microalbumin. If treatment is delayed, serious kidney issues may result from this illness. It is crucial to diagnose it and receive the appropriate medical attention.

Conclusion

Knowledge about albumin and microalbumin is crucial to kidney health. Understanding the potential effects of elevated albumin levels and recognising microalbumin is important. Seeking appropriate medical assistance is essential if you experience any issues related to these proteins. Remember to schedule regular checks and medical attention to maintain your health. In terms of your health insurance policy, it should cover the treatment costs for both conditions.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Albuminuria is the presence of urine albumin, which is a warning sign of kidney problems. Identifying the symptoms in a timely manner is very important for managing the disease appropriately. This blog will expand on the symptoms of albuminuria, which will enable you to identify the ailment and obtain relevant medical care.

What are the Symptoms of Albuminuria?

The symptoms that accompany albuminuria vary from person to person. In some patients, there might be an absence of any clinical signs. Nonetheless, some clinical albuminuria symptoms suggest a possibility of one having this ailment. The typical symptoms are:

Foamy urine: Foamy or frothy urine is a clear indication of albuminuria, as excessive protein (albumin) is excreted, distorting the usual appearance of urine.

Swelling: Another sign is swelling of body parts, especially the hands, feet, face, and abdomen. Swelling with excess fluid in some tissues occurs due to improper kidney filtering, and the condition is referred to as edema.

Frequent urinating: Many people with this condition may experience ‘diuresis’ or increased urination and cases of age-related increased urination or nocturnal urination may also be a symptom. The kidneys may increase their function to eliminate the excess fluid, requiring more bathroom breaks.

Tiredness: Several male and female patients with albuminuria complain of excess tiredness or fatigue. This helps explain the excessive tiredness, which is notable especially when excess proteins are being lost and there is fluid overload.

High blood pressure: The presence of albumin in the urine may be accompanied by elevated pressures in the vessels, which is caused by the fact that the kidneys’ influence over blood pressure is impaired. People tend to complain of head pains as well as other features associated with high pressure.

Decreased appetite: Some individuals may experience a decreased appetite. This could be a result of the general discomfort associated with kidney disease or dysfunction.

It is vital to look out for these signs and symptoms of albuminuria for its management. It would be necessary to reach out to a doctor for evaluation and perform tests if any of the symptoms are experienced.

Conclusion

Albuminuria is an ailment that manifests itself through several clinical symptoms, some of which may not be apparent in the initial stages. Such symptoms include but are not confined to foamy urine, swelling and numbness of legs, and excretion of protein, suggesting albuminuria and fatigue. Early intervention enables better management and outcomes. In case, you or your acquaintances develop any symptoms of albuminuria, consult a doctor immediately. Also, get a health insurance policy to cover medical expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Adrenocorticotropic hormone, commonly known as ACTH, is a chemical messenger secreted by the body’s pituitary gland. It is a tropic hormone, meaning that ACTH stimulates the production of the stress response hormone cortisol and thus plays an important role in stress management. A high adrenocorticotropic hormone level is of serious concern.

Let’s understand the increased range of ACTH and its health implications.

What is the Range for a High ACTH Hormone Level?        

The body’s ACTH levels are generally high in the morning and low during night time. However, this pattern might be affected by your daily routine and sleep schedule. Following is the range indicating a high ACTH level-

1. Adults
   i) more than 10-60 pg/ml for an early morning sample
   ii) more than 20 pg/ml for a late afternoon sample
2. Children
   i) more than 6-55 pg/ ml for children between 10-18 years
   ii) more than 5-46 pg/ml for children between 1 week to 9 years

It is important to note that normal value ranges might slightly differ across different laboratories. However, the representation largely remains the same due to only marginal differences in the test results.

An ATCH hormone high scenario can arise due to several reasons like-

• Cushing’s Disease
• Ectopic Cushing Syndrome
• Congenital Adrenal Hyperplasia
• Primary Adrenal Insufficiency (Addison's Disease)
• Multiple Endocrine Neoplasia Type I

Additionally, the detection of high adrenocorticotropic hormone levels in the body can also be due to the following common factors-

• Stress and/or trauma
• Menstruation
• Pregnancy
• Sleep issues
• Certain Medications

What Happens When ACTH Levels Are High?

A high ACTH level can be a cause for worry because it can indicate the prevalence of numerous health complications. An increased concentration of the hormone in the blood can lead to several physiological effects. It signals the adrenal gland to secrete more cortisol. A high cortisol range can, in turn, have physical, mental, and metabolic effects.

Conclusion

ACTH hormone high treatment is crucial to prevent the underlying causes from developing into serious health conditions. Many of the causes of high levels of ACTH have the potential to aggravate and cause mass effects. It is therefore recommended to buy a health insurance plan that provides comprehensive coverage against critical illnesses and associated conditions.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.