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  • Causes of Wolff-Parkinson-White Syndrome

    by Tanmay Ahuja | Aug 30, 2024

    Wolff-Parkinson-White Syndrome sheds light on the mysterious part of our hearts. If you are curious to know more, dive into this exploration of Wolff-Parkinson-White Syndrome causes along with us. Let's unravel its complexities right away without wasting time.

    What are the Causes of Wolff-Parkinson-White Syndrome?

    Wolff-Parkinson-White (WPW) syndrome is one of those heart quirks that you could be born with. It is a congenital curveball that nature throws your way. WPW syndrome is a story of an extra pathway in the heart, an unsolicited shortcut that disrupts the usual rhythm of our heartbeats. While the exact origins of this congenital anomaly remain a bit of a puzzle, it is often seen keeping company with other heart defects, such as the Ebstein anomaly. This hints at a complex web of causes beneath the surface.

    This condition can surprisingly be passed down through generations as a family heritage. It can showcase the power of genetics in shaping our hearts. When WPW syndrome is part of the family tree, it might bring along hypertrophic cardiomyopathy, a condition characterised by a beefed-up heart muscle. This adds another layer to the heart's electrical labyrinth.

    It is good to have a quick peek at the heart's usual electrical dance to get to grips with WPW syndrome. Picture the heart as a four-roomed house with the upper chambers (atria) that set the pace and the lower chambers (ventricles) that follow the beat. The heart's rhythm is orchestrated by the sinus node and the atrioventricular (AV) node acts as the tempo regulator. But there is a rogue pathway that cuts through this orchestrated process when you have WPW. This causes the heart to skip the AV node's beat check, which leads to a heart that races ahead with the eagerness of a sprinter. It can then potentially flip the rhythm into chaos.

    Conclusion

    WPW Syndrome illustrates the intricate nature and functioning of the human heart. It demands careful navigation, too. Now that we have simplified the cause of WPW syndrome and its health complexities, ensure you have health insurance in place to tide over various health conditions and their related monetary expense.

     

  • Pulmonary Thromboembolism Symptoms

    by Tanmay Ahuja | Aug 29, 2024

    PE, or pulmonary thromboembolism, is a blood clot (embolus) that initially develops in a blood vessel, usually in the leg. The bloodstream subsequently pushes it along, and it eventually reaches a lung artery to suddenly block the flow of blood.

    So, what are pulmonary thromboembolism symptoms? Let's find out.

    What are the Symptoms of Pulmonary Thromboembolism?

    The symptoms of pulmonary thromboembolism may vary between individuals, though the following are the most common:

    • Sudden shortness of breath - this is the most common symptom
    • Chest pain - it usually worsens with breathing
    • A feeling of anxiety
    • Dizziness, lightheadedness, or propensity to faint
    • Irregular heartbeat
    • Palpitations (i.e., rapid heartbeat)
    • Coughing, with or without blood
    • Sweating
    • Low blood pressure

    Deep vein thrombosis (DVT) occurs when a blood clot forms in a single or multiple veins, especially in the legs. PE symptoms can also resemble DVT symptoms, and they include:

    • Pain in the affected leg, especially when standing or walking
    • Swelling in the leg
    • Warmth in the leg accompanied by soreness, tenderness, and redness (discoloured skin)

    Pulmonary thromboembolism can be caused by:

    • Genetic conditions, family history of blood clotting disorders
    • Surgery or leg injury
    • Extended periods of limited mobility
    • Ageing
    • Cancer and associated therapy
    • Medical conditions, such as heart failure and COPD (i.e., chronic obstructive pulmonary disease) and high blood pressure
    • Medicines such as birth control pills
    • Obesity
    • Varicose veins
    • Cigarette smoking

    Conclusion

    The signs of pulmonary thromboembolism may not appear alarming at the initial stages, but the condition can worsen in no time and become life-threatening, too. Opting for health insurance is wise so you can bank on it and tide over such medical exigencies.

  • Celebrating National Nutrition Week: The Link Between Nutrition and Your Health Insurance

    by Tanmay Ahuja | Aug 23, 2024

    Good nutrition is the key to a healthy life. When you follow a balanced diet, your body receives the vital nutrients necessary for its proper functioning. The benefits of adequate nutrition extend beyond immediate health; they are crucial in long-term wellness and can help lower your health insurance premiums.

    However, considering today's lifestyle and people's negligence regarding their dietary habits, health-related issues are rising. This is where a campaign called National Nutrition Week comes into the picture.

    What Is National Nutrition Week?

    National Nutrition Week is an annual event organised from September 1 to September 7 by the Indian government. As the name implies, its primary objective is to raise awareness about the importance of nutritious and balanced diet.

    Let's discuss some tips for making your diet healthier.

    1. Eat plenty of produce

    Produce refers to fresh fruits and vegetables. For a 2,000-calorie diet, it is recommended to have at least two cups of fruits and ½ cup of vegetables. If you live a sedentary lifestyle because of the nature of your work, consuming too many calories without burning them through brisk walking or high-intensity work will not only increase belly fat but also make your body susceptible to many illnesses.

    1. Limit Refined Grains

    Say no to white flour, white rice, and other refined grains. The reason is that the bran and germ, which are noted for essential fibres and nutrients, are removed during the refinement process, leaving behind a starchy endosperm. Not only that, they also lack or have lower levels of various vitamins and minerals.

    Adding refined grains to a diet is linked to heart conditions, obesity, and type 2 diabetes.

    Your best alternative is to switch to whole grains, such as quinoa, brown rice, oats, and whole wheat.

    1. Don't Fear Fat

    Your body needs healthy fats. Try to have adequate unsaturated fats, which help absorb vitamins, support brain function, and promote healthy skin. You can get them through fish, avocados, olive oil, nuts, and seeds.

    In contrast, avoid trans and saturated fats as much as possible to keep your cholesterol levels under control.

    1. Slash Added Sugars

    Added sugar is another factor contributing to weight gain and can negatively impact health. Familiar sources include candy, baked goods, and soft drinks.

    1. Listen to Your Body

    Tune into your hunger and fullness levels. By doing this, you can avoid overeating and eat for nutritional reasons rather than out of boredom or stress.

    1. h3Consider Prebiotics and Probiotics

    Probiotics are live bacteria in foods like yoghurt and supplements that help balance the gut microbiome. They help improve digestion and boost immunity. 

    On the flip side, prebiotics are fibres that are not broken down by the body but serve as a source of food for good bacteria, supporting their growth. Examples of prebiotic-rich foods include onions, bananas, and garlic.

    Conclusion

    A balanced diet helps prevent diseases, manage weight, and improve overall well-being. You must also understand the link between nutrition and health insurance. By making informed nutritional choices, you can improve your health outcomes and potentially benefit from lower insurance premiums and better coverage options.

  • World Mosquito Day 2024: Common Mosquito-Borne Diseases

    by Tanmay Ahuja | Aug 21, 2024

    Mosquito-borne diseases affect millions of people every year. Most of these conditions, such as malaria, dengue fever, chikungunya, and Zika virus, cause severe illness and life-threatening complications and require urgent medical attention. To raise awareness about the devastating impact of mosquito-borne diseases on global health, 20th August is observed as World Mosquito Day every year.

    World Mosquito Day

    Established in 1897, World Mosquito Day is celebrated on 20th August to commemorate the discovery of Sir Ronald Ross. On this day, Sir Ross discovered that a particular species of mosquitoes called the Anopheles transmit the malaria parasite to humans. The day is celebrated to raise awareness about the dangers of mosquito-borne diseases. Educating people about these conditions can help them take appropriate preventive measures to stay safe and control the spread.

    What are the common mosquito-borne diseases in India?

    The following are some common mosquito-borne diseases in India —

    1. Malaria:

      This is one of the most common vector-borne diseases in the country. The condition spreads from the bite of an infected Anopheles mosquito.

    Some common symptoms of malaria are:

    • Fever and tiredness
    • Chills and nausea
    • Diarrhoea
    • Headache and chest pain
    • Muscle ache
    • Cough and breathing issues
    1. Dengue fever:

      Dengue is a severe viral infection that spreads from mosquito bites. When a female mosquito of the Aedes species feeds on the blood of an infected person, it gets infected with the virus, causing the condition. This infected mosquito can bite a healthy person and spread dengue fever.

    The symptoms of dengue are:

    • High fever
    • Nausea and vomiting
    • Severe headache
    • Severe body pain
    • Swollen glands
    • Pain behind the eyes

    Severe symptoms of the condition are:

    • Stomach pain
    • Frequent vomiting
    • Bleeding from the nose
    • Extreme fatigue and restlessness
    • Rapid breathing
    • Low blood pressure
    • Internal bleeding
    1. Chikungunya:

      This mosquito-borne viral disease gets transmitted by the bites of infected female mosquitoes. Although not a life-threatening condition, Chikungunya can cause some long-term symptoms, including:
    • High fever
    • Body pain
    • Rashes
    • Joint pain and swelling
    1. Zika virus:

      This vector-borne disease is transmitted by the Aedes mosquitoes. Not everyone infected with the virus develops symptoms of the condition. However, Zika virus infection increases the risk of preterm birth and miscarriage in pregnant women. Moreover, infants born to infected mothers may suffer from microcephaly and other congenital malformations.

    People with Zika virus infection may exhibit the following symptoms:

    • Fever and fatigue
    • Nausea
    • Pain in the joints and muscles
    • Headache
    • Conjunctivitis
    • Rash

    Importance of health insurance

    The following are some reasons that make health insurance an important investment —

    • Wide coverage:

      A comprehensive health insurance policy offers wide coverage to policyholders. From hospital bills and pre- and post-hospitalisation expenses to home healthcare and daycare procedures, a health plan covers them all. Therefore, having a suitable health plan can save you from paying huge bills from your pocket.
    • Medical inflation:

      Health issues are increasing, and so are healthcare costs. Having health insurance can ensure financial security during medical emergencies and ease your worries.
    • Cashless treatment:

      With a health plan handy, you can avail of cashless treatment at any network hospital of the insurance provider. This benefit can help you opt for timely treatment without worrying about settling the bills from your pocket.

    Conclusion

    Mosquito-borne diseases affect human health and strain the healthcare system. Most of these conditions are life-threatening and require timely treatment and care. Hence, in addition to taking necessary precautions to stay safe, it is wise to stay covered under health insurance for mosquito-borne diseases and other conditions. Having this insurance product handy can prevent financial setbacks during medical emergencies.

  • Diagnosis of Palpitation

    by Tanmay Ahuja | Aug 20, 2024

    The diagnosis of palpitation refers to following a comprehensive approach that aims to identify what is causing the symptom. At the outset, the doctor may enquire about your medical history in detail. The focus will be on factors such as the frequency, duration, and triggers of palpitations, including any associated symptoms. You will be given a thorough physical examination, during which the doctor will assess your vital signs, cardiac rhythm, and any indications of underlying medical conditions.

    What are the Diagnoses for Palpitation?

    If your doctor suspects an abnormal heartbeat or that another heart condition is responsible for the palpitations, they may recommend different cardiac arrhythmia treatments. The following methods are commonly used in palpitations differential diagnosis:

    An Electrocardiogram (ECG) is a quick, non-invasive test that measures the electrical activity in your heart over a period of time. Electrodes are placed on the skin (heart, arms, legs) to detect the electrical signals emitted by the heart as it beats. The electrical signals are subsequently displayed in the form of waves on a graph. These waves provide valuable information about how the heart is functioning and beating.

    Holter monitoring is a valuable tool for detecting occasional cardiac arrhythmias, especially those that ECGs may not pick up. This portable device continuously records the electrical activity of your heart over a 24-48 hour period and even longer. This means it continues to monitor your heart as you go about your daily activities; hence, providing a more accurate assessment of your hearts rhythm.

    If an abnormal heartbeat is not detected while wearing the Holter monitor, or if symptoms occur less than once a week, your healthcare provider may recommend an event recorder. This device gets activated only during an episode of palpitations, chest pain, or symptoms that you would like your doctor to examine.

    Echocardiography, commonly called "echo," is a non-invasive imaging technique that uses sound waves to create real-time visuals of the heart. This valuable mechanism plays an important role in assessing the hearts function and structures.

    Conclusion

    Palpitation diagnosis is a multifaceted process that requires careful consideration of various factors, including medical history, symptoms, physical examination, and diagnostic tests. Moreover, investing in health insurance enables a confident approach to addressing heart issues, thus paving the way for a healthy heart going forward.

  • Does Sugar Contribute To Weight Gain?

    by Tanmay Ahuja | Aug 19, 2024

    Indulging in sugary treats is a common delight, but do they come at a cost beyond sweetness? Today, we delve into a pressing question: Does sugar burn belly fat or add to it?

    Sugar Contributes To Weight Gain

    Loaded with empty calories devoid of nutritional value, sugar prompts the body to store excess fat and manipulates the brain, causing insatiable cravings. Let's find out more below about how sugar leads to weight gain:

    1. Sugar Increases Our Bodies' Calorie Content

    Since sugary foods and drinks have high calories, consuming too much of such food substances will often cause weight gain. Usually, foods and drinks with too much extra sugar, such as soda, ice cream, cookies, and candy, carry many calories.

    Surprisingly, even with regular workouts, excess sugars can cause weight gain. As you continue eating more calories than the body can use, it converts into fat. So, the many calories in the sugars can overload your body with more than the system can handle.

    2. Added Sugar Stimulates Hunger, Which May Lead to Overeating

    When our bodies quickly digest foods with added sugars, they do not eliminate hunger for too long. Hence, this can make you eat many times daily, causing more calorie intake in the long run.

    3. Sugar Causes the Imbalance of Insulin Levels, Signalling the Body to Store Fat

    Most of us may not know that our insulin levels can influence our weight even if we aren't diabetic. We experience a blood sugar level spike whenever we eat lots of sugar. The pancreas then creates insulin that the body utilises to turn it into energy.

    Anytime the blood sugar level rises too fast, the pancreas overproduces insulin. This lowers your blood sugar level and makes you repeatedly crave sugar.

    Conclusion

    If you were ever wondering, Will sugar burn belly fat or cause more weight gain, we hope this has helped. High intake of added sugars, cannot not only cause you to gain weight but also result in health problems like obesity, diabetes, and heart disease. Thus, we must reduce added sugars in our diet to avoid adding unnecessary weight. If you suffer from overweight and obesity or any chronic condition, please use reliable health insurance to seek the necessary medical intervention.

  • This Rakhi, Gift Your Sister a Health Insurance Policy

    by Tanmay Ahuja | Aug 13, 2024

    Raksha Bandhan is an important Hindu festival that celebrates the beautiful bond between brothers and sisters. On this day, the sister ties a sacred thread or rakhi around her brother’s wrist and prays for his well-being. In return, the brother gives her gifts and promises to protect her from every harm. Raksha Bandhan is around the corner, and if you are looking for a unique, useful, and perfect rakhi gift for your sister, health insurance is a good option. If you are wondering why, we will tell you in this article.

    Why is Health Insurance the Best Gift for Rakhi?

    The following are some reasons why health insurance is one of the best Raksha Bandhan gifts for your sister —

    1. Long-term security: A health plan ensures financial security during medical emergencies. Therefore, medical insurance is a thoughtful rakhi gift for your sister. This insurance product will help your sister cover her medical bills even in your absence. A comprehensive health plan covers hospital bills, pre- and post-hospitalisation expenses, road ambulance bills, AYUSH treatments, organ donor expenses, and more.
    2. Quality treatment: Health issues are increasing among people of all ages, and a medical procedure can burn a hole in the pocket. Staying covered under health insurance will help your sister opt for the finest treatment without worrying about the bills. This is one of the most important reasons to gift health insurance to your sister.
    3. Cashless treatment: Insurance companies allow policyholders to avail of cashless treatment at network hospitals. Hence, if there is a medical emergency, your sister can reach the nearest network hospital without worrying about paying the bills from her pocket. She can also choose a non-network hospital and file a reimbursement claim with the insurer.
    4. Home healthcare: In addition to the hospital bills, a health insurance policy covers home healthcare as well. So, in case the doctor advices home healthcare due to the non-availability of rooms in the hospital, the insurer will cover the bills.
    5. Daycare treatments: A health insurance policy also covers medical procedures that require less than 24 hours of hospitalisation. This benefit can come in handy for minor medical procedures.
    6. Complimentary health check-ups: Many health insurance companies offer complimentary health check-ups to policyholders. These preventive check-ups can help in the early diagnosis of a health condition and its timely treatment. Since health issues are increasing by the day, gifting health insurance with this inclusion can benefit your sister.
    7. Tax benefits: Under Section 80D of the Income Tax Act, 1961, taxpayers can claim an annual refund of INR 25,000 or INR 50,000 (senior citizens) on the premiums they have paid towards their health insurance policies. If your sister files her income tax returns, she can claim this refund and save taxes.

    Conclusion

    To sum up, if your sister is not covered under a health plan, give her the gift of good health, financial security, and peace of mind with a health insurance policy. Insurance companies in India offer several plans for individuals, women, and senior citizens. You can check and compare different plans online and buy a suitable one for your sister this Raksha Bandhan.

  • Independence Day 2024 - Health Insurance for Financial Freedom

    by Tanmay Ahuja | Aug 13, 2024

    As Independence Day 2024 approaches, it makes us realise the importance of freedom and its significant role in our lives. For personal freedom, we do several things; however, one of the significant things we keep missing out on is health insurance for financial stability. This is a major goal one should focus on fulfilling, as a health insurance policy tops the list when it comes to securing our future as well as that of our loved ones

    Health Insurance for Financial Stability

    You must choose adequate health insurance that covers the medical expenses of the whole family. Rising medical inflation and a health scare can exhaust your financial savings in a jiffy. Hence, you must invest in a comprehensive health insurance policy. Here’s how health insurance can provide you with financial stability —

    Reduces Medical Expenses: A health insurance policy will help you cover the financial expenses that occur due to any medical emergency. A comprehensive healthcare policy takes care of expenses covering hospitalisation, pre- and post-hospitalisation, daycare treatments, ambulance charges, domiciliary care, and more. With health insurance, you will be able to cover healthcare expenditures, avail yourself of quality treatment, and focus on recovery without constantly worrying about exorbitant medical bills.

    Retirement Planning: A health insurance plan can cover your medical expenses lifelong. All you need to do is ensure the plan is renewed on time.

    Tax Benefits: If you have purchased a health insurance plan, the premiums paid are tax-deductible. You can avail of a tax rebate under Section 80D of the Income Tax Act. You can get a tax rebate of INR 25,000 (if you are aged below 60) and INR 50,000 (for senior citizens aged 60 and above).

    Insurance for All Family Members: Make sure to purchase a health insurance policy that covers the medical costs for all family members. No one can predict what will happen in the future, and you may lose your loved ones due to improper financial planning. You can opt for a family floater to cover your household members under one plan. If your parents are senior citizens, you can consider a senior citizen healthcare plan that caters to health issues pertaining to people aged 60 and above,

    Freedom from Financial Losses: Health insurance for financial stability is a must as it provides the freedom to manage your finances effectively. When you do not have to bear the burden of financial losses due to medical emergencies, you can structure your financial planning and invest your hard-earned money as per your choice.

    Conclusion

    A health insurance policy will save you from unexpected expenses due to a medical exigency. So this year, as India prepares to celebrate its 78th Independence Day, start planning for more financial stability to ensure a healthy and happy future for yourself and your near and dear ones. 

     

  • International Youth Day: Why You Must Buy Health Insurance Early In Life

    by Bhawana Maurya | Aug 09, 2024

    As we gear up to celebrate International Youth Day on August 12, it’s time to focus on a significant aspect of our lives. Youth has its fair share of fun and adventure, but this is also the time to make wise financial decisions to ensure peace of mind and protection. Especially, those decisions related to health. We can face a medical emergency anytime, and a comprehensive healthcare policy helps cover the expenses without denting our savings.

    Why Buy Health Insurance Early in Life?

    This International Youth Day, gift yourself a health insurance policy to ensure peace of mind and financial protection against health emergences. Health insurance for youth comes with several benefits. Here’s why you must purchase a health insurance policy when you are young and healthy.

    1. Cost-Effective Premiums: The premiums are affordable if you purchase health insurance early in life. The premiums for young policyholders are low as the risk of falling sick is low. 
    1. Waiting Period: This is the number of days you must wait before making a claim on your healthcare policy. Usually, all healthcare policies have a cooling period (i.e., an initial waiting period) of 30 days from the date of the policy’s issuance. Also, pre-existing diseases come with a waiting period of one to three years. However, the waiting period for pre-existing diseases varies from one insurer to another. It may also be different for various policies. When you are young, the chances of being diagnosed with a severe medical condition are less, which ensures that you will easily be able to complete the waiting period.
    2. Financial Security: During any medical emergency, it is necessary to cover the cost of the treatment. This can cause hefty financial losses if you do not have a comprehensive healthcare policy. With a health insurance policy, you can cover the expenses in the time of emergency. Your insurer will cover the cost of hospitalisation, pre- and post-hospitalisation, medicines, doctor’s consultation fees, diagnostic tests, and more.
    3. Coverage for a wide range of ailments: A sedentary lifestyle and/or hereditary factors can lead to several health issues. Hence, health insurance is a must-have to cover the expenses related to various illnesses.  
    4. Tax Rebate: A significant benefit of investing in a healthcare plan is the tax rebate under Section 80D of the Income Tax Act (1961). You can get a tax rebate of INR 25,000 for premiums paid for your healthcare policy. 

    Wrapping Up!

    It is necessary to have health insurance for young individuals, as unforeseen medical emergencies can strike at any age. Also, keeping medical inflation in mind, health insurance will act as a safety net. It will help you cover the expenses, provide peace of mind, and let you avail of quality healthcare. Hence, purchasing a healthcare policy at an early age lets you reap significant benefits, including lower premiums and tax rebates.

  • How to prevent common cold?

    by Tanmay Ahuja | Jun 26, 2024

    The common cold, perhaps the most widespread human illness, leads to immense absenteeism annually. Over 200 viruses, which spread through mucus droplets from infected people's noses and mouths, either inhaled directly or picked up from contaminated surfaces, can prompt cold symptoms of varying intensity. Given the omnipresence of causative viruses, colds remain impossible to eradicate. However, prudent habits help to prevent common cold.

    Ways to prevent the common cold

    Here are some of the ways to prevent common cold:

    • Wash your hands with soap and water often, especially after potential exposure in public places like stores, public transportation, gyms, or restaurants. Lather for at least 20 seconds, ensuring coverage on all hand surfaces and fingers. Frequent handwashing physically destroys cold and flu viruses you may have picked up from contaminated objects or surfaces.
    • Be mindful not to touch your eyes, nose, or mouth when you are around someone showing signs of illness, like coughing or sneezing. Also, avoid touching your face after contact with frequently used public surfaces like handrails, door handles, keypads, or elevator buttons where cold and flu viruses may live.
    • Use disposable cups, plates, and utensils if someone in your household has a cold. Then, promptly dispose of them after a single use.
    • Disinfect frequently handled household surfaces like doorknobs, light switches, refrigerator handles, remote controls, telephones, bathroom surfaces, and table tops. Cold and flu viruses are able to survive on hard surfaces for up to 48 hours. Wipe these high-touch areas with soap and water, disinfecting sprays, or disinfecting wipes on a regular basis.

    Conclusion

    Though impossible to fully eradicate, prudent habits can prevent common cold. Remember healthy habits, such as handwashing, which destroys surface viruses. Avoiding face-touching limits viral entry. Using disposables curtails transmission, as does regularly disinfecting household items. Simple precautions hinder common colds. Additionally, considering the importance of healthcare, having adequate health insurance plan coverage can provide peace of mind and financial security in case of any medical emergencies.

  • How to prevent Bronchitis?

    by Tanmay Ahuja | Jun 26, 2024

    We are all familiar with the discomfort that accompanies bronchitis- the never-ending cough,tightness in the chest and difficulty in breathing. Bronchitis occurs when the airways in our lungs called bronchi become inflamed and irritated. This inflammation is often caused by bacterial infections although other factors such as smoking, exposure to irritants or underlying health conditions can also play a role.What if there were ways to completely avoid this annoyance? The good news is that there are! Let’s explore measures to prevent bronchitis and protect our respiratory health.

    Ways to Prevent Bronchitis

    Here are some of the ways to prevent bronchitis:

    • Keep Your Hands Clean:

      wash your hands with soap and water or use hand sanitisers to eliminate viruses and bacteria. This forms the first line of defence against bronchitis and lung infections.
    • Vaccination is Crucial:

      Make getting vaccinated a priority for flu shots. This significantly reduces the risk of bronchitis since influenza viruses commonly trigger cases of the disease. Staying up to date about vaccinations are a step towards maintaining health.
    • Say No to Smoking:

      Avoid smoking and exposure to secondhand smoke as tobacco chemicals irritate airways making them more vulnerable to infections. Quitting smoking can greatly improve the health of your system.
    • Lead a Healthy Lifestyle:

      Make sure you get a minimum 7-8 hours of sleep, eat a healthy diet and engage in regular physical activity to strengthen your immune system. These lifestyle choices are vital for keeping your immune system strong and ready to defend against respiratory threats.
    • Stay Properly Hydrated:

      Drinking water helps keep your membranes moist, thus creating an unfavourable environment for viruses and bacteria while supporting your body’s natural defence mechanisms. Aim to drink an adequate amount of water to support your body’s innate ability to fight off infections.

    Conclusion

    Taking a proactive approach to maintaining respiratory health can help prevent acute bronchitis. By making these choices not only do you protect yourself but also contribute to fostering a healthier environment for those around you. Remember that preventing bronchitis starts with actions we take every day. Let’s prioritise our health and breathe freely! Additionally, ensuring you have adequate health insurance policy coverage can provide peace of mind in managing any unforeseen medical needs related to respiratory health.

  • Causes of Gestational Diabetes

    by Tanmay Ahuja | Jun 26, 2024

    Gestational diabetes, characterised by elevated blood sugar during pregnancy, typically responds to diet and exercise, though insulin may be needed. Untreated, it poses risks to both mother and foetus, underscoring the importance of monitoring and treatment for maternal and infant health. This blog delves into the causes of gestational diabetes, encompassing genetic, hormonal and lifestyle influences that will help you to foster a deeper understanding of its development during pregnancy.

    What are The Causes of Gestational Diabetes?

    Gestational diabetes appears during the second trimester due to hormonal disturbances during pregnancy when foetal growth starts. As insulin cannot deliver glucose into cells properly, circulating blood glucose levels rise, resulting in diabetes. Factors like genetics and being overweight (having a BMI over 25) can make this condition worse.

    Not only that, but lifestyle choices such as inactivity and poor eating habits are also a significant cause of insulin resistance. Women who had diabetes in their previous pregnancies, polycystic ovary syndrome or whose relatives have diabetes belong to the risk group.

    Moreover, delivering a previous baby weighing over 9 pounds (4.1 kilograms) can indicate susceptibility. Identifying and managing gestational diabetes through regular prenatal care is essential for ensuring maternal and foetal health.

    Conclusion

    Recognising the underlying reasons for gestational diabetes sheds a more comprehensive view of prenatal self-care. By modifying lifestyles, realising genetic well-being and regularly monitoring medical conditions, both the mother and the foetus can avoid the risks of gestational diabetes. Access to health insurance enables pregnant women to obtain essential prenatal care and necessary treatments, resulting in improved health outcomes for both mothers and their unborn children.

  • All You Need To Know About Health Insurance Portability

    by iciclombard 01 | May 15, 2024

    Everything you must know about health insurance portability

    Most policyholders often complain about the services offered to them and at times are dissatisfied with their policies. In order to preserve the interests of policyholders, the Insurance Regulatory and Development Authority of India (IRDAI) introduced the concept of Health Insurance Portability.

    What Is Health Insurance Portability?

    In the past, moving your health insurance policy from one insurer to another resulted in the loss of accumulated benefits like waiting period for pre-existing diseases. But now IRDAI has given rights to policyholders to port their health insurance policies without losing the accumulated benefits.

    As per the latest guidelines by the IRDAI, the new insurer will allow for the credit gained by the policyholder for pre-existing conditions in terms of waiting period. The portability is not only applicable when you move an existing policy from one insurer to another but also when you move from one plan to another with the same insurer.

    What Are The Rights Of A Policyholder?

    Under the Health Insurance Portability scheme, as a policyholder, you have the following rights:

    • Option to transfer your policy to and from any health insurance or general insurance company
    • You can transfer any health insurance policy be it individual or family
    • Your new insurer must provide you with the benefits accumulated relating to the waiting period for a pre-existing condition with your previous insurer
    • Your new insurer must insure you at least up to the sum insured by the previous insurer
    • The porting must be done by both the insurers as per the IRDAI guidelines

    What Are The Terms And Conditions Of Portability?

    Here are the terms and conditions of the scheme which must be looked into before porting your existing policy:

    • You can port your existing policy only when it reaches its renewal, which means that the new insurance term will be with the new insurer
    • All other terms and conditions of the new policy except for the waiting period will be at the discretion of your new insurer
    • You need to notify your old insurer regarding the shift with the name of insurer in written, at least 45 days prior to your renewal so that the policy gets renewed without a break
  • Health Benefits of Carrots

    by icicilombard 002 | May 02, 2024

    Since childhood, we've heard about carrots being good for our eyes. But this veggie's health benefits extend far beyond vision. The allure of carrots simply doesn't stop in their visual benefits.
    Far from a mundane root vegetable, carrots emerge as a nutritional powerhouse. Get ready to rediscover the health benefits of carrots and why this vegetable is a vibrant and essential component of a well-rounded and nourishing diet.

    What are the Health Benefits of Carrots?

    Let's uncover the incredible health benefits of carrots that make them the rockstars of the vegetable world.

     

    1. Balances your blood sugar

      Let's talk about anti-diabetic properties. Carotenoids, the pigments giving carrots their vibrant orange hue, do more than just look good. They help regulate blood sugar levels and fasting insulin, making them allies in the battle against diabetes. It's like having a natural sugar traffic control system.
    2. Boosts healthy vision

      Think of vitamin A in carrots as your eyes’ best friend. It protects against night blindness and age-related macular degeneration, acting like a shield against vision issues. It's like giving your eyes a daily superhero dose.
    3. Aids in weight management

      Carrots are not just a tasty crunch but also contain 88% water. This combo makes them a low-calorie, hydrating snack that keeps you feeling full. If you're watching your weight, carrots are snack time’s MVP.
    4. Reduces cancer risk

      Carrots are packed with antioxidant power. Beta-carotene and lycopene are antioxidants found in carrots, which act as your body's defence against certain cancers. They're like the superheroes of your immune system, fighting off potential threats.
    5. Regulates blood pressure

      Carrots bring potassium to the party, promoting a healthy balance and helping flush excess sodium. Your heart loves it, especially after a salty feast. It's like a refreshing reset button for your blood pressure.
    6. Heart-healthy vibes

      Phenolic compounds in carrots contribute to heart health by maintaining regular blood sugar and cholesterol levels. They're like the guardians of your cardiovascular system, ensuring everything runs smoothly.
    7. Immune system support

      Carrots deliver a double whammy with vitamins C and A. They strengthen your immune system by building protective barriers in your respiratory, digestive, and urogenital tracts. It's like an immune system fortification project.
    8. Brain-boosting goodness

      Lutein, an anti-inflammatory superhero in carrots, protects your eyes and may also enhance brain health. Snacking on carrots is an intelligent choice for your vision and cognitive well-being.
  • Health benefits of fennel tea

    by icicilombard 002 | May 02, 2024

    Updated on 12 Dec 2025

    India takes immense pride in its love for tea. Beyond the more commonly known teas like milk chai, green tea and black tea, there exists a lesser-known but highly beneficial beverage, the fennel tea.  Today, it is widely consumed as both a refreshing drink and a natural remedy for many health concerns.

    Let’s understand fennel tea in detail.

    What is fennel tea?

    Fennel tea is prepared from the dried seeds of the fennel plant. It has a mild liquorice-like flavour with a soothing aroma. You can find fennel tea in regular market stores, online shops or health food stores. You can also make it at home using dried fennel seeds. Fennel tea is popular because of its calming effect and other health benefits.

    What are the health benefits of fennel tea?

    The fennel herb is loaded with nutritional advantages that can enhance your overall health. The following are some of the benefits of fennel tea: 

    1. Helps reduce digestive issues like bloating, gas, constipation, diarrhoea and cramps.
    2. May reduce inflammation and improve the movement of food in the stomach.
    3. Improves digestion, helping reduce cravings and keeping you feeling full for longer.
    4. Helps the body absorb nutrients better while flushing out excess water, leading to steady weight management.
    5. May support the liver in processing cholesterol and improve heart function. Fibre in fennel helps remove toxins, while potassium regulates blood pressure.
    6. Helps clear mucus and calm spasms in the airways. Studies show it may reduce discomfort in conditions like cough, bronchitis and respiratory irritation.
    7. The calcium content in fennel seeds helps maintain healthy bones and reduces the chances of developing osteoarthritis and bone fractures.
    8. Fennel seeds contain vitamin C, which is vital for eye health. Fennel tea may help delay cataracts and reduce inflammation around the eyes. Some use fennel tea compresses to soothe puffiness.
    9. It helps reduce cramping, nausea and discomfort during menstruation. It relaxes the uterus during periods.
    10. Fennel seeds contain important oils with antibacterial and anti-inflammatory effects. So, fennel tea can remove fluids, clear the skin and help with conditions like acne or rosacea.
    11. Fennel tea may help with gum health, reduce swelling and limit bad breath. Drinking it after meals can also act as a natural freshener.

    How to make fennel tea?

    To make fennel tea, you need to follow the instructions below.

    • First, dry fennel seed in the sun or heat lightly in a pan or the microwave.
    • Then, crush the seeds and store them in a jar.
    • Now steep a spoonful in hot water for 5–10 minutes to make tea..

    Note that the longer you steep, the stronger the taste will be.

    What's the best time to drink fennel tea?

    Fennel tea can be enjoyed at any time of the day, but if you are looking for the best time to drink it, check out the points below.

    1. In the morning, it helps in digestion and metabolism.
    2. After a meal, it helps reduce bloating and aids digestion.
    3. Before bedtime, it promotes relaxation and better sleep.
    4. Girls should drink fennel tea during their periods, as it provides relief from cramps.

    Conclusion

    Fennel tea has several health benefits. Incorporating it into your daily life can help with your overall well-being. While natural remedies like fennel tea can greatly help with staying healthy, unexpected medical emergencies can still happen. In such situations, having a health insurance policy will help you get quality treatment without worrying about the expenses. It covers the cost of hospitalisation, therapies, tests, medicines, etc. 

    If you are planning to buy health insurance, fill out the form on this page to let us help you find the right plan for your requirements and budget.

      

     


    Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

  • Health Benefits of Celery

    by icicilombard 002 | May 02, 2024

    In the pursuit of a healthier lifestyle, incorporating nutrient-packed foods becomes crucial. Among these, celery stands out as a powerhouse of health benefits. Beyond being a crunchy snack, celery has many advantages that contribute to overall well-being. Let’s delve into the various ways in which this humble vegetable can enhance your health.

    What are the Health Benefits of Celery

    Celery, known for its crisp texture and distinctive flavour, is a nutritional powerhouse with numerous health benefits. Let’s uncover the benefits of celery that make it a valuable addition to your diet and promote overall well-being.

    Improves Sex Life

    Celery contains compounds like androstenone and androstenol, which are believed to stimulate arousal in both men and women, making it a natural aphrodisiac.

    Improves Sperm Count and Activity

    Celery’s high levels of vitamin C and other antioxidants contribute to healthier sperm, potentially enhancing fertility in men.

    Reduces Cancer Risk

    Coumarins, a group of phytochemicals found in celery, have been linked to cancer prevention. Regular consumption may help lower the risk of certain types of cancers.

    Lowers Blood Pressure Level

    Active compounds, such as phthalides, help relax the blood vessels, promoting better blood flow and reducing hypertension.

    Prevents Inflammation

    Celery is rich in anti-inflammatory compounds, including polyacetylenes and flavonoids, effectively reducing inflammation in the body.

    Promotes Nerve Cells Health and Prevents Memory Loss

    Luteolin, a flavonoid present in celery, has neuroprotective properties. It may help maintain the health of nerve cells, potentially reducing the risk of age-related memory loss.

    Aids Digestion

    The high fibre content in celery promotes a healthy digestive system by preventing constipation and supporting regular bowel movements.

    Helps to Reduce Weight

    Celery is a low-calorie food with a high water content, making it an excellent choice for those looking to shed pounds. The fibre content also adds a feeling of fullness, reducing overall calorie intake.

  • Health Benefits of Coconut Oil

    by icicilombard 002 | May 02, 2024

    As a cooking medium, coconut oil offers several health benefits. Renowned for its antimicrobial and antioxidant properties, potential contributions to weight loss, and enhanced skin and oral health, coconut oil has garnered praise from many. Some of us have even read about “oil pulling” and wondered whether it’s effective. Here, we will explore six evidence-based health benefits of coconut oil, offering valuable insights for individuals contemplating its incorporation into their daily diet.

    What Health Advantages Does Coconut Oil Offer?

    Let’s explore the myriad benefits of coconut oil, a versatile and nutrient-rich substance. From promoting coronary heart health to boosting brain functions, coconut oil could be a valuable addition to your way of life.

    • Unlocking Fat-Burning Potential: Rich in medium-chain triglycerides (MCTs), coconut oil is known for its calorie-burning capabilities. This, in turn, may assist in weight loss. However, one must exercise prudence, as more extensive and higher-quality studies are required to establish the correlation between MCTs and weight loss.
    • Quick Source of Energy: Coconut oil’s MCTs offer a swift energy boost. Unlike long-chain triglycerides (LCTs), MCTs directly reach the liver, metabolise and provide energy. This quick absorption makes MCTs popular in sports nutrition products for athletes who require a quick energy boost.
    • Curbing Hunger: MCTs, found in coconut oil, can decrease hunger pangs by producing ketones. These ketones affect the urge for appetite-related brain chemicals and hormones like ghrelin, potentially aiding weight management.
    • Nourishing Skin with Coconut Oil: Beyond its culinary uses, coconut oil is a versatile cosmetic aid that promotes skin health. It effectively moisturises the skin and enhances the skin barrier function. Applying virgin coconut oil can effectively prevent dry skin due to the frequent usage of alcohol-based hand sanitisers and may alleviate symptoms of skin ailments like atopic dermatitis.
    • Mitigating Seizures: Ketogenic diets, characterised by following a diet comprising low carbs and high fats, aid drug-resistant epilepsy by decreasing seizure frequency. The theory revolves around limited glucose availability for brain cells, prompting increased ketone production as an alternative energy source. Modified keto diets, featuring MCTs and a slightly higher carb allowance, have shown promise in epilepsy treatment, with research highlighting the conversion of coconut oil’s MCTs into ketones.
    • Antimicrobial Effects: Coconut oil’s MCT content, especially lauric acid, contributes to its antimicrobial and antifungal properties. Comprising 50% of MCTs, lauric acid demonstrates potential effects against diverse disease-causing microorganisms, appearing as a bacteriostatic and bacteriocidal agent and offering a versatile protective shield.
  • Things To Do When Stuck In Flood Water

    by iciclombard 01 | Apr 16, 2024

    Safety measures to take during heavy downpour

    It is not always that you walk out of your home and expect the wrath of the rain gods; flooding the streets of your town. Though, when you are stuck in a swamped area, there are numerous fatal and potentially dangerous threats you may come across. Be it manholes, poisonous insects, breeding germs or more; it is recommended that you be prepared with survival techniques. Here are a few things that you must keep in mind for the next time you are stuck.

    Climb to a Higher Altitude

    The first thing to do when you find the water level rising is to abandon your property, be it your vehicle or your house and reach a safe spot at a higher altitude. Only when rescue arrives should you follow directions and recommended routes.

    Never Cross a Flooded Area

    Water flow during flood is unpredictable. Even a few-inches-high water level can sweep you off your feet. A car that weighs 680 Kilograms can also start to float in 2-feet-high water level. It is therefore suggested to never cross flooded areas unless help arrives or you have nowhere to go.

    Use a Stick to Check for Ground Firmness

    Although, it is highly recommended to not cross the flooded areas, if help does not arrive and you have to walk through the swamp, use a stick. This will help you watch out for unstable ground, obstacles and most importantly manholes. While you walk, if you find blockades hindering your route, always cross over them and not under.

    Stay Away from Electrical Equipment

    There is a high chance of electrical equipment, poles and circuit breakers to trip and cause a fatal short circuit as the water level rises. In such a scenario, keep a safe distance from such equipment that can cause harm and are a potential threat.

  • How To Find The Best Health Insurance For You?

    by iciclombard 01 | Apr 16, 2024

    However, the availability of numerous options in the market has made it difficult to find the best health insurance for one’s need. Without a detailed and comprehensive knowledge of facts related to medical insurance policies, one may make the wrong choice.

    Before buying any medical insurance policy check the different type of plans available. This will ensure you the best deal. Medical insurance policies are available under the following plans:

    Group insurance:
    Group insurance provides medical insurance to groups like employees of an organization, members of a co-operative society etc.

    Individual:
    Individual insurance policies are exclusively created for the specialized requirements of individuals. Generally individual insurance plans have higher premium rates.

    Floater:
    This plan caters to both a group of people and individuals. For e.g. an entire family is well insured under this plan with single premium.

    Critical illness insurance:
    For illnesses such as heart trouble, cancer, failure of kidney etc, health insurance companies offer a critical illness plan where the coverage amount is paid on diagnosis of the disease and not as a reimbursement of medical expenses. To get the best health insurance policy comparison of existing options is an important task. An online search helps one compare various plans of different medical insurance companies. Once this is done, seeking multiple quotes helps you make a comparison of costs and benefits to arrive at the best health insurance plan for you. Before buying a medical insurance policy, check for the following:

    What percentage of medical costs would be reimbursed?
    There are chances that some health insurance policies will not compensate for all the medical expenses incurred. So before purchasing it, be sure of the coverage and what percentage of medical costs would be reimbursed by the company.

    What is the monthly premium and is there an anticipated rate increase?
    Be sure of the monthly premiums and check with your insurance agent about the anticipated rate increase. If the monthly premiums are unaffordable, search for cheaper options.

    Will the insurance company compensate for all the medical costs or only for the major expenses?
    While buying a health insurance policy one is under the notion that it will cover all the medical costs. But there are chances that the policy has conditions which cover only the major expenses incurred. Along with healthy food and exercise, health insurance is an important part of leading a healthy and secured life. It is essential that you have adequate amount of coverage and a complete understanding of the exclusions of the policy, along with the least premium rates, to truly purchase the best health insurance policy available.

  • 5 Benefits of Health Insurance

    by iciclombard 01 | Apr 16, 2024

    Are you aware of the benefits of health insurance? Do you believe that you will never need health insurance because you are fit and fine? Do you believe that the only benefit of health insurance is reimbursement in the event of hospitalization?

    Here are 5 Benefits of Health Insurance

    1. Don't Pay for Your Hospitalization

    You can avail cashless health insurance (indemnity-based) at networked hospitals of insurance companies. It means that you do not have to pay the medical expenses at these hospitals. The insurance company settles them on your behalf.

    This facility is a boon for patients as they do not incur out of their pocket expenses, freeing them up from unnecessary mental burden and enables them to concentrate on recuperation and rehabilitation.

    2. Get a Convalescence Benefit

    Some health insurance plans offer a daily amount for each day of hospitalization. Do not worry about keeping records of the amount actually spent to claim this daily cash. The daily cash amount does not depend upon the amount actually spent.

    You can also opt for Convalescence benefit in your health insurance policy. Such a cover pays you a lump sum amount if hospitalization exceeds a certain number of days.

    3. Safeguard Your Finances and Avail Tax Benefits

    A comprehensive health insurance policy with an adequate sum assured can help you meet unplanned health care expenses so that you do not have to dig into your savings or reroute our income. One can also avail pre-defined tax benefits by paying health insurance premiums.

    4. Cover for Life Threatening Critical Illnesses

    The fixed pre-defined benefit type of medical insurance policies provides a fixed lump sum payment upon diagnosis and confirmation of certain critical illnesses like cancer, stroke, paralysis, kidney failure, etc. Irrespective of the actual amount spent by the insured, he or she receives the lump sum amount which can be used to fund rehabilitation, recuperation, lifestyle adjustment, etc.

    5. Get Allied Benefits

    Health care system in India has evolved with preventive health check-ups and improved diagnostics. Certain progressive insurance companies offer benefits that are generally not associated with health insurance policies. Some such benefits are:

    • Consultation with nutritionists
    • Free health check-ups
    • Tie-ups with health service providers
    • Free Consultation with doctors
    • Discounts Coupons on healthcare services

    Rising healthcare costs can punch a big hole in your pocket. Paying a small health insurance premium is the simplest way to mitigate the financial losses and to achieve peace of mind. Avail health insurance to save yourself from worries of hospitalization. You can use any health insurance policy app in India to buy your desired policy.

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