Muskmelon, also known as Kharbuja, is a delicious and nutritious fruit. While most people discard the seeds, believing they are of no value, muskmelon seeds are actually a valuable source of nutrients. Abundant in vitamins, minerals, fibre and protein, they offer numerous advantages for our bodies.

Read on to explore the key health benefits of muskmelon seeds.

What Are the Health Benefits of Muskmelon Seeds?

The following are some key advantages of consuming muskmelon seeds:

• Strong Immune System

The antioxidants and vitamin C found in muskmelon seeds boost the body's natural defences against disease.

• Strengthen Bones

Muskmelon seeds are rich in minerals like calcium, magnesium, and phosphorus, which help strengthen bones and teeth. Additionally, they can aid in preventing conditions such as osteoporosis and arthritis.

• Beneficial for Skin and Hair

Muskmelon seeds contain protein and vitamin E, which improve skin and strengthen hair. It also helps to minimise wrinkles and give the skin a radiant appearance.

• Strengthens the Digestive System

The high fibre content of muskmelon seeds supports a healthy digestive system. It helps maintain intestinal health and alleviates issues such as constipation by aiding regular bowel movements.

• Increases Energy Levels

The protein and carbohydrates in muskmelon seeds provide the body with energy, helping to sustain prolonged activity and reduce fatigue.

• Beneficial for the Heart

Muskmelon seeds' potassium and omega-3 fatty acids contribute to better heart health. They maintain healthy cholesterol levels and regulate blood pressure.

Conclusion

Incorporating muskmelon seeds into your diet is a wise choice due to their numerous health benefits. Regular consumption can boost your immune system, support digestive health, and improve heart function. Additionally, they promote healthy skin and hair. Alongside a nutritious diet, having good health insurance plans is crucial for added protection. By combining these benefits of muskmelon seeds with comprehensive health coverage, you can embrace a healthier lifestyle with peace of mind.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Watermelon is a refreshing summer fruit that acts as a natural coolant for the body. However, did you know that its seeds also contain numerous health benefits? While most people throw them away when consuming the fruit, watermelon seeds are high in fibre, protein and other nutrients, making them a healthy snack.

Read on to learn about the health benefits of watermelon seeds.

What Are the Health Benefits of Watermelon Seeds?

The following are some notable advantages of consuming watermelon seeds:

• Support for the Immune System

Watermelon seeds contain iron and zinc, which significantly boost immunity and aid our bodies in staving off the risk of disease.

• A Good Snack for Individuals with Diabetes

Watermelon seeds contain magnesium and have a low glycaemic index, which makes them a good supplement for people with diabetes, moderating their diets.

• Aids the Digestive System

The high fibre content of watermelon seeds aids in maintaining a healthy digestive system. It preserves gut health and relieves issues like constipation.

• Strengthens Bones

Watermelon seeds contain calcium, magnesium and phosphorus, which contribute to bone health. These nutrients also prevent issues such as osteoporosis.

• Beneficial for Skin and Hair

The antioxidants, fatty acids and proteins can support healthy hair and skin, working to offset the effects of oxidative stress.

• Promotes Heart Health

The magnesium and unsaturated fats found in watermelon seeds support heart health by regulating blood pressure and cholesterol levels.

Conclusion

It’s incredibly simple to incorporate watermelon seeds into your diet. While they can be consumed raw, roasting them maximises their health benefits and improved digestibility. Healthy snacks like watermelon seeds shield your body from common illnesses while aiding overall wellness. In addition to adopting a healthy diet, it is prudent to set up systems of complete wellness with your healthcare provider. This includes regular body check-ups and tests. These can be covered with a comprehensive health insurance policy. A health insurance plan can also financially protect you during medical emergencies.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Walnut oil, derived from pressed walnuts, is a versatile and nutritious oil that offers numerous health benefits. Rich in Omega 3, antioxidants and essential nutrients, walnut oil is a great addition to your skincare and diet. Read on to explore the health benefits of walnut oil.

What are the Health Benefits of Walnut Oil

The benefits of consuming walnut oil are as follows:

1. Supports Heart Health

Walnut oil is rich in omega-3 acids and polyunsaturated fats, which help lower LDL (bad cholesterol) and increase HDL (good cholesterol). This contributes to healthier arteries and reduces the risk of heart disease. Walnut oil may also help regulate blood pressure levels, making it a heart-friendly choice.

2. Boosts Brain Power

The omega-3s and antioxidants in walnut oil are excellent for brain health. These nutrients enhance memory, focus and cognitive function and protect brain cells from oxidative stress. Studies suggest that walnut oil may also reduce the risk of degenerative diseases, making it a brain-boosting addition to your diet.

3. Keeps Your Skin Healthy

Walnut oil is loaded with vitamin E and other antioxidants that keep the skin hydrated, smooth, and glowing. Its anti-inflammatory properties can help calm skin conditions like eczema, psoriasis and acne. Additionally, it fights free radicals, reducing signs of ageing like wrinkles and fine lines, leaving you with youthful and nourished skin.

4. Improves Hair Strength

Walnut oil nourishes the scalp, reduces dryness and strengthens hair follicles, which helps prevent hair fall and breakage. Regular application can also add a natural shine to your hair and combat dandruff, improving overall hair texture and appearance.

5. Reduces Inflammation

The anti-inflammatory compounds in walnut oil make it beneficial for those suffering from chronic inflammation. The oil also alleviates joint pain and stiffness associated with arthritis or other inflammatory conditions. This can enhance mobility and overall quality of life for individuals with these issues.

6. Balances Hormones

Walnut oil contains essential nutrients that help maintain hormonal balance. It can be particularly advantageous for women during menopause by helping to alleviate symptoms like hot flashes and mood swings. Its omega-3 content also plays a role in regulating hormonal activity.

Conclusion

Walnut oil is packed with nutrients that benefit your heart, brain, skin and more. Making it a part of your diet and skincare can lead to noticeable improvements in your overall wellness. In addition to taking steps towards better health, it is prudent to acquire a comprehensive health insurance plan. This ensures that you’re prepared to deal with medical emergencies. A balanced lifestyle and reliable coverage are key to a healthier, secure future.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Rice bran oil is a nutritional powerhouse with a unique composition that promotes health and wellness. Known for its mild flavour and high smoke point, it is a preferred cooking oil in many households. Beyond its culinary appeal, rice bran oil boasts an array of benefits for the heart, skin and overall body.

Let’s look at the health benefits of rice bran oil and how it supports a healthy lifestyle.

What Are the Health Benefits of Rice Bran Oil?

The following are the notable benefits of consuming rice bran oil:

1. Promotes Heart Health

Thanks to the presence of oryzanol, a powerful antioxidant, rice bran oil helps lower bad cholesterol (LDL) and increase good cholesterol (HDL). This cholesterol-balancing property reduces plaque buildup in arteries and minimises the risk of heart disease, hypertension and stroke.

2. Enhances Skin Health

Loaded with antioxidants, vitamin E, and healthy fats, rice bran oil is a boon for the skin. It hydrates, nourishes and protects the skin barrier helping to maintain softness and elasticity. Its anti-inflammatory properties soothe irritated skin while antioxidants combat free radicals, reducing wrinkles, fine lines and other signs of ageing.

3. Boosts Immunity

The rich concentration of antioxidants in rice bran oil fortifies the immune system by protecting the body from oxidative stress and cell damage. The oil’s healthy fats also support cellular repair ensuring the body remains resilient against infections and diseases.

4. Supports Weight Management

Despite being calorie-dense, rice bran oil is light in texture and promotes satiety, which helps curb unhealthy snacking. Its composition of healthy fats is ideal to maintain or lose weight without compromising on essential nutrients.

5. Reduces Inflammation

The anti-inflammatory properties of rice bran oil make it a valuable addition for those suffering from chronic inflammatory conditions like arthritis. It helps reduce swelling and discomfort and promotes better joint mobility.

6. Aids Hormonal Balance

Gamma oryzanol, a substance that has been shown to promote hormonal balance, is abundant in rice bran oil. This is especially helpful for women going through menopause because it lessens symptoms like mood swings and hot flashes.

7. Improves Digestive Health

The light and easy-to-digest nature of rice bran oil makes it gentle on the stomach. It aids in better digestion and enhances nutrient absorption.

Conclusion

Rice bran oil is more than just a cooking ingredient; it’s a versatile health enhancer. Incorporating rice bran oil into your daily routine can be a step toward better health and wellness.

While adopting such healthy choices, don’t forget the importance of a robust medical insurance plan. Medical coverage ensures financial security during unexpected health emergencies, complementing your efforts to live a healthier lifestyle.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Sunflower oil is a versatile edible oil that is a mainstay of the culinary world. It is particularly appreciated for its mild, neutral flavor and its high smoke point that makes it conducive for high-heat cooking.

What are the Health Benefits of Sunflower Oil?

Sunflower oil is non-volatile and rich in beneficial fatty acids. Oleic acid is the primary monounsaturated fat (MUFA) found in this vegetable oil, with linoleic acid comprising its polyunsaturated fat (PUFA) component. It is also rich in Vitamin E, summing up a nutritional profile that is revered for its health benefits.

The many health benefits of sunflower oil derive from its character as a lipid with low saturated fat. Here’s an understanding of the wellness quotient of this healthy fat option:

• Preserve heart health: The MUFA present in sunflower oil is an excellent heart-healthy agent. It also is cholesterol-free which further enhances this benefit. Additionally, the Vitamin E content of the oil prevents the body’s cholesterol from oxidising and thus offers protection from associated cardiovascular and other health issues.
• Prevents arthritis: The PUFA content of sunflower oil, in the form of linoleic acid, helps reduce inflammation in the body. This compound activates certain bodily mechanisms that help reduce swelling and pain in the joints.
• Helpful against certain respiratory conditions: Sunflower oil can considerably reduce the potential of respiratory issues like asthma due to its high Vitamin E content. By preventing oxygen damage to the tissue and reversing allergic reactions, this seed-derived oil can be very helpful for those dealing with issues like shortness of breath or asthma.
• Good for brain and nerve health: The Vitamin E of sunflower oil also offers sufficient protection against nerve issues and degenerative disease.

Conclusion

Sunflower oil is most prominent as a heart-healthy oil due to its rich MUFA and PUFA profile. However, it is advised to keep your consumption in moderation to avoid potential harm.

In addition to tailoring a balanced diet, it is prudent to consult your healthcare professional at regular intervals and acquire a health insurance plan that offers comprehensive protection in the event of a medical emergency. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Garudasana is the combination of two words - “Garud”, meaning eagle, and “Asana”, implying a yoga pose. The benefits of the eagle pose include increased flexibility as it blends stretching, flexibility, and attention in the standing pose. This imparts postural and body awareness.

Top 7 Health Benefits of Garudasana

Garudasana is practised by asymmetrical two-fold twists of the arms and legs standing in one posture. This advanced yoga pose depicts core strength and flexibility of thighs, legs, and ankles.

Here are the benefits of garudasana pose:

1.  Improve body balancing:

The pose requires the individual to strike the right balance. Its practice helps the body regain its lost coordination and stabilisation.

2.  Improves flexibility:

To perform this yoga, the individual has to stretch out their shoulders, which heals the shoulder strain felt by long working hours over desktops. Also, shoulder stretching involves several joints and muscles, improving flexibility and range of motion.

3.  Improved focus:

This pose requires higher concentration so that the practitioners do not lose their balance. The stillness in this pose brings about inner awareness and soothes the body and mind.

4.  Releases stress:

This pose is known for effectively relieving stress and tension in the body. The sedentary lifestyle often results in complaints of muscle stiffness, which this yoga helps overcome through practice.

5.  Remedy for Sciatica:

Pinching the sciatic nerve results in sciatica pain, which affects an individual's back, hips, and legs. After an extended period, this pain leads to compression of the spinal nerve of the lower back. Garudasana benefits by relieving the pain from sciatica and toning the muscles in the lower back.

6.  Leg strengthening:

The eagle pose involves balancing one's body weight on a single leg. It exerts a burden on the bones of your lower leg, known as the tibia and fibula. This yoga practice also improves blood circulation through stretching and twisting. Muscle cramps and stiffness are relieved once this yoga poster is added to routine activities.

7.  Reduces neck and shoulder pain:

Garudasana can only be done by stabilising the shoulder and neck. Therefore, it is greatly helpful in relieving shoulder and neck aches.

Conclusion

Good exercises like yoga improve health to a large extent. However, one cannot neglect the chances of developing certain illnesses that require modern medicines and treatment. Having a comprehensive health insurance plan ensures an intact financial safety net for any unforeseen diseases.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Bael, also known as the wood apple, is a tropical fruit celebrated in traditional medicine for its numerous health benefits. Known scientifically as Aegle marmelos, bael is rich in bioactive compounds like tannins, flavonoids and coumarins that provide powerful anti-inflammatory, anti-diabetic and digestive properties. Integrating bael benefits into your routine can promote wellness and support preventive health.

Top 7 Health Benefits of Bael

1.  Reduces Inflammation

One of the major health benefits of bael is its ability to reduce inflammation due to the presence of tannins and flavonoids in it. These compounds help soothe inflammation in the body, making bael useful for individuals with conditions like asthma and joint pain. Regularly consuming bael can provide natural relief from inflammation-related discomfort.

2.  Promotes Digestive Health

Bael benefits digestive health due to its fibre and tannin content, helping treat and prevent diarrhoea, dysentery and other gastrointestinal issues. The astringent properties of bael make it especially effective in reducing the severity of diarrhoea by firming up stool and balancing gut health.

3.  Helps Regulate Blood Sugar Levels

Bael contains bioactive compounds that help lower blood sugar levels, making it beneficial for individuals managing diabetes. By reducing blood glucose levels, bael helps stabilise blood sugar, which is crucial for diabetes management alongside a proper diet and a supportive health insurance policy.

4.  Boosts Immunity

Rich in vitamin C, bael can bolster the immune system, protecting the body from infections. Regular consumption of bael fruit helps increase immunity, reducing the frequency of common infections. This is particularly helpful for those looking to maintain strong immunity all the time.

5.  Supports Heart Health

One of the lesser-known bael benefits is its positive effect on heart health. The fruit helps in lowering cholesterol levels and regulating blood pressure, which are both important for a healthy cardiovascular system. The antioxidants in bael protect the heart by reducing oxidative stress and inflammation, supporting overall cardiac wellness.

6.  Improves Respiratory Health

For individuals with respiratory conditions like asthma, bael offers natural relief by reducing respiratory inflammation and soothing airways. Consuming bael may assist in making breathing easier, relieving symptoms of congestion, and enhancing lung function. This makes bael an excellent natural aid for managing respiratory discomfort.

7.  Detoxifies the Body

Bael fruit has natural detoxifying properties that help cleanse the liver and kidneys. Regular consumption removes toxins from the bloodstream, promoting clearer skin and better organ function. This detoxifying effect contributes to general health, leaving you feeling rejuvenated.

Conclusion

Adding bael to your diet is a simple way to take advantage of its powerful health properties, from immune support and inflammation reduction to heart and respiratory benefits. The health benefits of bael make it a valuable fruit for preventive health care. Incorporating bael benefits into your routine can enhance your well-being naturally and complement other healthcare strategies. Embrace this nutritious fruit as a daily addition to promote lasting health. Remember to get a comprehensive health insurance policy to financially safeguard yourself against unforeseen health events.

Disclaimer: The information provided in this blog is for educational purposes only. Please consult a medical or nutrition professional before making any significant changes in your daily diet. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any impact or consequences resulting from the use of the information shared.

Health Insurance for the People Below Poverty Line in India

In India, families living below the poverty line encounter substantial challenges while trying to access healthcare due to financial constraints. Fortunately, these vulnerable families can now access healthcare as a fundamental human right, thanks to several programs designed to close this gap.

A vital support system in times of need, these programs ensure that medical help is accessible and affordable. By providing health protection and serving as a crucial lifeline, they demonstrate a commitment to the idea that all citizens should have access to necessary medical care, regardless of their financial condition.

Health Insurance Schemes for BPL Families

Health insurance scheme for BPL families is crucial to manage daunting healthcare costs. The government offers several schemes designed to ease this financial strain. These initiatives mark a significant step in differentiating regular health insurance plans from those tailored specifically for families below the poverty line.

Ayushman Bharat (Pradhan Mantri Jan Arogya Yojana - PMJAY)

Ayushman Bharat, also known as PMJAY, aims to fulfil the Universal Health Coverage initiative for India's impoverished. It offers up to Rs. 5 lakhs of medical coverage per family annually for a nominal fee of Rs. 30. Coverage includes all pre-existing conditions from day one, and it prioritises immediate access to healthcare services. This scheme aims to provide substantial healthcare benefits to vulnerable populations nationwide, significantly easing the healthcare burden for enrolled families.

Rashtriya Swasthya Bima Yojana (RSBY)

The Rashtriya Swasthya Bima Yojana (RSBY) is designed to support impoverished families, particularly those in the unorganised sector, by providing annual medical coverage of up to Rs. 30,000. This scheme enables cashless hospitalisation and includes immediate coverage for pre-existing conditions. The government subsidises 75% of the insurance premium, while beneficiaries contribute a minimal amount of Rs. 30 per year.

This initiative ensures that all Below Poverty Line (BPL) families can participate in the scheme, with state governments funding the issuance of a smart card to streamline access to healthcare benefits.

Aam Aadmi Bima Yojana (AABY)

The Aam Aadmi Bima Yojana (AABY) is tailored for non-landowning rural households across 45 occupational groups and offers crucial accident insurance. The government fully funds the premiums and ensures no direct cost to the beneficiaries. This scheme provides a safety net of Rs. 30,000 for natural death, Rs. 75,000 for accidental death or permanent disability, and Rs. 37,500 for partial-permanent disability. It mainly supports the key earning members of the family and provides financial relief and security in the face of adversity, thereby safeguarding the economic stability of rural families.

Employment State Insurance Scheme (ESIS)

The Employment State Insurance Scheme offers robust protection for employees in non-seasonal factories with ten or more workers. It ensures comprehensive medical coverage, including hospitalisation, and provides cash benefits for disability or sickness. ESIS extends its benefits to the dependents of the workers and secures a pension for them if the employee suffers an accidental death at work. This scheme provides health security and reinforces financial stability for families. This scheme is a crucial support system for the industrial workforce.

Universal Health Insurance Scheme (UHIS)

To serve lower-income segments of society, including those below and above the Poverty Line, the government established the Universal Health Insurance Scheme (UHIS). This scheme provides coverage of up to Rs. 15,000 for a single illness and includes additional benefits such as maternity coverage of up to Rs. 5,000. It also offers accident insurance for the family's primary earner up to Rs. 25,000. The annual premium for this scheme starts at Rs. 100.

Conclusion

Introducing these health insurance schemes for BPL families marks a significant step towards equitable healthcare in India. These plans safeguard health and foster a sense of security among India's most vulnerable populations by lowering the financial barriers to medical services. It is about more than just healthcare—it is about building a foundation for a healthier and more secure future for every citizen.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The aldosterone serum test examines the levels of the hormone aldosterone in the body. This hormone maintains blood pressure in an individual.

What is an Aldosterone (Ald) Test?

An aldosterone lab test can measure the aldosterone level in your blood or urine.

Before going for the examination, your healthcare provider may ask you to stop taking certain medications for a few days. This is to avoid the chances of it affecting your results. An aldosterone test is often combined with another blood examination known as the renin hormone test to diagnose over or under-production of aldosterone.

The aldosterone blood test results vary between children and adults. They can also differ depending on whether you are standing, sitting, or lying down when the blood is drawn for examination.

Conclusion

Testing serum for aldosterone is very important in diagnosing disorders of the adrenal system and managing blood pressure. Securing an appropriate health insurance plan can help with the treatment cost.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The amylase testing procedure is simple and can be done using blood or urine. It usually measures the level of amylase, an enzyme in the blood that is often referred to as a special protein.

What Happens During an Amylase Test?

The amylase testing protocol is quite straightforward. It tests the levels of amylase in your blood and urine. Amylase is produced by the pancreas and salivary glands. While a bit of amylase in your blood and urine can be appropriate, alarming levels are indicative of complications.

The physician will draw some blood from a vein in your arm. Usually, it is not very painful, and you might just be able to feel a sting-like sensation. After the blood has been drawn, it gets deposited in a sterile tube. You will be able to take the amylase test both at home as well as at the diagnostic lab. The testing usually gets completed in two minutes.

You can also choose to take the amylase urine test. You will most often notice that in any of the clinics, the professionals often advise you to make use of the “clean catch” procedure. You will need to wash the genital areas, urinate in the toilet and try to hold your flow after a few seconds.

Touching the container or allowing any particle to flow into the container might lead to contamination and alter the test results. Usually, most of the containers come with markings and you will be given an understanding about how much urine is needed for the test. It is always the best decision to avoid urine testing during menstrual cycle.

The levels of amylase in your urine can also be dependent on which time of the day you are getting the urine tested. Usually, if you take an amylase blood test, you will be asked not to take up any kind of solid or liquid food at least two hours before the test. This can also sometimes lead to altering the amylase in your blood levels.

The only thing that you need to be aware of before the amylase testing is that you should not consume alcohol in any form. Consuming alcohol can lead to changes in your amylase levels, be it during urine or blood testing.

Conclusion

Amylase testing usually does not have any risk factors included. Most of the amylase testing procedures are covered under health insurance and hence affordable as well. Try to get the testing done by those clinics or hospitals which are covered under your health insurance plan.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Understanding health emergency meaning is necessary in this era because diseases and fatal injuries can happen without prior warning. These conditions necessitate immediate medical help.

What is a Public Health Emergency? 

The definition of a public health emergency states that it is a situation that has the potential to cause severe threats to public health and demand prompt action. It can be in any form, including pandemics, natural disasters, radiation accidents, chemical emergencies, etc. A public health emergency that is of international concern is considered a global health emergency. This creates a health risk worldwide through the spread of disease and may require coordinated international responses. Such situations have a high probability of causing massive deaths, illnesses, injuries, or long-term impairments among the population affected.

Conclusion

Health emergencies highlight the significance of health insurance. Insurance plans provide much-needed financial support during critical health conditions by paying for the treatment, tests and hospitalisation.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

A positive ANA (antinuclear antibody) test result could raise an alarm. However, that should not be taken to mean that an autoimmune disorder is present. Instead, it is a call for further evaluation and should be considered with other signs and tests.

Treatment for ANA-Positive

There is no direct antinuclear antibody-positive treatment because a positive ANA is not a diagnosis. However, your doctor may recommend:

• Regular exercise to maintain a healthy immune system.
• Prioritising good sleep to manage stress and inflammation.
• Quitting or reducing tobacco and alcohol consumption.

Conclusion

A positive ANA test doesn’t always mean something is wrong. Talk to your doctor about ANA test-positive treatment and make lifestyle changes that may support your long-term health and well-being. Remember to get health insurance for coverage against medical costs.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Updated on - 03 Feb 2026

We all know that health is priceless, but unexpected medical bills can quickly throw a family’s finances off balance. For the more vulnerable households, the government-backed scheme Ayush Bharat Pradhan Mantri Jan Arogya (usually known as Ayushman Bharat) was established to offer a safety net. If you and your family are eligible, understanding how the scheme works and having the right documents can save you effort and time. This blog offers insights into what’s needed to apply for the Ayushman Bharat card and common mistakes to avoid.

Documents required to apply for Ayushman Bharat Yojana

The required set of documents for the Ayushman Card application is:

1. Aadhaar card
2. AAY Ration Card or BoCW Certificate or PM/CM letter
3. Proof of address
4. Caste certificate
5. Income proof
6. Proof of the current status of the family (joint or nuclear)
7. Contact details (Mobile, e-mail)

It’s worth noting that in certain documents, it’s clarified that for the senior citizen enrolment under this particular scheme, only the Aadhaar card number might be needed. So, you might find that the list in your state is a bit shorter. Always check the specific state helpline or portal before you submit the documents.

Common mistakes to avoid while submitting documents for Ayushman Bharat Yojana

When you submit the documents, a few common blunders can cause rejection or delays. Here are some of the mistakes you should watch out for:

1. Outdated or incomplete address proof

If the identity proof has one address and the residence proof has a different one, this mismatch can lead to verification problems.

2. Incorrect or missing family information

Since the scheme is family-based, missing out on listing all qualified family members might lower the coverage or cause issues later.

3. Failing to check the eligibility before applying

The scheme covers households based on the socio-economic criteria (such as those from the bottom 40%) and the SECC 2011 database. If you apply without checking properly and find out that you’re not eligible, it can waste a lot of your time.

4. Uploading poor-quality or scanned documents that are illegible

Blurry images or scans can make the verification harder and might delay the card issuance.

5. Applying with mismatched information

For instance, if the Aadhaar card displays a different spelling for your name than the ration card, it can delay the Ayushman Card issuance.

How health insurance complements the Ayushman card benefits

The Ayushman Bharat scheme is highly beneficial, but it may not cover each cost or scenario you face. This is where a separate health insurance policy can complement its benefits.

Individual and private health insurance plans cover outpatient care, elective procedures and day-care treatments, which this particular scheme may not include completely. Ayushman card is ideal for hospitalisation, and a private cover can provide you with additional layers of protection.

With your own health insurance policy, you may get more choices of hospitals, and additional perks like free health check-ups or wellness benefits that the public scheme might not provide.

Even though Ayushman provides up to ₹5 lakh each year, certain high-cost treatments, pre-hospitalisation or post-hospitalisation costs or non-empanelled hospitals may still incur additional expense. A health insurance policy can help fill those gaps.

Conclusion

The Ayushman Bharat scheme is a landmark initiative aimed at safeguarding vulnerable Indian families from catastrophic health expenses. However, to obtain the full advantage of it, you must keep your documents in order, have a proper understanding of what the scheme covers and what it might not. When you submit complete, clear and correct documents and avoid blunders, you can secure the Ayushman Card easily. Additionally, pairing the scheme with a good health insurance policy can provide you with better overall protection. If you need more customised advice and service on health insurance, fill out the form below today.

FAQs

1. Who can apply for the Ayushman Card?

Households are those identified under the socio-economic criteria of the scheme (for example, families in the bottom 40 %) and those listed under the SECC 2011 database.

2. Is it possible to use the Ayushman card anywhere in India?

Yes. The coverage is portable, and you can use the scheme’s benefits at any empanelled private or public hospital in India.

3. If I have private health insurance, can I still use Ayushman Bharat?

Yes, having private insurance does not prevent you from using the Ayushman Card if you are eligible. In fact, the insurance may complement the scheme. (Some Indian states explicitly allow this.)

4. Do the pre-existing medical conditions count under the Ayushman Bharat?

Yes. The scheme offers cover from day one for the pre-existing health issues, based on the scheme’s details.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis or treatment. Please consult a certified medical and/or nutrition professional for any questions. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Alkaline phosphatase (ALP) is an enzyme found in many parts of the human body. It helps with protein metabolism.  Elevated alkaline phosphatase is attributed to certain disease conditions. Knowing the causes of alkaline phosphatase high can help you avoid them and regulate the enzyme’s levels.

What Does it Mean if My Alkaline Phosphatase (ALP) is High?

Among the most common causes of elevated alkaline phosphatase are liver cirrhosis, hepatitis and bone diseases. If the levels of alkaline phosphatase are only minimally high, doctors usually do not suggest any kind of invasive evaluation. Usually, the kind of ALP created due to liver diseases and bone disorders are unique. To analyse which is the source of high levels of alkaline phosphatase, doctors suggest varied ALP tests. 

Other alkaline phosphatase increase causes are:

Biliary Atresia

Another one of the ALP high causes is biliary atresia. This condition causes the bile duct, which carries bile from the liver to the gallbladder, to become blocked. It is common in infants and can lead to alarmingly high levels of alkaline phosphatase.

Hyperparathyroidism

Hyperparathyroidism occurs when the thyroid gland releases high levels of parathyroid hormone. The high bone turnover during this condition causes elevated alkaline phosphatase levels.

Osteomalacia

Osteomalacia is also among the causes of raised alkaline phosphatase in the body. This is a condition where the bones become soft and extremely fragile. The increased activity of the bone cells during this time leads to high ALP.

Biliary Stricture

Another reason for high alkaline phosphatase is biliary stricture, which is the narrowing of the bile duct. This causes high bile pressure in the body, leading to the liver producing more alkaline phosphatase.

Cancer-Causing Biliary Obstructions

Rare, but another one of the possible high phosphatase alkaline causes is biliary obstructions that lead to cancer. The bile juice accumulation stimulates the production of more ALP.

Conclusion

High alkaline phosphatase levels can result from many disease conditions. The best way to address this issue is by getting tests done. Both the tests and treatment for high alkaline phosphatase are covered under health insurance.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Finding the right amount of melatonin for your body is important if you want to sleep better without any side effects. When melatonin comes into question, most people often wonder, “Oh, melatonin how much should I take?” Let us understand how much melatonin is safe and also how to determine the most effective dose for optimal rest.

Melatonin Dose for Adults

Effective dosages of melatonin typically range from 1 to 5 milligrams for adults striving to improve sleep. It should be taken about 30 minutes before bedtime. You can start with a minimal dose, 1 milligram or less. The dosage can be gradually increased based on individual response. Lower doses are often just as helpful as higher ones; in fact, lower doses mitigate the chance of feeling sleepy the following day.

Melatonin comes in different sizes, from 200 micrograms to 20 milligrams. So, before you ask anyone, “How much melatonin should I take for sleep?” You must identify the lowest effective dose tailored to your physiological needs. Age and metabolic rate also play a role in determining the quantity. The daily highest dose should not be more than 10 milligrams to avoid side effects and taken at the right time to work in sync with the body's normal sleep-wake cycle.

Melatonin Dosage for Older Adults

Most adults keep asking, “How much melatonin should I take to sleep?” Melatonin usage should begin with a medical consultation for older adults, especially those over 65. Research on its effects in this age group is limited and indicates potential risks. Experts advise to start with as little as possible, usually between 0.5 mg and 1 mg. It helps reduce side effects such as morning grogginess. A slow-release formula might be preferable to maintain stable blood levels of melatonin throughout the night, as it aids in sustained sleep quality. You should also adjust the dose carefully under medical guidance, as older adults may vary in their response to the hormone. Melatonin should typically be used for short periods rather than long ones to decrease the likelihood of adverse effects and ensure overall safety.

Melatonin Dose for Kids

Knowing how much melatonin is too much for kids is also paramount. Melatonin use should always be under the guidance of a healthcare provider. Appropriate melatonin dosages for children vary by age. Preschoolers are typically given between 1 and 2 milligrams, school-going children should receive 1 to 3 milligrams, while adolescents may require up to 5 milligrams. However, starting with a very low dose, such as 0.5 milligrams, is recommended. This helps assess the child's reaction and the effectiveness of the supplement. You can increase the dosage gradually if necessary and if well tolerated.

Despite its benefits, the impact of melatonin on children's hormonal development has not been extensively studied. This suggests caution in its long-term use. Parents and caregivers should consider melatonin only after exploring other strategies to improve sleep naturally. Also, melatonin may interact differently with children with neurodevelopmental disorders, so they might require close medical supervision. Implementing melatonin should be part of an integrated approach. It should include behavioural strategies and environmental adjustments to make sure that it is both safe and effective for the child.

Conclusion

We hope you can now stop asking yourself, “How much melatonin should I take?” Knowing how much melatonin is too much melatonin before taking it is non-negotiable to avoid risks. Also, make sure your health insurance plan includes coverage for consultations and treatments related to sleep disorders – it will improve your overall strategy for health management.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

To check eligibility for the Ayushman scheme, an Ayushman card list name check is necessary. Under the scheme, the beneficiary gets a health insurance plan of Rs.5 lakh per year for hospitalisation and medical costs.

How to Check Ayushman Card List?

The PMJAY list name check can be done in the following manner: 

• Using the PMJAY family ID Aadhaar:

For the Ayushman card name list check, log into the website https://beneficiary.nha.gov.in/. Enter the registered mobile number along with the OTP. On the beneficiary page, enter details like the PMJAY ID number, ration card number, or Aadhaar card number. Click on display to see the PMJAY name list.

• By using location details:

For an Ayushman card list search by name, log into the website https://beneficiary.nha.gov.in/. Enter the registered mobile number and the OTP. On the beneficiary search page, fill in location details like the district, village, or town name. The search button displays the PMJAY card name list on the screen.

• With the help of PMJAY website:

For the PM Arogya Yojana name list, log in to the PMJAY website. Enter the mobile number. On the icon “Am I eligible?” punch in the Aadhaar card number, and if eligible, the person's name will appear on the screen.

Conclusion

The health insurance plan is good for immediate hospitalisation or treatment for various diseases. The treatment is cashless and done at reputed medical facilities.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The arterial blood gas procedure tests the oxygen concentration in the blood during serious illnesses like chronic lung diseases or heart disease. It also helps in determining the pH level of the body. If the arterial blood gas range is not normal, it means that the optimal oxygen level is not present. The testing is done to determine the functioning of:

• Respiratory system
• Metabolism
• Circulatory system

What Should I Expect During an Arterial Blood Gas Test?

During a blood gas procedure, a therapist takes blood from the radial or brachial arteries, which are from the patient's wrist or arm. If the arterial blood gas test procedure is run on a newborn baby, then the blood is taken from the umbilical cord.

The arterial blood collection procedure is painful for the patients as the arteries are embedded deep into the body. Therefore, once the blood is extracted from their arteries, the patients might feel weak or dizzy. For many patients, a feeling of nausea might set in.

During the arterial blood gas test procedure, the therapist uses an ultrasound to locate the artery. The area where the needle is inserted to draw blood is disinfected. The patient might feel an excruciating and sharp pain. Once the needle is inserted, the blood is drawn to the syringe. A medicated cotton ball is placed at the point where the blood is drawn, and a bandage is placed on it.

The procedure is done when the health provider might preempt diseases like acute respiratory distress syndrome, sepsis, septic shock, hypovolemic shock, renal tubular acidosis, metabolism error, etc.

Conclusion

Arterial blood gas procedures are usually performed for serious diseases. Many times, they are conducted when the provider feels the patient is affected by life-threatening disorders. Under these circumstances, people should possess a health insurance policy covering their hospitalisation, pre-hospitalisation, and post-hospitalisation expenses.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

One of the best ways to manage stress is through controlled breathing. The breathing exercises to reduce stress can also help you deal with panic attacks if you incorporate them into your daily life.

Best Breathing Exercises for Stress

Stress relief breathing exercises are easy to follow, but you need to be consistent with the practice. Stress is ubiquitous in our lives, and yet we do not have much idea about how to manage it effectively. Most people have started adopting breathing exercises to release stress and get solace from too many worrying thoughts. Some other options you can consider are:

1. Pranayama

The best and most effective exercise that you can follow to release stress is none other than Pranayama. This is a very popular exercise and has its origin in the Vedas, which talk about Yogic practice. Pranayama has major benefits but the best part is that it can completely soothe your system and relieve you from stress. It can also have an impact on your blood pressure levels and improve your ability to manage emotions.

You will notice that many individuals often say that this particular technique reduces the frequency of anxiety attacks. The steps you can follow to carry out Pranayama are:

• Sit in an upright position in a relaxed way.
• Breathe in from the right nostril by covering the left nostril with your thumb and then use your middle finger to repeat the process in the left nostril.
• Release your breath from the other nostril.
• Close your eyes and repeat multiple times.

2. Diaphragmatic Breathing

Among the breathing techniques to reduce stress is abdominal breathing. This is a popular option and often suggested by most medical practitioners. As the name suggests this particular type of breathing requires focusing on the diaphragm and making use of the muscles below the lungs.

You will need to take deep breaths to allow the oxygen to fill up your lungs. Once your lungs can get hold of the additional oxygen, it can be better absorbed into the bloodstream. Diaphragmatic breathing can help you experience a sense of serenity and peace.

• Lie down on your back and inhale in a way so that your stomach rises. Ensure that the stomach has risen above the chest level.
• Once done, exhale slowly through your mouth.
• This will allow your abdomen to gently fall.
• Make sure to repeat the process for a minimum of 10 to 15 minutes to feel relief.

3. Box Breathing

This method of breathing is also quite effective when it comes to getting rid of stress. Sportspersons tend to feel highly nervous just before a tournament. In such cases when you need a quick fix, box breathing is your best option.

For box breathing, you will need to make use of similar breath counts. This particular form of breathing can be extremely effective in helping you avert a nervous breakdown. It can also help you improve your concentration level and deal effectively with stress.

• Inhale through your nose and hold till the count of 4. Excel from the mouth and again hold till a count of 4.
• Repeat the exercise at least 5 to 6 times so that you begin to realise the benefit.
• As you start to practice this particular form of breathing, you can start increasing the count.

4. Pursed Lip Breathing

Among the breathing exercises to reduce stress and anxiety, you can try out pursed lips breathing. You need to apply manual effort for each breath so that it can help you experience a calming sensation. One of the well-known aspects of pursed lip breathing is you can choose to practice this technique anytime you want to. You will notice that a particular kind of exercise is highly beneficial if you are practising during activities such as bending or lifting.

However, if you practice pursed lip breathing only once a day, it will not lead to any kind of fulfillment. You must practice multiple times a day to reap the benefits. It is suggested that you practice this kind of breathing at least 4 to 5 times a day and keep on increasing the count.

• The first step to practicing pursed lip breathing is by sitting in a calm position.
• Before you start, relax your neck and shoulder muscles completely.
• Purse your lips as though you are whistling. 
• Inhale through your nose and exhale slowly through pursed lips. The count should be a minimum of 4 so that your mind and body can calm down.

Conclusion

For effective management of stress, you can take up these simple breathing exercises. Professional medical tests are also available to help you deal effectively with stress and they are usually covered under a health insurance plan.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

Are you looking for a fun-filled, relaxing exercise routine that burns calories? Then, you need to go swimming. Its a low-impact activity suitable for anyone at any age. Benefits of swimming include weight management, stress relief, and strength and endurance building. Additionally, it improves flexibility and joint mobility.

What are the health benefits of swimming?

Swimming offers numerous benefits to your body and mind. Here are a few of them:

• Swimming for weight loss: Swimming provides a full-body workout and helps manage weight. It quickly burns calories and increases your metabolism. Regular swimming can accelerate fat loss and help maintain a healthy body when combined with a balanced diet.

• Improves cardiovascular health: An hour in the water can strengthen the heart, improve circulation, and reduce blood pressure. Moreover, swimmers have a lower risk of developing heart disease.

• Enhances lung capacity: In the pool, you have to regulate your breathing while working on the muscles. This activity can help build breathing control and endurance, improving lung capacity. In the long run, exercise can improve the cardio-pulmonary system and strengthen your lungs.

• Better mental health: Swimming is often linked to stress reduction. It has a calming effect on the mind, similar to meditation. Additionally, rhythmic breathing underwater may help decrease symptoms of anxiety. Moving through water increases blood flow to the brain and releases feel-good hormones.

• Better sleep: During this activity, you work on almost every muscle group in the body, leading to healthy physical fatigue. It can help your body to recognise the time for rest and sleep.
• Strengthen joints: If you have arthritis, a water-based workout routine could help. The exercise can strengthen your joints without putting any extra pressure on them. It can also improve the use of arthritic joints and decrease pain.

Conclusion

Swimming is one of the most refreshing exercises suitable for kids, seniors, individuals with disabilities, or those recovering from injuries. The benefits of swimming are many, and adding it to your daily routine, along with good eating habits, can help you maintain a healthy body. However, medical emergencies can happen anytime, and you should be prepared to deal with them. A comprehensive health insurance plan can ensure access to the necessary medical support without financial distress.

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.

The arterial blood gas (ABG) test is an essential and efficient diagnostic tool, providing critical information about how efficient the respiratory system is. It also checks the blood acidity. The arterial blood gas measurement test helps decide the management of different acute and chronic conditions.

What is Measured in an Arterial Blood Gas Test?

Measurement of ABG monitors several vital parameters in blood, including:

1. Oxygen (PaO2) saturation: It measures the oxygen level in the hemoglobin in the RBC. The ideal range is 94-100%. Low levels indicate poor oxygenation, which is often associated with either lung or heart diseases.
2. Partial Pressure of Carbon Dioxide (PaCO2): This reflects how well CO2 is expelled or flushed out through the respiratory system. The normal range should be within 38-42 mm Hg. Abnormal levels indicate issues with respiration, possibly hypoventilation or hyperventilation.
3. Arterial pH Level: Blood pH or acid-base balance is an index of the acidity or alkalinity level in the blood. It ranges between 7.35 and 7.45 levels. Abnormal levels below and above this range often imply a respiratory or metabolic disorder.
4. Bicarbonates (HCO3-): These help maintain the pH balance within the blood. Their levels are generally between 22 and 28 mEq/L.

Doctors recommend an arterial blood gas measurement test for critical conditions of ICU patients showcasing symptoms like:

• Respiratory distress
• Kidney failure
• Injuries in the head or neck region interrupting respiration
• Drug overdose
• Symptoms of pH imbalance like nausea and breath shortness 
• COPD (chronic obstructive pulmonary disease) or asthma

Conclusion

The ABG test is comparatively an easy blood test. Its reports are available in 15-20 minutes. However, the patient is susceptible to the risk of bruising, bleeding, or infection. Comprehensive health insurance ensures sufficient financial coverage against this test cost and for further treatment that follows the results. 

Disclaimer: The information provided in this blog is for educational and informational purposes only. It is not intended as a substitute for professional advice, diagnosis, or treatment. Please consult your general physician or another certified medical professional for any questions regarding a medical condition. Relying on any information provided in this blog is solely at your own risk, and ICICI Lombard is not responsible for any effects or consequences resulting from the use of the information shared.